Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 432 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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MiamiJacksonvilleOrlandoTampa

Availability updated: 7/6/2025

Javier Martinez

(he/him)

Javier Martinez, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$95/session
LCSW
20 years of experience
Virtual
Hello! I’m a licensed clinical social worker with a master’s degree from Fordham University. With over a decade of experience working with families and children in New York City, I am dedicated to helping individuals navigate life’s challenges. My approach is compassionate and nonjudgmental, meeting you where you are to explore how your thoughts influence your experiences. Together, we’ll work toward meaningful change, helping you overcome obstacles and build a more fulfilling life.

Jonathan Stiglich

(he/him)

Jonathan Stiglich, LMFT - Florida Therapist at Grow Therapy
$175/session
LMFT
15 years of experience
Virtual
I’m a licensed marriage and family therapist who helps individuals work through anxiety, past trauma, and relationship challenges. My style is collaborative, compassionate, and insight-oriented. I help clients understand patterns, heal emotional wounds, and build more fulfilling connections with themselves and others. My goal is to support lasting, meaningful change from the inside out. Reach out and lets get started!

Icaro Franco

Icaro Franco, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
6 years of experience
Virtual
Hello, my name is Icaro Franco. I'm a Licensed Clinical Social Worker based in Florida. I received my Masters in Social Work from Florida Atlantic University in 2021. I'm here to help adults ages 18 to 65 who are struggling with depression, anxiety, low self-esteem, body dysmorphia, and performance anxiety. I also help gay & bisexual men with challenges that are unique to them.

Edmundo Carrión

(he/him)

Edmundo Carrión, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
8 years of experience
Virtual
Hello, I'm Edmundo Carrion, and I bring extensive experience working in crisis/detox, residential, outpatient, and rehabilitation settings, helping clients reintegrate into society with resilience and confidence. Through these experiences, I’ve seen firsthand the strength and perseverance of the human spirit. My goal is to empower you to navigate life transitions, manage stress, and overcome moments of self-doubt by building on your strengths. Together, we can pave the way for a more fulfilling and balanced life.

Amanda Jerez

Amanda Jerez, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
Hello! I am a Licensed Mental Health Counselor (LMHC). I received my Masters from Nova Southeastern University and have been practicing for 3 years. I believe in tailoring treatment to meet the unique needs and preferences of each individual, fostering a collaborative and empowering therapeutic relationship. My clients feel overwhelmed and confused as they go through challenging life transitions. Thus, I help adults struggling with stress and burnout become the best versions of themselves.

Eyleen Gonzalez

(she her)

Eyleen Gonzalez, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
15 years of experience
Virtual
Hello, and welcome! I am License Mental Health Counselor in Florida and I’m glad you’re here. With over 15 years of experience in neuropsychological testing, diagnosis, and therapy, I am deeply committed to helping individuals, couples, and families navigate life’s challenges. My goal is to support you in becoming the best version of yourself, fostering growth, resilience, and well-being. Together, we’ll work toward understanding and overcoming obstacles, creating a path toward healing and fulfillment. I look forward to being part of your journey!

Natali Acevedo

Natali Acevedo, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
My practice offers a gentle, supportive, and compassionate approach—always grounded in kindness and, most importantly, free of judgment. I hold a master’s degree in School Counseling and am a licensed Mental Health Counselor with over 10 years of experience supporting students and families. My approach is warm, approachable, and grounded in realism, helping clients feel heard and understood. I use a solution-focused framework to guide individuals toward practical and meaningful growth. I’m proud to already work with many wonderful clients and am excited to continue expanding my practice to support even more people on their journey toward emotional wellness.

Adriana Santiago

(she/her)

Adriana Santiago, LMHC - Florida Therapist at Grow Therapy
$95/session
LMHC
6 years of experience
Virtual
Hi and Welcome! I specialize in working with children, adolescents, and young adults to address mental health concerns and improve their quality of life. My clients have come to me for a variety of reasons. These include: Seeking guidance, addressing unhelpful thinking patterns & behaviors, goal-setting, improving level of emotional regulation & self-care, increasing self-awareness & self-compassion, treating mental health symptoms related to anxiety & depression or simply craving a safe space. There are no concerns too small to begin your therapeutic journey! I believe that everyone can achieve and is deserving of a happy and fulfilling life. I take a collaborative and well-rounded approach to guide those in achieving their therapeutic goals. Together we will work towards what is most relevant to you or your child for your or their presenting concerns. By using my clinical skill set, creativity and emphasis on the therapeutic relationship I have been able to make a positive impact with my clients!

