Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 222 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/13/2025

Robert Garza

Robert Garza, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
23 years of experience
Virtual
California State University Stanislaus of Social Work, Master's in Social Work License LCSW# 76744 23 Years of experience Hello! My name is Robert Garza, LCSW Bi-lingual. I have over 18 years of experience working with clients ranging from early childhood, adolescence, children/families, adults, and end-of-life care. I have always viewed my professional career to learn as much as possible and be able to impact the largest number of people in need of support, counseling, therapy, and a safe space. I have worked in educational settings, healthcare settings, and clinical settings. I was born in Corcoran and raised in Central California. I currently reside in Rocklin CA, and enjoy horseshoe pitching, long walks, the ocean, and family and friends. My historical area of focus ranges from challenges in school to overcoming childhood traumas, depression, anxiety, social isolation, and conflict within family units. These are common things that we all face as we grow and evolve into our adult selves.

Wen Soon

(he/him)

Wen Soon, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
5 years of experience
Virtual
Hi! I'm Wen. I am a licensed marriage and family therapist. I help adults who are struggling to deal with everyday stressors and burnout. I empathetically listen to what you have to share and want to fully understand your situation before working collaboratively on solutions. I consider myself a direct person and try to break down the concepts that I teach into easily understood ideas.

Sasha Georgeson

(she/her)

Sasha Georgeson, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
8 years of experience
Virtual
Are you feeling overwhelmed by life’s challenges? Are you struggling in relationships or feeling numb to the enjoyment that life offers? I am committed to supporting you in overcoming the challenges that impact your ability to have a well balanced life. My style is warm, collaborative, trauma informed, interactive and process oriented. I integrate mindfulness into my work as a way to strengthen your relationship to yourself and others. I also bring creativity into discussions as a way to offer additional perspectives so you can find easier paths towards resolution. Whether you are struggling with PTSD, anxiety, depression, substance abuse or relationship issues, I will meet you with compassion, curiosity and respect. Let’s work together to overcome your challenges.

Lorrie LaVallee

(she/her)

Lorrie LaVallee, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
18 years of experience
Virtual
Welcome! My name is Lorrie! Life can be challenging and complicated. Choosing a therapist doesn’t have to be. I believe that building a genuine, open, and honest therapeutic relationship with my client is the best way to connect. Together, we will work to explore areas of your life that are challenging to set you on a path of happiness, fulfillment, and purpose. Are you tired of relapsing?? Tired of struggling to stay sober?? My experience in the field of Substance Abuse allowed me the privilege of helping those struggling with addiction and mental health disorders as well as their families. I have worked in this field for the past sixteen years and it has given me a compassionate perspective for those struggling to get and stay sober. I am enthusiastic and passionate about helping you find unique and creative solutions to problems. Parents, would you like some peace in your home? Are you tired of the lying and manipulation? Need support dealing with a teen with addiction issues? I can help.

Jillianne P Boyd

(she/her)

Jillianne P Boyd, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
10 years of experience
Virtual
Compassionate, humanistic therapist providing a safe space to explore and process difficult emotions. I'm an ally, and provide support with processing anxiety, depression, grief, moral injury and trauma. Addressing challenges and developing skills to mitigate the severity of emotional dysregulation can bring a sense of relief and increase peace of mind. I work collaboratively to align with the client's identified goals; I respect individuality and personal aspirations.

Emmanuel Akuamoah

(he/him)

Emmanuel Akuamoah, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
22 years of experience
Virtual
Hello, I'm a Licensed Clinical Social Worker with over 22 years of experience in psychotherapy. I hold a Master's degree in Social Work and dual MBAs in Finance and Cybersecurity. Based in California, my practice has been enriched by my extensive travels and a deep appreciation for nature and hiking. I have had the privilege of working with a diverse population, providing tailored psychotherapy to meet a wide range of mental health needs. My approach is informed by a blend of professional expertise and personal insights, aiming to offer compassionate, effective care to each of my clients.

Dr. Arlice Cleveland

Dr. Arlice Cleveland, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
13 years of experience
Virtual
Hello, I’m Dr. Cleveland, and I bring over 13 years of experience in the mental health field. I received my master's degree in clinical psychology with emphasis in Marriage and Family Therapy and my doctorate degree in Applied Clinical Psychology. Throughout my career, I have served many roles, including Clinical Director and Primary Therapist at various mental health and substance treatment centers. I have been deeply involved in developing and growing treatment programs that are effective and compassionate. I have had the opportunity to work with a diverse range of clients, including those who are court-mandated, and I am well-versed in addressing the unique challenges they face. In addition to my clinical practice, I have worked as a professor, where I stay at the forefront of research and innovative practices in mental health treatment. My approach is grounded in evidence-based methods, including Cognitive Behavioral Therapy, and is tailored to meet the unique needs of each individual. Whether you are dealing with specific challenges or seeking personal growth and balance, I am here to support you on your journey."

