Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 715 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/6/2025

Katie Allen

(she/her)

Katie Allen, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
8 years of experience
Virtual
Hi, I'm Katie, a Licensed Clinical Social. Helping and supporting others has been a driving factor in my life; therefore, I began my career as a teacher. My education and experience in the classroom greatly influenced me; however, I saw how difficult it is to learn when one is struggling with many emotional and mental health needs. While in graduate school, I transitioned to working with families in more of a case management role. During that time, I started noticing how the adults I worked with were often struggling and had not received the help they needed. After completing graduate school, I began working in an inpatient hospital that treats mental health and chemical dependency. After several years working with patients individually and facilitating group therapy, I transitioned to managing an intensive outpatient mental health program for senior adults. In this role, I facilitated group therapy and met with patients individually at times. I greatly enjoyed getting to know my clients and cheering alongside them as they made progress. While I value group therapy, I recognize that it is not the right fit for everyone. Therefore, I have set up a private practice to meet the needs of individuals in ways I was unable to do in previous roles. I believe change is possible and that each person has strengths and life experiences that they can draw upon to help themselves move forward. My passion is helping clients utilize what they already have, learn additional tools for coping, and develop healthier ways of thinking.

Jonell Pearce

(she/her)

Jonell Pearce, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
I enjoy working with adolescents and adults who are experiencing concerns with, but not limited to: anxiety, depression, critical self-talk, interpersonal relationships, emotional dysregulation, and parent/child conflict and connection. I have worked in various clinical settings providing crisis stabilization and therapy services to individuals of all ages. I utilize a holistic and personalized approach, specializing in trauma, interpersonal relationships, loss and grief, parent/child relationships, adolescent challenges, and parent support. I employ a straightforward and empathetic approach while utilizing strength-based and person-centered perspectives to help those I work with obtain their treatment goals and realize their greatest potential.

Fabiola Desire

(she/her)

Fabiola Desire, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
13 years of experience
Virtual
I am Fabiola Desire. I want to be able to get you through your healing process. I have created a safe place for clients who have experienced trauma and will like for you to heal and release things that are affecting your life. Clients have been able to share their most traumatic events in their life and I provide comfort for them to healing, improve self esteem and identify healthy relationships.

Jenni Schmidt

(she/her)

Jenni Schmidt, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Hi there, I'm Jenni! Feeling stuck and frustrated? Struggling to deal with the loss of a loved one? Trying to find balance in your life while coping with chronic illness? Expecting an upcoming change? Not able to sleep or stay on top of things in your life? I am here to help! Therapy cannot be effective if we are not meeting your specific needs and goals. I want to meet you where you are and together identify a path forward. I like to understand you, your values, and your background while also giving you solution-focused interventions you can utilize to make changes. If talking it through without homework is the way you want to go, that is fine too! We are all capable of change and moving forward but sometimes it is the dialogues in our head, relationships, or other factors that are getting in our way. Therapy is a great place to work through those and be more connected with what you value in your life. Let's work together!

Nichole Jefferson

Nichole Jefferson, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
1 year of experience
Virtual
Greetings! I am a licensed mental health therapist with experience working with adults and adolescents with ADHD, mood disorders, bipolar, autism, antisocial disorder, borderline disorder, anxiety, depression and more. I am a National Certified Counselor that have spent more than 20 years passionately serving and motivating individuals of all ages and backgrounds. I have served in the prison population, in residential facilities, and hospital. In my spare time, I enjoy being in nature, and spending time with my family. I offer a safe space where you can be vulnerable regardless of where you are on your therapeutic journey. CBT, DBT, and motivational interviewing techniques are utilized to position my clients develop and maintain long-term coping skills. I specialize in teaching effective communication skills that will help you both personally and professionally. You are not alone, on this journey. We understand the challenges of managing your mental health and well-being and are here to help you create new paths. Are you ready to be victorious? Let's go on a therapeutic journey that can positively impact your life.

Rayan Bain

(she/her)

Rayan Bain, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
5 years of experience
Virtual
Hi, I’m Rayan, a licensed mental health counselor who’s passionate about helping people feel seen, understood, and supported. I specialize in working with Black clients navigating anxiety, life transitions, identity exploration, and burnout. My therapeutic style is warm, collaborative, and culturally affirming. I believe in creating a space where you can show up fully—no masks, no judgment—as we work together to build insight, set boundaries, and reconnect with your inner strength.

Marilyn Katell

Marilyn Katell, LP - Florida Therapist at Grow Therapy
$100/session
LP
12 years of experience
Virtual
Hello! I am an experienced, licensed psychologist who has helped many individuals, couples, and families to navigate various life transitions. I enjoy serving clients who are willing to assess their value systems to determine if their values are still consistent with who they want to be. To some extent, our personal styles are genetically determined. However, I also believe we base our values on early learning, whether that education was positive or not.

