Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 480 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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MiamiJacksonvilleOrlandoTampa

Availability updated: 8/16/2026

New to Grow

$150/session

Specialties

Mood Disorders
Trauma and PTSD
Women's Issues
+10
I’m Donna Paloy, an LCSW with over 25 years of experience helping adults navigate anxiety, trauma, ADHD, depression, grief, relationship stress, and major life transitions. My style is warm, intuitive, grounded, and gently direct. I blend evidence-based therapy with mindfulness, somatic awareness, creative expression, and a whole-person lens so clients can move beyond survival patterns and reconnect with clarity, confidence, and self-trust.
Available
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$150/session

Solution oriented
Authentic
Warm

Specialties

Couples Counseling
Family Conflict
Peer Relationships
+10
As a marriage and family therapist, I'm committed to helping individuals, couples, and families learn how to increase confidence, improve communication, and deepen intimacy in their most significant relationships. I have a B.S. in Psychology and an M.A. in Marriage and Family Therapy with over nine years of experience working with clients from a variety of backgrounds, orientations, and cultures. I believe that life is about relationships first and everything else is just details, so whether I'm working with you as an individual or part of a couple or family, my hope is to help you create healthy and fulfilling relationships with yourself and with others.
VirtualAvailable
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$90/session

Specialties

Addiction
Depression
Trauma and PTSD
+6
Hi, I’m Stacey, a Licensed Mental Health Counselor with 9 years of experience helping individuals navigate life’s challenges. I provide virtual therapy for adults experiencing anxiety, depression, trauma, substance use, psychosis, and other mental health concerns. I also served as a Guardian ad Litem volunteer for three years, advocating for children and families in need. My goal is to provide a compassionate, supportive, and nonjudgmental space where you feel heard, understood, and empowered to create meaningful change.
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New to Grow

$0/session

Specialties

Anxiety
Coping Skills
Self Esteem
Greetings! I am a Florida-licensed mental health therapist dedicated to supporting individuals as they navigate life’s challenges in a safe, compassionate, and nonjudgmental environment. I believe therapy is a collaborative process where clients can feel heard, understood, and empowered to create meaningful change. My approach is grounded in empathy, active listening, and a humanistic perspective. I provide thoughtful feedback and support that help clients gain greater perspective and insight into their thoughts, emotions, and experiences. Together, we explore challenges, identify strengths, and develop practical strategies that align with each client’s unique needs, values, and goals. I believe every individual has the capacity for growth and change. My role is to help clients recognize their strengths, build self-awareness, and develop the confidence and skills needed to navigate challenges in a healthy and meaningful way. By identifying and shifting patterns of thoughts and behaviors that may no longer serve them, clients can move toward greater emotional well-being, fulfillment, and a more satisfying life. My areas of focus include life transitions, parenting challenges, coping skills, attachment and relationship concerns, and emotional and behavioral challenges. I strive to meet each client where they are and provide a supportive therapeutic space where they can explore their experiences, gain insight, and work toward lasting, positive change.
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New to Grow

$150/session

Specialties

Anxiety
Coping Skills
Grief
+10
Hi, I'm Diana. I'm a licensed clinical social worker of Latina, Dominican heritage, bilingual in English and Spanish. I bring years of clinical experience across school-based social work, foster care, supportive housing, and outpatient therapy in New York and Florida. I work with clients of all ages, from early childhood through late adulthood. My approach is integrative and trauma-informed, drawing on CBT, DBT, motivational interviewing, somatic work, and mindfulness. I tailor each session to what my client needs. I'm also continually expanding my training, so clients receive current, evidence-based care.
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$250/session

