Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 148 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 6/17/2025

Anuja Khadka

(She/Her)

Anuja Khadka, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I'm a Licensed Clinical Social Worker specializing in helping adults heal anxiety, generational, developmental and attachment trauma through inner child work, psychodynamic insight, parts work, somatic work and trauma-informed care. I support clients in understanding how their past shapes their present, so they can build healthier relationships, set boundaries without guilt, and live with more clarity and self-trust. My approach is compassionate, collaborative, and rooted in both depth and practical tools for lasting change.

Dr. Sana Jindani

(she/her)

Dr. Sana Jindani, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
6 years of experience
Virtual
Sana Jindani is a licensed mental health counselor with experience in substance use, depression, anxiety, addictions, self-esteem, mood disorders, marriage and family, couples, and trauma. She has experience working with children, adolescents, adults, and the elderly. She is family-oriented, energetic, direct, and humorous but sensitive to her clients' needs. I currently offer virtual sessions that allow you to sit in the comfort of your home while we explore possibilities to relieve the stress or discomfort you are experiencing. Empathy, openness, and being nonjudgmental are some things that I hold dear to my practice.

Lorraine A Gibbings

(she/her)

Lorraine A Gibbings, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
8 years of experience
Virtual
Do you struggle with making decisions, finding it hard to fall asleep, letting go of the past or overcoming an unhealthy relationship? Poor sense of worth? Hitting to close to home? Well you have come to the right place. I provide a sense of hope that what you are experiencing is not your Normal and that you can get more out of life! I believe in providing a collaborative setting for my clients in hopes that it will facilitate growth but most of all HOPE. Encouraging clients to see their own potential that they already posses, assisting them in identifying their own negative perceptions or unhealthy thoughts that perpetuates the negative beliefs of self. Therapy is an awakening where self-love, honesty and commitment are a triangle that reaches Happiness. We all thrive to obtain our individual Nirvana or Self- Fulfillment, nonetheless we struggle with the motivation or having the lack of resources. I am here to guide and assist you along this journey. We know change can be challenging and sometimes scary. However, with perseverance and assistance from myself (your personal clinical confidant), we can process and achieve these goals together. So tell me, are you ready? If so, I am here to walk alongside you with encouragement and support!

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Phyllis Green

(she/her)

Phyllis Green, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
Do you feel at times your distressing emotions are a non-stop express train in that it seems impossible to stop the train? Are there times you feel overwhelmed by your negative thoughts? Is it a challenge for you to manage your emotions? As an LMHC, I help individuals develop healthy ways to cope with stress, regulate their emotions, and learn to identify/change unhelpful thought patterns that negatively influence their behavior and emotions.

Candice Bruce

Candice Bruce, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
Do you struggle with anxiety? Do you often feel irritated and overwhelmed by daily life? Do you feel weighed down but don't know why? Are you longing to feel whole and happy again? I help clients manage stressful and traumatic events by empowering them with the tools they need to overcome. I use evidenced based techniques to explore issues and create a plan to move from a place of just surviving to really living and thriving.

Oswaldo Castro

(he/him)

Oswaldo Castro, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
10 years of experience
Virtual
Hi. Welcome to my page. I am Oswaldo Castro but prefer to be called Oz. I am licensed mental health therapist with a plethora of experience. I first start my journey working in neurofeedback which has allowed me to work with a diverse population from children to seniors with issues with ADHD, autism, sleep disorder, anxiety disorders, depressed mood and a plethora of other neurodivergent individuals for about 7 years. My journey continues to working at a drug rehab facility where I worked with individuals with substance use disorder for about 5 years. My life then continues to work at a survivor's center where I worked with victims of domestic violence, violent crimes and grief for about 2 years. I also gained experience with the LGBTQIA+ population where I worked closely and ran groups with individuals of the trans experience. Moving forward, I have worked with suicidal children and adolescents that have been under a Baker Act which has given me experience in with family systems for about 4 years. If you like what you can read so far, reach out to me and schedule a session. Hope to hear from you so we can start working on those goals that you may have for yourself.

Shobha George

(she/her)

Shobha George, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
25 years of experience
Virtual
Hi there, I'm Shobha. Do you feel stressed out, anxious in a social circle, feel blue? Are you struggling to keep up with your relationships, work and health? Is it hard to be kind to yourself? I help people manage anxiety and depression. Together, we can identify what's not working and get you back to balance. We'll use a whole person and CBT approaches, addressing the needs of your mind, body and spirit. Whether you're dealing with feeling down, overwhelmed, or stressed out, I'm here to help. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome mental health concerns that are holding you back. Let's work together!

