Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 687 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/3/2025

Tayler Henderson

(she/her)

Tayler Henderson, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$110/session
LCSW
9 years of experience
Virtual
I have over 9 years of experience working with children, parents and families of various backgrounds. I strive to create a safe place for you to express your concerns, to feel heard and understood. My approach is very individualized based on your current needs. I am interested in the whole person (mind, body, and spirit). As an EMDR and DBT therapist, I help adults who experience anxiety, depression and/or a trauma. Perhaps you are dealing with adjusting to a stressor, life transition or just life in general. I will work as a team with you to develop a treatment plan with goals to address your unique situation

Bianca Rus

Bianca Rus, LMFT - California Therapist at Grow Therapy
$130/session
LMFT
6 years of experience
Virtual
Renowned psychologist Carl Rogers once stated that the process of a ‘good life’ involves stretching, growing, and becoming more and more of one's potential. He argued that the individual who chooses growth as their compass in life is truly an inwardly free individual (Rogers, 1961). Inspired by Rogers’ humanistic and timeless outlook, I focus my work with clients on expanding their process of growth into an engaging endeavor rather than a strenuous one. I believe that every individual has tremendous inner resources that need support in coming to light. My goal is to make every client feel empowered to create the best life for themselves individually and in their relationships.

Erika Hernandez

(she/her)

Erika Hernandez, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
12 years of experience
Virtual
Deciding to enter into professional counseling can be a scary idea, but I believe an individual’s ability to recognize that there is a problem, coupled with their willingness to work to find a solution, demonstrates courage. I have experience in the areas of trauma, anxiety, depression and relationship issues. My passion is working alongside my clients which includes; adolescents and adults; to help bring healing to those who have been through a traumatic or stressful experience.

Sheena Boyd

(she/her)

Sheena Boyd, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$140/session
LMFT
12 years of experience
Virtual
Hello, I'm Sheena. Do you feel like life is always throwing you for a loop? Are you struggling to keep your head above water? Are we losing sight of who we are as a person? I help individuals, families, and couples manage the demands and challenges that life brings. Together, we will identify the causes of your challenges and develop solutions to empower yourself to find life balance. You should have a safe space to openly discuss your thoughts and feelings. Treatment should not be cookie-cutter but individualized to your needs, which is focused on in our sessions. Change is a scary concept in our lives, but it is easier when you have someone with you along the journey. I'll meet you with empathy, compassion, honesty, and evidence-based techniques to allow you to work toward the goals you want for yourself. Let's go on this journey together!

Jessica Lazos

(she/her)

Jessica Lazos, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
8 years of experience
Virtual
Hi there, I'm Jess! Real change takes time, practice and patience. I am honored to have the opportunity to accompany you on your journey. I am Bilingual in English and Spanish (Hablo español). I have been privileged to work with adults, teens, families, and couples struggling with a wide variety of issues including anxiety, depression, communication, trauma etc. I am experienced in a number of evidence based techniques including CBT, DBT, Person-Centered therapy, and I will actively work with you to find the best approach to meet your individual needs. This open and flexible approach allows you to share and comfortably express and explore your thoughts, feelings and behaviors in a warm, safe and inviting space. I hold a unique understanding of the struggles that accompany physical disabilities. I understand how hard reaching out and asking for help can be, and I am so proud of you for taking this first step towards peace and healing! Life is easier with support! Together we can discuss how therapy could benefit you and/or your family.

Kathy Kelly

(she/her)

Kathy Kelly, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
17 years of experience
Virtual
My name is Kathy Kelly, and I am a Licensed Marriage and Family Therapist. I have been licensed since 2009 and have experience working with individuals, adolescents, and families in crisis. I specialize in depression, anxiety, trauma, grief, adjustment disorders, and understanding behavior patterns that are set from childhood. I have extensive experience working with individuals who are experiencing difficult life changes, stress, and chronic mental health disorders. The most common approaches that I use are cognitive behavioral therapy, dialectical behavioral therapy, emotionally focused, mindfulness, solutions focused, grief, and trauma focused therapy. I am confortable working with various levels of life experiences, including childhood trauma, current stressors, life transitions, and I appreciate using psychodynamic and family systems therapy to help my clients understand and identify patterns of behavior, and negative thought patterns that originated from their past experiences. I provide a safe space with the goal of making my clients feel welcome, comfortable, and at ease. I have been very successful at teaching clients coping skills, and helping clients process their feelings and emotions with the goal of finding peace, happiness, and an overall sense of well being. Your journey begins today and I will be there with you to guide you and support you.