Empowering
Authentic
Solution oriented

Specialties

Anxiety
Depression
Family Conflict
+8
I’m a passionate and experienced therapist committed to empowering adults through compassionate care, active support, and mutual respect. My goal is to create a safe, nonjudgmental space where trust can flourish and healing can begin. Whether you're feeling stuck, overwhelmed, or simply ready for a positive change, "your time is now" !!! Together, we’ll take it one day at a time, setting realistic goals that help you move toward greater freedom, emotional wellness, and the best version of yourself. I’ll be here to guide and equip you with insight and practical tools to help you grow, heal, and thrive. With over 30 years of experience serving individuals and families from multicultural backgrounds—and more than 20 years as a first responder in crisis intervention and mental health diagnosis—I bring a deep understanding of human resilience and the tools to foster transformation. I’m currently licensed as a Clinical Mental Health Counselor and a Licensed Master Certified Addiction Professional in the state of Florida. If you’re ready to move beyond the “presenting problem” and take back control of your life, I’m honored to walk alongside you on that path.
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Coping Skills
Depression
+4
I am a Bilingual (English-Spanish) licensed therapist with a passion to provide person-centered, strengths based, trauma informed and culturally sensitive treatment. I am a strong believer in the idea that we have the solutions to our problems within and I encourage clients to do introspection to find their answers. I strive to create a safe, warm, compassionate environment for clients to heal, explore and learn. I enjoy working with individuals of all ages and genders. However, as a working Latina, mother of 3, I have a passion for working with women and minorities. I graduated from the University of New England with a master's in Clinical Social Work and I have over 5 years of experience working with individuals with severe and persistent mental illness, substance abuse and co-occurring disorders. I have been trained in person-centered treatment, Cognitive Behavioral Therapy, Trauma Informed Treatment, Motivational Interviewing and Solution Focused Treatment. I have experience working with depression, anxiety, self-esteem issues, suicide ideations, trauma, and relationship issues, among others. I also have extensive training and work experience in crisis intervention and suicide prevention.
VirtualAvailable
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$120/session

Authentic
Intelligent
Solution oriented

Specialties

Anxiety
Coping Skills
Life Transitions
+9
My name is Corina Forte, and I am a bilingual mental health counselor providing therapy in both English and Spanish. For the past 15 years, I have supported adults navigating anxiety, trauma, grief and loss, relationship difficulties, emotional overwhelm, major life transitions, mood concerns, and the impact of serious illness. Many of the people I work with are capable, caring, and accustomed to holding everything together for others, yet feel anxious, exhausted, disconnected from themselves, or unsure of what they need. Therapy can offer a space to slow down, better understand the patterns shaping your emotions and relationships, and begin responding to life with greater clarity and intention. My approach is warm, collaborative, and honest. I strive to create a nonjudgmental environment where clients feel genuinely understood, while also offering thoughtful guidance and gentle challenge when it may help them move forward. I believe therapy should provide both deeper self-understanding and practical tools that can be applied in everyday life. I tailor my work to each person rather than using a one-size-fits-all approach. I draw from evidence-based, trauma-informed, cognitive behavioral, existential, Gestalt, mindfulness-based, and expressive approaches, depending on each client’s needs and goals. My goal is to help you feel more grounded, develop a healthier relationship with your emotions, make choices that reflect who you are, and create meaningful changes that feel sustainable beyond the therapy room.
VirtualAvailable
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$100/session

Solution oriented
Warm
Empowering

Specialties

Addiction
Anxiety
Depression
+7
Hello and welcome. I’m a bilingual Licensed Mental Health Counselor with over a decade of experience supporting individuals through some of life’s most difficult moments. If you’ve arrived here feeling overwhelmed, lost, or exhausted, I’m truly glad you’re here. Navigating emotions can be draining, and it’s easy to feel discouraged, but you don’t have to lose hope. Whether you’re dealing with stress, grief, anxiety, lack of motivation, emotional numbness, self‑criticism, doubt, guilt, or frustration, there is a path forward. I offer Christian counseling for clients who prefer a faith‑based approach, and I also provide fully secular therapy for those who do not. Your values and beliefs guide the direction of our work, and I’m committed to meeting you exactly where you are. My approach is grounded in realistic, practical strategies that help you reconnect with yourself, rebuild confidence, and rediscover joy. You already carry the strength needed to grow into the best version of yourself. If you’re willing to take that step, I’m honored to walk alongside you and witness your transformation.
VirtualAvailable
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New to Grow