Dr. Chris Rose

(She/Her)

Dr. Chris Rose, LMFT - Florida Therapist at Grow Therapy
$250/session
LMFT
19 years of experience
Virtual
I am a licensed marriage and family therapist, faith-based counselor, and life coach with a focus on addressing a wide range of human concerns, including stress, grief, loss, anxiety, and depression, as well as health concerns, including women's health issues such as those that arise through the menopause transition. I take an exploratory, holistic, integrative, and supportive approach to therapy that allows for a comprehensive understanding of your situation and fosters an open dialogue that encourages a collaborative process of discovery.

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Rachel Davis

(she/her)

Rachel Davis, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
Hi there! I'm Rachel, a Licensed Clinical Social Worker (LCSW), and I'm genuinely committed to your success. With over 15 years in the social work and human services field, and 3 years specifically in clinical therapy, I bring a wealth of experience to our sessions. My approach is all about you. I use a client-centered, strength-based method where we'll explore your unique skills and build a plan together to develop new tools. This personalized process helps you confidently work towards your goals. You'll find me to be an understanding and empathetic therapist, but also straightforward and honest when needed – I believe in clear communication. Beyond individual work, I also love supporting couples and families. I have extensive experience helping to improve family functioning, and I've received additional training in parent education and cooperative parenting to best serve those dynamics. I'm here to help you navigate challenges and build a more fulfilling life.

Amanda Flader

(she/her)

Amanda Flader, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
I have been described as outgoing, approachable, non-judgmental, and down-to-earth. I love working with adolescents and teenagers through the endless changes and choices, but I also love working with adults who can’t seem to answer questions like, “Why does this always happen to me?"I pride myself in my ability to connect with people, and I think the key to my success is "being real".

Dr. Clay Connelly

(he/him)

Dr. Clay Connelly, LMHC - Florida Therapist at Grow Therapy
$70/session
LMHC
15 years of experience
Virtual
Hi, I'm Clay. I am here to help you better yourself as a whole, through an integrated therapeutic process. I have extensive experience in helping clients with a variety of issues, including depression, anxiety, anger, marital problems, burnout, insomnia, and many more. We'll address the needs of your mind, body, and spirit. Seeking therapy can be intimidating, but if you're reading this, you've already made a great decision in the first step of your journey of healing. Let's work on this together! Looking forward to helping you grow, Clay

Natali Acevedo

Natali Acevedo, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
My practice offers a gentle, supportive, and compassionate approach—always grounded in kindness and, most importantly, free of judgment. I hold a master’s degree in School Counseling and am a licensed Mental Health Counselor with over 10 years of experience supporting students and families. My approach is warm, approachable, and grounded in realism, helping clients feel heard and understood. I use a solution-focused framework to guide individuals toward practical and meaningful growth. I’m proud to already work with many wonderful clients and am excited to continue expanding my practice to support even more people on their journey toward emotional wellness.

Amanda Benlien

Amanda Benlien, LCSW - Florida Therapist at Grow Therapy
$95/session
LCSW
8 years of experience
Virtual
I specialize in helping individuals navigate the challenges of substance use, emotional dysregulation, and life transitions. My work is rooted in evidence-based practices, including Motivational Interviewing (MI) and Dialectical Behavior Therapy (DBT)—approaches that support real change by combining empathy, skill-building, and a strong therapeutic alliance. With 8 years of clinical experience and lived experience with addiction and family trauma, I bring both professional knowledge and real-world understanding into the therapy room. Above all, I offer a space where you don’t have to explain or justify your struggle—you can just be real. And from that place, we work together to create the life you want to live.

Shirley Barthelemy

Shirley Barthelemy, LMHC - Florida Therapist at Grow Therapy
$117/session
LMHC
12 years of experience
Virtual
My passion is to work with women and their families to help them discover new possibilities and purpose throw empowerment and self-discovery, despite what they may have experienced emotionally, mentally and physically. My goal to create an environment where they feel safe and accepted. My goal is to help women and their families learn how to navigate through life transitions and cope with change in a healthy way.

Jacob Kaiser

(he/him)

Jacob Kaiser, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
I am a Licensed Clinical Social Worker and Certified Addiction Professional who has worked with adults, children, families and seniors. I have worked with individuals experiencing a variety of mental health issues including substance abuse, grief and loss, anxiety, panic attacks, depression, and career burnout to name a few. I use a variety of therapeutic techniques to help individuals gain insight, awareness and understanding about themselves. I am a real person who lives, survives and tries to be the best version of myself everyday. Just like you! I will reach out to you where you are at emotionally. I offer a very human experience and a safe place for you to be you. You are the most important part of our work together and you are in charge of the direction we are heading. I will meet you where you are right now emotionally. When under my care, I will dedicated to helping you find a better balance for your personal experience. Call me so we could start your journey together toward the best version of yourself.

