Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1851 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/1/2025

Debra Dragomir

Debra Dragomir, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I am deeply committed to supporting individuals across all stages of life as they navigate complex emotional and mental health challenges. My experience working with diverse age groups has given me a profound appreciation for the resilience of the human spirit, whether guiding young clients through developmental struggles, assisting adults in overcoming life transitions, or helping seniors find meaning and peace. I integrate evidence-based therapeutic approaches with compassionate, person-centered care, fostering a safe space for healing and growth.

April Smith

April Smith, LMHC - Florida Therapist at Grow Therapy
$70/session
LMHC
13 years of experience
Virtual
I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively. I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively.

Liz Sullivan

(she/her)

Liz Sullivan, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
13 years of experience
Virtual
Hi, I'm glad you’re here. I’m Liz Sullivan, a Licensed Professional Counselor specializing in helping busy achievers relieve stress, anxiety, and find the joy in life again. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but somehow feel lonely, frustrated and lost. Everything is on their to-do list (except themselves), and most days they feel stressed and overwhelmed. It's possible to let go of your stressors, feel relaxed, enjoy your relationships and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.

Faryal Choudry

Faryal Choudry, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
1 year of experience
Virtual
I’m a Licensed Social Work Counselor. I graduated from Columbia University. I also have training in Applied Behavioral Analysis. I work with individuals navigating anxiety, trauma, disordered eating, depression, and substance use. My approach is compassionate, collaborative, and holistic. I utilize evidence-based practices, including CBT, DBT, mindfulness, psychodynamic, somatic, Adlerian, and Gestalt therapies, to support healing, self-awareness, and growth—mind, body, and spirit.

Jonell Pearce

(she/her)

Jonell Pearce, LCSW - Florida Therapist at Grow Therapy
$75/session
LCSW
4 years of experience
Virtual
I enjoy working with adolescents and adults who are experiencing concerns with, but not limited to: anxiety, depression, critical self-talk, interpersonal relationships, emotional dysregulation, and parent/child conflict and connection. I have worked in various clinical settings providing crisis stabilization and therapy services to individuals of all ages. I utilize a holistic and personalized approach, specializing in trauma, interpersonal relationships, loss and grief, parent/child relationships, adolescent challenges, and parent support. I employ a straightforward and empathetic approach while utilizing strength-based and person-centered perspectives to help those I work with obtain their treatment goals and realize their greatest potential.

Kelley Flynn

Kelley Flynn, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Do you feel like nobody really understands you? Do crowded places leave you overstimulated and drained? Perhaps you avoid social situations, struggle to focus or experience constant mental fog. You might be questioning if you have ADHD or autism, or you might already know and you are seeking someone who understands your experiences. Anxiety might increase with routine changes, leaving you feeling stuck and unable to complete tasks despite your efforts. You may catch yourself wishing to escape or needing someone to truly listen. If you relate to any of this, remember you’re not alone, and you don’t have to face it by yourself.

Andrea Kupferman

(she/her)

Andrea Kupferman, LMHC - Florida Therapist at Grow Therapy
$175/session
LMHC
12 years of experience
Virtual
Are you a high-achieving woman who looks successful on the outside but feels stuck, overwhelmed, or unfulfilled inside? Do you find yourself procrastinating, doubting your abilities, or striving for perfection, only to fall short of your own expectations? If you’re tired of self-sabotaging patterns holding you back, you’re in the right place. I’m here to help you break free from these self-defeating patterns and together we’ll explore the underlying causes of your self-sabotage, uncover your inner strengths, and develop practical strategies to empower you to move forward with confidence and clarity. If you have a great career, stable housing, your bills are paid (on time), maybe even running a household with kids, and you look like, to others, you have it all together. Yet you find yourself stuck in the “perfectionism,” “people-pleasing,” or “procrastination” tendencies. You look around at all you “have” and feel like you “should” be happy. Yet, there is this persistent feeling of not feeling fulfilled. No matter what accomplishment you achieve, there is “always” another and even when you do reach that next bar, the “good feelings” are short-lived. If you’re tired of being stuck in these same old cycles, you’re in the right place.

