Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 433 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/13/2025

Carolina Amador

(she/her)

Carolina Amador, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
6 years of experience
Virtual
Hello and welcome! I am a licensed mental health counselor with a strong background in supporting individuals through life’s challenges, using evidence-based therapeutic approaches tailored to each person’s unique needs. I specialize in working with clients experiencing stress, anxiety, and self-esteem issues, and I am passionate about helping them find lasting relief, build self-worth, and restore emotional balance. My goal is to empower each client to live with greater peace, clarity, and confidence in themselves and their daily lives.

Andrea Kupferman

(she/her)

Andrea Kupferman, LMHC - Florida Therapist at Grow Therapy
$175/session
Has intro video
LMHC
12 years of experience
Virtual
Are you a high-achieving woman who looks successful on the outside but feels stuck, overwhelmed, or unfulfilled inside? Do you find yourself procrastinating, doubting your abilities, or striving for perfection, only to fall short of your own expectations? If you’re tired of self-sabotaging patterns holding you back, you’re in the right place. I’m here to help you break free from these self-defeating patterns and together we’ll explore the underlying causes of your self-sabotage, uncover your inner strengths, and develop practical strategies to empower you to move forward with confidence and clarity. If you have a great career, stable housing, your bills are paid (on time), maybe even running a household with kids, and you look like, to others, you have it all together. Yet you find yourself stuck in the “perfectionism,” “people-pleasing,” or “procrastination” tendencies. You look around at all you “have” and feel like you “should” be happy. Yet, there is this persistent feeling of not feeling fulfilled. No matter what accomplishment you achieve, there is “always” another and even when you do reach that next bar, the “good feelings” are short-lived. If you’re tired of being stuck in these same old cycles, you’re in the right place.

Magda McGuire

(she/her)

Magda McGuire, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
9 years of experience
Virtual
I'm Magda McGuire, a bilingual (English/Spanish) Licensed Mental Health Counselor. My commitment to my profession is evident through almost a decade-long career in counseling, where I have honed my expertise in affirming client centered therapy and cognitive-behavioral therapy. I have experience working in hospital settings as a liaison counselor assisting patients and their families to navigate end-of-life challenges, serious mental illnesses, adjustment issues and crisis situations. I also have experience working in jail settings with individuals from all walks of lives facing challenges such as adjustment issues, serious mental illness, anxiety, depression, guilt, shame, remorse, addictions, suicide attempts, crisis and many more challenges.

Bryan Llorente

Bryan Llorente, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
Hello, my name is Bryan, I am a licensed clinical social worker and have experience working in several clinical and therapeutic settings. I started my career working for Advent Health Hospice Care, one of the largest non-profit hospital systems in the country. Through this position I gained experience in providing therapeutic counseling services to individuals and families who are going through major transitional periods in their lives (receiving a terminal illness, death of loved one, living adjustments etc.) As a result I am well experienced in dealing with depression, anxiety, situational stress, loss of a loved one, grief, and am understanding of how medical issues can affect a person’s mental health. I have also worked for Orlando Health at the Winnie Palmer Hospital for Women and Babies covering the ED/Triage, antepartum and postpartum units of the hospital. This position gave me experience with providing crisis interventions and psychotherapeutic counseling to patient's who have a history of severe mental health issues, or who are actively experiencing medical emergencies, traumatic events, domestic violence, manic/depressive episodes, psychotic episodes, and suicidal ideations. In addition, I provided education on post partum depression and child care. In 2021 I began teaching classes as an Adjunct Professor for the University of Central Florida's College of Health Professions and Sciences. I have also worked for the National Suicide Prevention Line where I learned how to deal with a variety of mental health and emotional crisis situations over the phone. I feel well equipped to help my clients deal with a variety of issues, weather in person, or online. I take an objective and collaborative approach to understanding problems, and work with clients to create strategies to address problems head on so that clients learn the skills necessary to achieve their goals.

Eyleen Gonzalez

(she her)

Eyleen Gonzalez, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
15 years of experience
Virtual
Hello, and welcome! I am License Mental Health Counselor in Florida and I’m glad you’re here. With over 15 years of experience in neuropsychological testing, diagnosis, and therapy, I am deeply committed to helping individuals, couples, and families navigate life’s challenges. My goal is to support you in becoming the best version of yourself, fostering growth, resilience, and well-being. Together, we’ll work toward understanding and overcoming obstacles, creating a path toward healing and fulfillment. I look forward to being part of your journey!

