Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 429 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 7/3/2025

Sam Fernandez

(she/her)

Sam Fernandez, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
5 years of experience
Virtual
I’m a second-generation Cuban-American Licensed Mental Health Counselor based in Orlando, FL. I help adults manage ADHD, anxiety, stress, and self-esteem challenges by creating a supportive, down-to-earth, and culturally affirming space where you can feel understood and empowered. My approach is authentic, compassionate, and collaborative, focused on helping you reconnect with your strengths, values, and sense of purpose. Let’s find your spark together.

Nicole Morel

(she/her)

Nicole Morel, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hello, I am here to help you create a healthy internal environment to thrive in your external one. I obtained my MSW from Howard University in DC and received my clinical social work license in the state of Florida. I love traveling, reading history and sci-fi books, and building Lego sets. I work with clients dealing with trauma related to emotional abuse, neurodivergent struggles, self-esteem, relationships, and cultural identity.

Elva Sanchez

Elva Sanchez, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
5 years of experience
Virtual
My name is Elva Sanchez, I am a Licensed Marriage and Family Therapist. I was born in Lima-Peru and moved to moved to South Florida when I was 16 years old. I received my Bachelor’s degree in Psychology from Florida International University and then continued to pursue my Master’s Degree at Carlos Albizu University. I love being a therapist and have the opportunity to help people create, build and obtain the best version of themselves.

Eyleen Gonzalez

(she her)

Eyleen Gonzalez, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
15 years of experience
Virtual
Hello, and welcome! I am License Mental Health Counselor in Florida and I’m glad you’re here. With over 15 years of experience in neuropsychological testing, diagnosis, and therapy, I am deeply committed to helping individuals, couples, and families navigate life’s challenges. My goal is to support you in becoming the best version of yourself, fostering growth, resilience, and well-being. Together, we’ll work toward understanding and overcoming obstacles, creating a path toward healing and fulfillment. I look forward to being part of your journey!

Natali Acevedo

Natali Acevedo, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
My practice offers a gentle, supportive, and compassionate approach—always grounded in kindness and, most importantly, free of judgment. I hold a master’s degree in School Counseling and am a licensed Mental Health Counselor with over 10 years of experience supporting students and families. My approach is warm, approachable, and grounded in realism, helping clients feel heard and understood. I use a solution-focused framework to guide individuals toward practical and meaningful growth. I’m proud to already work with many wonderful clients and am excited to continue expanding my practice to support even more people on their journey toward emotional wellness.

Samantha Bonomo

(she/her)

Samantha Bonomo, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
I’m a Licensed Marriage and Family Therapist (LMFT) and Licensed Mental Health Counselor (LMHC) based in Miami, Florida, and I work with young adults trying to navigate relationship stress, anxiety, and life transitions. Whether you're feeling anxious, down, or just disconnected from yourself or others, I’m here to help you make sense of it all in a way that feels real and manageable. I offer virtual therapy across Florida, so you can show up from wherever you are—emotionally or literally. My vibe is warm, honest, and collaborative. We’ll dig into patterns, figure out what’s working (and what’s not), and build better ways to take care of yourself and your relationships.

Eduardo Florez

(he/they)

Eduardo Florez, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
I’m Eduardo Florez, a Licensed Mental Health Counselor and founder of ShieldMee. I specialize in working with individuals and couples navigating trauma, identity, and high-stakes emotional dynamics. My approach blends deep clinical insight with real-world intensity—I don’t offer surface-level advice; I work with you to shift long-standing patterns, build self-mastery, and create change that lasts. Whether in individual sessions or group settings, I bring structure, clarity, and challenge when needed—but always with respect for your story.

Stephanie Bardales

(she/her)

Stephanie Bardales, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
8 years of experience
Virtual
Greetings! Bienvenido! Let's take a moment to reflect on the courage it takes to begin therapy. You are brave. Change is hard, but the rewards of healing from distress, trauma and internal pain are powerful. As are you! I have experience helping people with trauma, anxiety, depression, grief, bereavement, loss, family/relationship conflicts, self-harm, anger management, parenting, child welfare system, foster care, adoption, school transitions, divorce, abortion, survivors of narcissism, career changes, stigmatized experiences and other major life changes. I can assist you identify patterns and help break the multigenerational trauma cycle and create new patterns to help you find fulfillment in your life. I love working with people from all ages and walks of life. We will work at your pace and challenge you when you are ready. I am happy to make accommodations as requested. I will ensure you have a safe space to process and complete the work that needs to be done to make therapy successful. Non-traditional beliefs, ideas, and experiences are welcomed to be explored without judgment or pressure to conform. In fact, some the most rewarding therapy sessions for my clients have been discussing unique philosophies that are contrary to popular opinion and culture. I pride myself in maintaining a strong work ethic, staying well organized, focused and applying strong self-care interventions. I work 4 jobs, 7 days a week, morning until night. I will do my absolute best to ensure our sessions begin and end on time. However, due to the nature of this career, there are occassions where I may be delayed with another person to evaluate for additional interventions (therapists are mandated reporters in Florida). Please keep this in mind when considering mental health services. If delays do occur, I apologize in advance. I will make sure you receive the best therapeutic services possible.

