Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 525 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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MiamiJacksonvilleOrlandoTampa

Availability updated: 7/5/2025

Amy Valentino

(she/her)

Amy Valentino, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
11 years of experience
Virtual
Hi, I’m Amy, a Licensed Mental Health Counselor based in Florida. I love helping people feel more grounded, confident, and connected to themselves. I work with young adults, especially college students, navigating the often messy transition into adulthood, as well as adults of all ages dealing with anxiety, depression, life changes, and other concerns. I’m also a Certified Intuitive Eating Counselor and support clients in healing their relationship with food and body through a non-diet, compassionate approach. Before private practice, I was a School Counselor in the middle school setting, and I earned both my Bachelor's and Master's degrees from UCF. My style is warm, collaborative, and real. I’m here to help you feel understood, supported, and empowered in your growth.

Jonell Pearce

(she/her)

Jonell Pearce, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
I enjoy working with adolescents and adults who are experiencing concerns with, but not limited to: anxiety, depression, critical self-talk, interpersonal relationships, emotional dysregulation, and parent/child conflict and connection. I have worked in various clinical settings providing crisis stabilization and therapy services to individuals of all ages. I utilize a holistic and personalized approach, specializing in trauma, interpersonal relationships, loss and grief, parent/child relationships, adolescent challenges, and parent support. I employ a straightforward and empathetic approach while utilizing strength-based and person-centered perspectives to help those I work with obtain their treatment goals and realize their greatest potential.

Gloria Wolpin

(she/her)

Gloria Wolpin, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
18 years of experience
Virtual
I started a life-long career in the psychology field in Colombia as a clinical psychologist. My passion for the field and helping clients live better lives led me to pursue further accreditation as a Licensed Mental Health Counselor, transplanted in Miami, Florida. I am an eclectic therapist committed to helping my clients improve their lives. Yo empece mi carrera de salud mental como psicologa clinica en Colombia. Esta es mi pasion ayudar a los clientes a mejorar sus vidas y descubrir sus potencialidades. Esto me llevo a buscar una acreditacion como licenciada en consejeria mental despues de transladarme a Miami, Florida. Soy una terapista eclectica dedicada a ayudar a mis clientes a mejorar sus vidas.

Joe Calhoun

(he/him)

Joe Calhoun, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
26 years of experience
Virtual
My name is Joe Calhoun, and I am a Licensed Clinical Social Worker (LCSW) based in Tampa, Florida, and working with clients state-wide via telehealth. I work with teenagers, and adults and specialize in treating addiction, anxiety, anger management, and relationship difficulties, using Cognitive Behavioral Therapy, Faith Based Therapy, REBT, Motivational Interviewing, and Solution Focused Therapy to help my clients meet their treatment goals.

Javier Martinez

(he/him)

Javier Martinez, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$95/session
LCSW
20 years of experience
Virtual
Hello! I’m a licensed clinical social worker with a master’s degree from Fordham University. With over a decade of experience working with families and children in New York City, I am dedicated to helping individuals navigate life’s challenges. My approach is compassionate and nonjudgmental, meeting you where you are to explore how your thoughts influence your experiences. Together, we’ll work toward meaningful change, helping you overcome obstacles and build a more fulfilling life.

Monica Flowers

(she/her)

Monica Flowers, LCSW - Florida Therapist at Grow Therapy
$250/session
LCSW
11 years of experience
Virtual
I’m a mental health professional dedicated to supporting individuals on their wellness journey. With a Master's in Social Work from Florida A&M University and Florida State University, I specialize in various therapeutic approaches that help clients explore their challenges, develop coping strategies, and work towards their goals. With over 10 years of experience in medical and psychiatric social work, I have worked with adolescents, young adults, and the elderly. My passion lies in helping everyone find their best selves and navigate through life's difficulties. I strive to provide a safe and compassionate space for growth and healing.

Faryal Choudry

Faryal Choudry, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
1 year of experience
Virtual
I’m a Licensed Social Work Counselor. I graduated from Columbia University. I also have training in Applied Behavioral Analysis. I work with individuals navigating anxiety, trauma, disordered eating, depression, and substance use. My approach is compassionate, collaborative, and holistic. I utilize evidence-based practices, including CBT, DBT, mindfulness, psychodynamic, somatic, Adlerian, and Gestalt therapies, to support healing, self-awareness, and growth—mind, body, and spirit.

