Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 554 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 8/12/2026

$150/session

Authentic
Warm
Empowering

Specialties

Parenting
Anxiety
Depression
+6
I have been in practice for 30+ years and as a clinically trained social worker. I have served in several interesting capacities. My goal as a therapist is to be a part of the therapeutic process in guiding you forward to find the fulfilling life you deserve. I provide a nurturing and safe space for us to work as a team to identify your therapy goals and it's my priority to meet you where you are at in your journey. I will approach your challenges with support and openness to assist with the process of developing healthy, and useful coping strategies that work for you.
VirtualAvailable
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$200/session

Authentic
Empowering
Solution oriented

Specialties

Parenting
Anxiety
Couples Counseling
+10
I work with individuals and couples struggling with issues including addiction, codependency, parenting, body image issues, self-worth issues, anxiety and depression, among others. My work is routed in a depth-psychological approach that focuses on the subconscious, and how issues that we are unaware of are sabotaging our lives. I am outgoing, warm and friendly, and working with me is like having a close friend in your corner, holding you accountable and helping you understand yourself as deeply as possible. In my previous career, I was an actor, and love working with artists of all types. I understand Hollywood and show business and the difficulties that come with creating a career out of an artistic passion. I am a mother and love working with parents who are struggling with the very real difficulties that come with the hardest job in the world. In my work with couples, I help both parties understand what it is that they truly want as individuals, and how to achieve it as a team. I am passionate about my job as a helper and a healer, and hope to be able to help guide you into becoming the best version of yourself.
VirtualAvailable
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Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Parenting
Anxiety
Depression
+10
Hello! My name is Molly and I've been a licensed Marriage & Family Therapist since 2012 and studying in the field since 2006. A little about myself, I'm originally from MN, I've resided in Southern CA for several decades now. I have a few mixed fur-babies and enjoy taking them on walks and to the park. I stay busy parenting a 15 year old teen, reading, taking hikes, and I've recently been able to start traveling again with my kiddo reaching an age of wanting more friend time and less "mom time." I also enjoy live music and going to the beach.
VirtualAvailable
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$140/session

Warm
Intelligent
Solution oriented

Specialties

Parenting
Anxiety
Trauma and PTSD
+9
Have you been struggling with anxiety and/or lack of direction? Are you critical of yourself and feeling negative and sad? Do you have issues in your past you feel are impacting your present? Are you challenged by a life transition? Change is hard and not always smooth. Sometimes we get in our own way toward the life we want to live. I can help gain perspective and look at whether your thoughts and behaviors are helping you along your path or hindering your way. We can look at how patterns, thoughts and behaviors that might have been adaptive from a less than perfect past might be getting in your way now. I utilize a Cognitive Behavioral approach to look at thoughts and behaviors and what would serve you best. Incorporating positive psychology, support and compassion you will have assistance on life’s sometimes/occasionally meandering path.
VirtualAvailable
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$185/session

Warm
Authentic
Empowering

Specialties

Parenting
Anxiety
Coping Skills
+7
Hello, I’m Corrine. Starting therapy can feel intimidating, and that’s completely understandable. It can also be the beginning of meaningful growth and change. In our work together, I aim to create a safe, supportive space where you feel heard and understood. Side by side, we’ll explore the patterns and beliefs that influence how you relate to others and how you show up in your life. By connecting your past experiences with what’s happening now, our goal will be to uncover what’s no longer serving you and begin healing the roots of anxiety, depression, or trauma. My hope is to help you develop healthy ways to cope, build stronger relationships, and feel more confident and grounded as you move forward—so you can live with greater clarity, ease, self-trust and a sense of agency over your life.
VirtualAvailable
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$120/session

Authentic
Warm
Empowering

Specialties

Parenting
Anxiety
Depression
+5
Hi there, I’m Jennifer Torres a bilingual LMFT with a clinical background in Anxiety, Trauma and Depression. Currently, my practice is aimed at helping clients through life's challenges by learning about your diagnosis, building insight into how it impairs your daily life and learning skills that are effective for you to help you reach your desired treatment goals. When you are ready we will work together in building a therapeutic relationship and help you reach your treatment goals by learning skills to gain insight, manage symptoms, and obtain coping skills that will be helpful beyond your therapy journey. *Please note that I do not provide opinions about disability or fitness to return to work or other activities for clients who are not well-established at the time that the request for such opinion is made.
VirtualAvailable
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New to Grow

