Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1500 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/1/2025

Emily Zavala-Aguilar

(she/her)

Emily Zavala-Aguilar, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
3 years of experience
Virtual
Welcome! I’m Emily. I am a licensed psychotherapist working in the Sacramento area. My therapy practice welcomes children, adolescents, adults, and families. I operate from the framework that through our shared humanity, we can find connection, understanding, and healing. As a humanistic and psychodynamic therapist, my practice emphasizes genuineness, self-discovery, and uncovering unconscious behaviors and patterns within a non-judgmental and empathic space

Anisha Holden

Anisha Holden, LMFT - California Therapist at Grow Therapy
$125/session
LMFT
9 years of experience
Virtual
Hey there! I'm a young clinician that enjoys aiding clients through major and minor life transitions. I prefer a interactive, conversational style that allows for free flowing rapport building and client comfort through the treatment process. I know that counseling/therapy is not an easy situation to put oneself in, but if I can ease it in any way possible, that is the goal, so that we can focus on what most matters to you.

Deane Henryson

(he/him)

Deane Henryson, LCSW - California Therapist at Grow Therapy
$199/session
LCSW
26 years of experience
Virtual
Deane Henryson is the author of the self-help book, Be Yourself (at Amazon.com); and the creator of the popular app, TIC-Therapy AI Coping (at Google play). With over 26 years of clinical experience, he has worked with most psychological dilemmas and the steps to overcome them. He has spent an extended amount of time understanding fears and depression, with endless hours writing horror novels.

Bianca Rus

Bianca Rus, LMFT - California Therapist at Grow Therapy
$130/session
LMFT
6 years of experience
Virtual
Renowned psychologist Carl Rogers once stated that the process of a ‘good life’ involves stretching, growing, and becoming more and more of one's potential. He argued that the individual who chooses growth as their compass in life is truly an inwardly free individual (Rogers, 1961). Inspired by Rogers’ humanistic and timeless outlook, I focus my work with clients on expanding their process of growth into an engaging endeavor rather than a strenuous one. I believe that every individual has tremendous inner resources that need support in coming to light. My goal is to make every client feel empowered to create the best life for themselves individually and in their relationships.

Havi Wolfson Hall

Havi Wolfson Hall, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LCSW
25 years of experience
Virtual
For over 20 years, Havi Wolfson Hall has been creating meaningful therapeutic relationships, helping individuals and families navigate challenges like depression, anxiety, life transitions, and parenting. In 2005, she created Health-E-Connections to address the unique challenges technology poses to relationships. You don't have to face your challenges alone. Please reach out to see if Havi is the right therapist for you. "I look forward to connecting with you. Take care, Havi".

Nelida Padron

(she/her)

Nelida Padron, LCSW - California Therapist at Grow Therapy
$225/session
LCSW
14 years of experience
Virtual
Hi! I'm a California-based Licensed Clinical Social Worker (LCSW) and Certified Diplomate of the Academy of Cognitive Behavioral Therapies. I received my Masters from the University of Southern California and have been practicing for 13 years. I help teens and young adults overcome depression, anxiety, and life transitions. My goal is to inspire my clients to become the best version of themselves by identifying the root causes of their issues and helping them work through them.

Sheena Boyd

(she/her)

Sheena Boyd, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$140/session
LMFT
12 years of experience
Virtual
Hello, I'm Sheena. Do you feel like life is always throwing you for a loop? Are you struggling to keep your head above water? Are we losing sight of who we are as a person? I help individuals, families, and couples manage the demands and challenges that life brings. Together, we will identify the causes of your challenges and develop solutions to empower yourself to find life balance. You should have a safe space to openly discuss your thoughts and feelings. Treatment should not be cookie-cutter but individualized to your needs, which is focused on in our sessions. Change is a scary concept in our lives, but it is easier when you have someone with you along the journey. I'll meet you with empathy, compassion, honesty, and evidence-based techniques to allow you to work toward the goals you want for yourself. Let's go on this journey together!

Nathan Taylor

(he/him)

