Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 495 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/5/2025

Jeannine Ciliotta

(she/her)

Jeannine Ciliotta, LCSW - Florida Therapist at Grow Therapy
$65/session
LCSW
6 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in New York and Florida. I have 30 years experience in the helping profession and 7 years as a therapist. I believe that insight without action leads to stagnation and frustration. It is valuable to talk about problems and issues but without a plan of action, clients become discouraged. Much of my work will involve identifying a next right step in addressing problems.

Willette Lewis

(she/her)

Willette Lewis, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
7 years of experience
Virtual
I'm so glad you're here! I’m Ms. Lewis, a compassionate and dedicated therapist with a deep commitment to supporting individuals on their journey toward healing and growth. With a warm and nonjudgmental approach, I create a safe space where clients can explore their thoughts and emotions openly. I became a therapist because I genuinely love helping individuals become the best version of themselves, feel heard, and find significance in their lives. Being a therapist allows me to witness and support the incredible resilience of the human spirit. It is a privilege to guide clients toward clarity, healing, and a renewed sense of purpose.

Javier Martinez

(he/him)

Javier Martinez, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$95/session
LCSW
20 years of experience
Virtual
Hello! I’m a licensed clinical social worker with a master’s degree from Fordham University. With over a decade of experience working with families and children in New York City, I am dedicated to helping individuals navigate life’s challenges. My approach is compassionate and nonjudgmental, meeting you where you are to explore how your thoughts influence your experiences. Together, we’ll work toward meaningful change, helping you overcome obstacles and build a more fulfilling life.

Olushola A. Lawal

(he/him)

Olushola A. Lawal, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Olushola Abiodun Lawal was born and raised in South Florida. He is an alumnus of Florida State University. Shola, as his friends call him, graduated from FSU with his Bachelor's of Social Work in 2013 and again with his Master's of Social Work in 2015. While a student at FSU, Shola gained an interest in the field of substance abuse, child welfare, and mental health disorders/ life coaching. As a Licensed Clinical social worker in the state of Florida, Shola has insight and understanding of the different criteria and appropriate diagnosis for an array of mental health disorders. Shola has over 5 years of experience as a Primary Therapist, case manager, and clinical care coordinator.

Monica Flowers

(she/her)

Monica Flowers, LCSW - Florida Therapist at Grow Therapy
$250/session
LCSW
11 years of experience
Virtual
I’m a mental health professional dedicated to supporting individuals on their wellness journey. With a Master's in Social Work from Florida A&M University and Florida State University, I specialize in various therapeutic approaches that help clients explore their challenges, develop coping strategies, and work towards their goals. With over 10 years of experience in medical and psychiatric social work, I have worked with adolescents, young adults, and the elderly. My passion lies in helping everyone find their best selves and navigate through life's difficulties. I strive to provide a safe and compassionate space for growth and healing.

Irene Cortes

(she/her)

Irene Cortes, LMHC - Florida Therapist at Grow Therapy
$160/session
LMHC
22 years of experience
Virtual
Hi! I am a Licensed Mental Health Counselor in Florida. I completed my post graduate education from Nova Southeastern University and have been practicing for over 21 years. I am passionate about personal growth and facing those challenges together creates a path for self discovery and change. My goal is to help you reconnect with yourself , your strengths, passions, and skills. Then we will use them as anchors that help you define your purpose and value. Together we work through this process to heal and to create change.

Marilyn Katell

Marilyn Katell, LP - Florida Therapist at Grow Therapy
$100/session
LP
12 years of experience
Virtual
Hello! I am an experienced, licensed psychologist who has helped many individuals, couples, and families to navigate various life transitions. I enjoy serving clients who are willing to assess their value systems to determine if their values are still consistent with who they want to be. To some extent, our personal styles are genetically determined. However, I also believe we base our values on early learning, whether that education was positive or not.