$175/session

Specialties

Parenting
Anxiety
Family Conflict
+6
If you are looking for an interactive, honest, and approachable therapist, welcome. I bring humor and real-world warmth to our sessions, and I love working with clients who are ready to engage and do the work to improve their lives. Together, we'll build a non-judgmental, collaborative dialogue focused on helping you heal, work on goals and grow at your own pace. We will set clear goals together, but we will also adapt as your needs shift. I am here to partner with you, talk with you and find read solutions.
Available
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Often rebooked

$175/session

Warm
Authentic
Empowering

Specialties

Parenting
Anxiety
Women's Issues
+11
Hello, I'm Melanie. Do you feel like your life is out of control due to your circumstances, your anxiety, or other factors? We can work together to determine what's not working and how to make life run more smoothly for you so that you feel more at peace. I have 17 years of experience as a therapist in varied settings as well as lots of life experience with loss, mental health issues and parenting. I promise to provide you with a safe space to express yourself as well as plenty of evidence-based techniques. I hope we get the opportunity to work together to help you start to feel more in control of your life and your current situation.
VirtualAvailable
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New to Grow

$100/session

Specialties

Parenting
Anxiety
Child or Adolescent
+3
Welcome! I'm Kimberly Andresen, a Licensed Clinical Social Worker. I am so excited that you are taking steps to improving your mental health! I look forward to getting to know who you are and how we can partner together to identify and address barriers that are keeping you from the life you want to live. Life is full of ups and downs that can feel overwhelming. I hope to help you sort through the overwhelm so you can find joy in the life you are living.
Available
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New to Grow

$150/session

Specialties

Parenting
Anxiety
Depression
+6
With all of my clients, the priority is to connect – connection breeds trust – trust breeds comfort – and when you’re comfortable within your environment, you have a good foundation from which to start venturing down the path of your individualized therapy. When you feel comfortable enough to be honest about your anxiety, depression, intrusive thoughts, relationship struggles, trauma, or life stressors, real work can begin. The reason why I choose the work I do, is because psychology is incredibly dynamic – no two people are the same. Many of us share similar moments in life, but the way in which those experiences affect us, is as individualized as each person I work with. That’s why I don’t believe in one-size-fits-all therapy, your story deserves its own structure.
Available
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$120/session

Direct
Warm

Specialties

Parenting
Anxiety
Domestic Violence
+7
If you feel stuck in a cycle of overthinking, self-doubt, or pressure to hold everything together, you are not alone. Many of my clients come to me feeling overwhelmed by their own thoughts, and together, we work on creating a clearer path forward. I believe therapy should be a space where you feel truly seen and supported while also gaining the skills to create lasting change. Outside of the office, you can usually find me working on a home reno project or cooking up a new recipe. As an LMFT, I specialize in working with individuals to navigate anxiety, burnout, or life transitions. My approach is collaborative and open-minded. Using Cognitive Behavioral Therapy (CBT), I help you identify and reshape unhelpful thought patterns that keep you stuck, providing you with practical, evidence-based tools to feel more in control of your daily life.
Available
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$180/session

Intelligent
Solution oriented
Authentic

Specialties

Parenting
ADHD
Anxiety
+10
Hi, I’m Jenae Heitkamp, LMFT, with 20+ years of experience. I work with anxiety, neurodivergence/ADHD/autism, burnout, depression, relationship challenges, and life transitions. I work with people who have been holding everything together for a long time but feel tired, overwhelmed, or stuck. People who are insightful and self-aware, but they’ve been managing stress, anxiety, or emotional overload. My approach is warm, direct, and practical. I focus on identifying patterns, building effective coping tools, and supporting meaningful, lasting change. I have additional certifications in ADHD treatment (ADHD-CCSP), trauma-informed care, and Myers-Briggs assessment. I tailor therapy to each client’s strengths, personality, patterns, and goals.
VirtualAvailable
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Often rebooked

