Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 185 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 7/9/2025

Rian Merrick

(he/him)

Rian Merrick, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
14 years of experience
Virtual
Congratulations on taking one of the most difficult steps in your journey: reaching out for help! My name is Rian, and I am a licensed mental health counselor and certified group facilitation specialist with over fourteen years of experience in working with LGBTQ+ adults, youth and parents, mood disorders, anxiety, depression, autism spectrum disorder, eating disorders, relationship dynamics, marriage and family, and ethical non-monogamy, with a specialization in group facilitation and a Caribbean background.

Eliz Cruz

Eliz Cruz, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
As a bilingual Marriage and Family Therapist, I am committed to providing comprehensive care to individuals across the lifespan. My therapeutic approach is holistic, collaborative, and person-centered, encouraging active participation in the healing process. When appropriate, I am also equipped to incorporate faith-based interventions in alignment with the client's preferences. In my role as a psychotherapist, I strive to offer steadfast support and empathetic guidance as clients work toward their therapeutic goals. Together, we will engage in a meaningful and transformative process aimed at dismantling generational patterns, addressing intrusive thoughts, and fostering a deeper understanding of emotional experiences, behavioral responses, and interpersonal dynamics. It would be a privilege to accompany you on this journey of personal growth, as you work to reshape your narrative and cultivate a more balanced and fulfilling life.

Montavious Bryant

Montavious Bryant, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Our current political and economic climates give many causes for concern. It can affect daily life, such as work, home, school, and social circles, essentially taking the fun out of what was once pleasurable. The same things that DO seem to help can eventually cause more pain. Who can you talk to when no one is listening? It would be helpful to have someone to talk to who can be objective, non-judgmental, and open-minded...but who could that be? Hello, I'm Montavious. What sets me apart is an ear for listening, a guiding approach, and an interest in helping you to overcome these obstacles. Join me by scheduling an appointment for a fitting. No one cares what you know unless they KNOW that you care! Contact me now to find out how!

Rich Scholl

Rich Scholl, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
23 years of experience
Virtual
Welcome! I am a compassionate and dedicated therapist specializing in helping individuals navigate the complexities of substance abuse, mental health challenges, trauma, and relationship difficulties. My work is rooted in a deep understanding of the unique struggles that many face, from the impact of childhood experiences to the ongoing challenges of adulthood. I offer support through adult child therapy, guiding individuals in healing from past wounds and cultivating healthier relationships with themselves and others. In addition, I provide adaptive parenting strategies to empower parents in navigating the ups and downs of life.

Juanessa Booker

(she/her)

Juanessa Booker, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
8 years of experience
Virtual
I am passionate about humans! This includes ALL folx, adults, children, couples, and families. I am dedicated to advocating for mental health and wellness for individuals of all backgrounds, focusing on women’s health through all the stages of life, people of color, and LGBTQ+ communities. As a therapist, I offer specialized support that empowers clients with the thinking patterns, mindsets, and the skills they need to succeed in a safe, non-judgmental space to explore and process life’s challenges. My clients describe me as warm, friendly, knowledgeable, and engaging.

Cynthia Wells

Cynthia Wells, LMHC - Florida Therapist at Grow Therapy
$135/session
LMHC
7 years of experience
Virtual
I am a Licensed Mental Health Counselor based in Florida. I received my masters in Marriage, Family and Therapy from Liberty University. I have been practicing for 7 years. I am passion about helping families, couples and individuals struggling with relational conflicts, anxiety, depression and childhood trauma. I have worked as an behavioral mental health therapist at an inpatient psychiatric hospital for over 4 years uslng trauma- focused acute interventions for patients and their families. I have worked in a faith- based residential men's substance abuse recovery treatment facility for over 3 years helping men rediscovery and regain their identity and productive place back in their society. Assist men with rebuilding spiritual, physical, mental/emotional, social/relational, and financial. I have worked passionately at a family counseling facility helping families, individuals, and groups resolve conflicts and develop positive family connections.

