Therapists in Pennsylvania

Find the best therapist in Pennsylvania for your needs on Grow Therapy. With 31 verified therapists in Pennsylvania, you can connect with licensed professionals who are currently accepting new patients. Grow Therapy verifies and credentials each Pennsylvania therapist to ensure they are active, available, and aligned with your needs. Whether you’re seeking support for anxiety, depression, trauma, Pennsylvania’s therapists offer compassionate, personalized care tailored to your unique circumstances.

Find therapists near you in

Philadelphia

Availability updated: 3/12/2026

Intelligent
Authentic
Solution oriented

Specialties

Addiction
Coping Skills
Trauma and PTSD
+10
Hello, I am a licensed clinical social worker and certified drug and alcohol counselor with 18 years of clinical experience treating clients ages 13 and up who are struggling with trauma, addiction, and serious mental illnesses using various trauma-informed, evidenced-based practices. I pride myself on developing a safe, secure, supportive and non-judgemental therapeutic rapport and environment to begin the healing process.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

Authentic
Warm

Specialties

Addiction
Depression
Life Transitions
+9
Hello! Let me start off by introducing who I am. I am a counselor who is passionate about helping people build meaningful, stable lives to be the best version of themselves. I see counseling as a shared journey: you are guiding the way, and I am holding the light to help us see the path more clearly. I strive to create a safe, respectful space where clients can explore who they are. I love exploring identity and helping you build a strong foundation. I have been told in the past that I have a more "laid-back" yet structured approach.
VirtualAvailable
Authentic
Intelligent
Warm

Specialties

Anxiety
Spirituality
Trauma and PTSD
+6
Fulfilling our potential is a lifelong journey of becoming more at peace with ourselves, deepening the intimacy in our relationships, being more authentically human, and feeling more alive each day. Along the way, certain challenges arise to cause us distress or confusion. Such moments can make us feel held back, afraid, or unsure of where to go from here. But these moments can also be the points of growth and healing from which we renew ourselves in ways we did not think possible. It is a great privilege helping men and women in their search to improve their relationship with themselves and others, to lessen the burden of emotional pain, to experience freedom from addictions, or to embark on new life challenges - to find the hope and courage needed to take those important next steps.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

Specialties

Child or Adolescent
Parenting
Trauma and PTSD
+9
I am a Licensed Marriage and Family Therapist (LMFT), based in the Philadelphia area. I have worked as an Outpatient Therapist in community mental health agencies for the past 11 years. As an LMFT, relationships are key to my practice. I strive to build a trusting, authentic relationship with compassion and warmth. I am passionate about helping individuals and families find ways to navigate challenges and build healthier relationships. I believe in taking a collaborative, strengths-based approach, tailored to meet your needs. I look forward to guiding you along your path of personal growth and healing.
VirtualAvailable
Empowering
Open-minded

Specialties

Grief
Life Transitions
Peer Relationships
+7
Taking the time to start therapy and acknowledge our own personal struggles is the first, and often times, most difficult step in the healing process. I believe that therapy can offer the space for one to process relationships, career changes, grief, and life transitions in depth with safety and clarity. As a therapist, I aim to offer insight in helping clients identify their own values and assist them in aligning said values with their life choices to connect one's sense of self. I also help clients explore how their experiences may have impacted them and offering ways one can use that understanding for self healing and growth.
VirtualAvailable
Authentic
Direct
Solution oriented

Specialties

ADHD
Anxiety
Obsessive-Compulsive (OCD)
+2
I am a Licensed Professional Counselor and Certified Clinical Anxiety Treatment Professional (CCATP). I treat the co-occurring disorders accompanying anxiety such as depression and trauma using evidenced based approaches creating an environment that helps you identify solutions that allow for growth and change. Utilizing a neuroscience based approach, I will help you learn about what parts of the brain are involved in anxiety, how they interact with each other and potentially increase the intensity of anxiety, and targeted interventions for each part of the brain so that lasting change is made. I also specialize in treating ADHD and as a psychotherapist with ADHD, I can help provide unique perspectives and approaches to working through and managing ADHD with and without medication! Understanding the difficulties that accompany ADHD that can make developing skills and healthy routines difficult to implement and consistently maintain. Taking the step towards getting help can be difficult! It is also the most important step toward feeling relief and being able to thrive in life. Take action and schedule an appointment to begin the journey toward feeling better now!
VirtualAvailable