Nelida Padron

(she/her)

Nelida Padron, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$225/session
LCSW
14 years of experience
Virtual
Hi! I'm a California-based Licensed Clinical Social Worker (LCSW) and Certified Diplomate of the Academy of Cognitive Behavioral Therapies. I received my Masters from the University of Southern California and have been practicing for 13 years. I help teens and young adults overcome depression, anxiety, and life transitions. My goal is to inspire my clients to become the best version of themselves by identifying the root causes of their issues and helping them work through them.

Heather Quisenberry

Heather Quisenberry, LMFT - California Therapist at Grow Therapy
$160/session
LMFT
10 years of experience
Virtual
Congratulations on getting this far and reading my profile. Taking the first step to start or resume therapy can feel overwhelming and I understand how scary it can be. My own life journey has brought me to the passion I have for helping others navigate the human experience. In my therapeutic work, I strive to create a warm, safe environment where you can be yourself. My style is collaborative and authentic – I believe that therapy works best when we approach it as a team. I am not a "blank slate" therapist, meaning that you can expect me to engage with you, using humor when appropriate, metaphor and even occasional sharing from my own experience. Building rapport, trust and safety inside this sacred space we will share is my first therapeutic goal.  Since the relationship you have with your therapist is one of the most important factors in the success of treatment, I offer a 15-minute free consultation to see if we are a good fit. Feel free to schedule this time and bring any questions you may have to that appointment.

Lorrie LaVallee

(she/her)

Lorrie LaVallee, LMFT - California Therapist at Grow Therapy
$140/session
LMFT
18 years of experience
Virtual
Welcome! My name is Lorrie! Life can be challenging and complicated. Choosing a therapist doesn’t have to be. I believe that building a genuine, open, and honest therapeutic relationship with my client is the best way to connect. Together, we will work to explore areas of your life that are challenging to set you on a path of happiness, fulfillment, and purpose. Are you tired of relapsing?? Tired of struggling to stay sober?? My experience in the field of Substance Abuse allowed me the privilege of helping those struggling with addiction and mental health disorders as well as their families. I have worked in this field for the past sixteen years and it has given me a compassionate perspective for those struggling to get and stay sober. I am enthusiastic and passionate about helping you find unique and creative solutions to problems. Parents, would you like some peace in your home? Are you tired of the lying and manipulation? Need support dealing with a teen with addiction issues? I can help.

Sam Moglen

(he/him)

Sam Moglen, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
8 years of experience
Virtual
I am a licensed marriage and family therapist. My approach is warm and down-to-earth, and use perspectives and tools from many styles of therapy such as EMDR, somatic, and Brainspotting so that I can tailor a unique approach together with you. I strive to be clear, honest, and genuine to learn about your reality in a manner that feels comfortable for you.

Sarah Sack

(she/her)

Sarah Sack, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$165/session
LCSW
4 years of experience
Virtual
Hello and welcome! Asking for help is no small feat, and your being here means you are taking that courageous first step toward your emotional, mental, and spiritual well-being! My name is Sarah and I am a Licensed Clinical Social Worker experienced in working with adults struggling with anxiety, depression, relationship issues and codependency, low self-esteem, identity, trauma, grief, and life transitions. I take a whole person approach to help you gain the hope, skills, and confidence to navigate life’s challenges, make meaningful change, and manage your mental health and well-being and successfully. Together we can work to build the bridge from where you are now to a life with more joy, resilience, and possibility. You are no less worthy than anyone else of a full and meaningful life, and I believe that whole-heartedly. I am here to create a safe, supportive, and non-judgmental space for you to find growth and healing. I will meet you where you are at, remain open and curious about your experiences, and partner with you to identify and work towards your goals. I believe in the healing power of showing up authentically, creating a trusting relationship with you, and even sharing some laughs along the way.