Marilyn Katell

Marilyn Katell, LP - Florida Therapist at Grow Therapy
$100/session
LP
12 years of experience
Virtual
Hello! I am an experienced, licensed psychologist who has helped many individuals, couples, and families to navigate various life transitions. I enjoy serving clients who are willing to assess their value systems to determine if their values are still consistent with who they want to be. To some extent, our personal styles are genetically determined. However, I also believe we base our values on early learning, whether that education was positive or not.

Blair Mead

(she/her)

Blair Mead, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
14 years of experience
Virtual
Do you feel overwhelmed these days? Are you constantly trying to strike a balance between the demands of work and parenting or co-parenting, while also managing your health, housework, and perhaps other demands? In your family, does the caretaking always fall to you? Are you experiencing depression and anxiety in reaction to either a past trauma and/or burnout from stress? I work with women who are experiencing what I like to call "multiple-role fatigue". I have experience in treating depression, anxiety, and trauma-related stress disorders common to women who face an ever-mounting load of responsibilities in a complex society, where being a mother or a caretaker often comes with diverse challenges and responsibilities. I also like to work with clients on their recovery from trauma. With this in mind, I incorporate various treatment modalities, where healing and recovery can take place through a combination of compassionate conversation, active listening, homework assignments journaling, mindfulness, self-reflection, cognitive behavior therapy, grief counseling, boundary setting and trauma-informed care. I also offer a faith-based support, where clients seeking a Christian approach are welcome. I like to form a supportive alliance with caregivers to help them navigate the demands of parenting a child or children with higher needs. I focus on parental needs, and I work with clients using evidence-based techniques to empower them to achieve balance and experience lasting well-being. For parents, I'm a big advocate of self-care, and I help my clients learn to nurture themselves in a sustainable way to avoid burnout. I also believe that parents need to feel seen and heard, and the stress of parenting cannot be overemphasized. Forming a partnership with parents, giving them a forum in which they feel consistently supported in a compassionate and non-judgmental way, therefore, is one of my top priorities as a therapist.

Kimberley Knapp

(she/her)

Kimberley Knapp, LMHC - Florida Therapist at Grow Therapy
$75/session
LMHC
3 years of experience
Virtual
Greetings! I'm a Licensed Mental Health Counselor based in Florida. I received my Masters from The Chicago School of Professional Psychology and have been practicing for three years, after having worked in the public school system for over 20 years. For the past three years, I have been working with children and families, but also specialize in working with all populations with a vast array of concerns.

Teresa Dore

Teresa Dore, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
20 years of experience
Virtual
Hi, I am a Licensed Mental Health Counsellor (LMHC) based in South Florida. I received my Masters from Nova Southeastern University in Florida and have been practicing for over 20 years. I help people of all ages struggling with symptoms of depression, anxiety and mood disorders by assiting them with developing coping skills that they can use to reduce and/or manage their symptoms better.

Claire Watson-Irving

Claire Watson-Irving, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
Hello, I'm a Licensed Mental Health Counselor based in Florida. I received my Master's in Clinical Mental Health from Jacksonville University. I am trained in EMDR and am working towards becoming EMDR certified. I work with adults who are struggling with anxiety, ptsd, and effects of trauma, who want to feel more hopeful about the future, settled and secure in themselves.

Rachel Davis

(she/her)

Rachel Davis, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
Hi there! I'm Rachel, a Licensed Clinical Social Worker (LCSW), and I'm genuinely committed to your success. With over 15 years in the social work and human services field, and 3 years specifically in clinical therapy, I bring a wealth of experience to our sessions. My approach is all about you. I use a client-centered, strength-based method where we'll explore your unique skills and build a plan together to develop new tools. This personalized process helps you confidently work towards your goals. You'll find me to be an understanding and empathetic therapist, but also straightforward and honest when needed – I believe in clear communication. Beyond individual work, I also love supporting couples and families. I have extensive experience helping to improve family functioning, and I've received additional training in parent education and cooperative parenting to best serve those dynamics. I'm here to help you navigate challenges and build a more fulfilling life.

