Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 744 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/3/2025

Mark Gruber

Mark Gruber, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
25 years of experience
Virtual
I am a Licensed Mental Health Counselor, Certified Addiction Professional and Qualified Supervisor. I have over 20 years of counseling experience working with diverse populations including at risk youth, juvenile delinquents, and over the past several years, I have worked mostly in adult substance abuse treatment. I also identify with and specialize in working with LGBT persons. I am skilled at treating anxiety, depression, family of origin issues, career and relationship issues as well. I employ an empathic and motivational approach to working with clients. I utilize personal knowledge from being in recovery to connect with clients. I like to develop understanding and connection with what each client is struggling with as they progress in therapy. I am well versed in cognitive behavioral therapy and motivational enhancement, but also use a variety of other interventions to keep clients engaged and active in their own therapy process.

Myriam Dorival

(she/her)

Myriam Dorival, LCSW - Florida Therapist at Grow Therapy
$85/session
LCSW
10 years of experience
Virtual
I am a licensed therapist in Florida, Massachusetts, and Alabama with nearly a decade of professional experience supporting individuals through a wide range of challenges. My expertise includes helping clients navigate depression, anxiety, intimacy-related issues, grief and loss, trauma-informed care, parenting, and advocacy. In addition to providing individual therapy, I have a strong background in conducting comprehensive assessments and developing effective, personalized treatment plans. I believe that you are the expert of your own story—and that you possess unique strengths that can guide you through even the most difficult times. Taking the first step toward therapy is a courageous act, and I’m proud of you for showing up. I’m here to walk alongside of you as you begin this journey toward healing and growth. So let the journey begin!

Katie Allen

(she/her)

Katie Allen, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
8 years of experience
Virtual
Hi, I'm Katie, a Licensed Clinical Social. Helping and supporting others has been a driving factor in my life; therefore, I began my career as a teacher. My education and experience in the classroom greatly influenced me; however, I saw how difficult it is to learn when one is struggling with many emotional and mental health needs. While in graduate school, I transitioned to working with families in more of a case management role. During that time, I started noticing how the adults I worked with were often struggling and had not received the help they needed. After completing graduate school, I began working in an inpatient hospital that treats mental health and chemical dependency. After several years working with patients individually and facilitating group therapy, I transitioned to managing an intensive outpatient mental health program for senior adults. In this role, I facilitated group therapy and met with patients individually at times. I greatly enjoyed getting to know my clients and cheering alongside them as they made progress. While I value group therapy, I recognize that it is not the right fit for everyone. Therefore, I have set up a private practice to meet the needs of individuals in ways I was unable to do in previous roles. I believe change is possible and that each person has strengths and life experiences that they can draw upon to help themselves move forward. My passion is helping clients utilize what they already have, learn additional tools for coping, and develop healthier ways of thinking.

Josh Neri

Josh Neri, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
I’m a Licensed Mental Health Counselor with over a decade of experience working with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD and substance use issues. I use Cognitive Behavioral Therapy alongside a Person-Centered perspective. Additionally I am a Master's Certified Addictions Professional. I am based in Miami, FL & open to serving anyone throughout Florida via Telehealth.

Michelle Jimenez

(she/her)

Michelle Jimenez, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
17 years of experience
Virtual
I am a Licensed Mental Health Counselor and I have 17 years of experience working with individuals and families. I have helped people with a wide range of concerns including posttraumatic stress disorder, childhood trauma’s, depression, anxiety, parenting issues, relationship and family issues, stage of life challenges, the pain of recovering after a divorce, decision-making, and problem-solving. Other related experience includes working with incarcerated youth who come from the hard streets of Miami. I have also helped many women and men by guiding them through the pain of divorce.

Liz Sullivan

(she/her)

Liz Sullivan, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
13 years of experience
Virtual
Hi, I'm glad you’re here. I’m Liz Sullivan, a Licensed Professional Counselor specializing in helping busy achievers relieve stress, anxiety, and find the joy in life again. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but somehow feel lonely, frustrated and lost. Everything is on their to-do list (except themselves), and most days they feel stressed and overwhelmed. It's possible to let go of your stressors, feel relaxed, enjoy your relationships and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.

