Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 571 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/19/2025

Elizabeth Morgante

Elizabeth Morgante, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
13 years of experience
Virtual
Are you looking to learn how to bring positive change into your life? Are you looking to change the way you relate to yourself and others as well as achieve a greater understanding of the circumstances and issues facing you? Self-understanding and self-development are necessary when the desired objective is sustained change. This is courageous work, and you deserve an experienced and empathetic professional at your side. I hope you choose to invest in yourself and connect with me today!

Vicki Bauer

Vicki Bauer, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
39 years of experience
Virtual
Hi! I'm Vicki, and I am a Licensed Mental Health Counselor and Behavior Analyst. Are you struggling with problems that have a negative impact on your quality of life? Tired of trying to figure out how to change things on your own? I would love to work with you to help you sort through those things that are keeping you from living the life you want to enjoy. I enjoy the art of applying a unique blend of mental health and behavioral approaches to life's problems. I love supporting motivated individuals to identify those areas of their lives that are standing in the way of experiencing the high quality life they want and deserve. Whether you're dealing with relationship issues, family issues, overwhelm, anxiety or depression, I am here to help you identify what's not working in your life and get you to a place of balance and inner calm. Together, we can create a safe space for you to share and develop new skills. As we work together, I can provide you with research- and evidence-based tools and techniques to address those problematic life areas. I look forward to working together!

Mercedes Harrison

Mercedes Harrison, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
1 year of experience
Virtual
I am a Licensed Mental Health Counselor with over 10 years of experience as School Counselor. I have great deal of experiences working with multiple populations from all walks of life. I collaborate with my clients to help them address their challenges and find their own inner strength! We address challenges like anxiety, mood, stress, adjustment challenges, anger management, conflict resolution, self-expression, goal setting, traumatic experiences, isolation, coping skills, emotion management, and family/peer relationship

Joe Calhoun

(he/him)

Joe Calhoun, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
26 years of experience
Virtual
My name is Joe Calhoun, and I am a Licensed Clinical Social Worker (LCSW) based in Tampa, Florida, and working with clients state-wide via telehealth. I work with teenagers, and adults and specialize in treating addiction, anxiety, anger management, and relationship difficulties, using Cognitive Behavioral Therapy, Faith Based Therapy, REBT, Motivational Interviewing, and Solution Focused Therapy to help my clients meet their treatment goals.

Adrienne Clark Marino

(she/her)

Adrienne Clark Marino, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
20 years of experience
Virtual
I bring over 20 years of experience in the mental health field and am passionate about providing trauma-informed care to every client I work with. Throughout my career, I have had the privilege of supporting children, teens, young adults, parents, and families in a wide variety of diverse settings — from community-based programs to clinical environments — and I deeply value the unique strengths, stories, and challenges that each individual brings. In my work, I believe that therapy is most effective when it’s individualized. Together, we will identify your personal strengths, explore what has been helpful for you in the past, and develop a plan that is tailored specifically to your needs, goals, and values. I draw from a variety of evidence-based approaches, always keeping you at the center of the process, and work collaboratively to find what feels most effective and supportive for you. As your therapist, my commitment is to create a safe, supportive, and nonjudgmental space where you can feel heard, understood, and empowered. I believe in the power of the therapeutic relationship, and I strive to build a strong, trusting connection where you can explore challenges, build resilience, and move toward meaningful growth and healing. Whether you are navigating past trauma, managing stress or anxiety, facing life transitions, or seeking greater self-understanding, I am here to walk alongside you — helping you uncover your strengths and supporting you every step of the way.

Rachel Colavito

(she/her)

Rachel Colavito, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
14 years of experience
Virtual
Welcome! I'm Rachel. I want to first acknowledge that you've taken a courageous step in seeking therapy, and I’m so glad you're here. Starting this process can feel empowering, confusing, or even a little scary, and that’s completely okay. Together, we’ll dive into what’s challenging you right now—whether it’s anxiety, depression, postpartum concerns, grief, self-confidence struggles, or parenting hurdles. We’ll also explore where you want to be in the next month, six months, or year. In our sessions, we’ll break down your concerns and create strategies that work for you, focusing on practical actions you can take right away. I strive to provide a safe and compassionate space where you can feel heard and supported. My approach emphasizes developing assertive communication and boundaries, helping you build the life you truly deserve. I believe therapy is a collaborative process, and there’s always space for suggestions and accountability as we work together. When you’re ready, I’m here to help you move forward.

