Therapists that accept Cash Pay in Minnesota

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 79 verified therapists in Minnesota who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Nikki Wieberdink

Nikki Wieberdink, LPCC - Minnesota Therapist at Grow Therapy
$175/session
LPCC
16 years of experience
Virtual
Hi! I know how important it is to feel better as quickly as possible and the desire to get back to enjoying life. Let's work together to get you there! I am a Licensed professional clinical counselor (LPCC) and a Licensed Practical Nurse(LPN) based in Central MN. I graduated from Saint Cloud State University in 2008 and have been working in mental health for over 20 years. I have been licensed as an LPCC for 8 of those years and licensed as a nurse for over 20 years. I have extensive work in crisis intervention and have worked with people experiencing all kinds of symptoms that are interfering with their lives.

Dr. Nicole Smith

Dr. Nicole Smith, LP - Minnesota Therapist at Grow Therapy
$150/session
LP
17 years of experience
Virtual
Hi! I am a licensed clinical psychologist in the state of Minnesota, Wisconsin and New York and have years of experience working with older children, teens, and adults of all ages. I am also a part of PsyPact, a telehealth compact where I can see clients in over 42+ states! I am a veteran of the US Air Force and completed my undergraduate education while stationed in England. I graduated from the UMUC, Europe with a B.S. in Psychology and a minor in Business Administration and hold a Master’s and Doctorate degree in Clinical Child Psychology from the Wisconsin School of Professional Psychology in Milwaukee, WI. I completed my pre-doctoral internship in infant and child psychology at the Institute for Infant and Preschool Mental Health in East Orange, NJ and completed her post-doctoral fellowship in Mother-infant/child/adolescent psychology at St. Luke’s Roosevelt Hospital, in NYC. I have worked in a variety of settings including inpatient, outpatient, hospitals, group homes, in-home, and now online! I have experience providing treatment for all types of difficulties but am primarily focused on providing services for prenatal and postpartum mental health needs. I enjoy helping women to find purpose in life, adjust to challenges of motherhood, and live to their fullest potential.

Tobias Wilde

(he/him)

Tobias Wilde, LICSW - Minnesota Therapist at Grow Therapy
$120/session
LICSW
13 years of experience
Virtual
My name is Tobias (He/Him/His). I am a Licensed Independent Clinical Social Worker (LCSW/LICSW) with 13 years of professional work experience. I recieved my Masters from the University of Utah. I have many roles in life, in addition to being a therapist, I was born in the United States. I am a son and a brother in a blended family. I am also an advocate, a father, a friend, a mentor, a student of life, as well as a teacher by heart. I am also a Child of a Deaf Adult (CODA) and fluent in American Sign Language (ASL).

Elisa Sarmento

(she/her)

Elisa Sarmento, LPCC - Minnesota Therapist at Grow Therapy
$85/session
LPCC
12 years of experience
Virtual
Hello, Hola! I am Elisa Sarmento, MA, LADC, LPCC, based out of Bloomington, MN, fully licensed and working through telehealth in both Minnesota and Florida, practicing for over 10 years. I provide both bilingual (Spanish/English) psychotherapy, life coaching services and am particularly passionate about working with the specific challenges faced by individuals (teens and adults) living in fear and addiction.

Zachary Campbell

(he/him)

Zachary Campbell, LPCC - Minnesota Therapist at Grow Therapy
$200/session
LPCC
15 years of experience
Virtual
In-person
205 W 2nd St, D...
I am a trauma informed care practitioner with 18 years of experience in supporting people through a healing journey with EMDR, Somatic Experiencing and Jungian Dream Analysis. We enter your story with compassion. I am passionate about providing gentle and considerate care. My office is located on a bus line within an ADA accessible building and off-street parking. Virtual sessions are offered. My space is designed for comfort and safety in downtown Duluth, Minnesota.

Angie Henke

Angie Henke, LICSW - Minnesota Therapist at Grow Therapy
$100/session
LICSW
10 years of experience
Virtual
Hello, my name is Angie, and I would be honored to hear your story and experiences. As a social worker, I have a strong ability to connect with people and quickly build rapport. I have been working in the field for 10 years and have been a LICSW since 2021. I believe it's important to engage actively in therapy and put in the necessary effort to make changes that will help you reach your goals. I often use humor and seem to have the ability to make people feel like they are talking to a friend...albeit a friend that is very honest, sometimes sarcastic, can challenge you, accept you, fight for you, and sometimes make you mad. Thankfully, it's all part of the process of making sustainable changes! I attended training to work specifically with law enforcement, veterans, and other first responders. I was an embedded social worker in a MN police department for 3 years. I utilize different therapeutic modalities depending on your individual needs. Some examples include: Solution-Focused Therapy, Cognitive Behavioral Therapy, Trauma Focused Therapy, and Motivational Interviewing. I pride myself in delivering non-judgmental, empathetic, individualized services to ensure the therapy experience is created for you.

