Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1908 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 7/17/2025

Elyce Garceau

(she/her)

Elyce Garceau, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
8 years of experience
Virtual
I’m an open-minded Licensed Mental Health Counselor (LMHC) originally from New York, now practicing in Florida. I hold a Specialist degree (Ed.S.) from Seton Hall University and bring over eight years of experience to the field of mental health. I specialize in working with young adults and adults who are navigating the lasting effects of trauma. My approach is warm, collaborative, and grounded in creating a safe, supportive space where you can heal, grow, and reconnect with your sense of self. Together, we’ll work to transform pain into resilience, helping you step into the strongest, most authentic version of yourself. Whether you're feeling stuck, overwhelmed, or simply ready to take the next step, I’m here to support you on your journey toward healing and empowerment.

Aracelis Mosquera

Aracelis Mosquera, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
15 years of experience
Virtual
I have over 16 years of clinical management, regulatory compliance, and consulting experience in behavioral healthcare systems-both public and private. When treating patients, I take on an eclectic approach and tailor sessions to each individual and situation. I firmly believe in engaging the patient, family, and/or organization in order to develop a therapeutic relationship that can be life long and rewarding in the recovery process. Helping patients find their path to a better life is my passion in a confidential setting.

Liz Gazala

Liz Gazala, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
9 years of experience
Virtual
Hello! I am a licensed mental health counselor (LMHC) and licensed marriage and family therapist (LMFT). I obtained my masters degree from NOVA Southeastern University. I have been practicing since 2015; I started out at a homeless shelter, moved to in-home family/parenting therapy and from there worked at a local high school for several years. Meanwhile, I was building my private practice working with clients suffering from addiction. Currently, I run my own private practice working with teens and adults looking for support for a variety of concerns.

Evelynn Rivadeneira

Evelynn Rivadeneira, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
12 years of experience
Virtual
Hi! I'm a Licensed Marriage and Family Therapist. I received my Master's from Palm Beach Atlantic University in 2013. For the past 12 years I have been helping individuals and couples move towards wholeness, interpersonal competence, mental stability and spiritual maturity. I strongly believe in increasing awareness of Spirituality as a potential resource in the wellness of mental health and in the process of counseling.

Rachel Colavito

(she/her)

Rachel Colavito, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
14 years of experience
Virtual
Welcome! I'm Rachel. I want to first acknowledge that you've taken a courageous step in seeking therapy, and I’m so glad you're here. Starting this process can feel empowering, confusing, or even a little scary, and that’s completely okay. Together, we’ll dive into what’s challenging you right now—whether it’s anxiety, depression, postpartum concerns, grief, self-confidence struggles, or parenting hurdles. We’ll also explore where you want to be in the next month, six months, or year. In our sessions, we’ll break down your concerns and create strategies that work for you, focusing on practical actions you can take right away. I strive to provide a safe and compassionate space where you can feel heard and supported. My approach emphasizes developing assertive communication and boundaries, helping you build the life you truly deserve. I believe therapy is a collaborative process, and there’s always space for suggestions and accountability as we work together. When you’re ready, I’m here to help you move forward.

Katie Allen

(she/her)

Katie Allen, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
8 years of experience
Virtual
Hi, I'm Katie, a Licensed Clinical Social. Helping and supporting others has been a driving factor in my life; therefore, I began my career as a teacher. My education and experience in the classroom greatly influenced me; however, I saw how difficult it is to learn when one is struggling with many emotional and mental health needs. While in graduate school, I transitioned to working with families in more of a case management role. During that time, I started noticing how the adults I worked with were often struggling and had not received the help they needed. After completing graduate school, I began working in an inpatient hospital that treats mental health and chemical dependency. After several years working with patients individually and facilitating group therapy, I transitioned to managing an intensive outpatient mental health program for senior adults. In this role, I facilitated group therapy and met with patients individually at times. I greatly enjoyed getting to know my clients and cheering alongside them as they made progress. While I value group therapy, I recognize that it is not the right fit for everyone. Therefore, I have set up a private practice to meet the needs of individuals in ways I was unable to do in previous roles. I believe change is possible and that each person has strengths and life experiences that they can draw upon to help themselves move forward. My passion is helping clients utilize what they already have, learn additional tools for coping, and develop healthier ways of thinking.

