Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 416 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 7/17/2025

Mercedes Harrison

Mercedes Harrison, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
1 year of experience
Virtual
I am a Licensed Mental Health Counselor with over 10 years of experience as School Counselor. I have great deal of experiences working with multiple populations from all walks of life. I collaborate with my clients to help them address their challenges and find their own inner strength! We address challenges like anxiety, mood, stress, adjustment challenges, anger management, conflict resolution, self-expression, goal setting, traumatic experiences, isolation, coping skills, emotion management, and family/peer relationship

Kevin Bieber

Kevin Bieber, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
25 years of experience
Virtual
About me I am a Licensed Mental Health Counselor in Florida with 25 years of professional experience come August. I am also a Qualified Supervisor of new counselors who finished their Master's Degree and have become Registered Mental Health Counselor Interns in Florida. In addition, I do Wellness Coaching throughout the USA. I am also a Teacher, Mentor, and soon an International Motivational Speaker. I have experience in helping clients with stress and anxiety, substance use and other vices and addictions, relationship issues, family conflicts, & trauma and abuse. As of 6-27-25, I am 5yrs, 7mos, and 8dys sober from marijuanna, and have also overcome the addictions of gambling, sex, and buying expensive cars beyond my means.

Mary Moonen

Mary Moonen, LCSW - Florida Therapist at Grow Therapy
$145/session
LCSW
30 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker, and a Certified Addictions Professional. For the past 30 years, I've had the privilege of serving clients of different ages, backgrounds, in a variety of settings. I assist Individuals, Couples, Families, Groups, and even Communities when needed, offering both short term and long term counseling. I am licensed to diagnose and treat many issues, such as Mental Health issues, including Substance Abuse. I have advanced training in PTSD, Critical Incident Stress Management, and work with all types of traumas, including abuse, grief, as well as assisting Communities during manmade/ natural disasters, or acts of violence that require interventions on a larger scale. For the past 20 years, I have specialized in assisting have served First Responders, Firefighters, EMS, and Law Enforcement Officers, who were involved with 9/11. I am very dedicated to assisting Medical Staff, and other local heros who selflessly look after our safety and well being. Before entering Private Practice, for many years, I worked in Drug and Alcohol Rehabilitation Agencies, Psychiatric Centers, Nursing Homes, and Homeless Shelters. I have extensive experience working with people who have Disabilities, and Chronic Medical Issues. I became proficient at American Sign Language , I help clients learn their rights under the American with Disability Act to learn how to request accessible goods and services. My commitment to YOU, is that if for any reason, I cannot assist you, I will do everything I can to connect you with another therapist or other resources. It is MY honor to serve you.

Kate Jaramillo

Kate Jaramillo, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
16 years of experience
Virtual
I am Licensed Marriage and Family Therapist (LMFT) with nearly 15 years of experience working with youth, adolescents, adults, and families to improve their mental health. I specialize in addressing issues related to trauma, anxiety, depression, stress, life transitions, relationship issues, parenting issues, and more. I earned my Master's degree Marriage and Family Therapy from St. Thomas University. I also completed a certification in loss and healing and a certification in trauma as well as two additional years of post-graduate study, passed the advanced national clinical board, and gained my professional license in the state of Florida afterward. I have chosen to continue my education by taking hundreds of hours of additional courses in the neurobiology of trauma, grief and loss, abuse recovery, child development, parenting, and communication. We all encounter obstacles in our lives. I am confident that I will be able to assist you on this journey providing you with enlightenment and new techniques that will enable you to be able to cope with whatever challenges or obstacles you may be facing in life. If you are wanting to embark on this new journey, schedule an appointment with me today!

Marilyn Katell

Marilyn Katell, LP - Florida Therapist at Grow Therapy
$100/session
LP
12 years of experience
Virtual
Hello! I am an experienced, licensed psychologist who has helped many individuals, couples, and families to navigate various life transitions. I enjoy serving clients who are willing to assess their value systems to determine if their values are still consistent with who they want to be. To some extent, our personal styles are genetically determined. However, I also believe we base our values on early learning, whether that education was positive or not.

