Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 400 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 7/10/2025

Kevin Bieber

Kevin Bieber, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
25 years of experience
Virtual
About me I am a Licensed Mental Health Counselor in Florida with 25 years of professional experience come August. I am also a Qualified Supervisor of new counselors who finished their Master's Degree and have become Registered Mental Health Counselor Interns in Florida. In addition, I do Wellness Coaching throughout the USA. I am also a Teacher, Mentor, and soon an International Motivational Speaker. I have experience in helping clients with stress and anxiety, substance use and other vices and addictions, relationship issues, family conflicts, & trauma and abuse. As of 6-27-25, I am 5yrs, 7mos, and 8dys sober from marijuanna, and have also overcome the addictions of gambling, sex, and buying expensive cars beyond my means.

Marilyn Katell

Marilyn Katell, LP - Florida Therapist at Grow Therapy
$100/session
LP
12 years of experience
Virtual
Hello! I am an experienced, licensed psychologist who has helped many individuals, couples, and families to navigate various life transitions. I enjoy serving clients who are willing to assess their value systems to determine if their values are still consistent with who they want to be. To some extent, our personal styles are genetically determined. However, I also believe we base our values on early learning, whether that education was positive or not.

Cheryl Breining

(she/her)

Cheryl Breining, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
I am a Clinical Licensed Social Worker in Florida and Certified LIfe Coach. I have a Masters in Counseling , School Psychology, and Social Work.. I am a retired teacher and guidance counselor from New York and a Certified Life Coach. A have also completed Addca's ADHD training. I received my license as a Clinical Social Worker from the state of Florida. I work with individuals diagnosed with ADHD of all ages and their parents. By utilizing positive psychology and strength based methods I help clients deal with self esteem, time management, organizational skills, executive function, and anxiety issues. I also work with clients who are experiencing stress and self esteem issues. During our sessions we work together to develop strategies that will allow them to work towards their goals.

Toula Zoulas

Toula Zoulas, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
25 years of experience
Virtual
In today’s fast-paced world, it’s easy to feel overwhelmed by constant demands and limited space for personal reflection. Therapy offers a unique opportunity to pause, take stock, and reconnect with yourself. It’s a space where you can become more aware of your emotions, re-examine your choices, and move toward greater clarity and peace of mind. As a therapist, I am committed to providing a supportive, non-judgmental environment where you can safely explore your feelings and experiences. My approach is client-centered and active, helping you uncover new perspectives and broaden your options. Together, we’ll work on overcoming doubt, managing difficult emotions, and building resilience in the face of life’s challenges. I specialize in working with children, adolescents, and young adults, supporting them through emotional turmoil, family stressors, and communication issues that can impact their well-being. Whether you’re struggling with personal challenges or relationship difficulties, I’m here to help you break through roadblocks and find a positive, affirming path forward. We all want a life of significance and balance—and I believe that with the right guidance, these are not just dreams but achievable realities. Happiness isn’t a mysterious force; it’s the result of learning and practicing skills that anyone can develop. With my support, you’ll gain confidence, emotional resilience, and the tools you need to create a more fulfilling life. Let’s work together to improve your emotional well-being and help you get to a place where you feel comfortable, empowered, and ready to thrive.

Amber Pestian

(she/her)

Amber Pestian, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
18 years of experience
Virtual
My name is Amber Pestian, and I’m a Licensed Clinical Social Worker (LCSW) providing psychotherapy to individuals, couples, and families. I offer a supportive, client-centered space where people can explore life’s challenges and move toward healing. With over a decade of experience, I bring a compassionate, informed approach to every session—whether we’re working through mental health concerns, behavioral challenges, or relationship dynamics.

Rich Scholl

Rich Scholl, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
23 years of experience
Virtual
Welcome! I am a compassionate and dedicated therapist specializing in helping individuals navigate the complexities of substance abuse, mental health challenges, trauma, and relationship difficulties. My work is rooted in a deep understanding of the unique struggles that many face, from the impact of childhood experiences to the ongoing challenges of adulthood. I offer support through adult child therapy, guiding individuals in healing from past wounds and cultivating healthier relationships with themselves and others. In addition, I provide adaptive parenting strategies to empower parents in navigating the ups and downs of life.