Diana Curry

(she/her)

Diana Curry, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
7 years of experience
Virtual
Hi. I am a Licensed Clinical Social Worker in the Orlando, Florida area. I have resided in this area for more than 30 years. Prior to moving to Orlando, I served in the U.S. Army and now a Veteran. I attended college in Orlando with both my Bachelors and Masters from University of Central Florida. I have worked for Department of Children and Families Protective Services and Investigation for children for 16 years before. Towards the last five years of my DCF career, I began my Masters program in Social Work. After graduating, I began to work on my licensure in therapy.

Aneka Spencer

(she/her)

Aneka Spencer, LCSW - Florida Therapist at Grow Therapy
$130/session
LCSW
4 years of experience
Virtual
Hi, I’m Aneka Spencer, a Licensed Clinical Social Worker (LCSW) serving clients in Illinois, Iowa, Florida, and Kansas. I earned my Master’s degree from Chicago State University in 2011 and have been a social worker for over 10 years, with more than 4 years of experience as a practicing therapist. If you’re looking for a compassionate therapist who truly listens, offers honest insight, and partners with you to create meaningful, lasting change—you’re in the right place. I work with adults who are ready to better understand themselves, manage emotional challenges, and strengthen their inner resilience. Many of my clients are navigating life transitions, dealing with anxiety or depression, experiencing high stress, or simply seeking a safe, supportive space to reflect and grow. I offer free initial meetings because I believe that the therapist-client connection is essential to meaningful work. We can schedule a brief 15–20 minute video call via Google Meet so you can get a sense of who I am and how I work. Let’s talk—your healing journey deserves the right support. https://calendly.com/aneka-f-spencer/20min

Dr. Jameson Mercier

Dr. Jameson Mercier, LCSW - Florida Therapist at Grow Therapy
$200/session
LCSW
18 years of experience
Virtual
Good day! I'm a Licensed Clinical Social Worker and Doctor of Marriage and Family Therapy based in South Florida. Much of how we see and engage with the world stems from the experiences we have in our families. These experiences range from rich and rewarding to trying and traumatic. Although I provide general mental health services to all, my areas of specialty are couples and families working to improve their relationships.

Amber Poma

(she/her)

Amber Poma, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
6 years of experience
Virtual
Hello, I'm Amber, a dedicated and compassionate trauma-informed therapist committed to providing a safe and empathetic space for individuals on their healing journey. With a background in psychology and extensive training, I bring a holistic approach that integrates psychodynamic, person-centered, mind-body approach and cognitive-behavioral therapy (CBT) techniques to support clients in their path to recovery. Incorporating a mind-body approach in therapy involves recognizing and addressing the interconnectedness of mental and physical health. This approach may include techniques such as mindfulness, deep breathing, or progressive muscle relaxation to help clients become more aware of how their thoughts and emotions influence their physical sensations. By integrating practices that focus on bodily awareness and self-regulation, therapists can help clients manage stress, reduce anxiety, and improve overall well-being. My psychodynamic orientation allows me to help clients delve into the unconscious aspects of their psyche, understanding how past experiences shape current thoughts and behaviors. Through this exploration, we work together to identify patterns, gain insight into unresolved conflicts, and promote long-term personal growth. In addition to the psychodynamic approach, I integrate person-centered therapy principles, emphasizing the importance of the therapeutic relationship. I believe in the inherent goodness and resilience of individuals and strive to create a space where clients feel heard, valued, and empowered to navigate their unique healing process. Furthermore, my practice incorporates elements of cognitive-behavioral therapy (CBT), focusing on identifying and challenging negative thought patterns and behaviors. This approach allows us to develop practical strategies for coping with the impact of trauma, fostering resilience and promoting positive change. With a commitment to ongoing professional development and staying informed about the latest advancements in trauma treatment, I am dedicated to providing evidence-based and client-centered care. I am here to support you on your journey towards healing, personal empowerment, and a more fulfilling life.

