Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 181 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/2/2025

Sondos Jaber

(she/her)

Sondos Jaber, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Florida with experience in various mental health settings including emergency departments, private practice, and psychiatric facilities. I am EMDR certified with major focus in trauma, suicidal ideations, depression, self-esteem, and anxiety. My goal is to be a compassionate, authentic, respectful guide and to provide you with a safe and judgment free environment.

Wanda Barnes

(she/her)

Wanda Barnes, LMHC - Florida Therapist at Grow Therapy
$85/session
LMHC
20 years of experience
Virtual
My name is Wanda Barnes, I am a licensed mental health therapist LMHC in Florida and a licensed professional counselor (LPC), in the State of Maine. I started working in substance abuse at 17 years old driving the bus that took clients to AA/NA. Many years later I am still passionate about working with those who struggle with addiction of any kind or those who love them. I also worked 9 years with children and families in schools and foster care. Later I opened and operated a mental health clinic in Florida.

Hontah Epps

Hontah Epps, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
26 years of experience
Virtual
2024 is my 25th year as a social worker, clinical therapist, educator, supervisor, and leader committed to support vulnerable populations. My Social Work career was initiated by my passion to support those within vulnerable populations, specifically within the child welfare system. I began my career as a Social Worker working within the Child Welfare system in New York City. In 2003, I relocated to Charlotte, NC and continued my work within Child Welfare as a Child Protective Services Social Worker. In 2008, I obtained my clinical licensure which initiated my move from providing direct clinical services to children, young adults and families.

Lilian Morales-Verdecia

(she/her)

Lilian Morales-Verdecia, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
6 years of experience
Virtual
Greetings, I'm a Licensed Mental Health Counselor (LMHC) based in Florida. I received my Master from Carlos Albizu University in Puerto Rico and I have been practicing for 6 years. I help people between the ages 18 and 90 year old struggling with daily life stressors and difficulties to better manage mental health issues. I work with them in a process of guidance and accompaniment to become their best version of themselves.

Melissa Ruff

(she/her)

Melissa Ruff, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
29 years of experience
Virtual
I am a practicing clinical social worker with 29 years of experience and have practiced in Maryland; currently new to Florida. I utilize a collaborative approach to self determination and self improvement with adults and families. I have extensive experience in Bipolar Disorders, Traumatic Brain Injuries and Trauma. I worked as a Social Worker with older Adults for 10 plus years and am comfortable with providing resources and mental health support to that population.

Dr. Tameka

(she/her)

Dr. Tameka, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
Hi, I’m Dr. Tameka! I’m a dual-licensed Mental Health Counselor (LMHC) and Marriage & Family Therapist (LMFT) in Florida with over a decade of experience working with individuals, couples, and families. I specialize in helping clients navigate life stressors such as trauma, anxiety, depression, and relationship challenges. Many of the people I work with feel overwhelmed, stuck in unhealthy patterns, or pulled in multiple directions as they try to find balance and clarity. My therapeutic style is authentic, compassionate, and collaborative. I bring a systems-informed perspective to therapy helping clients explore how past experiences and family roles may be impacting their present struggles. Whether I’m supporting clients through crisis intervention, school-based concerns, or ongoing emotional challenges, I use evidence-based approaches including CBT, mindfulness, and trauma-informed care to promote insight, growth, and meaningful change. Therapy is a space to pause, reflect, and grow. I believe lasting change happens when we understand the "what" and the "why" behind our struggles. If you're ready to explore your patterns, reconnect with your strengths, and build more fulfilling relationships, I invite you to reach out. This is your space; I'm here to help you make the most of it.

Juanessa Booker

(she/her)

Juanessa Booker, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
8 years of experience
Virtual
I am passionate about humans! This includes ALL folx, adults, children, couples, and families. I am dedicated to advocating for mental health and wellness for individuals of all backgrounds, focusing on women’s health through all the stages of life, people of color, and LGBTQ+ communities. As a therapist, I offer specialized support that empowers clients with the thinking patterns, mindsets, and the skills they need to succeed in a safe, non-judgmental space to explore and process life’s challenges. My clients describe me as warm, friendly, knowledgeable, and engaging.

Anthonette Nelson

(she/her)

Anthonette Nelson, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
3 years of experience
Virtual
Welcome! I'm Anthonette. First, I want to applaud you for taking a step toward improving your mental health. I specialize in helping women heal from anxiety and depression so they can live authentically and with intention. I believe every woman is equipped with her own set of solutions to the challenges she faces, and with the right guidance and support she can overcome even the most difficult experiences in life.

Montavious Bryant

Montavious Bryant, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Our current political and economic climates give many causes for concern. It can affect daily life, such as work, home, school, and social circles, essentially taking the fun out of what was once pleasurable. The same things that DO seem to help can eventually cause more pain. Who can you talk to when no one is listening? It would be helpful to have someone to talk to who can be objective, non-judgmental, and open-minded...but who could that be? Hello, I'm Montavious. What sets me apart is an ear for listening, a guiding approach, and an interest in helping you to overcome these obstacles. Join me by scheduling an appointment for a fitting. No one cares what you know unless they KNOW that you care! Contact me now to find out how!