Kate Jaramillo

Kate Jaramillo, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
16 years of experience
Virtual
I am Licensed Marriage and Family Therapist (LMFT) with nearly 15 years of experience working with youth, adolescents, adults, and families to improve their mental health. I specialize in addressing issues related to trauma, anxiety, depression, stress, life transitions, relationship issues, parenting issues, and more. I earned my Master's degree Marriage and Family Therapy from St. Thomas University. I also completed a certification in loss and healing and a certification in trauma as well as two additional years of post-graduate study, passed the advanced national clinical board, and gained my professional license in the state of Florida afterward. I have chosen to continue my education by taking hundreds of hours of additional courses in the neurobiology of trauma, grief and loss, abuse recovery, child development, parenting, and communication. We all encounter obstacles in our lives. I am confident that I will be able to assist you on this journey providing you with enlightenment and new techniques that will enable you to be able to cope with whatever challenges or obstacles you may be facing in life. If you are wanting to embark on this new journey, schedule an appointment with me today!

Beth Marcinski

(she/her)

Beth Marcinski, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
6 years of experience
Virtual
I am a Licensed Mental Health Counselor and I have been working as a therapist since 2019 and I am honored that you are thinking of choosing me to help you navigate through life's challenges. I received my Masters degree from Asbury Theological Seminary's Florida Dunnam Campus. I have experience helping others through anxiety, depression and trauma to find healing and improved quality of life.

Sorimar Gonzalez

(she/her)

Sorimar Gonzalez, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
8 years of experience
Virtual
Hi! I’m Sorimar, a Licensed Mental Health Counselor and the founder of Color Your World Therapy, LLC. I specialize in working with children, teens, and families, helping them navigate life’s challenges through a warm, creative, and supportive approach. I use evidence-based practices like CBT and expressive arts therapy to help clients express emotions, build coping skills, and strengthen their confidence. I also support caregivers through coaching and collaboration, believing that healing and growth happen best when the whole family is involved. My goal is to help children and their families paint a brighter emotional world—one filled with understanding, resilience, and connection.

John Watts (Dr. J)

John Watts (Dr. J), LCSW - Florida Therapist at Grow Therapy
$155/session
LCSW
25 years of experience
Virtual
Welcome to my virtual office. I am currently offering TeleHealth sessions. I am a LCSW, licensed psychotherapist with 20 years experience, and 25 years social services/ministries outreach, providing individual and family therapy by utilizing a strengths-based, collaborative, holistic approach, allowing me to gain a clearer sense of my clients' Physical, mental, emotional, social and spiritual needs, and finding viable, alternative solutions to reach a more balanced and optimal level of coping/functioning. I endeavor to conduct psychotherapy with individuals who are challenged with a crisis, substance abuse/addictions, Porn/sexual addictions, dual diagnosis, and related codependency issues; relationships, depression, grief and loss, PTSD and anxiety-related issues, adjustment/transitional, career/vocational; Additionally, I offer Premarital counseling to establish a firm foundation for marriage; because "after every wedding comes a marriage." I utilize a holistic approach for crisis counseling, as well as evidenced-based cognitive behavioral therapy (CBT), and motivational interviewing/coaching, which facilitates my clients' ability to cope/function better with negative and self-defeating thoughts and behaviors. I firmly believe in providing a collaborative and supportive environment to maximize the therapeutic experience and identify what strengths and resources clients have to create meaningful change in their lives. For those who desire a Christian, Biblical approach, I also offer a faith-based perspective combined with psychological/systems theory I received my masters degree from Florida International University, and my B.A degree in psychology/pastoral/Biblical counseling from Southeastern College. I am a member of Phi Alpha and Alpha Chi honors societies respectively.