Ruth Carrasco

(she/her)

Ruth Carrasco, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
22 years of experience
Virtual
Welcome! I'm a Licensed Mental Health Counselor (LMHC) based in Palm Beach Florida. I received my Masters degree in Counseling Psychology from Nova Southeastern University in 2002 and have been working in the mental health field since then. I have over 20 years of clinical experience and I have worked in various settings, in multicultural environments and basically all ages. I am Hispanic and fluent in Spanish.

Talia Waitkus

(she/her)

Talia Waitkus, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
I started In Between Counseling because I know firsthand how overwhelming life’s transitions can be—whether it’s navigating the teenage years, stepping into adulthood, or figuring out who you are in the chaos of work, relationships, and parenthood. I specialize in helping teens and adults manage stress, anxiety, and depression, guiding them through the messy "in-between" moments of life with humor, empathy, and straight-to-the-point honesty.

Edmundo Carrión

(he/him)

Edmundo Carrión, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
8 years of experience
Virtual
Hello, I'm Edmundo Carrion, and I bring extensive experience working in crisis/detox, residential, outpatient, and rehabilitation settings, helping clients reintegrate into society with resilience and confidence. Through these experiences, I’ve seen firsthand the strength and perseverance of the human spirit. My goal is to empower you to navigate life transitions, manage stress, and overcome moments of self-doubt by building on your strengths. Together, we can pave the way for a more fulfilling and balanced life.

Nelsy Villalobos

(she/her)

Nelsy Villalobos, LCSW - Florida Therapist at Grow Therapy
$185/session
LCSW
25 years of experience
Virtual
As a Licensed Clinical Social Worker with over 20 years of experience, I am deeply committed to helping individuals navigate emotional challenges and create meaningful, lasting change. My work is grounded in a compassionate, client-centered approach that honors each person’s unique story and resilience. I specialize in treating anxiety, depression, trauma, and self-esteem issues across the lifespan—from pre-teen (over age 11) to older adults. I primarily use Cognitive Behavioral Therapy (CBT) to help clients identify and shift unhelpful thought patterns that impact their mood, behavior, and relationships. To support holistic healing, I integrate mindfulness-based strategies that enhance emotional awareness and regulation, along with trauma-focused care that prioritizes safety, trust, and empowerment.

Natalia Gonzales

(she/her)

Natalia Gonzales, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
13 years of experience
Virtual
You’ve been holding it together for everyone else, but inside, you’re tired, anxious, sad, stuck in stress, old wounds, traumas, or patterns that feel hard to break. You might not have had the space to slow down, feel, or even ask for help, but something in you knows it’s time to heal. You don’t have to do it alone. I’ve spent the last 12 years helping people find their way through the hard stuff and back to themselves. My approach is person-centered, which means it’s all about you—your pace, your voice, your experience—with no judgment and no pressure. I’m here to walk alongside you.

Stephanie Alvarez

Stephanie Alvarez, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
3 years of experience
Virtual
Hello/Hola! I am a bilingual Licensed Mental Health Therapist from Colombia, proudly practicing in Florida. With a deep passion for helping others, I specialize in supporting children, adolescents, and their caregivers as they navigate trauma, anxiety, and depression. My approach is rooted in empathy and cultural sensitivity, ensuring that each client feels understood and valued. With years of experience, I am committed to empowering my clients to overcome challenges and achieve their fullest potential.

Katherine Perez

Katherine Perez, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
7 years of experience
Virtual
Hi! I’m a Licensed Mental Health Counselor in Florida with over 13 years of experience in the helping profession and 7 years as a therapist. I have a passion for helping individuals navigate life’s challenges with compassion, clarity, and confidence. My approach is compassionate, client-centered, and rooted in evidence-based practices, tailored to meet each person's unique needs. I believe healing happens through connection, and I strive to create a safe, nonjudgmental space where clients feel heard, empowered, and supported. My goal is to walk alongside you with empathy, insight, and practical tools to help you thrive! Whether you're feeling overwhelmed, stuck, or simply want to understand yourself better, I’m here to walk alongside you with care and curiosity.

