Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 118 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/6/2025

Ilusión Millan

(she/her)

Ilusión Millan, LPCC - California Therapist at Grow Therapy
$150/session
LPCC
7 years of experience
Virtual
Hi! I'm a Licensed Professional Counsellor (LPC) based in California. I received my Masters from Pepperdine University and have been practicing for 7 years. I provide compassionate, evidence-based care to support clients in navigating life’s challenges and achieving personal growth. Specializing in grief and loss, anxiety, and professional stress, I work with clients across the adolescent and adult life span to help them process emotions, build resilience, and rediscover meaning in their lives. Through approaches such as narrative therapy, cognitive behavioral therapy, and solution-focused techniques, I create a safe and empowering space for clients to explore their experiences and identify their strengths. My goal is to foster healing, self-discovery, and lasting change in a collaborative and supportive environment.

Kristen Montiel

(she/her)

Kristen Montiel, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$235/session
LMFT
15 years of experience
Virtual
Hi, I'm Kristen Montiel. Searching for the right therapist can be a daunting process when you may already be feeling stressed or struggling. I know it's not easy and I'm so glad you're here! After experiencing my own struggles with family and relationships, I set out to help others who also felt stuck. I have a master’s degree in marriage and family counseling and a doctorate in psychology. With over 15 years of experience, my focus is helping individuals and couples understand themselves and use their own strengths to discover healing, even in the most difficult circumstances. I provide a non-judgmental space where clients can feel comfortable to work through challenges by exploring deep rooted patterns of hurt and disconnect, while developing new perspectives, learning new skills, and creating sustainable changes. I’ve helped hundreds of people find hope and renewed satisfaction in their lives and relationships. I look forward to helping you too!

Maria Genter Hester

Maria Genter Hester, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
25 years of experience
Virtual
Hello, my name is Maria Genter Hester I am a licensed marriage family therapist they have been in private practice on and off for about 20 years. I love working with families and teens I have a specialty in postpartum mood and anxiety disorders, I also have training in dealing with perinatal loss, abortion, miscarriage and grief. I love helping people who are interested in using their faith background to further their healing and achieve the life that they want. Most of my training has been in cognitive behavioral therapy and family systems. I earned my Masters in Counseling Psychology at the University of San Francisco, I reside in San Diego. I love the outdoors, hiking beach, art, cooking, and activities with my family and friends.

Ronna Spiegel

(she/her)

Ronna Spiegel, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
20 years of experience
Virtual
Are you feeling like your life is not going the way you planned? Perhaps you are feeling down, anxious, or overwhelmed. Or perhaps you are struggling with your self-esteem and confidence. Or maybe you are going through a life transition or struggling as a new or experienced mom and need support. Wherever you are in your life’s journey, I am here to partner with you as you tackle the barriers that may be preventing you from being the person you want to be. My goals are to work with you to identify practical coping skills and strategies which will enable you to see positive changes in your life. I have 20 years of experience working with women. I specialize in parenting, depression/anxiety during pregnancy & postpartum, and life transitions for women of all ages. I utilize a solution-focused approach that prioritizes your challenges and goals and helps you see the change you are seeking and feel hopeful. If you are feeling exhausted, overwhelmed, and unappreciated for all that you do as a mom, partner or working woman (or all three!) I can help. Reach out. I look forward to working with you!

Limor Dagan

Limor Dagan, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
15 years of experience
Virtual
Hi and welcome! Have you been feeling lost, helpless and anxious? Whether youre feeling overwhelmed and want help with adjustments or just need someone to listen, I am here to help. I am an interactive, personable, non judgmental and direct therapist and my goal is to create a comfortable and safe place for you. Taking the first step in seeking therapy can be difficult, but you've made a great decision. I would like to get to know you better and together we can work on managing your current struggles better. We will identify what's not working and get you back to balance. Lets work together!

