Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 144 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/1/2025

Christine Altidor

(she/her)

Christine Altidor, LMFT - Florida Therapist at Grow Therapy
$125/session
LMFT
6 years of experience
Virtual
Hi there! Are you feeling like life is just… a lot right now? Maybe anxiety has you overthinking everything (including whether this profile is “the one”), or depression is making it hard to get out of bed, let alone enjoy the things you once loved. Perhaps you’re stuck in a cycle of low self-esteem, doubting your worth, or wrestling with relationships that feel more complicated than they should. Whatever brought you here, I want you to know: you don’t have to figure it out alone. As your therapist, I’ll provide a space where you can exhale, unpack what’s weighing you down, and work toward clarity and growth—without judgment, but with a good dose of honesty and even some laughter along the way. My approach is practical and down-to-earth, combining proven therapeutic strategies with a warm, human touch. Life doesn’t come with a guidebook, but together, we can tackle the tough stuff and start building the kind of life you actually want. Therapy isn’t about “fixing” you because you’re not broken. It’s about empowering you to navigate life’s challenges with confidence, healthier perspectives, and tools that work for you. So, what do you say? Let’s take this step together—your future self will thank you! Click that button to book a session, and let’s get started. You deserve this.

Lorraine A Gibbings

(she/her)

Lorraine A Gibbings, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
8 years of experience
Virtual
Do you struggle with making decisions, finding it hard to fall asleep, letting go of the past or overcoming an unhealthy relationship? Poor sense of worth? Hitting to close to home? Well you have come to the right place. I provide a sense of hope that what you are experiencing is not your Normal and that you can get more out of life! I believe in providing a collaborative setting for my clients in hopes that it will facilitate growth but most of all HOPE. Encouraging clients to see their own potential that they already posses, assisting them in identifying their own negative perceptions or unhealthy thoughts that perpetuates the negative beliefs of self. Therapy is an awakening where self-love, honesty and commitment are a triangle that reaches Happiness. We all thrive to obtain our individual Nirvana or Self- Fulfillment, nonetheless we struggle with the motivation or having the lack of resources. I am here to guide and assist you along this journey. We know change can be challenging and sometimes scary. However, with perseverance and assistance from myself (your personal clinical confidant), we can process and achieve these goals together. So tell me, are you ready? If so, I am here to walk alongside you with encouragement and support!

Shena Moreau

(she/her)

Shena Moreau, LCSW - Florida Therapist at Grow Therapy
$160/session
LCSW
9 years of experience
Virtual
I’m a Licensed Clinical Social Worker and Certified Clinical Trauma Professional based in Florida, currently training to become an Integrative therapist. I believe true healing goes beyond just addressing thoughts or behaviors. it’s about nurturing the whole person. That means tending to the mind, body, and spirit, and recognizing how each part plays a role. My journey into social work came from a deep belief in the power of being heard and supported through life’s most difficult moments.

Dr. Ebony Iheanacho

(she/her)

Dr. Ebony Iheanacho, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
12 years of experience
Virtual
Everyone needs help from time to time, but the hardest step is asking for help. Now that you’re here, you are well on your way to living the life you want. As a therapist, I am a systemic thinker. I use various therapies and techniques such as Narrative therapy, Solution focused brief therapy, Cognitive Behavioral Therapy, Hypnotherapy, and Mindfulness techniques to help my clients live better lives. I also encourage my clients to share their faith in therapy as this can often be a huge source of strength in the healing process. I like working collaboratively with my clients to identify the problem(s) causing emotional distress in their life and alternative ways to solve their problems. I enjoy working with teenagers, individuals, couples, families and groups. Some issues I have worked with are anxiety, depression, life - transitions (e.g. school, relocations, physical illnesses), child adjustments, PTSD, and grief. I look forward to witnessing your transformation in therapy!