Nathan Taylor, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
20 years of experience
Virtual
Welcome! My name is Nathan Taylor and I’d like to thank you for taking the time to look over my profile and to learn a little about me as a therapist. Choosing a therapist can be challenging (and maybe even more than a little anxiety provoking!) and it is important to take the time to find someone that you feel may be a good fit to work with towards helping you achieve your goals in therapy. With that in mind, I wanted to share a little about myself and my own path as a therapist. Should you feel like we may be a good fit, I genuinely look forward to meeting and hopefully working with you. Each of our own personal experiences, dreams, goals, hopes, and needs, both in life and in therapy are unique and individual. You may know exactly what those are for you, or you may feel like you are lost and overwhelmed. Either way, my role is to help you along your own path. To help define what you are struggling with and to take the steps that are needed to work through those struggles and challenges. Whatever your reason is for seeking therapy, know that it can be an incredibly valuable tool towards finding what it is that you are looking for. I’ve been in the mental health field in one way or another for well over 20 years, working with children, families, couples, and adults, both in the public sector and in private practice. While I started my career working with children in group homes, foster care, and in the legal system, my passion as a therapist has taken me in many directions. I’ve worked for many years as both a clinical supervisor for new and learning therapists and as an upper-level manager/administrator in the public mental health sector. Most recently, in addition to my work in private practice I ran several types of community mental health programs, both outpatient and inpatient, for a large behavioral health company providing mental healthcare to adults. I became a licensed therapist in 2008, yet I’m constantly learning, growing, and developing every day in order to become the best therapist that I can be. It’s my belief that it is an honor and privilege to work with people as a therapist to help each person in the way that they need. Over the years, I’ve received several advanced trainings and certifications that I’ve pursued to obtain the skill sets needed to specialize in a few areas that I believe are tremendously effective and helpful to those I work with. I’ve found that EMDR, Cognitive-Behavioral Therapy, Dialectical-Behavioral Therapy, Solution-Focused Therapy, Trauma-Informed Care, and Hypnotherapy are the types of therapy work and interventions that are not only backed by research as highly effective, but also really resonate with those that I work with. As with anything in therapy, there is no one-size fits all approach, and I find it most valuable to help create a treatment approach in complete collaboration with you. As an EMDR (Eye Movement Desensitization and Reprocessing) trained therapist, I've found this evidenced-based approach to therapy to be particularly effective with people for a wide variety of reasons, and as such EMDR is my current primary specialty. As EMDR therapy has gained a significant amount of positive attention lately, this may be something you're familiar with, heard about and would like to know more, or it's all together new to you. I'd be more than happy to share additional information with you about EMDR should you be interested in learning more. Again, thank you for taking the time to learn a bit more about me. You’ve found the courage to get this far, let’s see how much further we can get together!

Dr. Krystal Smith

(she/her)

Dr. Krystal Smith, LP - California Therapist at Grow Therapy
$200/session
LP
12 years of experience
Virtual
Hi! I'm a Licensed Clinical Psychologist based in California and Nevada. I enjoy working with adults and teens who struggle with emotional overwhelm, anxiety, work-life balance, interpersonal relationship issues, and ADHD. My focus is on empowering my clients to lead more fulfilling lives despite their challenges. Additionally, my clinical experience includes helping clients cultivate healthy relationships with exercise. I also have a passion for social justice and advocacy and the important role they play in mental health.

Ligia Orellana

(she/her)

Ligia Orellana, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
8 years of experience
Virtual
Are you BIPOC or Queer? Hi, I’m Ligia. I help First Gen BIPOC and Queer folks in individual therapy heal from guilt and shame so they can feel more at peace with their sense of self. If you’ve ever struggled with feeling “not enough,” put everyone else’s needs before your own, or felt pressure to shrink yourself to fit in, you’re not alone. I specialize in helping clients untangle these experiences, understand their emotions, and heal from attachment wounds in a way that honors your cultural background and lived experiences. My goal is to support you in living in a way that feels honest, spacious, and aligned with who you truly are. Together, we’ll create a safe, affirming space to explore, unlearn, and grow—so you can move through the world more authentically, joyfully, and unapologetically.

Matthew Tapia

(he/him)

Matthew Tapia, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
12 years of experience
Virtual
Hello! I am a Licensed Marriage and Family Therapist (LMFT), currently licensed in Arizona and California. In my life, I’ve seen many people with a broad spectrum of challenges. I’ve also seen that hope and relief are possible. I offer a unique perspective in getting you that help. I enjoy seeing individuals and families solve problems and feel closer together. My experience comes from providing direct mental health and behavioral counseling for kids, teens, and adults with a variety of presenting issues including anxiety, autism, Asperger's syndrome, depression, stress, relationship and family issues, life transitions, parenting, and caregiving issues in a variety of settings. My approach and therapy style draws influence from Acceptance and Commitment Therapy (ACT), Dialectical Behavior Therapy (DBT), Mindfulness, and Cognitive Behavioral Therapy (CBT). It is important that you and I work together as a team using a collaborative approach and that I meet you where you are.

