Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 231 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/19/2025

Adrian Valadez

Adrian Valadez, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
16 years of experience
Virtual
Welcome! I'm Adrian Valadez. I'm a License Clinical Social Worker based in California. I received my Masters from California State University, East Bay in 2008. With over 16 years of experience working with children, teens and families in both clinic and school-based settings. I listen to your needs and work with you to meet your goals. Working from a strength-based and compassionate approach, I use interactive discussions, art and play interventions, humor, mindfulness strategies, and support you in developing new tools and resources. It would be an honor to journey with you through your healing so that you find freedom and redefine ways of living a purposeful life.

Nelida Padron

(she/her)

Nelida Padron, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$225/session
LCSW
14 years of experience
Virtual
Hi! I'm a California-based Licensed Clinical Social Worker (LCSW) and Certified Diplomate of the Academy of Cognitive Behavioral Therapies. I received my Masters from the University of Southern California and have been practicing for 14 years. I help teens and young adults overcome depression, anxiety, and life transitions. My goal is to inspire my clients to become the best version of themselves by identifying the root causes of their issues and helping them work through them.

Emily Means

Emily Means, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
8 years of experience
Virtual
Are you anticipating (or already amidst) a life change? I specialize in therapeutic work related to what I respectfully call “portals”--- with an interest in helping you honor where you’ve been, where you’re at, and where you’d like to go next. Hello! I'm Emily; a San Francisco-based, dually licensed therapist with a deep belief in the healing power of self inquiry in the context of a therapeutic relationship. I trained as a drama therapist at California Institute of Integral Studies following several years working in theater and education.

Luke Lorefice

(he/him)

Luke Lorefice, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
6 years of experience
Virtual
Hi, I’m Luke Lorefice, a therapist and college/career counselor dedicated to helping young adults, including neurodivergent students and those facing emotional or academic challenges, find clarity, confidence, and purpose. I hold a Master’s in Social Work from Simmons University and a College Counseling Certificate from UCLA Extension. My work blends mental health expertise with practical career guidance to support individuals navigating education, employment, and life transitions. Through Grow and my private practice, Wave Point Counseling, I help clients explore meaningful paths—whether that’s higher education, a career pivot, or rediscovering a sense of direction.

Nubia Hennessey

Nubia Hennessey, LMFT - California Therapist at Grow Therapy
$100/session
LMFT
18 years of experience
Virtual
Hello there, I'm Nubia. Does it feel like life is becoming unmanageable and an overwhelm has taken over your ability to engage in your daily routines, maintain a work-life balance or even enjoy things you used to like doing? Is the overwhelm also affecting your relationships with loved ones and friends, often stopping you from joining others and you find you're spending more time alone? Most of us at some point in time will feel some of these uncomfortable emotions that can take us out of our center and lead us astray, sometimes even to dark places. I can help to bring back some stability through understanding, self- exploration and empowerment. I've been a practicing psychotherapist for 17 years and have extensive experience working with youth/children and adults. Whether you are dealing with mood instability, anxiety, relationship discord or a sudden disruption in life, my approach to working with you is always person-centered, strength based and emotion focused in order to restore and bring balance back to your life. I invite you to stop by and let's talk about it...

Victor Washington

Victor Washington, LCSW - California Therapist at Grow Therapy
$175/session
LCSW
8 years of experience
Virtual
I am a Licensed Clinical Social worker in California with a demonstrated ability to develop rapport with people from various backgrounds. As a social worker, I have had the opportunity to work in various settings from medical and psychiatric hospitals, community mental health agencies and the criminal justice system (juveniles and adults). I have also worked with individuals challenged by addiction. Through the use of interpersonal dynamics, I can support individuals in accessing various psychological parts of themselves while focusing on the past, present and future.