Neph Lesperance

(she/her)

Neph Lesperance, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
5 years of experience
Virtual
Hi, I’m Neph! I'm a Licensed Clinical Social Worker (LCSW) based in Florida. I received my master’s in Social Work from Loyola University Chicago and have been practicing for about 5 years. I have several years of experience as a social worker and primary therapist treating adolescents and adults with substance use and mental health issues. I use a strengths-based approach combined with cognitive behavioral therapy (CBT), motivational interviewing (MI), and person-centered therapy to empower clients and help them address their unique needs.

Candice Bruce

Candice Bruce, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
Do you struggle with anxiety? Do you often feel irritated and overwhelmed by daily life? Do you feel weighed down but don't know why? Are you longing to feel whole and happy again? I help clients manage stressful and traumatic events by empowering them with the tools they need to overcome. I use evidenced based techniques to explore issues and create a plan to move from a place of just surviving to really living and thriving.

Anthonette Nelson

(she/her)

Anthonette Nelson, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
3 years of experience
Virtual
Welcome! I'm Anthonette. First, I want to applaud you for taking a step toward improving your mental health. I specialize in helping women heal from anxiety and depression so they can live authentically and with intention. I believe every woman is equipped with her own set of solutions to the challenges she faces, and with the right guidance and support she can overcome even the most difficult experiences in life.

Amber Poma

(she/her)

Amber Poma, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
6 years of experience
Virtual
Hello, I'm Amber, a dedicated and compassionate trauma-informed therapist committed to providing a safe and empathetic space for individuals on their healing journey. With a background in psychology and extensive training, I bring a holistic approach that integrates psychodynamic, person-centered, mind-body approach and cognitive-behavioral therapy (CBT) techniques to support clients in their path to recovery. Incorporating a mind-body approach in therapy involves recognizing and addressing the interconnectedness of mental and physical health. This approach may include techniques such as mindfulness, deep breathing, or progressive muscle relaxation to help clients become more aware of how their thoughts and emotions influence their physical sensations. By integrating practices that focus on bodily awareness and self-regulation, therapists can help clients manage stress, reduce anxiety, and improve overall well-being. My psychodynamic orientation allows me to help clients delve into the unconscious aspects of their psyche, understanding how past experiences shape current thoughts and behaviors. Through this exploration, we work together to identify patterns, gain insight into unresolved conflicts, and promote long-term personal growth. In addition to the psychodynamic approach, I integrate person-centered therapy principles, emphasizing the importance of the therapeutic relationship. I believe in the inherent goodness and resilience of individuals and strive to create a space where clients feel heard, valued, and empowered to navigate their unique healing process. Furthermore, my practice incorporates elements of cognitive-behavioral therapy (CBT), focusing on identifying and challenging negative thought patterns and behaviors. This approach allows us to develop practical strategies for coping with the impact of trauma, fostering resilience and promoting positive change. With a commitment to ongoing professional development and staying informed about the latest advancements in trauma treatment, I am dedicated to providing evidence-based and client-centered care. I am here to support you on your journey towards healing, personal empowerment, and a more fulfilling life.

Sherae Green

(she/her)

Sherae Green, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$145/session
LMHC
8 years of experience
Virtual
I’m Sherae Green, LMHC, CCTP, and my passion lies in guiding individuals through life's challenges with empathy and insight. Specializing in anxiety, depression, trauma, and cultural identity, I provide a safe, supportive environment that fosters healing, growth, and self-empowerment. Together, we will work to explore your experiences, build resilience, and create actionable goals for a healthier, more fulfilling life. Let’s start your journey today.

Rehana Saleem

(she/her)

Rehana Saleem, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
My name is Rehana Saleem, and I'm a licensed therapist from Florida. You can look at my profile to learn more about my background and approach. My counseling style is pretty laid-back. I have been described as supportive, caring, and compassionate, with a good sense of humor. I like to focus on identifying your strengths and helping you maximize them to overcome obstacles. I'm here to help you sort through the difficult things right now and offer you a safe place to be open and honest without fear of judgment. You have taken the first and most important step by seeking help.