Lilian Morales-Verdecia

(she/her)

Lilian Morales-Verdecia, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
6 years of experience
Virtual
Greetings, I'm a Licensed Mental Health Counselor (LMHC) based in Florida. I received my Master from Carlos Albizu University in Puerto Rico and I have been practicing for 6 years. I help people between the ages 18 and 90 year old struggling with daily life stressors and difficulties to better manage mental health issues. I work with them in a process of guidance and accompaniment to become their best version of themselves.

Desiree Williams

(she/her)

Desiree Williams, LMHC - Florida Therapist at Grow Therapy
$135/session
LMHC
6 years of experience
Virtual
Hi! My name is Desiree, and I'm the founder and owner of Light at the End Counseling Services, LLC. As a mental health therapist in the state of Florida, I specialize in working with adults, children, and teens struggling with anxiety and stress management. I also see individuals who struggle with self-esteem, relationships, and family issues. My style of counseling is characterized by a kind and direct manner, combined with compassion, in a culturally sensitive context. I am also a certified school counselor. My past work enhanced my professional experience as an educator in St. Lucie County and as a dependency case manager for The Department of Children and Families (DCF). I graduated with honors from Webster University with a Master of Arts Degree in Clinical Mental Health Counseling. I returned to graduate school to receive my Education Specialist Degree in School Counseling from Florida Atlantic University, graduating with honors. I was born and raised in Florida and enjoy spending time with my family at the beach, especially during those hot summer days!

Hontah Epps

Hontah Epps, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
26 years of experience
Virtual
2024 is my 25th year as a social worker, clinical therapist, educator, supervisor, and leader committed to support vulnerable populations. My Social Work career was initiated by my passion to support those within vulnerable populations, specifically within the child welfare system. I began my career as a Social Worker working within the Child Welfare system in New York City. In 2003, I relocated to Charlotte, NC and continued my work within Child Welfare as a Child Protective Services Social Worker. In 2008, I obtained my clinical licensure which initiated my move from providing direct clinical services to children, young adults and families.

Teresa Dore

Teresa Dore, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
20 years of experience
Virtual
Hi, I am a Licensed Mental Health Counsellor (LMHC) based in South Florida. I received my Masters from Nova Southeastern University in Florida and have been practicing for over 20 years. I help people of all ages struggling with symptoms of depression, anxiety and mood disorders by assiting them with developing coping skills that they can use to reduce and/or manage their symptoms better.

Melissa Ruff

(she/her)

Melissa Ruff, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
29 years of experience
Virtual
I am a practicing clinical social worker with 29 years of experience and have practiced in Maryland; currently new to Florida. I utilize a collaborative approach to self determination and self improvement with adults and families. I have extensive experience in Bipolar Disorders, Traumatic Brain Injuries and Trauma. I worked as a Social Worker with older Adults for 10 plus years and am comfortable with providing resources and mental health support to that population.

Dinah Metcalf

(she/her)

Dinah Metcalf, LMHC - Florida Therapist at Grow Therapy
$95/session
LMHC
14 years of experience
Virtual
I am a student of life with a goal of becoming a kind, compassionate, authentic individual able to keep my cool in the worst situations. I have a Master's degree in Mental Health and Rehabilitation from University of South Florida. I have experience working with issues of trauma, abuse, violence, hurt, loss, rage and confusion, to name a few. I offer frank, non-judgmental feedback to help my client and client couples create the life and approach that best expresses their integrity.

Rosa Footman

Rosa Footman, LMFT - Florida Therapist at Grow Therapy
$250/session
LMFT
5 years of experience
Virtual
Hello, my name is Rosa Footman and I have over five years of experience in the mental health field as a LMFT. I am the Founder and Owner of Be Inspired Counseling Services INC. I also served 12 years as an Active Guard Reservist who counseled service members members on all aspects of life. I enjoy empowering, encouraging, and nurturing my clients through innovative solutions. My specialty is working with people in relationships who want to communicate clearly, compromise in a healthy way, build friendships in their romantic relationships, and be vulnerable in safe spaces. My goal as a Licensed Marriage and Family Therapist is to identify the root cause of the client's issues to be able to eliminate the residue of symptoms. I value each of my clients and having their trust does play a major role in their success. I received a Bachelor of Science degree in Religion and minor in Psychology at Southwestern Adventist University. I received a Master of Science degree in Marriage and Family Counseling Therapy at Capella University. I am credentialed as a Licensed Marriage & Family Therapist for the state of Florida providing services throughout the state of Florida. I am a Certified Christian Counselor who provides services nationwide.