Leslie Volpe

(she/her)

Leslie Volpe, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
14 years of experience
Virtual
Hello, I'm a Licensed Clinical Social Worker(LCSW) in Florida. I obtained my Masters from Florida International University (FIU) and my Bachelors from Florida State University. I've been helping individuals and families for 14 years, and can help you restore or create your best life. If you'd like to regain footing but don't know where to start, let's work together you don't have to do it alone.

Jacqueline Lane

(she/her)

Jacqueline Lane, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
13 years of experience
Virtual
Are you ready to heal, elevate, and evolve into the new version of you? If so, this is your season to step into your true authentic self. My holistic approach will offer you tools to transform your thinking, manage your emotions, and release behaviors that no longer serve you. With over a decade of experience working with adults and families, I understand how life’s stressors create mental and emotional chaos which can lead to anxiety, depression, and self-defeating behaviors. Let’s work together and turn your stressors into strengths! Allow me the opportunity to support your development in creating unconditional self-acceptance, positive self-esteem, and breaking through personal barriers that keep you from the life you deserve and desire. As a LMHC and Reiki II Practitioner, I will ensure that you are provided with empathy, compassion, and a safe space to explore your feelings without judgment. If you are ready to continue your journey toward healing and rewriting your narrative, then reach out for a free initial 15 min consultation. Be well and make your peace priority!

Jonell Pearce

(she/her)

Jonell Pearce, LCSW - Florida Therapist at Grow Therapy
$75/session
LCSW
4 years of experience
Virtual
I enjoy working with adolescents and adults who are experiencing concerns with, but not limited to: anxiety, depression, critical self-talk, interpersonal relationships, emotional dysregulation, and parent/child conflict and connection. I have worked in various clinical settings providing crisis stabilization and therapy services to individuals of all ages. I utilize a holistic and personalized approach, specializing in trauma, interpersonal relationships, loss and grief, parent/child relationships, adolescent challenges, and parent support. I employ a straightforward and empathetic approach while utilizing strength-based and person-centered perspectives to help those I work with obtain their treatment goals and realize their greatest potential.

Jennifer D. Nelson

(she/her)

Jennifer D. Nelson, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
20 years of experience
Virtual
***Please note: No current evening or weekend appointments available.*** Hello, hello! I am a Licensed Clinical Social Worker with over 20 years of professional work experience. I am currently licensed in Arkansas, Massachusetts, Oregon, and Florida (tele-health only license). I have experience in helping clients with depression, anxiety, family conflicts, motivation, self-esteem, and confidence. I strongly believe “change your thoughts, change your life,” and using the CBT and Solutions-Focused approaches can help a person recognize how self-defeating thought patterns can hinder their growth.

Elva Sanchez

Elva Sanchez, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
5 years of experience
Virtual
My name is Elva Sanchez, I am a Licensed Marriage and Family Therapist. I was born in Lima-Peru and moved to moved to South Florida when I was 16 years old. I received my Bachelor’s degree in Psychology from Florida International University and then continued to pursue my Master’s Degree at Carlos Albizu University. I love being a therapist and have the opportunity to help people create, build and obtain the best version of themselves.

Christina Octa

(she/her)

Christina Octa, LMHC - Florida Therapist at Grow Therapy
$110/session
LMHC
4 years of experience
Virtual
Hi, I’m Christina. I am a Licensed Mental Health Counselor based in South Florida. I currently service Florida and Colorado via telehealth! I believe therapy should be a place where you feel safe to take up all space you need especially in a world that often tells us to shrink or quiet ourselves. I’ve worked with people from many different backgrounds, supporting them through life’s challenges like academic/professional changes, chronic illness, trauma, and anxiety. My goal is to create an this space with you where you can explore what’s on your mind and move forward without pressure or judgment.

Jerica McQueen

(she/her)

Jerica McQueen, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$120/session
LMHC
3 years of experience
Virtual
Hi, I’m Jerica, a licensed mental health counselor who offers therapy as a place to exhale, reflect, and reconnect with yourself. I help clients navigate identity shifts, trauma, burnout, life transitions, LGBTQ+ exploration, and religious deconstruction. I also support clients experiencing anxiety, depression, or general overwhelm. My goal is to create a warm, collaborative space that honors your full humanity, not just your symptoms or circumstances. Whether you're processing deep emotional wounds or simply trying to feel more like yourself again, I'll meet you where you are with compassion, curiosity, and respect.

