Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 439 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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MiamiJacksonvilleOrlandoTampa

Availability updated: 7/2/2025

Sondos Jaber

(she/her)

Sondos Jaber, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Florida with experience in various mental health settings including emergency departments, private practice, and psychiatric facilities. I am EMDR certified with major focus in trauma, suicidal ideations, depression, self-esteem, and anxiety. My goal is to be a compassionate, authentic, respectful guide and to provide you with a safe and judgment free environment.

Jonell Pearce

(she/her)

Jonell Pearce, LCSW - Florida Therapist at Grow Therapy
$75/session
LCSW
4 years of experience
Virtual
I enjoy working with adolescents and adults who are experiencing concerns with, but not limited to: anxiety, depression, critical self-talk, interpersonal relationships, emotional dysregulation, and parent/child conflict and connection. I have worked in various clinical settings providing crisis stabilization and therapy services to individuals of all ages. I utilize a holistic and personalized approach, specializing in trauma, interpersonal relationships, loss and grief, parent/child relationships, adolescent challenges, and parent support. I employ a straightforward and empathetic approach while utilizing strength-based and person-centered perspectives to help those I work with obtain their treatment goals and realize their greatest potential.

Adriana Santiago

(she/her)

Adriana Santiago, LMHC - Florida Therapist at Grow Therapy
$95/session
LMHC
6 years of experience
Virtual
Hi and Welcome! I specialize in working with children, adolescents, and young adults to address mental health concerns and improve their quality of life. My clients have come to me for a variety of reasons. These include: Seeking guidance, addressing unhelpful thinking patterns & behaviors, goal-setting, improving level of emotional regulation & self-care, increasing self-awareness & self-compassion, treating mental health symptoms related to anxiety & depression or simply craving a safe space. There are no concerns too small to begin your therapeutic journey! I believe that everyone can achieve and is deserving of a happy and fulfilling life. I take a collaborative and well-rounded approach to guide those in achieving their therapeutic goals. Together we will work towards what is most relevant to you or your child for your or their presenting concerns. By using my clinical skill set, creativity and emphasis on the therapeutic relationship I have been able to make a positive impact with my clients!

Nelsy Villalobos

(she/her)

Nelsy Villalobos, LCSW - Florida Therapist at Grow Therapy
$185/session
LCSW
25 years of experience
Virtual
As a Licensed Clinical Social Worker with over 20 years of experience, I am deeply committed to helping individuals navigate emotional challenges and create meaningful, lasting change. My work is grounded in a compassionate, client-centered approach that honors each person’s unique story and resilience. I specialize in treating anxiety, depression, trauma, and self-esteem issues across the lifespan—from pre-teen (over age 11) to older adults. I primarily use Cognitive Behavioral Therapy (CBT) to help clients identify and shift unhelpful thought patterns that impact their mood, behavior, and relationships. To support holistic healing, I integrate mindfulness-based strategies that enhance emotional awareness and regulation, along with trauma-focused care that prioritizes safety, trust, and empowerment.

Jed Shlackman, M.S. Ed.

(he/him)

Jed Shlackman, M.S. Ed., LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
26 years of experience
Virtual
Jed Shlackman, M.S. Ed., LMHC provides a variety of individual, family, and group counseling and healing services. Jed combines traditional humanistic and cognitive oriented psychotherapy approaches with holistic guidance and advanced mind-body and energetic healing methods (such as hypnotherapy, meditation, Reiki, mindfulness, energy psychology, emotional release, trauma healing, sound healing) that can foster deep healing and more rapid transformation - physically, emotionally, mentally, and spiritually. Jed has worked as a counselor for over 25 years and has trained in a wide spectrum of counseling and healing methods. Jed provides a client-centered approach that seeks to identify which resources will best support the client and promote well-being and solutions that truly enhance life and build resilience. Jed is a native of South Florida and studied psychology and counseling at the University of Miami. While beginning his career providing counseling for children and adolescents and their families Jed went through a process of spiritual exploration and self-discovery that led to subsequent training in hypnotherapy, Reiki and energy healing, energy psychology, meditation, sound healing, trauma healing, and other complementary and alternative healing methods. Jed is also an author, with books available on Amazon, and is an amateur musician performing as "Jedi Shaman." Jed provides counseling and healing services with a holistic orientation, which refers to addressing the "whole" person and the systems and environments the person is a part of. This approach incorporates cognitive, humanistic, family systems, and psychodynamic therapies as well as transpersonal psychological therapies, hypnosis, energy psychology, expressive therapies, mind-body healing modalities, and vibrational/energetic healing approaches, as well as somatic therapies and addressing biological systems with herbs, essential oils, diet, and nutritional interventions. As a multi-talented, compassionate counselor with extensive knowledge and diverse experience Jed provide comprehensive healing services and collaboration with clients.

