Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 822 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 5/24/2025

Moises R Ramy

(he/him)

Moises R Ramy, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
30 years of experience
Virtual
Hello, My name is Moises Ramy. I am a licensed mental health therapist, a Qualified Supervisor in the State of Florida, and a doctor of psychology. I graduated as a Doctor of Clinical Psychology from Carlos Albizu University, Miami Campus and completed my doctoral internship at the Federal Medical Center (FMC) in Lexington, Kentucky. At that time, the mission of FMC was a federal prison/hospital for incarcerated females with medical and psychological conditions. During my doctoral internship, I completed three clinical rotations. Two at FMC, in the Crisis Wing and in the General Population Unit and an elective rotation at Ridge Behavioral Health System (formerly Charter Ridge Hospital of Lexington), Lexington, Kentucky, assessing suicidality of adolescents in crisis from the Lexington area and the Appalachians. My clinical spectrum covers diverse females and males, LGBTQ members, homeless veterans, and young college students experiencing moderate to severe adjustment problems as well as older adult issues. During these clinical years, I have acquired vast experience helping clients from all walks of life struggling with depression, anxiety, stress, interpersonal conflicts, bipolar disorder, gender and sexual identity issues, abuse and trauma, and substance abuse. I have offered most of my clinical services in different prisons and rehabilitation centers, private and community mental health hospitals, and veteran homeless organizations. My exposure and experience working with these populations have extraordinarily helped me become a more empathetic, non-judgmental and non-directive clinician. My whole idea about psychotherapy is helping clients to help themselves so that they work on solutions, develop the strength to cope with their everyday challenges and regain competence and control of their lives.

Kelly Corcoran Hone

Kelly Corcoran Hone, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
25 years of experience
Virtual
Hi, I'm Kelly , and I am a licensed mental health counselor in Florida since 1999. I also have 20 years teaching experience at Palm Beach State College in psychology. I aim to create a genuine connection with my clients, Provide an atmosphere, that feels comfortable and supportive, and guide them through the changes they're looking to make. I feel the most important part of a therapeutic relationship is the connection you have with your clients.

Benita Mosca

Benita Mosca, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
6 years of experience
Virtual
Hello, I'm Benita. I am a licensed clinical social worker and I have been in private practice for the past 3 years, working with children, adolescents, and adults. I am currently not seeing children as I am currently only providing online therapy via telehealth. I have a friendly nature and I believe that everyone can benefit from therapy. I believe that my personal experiences help me to connect with my clients. I have experience with marriage, divorce, children, trauma, immigration, and multi-cultural issues. I know that life is often hard, especially if you don't have a good support system. I'm here to help you to explore what is getting in the way of you living your best life. I can't wait to meet you!

Mary Froment

(she/her)

Mary Froment, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker based in Florida. I graduated from New Mexico Highlands University in 2021 after several years working with women, children, and families in community-based agencies. My approach is humanistic, trauma-informed, gender-affirming, and grounded in attachment theory. Using a strengths-based approach I use narrative, solution-focused, nature, integrative therapies, mindfulness, meditation, and breathwork. Although we will be meeting virtually, I encourage people to get outside as often as possible! ​

Shelly Wilson

(she/her)

Shelly Wilson, LCSW - Florida Therapist at Grow Therapy
$80/session
LCSW
21 years of experience
Virtual
Good Day! I'm a licensed clinical social worker based in Florida. I received my Masters in Social Work from Florida State University. I have previously worked as a case manager in an urban hospital, a social worker for the school system and working with child abuse and neglect. I have extensive experience in relationships, conflict resolution, anxiety, depression, ADHD and communication skills.

Destiny Crayton

(she/her)

Destiny Crayton, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
4 years of experience
Virtual
My journey as a therapist began with a deep fascination for the human mind and a genuine desire to make a positive impact in people's lives after growing up in the foster care system. I previously served in the Air Force, serving my country. I have a bachelor's in dietetics and nutrition with years of nutrition counseling as well. Over the years, I have honed my skills, gaining experience in various therapeutic techniques and approaches to better serve my clients.

