Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 732 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 6/13/2025

Joleen Espinal

Joleen Espinal, LCSW - Florida Therapist at Grow Therapy
$80/session
LCSW
7 years of experience
Virtual
Hey, I’m Joleen, a Licensed Clinical Social Worker and the co-founder of CJ Counseling. I specialize in working with adolescents and young adults who are navigating anxiety, life transitions, and self-esteem challenges. My approach is warm, collaborative, and rooted in evidence-based practices like Cognitive Behavioral Therapy. Whether you’re feeling overwhelmed or simply ready for growth, I’m here to support you in finding clarity, confidence, and emotional balance.

Victoria Cummins

(she/her)

Victoria Cummins, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$85/session
LMHC
8 years of experience
Virtual
Hi, I’m Victoria, and I truly understand the importance of mental health from both a personal and professional perspective. With 8 years of experience in the mental health field, I’ve seen firsthand how life’s challenges can affect us, and I’m passionate about helping others navigate their struggles with empathy and support. I’ve worked as a Crisis Therapist, providing immediate care to those in distress, and as an individual therapist helping clients of all ages—ranging from 6 to 45 years old—through issues like anxiety, depression, suicidal crises, and life transitions. I earned my Bachelor of Science in Psychology from Southeastern University and my Master of Science in Clinical Mental Health Counseling and Psychology from Troy University. I believe in meeting each person where they are and creating a safe, open space for healing and growth.

Candice Lubin

(she/her)

Candice Lubin, LCSW - Florida Therapist at Grow Therapy
$105/session
LCSW
8 years of experience
Virtual
I am committed to providing personalized and empathetic mental health care. I have extensive experience in both outpatient and inpatient treatment settings, I've worked with individuals from diverse backgrounds, guiding them through a wide range of emotional and psychological challenges. I work from a variety of evidence-based approaches, including Cognitive Behavioral Therapy (CBT), Solution-Focused Therapy, Strengths-Based Therapy, and Mindfulness techniques.

Veronica Williams

Veronica Williams, LMHC - Florida Therapist at Grow Therapy
$95/session
LMHC
5 years of experience
Virtual
Hello, my name is Veronica Williams, I'm a Licensed Mental Health Counselor located in Florida. I have a bachelor's degree in psychology and a master's degree in Mental Health Counseling. I believe effective counseling is a collaborative relationship. I tailor the counseling experience to each individual by combining a variety of evidenced based counseling theories such as Person-Centered, Cognitive Behavioral and Dialectical Behavioral Therapy.

Jerica McQueen

Jerica McQueen, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hi, I’m Jerica, a licensed mental health counselor who offers therapy as a place to exhale, reflect, and reconnect with yourself. I help clients navigate identity shifts, trauma, burnout, life transitions, LGBTQ+ exploration, and religious deconstruction. I also support clients experiencing anxiety, depression, or general overwhelm. My goal is to create a warm, collaborative space that honors your full humanity, not just your symptoms or circumstances. Whether you're processing deep emotional wounds or simply trying to feel more like yourself again, I'll meet you where you are with compassion, curiosity, and respect.

Josh Neri

Josh Neri, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
I’m a Licensed Mental Health Counselor with over a decade of experience working with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD and substance use issues. I use Cognitive Behavioral Therapy alongside a Person-Centered perspective. Additionally I am a Master's Certified Addictions Professional. I am based in Miami, FL & open to serving anyone throughout Florida via Telehealth.

Jonell Pearce

(she/her)

Jonell Pearce, LCSW - Florida Therapist at Grow Therapy
$75/session
LCSW
1 year of experience
Virtual
I enjoy working with adolescents and adults who are experiencing concerns with, but not limited to: anxiety, depression, critical self-talk, interpersonal relationships, emotional dysregulation, and parent/child conflict and connection. I have worked in various clinical settings providing crisis stabilization and therapy services to individuals of all ages. I utilize a holistic and personalized approach, specializing in trauma, interpersonal relationships, loss and grief, parent/child relationships, adolescent challenges, and parent support. I employ a straightforward and empathetic approach while utilizing strength-based and person-centered perspectives to help those I work with obtain their treatment goals and realize their greatest potential.