Juan Valenzuela

Juan Valenzuela, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
I am a Christian-informed therapist licensed in multiple States. With a background in clinical social work and a desire to see the building up of the body of Christ, I am passionate about supporting and encouraging my brothers and sisters as they seek to navigate the difficulties of life and develop resilience that can lead to personal healing and spiritual growth. My areas of expertise include managing stress, anxiety, depression, trauma, faith formation, identity and purpose, peer relationships, transitional challenges, conflict resolution, forgiveness, etc.

Stephen Mosblech

Stephen Mosblech, LMFT - Florida Therapist at Grow Therapy
$200/session
LMFT
5 years of experience
Virtual
My name is Stephen and I’m a Licensed Marriage and Family Therapist serving clients remotely in California and Florida. As a therapist I’m passionate about awe and the belief that to be fundamentally heard transforms our suffering at its core. I will provide you with a place to say and explore what you can't anywhere else in your life. In our work all of you is welcome: your heartbreak, depressions, dreams and rage, your jealousies, anxiety, all of your crises and shattered parts, the tangles and glories of your sexuality and your relationship with power, money and the intangible. I do this work because life is happening now, and not one second of it can be gotten back. My approach is person-centered, it honors your uniqueness. I blend insights from psychoanalysis with expertise gained over two-decades of deep commitment to meditation. I completed my MA Clinical Psychology at California Institute of Integral Studies in San Francisco. I also hold a BA in film and contemporary philosophy from Brown University. 
I have worked in community, school based, private practice and recovery settings. I continue to

Laura Ojeda

Laura Ojeda, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
Are you overwhelmed by your emotions? Do you feel alone, misunderstood, and as if you’re not good enough? My name is Laura, and I am a bilingual Licensed Mental Health Counselor and Emotional Freedom Techniques - tapping (EFT) practitioner in Florida. I specialize in assisting people who feel similarly to how you are feeling in this moment: overwhelmed, misunderstood, alone and with not sight of a way out. Let me help you walk through those feelings, as scary as it might feel or sound. The path gets easier when we walk alongside others, and you are not alone. I utilize a cognitive behavioral approach, EFT - tapping to assist individuals and their loved ones make sense of their inner world. Emotions can be confusing, and sometimes there is no way of making sense of them. With CBT and EFT, I can assist you with processing and working through those challenging memories and emotions.

Guadalupe Perez

Guadalupe Perez, LMHC - Florida Therapist at Grow Therapy
$200/session
LMHC
7 years of experience
Virtual
With a Masters in Psychology from the Florida International University, I am currently licensed as a Mental Health Counselor and practicing in the State of Florida, where I hold both in-person and virtual sessions. My clients have a wide range of needs, so I tailor my sessions to them. As a result, they benefit from different treatment methods depending on the situation, such as CBT (cognitive behavioral therapy), which addresses negative thinking, or mindfulness, which focuses on the present moment. I also have a number of tools that can facilitate deeper learning and change within your sessions. With several years of experience treating a wide range of mental health issues, I'm sure we can establish a good therapeutic relationship. In addition, I have extensive experience working with clients who have experienced complex trauma, such as domestic violence, sexual abuse, incest, or who have suffered from serious illness. I also have experience with anxiety disorders, marital issues, acculturation, and adjustment disorders.

Candance Wise Gilberstadt

(she/her)

Candance Wise Gilberstadt, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hi. My name is Candance, but you can call me Candy. Do you feel as though you are being weighed down by certain thoughts and emotions, like you are out of balance? Is it difficult for you to manage your day to day responsibilities due to these thoughts and emotions? Would you like help in understanding and managing these thoughts and emotions so you can experience balance in your life? I help individuals get to that place of healthy balance, with a goal of remaining there. Together, we can work to identify your strengths and challenges to find solutions for managing your most challenging thoughts and emotions. We will use a person centered and strength based approach, exploring past and present experiences as they relate to your current state of overall well-being. I also integrate mindfulness techniques to help you develop a stronger more balanced state of being. Whether you are dealing with circumstances, thoughts or feelings that are overwhelming, I want to help. Reaching out for help can feel uncomfortable or seem scary, but you are making the right choice. During our sessions together, I will meet you with genuine compassion using evidence-based techniques to help you achieve and remain in a healthy, more balanced state of being. Let’s do this.

