Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 395 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 6/30/2025

Toula Zoulas

Toula Zoulas, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
25 years of experience
Virtual
In today’s fast-paced world, it’s easy to feel overwhelmed by constant demands and limited space for personal reflection. Therapy offers a unique opportunity to pause, take stock, and reconnect with yourself. It’s a space where you can become more aware of your emotions, re-examine your choices, and move toward greater clarity and peace of mind. As a therapist, I am committed to providing a supportive, non-judgmental environment where you can safely explore your feelings and experiences. My approach is client-centered and active, helping you uncover new perspectives and broaden your options. Together, we’ll work on overcoming doubt, managing difficult emotions, and building resilience in the face of life’s challenges. I specialize in working with children, adolescents, and young adults, supporting them through emotional turmoil, family stressors, and communication issues that can impact their well-being. Whether you’re struggling with personal challenges or relationship difficulties, I’m here to help you break through roadblocks and find a positive, affirming path forward. We all want a life of significance and balance—and I believe that with the right guidance, these are not just dreams but achievable realities. Happiness isn’t a mysterious force; it’s the result of learning and practicing skills that anyone can develop. With my support, you’ll gain confidence, emotional resilience, and the tools you need to create a more fulfilling life. Let’s work together to improve your emotional well-being and help you get to a place where you feel comfortable, empowered, and ready to thrive.

Michelle Mercado

Michelle Mercado, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
My name is Michelle Mercado and I am a licensed clinical social worker. I have obtained my Master's degree in Social Work at Florida International University. I realize that no two people are the same and as such, I tailor my therapy to meet the specific needs of my clients. My practice specializes in treating: Depression Life transitions Self-esteem Stress Anxiety Peer relations School issues Autism spectrum ADHD Substance abuse LGBTQ+ Behavioral issues Anger Management Mood disorders Bipolar disorder

Amber Pestian

(she/her)

Amber Pestian, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
18 years of experience
Virtual
My name is Amber Pestian, and I’m a Licensed Clinical Social Worker (LCSW) providing psychotherapy to individuals, couples, and families. I offer a supportive, client-centered space where people can explore life’s challenges and move toward healing. With over a decade of experience, I bring a compassionate, informed approach to every session—whether we’re working through mental health concerns, behavioral challenges, or relationship dynamics.

Sondos Jaber

(she/her)

Sondos Jaber, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Florida with experience in various mental health settings including emergency departments, private practice, and psychiatric facilities. I am EMDR certified with major focus in trauma, suicidal ideations, depression, self-esteem, and anxiety. My goal is to be a compassionate, authentic, respectful guide and to provide you with a safe and judgment free environment.

Paul Weaver

Paul Weaver, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
9 years of experience
Virtual
Hi, I’m Paul. I am a Licensed Therapist and my goal is to help you discover ways forward through distress towards wellness. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. Distress is experienced in many different ways that impact our ability to function and cope within a healthy framework. By applying complementary therapy approaches and techniques, we will unearth behavioral patterns and pain perceptions that may be holding you back from experiencing a more fulfilling and meaningful life. If you're looking for extra support and guidance through a challenging situation or are just ready to move in a new direction, I look forward to working with you to achieve your goals. Please feel free to reach out with any questions or to book a session. Thanks. Hope I can be a resource.

Amy Allen

Amy Allen, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
Have you lost your balance in relationships and need to recalibrate? Want to close the gap between who you are and who you want to be? Do you feel anxiety or depression robbing you of your own life and need help finding the GOOD? I can help! As a licensed mental health counselor working in private practice, I have experience with children, individuals, couples, and families. As a school district counselor leader and trainer, as well as a fitness instructor, I can help guide you to live your best life through goal setting and goal reaching in nearly every area of your life. It may feel like a big step to email or call, but it will be worth it! I would be honored to support you in unraveling the knots of your heart, mind, and body and help you breathe easily, taking next steps for growth on your unique journey.

Cheryl Breining

(she/her)

Cheryl Breining, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
I am a Clinical Licensed Social Worker in Florida and Certified LIfe Coach. I have a Masters in Counseling , School Psychology, and Social Work.. I am a retired teacher and guidance counselor from New York and a Certified Life Coach. A have also completed Addca's ADHD training. I received my license as a Clinical Social Worker from the state of Florida. I work with individuals diagnosed with ADHD of all ages and their parents. By utilizing positive psychology and strength based methods I help clients deal with self esteem, time management, organizational skills, executive function, and anxiety issues. I also work with clients who are experiencing stress and self esteem issues. During our sessions we work together to develop strategies that will allow them to work towards their goals.