Veronica Fender

(she/her)

Veronica Fender, LCSW - California Therapist at Grow Therapy
$120/session
LCSW
25 years of experience
Virtual
With over 25 years of experience working with people from all walks of life, I offer guidance to those feeling stuck, hopeless, or helpless. If you feel as if no matter how hard you try, your mind continues to bombard you with negative feedback, I can help you. Through a methodical approach to thought identification, you can learn to pinpoint the thoughts that trigger negative emotions and keep you trapped in a cycle of despair. My goal is to empower you to reclaim control over your mental state and find meaning in your life. Together, we will work towards a brighter and more fulfilling future. I can also teach you how to live a meaningful life based on your values and goals. If you are suffering from PTSD, I can help by providing you with the tools needed to challenge the thoughts that you may have developed as a result of your trauma. If your relationship is suffering due to PTSD symptoms, I can help you develop healthy coping mechanisms that can improve your relationship. I began my career working with undocumented single mothers in need of financial skills to support their families. From there I worked with the undocumented population helping them secure resources for their basic needs and empowering them to become self-sufficient. I also worked with the LGBTQIA+ community in three different roles: providing psychoeducation to newly HIV diagnosed individuals and their families, as a case manager providing resources for newly HIV diagnosed undocumented citizens, and finally, as a clinician providing individual therapy for those with depression, anxiety, or PTSD. Later in my career, I worked with the Forensic Juvenile Department providing in-home family therapy to families involved in the criminal justice system. I have also worked with individuals suffering from personality disorders. Currently, I provide individual and group therapy.

Ian McNabb

(he/him)

Ian McNabb, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
Welcome! I'm Ian, and I'm here to help you navigate life's challenges and uncover the strength to create meaningful change. Starting therapy can feel both exciting and intimidating, but my goal is to create a safe, supportive space where you can explore concerns like anxiety, depression, and self-care. I focus on helping clients develop assertive communication, healthy boundaries, and practical tools to enhance their relationships and overall quality of life. Therapy is a powerful tool for personal growth, and together, we can work toward building the fulfilling life you deserve. I'm here when you're ready to take that step.

Kristen Montiel

(she/her)

Kristen Montiel, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$235/session
LMFT
15 years of experience
Virtual
Hi, I'm Kristen Montiel. Searching for the right therapist can be a daunting process when you may already be feeling stressed or struggling. I know it's not easy and I'm so glad you're here! After experiencing my own struggles with family and relationships, I set out to help others who also felt stuck. I have a master’s degree in marriage and family counseling and a doctorate in psychology. With over 15 years of experience, my focus is helping individuals and couples understand themselves and use their own strengths to discover healing, even in the most difficult circumstances. I provide a non-judgmental space where clients can feel comfortable to work through challenges by exploring deep rooted patterns of hurt and disconnect, while developing new perspectives, learning new skills, and creating sustainable changes. I’ve helped hundreds of people find hope and renewed satisfaction in their lives and relationships. I look forward to helping you too!

Sari Zuccarino

(she/her)

Sari Zuccarino, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
9 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker who specializes in working with teens, adults, and families. I enjoy working together with my clients and listening to what they want to achieve. I support my clients by providing them with the skills they need to manage their daily struggles and ultimately reach their goals. My approach to therapy is person-centered as it allows clients to gain their own understanding of their experiences to help them with their personal growth. I use evidence-based practices including Cognitive Behavioral Therapy, Trauma-Focused Cognitive Behavioral Therapy, Solution Focused Therapy, and mindfulness techniques to support my clients in the healing process. I like to individualize each of my client's needs, and there is a vast assortment of many other approaches and tools that I use. I'm honored to be trusted by my clients and to support them with their mental health. Knowing that I have a part in affecting the lives of others is very rewarding to me. I get great pleasure in educating and helping people reach their fullest potential to live their best life.

Becca Paushter

(she/her)

Becca Paushter, LCSW - California Therapist at Grow Therapy
$175/session
LCSW
8 years of experience
Virtual
Welcome! My name's Becca. I'm a Licensed Clinical Social Worker with a passion for helping others. I’m dedicated to creating a strong therapeutic alliance, founded in shared goals for a life worth living. I’ll provide a warm, supportive, safe, and professional space for you to feel comfortable delving into difficult past and present situations, in order to pave a new, happier, and healthier way forward. Making the decision to start therapy can bring up a mix of emotions. You have reached a point where you are ready to take control of your life and create a change for the better. For this, I greatly applaud your courage! While the work may be challenging at times, I am a firm believer that “The only way out is through.” And oh, will it be worth it when you break through. In working together, it is my ambition that you (re)gain a sense of empowerment in your life. If this is what you’re looking for, then let’s get started.