Often rebooked

Humorous
Holistic
Warm

Specialties

ADHD
Coping Skills
Couples Counseling
+10
Hi, my name is Cassie and I am a Licensed Professional Counselor in Pennsylvania. I have experience working with a diverse population of clients of all age groups. I use an integrated theoretical approach to counseling and tailor the treatment to the client’s individual needs. I strongly believe in meeting the client where they are at and helping them get to where they want to be. I also believe that one of the most important things that you can do in life is invest in yourself to heal all parts that need healed and work on becoming your best self. I am familiar with energy healing, and I am a certified Reiki Master Practitioner. I am very passionate about helping my clients heal and become their best selves, helping them achieve their desired goals, and helping them feel more satisfied overall with their lives. Healing starts here: therapy for a better you!
VirtualAvailable

Specialties

Anxiety
Depression
Trauma and PTSD
+8
I am a Licensed Professional Counselor (LPC) in the state of Pennsylvania and have been working in the field for five years. I have a master's degree in Marriage and Family Counseling/Therapy, so it is not uncommon for me to provide family and couple's therapy in addition to individual therapy. I treat a number of disorders and issues including but not limited to: ADHD, anger, anxiety, autism, behavioral disorders, depression, family difficulties, OCD, PTSD and other trauma disorders, relationship difficulties, and social anxiety. I am an EMDRIA certified therapist practicing EMDR. EMDR is helpful, especially for individuals with a history of trauma or other experiences found distressing, as it helps people change the way the brain has stored the traumatic or distressing memory so that it no longer has the same negative impact on the individual. I aim to build a strong therapeutic rapport with clients as this is beneficial to treatment and, often, helps expedite treatment. I take into account the unique experience of each individual and offer a safe space free of judgement for clients to feel heard.
VirtualAvailable
Warm
Solution oriented
Intelligent

Specialties

ADHD
Anxiety
Trauma and PTSD
As a Licensed Clinical Social Worker and certified Trauma and ADHD specialist with extensive experience, I bring a wealth of knowledge and expertise to my practice. My journey in social work began at Washington University in St. Louis, MO, and has led me to operate a private practice in Montgomery and Bucks Counties, Pennsylvania. I offer my services throughout the state via telehealth, providing compassionate care and utilizing evidence-based therapeutic tools to help individuals overcome fear and anxiety. The first steps towards therapy can be scary and daunting, but I'm here to celebrate your decision to seek help. I've meticulously crafted a safe, nurturing space to help you feel secure and cared for. This environment is designed to foster a new mindset, enhance self-esteem, and cultivate a new mindset that promotes joy and positivity. It's a place where you can increase self-awareness and self-curiosity, awakening and discovering a part of yourself long hidden in the complexities of anxiety, depression, the effects of trauma, or the impact of ADHD on executive functions. I invite each client into the therapeutic process as a collaborative partner. Together, we create a plan tailored to meet your unique needs. This active engagement in the therapeutic process empowers you, fostering forward movement and helping you to achieve lasting growth and transformative change.
VirtualOffers in-person in North Wales, PA - Accepting clients in PAAvailable