Lori Wilson

(she/her)

Lori Wilson, LCSW - Florida Therapist at Grow Therapy
$80/session
LCSW
33 years of experience
Virtual
Hello. I am a Licensed Clinical Social Worker who completed graduate work at Syracuse University and have been practicing for over 30 years, the last 8 being in Florida. I enjoy teaching (and practicing) coping skills for stress, anxiety and depression. Everyone's journey is different and I see myself as respectfully accompanying them on their own journey, reflecting on experiences along the way.

Paola Soto-Ruiz

Paola Soto-Ruiz, LCSW - Florida Therapist at Grow Therapy
$87/session
LCSW
8 years of experience
Virtual
Welcome! I'm a Licensed Clinical Social Worker (LCSW) based in Florida. I received my Masters from the University of West Florida and have been practicing for 8 years. Since I graduated, I have been working with youth and adults facing a variety of emotional difficulties and distressing experiences. These painful symptoms and experiences can impact their ability to function and enjoy life, making it essential to seek support and guidance.

Ivette Sotomayor

(she/her)

Ivette Sotomayor, LMFT - Florida Therapist at Grow Therapy
$120/session
LMFT
15 years of experience
Virtual
Are you struggling with intense emotions that keep you exhausted and depleted? I understand the struggle and how frustrated or hopeless you may feel. Life can be demanding at times. Asking for help takes courage and can be the turning point to achieving wellness, peace and fulfillment. Perfection does not exist and we cannot make all our problems go away, but 
Psychotherapy can give you the skills to cope and exert your true self so that you can thrive and take control of your life.

Andrea Kupferman

(she/her)

Andrea Kupferman, LMHC - Florida Therapist at Grow Therapy
$200/session
LMHC
12 years of experience
Virtual
You have a great career, stable housing, your bills are paid (on time), maybe even running a household with kids, and you look like, to others, you have it all together. Yet you find yourself stuck in the “perfectionism,” “people-pleasing,” or “procrastination” tendencies. You look around at all you “have” and feel like you “should” be happy. Yet, there is this persistent feeling of not feeling fulfilled. No matter what accomplishment you achieve, there is “always” another and even when you do reach that next bar, the “good feelings” are short-lived. If you’re tired of being stuck in these same old cycles, you’re in the right place. Together we’ll explore the underlying roots of these cycles, leverage your strengths, and use tools to help you rewire your thinking styles to empower you to move forward with confidence and clarity.

Jennifer Cronley

Jennifer Cronley, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
18 years of experience
Virtual
I have spent two decades working with survivors of complex trauma, including interpersonal conflict, abuse, and grief/loss. I am trained as a Ketamine Assisted Psychotherapist and certified in Applied Metapsychology (Traumatic Incident Reduction, Life Stress Reduction), which is client-centered, solution-focused and can help you start to feel better faster than conventional talk therapy. . I love to learn and keep myself up to date with best therapeutic practices. I also love to laugh and sing and spend as much time in nature as possible.

Nicholas Kolos

(he/him)

Nicholas Kolos, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hello my name is Nicholas Kolos. I am a licensed mental health counselor and a licensed marriage and family therapist. I love my profession and look forward to helping my clients achieve their individual goals. I get excited when I see clients with unrealized potential and then help them become the best version of themselves! I love to help those who are struggling in their personal or work relationships learn how to better communicate their needs and improve the quality of those relationships! I tailor my treatment plans to best help each individual case achieve success!

Ginette Moise

(she/her)

Ginette Moise, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
My name is Ginette Moise, and I am a Licensed Mental Health Counselor serving residents across Florida. I am passionate about the work I do and deeply value the therapeutic process. I take pride in helping clients navigate their challenges, fostering growth and healing along the way. In my practice, I strive to create a space that is open-minded, empowering, and supportive. I believe in walking alongside my clients as they work through life's difficulties, offering guidance grounded in empathy and evidence-based approaches.