Rachel Davis

(she/her)

Rachel Davis, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
Hi there! I'm Rachel, a Licensed Clinical Social Worker (LCSW), and I'm genuinely committed to your success. With over 15 years in the social work and human services field, and 3 years specifically in clinical therapy, I bring a wealth of experience to our sessions. My approach is all about you. I use a client-centered, strength-based method where we'll explore your unique skills and build a plan together to develop new tools. This personalized process helps you confidently work towards your goals. You'll find me to be an understanding and empathetic therapist, but also straightforward and honest when needed – I believe in clear communication. Beyond individual work, I also love supporting couples and families. I have extensive experience helping to improve family functioning, and I've received additional training in parent education and cooperative parenting to best serve those dynamics. I'm here to help you navigate challenges and build a more fulfilling life.

Karina Chernacov

(she/her)

Karina Chernacov, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$175/session
LMHC
20 years of experience
Virtual
I have a Master's degree in clinical psychology, and am passionate about what I do. Helping clients reinvent, re signify and solve their own life problems is the best reward to my practice. I believe that the power of a good psychotherapy process lies in its ability to help my clients understand themselves better, address their emotional psychological challenges, and make meaningful changes in their lives. I also believe strongly in the transformative power of connection and communication, and know that psychotherapy is the key to evolve and learn new skills that may be hidden inside someone. I am simply a facilitator of my client's own awareness, their emotional healing, and their growth.

Juleen Clarke-Campbell

(she/her)

Juleen Clarke-Campbell, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
7 years of experience
Virtual
My name is Juleen Clarke-Campbell and I am a Licensed Clinical Social Worker in the state of Florida, specializing in anxiety and depression. I currently work with couples, families and individuals and is an expert in Cognitive Behavioral Therapy (CBT). I believe that it is important to work collaboratively, so that clients are able to meet all their goals and objectives. I provide an open and non-judgmental environment in which my clients will feel comfortable and able to express themselves freely.

Billie Beech-Mavrantzas

Billie Beech-Mavrantzas, LCSW - Florida Therapist at Grow Therapy
$155/session
LCSW
10 years of experience
Virtual
My name is Ashley Beech-Mavrantzas, and I've been in mental health practice for 10 years. I specialize in Mood disorders, Bipolar disorder, and Borderline personality disorder. I also have experience in grief therapy. Furthermore, I use many modalities to treat these disorders such as DBT, CBT and EMDR. Additionally, I use different eclectic modalities based on the client's needs. The best method is client-focused to ensure that I am treating you accurately.

David Ramey

David Ramey, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Hello, my name is David Ramey, and I am a Licensed Clinical Social Worker (LCSW). I specialize in providing mental health support, counseling, and guidance to individuals, families, and communities. With a strong foundation in clinical training and a passion for helping others, I work to empower clients through evidence-based practices, empathy, and personalized care. I strive to create a safe, nonjudgmental space where individuals feel heard, supported, and empowered to explore their thoughts and emotions.

Dr. Ebony Iheanacho

(she/her)

Dr. Ebony Iheanacho, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
12 years of experience
Virtual
Everyone needs help from time to time, but the hardest step is asking for help. Now that you’re here, you are well on your way to living the life you want. As a therapist, I am a systemic thinker. I use various therapies and techniques such as Narrative therapy, Solution focused brief therapy, Cognitive Behavioral Therapy, Hypnotherapy, and Mindfulness techniques to help my clients live better lives. I also encourage my clients to share their faith in therapy as this can often be a huge source of strength in the healing process. I like working collaboratively with my clients to identify the problem(s) causing emotional distress in their life and alternative ways to solve their problems. I enjoy working with teenagers, individuals, couples, families and groups. Some issues I have worked with are anxiety, depression, life - transitions (e.g. school, relocations, physical illnesses), child adjustments, PTSD, and grief. I look forward to witnessing your transformation in therapy!

Marc Crandall

Marc Crandall, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$75/session
LMHC
29 years of experience
Virtual
Thank you for taking the time to consider my services! I have my Doctorate Degree in Clinical Psychology and I am a Licensed Mental Health Counselor in the state of Florida as well. I have over 28 years of experience helping individuals and families and I would love the opportunity to assist you in your healing process. Please contact me today to schedule your free consultation! I offer sessions in-person, online, and in-home for those within a specified geographical area. I'm available most weekdays and evenings.

Dr. Rita Westermann-Bolton

Dr. Rita Westermann-Bolton, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
24 years of experience
Virtual
Hello! I understand that when we’re struggling with something overwhelming and there’s a lot on the line, getting real help from a competent, experienced professional is crucial. Whether you’re experiencing stress, a relationship issue, or anxiety or sadness, or you simply want to improve your life, you’re in the right place: I’m a seasoned, doctoral level Licensed Mental Health Counselor and Licensed Marriage and Family Therapist with 24 years in the field, with a wealth of knowledge and experience to help individuals, couples and families with practically any issue or problem of living. If you are a military member, veteran or family member, you’ll feel right at home: I also have a strong understanding of the unique challenges that military families face, and special competency in helping with not only problems of living in general, but also the special issues that accompany military life.