Guadalupe Perez

Guadalupe Perez, LMHC - Florida Therapist at Grow Therapy
$200/session
LMHC
7 years of experience
Virtual
With a Masters in Psychology from the Florida International University, I am currently licensed as a Mental Health Counselor and practicing in the State of Florida, where I hold both in-person and virtual sessions. My clients have a wide range of needs, so I tailor my sessions to them. As a result, they benefit from different treatment methods depending on the situation, such as CBT (cognitive behavioral therapy), which addresses negative thinking, or mindfulness, which focuses on the present moment. I also have a number of tools that can facilitate deeper learning and change within your sessions. With several years of experience treating a wide range of mental health issues, I'm sure we can establish a good therapeutic relationship. In addition, I have extensive experience working with clients who have experienced complex trauma, such as domestic violence, sexual abuse, incest, or who have suffered from serious illness. I also have experience with anxiety disorders, marital issues, acculturation, and adjustment disorders.

Hontah Epps

Hontah Epps, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
26 years of experience
Virtual
2024 is my 25th year as a social worker, clinical therapist, educator, supervisor, and leader committed to support vulnerable populations. My Social Work career was initiated by my passion to support those within vulnerable populations, specifically within the child welfare system. I began my career as a Social Worker working within the Child Welfare system in New York City. In 2003, I relocated to Charlotte, NC and continued my work within Child Welfare as a Child Protective Services Social Worker. In 2008, I obtained my clinical licensure which initiated my move from providing direct clinical services to children, young adults and families.

Ginny Rexroat

(she/her)

Ginny Rexroat, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
6 years of experience
Virtual
Hello and Welcome! First, I want to thank you. It took a lot for you to seek a therapist in the first place. Just admitting to yourself that you're not feeling your best is difficult, but congratulations, you've made it past your first step! Asking for help can be hard for some people, so thank you for seeing something in me that makes you more comfortable taking your next step. Whatever brought you here, I want you to know that you are not alone and I will walk with you on this journey. I am a Licensed Clinical Social Worker (LCSW). I grew up in a family of social workers which led me to the field. I grew up going to the nursing home my mom worked in as a geriatric social worker. Two of my mothers sisters were social workers and my great aunt was a therapist for delinquent teens. I have always had the instinct to help others and as I grew up I found that many people felt comfortable sharing things with me that they usually would say they never talked about. My amazement at the amount of traumatized people there were in my life turned into a fascination with the workings of the mind and body. My need to help others turned into a BSW, then an MSW, to an LCSW. Years went into study and licensing but still the subject does not bore me. I am excited to share what I have experienced and what I have learned while adapting the concepts to help others in the specific ways they need. We are all continuously learning and growing. I am excited to learn and grow with you as we discover how we will work best in the therapeutic environment together.

Halima Jaffer

Halima Jaffer, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
10 years of experience
Virtual
Hi! I'm Halima Are you having difficulty concentrating, sleeping, feeling worried or constantly thinking? Feel that you should be in a better position in your life? Struggling to manage your health, work and relationships? I help high performers better manage anxiety and avoid getting depressed. Together, we can identify what's not working and get you back to balance. We will utilize a holistic approach, integrating mind, body and spirit to help you feel more assured and connected. Allow me to help you. I have over ten years of experience in providing therapy to women and children who have experienced Anxiety, Depression, Trauma and ADHD. You deserve a safe place to heal and grow. In our sessions, I will meet you with empathy and evidence-based techniques to enable you to get your life back on track. allow me to help you! If you don't find a suitable available appointment time contact me at 407-706-5846.

Rebecca Montrose

(she/her)

Rebecca Montrose, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) based in Florida. I graduated with my Masters from Florida State University in 2019, but I have been working in the social work field 10 years. I have worked with young children all the way up to adults with dementia related illnesses and their caregivers. I love to help children and teenagers be able to tell their story, to get to know and love themselves, and to learn to advocate for themselves.