Rishika Syal

(she/her)

Rishika Syal, LPCC - California Therapist at Grow Therapy
$135/session
LPCC
5 years of experience
Virtual
Hi! I’m Rishika Syal, a Licensed Professional Clinical Counselor based in California. I earned my Master of Science degree from Johns Hopkins University in Maryland in 2019. Since then, I’ve worked extensively with adults ages 18 to 65, particularly those navigating co-occurring disorders. My areas of specialization include depression, anxiety, and alcohol and substance use disorders. I also have advanced training in the complexities of complex trauma, completed through the International Society for the Study of Trauma and Dissociation (ISSTD). My therapeutic approach integrates evidence-based methods including Cognitive Behavioral Therapy (CBT), Mindfulness-based techniques, Motivational Interviewing, and Solution-Focused Brief Therapy. I strive to create a collaborative and goal-oriented space, where each session is tailored to your needs—with practical tools and strategies you can carry into your daily life. If you're ready to take the next step toward growth and healing, I’d be honored to work with you.

Jazmin Alarcon

Jazmin Alarcon, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
7 years of experience
Virtual
Hi there! I’m Jazmin, a Licensed Clinical Social Worker based in California. I specialize in working with young adults who are navigating anxiety, eating disorders, and the everyday stressors that come with school, work, relationships, and the ongoing journey of figuring out who you are. In our sessions, we’ll explore your emotions, develop ways to manage stress, and build practical tools to help you feel more grounded and confident in your day-to-day life. My approach is warm, conversational, and tailored to your unique needs. I create a space where you can show up just as you are—no pressure, no judgment. If you’re interested in working together, I’d love to connect. You can learn more about me at jazminalarcontherapy.com

Briana Henry

Briana Henry, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
20 years of experience
Virtual
I am a licensed professional in California with over 20 years of experience. My practice focuses on supporting clients with a wide range of challenges, including ADHD, stress, anxiety, relationship issues, trauma, postpartum concerns, academic difficulties, parenting challenges, and depression. I work with individuals of all ages, genders, and backgrounds. Creating an open and safe environment is central to my approach, allowing clients to share their thoughts and feelings without fear of judgment. I understand that taking the first step toward a more fulfilling and happier life requires courage, and I am here to support you throughout that journey.

Stacia Narasky

(she/her)

Stacia Narasky, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
8 years of experience
Virtual
Hello! My name is Stacia, I am a Licensed Clinical Social Worker, specializing in therapy services in California. Providing therapy is my career, but it is also a passion of mine. To help another person learn to navigate their own struggles is a blessing in itself. "Give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime". I would love to work with you to navigate whatever it is you are going through! ​ I have been providing therapy services since 2015, and have worked with all ages. I am currently providing online therapy services young adults (aged 18 and up) who are currently struggling with anxiety, depression, trauma, relationship issues, grief and loss, work stress, life stressors and life transitions. Therapy sessions are conducted online.

Ligia Orellana

(she/her)

Ligia Orellana, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
8 years of experience
Virtual
Are you BIPOC or Queer? Hi, I’m Ligia. I help First Gen BIPOC and Queer folks in individual therapy heal from guilt and shame so they can feel more at peace with their sense of self. If you’ve ever struggled with feeling “not enough,” put everyone else’s needs before your own, or felt pressure to shrink yourself to fit in, you’re not alone. I specialize in helping clients untangle these experiences, understand their emotions, and heal from attachment wounds in a way that honors your cultural background and lived experiences. My goal is to support you in living in a way that feels honest, spacious, and aligned with who you truly are. Together, we’ll create a safe, affirming space to explore, unlearn, and grow—so you can move through the world more authentically, joyfully, and unapologetically.

Veronica Ibarra

(she/her)

Veronica Ibarra, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
7 years of experience
Virtual
Hola and welcome! I’m a Licensed Marriage and Family Therapist based in California. I earned my master’s degree from the University of Phoenix and have been supporting clients for over seven years. I specialize in helping individuals—especially those from Latino and first-generation backgrounds—navigate the weight of worry, sadness, and trauma. My approach is culturally sensitive, compassionate, and grounded in the belief that healing should honor your lived experience.

