Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1285 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Los AngelesSan DiegoSacramentoOaklandSan Francisco

Availability updated: 8/9/2026

Often rebooked

$175/session

Warm
Authentic
Empowering

Specialties

Coping Skills
Anxiety
Depression
+9
As a therapist, I strive to create and maintain a safe, judgment-free environment for my clients to be vulnerable and explore their thoughts, feelings, and experiences, good and bad. I utilize a collaborative approach to raise awareness, discuss deeper issues, and support clients in overcoming barriers so they can live fulfilling lives. I understand that, at times, this process can be intimidating, and it takes a lot of courage to acknowledge you might need help. So, I want to emphasize that if you choose to work with me, I will be there to lend an empowering, helping hand.
VirtualAvailable
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$135/session

Authentic
Intelligent
Empowering

Specialties

Coping Skills
Anxiety
Life Transitions
+10
I've been working with children, teens and families for 40 years, and adults, couples and seniors for 20. Early in my career, I was a houseparent and counselor in group homes for delinquent teens, a teacher’s aide in a special education school and a counselor in a residential treatment center for emotionally disturbed children. I also taught in junior high and high schools and was a rehabilitation group therapist in psychiatric hospitals. In the last 15 years, in addition to facilitating group therapy and seeing individuals and couples in private practice, I've continued my work with teens, families and adults in day treatment programs and long term living facilities. I obtained my Master’s degree in Psychology from California Institute of Integral Studies in 1993 and PhD in Depth Psychology from Pacifica Graduate Institute in 2013. ​My treatment approaches and therapeutic orientations include: ​Cognitive Behavioral (CBT) Dialectical Behavioral (DBT) Emotionally Focused Couples Therapy Expressive Arts Therapies (role play, psychodrama, art, poetry) ​Humanistic Person Centered Jungian Depth Psychology ​Liberation Psychologies Object Relations Motivational Interviewing Narrative Therapy Solution Focused Structural-Strategic Family Therapy
VirtualAvailable
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$150/session

Warm
Intelligent
Authentic

Specialties

Coping Skills
Anxiety
Depression
+4
My name is Farbod. I am a second generation Persian-American. My own background continues to shape the way I approach this work. Growing up in California I often felt caught between two cultures—never quite fitting into either. I approach therapy through a combination of learning skills to work through stress, guiding clients to better understanding themselves, and a space to be heard. I also am an avid gamer (tabletop and video games), home cook, and runner.
VirtualAvailable
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$120/session

Empowering
Warm
Humorous

Specialties

Coping Skills
Anxiety
Child or Adolescent
+3
Hi, I’m Sandy. I have a passion for working with children and teenagers who are facing challenges in school, dealing with anxiety, depression, anger issues, peer relationships, or family struggles. My goal is to create a safe, supportive space where you can feel heard and understood. You don’t have to go through this journey alone. Together, we’ll set meaningful goals and explore strategies to help navigate life’s ups and downs. I’m excited to work with you and help you achieve the growth and change you're seeking. I look forward to meeting you!
VirtualAvailable
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$150/session

Direct
Solution oriented
Empowering

Specialties

Coping Skills
Depression
Grief
+5
My name is Jonathan Meza, Licensed Professional Clinical Counselor. I have been working in the mental health field since 2008. My practice is based in the Los Angeles area in Southern California, but I am also available via telehealth for clients throughout the state. Finding the right therapist for you is important. I'm known for being a great listener, and a kid at heart. I'm a believer that life’s hardships can be opportunities for amazing growth. My approach is to gently challenge my clients with sensitivity for everyone's unique pace in self-discovery and motivation to achieve their goals.
VirtualAvailable
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$160/session

Intelligent
Warm
Authentic

Specialties

Coping Skills
ADHD
Self Esteem
+10
Awarded Best Therapist of El Cerrito 2025 and Best Of Richmond for Mental Health Practitioner in 2024! Are you searching for a therapist with warmth, compassion, and proven experience to help you with the challenges you’re facing in life? Are you looking for actual tools to manage thoughts and emotions? Hi, I am Serina Harris. I am a Licensed Marriage and Family Therapist with over 18 years of experience proudly serving adults in the San Francisco Bay Area. As an Integrative Therapist I provide you with a culturally sensitive and non-judgmental space that invites you to embrace change, challenge unhelpful patterns and be more of who YOU are. Whether it's navigating the complexities of depression and anxiety, managing various symptoms of ADHD, perimenopause, or fostering healthy family relationships and communication, I am here to help. Feeling overwhelmed by the constant stress of just getting through the day? Is all the negativity and stress on your mind holding you back from living the life you really want? You are not alone. This may be one of the most important decisions you ever make. Taking this first step towards therapy shows how brave and resilient you are. Yes, YOU! I am here to help you, support you, and walk beside you on your journey to yourself. *Availability & Schedule: My office hours are M-F 9am-5pm. I am not available on weekends. I see clients weekly or every other week depending on clinical need and treatment plan.
VirtualAvailable
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$200/session

