Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 893 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/2/2025

Emily Zavala-Aguilar

(she/her)

Emily Zavala-Aguilar, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
3 years of experience
Virtual
Welcome! I’m Emily. I am a licensed psychotherapist working in the Sacramento area. My therapy practice welcomes children, adolescents, adults, and families. I operate from the framework that through our shared humanity, we can find connection, understanding, and healing. As a humanistic and psychodynamic therapist, my practice emphasizes genuineness, self-discovery, and uncovering unconscious behaviors and patterns within a non-judgmental and empathic space

Anisha Holden

Anisha Holden, LMFT - California Therapist at Grow Therapy
$125/session
LMFT
9 years of experience
Virtual
Hey there! I'm a young clinician that enjoys aiding clients through major and minor life transitions. I prefer a interactive, conversational style that allows for free flowing rapport building and client comfort through the treatment process. I know that counseling/therapy is not an easy situation to put oneself in, but if I can ease it in any way possible, that is the goal, so that we can focus on what most matters to you.

Bianca Rus

Bianca Rus, LMFT - California Therapist at Grow Therapy
$130/session
LMFT
6 years of experience
Virtual
Renowned psychologist Carl Rogers once stated that the process of a ‘good life’ involves stretching, growing, and becoming more and more of one's potential. He argued that the individual who chooses growth as their compass in life is truly an inwardly free individual (Rogers, 1961). Inspired by Rogers’ humanistic and timeless outlook, I focus my work with clients on expanding their process of growth into an engaging endeavor rather than a strenuous one. I believe that every individual has tremendous inner resources that need support in coming to light. My goal is to make every client feel empowered to create the best life for themselves individually and in their relationships.

Lacee Bennett

(she/her)

Lacee Bennett, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$120/session
LMFT
10 years of experience
Virtual
First, let’s take a moment to say “good for you” for making the choice to take your therapy journey. Therapy has many faces and is different for every person, so it’s important to figure out what therapy means for you. Whether you’re experiencing challenges with depression and anxiety, wanting to work through trauma, or dealing with life changes, know that this is your process. I am here to help support you as we venture out together during your unique journey. I am here to provide a safe, confidential, and nonjudgmental space filled with the supports and skills for coping so that you can accomplish your goals. I have worked with various cultures, age groups, and ethnicities across a variety of challenges, including: trauma, depression, anxiety, stage of life changes, identity, relationship issues, behavioral challenges, and more. I have gained certifications in TFCBT, MAP, and IPT evidenced-based practice models and have 10yrs of experience. I wholeheartedly believe that it is incredibly important to choose the therapist that fits best with you and hope we have the opportunity to connect to help you reach and attain what you envision for your journey.

Natalie Andre

(she/her)

Natalie Andre, LCSW - California Therapist at Grow Therapy
$70/session
LCSW
7 years of experience
Virtual
Hi, I’m Natalie — a warm, collaborative therapist who works with young adults to older adult clients navigating life’s emotional and mental health challenges. Whether you're dealing with anxiety, depression, relationship issues, low self-esteem, or major life transitions, I provide a supportive space where you can feel heard, understood, and empowered. My approach is grounded in Cognitive Behavioral Therapy, Attachment-based Therapy, Positive Psychology, and Person-Centered care. This means I tailor our work to your unique needs while offering tools to help you build resilience, improve relationships, and feel more in control of your emotional well-being. As someone who has personally overcome mental health challenges, I bring deep empathy and real-life perspective to the therapy process. I know how overwhelming it can feel — and how transformative therapy can be when it’s rooted in trust, connection, and practical change. Together, we’ll work at your pace to create a path toward healing and growth. You don’t have to go through this alone. *Some appointments can be held on nights and Saturdays by client request through written message and where Therapist's schedule will allow.

Sheena Boyd

(she/her)

Sheena Boyd, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$140/session
LMFT
12 years of experience
Virtual
Hello, I'm Sheena. Do you feel like life is always throwing you for a loop? Are you struggling to keep your head above water? Are we losing sight of who we are as a person? I help individuals, families, and couples manage the demands and challenges that life brings. Together, we will identify the causes of your challenges and develop solutions to empower yourself to find life balance. You should have a safe space to openly discuss your thoughts and feelings. Treatment should not be cookie-cutter but individualized to your needs, which is focused on in our sessions. Change is a scary concept in our lives, but it is easier when you have someone with you along the journey. I'll meet you with empathy, compassion, honesty, and evidence-based techniques to allow you to work toward the goals you want for yourself. Let's go on this journey together!

