Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 119 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 6/24/2025

Jennifer De Santis

Jennifer De Santis, LCSW - California Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
Let’s face it—life can be challenging, and it often throws us curveballs we never saw coming. Hi, I’m Jennifer, a Licensed Clinical Social Worker. Whether you’re navigating the painful journey of infertility, grieving the loss of a pregnancy, working to strengthen or repair your relationship with your significant other, or trying to balance your identity as a new parent, I’m here to help.

Justin Altman

(he/him)

Justin Altman, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$180/session
LMFT
10 years of experience
Virtual
Hello there! My name is Justin Altman, and I'm a Licensed Marriage and Family Therapist. My approach to therapy is simple; I'm here to provide non-judgmental and positive support to my clients while occasionally applying a little gentle pressure to encourage them to grow and ultimately thrive. While my primary area of focus is working with individuals in the LGBTQ+, Polyamory/Open relationship, and Kink/BDSM communities, throughout my career I have worked with individuals from all walks of life to help them overcome the barriers keeping them from achieving their goals. At this time, I am accepting only clients for individual therapy - not couples/families.

Ashley Paculba

Ashley Paculba, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
3 years of experience
Virtual
Hi, I am Ashley Paculba! I am a Licensed Marriage and Family Therapist in California. I have over 5 years of experience helping children, adolescents and adults struggling with anxiety, depression, grief and loss, divorce, co-parenting , adjustment and relationship issues. I have a warm, empathetic and compassionate approach. I align with clients as they are walking through their healing journey.

Angela Riggio

Angela Riggio, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$125/session
LMFT
10 years of experience
Virtual
I am a Licensed Marriage and Family Therapist in California, dedicated to providing a safe and welcoming space for individuals from all backgrounds. I understand that life’s challenges can feel overwhelming, and my goal is to offer the support and guidance needed to navigate them. With years of experience in treating anxiety, depression, PTSD, adjustment disorders, and relational challenges, I strive to help clients build resilience, gain insight, and create meaningful change in their lives

Ronna Spiegel

(she/her)

Ronna Spiegel, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
20 years of experience
Virtual
Are you feeling like your life is not going the way you planned? Perhaps you are feeling down, anxious, or overwhelmed. Or perhaps you are struggling with your self-esteem and confidence. Or maybe you are going through a life transition or struggling as a new or experienced mom and need support. Wherever you are in your life’s journey, I am here to partner with you as you tackle the barriers that may be preventing you from being the person you want to be. My goals are to work with you to identify practical coping skills and strategies which will enable you to see positive changes in your life. I have 20 years of experience working with women. I specialize in parenting, depression/anxiety during pregnancy & postpartum, and life transitions for women of all ages. I utilize a solution-focused approach that prioritizes your challenges and goals and helps you see the change you are seeking and feel hopeful. If you are feeling exhausted, overwhelmed, and unappreciated for all that you do as a mom, partner or working woman (or all three!) I can help. Reach out. I look forward to working with you!

Valerie Sanz

Valerie Sanz, LCSW - California Therapist at Grow Therapy
$100/session
LCSW
16 years of experience
Virtual
I am a licensed clinical social worker in California. I hold a master's degree in Social Work and a master's degree in Psychology. I am currently a doctoral candidate completing my PhD in Media Psychology, where I focus on the latest research regarding the impact of social media on mental health. With over 16 years of professional experience, I have worked with individuals of all ages with diverse cultural backgrounds. My career is dedicated to helping individuals struggling with addictions, relationship issues, trauma, domestic violence, and sexual assault. I collaborate with the District Attorney/Victim Witness program to support those navigating legal challenges within the court system. Throughout my career, I have worked in private practice, psychiatric hospitals, a Native American charter high school with at-risk youth, and as a school-based therapist in a non-profit organization. I provide guidance to individuals seeking change, focusing on self-empowerment, self-esteem, and self-confidence techniques. I treat everyone with respect, sensitivity, and compassion. I customize sessions and treatment goals to address the unique and specific needs of each individual. It takes courage to embark on a journey towards a more meaningful and fulfilling life, and the initial steps toward change may seem daunting. I am here to facilitate your exploration of that journey and empower you through self-discovery and awareness.