Warm
Authentic
Empowering

Specialties

Coping Skills
Anxiety
Depression
+7
✦ At this time, new client availability is limited to morning and afternoon appointments. Evening sessions (4:00 PM and later) are reserved for established clients only, even if evening openings appear available online. Hola! I’m a bilingual (English/Spanish) licensed psychotherapist (LMFT) based in California with a decade of experience. I received my Master’s in Marriage and Family Therapy with an emphasis in Clinical Art Therapy from Loyola Marymount University. I specialize in supporting adolescents and adults of all ages who are facing mental health challenges that affect their daily lives and aspirations. As an art therapist, I offer art therapy sessions where no previous art experience is necessary. This approach combines traditional psychotherapy with creative expression to help you process emotions and integrate body and mind.
VirtualAvailable
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$140/session

Authentic
Direct
Solution oriented

Specialties

Coping Skills
Addiction
Anxiety
+10
Hi my name is Ray Radeka, LCSW, CATC IV. I am a US Navy Veteran. Huge Dodger fan :)! I want to congratulate you on having the courage to reach out for assistance, it is not an easy thing to do. That being said you are already on your way to healing! I am a strength based, solution focused, compassionate, empathetic - intersectional therapist. I was born and raised in Southern California. I attended California Baptist University for my masters. My lived experiences on every level has motivated and prepared me to become a therapist. I have been in the mental health/substance abuse field, for 13 years, 8 of that was working as a Drug and Alcohol counselor specializing in Co-occurring disorders, which is someone that has been diagnosed with a Mental Health disorder and also suffers from a Drug or Alcohol addiction. I have now been practicing as a Clinical Therapist for the last 5 + years. My experience has been working with patients who suffer from Drug and Alcohol addiction, mood disorder, relationship issues, communication problems, First Responders and nurses. Veterans with severe mental illness, PTSD , co-occurring disorders, Sex addiction. Coping with symptoms of Bipolar Disorder, Depression and Anxiety, Emotion dysregulation, Anger Management. My clinical approach leans towards CBT, DBT, Strength based, Solution Focus Therapy, Meditation and Mindfulness, ACT, Trauma focus therapy. As was as assisting in developing healthy communication habits and skills. “Just one small positive thought in the morning can change your whole day”. —Dalai Lama
VirtualAvailable
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New to Grow

$200/session

Specialties

Coping Skills
Anxiety
Mood Disorders
+10
Hello and thank you for visiting my profile. My therapeutic philosophy is that individuals need to be a part of their own solutions. Each person is the expert of their own life, not anyone else. I strive to empower clients to feel that their successes come from themselves and are the result of their own dedication and hard work. Clients should be empowered to seek out their ideal therapist and what the therapist has to offer them individually, their family, spouse, partner, children, etc. You are not "broken" and don't need to be fixed. I try to stay away from diagnostic labels and work well with those who don't appreciate categories. I do not start labeling or plugging you into a pre-existing program. I won't put you in a clinical diagnostic box. We focus on strengths you already have and building on current resources. We don't just talk about the problems over and over. Sessions are focused on making life more fulfilling, comfortable and enjoyable.
Available
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Often rebooked

$200/session

Warm
Intelligent
Authentic

Specialties

Coping Skills
Anxiety
Self Esteem
+4
Hey everyone, my name is Thomas! I am an LCSW with over 5 years experience working with clients. I work with adults and couples navigating self-worth issues and relationship patterns rooted in past or present wounds. My approach is depth-oriented, relational, and focused on real change—not just insight. Clients often come seeking relief, clarity, and a more secure sense of self and connection.
Available
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$120/session