Shirley Butcher

(she/her)

Shirley Butcher, LPCC - Minnesota Therapist at Grow Therapy
$100/session
LPCC
14 years of experience
Virtual
Hi! I'm a Licensed Professional Clinical Counsellor (LPCC) based in Minnesota. I received my Masters from Adler Graduate School and working on my PhD in Behavioral Health Leadership. I have been practicing for 14 years. I love to help people struggling to take control of their mental health, heal past wounds, build a life aligned with their values, to uncover their inner resilience and strengths, create positive change, and work toward the future they envision.

Amanda Knapper

(she/her)

Amanda Knapper, LPCC - Minnesota Therapist at Grow Therapy
$120/session
LPCC
5 years of experience
Virtual
Hi there, I am glad you are here. My name is Amanda and I am a Licensed Professional Clinical Counselor (LPCC) based in Minnesota. I received my degree at North Dakota State University (NDSU) and have been in the mental health field for 5 years. Due to my experience in a hospital setting and community mental health center, I have comfortability working with individuals from all walks of life, whether you are struggling with depression, anxiety, marital stress or anything interfering with your quality of life. I am here to meet you where you are at and work alongside you.

Emily Barbee

Emily Barbee, LMFT - Minnesota Therapist at Grow Therapy
$175/session
LMFT
17 years of experience
Virtual
In-person
821 Raymond Ave...
Hi, I'm Emily! Oof-Change is hard and I am so glad you're here! When there is too much pain in life, we can feel overwhelmed, powerless, or stuck. Using evidence-based practices, I will work with you to build tools, examine your patterns and obstacles, and empower your strengths and inner wisdom so you can emerge with a greater sense of meaning and the ability to move in a new direction. I work collaboratively with my clients and describe my style as warm, thoughtful, creative, transparent, and empowering. I meet each person where they're at and respect the resistance that often accompanies change. Together we'll figure out what hasn't worked and why and try new ways of creating the life you want. While I tailor the work towards each individual, I enjoy introducing creative interventions beyond typical "talk therapy" including writing, art, role play, bibliotherapy, and apps.

Jennifer Ostergaard

Jennifer Ostergaard, LP - Minnesota Therapist at Grow Therapy
$225/session
LP
20 years of experience
Virtual
Dr. Ostergaard is an experienced licensed practitioner with specialized training in neuropsychology. She has been a licensed practitioner since 2006 and completed her fellowship training in pediatric neuropsychology through the University of Minnesota Medical School’s Division of Pediatric Clinical Neuroscience. Her research and clinical interests have focused on traumatic brain injury (TBI) assessment and recovery. Dr. Ostergaard looks forward to collaborating with you to accomplish your goals by creating positive and sustainable changes, ultimately enhancing your quality of life.

Josh Brewster

(he/him)

Josh Brewster, LICSW - Minnesota Therapist at Grow Therapy
$150/session
LICSW
23 years of experience
Virtual
Hi, I’m Josh Brewster, a clinical social worker and therapist with over 20 years of experience helping people navigate life’s challenges. Whether you’re feeling stuck, overwhelmed, or simply unsure of the next step, I’m here to support you with practical tools, evidence-based strategies, and a touch of humor to make the process feel a little lighter. I specialize in working with men, couples, and young adults tackling issues like anxiety, grief, anger, depression, relationship dynamics, and even financial stress. My approach is tailored to your needs—whether you’re ready to dive in and make big changes or prefer to move at a slower, more deliberate pace. In our sessions, you’ll be in the driver’s seat, deciding where you want to go. My role is to serve as your navigator, helping you uncover what’s holding you back and equipping you with skills to move forward. Therapy with me is forward-focused. While we’ll reflect on the past if needed, our main goal is to create meaningful progress in your life now and for the future. Think of our work as collaborative problem-solving: you bring your challenges, and together, we’ll find solutions that resonate with your values and goals. Oh, and don’t be surprised if my 10-pound, 14-year-old rescue dog makes an appearance during virtual sessions—Bear keeps me grounded, too. If you’re ready to explore what’s next, let’s connect. I offer therapy in Minnesota, Michigan, and Illinois, and I’d be honored to help you reclaim control over your life and relationships.