Brooke Barnidge

Brooke Barnidge, LCSW - California Therapist at Grow Therapy
$165/session
LCSW
4 years of experience
Virtual
Hello! My name is Brooke and I am a Licensed Clinical Social Worker based in California. I am a strengths-based, client centered, and solutions focused therapist. I strive to create an environment that you feel supported, safe, and free of judgment. I work with individuals and couples of all ages who are experiencing anxiety, depression, peer/interpersonal relationship conflicts, bullying, life transitions, low self-esteem, burnout, insomnia, anger, panic attacks, and stress management. My approach is to integrate evidence-based practice and theory while honoring your individual needs and meeting you where you are at. My goal is to provide you with the tools to enhance your quality of life and feel more confident with navigating life's presenting challenges. My promise as a therapist is to be with you every step of the way. I look forward to meeting you!

Natasha Clark

Natasha Clark, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$250/session
LMFT
7 years of experience
Virtual
Hello, I'm Natasha, a Licensed Marriage and Family Therapist based in Fresno, CA. Do you feel like you’re constantly overthinking, putting others first, or avoiding conflict to keep the peace? Anxiety has left you feeling exhausted and disconnected, or past trauma makes it hard to feel safe and grounded. You want to break free from these patterns, set healthy boundaries with confidence, and experience emotional stability. Your goal is to feel calm, confident, and in control of your life, but you’re unsure how to get there. If this sounds familiar, you don’t have to figure it out alone. I specialize in supporting people struggling with anxiety, trauma, and patterns of people-pleasing or overthinking. Using a compassionate, person-centered approach, I help you build healthy coping skills, process difficult experiences, and create healthier relationships with yourself and others. Together, we’ll work to help you find peace and confidence. Starting therapy can feel overwhelming, but you're already showing strength by exploring your options. You deserve support, healing, and a space where you feel heard. I offer virtual individual therapy for clients in California, providing compassionate care tailored to your needs. If you're ready to take the next step toward healing, I’m here to help. https://www.clarkfamilycounseling.com

Joyce Siler

Joyce Siler, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
15 years of experience
Virtual
Welcome! I'm an LMFT in CA who loves helping clients achieve their goals. I received my MA from Western Seminary in Los Gatos. I have been practicing for more than 15 years. I am a Christian therapist who is passionate about encouraging my clients in their strengths, equipping them with new tools and empowering them with renewed hope. I meet each client where they are and work with them to facilitate individual and interpersonal growth.

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Rosanna Salazar

(she/her)

Rosanna Salazar, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
17 years of experience
Virtual
Life is really complex and challenging so I’m glad you’re checking in to find ways to support a fulfilled, happy and thriving YOU. Whether you are here to process trauma, sort out your future plans or relationships, learn new coping to manage stress, or some other area of your experience that is having an impact on you, I’m honored that you’ve considered how I can support you. In a process you are empowered to design, we will create a space where you can grow, heal and feel better using a variety of evidence-based techniques, a safe virtual environment and our therapeutic relationship!

Aviva Euripides

(she/xe)

Aviva Euripides, LMFT - California Therapist at Grow Therapy
$210/session
LMFT
25 years of experience
Virtual
Hello, I am Aviva Euripides and I am pleased to meet you here. Our clinical work involves tracking and assessing how it assists you in meeting your goals. This solution focused work is thus overall practical but is rooted in academic and clinical rigor. I graduated from the University of California at Berkeley and attended New College of California where the focus was on meeting the clinical needs of a diverse community with relevance and meaning. I have supervised and trained clinicians in treatment settings ranging from the counselor's office to acute mental health facilities. This has led to a deep understanding of clinical work. My specializations include depression, anxiety, life changes, self esteem, career and relationships. Please schedule appointments on the hour.

Jina Chavarro

(she/her)

Jina Chavarro, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
I am a Hispanic Licensed Clinical Social Worker (LCSW) based in California. I received my Masters from San Diego State University in Clinical Social Work, and have been practicing for four years. I provide bilingual (Spanish/English) and bicultural psychotherapy services to individuals 18+ struggling with mental health challenges and trauma-related disorders regain self-control and power. In my practice, I utilize a blend of holistic, multisystemic, and integrative evidence-based models tailored to your specific needs and concerns. I am gender and culturally affirming, incredibly compassionate and genuine, able to create an immediate warm and safe space that evokes clients to open up and share.