Stephanie Bardales

(she/her)

Stephanie Bardales, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
8 years of experience
Virtual
Greetings! Bienvenido! Let's take a moment to reflect on the courage it takes to begin therapy. You are brave. Change is hard, but the rewards of healing from distress, trauma and internal pain are powerful. As are you! I have experience helping people with trauma, anxiety, depression, grief, bereavement, loss, family/relationship conflicts, self-harm, anger management, parenting, child welfare system, foster care, adoption, school transitions, divorce, abortion, survivors of narcissism, career changes, stigmatized experiences and other major life changes. I can assist you identify patterns and help break the multigenerational trauma cycle and create new patterns to help you find fulfillment in your life. I love working with people from all ages and walks of life. We will work at your pace and challenge you when you are ready. I am happy to make accommodations as requested. I will ensure you have a safe space to process and complete the work that needs to be done to make therapy successful. Non-traditional beliefs, ideas, and experiences are welcomed to be explored without judgment or pressure to conform. In fact, some the most rewarding therapy sessions for my clients have been discussing unique philosophies that are contrary to popular opinion and culture. I pride myself in maintaining a strong work ethic, staying well organized, focused and applying strong self-care interventions. I work 4 jobs, 7 days a week, morning until night. I will do my absolute best to ensure our sessions begin and end on time. However, due to the nature of this career, there are occassions where I may be delayed with another person to evaluate for additional interventions (therapists are mandated reporters in Florida). Please keep this in mind when considering mental health services. If delays do occur, I apologize in advance. I will make sure you receive the best therapeutic services possible.

Amanda Flader

(she/her)

Amanda Flader, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
I have been described as outgoing, approachable, non-judgmental, and down-to-earth. I love working with adolescents and teenagers through the endless changes and choices, but I also love working with adults who can’t seem to answer questions like, “Why does this always happen to me?"I pride myself in my ability to connect with people, and I think the key to my success is "being real".

Marie Fors

Marie Fors, LMFT - Florida Therapist at Grow Therapy
$120/session
LMFT
15 years of experience
Virtual
As a therapist, I am deeply committed to creating a compassionate and non-judgmental space where you can explore your thoughts and emotions at your own pace. With a foundation in person-centered therapy, I believe in your inherent capacity for growth and self-understanding. My approach is rooted in empathy, active listening, and unconditional positive regard, ensuring you feel heard and valued throughout our work together. I view our therapeutic relationship as a collaborative partnership, where your experiences and insights guide our sessions. Whether you're navigating anxiety, self-esteem challenges, or life transitions, I am here to support you in uncovering your strengths and fostering lasting change. Together, we will work towards a deeper understanding of yourself and a more fulfilling life.

Michelle Katz

Michelle Katz, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
5 years of experience
Virtual
Hello, I’m Michelle, a Licensed Mental Health Counselor (LMHC) in Hollywood, Florida. I help individuals navigate anxiety, depression, grief, trauma, and relationship challenges, as well as offer support for OCD, adolescent issues, and self-esteem enhancement. Consider me a therapy mixologist, blending evidence-based modalities like psychodynamic, person-centered, CBT, DBT, and ACT to create personalized treatment plans. I believe that no two clients are alike, so I take time to understand your unique story, strengths, and goals. My approach is collaborative and compassionate, ensuring that each session is tailored to meet you where you are. In addition to traditional therapy techniques, I also incorporate creative strategies, including therapeutically applied role-playing games, to make therapy engaging and relevant for you. Whether you’re struggling with overwhelming emotions, feeling stuck in old patterns, or simply seeking greater meaning and confidence in your life, I’m committed to helping you build resilience, develop practical tools, and uncover new possibilities for growth and healing.