Barbara M Sosa

(she/her)

Barbara M Sosa, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hello, my name is Barbara Sosa. My past roles as a teacher and school counselor for Hillsborough County Public Schools for many years, inspired me to become a psychotherapist. I am an inquisitive, honest, compassionate, authentic individual and counselor who strives to make a long- lasting healing impact in the lives of the individuals that reach out to me and that confide in my clinical skills and expertise for their recovery. My experience includes working in schools, crisis centers, community- based mental health agencies with a focus on life transitions, women's and men's issues, mood and anxiety disorders, as well as trauma, different types of abuse, grief and loss. I hold a certification in Complex Trauma Training (CCTP). I am also trained and certified in Accelerated Resolution therapy, which also employs the technique of bilateral eye movements, just like EMDR.

Sorimar Gonzalez

(she/her)

Sorimar Gonzalez, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
8 years of experience
Virtual
Hi! I’m Sorimar, a Licensed Mental Health Counselor and the founder of Color Your World Therapy, LLC. I specialize in working with children, teens, and families, helping them navigate life’s challenges through a warm, creative, and supportive approach. I use evidence-based practices like CBT and expressive arts therapy to help clients express emotions, build coping skills, and strengthen their confidence. I also support caregivers through coaching and collaboration, believing that healing and growth happen best when the whole family is involved. My goal is to help children and their families paint a brighter emotional world—one filled with understanding, resilience, and connection.

Katherine Perez

Katherine Perez, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
7 years of experience
Virtual
Hi! I’m a Licensed Mental Health Counselor in Florida with over 13 years of experience in the helping profession and 7 years as a therapist. I have a passion for helping individuals navigate life’s challenges with compassion, clarity, and confidence. My approach is compassionate, client-centered, and rooted in evidence-based practices, tailored to meet each person's unique needs. I believe healing happens through connection, and I strive to create a safe, nonjudgmental space where clients feel heard, empowered, and supported. My goal is to walk alongside you with empathy, insight, and practical tools to help you thrive! Whether you're feeling overwhelmed, stuck, or simply want to understand yourself better, I’m here to walk alongside you with care and curiosity.

Algelis Gonzalez

(he/him)

Algelis Gonzalez, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
My name is Algelis Gonzalez, though I am commonly known as Al. My motivation to become a therapist stems from my personal journey. Growing up in a Latino culture, I developed a curiosity about people both within my community and beyond. This curiosity has driven me to understand the reasons behind our behaviors, both positive and negative. Throughout my career as a therapist, I continue to learn and grow, drawing from the vast knowledge available in the field. I am deeply committed to helping my clients embrace their true selves, regardless of their personality traits—whether they are humorous, quiet and shy, hesitant to trust, or feeling frustrated with the world. I believe that everyone is welcome in my practice. Recognizing that none of us are perfect and that we are all striving to make sense of life’s complexities, I focus on exploring my clients’ experiences with respect and understanding. My goal is to facilitate their growth in ways they may not have previously thought possible.

Nelsy Villalobos

(she/her)

Nelsy Villalobos, LCSW - Florida Therapist at Grow Therapy
$185/session
LCSW
25 years of experience
Virtual
As a Licensed Clinical Social Worker with over 20 years of experience, I am deeply committed to helping individuals navigate emotional challenges and create meaningful, lasting change. My work is grounded in a compassionate, client-centered approach that honors each person’s unique story and resilience. I specialize in treating anxiety, depression, trauma, and self-esteem issues across the lifespan—from pre-teen (over age 11) to older adults. I primarily use Cognitive Behavioral Therapy (CBT) to help clients identify and shift unhelpful thought patterns that impact their mood, behavior, and relationships. To support holistic healing, I integrate mindfulness-based strategies that enhance emotional awareness and regulation, along with trauma-focused care that prioritizes safety, trust, and empowerment.

Coralys Rodriguez

(she/her)

Coralys Rodriguez, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
5 years of experience
Virtual
Hi, I’m a licensed clinical social worker, and I offer online therapy for adults and children who are feeling stressed, anxious, down, or stuck in unhelpful patterns. I’m Hispanic, fluent in both English and Spanish, and I care deeply about creating a safe and welcoming space where you can feel heard and supported—just as you are. I work with people from all backgrounds who are going through a wide range of challenges—like anxiety, depression, trauma, life changes, relationship struggles, low self-esteem, anger, and shame. My goal is to help you understand yourself better, let go of what’s not helping, and find new ways to feel more at peace and more connected to what matters most to you. Therapy doesn’t have to be overwhelming or confusing. It’s a space for you to feel seen, supported, and to grow at your own pace. If you’re ready to take that first step, I’m here to walk with you.