David Ramey

David Ramey, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Hello, my name is David Ramey, and I am a Licensed Clinical Social Worker (LCSW). I specialize in providing mental health support, counseling, and guidance to individuals, families, and communities. With a strong foundation in clinical training and a passion for helping others, I work to empower clients through evidence-based practices, empathy, and personalized care. I strive to create a safe, nonjudgmental space where individuals feel heard, supported, and empowered to explore their thoughts and emotions.

Teresa Dore

Teresa Dore, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
20 years of experience
Virtual
Hi, I am a Licensed Mental Health Counsellor (LMHC) based in South Florida. I received my Masters from Nova Southeastern University in Florida and have been practicing for over 20 years. I help people of all ages struggling with symptoms of depression, anxiety and mood disorders by assiting them with developing coping skills that they can use to reduce and/or manage their symptoms better.

Rachel Davis

(she/her)

Rachel Davis, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
Hi there! I'm Rachel, a Licensed Clinical Social Worker (LCSW), and I'm genuinely committed to your success. With over 15 years in the social work and human services field, and 3 years specifically in clinical therapy, I bring a wealth of experience to our sessions. My approach is all about you. I use a client-centered, strength-based method where we'll explore your unique skills and build a plan together to develop new tools. This personalized process helps you confidently work towards your goals. You'll find me to be an understanding and empathetic therapist, but also straightforward and honest when needed – I believe in clear communication. Beyond individual work, I also love supporting couples and families. I have extensive experience helping to improve family functioning, and I've received additional training in parent education and cooperative parenting to best serve those dynamics. I'm here to help you navigate challenges and build a more fulfilling life.

Amy Allen

Amy Allen, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
Have you lost your balance in relationships and need to recalibrate? Want to close the gap between who you are and who you want to be? Do you feel anxiety or depression robbing you of your own life and need help finding the GOOD? I can help! As a licensed mental health counselor working in private practice, I have experience with children, individuals, couples, and families. As a school district counselor leader and trainer, as well as a fitness instructor, I can help guide you to live your best life through goal setting and goal reaching in nearly every area of your life. It may feel like a big step to email or call, but it will be worth it! I would be honored to support you in unraveling the knots of your heart, mind, and body and help you breathe easily, taking next steps for growth on your unique journey.

Taneisha Riley

(she/her)

Taneisha Riley, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
14 years of experience
Virtual
I'm so happy that you reached out for help. I am Taneisha Riley. Since childhood and into my professional career, I have always held one thing above all, helping people navigate through difficult circumstances and situations—finding solutions that help the average person live with greater purpose and fulfillment. This quest to change lives is what pushed me into the field of counseling. It is not enough to merely treat the body, if the mind is still off-balance. My treatment regimen is holistic—attending to your mental, and emotional well-being. I can also be of service if you are seeking marital and/or couples counseling and Christian counseling.

Elva Sanchez

Elva Sanchez, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
5 years of experience
Virtual
My name is Elva Sanchez, I am a Licensed Marriage and Family Therapist. I was born in Lima-Peru and moved to moved to South Florida when I was 16 years old. I received my Bachelor’s degree in Psychology from Florida International University and then continued to pursue my Master’s Degree at Carlos Albizu University. I love being a therapist and have the opportunity to help people create, build and obtain the best version of themselves.

Alisha Ladha

Alisha Ladha, LCSW - Florida Therapist at Grow Therapy
$110/session
LCSW
8 years of experience
Virtual
I’m Alisha Ladha, a Licensed Clinical Social Worker dedicated to helping individuals navigate life’s challenges with compassion and understanding. I specialize in providing support for grief and loss, anxiety, life transitions, and building self-esteem, among other areas. My approach is rooted in humanistic therapy, creating a safe and welcoming space where you can explore your experiences, discover your strengths, and work toward personal growth. Together, we’ll collaborate to help you achieve your goals and build a fulfilling, balanced life.

Barbara Byrne

Barbara Byrne, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
25 years of experience
Virtual
In my 25+ years as psychotherapist I have a profound respect for the vast human experience and the resilience of . I am a welcoming and safe presence for clients who are seeking to be heard and understood. I have a compassionate and direct style that conveys my ability to offer a unique perspective. I work with each individual's strenghts to build skills and coping strategies to manage symptoms and life's stresses.

