Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 112 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/12/2026

Often rebooked

$125/session

Empowering
Authentic
Warm

Specialties

Suicidal Ideation
Anxiety
Life Transitions
+8
Welcome! ¡Bienvenido! My name is Silvia and I am a Licensed Clinical Social Worker (LCSW) in the State of California. My mission is to create a positive, supportive space where you feel truly empowered. Therapy should feel like a meaningful conversation—one that helps you breathe a little easier and feel a little lighter each time we meet. I strive to offer an environment where you feel heard, supported, guided, and safe. Through a humanistic approach, I focus on making our time together feel valuable, collaborative, and deeply meaningful.
VirtualAvailable

$135/session

Authentic
Intelligent
Empowering

Specialties

Suicidal Ideation
Anxiety
Life Transitions
+10
I've been working with children, teens and families for 40 years, and adults, couples and seniors for 20. Early in my career, I was a houseparent and counselor in group homes for delinquent teens, a teacher’s aide in a special education school and a counselor in a residential treatment center for emotionally disturbed children. I also taught in junior high and high schools and was a rehabilitation group therapist in psychiatric hospitals. In the last 15 years, in addition to facilitating group therapy and seeing individuals and couples in private practice, I've continued my work with teens, families and adults in day treatment programs and long term living facilities. I obtained my Master’s degree in Psychology from California Institute of Integral Studies in 1993 and PhD in Depth Psychology from Pacifica Graduate Institute in 2013. ​My treatment approaches and therapeutic orientations include: ​Cognitive Behavioral (CBT) Dialectical Behavioral (DBT) Emotionally Focused Couples Therapy Expressive Arts Therapies (role play, psychodrama, art, poetry) ​Humanistic Person Centered Jungian Depth Psychology ​Liberation Psychologies Object Relations Motivational Interviewing Narrative Therapy Solution Focused Structural-Strategic Family Therapy
VirtualAvailable

$200/session

Authentic
Empowering
Intelligent

Specialties

Suicidal Ideation
Anxiety
Depression
+10
Hi! I'm a Licensed Marriage and Family Therapist (LMFT) and Registered Art Therapist based in California. I also have certification in substance use disorders. I practice from a trauma-informed, strengths-based perspective, utilizing integrative techniques which include CBT, mindfulness practices, somatic approaches, psychodynamic, internal family systems and art therapy. I tailor treatment to best suit your needs. I understand how hard it can be to make the decision to work through difficulties. My goal is to help clients develop insight into their thinking and behavioral patterns by exploring the root causes of their anxiety, depression, or trauma and identify the underlying issues contributing to their distress. This process of self-discovery can be challenging, but it is also incredibly empowering.
VirtualAvailable

Often rebooked

$175/session

Warm
Authentic
Empowering

Specialties

Suicidal Ideation
Anxiety
Parenting
+11
Hello, I'm Melanie. Do you feel like your life is out of control due to your circumstances, your anxiety, or other factors? We can work together to determine what's not working and how to make life run more smoothly for you so that you feel more at peace. I have 17 years of experience as a therapist in varied settings as well as lots of life experience with loss, mental health issues and parenting. I promise to provide you with a safe space to express yourself as well as plenty of evidence-based techniques. I hope we get the opportunity to work together to help you start to feel more in control of your life and your current situation.
VirtualAvailable

Often rebooked

$150/session

Intelligent
Authentic
Open-minded

Specialties

Suicidal Ideation
Anxiety
LGBTQ
+10
Hello! I am an LCSW with over 10 years of mental health experience in a variety of settings and levels of care. I am a natural and empathetic listener, and am able to deeply connect with and understand others. I hold space with reverence and respect for your trust and bravery in showing up, and respond with genuine understanding, intelligence, insight, acceptance, and compassion. I seek to join with and help empower clients to recognize and question patterns within their own lives, and to use skills and different perspectives to create lasting change where desired.
VirtualAvailable