Terry Matz

(she/her)

Terry Matz, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
I’m Dr. Terry Matz, a Licensed Clinical Social Worker with over two decades of experience serving military Veterans, active-duty service members, and their families. As both a former Army Behavioral Health Officer and seasoned civilian therapist, I specialize in treating trauma, PTSD, depression, and life transitions using evidence-based therapies like CBT and supportive approaches. I aim to provide a compassionate, culturally competent space where healing, growth, and resilience are possible.

Dr. Vernice Richards

Dr. Vernice Richards, LMHC - Florida Therapist at Grow Therapy
$185/session
LMHC
17 years of experience
Virtual
Hi, I'm Dr. V, Helping you develop, achieve and maintain a sense of control, balance and momentum in your life...in a sustainable sense (meaning that it lasts), is my passion. I try to do this by providing an environment where you can feel seen, supported and challenged constructively. You are no stranger to pressure, but when stress, anxiety, or self-doubt start running the show, it’s time to take back control. I help people like you break free from the mental roadblocks that are holding you back, whether it’s overthinking, burnout, or performance anxiety. Together, we’ll identify the root of your challenges and create a game plan that works for your mind and body. My approach is holistic, blending mental performance strategies with mindfulness to help you build resilience, confidence, and a stronger connection with yourself. I’m here to guide, challenge, and support you every step of the way.

Joanna Fonseca

Joanna Fonseca, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$105/session
LMHC
15 years of experience
Virtual
As a Licensed Mental Health Counselor (LMHC) in Florida, I provide compassionate and solution-focused therapy to individuals across various life stages. With a Master's Degree in Counseling from St. Thomas University in Miami, Florida, and over 15 years of experience in psychology, I've developed expertise in addressing everyday stressors, anxiety, mood disorders, and life transitions. My therapeutic approach emphasizes collaboration, empathy, and evidence-based techniques tailored to each client's unique needs. My goal is to create a safe, non-judgmental space where individuals can explore their concerns, identify strengths, and work towards lasting growth.

Halima Jaffer

Halima Jaffer, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
10 years of experience
Virtual
Hi! I'm Halima Are you having difficulty concentrating, sleeping, feeling worried or constantly thinking? Feel that you should be in a better position in your life? Struggling to manage your health, work and relationships? I help high performers better manage anxiety and avoid getting depressed. Together, we can identify what's not working and get you back to balance. We will utilize a holistic approach, integrating mind, body and spirit to help you feel more assured and connected. Allow me to help you. I have over ten years of experience in providing therapy to women and children who have experienced Anxiety, Depression, Trauma and ADHD. You deserve a safe place to heal and grow. In our sessions, I will meet you with empathy and evidence-based techniques to enable you to get your life back on track. allow me to help you! If you don't find a suitable available appointment time contact me at 407-706-5846.

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Amanda Benlien

Amanda Benlien, LCSW - Florida Therapist at Grow Therapy
$95/session
LCSW
8 years of experience
Virtual
I specialize in helping individuals navigate the challenges of substance use, emotional dysregulation, and life transitions. My work is rooted in evidence-based practices, including Motivational Interviewing (MI) and Dialectical Behavior Therapy (DBT)—approaches that support real change by combining empathy, skill-building, and a strong therapeutic alliance. With 8 years of clinical experience and lived experience with addiction and family trauma, I bring both professional knowledge and real-world understanding into the therapy room. Above all, I offer a space where you don’t have to explain or justify your struggle—you can just be real. And from that place, we work together to create the life you want to live.

Jodi Druss

Jodi Druss, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
25 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker working as a therapist for over two decades after graduating from Fordham University with a Masters degree in Social Work. I have a wide variety of experience working with disorders such as anxiety, depression and everyday life challenges. I have successfully assisted many people in making changes by creating a setting that is non judgmental and collaborative.

Sarah DeRosa

(she/her)

Sarah DeRosa, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
7 years of experience
Virtual
Hi! I'm Sarah, a licensed mental health therapist based in Florida. I provide virtual psychotherapy to young adults (>30). I help my clients to build self-esteem, resiliency, and overcome life's obstacles through a personalized treatment plan. Many of my clients feel "stuck" and are struggling with a range of issues including negative self-talk, specific phobias, anxiety, depression, and low self-esteem.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Peer Relationships?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Peer Relationships, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.