Adejare McMillan

(he/him)

Adejare McMillan, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
Combining Transformative Justice Practices with Clinical Mental Health Counseling Techniques, Adejare (Ah-Day-Jah-Ray) McMillan, is professionally known as The Transformative Justice Therapist. This South Florida-based speaker, poet, and activist holds a Bachelor’s degree in Criminal Justice, Master’s degree in Mental Health Counseling, and is State Licensed as a Mental Health Counselor (LMHC). Additionally, he is currently writing his dissertation towards the completion of a Ph.D. in Couples and Family Therapy at Nova Southeastern University. For the last decade, he has worked with people of all races, lifestyles, and ages — as young as 13 and upwards of 70 years old. Having been a member of several organizations dedicated to human rights and social justice, Adejare finds time to remain engaged in community activism, advocacy, and organizing — at times, specifically as a Transformative Justice Circle Keeper and Trainer.

Spencer Lee

(she/her)

Spencer Lee, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
In counseling, I believe in meeting my clients where they are and helping them achieve the goals they set for themselves. I want my clients to realize the decisions they make have consequences, good and bad, and like to assist them to remain accountable for their decisions. It is important for me to look at the client as a whole, to help determine the course of treatment that will suit them best. I look forward to helping you reach your goals.

Oswaldo Castro

(he/him)

Oswaldo Castro, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
10 years of experience
Virtual
Hi. Welcome to my page. I am Oswaldo Castro but prefer to be called Oz. I am licensed mental health therapist with a plethora of experience. I first start my journey working in neurofeedback which has allowed me to work with a diverse population from children to seniors with issues with ADHD, autism, sleep disorder, anxiety disorders, depressed mood and a plethora of other neurodivergent individuals for about 7 years. My journey continues to working at a drug rehab facility where I worked with individuals with substance use disorder for about 5 years. My life then continues to work at a survivor's center where I worked with victims of domestic violence, violent crimes and grief for about 2 years. I also gained experience with the LGBTQIA+ population where I worked closely and ran groups with individuals of the trans experience. Moving forward, I have worked with suicidal children and adolescents that have been under a Baker Act which has given me experience in with family systems for about 4 years. If you like what you can read so far, reach out to me and schedule a session. Hope to hear from you so we can start working on those goals that you may have for yourself.

Diana Curry

(she/her)

Diana Curry, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
7 years of experience
Virtual
Hi. I am a Licensed Clinical Social Worker in the Orlando, Florida area. I have resided in this area for more than 30 years. Prior to moving to Orlando, I served in the U.S. Army and now a Veteran. I attended college in Orlando with both my Bachelors and Masters from University of Central Florida. I have worked for Department of Children and Families Protective Services and Investigation for children for 16 years before. Towards the last five years of my DCF career, I began my Masters program in Social Work. After graduating, I began to work on my licensure in therapy.

Nancy Muricken

(she/her)

Nancy Muricken, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
7 years of experience
Virtual
Hi! My name is Nancy Muricken. I'm a Licensed Clinical Social Worker based in Tampa FL currently accepting new clients via Telehealth! I provide individual therapy with a pinch of millennial energy and the spice from South India. That being said, I hope that you and I can soon spill the chai! Let me go first. I was born and raised in Queens, NY (just like your friendly neighborhood Spiderman) where I grew up in a South Indian household by parents and extended family from Kerala, India. Now if you are like me and was born or grew up in America but raised by an Immigrant family, there are a lot of values. traditions, and pressure that are instilled in us. Mental health is completely disregarded or taboo and Masala Chai, Vicks, and prayers became the answers to all our problems. I'm all for Chai and praying but imagine if we had proper insight and coping skills as a child in a supportive environment alongside spiritual support? We probably wouldn't be here scrolling for a therapist for our mother and father wounds. That being said, the psychodynamic approach is one of the primary approaches I utilize in therapy to help identify patterns from our childhood which affect our behaviors, actions, and relationships in our present life. I use Mindfulness and Cognitive Behavioral Therapy as my other treatment methods to help clients embrace their present lives, identify patterns of thinking, and reframe negative thoughts. I am an email or phone call away. Book your appointment today! I am excited to meet you and for your journey to healing.

