Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 747 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/2/2025

Josh Neri

Josh Neri, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
I’m a Licensed Mental Health Counselor with over a decade of experience working with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD and substance use issues. I use Cognitive Behavioral Therapy alongside a Person-Centered perspective. Additionally I am a Master's Certified Addictions Professional. I am based in Miami, FL & open to serving anyone throughout Florida via Telehealth.

Liz Sullivan

(she/her)

Liz Sullivan, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
13 years of experience
Virtual
Hi, I'm glad you’re here. I’m Liz Sullivan, a Licensed Professional Counselor specializing in helping busy achievers relieve stress, anxiety, and find the joy in life again. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but somehow feel lonely, frustrated and lost. Everything is on their to-do list (except themselves), and most days they feel stressed and overwhelmed. It's possible to let go of your stressors, feel relaxed, enjoy your relationships and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.

Christina Octa

(she/her)

Christina Octa, LMHC - Florida Therapist at Grow Therapy
$110/session
LMHC
4 years of experience
Virtual
Hi, I’m Christina. I am a Licensed Mental Health Counselor based in South Florida. I currently service Florida and Colorado via telehealth! I believe therapy should be a place where you feel safe to take up all space you need especially in a world that often tells us to shrink or quiet ourselves. I’ve worked with people from many different backgrounds, supporting them through life’s challenges like academic/professional changes, chronic illness, trauma, and anxiety. My goal is to create an this space with you where you can explore what’s on your mind and move forward without pressure or judgment.

Candice Lubin

(she/her)

Candice Lubin, LCSW - Florida Therapist at Grow Therapy
$105/session
LCSW
8 years of experience
Virtual
I am committed to providing personalized and empathetic mental health care. I have extensive experience in both outpatient and inpatient treatment settings, I've worked with individuals from diverse backgrounds, guiding them through a wide range of emotional and psychological challenges. I work from a variety of evidence-based approaches, including Cognitive Behavioral Therapy (CBT), Solution-Focused Therapy, Strengths-Based Therapy, and Mindfulness techniques.

Jonell Pearce

(she/her)

Jonell Pearce, LCSW - Florida Therapist at Grow Therapy
$75/session
LCSW
4 years of experience
Virtual
I enjoy working with adolescents and adults who are experiencing concerns with, but not limited to: anxiety, depression, critical self-talk, interpersonal relationships, emotional dysregulation, and parent/child conflict and connection. I have worked in various clinical settings providing crisis stabilization and therapy services to individuals of all ages. I utilize a holistic and personalized approach, specializing in trauma, interpersonal relationships, loss and grief, parent/child relationships, adolescent challenges, and parent support. I employ a straightforward and empathetic approach while utilizing strength-based and person-centered perspectives to help those I work with obtain their treatment goals and realize their greatest potential.

Edmundo Carrión

(he/him)

Edmundo Carrión, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
8 years of experience
Virtual
Hello, I'm Edmundo Carrion, and I bring extensive experience working in crisis/detox, residential, outpatient, and rehabilitation settings, helping clients reintegrate into society with resilience and confidence. Through these experiences, I’ve seen firsthand the strength and perseverance of the human spirit. My goal is to empower you to navigate life transitions, manage stress, and overcome moments of self-doubt by building on your strengths. Together, we can pave the way for a more fulfilling and balanced life.

Adriana Santiago

(she/her)

Adriana Santiago, LMHC - Florida Therapist at Grow Therapy
$95/session
LMHC
6 years of experience
Virtual
Hi and Welcome! I specialize in working with children, adolescents, and young adults to address mental health concerns and improve their quality of life. My clients have come to me for a variety of reasons. These include: Seeking guidance, addressing unhelpful thinking patterns & behaviors, goal-setting, improving level of emotional regulation & self-care, increasing self-awareness & self-compassion, treating mental health symptoms related to anxiety & depression or simply craving a safe space. There are no concerns too small to begin your therapeutic journey! I believe that everyone can achieve and is deserving of a happy and fulfilling life. I take a collaborative and well-rounded approach to guide those in achieving their therapeutic goals. Together we will work towards what is most relevant to you or your child for your or their presenting concerns. By using my clinical skill set, creativity and emphasis on the therapeutic relationship I have been able to make a positive impact with my clients!

Halima Jaffer

Halima Jaffer, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
10 years of experience
Virtual
Hi! I'm Halima Are you having difficulty concentrating, sleeping, feeling worried or constantly thinking? Feel that you should be in a better position in your life? Struggling to manage your health, work and relationships? I help high performers better manage anxiety and avoid getting depressed. Together, we can identify what's not working and get you back to balance. We will utilize a holistic approach, integrating mind, body and spirit to help you feel more assured and connected. Allow me to help you. I have over ten years of experience in providing therapy to women and children who have experienced Anxiety, Depression, Trauma and ADHD. You deserve a safe place to heal and grow. In our sessions, I will meet you with empathy and evidence-based techniques to enable you to get your life back on track. allow me to help you! If you don't find a suitable available appointment time contact me at 407-706-5846.