Gloria Ramirez

(she/her)

Gloria Ramirez, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
1 year of experience
Virtual
Hello, I am a Licensed Marriage and Family Therapist (LMFT) based in Santa Paula, California. I have been in the mental health field for over 15 years and my passion has led me to earn my degree in mental health counseling. I currently offer therapy in person and through telehealth. I am bilingual in Spanish, and enjoy working with others to help them achieve their best self.

Matthew Tapia

(he/him)

Matthew Tapia, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
12 years of experience
Virtual
Hello! I am a Licensed Marriage and Family Therapist (LMFT), currently licensed in Arizona and California. In my life, I’ve seen many people with a broad spectrum of challenges. I’ve also seen that hope and relief are possible. I offer a unique perspective in getting you that help. I enjoy seeing individuals and families solve problems and feel closer together. My experience comes from providing direct mental health and behavioral counseling for kids, teens, and adults with a variety of presenting issues including anxiety, autism, Asperger's syndrome, depression, stress, relationship and family issues, life transitions, parenting, and caregiving issues in a variety of settings. My approach and therapy style draws influence from Acceptance and Commitment Therapy (ACT), Dialectical Behavior Therapy (DBT), Mindfulness, and Cognitive Behavioral Therapy (CBT). It is important that you and I work together as a team using a collaborative approach and that I meet you where you are.

Juan Valenzuela

Juan Valenzuela, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
I am a Christian-informed therapist licensed in multiple States. With a background in clinical social work and a desire to see the building up of the body of Christ, I am passionate about supporting and encouraging my brothers and sisters as they seek to navigate the difficulties of life and develop resilience that can lead to personal healing and spiritual growth. My areas of expertise include managing stress, anxiety, depression, trauma, faith formation, identity and purpose, peer relationships, transitional challenges, conflict resolution, forgiveness, etc.

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Diane L. Foster

(she/her)

Diane L. Foster, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
22 years of experience
Virtual
I am a Licensed Clinical Social Worker with over 20 years experience and training with individuals, couples and families who want to take charge of their lives. Together we can explore new coping skills, strengthen existing skills to improve relationships, and sharpen communication skills to enjoy harmony in your life. My approach is strength based, non traditional and focuses on your individualized needs. I take an empathetic, common-sense approach to exploring life's problems and guiding you through the issues you are currently facing and the ones you continue to carry from your past.

Jamie Schmidt

(she/her)

Jamie Schmidt, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
6 years of experience
Virtual
Welcome! I am a Licensed Clinical Social Worker. I know life can be exhausting at times, and I find it to be invaluable to have a space to openly process our challenges and stressors. I have worked with individuals from various backgrounds and experiences including people moving through trauma, grief and loss, depression, and anxiety. My practice focuses on supporting individuals experiencing symptoms of anxiety and depression by providing a safe space to explore healthy ways to manage these symptoms and utilize the strengths and resources you have available to promote a better quality of life.

Haley Baker

(she/her)

Haley Baker, LMFT - California Therapist at Grow Therapy
$210/session
LMFT
12 years of experience
Virtual
I have been providing individual and group therapy for over a decade. I can support you in learning to regulate your emotions, developing self-awareness, identifying and communicating your emotions, practicing and developing social skills and awareness, increasing self-compassion, improving communication skills, clarifying your personal values, goals, and intentions, learning how to advocate for your needs, and improving your personal relationships.

Wen Soon

(he/him)

Wen Soon, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
5 years of experience
Virtual
Hi! I'm Wen. I am a licensed marriage and family therapist. I help adults who are struggling to deal with everyday stressors and burnout. I empathetically listen to what you have to share and want to fully understand your situation before working collaboratively on solutions. I consider myself a direct person and try to break down the concepts that I teach into easily understood ideas.

Stacia Narasky

(she/her)

Stacia Narasky, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
8 years of experience
Virtual
Hello! My name is Stacia, I am a Licensed Clinical Social Worker, specializing in therapy services in California. Providing therapy is my career, but it is also a passion of mine. To help another person learn to navigate their own struggles is a blessing in itself. "Give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime". I would love to work with you to navigate whatever it is you are going through! ​ I have been providing therapy services since 2015, and have worked with all ages. I am currently providing online therapy services young adults (aged 18 and up) who are currently struggling with anxiety, depression, trauma, relationship issues, grief and loss, work stress, life stressors and life transitions. Therapy sessions are conducted online.

