Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 928 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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MiamiJacksonvilleOrlandoTampa

Availability updated: 8/17/2026

$125/session

Warm
Solution oriented
Authentic

Specialties

Family Conflict
Addiction
Anxiety
+10
I am a Licensed clinical social worker in both CT and Fl. I have over 23 years' experience helping clients with addictions, relationship counseling, coping with grief, loss, stress and anxiety. I provide solution-based therapy. I create a safe space for my clients to openly and honestly share their experiences. Reach out to see if we are a good match for each other.
VirtualAvailable
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$100/session

Authentic
Direct
Warm

Specialties

Family Conflict
Anxiety
Crisis Intervention
+10
Hello, I am Available Holidays, Weekends, daytime hours & Evenings for any type of therapy session, including a crisis. Sessions are usually 30 to 60 minutes long. Reaching out for support can feel overwhelming, especially when you’ve been carrying so much on your own. You deserve a space where you feel heard, understood, & supported without judgment. I have over a decade of experience & My practice focuses on delivering thorough care to both adult men, women & Teenagers. Providing psychiatric evaluations, supportive therapy for all types of life challenges for all types of clients such as you coming alone, as a couples/married or as a family. Our overall well-being influences the body, mind, & soul. My approach is empathetic, aiming to enhance your quality of life through understanding and support. I never push you to make choices. I provide a safe space for you to talk about what has been going on. I work with people with anxiety, depression, trauma, PTSD, Panic, Addiction, life transitions, Military & perinatal concerns. If you decide to book an appt. with me, you can always expect a warm, supportive, client-centered session that is tailored to you and your needs. If you’re ready to take that next step, I’d be honored to walk alongside you in your healing and growth journey.
Available
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$125/session

Warm
Authentic
Empowering

Specialties

Family Conflict
Autism
Grief
+8
Hi there! I am Denise. Does life feel out of control? Too quick? Too stressful? Have you experienced a loss? I specialize and hold certifications in grief, trauma, youth mental health, ADHD and Autism. I have spent many years working with families, teenagers and adults by helping identify and resolve problems with some techniques to help. I am looking forward to working with you!
VirtualAvailable
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$150/session

Solution oriented
Authentic
Warm

Specialties

Family Conflict
Couples Counseling
Peer Relationships
+10
As a marriage and family therapist, I'm committed to helping individuals, couples, and families learn how to increase confidence, improve communication, and deepen intimacy in their most significant relationships. I have a B.S. in Psychology and an M.A. in Marriage and Family Therapy with over nine years of experience working with clients from a variety of backgrounds, orientations, and cultures. I believe that life is about relationships first and everything else is just details, so whether I'm working with you as an individual or part of a couple or family, my hope is to help you create healthy and fulfilling relationships with yourself and with others.
VirtualAvailable
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$170/session

Authentic
Warm

Specialties

Family Conflict
Couples Counseling
Life Transitions
+8
Welcome to a space I have dedicated to helping individuals, couples, and families thoughtfully navigate inner challenges, past trauma, self-identified struggles, and relationship dynamics. Drawing on almost six years of specialized counseling experience, my focus is centered on a highly unique style of collaborative care for those who seek to: - cultivate secure attachment with self and others - rewire their nervous system to live in the present instead of the past and future - understand relationship patterns to meaningfully rebuild them The change, progress, healing or complete transformation you seek, deserves a holistic approach that intentionally honors your mind, body, and soul.
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Often rebooked

