Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 834 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/5/2025

Jeannine Ciliotta

(she/her)

Jeannine Ciliotta, LCSW - Florida Therapist at Grow Therapy
$65/session
LCSW
6 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in New York and Florida. I have 30 years experience in the helping profession and 7 years as a therapist. I believe that insight without action leads to stagnation and frustration. It is valuable to talk about problems and issues but without a plan of action, clients become discouraged. Much of my work will involve identifying a next right step in addressing problems.

Amy Valentino

(she/her)

Amy Valentino, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
11 years of experience
Virtual
Hi, I’m Amy, a Licensed Mental Health Counselor based in Florida. I love helping people feel more grounded, confident, and connected to themselves. I work with young adults, especially college students, navigating the often messy transition into adulthood, as well as adults of all ages dealing with anxiety, depression, life changes, and other concerns. I’m also a Certified Intuitive Eating Counselor and support clients in healing their relationship with food and body through a non-diet, compassionate approach. Before private practice, I was a School Counselor in the middle school setting, and I earned both my Bachelor's and Master's degrees from UCF. My style is warm, collaborative, and real. I’m here to help you feel understood, supported, and empowered in your growth.

Wanda Barnes

(she/her)

Wanda Barnes, LMHC - Florida Therapist at Grow Therapy
$85/session
LMHC
20 years of experience
Virtual
My name is Wanda Barnes, I am a licensed mental health therapist LMHC in Florida and a licensed professional counselor (LPC), in the State of Maine. I started working in substance abuse at 17 years old driving the bus that took clients to AA/NA. Many years later I am still passionate about working with those who struggle with addiction of any kind or those who love them. I also worked 9 years with children and families in schools and foster care. Later I opened and operated a mental health clinic in Florida.

Debra Dragomir

Debra Dragomir, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I am deeply committed to supporting individuals across all stages of life as they navigate complex emotional and mental health challenges. My experience working with diverse age groups has given me a profound appreciation for the resilience of the human spirit, whether guiding young clients through developmental struggles, assisting adults in overcoming life transitions, or helping seniors find meaning and peace. I integrate evidence-based therapeutic approaches with compassionate, person-centered care, fostering a safe space for healing and growth.

Jonell Pearce

(she/her)

Jonell Pearce, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
I enjoy working with adolescents and adults who are experiencing concerns with, but not limited to: anxiety, depression, critical self-talk, interpersonal relationships, emotional dysregulation, and parent/child conflict and connection. I have worked in various clinical settings providing crisis stabilization and therapy services to individuals of all ages. I utilize a holistic and personalized approach, specializing in trauma, interpersonal relationships, loss and grief, parent/child relationships, adolescent challenges, and parent support. I employ a straightforward and empathetic approach while utilizing strength-based and person-centered perspectives to help those I work with obtain their treatment goals and realize their greatest potential.

Gloria Wolpin

(she/her)

Gloria Wolpin, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
18 years of experience
Virtual
I started a life-long career in the psychology field in Colombia as a clinical psychologist. My passion for the field and helping clients live better lives led me to pursue further accreditation as a Licensed Mental Health Counselor, transplanted in Miami, Florida. I am an eclectic therapist committed to helping my clients improve their lives. Yo empece mi carrera de salud mental como psicologa clinica en Colombia. Esta es mi pasion ayudar a los clientes a mejorar sus vidas y descubrir sus potencialidades. Esto me llevo a buscar una acreditacion como licenciada en consejeria mental despues de transladarme a Miami, Florida. Soy una terapista eclectica dedicada a ayudar a mis clientes a mejorar sus vidas.

Kelley Flynn

Kelley Flynn, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Do you feel like nobody really understands you? Do crowded places leave you overstimulated and drained? Perhaps you avoid social situations, struggle to focus or experience constant mental fog. You might be questioning if you have ADHD or autism, or you might already know and you are seeking someone who understands your experiences. Anxiety might increase with routine changes, leaving you feeling stuck and unable to complete tasks despite your efforts. You may catch yourself wishing to escape or needing someone to truly listen. If you relate to any of this, remember you’re not alone, and you don’t have to face it by yourself.

Liz Sullivan

(she/her)

Liz Sullivan, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
13 years of experience
Virtual
Hi, I'm glad you’re here. I’m Liz Sullivan, a Licensed Professional Counselor specializing in helping busy achievers relieve stress, anxiety, and find the joy in life again. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but somehow feel lonely, frustrated and lost. Everything is on their to-do list (except themselves), and most days they feel stressed and overwhelmed. It's possible to let go of your stressors, feel relaxed, enjoy your relationships and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.

