Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 707 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/5/2025

Tim Mayer

Tim Mayer, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
22 years of experience
Virtual
Greetings- I am a Licensed Mental Health Counselor practicing in FLorida. I have 22 years of experience as a therapist and Clinical Director dealing with mental Health issues, Substance Use Disorder, and the combination of the two. I use a combination of Third Wave Therapies to assist clients to live their best values based life.

Jonell Pearce

(she/her)

Jonell Pearce, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
I enjoy working with adolescents and adults who are experiencing concerns with, but not limited to: anxiety, depression, critical self-talk, interpersonal relationships, emotional dysregulation, and parent/child conflict and connection. I have worked in various clinical settings providing crisis stabilization and therapy services to individuals of all ages. I utilize a holistic and personalized approach, specializing in trauma, interpersonal relationships, loss and grief, parent/child relationships, adolescent challenges, and parent support. I employ a straightforward and empathetic approach while utilizing strength-based and person-centered perspectives to help those I work with obtain their treatment goals and realize their greatest potential.

Gloria Wolpin

(she/her)

Gloria Wolpin, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
18 years of experience
Virtual
I started a life-long career in the psychology field in Colombia as a clinical psychologist. My passion for the field and helping clients live better lives led me to pursue further accreditation as a Licensed Mental Health Counselor, transplanted in Miami, Florida. I am an eclectic therapist committed to helping my clients improve their lives. Yo empece mi carrera de salud mental como psicologa clinica en Colombia. Esta es mi pasion ayudar a los clientes a mejorar sus vidas y descubrir sus potencialidades. Esto me llevo a buscar una acreditacion como licenciada en consejeria mental despues de transladarme a Miami, Florida. Soy una terapista eclectica dedicada a ayudar a mis clientes a mejorar sus vidas.

Katie Allen

(she/her)

Katie Allen, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
8 years of experience
Virtual
Hi, I'm Katie, a Licensed Clinical Social. Helping and supporting others has been a driving factor in my life; therefore, I began my career as a teacher. My education and experience in the classroom greatly influenced me; however, I saw how difficult it is to learn when one is struggling with many emotional and mental health needs. While in graduate school, I transitioned to working with families in more of a case management role. During that time, I started noticing how the adults I worked with were often struggling and had not received the help they needed. After completing graduate school, I began working in an inpatient hospital that treats mental health and chemical dependency. After several years working with patients individually and facilitating group therapy, I transitioned to managing an intensive outpatient mental health program for senior adults. In this role, I facilitated group therapy and met with patients individually at times. I greatly enjoyed getting to know my clients and cheering alongside them as they made progress. While I value group therapy, I recognize that it is not the right fit for everyone. Therefore, I have set up a private practice to meet the needs of individuals in ways I was unable to do in previous roles. I believe change is possible and that each person has strengths and life experiences that they can draw upon to help themselves move forward. My passion is helping clients utilize what they already have, learn additional tools for coping, and develop healthier ways of thinking.

Jenni Schmidt

(she/her)

Jenni Schmidt, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Hi there, I'm Jenni! Feeling stuck and frustrated? Struggling to deal with the loss of a loved one? Trying to find balance in your life while coping with chronic illness? Expecting an upcoming change? Not able to sleep or stay on top of things in your life? I am here to help! Therapy cannot be effective if we are not meeting your specific needs and goals. I want to meet you where you are and together identify a path forward. I like to understand you, your values, and your background while also giving you solution-focused interventions you can utilize to make changes. If talking it through without homework is the way you want to go, that is fine too! We are all capable of change and moving forward but sometimes it is the dialogues in our head, relationships, or other factors that are getting in our way. Therapy is a great place to work through those and be more connected with what you value in your life. Let's work together!

Fabiola Desire

(she/her)

Fabiola Desire, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
13 years of experience
Virtual
I am Fabiola Desire. I want to be able to get you through your healing process. I have created a safe place for clients who have experienced trauma and will like for you to heal and release things that are affecting your life. Clients have been able to share their most traumatic events in their life and I provide comfort for them to healing, improve self esteem and identify healthy relationships.

Amanda Benlien

Amanda Benlien, LCSW - Florida Therapist at Grow Therapy
$95/session
LCSW
8 years of experience
Virtual
I specialize in helping individuals navigate the challenges of substance use, emotional dysregulation, and life transitions. My work is rooted in evidence-based practices, including Motivational Interviewing (MI) and Dialectical Behavior Therapy (DBT)—approaches that support real change by combining empathy, skill-building, and a strong therapeutic alliance. With 8 years of clinical experience and lived experience with addiction and family trauma, I bring both professional knowledge and real-world understanding into the therapy room. Above all, I offer a space where you don’t have to explain or justify your struggle—you can just be real. And from that place, we work together to create the life you want to live.

