Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 523 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 6/30/2025

Toula Zoulas

Toula Zoulas, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
25 years of experience
Virtual
In today’s fast-paced world, it’s easy to feel overwhelmed by constant demands and limited space for personal reflection. Therapy offers a unique opportunity to pause, take stock, and reconnect with yourself. It’s a space where you can become more aware of your emotions, re-examine your choices, and move toward greater clarity and peace of mind. As a therapist, I am committed to providing a supportive, non-judgmental environment where you can safely explore your feelings and experiences. My approach is client-centered and active, helping you uncover new perspectives and broaden your options. Together, we’ll work on overcoming doubt, managing difficult emotions, and building resilience in the face of life’s challenges. I specialize in working with children, adolescents, and young adults, supporting them through emotional turmoil, family stressors, and communication issues that can impact their well-being. Whether you’re struggling with personal challenges or relationship difficulties, I’m here to help you break through roadblocks and find a positive, affirming path forward. We all want a life of significance and balance—and I believe that with the right guidance, these are not just dreams but achievable realities. Happiness isn’t a mysterious force; it’s the result of learning and practicing skills that anyone can develop. With my support, you’ll gain confidence, emotional resilience, and the tools you need to create a more fulfilling life. Let’s work together to improve your emotional well-being and help you get to a place where you feel comfortable, empowered, and ready to thrive.

Leslie Volpe

(she/her)

Leslie Volpe, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
14 years of experience
Virtual
Hello, I'm a Licensed Clinical Social Worker(LCSW) in Florida. I obtained my Masters from Florida International University (FIU) and my Bachelors from Florida State University. I've been helping individuals and families for 14 years, and can help you restore or create your best life. If you'd like to regain footing but don't know where to start, let's work together you don't have to do it alone.

Faryal Choudry

Faryal Choudry, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
1 year of experience
Virtual
I’m a Licensed Social Work Counselor. I graduated from Columbia University. I also have training in Applied Behavioral Analysis. I work with individuals navigating anxiety, trauma, disordered eating, depression, and substance use. My approach is compassionate, collaborative, and holistic. I utilize evidence-based practices, including CBT, DBT, mindfulness, psychodynamic, somatic, Adlerian, and Gestalt therapies, to support healing, self-awareness, and growth—mind, body, and spirit.

Jonell Pearce

(she/her)

Jonell Pearce, LCSW - Florida Therapist at Grow Therapy
$75/session
LCSW
4 years of experience
Virtual
I enjoy working with adolescents and adults who are experiencing concerns with, but not limited to: anxiety, depression, critical self-talk, interpersonal relationships, emotional dysregulation, and parent/child conflict and connection. I have worked in various clinical settings providing crisis stabilization and therapy services to individuals of all ages. I utilize a holistic and personalized approach, specializing in trauma, interpersonal relationships, loss and grief, parent/child relationships, adolescent challenges, and parent support. I employ a straightforward and empathetic approach while utilizing strength-based and person-centered perspectives to help those I work with obtain their treatment goals and realize their greatest potential.

Paul Weaver

Paul Weaver, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
9 years of experience
Virtual
Hi, I’m Paul. I am a Licensed Therapist and my goal is to help you discover ways forward through distress towards wellness. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. Distress is experienced in many different ways that impact our ability to function and cope within a healthy framework. By applying complementary therapy approaches and techniques, we will unearth behavioral patterns and pain perceptions that may be holding you back from experiencing a more fulfilling and meaningful life. If you're looking for extra support and guidance through a challenging situation or are just ready to move in a new direction, I look forward to working with you to achieve your goals. Please feel free to reach out with any questions or to book a session. Thanks. Hope I can be a resource.

Cheryl Breining

(she/her)

Cheryl Breining, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
I am a Clinical Licensed Social Worker in Florida and Certified LIfe Coach. I have a Masters in Counseling , School Psychology, and Social Work.. I am a retired teacher and guidance counselor from New York and a Certified Life Coach. A have also completed Addca's ADHD training. I received my license as a Clinical Social Worker from the state of Florida. I work with individuals diagnosed with ADHD of all ages and their parents. By utilizing positive psychology and strength based methods I help clients deal with self esteem, time management, organizational skills, executive function, and anxiety issues. I also work with clients who are experiencing stress and self esteem issues. During our sessions we work together to develop strategies that will allow them to work towards their goals.