$125/session

Specialties

Autism
Child or Adolescent
School Issues
+7
I'm a Licensed Clinical Social Worker with 28 years of experience helping individuals and families navigate life's challenges. I earned my Master's degree from Florida State University, where I trained in a variety of clinical settings, including hospitals, schools, assisted living facilities, and hospice care. These experiences have given me a broad perspective and the ability to support clients through many different stages of life and circumstances.
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$110/session

Authentic
Open-minded
Solution oriented

Specialties

Anger Management
Coping Skills
Depression
+8
A BETTER LIFE FOR YOU OR YOUR LOVED ONE... This will always be my goal in therapy. At times when you find yourself dealing with life's curveballs, fighting the world with no options ahead, I'm here to help you navigate, face reality, identify, and move forward in your journey. I'm a Licensed Psychotherapist (bilingual) with a genuine desire to help you REGAIN control. With 29 years in the field, I've come to the conclusion that there is HOPE; things CAN change; there IS a BETTER life for you or your loved ones. I've seen patients improve, rebuild, and take on life with a new perspective. My certifications include Cognitive-Behavior Therapy (Behavior Modification, Depression, Anxiety, Panic); Reality Therapy; Mindfulness Skills; Christian Counseling, Accelerated Resolution Therapy (ART for Trauma/PTSD patients to resolve past trauma with accelerated results); skills that I’ve used with adults, teenagers and families to help them manage through life journey. Services offered in English or Spanish in a secure, professional environment (telehealth). Give yourself an opportunity and set your first appointment.
VirtualAvailable
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New to Grow

$100/session

Solution oriented
Warm

Specialties

Anxiety
Coping Skills
Life Transitions
+6
Welcome, I’m Kaylaliz, a Licensed Mental Health Counselor in the state of Florida with over 10 years of experience supporting individuals through life’s challenges and transitions. I believe that seeking support is a meaningful step toward growth, healing, and creating a more fulfilling life. I have a bachelor's degree from Manhattan College in Psychology and Sociology and a master's degree in Mental Health Counseling from Queens College. Throughout my career, I have had the privilege of working with individuals from diverse backgrounds, helping them navigate concerns such as anxiety, stress, life transitions, relationships, self-esteem, and emotional well-being. My approach is compassionate, collaborative, and tailored to each person’s unique experiences and goals. I strive to create a safe and welcoming space where clients feel heard, understood, and empowered to make positive changes. Outside of my work as a counselor, I enjoy reading, writing, and spending quality time with my pets. These activities allow me to continue nurturing my own creativity, reflection, and connection, values that I bring into my work with clients. I look forward to walking alongside you as you work toward greater understanding, resilience, and personal growth.
Available
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$120/session

Authentic
Direct
Empowering

Specialties

Anger Management
Anxiety
Coping Skills
+10
I am a licensed marriage and family therapist who has worked with many families, adults, and children to assist with anxiety, depression, ADHD, narcissistic abuse, and trauma. Additionally, I have worked as an assessor, making diagnoses and treatment recommendations. My passion is working with adults to assist with empowering, coaching and helping them meet their goals as well. I received my graduate degree from Carlos Albizu University in 2005 and I have been licensed since 2009.
VirtualAvailable
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$120/session

Authentic
Direct
Solution oriented

Specialties

Anger Management
Anxiety
Trauma and PTSD
+3
I have 10 years of experience as a licensed psychologist working in hospitals, skilled nursing facilities, medical clinics, and private practice settings. I completed a Masters degree in psychology from Pepperdine University and a doctorate in clinical psychology from George Fox University. I taught undergraduate psychology courses at the university level and have lectured and presented workshops internationally. I speak English and Spanish fluently.
VirtualAvailable
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$200/session

