Therapists that accept Cash Pay in California
Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 360 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.
Availability updated: 5/24/2025
Robert Garza
$150/session
LCSW
22 years of experience
Virtual
California State University Stanislaus of Social Work, Master's in Social Work
License
LCSW# 76744
18 Years of experience
Hello! My name is Robert Garza, LCSW Bi-lingual. I have over 18 years of experience working with clients ranging from early childhood, adolescence, children/families, adults, and end-of-life care. I have always viewed my professional career to learn as much as possible and be able to impact the largest number of people in need of support, counseling, therapy, and a safe space. I have worked in educational settings, healthcare settings, and clinical settings. I was born in Corcoran and raised in Central California. I currently reside in Rocklin CA, and enjoy horseshoe pitching, long walks, the ocean, and family and friends. My historical area of focus ranges from challenges in school to overcoming childhood traumas, depression, anxiety, social isolation, and conflict within family units. These are common things that we all face as we grow and evolve into our adult selves.
Vania Vilchis Schauf
$150/session
LCSW
12 years of experience
Virtual
Hello!
I am a Licensed Clinical Social Worker based in California. In 2012, I earned my Master’s Degree in Social Work with Concentration in Mental Health and Sub-concentration in Military Social Work and Veterans Services from the University of Southern California (USC). As a psychotherapist, I have several years of experience utilizing a variety of psychotherapy modalities including Crisis Intervention, Seeking Safety, Crisis Oriented Recovery Services (CORS), Motivational Interviewing, Interpersonal Psychotherapy, Cognitive Behavioral Therapy (CBT), and Somatic Experience -Method of Traumatic Resolution Treatment. I have also worked conducting group classes for Domestic Violence, Anger Management, and Parenting Classes for court-mandated individuals struggling with substance abuse disorders. I have been conducting biopsychosocial clinical assessments. diagnosing, developing treatment plans, and providing psychotherapy services to Veterans, families, couples, and individuals suffering from different mental health issues including Anxiety, Depression, Posttraumatic Stress Disorder (PTSD).
Angelica Sanchez
(she/her)
$150/session
LMFT
5 years of experience
Virtual
Hi there!
My name is Angelica Sanchez and I am a Licensed Marriage and Family Therapist (LMFT) in California. My experience in community mental health for several years has allowed me to gain experience in working with a wide range of individuals. In working with children, adolescents, and adults I have learned how important it is to be caring, flexible, and nonjudgmental for my clients. I am passionate in helping my clients cope with life's challenges and reach their personal mental health goals. If you're dealing with stress, trauma, relationship issues or cycles of anxiety and depression, I'm here to help. I do not see any clients under the age of 16.
Maria Acosta
(she/her)
$150/session
LMFT
10 years of experience
Virtual
Welcome! My name is Maria Acosta, I am a bilingual and bicultural psychotherapist with 10 years of experience working with adults struggling with Depression, Anxiety and/or Trauma.
It is not easy to open up and share our struggles. Only when we feel safe and contained we can take that scary step, and eventually feel relieved. I am passionate about supporting women in their journeys to mental and emotional wellbeing.
Ozzie Lomeli
(he/him)
$100/session
LCSW
15 years of experience
Virtual
Hi. I'm a licensed clinical social worker and received my Masters from USC. I've provided therapy since 2010. I've spend 14 years working with adolescents but i also having experience working with veterans and people with addiction. I've worked with people that have PTSD, Depression, Anxiety, anger issues, drug and alcohol addictions; I've also facilitated various groups in schools and in psychiatric facilities
Christina Ramirez
$150/session
LMFT
20 years of experience
Virtual
I offer virtual therapy, focusing on helping people set healthy boundaries, speak up for themselves, and make positive changes in their lives. For nearly 20 years, I’ve helped adults overcome anxiety and codependency by fostering self-love, empowering them to build healthier relationships with themselves and others. My goal is to help clients move through life with greater confidence, clarity, and emotional balance.