Kassiana Casimir

(she/her)

Kassiana Casimir, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
8 years of experience
Virtual
My name is Kassiana Casimir, and I hold a Master of Science in Counselor Education. I am a Licensed Mental Health Counselor based in Florida. I support individuals in managing emotional regulation, improving relationships, and navigating life transitions. I use evidence-based, culturally sensitive approaches to help clients gain insight, heal, and build healthier coping strategies in a safe, supportive environment.

Olivia Caser

(she/her)

Olivia Caser, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
6 years of experience
Virtual
Aloha, I’m Olivia—a Licenses Mental Health Counselor, military spouse, and yogi—devoted to helping others grow, heal, and thrive. I have experience working with children, adolescents, adults, & families navigating a wide range of mental health needs. My approach is holistic—I consider how your mind, body, relationships, and environment all play a role in your well-being. As someone who values the whole person, I integrate evidence-based approaches with holistic practices that support emotional, mental, and physical wellness. My style is compassionate, collaborative, and focused on creating a trusting space centered around you. In our work together, you can expect to gain insight, build resilience, and develop practical tools to move through life’s challenges.

Marilyn Katell

Marilyn Katell, LP - Florida Therapist at Grow Therapy
$100/session
LP
12 years of experience
Virtual
Hello! I am an experienced, licensed psychologist who has helped many individuals, couples, and families to navigate various life transitions. I enjoy serving clients who are willing to assess their value systems to determine if their values are still consistent with who they want to be. To some extent, our personal styles are genetically determined. However, I also believe we base our values on early learning, whether that education was positive or not.

Lily Greenan

Lily Greenan, LMHC - Florida Therapist at Grow Therapy
$85/session
LMHC
20 years of experience
Virtual
I am a mental Health Counselor with 20 years of experience in working with people of all ages in many different circumstances. I have experience working with the child welfare systems, court advocacy, foster care, adoptions, children experiencing traumas, substance use and parenting, motivational interviewing, and helping those that are struggling with life circumstances that are wanting to improve their functioning.

Larry Reidt

Larry Reidt, LMFT - Florida Therapist at Grow Therapy
$60/session
LMFT
25 years of experience
Virtual
Hello! My name is Larry. Life can get pretty overwhelming and sometimes we need a helping hand. I have 20 plus years experience helping folks with overwhelming anxiety, depression, burnout, relationship issues and recovery from trauma. My approach is to join you in partnership to identify your needs and create personalized solutions. I enjoy working with a wide range of folks from all walks of life. I am LGBT friendly and affirming. I take a “whole person” holistic approach while employing evidence based practices. As such, we can work to help you integrate your family life, work life, spirituality as we work toward healing and becoming your very best self. Seeking therapy is a brave thing! You've already taken the first step. Let's work together.

Kimberley Knapp

(she/her)

Kimberley Knapp, LMHC - Florida Therapist at Grow Therapy
$75/session
LMHC
3 years of experience
Virtual
Greetings! I'm a Licensed Mental Health Counselor based in Florida. I received my Masters from The Chicago School of Professional Psychology and have been practicing for three years, after having worked in the public school system for over 20 years. For the past three years, I have been working with children and families, but also specialize in working with all populations with a vast array of concerns.

Yelitza Chaves

(she/her)

Yelitza Chaves, LMHC - Florida Therapist at Grow Therapy
$110/session
LMHC
13 years of experience
Virtual
Hello! I'm a Licensed Mental Health Professional Counselor (LMHC) based in Florida. I am fluent in English and Spanish. I would love to meet you with unconditional positive regard, exactly where you are right now and accompany you in the growth you are looking for. I graduated with my Masters degree in 2013 and I have been with clients since then in crisis stabilization units for children and adults, private sector, schools and in community-based agencies. I have also worked for/with national and International mental health providers. I pledge to remain current about the techniques that affect change and could help you improve. I want you to know that I am here for you and that you are not alone! If you don't see an appointment time that works for you, let me know, I will do my best to accommodate you as soon as possible. Hola. Gracias por visitar mi página. Como verás hablo Español como primer idioma y sería todo un placer que que podamos conversar para conocer como ayudarte y que puedas llevar una vida que te lleve a ser feliz nuevamente. No dudes que estoy aquí para tí! Si no encuentras un horario que te sirva dentro de los que hay disponibles, envíame un mensaje y trataré de hacer lo mejor para encontrar algo que nos sea conveniente lo antes posible.