Specialties

Anxiety
Depression
Military/Veterans
+10
Hi, I'm Dr. Ryan Buhite. I'm a "down-to-earth" person who enjoys getting to know people and what will help them succeed. I am passionate about helping others grow, change, and reach their full potential. I believe the therapeutic alliance with my clients is a critical component of the treatment process. I work alongside my clients to help them get through life’s challenges, such as major life changes, anxiety, depression, and trauma. I customize science-based interventions for my clients' situations that make positive changes in thier lives. I received my Doctorate in Psychology (Psy.D.) from Wright State University in 2007 and have been Board Certified by the American Board of Professional Psychology in Clinical Psychology since 2014. Following graduate school, I served in the United States Air Force as a clinical psychologist, treating clients, consulting with leadership, and training young clinicians. In the Air Force, I received extensive training from nationally recognized experts in treating anxiety, depression, and trauma so I could be effective in treating our nation's service men and women. While I have experience working with many different clinical concerns, I specialize in working with veterans, those with anxiety and depression, trauma, and men's issues.
VirtualAvailable
Authentic
Warm
Challenging

Specialties

Life Transitions
Post Partum
Hello! I'm a Licensed Marriage and Family Therapist in Pennsylvania. Since completing my graduate program at Syracuse University in 2012, I've been working closely with individuals, couples and families, helping them to meet personal and relational goals. I enjoy connecting with people, meeting them where they're at, and supporting them in their healing journey. I find it deeply satisfying to help people view things in a different light: themselves, their relationships, and their future.
VirtualAvailable
Warm
Authentic

Specialties

ADHD
Anxiety
Parenting
+4
I am a Licensed Clinical Social Worker (LCSW), and Registered Play Therapist (RPT) based in Lancaster, Pennsylvania, with a Master’s in Social Work from Temple University, Harrisburg. For the past 10 years, I have worked as a mental health therapist, providing support to individuals across a wide range of ages. I am passionate about helping individuals and families find practical, personalized tools to navigate challenges and build healthier relationships. My approach is collaborative, strengths-based, person-centered, and tailored to meet each client’s unique needs.
VirtualAvailable
Authentic
Solution oriented
Warm

Specialties

Anxiety
Coping Skills
Women's Issues
+8
Hi! I'm Emily, founder of Caine Counseling Services and a licensed clinical therapist with over 10 years of experience helping individuals overcome emotional challenges, develop coping skills and a sense of confidence to help take control of their lives and reach a sense of fulfillment. I believe therapy should be supportive of the whole person, honoring both your inner world as well as everyday life. My goal is to make therapy something you can look forward to, even when it's hard- something that feels relatable, empowering and different from outdated approaches. Rather than feeling clinical or one-sided, therapy is a space where you can feel heard, receive meaningful feedback and have a real conversation within a relationship that feels genuine.
VirtualAvailable

Specialties

Coping Skills
Life Transitions
Suicidal Ideation
+10
Hello! I am a Licensed Clinical Social Worker with over 22 years of experience. I really enjoy helping people navigate the challenges of changing and maintaining roles in life---exploring young adulthood, how to maintain your own identity as a parent, how to create a life worth living in whatever stage you are in. I feel like I am very open, non judgmental, eager to learn, empathetic and understanding. And funny! I am a gender affirming therapist. I am an ally in the LGB and TNC Communities, always keeping my eyes and ears open to find ways to improve my allyship. The current political climate is traumatic and oppressive to members of these Communities. I want to create space in session to discuss how that may be affecting you or retraumatizing you. I am also a member of the World Professional Association for Transgender Health. I am comfortable providing documentation for medical transition. I am very comfortable with working with those who use self harm as a coping mechanism--there is no shame or expectation you must stop when you engage in therapy. I'm fine with talking about suicide, whether it's your own personal experience of trying to find a life worth living, your experience of supporting someone who lives with suicide in their life, or grief around experiences of suicide. I do not believe inpatient hospitalization is an effective treatment for those experiencing suicide and do everything I can as a therapist to keep people out of the hospital when in suicidal crisis. I do believe therapy is political. I am social justice focused, continuing to do my own anti-racism work. I believe in Health at Every Size. I believe that our environment and what we experience in life has a profound affect on us and must be discussed in therapy.
VirtualAvailable
Open-minded
Solution oriented
Authentic