Ness Ruvalcaba

(she/her)

Ness Ruvalcaba, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$180/session
LMFT
9 years of experience
Virtual
Hello! My name is Ness Ruvalcaba. I am an Spanish and English speaking licensed Marriage and Family Therapist (LMFT) in California. I work with individuals who are are needing some extra support understanding or creating some change in their lives. I specialize in trauma informed care, PTSD, anxiety and depression, self harm, and various other issues and needs. I also work with individuals around resolving conflict, improving communication, processing difficult experiences, and various other experiences. I have also very much enjoyed supporting parents individually to work on having better relationships with their children and identify the most effective ways they can support their child. I have worked in various settings including virtual therapy, office or clinic based services, school based services with adolescents and their families, and community based services with newcomer and immigrant youth, youth in foster care, adults, and their families maneuvering complex systems. At this time, I do not meet with couples looking for couples therapy.

Gabriella Cuaderes

(she/her)

Gabriella Cuaderes, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$185/session
LCSW
8 years of experience
Virtual
Hello! My name is Gabriella and I am a queer and multi-ethnic Licensed Clinical Social Worker. My work is centered on the belief that healing happens in community and that we each have the capacity to thrive when in supportive and uplifting environments. I am a trauma-informed and focused therapist, meaning that I aim to acknowledge and explore the ways that traumatic experiences have impacted my clients, all while focusing on the strengths, wisdom and resources each client possesses.

Tiffany Moncrease

Tiffany Moncrease, LPCC - California Therapist at Grow Therapy
$200/session
LPCC
13 years of experience
Virtual
Hi there, I'm Tiffany . Does this sound like you? Something happened to you (or someone you love) a month ago, a year ago, or years ago. You have tried everything you know to "move on" yet the mere thought of it brings tears, makes you wince inwardly, or makes getting out of bed daunting? I am here to support you as you process your experience, and find ways to alleviate some of the suffering. Let me support you as you learn stress resiliency and reduce those visceral reactions so that they no longer gut wrenching or extreme emotions. Let's make these events or feelings no longer define you or get in your way of living life. Calling a therapist can be intimidating but I hope you will take a moment (and maybe a deep breath) and reach out for support.

Sasha Georgeson

(she/her)

Sasha Georgeson, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
8 years of experience
Virtual
Are you feeling overwhelmed by life’s challenges? Are you struggling in relationships or feeling numb to the enjoyment that life offers? I am committed to supporting you in overcoming the challenges that impact your ability to have a well balanced life. My style is warm, collaborative, trauma informed, interactive and process oriented. I integrate mindfulness into my work as a way to strengthen your relationship to yourself and others. I also bring creativity into discussions as a way to offer additional perspectives so you can find easier paths towards resolution. Whether you are struggling with PTSD, anxiety, depression, substance abuse or relationship issues, I will meet you with compassion, curiosity and respect. Let’s work together to overcome your challenges.

Christina Travnitz

(she/her)

Christina Travnitz, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
11 years of experience
Virtual
Welcome! I'm happy you're here and would love the opportunity to share a little bit about myself with you. I'm a Licensed Clinical Social Worker who would be honored to be a part of your journey. I've spent many years working with all age groups in a multitude of settings. Some of my past work includes anxiety, depression, grief, couples work, anger management, family stress, trauma, and life transitions. I love the work that I do and would love the opportunity to collaborate with you!

Stacia Narasky

(she/her)

Stacia Narasky, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
8 years of experience
Virtual
Hello! My name is Stacia, I am a Licensed Clinical Social Worker, specializing in therapy services in California. Providing therapy is my career, but it is also a passion of mine. To help another person learn to navigate their own struggles is a blessing in itself. "Give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime". I would love to work with you to navigate whatever it is you are going through! ​ I have been providing therapy services since 2015, and have worked with all ages. I am currently providing online therapy services young adults (aged 18 and up) who are currently struggling with anxiety, depression, trauma, relationship issues, grief and loss, work stress, life stressors and life transitions. Therapy sessions are conducted online.

Christine Rivlin

(she/her)

Christine Rivlin, LPCC - California Therapist at Grow Therapy
$150/session
LPCC
9 years of experience
Virtual
I am an LPCC in California and an LPC in Texas. My educational background consists of earning my Bachelor of Arts in Psychology, a Master's in clinical counseling, and a Master's in Addictions. I am a National Certified Counselor and am a certified addictions counselor. My past clinical experience includes working for a crisis center where the majority of clients experienced issues related to suicide, homicide, domestic violence, and child and elder abuse. These issues impact people of all ages, races, and ethnic groups. I have also worked for a county-based permanent assisted housing development where all of the clients have experienced episodes of homelessness, and have been significantly impacted by issues of trauma, depression, addictions, domestic violence, and child abuse.