$140/session

Authentic
Empowering
Warm

Specialties

Family Conflict
Addiction
ADHD
+9
My purpose in my career is to guide my clients to a more joyful, validated, and empowered life. I specialize in treating addictive behaviors, anxiety, depression, trauma, mood disorders, codependency, and relational struggles. I thoroughly believe in transparency and explaining the why behind every intervention that I suggest. I utilize multiple modalities based upon the client’s strengths, including, but not limited to: cognitive behavioral therapy, dialectal behavioral therapy, expressive therapies, existential therapy, exposure therapy, recovery coaching, psychoeducation, solution focused therapy, mindfulness based therapy, narrative therapy, Gottman strategies, and harm reduction. I have extensive experience working in individual, couples, family, outpatient, and inpatient settings. As a person in long-term recovery and a sur-thriver through adverse life experiences, my heart and passion are in helping individuals and families learn and overcome their challenging experiences, reclaim their power, and live a fulfilled, joyful life.
VirtualAvailable
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$150/session

Warm
Authentic
Intelligent

Specialties

Family Conflict
Anxiety
Depression
+10
Welcome! I am a licensed psychotherapist specializing in trauma/PTSD, as well as mood and anxiety related concerns. With experience in both inpatient and outpatient treatment settings, I treat individuals facing a range of mental health challenges. My therapeutic approach is down-to-earth and interactive. I draw from a variety of theoretical frameworks and tailor my approach to suit each client's developmental stage, personal preferences and needs. Aside from private practice, I partner with multiple community-based nonprofit agencies serving children, adolescents, and families involved in the foster care system, as well as survivors of domestic and sexual violence. I am a doctoral candidate at the University of Pennsylvania and earned my Master of Social Work (MSW) from the University of Southern California.
VirtualAvailable
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$100/session

Warm
Authentic
Empowering

Specialties

Family Conflict
Anxiety
Depression
+9
Hi there, I'm Lisa. Do you feel like anxiety and/or depression has taken over your life? Is it affecting your relationship? Has your anxiety led to an increase of depression? Do you find it hard to set healthy boundaries for yourself with others and say the word "No"? Are you having a hard time after a relationship has ended? Are you in need of life skills to help you get out of the same repeated thought pattern. I am focused on helping individuals heal from past traumas/hurts, and develop healthy coping skills. The ultimate goal is to no longer allow the past experiences affect your current life.
VirtualAvailable
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Often rebooked

$200/session

Intelligent
Solution oriented
Open-minded

Specialties

Family Conflict
Addiction
Depression
+5
I’m a licensed therapist who helps people move through anxiety, relationship challenges, identity struggles, and life transitions with greater clarity and strength. My style is warm and collaborative, and I utilize evidence-based approaches, such as CBT and narrative therapy, to support healing and personal growth. I also speak Urdu, Punjabi, and Hindi, which allows me to connect deeply with South Asian clients in the languages that feel most comfortable and familiar.
VirtualAvailable
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New to Grow

$150/session

Specialties

Family Conflict
Mood Disorders
Trauma and PTSD
+10
I’m Donna Paloy, an LCSW with over 25 years of experience helping adults navigate anxiety, trauma, ADHD, depression, grief, relationship stress, and major life transitions. My style is warm, intuitive, grounded, and gently direct. I blend evidence-based therapy with mindfulness, somatic awareness, creative expression, and a whole-person lens so clients can move beyond survival patterns and reconnect with clarity, confidence, and self-trust.
Available
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$200/session

Authentic
Empowering
Solution oriented

Specialties

Family Conflict
Anxiety
Depression
+10
I am a licensed mental health therapist that believes in the power of choice and truth. My hope is to help others discover the best versions of themselves. This is by looking at the problem from a can do perspective. The idea is to look at the strengths you've gained given the life you have lived. Then we are able to take those strengths and utilize them in areas where one might not feel as strong. It's about the ability to speak your truth into existence without fear of how it will be received. This is by building up the self-esteem and/or confidence that you can indeed resolve whatever issues may come your way.
VirtualAvailable
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New to Grow