Andrea Rodriguez

Andrea Rodriguez, LMHC - Florida Therapist at Grow Therapy
$140/session
LMHC
12 years of experience
Virtual
My name is Andrea. I am a Licensed Mental Health Counselor in the state of FL and NY. I have over 12 years of experience working with children and adults in inpatient and outpatients settings, including corrections. I was raised in NY by West Indian (Caribbean)/Asian parents. I then moved to FL where I earned my BA in Psychology and Masters in Mental Health Counseling. My passion is helping others figure out this crazy thing called life, and learn how to live with more satisfaction. My approach to therapy is person centered and may change from patient to patient. This means it will be tailored to each person's specific needs. I enjoy building rapport with my patients to help encourage a healthy therapeutic relationship and allow my patients to feel as comfortable as possible. So whether it's anxiety, depression, or trauma etc., let's figure this out together!

Aneka Spencer

(she/her)

Aneka Spencer, LCSW - Florida Therapist at Grow Therapy
$130/session
LCSW
4 years of experience
Virtual
Hi, I’m Aneka Spencer, a Licensed Clinical Social Worker (LCSW) serving clients in Illinois, Iowa, Florida, and Kansas. I earned my Master’s degree from Chicago State University in 2011 and have been a social worker for over 10 years, with more than 4 years of experience as a practicing therapist. If you’re looking for a compassionate therapist who truly listens, offers honest insight, and partners with you to create meaningful, lasting change—you’re in the right place. I work with adults who are ready to better understand themselves, manage emotional challenges, and strengthen their inner resilience. Many of my clients are navigating life transitions, dealing with anxiety or depression, experiencing high stress, or simply seeking a safe, supportive space to reflect and grow. I offer free initial meetings because I believe that the therapist-client connection is essential to meaningful work. We can schedule a brief 15–20 minute video call via Google Meet so you can get a sense of who I am and how I work. Let’s talk—your healing journey deserves the right support. https://calendly.com/aneka-f-spencer/20min

Areeba Johnson

(she/her)

Areeba Johnson, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
10 years of experience
Virtual
Hi my name is Areeba Johnson, I am a Licensed Clinical Social Worker LCSW, dedicated to educating and empowering individuals on how to heal. To be a part of your journey to emotional health. Helping you find the path in life and living life abundantly. To help individuals gain self-fulfillment and growth. In life challenges may arise where you experience self-doubt, unhealthy habits or trauma. I am here to help you overcome those challenges by using a holistic approach focusing on your cognitions and the impact they have on your behavior. If you are looking to make healthy changes and overcome past struggles today is a great day to get started.

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Kattrina Gonzalez

(she/her)

Kattrina Gonzalez, LMFT - Florida Therapist at Grow Therapy
$85/session
LMFT
8 years of experience
Virtual
Hi there, I’m Kattrina. My Therapy is located at 235 SW Dade St suite B, Madison, FL 32340 Please call (850)973-7871 If you’re looking for a safe, CONFIDENTIAL, space to process life struggles such as; stress, anger, parenting, relationships, anxiety, past or current trauma, addiction or emotion regulation then this might be the right place for you. I have experience with collaborating with clients to improve daily functioning and process the things that might be causing complications in their life. I’m a Licensed Marriage and Family therapist who has spend the last 5 years in Individual, child and family therapy. I’ve mostly worked with children and parents struggling to manage emotions, trauma, anger management, depression, ADHD symptoms and other diagnosis. I work closely with the family members and schools to increase harmony and wellbeing. Before that I worked in an out patient rehab for court ordered parenting skills, anger management, addiction and batterers intervention. I’ve done couple’s therapy all throughout my career.