Sarah DeRosa

(she/her)

Sarah DeRosa, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
7 years of experience
Virtual
Hi! I'm Sarah, a licensed mental health therapist based in Florida. I provide virtual psychotherapy to young adults (>30). I help my clients to build self-esteem, resiliency, and overcome life's obstacles through a personalized treatment plan. Many of my clients feel "stuck" and are struggling with a range of issues including negative self-talk, specific phobias, anxiety, depression, and low self-esteem.

Tiffany Quijano

Tiffany Quijano, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
16 years of experience
Virtual
Hi, I'm a licensed mental health counselor and have been in the field for over 15 years. I focus on children from 8 years old to adults. I graduated with my Masters degree from Boston College. I am motivated and dedicated to helping my clients be the best they want to be. I meet where clients are at and help them identify the goals they want to work on.

Regina Esparza-Herman

Regina Esparza-Herman, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$165/session
LMHC
7 years of experience
Virtual
Hi! I'm a Licensed Mental Health Counselor (LMHC) based in Florida. I received my Masters from the Nova Southeastern University and have been practicing for 7 years. Additionally, I received a Pupil Personnel Credential from California State University, Fresno which allowed me to gain experience in a School Counselor role. I help children and adolescents navigate life's challenges to achieve the best version of themselves. I believe in supporting the whole family to help establish and maintain growth.

Marshelle Moore

Marshelle Moore, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
23 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker with 23 years of experience with a variety of individuals, partners, and family units. I received my master's degree in social work in 1998 from Florida State University. I am open to work with anyone who has a desire to grow and learn about themselves and others. My shared goal is to partner with folks on informed choice and decision making in life.

Adriana Santiago

(she/her)

Adriana Santiago, LMHC - Florida Therapist at Grow Therapy
$95/session
LMHC
6 years of experience
Virtual
Hi and Welcome! I specialize in working with children, adolescents, and young adults to address mental health concerns and improve their quality of life. My clients have come to me for a variety of reasons. These include: Seeking guidance, addressing unhelpful thinking patterns & behaviors, goal-setting, improving level of emotional regulation & self-care, increasing self-awareness & self-compassion, treating mental health symptoms related to anxiety & depression or simply craving a safe space. There are no concerns too small to begin your therapeutic journey! I believe that everyone can achieve and is deserving of a happy and fulfilling life. I take a collaborative and well-rounded approach to guide those in achieving their therapeutic goals. Together we will work towards what is most relevant to you or your child for your or their presenting concerns. By using my clinical skill set, creativity and emphasis on the therapeutic relationship I have been able to make a positive impact with my clients!

Jed Shlackman, M.S. Ed.

(he/him)

Jed Shlackman, M.S. Ed., LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
26 years of experience
Virtual
Jed Shlackman, M.S. Ed., LMHC provides a variety of individual, family, and group counseling and healing services. Jed combines traditional humanistic and cognitive oriented psychotherapy approaches with holistic guidance and advanced mind-body and energetic healing methods (such as hypnotherapy, meditation, Reiki, mindfulness, energy psychology, emotional release, trauma healing, sound healing) that can foster deep healing and more rapid transformation - physically, emotionally, mentally, and spiritually. Jed has worked as a counselor for over 25 years and has trained in a wide spectrum of counseling and healing methods. Jed provides a client-centered approach that seeks to identify which resources will best support the client and promote well-being and solutions that truly enhance life and build resilience. Jed is a native of South Florida and studied psychology and counseling at the University of Miami. While beginning his career providing counseling for children and adolescents and their families Jed went through a process of spiritual exploration and self-discovery that led to subsequent training in hypnotherapy, Reiki and energy healing, energy psychology, meditation, sound healing, trauma healing, and other complementary and alternative healing methods. Jed is also an author, with books available on Amazon, and is an amateur musician performing as "Jedi Shaman." Jed provides counseling and healing services with a holistic orientation, which refers to addressing the "whole" person and the systems and environments the person is a part of. This approach incorporates cognitive, humanistic, family systems, and psychodynamic therapies as well as transpersonal psychological therapies, hypnosis, energy psychology, expressive therapies, mind-body healing modalities, and vibrational/energetic healing approaches, as well as somatic therapies and addressing biological systems with herbs, essential oils, diet, and nutritional interventions. As a multi-talented, compassionate counselor with extensive knowledge and diverse experience Jed provide comprehensive healing services and collaboration with clients.

