Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 407 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Katherine van Heerden

(she/her)

Katherine van Heerden, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LMFT
10 years of experience
Virtual
I have been a licensed clinician for over 7 years in CA. I have worked in a variety of settings including hospitals, detoxes, inpatient/residential, outpatient, and middle schools. I am certified in DBT and trained in EMDR. I help clients identify their underlying issues then identify healthy copings to implement to decrease symptoms. Clients tend to come to therapy when in need of immediate solution. Therapy for me is a collaborative experience in which the client and I work together to help contain any crisis, while identifying long term goals.

Nathan Taylor

(he/him)

Nathan Taylor, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
20 years of experience
Virtual
Welcome! My name is Nathan Taylor and I’d like to thank you for taking the time to look over my profile and to learn a little about me as a therapist. Choosing a therapist can be challenging (and maybe even more than a little anxiety provoking!) and it is important to take the time to find someone that you feel may be a good fit to work with towards helping you achieve your goals in therapy. With that in mind, I wanted to share a little about myself and my own path as a therapist. Should you feel like we may be a good fit, I genuinely look forward to meeting and hopefully working with you. Each of our own personal experiences, dreams, goals, hopes, and needs, both in life and in therapy are unique and individual. You may know exactly what those are for you, or you may feel like you are lost and overwhelmed. Either way, my role is to help you along your own path. To help define what you are struggling with and to take the steps that are needed to work through those struggles and challenges. Whatever your reason is for seeking therapy, know that it can be an incredibly valuable tool towards finding what it is that you are looking for. I’ve been in the mental health field in one way or another for well over 20 years, working with children, families, couples, and adults, both in the public sector and in private practice. While I started my career working with children in group homes, foster care, and in the legal system, my passion as a therapist has taken me in many directions. I’ve worked for many years as both a clinical supervisor for new and learning therapists and as an upper-level manager/administrator in the public mental health sector. Most recently, in addition to my work in private practice I ran several types of community mental health programs, both outpatient and inpatient, for a large behavioral health company providing mental healthcare to adults. I became a licensed therapist in 2008, yet I’m constantly learning, growing, and developing every day in order to become the best therapist that I can be. It’s my belief that it is an honor and privilege to work with people as a therapist to help each person in the way that they need. Over the years, I’ve received several advanced trainings and certifications that I’ve pursued to obtain the skill sets needed to specialize in a few areas that I believe are tremendously effective and helpful to those I work with. I’ve found that EMDR, Cognitive-Behavioral Therapy, Dialectical-Behavioral Therapy, Solution-Focused Therapy, Trauma-Informed Care, and Hypnotherapy are the types of therapy work and interventions that are not only backed by research as highly effective, but also really resonate with those that I work with. As with anything in therapy, there is no one-size fits all approach, and I find it most valuable to help create a treatment approach in complete collaboration with you. As an EMDR (Eye Movement Desensitization and Reprocessing) trained therapist, I've found this evidenced-based approach to therapy to be particularly effective with people for a wide variety of reasons, and as such EMDR is my current primary specialty. As EMDR therapy has gained a significant amount of positive attention lately, this may be something you're familiar with, heard about and would like to know more, or it's all together new to you. I'd be more than happy to share additional information with you about EMDR should you be interested in learning more. Again, thank you for taking the time to learn a bit more about me. You’ve found the courage to get this far, let’s see how much further we can get together!

Juliana Amiri

Juliana Amiri, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
10 years of experience
Virtual
Hi, I'm Juliana! I have been a Licensed Marriage and Family Therapist since 2014; graduated from Cal State Northridge in 2008. I value the importance of human connection and collaboration. The relationship and connection which a client and therapist develop between them is the single biggest factor for successful psychotherapy. Thank you for taking the first step in taking care of yourself and your needs. If you are ready to take control of your life, contact me for a free consultation today, and we'll start your journey together!