Abby Miller

Abby Miller, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
10 years of experience
Virtual
I am a licensed clinical social worker practicing in Florida. I enjoy working with people dealing with life transitions and challenges including parenting (both of children and adult children), changing careers, working with challenging coworkers/friends/partners and anxiety and depression that can occur when facing challenges in everyday life. I enjoy teaching people skills to handle their daily life and future challenges and help the client tweak the skills so it works specifically for them.

Candance Wise Gilberstadt

(she/her)

Candance Wise Gilberstadt, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hi. My name is Candance, but you can call me Candy. Do you feel as though you are being weighed down by certain thoughts and emotions, like you are out of balance? Is it difficult for you to manage your day to day responsibilities due to these thoughts and emotions? Would you like help in understanding and managing these thoughts and emotions so you can experience balance in your life? I help individuals get to that place of healthy balance, with a goal of remaining there. Together, we can work to identify your strengths and challenges to find solutions for managing your most challenging thoughts and emotions. We will use a person centered and strength based approach, exploring past and present experiences as they relate to your current state of overall well-being. I also integrate mindfulness techniques to help you develop a stronger more balanced state of being. Whether you are dealing with circumstances, thoughts or feelings that are overwhelming, I want to help. Reaching out for help can feel uncomfortable or seem scary, but you are making the right choice. During our sessions together, I will meet you with genuine compassion using evidence-based techniques to help you achieve and remain in a healthy, more balanced state of being. Let’s do this.

Hontah Epps

Hontah Epps, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
26 years of experience
Virtual
2024 is my 25th year as a social worker, clinical therapist, educator, supervisor, and leader committed to support vulnerable populations. My Social Work career was initiated by my passion to support those within vulnerable populations, specifically within the child welfare system. I began my career as a Social Worker working within the Child Welfare system in New York City. In 2003, I relocated to Charlotte, NC and continued my work within Child Welfare as a Child Protective Services Social Worker. In 2008, I obtained my clinical licensure which initiated my move from providing direct clinical services to children, young adults and families.

Yelitza Chaves

(she/her)

Yelitza Chaves, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$110/session
LMHC
13 years of experience
Virtual
Hello! I'm a Licensed Mental Health Professional Counselor (LMHC) based in Florida. I am fluent in English and Spanish. I would love to meet you with unconditional positive regard, exactly where you are right now and accompany you in the growth you are looking for. I graduated with my Masters degree in 2013 and I have been with clients since then in crisis stabilization units for children and adults, private sector, schools and in community-based agencies. I have also worked for/with national and International mental health providers. I pledge to remain current about the techniques that affect change and could help you improve. I want you to know that I am here for you and that you are not alone! If you don't see an appointment time that works for you, let me know, I will do my best to accommodate you as soon as possible. Hola. Gracias por visitar mi página. Como verás hablo Español como primer idioma y sería todo un placer que que podamos conversar para conocer como ayudarte y que puedas llevar una vida que te lleve a ser feliz nuevamente. No dudes que estoy aquí para tí! Si no encuentras un horario que te sirva dentro de los que hay disponibles, envíame un mensaje y trataré de hacer lo mejor para encontrar algo que nos sea conveniente lo antes posible.

Keena Lundi

(she/her)

Keena Lundi, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
8 years of experience
Virtual
Are you feeling overwhelmed by stress? Does anxiety leave you exhausted, consumed by worries about your relationships, your future or how others perceive you? Finding the right therapist can be a daunting task, but I'm here to offer you the support and guidance you need. I'm Eykiena "Keena" Crowley, and my mission is to help you reclaim your life from debilitating anxiety and self-doubt. I understand what it's like to feel stuck, frustrated, confused, rejected and alone. You deserve to work with someone you feel genuinely connected to and confident can truly make a difference in your life. My passion lies in helping you release old patterns that no longer serve you. I specialize in anxiety, self-esteem, trauma, relationship issues, family conflicts, motivation, and coping with life changes. Whether you're an adult, a college student, part of the LGBTQ+ community, or a couple seeking support, I'm eager to explore your unique journey alongside you. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Your healing journey is unique and I'm committed to honoring your individuality every step of the way. Taking the first step to sign up for therapy can take courage and I am proud of you for getting started! Let's work together to empower you and foster healing relationships.