Specialties

ADHD
Anxiety
Depression
+10
It would be my pleasure to work with you! My name is Kim Sylla and I have been interested in the field of social services since childhood when I enthusiastically listened to the life stories of those around me including friends, neighbors and extended relatives. This interest grew with with my first therapist volunteer experience -- at the age of 20 -- with individuals who had substance use and mental health disorders. Since then I have had a wide array of additional volunteer and work experiences with adults and adolescents undergoing various life challenges at work, school, home and in the larger community. My varied experience, training and education prepared me to use an integrative therapeutic approach that draws on cognitive behavioral therapy, mindfulness, dialectical behavioral therapy, motivational interviewing and ecological systems theory.
VirtualAvailable
Warm
Empowering
Direct

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hi, I’m Kiara. I'm so glad you're here! I am a Licensed Professional Counselor as well as a National Certified Counselor with a master’s degree in counseling psychology. I have over 10 years experience providing services from various settings. I have worked with individuals ranging from 2 year olds to adults and diverse populations including intellectual disabilities, substance and alcohol disorders and emotional and mental health struggles. I am passionate about helping ambitious adults who struggle with high-functioning anxiety, depression and trauma find freedom from their distress, fears, overthinking and self-doubt. My mission is to help my clients feel more confident in themselves, their decisions, develop better coping skills and live a more fulfilling life. Together, we can explore and identify what is keeping you stuck and work collaboratively to discover effective tools to help you overcome your struggles.
VirtualAvailable
Authentic
Warm

Specialties

Anxiety
Child or Adolescent
Depression
+9
I am a licensed psychologist in PA, with a specialty in clinical psychology. For the past 30 years I have specialized in college mental health working with young adults and late adolescents from a variety of theoretical perspectives, specializing in individual, group therapy, and family therapy as well as hypnotherapy modalities. Prior to becoming a psychologist, I had training and experience with helping individuals and families with substance abuse, recovery from sexual, emotional, and physical abuse history, and personality or interpersonal style problems.
VirtualOffers in-person in Washington, PA - Accepting clients in PAAvailable

Often rebooked

Warm
Direct
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hi, I'm Vicky! I am a Licensed Professional Counselor (LPC) in Pennsylvania and have 11 years of experience. I have experience working with clients with a wide range of presenting concerns, including anxiety, depression, relationship issues, and more. My counseling style is warm and interactive. I believe in treating everyone with respect, sensitivity, and compassion. I am flexible in my treatment approaches and will tailor my approaches to best fit your needs. It takes courage to seek a more fulfilling and happier life and to take the first steps towards positive growth and change. I am here to support and empower you and will help you every step of the way. I look forward to working with you!
VirtualAvailable
Empowering
Authentic
Humorous

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+5
I SEE YOU, WARRIOR. The one everyone leans on — because they have no idea about the cracks you never show. You’re the get-it-done, make-it-happen woman who shoulders more than most because letting people down doesn’t feel like an option. On the outside, you move through the world with strength and competence. Inside, you’re stretched thin — exhausted, resentful, and quietly wondering, “When is it my turn?” I help women like you finally put down the armor without losing their power. My approach blends psychology, neuroscience, and energetic law into a grounded, no-BS process that actually works. This isn’t about just coping. It’s exploration — keeping what fits and rewiring what doesn’t. — LPC | 27 Years Experience | Anxiety, Boundaries & Women’s Issues | Weekly Openings Mon/Thurs
VirtualAvailable

Specialties

ADHD
Anxiety
Depression
+10
Anxiety, trauma, depression, and coping with daily life are difficult challenges. I offer a strong therapeutic alliance and guidance along your journey. My most important end goal is to provide you with the answers, tools, and strategies to empower you to manage difficult challenges. My background in psychology and social work combines scientific and holistic methods to form an eclectic approach to therapy.
VirtualOffers in-person in Camp Hill, PA - Accepting clients in PAAvailable
Warm
Empowering
Authentic