Sondos Jaber

(she/her)

Sondos Jaber, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Florida with experience in various mental health settings including emergency departments, private practice, and psychiatric facilities. I am EMDR certified with major focus in trauma, suicidal ideations, depression, self-esteem, and anxiety. My goal is to be a compassionate, authentic, respectful guide and to provide you with a safe and judgment free environment.

Carla Turrentine

Carla Turrentine, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
14 years of experience
Virtual
I am a licensed clinical social worker with over 20 years of experience in the mental health field. I specialize in helping individuals navigate the complexities of trauma from relationships, whether stemming from romantic partnerships, family dynamics, or friendships. I earned my Masters degree from the University of Tennessee in 2008. I have worked in various settings, including community mental health centers, and have managed several programs related to family dynamics and abuse. My extensive experience has equipped me with the tools to guide clients through their healing journey.

Willette Lewis

(she/her)

Willette Lewis, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
7 years of experience
Virtual
I'm so glad you're here! I’m Ms. Lewis, a compassionate and dedicated therapist with a deep commitment to supporting individuals on their journey toward healing and growth. With a warm and nonjudgmental approach, I create a safe space where clients can explore their thoughts and emotions openly. I became a therapist because I genuinely love helping individuals become the best version of themselves, feel heard, and find significance in their lives. Being a therapist allows me to witness and support the incredible resilience of the human spirit. It is a privilege to guide clients toward clarity, healing, and a renewed sense of purpose.

Deyanira Rivera

Deyanira Rivera, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
8 years of experience
Virtual
I identify as a proud Hispanic from the Dominican Republic, a Christian woman who was born in the U.S . While I lived in the Dominican Republic for some years, this experience allowed me to gain bicultural experience, which helped me connect authentically with diverse communities. I have 8 years experience working with individuals who struggle with trauma, anxiety, depression, domestic violence, and relationship issues. I am committed to creating a safe and welcoming environment where you can explore personal challenges and achieve mental health goals. I employ different therapy approaches based on your needs. Together, we will identify and change unhelpful thoughts, develop self-regulation skills, and navigate difficult relationships and situations. You will also learn how to process difficult memories, feel safe, regain control, and move forward in your life. If desired, I can also incorporate faith-based techniques to support your healing process.

Samantha Bonomo

(she/her)

Samantha Bonomo, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
I’m a Licensed Marriage and Family Therapist (LMFT) and Licensed Mental Health Counselor (LMHC) based in Miami, Florida, and I work with young adults trying to navigate relationship stress, anxiety, and life transitions. Whether you're feeling anxious, down, or just disconnected from yourself or others, I’m here to help you make sense of it all in a way that feels real and manageable. I offer virtual therapy across Florida, so you can show up from wherever you are—emotionally or literally. My vibe is warm, honest, and collaborative. We’ll dig into patterns, figure out what’s working (and what’s not), and build better ways to take care of yourself and your relationships.

Shaunique Brown

Shaunique Brown, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
7 years of experience
Virtual
Are you stressed and/or overwhelmed? Are you wanting to take the first step in getting your life back, but don’t know how? I am here to help you if you are ready to begin your journey of healing. I have experience working with clients with anxiety, racial trauma, relationship/family issues, low self-esteem, grief, identity issues, and more. If you are looking for a supportive and collaborative approach, then I encourage you to contact me. I want to help you become the best version of yourself, and give you relief. It takes a lot of strength and willpower to work towards a more fulfilling and happier life. If you are ready to take that step, I am here to support and empower you.

Stacey Calabro

(she/her)

Stacey Calabro, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
Hello, I'm Stacey Calabro, LCSW, a licensed clinical social worker with over 30 years of experience helping adults navigate life's challenges. I earned my Master of Social Work at Boston University and my passion for supporting people on their journey to healing and personal growth has been at the heart of my practice ever since. I am a compassionate and client-centered therapist committed to creating a safe, affirming space for individuals to to explore their experiences and grow toward meaningful change.