Kristen Montiel

(she/her)

Kristen Montiel, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$235/session
LMFT
15 years of experience
Virtual
Hi, I'm Kristen Montiel. Searching for the right therapist can be a daunting process when you may already be feeling stressed or struggling. I know it's not easy and I'm so glad you're here! After experiencing my own struggles with family and relationships, I set out to help others who also felt stuck. I have a master’s degree in marriage and family counseling and a doctorate in psychology. With over 15 years of experience, my focus is helping individuals and couples understand themselves and use their own strengths to discover healing, even in the most difficult circumstances. I provide a non-judgmental space where clients can feel comfortable to work through challenges by exploring deep rooted patterns of hurt and disconnect, while developing new perspectives, learning new skills, and creating sustainable changes. I’ve helped hundreds of people find hope and renewed satisfaction in their lives and relationships. I look forward to helping you too!

Alana Fineo

(she/her)

Alana Fineo, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LCSW
15 years of experience
Virtual
Well done on taking the first steps to a better you! Simply acknowledging you need support and then reaching out can be the most difficult, yet empowering part of the process to a happier you. As a clinician, I specialize in working with teens, young adults and women as they navigate chapters throughout life. My goal is to facilitate a safe and nonjudgemental space for clients to verbalize thoughts and feelings. I provide a holistic approach that assesses overall physical health and its impact on mental health; looking at sleep patterns, nutrition, and social relationships. Utilizing a variety of different clinical modalities, I work alongside my clients to aid them in identifying strengths and maladaptive patterns that may interfere with happiness. Applying a strength-based approach, I guide clients in self-care practices and the development of a coping skills 'tool kit' that both empowers and equips client's with the skills necessary to build a happier and more confident life.

Idania arellano

(she/her)

Idania arellano, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
7 years of experience
Virtual
Hi, my name is Idania Arellano, I am a Licensed Marriage and Family Therapist in California. I received a master's degree in Marital and Family Therapy from Loma Linda University in 2019. I have worked in human services for since 2010 in various capacities including drug and alcohol and case management in group homes. I enjoy working as a therapist and feel privileged to help others work on themselves.

Jillian Jeffries-Mali

Jillian Jeffries-Mali, LMFT - California Therapist at Grow Therapy
$155/session
LMFT
5 years of experience
Virtual
As an LMFT, I focus on seeing men and women with anxiety and depression by helping them feel more independent, develop their self confidence, set new boundaries with family, and bring new joy and peace back into their daily lives. I am licensed in both Texas and California, and love to see clients remotely for virtual sessions. In addition to my clinical experience, I also have a background in religious studies and am passionate about seeing clients from various cultural backgrounds. Whether you are starting therapy for the first time, returning, or looking for a better fit, all clients are welcome.

Dara D'Elia

(she/her)

Dara D'Elia, LPCC - California Therapist at Grow Therapy
$150/session
LPCC
8 years of experience
Virtual
I am a Licensed Professional Clinical Counselor. I have experience working with a diverse population, starting at 6 years old up to adulthood, all coming from diverse backgrounds and situations, which include trauma, crisis, anxiety, depression, grief, and loss. I like to take a client-centered approach to keep therapy comfortable and positive. Accepting that you need help and seeking out a professional is a huge step; I want to honor this time and space to support you through your healing journey and create a space that encourages growth and acceptance.

Adelina Castellanos

Adelina Castellanos, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$120/session
LMFT
15 years of experience
Virtual
Hello, my name is Adelina Castellanos, and currently practice as a Marriage and Family Therapist in CA. I am also currently working on my doctorate in Marriage and Family Therapy. My professional journey began with supporting children, individuals, and families impacted by trauma, providing me with extensive expertise in trauma-focused care. I find great fulfillment in working with adults and couples and am trained in the Gottman Method. Additionally, I specialize in perinatal mental health, helping postpartum mothers reduce depression and anxiety to strengthen their bond with their babies. I also bring significant experience in supporting neurodivergent individuals, as well as children with special needs and their families.