Sabrina Thurman

(she/her)

Sabrina Thurman, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
6 years of experience
Virtual
Hello and Welcome to Grow Therapy, my name is Sabrina Thurman. Do you ever find yourself struggling in relationships, at work, with family, peers or with your health and wellbeing? You are not alone, and change is possible. I have helped clients' just like you to make sustainable and permanent life changes, by increasing my client's ability to manage and cope with stress. I use a holistic approach to address the needs of your mind, body, and spirit. I am excited to begin our journey together. I believe one of the bravest things you can do is begin to understand your own story. My job is to provide a space for you to process your feelings while assisting you to feel safe within our teletherapy environment. You are the expert on your life, your personal goals have value and will drive our treatment plan. My ideal patient is focused on personal growth and healing.

Ian McNabb

(he/him)

Ian McNabb, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
Welcome! I'm Ian, and I'm here to help you navigate life's challenges and uncover the strength to create meaningful change. Starting therapy can feel both exciting and intimidating, but my goal is to create a safe, supportive space where you can explore concerns like anxiety, depression, and self-care. I focus on helping clients develop assertive communication, healthy boundaries, and practical tools to enhance their relationships and overall quality of life. Therapy is a powerful tool for personal growth, and together, we can work toward building the fulfilling life you deserve. I'm here when you're ready to take that step.

Dr Jami Kulkin

Dr Jami Kulkin, LMFT - California Therapist at Grow Therapy
$180/session
LMFT
30 years of experience
Virtual
In addition to being a Licensed Married and Family Therapist I have a wide variety of training, certifications, degrees, and experiences which help me to understand you and your issues as a whole and from different viewpoints. I have an MA in Psychology, a Doctorate in Naturopathy, various certifications in, meditation, hypnotherapy, wellness, and fitness as well as a good knowledge of sexuality and sex practices.

Jeff Golden

(he/him)

Jeff Golden, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
15 years of experience
Virtual
Hi there! I’m Jeff. Do you feel alone, stuck, or unable to reach your potential in your relationships, career, or overall health? Is it hard to accept yourself or others? Are you struggling to communicate with the people you care most about? YOU deserve support!! I help people through life changes, anxiety, depression, grief, and addictions. We can explore what works and does not work in your life and find useful next steps together. With evidence-based approaches, we can empower you to take action on what matters most to you. I applaud you for your courage to explore therapy and support options. In safe and compassionate conversations, we will learn together what can increase your overall satisfaction and sense of connection in life. Let’s start that journey together! NOTE: At this time, I am not working with minor clients. SCHEDULING NOTE: While some assistance may be offered during sessions, clients are responsible to schedule follow-up sessions to ensure a desired and treatment-recommended frequency. Unless otherwise agreed upon, if no session occurs for 3 weeks, the therapeutic relationship may be considered terminated. Thanks for assisting in keeping services and progress workable!

Dr. Courtney Derico

Dr. Courtney Derico, LP - California Therapist at Grow Therapy
$200/session
LP
1 year of experience
Virtual
Welcome, Dr.D here! I am a Southern girl that relocated to SoCal over 10 years ago. I obtained my bachelor's degree from Auburn University in Psychology and a minor in Criminology in 2007. In 2009, I continued on from there and received my M.Ed. in Community Agency Counseling. In the midst of gaining such a range of rich clinical experience in the field, I was fortunate to secure my Psy.D. in Clinical Forensic Psychology at The Chicago School of Professional Psychology in 2017.

