Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 432 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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MiamiJacksonvilleOrlandoTampa

Availability updated: 7/12/2025

Andrea Kupferman

(she/her)

Andrea Kupferman, LMHC - Florida Therapist at Grow Therapy
$175/session
Has intro video
LMHC
12 years of experience
Virtual
Are you a high-achieving woman who looks successful on the outside but feels stuck, overwhelmed, or unfulfilled inside? Do you find yourself procrastinating, doubting your abilities, or striving for perfection, only to fall short of your own expectations? If you’re tired of self-sabotaging patterns holding you back, you’re in the right place. I’m here to help you break free from these self-defeating patterns and together we’ll explore the underlying causes of your self-sabotage, uncover your inner strengths, and develop practical strategies to empower you to move forward with confidence and clarity. If you have a great career, stable housing, your bills are paid (on time), maybe even running a household with kids, and you look like, to others, you have it all together. Yet you find yourself stuck in the “perfectionism,” “people-pleasing,” or “procrastination” tendencies. You look around at all you “have” and feel like you “should” be happy. Yet, there is this persistent feeling of not feeling fulfilled. No matter what accomplishment you achieve, there is “always” another and even when you do reach that next bar, the “good feelings” are short-lived. If you’re tired of being stuck in these same old cycles, you’re in the right place.

Eyleen Gonzalez

(she her)

Eyleen Gonzalez, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
15 years of experience
Virtual
Hello, and welcome! I am License Mental Health Counselor in Florida and I’m glad you’re here. With over 15 years of experience in neuropsychological testing, diagnosis, and therapy, I am deeply committed to helping individuals, couples, and families navigate life’s challenges. My goal is to support you in becoming the best version of yourself, fostering growth, resilience, and well-being. Together, we’ll work toward understanding and overcoming obstacles, creating a path toward healing and fulfillment. I look forward to being part of your journey!

Katherine Perez

Katherine Perez, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
7 years of experience
Virtual
Hi! I’m a Licensed Mental Health Counselor in Florida with over 13 years of experience in the helping profession and 7 years as a therapist. I have a passion for helping individuals navigate life’s challenges with compassion, clarity, and confidence. My approach is compassionate, client-centered, and rooted in evidence-based practices, tailored to meet each person's unique needs. I believe healing happens through connection, and I strive to create a safe, nonjudgmental space where clients feel heard, empowered, and supported. My goal is to walk alongside you with empathy, insight, and practical tools to help you thrive! Whether you're feeling overwhelmed, stuck, or simply want to understand yourself better, I’m here to walk alongside you with care and curiosity.

Magda McGuire

(she/her)

Magda McGuire, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
9 years of experience
Virtual
I'm Magda McGuire, a bilingual (English/Spanish) Licensed Mental Health Counselor. My commitment to my profession is evident through almost a decade-long career in counseling, where I have honed my expertise in affirming client centered therapy and cognitive-behavioral therapy. I have experience working in hospital settings as a liaison counselor assisting patients and their families to navigate end-of-life challenges, serious mental illnesses, adjustment issues and crisis situations. I also have experience working in jail settings with individuals from all walks of lives facing challenges such as adjustment issues, serious mental illness, anxiety, depression, guilt, shame, remorse, addictions, suicide attempts, crisis and many more challenges.

Yeney Ruiz

Yeney Ruiz, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
12 years of experience
Virtual
Hello there! My name is Yeney Ruiz, I am a licensed clinical social worker in the state of Florida. I speak English and Spanish, and I have over 10 years of clinical experience in different settings such as department of Veterans affairs, the emergency department, department of Children and Families, AIDS healthcare foundation, Assisted Living, home health, skilled nursing home, housing authority, dialysis/renal patient care, case management, elementary, high school and other settings. My field and clinical experience have helped me build a strong background working with a diverse population. I have my Bachelor’s and master’s in social work, and I am looking forward to working in collaboration with you and helping you gain your strength back so that you can continue with your beautiful journey in this life. My goal as a therapist is to help you and my approach is to work in collaboration with you. We will work together to create healthy coping skills and we will use different tools and strategies created to gain strength, motivation, self-confidence, self-esteem and we will work together in a safe environment to achieve the best results for you as a client. I am pleased to know that you have decided to seek therapy! Life can be very challenging at times and sometimes we need to talk to someone that understands us and helps us get back to our stable/normal self. I hope I can be part of this part of your healing journey.

Melissa Bejarano

(she/her)

Melissa Bejarano, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
Perhaps this is your first time participating in therapy. If that is you, let me invite you to the start of a positive change. I have experience working with individuals that a variety of Mental Health concerns for over ten years. Some issues I've helped clients address include depression, anxiety, trauma, and other mood disorders. I am also bilingual in English and Spanish.

