Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 140 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 7/5/2025

Nicole Morel

(she/her)

Nicole Morel, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hello, I am here to help you create a healthy internal environment to thrive in your external one. I obtained my MSW from Howard University in DC and received my clinical social work license in the state of Florida. I love traveling, reading history and sci-fi books, and building Lego sets. I work with clients dealing with trauma related to emotional abuse, neurodivergent struggles, self-esteem, relationships, and cultural identity.

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Sabine Augustin

Sabine Augustin, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$80/session
LMHC
4 years of experience
Virtual
As a dedicated and compassionate mental health therapist who is passionate about supporting individuals on their journey to emotional well-being. I bring a fresh perspective, eagerness to learn, and a deep commitment to personal and professional growth. Fluent in Haitian Creole, I'm adept at addressing cultural and linguistic needs. With a strong foundation in evidence-based therapeutic approaches including CBT and DBT. I strive to create a safe, nonjudgmental space where clients feel heard, valued, and empowered. My specialty areas include anxiety, depression, trauma, stress, grief and postpartum. My approach is rooted in empathy, active listening, and a genuine desire to help individuals navigate everyday challenges. Whether working with individuals, couples, or groups, I'm dedicated to walking alongside clients as they explore their strengths, overcome obstacles, and build healthier, more fulfilling lives.

Ivy Mairura

Ivy Mairura, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
13 years of experience
Virtual
As a Licensed Mental Health Counselor holding a master’s degree in Clinical Mental Health Counseling and a Doctorate of Ministry in Biblical Counseling, I am dedicated to supporting my clients through life’s challenges to focus on the possibilities ahead. My belief is that each client’s compilation of struggles requires customized treatment suited to their needs. Regardless of the treatment style, I aim to help every client increase their self-awareness, gain new perspectives, decrease their symptoms, and increase awareness of their personal strengths.

Magda McGuire

(she/her)

Magda McGuire, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
9 years of experience
Virtual
I'm Magda McGuire, a bilingual (English/Spanish) Licensed Mental Health Counselor. My commitment to my profession is evident through almost a decade-long career in counseling, where I have honed my expertise in affirming client centered therapy and cognitive-behavioral therapy. I have experience working in hospital settings as a liaison counselor assisting patients and their families to navigate end-of-life challenges, serious mental illnesses, adjustment issues and crisis situations. I also have experience working in jail settings with individuals from all walks of lives facing challenges such as adjustment issues, serious mental illness, anxiety, depression, guilt, shame, remorse, addictions, suicide attempts, crisis and many more challenges.

Rosealee Williamson

Rosealee Williamson, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
16 years of experience
Virtual
I’ve had the privilege of working with clients facing a wide range of concerns, including anxiety, depression, healing from trauma, coping with grief, financial struggles, relationship challenges, career/work hurdles, adjustment to life changes, family or interpersonal conflicts, parenting struggles, and coping with general life’s stressors. I assist clients with achieving the profound benefits of working toward one’s authentic self, strengthening one’s internal dialogue and building a resilient wellness kit to navigate life’s ups and downs. A strong and healthy sense of self is the foundation for effective emotional well-being, personal growth, and maintaining healthy connections with others.

Jennifer D. Nelson

(she/her)

Jennifer D. Nelson, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
20 years of experience
Virtual
***Please note: No current evening or weekend appointments available.*** Hello, hello! I am a Licensed Clinical Social Worker with over 20 years of professional work experience. I am currently licensed in Arkansas, Massachusetts, Oregon, and Florida (tele-health only license). I have experience in helping clients with depression, anxiety, family conflicts, motivation, self-esteem, and confidence. I strongly believe “change your thoughts, change your life,” and using the CBT and Solutions-Focused approaches can help a person recognize how self-defeating thought patterns can hinder their growth.

Neph Lesperance

(she/her)

Neph Lesperance, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
5 years of experience
Virtual
Hi, I’m Neph! I'm a Licensed Clinical Social Worker (LCSW) based in Florida. I received my master’s in Social Work from Loyola University Chicago and have been practicing for about 5 years. I have several years of experience as a social worker and primary therapist treating adolescents and adults with substance use and mental health issues. I use a strengths-based approach combined with cognitive behavioral therapy (CBT), motivational interviewing (MI), and person-centered therapy to empower clients and help them address their unique needs.