Dr. Vernice Richards

Dr. Vernice Richards, LMHC - Florida Therapist at Grow Therapy
$185/session
LMHC
17 years of experience
Virtual
Hi, I'm Dr. V, Helping you develop, achieve and maintain a sense of control, balance and momentum in your life...in a sustainable sense (meaning that it lasts), is my passion. I try to do this by providing an environment where you can feel seen, supported and challenged constructively. You are no stranger to pressure, but when stress, anxiety, or self-doubt start running the show, it’s time to take back control. I help people like you break free from the mental roadblocks that are holding you back, whether it’s overthinking, burnout, or performance anxiety. Together, we’ll identify the root of your challenges and create a game plan that works for your mind and body. My approach is holistic, blending mental performance strategies with mindfulness to help you build resilience, confidence, and a stronger connection with yourself. I’m here to guide, challenge, and support you every step of the way.

Neph Lesperance

(she/her)

Neph Lesperance, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
5 years of experience
Virtual
Hi, I’m Neph! I'm a Licensed Clinical Social Worker (LCSW) based in Florida. I received my master’s in Social Work from Loyola University Chicago and have been practicing for about 5 years. I have several years of experience as a social worker and primary therapist treating adolescents and adults with substance use and mental health issues. I use a strengths-based approach combined with cognitive behavioral therapy (CBT), motivational interviewing (MI), and person-centered therapy to empower clients and help them address their unique needs.

Spencer Lee

(she/her)

Spencer Lee, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
In counseling, I believe in meeting my clients where they are and helping them achieve the goals they set for themselves. I want my clients to realize the decisions they make have consequences, good and bad, and like to assist them to remain accountable for their decisions. It is important for me to look at the client as a whole, to help determine the course of treatment that will suit them best. I look forward to helping you reach your goals.

Roosevelt Badger

(he/him)

Roosevelt Badger, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
6 years of experience
Virtual
You are not alone and here is a safe space! Greetings! I am Roosevelt Badger, LCSW, and I am passionate about helping individuals, families, and couples enhance their lives and achieve meaningful recovery! I believe in using person-centered approaches and evidence-based interventions to provide the support you need in a way that feels tailored and effective for you. I continue to adopt innovative strategies and implement the latest therapeutic approaches to deliver treatment. I strongly believe that the therapeutic relationship should be free of judgment and meet you exactly where you are in your journey. My goal is to help you heal, grow, and reach your full potential!

Carol Williams

(she/her)

Carol Williams, LCSW - Florida Therapist at Grow Therapy
$175/session
LCSW
15 years of experience
Virtual
I specialize in life challenges that trigger stress, trauma, grief, anxiety, and PTSD. Stress, pain, fear, and confusion are alarm clocks that beg to be heard and answered. Therapy is one way to turn down the noise and listen to our inner voice. We can't always control what is outside of us, but we have the agency to engage self-mastery that guides that inner voice toward wisdom that heals and integrates the pieces we may have lost along the way.

Dr. Ebony Iheanacho

(she/her)

Dr. Ebony Iheanacho, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
12 years of experience
Virtual
Everyone needs help from time to time, but the hardest step is asking for help. Now that you’re here, you are well on your way to living the life you want. As a therapist, I am a systemic thinker. I use various therapies and techniques such as Narrative therapy, Solution focused brief therapy, Cognitive Behavioral Therapy, Hypnotherapy, and Mindfulness techniques to help my clients live better lives. I also encourage my clients to share their faith in therapy as this can often be a huge source of strength in the healing process. I like working collaboratively with my clients to identify the problem(s) causing emotional distress in their life and alternative ways to solve their problems. I enjoy working with teenagers, individuals, couples, families and groups. Some issues I have worked with are anxiety, depression, life - transitions (e.g. school, relocations, physical illnesses), child adjustments, PTSD, and grief. I look forward to witnessing your transformation in therapy!

Joan Lampkin

(she/her)

Joan Lampkin, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$115/session
LMHC
11 years of experience
Virtual
I am Licensed Mental Health Therapist for the State of Florida with over 9 years of extensive experience of counseling individuals from all diverse backgrounds. I am originally from Haiti and have found a great passion for my culture and a true appreciation for differences in all people. I have worked as a Psychotherapist in an inpatient Psychiatric setting, Mobile Crisis Response setting, and Outpatient Office and school Based Therapy setting. My philosophy in therapy is Life has many waves and therapy allows the clinician and the individual to find balance in the midst of life's ups and downs. Also, An individual is most successful in therapy when there is a trusting and mutual relationship between the therapist and the individual while providing exceptional therapeutic intervention to meet their specific needs.