John Watts (Dr. J)

John Watts (Dr. J), LCSW - Florida Therapist at Grow Therapy
$155/session
LCSW
25 years of experience
Virtual
Welcome to my virtual office. I am currently offering TeleHealth sessions. I am a LCSW, licensed psychotherapist with 20 years experience, and 25 years social services/ministries outreach, providing individual and family therapy by utilizing a strengths-based, collaborative, holistic approach, allowing me to gain a clearer sense of my clients' Physical, mental, emotional, social and spiritual needs, and finding viable, alternative solutions to reach a more balanced and optimal level of coping/functioning. I endeavor to conduct psychotherapy with individuals who are challenged with a crisis, substance abuse/addictions, Porn/sexual addictions, dual diagnosis, and related codependency issues; relationships, depression, grief and loss, PTSD and anxiety-related issues, adjustment/transitional, career/vocational; Additionally, I offer Premarital counseling to establish a firm foundation for marriage; because "after every wedding comes a marriage." I utilize a holistic approach for crisis counseling, as well as evidenced-based cognitive behavioral therapy (CBT), and motivational interviewing/coaching, which facilitates my clients' ability to cope/function better with negative and self-defeating thoughts and behaviors. I firmly believe in providing a collaborative and supportive environment to maximize the therapeutic experience and identify what strengths and resources clients have to create meaningful change in their lives. For those who desire a Christian, Biblical approach, I also offer a faith-based perspective combined with psychological/systems theory I received my masters degree from Florida International University, and my B.A degree in psychology/pastoral/Biblical counseling from Southeastern College. I am a member of Phi Alpha and Alpha Chi honors societies respectively.

John Brennan

John Brennan, LMFT - Florida Therapist at Grow Therapy
$65/session
LMFT
5 years of experience
Virtual
Hi! I’m a licensed Marriage & Family Therapist with the State of Florida. I received my Masters from Stetson University in 1999. I have about five years experience in therapy and also worked in foster care for about five years. I have primarily worked with children but I'm looking forward to working with adults who are motivated to make improvements in their lives.

Beth Hicks

(she/her)

Beth Hicks, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
20 years of experience
Virtual
Hello There!!! I'm so excited to meet you! I am a LCSW that is based here in the state of Florida. I graduated with a Master's in Social Work from Florida State University. I have a history of serving clients in a vast array of ages. I specialize in working with families, couples, individuals and adolescents. I specialize in the field of trauma, and can help you find your path of healing!

Alan Cyr

(he/him)

Alan Cyr, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
7 years of experience
Virtual
I have significant experience working with youth (6+) through adults, in multiple forms of therapy, whether it be individual, couples, group, and/or family therapy sessions. Through my career, I have worked at several long-term addiction treatment facilities, multiple schools (K-12), group homes, as well as in private practice. I have experience using a variety of treatment modalities, including art therapy, play therapy (children), mindfulness/meditation, and cognitive behavioral therapy (especially Rational Emotive Behavioral Therapy).

Marie Judith Charpentier-Thorpe

(she/her)

Marie Judith Charpentier-Thorpe, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
3 years of experience
Virtual
I am a school counselor with over 16 years of experience, dedicated to helping others navigate and overcome their personal challenges. I take pride in offering a safe, non-judgmental space where clients can express themselves freely. Through active listening, empathy, and patience, I work collaboratively with clients to help them gain clarity, build emotional resilience, and move toward positive change. My approach is rooted in emotional intelligence, introspection, and self-reflection, helping individuals unlock their potential and thrive.

Nokomis Lazenberry

(she/her)

Nokomis Lazenberry, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
4 years of experience
Virtual
I am licensed in Florida with 4 years of professional work experience. I have experience in helping clients with stress and anxiety, anger management, motivation, self-esteem, and confidence, & depression. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialog and treatment plan to meet your unique and specific needs. Taking the first step to sign up for therapy can take courage and I am proud of you for getting started!

Noeline Coore

(she/her)

Noeline Coore, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
12 years of experience
Virtual
Hi! I'm Noeline Coore-mother, friend, therapist. My practice centers primarily on children, adolescents, adults, and LGBTQ+ population.. I provide integrated therapies for ADHD, Depression, General Anxiety, family issues, etc. I am trained in understanding systems and relationships. I prefer to coordinate treatment interventions with client's strengths, resources and skills. It is my passion to offer you a safe space to voice your difficulties, navigate your pain, and bring clarity to your struggles. I am here to sort through negative feelings/situations that may be plaguing you, and heal the wounds you have not been able to address alone.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.