Bridgit DeLisle-Daley

Bridgit DeLisle-Daley, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
Taking the first step towards a happier, more fulfilling life takes courage. When was the last time you prioritized your mental health and well-being? Life's challenges can be overwhelming, making it difficult to move forward and heal from pain and struggles. Stress, anxiety, trauma, relationship issues, grief, and anger can all impact your well-being. As a Licensed Clinical Social Worker with over 6 years of experience, I'm here to support and empower you on your journey to health and wellness. My approach is built on respect, sensitivity, and compassion, tailoring our work together to meet your unique needs. In my practice, I've helped clients overcome stress, anxiety, and depression, achieving greater self-esteem and confidence. For those who wish to integrate faith into their treatment, I offer personalized Faith-Based Telehealth services, incorporating Christian spirituality into the healing process. Let's work together to help you gain deeper insights, develop self-acceptance, and achieve a more fulfilling life.

Natali Acevedo

Natali Acevedo, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
My practice offers a gentle, supportive, and compassionate approach—always grounded in kindness and, most importantly, free of judgment. I hold a master’s degree in School Counseling and am a licensed Mental Health Counselor with over 10 years of experience supporting students and families. My approach is warm, approachable, and grounded in realism, helping clients feel heard and understood. I use a solution-focused framework to guide individuals toward practical and meaningful growth. I’m proud to already work with many wonderful clients and am excited to continue expanding my practice to support even more people on their journey toward emotional wellness.

Jennifer Gaither

Jennifer Gaither, LCSW - Florida Therapist at Grow Therapy
$75/session
LCSW
3 years of experience
Virtual
Hello, I’m Jennifer, a licensed clinical social worker passionate about supporting individuals as they navigate life’s challenges. Whether you're feeling overwhelmed by anxiety, struggling with life transitions, or working on building confidence and self-acceptance, you don’t have to go through it alone. My approach is warm, collaborative, and tailored to your unique needs. Together, we’ll create a space where you feel heard, supported, and empowered to make meaningful changes. Taking this step toward therapy is a big one—I’m here to walk alongside you.

Elva Sanchez

Elva Sanchez, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
5 years of experience
Virtual
My name is Elva Sanchez, I am a Licensed Marriage and Family Therapist. I was born in Lima-Peru and moved to moved to South Florida when I was 16 years old. I received my Bachelor’s degree in Psychology from Florida International University and then continued to pursue my Master’s Degree at Carlos Albizu University. I love being a therapist and have the opportunity to help people create, build and obtain the best version of themselves.

Dr. Clay Connelly

(he/him)

Dr. Clay Connelly, LMHC - Florida Therapist at Grow Therapy
$70/session
LMHC
15 years of experience
Virtual
Hi, I'm Clay. I am here to help you better yourself as a whole, through an integrated therapeutic process. I have extensive experience in helping clients with a variety of issues, including depression, anxiety, anger, marital problems, burnout, insomnia, and many more. We'll address the needs of your mind, body, and spirit. Seeking therapy can be intimidating, but if you're reading this, you've already made a great decision in the first step of your journey of healing. Let's work on this together! Looking forward to helping you grow, Clay

Barbara Byrne

Barbara Byrne, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
25 years of experience
Virtual
In my 25+ years as psychotherapist I have a profound respect for the vast human experience and the resilience of . I am a welcoming and safe presence for clients who are seeking to be heard and understood. I have a compassionate and direct style that conveys my ability to offer a unique perspective. I work with each individual's strenghts to build skills and coping strategies to manage symptoms and life's stresses.

Yelitza Chaves

(she/her)

Yelitza Chaves, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$110/session
LMHC
13 years of experience
Virtual
Hello! I'm a Licensed Mental Health Professional Counselor (LMHC) based in Florida. I am fluent in English and Spanish. I would love to meet you with unconditional positive regard, exactly where you are right now and accompany you in the growth you are looking for. I graduated with my Masters degree in 2013 and I have been with clients since then in crisis stabilization units for children and adults, private sector, schools and in community-based agencies. I have also worked for/with national and International mental health providers. I pledge to remain current about the techniques that affect change and could help you improve. I want you to know that I am here for you and that you are not alone! If you don't see an appointment time that works for you, let me know, I will do my best to accommodate you as soon as possible. Hola. Gracias por visitar mi página. Como verás hablo Español como primer idioma y sería todo un placer que que podamos conversar para conocer como ayudarte y que puedas llevar una vida que te lleve a ser feliz nuevamente. No dudes que estoy aquí para tí! Si no encuentras un horario que te sirva dentro de los que hay disponibles, envíame un mensaje y trataré de hacer lo mejor para encontrar algo que nos sea conveniente lo antes posible.

