Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 233 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/6/2025

Bianca Rus

Bianca Rus, LMFT - California Therapist at Grow Therapy
$130/session
LMFT
6 years of experience
Virtual
Renowned psychologist Carl Rogers once stated that the process of a ‘good life’ involves stretching, growing, and becoming more and more of one's potential. He argued that the individual who chooses growth as their compass in life is truly an inwardly free individual (Rogers, 1961). Inspired by Rogers’ humanistic and timeless outlook, I focus my work with clients on expanding their process of growth into an engaging endeavor rather than a strenuous one. I believe that every individual has tremendous inner resources that need support in coming to light. My goal is to make every client feel empowered to create the best life for themselves individually and in their relationships.

Luke Lorefice

(he/him)

Luke Lorefice, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
6 years of experience
Virtual
Hi, I’m Luke Lorefice, a therapist and college/career counselor dedicated to helping young adults, including neurodivergent students and those facing emotional or academic challenges, find clarity, confidence, and purpose. I hold a Master’s in Social Work from Simmons University and a College Counseling Certificate from UCLA Extension. My work blends mental health expertise with practical career guidance to support individuals navigating education, employment, and life transitions. Through Grow and my private practice, Wave Point Counseling, I help clients explore meaningful paths—whether that’s higher education, a career pivot, or rediscovering a sense of direction.

Ilusión Millan

(she/her)

Ilusión Millan, LPCC - California Therapist at Grow Therapy
$150/session
LPCC
7 years of experience
Virtual
Hi! I'm a Licensed Professional Counsellor (LPC) based in California. I received my Masters from Pepperdine University and have been practicing for 7 years. I provide compassionate, evidence-based care to support clients in navigating life’s challenges and achieving personal growth. Specializing in grief and loss, anxiety, and professional stress, I work with clients across the adolescent and adult life span to help them process emotions, build resilience, and rediscover meaning in their lives. Through approaches such as narrative therapy, cognitive behavioral therapy, and solution-focused techniques, I create a safe and empowering space for clients to explore their experiences and identify their strengths. My goal is to foster healing, self-discovery, and lasting change in a collaborative and supportive environment.

Ligia Orellana

(she/her)

Ligia Orellana, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
8 years of experience
Virtual
Are you BIPOC or Queer? Hi, I’m Ligia. I help First Gen BIPOC and Queer folks in individual therapy heal from guilt and shame so they can feel more at peace with their sense of self. If you’ve ever struggled with feeling “not enough,” put everyone else’s needs before your own, or felt pressure to shrink yourself to fit in, you’re not alone. I specialize in helping clients untangle these experiences, understand their emotions, and heal from attachment wounds in a way that honors your cultural background and lived experiences. My goal is to support you in living in a way that feels honest, spacious, and aligned with who you truly are. Together, we’ll create a safe, affirming space to explore, unlearn, and grow—so you can move through the world more authentically, joyfully, and unapologetically.

Sheena Boyd

(she/her)

Sheena Boyd, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$140/session
LMFT
12 years of experience
Virtual
Hello, I'm Sheena. Do you feel like life is always throwing you for a loop? Are you struggling to keep your head above water? Are we losing sight of who we are as a person? I help individuals, families, and couples manage the demands and challenges that life brings. Together, we will identify the causes of your challenges and develop solutions to empower yourself to find life balance. You should have a safe space to openly discuss your thoughts and feelings. Treatment should not be cookie-cutter but individualized to your needs, which is focused on in our sessions. Change is a scary concept in our lives, but it is easier when you have someone with you along the journey. I'll meet you with empathy, compassion, honesty, and evidence-based techniques to allow you to work toward the goals you want for yourself. Let's go on this journey together!

Stacia Narasky

(she/her)

Stacia Narasky, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
8 years of experience
Virtual
Hello! My name is Stacia, I am a Licensed Clinical Social Worker, specializing in therapy services in California. Providing therapy is my career, but it is also a passion of mine. To help another person learn to navigate their own struggles is a blessing in itself. "Give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime". I would love to work with you to navigate whatever it is you are going through! ​ I have been providing therapy services since 2015, and have worked with all ages. I am currently providing online therapy services young adults (aged 18 and up) who are currently struggling with anxiety, depression, trauma, relationship issues, grief and loss, work stress, life stressors and life transitions. Therapy sessions are conducted online.