Sabine Augustin

Sabine Augustin, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$80/session
LMHC
4 years of experience
Virtual
As a dedicated and compassionate mental health therapist who is passionate about supporting individuals on their journey to emotional well-being. I bring a fresh perspective, eagerness to learn, and a deep commitment to personal and professional growth. Fluent in Haitian Creole, I'm adept at addressing cultural and linguistic needs. With a strong foundation in evidence-based therapeutic approaches including CBT and DBT. I strive to create a safe, nonjudgmental space where clients feel heard, valued, and empowered. My specialty areas include anxiety, depression, trauma, stress, grief and postpartum. My approach is rooted in empathy, active listening, and a genuine desire to help individuals navigate everyday challenges. Whether working with individuals, couples, or groups, I'm dedicated to walking alongside clients as they explore their strengths, overcome obstacles, and build healthier, more fulfilling lives.

Chavekka Edwards

(she/her)

Chavekka Edwards, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$80/session
LMHC
7 years of experience
Virtual
How was your day? Your month? Or even your year? Are you overwhelmed by what tomorrow will bring? Are you overthinking, and need someone to talk with? Are you having a hard time getting on track and struggling to meet deadlines or expectations? Maybe something doesn’t seem right, and you find yourself restless. Maybe you lost pleasure in things you use to love. Ready for A Change? A new day begins today with no more stumbling through life. Your connections with me will allow you to overcome challenges. Many people are experiencing what you are experiencing. It takes courage to recognize that you need a helping hand and starting therapy is the first step. I provide a safe place to share your experiences and work towards growth. I actively participate in the therapy process by encouraging and empowering you to achieve your goals and live the life you are destined for.

Ivy Mairura

Ivy Mairura, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
13 years of experience
Virtual
As a Licensed Mental Health Counselor holding a master’s degree in Clinical Mental Health Counseling and a Doctorate of Ministry in Biblical Counseling, I am dedicated to supporting my clients through life’s challenges to focus on the possibilities ahead. My belief is that each client’s compilation of struggles requires customized treatment suited to their needs. Regardless of the treatment style, I aim to help every client increase their self-awareness, gain new perspectives, decrease their symptoms, and increase awareness of their personal strengths.

Rosealee Williamson

Rosealee Williamson, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
16 years of experience
Virtual
I’ve had the privilege of working with clients facing a wide range of concerns, including anxiety, depression, healing from trauma, coping with grief, financial struggles, relationship challenges, career/work hurdles, adjustment to life changes, family or interpersonal conflicts, parenting struggles, and coping with general life’s stressors. I assist clients with achieving the profound benefits of working toward one’s authentic self, strengthening one’s internal dialogue and building a resilient wellness kit to navigate life’s ups and downs. A strong and healthy sense of self is the foundation for effective emotional well-being, personal growth, and maintaining healthy connections with others.

Gina Arnold

(she/her)

Gina Arnold, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
5 years of experience
Virtual
I've been on my own recovery journey for many years and I'd like to help you grow in freedom and happiness! My aim is to help you identify unresolved issues so that you can begin to heal. We will work together to increase your recovery journey by reducing anxiety/depression and also by completing assignments along the way so that you can meet your goals. I invite you to reach out to me, so that together we may build in you, what hinders you or blocks you from reaching your full potential. I am excited to start this recovery journey with you. Remember, no loitering with the intent to recover! See you soon.

Kate Jaramillo

Kate Jaramillo, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
16 years of experience
Virtual
I am Licensed Marriage and Family Therapist (LMFT) with nearly 15 years of experience working with youth, adolescents, adults, and families to improve their mental health. I specialize in addressing issues related to trauma, anxiety, depression, stress, life transitions, relationship issues, parenting issues, and more. I earned my Master's degree Marriage and Family Therapy from St. Thomas University. I also completed a certification in loss and healing and a certification in trauma as well as two additional years of post-graduate study, passed the advanced national clinical board, and gained my professional license in the state of Florida afterward. I have chosen to continue my education by taking hundreds of hours of additional courses in the neurobiology of trauma, grief and loss, abuse recovery, child development, parenting, and communication. We all encounter obstacles in our lives. I am confident that I will be able to assist you on this journey providing you with enlightenment and new techniques that will enable you to be able to cope with whatever challenges or obstacles you may be facing in life. If you are wanting to embark on this new journey, schedule an appointment with me today!