Crystal Gee

(she/her)

Crystal Gee, LPCC - California Therapist at Grow Therapy

Frequently rebooked

$120/session
LPCC
10 years of experience
Virtual
My name is Crystal Gee, and I am a Licensed Professional Clinical Counselor. I have worked in the Human Service field for over 20 years with the past 10 years working in Mental Health. I am well-versed in treating clients that suffer from trauma, depression, anxiety, behavioral disruption, grief, anger management, mood disorders, and suicidal ideations. I focus on increasing effective solutions by increasing problem-solving skills, communication skills, social skills, self-esteem and emotional identification.

Justina Larson

(she/her)

Justina Larson, LMFT - California Therapist at Grow Therapy
$160/session
LMFT
7 years of experience
Virtual
Hi! I am a Licensed Marriage and Family Therapist (LMFT) based in California. I have been in the field for 7 years working with teens, young adults and adults in their mid-life. I help clients struggling with anxiety, stress, life changes and transitions, and depression/loss. Together we will find solutions, understanding, and growth so that you can become the best version of yourself. I help individuals move from stuck to empowered through structured, evidence-based care. Whether developing strategic objectives for mood regulation, guiding you through life challenges, or building better relationships with yourself and/or others - I approach every aspect of my work with intention and empathy. I believe in healing that’s both human and structured — where science meets soul.

Vanessa Richardson

Vanessa Richardson, LCSW - California Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
I am licensed in Florida with 3 years of professional work experience. I have experience in helping clients with stress and anxiety, trauma and abuse, motivation, self esteem, and confidence, & career difficulties. I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey. I have experience working with adults and geriatrics.

Jordan Elaine Fink

(she/her)

Jordan Elaine Fink, LMFT - California Therapist at Grow Therapy
$300/session
LMFT
12 years of experience
Virtual
I’m Dr. Jordan Elaine Fink. I hold a Ph.D. in Counseling Education, and I am a licensed marriage and family therapist in California. I have over 10 years of experience helping people achieve meaningful life changes and rediscover hope. I am certified in evidence-based & strengths-oriented therapeutic modalities that I will draw from and tailor to your unique needs. You are not meant to carry the weight of problems alone, or struggle in isolation. You deserve safety, empathy, and connection. I will provide a non-judgmental and emotionally safe space for you to discuss your concerns and begin building the life you want. When you are ready, I am here for you. Session Rates for Cash Pay/Out-of-Pocket: Individual: $250 Couples/Family: $300

Lan Nguyen

(she/her)

Lan Nguyen, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
6 years of experience
Virtual
Do you feel unseen or unheard? Maybe you feel like you don't quite belong? Or maybe you don't feel anything at all? — Often, my clients arrive at sessions, overwhelmed from trying to juggle societal pressures and their own cultural or familial expectations. — Others are burdened with the effects of childhood trauma or intergenerational trauma. — Others may feel like impostors in their workplaces or post-grad programs. — Still others struggle to have healthy, thriving relationships with themselves or with others. As a professional therapist, I am ready to journey alongside you with humor, grace, and empathy. I hope to bring renewed hope to your path towards healing, peace, and contentment. If you value direct feedback, wholehearted encouragement, and compassionate challenges from an honest coach, don't delay and let's get started today. So, are you ready to like yourself? Are you ready to unlock your true potential? Are you ready to treat yourself to deeper healing and greater fulfillment? I am ready when you are! Reach out for a FREE 15-minute phone consultation today! Better yet, if you're ready to get started, book your first session with me to jumpstart your healing journey now!

Tina Cruz

Tina Cruz, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
20 years of experience
Virtual
Hello. Are you experiencing low energy, low motivation, trouble sleeping, irritability, poor concertation? or feeling sad, worried, anxious or stressed about your negative/intrusive thoughts? The truth is, that everyone experiences Anxiety or Depression at some point in their life, but these conditions are treatable and you do not have to go through them alone. I am here to help. My name is Tina. I am a Latina, a mother and a therapist with 20 years of experience treating children and adults with Anxiety and/or Depression. I also specialize in Maternal Mental Health and/or any other issue related to pregnancy and motherhood. I would love to help you find calmness, balance and a more positive approach to coping with life stressors that often create Anxiety and/or Depression.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on School Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, School Issues, is filtering therapists in California that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.