Dr. Nicole Yee Nicholson

(she/her)

Dr. Nicole Yee Nicholson, LP - Florida Therapist at Grow Therapy
$200/session
LP
9 years of experience
Virtual
I am a licensed psychologist in Florida, and I am PysPact credentialed to provide telehealth services in other states. I have extensive experience working with clients struggling with everyday stressors, anxiety, trauma, depression, personality disorders, and Bipolar Disorders. I have worked in various settings, including community mental health settings, residential treatment, and private practice. I offer empathetic and compassionate therapy, dedicated to personal growth and emotional well-being. My practice uses evidence-based methods tailored to individual needs. My therapeutic approach is person-centered, which involves tailoring plans to meet your specific needs and objectives. I strive to create a supportive and non-judgmental environment for you to express your thoughts, feelings, and experiences. Together, we will collaborate to identify and address the underlying causes of your concerns and explore potential solutions.

Andrea Kupferman

(she/her)

Andrea Kupferman, LMHC - Florida Therapist at Grow Therapy
$175/session
Has intro video
LMHC
12 years of experience
Virtual
Are you a high-achieving woman who looks successful on the outside but feels stuck, overwhelmed, or unfulfilled inside? Do you find yourself procrastinating, doubting your abilities, or striving for perfection, only to fall short of your own expectations? If you’re tired of self-sabotaging patterns holding you back, you’re in the right place. I’m here to help you break free from these self-defeating patterns and together we’ll explore the underlying causes of your self-sabotage, uncover your inner strengths, and develop practical strategies to empower you to move forward with confidence and clarity. If you have a great career, stable housing, your bills are paid (on time), maybe even running a household with kids, and you look like, to others, you have it all together. Yet you find yourself stuck in the “perfectionism,” “people-pleasing,” or “procrastination” tendencies. You look around at all you “have” and feel like you “should” be happy. Yet, there is this persistent feeling of not feeling fulfilled. No matter what accomplishment you achieve, there is “always” another and even when you do reach that next bar, the “good feelings” are short-lived. If you’re tired of being stuck in these same old cycles, you’re in the right place.

Kaylee Muñoz

(she/her)

Kaylee Muñoz, LCSW - Florida Therapist at Grow Therapy
$85/session
LCSW
5 years of experience
Virtual
I am someone who believes all people have the capacity to heal, grow, and live fully when given the right support. I recognize that life has many challenges and sometimes we just need help in facing the obstacles in our way. I became interested in psychology and understanding people after my brother was diagnosed with schizophrenia and I saw a drastic change in who he was as a person. This journey of trying to understand people, started in middle school, continued through college where I fell in love with Psychology, and into my masters program where I got a degree in Social Work. I started a career as a mental health therapist in 2019, and I continue my journey of learning and growing to better serve the needs of my clients now and in the future.

Eyleen Gonzalez

(she her)

Eyleen Gonzalez, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
15 years of experience
Virtual
Hello, and welcome! I am License Mental Health Counselor in Florida and I’m glad you’re here. With over 15 years of experience in neuropsychological testing, diagnosis, and therapy, I am deeply committed to helping individuals, couples, and families navigate life’s challenges. My goal is to support you in becoming the best version of yourself, fostering growth, resilience, and well-being. Together, we’ll work toward understanding and overcoming obstacles, creating a path toward healing and fulfillment. I look forward to being part of your journey!

Laiken Miller

(she/her)

Laiken Miller, LCSW - Florida Therapist at Grow Therapy
$85/session
LCSW
4 years of experience
Virtual
Hi! I’m so glad you’re here. I know first-hand the vulnerability it takes to seek support, and the courage it takes to make change. My name is Laiken and I’m a Licensed Clinical Social Worker (LCSW) deeply committed to supporting the neurodivergent community. Having navigated the complexities of neurodivergence myself, I bring a unique perspective that informs my practice and fuels my passion for helping others. I have received my Bachelors (BSW) and Masters of Science degree (MSSW) in Social Work from Troy University. I utilize a holistic approach in a therapeutic setting, blending various methods to nurture a well-rounded healing experience, and meet each client’s individual needs.

Lauren Buck

Lauren Buck, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
I’m a licensed mental health counselor that meets you where you are — literally and emotionally. Through secure telehealth sessions, I help adults work through anxiety, trauma, burnout, life transitions, and all the messy in-between moments. My approach is trauma-informed, culturally aware, and deeply human. No judgment. No pretense. Just real talk, real healing, and real tools you can use.