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Dr. Sherry Glover

(she/her)

Dr. Sherry Glover, LCSW - California Therapist at Grow Therapy
$100/session
LCSW
33 years of experience
Virtual
I am a straight-forward but empathic therapist, who also appreciates the same from her clients. I also believe in the social work mission of starting where the client is, so sessions are based upon that analogy. I have experience in many areas, including hospital, foster care, group homes, forensics, Veterans, home health, etc. I received my Masters oof Social Science Administration from Case Western Reserve Univerity, and my Doctorate of Psychology from California Southern University.

Nelida Padron

(she/her)

Nelida Padron, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$225/session
LCSW
14 years of experience
Virtual
Hi! I'm a California-based Licensed Clinical Social Worker (LCSW) and Certified Diplomate of the Academy of Cognitive Behavioral Therapies. I received my Masters from the University of Southern California and have been practicing for 13 years. I help teens and young adults overcome depression, anxiety, and life transitions. My goal is to inspire my clients to become the best version of themselves by identifying the root causes of their issues and helping them work through them.

Jordan Elaine Fink

(she/her)

Jordan Elaine Fink, LMFT - California Therapist at Grow Therapy
$250/session
LMFT
12 years of experience
Virtual
I’m Dr. Jordan Elaine Fink. I hold a Ph.D. in Counseling Education, and I am a licensed marriage and family therapist in California. I have over 10 years of experience helping people achieve meaningful life changes and rediscover hope. I am certified in evidence-based & strengths-oriented therapeutic modalities that I will draw from and tailor to your unique needs. You are not meant to carry the weight of problems alone, or struggle in isolation. You deserve safety, empathy, and connection. I will provide a non-judgmental and emotionally safe space for you to discuss your concerns and begin building the life you want. When you are ready, I am here for you.

Rebecca Foster

Rebecca Foster, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$140/session
LMFT
5 years of experience
Virtual
Are you feeling down, depressed, anxious, isolated, or overwhelmed with life? Hi! I’m Rebecca, a Licensed Marriage and Family Therapist. I have a Bachelor’s degree in Psychology and a Master’s Degree in Clinical Mental Health Counseling. Providing therapy is not just a job for me, it is my passion. I have worked in the mental health field for over 10 years devoting my time and efforts in the non-profit world. I utilize a client-centered approach with my clients, focusing in on my clients’ strengths to help them achieve success. I like to tailor my interventions and strategies around each client’s needs. In the past, I have utilized CBT, DBT, motivational interviewing, and solution focused modalities. I have personal experience in the areas of depression, anxiety, stress, trauma, and addiction. I can personally relate to the issues that you are going through and want to be the support system that you need to get through this! I offer an empathetic, non-judgmental, and safe space to discuss and work on your issues. Let’s work together to help you succeed through your life journey.

Jazmin Alarcon

Jazmin Alarcon, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
7 years of experience
Virtual
Hi there! I’m Jazmin, a Licensed Clinical Social Worker based in California. I specialize in working with young adults who are navigating anxiety, eating disorders, and the everyday stressors that come with school, work, relationships, and the ongoing journey of figuring out who you are. In our sessions, we’ll explore your emotions, develop ways to manage stress, and build practical tools to help you feel more grounded and confident in your day-to-day life. My approach is warm, conversational, and tailored to your unique needs. I create a space where you can show up just as you are—no pressure, no judgment. If you’re interested in working together, I’d love to connect. You can learn more about me at jazminalarcontherapy.com

Brooke Barnidge

Brooke Barnidge, LCSW - California Therapist at Grow Therapy
$165/session
LCSW
4 years of experience
Virtual
Hello! My name is Brooke and I am a Licensed Clinical Social Worker based in California. I am a strengths-based, client centered, and solutions focused therapist. I strive to create an environment that you feel supported, safe, and free of judgment. I work with individuals and couples of all ages who are experiencing anxiety, depression, peer/interpersonal relationship conflicts, bullying, life transitions, low self-esteem, burnout, insomnia, anger, panic attacks, and stress management. My approach is to integrate evidence-based practice and theory while honoring your individual needs and meeting you where you are at. My goal is to provide you with the tools to enhance your quality of life and feel more confident with navigating life's presenting challenges. My promise as a therapist is to be with you every step of the way. I look forward to meeting you!