Lori Wilson

(she/her)

Lori Wilson, LCSW - Florida Therapist at Grow Therapy
$80/session
LCSW
33 years of experience
Virtual
Hello. I am a Licensed Clinical Social Worker who completed graduate work at Syracuse University and have been practicing for over 30 years, the last 8 being in Florida. I enjoy teaching (and practicing) coping skills for stress, anxiety and depression. Everyone's journey is different and I see myself as respectfully accompanying them on their own journey, reflecting on experiences along the way.

Angela Trotter

Angela Trotter, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
11 years of experience
Virtual
Hello, I’m a Licensed Clinical Social Worker (LCSW) based in Florida, with over 11 years of experience. I earned my Master’s degree from Western Kentucky University, and throughout my career, I’ve developed a deep passion for fostering a therapeutic environment built on acceptance, safety, and non-judgment. My goal is to provide a space where clients can explore and make sense of the most challenging aspects of their lives. I believe that every individual is the expert of their own experience, and my role is to serve as a compassionate guide, offering support and reflection to help you discover your own path toward healing and growth. I have experience working with adolescents, teens, adults, and families, and I specialize in helping clients navigate issues related to anxiety, depression, family dynamics, and school-related challenges.

Bridget Lyons

(she/her)

Bridget Lyons, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
Welcome! My name is Bridget Lyons and I am a Licensed Clinical Social Worker (LCSW) in the state of Florida. I provide individual, couples, and family therapy sessions, virtually, or in person at my office located in Cape Coral. I have been working in the mental health field for the past 10 years, and I am happy to listen, validate, and help you process your concerns. I am a mother of an energetic 4-year-old girl, and I value and understand the beauty as well as the challenges that motherhood can bring. My goal is to take the time and attention to help you become your best self and achieve your fullest potential! I offer a warm, empathetic safe space for you to share your feelings, thoughts and experiences. I provide positive and constructive feedback and suggestions to help you cope with problems, and find solutions. I have immediate openings and I am looking forward to hearing from you! I offer a free 15 minute consolation call to make sure we are a good fit. If you are looking to make a change in your life, cope with stress, or recover from trauma please don't hesitate to reach out!

Javier Martinez

(he/him)

Javier Martinez, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$95/session
LCSW
20 years of experience
Virtual
Hello! I’m a licensed clinical social worker with a master’s degree from Fordham University. With over a decade of experience working with families and children in New York City, I am dedicated to helping individuals navigate life’s challenges. My approach is compassionate and nonjudgmental, meeting you where you are to explore how your thoughts influence your experiences. Together, we’ll work toward meaningful change, helping you overcome obstacles and build a more fulfilling life.

Teresa Dore

Teresa Dore, LMHC - Florida Therapist at Grow Therapy
$105/session
LMHC
20 years of experience
Virtual
Hi, I am a Licensed Mental Health Counsellor (LMHC) based in South Florida. I received my Masters from Nova Southeastern University in Florida and have been practicing for over 20 years. I help people of all ages struggling with symptoms of depression, anxiety and mood disorders by assiting them with developing coping skills that they can use to reduce and/or manage their symptoms better.

Jennifer Gaither

Jennifer Gaither, LCSW - Florida Therapist at Grow Therapy
$75/session
LCSW
3 years of experience
Virtual
Hello, I’m Jennifer, a licensed clinical social worker passionate about supporting individuals as they navigate life’s challenges. Whether you're feeling overwhelmed by anxiety, struggling with life transitions, or working on building confidence and self-acceptance, you don’t have to go through it alone. My approach is warm, collaborative, and tailored to your unique needs. Together, we’ll create a space where you feel heard, supported, and empowered to make meaningful changes. Taking this step toward therapy is a big one—I’m here to walk alongside you.