Lorraine A Gibbings

(she/her)

Lorraine A Gibbings, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
8 years of experience
Virtual
Do you struggle with making decisions, finding it hard to fall asleep, letting go of the past or overcoming an unhealthy relationship? Poor sense of worth? Hitting to close to home? Well you have come to the right place. I provide a sense of hope that what you are experiencing is not your Normal and that you can get more out of life! I believe in providing a collaborative setting for my clients in hopes that it will facilitate growth but most of all HOPE. Encouraging clients to see their own potential that they already posses, assisting them in identifying their own negative perceptions or unhealthy thoughts that perpetuates the negative beliefs of self. Therapy is an awakening where self-love, honesty and commitment are a triangle that reaches Happiness. We all thrive to obtain our individual Nirvana or Self- Fulfillment, nonetheless we struggle with the motivation or having the lack of resources. I am here to guide and assist you along this journey. We know change can be challenging and sometimes scary. However, with perseverance and assistance from myself (your personal clinical confidant), we can process and achieve these goals together. So tell me, are you ready? If so, I am here to walk alongside you with encouragement and support!

Kelly Corcoran Hone

Kelly Corcoran Hone, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
25 years of experience
Virtual
Hi, I'm Kelly , and I am a licensed mental health counselor in Florida since 1999. I also have 20 years teaching experience at Palm Beach State College in psychology. I aim to create a genuine connection with my clients, Provide an atmosphere, that feels comfortable and supportive, and guide them through the changes they're looking to make. I feel the most important part of a therapeutic relationship is the connection you have with your clients.

Marshelle Moore

Marshelle Moore, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
23 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker with 23 years of experience with a variety of individuals, partners, and family units. I received my master's degree in social work in 1998 from Florida State University. I am open to work with anyone who has a desire to grow and learn about themselves and others. My shared goal is to partner with folks on informed choice and decision making in life.

Juanessa Booker

(she/her)

Juanessa Booker, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
8 years of experience
Virtual
I am passionate about humans! This includes ALL folx, adults, children, couples, and families. I am dedicated to advocating for mental health and wellness for individuals of all backgrounds, focusing on women’s health through all the stages of life, people of color, and LGBTQ+ communities. As a therapist, I offer specialized support that empowers clients with the thinking patterns, mindsets, and the skills they need to succeed in a safe, non-judgmental space to explore and process life’s challenges. My clients describe me as warm, friendly, knowledgeable, and engaging.

Montavious Bryant

Montavious Bryant, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Our current political and economic climates give many causes for concern. It can affect daily life, such as work, home, school, and social circles, essentially taking the fun out of what was once pleasurable. The same things that DO seem to help can eventually cause more pain. Who can you talk to when no one is listening? It would be helpful to have someone to talk to who can be objective, non-judgmental, and open-minded...but who could that be? Hello, I'm Montavious. What sets me apart is an ear for listening, a guiding approach, and an interest in helping you to overcome these obstacles. Join me by scheduling an appointment for a fitting. No one cares what you know unless they KNOW that you care! Contact me now to find out how!

Wilfredo Guzman

(he/him)

Wilfredo Guzman, LMHC - Florida Therapist at Grow Therapy
$175/session
LMHC
5 years of experience
Virtual
I’m Wilfredo Guzman (he/him/él), a bilingual Licensed Mental Health Counselor based in Orlando, Florida. I received my Masters from Rollins College and have been practicing for 5 years. I provide affirming, client-centered therapy to individuals navigating challenges related to identity, trauma, substance use, and life transitions. With a direct and compassionate approach, I collaborate with clients to explore their mental wellness, build coping skills, and create more satisfying and empowered lives.

Jennifer Roth

(she/her)

Jennifer Roth, LMHC - Florida Therapist at Grow Therapy
$110/session
LMHC
22 years of experience
Virtual
I'm Jennifer Roth, a licensed mental health counselor. As a Nationally Certified Counselor and certified yoga teacher, my diverse background enriches my practice. My professional journey involves extensive work in academic settings. Tailoring my approach to your unique needs and goals, I aim for a holistic approach. Passionate about guiding you through challenges, developing coping strategies, and fostering personal growth, I collaborate with clients on their journey to a more fulfilling life. My approach to therapy is integrative, drawing from various evidence-based modalities with a focus on positive psychology, empowerment, active listening, mindfulness and equipping you with practical tools to navigate life's challenges. I believe in fostering a strengths-based perspective, where we focus not only on addressing difficulties but also on recognizing and building upon your inherent strengths and resilience.

Denise Smith Baril

(she/her)

Denise Smith Baril, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
5 years of experience
Virtual
Hi there! I am Denise. Does life feel out of control? Too quick? Too stressful? Have you experienced a loss? I specialize and hold certifications in grief, trauma, youth mental health, ADHD and Autism. I have spent many years working with families, teenagers and adults by helping identify and resolve problems with some techniques to help. I am looking forward to working with you!