Authentic
Solution oriented
Warm

Specialties

Coping Skills
Anxiety
Depression
Hi, I’m Steven. Have you been feeling overwhelmed, stuck, or like life has become harder to manage? Maybe you’re struggling with relationships, work, stress, or finding the motivation and balance you once had. Perhaps you’ve been so focused on getting through each day that you haven’t had much time to be kind to yourself. I help individuals navigate difficult emotions, life transitions, and unexpected challenges by creating a safe, supportive, and non-judgmental space where you can feel heard and understood. Together, we will explore what may be holding you back, identify patterns that are no longer serving you, and build on the strengths you already have. Using evidence-based approaches, including Cognitive Behavioral Therapy (CBT), while tailoring our work to your unique needs, we will work together to develop practical tools for managing challenges and creating meaningful change. My goal is to help you reconnect with your confidence, resilience, and the healthier, more balanced version of yourself. You don’t have to face these challenges alone. Therapy is a collaborative journey, and I would be honored to support you as you heal, grow, and move forward.
VirtualAvailable
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$220/session

Warm
Authentic
Empowering

Specialties

Coping Skills
Anxiety
Depression
+10
I’m so glad you’re here. My name is Sierra, and I am a California-based licensed Psychologist with over 10 years of clinical experience supporting adults as they navigate life's challenges. My passion is helping people not only understand themselves more deeply, but also make lasting positive changes. I take a holistic approach to therapy that supports the whole person—mind, body, and spirit. This often includes strategies such as nervous system education, mindfulness-based stress reduction (MBSR), somatic healing, and when helpful, collaboration with integrative providers like nutritionists. I also draw from additional evidence-based approaches such as Cognitive Behavioral Therapy (CBT) and Solution Focused Therapy, while paying close attention to how stress or trauma may show up in the body. In our work together, we’ll create a personalized plan that blends insight, practical tools, and meaningful action. My goal is to provide a space where you feel truly seen and supported, and where therapy becomes not just about coping with challenges, but about moving toward the life you most want to live.
VirtualAvailable
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$140/session

Authentic
Warm
Intelligent

Specialties

Coping Skills
ADHD
Anxiety
+10
You don't have to keep carrying this alone. Whether you're navigating anxiety, depression, trauma, ADHD, autism, or a life that feels overwhelming: relief is possible, and you deserve support that truly fits who you are. I'm Matt Tapia, a Licensed Marriage and Family Therapist (LMFT) and Board Certified Behavior Analyst (BCBA), licensed in Arizona and California. My background is genuinely unique: I'm one of the few therapists who holds both a clinical therapy license and a behavioral science certification. That combination means I bring two powerful perspectives into every session: the emotional depth of relationship-centered therapy and the practical, evidence-based tools of behavioral science. We won't just talk about how you feel. We'll understand why you do what you do, and build a real plan to change it. I work with children, teens, adults, couples, and families, and my practice is proudly neurodivergent-affirming. You belong here.
VirtualAvailable
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$120/session

Solution oriented
Intelligent
Warm

Specialties

Coping Skills
Life Transitions
Mood Disorders
+9
My name is Anna Grabarczyk (grah-bar-chick). European-born and raised, I bring over 12 years of clinical experience. My approach is engaging, action-oriented, and solution-focused, while always grounded in compassion and empathy. I value working with people from diverse backgrounds and strive to integrate a broad psychological and cultural perspective into therapy. With deep respect for different belief systems, I also recognize and thoughtfully address the spiritual dimension of emotional healing when it is meaningful to the client. I focus on several approaches, including: Cognitive Behavioral Therapy Solution-Focused therapy Trauma-Informed care Attachment-Based theory EMDR Ericksonian techniques
VirtualAvailable
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$150/session

Empowering
Authentic
Warm

Specialties

Coping Skills
Anxiety
Depression
+5
Hello! I'm a Licensed Clinical Social Worker, proudly based in Oakland, California. I have supported folks over the last decade and was called to social work while employed at an art studio for adults with various health needs. In 2017, I received my Master's in Social Welfare from the University of California, Berkeley. I have been practicing as a social worker for 9 years. I support folks 18+ in navigating trauma and self worth. As a Lebanese-American therapist, I aim to work with folks who are seeking the opportunity to re-examine their cultural storyline and get creative in unpacking their identity. Together, let’s challenge societal expectations and strive to center your authentic self. A little about me, personally: I identify as an artist and child of the earth, as diaspora has scattered my ancestors across the Arab world, Africa, Europe, and North America. I am fascinated by intersectionality and the powerful ways that resilience shapes our multi-hyphenate individuality. It is important that I take care of myself so that I can be a pillar of support to my clients. The way that I release painful feelings is by channeling them into creative projects. I also work hard to stay connected to my body and my surroundings. Whether it’s through writing, building clay sculptures, beading, or making collages, self-expression is a healing practice. I encourage everyone to play a little bit!
VirtualAvailable
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$140/session