Toula Zoulas

Toula Zoulas, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
25 years of experience
Virtual
In today’s fast-paced world, it’s easy to feel overwhelmed by constant demands and limited space for personal reflection. Therapy offers a unique opportunity to pause, take stock, and reconnect with yourself. It’s a space where you can become more aware of your emotions, re-examine your choices, and move toward greater clarity and peace of mind. As a therapist, I am committed to providing a supportive, non-judgmental environment where you can safely explore your feelings and experiences. My approach is client-centered and active, helping you uncover new perspectives and broaden your options. Together, we’ll work on overcoming doubt, managing difficult emotions, and building resilience in the face of life’s challenges. I specialize in working with children, adolescents, and young adults, supporting them through emotional turmoil, family stressors, and communication issues that can impact their well-being. Whether you’re struggling with personal challenges or relationship difficulties, I’m here to help you break through roadblocks and find a positive, affirming path forward. We all want a life of significance and balance—and I believe that with the right guidance, these are not just dreams but achievable realities. Happiness isn’t a mysterious force; it’s the result of learning and practicing skills that anyone can develop. With my support, you’ll gain confidence, emotional resilience, and the tools you need to create a more fulfilling life. Let’s work together to improve your emotional well-being and help you get to a place where you feel comfortable, empowered, and ready to thrive.

Kristi Morrison

(she/her)

Kristi Morrison, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
7 years of experience
Virtual
I’m Kristi, a therapist dedicated to helping adults navigate life’s challenges and heal from past experiences. I specialize in Trauma-Focused Cognitive Behavioral Therapy (TFCBT) and trauma therapy for adults, providing a safe and supportive space to work through difficult emotions and experiences. Together, we can focus on building coping skills, improving self-esteem, and fostering resilience so you can feel more empowered and confident in your life.

Dinah Metcalf

(she/her)

Dinah Metcalf, LMHC - Florida Therapist at Grow Therapy
$95/session
LMHC
14 years of experience
Virtual
I am a student of life with a goal of becoming a kind, compassionate, authentic individual able to keep my cool in the worst situations. I have a Master's degree in Mental Health and Rehabilitation from University of South Florida. I have experience working with issues of trauma, abuse, violence, hurt, loss, rage and confusion, to name a few. I offer frank, non-judgmental feedback to help my client and client couples create the life and approach that best expresses their integrity.

Candance Wise Gilberstadt

(she/her)

Candance Wise Gilberstadt, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hi. My name is Candance, but you can call me Candy. Do you feel as though you are being weighed down by certain thoughts and emotions, like you are out of balance? Is it difficult for you to manage your day to day responsibilities due to these thoughts and emotions? Would you like help in understanding and managing these thoughts and emotions so you can experience balance in your life? I help individuals get to that place of healthy balance, with a goal of remaining there. Together, we can work to identify your strengths and challenges to find solutions for managing your most challenging thoughts and emotions. We will use a person centered and strength based approach, exploring past and present experiences as they relate to your current state of overall well-being. I also integrate mindfulness techniques to help you develop a stronger more balanced state of being. Whether you are dealing with circumstances, thoughts or feelings that are overwhelming, I want to help. Reaching out for help can feel uncomfortable or seem scary, but you are making the right choice. During our sessions together, I will meet you with genuine compassion using evidence-based techniques to help you achieve and remain in a healthy, more balanced state of being. Let’s do this.

Angie Hamilton

Angie Hamilton, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
8 years of experience
Virtual
Welcome! My name is Angie Hamilton and I’m a Licensed Psychotherapist. Are you tired of life weighing you down? Do you want to get un-stuck? Do you keep repeating the same mistakes? I specialize in anxiety, PTSD, trauma, self-esteem issues, and also addictions. I use traditional psycho-analytic techniques to get to the bottom of the issues to the root causes. They say it will feel worse before it gets better, but I promise you it is well worth it, and YOU are worth it. I'm honest and will give you a clear view of what I see is going on! I believe healing is found in the truth. PLEASE ONLY BOOK APPOINTMENTS ON THE FULL HOUR.

Benita Mosca

Benita Mosca, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
Hello, I'm Benita. I am a licensed clinical social worker and I have been in private practice for the past 3 years, working with children, adolescents, and adults. I am currently not seeing children as I am currently only providing online therapy via telehealth. I have a friendly nature and I believe that everyone can benefit from therapy. I believe that my personal experiences help me to connect with my clients. I have experience with marriage, divorce, children, trauma, immigration, and multi-cultural issues. I know that life is often hard, especially if you don't have a good support system. I'm here to help you to explore what is getting in the way of you living your best life. I can't wait to meet you!

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Parenting?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Parenting, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.