Nicole Morel

(she/her)

Nicole Morel, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hello, I am here to help you create a healthy internal environment to thrive in your external one. I obtained my MSW from Howard University in DC and received my clinical social work license in the state of Florida. I love traveling, reading history and sci-fi books, and building Lego sets. I work with clients dealing with trauma related to emotional abuse, neurodivergent struggles, self-esteem, relationships, and cultural identity.

Julio Angel Cruz-Rodriguez

Julio Angel Cruz-Rodriguez, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
10 years of experience
Virtual
I’m Julio Cruz Rodríguez, a Clinical Mental Health Counselor, and I provide services exclusively in Spanish. I have extensive experience in clinical mental health and dedicate my work to supporting individuals in their emotional growth process, helping them navigate challenges such as anxiety, depression, grief, and life transitions. I use an integrative approach, tailoring interventions to the unique needs of each person to promote their well-being and personal development. Soy Julio Cruz Rodríguez, Consejero Clínico en Salud Mental, y ofrezco servicios exclusivamente en español. Cuento con amplia experiencia en salud mental clínica y me dedico a acompañar a personas en su proceso de crecimiento emocional, ayudándolas a manejar retos como la ansiedad, la depresión, el duelo y las transiciones de vida. Utilizo un enfoque integrativo, adaptando las intervenciones a las necesidades únicas de cada persona para promover su bienestar y desarrollo personal.

Stephanie Alvarez

Stephanie Alvarez, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
3 years of experience
Virtual
Hello/Hola! I am a bilingual Licensed Mental Health Therapist from Colombia, proudly practicing in Florida. With a deep passion for helping others, I specialize in supporting children, adolescents, and their caregivers as they navigate trauma, anxiety, and depression. My approach is rooted in empathy and cultural sensitivity, ensuring that each client feels understood and valued. With years of experience, I am committed to empowering my clients to overcome challenges and achieve their fullest potential.

Algelis Gonzalez

(he/him)

Algelis Gonzalez, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
My name is Algelis Gonzalez, though I am commonly known as Al. My motivation to become a therapist stems from my personal journey. Growing up in a Latino culture, I developed a curiosity about people both within my community and beyond. This curiosity has driven me to understand the reasons behind our behaviors, both positive and negative. Throughout my career as a therapist, I continue to learn and grow, drawing from the vast knowledge available in the field. I am deeply committed to helping my clients embrace their true selves, regardless of their personality traits—whether they are humorous, quiet and shy, hesitant to trust, or feeling frustrated with the world. I believe that everyone is welcome in my practice. Recognizing that none of us are perfect and that we are all striving to make sense of life’s complexities, I focus on exploring my clients’ experiences with respect and understanding. My goal is to facilitate their growth in ways they may not have previously thought possible.

Madiane Perez

Madiane Perez, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
25 years of experience
Virtual
My name is Madiane Perez. I have been a Licensed Mental Health Counselor in Florida since 2011. I also hold a Behavior Analysis Certification (BCBA) since 2015. I have worked with different populations in Miami, Florida for the last 14 years. In addition, I have clinical experience in more than one country and a multicultural approach. My educational background is in Clinical Psychology. Although most of my clinical research and experience has been with children and adolescents, I have experience with young adults and adults in general. I have extensively studied and work with anxiety, depression, weight and self-image issues, acculturation and other sensitive areas for adults. Due to my cultural background and life experiences, I am open and sensitive to multiple cultural and educational backgrounds. I have been working with minorities and emigrants in multicultural cities. I am also comfortable treating severe behavioral difficulties for children and adolescents such as ADHD, ODD, ASD and others due to my vast experience in ABA. I am able to combine multiple therapeutic approaches to better address clients' difficulties and help them reach their true potential.

Joniett Duenas

(she/her)

Joniett Duenas, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
9 years of experience
Virtual
My name is Joniett and I am a Licensed Mental Health Counselor. My goal is to provide a safe, open, and honest space where we can work together towards your actualization of your truest self. I believe that everyone has the potential to create and employ positive changes in thoughts, attitude and behavior that will allow your truest self outward. I provide individual and family therapy to adolescents, adults, and families with a wide range of mental health, emotional, behavioral, and relationship needs. I have experience in the inpatient, school, and community settings where I’ve worked with adolescents and adults in individual, family, and group psychotherapy. Throughout my education, training, and work with numerous clients, I have become especially interested and experienced in: • Working through past traumatic events • Depression and suicidality • Anxiety-related issues • Emotional identification and regulation • Academic pressure and goal setting • LGBTQQAAIP+ and gender issues • Race/Culture based fatigue/trauma • Relational conflict resolution and strengthening • Coping with transitions (academic, professional, and life transitions) • Self-esteem and image concerns • Substance use and Recovery

Edmundo Carrión

(he/him)

Edmundo Carrión, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
8 years of experience
Virtual
Hello, I'm Edmundo Carrion, and I bring extensive experience working in crisis/detox, residential, outpatient, and rehabilitation settings, helping clients reintegrate into society with resilience and confidence. Through these experiences, I’ve seen firsthand the strength and perseverance of the human spirit. My goal is to empower you to navigate life transitions, manage stress, and overcome moments of self-doubt by building on your strengths. Together, we can pave the way for a more fulfilling and balanced life.

