Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 379 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

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Availability updated: 7/9/2025

Lucas Stinnett

Lucas Stinnett, LPCC - Florida Therapist at Grow Therapy
$100/session
LPCC
6 years of experience
Virtual
Life isn’t always sunshine and rainbows; it can be filled with challenges, difficulties, and hardships. I believe that life is all about perspective and the way we react to problems. Our trials and tribulations are opportunities for us to grow into stronger and wiser individuals. When challenges arise, most people ask, "Why?" I encourage my clients to change their mentality by asking, "How?"—how can I use this to grow and learn, make myself smarter and wiser?" I am a firm believer in empowering clients with the tools and knowledge needed to live a more fulfilling and productive life. With 8 years of sobriety and personal experience battling my own challenges, I know how helpful therapy can be in helping a person rebuild their life and become the person they want to be.

Shanelle Damaso

Shanelle Damaso, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
I’m a Licensed Clinical Social Worker with 7 years of experience supporting individuals and families through a range of life challenges. My work has focused on helping clients manage anxiety, depression, low self-esteem, school-related issues, and major life transitions. I am also certified to support those living with chronic pain. In my practice, I strive to create a warm, safe, and nonjudgmental space where clients feel heard, respected, and supported. I view therapy as a meaningful conversation—one where I walk alongside you as a compassionate listener and trusted guide. I’m deeply passionate about helping people unlock their potential and move toward a life that aligns with their values and goals. As the child of Jamaican immigrants, I bring a culturally informed lens to my work and value the richness that diversity and inclusion bring to the therapeutic process. My faith also grounds me and informs my commitment to providing ethical, compassionate care. I look forward to the opportunity to support your growth and help you build the life you envision.

Nichole Jefferson

Nichole Jefferson, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
1 year of experience
Virtual
Greetings! I am a licensed mental health therapist with experience working with adults and adolescents with ADHD, mood disorders, bipolar, autism, antisocial disorder, borderline disorder, anxiety, depression and more. I am a National Certified Counselor that have spent more than 20 years passionately serving and motivating individuals of all ages and backgrounds. I have served in the prison population, in residential facilities, and hospital. In my spare time, I enjoy being in nature, and spending time with my family. I offer a safe space where you can be vulnerable regardless of where you are on your therapeutic journey. CBT, DBT, and motivational interviewing techniques are utilized to position my clients develop and maintain long-term coping skills. I specialize in teaching effective communication skills that will help you both personally and professionally. You are not alone, on this journey. We understand the challenges of managing your mental health and well-being and are here to help you create new paths. Are you ready to be victorious? Let's go on a therapeutic journey that can positively impact your life.

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Halima Jaffer

Halima Jaffer, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
10 years of experience
Virtual
Hi! I'm Halima Are you having difficulty concentrating, sleeping, feeling worried or constantly thinking? Feel that you should be in a better position in your life? Struggling to manage your health, work and relationships? I help high performers better manage anxiety and avoid getting depressed. Together, we can identify what's not working and get you back to balance. We will utilize a holistic approach, integrating mind, body and spirit to help you feel more assured and connected. Allow me to help you. I have over ten years of experience in providing therapy to women and children who have experienced Anxiety, Depression, Trauma and ADHD. You deserve a safe place to heal and grow. In our sessions, I will meet you with empathy and evidence-based techniques to enable you to get your life back on track. allow me to help you! If you don't find a suitable available appointment time contact me at 407-706-5846.

Bridgit DeLisle-Daley

Bridgit DeLisle-Daley, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
Taking the first step towards a happier, more fulfilling life takes courage. When was the last time you prioritized your mental health and well-being? Life's challenges can be overwhelming, making it difficult to move forward and heal from pain and struggles. Stress, anxiety, trauma, relationship issues, grief, and anger can all impact your well-being. As a Licensed Clinical Social Worker with over 6 years of experience, I'm here to support and empower you on your journey to health and wellness. My approach is built on respect, sensitivity, and compassion, tailoring our work together to meet your unique needs. In my practice, I've helped clients overcome stress, anxiety, and depression, achieving greater self-esteem and confidence. For those who wish to integrate faith into their treatment, I offer personalized Faith-Based Telehealth services, incorporating Christian spirituality into the healing process. Let's work together to help you gain deeper insights, develop self-acceptance, and achieve a more fulfilling life.