Rachel Davis

(she/her)

Rachel Davis, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
Hi there! I'm Rachel, a Licensed Clinical Social Worker (LCSW), and I'm genuinely committed to your success. With over 15 years in the social work and human services field, and 3 years specifically in clinical therapy, I bring a wealth of experience to our sessions. My approach is all about you. I use a client-centered, strength-based method where we'll explore your unique skills and build a plan together to develop new tools. This personalized process helps you confidently work towards your goals. You'll find me to be an understanding and empathetic therapist, but also straightforward and honest when needed – I believe in clear communication. Beyond individual work, I also love supporting couples and families. I have extensive experience helping to improve family functioning, and I've received additional training in parent education and cooperative parenting to best serve those dynamics. I'm here to help you navigate challenges and build a more fulfilling life.

Julissa Reynoso

(she/her)

Julissa Reynoso, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
11 years of experience
Virtual
Welcome! Please schedule a free 15 minunte consultation call with me before scheduling any sessions. This will let us know if we are a good fit. I graduated with a master’s degree in Mental Health Counseling from Nova Southeastern University and I am a Licensed Mental Health Counselor (LMHC) in the state of Florida. I have had the opportunity to work with families, individuals and couples (English and Spanish speaking) of diverse backgrounds in helping them through concerns such as grief, parent-child conflict, intergenerational conflict, trauma, depression, anxiety and so on. My therapeutic and advocacy experience has reinforced in me the value of helping others gain insight and implement strategies to move towards positive change.

Jackie Brown-Bunk

(she/her)

Jackie Brown-Bunk, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
16 years of experience
Virtual
SCHEDUELING AVAILABILITY ON GROW THERAPY IS NOT ALWAYS ACCUARATE. PLEASE REACH OUT TO ME DIRECTLY THROUGH MY WEBSITE TO SCHEDULE (www.bbcatherapy.com). With over 15 years of experience practicing therapy with children and adolescents in a variety of settings I have extensive knowledge helping children and families overcome mental health challenges. I believe in making therapy fun and engaging for your child. If they are struggling with difficulties at home or school, I can teach them coping skills so they can help themselves feel better. I specialize in treating trauma, anxiety, ADHD, anger, depression, OCD, PTSD, stress management, parenting, and LGBTQ+ issues. I believe parents are the key to change. There is no rule book for raising kids or teens, but I help parents navigate behavioral challenges and will work with you to rebuild your relationship with your child. I create a warm and welcoming environment where children, teens, and parents feel empowered and supported. Life is stressful and we all need help from time to time.

Regina Esparza-Herman

Regina Esparza-Herman, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$165/session
LMHC
7 years of experience
Virtual
Hi! I'm a Licensed Mental Health Counselor (LMHC) based in Florida. I received my Masters from the Nova Southeastern University and have been practicing for 7 years. Additionally, I received a Pupil Personnel Credential from California State University, Fresno which allowed me to gain experience in a School Counselor role. I help children and adolescents navigate life's challenges to achieve the best version of themselves. I believe in supporting the whole family to help establish and maintain growth.

Marie Judith Charpentier-Thorpe

(she/her)

Marie Judith Charpentier-Thorpe, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
3 years of experience
Virtual
I am a school counselor with over 16 years of experience, dedicated to helping others navigate and overcome their personal challenges. I take pride in offering a safe, non-judgmental space where clients can express themselves freely. Through active listening, empathy, and patience, I work collaboratively with clients to help them gain clarity, build emotional resilience, and move toward positive change. My approach is rooted in emotional intelligence, introspection, and self-reflection, helping individuals unlock their potential and thrive.

Rebecca Montrose

(she/her)

Rebecca Montrose, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) based in Florida. I graduated with my Masters from Florida State University in 2019, but I have been working in the social work field 10 years. I have worked with young children all the way up to adults with dementia related illnesses and their caregivers. I love to help children and teenagers be able to tell their story, to get to know and love themselves, and to learn to advocate for themselves.

Femina Patel

(she/her)

Femina Patel, LMHC - Florida Therapist at Grow Therapy
$132/session
LMHC
10 years of experience
Virtual
Hi! I'm Femina Patel, a Licensed Mental Health Counselor, I believe that the best way to empower individuals is through counseling. I specialize in providing counseling services to individuals and families. My goal is to help you uncover your true potential and lead a life that is worth celebrating. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. By applying complementary therapy approaches and techniques, we will unearth long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life. I have much experience in helping individuals improve their mental health. I have worked within many community mental health agency settings and am familiar with clients that have a range of diagnoses from anxiety/depression to SPMI(Serious and persistent mental illness). I believe in creating a safe and supportive environment for my clients to share their thoughts and feelings so they can discover their strengths and learn the skills necessary to overcome their challenges. With my help, you can achieve the mental and emotional well-being you need to reach your goals and lead a happy and fulfilling life. ***If you are seeking services for a minor a consultation with me is required to move forward with an intake appointment.***

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Child or Adolescent?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Child or Adolescent, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.