Brenda Miranda
(she/her)
Frequently rebooked
$120/session
LCSW
13 years of experience
Virtual
Hi! I'm a Latina Clinical Social Worker based in California who is passionate about self-empowerment, personal transformation, and the art of psychotherapy. I earned my MSW degree in Masters of Social Work from California State University of Northridge and have been practicing for 13 years. I have worked in varies clinical settings and have more than 20 years experience working with children, adolescents, and adults. My clinical experience includes working in the following settings: hospital, home health care, mental health outpatient clinic, schools, management, and a non-profit community mental health center. My diverse experiences have equipped me with the knowledge and skills needed to make an influential impact in the life of others. My intention is to walk beside you on your journey to emotional healing so that you can be empowered to step outside the shadows of your past and walk freely towards the beautiful destinations of your future. I guide overwhelmed, stress, and burnout adults to heal from within helping them regain control of their lives, find peace, and thrive.
Ligia Orellana
(she/her)
Frequently rebooked
$150/session
LMFT
8 years of experience
Virtual
I’m Ligia, a BIPOC & LGBTQ+ affirming therapist. Specializing in BIPOC adults who struggle with identity formation & navigating feelings around guilt and shame. My role is walking with you through this process; not ahead or behind. To help you live a life as who you want to be and not told to be. Building your self-confidence, self-compassion, and self-awareness.
Oscar Carbajal
(he/him)
Frequently rebooked
$150/session
LMFT
12 years of experience
Virtual
I’m a dedicated therapist with over 12 years of experience helping individuals navigate life’s challenges and build fulfilling lives. I specialize in evidence-based therapies like EMDR, CBT, and DBT to support healing from trauma, manage anxiety and depression, and improve emotional well-being. My approach is compassionate, collaborative, and tailored to each client’s unique needs. Together, we’ll work toward greater self-awareness, resilience, and meaningful personal growth.
Katherine Fleisher
(she/her)
$225/session
LMFT
20 years of experience
Virtual
Welcome, I am a Licensed Marriage and Family therapist providing individual therapy to people seeking support.
I have been working in mental health for over 25 years as a Therapist, Clinical Supervisor and Program Director with community non-profits serving underserved and Latino communities.
Currently I am focusing on providing a safe space to those finding themselves with anxiety, depression and/or trauma.
You are not alone although we at times feel alone. We will utilize various evidence based models based on your needs. You will develop cognitive behavioral, relaxation, mindfulness and poly-vagal toning techniques to address your current life challenges. Looking forward to joining your healing Journey.
Minerva Barrientos
(she/her)
$200/session
LMFT
13 years of experience
Virtual
I listen and find your strengths to help you become the person you want to be. I am direct and hold you accountable as well as help you find forgiveness to heal and find the joy to lead you to a better life.
I believe we all have the opportunity to overcome life's challenges but we must have the courage to ask for help. Sometimes asking for help can be scary and I want to provide you with a safe and honest space to create the life you deserve.
Kelly Castillo
(she/her)
$150/session
LMFT
15 years of experience
Virtual
Hello, my name is Kelly Castillo I am a licensed marriage and family therapist with 15 years' experience. I have worked with and helped individuals who have experienced difficulties in their life from childhood trauma, loss, self-esteem, depression, anxiety and life changes.
I am here to help you get started on your journey to becoming a better version of yourself whether you are struggling with anxiety, depression, trauma, self esteem, or relationships problems.
I would love to listen and help you get started on making meaningful changes. I have worked in different settings throughout my professional career and hope to help you reach your individual goals. I approach therapy with an authentic and honest approach in order for my clients to feel comfortable and safe. I am trained and certified in different evidence-based therapies like cognitive behavioral therapy. I tailor therapy treatment to meet your needs.
Beginning therapy may feel overwhelming but together we can work through the struggles and learn new coping strategies.
Robin Sandoval
(she/her)
Frequently rebooked
$150/session
LMFT
5 years of experience
Virtual
I am a Licensed Marriage and Family Therapist (LMFT)! I am based in Orange County California but work with clients throughout the state via telehealth. I specialize in working with BIPOC and/or LGBTQIA+ and/or neurodivergent adult folks. I specialize in building better relationships, decrease anxiety, build confidence, set boundaries and communicate effectively, all while leaning into your authenticity. I work from an affirming feminist and decolonized lens that acknowledges complex family systems, dynamics, and the intersectionality of your identity.