Katie Allen

(she/her)

Katie Allen, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
8 years of experience
Virtual
Hi, I'm Katie, a Licensed Clinical Social. Helping and supporting others has been a driving factor in my life; therefore, I began my career as a teacher. My education and experience in the classroom greatly influenced me; however, I saw how difficult it is to learn when one is struggling with many emotional and mental health needs. While in graduate school, I transitioned to working with families in more of a case management role. During that time, I started noticing how the adults I worked with were often struggling and had not received the help they needed. After completing graduate school, I began working in an inpatient hospital that treats mental health and chemical dependency. After several years working with patients individually and facilitating group therapy, I transitioned to managing an intensive outpatient mental health program for senior adults. In this role, I facilitated group therapy and met with patients individually at times. I greatly enjoyed getting to know my clients and cheering alongside them as they made progress. While I value group therapy, I recognize that it is not the right fit for everyone. Therefore, I have set up a private practice to meet the needs of individuals in ways I was unable to do in previous roles. I believe change is possible and that each person has strengths and life experiences that they can draw upon to help themselves move forward. My passion is helping clients utilize what they already have, learn additional tools for coping, and develop healthier ways of thinking.

Chris Merritt

Chris Merritt, LCSW - Florida Therapist at Grow Therapy
$130/session
LCSW
9 years of experience
Virtual
I’m a Licensed Clinical Social Worker with extensive experience helping individuals navigate the challenges of depression, anxiety, trauma, substance use, and major life transitions. My work is grounded in compassion, collaboration, and a deep respect for each person’s unique story. Whether you’re feeling stuck, overwhelmed, or uncertain about your next steps, therapy can be a place to make sense of where you are and begin creating meaningful change. While I work with a diverse range of clients, I often support professionals facing career-related stress, burnout, or difficult decisions, as well as individuals seeking clarity in the midst of complex relationships or life transitions.

Josh Neri

Josh Neri, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
I’m a Licensed Mental Health Counselor with over a decade of experience working with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD and substance use issues. I use Cognitive Behavioral Therapy alongside a Person-Centered perspective. Additionally I am a Master's Certified Addictions Professional. I am based in Miami, FL & open to serving anyone throughout Florida via Telehealth.

Jenni Schmidt

(she/her)

Jenni Schmidt, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Hi there, I'm Jenni! Feeling stuck and frustrated? Struggling to deal with the loss of a loved one? Trying to find balance in your life while coping with chronic illness? Expecting an upcoming change? Not able to sleep or stay on top of things in your life? I am here to help! Therapy cannot be effective if we are not meeting your specific needs and goals. I want to meet you where you are and together identify a path forward. I like to understand you, your values, and your background while also giving you solution-focused interventions you can utilize to make changes. If talking it through without homework is the way you want to go, that is fine too! We are all capable of change and moving forward but sometimes it is the dialogues in our head, relationships, or other factors that are getting in our way. Therapy is a great place to work through those and be more connected with what you value in your life. Let's work together!

Fabiola Desire

(she/her)

Fabiola Desire, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
13 years of experience
Virtual
I am Fabiola Desire. I want to be able to get you through your healing process. I have created a safe place for clients who have experienced trauma and will like for you to heal and release things that are affecting your life. Clients have been able to share their most traumatic events in their life and I provide comfort for them to healing, improve self esteem and identify healthy relationships.

Javier Martinez

(he/him)

Javier Martinez, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$95/session
LCSW
20 years of experience
Virtual
Hello! I’m a licensed clinical social worker with a master’s degree from Fordham University. With over a decade of experience working with families and children in New York City, I am dedicated to helping individuals navigate life’s challenges. My approach is compassionate and nonjudgmental, meeting you where you are to explore how your thoughts influence your experiences. Together, we’ll work toward meaningful change, helping you overcome obstacles and build a more fulfilling life.

Amanda Benlien

Amanda Benlien, LCSW - Florida Therapist at Grow Therapy
$95/session
LCSW
8 years of experience
Virtual
I specialize in helping individuals navigate the challenges of substance use, emotional dysregulation, and life transitions. My work is rooted in evidence-based practices, including Motivational Interviewing (MI) and Dialectical Behavior Therapy (DBT)—approaches that support real change by combining empathy, skill-building, and a strong therapeutic alliance. With 8 years of clinical experience and lived experience with addiction and family trauma, I bring both professional knowledge and real-world understanding into the therapy room. Above all, I offer a space where you don’t have to explain or justify your struggle—you can just be real. And from that place, we work together to create the life you want to live.

Katherine Perez

Katherine Perez, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
7 years of experience
Virtual
Hi! I’m a Licensed Mental Health Counselor in Florida with over 13 years of experience in the helping profession and 7 years as a therapist. I have a passion for helping individuals navigate life’s challenges with compassion, clarity, and confidence. My approach is compassionate, client-centered, and rooted in evidence-based practices, tailored to meet each person's unique needs. I believe healing happens through connection, and I strive to create a safe, nonjudgmental space where clients feel heard, empowered, and supported. My goal is to walk alongside you with empathy, insight, and practical tools to help you thrive! Whether you're feeling overwhelmed, stuck, or simply want to understand yourself better, I’m here to walk alongside you with care and curiosity.