Hope Kleckley

(she/her)

Hope Kleckley, LMHC - Florida Therapist at Grow Therapy
$175/session
LMHC
15 years of experience
Virtual
My name is Hope Kleckley, and I am a licensed mental health counselor and a Certified School Counselor with extensive experience in the field. I have made it my mission to empower and support children, families, senior citizens, and individuals who struggle to advocate for themselves, ensuring that they receive the guidance and care they need. I earned my Bachelor's Degree in Sociology and Criminal Justice from Shaw University, where I developed a strong foundation in understanding societal structures and issues. My academic journey continued at Webster University, where I obtained my Master's degree in Clinical Mental Health Counseling, equipping me with advanced counseling techniques and knowledge. Throughout my career, I have specialized in a range of areas, including trauma-informed care, behavioral disorders, and ADD/ADHD. I also focus on social-emotional learning, recognizing its critical role in the development and well-being of individuals, particularly children. My therapeutic approaches include cognitive-behavioral therapy (CBT), which helps clients reframe negative thought patterns, as well as person-centered therapy that emphasizes the importance of the therapeutic relationship. I incorporate mindfulness techniques and play therapy to create an engaging and effective therapeutic environment. With a deep commitment to fostering resilience and personal growth, I strive to make a meaningful impact on the lives of those I work with, equipping them with the tools they need to thrive.

Irene Cortes

(she/her)

Irene Cortes, LMHC - Florida Therapist at Grow Therapy
$160/session
LMHC
22 years of experience
Virtual
Hi! I am a Licensed Mental Health Counselor in Florida. I completed my post graduate education from Nova Southeastern University and have been practicing for over 21 years. I am passionate about personal growth and facing those challenges together creates a path for self discovery and change. My goal is to help you reconnect with yourself , your strengths, passions, and skills. Then we will use them as anchors that help you define your purpose and value. Together we work through this process to heal and to create change.

Marilyn Katell

Marilyn Katell, LP - Florida Therapist at Grow Therapy
$100/session
LP
12 years of experience
Virtual
Hello! I am an experienced, licensed psychologist who has helped many individuals, couples, and families to navigate various life transitions. I enjoy serving clients who are willing to assess their value systems to determine if their values are still consistent with who they want to be. To some extent, our personal styles are genetically determined. However, I also believe we base our values on early learning, whether that education was positive or not.

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Rayan Bain

(she/her)

Rayan Bain, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
5 years of experience
Virtual
Hi, I’m Rayan, a licensed mental health counselor who’s passionate about helping people feel seen, understood, and supported. I specialize in working with Black clients navigating anxiety, life transitions, identity exploration, and burnout. My therapeutic style is warm, collaborative, and culturally affirming. I believe in creating a space where you can show up fully—no masks, no judgment—as we work together to build insight, set boundaries, and reconnect with your inner strength.

Teresa Dore

Teresa Dore, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
20 years of experience
Virtual
Hi, I am a Licensed Mental Health Counsellor (LMHC) based in South Florida. I received my Masters from Nova Southeastern University in Florida and have been practicing for over 20 years. I help people of all ages struggling with symptoms of depression, anxiety and mood disorders by assiting them with developing coping skills that they can use to reduce and/or manage their symptoms better.

Jacob Kaiser

(he/him)

Jacob Kaiser, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
I am a Licensed Clinical Social Worker and Certified Addiction Professional who has worked with adults, children, families and seniors. I have worked with individuals experiencing a variety of mental health issues including substance abuse, grief and loss, anxiety, panic attacks, depression, and career burnout to name a few. I use a variety of therapeutic techniques to help individuals gain insight, awareness and understanding about themselves. I am a real person who lives, survives and tries to be the best version of myself everyday. Just like you! I will reach out to you where you are at emotionally. I offer a very human experience and a safe place for you to be you. You are the most important part of our work together and you are in charge of the direction we are heading. I will meet you where you are right now emotionally. When under my care, I will dedicated to helping you find a better balance for your personal experience. Call me so we could start your journey together toward the best version of yourself.

Marshelle Moore

Marshelle Moore, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
23 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker with 23 years of experience with a variety of individuals, partners, and family units. I received my master's degree in social work in 1998 from Florida State University. I am open to work with anyone who has a desire to grow and learn about themselves and others. My shared goal is to partner with folks on informed choice and decision making in life.

Rachel Davis

(she/her)

Rachel Davis, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
Hi there! I'm Rachel, a Licensed Clinical Social Worker (LCSW), and I'm genuinely committed to your success. With over 15 years in the social work and human services field, and 3 years specifically in clinical therapy, I bring a wealth of experience to our sessions. My approach is all about you. I use a client-centered, strength-based method where we'll explore your unique skills and build a plan together to develop new tools. This personalized process helps you confidently work towards your goals. You'll find me to be an understanding and empathetic therapist, but also straightforward and honest when needed – I believe in clear communication. Beyond individual work, I also love supporting couples and families. I have extensive experience helping to improve family functioning, and I've received additional training in parent education and cooperative parenting to best serve those dynamics. I'm here to help you navigate challenges and build a more fulfilling life.

Natali Acevedo

Natali Acevedo, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
My practice offers a gentle, supportive, and compassionate approach—always grounded in kindness and, most importantly, free of judgment. I hold a master’s degree in School Counseling and am a licensed Mental Health Counselor with over 10 years of experience supporting students and families. My approach is warm, approachable, and grounded in realism, helping clients feel heard and understood. I use a solution-focused framework to guide individuals toward practical and meaningful growth. I’m proud to already work with many wonderful clients and am excited to continue expanding my practice to support even more people on their journey toward emotional wellness.