$125/session

Specialties

Family Conflict
Coping Skills
LGBTQ
+8
Hi, I'm Nic, founder of Revision Therapy. Many people come to therapy because they want to know themselves better, improve relationships, navigate life transitions, or become more intentional about how they live. I work with anxious overachievers, LGBTQ+ folks, and anyone mid transition wondering how they got here. Maybe it's the anxiety that never fully turns off, the one that's been running in the background so long you forgot it wasn't supposed to be there. Maybe you're looking for someone who won't need to explain your identity to. Maybe you're in the middle of a transition, a breakup, a move, a new job, a version of your life you didn't sign up for, and you feel weirdly behind for something nobody actually prepares you for. Wherever you're starting from, you don't need to have it figured out before you walk in. Together, we'll explore the beliefs, patterns, and experiences that have shaped you, then focus on building practical strategies that create real change in your daily life. Therapy isn't about endless processing, but about understanding yourself while building the life you want to live. My goal is to create a space where you feel safe, welcomed, and comfortable enough to be honest about what's working and what isn't.
Available
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$150/session

Warm
Authentic
Empowering

Specialties

Family Conflict
Anxiety
Coping Skills
+10
Hello! I work with adults experiencing anxiety, emotional dysregulation, overthinking, and intrusive or repetitive thoughts that feel difficult to control. Many clients struggle with chronic worry, rumination, emotional overwhelm, and difficulty managing strong emotional responses. These patterns are often linked to childhood experiences involving emotional inconsistency, criticism, neglect, or family dysfunction. I am a licensed psychotherapist with over 20 years of experience treating anxiety, trauma-related symptoms, and long-standing emotional and behavioral patterns that impact daily functioning. A number of my clients are high-functioning externally but internally feel overwhelmed, self-critical, and emotionally exhausted. My approach is structured, supportive, and skills-based. I use cognitive behavioral strategies and emotional regulation techniques to help reduce symptoms and build more effective coping patterns. I am licensed in Florida, Texas, and Colorado, and provide a nonjudgmental space to work through both current symptoms and longer-term patterns rooted in early life experiences. If you are looking for support with anxiety, emotional overwhelm, or persistent thought patterns, therapy can help you begin to shift these patterns in a meaningful way.
VirtualAvailable
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$120/session

Empowering
Authentic
Solution oriented

Specialties

Family Conflict
ADHD
Anxiety
+4
If you are considering psychotherapy, you are taking the first step toward positive and lasting change. Through the process of guided self-exploration, you will become aware of the negative patterns of thinking and behaving which have often led to you not achieving the success you deserve. The goal is to help you end patterns that are not working by replacing them with healthy habits that will increase your wellbeing. I am a Licensed Mental Health Counselor in Florida. I have a master’s in psychology and have been providing psychotherapy for the past 24 years. My professional and educational background have given me a very effective approach to treating clients who may be experiencing a variety of issues affecting their emotional wellbeing. I work with individuals, couples, and adolescents. I use evidenced based practices which have proven to increase client success. However, I recognize that every individual is unique and tailor my treatment in a way that is most beneficial to each of my clients. Ultimately, the goal in therapy is to empower my clients to become experts at facing life’s challenges in a calm and confident manner. You deserve to be happy. You deserve a new beginning. It’s time to unlock the greatness in you!
VirtualAvailable
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$100/session

Authentic
Empowering
Warm

Specialties

Family Conflict
Depression
Mood Disorders
+12
At my core, I am a humanist, existentialist, and a proponent of unconditional self-compassion. I am especially drawn to the moments in therapy where people feel safe enough to speak honestly about the parts of themselves they've carried alone. I value depth, authenticity, humor, and the relief that comes from being fully human in the room with another person. I have come to deeply value my work with adults and people navigating life transitions, grief, identity shifts, meaning, and the emotional complexity that comes with living a full life.
VirtualAvailable
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New to Grow

$150/session

Specialties

Family Conflict
Anxiety
Depression
+7
I'm a Licensed Mental Health Counselor who works with teens, adults, and couples navigating anxiety, depression, relationship challenges, and life transitions. I believe therapy should be a place where you feel heard, understood, and supported, while also being challenged to grow in meaningful ways. My approach is collaborative, compassionate, and practical. I strive to create an environment where you can be yourself without fear of judgment.
Available
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$175/session