Jessica Del Rubí Vásquez

(she/her)

Jessica Del Rubí Vásquez, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$165/session
LMFT
7 years of experience
Virtual
Hi! I'm Rubi, and I'm passionate about helping individuals and couples navigate life’s challenges. Whether you're struggling with anxiety, relationship issues, or personal growth, I'm here to support you with a compassionate, trauma-informed, inclusive, and non-judgmental approach. No topic is too difficult to address. I work with individuals and couples navigating infidelity, betrayal trauma, generational trauma, depression, anxiety, and emotional disconnection. NOTE: I am currently ONLY accepting couples through private pay.

Debi Rodriguez

(She, Her)

Debi Rodriguez, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$180/session
LMFT
12 years of experience
Virtual
Hi, I am a Licensed Marriage and Family Therapist with 11 yrs of experience working in mental health. I have experience working with various populations and believe in helping to heal the whole person, by focusing on the mind, body, and spirit. I would love to be a part of your journey of managing stress, anxiety, depression, and/or processing trauma. My specialties are depression, anxiety, and trauma. I've been trained in Trauma Resiliency Model and Community Resiliency Model which focus on the body’s response to trauma by using a set of 9 skills (6 wellness skills in the CRM model). These models allow for the body to complete a response and allowing for pleasant sensations to be experienced again.

Leah Bogopulsky

Leah Bogopulsky, LCSW - California Therapist at Grow Therapy
$120/session
LCSW
22 years of experience
Virtual
Hi! Do you feel burdened by anxiety or overwhelmed by dark and gloomy thoughts? Do you feel frustrated that you are not as happy as you used to be, less sociable, more alone? Do you feel that life's circumstances have gotten you down, tired, and burnt out? I am an LCSW with over decades of experience working with individuals and families navigating life's journey with chronic illness, grief, anxiety and depression. Sometimes life can be tough and challenging. We may feel stressed, overwhelmed and isolated. Life transitions can be difficult and take effort, dedication and motivation. I specialize in treating self esteem issues, grief, anxiety, depression, post partum depression, caregiver stress, burn out, communication and relationship difficulties. Let's collaborate to identify what's not working so that we can reset, achieve balance and positivity in your life, and maximize day to day functioning. I am here to provide assistance, support and guidance and to remind you that reaching out is a sign of health and strength

Kathy Kelly

(she/her)

Kathy Kelly, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
17 years of experience
Virtual
My name is Kathy Kelly, and I am a Licensed Marriage and Family Therapist. I have been licensed since 2009 and have experience working with individuals, adolescents, and families in crisis. I specialize in depression, anxiety, trauma, grief, adjustment disorders, and understanding behavior patterns that are set from childhood. I have extensive experience working with individuals who are experiencing difficult life changes, stress, and chronic mental health disorders. The most common approaches that I use are cognitive behavioral therapy, dialectical behavioral therapy, emotionally focused, mindfulness, solutions focused, grief, and trauma focused therapy. I am confortable working with various levels of life experiences, including childhood trauma, current stressors, life transitions, and I appreciate using psychodynamic and family systems therapy to help my clients understand and identify patterns of behavior, and negative thought patterns that originated from their past experiences. I provide a safe space with the goal of making my clients feel welcome, comfortable, and at ease. I have been very successful at teaching clients coping skills, and helping clients process their feelings and emotions with the goal of finding peace, happiness, and an overall sense of well being. Your journey begins today and I will be there with you to guide you and support you.