Often rebooked

$185/session

Warm
Authentic
Empowering

Specialties

Suicidal Ideation
Family Conflict
Life Transitions
+10
Hello, my name is Sang Wu and I am a Licensed Marriage and Family Therapist (LMFT) based in California. I received my Masters from Alliant International University and have been practicing for nine years. I work with adults who feel stuck in their current lives, and individuals who struggle with anxiety and depression. I assist in helping them navigate crucial moments, difficult forks in the road of life, uncertain futures, and help them live their best lives.
VirtualAvailable

New to Grow

$130/session

Specialties

Suicidal Ideation
Crisis Intervention
Men's Issues
+6
I'm a gentleman in my early 50s who has worked in the mental health field for over 20 years now (licensed MFT since 2014). I finally have time and availability for a private practice am very excited to tap into my growth and experience to help others make positive changes in their lives. My other roles have included case management for seriously mentally ill people and also crisis evaluations.
Available

Often rebooked

$130/session

Warm
Authentic
Solution oriented

Specialties

Suicidal Ideation
Anxiety
Coping Skills
+8
*Currently not taking couples** I am a licensed Marriage and Family Therapist based in California. I received my master’s degree at Pacific Oaks College with a specialization in Trauma and I have been practicing for over 7 years. I help people by providing them with coping skills when they are overwhelmed, assist them with building a “life worth living”, and help them with working through every day life stressors including: work, relationships, family difficulties.
VirtualAvailable

$150/session

Authentic
Warm
Open-minded

Specialties

Suicidal Ideation
Men's Issues
Self-Harming
+9
Chang "Raphael" Liu possesses over six years of dedicated experience supporting individuals navigating complex mental health challenges. He employs a holistic, trauma-informed approach, recognizing the profound impact past experiences have on present well-being. Raphael specializes in helping clients effectively manage symptoms associated with anxiety, depression, addiction and trauma. Furthermore, he has extensive expertise in addressing the unique developmental struggles faced by adolescents, offering targeted strategies for identity formation, peer pressure, and navigating familial transitions. His practice is focused on empowering clients toward sustainable healing and self-discovery.
VirtualAvailable

$200/session

Warm
Authentic
Direct

Specialties

Suicidal Ideation
Coping Skills
Life Transitions
+9
Finding a place where you can be completely honest about how you’re doing shouldn't be so difficult. I’m Elizabeth, and I help people navigate the deeper, more complex parts of their lives that often feel hard to put into words. I believe that the challenges you’re facing today are usually connected to a larger story. Whether you are dealing with the long-term effects of trauma, the weight of life changes, or a persistent feeling that something is 'off,' I’m here to help you make sense of it. My goal is to move beyond just managing symptoms so we can understand and address the root causes of your distress.
VirtualAvailable

$185/session

Warm
Authentic
Solution oriented

Specialties

Suicidal Ideation
Anxiety
Child or Adolescent
+6
It truly is nice to see you. I am Dr. Tinai James, a Licensed Clinical Psychologist and the founder and Clinical Director of Rooted & Relevant Psychological Services, a group therapy practice dedicated to providing compassionate and comprehensive mental health care to individuals across every season of life. Our approach is built on the RCB Framework™: Rooted, Culture-First, and Brave. We believe successful therapy takes place in a Brave Space where you don’t have to code-switch to be heard. Whether you are a student facing the "identity shift" of campus life or a parent seeking a therapist who understands your family’s cultural background, our goal is to provide clinical expertise that feels relevant to your real life. In our sessions, we combine PhD-level clinical science with practical, goal-oriented strategies. We will work together to tackle anxiety and social pressure while building the cultural confidence you need to thrive. Our practice is currently licensed to see clients in Georgia and California, in addition to 40+ states via PSYPACT, offering high-energy, modern care that honors exactly who you are. Let’s build your brave!
VirtualAvailable