Andrew Cravey

(he/him)

Andrew Cravey, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
8 years of experience
Virtual
My clients are people who want to move from feeling "stuck" to having a greater sense of purpose, empowerment and clarity. My approach to counseling uses a relational model that creates a safe environment where I encourage my clients to develop resiliency and self-empowerment. Life is very hard. My goal is to have each person leave a session feeling more capable to handle whatever life throws at them.

Montavious Bryant

Montavious Bryant, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Our current political and economic climates give many causes for concern. It can affect daily life, such as work, home, school, and social circles, essentially taking the fun out of what was once pleasurable. The same things that DO seem to help can eventually cause more pain. Who can you talk to when no one is listening? It would be helpful to have someone to talk to who can be objective, non-judgmental, and open-minded...but who could that be? Hello, I'm Montavious. What sets me apart is an ear for listening, a guiding approach, and an interest in helping you to overcome these obstacles. Join me by scheduling an appointment for a fitting. No one cares what you know unless they KNOW that you care! Contact me now to find out how!

Taneisha Riley

(she/her)

Taneisha Riley, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
14 years of experience
Virtual
I'm so happy that you reached out for help. I am Taneisha Riley. Since childhood and into my professional career, I have always held one thing above all, helping people navigate through difficult circumstances and situations—finding solutions that help the average person live with greater purpose and fulfillment. This quest to change lives is what pushed me into the field of counseling. It is not enough to merely treat the body, if the mind is still off-balance. My treatment regimen is holistic—attending to your mental, and emotional well-being. I can also be of service if you are seeking marital and/or couples counseling and Christian counseling.

Emmanuel Nzuzu

Emmanuel Nzuzu, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
20 years of experience
Virtual
Welcome! I'm {Emmanuel Nzuzu}. I want to thank you sincerely for reaching out to me. Congratulations for taking this crucial first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe, structured, and welcoming environment that allows clients to explore challenges and obstacles with concerns related to alcohol and drug addiction, stress, anxiety, depression, and/or self-care. I focus on helping clients to regain control by taking back their power from alcohol and drugs. I facilitate client transformation by assisting them to learn how to be guided by a vision of the future and not memories of the past. My clients often find it beneficial to develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.

David Ramey

David Ramey, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Hello, my name is David Ramey, and I am a Licensed Clinical Social Worker (LCSW). I specialize in providing mental health support, counseling, and guidance to individuals, families, and communities. With a strong foundation in clinical training and a passion for helping others, I work to empower clients through evidence-based practices, empathy, and personalized care. I strive to create a safe, nonjudgmental space where individuals feel heard, supported, and empowered to explore their thoughts and emotions.

Sam Morrison

Sam Morrison, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
With a deep passion for breaking the stigma surrounding addiction and mental health, I have dedicated the last nine years to assisting individuals who grapple with the complex interplay of mental health issues and underlying substance abuse. I’ve witnessed how the societal stigma often conceals the very real barriers individuals face in their daily lives. My mission is to empower them with coping skills and strategies that allow them to embrace a life of recovery and resilience. As a therapist, I focus on guiding patients towards building essential skills to overcome their challenges. I believe that mental health issues come in myriad forms, and it is our duty to provide support, unburdened by negative stereotypes and judgment. Together, let’s shatter the silence and create a path towards hope, recovery and well-being.