Warm
Intelligent
Solution oriented

Specialties

Coping Skills
Anxiety
Parenting
+9
Have you been struggling with anxiety and/or lack of direction? Are you critical of yourself and feeling negative and sad? Do you have issues in your past you feel are impacting your present? Are you challenged by a life transition? Change is hard and not always smooth. Sometimes we get in our own way toward the life we want to live. I can help gain perspective and look at whether your thoughts and behaviors are helping you along your path or hindering your way. We can look at how patterns, thoughts and behaviors that might have been adaptive from a less than perfect past might be getting in your way now. I utilize a Cognitive Behavioral approach to look at thoughts and behaviors and what would serve you best. Incorporating positive psychology, support and compassion you will have assistance on life’s sometimes/occasionally meandering path.
VirtualAvailable
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$160/session

Warm
Authentic
Open-minded

Specialties

Coping Skills
Anxiety
Depression
+7
Hello. I am a Licensed Marriage and Family Therapist (LMFT) located in CA and I have been practicing for over 15 years. I work with adults who are seeking help with depression and anxiety (as well as other diagnoses), and individuals who are experiencing major life changes and/or relationship issues. I work in collaboration with each client and provide a safe environment to help them learn effective ways to communicate, positive coping skills, and ways to engage in self-care.
VirtualAvailable
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$200/session

Authentic
Warm
Empowering

Specialties

Coping Skills
Anxiety
Self Esteem
+10
Welcome! I'm Silvie Wilson. I'd like to acknowledge the strength it requires to take that first step of reaching out for help with your mental health from a therapist. I know it's not easy to begin the journey to better self understanding, compassion, and mastery. My aim is to create a safe environment in which we can explore your own personal history, themes, and challenges, in order to find resources and solutions to the obstacles that hold you back from being exactly the person you've always wanted to be. I will pay attention to who you are as an individual, reflect back your strengths, and help you to tie together the seemingly disparate aspects of your life so that you realize how much sense you make, have compassion for all phases of your development, and leave behind what no longer serves you to find the life you've always wanted. Together we can build up your sense of self, your resilience, and your ability to find peace of mind.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering

Specialties

Coping Skills
Anxiety
Serious Mental Illness
+6
Hello! I'm Liliana Madriz but you can also call me Lily. You did it! You took the first step in seeking help which is not always the easiest. Starting therapy can cause all sorts of feelings but I strive to make this experience as pleasant and empowering as possible. In order to do that, let me tell you about myself. I a am firm believer that everyone has a set of skills and strengths that when explored, can help us achieve the unimaginable. I am a first generation Xicana who can relate to the challenges that many first generation folks face. It is important to have conversations and recognize that people of color face systemic oppression the form of mircoaggression, racism, and other discriminations. I aim to create a safe and welcoming space to help guide and support you through your wellness journey.
VirtualAvailable
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Often rebooked

$200/session

Warm
Authentic
Humorous

Specialties

Coping Skills
Anxiety
Life Transitions
+9
Welcome to your first step into a new therapeutic journey. I aim to create a safe, compassionate therapeutic environment that allows you to explore strengths and empower you to have more control over your life. I have helped clients gain new skills and explore experiences that can get in the way of their current happiness. Whether they are struggling with depression, anxiety, identity, and/or relationships, I focus on helping clients feel happier and more confident in their everyday lives. After graduating from Northwestern University with a Master of Science in Marriage and Family Therapy, I have spent the last four years helping people struggling with acute depression and anxiety symptoms as well as any other symptom that has significantly impacted their lives. I have helped clients make life-changing steps toward recovery to create the lives they want to live.
VirtualAvailable
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$160/session

Authentic
Warm
Empowering

Specialties

Coping Skills
Child or Adolescent
Women's Issues
+6
Hi, I'm Rebecca, a Licensed Clinical Social Worker in California. With over 20 years of experience, I’ve been working with children since 2001, both in educational settings and in clinical roles. Since 2009, I’ve also been supporting adults and families, helping them navigate challenges and improve their well-being. My goal is to provide compassionate, evidence-based care to help individuals and families thrive. I am a firm believer in the power of relationships as I believe they are incredibly healing. That being said, I come from an attachment and relationship-based perspective in which I value authenticity, compassion, and creating a safe space or container for you to come as you are.
VirtualAvailable
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New to Grow