Kate Jaramillo

Kate Jaramillo, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
16 years of experience
Virtual
I am Licensed Marriage and Family Therapist (LMFT) with nearly 15 years of experience working with youth, adolescents, adults, and families to improve their mental health. I specialize in addressing issues related to trauma, anxiety, depression, stress, life transitions, relationship issues, parenting issues, and more. I earned my Master's degree Marriage and Family Therapy from St. Thomas University. I also completed a certification in loss and healing and a certification in trauma as well as two additional years of post-graduate study, passed the advanced national clinical board, and gained my professional license in the state of Florida afterward. I have chosen to continue my education by taking hundreds of hours of additional courses in the neurobiology of trauma, grief and loss, abuse recovery, child development, parenting, and communication. We all encounter obstacles in our lives. I am confident that I will be able to assist you on this journey providing you with enlightenment and new techniques that will enable you to be able to cope with whatever challenges or obstacles you may be facing in life. If you are wanting to embark on this new journey, schedule an appointment with me today!

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Vicki Bauer

Vicki Bauer, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
39 years of experience
Virtual
Hi! I'm Vicki, and I am a Licensed Mental Health Counselor and Behavior Analyst. Are you struggling with problems that have a negative impact on your quality of life? Tired of trying to figure out how to change things on your own? I would love to work with you to help you sort through those things that are keeping you from living the life you want to enjoy. I enjoy the art of applying a unique blend of mental health and behavioral approaches to life's problems. I love supporting motivated individuals to identify those areas of their lives that are standing in the way of experiencing the high quality life they want and deserve. Whether you're dealing with relationship issues, family issues, overwhelm, anxiety or depression, I am here to help you identify what's not working in your life and get you to a place of balance and inner calm. Together, we can create a safe space for you to share and develop new skills. As we work together, I can provide you with research- and evidence-based tools and techniques to address those problematic life areas. I look forward to working together!

Keisha Trotman

(she/her)

Keisha Trotman, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$120/session
LMHC
16 years of experience
Virtual
Welcome! If you're reading this, you've already taken a courageous step toward prioritizing your well-being. I'm here to acknowledge that reaching out for support can be both challenging and empowering. Life often throws us curveballs, and it's okay to seek assistance when things feel overwhelming. Whether you're grappling with stress, life transitions, relationship dynamics, or just the daily grind, know that you're not alone in your journey. In our work together, my primary focus is on understanding what you're going through right now. I'm not here to overwhelm you with technicalities; rather, I want to hear your story, understand your experiences, and explore the challenges that brought you to this point. Our conversations will revolve around your current feelings, thoughts, and the goals you may have for our time together. I am committed to creating a space where you feel heard, supported, and validated. The goal is simple: to help you feel better as quickly as possible. I approach therapy with the intention of providing practical support and guidance, tailored to your unique situation. Together, we'll work towards fostering positive changes and enhancing your overall well-being. So, whether you're seeking clarity, coping strategies, or just a compassionate ear, let's embark on this journey together. Your well-being is at the forefront of our conversations, and my aim is to support you in navigating life's challenges with resilience and a sense of empowerment.

Luella LaRoche

(she/her)

Luella LaRoche, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hi! My name is Luella, I am a Licensed Mental Health Counselor based in Florida. I received my Masters degree at Barry University, specializing in Mental Health Counseling, Marriage, Couples and Family Counseling and Therapy. I specialize in helping individuals overcome challenges like depression, anxiety, ADHD, and life transitions. With a focus on women and men balancing personal and professional lives, I provide practical tools and emotional support to empower my clients to achieve a balanced and fulfilling life.

Amy Valentino

(she/her)

Amy Valentino, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
11 years of experience
Virtual
Hi, I’m Amy, a Licensed Mental Health Counselor based in Florida. I love helping people feel more grounded, confident, and connected to themselves. I work with young adults, especially college students, navigating the often messy transition into adulthood, as well as adults of all ages dealing with anxiety, depression, life changes, and other concerns. I’m also a Certified Intuitive Eating Counselor and support clients in healing their relationship with food and body through a non-diet, compassionate approach. Before private practice, I was a School Counselor in the middle school setting, and I earned both my Bachelor's and Master's degrees from UCF. My style is warm, collaborative, and real. I’m here to help you feel understood, supported, and empowered in your growth.