Barbara Byrne

Barbara Byrne, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
25 years of experience
Virtual
In my 25+ years as psychotherapist I have a profound respect for the vast human experience and the resilience of . I am a welcoming and safe presence for clients who are seeking to be heard and understood. I have a compassionate and direct style that conveys my ability to offer a unique perspective. I work with each individual's strenghts to build skills and coping strategies to manage symptoms and life's stresses.

Patricia Birkhimer

(she/her)

Patricia Birkhimer, LMFT - Florida Therapist at Grow Therapy
$175/session
LMFT
9 years of experience
Virtual
My self-pay rates: $225 for a thorough intake assessment, $200 for couple and family therapy, $175 for individual therapy sessions. I am currently a Licensed Marriage and Family Therapist (LMFT) in FL, who has also had training in a PhD in Couple and Family Therapy program. LMFTs are uniquely trained to view problems through a systemic lens. Humans do not exist in a bubble, which means we impact the systems we are a part of and those systems impact us. My life experiences are what lead me into the helping field. Typically, the therapist who can best help someone is a therapist who has shared experiences with their clients. As a result of the many traumas, including medical traumas, I have experienced, I have learned how to work through trauma, negotiate its current impacts, and rediscover a preferred path. I enjoy spending time outdoors, including water recreation and nature hikes and am also a lover of all things animal and nature. My goal with clients is to help them determine which path is the correct one for them and support them on their journey. While I am an expert in my field, my clients are the experts on their lives. Collaboratively, we will work as a team to improve quality of life and learn how to endure life’s stressors in a healthy way and achieve goals while ensuring my clients feel heard, supported and valued despite their struggles. Ensuring a safe space to discuss the most uncomfortable topics is of utmost importance. There is no topic off limits and no shame in discussing what may feel embarrassing because you will not find judgment from me in our work. Ever.

Diepriye Douglas

(she/her)

Diepriye Douglas, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
With over 20 years of experience, I provide expert psychotherapy using evidence-based interventions to support individuals from all walks of life. I specialize in helping clients navigate anxiety, depression, trauma, life transitions, and relationship challenges in a compassionate and nonjudgmental space. My approach integrates proven therapeutic techniques tailored to each individual’s unique needs, empowering them to develop resilience, gain clarity, and achieve meaningful personal growth. Whether you’re seeking support for a specific issue or striving for overall well-being, I am here to guide you on your journey to a healthier, more fulfilling life.

Rachel Davis

(she/her)

Rachel Davis, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
Hi there! I'm Rachel, a Licensed Clinical Social Worker (LCSW), and I'm genuinely committed to your success. With over 15 years in the social work and human services field, and 3 years specifically in clinical therapy, I bring a wealth of experience to our sessions. My approach is all about you. I use a client-centered, strength-based method where we'll explore your unique skills and build a plan together to develop new tools. This personalized process helps you confidently work towards your goals. You'll find me to be an understanding and empathetic therapist, but also straightforward and honest when needed – I believe in clear communication. Beyond individual work, I also love supporting couples and families. I have extensive experience helping to improve family functioning, and I've received additional training in parent education and cooperative parenting to best serve those dynamics. I'm here to help you navigate challenges and build a more fulfilling life.

Pamala Keen

(she/her)

Pamala Keen, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
5 years of experience
Virtual
I am a Licensed Mental Health Counselor in the State of Florida. I received my Master's Degree in Mental Health Counseling from Nova Southeastern University and have been practicing for 4 years. I am a native of the community that I serve, St. Lucie County. I work with children, adolescents and adults to improve overall mental well-being through the use of adaptive coping skills to reduce and manage symptoms.

Juleen Clarke-Campbell

(she/her)

Juleen Clarke-Campbell, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
7 years of experience
Virtual
My name is Juleen Clarke-Campbell and I am a Licensed Clinical Social Worker in the state of Florida, specializing in anxiety and depression. I currently work with couples, families and individuals and is an expert in Cognitive Behavioral Therapy (CBT). I believe that it is important to work collaboratively, so that clients are able to meet all their goals and objectives. I provide an open and non-judgmental environment in which my clients will feel comfortable and able to express themselves freely.