Nelsy Villalobos

(she/her)

Nelsy Villalobos, LCSW - Florida Therapist at Grow Therapy
$185/session
LCSW
25 years of experience
Virtual
As a Licensed Clinical Social Worker with over 20 years of experience, I am deeply committed to helping individuals navigate emotional challenges and create meaningful, lasting change. My work is grounded in a compassionate, client-centered approach that honors each person’s unique story and resilience. I specialize in treating anxiety, depression, trauma, and self-esteem issues across the lifespan—from pre-teen (over age 11) to older adults. I primarily use Cognitive Behavioral Therapy (CBT) to help clients identify and shift unhelpful thought patterns that impact their mood, behavior, and relationships. To support holistic healing, I integrate mindfulness-based strategies that enhance emotional awareness and regulation, along with trauma-focused care that prioritizes safety, trust, and empowerment.

Tamara Bass

(she/her)

Tamara Bass, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
12 years of experience
Virtual
Welcome! I am a licensed Mental Health Counselor in Florida and have been working in the mental health field throughout the majority of my adult life. If you're here, then you've taken the first step of considering counseling. You deserve to have the bravery of that first step recognized - because it is indeed BRAVE. Starting counseling can feel scary and overcoming that can be a challenge. So congratulations! Now let's get started.

Sarah DeRosa

(she/her)

Sarah DeRosa, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
7 years of experience
Virtual
Hi! I'm Sarah, a licensed mental health therapist based in Florida. I provide virtual psychotherapy to young adults (>30). I help my clients to build self-esteem, resiliency, and overcome life's obstacles through a personalized treatment plan. Many of my clients feel "stuck" and are struggling with a range of issues including negative self-talk, specific phobias, anxiety, depression, and low self-esteem.

Tracy Thompson

Tracy Thompson, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
1 year of experience
Virtual
I am a licensed LMHC in the state of Florida working on my LPC in Missouri. I have been working for the past 8 yrs with adults who have co-occurring disorders in an inpatient substance abuse setting. I also have many years experience working with the chronically mentally ill adult population in a community setting. I am very familiar with psychosis, schizophrenia and individuals with personality disorders.

Juan Valenzuela

Juan Valenzuela, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
I am a Christian-informed therapist licensed in multiple States. With a background in clinical social work and a desire to see the building up of the body of Christ, I am passionate about supporting and encouraging my brothers and sisters as they seek to navigate the difficulties of life and develop resilience that can lead to personal healing and spiritual growth. My areas of expertise include managing stress, anxiety, depression, trauma, faith formation, identity and purpose, peer relationships, transitional challenges, conflict resolution, forgiveness, etc.

Dr. Tania D. Rodriguez

(she/her)

Dr. Tania D. Rodriguez, LP - Florida Therapist at Grow Therapy
$145/session
LP
20 years of experience
Virtual
¿Feeling down or stressed out lately? Struggling with changes in your life? Looking for guidance in tough times? Do you live in Florida and need a Spanish-speaking therapist? Welcome to my world, where healing begins with real, meaningful connections. As a proud Boricua Spanglish Psychologist, I’ve spent years helping kids and adults from all kinds of backgrounds. With a Ph.D. in Counseling Psychology, dual licensure in Florida and Puerto Rico, and board certification as a telehealth specialist, I bring over 20 years of experience to guide you on your journey. ¿Te has sentido deprimido o estresado? ¿Estás enfrentando cambios en tu vida? ¿Buscas orientación? ¿Vives en Florida y necesitas un terapeuta que hable español? Soy una psicóloga Boricua que habla Spanglish, con más de 20 años de experiencia y licencias en Florida y Puerto Rico, lista para guiarte en tu camino.

Amanda Benlien

Amanda Benlien, LCSW - Florida Therapist at Grow Therapy
$95/session
LCSW
8 years of experience
Virtual
I specialize in helping individuals navigate the challenges of substance use, emotional dysregulation, and life transitions. My work is rooted in evidence-based practices, including Motivational Interviewing (MI) and Dialectical Behavior Therapy (DBT)—approaches that support real change by combining empathy, skill-building, and a strong therapeutic alliance. With 8 years of clinical experience and lived experience with addiction and family trauma, I bring both professional knowledge and real-world understanding into the therapy room. Above all, I offer a space where you don’t have to explain or justify your struggle—you can just be real. And from that place, we work together to create the life you want to live.

Carolina Russo

Carolina Russo, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
3 years of experience
Virtual
My name is Carolina and I am a licensed mental health counselor in FL. I have worked with individuals that experience a wide variety of challenges. I have experience working with both adolescents and adults, supporting them in developing strategies to manage their mental health and build healthier relationships. My approach is client-centered and empathetic, aimed at fostering a safe, supportive environment where we can build resilience and find greater fulfillment.