YenAn Chen

(she/her)

YenAn Chen, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
10 years of experience
Virtual
I am an LCSW working in the Bay Area, with experience in Child Protection/ At-risk family service, Home Health & Hospice service, and community mental health center. My primary clients are the Asian community (new immigrants or their descendants), and I address issues such as stress management, depression, anxiety, and immigration trauma. In my previous work, I have also supported patients dealing with postpartum depression and parenting concerns. Because I have similar experiences, I can empathize with the struggles involved and use insights from Asian traditional culture to better understand your thoughts and feelings in the therapeutic process. I offer counseling services in Chinese, ensuring that language barriers do not prevent you from receiving support. I aim not only to provide you with psychological and emotional support but also to assist you in utilizing community resources to ensure you receive comprehensive care.

Kayla Rhodes

(she/her)

Kayla Rhodes, LMFT - California Therapist at Grow Therapy
$160/session
LMFT
9 years of experience
Virtual
It never ceases to amaze me just how often I have to try to convince others that they are worthy SIMPLY because they exist. This includes you! I want to know who communicated to you that you are not enough and why you value the opinion of said person(s); these types of harmful beliefs are learned, not innate. Let's unlearn them together. Most of my early clinical work has been with children and adolescents with focus on Autism Spectrum Disorders, ADHD, trauma and various behavioral and emotional issues. I have worked in high-intensity and high-crisis environments from school to hospital settings. I am passionate about working with and creating a safe space for folks who belong to BIPOC and LGBTQ+ communities. I understand that belonging to a marginalized/oppressed group can result in barriers to achieving and maintaining optimal mental health. I am a cis/het woman doing my best to provide care that is equitable and gender-affirming. I'm always learning and growing as an ally; you will always be safe here. I am also always looking at things through a trauma-informed lens. I'm a busy working parent who understands how hard it can be to do it all. I am currently pursuing a certification in treating perinatal mood and anxiety disorders to be able to better support soon-to-be and new parents; this particular journey is no joke!

Raquel Ferrer

(she/her)

Raquel Ferrer, LMFT - California Therapist at Grow Therapy
$130/session
LMFT
4 years of experience
Virtual
Are you struggling to feel connected to your spouse or finding it hard to express your needs? Are there struggles that you are facing as a parent that you feel are hard to address? Would you like to show up differently in either or both of these relationships and ready for support? My goal to normalize the struggles that are common in our most valuable relationships and help people see that they are not alone. I do so by providing a safe, compassionate space for clients to express vulnerability with their partner(s) or about their struggles with parenthood, and discover what they truly want out of their relationships. I approach therapy with a humanistic, client-centered, holistic and goal-oriented lens, focusing on reconnecting back to the self. The relationship we have with ourself has the power to transform our lives for the better, and increase the quality of our relationships with others. I emphasize both in therapy.

Sam Castillo

(he/him)

Sam Castillo, LMFT - California Therapist at Grow Therapy
$185/session
LMFT
10 years of experience
Virtual
Hello, I'm a Licensed Marriage and Family Therapist (LMFT) based in California. I received my Masters from the University Antioch Los Angeles and have been practicing for 9 years. I help adults at different stages of life and transitions who are struggling with anxiety, self-esteem, and trauma to help nurture and restore a sense of balance. My approach to working with clients is centered around the individual as a whole - recognizing intrinsic uniqueness and reinforcing inner strength – supporting an individuals innate ability to grow and thrive.

Amina Choudhery

Amina Choudhery, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
8 years of experience
Virtual
In our work together, I will focus on understanding your unique needs and helping you prioritize your mental health. My goal is to guide you toward becoming the healthiest version of yourself, finding moments of peace to make each day a bit lighter and brighter. I’m committed to honoring your cultural, religious, and spiritual principles, ensuring that you can both care for yourself and continue to support others. With a diverse professional background, I tailor therapeutic interventions to fit your individual needs, offering a personalized approach to your well-being.