Brittany Gardner

(she/her)

Brittany Gardner, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$107/session
LCSW
7 years of experience
Virtual
Reaching out for help can be difficult and the thought of seeing a therapist can seem intimidating. I believe that with the right therapist, you can express yourself freely without fear of judgment and receive the support you need and desire. No two people's journeys and life experiences are the same, so I take an individualized approach with my clients. I love helping clients build skills to manage their feelings, address their anxiety, and create sustainable routines. I specialize in adults maneuvering life challenges, exploring identity and understanding family dynamics. I am passionate about building strong communication skills and strengthening boundaries in relationships. I strive to provide a welcoming environment that will support your unique development of self-awareness, vulnerability, and growth. Together, we will identify your goals for treatment and work towards those in a collaborative process. I value feedback so I can ensure your goals and voice are at the heart of our work. I strive to develop trust between us so you feel comfortable opening up. I utilize values, humor, and compassion so we can build an authentic, therapeutic relationship to make changes. In sessions, I will often bring us back to the present moment to build awareness and identify old patterns of behaviors so we can create new habits.

Nicholas Kolos

(he/him)

Nicholas Kolos, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hello my name is Nicholas Kolos. I am a licensed mental health counselor and a licensed marriage and family therapist. I love my profession and look forward to helping my clients achieve their individual goals. I get excited when I see clients with unrealized potential and then help them become the best version of themselves! I love to help those who are struggling in their personal or work relationships learn how to better communicate their needs and improve the quality of those relationships! I tailor my treatment plans to best help each individual case achieve success!

William Sawyer

(he/him)

William Sawyer, LCSW - Florida Therapist at Grow Therapy
$140/session
LCSW
5 years of experience
Virtual
Welcome – I’m William Sawyer, MSW, LICSW, LCSW Online Therapy for Individuals and Couples in Minnesota & Florida I’m a therapist who help people and couples when life feels really hard. Most of the people I work with are men and women in relationships with each other. Many come to me when they’re feeling hurt, lost, or scared their relationship might fall apart. If you and your partner are fighting all the time, feeling distant, or just can’t seem to fix things, I want you to know you’re not alone-and things can get better. Even though I’m part of the LGBTQ+ community myself, I work with all kinds of people. I have a lot of experience helping men and women who are married or dating each other, as well as people from different backgrounds, including LGBTQ+ folks. My way of helping is gentle, caring, and never judgmental. When you’re stressed out, anxious, or overwhelmed, I help you slow down, breathe, and see what’s really going on. We’ll talk through your worries and pain, and I’ll give you tools you can use right away to feel calm and in control. My approach helps couples talk without yelling, listen without shutting down, and start feeling close again-even when things seem hopeless. I also help people who are dealing with anxiety, depression, ADHD, or feeling different from others. No matter what you’re facing, my goal is to help you feel safe, understood, and less alone. Together, we’ll find ways to ease your stress and bring back hope. If you feel like you’re at the end of your rope, or just want someone to talk to who gets it, I’m here for you. We’ll work together to heal old wounds and help you feel stronger-both as a person and as a couple. If you’re ready to feel better, let’s talk.

Sean Phelan

(he/him)

Sean Phelan, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$120/session
LMHC
10 years of experience
Virtual
I am a licensed clinician with several years of experience, and I live a life filled with adventure, joy, and compassion. I take great pride in helping others discover fulfillment in life, guiding them to learn more about themselves and embrace the intricacies of personal growth. My approach focuses on finding deeper meaning and fulfillment, rather than simply prioritizing success. Outside of my work, I enjoy travel, sports, and storytelling, which enrich my perspective and approach to helping others.

Lucas Stinnett

Lucas Stinnett, LPCC - Florida Therapist at Grow Therapy
$100/session
LPCC
6 years of experience
Virtual
Life isn’t always sunshine and rainbows; it can be filled with challenges, difficulties, and hardships. I believe that life is all about perspective and the way we react to problems. Our trials and tribulations are opportunities for us to grow into stronger and wiser individuals. When challenges arise, most people ask, "Why?" I encourage my clients to change their mentality by asking, "How?"—how can I use this to grow and learn, make myself smarter and wiser?" I am a firm believer in empowering clients with the tools and knowledge needed to live a more fulfilling and productive life. With 8 years of sobriety and personal experience battling my own challenges, I know how helpful therapy can be in helping a person rebuild their life and become the person they want to be.