Desiree Williams

(she/her)

Desiree Williams, LMHC - Florida Therapist at Grow Therapy
$135/session
LMHC
6 years of experience
Virtual
Hi! My name is Desiree, and I'm the founder and owner of Light at the End Counseling Services, LLC. As a mental health therapist in the state of Florida, I specialize in working with adults, children, and teens struggling with anxiety and stress management. I also see individuals who struggle with self-esteem, relationships, and family issues. My style of counseling is characterized by a kind and direct manner, combined with compassion, in a culturally sensitive context. I am also a certified school counselor. My past work enhanced my professional experience as an educator in St. Lucie County and as a dependency case manager for The Department of Children and Families (DCF). I graduated with honors from Webster University with a Master of Arts Degree in Clinical Mental Health Counseling. I returned to graduate school to receive my Education Specialist Degree in School Counseling from Florida Atlantic University, graduating with honors. I was born and raised in Florida and enjoy spending time with my family at the beach, especially during those hot summer days!

Hontah Epps

Hontah Epps, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
26 years of experience
Virtual
2024 is my 25th year as a social worker, clinical therapist, educator, supervisor, and leader committed to support vulnerable populations. My Social Work career was initiated by my passion to support those within vulnerable populations, specifically within the child welfare system. I began my career as a Social Worker working within the Child Welfare system in New York City. In 2003, I relocated to Charlotte, NC and continued my work within Child Welfare as a Child Protective Services Social Worker. In 2008, I obtained my clinical licensure which initiated my move from providing direct clinical services to children, young adults and families.

Kim Reid

(she/her)

Kim Reid, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
6 years of experience
Virtual
Hello! I am a licensed mental health counselor (LMHC) based in the state of Florida. I have a private practive in Orlando and have been counseling for 6 years. When a client walks through my door, I choose to believe that they are doing the best that they can. My desire is to help them, when they are struggling in the midst of doing their best, to find "the better." Whether its trauma, anxiety, depression, grief, or broken trust, I partner with my clients to find ways to see things and do things differently to bring about change.

Jennifer Thompson

Jennifer Thompson, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$115/session
LCSW
7 years of experience
Virtual
Hello! I’m a Licensed Clinical Social Worker (LCSW) based in Florida with seven years of experience. I earned my Master’s degree from Barry University and specialize in working with children, teens, and adults. I help clients navigate challenges such as anxiety, depression, school or work-related issues, and relationship difficulties. My approach focuses on teaching healthy coping strategies, effective communication skills, and ways to manage emotional triggers, empowering clients to lead more balanced and fulfilling lives. Outside of my work, I enjoy spending time with family and friends, exploring new places, and playing card games. I'm passionate about mental health and dedicated to ongoing learning, both professionally and personally, to provide the best support possible. I believe that life’s challenges offer opportunities for growth, and I’m here to walk alongside you as you navigate yours. I aim to create a welcoming, supportive environment where you can feel comfortable to be yourself.

Rebecca Montrose

(she/her)

Rebecca Montrose, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) based in Florida. I graduated with my Masters from Florida State University in 2019, but I have been working in the social work field 10 years. I have worked with young children all the way up to adults with dementia related illnesses and their caregivers. I love to help children and teenagers be able to tell their story, to get to know and love themselves, and to learn to advocate for themselves.

Magda McGuire

(she/her)

Magda McGuire, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
9 years of experience
Virtual
I'm Magda McGuire, a bilingual (English/Spanish) Licensed Mental Health Counselor. My commitment to my profession is evident through almost a decade-long career in counseling, where I have honed my expertise in affirming client centered therapy and cognitive-behavioral therapy. I have experience working in hospital settings as a liaison counselor assisting patients and their families to navigate end-of-life challenges, serious mental illnesses, adjustment issues and crisis situations. I also have experience working in jail settings with individuals from all walks of lives facing challenges such as adjustment issues, serious mental illness, anxiety, depression, guilt, shame, remorse, addictions, suicide attempts, crisis and many more challenges.