Destiny Crayton

(she/her)

Destiny Crayton, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
4 years of experience
Virtual
My journey as a therapist began with a deep fascination for the human mind and a genuine desire to make a positive impact in people's lives after growing up in the foster care system. I previously served in the Air Force, serving my country. I have a bachelor's in dietetics and nutrition with years of nutrition counseling as well. Over the years, I have honed my skills, gaining experience in various therapeutic techniques and approaches to better serve my clients.

Jolisa Castell

Jolisa Castell, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
9 years of experience
Virtual
Hello! My name is Jolisa Castell. Congratulations on taking the next step in your journey of healing. This journey is challenging but most importantly, rewarding and life changing. I believe, the therapeutic relationship is a partnership in which the client is the expert and will be expected to put in the effort for accountability and be present within the counseling alliance. My goal as your therapist is to provide a safe, environment where we can explore your primary interests, challenges, learn ways to manage your responses to those challenges, and strengthen your resilience, develop goals and determine strengths and assets as you move toward your aspirations

Gillian Melendez Harris

(she/her)

Gillian Melendez Harris, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
6 years of experience
Virtual
I am Gillian. I am a natural born empath. Do you struggle with the push through mentality? I want the individuals I work with to feel heard, to feel understood, to know they can be 100 percent themselves with zero judgment. I know finding the right therapist can be difficult. My approach is Person Centered based. This means I wholeheartedly believe a person has the capacity for growth. My specialties include working with individuals struggling with depression, anxiety, grief, and addiction. I incorporate Cognitive Behavioral Therapy and Mindfulness Based Therapy. I can help with navigating complex and uncomfortable emotions. Seeking therapy is an act of prioritizing yourself. It takes courage to be vulnerable. It can be difficult to get to a place of peace and find joy in the simplest of things when you are in that so to speak tunnel.

Venise Predestin Carrier

(she/her)

Venise Predestin Carrier, LP - Florida Therapist at Grow Therapy

Frequently rebooked

$250/session
LP
15 years of experience
Virtual
Hi! I am a bilingual (English and Haitian creole) clinical psychologist, practicing in Florida. I am a Haitian-born Haitian-American and first generation college graduate. I am passionate about helping marginalized folks through humanistic, culturally-inclusive, liberation-focused, and evidence-based interventions. I am committed to creating a therapeutic environment where you feel seen, heard, and valued for who you are. My goal is not only to alleviate distress but also to facilitate personal growth, resilience, and a sense of agency in navigating life's challenges.

Falon Fonoti

(she/her)

Falon Fonoti, LMHC - Florida Therapist at Grow Therapy
$200/session
LMHC
14 years of experience
Virtual
Hello, I’m falon. I’m happy you’re here. Are you having difficulty finding your way? Struggling to be your best self? Not able to make decisions? Having a hard time taking care of you? Life is hard at times, I can help. I focus on providing a safe environment for you to explore all your concerns: anxiety, depression, self-esteem, relationship issues, life changes, etc. We can work together to address these concerns in a safe, supportive, non-judgmental environment. Therapy is for everyone. I hope you take the time to focus on you, to take care of you, and to work on being the best you. I’m here to help. In my free time, I enjoy practicing self-care and taking time for myself by reading, exercising, practicing mindfulness and spending time with loved ones. Understanding the importance of taking care of oneself is crucial to being able to be present for others. Thank you for visiting my profile and I hope you find what you are looking for.

Sabine Augustin

Sabine Augustin, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
4 years of experience
Virtual
As a dedicated and compassionate mental health therapist who is passionate about supporting individuals on their journey to emotional well-being. I bring a fresh perspective, eagerness to learn, and a deep commitment to personal and professional growth. Fluent in Haitian Creole, I'm adept at addressing cultural and linguistic needs. With a strong foundation in evidence-based therapeutic approaches including CBT and DBT. I strive to create a safe, nonjudgmental space where clients feel heard, valued, and empowered. My specialty areas include anxiety, depression, trauma, stress, grief and postpartum. My approach is rooted in empathy, active listening, and a genuine desire to help individuals navigate everyday challenges. Whether working with individuals, couples, or groups, I'm dedicated to walking alongside clients as they explore their strengths, overcome obstacles, and build healthier, more fulfilling lives.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.