$125/session

Authentic
Warm
Empowering

Specialties

Suicidal Ideation
ADHD
Anxiety
+17
I provide a warm and genuine atmosphere and understand that “one size does not fit all." I'll do my best to meet you where you are and really get to know you and your specific concerns. I treat the whole person to maximize growth. Do you feel like your 'fight-or-flight' response is stuck on high? I specialize in helping clients understand the unique wiring of ADHD, depressed, and anxious brains. By exploring the science of why you feel so restless, unmotivated, or overwhelmed, we can separate your worth from your symptoms. My goal is to help you stop fighting your brain and start working with it, using evidence-based techniques that actually click for your unique mind. Therapy shouldn't be another place where you have to perform. In our sessions, fidgeting is encouraged, eye contact is optional, and your unique way of processing the world is celebrated, not 'fixed.' I provide a warm, non-judgmental space for adults with ADHD and anxiety to unmask and find balance. Together, we’ll focus on your strengths to help you navigate a world that wasn't exactly built for minds like yours. If you're tired of feeling like your brain is a browser with 50 tabs open, you’re in the right place. I help individuals with ADHD, PTSD, depression and anxiety and more move from 'overwhelmed' to 'organized' by building practical toolkits for time management and focus. We won't just talk about your challenges, we'll actively troubleshoot the obstacles keeping you stuck so you can feel more in control of your day-to-day life.
VirtualAvailable

$150/session

Warm
Open-minded
Solution oriented

Specialties

Suicidal Ideation
Anger Management
Anxiety
+10
Hi, my name is Ariane and I am a California-based LCSW. Outside of therapy, I love being active to stay sane including running and hiking, as well as crocheting when I'm inside! I've always got a a novel I'm working my way through as well. I earned my Masters at the University of Illinois but returned to my home-state to further my career. I've been licensed for 4 years, but have been working in the mental health field for over 10 years. I provide a safe space for clients to work through their struggles without judgement and guiding clients toward their goals. I meet clients where they are at and work together while providing an outside perspective and psycho-education as needed.
VirtualAvailable

$225/session

Warm
Authentic
Solution oriented

Specialties

Suicidal Ideation
Anxiety
Depression
+10
Do you ever feel stuck and don't know what to do? Does the thought of getting out of bed or completing a task feel so overwhelming that you'd rather just go back to bed and not think about it? It can be hard to carry on with the day to day activities that life brings us when we struggle with the stress, anxiety and overwhelming feelings around it. I enjoy working with clients to find the joy in life. I will listen to you, understand where you are coming from, and gently encourage you to move toward your goals. I will call you out on repetitive patterns that are getting you no where, and help brainstorm some ways of getting you out of that funk. You've done it your way, now let's work together to find a new way!
VirtualAvailable

$180/session

Direct
Authentic
Empowering

Specialties

Suicidal Ideation
Crisis Intervention
Trauma and PTSD
+10
Hi and thanks for stopping by! My name is Diana and I'm a Licensed Clinical Social Worker. I've been a social worker/therapist for over a decade and feel lucky and proud to be able to do what I get to do, which is to help and support people. I enjoy working with individuals of all ages, but my work has primarily been with the adult population. My treatment has focused on trauma, anxiety, depression, suicidal ideation and mood management.
VirtualAvailable

$150/session

Authentic
Open-minded
Warm

Specialties

Suicidal Ideation
Child or Adolescent
Chronic Illness
+5
Hi, I’m Lacee Musgrove, a Licensed Clinical Social Worker (LCSW) providing virtual therapy for children and teens ages 10–17. I specialize in supporting children and teens living with diabetes, as well as anxiety, depression, chronic suicidal ideation, and self-harm behaviors. I help youth build coping skills to manage stress and develop the emotional resilience needed to navigate both mental health and medical challenges. I also work closely with parents to support compassionate, effective responses at home.
VirtualAvailable

$100/session

Authentic
Solution oriented
Intelligent

Specialties

Suicidal Ideation
Addiction
Anxiety
+10
Luke is a Licensed Clinical Social Worker with a background in emergency medical services and hospital emergency departments. He is a United States Coast Guard veteran located in California. Luke believes in healthy habit development, consistent focus on goals, and problem solving to improve quality of life. Luke's approach to therapy includes: positive psychology, stress management, reducing substance use, communication skills, solution focused therapy, and cognitive behavioral therapy (CBT). Outside of work Luke enjoys outdoor activities like camping, mountain biking, sailing, and scuba diving.
VirtualAvailable