Cristina Osollo

Cristina Osollo, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
12 years of experience
Virtual
Hello, I’m Cristina Osollo! I am a licensed marriage and family therapist with over 12 years of experience. My primary focus is substance abuse, depression, trauma, anxiety, and relationship discord. I take an integrative approach to therapy, using evidence-based frameworks to provide concrete tools and strategies for symptom reduction and deeper exploration. I believe we all have what it takes to create the life we are meant to live. I invite you to take the step of finding out what is possible for you. Through a process of discovery, awareness, and a commitment to self-understanding, there is a hope of embodying your truest self. Bringing a delicate balance of effort, care, and experience, it would be my privilege to accompany you on this intimate and very often, deeply satisfying journey.

Amina Habib

(she/her)

Amina Habib, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
20 years of experience
Virtual
I am Licensed MFT and I help my client to explore their behaviors, thoughts, and emotions in a safe and confidential space. The goal is personal growth and improve mental wellbeing and navigate the client through anxiety, depression, addiction and relationship issues, through collaborative work my client able to gain the tools and insight to deal with the at hand problems and future issues. Developing rapport with my clients is a primary focus and understanding their struggles in their own words, by providing them with safe and nonjudgmental environment.

Gustavo Lozano

(he/him)

Gustavo Lozano, LCSW - California Therapist at Grow Therapy
$175/session
LCSW
10 years of experience
Virtual
Feeling stuck, overwhelmed, or just not like yourself? You don’t have to go through it alone. Hi, I’m Gustavo—and I’m here to help you take the next step toward feeling more grounded, empowered, and in control of your life. Whether you’re dealing with anxiety, depression, grief, or patterns that keep holding you back, therapy offers a space to explore what’s going on—without judgment. Together, we’ll focus on building confidence, setting healthy boundaries, and strengthening your relationships—starting with the one you have with yourself. Your story matters, and I’m here to support you every step of the way.

Marco Viteri

(he/him)

Marco Viteri, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$130/session
LMFT
7 years of experience
Virtual
I am a licensed Marriage and Family Therapist based in California. I received my master’s degree at Pacific Oaks College with a specialization in Trauma and I have been practicing for over 7 years. I help people by providing them with coping skills when they are overwhelmed, assist them with building a “life worth living”, and help them with working through every day life stressors including: work, relationships, family difficulties.

Kim Jackson-Massaro

(she/her)

Kim Jackson-Massaro, LCSW - California Therapist at Grow Therapy
$120/session
LCSW
12 years of experience
Virtual
I help clients untangle the deeper emotional patterns that keep them feeling stuck, overwhelmed, or disconnected from themselves. My approach is warm, collaborative, and insight-oriented—I offer a space where you can slow down, reflect, and begin to shift long-held patterns that no longer serve you. Whether you’re navigating anxiety, depression, grief, burnout, or other challenges, I’m here to help you reconnect with your inner clarity and strength.

Alejandra Turpin

(she/her)

Alejandra Turpin, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
15 years of experience
Virtual
Hi, I am a Licensed Clinical Social Worker (LCSW) with more than 15 years of experience in the mental health profession. My career began after being certified as a addiction specialist from UCLA extension program. I help individuals dealing with Addiction and Recovery, Depression, Anxiety, and Older adults and Caregivers for family members with Dementia and other diagnosis. In my approach I try to integrate a variety of therapeutic approaches and personalized to each client for an effective treatment.

Ceylan Onor

(she/her)

Ceylan Onor, LPCC - California Therapist at Grow Therapy

Frequently rebooked

$125/session
LPCC
12 years of experience
Virtual
Hi! I'm Ceylan . My name is pronounced "Jay-lahn". I'm Turkish. Are you dissatisfied with your life? Your relationships? Your work? Are you over-thinking? Are you beating yourself up? Are you struggling to make decisions about how to move forward to build the life you really want? Maybe you even know what you want but you are blocked somehow from moving forward? Therapy is a wonderful place to explore and overcome what is standing in your way. Whether you have unresolved trauma which created thoughts and behaviors which are no longer helpful to you. Or you’re struggling to connect to others and unable to form and keep supportive and meaningful relationships. Maybe your daily habits, or even addictions, are keeping you from being your best self. For over 10 years now, I have been supporting folks in their mental health recovery journey by creating a safe space to explore what it would take to have a fulfilling and meaningful life. Much of this journey involves clarifying and aligning with personal core values, improving relationships, and implementing more healthy and enjoyable coping skills and daily routines. I know the real you is in there, possibly blocked by self-doubt and unhelpful thoughts that could be saying "who do you think you are to ask for more?" You have one precious and fleeting life! Let’s explore together how to make the most of it. I believe in you!