Dr. Ebony Iheanacho

(she/her)

Dr. Ebony Iheanacho, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
12 years of experience
Virtual
Everyone needs help from time to time, but the hardest step is asking for help. Now that you’re here, you are well on your way to living the life you want. As a therapist, I am a systemic thinker. I use various therapies and techniques such as Narrative therapy, Solution focused brief therapy, Cognitive Behavioral Therapy, Hypnotherapy, and Mindfulness techniques to help my clients live better lives. I also encourage my clients to share their faith in therapy as this can often be a huge source of strength in the healing process. I like working collaboratively with my clients to identify the problem(s) causing emotional distress in their life and alternative ways to solve their problems. I enjoy working with teenagers, individuals, couples, families and groups. Some issues I have worked with are anxiety, depression, life - transitions (e.g. school, relocations, physical illnesses), child adjustments, PTSD, and grief. I look forward to witnessing your transformation in therapy!

Candice Bruce

Candice Bruce, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
Do you struggle with anxiety? Do you often feel irritated and overwhelmed by daily life? Do you feel weighed down but don't know why? Are you longing to feel whole and happy again? I help clients manage stressful and traumatic events by empowering them with the tools they need to overcome. I use evidenced based techniques to explore issues and create a plan to move from a place of just surviving to really living and thriving.

Adejare McMillan

(he/him)

Adejare McMillan, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
Combining Transformative Justice Practices with Clinical Mental Health Counseling Techniques, Adejare (Ah-Day-Jah-Ray) McMillan, is professionally known as The Transformative Justice Therapist. This South Florida-based speaker, poet, and activist holds a Bachelor’s degree in Criminal Justice, Master’s degree in Mental Health Counseling, and is State Licensed as a Mental Health Counselor (LMHC). Additionally, he is currently writing his dissertation towards the completion of a Ph.D. in Couples and Family Therapy at Nova Southeastern University. For the last decade, he has worked with people of all races, lifestyles, and ages — as young as 13 and upwards of 70 years old. Having been a member of several organizations dedicated to human rights and social justice, Adejare finds time to remain engaged in community activism, advocacy, and organizing — at times, specifically as a Transformative Justice Circle Keeper and Trainer.

Lorraine A Gibbings

(she/her)

Lorraine A Gibbings, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
8 years of experience
Virtual
Do you struggle with making decisions, finding it hard to fall asleep, letting go of the past or overcoming an unhealthy relationship? Poor sense of worth? Hitting to close to home? Well you have come to the right place. I provide a sense of hope that what you are experiencing is not your Normal and that you can get more out of life! I believe in providing a collaborative setting for my clients in hopes that it will facilitate growth but most of all HOPE. Encouraging clients to see their own potential that they already posses, assisting them in identifying their own negative perceptions or unhealthy thoughts that perpetuates the negative beliefs of self. Therapy is an awakening where self-love, honesty and commitment are a triangle that reaches Happiness. We all thrive to obtain our individual Nirvana or Self- Fulfillment, nonetheless we struggle with the motivation or having the lack of resources. I am here to guide and assist you along this journey. We know change can be challenging and sometimes scary. However, with perseverance and assistance from myself (your personal clinical confidant), we can process and achieve these goals together. So tell me, are you ready? If so, I am here to walk alongside you with encouragement and support!

Falon Fonoti

(she/her)

Falon Fonoti, LMHC - Florida Therapist at Grow Therapy
$200/session
LMHC
14 years of experience
Virtual
Hello, I’m falon. I’m happy you’re here. Are you having difficulty finding your way? Struggling to be your best self? Not able to make decisions? Having a hard time taking care of you? Life is hard at times, I can help. I focus on providing a safe environment for you to explore all your concerns: anxiety, depression, self-esteem, relationship issues, life changes, etc. We can work together to address these concerns in a safe, supportive, non-judgmental environment. Therapy is for everyone. I hope you take the time to focus on you, to take care of you, and to work on being the best you. I’m here to help. In my free time, I enjoy practicing self-care and taking time for myself by reading, exercising, practicing mindfulness and spending time with loved ones. Understanding the importance of taking care of oneself is crucial to being able to be present for others. Thank you for visiting my profile and I hope you find what you are looking for.