Jennifer Baran

(she/her)

Jennifer Baran, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
23 years of experience
Virtual
I am a Licensed Clinical Social Worker in the state of Florida. I was born and raised in Western New York and graduated with a Masters in Social Work in 2002 from the University at Buffalo. I have worked in a variety of settings and with a variety of people, and am so grateful to have learned a great deal from each one of them. Life is hard. I offer a safe space for my clients to work through and process the difficulties they are facing while encouraging them to take good care of themselves, to seek out and nurture positive connections with others, and to search for and hold onto the things that make life worth living. I have a compassionate heart, and I am a good listener. I feel it is an honor and a privilege to do this work.

Jacqueline Gibb

Jacqueline Gibb, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$110/session
LMHC
13 years of experience
Virtual
Hello, it will soon be great to meet you as you visit my Grow Therapy Provider Profile. I'm Jacqueline Gibb, a Licensed Mental Health Counselor (LMHC). I work with all ages in the Tampa FL area. You can meet with me for an in-office visit or teletherapy. I enjoy working with clients who feel they struggle with a wide range of mental health concerns including depression, anxiety, post-traumatic stress disorder, focus and concentration issues, ADHD, and obsessive-compulsive disorder to name a few. It can be frustrating when an individual is struggling emotionally with more negative than positive feelings and it can keep an individual feeling stuck in their emotional pain. I have diligently studied the understanding of the amygdala in the brain and how the amygdala and hippocampus interprets emotional, physical, and sexual abuse that can keep a person feeling that they can't break free from the negative memories of their past. Also, these painful memories will continue to remind individuals of the traumatic event(s) they went through. Remember, you're not alone and you are valuable. The trainings that I've received can move you forward toward your life goals and the good news is that you and I working together to reduce the negative thoughts and feelings you have had to suffer through. Now, you can obtain the sense of belonging and joy you deserve in this life without negative thoughts and feelings popping up in your head when you least expect them. I also believe psychoeducation is an important part of the healing process. This helps you to understand certain types of thinking patterns and behavior reactions the human brain does and how you can reduce and stop those type of negative feelings as you move forward with healing. My counseling style is warm and interactive. I believe in treating individuals with respect, sensitivity, and compassion, and I don't believe in stigmatizing labels. I will tailor our dialog and treatment plan to meet your unique and specific needs. I work with all faith denominations, ethnic and cultural backgrounds. It takes courage to reach for a more fulfilling and happier life! By making an appointment with me, you're taking the first brave step towards change. If you're ready to take that step, I am here to support and empower you to move boldly into your future! I look forward to working with you, together, we can get your life back on track! Don't forget, believe in yourself, and remember "You Are Valuable."

Rachel Davis

(she/her)

Rachel Davis, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
Hi there! I'm Rachel, a Licensed Clinical Social Worker (LCSW), and I'm genuinely committed to your success. With over 15 years in the social work and human services field, and 3 years specifically in clinical therapy, I bring a wealth of experience to our sessions. My approach is all about you. I use a client-centered, strength-based method where we'll explore your unique skills and build a plan together to develop new tools. This personalized process helps you confidently work towards your goals. You'll find me to be an understanding and empathetic therapist, but also straightforward and honest when needed – I believe in clear communication. Beyond individual work, I also love supporting couples and families. I have extensive experience helping to improve family functioning, and I've received additional training in parent education and cooperative parenting to best serve those dynamics. I'm here to help you navigate challenges and build a more fulfilling life.

Julio Angel Cruz-Rodriguez

Julio Angel Cruz-Rodriguez, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
10 years of experience
Virtual
I’m Julio Cruz Rodríguez, a Clinical Mental Health Counselor, and I provide services exclusively in Spanish. I have extensive experience in clinical mental health and dedicate my work to supporting individuals in their emotional growth process, helping them navigate challenges such as anxiety, depression, grief, and life transitions. I use an integrative approach, tailoring interventions to the unique needs of each person to promote their well-being and personal development. Soy Julio Cruz Rodríguez, Consejero Clínico en Salud Mental, y ofrezco servicios exclusivamente en español. Cuento con amplia experiencia en salud mental clínica y me dedico a acompañar a personas en su proceso de crecimiento emocional, ayudándolas a manejar retos como la ansiedad, la depresión, el duelo y las transiciones de vida. Utilizo un enfoque integrativo, adaptando las intervenciones a las necesidades únicas de cada persona para promover su bienestar y desarrollo personal.