Julia Craddolph

Julia Craddolph, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$160/session
LMFT
8 years of experience
Virtual
I am a caring loving therapist who wants to get to know you and help you feel like your most authentic and healthy self. I love to listen and laugh with my clients. I am a mother and a wife. My goal is to help my clients know that they are not alone, and often just sharing emotions can feel like a big relief. I want to encourage you to seek out the things you love to do and spend time with the people who make you feel most loved and accepted. I want to empower my clients to give and accept the love they deserve.

Nora David

(she/her)

Nora David, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
8 years of experience
Virtual
Greetings. I am a Licensed Marriage and Family Therapist with a Bachelor’s degree in Psychology and a Master’s degree in Counseling Psychology, specializing in Marriage and Family Therapy. I am dedicated to assisting individuals and families facing a range of challenges, providing support and guidance throughout their healing journey. Just as each tree grows in its own way, shaped by its environment and experiences, everyone’s journey is unique and deserves to be heard. I believe that through understanding and support, we can nurture this growth together.

Alana Fineo

(she/her)

Alana Fineo, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LCSW
15 years of experience
Virtual
Well done on taking the first steps to a better you! Simply acknowledging you need support and then reaching out can be the most difficult, yet empowering part of the process to a happier you. As a clinician, I specialize in working with teens, young adults and women as they navigate chapters throughout life. My goal is to facilitate a safe and nonjudgemental space for clients to verbalize thoughts and feelings. I provide a holistic approach that assesses overall physical health and its impact on mental health; looking at sleep patterns, nutrition, and social relationships. Utilizing a variety of different clinical modalities, I work alongside my clients to aid them in identifying strengths and maladaptive patterns that may interfere with happiness. Applying a strength-based approach, I guide clients in self-care practices and the development of a coping skills 'tool kit' that both empowers and equips client's with the skills necessary to build a happier and more confident life.

Kathy Kelly

(she/her)

Kathy Kelly, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
17 years of experience
Virtual
My name is Kathy Kelly, and I am a Licensed Marriage and Family Therapist. I have been licensed since 2009 and have experience working with individuals, adolescents, and families in crisis. I specialize in depression, anxiety, trauma, grief, adjustment disorders, and understanding behavior patterns that are set from childhood. I have extensive experience working with individuals who are experiencing difficult life changes, stress, and chronic mental health disorders. The most common approaches that I use are cognitive behavioral therapy, dialectical behavioral therapy, emotionally focused, mindfulness, solutions focused, grief, and trauma focused therapy. I am confortable working with various levels of life experiences, including childhood trauma, current stressors, life transitions, and I appreciate using psychodynamic and family systems therapy to help my clients understand and identify patterns of behavior, and negative thought patterns that originated from their past experiences. I provide a safe space with the goal of making my clients feel welcome, comfortable, and at ease. I have been very successful at teaching clients coping skills, and helping clients process their feelings and emotions with the goal of finding peace, happiness, and an overall sense of well being. Your journey begins today and I will be there with you to guide you and support you.

Jessica Del Rubí Vásquez

(she/her)

Jessica Del Rubí Vásquez, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$165/session
LMFT
7 years of experience
Virtual
Hi! I'm Rubi, and I'm passionate about helping individuals and couples navigate life’s challenges. Whether you're struggling with anxiety, relationship issues, or personal growth, I'm here to support you with a compassionate, trauma-informed, inclusive, and non-judgmental approach. No topic is too difficult to address. I work with individuals and couples navigating infidelity, betrayal trauma, generational trauma, depression, anxiety, and emotional disconnection. NOTE: I am currently ONLY accepting couples through private pay.

Idania arellano

(she/her)

Idania arellano, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
7 years of experience
Virtual
Hi, my name is Idania Arellano, I am a Licensed Marriage and Family Therapist in California. I received a master's degree in Marital and Family Therapy from Loma Linda University in 2019. I have worked in human services for since 2010 in various capacities including drug and alcohol and case management in group homes. I enjoy working as a therapist and feel privileged to help others work on themselves.