Beth Marcinski

(she/her)

Beth Marcinski, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
6 years of experience
Virtual
I am a Licensed Mental Health Counselor and I have been working as a therapist since 2019 and I am honored that you are thinking of choosing me to help you navigate through life's challenges. I received my Masters degree from Asbury Theological Seminary's Florida Dunnam Campus. I have experience helping others through anxiety, depression and trauma to find healing and improved quality of life.

Jed Shlackman, M.S. Ed.

(he/him)

Jed Shlackman, M.S. Ed., LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
26 years of experience
Virtual
Jed Shlackman, M.S. Ed., LMHC provides a variety of individual, family, and group counseling and healing services. Jed combines traditional humanistic and cognitive oriented psychotherapy approaches with holistic guidance and advanced mind-body and energetic healing methods (such as hypnotherapy, meditation, Reiki, mindfulness, energy psychology, emotional release, trauma healing, sound healing) that can foster deep healing and more rapid transformation - physically, emotionally, mentally, and spiritually. Jed has worked as a counselor for over 25 years and has trained in a wide spectrum of counseling and healing methods. Jed provides a client-centered approach that seeks to identify which resources will best support the client and promote well-being and solutions that truly enhance life and build resilience. Jed is a native of South Florida and studied psychology and counseling at the University of Miami. While beginning his career providing counseling for children and adolescents and their families Jed went through a process of spiritual exploration and self-discovery that led to subsequent training in hypnotherapy, Reiki and energy healing, energy psychology, meditation, sound healing, trauma healing, and other complementary and alternative healing methods. Jed is also an author, with books available on Amazon, and is an amateur musician performing as "Jedi Shaman." Jed provides counseling and healing services with a holistic orientation, which refers to addressing the "whole" person and the systems and environments the person is a part of. This approach incorporates cognitive, humanistic, family systems, and psychodynamic therapies as well as transpersonal psychological therapies, hypnosis, energy psychology, expressive therapies, mind-body healing modalities, and vibrational/energetic healing approaches, as well as somatic therapies and addressing biological systems with herbs, essential oils, diet, and nutritional interventions. As a multi-talented, compassionate counselor with extensive knowledge and diverse experience Jed provide comprehensive healing services and collaboration with clients.

Paige Whitley

(she/her)

Paige Whitley, LMHC - Florida Therapist at Grow Therapy
$70/session
LMHC
3 years of experience
Virtual
Hey there! I'm Paige, a Licensed Mental Health Counselor based in the sunny state of Florida. My passion lies in empowering individuals who are prepared to embark on a transformative journey toward a brighter future. With a wealth of experience spanning various demographics and challenges, I specialize in supporting those navigating neurodiversity (such as Autism and ADHD), trauma (including survivors of sexual assault and domestic violence), substance abuse, and the complexities of anxiety and depression.

Nicholas Hercules

Nicholas Hercules, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
14 years of experience
Virtual
I offer a solution-focused approach to therapy. I have 14 years of experience in the field of therapy. I have been happily married for 11 years, and am a proud father of 2 sons. Please feel free to reach out to me for help with any issues relating to Relationships, Trauma , Grief , Intimacy-related issues , Sleeping disorders , Parenting issues , Anger management , Self esteem , Career difficulties , Coping with life changes , Coaching , Compassion fatigue , ADHD , Attachment Issues , Blended Family Issues , and more.