Wanda Barnes

(she/her)

Wanda Barnes, LMHC - Florida Therapist at Grow Therapy
$85/session
LMHC
20 years of experience
Virtual
My name is Wanda Barnes, I am a licensed mental health therapist LMHC in Florida and a licensed professional counselor (LPC), in the State of Maine. I started working in substance abuse at 17 years old driving the bus that took clients to AA/NA. Many years later I am still passionate about working with those who struggle with addiction of any kind or those who love them. I also worked 9 years with children and families in schools and foster care. Later I opened and operated a mental health clinic in Florida.

Lori Wilson

(she/her)

Lori Wilson, LCSW - Florida Therapist at Grow Therapy
$80/session
LCSW
33 years of experience
Virtual
Hello. I am a Licensed Clinical Social Worker who completed graduate work at Syracuse University and have been practicing for over 30 years, the last 8 being in Florida. I enjoy teaching (and practicing) coping skills for stress, anxiety and depression. Everyone's journey is different and I see myself as respectfully accompanying them on their own journey, reflecting on experiences along the way.

Katherine C. McDonald

(she/her)

Katherine C. McDonald, LMHC - Florida Therapist at Grow Therapy
$200/session
LMHC
5 years of experience
Virtual
Hello! I'm Katherine McDonald, a licensed Mental Health Counselor with a passion for human connection. My clients describe me as warm, compassionate, real and down-to-earth. I specialize in treating anxiety, depression, trauma recovery, PTSD, and grief. With extensive experience in trauma work, I can help you heal from painful events, finding hope and renewed energy for life. In addition to working individually with teens and adults, I also practice couples therapy

Shirley Barthelemy

Shirley Barthelemy, LMHC - Florida Therapist at Grow Therapy
$117/session
LMHC
12 years of experience
Virtual
My passion is to work with women and their families to help them discover new possibilities and purpose throw empowerment and self-discovery, despite what they may have experienced emotionally, mentally and physically. My goal to create an environment where they feel safe and accepted. My goal is to help women and their families learn how to navigate through life transitions and cope with change in a healthy way.

Shanelle Damaso

Shanelle Damaso, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
I’m a Licensed Clinical Social Worker with 7 years of experience supporting individuals and families through a range of life challenges. My work has focused on helping clients manage anxiety, depression, low self-esteem, school-related issues, and major life transitions. I am also certified to support those living with chronic pain. In my practice, I strive to create a warm, safe, and nonjudgmental space where clients feel heard, respected, and supported. I view therapy as a meaningful conversation—one where I walk alongside you as a compassionate listener and trusted guide. I’m deeply passionate about helping people unlock their potential and move toward a life that aligns with their values and goals. As the child of Jamaican immigrants, I bring a culturally informed lens to my work and value the richness that diversity and inclusion bring to the therapeutic process. My faith also grounds me and informs my commitment to providing ethical, compassionate care. I look forward to the opportunity to support your growth and help you build the life you envision.

Eliz Bruno

Eliz Bruno, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
As a bilingual Marriage and Family Therapist, I am committed to providing comprehensive care to individuals across the lifespan. My therapeutic approach is holistic, collaborative, and person-centered, encouraging active participation in the healing process. When appropriate, I am also equipped to incorporate faith-based interventions in alignment with the client's preferences. In my role as a psychotherapist, I strive to offer steadfast support and empathetic guidance as clients work toward their therapeutic goals. Together, we will engage in a meaningful and transformative process aimed at dismantling generational patterns, addressing intrusive thoughts, and fostering a deeper understanding of emotional experiences, behavioral responses, and interpersonal dynamics. It would be a privilege to accompany you on this journey of personal growth, as you work to reshape your narrative and cultivate a more balanced and fulfilling life.

Jonell Pearce

(she/her)

Jonell Pearce, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
I enjoy working with adolescents and adults who are experiencing concerns with, but not limited to: anxiety, depression, critical self-talk, interpersonal relationships, emotional dysregulation, and parent/child conflict and connection. I have worked in various clinical settings providing crisis stabilization and therapy services to individuals of all ages. I utilize a holistic and personalized approach, specializing in trauma, interpersonal relationships, loss and grief, parent/child relationships, adolescent challenges, and parent support. I employ a straightforward and empathetic approach while utilizing strength-based and person-centered perspectives to help those I work with obtain their treatment goals and realize their greatest potential.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.