Dr. FLORENCE NJOYI

Dr. FLORENCE NJOYI, LICSW - Minnesota Therapist at Grow Therapy
$100/session
LICSW
15 years of experience
Virtual
In-person
220 South Rober...
Hello! I am a multicultural clinician with fifteen years of experience, licensed as a Licensed Independent Clinical Social Worker (LICSW). I hold a Master’s degree from the University of St. Thomas in Saint Paul, Minnesota, and a Doctor of Behavioral Health from Arizona State University. My primary focus is on delivering clinical support to adults encountering behavioral health challenges, with the aim of improving their condition management. I am dedicated to integrating diverse cultural perspectives into my practice, respecting each individual's background. I create a safe environment for clients to explore their thoughts and feelings. Using evidence-based approaches, I work collaboratively to develop personalized strategies that enhance resilience and well-being. Also, I prioritize ongoing professional development to stay updated on advancements in behavioral health for effective care.

Melanie Copeland

(she/her)

Melanie Copeland, LICSW - Minnesota Therapist at Grow Therapy
$130/session
LICSW
25 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker (LCSW) with over 20 years of experience as a clinician. I am based in Tennessee (primarily) but also licensed in Kentucky and Minnesota. I specialize in treating Obsessive Compulsive Disorder (OCD). I also have experience working with other anxiety disorders and clients living with depression. I am passionate about helping clients navigate life challenges in ways that honor who they are. I am supportive of people from all walks of life, including members of the BIPOC and LGBTQ community.

Lisa VanBaalen

(she/her)

Lisa VanBaalen, LICSW - Minnesota Therapist at Grow Therapy
$75/session
LICSW
30 years of experience
Virtual
Feeling overwhelmed, stuck, or ready for a change? You're not alone. As a Licensed Independent Clinical Social Worker with 30+ years of experience, I help adults navigate anxiety, depression, stress, grief, and major life transitions with a compassionate, evidence-based approach. I provide a supportive, nonjudgmental space where you can feel heard, understood, and empowered to take meaningful steps forward. My approach is personalized to your needs, integrating cognitive behavioral therapy (CBT), compassion-focused therapy, and mindfulness practices to help you break free from unhelpful patterns, build resilience, and improve relationships. Whether you're adjusting to a major life change, struggling with self-doubt, relationship ambivalence, or searching for greater clarity and balance, I’m here to help. Therapy is a powerful tool for gaining insight, fostering self-compassion, and creating lasting change. Let’s work together to help you move forward with confidence and purpose.

Rome Alexander

(he/him)

Rome Alexander, LICSW - Minnesota Therapist at Grow Therapy
$140/session
LICSW
25 years of experience
Virtual
Hello- My name is Rome Alexander, and I am a licensed therapist in Minnesota, with over 20 years of professional experience in helping those that are struggling with the conditions of various situations such as: anxiety and depressions, issues of sudden or prolonged grief, Post-Traumatic Stress, and/or other psychological traumas such as those that may occur in childhood, adolescence, or adult situations.

Ornella Hegbe

(she/her)

Ornella Hegbe, LICSW - Minnesota Therapist at Grow Therapy
$145/session
LICSW
8 years of experience
Virtual
You took the hardest step today; your healing journey can begin. My name is Ornella Hegbe and I am a Licensed Clinical Social Worker. The space I hold for you is individualized to acknowledge you, support you, and encourage you to be your greatest advocate and to help you figure out what you need. I am versatile in the range of clients that I take ( age and lifestyle, or issue). Persons with pelvic pain disorders please feel free to consult with me ( pain with sex, Pudendal Neuralgia, Vulvodynia, resistance/anxiety towards pelvic physical therapy exercises). I have sex therapy training specifically in this area. ***If you are a client via your worksite with me, I am unable to see you in private practice due to my role as your agency consultant.