Nelsy Villalobos

(she/her)

Nelsy Villalobos, LCSW - Florida Therapist at Grow Therapy
$185/session
LCSW
25 years of experience
Virtual
As a Licensed Clinical Social Worker with over 20 years of experience, I am deeply committed to helping individuals navigate emotional challenges and create meaningful, lasting change. My work is grounded in a compassionate, client-centered approach that honors each person’s unique story and resilience. I specialize in treating anxiety, depression, trauma, and self-esteem issues across the lifespan—from pre-teen (over age 11) to older adults. I primarily use Cognitive Behavioral Therapy (CBT) to help clients identify and shift unhelpful thought patterns that impact their mood, behavior, and relationships. To support holistic healing, I integrate mindfulness-based strategies that enhance emotional awareness and regulation, along with trauma-focused care that prioritizes safety, trust, and empowerment.

Christina Octa

(she/her)

Christina Octa, LMHC - Florida Therapist at Grow Therapy
$110/session
LMHC
4 years of experience
Virtual
Hi, I’m Christina. I am a Licensed Mental Health Counselor based in South Florida. I currently service Florida and Colorado via telehealth! I believe therapy should be a place where you feel safe to take up all space you need especially in a world that often tells us to shrink or quiet ourselves. I’ve worked with people from many different backgrounds, supporting them through life’s challenges like academic/professional changes, chronic illness, trauma, and anxiety. My goal is to create an this space with you where you can explore what’s on your mind and move forward without pressure or judgment.

Ginette Moise

(she/her)

Ginette Moise, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
My name is Ginette Moise, and I am a Licensed Mental Health Counselor serving residents across Florida. I am passionate about the work I do and deeply value the therapeutic process. I take pride in helping clients navigate their challenges, fostering growth and healing along the way. In my practice, I strive to create a space that is open-minded, empowering, and supportive. I believe in walking alongside my clients as they work through life's difficulties, offering guidance grounded in empathy and evidence-based approaches.

Christine Altidor

(she/her)

Christine Altidor, LMFT - Florida Therapist at Grow Therapy
$125/session
LMFT
6 years of experience
Virtual
Hi there! Are you feeling like life is just… a lot right now? Maybe anxiety has you overthinking everything (including whether this profile is “the one”), or depression is making it hard to get out of bed, let alone enjoy the things you once loved. Perhaps you’re stuck in a cycle of low self-esteem, doubting your worth, or wrestling with relationships that feel more complicated than they should. Whatever brought you here, I want you to know: you don’t have to figure it out alone. As your therapist, I’ll provide a space where you can exhale, unpack what’s weighing you down, and work toward clarity and growth—without judgment, but with a good dose of honesty and even some laughter along the way. My approach is practical and down-to-earth, combining proven therapeutic strategies with a warm, human touch. Life doesn’t come with a guidebook, but together, we can tackle the tough stuff and start building the kind of life you actually want. Therapy isn’t about “fixing” you because you’re not broken. It’s about empowering you to navigate life’s challenges with confidence, healthier perspectives, and tools that work for you. So, what do you say? Let’s take this step together—your future self will thank you! Click that button to book a session, and let’s get started. You deserve this.

Kara Barrentine

(she/her)

Kara Barrentine, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
12 years of experience
Virtual
Are you feeling overwhelmed by daily obligations? Do you find yourself having difficulty focusing? Maybe you find yourself thinking you’re not good enough or feel like an imposter. I know exactly what you’re feeling: feeling things are out of your control, the tension in your body, the feeling you can’t possibly get everything done without disappointing others and you want relief now. Anxiety can be debilitating, and I don’t want you to have to suffer anymore. Those racing thoughts that feel uncontrollable do not have to be the main character in your life. I look forward to teaching you the strategies that will give you your life back. We’ll start by untangling your thoughts and feelings so you can gain clarity. By practicing acceptance, you can focus on taking actionable steps that move you towards your goals that align with your values. You'll develop effective coping strategies and thus gain resilience so you are better able to manage your stress no matter what comes your way. Life brings many challenges so your feelings are valid. I will actively listen to your needs and create a safe and supportive environment for you to freely share your concerns. I am here to provide guidance, support, and understanding. I hope to meet with you so we can work together placing you on the path towards mental wellness.