Samantha Skirka

(she/her)

Samantha Skirka, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
12 years of experience
Virtual
Hi, I’m Samantha! I’ve been a clinician for over twelve years and truly love what I do. I’m passionate about helping clients tap into their strengths, overcome challenges, and move toward the life they want. My background includes working with people of all ages in schools, juvenile justice, and long-term care settings. As a mom, I know how rewarding—and overwhelming—life can be. I bring that real-life perspective into my work, along with compassion, curiosity, and a sense of humor. Outside of work, I enjoy audiobooks, organizing (it’s therapeutic for me!), and family time. Fun fact: I have a degree in Philosophy and studied Japanese in high school!

Halima Jaffer

Halima Jaffer, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
10 years of experience
Virtual
Hi! I'm Halima Are you having difficulty concentrating, sleeping, feeling worried or constantly thinking? Feel that you should be in a better position in your life? Struggling to manage your health, work and relationships? I help high performers better manage anxiety and avoid getting depressed. Together, we can identify what's not working and get you back to balance. We will utilize a holistic approach, integrating mind, body and spirit to help you feel more assured and connected. Allow me to help you. I have over ten years of experience in providing therapy to women and children who have experienced Anxiety, Depression, Trauma and ADHD. You deserve a safe place to heal and grow. In our sessions, I will meet you with empathy and evidence-based techniques to enable you to get your life back on track. allow me to help you! If you don't find a suitable available appointment time contact me at 407-706-5846.

Alex Kranz

(he/him)

Alex Kranz, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
11 years of experience
Virtual
Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. I specialize in integrative individual and couples therapy for the mind and body. My perspective on therapy starts with the central belief that if you listen to your clients, they will always tell you what's going on. While that may seem very basic, unfortunately, there is very little listening going on these days. When we are listened to and are unconditionally respected and accepted, we instinctively have the right stuff inside of us to figure out our issues. That's how we become empowered . That's how we grow. Whether you're dealing with overwhelming anxiety, relationship issues or depression. In our sessions together, I'll meet you with compassion, understanding and respect. And I will use the latest evidence-based techniques to support you in your journey Helping you find that inner strength and resolve is what makes me uniquely qualified to help.

Teresa Dore

Teresa Dore, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
20 years of experience
Virtual
Hi, I am a Licensed Mental Health Counsellor (LMHC) based in South Florida. I received my Masters from Nova Southeastern University in Florida and have been practicing for over 20 years. I help people of all ages struggling with symptoms of depression, anxiety and mood disorders by assiting them with developing coping skills that they can use to reduce and/or manage their symptoms better.

Michelle Edmond

Michelle Edmond, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
Hi! I’m a Licensed Clinical Social Worker (LCSW). I work with diverse populations providing compassionate and evidence based care to individuals, families, and groups navigating mental health issues, grief, life transitions, and trauma. In working together we will build confidence, develop healthy coping skills, build resilience, and learn how to navigate challenges. My goal is to empower you and improve your overall wellbeing.

Shelly Wilson

(she/her)

Shelly Wilson, LCSW - Florida Therapist at Grow Therapy
$80/session
LCSW
21 years of experience
Virtual
Good Day! I'm a licensed clinical social worker based in Florida. I received my Masters in Social Work from Florida State University. I have previously worked as a case manager in an urban hospital, a social worker for the school system and working with child abuse and neglect. I have extensive experience in relationships, conflict resolution, anxiety, depression, ADHD and communication skills.

Cynthia Harris-Maddox

Cynthia Harris-Maddox, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
7 years of experience
Virtual
Hi there, I am Cynthia Harris-Maddox a licensed in Florida with 6 years of professional work experience. I aim to help clients with stress and anxiety, trauma and abuse, depression, & coping with life changes. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialog and treatment plan to meet your unique and specific needs. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey. Let's work together!

Walter Prather

(he/him)