Desiree Williams

(she/her)

Desiree Williams, LMHC - Florida Therapist at Grow Therapy
$135/session
LMHC
6 years of experience
Virtual
Hi! My name is Desiree, and I'm the founder and owner of Light at the End Counseling Services, LLC. As a mental health therapist in the state of Florida, I specialize in working with adults, children, and teens struggling with anxiety and stress management. I also see individuals who struggle with self-esteem, relationships, and family issues. My style of counseling is characterized by a kind and direct manner, combined with compassion, in a culturally sensitive context. I am also a certified school counselor. My past work enhanced my professional experience as an educator in St. Lucie County and as a dependency case manager for The Department of Children and Families (DCF). I graduated with honors from Webster University with a Master of Arts Degree in Clinical Mental Health Counseling. I returned to graduate school to receive my Education Specialist Degree in School Counseling from Florida Atlantic University, graduating with honors. I was born and raised in Florida and enjoy spending time with my family at the beach, especially during those hot summer days!

Desiree Reed

(she/her)

Desiree Reed, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
5 years of experience
Virtual
Hi, I'm Desiree Reed. I have my Masters in Counseling and Psychology, I take pride in helping individuals work through their life's obstacles. As a therapist, I provide an open, safe environment to explore difficult emotions and provide guidance to help clients navigate life's challenges. My goal is to help my clients build resilience and foster self-compassion. I'm passionate about providing quality care to my clients and helping them reach their full potential. I specialize in Cognitive Behavioral Therapy (CBT) and Dialectical Behavioral Therapy (DBT). My goal is to help my clients develop the skills they need to manage their emotions, thoughts, and behaviors in order to reach their desired outcomes. I'm passionate about empowering individuals to make positive changes in their lives and helping them create sustainable solutions for their problems. My goal is to help people understand their hurdles and how to move forward in a positive and healthy way. I use evidence-based practices to provide a safe and confidential environment for my clients to explore their thoughts and feelings. My goal is to create a space where individuals can be heard, understood, and supported as they work towards becoming the version of themselves that they want to be.

Bridget Lyons

(she/her)

Bridget Lyons, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
Welcome! My name is Bridget Lyons and I am a Licensed Clinical Social Worker (LCSW) in the state of Florida. I provide individual, couples, and family therapy sessions, virtually, or in person at my office located in Cape Coral. I have been working in the mental health field for the past 10 years, and I am happy to listen, validate, and help you process your concerns. I am a mother of an energetic 4-year-old girl, and I value and understand the beauty as well as the challenges that motherhood can bring. My goal is to take the time and attention to help you become your best self and achieve your fullest potential! I offer a warm, empathetic safe space for you to share your feelings, thoughts and experiences. I provide positive and constructive feedback and suggestions to help you cope with problems, and find solutions. I have immediate openings and I am looking forward to hearing from you! I offer a free 15 minute consolation call to make sure we are a good fit. If you are looking to make a change in your life, cope with stress, or recover from trauma please don't hesitate to reach out!

Magda McGuire

(she/her)

Magda McGuire, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
9 years of experience
Virtual
I'm Magda McGuire, a bilingual (English/Spanish) Licensed Mental Health Counselor. My commitment to my profession is evident through almost a decade-long career in counseling, where I have honed my expertise in affirming client centered therapy and cognitive-behavioral therapy. I have experience working in hospital settings as a liaison counselor assisting patients and their families to navigate end-of-life challenges, serious mental illnesses, adjustment issues and crisis situations. I also have experience working in jail settings with individuals from all walks of lives facing challenges such as adjustment issues, serious mental illness, anxiety, depression, guilt, shame, remorse, addictions, suicide attempts, crisis and many more challenges.

Linda Agosto

Linda Agosto, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
7 years of experience
Virtual
Hello! I am a Licensed Mental Health Counselor (LMHC) located in Florida. I earned my Master's degree from Palm Beach Atlantic University and have been practicing for 6.5 years. My work primarily involves supporting adults, adolescents, and children in comprehending and processing their past and present traumas. I firmly believe that all mental health challenges have underlying origins, and I guide my clients in uncovering these sources, leading to a significant reduction in their symptoms.