Yeney Ruiz

Yeney Ruiz, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
12 years of experience
Virtual
Hello there! My name is Yeney Ruiz, I am a licensed clinical social worker in the state of Florida. I speak English and Spanish, and I have over 10 years of clinical experience in different settings such as department of Veterans affairs, the emergency department, department of Children and Families, AIDS healthcare foundation, Assisted Living, home health, skilled nursing home, housing authority, dialysis/renal patient care, case management, elementary, high school and other settings. My field and clinical experience have helped me build a strong background working with a diverse population. I have my Bachelor’s and master’s in social work, and I am looking forward to working in collaboration with you and helping you gain your strength back so that you can continue with your beautiful journey in this life. My goal as a therapist is to help you and my approach is to work in collaboration with you. We will work together to create healthy coping skills and we will use different tools and strategies created to gain strength, motivation, self-confidence, self-esteem and we will work together in a safe environment to achieve the best results for you as a client. I am pleased to know that you have decided to seek therapy! Life can be very challenging at times and sometimes we need to talk to someone that understands us and helps us get back to our stable/normal self. I hope I can be part of this part of your healing journey.

Nicole Morel

(she/her)

Nicole Morel, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hello, I am here to help you create a healthy internal environment to thrive in your external one. I obtained my MSW from Howard University in DC and received my clinical social work license in the state of Florida. I love traveling, reading history and sci-fi books, and building Lego sets. I work with clients dealing with trauma related to emotional abuse, neurodivergent struggles, self-esteem, relationships, and cultural identity.

Nathalie Carrera

(she/her)

Nathalie Carrera, LMHC - Florida Therapist at Grow Therapy
$95/session
LMHC
10 years of experience
Virtual
As a licensed mental health counseling provider in the state of Florida with 8 years of experience, I have had the privilege of working with individuals, both children and adults, on a wide range of challenges. My expertise includes trauma, adoption, family conflicts, anxiety, depression, and behavioral issues affecting children. I am dedicated to implementing trauma-informed therapies, mindfulness, CBT, and somatic therapies in my practice. Being bilingual and culturally sensitive, I strive to create a safe and inclusive space for individuals from diverse backgrounds. My approach is rooted in empathy, active listening, and a commitment to tailoring my methods to meet the unique needs of each client. I am passionate about offering support, guidance, and empowering individuals on their journey towards improved mental well-being.

Barbara M Sosa

(she/her)

Barbara M Sosa, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hello, my name is Barbara Sosa. My past roles as a teacher and school counselor for Hillsborough County Public Schools for many years, inspired me to become a psychotherapist. I am an inquisitive, honest, compassionate, authentic individual and counselor who strives to make a long- lasting healing impact in the lives of the individuals that reach out to me and that confide in my clinical skills and expertise for their recovery. My experience includes working in schools, crisis centers, community- based mental health agencies with a focus on life transitions, women's and men's issues, mood and anxiety disorders, as well as trauma, different types of abuse, grief and loss. I hold a certification in Complex Trauma Training (CCTP). I am also trained and certified in Accelerated Resolution therapy, which also employs the technique of bilateral eye movements, just like EMDR.

John W. Soria

(he/him)

John W. Soria, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
8 years of experience
Virtual
I am doctoral-trained therapist who integrates evidenced based clinical practices in ways that can meet your unique needs/challenges. For instance, I will utilize your strengths, resources and culture in order to explore problems from multiple vantage points. And, I will develop a treatment plan that incorporates co-existing issues. Whether you are experiencing family problems, anxiety, depression, relationship challenges or another issue, I will facilitate conversations where solutions to the problem become more accessible and visible: I believe my clients have the capacity and agency to take actions that are right for them. These are times of uncertainty and challenges for many people. Each person, relationship and family is impacted differently. I am trained to work with individuals, couples, children and families; hence, I am prepared to offer you or your family comprehensive and holistic recommendations. This can be that first step toward an experience where the destination will be determined by each of you. If this speaks to you, I invite you to contact me and schedule a consultation.

Icaro Franco

Icaro Franco, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
6 years of experience
Virtual
Hello, my name is Icaro Franco. I'm a Licensed Clinical Social Worker based in Florida. I received my Masters in Social Work from Florida Atlantic University in 2021. I'm here to help adults ages 18 to 65 who are struggling with depression, anxiety, low self-esteem, body dysmorphia, and performance anxiety. I also help gay & bisexual men with challenges that are unique to them.