Gabriela Merida

(she/her)

Gabriela Merida, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
Hello, my name is Gabriela, but you can call me Gabby.
I specialize in supporting women and teens who are navigating challenges such as anxiety, depression, and trauma. As a mother and wife, I bring a diverse and compassionate perspective to our sessions, blending personal insight with professional expertise.My goal is to provide a safe and nurturing space where you can feel truly heard, understood, and supported. Together, we will build a foundation for healing, growth, and thriving in the face of life’s challenges.I know how rare it can be to find a place where you feel fully seen, which is why I became a therapist—to create that space for you. Let’s take this journey toward resilience and empowerment, one step at a time.

Yelitza Chaves

(she/her)

Yelitza Chaves, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$110/session
LMHC
13 years of experience
Virtual
Hello! I'm a Licensed Mental Health Professional Counselor (LMHC) based in Florida. I am fluent in English and Spanish. I would love to meet you with unconditional positive regard, exactly where you are right now and accompany you in the growth you are looking for. I graduated with my Masters degree in 2013 and I have been with clients since then in crisis stabilization units for children and adults, private sector, schools and in community-based agencies. I have also worked for/with national and International mental health providers. I pledge to remain current about the techniques that affect change and could help you improve. I want you to know that I am here for you and that you are not alone! If you don't see an appointment time that works for you, let me know, I will do my best to accommodate you as soon as possible. Hola. Gracias por visitar mi página. Como verás hablo Español como primer idioma y sería todo un placer que que podamos conversar para conocer como ayudarte y que puedas llevar una vida que te lleve a ser feliz nuevamente. No dudes que estoy aquí para tí! Si no encuentras un horario que te sirva dentro de los que hay disponibles, envíame un mensaje y trataré de hacer lo mejor para encontrar algo que nos sea conveniente lo antes posible.

Barbara M Sosa

(she/her)

Barbara M Sosa, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hello, my name is Barbara Sosa. My past roles as a teacher and school counselor for Hillsborough County Public Schools for many years, inspired me to become a psychotherapist. I am an inquisitive, honest, compassionate, authentic individual and counselor who strives to make a long- lasting healing impact in the lives of the individuals that reach out to me and that confide in my clinical skills and expertise for their recovery. My experience includes working in schools, crisis centers, community- based mental health agencies with a focus on life transitions, women's and men's issues, mood and anxiety disorders, as well as trauma, different types of abuse, grief and loss. I hold a certification in Complex Trauma Training (CCTP). I am also trained and certified in Accelerated Resolution therapy, which also employs the technique of bilateral eye movements, just like EMDR.

Joanna Fonseca

Joanna Fonseca, LMHC - Florida Therapist at Grow Therapy
$105/session
LMHC
15 years of experience
Virtual
As a Licensed Mental Health Counselor (LMHC) in Florida, I provide compassionate and solution-focused therapy to individuals across various life stages. With a Master's Degree in Counseling from St. Thomas University in Miami, Florida, and over 15 years of experience in psychology, I've developed expertise in addressing everyday stressors, anxiety, mood disorders, and life transitions. My therapeutic approach emphasizes collaboration, empathy, and evidence-based techniques tailored to each client's unique needs. My goal is to create a safe, non-judgmental space where individuals can explore their concerns, identify strengths, and work towards lasting growth.

Carolina Russo

Carolina Russo, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
3 years of experience
Virtual
My name is Carolina and I am a licensed mental health counselor in FL. I have worked with individuals that experience a wide variety of challenges. I have experience working with both adolescents and adults, supporting them in developing strategies to manage their mental health and build healthier relationships. My approach is client-centered and empathetic, aimed at fostering a safe, supportive environment where we can build resilience and find greater fulfillment.

Marisa Chiuchiolo

Marisa Chiuchiolo, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
5 years of experience
Virtual
Marisa is a dedicated clinician specializing in mental health and marriage and family therapy. Based in South Florida, Marisa has made it her mission to support individuals and families on their journey toward healing and well-being. With a compassionate approach and extensive knowledge in the field, Marisa offers a safe and nurturing environment for her clients to explore their emotions, build resilience, and develop effective coping strategies. Her expertise addresses a wide range of disorders, including anxiety, depression, developmental delays, parent training, and relationship difficulties. Marisa obtained her professional training in order to facilitate meaningful change within families and improve their overall dynamics. Through her work, she empowers individuals to navigate the complexities of their lives, fostering healthier relationships and promoting emotional growth. Marisa Chiuchiolo's unwavering dedication to mental health and marriage and family therapy has earned her respect as a trusted clinician within the South Florida community. Her genuine care for others and commitment to facilitating growth and healing make her a valuable resource for anyone seeking support on their path to well-being.