Nellie Finn

(she/her)

Nellie Finn, LPCC - California Therapist at Grow Therapy

Frequently rebooked

$125/session
LPCC
26 years of experience
Virtual
Feeling stressed? Anxious? Depressed? Are you struggling to regulate your moods on your own? Hello, I'm Nellie Finn. I have extensive training in both Cognitive Behavioral Therapy and Solution-Focused Therapy. I view my role as your mental health coach, who is here to share tools, feedback and support that will help you build your resilience, deal with challenges and manage your reactions to daily stressors. Yes, stress is part of everyday life but learning healthy coping strategies will help you feel empowered and ready to take on whatever life throws at you. Utilizing a Solution Focused approach, together we will have a goal-oriented focus to problem-solving. This approach will move you away from feeling helpless to feeling hopeful and inspired. Solution Focused goals are set up incrementally, so you build on your success. Regardless of how small the success, it is worth celebrating each step of the way, at each session meeting. I have many years of successful counseling experience supporting a diverse population of individuals from ages 18 thru 84. I enjoy working with individuals from all backgrounds. I understand the challenges many of us are facing with trying to balance personal needs, cultural challenges, developmental stages, relationships, partners, family, single life, married life, financial stress, career-building (career set-backs & toxic work cultures), high demand careers (law, nursing, education...) parenting, fertility issues, and modern dating. With unwavering optimistic positive support, I am here to help you feel listened to, supported and appreciated. For me, it is an honor to support you on your journey to feel better.

Julissa Galvan Garza

Julissa Galvan Garza, LMFT - California Therapist at Grow Therapy
$100/session
LMFT
5 years of experience
Virtual
I am a highly empathetic, positive individual that seeks to assist my clients in finding their worth, self love and myriad of abilities to thrive within life challenges. I enjoyed walking with my clients to find the best version of themselves and who they want to be. I meet my clients where they are and walk with them through awareness and healing process.

Marie Worsham

(she/her)

Marie Worsham, LP - California Therapist at Grow Therapy

Frequently rebooked

$250/session
LP
14 years of experience
Virtual
Hi! I am a Psychologist (licensed in CA) with over 13 years of experience in working with a variety of clients and presenting problems. I am warm, friendly, and collaborative. My goal is to help you feel safe exploring your concerns and experiences as you seek change and growth. I will give you my best, and be with you through all the ups and downs that you may experience in therapy. While I am well-versed in treating a wide array of mental health concerns, I specialize in Sport and Performance Psychology, and enjoy helping any client strive for peak functioning in their life.

Joanna Baez

(she/her)

Joanna Baez, LMFT - California Therapist at Grow Therapy
$250/session
LMFT
12 years of experience
Virtual
My name is Joanna Baez. I am a LMFT and a bilingual licensed Mental Health Professional with 12 years of experience working as a Facilitator and Psychotherapist in California, specializing in affordable online therapy. I have worked with clients to help them with a large range of concerns including anxiety, depression, anger issues, substance abuse/addiction, relationship issues, parenting problems, and domestic violence. I have experience working with individuals in Federal and State probation as well as parents CPS cases. I have also worked at a State prison and MHTU Crisis Center. My empathetic, supportive, and nonjudgmental counseling style has allowed me to successfully help many clients. I believe that respect, and empathy are the main elements in a solid foundation for a good therapy session. I treat everyone with sensitivity and compassion, creating a safe zone to help them work through any issues. Multiple factors come into play when the mental health provider chooses a modality for the client, such as the age and preferences of the client and their available supports. My approach combines CBT, Attachment-Based Theory, Humanistic approach, Mindfulness Therapy, Narrative Therapy, Motivational Interviewing, and Client-Centered approach, among others. Your dialogue and treatment plan are completely tailored to meet your unique and specific needs. Taking the first step towards a change to seek a more fulfilling and happier life takes a lot of courage. If you are ready to take that step, you can be sure that I will be there to support and empower you!

Xennia Dorr

Xennia Dorr, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
5 years of experience
Virtual
I'm a bilingual (English and Spanish) Licensed Marriage and Family Therapist (LMFT) based in California. I received my Masters from the Point Loma Nazarene University and have been practicing for 6 years. I specialize in working with clients who are struggling with anxiety, depression, ADHD and trauma. I enjoy working with clients who are ready to work on their relationships with partners, family and themselves. Whether you're seeking support for anxiety, depression, relationship issues, trauma or personal development, I am here to work alongside you, offering evidence-based techniques and empathetic guidance to promote healing and enhance your well-being.