Adriana Santiago

(she/her)

Adriana Santiago, LMHC - Florida Therapist at Grow Therapy
$95/session
LMHC
6 years of experience
Virtual
Hi and Welcome! I specialize in working with children, adolescents, and young adults to address mental health concerns and improve their quality of life. My clients have come to me for a variety of reasons. These include: Seeking guidance, addressing unhelpful thinking patterns & behaviors, goal-setting, improving level of emotional regulation & self-care, increasing self-awareness & self-compassion, treating mental health symptoms related to anxiety & depression or simply craving a safe space. There are no concerns too small to begin your therapeutic journey! I believe that everyone can achieve and is deserving of a happy and fulfilling life. I take a collaborative and well-rounded approach to guide those in achieving their therapeutic goals. Together we will work towards what is most relevant to you or your child for your or their presenting concerns. By using my clinical skill set, creativity and emphasis on the therapeutic relationship I have been able to make a positive impact with my clients!

Vashaun Culmer-Bullard

(she/her)

Vashaun Culmer-Bullard, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
19 years of experience
Virtual
Hello I’m a Licensed Mental Health Counselor (LMHC) based in Florida. I am also a Qualified Supervisor for LMHC Licensure. I received my Master of Science degree in Psychology from Valdosta State University and have served as a therapist for 18 years. I have worked with a variety of clients with a plethora of challenges. My goal is always to assist my clients in making the improvements necessary to improve their quality of life.

Candance Wise Gilberstadt

(she/her)

Candance Wise Gilberstadt, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hi. My name is Candance, but you can call me Candy. Do you feel as though you are being weighed down by certain thoughts and emotions, like you are out of balance? Is it difficult for you to manage your day to day responsibilities due to these thoughts and emotions? Would you like help in understanding and managing these thoughts and emotions so you can experience balance in your life? I help individuals get to that place of healthy balance, with a goal of remaining there. Together, we can work to identify your strengths and challenges to find solutions for managing your most challenging thoughts and emotions. We will use a person centered and strength based approach, exploring past and present experiences as they relate to your current state of overall well-being. I also integrate mindfulness techniques to help you develop a stronger more balanced state of being. Whether you are dealing with circumstances, thoughts or feelings that are overwhelming, I want to help. Reaching out for help can feel uncomfortable or seem scary, but you are making the right choice. During our sessions together, I will meet you with genuine compassion using evidence-based techniques to help you achieve and remain in a healthy, more balanced state of being. Let’s do this.

Mary Froment

(she/her)

Mary Froment, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker based in Florida. I graduated from New Mexico Highlands University in 2021 after several years working with women, children, and families in community-based agencies. My approach is humanistic, trauma-informed, gender-affirming, and grounded in attachment theory. Using a strengths-based approach I use narrative, solution-focused, nature, integrative therapies, mindfulness, meditation, and breathwork. Although we will be meeting virtually, I encourage people to get outside as often as possible! ​

Toula Zoulas

Toula Zoulas, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
25 years of experience
Virtual
In today’s fast-paced world, it’s easy to feel overwhelmed by constant demands and limited space for personal reflection. Therapy offers a unique opportunity to pause, take stock, and reconnect with yourself. It’s a space where you can become more aware of your emotions, re-examine your choices, and move toward greater clarity and peace of mind. As a therapist, I am committed to providing a supportive, non-judgmental environment where you can safely explore your feelings and experiences. My approach is client-centered and active, helping you uncover new perspectives and broaden your options. Together, we’ll work on overcoming doubt, managing difficult emotions, and building resilience in the face of life’s challenges. I specialize in working with children, adolescents, and young adults, supporting them through emotional turmoil, family stressors, and communication issues that can impact their well-being. Whether you’re struggling with personal challenges or relationship difficulties, I’m here to help you break through roadblocks and find a positive, affirming path forward. We all want a life of significance and balance—and I believe that with the right guidance, these are not just dreams but achievable realities. Happiness isn’t a mysterious force; it’s the result of learning and practicing skills that anyone can develop. With my support, you’ll gain confidence, emotional resilience, and the tools you need to create a more fulfilling life. Let’s work together to improve your emotional well-being and help you get to a place where you feel comfortable, empowered, and ready to thrive.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Parenting?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Parenting, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.