Katrina Lorenzo

(she/her)

Katrina Lorenzo, LMFT - Florida Therapist at Grow Therapy
$175/session
LMFT
6 years of experience
Virtual
As a Licensed Marriage and Family Therapist in the State of Florida, I enjoy working with my clients while building their self-esteem and helping them in navigating life transitions. Some of these life transitions my clients may find themselves navigating is life after high school, life during and after college, deciding on a career, or even working through relationships with others and themselves. In addition, I enjoy working with my clients to learn how to cope and manage stress and anxiety. Through my years as a marriage and family therapist, I have learned and utilized Cognitive Behavioral Therapy (CBT) tools and implement them when working with my clients to cope with and manage anxiety.

Zoe Solorzano

Zoe Solorzano, LCSW - Florida Therapist at Grow Therapy
$140/session
LCSW
2 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) with seven years of experience working with families and children in crises such as divorce, job loss, relocation, etc. I help my client (s) overcome any difficulty preventing them from becoming the best version of themselves. I have experienced significant life transitions and life lessons firsthand, which have provided me with the awareness and insight to become a better therapist for the individuals I assist.

Jennifer Hunt

Jennifer Hunt, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
17 years of experience
Virtual
Greetings! I am a Licensed Mental Health Counselor in Indiana and Florida. I have over 17 years of post graduate experience and have worked in a variety of settings such as inpatient, outpatient, private practice and correctional settings. I work with adults who are experiencing anxiety, depression, addiction, anger, stress, relationship conflict, life transitions and those questioning their spirituality and purpose. I have specialized training in Maternal Mental Health (Perinatal Mental Health, pre or postpartum depression, anxiety, OCD or for Maternal wellness and support). I also understand how peri menopause and menopause can impact a woman's emotional and physical wellbeing. As a provider, I value diversity, equity, and inclusion. I have experience working with individuals from a wide range of backgrounds, including different races, ethnicities, religions, and abilities. I understand the importance of taking an intersectional approach to therapy and recognize the unique challenges that can arise from multiple marginalized identities. *If you do not see a time that works for you, please message me to inquire about my full availability.*

Esly Valdeon

(she/her)

Esly Valdeon, LMFT - Florida Therapist at Grow Therapy
$180/session
LMFT
28 years of experience
Virtual
I am a Licensed Marriage and Family Therapist with over 25 years of clinical experience. I graduated from the University of Miami in 1996. My aim as a psychotherapist is to help people identify and change troubling behaviors, thoughts and emotions. Throughout the years, I have helped clients develop healthier and effective habits by using scientifically validated techniques. I use a practical approach to treatment in order to help clients develop effective coping skills. I am also a qualified clinical supervisor for Mental Health counselors and Marriage and Family therapists in the state of Florida. I have worked in my own private practice for over ten years. Making my clients feel comfortable and safe in the therapeutic process is my main goal as a therapist.

Yaimara Vazquez

Yaimara Vazquez, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
2 years of experience
Virtual
Hello! I'm a licensed mental health counselor, and I’m passionate about supporting individuals and families through life’s ups and downs. Whether you’re dealing with anxiety, relationship issues, or just trying to find balance as a busy parent or professional, I’m here to help. Life can feel like a lot sometimes, and I aim to offer a space where you can feel heard, understood, and empowered to make the changes that feel right for you.

Jodi Druss

Jodi Druss, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
25 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker working as a therapist for over two decades after graduating from Fordham University with a Masters degree in Social Work. I have a wide variety of experience working with disorders such as anxiety, depression and everyday life challenges. I have successfully assisted many people in making changes by creating a setting that is non judgmental and collaborative.