Karyn Pascoe

Karyn Pascoe, LMFT - California Therapist at Grow Therapy
$225/session
LMFT
6 years of experience
Virtual
Hello, I’m Karyn, a Marriage and Family Therapist (LMFT) based in California. If you’re seeking a therapist who believes in the transformative power of connection—someone who meets you with kindness, curiosity, and respect—we may be a great fit. My approach is grounded in the belief that you are the expert on your own life, and therapy offers you a place to be seen, understood, and held with care. Where you can reconnect with the parts of yourself that may have been lost, creating deeper, more authentic relationships with yourself and others.

Sarah Hodges

(she/her)

Sarah Hodges, LMFT - California Therapist at Grow Therapy
$125/session
LMFT
9 years of experience
Virtual
Hello! I am a licensed marriage and family therapist licensed in WA and CA. I received my master's degree in psychology from California Polytechnic University, Pomona. I have been actively practicing with a variety of populations for over 8 years. I use a number of therapeutic modalities based on the needs of my clients. I find that the therapeutic process is journey that I am honored to be on, my objective is to help my clients achieved their desired goals from treatment.

Ashton Therapy

(she/her)

Ashton Therapy, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
8 years of experience
Virtual
My therapeutic style is warm, nonjudgmental, and friendly. My hope is to help my clients understand they are not alone and there is always hope to move forward. If you have a desire to make a positive change in your life, therapy may be the right path for you. I provide a user-friendly telehealth office setting and do my best to work with your schedule.

Cristina Giaquinto

(She/Her)

Cristina Giaquinto, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
14 years of experience
Virtual
I am a California Licensed Clinical Social Worker with approximately 14 years of experience working with adults and youth. I am compassionate, and curious therapist and in my practice, I create a safe and trusting environment, providing my clients with the emotional support needed to overcome challenging issues and make positive adjustments to be and feel your best. My approach helps clients find their own way through reflection, self care and self compassion.

Sari Zuccarino

(she/her)

Sari Zuccarino, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
9 years of experience
Virtual
Hello! I'm a Licensed Clinical Social Worker who specializes in working with teens, adults, and families. I enjoy working together with my clients and listening to what they want to achieve. I support my clients by providing them with the skills they need to manage their daily struggles and ultimately reach their goals. My approach to therapy is person-centered as it allows clients to gain their own understanding of their experiences to help them with their personal growth. I use evidence-based practices including Cognitive Behavioral Therapy, Trauma-Focused Cognitive Behavioral Therapy, Solution Focused Therapy, and mindfulness techniques to support my clients in the healing process. I like to individualize each of my client's needs, and there is a vast assortment of many other approaches and tools that I use. I'm honored to be trusted by my clients and to support them with their mental health. Knowing that I have a part in affecting the lives of others is very rewarding to me. I get great pleasure in educating and helping people reach their fullest potential to live their best life.

Jenna McAdam

Jenna McAdam, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$100/session
LMFT
5 years of experience
Virtual
Hello, I am an older adult who came to this career after a long career in the non-profit sector. Over the years, I have worked with a wide variety of clients with a wide variety of issues and circumstances. The bulk of my previous experience in the nonprofit world was in substance use disorder treatment programs. My training as a therapist includes specialized training for a wide variety of disorders. I am known for being empathic, honest and insightful and a relentless cheerleader for my clients. I am very interactive and I will offer liberal doses of feedback and suggestions. I will provide psycho-education and will look to you for feedback about how you are feeling about the therapy. We will address the therapy as a team.

Katherine Doi

(she/her)

Katherine Doi, LMFT - California Therapist at Grow Therapy
$185/session
LMFT
14 years of experience
Virtual
Hello! I'm a Licensed Marriage and Family Therapist in California. I received my masters degree from Pepperdine University and have been in the mental health field for over 14 years. I have extensive experience working with children and families who have experienced varying degrees of trauma (abuse, neglect). I enjoy helping adults who have experienced childhood trauma to process their trauma, to understand how their trauma may impact them as an adult and to work towards being their ideal self.