Amy Allen

Amy Allen, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
Have you lost your balance in relationships and need to recalibrate? Want to close the gap between who you are and who you want to be? Do you feel anxiety or depression robbing you of your own life and need help finding the GOOD? I can help! As a licensed mental health counselor working in private practice, I have experience with children, individuals, couples, and families. As a school district counselor leader and trainer, as well as a fitness instructor, I can help guide you to live your best life through goal setting and goal reaching in nearly every area of your life. It may feel like a big step to email or call, but it will be worth it! I would be honored to support you in unraveling the knots of your heart, mind, and body and help you breathe easily, taking next steps for growth on your unique journey.

Elva Sanchez

Elva Sanchez, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
5 years of experience
Virtual
My name is Elva Sanchez, I am a Licensed Marriage and Family Therapist. I was born in Lima-Peru and moved to moved to South Florida when I was 16 years old. I received my Bachelor’s degree in Psychology from Florida International University and then continued to pursue my Master’s Degree at Carlos Albizu University. I love being a therapist and have the opportunity to help people create, build and obtain the best version of themselves.

Dr. Clay Connelly

(he/him)

Dr. Clay Connelly, LMHC - Florida Therapist at Grow Therapy
$70/session
LMHC
15 years of experience
Virtual
Hi, I'm Clay. I am here to help you better yourself as a whole, through an integrated therapeutic process. I have extensive experience in helping clients with a variety of issues, including depression, anxiety, anger, marital problems, burnout, insomnia, and many more. We'll address the needs of your mind, body, and spirit. Seeking therapy can be intimidating, but if you're reading this, you've already made a great decision in the first step of your journey of healing. Let's work on this together! Looking forward to helping you grow, Clay

Barbara Byrne

Barbara Byrne, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
25 years of experience
Virtual
In my 25+ years as psychotherapist I have a profound respect for the vast human experience and the resilience of . I am a welcoming and safe presence for clients who are seeking to be heard and understood. I have a compassionate and direct style that conveys my ability to offer a unique perspective. I work with each individual's strenghts to build skills and coping strategies to manage symptoms and life's stresses.

Bertha Byrotte

(she/her)

Bertha Byrotte, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
My name is Berthovena (Bertha for short) and I am a Licensed Clinical Social Worker (LCSW) based in South Florida. I originally received my Masters in Social Work from Hunter College and have been professionally working in the field for over 23 years now. Since I was a child I loved serving others, and this passion is a large part of what has maintained my deep drive and love for Social Work not only as a career, but as a way of life.

Vashaun Culmer-Bullard

(she/her)

Vashaun Culmer-Bullard, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
19 years of experience
Virtual
Hello I’m a Licensed Mental Health Counselor (LMHC) based in Florida. I am also a Qualified Supervisor for LMHC Licensure. I received my Master of Science degree in Psychology from Valdosta State University and have served as a therapist for 18 years. I have worked with a variety of clients with a plethora of challenges. My goal is always to assist my clients in making the improvements necessary to improve their quality of life.

Chavekka Edwards

(she/her)

Chavekka Edwards, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$80/session
LMHC
7 years of experience
Virtual
How was your day? Your month? Or even your year? Are you overwhelmed by what tomorrow will bring? Are you overthinking, and need someone to talk with? Are you having a hard time getting on track and struggling to meet deadlines or expectations? Maybe something doesn’t seem right, and you find yourself restless. Maybe you lost pleasure in things you use to love. Ready for A Change? A new day begins today with no more stumbling through life. Your connections with me will allow you to overcome challenges. Many people are experiencing what you are experiencing. It takes courage to recognize that you need a helping hand and starting therapy is the first step. I provide a safe place to share your experiences and work towards growth. I actively participate in the therapy process by encouraging and empowering you to achieve your goals and live the life you are destined for.

Candance Wise Gilberstadt

(she/her)

Candance Wise Gilberstadt, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hi. My name is Candance, but you can call me Candy. Do you feel as though you are being weighed down by certain thoughts and emotions, like you are out of balance? Is it difficult for you to manage your day to day responsibilities due to these thoughts and emotions? Would you like help in understanding and managing these thoughts and emotions so you can experience balance in your life? I help individuals get to that place of healthy balance, with a goal of remaining there. Together, we can work to identify your strengths and challenges to find solutions for managing your most challenging thoughts and emotions. We will use a person centered and strength based approach, exploring past and present experiences as they relate to your current state of overall well-being. I also integrate mindfulness techniques to help you develop a stronger more balanced state of being. Whether you are dealing with circumstances, thoughts or feelings that are overwhelming, I want to help. Reaching out for help can feel uncomfortable or seem scary, but you are making the right choice. During our sessions together, I will meet you with genuine compassion using evidence-based techniques to help you achieve and remain in a healthy, more balanced state of being. Let’s do this.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Family Conflict?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Family Conflict, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.