$150/session

Authentic
Warm
Empowering

Specialties

Parenting
Anxiety
Depression
+8
Hello and welcome, My name is Mayra, and I am currently accepting new clients for therapy. I am a bilingual Licensed Clinical Social Worker, fluent in English and Spanish, with over 17 years of experience in the mental health field. I provide a supportive, compassionate, and nonjudgmental space where you can safely explore your thoughts, emotions, and life challenges. I work with individuals experiencing anxiety, depression, trauma, relationship concerns, communication struggles, divorce, life transitions, stress, and grief. Together, we will identify patterns, build effective coping skills, and create meaningful, lasting change at a pace that feels right for you. I am passionate about supporting individuals as they navigate life’s challenges and discover strategies that promote healing, resilience, and emotional well-being. My approach is warm, collaborative, and client-centered. I strive to create a space where you feel heard, understood, and empowered to grow. Throughout my career, I have had the privilege of working with individuals from diverse cultural and ethnic backgrounds. I deeply value each person’s unique story and tailor therapy to meet your specific needs, strengths, and goals. Beginning therapy can feel overwhelming or intimidating, but you do not have to face it alone. Taking the first step is often the hardest, yet it can also be the start of meaningful transformation. I look forward to the opportunity to support you on your journey toward healing and growth. — Mayra
VirtualAvailable
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$100/session

Direct
Solution oriented
Authentic

Specialties

Parenting
Anxiety
Coping Skills
+9
Hello, I am an older adult who came to this career after a long career in the non-profit sector. Over the years, I have worked with a wide variety of clients with a wide variety of issues and circumstances. The bulk of my previous experience in the nonprofit world was in substance use disorder treatment programs. My training as a therapist includes specialized training for a wide variety of disorders. I am known for being empathic, honest and insightful and a relentless cheerleader for my clients. I am very interactive and I will offer liberal doses of feedback and suggestions. I will provide psycho-education and will look to you for feedback about how you are feeling about the therapy. We will address the therapy as a team. My ideal client is someone motivated to improve their life. I work with clients who can benefit from 1 month to 1 year of therapy.
VirtualAvailable
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New to Grow

$150/session

Specialties

Parenting
Anxiety
Couples Counseling
+10
Kercell has been a therapist for 3 years. His primary approach to therapy is Narrative Therapy. Kercell believes everyone has a story and everyone has the ability to overcome obstacles that are hindering them from reaching their goals. Along with Narrative Therapy, Kercell believes the key to a health relationship is effective communication. Kercell's favorite part of therapy is seeing individuals and couples achieve their goals. In Kercell's free time, he enjoys hosting social events and creating memorable moments with his wife and kids.
Available
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$165/session

Warm
Authentic
Solution oriented

Specialties

Parenting
Anxiety
Perinatal Mental Health
+3
Hello! My name is Martha Hurtado-Garcia and I am a Licensed Clinical Social Worker with 10 years of experience. I specialize in supporting individuals navigating anxiety, panic disorders, depression, and perinatal mood disorders. My goal is to provide a safe and compassionate space where you can feel heard, understood, and supported as you work toward healing and growth. I am currently pursuing certification in perinatal mental health to deepen my ability to serve parents and families during such an important stage of life. I am also Brainspotting trained and have been incorporating this into my practice regularly. At the heart of my practice is a genuine love for helping others. I strive to meet my clients where they are, empowering them to define their own goals while walking alongside them with compassion and respect. Hablo Español!
VirtualAvailable
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$175/session

Warm
Empowering
Authentic

Specialties

Parenting
Anxiety
LGBTQ
+10
It's easy to overlook our need for self-care when we're busy taking care of other aspects of our lives. Our priorities often revolve around work and our family's well-being, leaving us at the bottom of our list. My aim is to encourage self-determination through therapy. During our therapeutic relationship, we will work together to achieve your goals and find new ways to overcome obstacles and crises. We'll collaborate on identifying your strengths, as it's important to recognize how your current mindset and decisions are impacting the challenges you face in life.
VirtualAvailable
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New to Grow

$175/session

Specialties

Parenting
Anxiety
Depression
+7
Hello my name is Adrian Risher and I am a Licensed Marriage and Family Therapist. My path to therapy began with a deep interest in understanding people and the challenges we face in life. My journey has been about learning to walk alongside people-meeting them where they are, honoring their story and supporting them in building a life that feels more authentic and fulfilling.
Available
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Often rebooked

$150/session

Authentic
Warm
Empowering

Specialties

Parenting
Anxiety
Family Conflict
+8
Hello, I am a Licensed Marriage and Family Therapist in California. I received my masters from Hope International University in Fullerton, CA and have been working with clients for 6 years. I help adults who are trying to navigate and find themselves in the world. Having a family systems background, I love learning about you and your background as well as identifying generational patterns.
VirtualAvailable
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$180/session