Algelis Gonzalez

(he/him)

Algelis Gonzalez, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
My name is Algelis Gonzalez, though I am commonly known as Al. My motivation to become a therapist stems from my personal journey. Growing up in a Latino culture, I developed a curiosity about people both within my community and beyond. This curiosity has driven me to understand the reasons behind our behaviors, both positive and negative. Throughout my career as a therapist, I continue to learn and grow, drawing from the vast knowledge available in the field. I am deeply committed to helping my clients embrace their true selves, regardless of their personality traits—whether they are humorous, quiet and shy, hesitant to trust, or feeling frustrated with the world. I believe that everyone is welcome in my practice. Recognizing that none of us are perfect and that we are all striving to make sense of life’s complexities, I focus on exploring my clients’ experiences with respect and understanding. My goal is to facilitate their growth in ways they may not have previously thought possible.

Sorimar Gonzalez

(she/her)

Sorimar Gonzalez, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
8 years of experience
Virtual
Hi! I’m Sorimar, a Licensed Mental Health Counselor and the founder of Color Your World Therapy, LLC. I specialize in working with children, teens, and families, helping them navigate life’s challenges through a warm, creative, and supportive approach. I use evidence-based practices like CBT and expressive arts therapy to help clients express emotions, build coping skills, and strengthen their confidence. I also support caregivers through coaching and collaboration, believing that healing and growth happen best when the whole family is involved. My goal is to help children and their families paint a brighter emotional world—one filled with understanding, resilience, and connection.

Samantha Bonomo

(she/her)

Samantha Bonomo, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
I’m a Licensed Marriage and Family Therapist (LMFT) and Licensed Mental Health Counselor (LMHC) based in Miami, Florida, and I work with young adults trying to navigate relationship stress, anxiety, and life transitions. Whether you're feeling anxious, down, or just disconnected from yourself or others, I’m here to help you make sense of it all in a way that feels real and manageable. I offer virtual therapy across Florida, so you can show up from wherever you are—emotionally or literally. My vibe is warm, honest, and collaborative. We’ll dig into patterns, figure out what’s working (and what’s not), and build better ways to take care of yourself and your relationships.

Joanna Fonseca

Joanna Fonseca, LMHC - Florida Therapist at Grow Therapy
$105/session
LMHC
15 years of experience
Virtual
As a Licensed Mental Health Counselor (LMHC) in Florida, I provide compassionate and solution-focused therapy to individuals across various life stages. With a Master's Degree in Counseling from St. Thomas University in Miami, Florida, and over 15 years of experience in psychology, I've developed expertise in addressing everyday stressors, anxiety, mood disorders, and life transitions. My therapeutic approach emphasizes collaboration, empathy, and evidence-based techniques tailored to each client's unique needs. My goal is to create a safe, non-judgmental space where individuals can explore their concerns, identify strengths, and work towards lasting growth.

Amira Suid

(she/her)

Amira Suid, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
9 years of experience
Virtual
Hi everyone and welcome to my page. I am a Licensed Clinical Social Worker in Florida. I graduated from University of Central Florida with my Masters in Clinical Social Work and have been practicing since 2016. I help individuals manage mood disorders such as depression, anxiety, adjustment issues, and bipolar mood swings. I love working with adults to identify coping skills to manage their emotions and explore other healthy ways to heal.

Carolina Russo

Carolina Russo, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
3 years of experience
Virtual
My name is Carolina and I am a licensed mental health counselor in FL. I have worked with individuals that experience a wide variety of challenges. I have experience working with both adolescents and adults, supporting them in developing strategies to manage their mental health and build healthier relationships. My approach is client-centered and empathetic, aimed at fostering a safe, supportive environment where we can build resilience and find greater fulfillment.

Alexa Castaneda

(she/her)

Alexa Castaneda, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
15 years of experience
Virtual
I’m a Licensed Mental Health Counselor ( LMHC) Clinical Supervisor and Board Certified NCC in Florida. I believe that therapy is a collaborative journey that involves empathically listening without judgment. I use a variety of methods that are personally tailored approach for each client and situation. As a therapist, I am empathetic, supportive , and straightforward. I consider myself an open minded therapist who uses learned skills, experience, and sense of humor to offer logical and realistic approach to counseling. In addition to therapy, I offer evaluations and documentation for Emotional Support Animals (ESA) when clinically appropriate. ESA letters can help individuals with mental health challenges access the support they need from their animal companions. ESA letters are issued after a thorough assessment to ensure they meet ethical and legal standards. If you’re considering an ESA, feel free to discuss this during your session.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.