Gabriella Cuaderes

(she/her)

Gabriella Cuaderes, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$185/session
LCSW
8 years of experience
Virtual
Hello! My name is Gabriella and I am a queer and multi-ethnic Licensed Clinical Social Worker. My work is centered on the belief that healing happens in community and that we each have the capacity to thrive when in supportive and uplifting environments. I am a trauma-informed and focused therapist, meaning that I aim to acknowledge and explore the ways that traumatic experiences have impacted my clients, all while focusing on the strengths, wisdom and resources each client possesses.

Sarah Sack

(she/her)

Sarah Sack, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$165/session
LCSW
4 years of experience
Virtual
Hello and welcome! Asking for help is no small feat, and your being here means you are taking that courageous first step toward your emotional, mental, and spiritual well-being! My name is Sarah and I am a Licensed Clinical Social Worker experienced in working with adults struggling with anxiety, depression, relationship issues and codependency, low self-esteem, identity, trauma, grief, and life transitions. I take a whole person approach to help you gain the hope, skills, and confidence to navigate life’s challenges, make meaningful change, and manage your mental health and well-being and successfully. Together we can work to build the bridge from where you are now to a life with more joy, resilience, and possibility. You are no less worthy than anyone else of a full and meaningful life, and I believe that whole-heartedly. I am here to create a safe, supportive, and non-judgmental space for you to find growth and healing. I will meet you where you are at, remain open and curious about your experiences, and partner with you to identify and work towards your goals. I believe in the healing power of showing up authentically, creating a trusting relationship with you, and even sharing some laughs along the way.

Sarah Jones

Sarah Jones, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
5 years of experience
Virtual
Hi! My name is Sarah Jones. I am a Licensed Clinical Social Worker (LCSW) licensed in both California and Idaho. I received my Master's degree from San Diego State University in 2020 and have been practicing psycho therapy since. I help young and middle aged adults with anxiety, depression, self esteem, communication, and connecting current emotions/behaviors to deep routed wounds. Visit my website to learn more about services and effective solutions. https://www.thmtherapy.com/

Lorrie LaVallee

(she/her)

Lorrie LaVallee, LMFT - California Therapist at Grow Therapy
$140/session
LMFT
18 years of experience
Virtual
Welcome! My name is Lorrie! Life can be challenging and complicated. Choosing a therapist doesn’t have to be. I believe that building a genuine, open, and honest therapeutic relationship with my client is the best way to connect. Together, we will work to explore areas of your life that are challenging to set you on a path of happiness, fulfillment, and purpose. Are you tired of relapsing?? Tired of struggling to stay sober?? My experience in the field of Substance Abuse allowed me the privilege of helping those struggling with addiction and mental health disorders as well as their families. I have worked in this field for the past sixteen years and it has given me a compassionate perspective for those struggling to get and stay sober. I am enthusiastic and passionate about helping you find unique and creative solutions to problems. Parents, would you like some peace in your home? Are you tired of the lying and manipulation? Need support dealing with a teen with addiction issues? I can help.

Ness Ruvalcaba

(she/her)

Ness Ruvalcaba, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$180/session
LMFT
9 years of experience
Virtual
Hello! My name is Ness Ruvalcaba. I am an Spanish and English speaking licensed Marriage and Family Therapist (LMFT) in California. I work with individuals who are are needing some extra support understanding or creating some change in their lives. I specialize in trauma informed care, PTSD, anxiety and depression, self harm, and various other issues and needs. I also work with individuals around resolving conflict, improving communication, processing difficult experiences, and various other experiences. I have also very much enjoyed supporting parents individually to work on having better relationships with their children and identify the most effective ways they can support their child. I have worked in various settings including virtual therapy, office or clinic based services, school based services with adolescents and their families, and community based services with newcomer and immigrant youth, youth in foster care, adults, and their families maneuvering complex systems. At this time, I do not meet with couples looking for couples therapy.

Jeri Wilson

(she/her)

Jeri Wilson, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
10 years of experience
Virtual
Hello, my name is Jeri. Do you feel like you have always been the responsible one who gets things done but lately are starting to feel resentful or just plain exhausted? Are you dealing with emotionally immature family members/co-workers/friends? Do you find it difficult to put yourself first? I help high-functioning individuals manage their relationships, emotions, and stress in their lives. We will work together to understand the root of your struggles, help you explore your options and become a better communicator so you can meet your own needs. You just need to show up for your appointments, be interested in your growth and do any homework assignments that are assigned to you (they are easy, don't worry).