Dr. Kristen Yule

(she/her)

Dr. Kristen Yule, LP - California Therapist at Grow Therapy
$150/session
LP
8 years of experience
Virtual
As a licensed pediatric psychologist with a Ph.D. specializing in improving the psychological health and well-being of children and adolescents. I bring years of specialized experience in child and adolescent mental health. I’ve worked extensively with youth and caregivers, helping them navigate challenges like ADHD, anxiety, emotion regulation, and parenting struggles. I also have extensive experience working with youth managing chronic medical conditions, where I help them navigate the emotional toll of long-term care, treatment adherence, and burnout, and giving them tools to manage both their physical and mental health. My approach is grounded in evidence-based therapies that I tailor to each client's needs. My goal is to create a safe, supportive space where families can build resilience, strengthen relationships, and achieve lasting positive change.

Roohinee Santram

(she/her)

Roohinee Santram, LCSW - California Therapist at Grow Therapy
$140/session
LCSW
5 years of experience
Virtual
If you are reading this then you have already taken the first step to addressing whatever challenge you are facing or questions you may be asking yourself. Perhaps you are unsatisfied with your life and don't know how to change it. Perhaps you know what the underlying issue is but are afraid to tackle it. Maybe you struggle with co-parenting after a divorce or your teenager is self-harming and you want to help but don’t know how. Maybe you struggle with addiction or self-medicate to avoid dealing with emotional pain. I help clients to examine their core values and also identify any limiting beliefs they may have so that they can better align with their core values.

Raven P.

(she/her)

Raven P., LCSW - California Therapist at Grow Therapy
$140/session
LCSW
9 years of experience
Virtual
I believe that mind, body, and spirit are all interconnected. Mental health is not a destination, but a process. It's about how you drive, not where you are going. I am here as a Licensed Clinical Social Worker, in practice since 2016, I specialize in treating Anxiety, Depression, Grief & Loss, Life Transitions, Relationships, Faith-based Counseling, and Parenting. I am proud of you for taking the first step towards therapy. Change can be hard and taking this first step is not always easy. I aim to provide a safe, judgment free space to anyone looking for help and wanting positive change. We will address your thoughts and feelings at a pace that works best for you. My therapy style is supportive, reassuring, accepting, and genuine. In our therapeutic relationship, I will provide tools you need to reach your goals. You will do all the heavy lifting, but I will be here to support and encourage change.

Sheena Boyd

(she/her)

Sheena Boyd, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$140/session
LMFT
12 years of experience
Virtual
Hello, I'm Sheena. Do you feel like life is always throwing you for a loop? Are you struggling to keep your head above water? Are we losing sight of who we are as a person? I help individuals, families, and couples manage the demands and challenges that life brings. Together, we will identify the causes of your challenges and develop solutions to empower yourself to find life balance. You should have a safe space to openly discuss your thoughts and feelings. Treatment should not be cookie-cutter but individualized to your needs, which is focused on in our sessions. Change is a scary concept in our lives, but it is easier when you have someone with you along the journey. I'll meet you with empathy, compassion, honesty, and evidence-based techniques to allow you to work toward the goals you want for yourself. Let's go on this journey together!

Rachelle Thomas

Rachelle Thomas , LMFT - California Therapist at Grow Therapy
$175/session
LMFT
14 years of experience
Virtual
Being a Licensed Marriage and Family Therapist . I have been fortunate to work with individuals, children and families for over the past 14 years. I have had the advantage of working in a field that brings me fulfillment as I get the opportunity to help others work through life's challenges. It is a true honor for someone to allow me into their life. I am so thankful I can work with them to navigate their healing journey.

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Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Parenting?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Parenting, is filtering therapists in California that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.