Warm
Empowering
Solution oriented

Specialties

Family Conflict
Anxiety
Depression
+10
Hi, I'm Izabela Jandura, a Licensed Mental Health Counselor dedicated to helping adults navigate life's challenges with compassion and understanding. I believe therapy should be a safe, supportive space where you feel heard without judgment. My approach is personalized because every person's story is unique. Together, we'll build practical skills, gain insight, and work toward meaningful, lasting change at a pace that feels right for you.
Available
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New to Grow

$150/session

Specialties

Family Conflict
Trauma and PTSD
Women's Issues
+7
I am a compassionate and authentic therapist who believes that healing begins with feeling seen, heard, and understood. My approach is warm, collaborative, and trauma-informed, creating a safe space where clients can explore their experiences without judgment. I work with individuals who may feel overwhelmed, stuck, disconnected from themselves, or exhausted from trying to hold everything together. I specialize in supporting clients navigating trauma, anxiety, depression, relationship challenges, life transitions, and emotional regulation. I integrate evidence-based approaches including EMDR, CBT, DBT, and trauma-focused interventions to help clients process painful experiences, develop healthier coping skills, and reconnect with their sense of self. My style is compassionate yet practical. I believe therapy is not about “fixing” someone, but about helping people understand themselves, recognize their strengths, and create meaningful change. I value honesty, curiosity, and meeting each client where they are in their healing journey. Through my own life experiences, I understand that life can bring unexpected challenges, loss, and moments when we question our ability to move forward. These experiences have deepened my empathy and strengthened my commitment to helping others feel less alone in their struggles. My goal is to walk alongside my clients as they build resilience, gain confidence, and create a life that feels more aligned with who they truly are. You do not have to navigate your healing journey alone.
Available
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$150/session

Warm
Authentic
Empowering

Specialties

Family Conflict
Addiction
Mood Disorders
+10
Hi, I’m someone who genuinely loves helping people bring their ideas to life. I believe great work starts with listening, understanding your goals, and building a partnership rooted in trust and clear communication. My approach is thoughtful, reliable, and detail-oriented — but always human first. I’m here to make the process feel easy, collaborative, and maybe even a little fun, while delivering results you can feel proud of.
VirtualAvailable
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Often rebooked

$120/session

Warm
Authentic
Direct

Specialties

Family Conflict
Anxiety
Depression
+10
Hi, I'm Susan Sabogal, a Licensed Mental Health Counselor providing therapy in English and Spanish. I work with adults who are tired of carrying everyone else's expectations, second-guessing themselves, and feeling guilty for having needs of their own. My style is warm, practical, and straightforward. I'm not interested in spending months talking about problems without helping you move forward. Together, we'll connect the dots between your past experiences, current challenges, and the patterns that may be keeping you stuck. My goal is to help you better understand yourself, build confidence in your decisions, develop healthier boundaries, and create meaningful change that lasts.
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$175/session

Warm
Authentic
Solution oriented

Specialties

Family Conflict
Anxiety
Insomnia/Sleep Issues
+10
Hello! I’m Carolyn, and I’m here to support you through whatever challenges you may be facing. Life can be overwhelming, and sometimes it helps to talk to someone who’s not part of your inner circle. Whether you're dealing with immediate concerns or looking to dig deeper into longer-term issues, I’m here to help you navigate your path. Personal growth is a journey, and I believe that everyone is a work in progress! In our sessions, you’ll guide the conversation. You’re in charge of what we discuss, and I’m here to provide a safe, non-judgmental space where you can explore those topics. I use an eclectic counseling approach, tailoring my methods to suit your unique needs and concerns. My areas of expertise uniquely combine sleep medicine with mental health. With over 20 years of experience in the Sleep Medicine field and a background in both private practice and inpatient care, I have worked alongside numerous talented physicians and have developed a deep understanding of how physical and psychological health intersect. I specialize in helping individuals improve their sleep with techniques like sleep hygiene and Cognitive Behavioral Therapy for Insomnia (CBT-I).
VirtualAvailable
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$175/session