Dinah Metcalf

(she/her)

Dinah Metcalf, LMHC - Florida Therapist at Grow Therapy
$95/session
LMHC
14 years of experience
Virtual
I am a student of life with a goal of becoming a kind, compassionate, authentic individual able to keep my cool in the worst situations. I have a Master's degree in Mental Health and Rehabilitation from University of South Florida. I have experience working with issues of trauma, abuse, violence, hurt, loss, rage and confusion, to name a few. I offer frank, non-judgmental feedback to help my client and client couples create the life and approach that best expresses their integrity.

Judith Mondesir

(she/her)

Judith Mondesir, LCSW - Florida Therapist at Grow Therapy
$185/session
LCSW
4 years of experience
Virtual
I'm a dedicated therapist committed to helping individuals and couples navigate life's challenges and find healing and growth. With expertise in areas such as Cognitive Behavioral Therapy, couples counseling, and grief support, I provide compassionate guidance and evidence-based techniques to empower my clients on their journey towards emotional well-being and fulfillment. Whether you're seeking support for personal growth, relationship issues, or coping with loss, I'm here to support you every step of the way.

Chris Chiappetta

(he/him)

Chris Chiappetta, LCSW - Florida Therapist at Grow Therapy
$140/session
LCSW
13 years of experience
Virtual
As a licensed clinical social worker (LCSW), I provide comprehensive mental health support to individuals, families, and communities facing a variety of challenges. My role involves conducting thorough assessments to understand your needs and developing tailored intervention plans that promote emotional well-being and resilience. I utilize evidence-based therapeutic techniques, such as motivational interviewing, and cognitive-behavioral therapy as well as acceptance and commitment therapy to help you navigate personal struggles, build coping skills, and achieve your goals. My commitment to fostering a safe and empathetic environment empowers you to explore your thoughts and feelings, ultimately leading to positive change and improved quality of life.

Marilyn Katell

Marilyn Katell, LP - Florida Therapist at Grow Therapy
$100/session
LP
12 years of experience
Virtual
Hello! I am an experienced, licensed psychologist who has helped many individuals, couples, and families to navigate various life transitions. I enjoy serving clients who are willing to assess their value systems to determine if their values are still consistent with who they want to be. To some extent, our personal styles are genetically determined. However, I also believe we base our values on early learning, whether that education was positive or not.

Barbara Byrne

Barbara Byrne, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
25 years of experience
Virtual
In my 25+ years as psychotherapist I have a profound respect for the vast human experience and the resilience of . I am a welcoming and safe presence for clients who are seeking to be heard and understood. I have a compassionate and direct style that conveys my ability to offer a unique perspective. I work with each individual's strenghts to build skills and coping strategies to manage symptoms and life's stresses.

Jessica Lyrek

Jessica Lyrek, LMFT - Florida Therapist at Grow Therapy
$120/session
LMFT
3 years of experience
Virtual
I am a Licensed Marriage and Family Therapist. I see individuals, couples, and families. I also see children, teens, adults, and the elderly. I’ve been trained in several modalities, so I can help you with many different issues. My goal is to help people find what works for them. I want to see you succeed and however I can help with that, I am willing to do.

Pamala Keen

(she/her)

Pamala Keen, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
5 years of experience
Virtual
I am a Licensed Mental Health Counselor in the State of Florida. I received my Master's Degree in Mental Health Counseling from Nova Southeastern University and have been practicing for 4 years. I am a native of the community that I serve, St. Lucie County. I work with children, adolescents and adults to improve overall mental well-being through the use of adaptive coping skills to reduce and manage symptoms.

Kari Rodriguez

(she/her)

Kari Rodriguez, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$120/session
LMFT
8 years of experience
Virtual
Have you been struggling with anxiety and depression for years with no relief? Imagine a life where anxiety and depression no longer control you. Let’s make it a reality. My name is Karen (Kari) Rodriguez, and I am a licensed marriage and family therapist in Florida and South Carolina. I have obtained a master's degree in Marriage and Family Counseling with honors from Southeastern University. I am pursuing my doctorate in marriage and family therapy at National University, specializing in children and adolescent therapy. In therapy, I empower my clients to overcome the burden of their anxiety and/or depression symptoms to regain control over their lives. I am passionate about helping clients see positive outcomes in their lives through effective mental health treatment. Therefore, I have received training in evidence-based practices such as CBT, DBT, and Gottman Couples Therapy. I am certified in Dialectical Behavioral Therapy (C-DBT), I am a certified Clinical Anxiety Treatment Professional (CCATP), and I have training in Gottman Couples Therapy (Levels 1 and 2). I also utilize psychodynamic therapy and attachment-based therapy in treatment. I love mixing these approaches to get to the core of your struggles. Seeking therapy can feel scary, but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the ineffective behaviors that are holding you back. Let's work together!

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Family Therapy?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Family Therapy, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.