Stephen Mosblech

Stephen Mosblech, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
5 years of experience
Virtual
My name is Stephen and I’m a Licensed Marriage and Family Therapist serving clients remotely in California and Florida. As a therapist I’m passionate about awe and the belief that to be fundamentally heard transforms our suffering at its core. I will provide you with a place to say and explore what you can't anywhere else in your life. In our work all of you is welcome: your heartbreak, depressions, dreams and rage, your jealousies, anxiety, all of your crises and shattered parts, the tangles and glories of your sexuality and your relationship with power, money and the intangible. I do this work because life is happening now, and not one second of it can be gotten back. My approach is person-centered, it honors your uniqueness. I blend insights from psychoanalysis with expertise gained over two-decades of deep commitment to meditation. I completed my MA Clinical Psychology at California Institute of Integral Studies in San Francisco. I also hold a BA in film and contemporary philosophy from Brown University. 
I have worked in community, school based, private practice and recovery settings. I continue to

Tomer Zilbershtein

(he/him)

Tomer Zilbershtein, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
5 years of experience
Virtual
Hi! I'm a Licensed Marriage and Family Therapist (LMFT) based in California. I graduated from California State University Northridge with a Bachelor’s Degree in Psychology, and furthered my education at Antioch University Los Angeles, where I obtained a Masters Degree in Clinical Psychology, specializing in Marriage and Family Therapy. I’ve had the privilege of working with different demographics in a range of therapeutic environments. I’ve worked with teens in the high school setting, with individuals struggling with substance abuse and eating disorders, as well as patients with depression, anxiety, low self esteem, trauma, toxic relationships, and co-dependency. I generally combine the use of both humanistic and client-centered psychotherapy in my work. With that said, I tailor my services to each client and their clinical needs. While accompanying my clients on their journey of change and growth, I provide them with unconditional compassion and acceptance. My goal is to cultivate an authentic human connection with my clients by creating a safe and comfortable space to explore, promoting growth, and facilitating change.

Jordan Elaine Fink

(she/her)

Jordan Elaine Fink, LMFT - California Therapist at Grow Therapy
$250/session
LMFT
12 years of experience
Virtual
I’m Dr. Jordan Elaine Fink. I hold a Ph.D. in Counseling Education, and I am a licensed marriage and family therapist in California. I have over 10 years of experience helping people achieve meaningful life changes and rediscover hope. I am certified in evidence-based & strengths-oriented therapeutic modalities that I will draw from and tailor to your unique needs. You are not meant to carry the weight of problems alone, or struggle in isolation. You deserve safety, empathy, and connection. I will provide a non-judgmental and emotionally safe space for you to discuss your concerns and begin building the life you want. When you are ready, I am here for you.

Stacia Narasky

(she/her)

Stacia Narasky, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
8 years of experience
Virtual
Hello! My name is Stacia, I am a Licensed Clinical Social Worker, specializing in therapy services in California. Providing therapy is my career, but it is also a passion of mine. To help another person learn to navigate their own struggles is a blessing in itself. "Give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime". I would love to work with you to navigate whatever it is you are going through! ​ I have been providing therapy services since 2015, and have worked with all ages. I am currently providing online therapy services young adults (aged 18 and up) who are currently struggling with anxiety, depression, trauma, relationship issues, grief and loss, work stress, life stressors and life transitions. Therapy sessions are conducted online.

Gabriella Cuaderes

(she/her)

Gabriella Cuaderes, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$185/session
LCSW
8 years of experience
Virtual
Hello! My name is Gabriella and I am a queer and multi-ethnic Licensed Clinical Social Worker. My work is centered on the belief that healing happens in community and that we each have the capacity to thrive when in supportive and uplifting environments. I am a trauma-informed and focused therapist, meaning that I aim to acknowledge and explore the ways that traumatic experiences have impacted my clients, all while focusing on the strengths, wisdom and resources each client possesses.

Hilary Diamond

(She/her)

Hilary Diamond, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
13 years of experience
Virtual
I've been a licensed psychotherapist for 13 years, and I love this work. I am grateful to be able to assist people in becoming their best selves and recreating their lives. Though a client may share a diagnosis with millions, each person has their own unique source and very individual path to wellness. It's an honor to assist clients on this journey. I focus on therapies that will help you gain knowledge and agency within your self. I offer in person counseling in the East Bay area of San Francisco, as well as therapy while walking.

Becca Paushter

(she/her)

Becca Paushter, LCSW - California Therapist at Grow Therapy
$175/session
LCSW
8 years of experience
Virtual
Welcome! My name's Becca. I'm a Licensed Clinical Social Worker with a passion for helping others. I’m dedicated to creating a strong therapeutic alliance, founded in shared goals for a life worth living. I’ll provide a warm, supportive, safe, and professional space for you to feel comfortable delving into difficult past and present situations, in order to pave a new, happier, and healthier way forward. Making the decision to start therapy can bring up a mix of emotions. You have reached a point where you are ready to take control of your life and create a change for the better. For this, I greatly applaud your courage! While the work may be challenging at times, I am a firm believer that “The only way out is through.” And oh, will it be worth it when you break through. In working together, it is my ambition that you (re)gain a sense of empowerment in your life. If this is what you’re looking for, then let’s get started.