Marshelle Moore

Marshelle Moore, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
23 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker with 23 years of experience with a variety of individuals, partners, and family units. I received my master's degree in social work in 1998 from Florida State University. I am open to work with anyone who has a desire to grow and learn about themselves and others. My shared goal is to partner with folks on informed choice and decision making in life.

Liz Sullivan

(she/her)

Liz Sullivan, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
13 years of experience
Virtual
Hi, I'm glad you’re here. I’m Liz Sullivan, a Licensed Professional Counselor specializing in helping busy achievers relieve stress, anxiety, and find the joy in life again. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but somehow feel lonely, frustrated and lost. Everything is on their to-do list (except themselves), and most days they feel stressed and overwhelmed. It's possible to let go of your stressors, feel relaxed, enjoy your relationships and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.

Denise Smith Baril

(she/her)

Denise Smith Baril, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
5 years of experience
Virtual
Hi there! I am Denise. Does life feel out of control? Too quick? Too stressful? Have you experienced a loss? I specialize and hold certifications in grief, trauma, youth mental health, ADHD and Autism. I have spent many years working with families, teenagers and adults by helping identify and resolve problems with some techniques to help. I am looking forward to working with you!

Edmundo Carrión

(he/him)

Edmundo Carrión, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
8 years of experience
Virtual
Hello, I'm Edmundo Carrion, and I bring extensive experience working in crisis/detox, residential, outpatient, and rehabilitation settings, helping clients reintegrate into society with resilience and confidence. Through these experiences, I’ve seen firsthand the strength and perseverance of the human spirit. My goal is to empower you to navigate life transitions, manage stress, and overcome moments of self-doubt by building on your strengths. Together, we can pave the way for a more fulfilling and balanced life.

Aleah Horton, Ph.D.

(She/Her)

Aleah Horton, Ph.D., LP - Florida Therapist at Grow Therapy
$250/session
LP
8 years of experience
Virtual
Welcome! I’m Dr. Aleah Horton, a licensed psychologist dedicated to helping individuals navigate life’s challenges and build fulfilling, meaningful lives. I have 8 years of experience working with adults who have been impacted by the criminal justice system, individuals facing major life transitions, and those seeking to improve their emotional well-being. My approach is warm, collaborative, and solution-focused—I strive to create a safe space where you feel heard, supported, and empowered to take control of your journey. Major transitions can feel overwhelming, filled with uncertainty, self-doubt, or roadblocks that make it difficult to move forward. My goal is to help you break through those barriers by fostering resilience, self-awareness, and confidence. Whether you’re struggling with anxiety, depression, trauma, or simply trying to redefine your future, we’ll work together to create a plan tailored to your unique needs and strengths. My mission is to help you regain control of your life, build healthy relationships, and develop the tools to thrive. Taking the first step toward therapy is a powerful act of self-care. If you’re ready to invest in yourself and your future, I’d love to walk alongside you in this process. Let’s get started—your transformation begins here!

Nelsy Villalobos

(she/her)

Nelsy Villalobos, LCSW - Florida Therapist at Grow Therapy
$185/session
LCSW
25 years of experience
Virtual
As a Licensed Clinical Social Worker with over 20 years of experience, I am deeply committed to helping individuals navigate emotional challenges and create meaningful, lasting change. My work is grounded in a compassionate, client-centered approach that honors each person’s unique story and resilience. I specialize in treating anxiety, depression, trauma, and self-esteem issues across the lifespan—from pre-teen (over age 11) to older adults. I primarily use Cognitive Behavioral Therapy (CBT) to help clients identify and shift unhelpful thought patterns that impact their mood, behavior, and relationships. To support holistic healing, I integrate mindfulness-based strategies that enhance emotional awareness and regulation, along with trauma-focused care that prioritizes safety, trust, and empowerment.