Douglas Mitchell

(he/him)

Douglas Mitchell, LMFT - California Therapist at Grow Therapy
$185/session
LMFT
10 years of experience
Virtual
Hi there, I’m Douglas, Do you ever feel pulled in countless directions, struggling to find clarity, motivation, or a sense of balance? Perhaps you're facing challenges in your relationships, career, or personal health. Or maybe you're wrestling with deeper uncertainties about identity, self-worth, or sexuality. When anxiety, uncertainty, and burnout take over, it's easy to feel overwhelmed and unsure about your next step. But it doesn't have to remain this way. Let's explore how we can change this together. I specialize in supporting adult LGBTQ+ professionals, individuals with ADHD and their allies, and those navigating alternative or kink relationships. As a certified ADHD clinical services provider and LMFT, I deeply understand the unique challenges you face, such as maintaining focus, managing emotions, and following through on your intentions. Together, we'll compassionately identify what's keeping you stuck, confront resistance and doubts with honesty and courage, and create actionable steps toward meaningful change. Through mindfulness practices and cognitive-behavioral techniques, you'll cultivate greater resilience, hope, and confidence to handle life's challenges. Whether you're dealing with relationship struggles, overwhelming stress, or cycles of anxiety and depression, I provide a safe, nonjudgmental space where you can heal, grow, and thrive. In our sessions, you can expect authenticity, kindness, and respect, along with practical therapeutic approaches customized specifically for you. If you're ready to start your journey toward a more balanced, fulfilling life, let's connect. I'm here to support you every step of the way.

Angela Hicks

Angela Hicks, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
9 years of experience
Virtual
Hi there! I look forward to meeting you. I am a License Marriage Family Therapist (LMFT) based in California. I have been practicing for over 8 years, which includes non-profit and community based work. I help a vast variety of individuals and families that have different sets of challenges in order to overcome their obstacles to achieve balance and growth.

Jessica Dulin

Jessica Dulin, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LMFT
8 years of experience
Virtual
I am a licensed marriage and family therapist with 8 years of experience. My clinical experience is working with individuals who are dealing with cancer and chronic illness, both from a personal and clinical perspective. I have successfully helped clients navigate through challenges such as anxiety, depression, and OCD. My goal is to provide a safe and supportive environment where clients can explore their emotions, develop coping strategies, and ultimately find healing and growth.

Bonnie Walther

Bonnie Walther, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
10 years of experience
Virtual
I am a Bilingual Marriage, Child and Family therapist with 10 years of experience. I help individuals and families work through difficult challenges and guide them through a healing journey in which they set the destination. I enjoy and pride myself in working with individuals and families of various backgrounds. I particularly enjoy working with individuals who are complex and strive to reach their full potential.

Idania arellano

(she/her)

Idania arellano, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
7 years of experience
Virtual
Hi, my name is Idania Arellano, I am a Licensed Marriage and Family Therapist in California. I received a master's degree in Marital and Family Therapy from Loma Linda University in 2019. I have worked in human services for since 2010 in various capacities including drug and alcohol and case management in group homes. I enjoy working as a therapist and feel privileged to help others work on themselves.

Jamal Adams

(he/him)

Jamal Adams, LPCC - California Therapist at Grow Therapy

Frequently rebooked

$110/session
LPCC
6 years of experience
Virtual
Hello, my name is Jamal and I am a Licensed Professional Clinical Counselor with seven years of experience collaborating with diverse communities including preteens, adolescents, adults and older adults, and underrepresented groups. Most of my work consists of processing trauma and assessing the relationships we have with others to build more hope for the future. I personally believe that though things may be hard right now, no one is 'crazy' and that in some way, the way we are makes sense due to our past experiences. That means we can understand and create experiences now and in the future that are more adaptive and true to how we want to live. -I currently am not seeing clients under the age of 18 nor couples due to my availability. My apologies in advance for any inconvenience-

Nia Ridgle

(she/her)

Nia Ridgle, LCSW - California Therapist at Grow Therapy
$375/session
LCSW
6 years of experience
Virtual
Ideal clients for my Couples Counseling practice are couples seeking improved communication, conflict resolution, and a deeper emotional connection. With 10 years of experience, my approach combines proven and innovative techniques, including eco-wellness. If you're open to transformative guidance that blends traditional therapy with modern strategies, you're an ideal fit for my services.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Trauma and PTSD?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Trauma and PTSD, is filtering therapists in California that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.