Danielle Chen

Danielle Chen, LP - California Therapist at Grow Therapy
$225/session
LP
10 years of experience
Virtual
Thanks for connecting. Allow me to introduce myself. I have worked with a variety of clients dealing with anxiety, depression, eating disorders, OCD, trauma, issues of identity, questioning how to relate to loved ones, and working through issues of faith and connection to God. The common thread is connecting the past to the present and helping you make sense of questions and problems that are likely causing you a lot of distress. I want to help you gain clarity and peace, so you can experience more joy and lightness in your life. You may not even be sure what is causing pain and confusion in your life. My role is to help you put the pieces back together, so you can feel more comfortable and confident.

Sam Moglen

(he/him)

Sam Moglen, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
8 years of experience
Virtual
I am a licensed marriage and family therapist. My approach is warm and down-to-earth, and use perspectives and tools from many styles of therapy such as EMDR, somatic, and Brainspotting so that I can tailor a unique approach together with you. I strive to be clear, honest, and genuine to learn about your reality in a manner that feels comfortable for you.

Ness Ruvalcaba

(she/her)

Ness Ruvalcaba, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$180/session
LMFT
9 years of experience
Virtual
Hello! My name is Ness Ruvalcaba. I am an Spanish and English speaking licensed Marriage and Family Therapist (LMFT) in California. I work with individuals who are are needing some extra support understanding or creating some change in their lives. I specialize in trauma informed care, PTSD, anxiety and depression, self harm, and various other issues and needs. I also work with individuals around resolving conflict, improving communication, processing difficult experiences, and various other experiences. I have also very much enjoyed supporting parents individually to work on having better relationships with their children and identify the most effective ways they can support their child. I have worked in various settings including virtual therapy, office or clinic based services, school based services with adolescents and their families, and community based services with newcomer and immigrant youth, youth in foster care, adults, and their families maneuvering complex systems. At this time, I do not meet with couples looking for couples therapy.

Ashley Holmes

Ashley Holmes, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$100/session
LMFT
4 years of experience
Virtual
My name is Ashley and I am a Marriage and Family Therapist. I graduated with my Masters in Psychology with an emphasis in Marriage and Family Therapy in 2021 but have been working in the field as a Clinical Therapist since 2020. I have worked with various populations including Individuals, Children & Adolescents, Couples and Families. I help clients by coming from a non judgmental, supportive and empathetic, and relatable down to earth approach. I like to meet my clients where they are at and allow them to help me guide them by providing a space they feel comfortable to open up and be themselves in.

Lorrie LaVallee

(she/her)

Lorrie LaVallee, LMFT - California Therapist at Grow Therapy
$140/session
LMFT
18 years of experience
Virtual
Welcome! My name is Lorrie! Life can be challenging and complicated. Choosing a therapist doesn’t have to be. I believe that building a genuine, open, and honest therapeutic relationship with my client is the best way to connect. Together, we will work to explore areas of your life that are challenging to set you on a path of happiness, fulfillment, and purpose. Are you tired of relapsing?? Tired of struggling to stay sober?? My experience in the field of Substance Abuse allowed me the privilege of helping those struggling with addiction and mental health disorders as well as their families. I have worked in this field for the past sixteen years and it has given me a compassionate perspective for those struggling to get and stay sober. I am enthusiastic and passionate about helping you find unique and creative solutions to problems. Parents, would you like some peace in your home? Are you tired of the lying and manipulation? Need support dealing with a teen with addiction issues? I can help.

Wen Soon

(he/him)

Wen Soon, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
5 years of experience
Virtual
Hi! I'm Wen. I am a licensed marriage and family therapist. I help adults who are struggling to deal with everyday stressors and burnout. I empathetically listen to what you have to share and want to fully understand your situation before working collaboratively on solutions. I consider myself a direct person and try to break down the concepts that I teach into easily understood ideas.

Rena / Ro Oppenheimer

(they/them)

Rena / Ro Oppenheimer, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
6 years of experience
Virtual
My name is Ro and I am a white queer non-binary Ashkenazi Jewish somatic therapist and artist. Consent, harm reduction, and the abolition of police and prisons are important to me, and I strive to practice in ways that are honest and aligned with my values. A sense of humor is also essential to me in healing work-- I believe in making room to go deep as well as to have fun in therapy. I have experience working with folks who experience depression, self-harm, relationship issues, break-ups, trauma, and anxiety. I love working with adults, teens, families, queers, and creatives. Right now, I am only seeing clients on Telehealth.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.