Tessa Fultz

Tessa Fultz, LICSW - Minnesota Therapist at Grow Therapy
$85/session
LICSW
8 years of experience
Virtual
In-person
408 3rd St, Far...
Hi! I'm a Licensed Independent Clinical Social Worker (LICSW) (Professional Mental Health Therapist) based in Minnesota. I received my Masters from Walden University, a psychology degree from Brandman University and have been practicing in mental health for almost 8 years. I am passionate about wellness & offering a holistic, strengths-based approach to therapy and to customize sessions to meet each individuals' needs. My goal is to provide a safe, relaxing space for clients to help them reach their goals. My approach is compassionate, holistic, person and solution focused. If a client needs to address past issues or past core beliefs, then we will also explore this in a psychodynamic, trauma-informed way at your pace. I have previously worked as an in-home skills & therapy practitioner for adults and kids, a clinical supervisor/assessor at an autism center, a clinical supervisor for in-home programs, and as an adult and child case manager for the counties. I am licensed in MN and have insurances listed for that. I am licensed in WI, so can take only self-pay at this time for WI clients.

Lori Loncharek

(she/her)

Lori Loncharek, LPCC - Minnesota Therapist at Grow Therapy
$125/session
LPCC
6 years of experience
Virtual
I have worked in the area of mental health for 38 years, 6 of those years as a therapist. I hope to cultivate wellness, peace & balance, while also gently challenging clients to shift old thinking patterns. Ultimately, my focus is to help clients recognize they have the power to create the best version of themselves & I assist in recognizing positive attributes.

Shannon Link

(she/her)

Shannon Link, LICSW - Minnesota Therapist at Grow Therapy
$125/session
LICSW
12 years of experience
Virtual
Hello! Life can throw us occasional curve balls or have us feeling a certain way for longer than we would hope. We will work together to explore your concerns and develop a concrete, tailored plan for treatment. I am excited to work together to get you feeling better! A little bit about me, I received my MSW at the University of North Dakota and I am a board certified, Licensed Independent Clinical Social Worker. I have an extensive background with the treatment of many types of mental health diagnosis and have provided clinical services in a variety of settings including homes, clinics and hospital systems and also in a crisis capacity.

Jenny Schwieger

(she/her)

Jenny Schwieger, LPCC - Minnesota Therapist at Grow Therapy
$90/session
LPCC
18 years of experience
Virtual
Hello! I am a Licensed Professional Clinical Counselor and have been practicing in Minnesota for 18 years. My hope as a therapist is to build relationships and work collaboratively with individuals to address their specific goals. My intention is to bring an accepting, inviting and non-judgemental presence into each session, with encouragement in helping you navigate life’s challenges and assisting you in developing strategies and skills to make positive changes in your life. In addition to working as a therapist, I also have 25 years experience working as a school counselor.

Neil Greco

(he/him)

Neil Greco, LICSW - Minnesota Therapist at Grow Therapy
$90/session
LICSW
19 years of experience
Virtual
I have been supporting health and wellness in all its forms one day, one moment, one interaction at a time for many years. To that end I have studied many methods that allow me to bring a variety of skills and knowledge to persons I work with. I promote others feeling empowered to use not only what occurs in therapy, but their skills, talents, knowledge, etc., to move forward in every session with a greater sense of empowerment.

Kristie Hills

(she/her)

Kristie Hills, LPCC - Minnesota Therapist at Grow Therapy
$111/session
LPCC
15 years of experience
Virtual
Throughout my career, I have provided services to a myriad of clients, including those who have experienced trauma. I have worked with individuals of all ages and consider myself a generalist. I have sought out training in many modalities, including EMDR, CBT, Psychodynamic, and Attachment Based, just to name a few. I also have sought out training in addressing grief as well as experiencing significant loss in my own life.

Nasra Jimale

(she/her)

Nasra Jimale, LICSW - Minnesota Therapist at Grow Therapy
$105/session
LICSW
10 years of experience
Virtual
Seeking help is challenging and can be one of the most rewarding things one can do. Self-compassion is important to me and nothing inspires me more than being able to offer hope when individuals are navigating life challenges and embarking on a healing journey to putting their most authentic self forward. Licensure: Licensed Independent Clinical Social Worker, Minnesota Board of Social Work Special Interests/Skills: Cognitive Behavioral Therapy, Acceptance and Commitment Therapy, Dialectical Behavioral Therapy, Women’s Issues, life transitions, Intersectional minority mental health. My pronouns are: she/her/hers

Alisha Powell

Alisha Powell, LICSW - Minnesota Therapist at Grow Therapy
$100/session
LICSW
13 years of experience
Virtual
I believe in collaboration and I don't have a set agenda for each session. My specialties are religious trauma and relationships. I use a solution focused approach to help you identify the steps needed for wellness and growth. I believe that therapy should be a space to have hard conversations and my clients always have my full attention. Life is tough and sometimes you just need a space where you can talk freely without being judged or talked down to. I don't have any set agenda and I want clients to feel comfortable sharing what they're thinking.