Gabe Lamas

(he/him)

Gabe Lamas, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
I would describe myself as a goofy and radically empathetic therapist that struggles with severe ADHD and also anxiety. Not to mention the grief! I am big on being vulnerable myself. We must lead by example. I also am a strong believer in the power of connection. If you cannot connect with your therapist, research says that therapy is not likely to be effective. I prioritize the therapeutic relationship above all else. That is my foundation. That means I pride myself on not being a robot. I cannot believe I have to say this, but many students in therapy have told me that they have had robotic therapist. That is not me. I believe the most powerful therapeutic techniques are empathy and unconditional love, and those are the values I do my best to display consistently. I currently provide individual counseling to students at Miami Dade College and I have found that I really enjoy working with college students that recently graduated from high school. I find that the world treats them cruelly at such an overwhelming time of their lives and they deserve unconditional love, not tough love.

Madiane Perez

Madiane Perez, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
25 years of experience
Virtual
My name is Madiane Perez. I have been a Licensed Mental Health Counselor in Florida since 2011. I also hold a Behavior Analysis Certification (BCBA) since 2015. I have worked with different populations in Miami, Florida for the last 14 years. In addition, I have clinical experience in more than one country and a multicultural approach. My educational background is in Clinical Psychology. Although most of my clinical research and experience has been with children and adolescents, I have experience with young adults and adults in general. I have extensively studied and work with anxiety, depression, weight and self-image issues, acculturation and other sensitive areas for adults. Due to my cultural background and life experiences, I am open and sensitive to multiple cultural and educational backgrounds. I have been working with minorities and emigrants in multicultural cities. I am also comfortable treating severe behavioral difficulties for children and adolescents such as ADHD, ODD, ASD and others due to my vast experience in ABA. I am able to combine multiple therapeutic approaches to better address clients' difficulties and help them reach their true potential.

Halima Jaffer

Halima Jaffer, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
10 years of experience
Virtual
Hi! I'm Halima Are you having difficulty concentrating, sleeping, feeling worried or constantly thinking? Feel that you should be in a better position in your life? Struggling to manage your health, work and relationships? I help high performers better manage anxiety and avoid getting depressed. Together, we can identify what's not working and get you back to balance. We will utilize a holistic approach, integrating mind, body and spirit to help you feel more assured and connected. Allow me to help you. I have over ten years of experience in providing therapy to women and children who have experienced Anxiety, Depression, Trauma and ADHD. You deserve a safe place to heal and grow. In our sessions, I will meet you with empathy and evidence-based techniques to enable you to get your life back on track. allow me to help you! If you don't find a suitable available appointment time contact me at 407-706-5846.

Toula Zoulas

Toula Zoulas, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
25 years of experience
Virtual
In today’s fast-paced world, it’s easy to feel overwhelmed by constant demands and limited space for personal reflection. Therapy offers a unique opportunity to pause, take stock, and reconnect with yourself. It’s a space where you can become more aware of your emotions, re-examine your choices, and move toward greater clarity and peace of mind. As a therapist, I am committed to providing a supportive, non-judgmental environment where you can safely explore your feelings and experiences. My approach is client-centered and active, helping you uncover new perspectives and broaden your options. Together, we’ll work on overcoming doubt, managing difficult emotions, and building resilience in the face of life’s challenges. I specialize in working with children, adolescents, and young adults, supporting them through emotional turmoil, family stressors, and communication issues that can impact their well-being. Whether you’re struggling with personal challenges or relationship difficulties, I’m here to help you break through roadblocks and find a positive, affirming path forward. We all want a life of significance and balance—and I believe that with the right guidance, these are not just dreams but achievable realities. Happiness isn’t a mysterious force; it’s the result of learning and practicing skills that anyone can develop. With my support, you’ll gain confidence, emotional resilience, and the tools you need to create a more fulfilling life. Let’s work together to improve your emotional well-being and help you get to a place where you feel comfortable, empowered, and ready to thrive.