Nicholas Hercules

Nicholas Hercules, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
14 years of experience
Virtual
I offer a solution-focused approach to therapy. I have 14 years of experience in the field of therapy. I have been happily married for 11 years, and am a proud father of 2 sons. Please feel free to reach out to me for help with any issues relating to Relationships, Trauma , Grief , Intimacy-related issues , Sleeping disorders , Parenting issues , Anger management , Self esteem , Career difficulties , Coping with life changes , Coaching , Compassion fatigue , ADHD , Attachment Issues , Blended Family Issues , and more.

Susie Switzer

Susie Switzer, LMHC - Florida Therapist at Grow Therapy
$60/session
LMHC
17 years of experience
Virtual
I work extensively with people to assist them with improving relationships, work to improve management of anxiety, anger management while improving self-confidence, and self-esteem. I also work with depressive-based symptoms and teach coping and improved thought processes to create a lifelong change to your ability to meet your needs. Together, we will identify what's not working and get you back to a baseline that works for you. I work holistically, my therapy provides tools to support needs within yourself, your relationships, and your family dynamic. If you're dealing with overwhelming emotions and feelings, hurtful relationship issues or cycles of anxiety and depression, I'm here to help. I also have many years experience working with people with Autism as well as all Applied Behavioral modalities. When a person is seeking therapy, this is a huge leap of faith towards asking for help that I deeply respect and admire. I will provide a non-judgmental, compassionate space for you to heal and grow. In our sessions together, I will always meet you “where you are” and provide strength-based solutions through evidence-based techniques so you can overcome and move forward in your life. Let's get started!

Carolina Garrastegui

(she/her)

Carolina Garrastegui, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
12 years of experience
Virtual
With over 12 years of experience in mental health, Carolina Garrastegui specializes in supporting children and families. She holds a strong background in Applied Behavior Analysis (ABA), Parent-Child Interaction Therapy (PCIT), and Triple P Positive Parenting Program, as well as Cognitive Behavioral Therapy (CBT) techniques. Carolina is passionate about working with kids aged 2 to 18, helping them navigate challenges related to anxiety, depression, and other emotional concerns. Her holistic approach not only addresses individual needs but also strengthens family dynamics, empowering parents and caregivers in the process. In addition to her work with children, Carolina loves working with the elderly, valuing the wisdom and experiences they bring. She is dedicated to empowering women, helping them find their voice and build resilience in the face of life’s challenges. Carolina believes in creating a supportive, nurturing environment where children, women, and seniors can thrive. Her commitment to promoting mental wellness makes her an invaluable resource for those seeking guidance and support on their mental health journey.

Jennifer Horn

Jennifer Horn, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
7 years of experience
Virtual
There’s no denying that life isn’t always a walk in the park. While I’m sure you can relate to this as an adult, the same goes for kids, teens, and college-age students. Don’t forget, they’re going through this life without a manual, just as you are. But life is also spectacularly beautiful. Unfortunately, the trials faced during any phase of life can often dim that beauty and hold your child back from living the life they deserve. Anxiety, depression, and self-doubt can creep into anyone's life at any age. Mental health challenges can rob them of happiness, self-confidence, and life-fulfillment. I get it. I’ve been in their shoes. As an experienced, understanding, and caring counselor for teens, children, and young adults. I can help support your child, whether they are elementary-school-aged, in the turbulent teenage years, or college-aged. And, because I value being an advocate for kids and an ally for parents, I can support you, too.

Jazmine Hunt

(she/her)

Jazmine Hunt, LMHC - Florida Therapist at Grow Therapy
$75/session
LMHC
6 years of experience
Virtual
I am a licensed mental health counselor that believes in a holistic and blended approach with respect for the mind-body-spirit connection. Mental health is a pivotal component of all wellness. I believe in collaborating with clients throughout the process. Clients feel supported and also challenged to take responsibility for their own success.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.