Joanna Orlowska

Joanna Orlowska, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$250/session
LCSW
10 years of experience
Virtual
Hi my name is Joanna! I am licensed in California with over 8 years of professional clinical experience. I have experience in helping clients with stress and anxiety, motivation, self esteem, and confidence, career difficulties, and depression. I believe in treating everyone with respect, understanding, and compassion. I enjoy collaborating with clients on creating goals that are unique and specific to their needs. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support and empower you in that journey. I enjoy going on walks with my dog, hanging out at the beach, and going to the gym. I live my life by the principle: ‘we rise by lifting others’ - Robert Ingersoll.

Katrina Divine

Katrina Divine, LPCC - California Therapist at Grow Therapy
$125/session
LPCC
12 years of experience
Virtual
Hello there! I'm Katrina, a dedicated Christian therapist passionate about guiding individuals through life's ups and downs. By integrating faith-based principles with therapeutic approaches such as compassion-focused therapy and CBT, I create tailored treatment plans that honor your values and beliefs while empowering you to achieve your mental health goals. If you're seeking a supportive space to navigate your journey alongside a therapist who shares your Christian values, look no further. Let's work together to turn those struggles into opportunities for growth, personal development, and a renewed sense of hope. Schedule an appointment today, and let's discover the brighter future that awaits!

Caitlinn Concepcion

(She/Her)

Caitlinn Concepcion, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
5 years of experience
Virtual
My name is Caitlinn Concepcion and I am a Licensed Marriage and Family Therapist (LMFT) in the state of California working towards my Doctor of Marriage and Family Therapy (DMFT) degree (ABD). I am a compassionate therapist dedicated to empowering individuals on their journeys of self-discovery and healing. I create a safe, nurturing space for clients to explore their inner worlds, build resilience, and embrace personal growth. My therapeutic approach blends introspection with practical strategies, helping clients uncover insights, address challenges, and cultivate a deeper connection to their authentic selves.

Lisa Criswell

(she/her)

Lisa Criswell, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$135/session
LCSW
7 years of experience
Virtual
Hello, I’m a California Licensed Clinical Social Worker. My goal is to create a safe and trusting environment for you to explore and overcome any challenges you face while providing the emotional support you need. I have worked with teens and adults to overcome their life challenges and develop the coping skills necessary to become the best version of themselves. I spent time practicing my therapeutic skills as an intern trainee at the California State University, Fresno university clinic. Here I began to focus on working with teens and young adults to overcome challenges associated with life transitions, burnout, relationship issues, and mood disorders such as anxiety, grief, and depression. Working as part of a grant program with parolees and then a group private practice, I also gained significant experience working with individuals who have trauma history. Through this work, I was able to learn and implement a variety of modalities to effectively address the impacts of trauma. I love my work as a therapist and would be happy to be part of your journey.

Jessica Lazos

(she/her)

Jessica Lazos, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
8 years of experience
Virtual
Hi there, I'm Jess! Real change takes time, practice and patience. I am honored to have the opportunity to accompany you on your journey. I am Bilingual in English and Spanish (Hablo español). I have been privileged to work with adults, teens, families, and couples struggling with a wide variety of issues including anxiety, depression, communication, trauma etc. I am experienced in a number of evidence based techniques including CBT, DBT, Person-Centered therapy, and I will actively work with you to find the best approach to meet your individual needs. This open and flexible approach allows you to share and comfortably express and explore your thoughts, feelings and behaviors in a warm, safe and inviting space. I hold a unique understanding of the struggles that accompany physical disabilities. I understand how hard reaching out and asking for help can be, and I am so proud of you for taking this first step towards peace and healing! Life is easier with support! Together we can discuss how therapy could benefit you and/or your family.

Natasha Clark

Natasha Clark, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$250/session
LMFT
7 years of experience
Virtual
Hello, I'm Natasha, a Licensed Marriage and Family Therapist based in Fresno, CA. Do you feel like you’re constantly overthinking, putting others first, or avoiding conflict to keep the peace? Anxiety has left you feeling exhausted and disconnected, or past trauma makes it hard to feel safe and grounded. You want to break free from these patterns, set healthy boundaries with confidence, and experience emotional stability. Your goal is to feel calm, confident, and in control of your life, but you’re unsure how to get there. If this sounds familiar, you don’t have to figure it out alone. I specialize in supporting people struggling with anxiety, trauma, and patterns of people-pleasing or overthinking. Using a compassionate, person-centered approach, I help you build healthy coping skills, process difficult experiences, and create healthier relationships with yourself and others. Together, we’ll work to help you find peace and confidence. Starting therapy can feel overwhelming, but you're already showing strength by exploring your options. You deserve support, healing, and a space where you feel heard. I offer virtual individual therapy for clients in California, providing compassionate care tailored to your needs. If you're ready to take the next step toward healing, I’m here to help. https://www.clarkfamilycounseling.com