Joy Watkins

Joy Watkins, LICSW - Minnesota Therapist at Grow Therapy
$180/session
LICSW
22 years of experience
Virtual
Healing and restoring individuals and couples as a Therapist and Consultant specializing in Mental Health and Substance Abuse for 20+ years. I have worked with Adults, Adolescents, Teens and Young Adults extensively. I specialize in CBT Therapy, CBT Trauma Focused Therapy, Solution Focused Therapy, Client Centered Therapy, Motivational Interviewing, Domestic Violence and Strengths Based Therapy. For individuals or couple experiencing depression, anxiety, suicidal thoughts, fears or any other Mental Health issues I can assist you with combating these issues that are affecting your daily life using a strengths base approach.

Amanda Brown

Amanda Brown, LPCC - Minnesota Therapist at Grow Therapy
$115/session
LPCC
10 years of experience
Virtual
Hi there, my name is Amanda, welcome to my profile:) I'm a solution-focused therapist that enjoys helping people reach their goals one step at a time. My main specialities include ADHD, Eating Disorders, and Anxiety-Related Disorders including OCD. We live in a chaotic world. That's why it is always my goal to make sure my clients are feeling safe and secure during our sessions together. My job is to help you heal, progress, and understand your strengths so you can take the reins of your own life and find fulfillment! If that sounds like a good fit for you-reach out and let's connect! :)

Vanessa Glatt

(she/her)

Vanessa Glatt, LPCC - Minnesota Therapist at Grow Therapy
$150/session
LPCC
9 years of experience
Virtual
I'm a licensed therapist specializing in anxiety, depression, ADHD, and life transitions. My approach focuses on developing awareness of how our thoughts, emotions and behaviors are connected, fostering resilience, and empowering clients to work through their challenges. I enjoy creating a non-judgmental and affirming space for adults with short-term or long-standing mental health and emotional distress. Feelings of anxiety and the need for isolation can be internal cues to request reconnection to what makes our lives meaningful. Ideally, enjoying the moment, knowing how to soothe overwhelming feelings, and engaging our sparkling personalities helps us feel alive. My clients enjoy my approach of exploring practical strategies by using guiding questions. Exploring thoughts and emotional pain benefits from curiosity and compassion. I am also trained in EMDR, which can be supportive in reframing negative belief systems and releasing trauma.

Dalie Dominguez

Dalie Dominguez, LICSW - Minnesota Therapist at Grow Therapy
$120/session
LICSW
9 years of experience
Virtual
I am a Licensed Clinical Social Worker with a passion for serving diverse communities. Hailing from the vibrant culture of Puerto Rico and rooted in the bustling landscape of NY/NJ, I proudly offer bilingual services, fluent in both English and Spanish, catering to the needs of the Spanish-speaking community. Beyond my professional role, I identify as a mother, Christian, woman of color, avid gardener, makeup enthusiast, and devoted animal lover. With extensive training in modalities such as EMDR, DBT, CBT, TF-CBT, Imago, Psychodynamic Theory, and Attachment Theory, I bring a comprehensive toolkit to my practice, ensuring tailored therapeutic options for each individual I work with. From trauma recovery to relationship dynamics, I am dedicated to empowering my clients on their journey towards healing and personal growth.

Pamelia Sublett

Pamelia Sublett, LICSW - Minnesota Therapist at Grow Therapy
$120/session
LICSW
15 years of experience
Virtual
Hi there, I'm Pamelia. Are you feeling overwhelmed, stressed, anxious, and/or sad? Feeling as if you are unable to make it through the day, that there are not enough hours in the day? Are you struggling to maintain a good work/life/family balance? I help my clients to better manage anxiety and depression. Together, we can identify what's not working and get you back to balance. We'll use a whole body approach, addressing the needs of your mind, body and spirit. I also integrate mindfulness and meditation to help you get in touch with yourself, often becoming an improved version of your former self. Whether you're dealing with an unhealthy work/life/family balance or dealing with chronic anxiety and/or depression, I'm here to help. It takes a lot of courage and strength to reach out for help, but you're making the right choice. You deserve a safe space where you can be heard. In our sessions together, I'll provide support, active listening, and evidence-based techniques so you can feel better. My hope is that I get the chance, the opportunity to work with you on your healing journey!

Explore more Minnesota Therapists by:

Frequently asked questions

Why filter by Minnesota rather than a city like Minneapolis?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Minnesota from Saint Paul to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Minnesota.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.