Andrea Kupferman

(she/her)

Andrea Kupferman, LMHC - Florida Therapist at Grow Therapy
$175/session
LMHC
12 years of experience
Virtual
Are you a high-achieving woman who looks successful on the outside but feels stuck, overwhelmed, or unfulfilled inside? Do you find yourself procrastinating, doubting your abilities, or striving for perfection, only to fall short of your own expectations? If you’re tired of self-sabotaging patterns holding you back, you’re in the right place. I’m here to help you break free from these self-defeating patterns and together we’ll explore the underlying causes of your self-sabotage, uncover your inner strengths, and develop practical strategies to empower you to move forward with confidence and clarity. If you have a great career, stable housing, your bills are paid (on time), maybe even running a household with kids, and you look like, to others, you have it all together. Yet you find yourself stuck in the “perfectionism,” “people-pleasing,” or “procrastination” tendencies. You look around at all you “have” and feel like you “should” be happy. Yet, there is this persistent feeling of not feeling fulfilled. No matter what accomplishment you achieve, there is “always” another and even when you do reach that next bar, the “good feelings” are short-lived. If you’re tired of being stuck in these same old cycles, you’re in the right place.

Icaro Franco

Icaro Franco, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
6 years of experience
Virtual
Hello, my name is Icaro Franco. I'm a Licensed Clinical Social Worker based in Florida. I received my Masters in Social Work from Florida Atlantic University in 2021. I'm here to help adults ages 18 to 65 who are struggling with depression, anxiety, low self-esteem, body dysmorphia, and performance anxiety. I also help gay & bisexual men with challenges that are unique to them.

Joanna Fonseca

Joanna Fonseca, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$105/session
LMHC
15 years of experience
Virtual
As a Licensed Mental Health Counselor (LMHC) in Florida, I provide compassionate and solution-focused therapy to individuals across various life stages. With a Master's Degree in Counseling from St. Thomas University in Miami, Florida, and over 15 years of experience in psychology, I've developed expertise in addressing everyday stressors, anxiety, mood disorders, and life transitions. My therapeutic approach emphasizes collaboration, empathy, and evidence-based techniques tailored to each client's unique needs. My goal is to create a safe, non-judgmental space where individuals can explore their concerns, identify strengths, and work towards lasting growth.

Magda Murillo

(she/her)

Magda Murillo, LMHC - Florida Therapist at Grow Therapy
$140/session
LMHC
9 years of experience
Virtual
I'm Magda Murillo, a bilingual Licensed Mental Health Counselor My commitment to my profession is evident through almost a decade-long career in counseling, where I have honed my expertise in affirming client centered therapy and cognitive-behavioral therapy. I have experience working in hospital settings as a liaison counselor assisting patients and their families to navigate end-of-life challenges, serious mental illnesses, adjustment issues and crisis situations. I also have experience working in jail settings with individuals from all walks of lives facing challenges such as adjustment issues, serious mental illness, anxiety, depression, guilt, shame, remorse, addictions, suicide attempts, crisis and many more challenges.

Paula Arce

(she/her)

Paula Arce, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
15 years of experience
Virtual
My name is Paula Arce. I am a Licensed Mental Health Counselor with over 15 years of experience working with individuals with Anxiety, Depression, Grief, Trauma, Narcissistic Relationships, Codependency and Borderline Personality. I’m committed to helping individuals to learn how to overcome their anxiety and fears and live a happier and healthier life. My work focuses on targeting ineffective behaviors, habits, and beliefs that contribute to the disorder and helping alleviate the symptoms. I believe in taking a collaborative approach to helping clients reach their goals, as is the client the one called to make the needed changes and try new ways that can lead to a better life. If you’re struggling to cope with Depression, Grief, or any other mental disorder I can help you navigate these feelings and offer a path forward. I’m passionate about my clients and their well-being. I am committed to helping them “cross the bridge” to get to safety and am interested in participating in workshops, speaking engagements, webinars, and podcasts. If you’re interested in scheduling a consultation with me, please send an appointment request.