Authentic
Warm
Intelligent

Specialties

Family Conflict
Life Transitions
Trauma and PTSD
+9
I’m a trauma-informed therapist and founder of Roots Healing Alliance, where I support individuals and couples in deep, integrative healing that connects mind, body, and lived experience. My work is rooted in both clinical training and lived experience, I’ve been drawn to understanding people and emotional depth for as long as I can remember, and I bring that lifelong curiosity into the therapy space. I specialize in helping clients make sense of anxiety, trauma, and relationship patterns through a blend of psychodynamic, somatic, attachment-based, and interpersonal approaches. I also incorporate Accelerated Resolution Therapy (ART), Critical Memory Integration (CMI), and brain-based strategies to support emotional processing and nervous system regulation. Clients often describe my style as direct, warm, and authentically human, with a sense of humor that helps make heavy work feel more approachable. I don’t show up with a “therapist mask,” but as a real person who can sit with struggle while also helping you move through it. I work especially well with therapists, healers, and high-insight clients who are ready for meaningful, lasting change.
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$150/session

Warm
Authentic
Solution oriented

Specialties

Family Conflict
Coping Skills
Self Esteem
+10
I work with individuals who want to feel more confident, grounded, and fulfilled in their lives. Many of my clients come to therapy feeling anxious, stuck, or unsure of how to cope with ongoing stress, relationship struggles, or self-doubt. They’re often caring and capable people who appear to have it together on the outside but feel overwhelmed or disconnected on the inside. My goal is to provide a safe, supportive space where you can explore what’s getting in the way of feeling your best. Together, we’ll work on building coping tools, improving self-esteem, and creating more balanced, authentic relationships. I take a collaborative approach—one that combines compassion with practical strategies—to help you better understand your emotions, break unhelpful patterns, and make lasting change. Therapy with me often involves strengthening emotional awareness, identifying core beliefs, and learning new ways to respond to challenges. Whether you’re struggling with anxiety, perfectionism, people-pleasing, or simply feeling “not enough,” our work focuses on helping you reconnect with your sense of worth and agency. Relationships are a central part of healing, both with others and with yourself. In our sessions, we’ll explore communication, boundaries, and self-trust, helping you develop skills that support healthier, more fulfilling connections. I also integrate mindfulness and cognitive-behavioral strategies to help you stay present, manage stress, and build resilience. Ultimately, I believe therapy is a process of self-discovery—one that helps you move from surviving to truly living. My goal is for you to leave each session feeling understood, empowered, and equipped with the tools you need to navigate life with greater confidence and clarity.
VirtualAvailable
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Often rebooked

$180/session

Empowering
Authentic
Warm

Specialties

Family Conflict
Anxiety
Depression
+10
Many of my clients come to me initially feeling lost, overwhelmed, confused, or just wanting to expand their purpose, challenge themselves, or even rediscover who they are. Many are experiencing symptoms of anxiety, depression, or even symptoms they can't explain or identify. I serve a vast variety of clients and complexities, but one common goal is- "I just want to feel better." And together... we accomplish that and more. We’ll work together to develop strategies that empower you to overcome obstacles and bounce back stronger.
VirtualAvailable
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Often rebooked

$165/session

Warm
Authentic
Empowering

Specialties

Family Conflict
Anxiety
Depression
+9
My name is Creystal Fagbohun and I am a licensed clinical social worker in Georgia and Florida with 10 years of professional work experience. I have experience in helping clients with stress and anxiety, relationship issues, family conflicts, parenting issues and more. I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Family Conflict, is filtering therapists in Florida that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.