Nicole Morel

(she/her)

Nicole Morel, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hello, I am here to help you create a healthy internal environment to thrive in your external one. I obtained my MSW from Howard University in DC and received my clinical social work license in the state of Florida. I love traveling, reading history and sci-fi books, and building Lego sets. I work with clients dealing with trauma related to emotional abuse, neurodivergent struggles, self-esteem, relationships, and cultural identity.

Jonathan Stiglich

(he/him)

Jonathan Stiglich, LMFT - Florida Therapist at Grow Therapy
$175/session
LMFT
15 years of experience
Virtual
I’m a licensed marriage and family therapist who helps individuals work through anxiety, past trauma, and relationship challenges. My style is collaborative, compassionate, and insight-oriented. I help clients understand patterns, heal emotional wounds, and build more fulfilling connections with themselves and others. My goal is to support lasting, meaningful change from the inside out. Reach out and lets get started!

Irene Cortes

(she/her)

Irene Cortes, LMHC - Florida Therapist at Grow Therapy
$160/session
LMHC
22 years of experience
Virtual
Hi! I am a Licensed Mental Health Counselor in Florida. I completed my post graduate education from Nova Southeastern University and have been practicing for over 21 years. I am passionate about personal growth and facing those challenges together creates a path for self discovery and change. My goal is to help you reconnect with yourself , your strengths, passions, and skills. Then we will use them as anchors that help you define your purpose and value. Together we work through this process to heal and to create change.

David Ramey

David Ramey, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Hello, my name is David Ramey, and I am a Licensed Clinical Social Worker (LCSW). I specialize in providing mental health support, counseling, and guidance to individuals, families, and communities. With a strong foundation in clinical training and a passion for helping others, I work to empower clients through evidence-based practices, empathy, and personalized care. I strive to create a safe, nonjudgmental space where individuals feel heard, supported, and empowered to explore their thoughts and emotions.

Rayan Bain

(she/her)

Rayan Bain, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
5 years of experience
Virtual
Hi, I’m Rayan, a licensed mental health counselor who’s passionate about helping people feel seen, understood, and supported. I specialize in working with Black clients navigating anxiety, life transitions, identity exploration, and burnout. My therapeutic style is warm, collaborative, and culturally affirming. I believe in creating a space where you can show up fully—no masks, no judgment—as we work together to build insight, set boundaries, and reconnect with your inner strength.

Teresa Dore

Teresa Dore, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
20 years of experience
Virtual
Hi, I am a Licensed Mental Health Counsellor (LMHC) based in South Florida. I received my Masters from Nova Southeastern University in Florida and have been practicing for over 20 years. I help people of all ages struggling with symptoms of depression, anxiety and mood disorders by assiting them with developing coping skills that they can use to reduce and/or manage their symptoms better.

Jacob Kaiser

(he/him)

Jacob Kaiser, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
I am a Licensed Clinical Social Worker and Certified Addiction Professional who has worked with adults, children, families and seniors. I have worked with individuals experiencing a variety of mental health issues including substance abuse, grief and loss, anxiety, panic attacks, depression, and career burnout to name a few. I use a variety of therapeutic techniques to help individuals gain insight, awareness and understanding about themselves. I am a real person who lives, survives and tries to be the best version of myself everyday. Just like you! I will reach out to you where you are at emotionally. I offer a very human experience and a safe place for you to be you. You are the most important part of our work together and you are in charge of the direction we are heading. I will meet you where you are right now emotionally. When under my care, I will dedicated to helping you find a better balance for your personal experience. Call me so we could start your journey together toward the best version of yourself.

Claire Watson-Irving

Claire Watson-Irving, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
Hello, I'm a Licensed Mental Health Counselor based in Florida. I received my Master's in Clinical Mental Health from Jacksonville University. I am trained in EMDR and am working towards becoming EMDR certified. I work with adults who are struggling with anxiety, ptsd, and effects of trauma, who want to feel more hopeful about the future, settled and secure in themselves.

Lindsey King

Lindsey King, LP - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LP
12 years of experience
Virtual
Hi! I'm a licensed Clinical Psychologist based out of Montana with licenses in Florida and Montana. I have 12 years of experience working with adults and groups. I have 7 years of experience working with a bariatric population. I work with adults who want to learn how to use nutrition and physical activity to improve their physical and mental well-being. I also use evidence-based therapies and techniques and teach my clients how to use these same techniques to improve their lives!

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Life Transitions?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Life Transitions, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.