Empowering
Warm
Solution oriented

Specialties

Parenting
Anxiety
Depression
+5
Welcome! My name is Sherry and I am a Licensed Professional Counselor serving both California and Pennsylvania. I speaks English, Mandarin and Cantonese. I specialize in working with children, adolescents, and adults experiencing depression, anxiety, anger, and relationship issues. My greatest joy comes from listening to my clients' stories and guiding them through their unique counseling journeys. It has been a truly humbling experience to be part of their healing and growth. I look forward to being a supportive partner in your journey towards well-being.
VirtualAvailable
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Often rebooked

$175/session

Empowering
Warm
Authentic

Specialties

Parenting
Anxiety
Coping Skills
+9
Hello and welcome — I’m glad you’re here. I’m an integrative psychotherapist, which means I see you as a whole person — body, mind, heart, spirit, relationships, and community. True healing and growth happen when all parts of your life are acknowledged and supported. In our work together, we’ll use a holistic approach that blends mind-body tools, neuroscience, and practical action plans designed to create lasting change. My goal is to help you move from where you are now to where you truly want to be — building greater clarity, balance, and resilience along the way. Whether you’re seeking relief from stress and anxiety, navigating a life transition, or wanting deeper connection to yourself and others, therapy can be the bridge. Together, we’ll uncover what’s holding you back and create a path forward that feels authentic and empowering. You don’t have to do this alone. If you’re ready to begin your journey toward healing and growth, I invite you to reach out — let’s take the next step together.
VirtualAvailable
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New to Grow

$170/session

Specialties

Parenting
Anxiety
Autism
+10
I’m a Licensed Marriage and Family Therapist who works with teens, adults, couples, and families navigating emotional and relational challenges. I specialize in neurodiversity, burnout, perfectionism, anxiety, depression, life transitions, attachment, and family dynamics. I enjoy supporting clients who have spent years feeling overwhelmed, misunderstood, or disconnected from themselves. With teens, I help navigate identity development, self-esteem, friendships, social skills, emotional regulation, and the challenges of finding their place in the world. With couples and families, I support communication, understanding each other’s needs, navigating conflict, and strengthening connection. I have a particular interest in supporting neurodivergent individuals, including those exploring their identity and making sense of their experiences in a way that feels affirming and empowering. My goal is to create a warm, collaborative space where clients can better understand themselves, their relationships, and what they need to thrive.
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$200/session

Authentic
Solution oriented
Empowering

Specialties

Parenting
Anxiety
Perinatal Mental Health
+10
Hi! I’m Karem, a Licensed Marriage and Family Therapist with over 11 years of experience working with adults. I earned my Master’s in Counseling Psychology, specializing in Marriage and Family Therapy, graduating with distinction. I specialize in EMDR (Eye Movement Desensitization and Reprocessing) to help individuals process stuck memories, reduce anxiety and depression, and shift unhelpful relationship patterns. I have experience assisting adults navigating a variety of challenges, including reproductive and post-partum struggles, traumatic events and abuse, life transitions, and relationship difficulties. My goal is to support you in creating meaningful, lasting change. You don’t have to do this alone. I’m here to walk alongside you.
VirtualAvailable
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$125/session

Direct
Solution oriented
Authentic

Specialties

Parenting
ADHD
Trauma and PTSD
+9
If you struggle with anxious attachment, people pleasing, setting boundaries, feeling triggered, anger, anxiety, depression, co-dependence, parenting issues, and ADD/ ADHD, then I want to work with you. These symptoms and attachment style are often related to each other and often related to similar childhood experiences of inconstant or abusive/neglectful caregivers. (ADD and ADHD is not cause by caregivers, however, when it goes undiagnosed in children, there is s strong correlation to symptoms described above)
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$140/session

Intelligent
Open-minded
Solution oriented

Specialties

Parenting
Anxiety
Depression
+10
If you’re feeling anxious, overwhelmed, disconnected, or stuck in patterns you can’t seem to break, I can help. You might notice your mind is always “on,” your body feels tense, and you can’t shut off the worry. You may be navigating partner conflict, parenting stress, or growing distance within your family and aren’t sure how to repair it. I also work with people moving through major life transitions, breakups, grief, new parenthood, career changes, who feel unsteady, lost or unsure of who they are in the middle of it all. As a licensed Marriage and Family Therapist with over 10 years of experience, I help individuals understand what’s fueling their stress, anxiety, and disconnection, and develop the tools to feel grounded, supported, and more in control of their lives again.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Parenting, is filtering therapists in California that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.