Yelitza Chaves

(she/her)

Yelitza Chaves, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$110/session
LMHC
13 years of experience
Virtual
Hello! I'm a Licensed Mental Health Professional Counselor (LMHC) based in Florida. I am fluent in English and Spanish. I would love to meet you with unconditional positive regard, exactly where you are right now and accompany you in the growth you are looking for. I graduated with my Masters degree in 2013 and I have been with clients since then in crisis stabilization units for children and adults, private sector, schools and in community-based agencies. I have also worked for/with national and International mental health providers. I pledge to remain current about the techniques that affect change and could help you improve. I want you to know that I am here for you and that you are not alone! If you don't see an appointment time that works for you, let me know, I will do my best to accommodate you as soon as possible. Hola. Gracias por visitar mi página. Como verás hablo Español como primer idioma y sería todo un placer que que podamos conversar para conocer como ayudarte y que puedas llevar una vida que te lleve a ser feliz nuevamente. No dudes que estoy aquí para tí! Si no encuentras un horario que te sirva dentro de los que hay disponibles, envíame un mensaje y trataré de hacer lo mejor para encontrar algo que nos sea conveniente lo antes posible.

Joanna Fonseca

Joanna Fonseca, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$105/session
LMHC
15 years of experience
Virtual
As a Licensed Mental Health Counselor (LMHC) in Florida, I provide compassionate and solution-focused therapy to individuals across various life stages. With a Master's Degree in Counseling from St. Thomas University in Miami, Florida, and over 15 years of experience in psychology, I've developed expertise in addressing everyday stressors, anxiety, mood disorders, and life transitions. My therapeutic approach emphasizes collaboration, empathy, and evidence-based techniques tailored to each client's unique needs. My goal is to create a safe, non-judgmental space where individuals can explore their concerns, identify strengths, and work towards lasting growth.

Alejandro Goicoechea

(he/him)

Alejandro Goicoechea, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
4 years of experience
Virtual
Dedicated and compassionate counselor ready to help get you back on track and in control of your life. Expertise in working with individuals suffering from post traumatic stress disorder (PTSD), domestic and sexual abuse, stress related disorders, anxiety disorders, major depression, grief counseling, and with those in acute crisis who may attempt suicide. Specialized knowledge and understanding of crisis thinking. Strong communicator with keen perceptivity that allows me to develop possible solutions and suggestions to help clients gain practical insight into their situations. A passion for helping others return to their personal centers, to regain emotional balance, and to reach a state of calmness where communication can take place and healing may begin.

Samantha Bonomo

(she/her)

Samantha Bonomo, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
I’m a Licensed Marriage and Family Therapist (LMFT) and Licensed Mental Health Counselor (LMHC) based in Miami, Florida, and I work with young adults trying to navigate relationship stress, anxiety, and life transitions. Whether you're feeling anxious, down, or just disconnected from yourself or others, I’m here to help you make sense of it all in a way that feels real and manageable. I offer virtual therapy across Florida, so you can show up from wherever you are—emotionally or literally. My vibe is warm, honest, and collaborative. We’ll dig into patterns, figure out what’s working (and what’s not), and build better ways to take care of yourself and your relationships.

Hontah Epps

Hontah Epps, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
26 years of experience
Virtual
2024 is my 25th year as a social worker, clinical therapist, educator, supervisor, and leader committed to support vulnerable populations. My Social Work career was initiated by my passion to support those within vulnerable populations, specifically within the child welfare system. I began my career as a Social Worker working within the Child Welfare system in New York City. In 2003, I relocated to Charlotte, NC and continued my work within Child Welfare as a Child Protective Services Social Worker. In 2008, I obtained my clinical licensure which initiated my move from providing direct clinical services to children, young adults and families.

Carolina Russo

Carolina Russo, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
3 years of experience
Virtual
My name is Carolina and I am a licensed mental health counselor in FL. I have worked with individuals that experience a wide variety of challenges. I have experience working with both adolescents and adults, supporting them in developing strategies to manage their mental health and build healthier relationships. My approach is client-centered and empathetic, aimed at fostering a safe, supportive environment where we can build resilience and find greater fulfillment.