$110/session

Solution oriented
Warm

Specialties

Coping Skills
Anxiety
Depression
+10
Welcome! As a bilingual Chicana LCSW, I provide a supportive space (un espacio de confianza) where you can explore challenges, build coping skills, and create meaningful change. As a Chicana/Latina therapist, cultural humility and honoring the whole person are central to my work. I especially value supporting individuals from diverse and underserved communities, including the Latinx population, as they navigate anxiety, depression, relationship challenges, and life transitions. As a Chicana daughter of immigrant parents with a BA in Chicano Studies, my calling to therapy is deeply personal. I witnessed the resilience and unique struggles within our community, which inspires me to provide a space where you feel truly seen, empowering you to heal, break generational cycles, and thrive. My approach is strengths-based and solution-focused, helping clients build practical tools while feeling seen, heard, and understood. Together, we will build on your strengths, honoring your story while developing practical tools to overcome life’s challenges, reduce stress, and create meaningful, lasting change in your life and relationships.
Available
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$159/session

Warm
Authentic
Intelligent

Specialties

Coping Skills
Anxiety
Depression
+10
I am a licensed mental health therapist with experience across private practice, community, academic, governmental, nonprofit, and corporate settings. As a Vietnamese refugee who has faced profound hardship, I bring a deep understanding of resilience, trauma, and healing to my work. I support individuals, couples, families, and communities navigating trauma, anxiety, depression, and complex cultural, relational transitions. My approach is integrative and tailored to each client, blending evidence-based practices with cultural awareness, trauma-informed care, and spiritual flexibility. I meet clients where they are, honoring their experiences and challenges. Through a collaborative and compassionate process, I help clients develop insight, strengthen resilience, and create lasting change—so they heal and thrive. Tôi là một nhà trị liệu sức khỏe tâm thần được cấp phép tại California, với kinh nghiệm trong nhiều môi trường như thực hành tư nhân, cộng đồng, học thuật, chính phủ, tổ chức phi lợi nhuận và doanh nghiệp. Là người tị nạn Việt Nam từng trải qua khó khăn, tôi có sự thấu hiểu sâu sắc về khả năng phục hồi, sang chấn và chữa lành. Tôi làm việc với cá nhân, cặp đôi, gia đình và cộng đồng đối mặt với sang chấn, lo âu, trầm cảm và chuyển đổi phức tạp trong văn hóa, mối quan hệ và cuộc sống. Phương pháp của tôi mang tính tích hợp, điều chỉnh theo từng thân chủ, kết hợp các thực hành dựa trên bằng chứng cùng sự nhạy cảm văn hóa và linh hoạt về tinh thần. Tôi tôn trọng trải nghiệm và bản sắc riêng của mỗi người. Thông qua hợp tác và thấu cảm, tôi hỗ trợ thân chủ phát triển nhận thức, củng cố khả năng phục hồi và tạo ra thay đổi ý nghĩa, bền vững—để họ có thể chữa lành và phát triển.
VirtualAvailable
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Often rebooked

$100/session

Authentic
Empowering
Solution oriented

Specialties

Coping Skills
Anxiety
Life Transitions
+3
Hi, my name is Bjorn! In my practice I focus on helping my clients overcome obstacles to a healthier life by creating a safe, supportive therapeutic relationship. Therapy can go in many directions, but I primarily focus on helping clients to identify specific needs that they have, process difficult feelings, psychoeducation, realizing important goals for growth and how to achieve them. In the therapeutic process I share many tools to help with healing including awareness practices, cognitive behavioral therapy, personality work, psychoeducation, and somatic therapy.
Available
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$185/session

Warm
Authentic
Empowering

Specialties

Coping Skills
Anxiety
Depression
+7
Hello, I’m Corrine. Starting therapy can feel intimidating, and that’s completely understandable. It can also be the beginning of meaningful growth and change. In our work together, I aim to create a safe, supportive space where you feel heard and understood. Side by side, we’ll explore the patterns and beliefs that influence how you relate to others and how you show up in your life. By connecting your past experiences with what’s happening now, our goal will be to uncover what’s no longer serving you and begin healing the roots of anxiety, depression, or trauma. My hope is to help you develop healthy ways to cope, build stronger relationships, and feel more confident and grounded as you move forward—so you can live with greater clarity, ease, self-trust and a sense of agency over your life.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Coping Skills, is filtering therapists in California that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.