Grace Aguilar
(she/her)
$175/session
LMFT
14 years of experience
Virtual
I am Graciela Aguilar, a Licensed Marriage and Family Therapist based in California. My heritage is rooted in Mexico City, I was raised in Orange County, California. With 14 years of experience, I assist children, adults, and families offering virtual therapy for anxiety, depression, and PTSD. I am dedicated to creating a safe and supportive environment that helps you challenge the negative core beliefs contributing to dissatisfaction. Believing in the right to joy, together we will uncover the skills and strategies that work best for you.
Bonnie Walther
$150/session
LMFT
10 years of experience
Virtual
I am a Bilingual Marriage, Child and Family therapist with 10 years of experience. I help individuals and families work through difficult challenges and guide them through a healing journey in which they set the destination. I enjoy and pride myself in working with individuals and families of various backgrounds. I particularly enjoy working with individuals who are complex and strive to reach their full potential.
Gabriela Ruiz
(she/her)
$170/session
LCSW
6 years of experience
Virtual
My focus is on cognitive behavioral therapy and complicated grief therapy. Sometimes we have to face our losses to be able to move forward, sometimes we have to confront our negative thoughts to clear our mind and focus on what is in front of us now.
We try to cope with the world’s challenges based on the values and strengths we built during childhood, but there are many ways to rekindle our creativity and joy as adults to re imagine a new path.
I am a compassionate listener who can hold a non- judgemental space for patients to share their beliefs, desires and concerns.
Itzel Lopez Gonzalez
(she/her)
$180/session
LMFT
9 years of experience
Virtual
My name is Itzel S. Lopez Gonzalez and I am a bilingual Licensed Marriage and Family Therapist in California.
I specialize in providing psychotherapy services to neurotypical and neurodivergent adults who are experiencing a variety of mental health struggles due to past relational trauma or current stressors. I specialize in treating Complex PTSD, Post Traumatic Stress Disorder, Depression Disorders, Anxiety Disorders, and Disruptive Mood Dysregulation
Dr. Stephanie Stefanelli
(she/her)
$200/session
LP
10 years of experience
Virtual
Everyone has the ability to thrive and reach their full potential, and it is through this process of discovery that makes me passionate about working with my clients. I provide support, empathy, and understanding in every session while we explore life's challenges that often make us feel "stuck." I believe that therapy is a journey of self-discovery of not only one's own underlying issues, but also of our own unique potential to strive for hope and resiliency. Services in Spanish are also available.
Life can be filled with many challenges and often, we just need to look for some space to contain our thoughts. Allow me to work with you in identifying your goals, explore options, and try to overcome obstacles. My goal is to help you recognize the strengths that you inherently hold while helping you feel supported reinforce the idea that you are enough!
I currently offer services to adults looking to explore their own interpersonal growth through a secure tele-health platform.
Gladis M. Rendon
(she/her)
$200/session
LMFT
8 years of experience
Virtual
Hello, my name is Gladis, and I am here to support you.
Do you feel like you're carrying a heavy burden that's weighing you down? Have you ever had a difficult experience that you never shared with anyone, especially during childhood? Maybe it's been a struggle to cope with mental health issues like addiction, depression, or anxiety, and you think it could be linked to something that happened to you when you were younger?.
I specialize in Trauma-Focused Cognitive Behavioral Therapy, and my expertise is in treating childhood trauma, PTSD, anxiety, and depression. Together, we can navigate various forms of trauma, such as grief, loss, divorce, separation, domestic violence, and emotional, physical, and sexual abuse. By working with me, you can gain a deeper understanding of how these experiences have impacted you, both emotionally and physically. This knowledge can help you regain control over your reactions and behaviors and begin the healing process.
I hold an M.S. in Marriage and Family Therapy and an M.S. in Clinical Psychology from California Lutheran University. Additionally, I am certified in Interpersonal Psychotherapy, Managing and Adapting Practice, Trauma Focused-Cognitive Behavioral Therapy, and Positive Parenting Programs.