Patricia Klocko

(she/her)

Patricia Klocko, LMHC - Florida Therapist at Grow Therapy
$50/session
LMHC
4 years of experience
Virtual
My name is Patty and I am a Licensed Mental Health Counselor. I operate from a person-centered strengths based perspective. This means that you, the client, are the expert in the room and the strengths that you bring in are important. The journey to a fulfilling life may require journeys into old memories, new relationships, current and past job experiences, and so much more. I would love to be a part of this journey with you.

Dr Ken

Dr Ken, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
23 years of experience
Virtual
Doctor Vehec is a counseling psychologist. As a therapist in the Veterans Administration’s Vet Center program for fifteen years, he was one of the first qualified second-level screeners for the James A. Haley VA Hospital Poly-trauma Unit, (one of four in the country) where he gained invaluable experience working with our most severely neurologically traumatized veterans. Dr. Vehec studied neuroscience under the preeminent neuro-psychologist Dr. Eugene Tootle at Barry University. Dr. Vehec was the chairman of the Board for a Charter School specializing in Specific Learning Disabled children in grades K-8. During this time he championed numerous Brain Based learning programs, i.e. Brain Boost exercises®, Audio Visual Entrainment, and the Interactive Metronome® program. Dr. Vehec is a member of the American Counseling Association, the Florida Mental Health Counseling Association, and the Milton Erickson Foundation. Dr. Vehec has an established Sports and Entertainment psychology practice. He was the Team psychologist for the Orlando Predators and the Kansas City Phantoms, both were professional Arena Football teams. He provided the coaching staff and players training on brain-based learning exercises designed to improve balance and enhance physical and mental performance. He designed treatment plans to assist players with their post-concussion recovery. Dr. Vehec works with PGA Professionals. One of whom was a contestant on “The Big Break” and continues on the professional tour. He is a consultant for the NFLPA of Central Florida. He co-organized the first neurological symposium for the NFL & NFLPA players before the Pro Bowl in Orlando. Dr. Vehec believes that from concussion to Alzheimer’s and Dementia there is hope that a therapy or exercise program exists which can help to improve one’s quality of life. Dr. Vehec’s favorite expression is “Never let anyone tell you what your limitations are.”

Hontah Epps

Hontah Epps, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
26 years of experience
Virtual
2024 is my 25th year as a social worker, clinical therapist, educator, supervisor, and leader committed to support vulnerable populations. My Social Work career was initiated by my passion to support those within vulnerable populations, specifically within the child welfare system. I began my career as a Social Worker working within the Child Welfare system in New York City. In 2003, I relocated to Charlotte, NC and continued my work within Child Welfare as a Child Protective Services Social Worker. In 2008, I obtained my clinical licensure which initiated my move from providing direct clinical services to children, young adults and families.

Iisha Reyes

(she/her)

Iisha Reyes, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
5 years of experience
Virtual
Are you having a difficult time navigating life's everyday challenges? Maybe struggling with anxiety, depression, trauma or relationship issues? I have learned that meeting clients where they are in life is the most helpful way to assist them in healing. I specialize in working with a variety of concerns including depression, anxiety, grief, trauma, multicultural issues, and couples counseling. I emphasize a holistic approach to counseling, considering the client's mental, spiritual, and physical needs. I use various treatment modalities including, but not limited to Cognitive Behavioral Therapy, Solution Focused Therapy, Client-Centered Therapy, Narrative Therapy, and Psychotherapy. I provide a safe space to discuss and process issues from the past and present.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Couples Counseling?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Couples Counseling, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.