Adriana Santiago

(she/her)

Adriana Santiago, LMHC - Florida Therapist at Grow Therapy
$95/session
LMHC
6 years of experience
Virtual
Hi and Welcome! I specialize in working with children, adolescents, and young adults to address mental health concerns and improve their quality of life. My clients have come to me for a variety of reasons. These include: Seeking guidance, addressing unhelpful thinking patterns & behaviors, goal-setting, improving level of emotional regulation & self-care, increasing self-awareness & self-compassion, treating mental health symptoms related to anxiety & depression or simply craving a safe space. There are no concerns too small to begin your therapeutic journey! I believe that everyone can achieve and is deserving of a happy and fulfilling life. I take a collaborative and well-rounded approach to guide those in achieving their therapeutic goals. Together we will work towards what is most relevant to you or your child for your or their presenting concerns. By using my clinical skill set, creativity and emphasis on the therapeutic relationship I have been able to make a positive impact with my clients!

Maria Van Thienen

Maria Van Thienen, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
30 years of experience
Virtual
Are you feeling anxious or depressed? Do you feel overwhelmed, unmotivated or stuck? Are you having Relationships Conflict? Then I am here to help you. I am a seasoned therapist, and my passion is to help Clients reach their goals and potential. I Work with Individuals, Couples and Families. I am a warm, empathetic, non-judgemental Therapist. I am a good listener, compassionate and resourceful therapist. I am passionate about helping individuals and couples meet their goals for self-growth and overcoming relationship challenges. I am bilingual (English and Spanish), open minded and multicultural oriented. I offer 15 minutes free phone consultation. Looking forward to meeting you!

Susi Cetta

(she/her)

Susi Cetta, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
15 years of experience
Virtual
I truly enjoy working with adolescents, young adults, and adults throughout the life span. I enjoy working with individuals who wish to bring some balance and peace to their lives and to reduce symptoms of anxiety, depression, ADHD, social anxiety, school phobia, and other issues affecting their daily life functioning. My goal is to work towards helping you understand yourself better to experience improvement in your daily life. Let's build a plan together to make this change a reality. I have a great deal of clinical, teaching, and administrative experience. I enjoy working with clients who want to make school, vocational, career, life, or family transitions, coping with the harsh and intense stressors of daily life, and helping to bring a sense of calm, control, confidence, happiness, and most of all balance back to your daily life.

Barbara M Sosa

(she/her)

Barbara M Sosa, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hello, my name is Barbara Sosa. My past roles as a teacher and school counselor for Hillsborough County Public Schools for many years, inspired me to become a psychotherapist. I am an inquisitive, honest, compassionate, authentic individual and counselor who strives to make a long- lasting healing impact in the lives of the individuals that reach out to me and that confide in my clinical skills and expertise for their recovery. My experience includes working in schools, crisis centers, community- based mental health agencies with a focus on life transitions, women's and men's issues, mood and anxiety disorders, as well as trauma, different types of abuse, grief and loss. I hold a certification in Complex Trauma Training (CCTP). I am also trained and certified in Accelerated Resolution therapy, which also employs the technique of bilateral eye movements, just like EMDR.

Amanda Jerez

Amanda Jerez, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
Hello! I am a Licensed Mental Health Counselor (LMHC). I received my Masters from Nova Southeastern University and have been practicing for 3 years. I believe in tailoring treatment to meet the unique needs and preferences of each individual, fostering a collaborative and empowering therapeutic relationship. My clients feel overwhelmed and confused as they go through challenging life transitions. Thus, I help adults struggling with stress and burnout become the best versions of themselves.

Keilan Brinones

(she/her)

Keilan Brinones, LCSW - Florida Therapist at Grow Therapy
$200/session
LCSW
8 years of experience
Virtual
Do you feel the weight of your daily responsibilities weighing you down? Do you feel like your not reaching your full potential and are being held back by your own thoughts and behaviors? I specialize in psychotherapy, cognitive behavioral therapy, solutions focus and mindfulness therapy. Together we can work towards finding the thinking patterns and behaviors that are negatively impacting your mental health and overall wellness. Whether you are dealing with burnout, relationship issues, life decisions, anxiety or depression, I am here to help. I will tailors our sessions based your needs. My goal is to assist you in your journey to healing and becoming a better you.