Anna Calcanas

(she/her)

Anna Calcanas, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
10 years of experience
Virtual
Welcome, I'm Anna. I hold a Master’s degree in Clinical Psychology with an emphasis in Marriage and Family Therapy. As a therapist, I bring a calm, compassionate, and nonjudgmental presence to the work I do with my clients. I believe that each person’s story is unique, and I strive to create a safe, supportive space where you can explore your experiences, challenges, and strengths. I enjoy working with children, teens, adults, couples, and families, and I tailor my approach to meet each client’s individual needs. My therapeutic style is collaborative and strengths-based, integrating evidence-based modalities such as Dialectical Behavior Therapy (DBT), Narrative Therapy, Person-Centered Therapy, Motivational Interviewing, Cognitive Behavioral Therapy (CBT), mindfulness, family systems, and solution-focused techniques. I also bring a deep respect for cultural values and practices into my work, ensuring therapy is inclusive, relevant, and meaningful. I work with children, teens, adults, couples, and families who are navigating a wide range of emotional, relational, and life challenges. My ideal clients are those who may be feeling stuck, overwhelmed, or uncertain, but are open to support, growth, and discovering new ways forward.

Jo Beth Vannatta Krebs

(she/her)

Jo Beth Vannatta Krebs, LPCC - California Therapist at Grow Therapy

Frequently rebooked

$180/session
LPCC
7 years of experience
Virtual
It takes courage and resiliency to embark on the journey of finding your “best self.” Life is full of unique challenges and lessons including traumatic events, grief, relationships and family all can take their toll on our psyche. I use an eclectic, integrative, approach that includes Eye Movement Desensitization Reprocessing (EMDR), Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), Narrative Therapy and Solution Focused Brief Therapy and Clinical Hypnosis for pain management, performance enhancement and memory retention among other treatments to find what restores joy and peace to you! My goal is to provide a supportive, caring space to work on your symptoms of depression, anxiety, PTSD, OCD, ADHD, post-partem depression, grief or any other diagnosis that is impacting your daily life. I am a Christian having attended all Christian Universities but embrace all spiritual practices. I respect all faiths, beliefs and cultures and consider myself an ally to the LGBTQ community. I very much believe in a holistic whole body wellness plan. Lets work on living your best life ever with Mind, Body and Spirit working together!

Yessenia O. Aguirre

(she/her)

Yessenia O. Aguirre, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
8 years of experience
Virtual
“Your wound is probably not your fault, but your healing is your responsibility.” Denice Frohman Hello! Bienvenides! You have made the choice to care for your mental health and I am so glad you're here! I believe that tending to your wounds shouldn't happen in isolation and that healing is a responsibility, but not one you should bear alone. I have witnessed that true growth begins when you show up as you are (flaws, strengths, and all) and you allow yourself to be seen, heard, and cared for. A lot of my experience is in trauma and parenting. These two topics can bring up so much! And they require a willingness to be vulnerable and transparent, but never at the expense of your wellbeing. That is why I believe that it is vital to meet you where you are, move at your pace, and to tailor therapeutic interventions to best suit your shifting needs and circumstances. I enjoy working with youth and parents that are cycle breakers, troublemakers, and get a dopamine rush out of challenging the status quo. Can't wait to meet you! A little about me is that I am of Mexican descent (¡Viva Chihuahua y Sonora!) and have lived in Mexico, Arizona, Florida, and Michigan- and now California. I love creating memories with my family, gardening, being a parent, collaging, and reading. You have already taken the biggest step, now let’s do the rest together!

Denice Palacios

(she/her)

Denice Palacios, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
15 years of experience
Virtual
I’m Denice Palacios, a bilingual therapist from Los Angeles and a proud first-generation daughter of immigrants. I graduated from California State University, Fullerton in 2015 with my Master’s in Social Work. I’m passionate about providing therapy that respects and honors your unique culture, background, and life experiences. My own journey helps me deeply understand the challenges of navigating different worlds while staying true to yourself. I’m here to create a safe, welcoming space where people from all walks of life can feel seen, supported, and empowered to heal, grow, and build the life they want.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Post Partum?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Post Partum, is filtering therapists in California that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.