Authentic
Intelligent
Empowering

Specialties

Addiction
ADHD
Anxiety
+10
I believe therapy is most effective when it feels both supportive and collaborative. My goal is to provide a safe space where clients can process trauma, explore challenges, and build the skills they need to live more fully. I offer psychotherapy, therapeutic assessments, and specialized interventions designed to meet each client’s unique needs. Whether you are navigating life transitions, managing mental health concerns, or seeking greater clarity in your relationships, I aim to help you feel understood and empowered. As I often remind clients, our connection to the world is shaped by the people we engage with. Together, we can build on your existing strengths and experiences to create meaningful change and improve your quality of life. As an athlete, a family man, and a man of faith, I understand the challenges with adjusting to change associated with leaving a sport or career, you love, before you believe your time is up. I understand what it feels like to develop a bond and the challenges with sustaining such bonds. I also understand seeking growth spiritually when there’s so much temptation and triggers that seem to pull me away for my goals. With that, these experiences are what hopefully keep me humble, motivated, and grateful.
VirtualAvailable
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$75/session

Authentic
Solution oriented
Empowering

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+5
If you are struggling with issues such as substance use, narcissistic abuse, anxiety, self-harm, disordered eating, trauma, grief or depression having the self-compassion to seek help is a powerful first step. I believe that compassion is the key to helping us along our healing journeys. My goal is to work with you develop a compassionate path out of old thoughts, old habits and old behaviors toward your happy, joyous and free authentic self. When you feel as though your old ways of coping are no longer working, I am here to help you develop new skills, perspectives and confidence in the change you create based on my 9 years of experience. I collaborate with you to create a strengths based personalized path to recovery using a variety of methods including Cognitive Behavioral Therapy, Compassionate Inquiry, Solution Focused Therapy, Acceptance and Commitment Therapy, Motivational Interviewing and Mindfulness.
VirtualAvailable
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New to Grow

$125/session

Specialties

Anxiety
Life Transitions
Women's Issues
+4
Hi, I'm Tracey Babb-Morman, a Licensed Clinical Mental Health Counselor with more than 20 years of experience helping individuals navigate life's most challenging seasons. I work with adults experiencing anxiety, stress, burnout, life transitions, trauma, relationship challenges, and emotional changes. My approach is compassionate, collaborative, and practical. I believe healing begins when you feel genuinely seen and understood, not judged. Together, we'll explore what's keeping you stuck, build on your strengths, and develop tools that help you move toward the life you want with greater clarity and confidence. I especially enjoy working with helping professionals, caregivers, women navigating perimenopause & midlife transitions, and individuals who have spent so much time caring for others that they've lost sight of themselves.
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$150/session

Authentic
Warm
Intelligent

Specialties

Anxiety
Spirituality
Women's Issues
+6
What would it look like to offer yourself the same kindness you so freely offer others? I'm a licensed therapist who helps women who are overwhelmed by anxiety, difficult relationships, or painful experiences from the past, I specialize in Christian counseling for those who want to integrate faith, while also warmly welcoming clients who prefer a non-faith-based approach. I help women relate differently to their thoughts, break unhelpful patterns and move toward a meaningful life with greater self-compassion. **I want to make sure everyone I work with gets the exact right level of care they need and at this time I do not provide crisis services therefore I do not see clients who are currently dealing with thoughts of suicide or self-harm. ---------- Cómo sería tu vida si te trataras con la misma amabilidad y comprensión que les ofreces a los demás? Soy una terapeuta licenciada y bilingüe. Trabajo con mujeres que se sienten abrumadas por las exigencias de la vida, relaciones difíciles o heridas del pasado. Me especializo en consejería cristiana para quienes desean integrar su fe en el proceso terapéutico, y también doy una cálida bienvenida a quienes prefieren un enfoque no basado en la fe. Mi trabajo consiste en ayudarte a relacionarte de una manera diferente con tus pensamientos, identificar y romper patrones que ya no te sirven, y comenzar a responder a los desafíos de la vida con mayor equilibrio y autocompasión.
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Often rebooked

$100/session

Authentic
Direct
Intelligent

Specialties

Grief
Life Transitions
Trauma and PTSD
+8
Hi there, I’m Rebecca! Do you feel weighed down by day to day task and activities? Finding it hard to balance life and unable be to kind to yourself. Are you or your loved one struggling with anxiety or depression? If you find it difficult to make friends and experience loneliness regularly as a result, come talk to me. Together, we will work on strategies that allow you to address the root causes of your difficulties and build meaningful social connections. I strive to create a safe place to support your efforts to grow and heal. I know no single approach is right for everyone and/so utilizes an eclectic approach tailored to your unique needs to help you meet your goals. I am a listening ear that meets with you with compassion while incorporating a variety of evidence-based therapies. Let’s work together.
VirtualAvailable
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Often rebooked