John Watts (Dr. J)

John Watts (Dr. J), LCSW - Florida Therapist at Grow Therapy
$155/session
LCSW
25 years of experience
Virtual
Welcome to my virtual office. I am currently offering TeleHealth sessions. I am a LCSW, licensed psychotherapist with 20 years experience, and 25 years social services/ministries outreach, providing individual and family therapy by utilizing a strengths-based, collaborative, holistic approach, allowing me to gain a clearer sense of my clients' Physical, mental, emotional, social and spiritual needs, and finding viable, alternative solutions to reach a more balanced and optimal level of coping/functioning. I endeavor to conduct psychotherapy with individuals who are challenged with a crisis, substance abuse/addictions, Porn/sexual addictions, dual diagnosis, and related codependency issues; relationships, depression, grief and loss, PTSD and anxiety-related issues, adjustment/transitional, career/vocational; Additionally, I offer Premarital counseling to establish a firm foundation for marriage; because "after every wedding comes a marriage." I utilize a holistic approach for crisis counseling, as well as evidenced-based cognitive behavioral therapy (CBT), and motivational interviewing/coaching, which facilitates my clients' ability to cope/function better with negative and self-defeating thoughts and behaviors. I firmly believe in providing a collaborative and supportive environment to maximize the therapeutic experience and identify what strengths and resources clients have to create meaningful change in their lives. For those who desire a Christian, Biblical approach, I also offer a faith-based perspective combined with psychological/systems theory I received my masters degree from Florida International University, and my B.A degree in psychology/pastoral/Biblical counseling from Southeastern College. I am a member of Phi Alpha and Alpha Chi honors societies respectively.

Laura Ojeda

Laura Ojeda, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
Are you overwhelmed by your emotions? Do you feel alone, misunderstood, and as if you’re not good enough? My name is Laura, and I am a bilingual Licensed Mental Health Counselor and Emotional Freedom Techniques - tapping (EFT) practitioner in Florida. I specialize in assisting people who feel similarly to how you are feeling in this moment: overwhelmed, misunderstood, alone and with not sight of a way out. Let me help you walk through those feelings, as scary as it might feel or sound. The path gets easier when we walk alongside others, and you are not alone. I utilize a cognitive behavioral approach, EFT - tapping to assist individuals and their loved ones make sense of their inner world. Emotions can be confusing, and sometimes there is no way of making sense of them. With CBT and EFT, I can assist you with processing and working through those challenging memories and emotions.

Suzanne Stokes

(she/her)

Suzanne Stokes, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
39 years of experience
Virtual
I have worked as a Mental Health Therapist for 30 years and I love my work as much today as the day I started. I am a Licensed Mental Health Counselor and a Certified Addictions Professional. I am honored to join people where they are at on their journey. I focus on positive goals for getting back on track or even transformation. As I realize the courage it takes to come to therapy, I focus on the patient/therapist relationship. There must first be an experience of safety and trust. Then, of course, the therapeutic work will follow. I utilize a warm, relaxed style with fierce reflection or gentle support as needed. I believe that everyone benefits from a therapeutic experience to attain the best version of themselves for the best quality of life. 1 utilize humor combined with therapeutic skills which makes my approach unique. Laughter isn't always appropriate, but it can be very helpful with reframing and bringing down barriers. With so many years of experience and training, I have a broad skill set and utilize multiple interventions to create a unique treatment plan for each person, couple, or family. Some of the modalities that I frequently utilize are: Solution- Focused therapy, Cognitive Behavioral Therapy, Psycho-education, Systems Theory, Emotion Focused Therapy, Behavioral Modification, Skills training and Motivational interviewing/coaching.

Alex Lopez

Alex Lopez, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
15 years of experience
Virtual
As a mental health counselor, I specialize in helping individuals manage anxiety, depression, and improve their overall well-being. In our sessions, we'll use various therapeutic techniques, including mindfulness and relaxation exercises, to help you gain better control over your anxiety and depression symptoms. I'll also provide psychoeducation on anxiety or depression, teaching you coping skills and strategies to use in stressful situations. Our goal will be to work together to reduce depression and anxiety's impact on your life and foster a greater sense of calm and confidence. Your confidentiality is a top priority, and I'm here to support you every step of the way. Through individual counseling sessions, we'll explore your thoughts and emotions, identify coping strategies, and set achievable goals to improve your mental well-being. I use evidence-based techniques like Cognitive Behavioral Therapy (CBT) to help you challenge negative thought patterns and build resilience. My approach is tailored to your unique needs and strengths, and I'm here to empower you in your journey towards positive change and personal growth. Let's work together to help you find the peace and clarity you deserve.