Joanna Fonseca

Joanna Fonseca, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$105/session
LMHC
15 years of experience
Virtual
As a Licensed Mental Health Counselor (LMHC) in Florida, I provide compassionate and solution-focused therapy to individuals across various life stages. With a Master's Degree in Counseling from St. Thomas University in Miami, Florida, and over 15 years of experience in psychology, I've developed expertise in addressing everyday stressors, anxiety, mood disorders, and life transitions. My therapeutic approach emphasizes collaboration, empathy, and evidence-based techniques tailored to each client's unique needs. My goal is to create a safe, non-judgmental space where individuals can explore their concerns, identify strengths, and work towards lasting growth.

Lorraine A Gibbings

(she/her)

Lorraine A Gibbings, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
8 years of experience
Virtual
Do you struggle with making decisions, finding it hard to fall asleep, letting go of the past or overcoming an unhealthy relationship? Poor sense of worth? Hitting to close to home? Well you have come to the right place. I provide a sense of hope that what you are experiencing is not your Normal and that you can get more out of life! I believe in providing a collaborative setting for my clients in hopes that it will facilitate growth but most of all HOPE. Encouraging clients to see their own potential that they already posses, assisting them in identifying their own negative perceptions or unhealthy thoughts that perpetuates the negative beliefs of self. Therapy is an awakening where self-love, honesty and commitment are a triangle that reaches Happiness. We all thrive to obtain our individual Nirvana or Self- Fulfillment, nonetheless we struggle with the motivation or having the lack of resources. I am here to guide and assist you along this journey. We know change can be challenging and sometimes scary. However, with perseverance and assistance from myself (your personal clinical confidant), we can process and achieve these goals together. So tell me, are you ready? If so, I am here to walk alongside you with encouragement and support!

Kristian Battenfield

(he/him)

Kristian Battenfield, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
4 years of experience
Virtual
I use Cognitive Behavioral Therapy to help individuals identify and change negative thought patterns and behaviors. I want to all individuals to grow and evolve through their struggles with mental health by changing their maladaptive behaviors. I am a graduate from FIU who works at Aventura Hospital in a crisis stabilization unit. I offer a challenging yet empathetic approach to help you move out of your comfort zone and towards growth.

Paul Zukas

Paul Zukas, LCSW - Florida Therapist at Grow Therapy
$110/session
LCSW
8 years of experience
Virtual
I am a Licensed Clinical Social Worker with a background working with adults, adoptees, and trauma. My therapeutic approach revolves around building a relationship with my clients and establishing the core issue of what is a challenge for them by facilitating a place for them to be transparent with themselves, judgment-free. I have experience working with all walks of life and have held an assortment of different roles in the field working with social services, foster care, adoption, and healthcare. These experiences have made me well-rounded when it comes to addressing cultures and beliefs that differ from my own. The first step toward getting better is having the courage to ask for help. Let's meet for a session and get to know one another.

Marshelle Moore

Marshelle Moore, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
23 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker with 23 years of experience with a variety of individuals, partners, and family units. I received my master's degree in social work in 1998 from Florida State University. I am open to work with anyone who has a desire to grow and learn about themselves and others. My shared goal is to partner with folks on informed choice and decision making in life.

Brittany Chambers

(she/her)

Brittany Chambers, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
Hi, I’m Brittany Chambers, and I am deeply passionate about helping individuals of all ages navigate life’s challenges. I believe that a strong, trusting therapeutic relationship is the foundation for meaningful growth and change. My goal is to create a safe, supportive space where clients feel heard, valued, and empowered to explore their thoughts, emotions, and experiences. With diverse experience in the mental health field, I have worked in both community mental health settings and private practice for the past 3 years. My approach is compassionate, client-centered, and tailored to each individual’s unique needs. Whether you’re facing personal struggles, life transitions, or mental health concerns, I am here to support you on your journey toward healing and self-discovery.

Montavious Bryant

Montavious Bryant, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Our current political and economic climates give many causes for concern. It can affect daily life, such as work, home, school, and social circles, essentially taking the fun out of what was once pleasurable. The same things that DO seem to help can eventually cause more pain. Who can you talk to when no one is listening? It would be helpful to have someone to talk to who can be objective, non-judgmental, and open-minded...but who could that be? Hello, I'm Montavious. What sets me apart is an ear for listening, a guiding approach, and an interest in helping you to overcome these obstacles. Join me by scheduling an appointment for a fitting. No one cares what you know unless they KNOW that you care! Contact me now to find out how!

Valeria Dalmau

Valeria Dalmau, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
4 years of experience
Virtual
I received my master’s degree in Mental Health Counseling from Nova Southeastern University. I have an extensive background in working with mental health and addictions. I approach therapy from an individualist, holistic, and integrative lens. I strive to provide a safe and confidential environment to assist in the counseling process. I help clients transform into a more authentic, healthy, and balanced version of themselves.

Michelle Edmond

Michelle Edmond, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
Hi! I’m a Licensed Clinical Social Worker (LCSW). I work with diverse populations providing compassionate and evidence based care to individuals, families, and groups navigating mental health issues, grief, life transitions, and trauma. In working together we will build confidence, develop healthy coping skills, build resilience, and learn how to navigate challenges. My goal is to empower you and improve your overall wellbeing.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Peer Relationships?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Peer Relationships, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.