Rishika Syal

(she/her)

Rishika Syal, LPCC - California Therapist at Grow Therapy
$125/session
LPCC
5 years of experience
Virtual
Hi! I’m Rishika Syal, a Licensed Professional Clinical Counselor based in California. I earned my Master of Science degree from Johns Hopkins University in Maryland in 2019. Since then, I’ve worked extensively with adults ages 18 to 65, particularly those navigating co-occurring disorders. My areas of specialization include depression, anxiety, and alcohol and substance use disorders. I also have advanced training in the complexities of complex trauma, completed through the International Society for the Study of Trauma and Dissociation (ISSTD). My therapeutic approach integrates evidence-based methods including Cognitive Behavioral Therapy (CBT), Mindfulness-based techniques, Motivational Interviewing, and Solution-Focused Brief Therapy. I strive to create a collaborative and goal-oriented space, where each session is tailored to your needs—with practical tools and strategies you can carry into your daily life. If you're ready to take the next step toward growth and healing, I’d be honored to work with you.

Tengfei Li

(he/him)

Tengfei Li, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
6 years of experience
Virtual
With my experience throughout my therapist career life, I find people are able to get in touch with their own voice, motivation, and wisdom when they feel heard, seen, and understood. I provide therapy with love and care to clients and help them see and change their pattern in the here-and-now moment in the therapeutic relationship. Besides providing psychoeducation and coping skills to help clients manage their symptoms, I devote my work to helping clients explore their ways of transformation and getting closer to their True Self.

Patrick Fernaiz

Patrick Fernaiz, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
5 years of experience
Virtual
I am a licensed professional in California with extensive experience in the mental health industry. With 5 years of dedicated work and an additional 9 years of complementary experience, I have worked in various settings including the criminal justice system, high-acuity psychiatric units, applied behavioral analysis, geriatrics, substance abuse facilities, and PHP/IOP/RTC levels of care. Thank you for considering me as your therapist.

Autumn Brock

(she/her)

Autumn Brock, LCSW - California Therapist at Grow Therapy
$145/session
LCSW
5 years of experience
Virtual
Welcome! My name is Autumn Brock, and I am a Licensed Clinical Social Worker (LCSW) with over five years of experience in the field of mental health. I earned both my BSW and MSW at California State University, Chico. I have worked in community mental health for years serving a diverse population, as well as in SUD treatment services. As an LCSW, I use an eclectic approach depending on the Client's needs. I believe that therapy is a collaborate journey and that everyone has the potential for growth and healing. If you are done struggling with negative patterns, high conflict, and grief and are ready to move toward healing contact me today, and we'll start your journey together!

Nancy Lyle

(she/her)

Nancy Lyle, LMFT - California Therapist at Grow Therapy
$130/session
LMFT
10 years of experience
Virtual
If you’re looking for a therapist who will actually listen—who won’t dismiss your concerns or pathologize your pain—you’re in the right place. Maybe you're wondering if you have ADHD, autism, or anxiety. Maybe you've been masking for years and don’t know where to start. Maybe you're carrying trauma, grief, or a deep sense that something has always felt a little off. I work with people who’ve spent too long feeling misunderstood, misdiagnosed, or minimized—and are ready for something different. You don’t need a perfect narrative. You don’t need to show up polished. You don’t even need to be sure what you need yet. With over 10 years of experience, I specialize in working with neurodivergent and emotionally complex clients—including first responders, trauma survivors, and members of the LGBTQ+ and BIPOC communities. I have a Master’s in Clinical Counseling, a Master’s in Forensic Psychology, and I’m currently completing a Ph.D. in Forensic Psychology. I combine clinical insight with curiosity, humor, and a belief in your capacity to grow—even if it’s messy.

Mary Liesenberg

(she/her)

Mary Liesenberg, LCSW - California Therapist at Grow Therapy
$220/session
LCSW
15 years of experience
Virtual
I provide psychotherapy tailored to your unique needs, using evidence-based interventions to address your mental health challenges. Whether you’re seeking traditional talk therapy or a more integrated approach, my customizable services empower you to decide the focus while I guide you every step of the way. My psychotherapy style is designed around your goals, addressing factors that may impact your mental health, such as stress, relationships, and sleep. With options like nutrition guidance, cognitive behavioral therapy for sleep, stress management tools, and collaboration with your healthcare providers, I take an integrated approach to help you achieve meaningful and lasting change.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Addiction?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Addiction, is filtering therapists in California that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.