Michelle Devlugt

(she/her)

Michelle Devlugt, LMHC - Florida Therapist at Grow Therapy
$140/session
LMHC
5 years of experience
Virtual
EMDRIA-Approved EMDR Therapist. FL/NJ/VA. I also use traditional talk therapy with my clients. My therapeutic approach is based on the individual's specific needs. EMDR (Eye Movement Desensitization and Reprocessing) is a form of therapy that enables you to heal from the symptoms and emotional distress that are the result of disturbing life experiences. I work with adult clients with individual therapy.

Areeba Johnson

(she/her)

Areeba Johnson, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
10 years of experience
Virtual
Hi my name is Areeba Johnson, I am a Licensed Clinical Social Worker LCSW, dedicated to educating and empowering individuals on how to heal. To be a part of your journey to emotional health. Helping you find the path in life and living life abundantly. To help individuals gain self-fulfillment and growth. In life challenges may arise where you experience self-doubt, unhealthy habits or trauma. I am here to help you overcome those challenges by using a holistic approach focusing on your cognitions and the impact they have on your behavior. If you are looking to make healthy changes and overcome past struggles today is a great day to get started.

Sherae Green

(she/her)

Sherae Green, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$145/session
LMHC
8 years of experience
Virtual
I’m Sherae Green, LMHC, CCTP, and my passion lies in guiding individuals through life's challenges with empathy and insight. Specializing in anxiety, depression, trauma, and cultural identity, I provide a safe, supportive environment that fosters healing, growth, and self-empowerment. Together, we will work to explore your experiences, build resilience, and create actionable goals for a healthier, more fulfilling life. Let’s start your journey today.

Kimberly McCray

(she/her)

Kimberly McCray, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$130/session
LMHC
8 years of experience
Virtual
Hello, my name is Kimberly, but you can call me Kim. I am a Licensed Mental Health Counselor in Florida with approximately eight years of experience. Currently, I am pursuing a Doctoral Degree in Behavioral Health, further deepening my expertise in the field. My professional background includes working in school and treatment settings, providing therapeutic support to individuals across various age groups, including children, adolescents, and adults. My approach prioritizes building strong client relationships and creating a non-judgmental space where individuals feel safe to explore and address their core challenges. I am passionate about guiding others through difficult times and helping them find healing and fulfillment through the therapeutic process.

Aliya Little

(she/her)

Aliya Little, LMHC - Florida Therapist at Grow Therapy
$105/session
LMHC
20 years of experience
Virtual
Hello there! Congratulations on taking the first step towards making a positive change in your life! I am a licensed mental health counselor (LMHC) based in sunny Florida, and I specialize in working with both adults and adolescents. My main goal is to empower you to break down the barriers that are holding you back from living as your true, authentic self. By utilizing a range of therapeutic approaches, I aim to help you develop the necessary tools to cope with life's challenges and overcome any obstacles you may be facing.

Vaaseen Richards

(she/her)

Vaaseen Richards, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
6 years of experience
Virtual
Welcome my name is Vaaseen Richards and I am a Licensed Mental Health Counselor based out of Florida. I am a Certified Trauma Professional (CTP) and Certified Child and Adolescent Trauma Professional (CATP) dedicated to providing a safe and supportive space for individuals who have experienced trauma to heal and thrive. I utilize evidence-based approaches such as Cognitive Behavioral Therapy, Trauma-Focused Cognitive Behavioral Therapy and Traumatic Incident Reduction Therapy to help clients process their experiences, reduce distressing symptoms, and reclaim a sense of safety and empowerment in their lives. My goal is to support you on your journey toward healing and help you rediscover strength and resilience within yourself.