Hyacinth Thompson

Hyacinth Thompson, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
6 years of experience
Virtual
I am licensed in Florida with over 6 years of professional work experience. I have experience in helping young adults and adults cope with life stressors, anxiety, anger management and depression. I am passionate about what I do and have received many, many feedbacks over the years from satisfied clients who have achieved their goals and is living a more fulfilled life.

Neph Lesperance

(she/her)

Neph Lesperance, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
5 years of experience
Virtual
Hi, I’m Neph! I'm a Licensed Clinical Social Worker (LCSW) based in Florida. I received my master’s in Social Work from Loyola University Chicago and have been practicing for about 5 years. I have several years of experience as a social worker and primary therapist treating adolescents and adults with substance use and mental health issues. I use a strengths-based approach combined with cognitive behavioral therapy (CBT), motivational interviewing (MI), and person-centered therapy to empower clients and help them address their unique needs.

Sylvia Woodberry

(she/her)

Sylvia Woodberry, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$75/session
LCSW
20 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in Florida. I received my Masters of Social Work from Walden University , with understudy work completed at Jacksonville University. I have enjoyed working in the helping profession for over 20 years. Through my certifications, I have gained knowledge and experience on how to help others help themselves. This is my Why and I am blessed to help others find theirs through this great work.

Aaron Montgomery

(he/him)

Aaron Montgomery, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
6 years of experience
Virtual
Hello, I'm Aaron Montgomery, a Licensed Mental Health Counselor with 6 years of experience. I am originally from South Florida and I am proud graduate of Florida Atlantic University. I use a blend of therapeutic approaches to offer personalized care, emphasizing the importance of self-care and balancing its five areas. My goal is to help clients effectively manage their mental health challenges and improve their overall well-being. Outside of being a therapist I am an ex-college athlete and I love fitness. I participate in multiple extracurricular activities and am heavily involved in multiple nonprofits. I like to keep myself busy and put an emphasis on challenging myself.

Stephanie Greene

Stephanie Greene, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
17 years of experience
Virtual
Meet Ms. Stephanie Greene, a seasoned strengths-based social worker with 17 years of experience in positive psychology from a feminist perspective. With a focus on empowering women, Ms. Greene has touched the lives of hundreds of clients, leaving a trail of moving testimonials on her website http://www.StephanieGreene.com. Clients describe her therapeutic approach as illuminating, engaging, and experiential, with outcomes that transcend mere “counseling” to create profound transformation and empowerment. Her work is informed by: Psychodynamic Therapy Dialectical behavior therapy (DBT) Internal Family Systems (IFS) Emotion-Focused Therapy (EFT) Attachment-Based Therapy Polyvagal Theory Jungian Therapy Nervous System Regulation Cognitive Behavioral Therapy (CBT) Ms. Greene's practice will be a good fit for you if you want creative approaches to listening to your intuition, trusting your gut, honoring your truth, nourishing relationships with reciprocity and respect, erasing shame, metabolizing anger, and healing the wounds of betrayal, neglect and abuse. Ms. Greene’s dedication to her clients and her expertise in promoting holistic well-being make her a source of inspiration and catalyst for change in the lives of those she serves. Call now for a free consultation (575) 224-6773. If you would prefer to schedule a time that is not open on the calendar, please feel free to call for a custom appointment.

Shelly Wilson

(she/her)

Shelly Wilson, LCSW - Florida Therapist at Grow Therapy
$80/session
LCSW
21 years of experience
Virtual
Good Day! I'm a licensed clinical social worker based in Florida. I received my Masters in Social Work from Florida State University. I have previously worked as a case manager in an urban hospital, a social worker for the school system and working with child abuse and neglect. I have extensive experience in relationships, conflict resolution, anxiety, depression, ADHD and communication skills.

Amanda Hawkins

Amanda Hawkins, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
15 years of experience
Virtual
Are your relationships with others not what you would like them to be? Do you feel like you are not living up to your "full potential" and serving your life purpose? The stressors of life can weigh us down at times. I want to help you take the first step toward making lasting change in your life. Together we will identify strengths as well as life challenges that will help you gain a better understanding of yourself and your relationships.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Peer Relationships?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Peer Relationships, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.