Alexis Highsmith

(she/her)

Alexis Highsmith, LCSW - Florida Therapist at Grow Therapy
$180/session
LCSW
15 years of experience
Virtual
Are you struggling with feeling worried or depressed? Are you experiencing difficulty focusing or coping with life situations? Congratulations on taking the steps to improve your mental health. I feel that it is important to have your voice heard and I am here to provide a safe space just for that. I have worked as a therapist for the past 15 years with individuals and families. My goal is to help you reach for personal therapy goals.

Gillian Melendez Harris

(she/her)

Gillian Melendez Harris, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
6 years of experience
Virtual
I am Gillian. I am a natural born empath. Do you struggle with the push through mentality? I want the individuals I work with to feel heard, to feel understood, to know they can be 100 percent themselves with zero judgment. I know finding the right therapist can be difficult. My approach is Person Centered based. This means I wholeheartedly believe a person has the capacity for growth. My specialties include working with individuals struggling with depression, anxiety, grief, and addiction. I incorporate Cognitive Behavioral Therapy and Mindfulness Based Therapy. I can help with navigating complex and uncomfortable emotions. Seeking therapy is an act of prioritizing yourself. It takes courage to be vulnerable. It can be difficult to get to a place of peace and find joy in the simplest of things when you are in that so to speak tunnel.

Robyn Borders

(she/her)

Robyn Borders, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
7 years of experience
Virtual
Hey there! I’m so glad you made it here. Seriously. Welcome to Moment By Moment Counseling. I'm Robyn and I am a Licensed Mental Health Counselor in Orlando, Florida. I have over 7 years experience working in mental health. Four of those years have been in private practice. Consider this... Are you the one who everyone counts on? The “high-achiever,” the “strong friend,” the one who always finds a way but lately, you’ve been struggling to keep it all together? Or maybe you've been checking all the boxes and chasing goals, but you still hear that little voice telling you you're not good enough or not worthy? Perhaps life just threw you a curveball — a breakup, a loss, a career shift — and now you're trying to figure out how to rebuild and get your life back on track. Or maybe... you're simply looking for a brave, non-judgmental space to just be. To take the mask off, exhale and reassess your boundaries. At Moment By Moment Counseling, I help my clients slow down, explore, and reconnect with themselves and with what truly matters. Whether you’re navigating big life transitions, dealing with self-doubt, or trying to make sense of the chaos around you, our goal is to support you in finding clarity and calm. If this sounds like what you’ve been looking for, I invite you to reach out! Let’s talk about what’s been weighing on you, and how we can work together.

Rosealee Williamson

Rosealee Williamson, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
16 years of experience
Virtual
I’ve had the privilege of working with clients facing a wide range of concerns, including anxiety, depression, healing from trauma, coping with grief, financial struggles, relationship challenges, career/work hurdles, adjustment to life changes, family or interpersonal conflicts, parenting struggles, and coping with general life’s stressors. I assist clients with achieving the profound benefits of working toward one’s authentic self, strengthening one’s internal dialogue and building a resilient wellness kit to navigate life’s ups and downs. A strong and healthy sense of self is the foundation for effective emotional well-being, personal growth, and maintaining healthy connections with others.

Cadija B.

Cadija B., LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
15 years of experience
Virtual
Cadija Barnett is a dedicated Licensed Psychotherapist with a holistic approach, focusing on the spiritual aspects of mental health. With 15 years of experience in the social service field, she has provided counseling, life coaching, and consulting services to individuals, families, groups, and companies. In 2013, she founded Holistic Mental Health Services, creating a safe and inclusive environment for those seeking mental health support. Recognizing the significance of spiritual connection in healing, in 2019, Ms. Barnett began intensive training to deepen her understanding of spiritual practices related to Mental and Holistic Health. She studies under renowned teachers nationally and internationally, driven by her observation of the pervasive need for spiritual connection among her clients and society. Understanding the interplay between the mind, body, and spirit, Ms. Barnett integrates spiritual principles into her services, offering holistic guidance and support to navigate life's challenges.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.