$100/session

Warm
Authentic
Solution oriented

Specialties

Suicidal Ideation
Anxiety
Depression
+13
Hello my name is Belinda Valdivia and I am a bilingual therapist licensed in California and have been working in different settings with diverse populations. Are you constantly worried about your problems and having difficulties controlling your anxious thoughts? Do you feel sad and low motivation to do the activities you once enjoyed? Have you experienced recent or past trauma that you have tried to avoid thinking about but keeps replaying in your mind? Is your child having issues managing his emotions and not sure how to help them? Having difficulties sharing how you feel with others? If you answered yes to any of these questions, I can help guide and empower you to meet your therapeutic goals. I have been providing for the last ten years individual therapy to children, adolescents and adults as well as family therapy. As your therapist my goal is for you to have a safe space to share your thoughts and feelings and feel that someone is listening to you without judgment. You can check out my website for more information at https://guzmanbelinda.wixsite.com/therapy-with-belinda
VirtualAvailable

Often rebooked

$135/session

Authentic
Direct
Intelligent

Specialties

Suicidal Ideation
Anxiety
Depression
+5
I believe that therapy can heal, but I also know that telling a stranger about your deepest pain can be a strange feeling. Perhaps you've been feeling sad, depressed or worried, and hopeless that anything in your life can change. Or maybe you aren't sure what you would even want help with. You know you feel bad, but if someone were to ask you "How can I help?", you aren't sure what you would say. These problems can feel permanent and unsolvable. After all, something feels broken and unfixable, so how could you not feel that it takes all the energy you have just to get up in the morning and go about your day? Depression or anxiety can also feel isolating, as if nobody else could possibly understand. You may have even received advice from people who you feel mean well but can't understand what you're going through. Depression and anxiety are not permanent or unfixable, and therapy can help. Imagine feeling peace of mind, and excited about life and its possibilities. It starts by learning about you and going at your pace. As a Licensed Marriage & Family Therapist with over 16 years experience working with adults and teens, I've seen therapy work, and I feel lucky that I get to be part of that journey for others.
VirtualAvailable

$150/session

Authentic
Direct
Solution oriented

Specialties

Suicidal Ideation
Anxiety
Grief
+10
As a Licensed Clinical Social Worker, I provide a supportive and collaborative space where clients can explore challenges, discover strengths, and build meaningful change. I have over 10 years of experience working with a variety of populations, addressing multiple issues to give clients the encouragement for creating change in their lives. In our sessions, you can expect a warm, collaborative, and nonjudgmental environment. My goal is to create a space where you feel safe enough to share openly while also supported in taking steps toward meaningful change. I bring a genuine curiosity to your story, while also helping you identify strengths and tools to move you forward.
VirtualAvailable

$140/session

Warm
Open-minded
Solution oriented

Specialties

Suicidal Ideation
Anxiety
Depression
+10
My name is Jenniffer Mogrovejo, and I’m a Licensed Marriage and Family Therapist based in California. For the past 18 years, I’ve had the privilege of supporting adults as they navigate depression, anxiety, grief, and relationship challenges. I also bring extensive experience working alongside parents and families caring for a child with severe mental illness and/or special needs, helping them feel understood, supported, and less alone. I’m deeply passionate about creating a safe, compassionate space where my clients can find peace, healing, and acceptance. Together, we build meaningful skills, strengthen support systems, and work toward a life that feels more grounded and hopeful.
VirtualAvailable