Kelly Marcy

(she/her)

Kelly Marcy, LCSW - Florida Therapist at Grow Therapy
$160/session
LCSW
18 years of experience
Virtual
I'm not your typical therapist. I do very, very advanced work based upon the Law of Attraction. The Law of Attraction states that whatever we focus on, we attract to us, whatever we fear, we welcome into our lives. The support I offer is about letting go of the fears. I'm Kelly, and I'm a certified Infinite Possibilities facilitator, Compassion Key expert, Healthy boundaries specialist, and Breathwork practitioner. I work with clients ready to let go of all limitations and enter endless possibilities of growth and expansion. In sessions with me, we don't give time or energy to the negative. We focus solely on solutions and forward momentum. I work with clients who are excited about homework between sessions and keeping the momentum flowing. I work with clients who take full responsibility for their own growth. We may go through the Infinite Possibilities curriculum, remove blocks and focus on what you're creating in your life. All sessions are based on the Law of Attraction and personal empowerment. Only you know if now is the right time for this level of growth on your journey.

Jed Shlackman, M.S. Ed.

(he/him)

Jed Shlackman, M.S. Ed., LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
26 years of experience
Virtual
Jed Shlackman, M.S. Ed., LMHC provides a variety of individual, family, and group counseling and healing services. Jed combines traditional humanistic and cognitive oriented psychotherapy approaches with holistic guidance and advanced mind-body and energetic healing methods (such as hypnotherapy, meditation, Reiki, mindfulness, energy psychology, emotional release, trauma healing, sound healing) that can foster deep healing and more rapid transformation - physically, emotionally, mentally, and spiritually. Jed has worked as a counselor for over 25 years and has trained in a wide spectrum of counseling and healing methods. Jed provides a client-centered approach that seeks to identify which resources will best support the client and promote well-being and solutions that truly enhance life and build resilience. Jed is a native of South Florida and studied psychology and counseling at the University of Miami. While beginning his career providing counseling for children and adolescents and their families Jed went through a process of spiritual exploration and self-discovery that led to subsequent training in hypnotherapy, Reiki and energy healing, energy psychology, meditation, sound healing, trauma healing, and other complementary and alternative healing methods. Jed is also an author, with books available on Amazon, and is an amateur musician performing as "Jedi Shaman." Jed provides counseling and healing services with a holistic orientation, which refers to addressing the "whole" person and the systems and environments the person is a part of. This approach incorporates cognitive, humanistic, family systems, and psychodynamic therapies as well as transpersonal psychological therapies, hypnosis, energy psychology, expressive therapies, mind-body healing modalities, and vibrational/energetic healing approaches, as well as somatic therapies and addressing biological systems with herbs, essential oils, diet, and nutritional interventions. As a multi-talented, compassionate counselor with extensive knowledge and diverse experience Jed provide comprehensive healing services and collaboration with clients.

Cynthia Harris-Maddox

Cynthia Harris-Maddox, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
7 years of experience
Virtual
Hi there, I am Cynthia Harris-Maddox a licensed in Florida with 6 years of professional work experience. I aim to help clients with stress and anxiety, trauma and abuse, depression, & coping with life changes. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialog and treatment plan to meet your unique and specific needs. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey. Let's work together!