Sam Castillo

(he/him)

Sam Castillo, LMFT - California Therapist at Grow Therapy
$185/session
LMFT
10 years of experience
Virtual
Hello, I'm a Licensed Marriage and Family Therapist (LMFT) based in California. I received my Masters from the University Antioch Los Angeles and have been practicing for 9 years. I help adults at different stages of life and transitions who are struggling with anxiety, self-esteem, and trauma to help nurture and restore a sense of balance. My approach to working with clients is centered around the individual as a whole - recognizing intrinsic uniqueness and reinforcing inner strength – supporting an individuals innate ability to grow and thrive.

Claudia Rivas

(she/her)

Claudia Rivas, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
24 years of experience
Virtual
As a Licensed Clinical Social Worker (LCSW) in California, I specialize in providing individual therapy for individuals navigating depression, anxiety, and stress-related challenges. My therapeutic approach is rooted in creating a safe, supportive space where clients can explore, heal, and resolve their concerns through trauma-informed care and a strong racial justice lens. I utilize a combination of Cognitive Behavioral Therapy (CBT) and Somatic Experiencing interventions to foster self-awareness, promote emotional healing, and support embodiment and mindfulness.

Maggie Novotny

(she/her)

Maggie Novotny, LCSW - California Therapist at Grow Therapy
$140/session
LCSW
14 years of experience
Virtual
Hello! Thank you for visiting! I’m Maggie. Are you struggling with negative or anxious thoughts, feeling “stuck” in your life, or having difficulty keeping up with the day-to-day without it impacting your sleep, relationships, and self-esteem? Are you frustrated, irritable, feeling unheard and struggling to cope? I work with adults (from young adults to older adults) to tease out unhelpful thought patterns, figure out how to find balance in life, address challenges and hangups in relationships, and cope with physical health challenges or other major life changes. We’ll take a look at stressors in your life and make a plan together to alleviate the tension. I’m here to help — you do not have to do this alone. My approach is warm, compassionate and trauma-informed, with gentle nudges and encouragement. I like to maintain a solutions-focused approach, mixing in mindfulness strategies, while utilizing evidence-based techniques to help you get back and track. I look forward to meeting you!

Fariba Kooklan

(she/her)

Fariba Kooklan, LMFT - California Therapist at Grow Therapy
$180/session
LMFT
29 years of experience
Virtual
I have been in the field of mental health for 29 years. My goal as a therapist is to help you achieve ultimate happiness and peace in your life. As human beings we can not go back and change our past but we can find the tools that can help us live our lives fully and find the ways to use our full potential. I will listen to you and will try my best to support you in finding the path to happiness by practicing and using the tools and methods that are helpful and tangible.

Tia Hartsock

(she/her)

Tia Hartsock, LPCC - California Therapist at Grow Therapy
$170/session
LPCC
4 years of experience
Virtual
I am a licensed therapist with extensive experience supporting individuals navigating anxiety, depression, trauma, and life transitions. I know that life happens, and we are all human, and as such, that is how I approach my treatment. I believe connection and shared experiences can be the most beneficial tool in therapy. I am passionate about fostering a safe, nonjudgmental space where clients feel empowered to explore their emotions, build resilience, and create meaningful change.

Yohanna Tamayo

Yohanna Tamayo, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
5 years of experience
Virtual
I am a licensed marriage and family therapist (LMFT) who is bilingual in Spanish and English, with a primary focus on conducting therapy in Spanish. As a woman, mother, and wife, I deeply believe in the inherent value, love, and potential of each individual. I hold a strong belief in the infinite love of God for all of us, and I am a firm advocate for the possibility of change. I have witnessed the transformative journeys of my clients and recognize the power within each person to grow and thrive.

YenAn Chen

(she/her)

YenAn Chen, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
10 years of experience
Virtual
I am an LCSW working in the Bay Area, with experience in Child Protection/ At-risk family service, Home Health & Hospice service, and community mental health center. My primary clients are the Asian community (new immigrants or their descendants), and I address issues such as stress management, depression, anxiety, and immigration trauma. In my previous work, I have also supported patients dealing with postpartum depression and parenting concerns. Because I have similar experiences, I can empathize with the struggles involved and use insights from Asian traditional culture to better understand your thoughts and feelings in the therapeutic process. I offer counseling services in Chinese, ensuring that language barriers do not prevent you from receiving support. I aim not only to provide you with psychological and emotional support but also to assist you in utilizing community resources to ensure you receive comprehensive care.