Specialties

Anxiety
Coping Skills
Life Transitions
+8
Hello! I am a Licensed Professional Counselor based in Philadelphia and serving the surrounding areas of PA. I have been in the mental health field for the past 11 years and I provide support to individuals ages 18 and up. (Not accepting couples and families currently). I believe everyone deserves optimal emotional health and wellness to help them function at their best selves.
VirtualOffers in-person in Philadelphia, PA - Accepting clients in PAAvailable
Solution oriented
Empowering
Direct

Specialties

Coping Skills
Depression
Self Esteem
+3
Hello! I am a licensed clinical social worker based in PA. I received my MSW from Temple University(go Owls) and have practiced in diverse settings for 21 years. I love what I do and I love being on the journey with my clients to achieve whatever their goals may be. I strive to provide a safe environment for my clients where they can be their authentic selves with no judgment, agenda, or criticism. We are all worthy of self-care and however it looks for each individual.
VirtualAvailable
Humorous
Challenging
Intelligent

Specialties

Anxiety
Child or Adolescent
Depression
+10
Hi — I’m Jennifer Jahn Larson, but almost everyone calls me JJ. After nearly 30 years in mental health — across public and private agencies, addiction treatment centers, college counseling, correctional settings, crisis response, and leadership roles — I decided it was time to create a practice that reflects how I truly work best: personal, collaborative, thoughtful, and grounded .
VirtualAvailable

Specialties

Anxiety
Coping Skills
Depression
+3
Psychotherapy At Home, LCSW, PLLC provides virtual therapy services for teens, adults, and couples who are dealing with various life challenges. The dedicated therapists specialize in clinical mental health treatment and addiction support. With more than 14 years of experience, we have a strong background in working with vulnerable individuals who require compassionate assistance. We have a strong foundation of clinical knowledge and evidence-based techniques to draw upon in providing guidance and interventions that are most appropriate for clients' specific needs.
VirtualAvailable
Solution oriented
Open-minded
Intelligent

Specialties

Anxiety
Older Adults
Parenting
+12
Hi, friends call me Kate. I have been Board Certified for 22 years and bring a variety of work experience to the table. I am retired from outpatient behavioral health at a Regional Hospital and work part time exclusively doing telehealth. I am a Licensed Professional Counselor in both Connecticut and Pennsylvania. Are you going through a rough patch in your life? Sometimes when life gets tough, it helps to share that burden with someone else. Voicing your hardships with a professional experienced therapist Is the first step in helping you to feel better. Is it hard for you to balance work life and home life? Let’s work together so that we can create a way to better handle the stress that life presents. If you need tools to better cope with anxiety and depression, we can work on that. Perhaps you are grieving a loved one or a lost lifestyle. I’ve had lots of experience with parent coaching and enjoy helping families live a more positive life.
VirtualAvailable
Authentic
Empowering
Direct

Specialties

Grief
Trauma and PTSD
Women's Issues
+10
If you’ve just landed on my page, I invite you to pause. Take a deep breath. Feel your feet on the ground. Notice what your body is holding in this moment—tension, fatigue, grief, maybe even hope. You’ve already taken a brave step by being here. You’re choosing to tend to your inner life and honor your own healing. I support individuals navigating grief, loss, infertility, caregiving, and life transitions—especially when the path feels unclear or overwhelming. Together, we listen deeply to your body’s wisdom and explore what your spirit longs to express and release. Grief is not just an emotion—it’s an embodied experience, one that moves in waves. Whether you’re mourning a loved one, the loss of a dream, or a shift in your identity, we’ll approach your healing gently, with curiosity and compassion. As a Licensed Clinical Social Worker, I create sacred, grounded space where you can slow down, feel, and reconnect. Our work together honors mind, body, and soul—inviting transformation in your own timing, on your own terms. You don’t have to navigate this alone. If your heart is longing for peace and deeper connection, I invite you to reach out. Let’s walk this path together.
VirtualAvailable
Empowering
Solution oriented

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
I am a Psychotherapist licensed in Maryland, Virginia and Pennsylvania. I have been a licensed therapist since 2013. I work with adults challenged by stressors in the present or struggling with old wounds from the past. As a therapist, my focus is to help clients build self awareness, identify their own internal strengths and external resources, and develop new tools and coping skills to face challenges.
VirtualAvailable
Empowering
Warm
Authentic