Michelle Katz

Michelle Katz, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
5 years of experience
Virtual
Hello, I’m Michelle, a Licensed Mental Health Counselor (LMHC) in Hollywood, Florida. I help individuals navigate anxiety, depression, grief, trauma, and relationship challenges, as well as offer support for OCD, adolescent issues, and self-esteem enhancement. Consider me a therapy mixologist, blending evidence-based modalities like psychodynamic, person-centered, CBT, DBT, and ACT to create personalized treatment plans. I believe that no two clients are alike, so I take time to understand your unique story, strengths, and goals. My approach is collaborative and compassionate, ensuring that each session is tailored to meet you where you are. In addition to traditional therapy techniques, I also incorporate creative strategies, including therapeutically applied role-playing games, to make therapy engaging and relevant for you. Whether you’re struggling with overwhelming emotions, feeling stuck in old patterns, or simply seeking greater meaning and confidence in your life, I’m committed to helping you build resilience, develop practical tools, and uncover new possibilities for growth and healing.

Tim Johnston

Tim Johnston, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$140/session
LMHC
4 years of experience
Virtual
My name is Tim Johnston and I am a Licensed Professional Counselor based in Texas. I own my solo practice, Waves of Grace Counseling. I received my Masters in Clinical Mental Health Counseling from Walden University. I worked years in a community mental health setting and now private practice. My specialties are anxiety, depression, post traumatic stress disorder, mens issues, and grief and loss. I provide different research based strategies which include cognitive behavioral therapies, psychodynamic, and Eye Movement Desensitization and Reprocessing. Christian counseling is also offered. These are the different 'roadmaps' that will help us get you to a place of healing, freedom, and peace of mind.

Vanessa Ayude

(she/her)

Vanessa Ayude, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
6 years of experience
Virtual
Some days—or even weeks—can feel heavier than others, leaving you stuck or overwhelmed. That’s totally normal, but those feelings can start to affect your decisions, self-esteem, relationships, and daily life. Change can feel daunting without support, and that’s where I come in. I’m here to walk alongside you, helping you navigate challenges with humor, metaphors, and a focus on what really matters—so you can build a happier, more authentic life for yourself and those you care about.

Deborah Smith

Deborah Smith, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
20 years of experience
Virtual
Hello and welcome, Have you wondered where the person you were has gone because of the anxiety and stress of a busy life, relationship issues, grief, stage of life issues, career challenges, etc? It takes self-awareness and courage to identify barriers to the life you want and to make the decision to work toward making those changes. I’m pleased to partner with you on this journey. I love to help clients put their challenges/concerns in the context of their current life and to help them achieve a vision of what they want their life to become.

Lois Plock

Lois Plock, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
10 years of experience
Virtual
Hi! I am a dually licensed therapist in both Florida and North Carolina. I began my education later in my adult life, and believed I had arrived late to the game. But I found that life experience paired with my own belief system, allowed me the opportunity to view life's challenges through a unique lens, and because of that I am non-judgmental and empathetic towards people who are struggling with the hurts life has dealt them. I believe in using a collaborative approach in helping my clients. I use evidence-based practices, including CBT, DBT, Mindfulness, and Motivational Therapy, as well as Christian Counseling. I am supportive, yet direct with empathy, compassion and help you address the barriers in your life that are causing you pain and distress.

Danièle Trevathan

(she/her)

Danièle Trevathan, LMHC - Florida Therapist at Grow Therapy
$200/session
LMHC
20 years of experience
Virtual
Starting therapy can be a difficult process. I make this process as easy for you as possible. Therapy starts with us getting to know each other and for me to understand your needs for treatment. I want to make sure that I can meet your requirements and help you work on what you came into treatment for or find you someone who can. As a therapist, I help you become the best version of yourself. My job is to give you the skills to manage difficulties when they occur. Situations occur that you may not feel equipped to handle. Let me support you to help you get through and gain insight about yourself and your ability to handle things in the future. I provide a comfortable and non-intrusive environment. I work with people to help them develop a strong sense of self, learn to have healthier relationships, learn mindfulness, distress tolerance skills, and other ways to regulate their emotions, reduce anxiety, and learn to be less impulsive. If you have moments when you think you should reach out for help or support, even if the thoughts are fleeting, I encourage you to reach out to me for support.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Spirituality?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Spirituality, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.