Javier Martinez

(he/him)

Javier Martinez, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
20 years of experience
Virtual
Hello! I’m a licensed clinical social worker with a master’s degree from Fordham University. With over a decade of experience working with families and children in New York City, I am dedicated to helping individuals navigate life’s challenges. My approach is compassionate and nonjudgmental, meeting you where you are to explore how your thoughts influence your experiences. Together, we’ll work toward meaningful change, helping you overcome obstacles and build a more fulfilling life.

Hontah Epps

Hontah Epps, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
26 years of experience
Virtual
2024 is my 25th year as a social worker, clinical therapist, educator, supervisor, and leader committed to support vulnerable populations. My Social Work career was initiated by my passion to support those within vulnerable populations, specifically within the child welfare system. I began my career as a Social Worker working within the Child Welfare system in New York City. In 2003, I relocated to Charlotte, NC and continued my work within Child Welfare as a Child Protective Services Social Worker. In 2008, I obtained my clinical licensure which initiated my move from providing direct clinical services to children, young adults and families.

Jonathan Stiglich

(he/him)

Jonathan Stiglich, LMFT - Florida Therapist at Grow Therapy
$175/session
LMFT
15 years of experience
Virtual
I’m a licensed marriage and family therapist who helps individuals work through anxiety, past trauma, and relationship challenges. My style is collaborative, compassionate, and insight-oriented. I help clients understand patterns, heal emotional wounds, and build more fulfilling connections with themselves and others. My goal is to support lasting, meaningful change from the inside out. Reach out and lets get started!

Yelitza Chaves

(she/her)

Yelitza Chaves, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$110/session
LMHC
13 years of experience
Virtual
Hello! I'm a Licensed Mental Health Professional Counselor (LMHC) based in Florida. I am fluent in English and Spanish. I would love to meet you with unconditional positive regard, exactly where you are right now and accompany you in the growth you are looking for. I graduated with my Masters degree in 2013 and I have been with clients since then in crisis stabilization units for children and adults, private sector, schools and in community-based agencies. I have also worked for/with national and International mental health providers. I pledge to remain current about the techniques that affect change and could help you improve. I want you to know that I am here for you and that you are not alone! If you don't see an appointment time that works for you, let me know, I will do my best to accommodate you as soon as possible. Hola. Gracias por visitar mi página. Como verás hablo Español como primer idioma y sería todo un placer que que podamos conversar para conocer como ayudarte y que puedas llevar una vida que te lleve a ser feliz nuevamente. No dudes que estoy aquí para tí! Si no encuentras un horario que te sirva dentro de los que hay disponibles, envíame un mensaje y trataré de hacer lo mejor para encontrar algo que nos sea conveniente lo antes posible.

Katherine Perez

Katherine Perez, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
7 years of experience
Virtual
Hi! I’m a Licensed Mental Health Counselor in Florida with over 13 years of experience in the helping profession and 7 years as a therapist. I have a passion for helping individuals navigate life’s challenges with compassion, clarity, and confidence. My approach is compassionate, client-centered, and rooted in evidence-based practices, tailored to meet each person's unique needs. I believe healing happens through connection, and I strive to create a safe, nonjudgmental space where clients feel heard, empowered, and supported. My goal is to walk alongside you with empathy, insight, and practical tools to help you thrive! Whether you're feeling overwhelmed, stuck, or simply want to understand yourself better, I’m here to walk alongside you with care and curiosity.

Yeney Ruiz

Yeney Ruiz, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
12 years of experience
Virtual
Hello there! My name is Yeney Ruiz, I am a licensed clinical social worker in the state of Florida. I speak English and Spanish, and I have over 10 years of clinical experience in different settings such as department of Veterans affairs, the emergency department, department of Children and Families, AIDS healthcare foundation, Assisted Living, home health, skilled nursing home, housing authority, dialysis/renal patient care, case management, elementary, high school and other settings. My field and clinical experience have helped me build a strong background working with a diverse population. I have my Bachelor’s and master’s in social work, and I am looking forward to working in collaboration with you and helping you gain your strength back so that you can continue with your beautiful journey in this life. My goal as a therapist is to help you and my approach is to work in collaboration with you. We will work together to create healthy coping skills and we will use different tools and strategies created to gain strength, motivation, self-confidence, self-esteem and we will work together in a safe environment to achieve the best results for you as a client. I am pleased to know that you have decided to seek therapy! Life can be very challenging at times and sometimes we need to talk to someone that understands us and helps us get back to our stable/normal self. I hope I can be part of this part of your healing journey.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.