Finding a therapist who accepts Optum insurance can make accessing mental health support more manageable and affordable. With 760 verified therapists in San Diego, CA who accept Optum insurance, you can filter by therapeutic approaches such as cognitive behavioral therapy, interpersonal therapy, and solution-focused therapy to address issues like anxiety, depression, or relationship challenges. Each Grow Therapy-verified therapist is currently welcoming new clients and has availability within the next 30 days, ensuring you have access to quality care that fits within your Optum insurance coverage.
Availability updated: 2/15/2026
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When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.
Yes! If you use Optum you’ll be asked to verify your Member ID at the time you book the appointment. However, if you don’t have Optum you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.
The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.
Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.
Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.