Tabitha Crosno

(she/her)

Tabitha Crosno, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$130/session
LMHC
2 years of experience
Virtual
Hi! My name is Tabitha. I have my own virtual private practice called Mindfully Me. I'm a Licensed Mental Health Counselor (LMHC) based in Florida. Prior to becoming a Mental Health Therapist I was a counselor for one of the largest school districts for 5 years. I help kids, teens, and young adults struggling with anxiety, depression, and trauma to become the best versions of themselves.

Stephanie Alvarez

Stephanie Alvarez, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
3 years of experience
Virtual
Hello/Hola! I am a bilingual Licensed Mental Health Therapist from Colombia, proudly practicing in Florida. With a deep passion for helping others, I specialize in supporting children, adolescents, and their caregivers as they navigate trauma, anxiety, and depression. My approach is rooted in empathy and cultural sensitivity, ensuring that each client feels understood and valued. With years of experience, I am committed to empowering my clients to overcome challenges and achieve their fullest potential.

Wendy Sloan

Wendy Sloan, LMHC - Florida Therapist at Grow Therapy
$150/session
Has intro video
LMHC
25 years of experience
Virtual
My name is Wendy, and I’m a Licensed Mental Health Counselor with over 20 years of experience. I believe that the therapeutic relationship should be rooted in respect, compassion, and genuine understanding. My approach combines evidence-based methods such as Cognitive Behavioral Therapy (CBT), Positive Psychology, and Solution-Focused Therapy. These goal-oriented strategies empower you to tap into your own strengths and create meaningful, lasting change—often allowing you to see progress sooner than expected. I work with adults, adolescents, and children, and I am committed to meeting you where you are. Whether you’re navigating anxiety, self-esteem challenges, life transitions, or communication issues, I’ll be here to support and guide you every step of the way. I’m glad you’ve taken this important step toward change. When you’re ready, I’m here to help you move forward on your path to a healthier, more fulfilling life.

John Brennan

John Brennan, LMFT - Florida Therapist at Grow Therapy
$65/session
LMFT
5 years of experience
Virtual
Hi! I’m a licensed Marriage & Family Therapist with the State of Florida. I received my Masters from Stetson University in 1999. I have about five years experience in therapy and also worked in foster care for about five years. I have primarily worked with children but I'm looking forward to working with adults who are motivated to make improvements in their lives.

Christy Evans

Christy Evans, LCSW - Florida Therapist at Grow Therapy
$35/session
LCSW
15 years of experience
Virtual
Hi there - I am a Licensed Clinical Social Worker. I completed my Master of Social Work degree at the University of South Florida. I also have a Bachelor degree in Psychology from Southeastern University. I have worked in the mental health field for 15 years. I have provided case management services, family therapy, parenting skills, romantic relationships skills, and other counseling services for people facing life’s many problems.

Nathan Pettit

Nathan Pettit, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
I am deeply committed to supporting you in your journey toward growth, healing, and self-discovery. Whether you are dealing with a personal struggle, a relational challenge, or navigating life changes, I believe in a compassionate and collaborative approach to therapy. My goal is not only to help you address the challenges you face today but also to provide you with tools to thrive long-term. Together, we can develop a path forward that allows you to feel empowered, supported, and ready to face the challenges life may bring. Let's work together to unlock your full potential and build a future where you can feel balanced and at peace.

Areeba Johnson

(she/her)

Areeba Johnson, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
10 years of experience
Virtual
Hi my name is Areeba Johnson, I am a Licensed Clinical Social Worker LCSW, dedicated to educating and empowering individuals on how to heal. To be a part of your journey to emotional health. Helping you find the path in life and living life abundantly. To help individuals gain self-fulfillment and growth. In life challenges may arise where you experience self-doubt, unhealthy habits or trauma. I am here to help you overcome those challenges by using a holistic approach focusing on your cognitions and the impact they have on your behavior. If you are looking to make healthy changes and overcome past struggles today is a great day to get started.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.