Alicea Evans, PsyD

(she/her)

Alicea Evans, PsyD, LP - California Therapist at Grow Therapy
$225/session
LP
7 years of experience
Virtual
I’m a licensed clinical neuropsychologist specializing in comprehensive neuropsychological assessment and therapeutic services across the lifespan. With advanced training in the evaluation and treatment of ADHD, autism spectrum disorders, learning differences, and related neurodevelopmental conditions, I provide individualized, evidence-based care that fosters insight, clarity, and meaningful growth. As a woman of color, I bring a culturally informed, socially conscious lens to my clinical work. I’m deeply committed to advancing equity in mental health and have a strong interest in supporting underserved populations—including BIPOC communities, individuals affected by systemic disadvantage, and children and families with limited access to care. I have extensive experience conducting diagnostic evaluations with children, adolescents, and adults, including individuals with complex presentations involving executive functioning challenges, emotional-behavioral concerns, and co-occurring substance use. My assessments are thorough and collaborative, designed to empower clients and families with practical recommendations and a deeper understanding of their unique strengths and needs. In addition to assessments, I provide individual therapy grounded in evidence-based approaches such as Cognitive Behavioral Therapy, Acceptance and Commitment Therapy, Dialectical Behavior Therapy (DBT), and Rational Emotive Behavior Therapy. I work with clients across all stages of development, helping them navigate anxiety, mood disorders, identity development, emotional regulation, and life transitions. I’m passionate about bridging neuroscience and psychotherapy to support long-term, transformative outcomes. Whether I’m working with a child struggling in school, a teen exploring their identity, or an adult processing a new diagnosis, I strive to meet each client with empathy, humility, and clinical excellence. I work with individuals navigating neurodivergence, anxiety, eating disorders, and serious mental health challenges. Many of the people I support come to me feeling overwhelmed, misunderstood, or unsure of how to move forward. I am an ADHD Certified Clinical Services Provider (ADHD-CCSP) as well as a Certified Autism Spectrum Disorder Clinical Specialist (ASDCS)

Noor Pinna

(she/her)

Noor Pinna, LPCC - California Therapist at Grow Therapy
$135/session
LPCC
10 years of experience
Virtual
As a South Asian Muslim immigrant, I understand the rebuilding process of who we are from generational trauma and patterns, as well as navigating identities that make us authentic. I am passionate about this work because I have seen clients shed their stories and step into their authentic selves when aligned. It brings me immense joy to see individuals no longer surviving but thriving. I invited you to be curious and connect to see how we can work together to help you. I look forward to your phone call.

Dr. Karin Hudson

(she/her)

Dr. Karin Hudson, LP - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LP
23 years of experience
Virtual
"I'm so overwhelmed- I don't even know where to begin." "I don't know who to turn to, but I know I can't keep going like this." "The stress in my life is exhausting, and I just need some peace." If any of this feels familiar, you're not alone- and you don't have to figure it out alone either. Welcome, and congratulations on taking this courageous step toward your growth and healing. I'm a licensed clinical psychologist and life coach in California with over 20 years of experience helping people move through life's hardest moments with greater clarity, strength, and self-trust. Before becoming a therapist, I spent more than a decade as an international AMI-trained Montessori teacher, completing my training in Bergamo, Italy. Originally from Austria, I've called California home for the past 30 years. My approach is rooted in attachment theory and shaped by an existential-humanistic lens. I'll meet you with practical support for what's happening now, while also helping you explore the deeper patterns that may be holding you back. I also draw from acceptance and commitment therapy (ACT), grounding techniques, and mindfulness based practices to help you stay centered and resilient. Nature plays a key role in my work. I integrate elements of ecopsychology, sound healing, guided imagery, and animal assisted work to support nervous system regulation and emotional balance. While listed here as virtual only, I offer a hybrid model: a mix of virtual and in-person sessions in both Santa Rosa and Santa Barbara, CA. If therapy doesn't feel like the right fit, I invite you to explore my coaching website www.consideryourselfcredentialed.com for nature-based life coaching services. I offer support for personal growth, clarity, and meaningful change outside of a clinical setting. You're welcome to schedule a free discovery call to learn more.

Taylor Stearns

(he/him)

Taylor Stearns, LP - California Therapist at Grow Therapy
$250/session
LP
7 years of experience
Virtual
Hello! My name is Taylor. Navigating life's challenges can leave us feeling adrift, disconnected, or uncertain about our next steps. If you find yourself in such a situation, I am here to assist you through the power of psychotherapy. I specialize in providing individual psychotherapy to adults dealing with issues related to life transitions, depression, anxiety, and relationships.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Coping Skills?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Coping Skills, is filtering therapists in California that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.