Armine Manukian

(she/her)

Armine Manukian, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
16 years of experience
Virtual
I'm a Licensed Social Worker (LCSW) based in California. I received my Master's from the University of Southern California. I have provided mental health services for 16 years, helping clients with a wild range of issues, including anxiety, depression, trauma, psychosis, grief/loss, chronic illness, postpartum, problematic relationships, behavioral issues, personality traits and life/career transitions in diverse populations of adults. Given my experience, I have developed a therapeutic approach based on clients' needs. I combine evidence-based interventions with cognitive and psychodynamic therapies. I provide a supportive environment where clients openly and safely express their experiences, emotions, and thoughts with acceptance and non-judgment.

Jennifer Sturm

(she/her)

Jennifer Sturm, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
Hello, my name is Jennifer and I am a licensed clinical social worker. I received my master's degree from the University of Southern California and have been practicing for over 10 years. I help women who are experiencing emotional challenges, life transitions, health issues, and so on, to be able to feel unstuck in their lives and begin to move forward.

Amina Choudhery

Amina Choudhery, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
8 years of experience
Virtual
In our work together, I will focus on understanding your unique needs and helping you prioritize your mental health. My goal is to guide you toward becoming the healthiest version of yourself, finding moments of peace to make each day a bit lighter and brighter. I’m committed to honoring your cultural, religious, and spiritual principles, ensuring that you can both care for yourself and continue to support others. With a diverse professional background, I tailor therapeutic interventions to fit your individual needs, offering a personalized approach to your well-being.

Arielle Penn

(she/her)

Arielle Penn, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
31 years of experience
Virtual
My dream client is a high-functioning woman who appears to be managing it all—but inside, she’s carrying the weight of anxiety, pressure, and deep emotional overwhelm. She might be navigating a major life transition like divorce, a career pivot, motherhood, fertility challenges, or menopause. She may be successful on paper yet struggling to maintain boundaries, meet others’ expectations, or feel truly connected to herself. She could be facing workplace discrimination, identity shifts, or silently asking, “When is it my turn to exhale?” I work best with women who are insightful, motivated for change, and ready to explore the roots of their stress—not just cope, but understand. Using an integrative blend of CBT, DBT, Motivational Interviewing, and psychodynamic therapy, I offer a collaborative, empowering space where clients can slow down, reflect, and build tools for realignment—emotionally, mentally, and authentically.

Dara D'Elia

(she/her)

Dara D'Elia, LPCC - California Therapist at Grow Therapy
$150/session
LPCC
8 years of experience
Virtual
I am a Licensed Professional Clinical Counselor. I have experience working with a diverse population, starting at 6 years old up to adulthood, all coming from diverse backgrounds and situations, which include trauma, crisis, anxiety, depression, grief, and loss. I like to take a client-centered approach to keep therapy comfortable and positive. Accepting that you need help and seeking out a professional is a huge step; I want to honor this time and space to support you through your healing journey and create a space that encourages growth and acceptance.

Katherine Cuellar-Lei

Katherine Cuellar-Lei, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
11 years of experience
Virtual
I am a Spanish-speaking bilingual LMFT and have been in practice for over 10 years. I truly believe everyone has strengths, and I like to amplify them in our work together. I believe in challenging the patterns that keep us stuck respectfully and inquisitively. I have seen what it is like to be a patient, a family member of a patient, and a therapist, which has given me a unique perspective of compassion for all.

Veronica Berger

(she/her)

Veronica Berger, LCSW - California Therapist at Grow Therapy
$115/session
LCSW
7 years of experience
Virtual
I am a licensed social worker in CA and Ohio. I graduated from Case Western Reserve and have been practicing in the healthcare setting for over 7 years. Between personal and work experience, I am familiar with the complexities of emotions and how important it is to fully process and accept life as it currently is. By understanding our life narrative, we can begin to cope healthy and establish more positive mind frames to improve our mental health,

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Post Partum?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Post Partum, is filtering therapists in California that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.