Kandice Nelson

(she/her)

Kandice Nelson, LPCC - California Therapist at Grow Therapy
$150/session
LPCC
7 years of experience
Virtual
Do you feel like you’re doing just enough to get by, but stuck in survival mode? Are you feeling anxious, depressed, and like the world is weighing you down? I can help! I am here to listen and offer a space that feels safe and allows you to be authentically you, free of judgement, and confidential for you to grow and process your experiences.

Lan Nguyen

(she/her)

Lan Nguyen, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
6 years of experience
Virtual
Do you feel unseen or unheard? Maybe you feel like you don't quite belong? Or maybe you don't feel anything at all? — Often, my clients arrive at sessions, overwhelmed from trying to juggle societal pressures and their own cultural or familial expectations. — Others are burdened with the effects of childhood trauma or intergenerational trauma. — Others may feel like impostors in their workplaces or post-grad programs. — Still others struggle to have healthy, thriving relationships with themselves or with others. As a professional therapist, I am ready to journey alongside you with humor, grace, and empathy. I hope to bring renewed hope to your path towards healing, peace, and contentment. If you value direct feedback, wholehearted encouragement, and compassionate challenges from an honest coach, don't delay and let's get started today. So, are you ready to like yourself? Are you ready to unlock your true potential? Are you ready to treat yourself to deeper healing and greater fulfillment? I am ready when you are! Reach out for a FREE 15-minute phone consultation today! Better yet, if you're ready to get started, book your first session with me to jumpstart your healing journey now!

Carrie Likeness

(she/her)

Carrie Likeness, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
12 years of experience
Virtual
Welcome! Are you feeling frozen, avoidant, exhausted, disconnected, or uncertain in life? Many of us do from time to time and this is where psychotherapy makes a difference. My passion as a Licensed Marriage & Family Therapist is helping those struggling with unresolved issues that can block personal growth and vibrancy. Some signs of being stuck appear as thought spiraling, rumination, thought or image intrusions, an increased self-critical voice, physical discomforts, sleep issues, irritability, despair, avoidance, isolation, and worrisome behaviors.

Eduardo Umana Cobar

(he/him)

Eduardo Umana Cobar, LCSW - California Therapist at Grow Therapy
$100/session
LCSW
8 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in California. I received my Masters from the University of Southern California and have been practicing for 7 years. I help pre-teens, adolescents, and adults struggling with different life challenges become the best versions of themselves. I work full time as a Behavior Health Counselor for a school district in California, and I take clients part time in the evenings from 4:30pm to 7:30pm.

Aviva Euripides

(she/xe)

Aviva Euripides, LMFT - California Therapist at Grow Therapy
$210/session
LMFT
25 years of experience
Virtual
Hello, I am Aviva Euripides and I am pleased to meet you here. Our clinical work involves tracking and assessing how it assists you in meeting your goals. This solution focused work is thus overall practical but is rooted in academic and clinical rigor. I graduated from the University of California at Berkeley and attended New College of California where the focus was on meeting the clinical needs of a diverse community with relevance and meaning. I have supervised and trained clinicians in treatment settings ranging from the counselor's office to acute mental health facilities. This has led to a deep understanding of clinical work. My specializations include depression, anxiety, life changes, self esteem, career and relationships. Please schedule appointments on the hour.

Crystal Gee

(she/her)

Crystal Gee, LPCC - California Therapist at Grow Therapy

Frequently rebooked

$120/session
LPCC
10 years of experience
Virtual
My name is Crystal Gee, and I am a Licensed Professional Clinical Counselor. I have worked in the Human Service field for over 20 years with the past 10 years working in Mental Health. I am well-versed in treating clients that suffer from trauma, depression, anxiety, behavioral disruption, grief, anger management, mood disorders, and suicidal ideations. I focus on increasing effective solutions by increasing problem-solving skills, communication skills, social skills, self-esteem and emotional identification.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on School Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, School Issues, is filtering therapists in California that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.