Valeria Dalmau

Valeria Dalmau, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
4 years of experience
Virtual
I received my master’s degree in Mental Health Counseling from Nova Southeastern University. I have an extensive background in working with mental health and addictions. I approach therapy from an individualist, holistic, and integrative lens. I strive to provide a safe and confidential environment to assist in the counseling process. I help clients transform into a more authentic, healthy, and balanced version of themselves.

Samantha Bonomo

(she/her)

Samantha Bonomo, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
I’m a Licensed Marriage and Family Therapist (LMFT) and Licensed Mental Health Counselor (LMHC) based in Miami, Florida, and I work with young adults trying to navigate relationship stress, anxiety, and life transitions. Whether you're feeling anxious, down, or just disconnected from yourself or others, I’m here to help you make sense of it all in a way that feels real and manageable. I offer virtual therapy across Florida, so you can show up from wherever you are—emotionally or literally. My vibe is warm, honest, and collaborative. We’ll dig into patterns, figure out what’s working (and what’s not), and build better ways to take care of yourself and your relationships.

Nelsy Villalobos

(she/her)

Nelsy Villalobos, LCSW - Florida Therapist at Grow Therapy
$185/session
LCSW
25 years of experience
Virtual
As a Licensed Clinical Social Worker with over 20 years of experience, I am deeply committed to helping individuals navigate emotional challenges and create meaningful, lasting change. My work is grounded in a compassionate, client-centered approach that honors each person’s unique story and resilience. I specialize in treating anxiety, depression, trauma, and self-esteem issues across the lifespan—from pre-teen (over age 11) to older adults. I primarily use Cognitive Behavioral Therapy (CBT) to help clients identify and shift unhelpful thought patterns that impact their mood, behavior, and relationships. To support holistic healing, I integrate mindfulness-based strategies that enhance emotional awareness and regulation, along with trauma-focused care that prioritizes safety, trust, and empowerment.

Odalis Romero

(she/her)

Odalis Romero, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
7 years of experience
Virtual
Have you experienced some life experience or change, which you feel you need help to overcome, divorce, grief, or trauma? Have you felt as if sometimes you are drowning in your emotions instead of just experiencing them? Does anger, sadness, anxiety, or fear keep impacting your life in ways you don't want it to? Do you struggle managing your emotions and would love to learn how to cope with them effectively? Do you struggle with thoughts of self-harm, of not being good enough, hopelessness, or emptiness? Or do you have children/teens that might be going through these things? If you want a therapist who will not judge you and will help you manage what seems unmanageable, you have found me! I want to help you or your child/teen, start your new healing journey and enjoy life once more! I want you to learn to love yourself and build good relationship and have power to control your emotions and thoughts, while learning to have self-control and conquer the journey ahead! I have spoken in some conferences and am very involved in establishing awareness of mental health. I have two kids of my own and love helping parents and kids/teens understand each other and form better bonds. I also enjoy holistic medicine and therapy and therefore due practice it when needed. I am always eager to learn some new technique or read new research to better help my client's. I would be honored to help you in your healing journey.

Alejandro Goicoechea

(he/him)

Alejandro Goicoechea, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
4 years of experience
Virtual
Dedicated and compassionate counselor ready to help get you back on track and in control of your life. Expertise in working with individuals suffering from post traumatic stress disorder (PTSD), domestic and sexual abuse, stress related disorders, anxiety disorders, major depression, grief counseling, and with those in acute crisis who may attempt suicide. Specialized knowledge and understanding of crisis thinking. Strong communicator with keen perceptivity that allows me to develop possible solutions and suggestions to help clients gain practical insight into their situations. A passion for helping others return to their personal centers, to regain emotional balance, and to reach a state of calmness where communication can take place and healing may begin.

Regina Esparza-Herman

Regina Esparza-Herman, LMHC - Florida Therapist at Grow Therapy
$165/session
LMHC
7 years of experience
Virtual
Hi! I'm a Licensed Mental Health Counselor (LMHC) based in Florida. I received my Masters from the Nova Southeastern University and have been practicing for 7 years. Additionally, I received a Pupil Personnel Credential from California State University, Fresno which allowed me to gain experience in a School Counselor role. I help children and adolescents navigate life's challenges to achieve the best version of themselves. I believe in supporting the whole family to help establish and maintain growth.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.