Crystal Tellez-Giron
(she/her)
$115/session
LCSW
5 years of experience
Virtual
I, truly, believe there is no "one size fits all" to therapy, so I tailor the therapy experience to match your individual and unique needs. I'll support you in your healing journey as your "co-pilot" to help you navigate difficult emotional terrain. I aim to meet you where you are and allow you, the expert of your own lived experience, to take the driver's seat, while serving as your sound board in the passenger seat, gently pointing out your blind spots, to help you identify the best path to wellness and fulfillment for a quality life that aligns with your values.
Michelle Nicolas
$150/session
LMFT
7 years of experience
Virtual
My therapeutic approach is to work with my clients to create a space that is comfortable, safe; while still challenging them to make the changes they are looking for. I meet you where you are at in your life. You are the expert of your own life and we go at your pace. There is no judgement or expectation for you to talk or perform
I provide evidence-based approaches that provides you with tools and skills to better manage life stressors. I have extensive experience working with adults regarding a variety of issues, including anxiety, depression, trauma, life transitions, family of origin issues, and work/life balance difficulties.
I worked extensively with women coping with depression, anxiety, relationship problems, grief and loss, self-esteem issues, trauma, peer difficulties, and life transitions.
Alicia Medina
(she/her)
$115/session
LMFT
2 years of experience
Virtual
Hi, I'm glad you are here. My name is Alicia and I am a bilingual Licensed Marriage Family Therapist and Licensed Professional Clinical Counselor based in Southern California and working telehealth statewide. I am committed to helping individuals navigate life's challenges with compassion and clinical expertise. I provide a supportive and non-judgmental space, where clients can work through various mental health concerns, including anxiety, depression, and life transitions.
Giovanna Fattorini-Ocampo
Frequently rebooked
$120/session
LMFT
10 years of experience
Virtual
Hello, I’m Giovanna.
Whether you have been struggling with mental health problems most of your life or are experiencing some personal hardships and are looking for help, you have come to the right place. Be proud of yourself for reaching out for support. The journey might not be easy but the goal is to help you have a life that you find meaningful and fulfilling.
I have experience working with adolescents, transitional age youth, adults and older adults dealing with mood disorders, anxiety, psychosis, trauma, personality disorders, developmental disorders, and substance use as well as with those going through life transitions and struggling finding their way.
Natalie Montenegro
(she/her)
$160/session
LMFT
17 years of experience
Virtual
Natalie is a first generation, bilingual, LMFT with over 15 years of experience in the mental health field. MontenegroMFT specializes in treating acculturation difficulties, trauma, first responders, healthcare professionals and maternal wellbeing through the use of Brainspotting. Additionally used approach modalities include Cognitive Behavioral Therapy and Solution Focused Therapy. MontenegroMFT prides itself in offering a highly personalized approach which is always tailored to each individual client's needs.
Zuneybi Contreras
(she/her)
$150/session
LMFT
9 years of experience
Virtual
Hello there,
I'm Zuneybi, a Bilingual Licensed Marriage and Family Therapist (LMFT). As a LatinX therapist, I bring a culturally sensitive approach to my practice. Whether you are seeking relief from anxiety or depression, looking to process past trauma, navigating through life's transitions, or seeking personal growth, I am here to guide you along the way.
Throughout my career, I have worked with diverse populations, including survivors of domestic violence and sexual assault. I have also helped individuals and families experiencing anxiety, depression, trauma, children's behavioral issues and other life stressors. I believe you are the expert in your own life and work alongside you to provide you with the tools and guidance you need to build on your strengths and work toward growth.
Asking for help and seeking therapy can be difficult and scary, but you deserve a safe and non-judgmental space to heal and grow. I would be honored to join you in your journey.
Frequently asked questions
Why filter by California rather than a city
like LA?
When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.
Will my therapist take insurance?
When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.
How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?
The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.
What are the "Clients say I'm" badges?
Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.
Why use Gender, Age, and Identities filters?
Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.
What to expect during your first session?
Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.