Diana Curry

(she/her)

Diana Curry, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
7 years of experience
Virtual
Hi. I am a Licensed Clinical Social Worker in the Orlando, Florida area. I have resided in this area for more than 30 years. Prior to moving to Orlando, I served in the U.S. Army and now a Veteran. I attended college in Orlando with both my Bachelors and Masters from University of Central Florida. I have worked for Department of Children and Families Protective Services and Investigation for children for 16 years before. Towards the last five years of my DCF career, I began my Masters program in Social Work. After graduating, I began to work on my licensure in therapy.

Venise Predestin Carrier

(she/her)

Venise Predestin Carrier, LP - Florida Therapist at Grow Therapy

Frequently rebooked

$250/session
LP
15 years of experience
Virtual
Hi! I am a bilingual (English and Haitian creole) clinical psychologist, practicing in Florida. I am a Haitian-born Haitian-American and first generation college graduate. I am passionate about helping marginalized folks through humanistic, culturally-inclusive, liberation-focused, and evidence-based interventions. I am committed to creating a therapeutic environment where you feel seen, heard, and valued for who you are. My goal is not only to alleviate distress but also to facilitate personal growth, resilience, and a sense of agency in navigating life's challenges.

Gillian Melendez Harris

(she/her)

Gillian Melendez Harris, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
6 years of experience
Virtual
I am Gillian. I am a natural born empath. Do you struggle with the push through mentality? I want the individuals I work with to feel heard, to feel understood, to know they can be 100 percent themselves with zero judgment. I know finding the right therapist can be difficult. My approach is Person Centered based. This means I wholeheartedly believe a person has the capacity for growth. My specialties include working with individuals struggling with depression, anxiety, grief, and addiction. I incorporate Cognitive Behavioral Therapy and Mindfulness Based Therapy. I can help with navigating complex and uncomfortable emotions. Seeking therapy is an act of prioritizing yourself. It takes courage to be vulnerable. It can be difficult to get to a place of peace and find joy in the simplest of things when you are in that so to speak tunnel.

Kemberly A-Esperience

(she/her)

Kemberly A-Esperience, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
I am Licensed Clinical Social Worker, based out of Florida. I received my Masters from Simmons University In Massachusetts, and I have been practicing for 6 years. I specialize in supporting individuals navigating anxiety, life stress, chronic illness, and major life transitions, and I strive to provide a safe, inclusive space where you feel heard and supported. I look forward to working with you.

Laurie J.

(she/her)

Laurie J., LMHC - Florida Therapist at Grow Therapy
$200/session
LMHC
10 years of experience
Virtual
• Hi there! My name is Laurie and I help people become the best version of themselves through mental health therapy! Do you ever feel like anxiety and depression are taking over your thoughts, feelings, and actions? Are you struggling to keep up with your relationships, work and health? Are you constantly battling with negative thoughts? Do you think that you might be operating from a place of unhealed trauma? Is it hard for you to be kind to yourself and others? Together, we can figure those things out! • I help people with identifying and working through any unresolved trauma that has resurfaced. I help high performers manage stress & anxiety to avoid burnout. Together, we can identify what's not working and get you back to balance. We'll use a holistic approach, addressing the needs of your mind, body and spirit. I also integrate mindfulness, encourage exercise, and healthy eating that can help you develop a stronger relationship with yourself. • Whether you're dealing with depression, anxiety, and or unresolved trauma, I'm here to help. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the negative thoughts and habits holding you back. Let's start working on you!

Cadija B.

Cadija B., LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
15 years of experience
Virtual
Cadija Barnett is a dedicated Licensed Psychotherapist with a holistic approach, focusing on the spiritual aspects of mental health. With 15 years of experience in the social service field, she has provided counseling, life coaching, and consulting services to individuals, families, groups, and companies. In 2013, she founded Holistic Mental Health Services, creating a safe and inclusive environment for those seeking mental health support. Recognizing the significance of spiritual connection in healing, in 2019, Ms. Barnett began intensive training to deepen her understanding of spiritual practices related to Mental and Holistic Health. She studies under renowned teachers nationally and internationally, driven by her observation of the pervasive need for spiritual connection among her clients and society. Understanding the interplay between the mind, body, and spirit, Ms. Barnett integrates spiritual principles into her services, offering holistic guidance and support to navigate life's challenges.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.