Andrea Kupferman

(she/her)

Andrea Kupferman, LMHC - Florida Therapist at Grow Therapy
$175/session
LMHC
12 years of experience
Virtual
Are you a high-achieving woman who looks successful on the outside but feels stuck, overwhelmed, or unfulfilled inside? Do you find yourself procrastinating, doubting your abilities, or striving for perfection, only to fall short of your own expectations? If you’re tired of self-sabotaging patterns holding you back, you’re in the right place. I’m here to help you break free from these self-defeating patterns and together we’ll explore the underlying causes of your self-sabotage, uncover your inner strengths, and develop practical strategies to empower you to move forward with confidence and clarity. If you have a great career, stable housing, your bills are paid (on time), maybe even running a household with kids, and you look like, to others, you have it all together. Yet you find yourself stuck in the “perfectionism,” “people-pleasing,” or “procrastination” tendencies. You look around at all you “have” and feel like you “should” be happy. Yet, there is this persistent feeling of not feeling fulfilled. No matter what accomplishment you achieve, there is “always” another and even when you do reach that next bar, the “good feelings” are short-lived. If you’re tired of being stuck in these same old cycles, you’re in the right place.

Magda McGuire

(she/her)

Magda McGuire, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
9 years of experience
Virtual
I'm Magda McGuire, a bilingual (English/Spanish) Licensed Mental Health Counselor. My commitment to my profession is evident through almost a decade-long career in counseling, where I have honed my expertise in affirming client centered therapy and cognitive-behavioral therapy. I have experience working in hospital settings as a liaison counselor assisting patients and their families to navigate end-of-life challenges, serious mental illnesses, adjustment issues and crisis situations. I also have experience working in jail settings with individuals from all walks of lives facing challenges such as adjustment issues, serious mental illness, anxiety, depression, guilt, shame, remorse, addictions, suicide attempts, crisis and many more challenges.

Yeney Ruiz

Yeney Ruiz, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
12 years of experience
Virtual
Hello there! My name is Yeney Ruiz, I am a licensed clinical social worker in the state of Florida. I speak English and Spanish, and I have over 10 years of clinical experience in different settings such as department of Veterans affairs, the emergency department, department of Children and Families, AIDS healthcare foundation, Assisted Living, home health, skilled nursing home, housing authority, dialysis/renal patient care, case management, elementary, high school and other settings. My field and clinical experience have helped me build a strong background working with a diverse population. I have my Bachelor’s and master’s in social work, and I am looking forward to working in collaboration with you and helping you gain your strength back so that you can continue with your beautiful journey in this life. My goal as a therapist is to help you and my approach is to work in collaboration with you. We will work together to create healthy coping skills and we will use different tools and strategies created to gain strength, motivation, self-confidence, self-esteem and we will work together in a safe environment to achieve the best results for you as a client. I am pleased to know that you have decided to seek therapy! Life can be very challenging at times and sometimes we need to talk to someone that understands us and helps us get back to our stable/normal self. I hope I can be part of this part of your healing journey.

Iisha Reyes

(she/her)

Iisha Reyes, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
5 years of experience
Virtual
Are you having a difficult time navigating life's everyday challenges? Maybe struggling with anxiety, depression, trauma or relationship issues? I have learned that meeting clients where they are in life is the most helpful way to assist them in healing. I specialize in working with a variety of concerns including depression, anxiety, grief, trauma, multicultural issues, and couples counseling. I emphasize a holistic approach to counseling, considering the client's mental, spiritual, and physical needs. I use various treatment modalities including, but not limited to Cognitive Behavioral Therapy, Solution Focused Therapy, Client-Centered Therapy, Narrative Therapy, and Psychotherapy. I provide a safe space to discuss and process issues from the past and present.

Janel M. Rincon

(she/her)

Janel M. Rincon, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
7 years of experience
Virtual
Hello, my name is Janel Rincon. I am a Licensed Mental Health Counselor and Qualified Supervisor based in Florida. I specialize in providing psychotherapy to high-performing professionals who may be experiencing stress, burnout, anxiety, depression, work-life imbalance, grief and loss, or relationship challenges. Are you a physician, therapist, nurse, educator, accountant, social worker, law enforcement officer, or other professional managing significant responsibilities and stress? I am deeply committed to supporting individuals in high-demand roles—including business professionals—who are navigating complex life transitions such as marriage, divorce, advanced education, career changes, or the lingering effects of unresolved trauma. Psychotherapy can be a powerful tool for addressing issues that impact both your personal and professional life. With over 12 years of leadership experience in Fortune 500 corporations, and advanced expertise in clinical operations and case management, I bring a unique blend of corporate insight and clinical proficiency to my work. I aim to help clients reduce distressing symptoms, manage current stressors, and ultimately cultivate a more fulfilling and balanced life, both at work and at home.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.