Teresa Dore

Teresa Dore, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
20 years of experience
Virtual
Hi, I am a Licensed Mental Health Counsellor (LMHC) based in South Florida. I received my Masters from Nova Southeastern University in Florida and have been practicing for over 20 years. I help people of all ages struggling with symptoms of depression, anxiety and mood disorders by assiting them with developing coping skills that they can use to reduce and/or manage their symptoms better.

Ashley Famularo

(she/her)

Ashley Famularo, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
Hi, I’m Ashley Famularo, a licensed clinical social worker and therapist passionate about helping individuals and couples heal, grow, and reconnect—with themselves, with others, and with their purpose. I offer a compassionate, down-to-earth approach that blends evidence-based methods with intuition, creativity, and, when welcomed, Christian faith. Whether you’re navigating anxiety, trauma, relationship challenges, or life transitions, I’m here to walk alongside you with honesty, empathy, and support.

Bertha Byrotte

(she/her)

Bertha Byrotte, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
My name is Berthovena (Bertha for short) and I am a Licensed Clinical Social Worker (LCSW) based in South Florida. I originally received my Masters in Social Work from Hunter College and have been professionally working in the field for over 23 years now. Since I was a child I loved serving others, and this passion is a large part of what has maintained my deep drive and love for Social Work not only as a career, but as a way of life.

Alejandro Goicoechea

(he/him)

Alejandro Goicoechea, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
4 years of experience
Virtual
Dedicated and compassionate counselor ready to help get you back on track and in control of your life. Expertise in working with individuals suffering from post traumatic stress disorder (PTSD), domestic and sexual abuse, stress related disorders, anxiety disorders, major depression, grief counseling, and with those in acute crisis who may attempt suicide. Specialized knowledge and understanding of crisis thinking. Strong communicator with keen perceptivity that allows me to develop possible solutions and suggestions to help clients gain practical insight into their situations. A passion for helping others return to their personal centers, to regain emotional balance, and to reach a state of calmness where communication can take place and healing may begin.

Samantha Bonomo

(she/her)

Samantha Bonomo, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
I’m a Licensed Marriage and Family Therapist (LMFT) and Licensed Mental Health Counselor (LMHC) based in Miami, Florida, and I work with young adults trying to navigate relationship stress, anxiety, and life transitions. Whether you're feeling anxious, down, or just disconnected from yourself or others, I’m here to help you make sense of it all in a way that feels real and manageable. I offer virtual therapy across Florida, so you can show up from wherever you are—emotionally or literally. My vibe is warm, honest, and collaborative. We’ll dig into patterns, figure out what’s working (and what’s not), and build better ways to take care of yourself and your relationships.

Patricia Klocko

(she/her)

Patricia Klocko, LMHC - Florida Therapist at Grow Therapy
$50/session
LMHC
4 years of experience
Virtual
My name is Patty and I am a Licensed Mental Health Counselor. I operate from a person-centered strengths based perspective. This means that you, the client, are the expert in the room and the strengths that you bring in are important. The journey to a fulfilling life may require journeys into old memories, new relationships, current and past job experiences, and so much more. I would love to be a part of this journey with you.

Barbara Byrne

Barbara Byrne, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
25 years of experience
Virtual
In my 25+ years as psychotherapist I have a profound respect for the vast human experience and the resilience of . I am a welcoming and safe presence for clients who are seeking to be heard and understood. I have a compassionate and direct style that conveys my ability to offer a unique perspective. I work with each individual's strenghts to build skills and coping strategies to manage symptoms and life's stresses.

Carolina Russo

Carolina Russo, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
3 years of experience
Virtual
My name is Carolina and I am a licensed mental health counselor in FL. I have worked with individuals that experience a wide variety of challenges. I have experience working with both adolescents and adults, supporting them in developing strategies to manage their mental health and build healthier relationships. My approach is client-centered and empathetic, aimed at fostering a safe, supportive environment where we can build resilience and find greater fulfillment.

Rosealee Williamson

Rosealee Williamson, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
16 years of experience
Virtual
I’ve had the privilege of working with clients facing a wide range of concerns, including anxiety, depression, healing from trauma, coping with grief, financial struggles, relationship challenges, career/work hurdles, adjustment to life changes, family or interpersonal conflicts, parenting struggles, and coping with general life’s stressors. I assist clients with achieving the profound benefits of working toward one’s authentic self, strengthening one’s internal dialogue and building a resilient wellness kit to navigate life’s ups and downs. A strong and healthy sense of self is the foundation for effective emotional well-being, personal growth, and maintaining healthy connections with others.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Family Conflict?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Family Conflict, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.