Specialties

Eating Disorders
Personality Disorders
Women's Issues
+10
Hi there! Are you looking for a therapist who will simultaneously be your cheerleader and challenger? Who will empower you to step into the best version of yourself and take charge of your mental health and life? Look no further. My name is Iris and I am a Masters-level clinician who is currently pursuing a doctorate degree in Counseling Psychology. I offer an eclectic range of modalities including CBT, DBT, ACT, existential therapy, Christian perspective, positive pschology, and more. My goal is to create a safe space for self-discovery, healing, and challenging oneself. I am comfortable being both directive and non-directive as I believe in meeting each client where they are at. In my free time I enjoy hanging out with my German Shepherd, Dozier, creative writing, participating in theatre, weightlifting, spending time with friends, and traveling. I would be honored to walk alongside you on your journey!
VirtualAvailable
Warm
Humorous
Open-minded

Specialties

Military/Veterans
Trauma and PTSD
Women's Issues
+10
Hi there—it's a pleasure to meet you. I am a Masters‑Level Board‑Certified Music Therapist and Licensed Professional Counselor with more than two decades of experience supporting individuals across inpatient, residential, partial hospitalization, intensive outpatient, and outpatient settings. I understand how much courage it takes to reach out for support, and I strive to make therapy a place where you feel safe, understood, and free from judgment. My work is rooted in trauma‑informed care, emphasizing safety, choice, collaboration, and empowerment. I recognize the impact that trauma can have on the nervous system, relationships, and daily functioning, and I approach each session with sensitivity, attunement, and respect for your lived experience. As a creative arts therapist, I also integrate music and other expressive modalities when helpful—offering additional pathways for emotional processing, self‑expression, and insight, especially when words alone feel limiting. I believe healing begins with a strong, trusting therapeutic relationship, and I am committed to listening deeply and communicating with compassion and honesty. My approach focuses on empowering you with the tools, insight, and emotional skills you need to navigate life more effectively and with greater confidence
VirtualAvailable

Often rebooked

Humorous
Authentic
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Welcome! I'm so glad you are here. Let's take a moment and recognize that you've taken the first step towards improving your mental health, because we both know that therapy can feel daunting, yet hopeful at the same time. My name is Francina and I am here to help you on this journey. I am a licensed professional counselor and I practice in New Jersey and Pennsylvania. I am also a Board Certified Art Therapist; and certified yoga teacher, autism spectrum disorder specialist, and clinical trauma professional. As an integrative therapist, I provide a safe and inviting environment that enables clients to confront challenges related to anxiety, depression, self-care, trauma, and more. I am welcoming, non judgmental, accepting, and understanding. My focus is on assisting clients in developing more satisfying, enriching lives, as they become more empowered to gain more freedom in their lives. Therapy can promote what you truly deserve. Someone to hear you, to see you. To believe you. I listen with compassion but I don't just sit there while you talk; rather it is a conversation. If that resonates with you, I'm here whenever you feel ready to take the next step.
VirtualAvailable
Authentic
Empowering
Direct

Specialties

Anxiety
Bipolar Disorder
Sex Therapy
+9
Hello and welcome to my virtual office. I am eager and excited to meet with you and help to resolve the issues that are creating difficulties in your life. I am a graduate of the University of Pennsylvania with 25 years of experience in diverse aspects of therapy. I strive to create a safe and welcoming environment that allows clients to explore obstacles related to anxiety, depression, and/or self-care. I focus on helping clients develop assertive communication and boundaries with themselves and those around them to improve their quality of life.
VirtualAvailable

Search therapists by insurance

Frequently asked questions

Why filter by Pennsylvania rather than a city like Philadelphia?

When looking for online therapy, you can see anyone that is credentialed in Pennsylvania. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Pennsylvania from Pittsburgh to Scranton! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Pennsylvania.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.