$165/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+9
My name is Creystal Fagbohun and I am a licensed clinical social worker in Georgia and Florida with 10 years of professional work experience. I have experience in helping clients with stress and anxiety, relationship issues, family conflicts, parenting issues and more. I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey.
VirtualAvailable
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$150/session

Authentic
Direct
Open-minded

Specialties

Anxiety
Child or Adolescent
Couples Counseling
+9
Hello! I’m a licensed clinical social worker with a master’s degree from Fordham University. With over a decade of experience working with families and children in New York City, I am dedicated to helping individuals navigate life’s challenges. My approach is compassionate and nonjudgmental, meeting you where you are to explore how your thoughts influence your experiences. Together, we’ll work toward meaningful change, helping you overcome obstacles and build a more fulfilling life.
VirtualAvailable
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$125/session

Authentic
Empowering
Intelligent

Specialties

Anxiety
Depression
Self Esteem
+10
I provide counseling for adults & teen boys exclusively. I also provide personal and professional coaching. I love what I do and got into this field to add value to people's lives the best way I could, with my mind and my words. I am authentic, down to earth, and committed to joining in on this journey with you or your loved one.
VirtualAvailable
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$120/session

Warm
Authentic
Empowering

Specialties

Couples Counseling
Trauma and PTSD
Family Conflict
+4
Taking the step toward therapy is a deeply personal journey, and I want you to feel at ease from the very first session. We’ll begin with introductions, creating a space where you can share at your own pace, with no pressure or urgency to disclose personal details. My priority is to foster a sense of trust and rapport, so you feel supported, understood, and empowered throughout the process. With over 24 years of clinical experience, I specialize in helping clients manage stress, depression, anxiety, family conflict, and relationship challenges. My approach is rooted in respect, sensitivity, and compassion—I tailor each treatment plan to fit your unique needs. Therapy is a collaborative journey, and together, we’ll work toward solutions that bring clarity, resilience, and healing. The best way to understand the impact of my approach is through the voices of those I’ve had the privilege to work with. Clients describe me as supportive, attentive, and insightful. Many have shared that I help them see beyond rigid perspectives, create new possibilities, and manage their emotions in a healthier way. They find comfort in knowing that therapy with me is a safe space where they feel truly heard. I welcome clients from all cultural backgrounds, ethnicities, and walks of life, believing that human connection is essential to mental wellness. Whether you're navigating relationship struggles, self-esteem challenges, anxiety, or family dynamics, I am here to guide and support you. Therapy is about progress, not perfection. Together, we’ll work toward meaningful change in a space designed just for you.
VirtualAvailable
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New to Grow

$120/session

Specialties

Mood Disorders
Trauma and PTSD
Women's Issues
+10
Hi, I’m Alex, a Licensed Mental Health Counselor who believes therapy should be a warm, collaborative, and supportive space where you can show up exactly as you are. I have a special interest in working with women navigating anxiety, relationship challenges, life transitions, self-esteem, and the lasting impact of difficult experiences. Together, we’ll build insight, strengthen your confidence, and create meaningful, lasting change.
Available
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$150/session

Warm
Open-minded
Direct

Specialties

Anxiety
Coping Skills
Life Transitions
+3
I am a licensed mental health counselor providing telehealth therapy for adults (18+) across Florida. My practice is centered on helping you rediscover joy, work through emotional challenges, and reconnect with your authentic self. I take a mindful, growth-oriented approach to therapy. This means we focus on increasing awareness, building insight, and creating meaningful change at a pace that feels right for you. Together, we will explore patterns that may be holding you back and develop practical tools to help you feel more balanced, resilient, and grounded in your daily life. I believe therapy is a collaborative process built on trust, compassion, and respect. My goal is to create a supportive space where you feel heard, understood, and empowered to move toward the life you want. I am honored to walk alongside my clients as they grow, heal, and step more fully into who they are.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.