Dr. Tameka

(she/her)

Dr. Tameka, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
Hi, I’m Dr. Tameka! I’m a dual-licensed Mental Health Counselor (LMHC) and Marriage & Family Therapist (LMFT) in Florida with over a decade of experience working with individuals, couples, and families. I specialize in helping clients navigate life stressors such as trauma, anxiety, depression, and relationship challenges. Many of the people I work with feel overwhelmed, stuck in unhealthy patterns, or pulled in multiple directions as they try to find balance and clarity. My therapeutic style is authentic, compassionate, and collaborative. I bring a systems-informed perspective to therapy helping clients explore how past experiences and family roles may be impacting their present struggles. Whether I’m supporting clients through crisis intervention, school-based concerns, or ongoing emotional challenges, I use evidence-based approaches including CBT, mindfulness, and trauma-informed care to promote insight, growth, and meaningful change. Therapy is a space to pause, reflect, and grow. I believe lasting change happens when we understand the "what" and the "why" behind our struggles. If you're ready to explore your patterns, reconnect with your strengths, and build more fulfilling relationships, I invite you to reach out. This is your space; I'm here to help you make the most of it.

Callie Buchanan

Callie Buchanan, LMFT - Florida Therapist at Grow Therapy
$92/session
LMFT
8 years of experience
Virtual
Hello there! My name is Callie Buchanan, and I am a licensed marriage and family therapist. I am also a trust based relational intervention (TBRI) practitioner which means I am trained to understand attachment disorders and how early childhood trauma can have lasting negative impacts without intervention. I have experience in working with individuals, couples, families, teens, and elderly clients.

Dr. Rita Westermann-Bolton

Dr. Rita Westermann-Bolton, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
24 years of experience
Virtual
Hello! I understand that when we’re struggling with something overwhelming and there’s a lot on the line, getting real help from a competent, experienced professional is crucial. Whether you’re experiencing stress, a relationship issue, or anxiety or sadness, or you simply want to improve your life, you’re in the right place: I’m a seasoned, doctoral level Licensed Mental Health Counselor and Licensed Marriage and Family Therapist with 24 years in the field, with a wealth of knowledge and experience to help individuals, couples and families with practically any issue or problem of living. If you are a military member, veteran or family member, you’ll feel right at home: I also have a strong understanding of the unique challenges that military families face, and special competency in helping with not only problems of living in general, but also the special issues that accompany military life.

Kimberley Knapp

(she/her)

Kimberley Knapp, LMHC - Florida Therapist at Grow Therapy
$75/session
LMHC
3 years of experience
Virtual
Greetings! I'm a Licensed Mental Health Counselor based in Florida. I received my Masters from The Chicago School of Professional Psychology and have been practicing for three years, after having worked in the public school system for over 20 years. For the past three years, I have been working with children and families, but also specialize in working with all populations with a vast array of concerns.

Dr. Nyree Cirilo

Dr. Nyree Cirilo, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
11 years of experience
Virtual
Hello, I am Dr. Cirilo and I offer my compassion-focused approach to aid in finding the best part of yourselves. I have more than a decade of experience in providing counseling. I hope to offer a fresh and different perspective into what counseling is and can be. I enjoy seeing people grow, meet their goals, and become balanced. I hope to help people become happy and healthy.

Karina Chernacov

(she/her)

Karina Chernacov, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$175/session
LMHC
20 years of experience
Virtual
I have a Master's degree in clinical psychology, and am passionate about what I do. Helping clients reinvent, re signify and solve their own life problems is the best reward to my practice. I believe that the power of a good psychotherapy process lies in its ability to help my clients understand themselves better, address their emotional psychological challenges, and make meaningful changes in their lives. I also believe strongly in the transformative power of connection and communication, and know that psychotherapy is the key to evolve and learn new skills that may be hidden inside someone. I am simply a facilitator of my client's own awareness, their emotional healing, and their growth.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Family Therapy?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Family Therapy, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.