Walter Prather, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
30 years of experience
Virtual
Anxiety, depression, and relationship issues are experiences that many of us encounter at various times in our lives. If you are feeling overwhelmed by negative emotions or believe you are struggling with anxiety, depression, trauma, or any combination of stressors affecting your peace of mind and relationships, we may be a good fit for each other. You are not alone in your struggles, and you deserve to regain the peace of mind and joy that seem to elude you right now. My primary goal is to help you transition from merely feeling good to truly living well. I draw from a range of educational, career, and life experiences to support individuals holistically. My therapeutic approach combines Acceptance and Commitment Therapy (ACT), Process-Based Therapy, and Cognitive Behavioral Therapy (CBT) with mind-body techniques. As a licensed marriage and family therapist and a Board-Certified Behavior Analyst with over 30 years of experience, I employ compassion, positive psychology, and Mindfulness to help adults and adolescents reach their fullest potential. Therapy provides a safe space to address mental health struggles and overcome challenges. My methods, particularly ACT, CBT, and Positive Psychology, are effective in treating issues such as addiction, anxiety, depression, anger, and trauma. They also assist individuals and couples facing relationship or parenting difficulties. Through ACT, you will learn to be more psychologically present, connect with your values, and make space for life’s inevitable pain. You will also discover how to take actionable steps despite emotional discomfort and cultivate an appreciation for each moment in your life. While my specialty is brief therapy, some situations may require an extended therapeutic relationship, which can be beneficial for adults and parents dealing with complex mental health challenges and navigating difficult child-rearing adjustments at home.

Regina Esparza-Herman

Regina Esparza-Herman, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$165/session
LMHC
7 years of experience
Virtual
Hi! I'm a Licensed Mental Health Counselor (LMHC) based in Florida. I received my Masters from the Nova Southeastern University and have been practicing for 7 years. Additionally, I received a Pupil Personnel Credential from California State University, Fresno which allowed me to gain experience in a School Counselor role. I help children and adolescents navigate life's challenges to achieve the best version of themselves. I believe in supporting the whole family to help establish and maintain growth.

Adriana Santiago

(she/her)

Adriana Santiago, LMHC - Florida Therapist at Grow Therapy
$95/session
LMHC
6 years of experience
Virtual
Hi and Welcome! I specialize in working with children, adolescents, and young adults to address mental health concerns and improve their quality of life. My clients have come to me for a variety of reasons. These include: Seeking guidance, addressing unhelpful thinking patterns & behaviors, goal-setting, improving level of emotional regulation & self-care, increasing self-awareness & self-compassion, treating mental health symptoms related to anxiety & depression or simply craving a safe space. There are no concerns too small to begin your therapeutic journey! I believe that everyone can achieve and is deserving of a happy and fulfilling life. I take a collaborative and well-rounded approach to guide those in achieving their therapeutic goals. Together we will work towards what is most relevant to you or your child for your or their presenting concerns. By using my clinical skill set, creativity and emphasis on the therapeutic relationship I have been able to make a positive impact with my clients!

Joe Calhoun

(he/him)

Joe Calhoun, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
26 years of experience
Virtual
My name is Joe Calhoun, and I am a Licensed Clinical Social Worker (LCSW) based in Tampa, Florida, and working with clients state-wide via telehealth. I work with teenagers, and adults and specialize in treating addiction, anxiety, anger management, and relationship difficulties, using Cognitive Behavioral Therapy, Faith Based Therapy, REBT, Motivational Interviewing, and Solution Focused Therapy to help my clients meet their treatment goals.

Barbara Byrne

Barbara Byrne, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
25 years of experience
Virtual
In my 25+ years as psychotherapist I have a profound respect for the vast human experience and the resilience of . I am a welcoming and safe presence for clients who are seeking to be heard and understood. I have a compassionate and direct style that conveys my ability to offer a unique perspective. I work with each individual's strenghts to build skills and coping strategies to manage symptoms and life's stresses.

Vashaun Culmer-Bullard

(she/her)

Vashaun Culmer-Bullard, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
19 years of experience
Virtual
Hello I’m a Licensed Mental Health Counselor (LMHC) based in Florida. I am also a Qualified Supervisor for LMHC Licensure. I received my Master of Science degree in Psychology from Valdosta State University and have served as a therapist for 18 years. I have worked with a variety of clients with a plethora of challenges. My goal is always to assist my clients in making the improvements necessary to improve their quality of life.

Benita Mosca

Benita Mosca, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
Hello, I'm Benita. I am a licensed clinical social worker and I have been in private practice for the past 3 years, working with children, adolescents, and adults. I am currently not seeing children as I am currently only providing online therapy via telehealth. I have a friendly nature and I believe that everyone can benefit from therapy. I believe that my personal experiences help me to connect with my clients. I have experience with marriage, divorce, children, trauma, immigration, and multi-cultural issues. I know that life is often hard, especially if you don't have a good support system. I'm here to help you to explore what is getting in the way of you living your best life. I can't wait to meet you!

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Parenting?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Parenting, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.