Cheryl Breining

(she/her)

Cheryl Breining, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
I am a Clinical Licensed Social Worker in Florida and Certified LIfe Coach. I have a Masters in Counseling , School Psychology, and Social Work.. I am a retired teacher and guidance counselor from New York and a Certified Life Coach. A have also completed Addca's ADHD training. I received my license as a Clinical Social Worker from the state of Florida. I work with individuals diagnosed with ADHD of all ages and their parents. By utilizing positive psychology and strength based methods I help clients deal with self esteem, time management, organizational skills, executive function, and anxiety issues. I also work with clients who are experiencing stress and self esteem issues. During our sessions we work together to develop strategies that will allow them to work towards their goals.

Abby Miller

Abby Miller, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
10 years of experience
Virtual
I am a licensed clinical social worker practicing in Florida. I enjoy working with people dealing with life transitions and challenges including parenting (both of children and adult children), changing careers, working with challenging coworkers/friends/partners and anxiety and depression that can occur when facing challenges in everyday life. I enjoy teaching people skills to handle their daily life and future challenges and help the client tweak the skills so it works specifically for them.

Candance Wise Gilberstadt

(she/her)

Candance Wise Gilberstadt, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hi. My name is Candance, but you can call me Candy. Do you feel as though you are being weighed down by certain thoughts and emotions, like you are out of balance? Is it difficult for you to manage your day to day responsibilities due to these thoughts and emotions? Would you like help in understanding and managing these thoughts and emotions so you can experience balance in your life? I help individuals get to that place of healthy balance, with a goal of remaining there. Together, we can work to identify your strengths and challenges to find solutions for managing your most challenging thoughts and emotions. We will use a person centered and strength based approach, exploring past and present experiences as they relate to your current state of overall well-being. I also integrate mindfulness techniques to help you develop a stronger more balanced state of being. Whether you are dealing with circumstances, thoughts or feelings that are overwhelming, I want to help. Reaching out for help can feel uncomfortable or seem scary, but you are making the right choice. During our sessions together, I will meet you with genuine compassion using evidence-based techniques to help you achieve and remain in a healthy, more balanced state of being. Let’s do this.

Guadalupe Perez

Guadalupe Perez, LMHC - Florida Therapist at Grow Therapy
$200/session
LMHC
7 years of experience
Virtual
With a Masters in Psychology from the Florida International University, I am currently licensed as a Mental Health Counselor and practicing in the State of Florida, where I hold both in-person and virtual sessions. My clients have a wide range of needs, so I tailor my sessions to them. As a result, they benefit from different treatment methods depending on the situation, such as CBT (cognitive behavioral therapy), which addresses negative thinking, or mindfulness, which focuses on the present moment. I also have a number of tools that can facilitate deeper learning and change within your sessions. With several years of experience treating a wide range of mental health issues, I'm sure we can establish a good therapeutic relationship. In addition, I have extensive experience working with clients who have experienced complex trauma, such as domestic violence, sexual abuse, incest, or who have suffered from serious illness. I also have experience with anxiety disorders, marital issues, acculturation, and adjustment disorders.

Hontah Epps

Hontah Epps, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
26 years of experience
Virtual
2024 is my 25th year as a social worker, clinical therapist, educator, supervisor, and leader committed to support vulnerable populations. My Social Work career was initiated by my passion to support those within vulnerable populations, specifically within the child welfare system. I began my career as a Social Worker working within the Child Welfare system in New York City. In 2003, I relocated to Charlotte, NC and continued my work within Child Welfare as a Child Protective Services Social Worker. In 2008, I obtained my clinical licensure which initiated my move from providing direct clinical services to children, young adults and families.

Carolina Russo

Carolina Russo, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
3 years of experience
Virtual
My name is Carolina and I am a licensed mental health counselor in FL. I have worked with individuals that experience a wide variety of challenges. I have experience working with both adolescents and adults, supporting them in developing strategies to manage their mental health and build healthier relationships. My approach is client-centered and empathetic, aimed at fostering a safe, supportive environment where we can build resilience and find greater fulfillment.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.