Yolanda Tingler

Yolanda Tingler, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
10 years of experience
Virtual
Hello! My name is Yolonda, but I prefer to go by Rhonda. I am a Licensed Clinical Social Worker in the state of Florida and graduated from Florida State University. I specialize in individual, family, and group therapy for Deaf/Hard of Hearing, people with disabilities, and hearing individuals. I have provided group therapy, family therapy, and individual therapy in residential treatment programs, psychiatric hospitals, forensics, community mental-health agencies, school settings and private practice settings.

John Checkett

(he/him)

John Checkett, LCSW - Florida Therapist at Grow Therapy
$85/session
LCSW
10 years of experience
Virtual
Hello, I'm John-David Checkett -- the first man in history to earn a master's degree in Women's Studies in Florida! How many times has this happened to you: You've made an innocent remark, and the other person distorts it and blames you for the distortion, not for what you actually said. That's called the Strawman Argument and is a common problem of communication -- communication typically being the single biggest problem couples have. Communication is one of the social sciences, and one of my specialties, along with Women's Studies, Pastoral Psychology and Clinical Social Work. I help high-functioning men and women free themselves from low self-esteem and negative thinking. As a former officer in the Theosophical Society and a former professional psychic, I firmly believe in the value of Spirituality to Mental Health. I can also help with exercise and nutrition, to help create a holistically healthy situation for you. Whether you're dealing with anxiety or depression, relationship problems, or just feel overwhelmed, I'm here to help -- even with time management! You might feel bit nervous about starting therapy, but I'm extremely easy to talk to, knowledgable in a wide variety of subjects, and very media-literate. Most people feel better after a session. In a short time we can get you unstuck and back to living a happy life again.

Ashley Bryant

Ashley Bryant, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
I am a Seminary trained Licensed Clinical Therapist and a Military Combat Veteran with experience serving in ministry overseas for over 12 years. I have collaborated and successfully worked with clients from many different backgrounds, cultures, ethnicity, sexual orientations, and religious faiths that struggle with different mental disorders, health conditions and stressors including but not limited to anxiety, depression, bipolar disorder, and trauma. I specialize in treating adults but will consider seeing adolescents over age 15.

Maria J. Milana

(she/her)

Maria J. Milana, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
4 years of experience
Virtual
Hello, I am Maria Milana, a skilled LMHC in Florida who uses integrative and cognitive behavioral approaches tailored to my client's needs. I am collaborative with individuals and couples on their mental health journey toward personal growth through matters of anxiety, depression, life transitions, relationship challenges, grief and loss, and other diverse mental health difficulties. I understand the importance of creating a safe counseling environment and building a trusting, non-judgmental atmosphere to help my clients achieve positive mental health outcomes.

Vania Astudillo

(she/her)

Vania Astudillo, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
4 years of experience
Virtual
Hi! My name is Vania Astudillo, and I am a Licensed Clinical Social Worker in Florida with over four years of experience supporting individuals through a wide range of life challenges. Whether you're navigating stress, anxiety, life transitions, or just looking for personal growth, I'm here to support you every step of the way. I truly believe that therapy is a powerful tool for healing and self-discovery, and I feel honored to walk alongside my clients on their journey. You don’t have to go through things alone—together, we’ll work toward creating meaningful, lasting change in your life.

Irina Bransburg

Irina Bransburg, LMFT - Florida Therapist at Grow Therapy
$165/session
LMFT
10 years of experience
Virtual
Hello, I’m a bilingual Marriage and Family Therapist with over 7 years of experience. I specialize in working with individuals, couples, and families from diverse cultural backgrounds, understanding the challenges that arise from navigating different perspectives and references. I help clients address a variety of issues, including anxiety, relationship difficulties, self-esteem, addiction, and codependency, supporting them in achieving lasting change and recovery. My approach focuses on creating a therapeutic space centered around reflection, honesty, and emotional safety, where we can work together to overcome obstacles and reach your goals. Through the therapeutic relationship, I aim to create a safe space for deep listening and reflection, where we can explore how our connections with others, and experiences from our past, continue to shape our lives and decisions.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Women's Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Women's Issues, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.