$160/session

Warm
Empowering
Authentic

Specialties

Suicidal Ideation
Anxiety
Depression
+9
Congratulations on taking this important step toward a healthier, more fulfilling life! Starting therapy is a brave choice, and I am here to offer a safe, supportive space where healing can begin. I specialize in working with individuals and families navigating the weight of past trauma, depression, anxiety, and life transitions. Together, we can uncover your strengths, build resilience, and work toward a more balanced and fulfilling life. If you're ready to start your healing journey, I’d be honored to walk alongside you every step of the way. I chose to become a mental health provider because I have always been deeply passionate about helping others navigate life's challenges and find a sense of healing and balance. Throughout my life, I’ve witnessed how powerful support, understanding, and a safe space can be in fostering growth and resilience. I’m committed to empowering individuals to better understand themselves, overcome obstacles, and create meaningful change. Becoming a mental health provider allows me to combine my desire to make a positive impact with my belief in the transformative power of therapy. My goal is to help people lead healthier, more fulfilling lives, and to offer them the tools and support they need to thrive.
VirtualAvailable

Often rebooked

$165/session

Direct
Warm
Authentic

Specialties

Suicidal Ideation
Men's Issues
Mood Disorders
+18
Hello, I'm Dr. Zhang, Do you feel overwhelmed by life stress? Do you have difficulty concentrating, making decisions, or getting motivated? Depression and anxiety are common reactions to chronic or acute stress. It's important to take time and care for ourselves. I help clients understanding their current difficulties and developing effective strategies and solutions. Seeking therapy can be a scary process. It's difficult to be vulnerable with a stranger. I believe clients should be treated with compassion, dignity, and respect. I encourage you to reach out and begin the healing process.
VirtualAvailable

$120/session

Authentic
Warm
Empowering

Specialties

Suicidal Ideation
Anxiety
Coping Skills
+10
As a Licensed Clinical Social Worker, I help clients to overcome the obstacles that get in the way of living a meaningful and purposeful life. I believe mental health and wellness is a lifestyle of putting yourself first mentally, emotionally, and physically. I am a Licensed Clinical Social Worker in the state of California. I have a Masters in Social Work from the University of Oklahoma and a Bachelor's in Psychology from Chapman University. My primary focus includes depression, anxiety, grief and loss, life transitions, caregiver stress, relationship issues, and stress management. It is important for my clients to be comfortable, agreeable and involved throughout the treatment process. Treatment plans are individualized to meet your needs because one size does not fit all. I use a person centered strengths based approach using Motivational Interviewing, Cognitive Behavioral Therapy (CBT), and Solution Focused Brief Therapy (SFBT). I look forward to partnering with you on your healing journey.
VirtualAvailable

$120/session

Warm
Authentic
Empowering

Specialties

Suicidal Ideation
Anxiety
Depression
+10
Ladybird Robicheau is a Licensed Professional Clinical Counselor (LPCC) with extensive experience supporting individuals and families navigating a wide range of mental health challenges. Her areas of expertise include post-traumatic stress disorder (PTSD), attachment difficulties, attention-deficit/hyperactivity disorder (ADHD), mood disorders, severe anxiety, bipolar disorder, depression, self-harming behaviors, parent-child conflict, bereavement, adoption-related issues, and major life transitions. Ladybird earned her Master’s degree in Counseling from California State University, Sacramento in 2014. Since then, she has provided compassionate, evidence-based care in both individual and family settings, drawing upon an integrative therapeutic approach tailored to each client’s unique needs. Her therapeutic style emphasizes building a strong, trusting relationship founded on empathy, respect, and collaboration. Ladybird incorporates evidence-based modalities such as Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Trauma-Informed Care, and Client-Centered Therapy to help clients develop insight, emotional regulation, and practical coping skills. She believes therapy is a journey of self-discovery and empowerment, where clients are encouraged to explore their strengths, confront challenges, and create meaningful change at their own pace. Committed to creating a safe and supportive space, Ladybird strives to help clients feel understood and validated, fostering resilience and hope throughout the healing process. She works closely with clients to establish personalized treatment goals and equips them with tools to navigate life’s complexities both in and outside of the therapy room. Originally from North Carolina, Ladybird enjoys returning home to visit and indulge in classic Southern cuisine. She is also passionate about outdoor activities such as backpacking, camping, and hiking, which provide her with a meaningful connection to nature and balance in her life. Outside of her clinical work, she volunteers as a foster parent for a local animal shelter and finds great joy in caring for animals in need.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Suicidal Ideation, is filtering therapists in California that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.