Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 295 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 8/10/2026

$175/session

Authentic
Warm

Specialties

School Issues
Anxiety
Depression
+8
My name is Brooke Barker and I am a Licensed Marriage & Family Therapist (LMFT) based in Southern California. My path to becoming a therapist was shaped by my own mental health journey and by how much therapy helped me better understand myself, my relationships, and my place in the world. I know how powerful it is to feel seen, supported, and understood, and I’m deeply committed to creating that experience for the people I work with. My approach is collaborative, client-centered, strengths-based, trauma-informed, and creative. I tailor what we do to your unique experiences, culture, and background. I draw from CBT, solution-focused work, mindfulness, EMDR, and insight-driven communication to help build self-awareness, practical skills, and lasting growth. I work with a variety of people, populations, and presenting concerns including: anxiety, depression, panic disorder, daily stress, life transitions,/adjustments, body image and self-esteem concerns, and trauma (PTSD), as well as identity-affirming care for neurodivergent clients (ADHD/Autism) and the LGBTQIA+ community.
Available
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Often rebooked

$200/session

Authentic
Solution oriented
Warm

Specialties

School Issues
ADHD
Anxiety
+6
You've tried the planners, the apps, the systems everyone swears by. You've downloaded the productivity apps, bought the color-coded notebooks, set seventeen alarms. And you're still here, exhausted, wondering why nothing sticks the way it's supposed to.I'm Jess — a Licensed Clinical Social Worker and someone who also has ADHD. I didn't learn about this diagnosis from a textbook and then practice applying it to other people. I live it. I know what it feels like to have a brilliant idea at 11pm and absolutely no ability to execute it at 9am. I know the shame spiral that follows a missed deadline, a forgotten commitment, or another abandoned system. And I know that the problem was never effort or intelligence — it was always the mismatch between your brain and the world's expectations of it.I specialize in working with adults with ADHD who are ready to stop white-knuckling their way through life and start building something that actually fits. My approach is direct, practical, neurodivergent-affirming, and grounded in evidence-based methods — adapted specifically for how ADHD brains actually work, not how they're supposed to. No fluff. No vague advice. Just real work, built around your real brain.
VirtualAvailable
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$140/session

Warm
Intelligent
Solution oriented

Specialties

School Issues
Anxiety
Parenting
+9
Have you been struggling with anxiety and/or lack of direction? Are you critical of yourself and feeling negative and sad? Do you have issues in your past you feel are impacting your present? Are you challenged by a life transition? Change is hard and not always smooth. Sometimes we get in our own way toward the life we want to live. I can help gain perspective and look at whether your thoughts and behaviors are helping you along your path or hindering your way. We can look at how patterns, thoughts and behaviors that might have been adaptive from a less than perfect past might be getting in your way now. I utilize a Cognitive Behavioral approach to look at thoughts and behaviors and what would serve you best. Incorporating positive psychology, support and compassion you will have assistance on life’s sometimes/occasionally meandering path.
VirtualAvailable
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New to Grow

$175/session

Specialties

School Issues
Anxiety
LGBTQ
+4
I’m a licensed therapist with a background in education and school counseling, dedicated to helping individuals navigate life’s most challenging transitions with clarity and confidence. With over a decade of experience working with adolescents, young adults, and adults, I specialize in anxiety, depression, trauma, identity exploration, and life transitions. Through Easy Peasy Counseling, I create a supportive, approachable space where clients feel understood, empowered, and equipped with practical tools for growth.
VirtualAvailable
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$150/session

Authentic
Warm
Open-minded

Specialties

School Issues
ADHD
Military/Veterans
+9
My name is David Serbin. I'm a Licensed Marriage and Family Therapist (LMFT #147386) and Licensed Professional Clinical Counselor (LPCC #15666). Through therapy, I work with clients to help them see the positive storylines in their lives. I help make counseling fun for clients through narrative building, developing strategies for challenging negative self-talk, self-exploration of strengths, and games, among other ways. I believe that each client has the main ingredient for success in therapy: hope.
VirtualAvailable
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$160/session

Authentic
Warm
Empowering

Specialties

School Issues
Child or Adolescent
Women's Issues
+6
Hi, I'm Rebecca, a Licensed Clinical Social Worker in California. With over 20 years of experience, I’ve been working with children since 2001, both in educational settings and in clinical roles. Since 2009, I’ve also been supporting adults and families, helping them navigate challenges and improve their well-being. My goal is to provide compassionate, evidence-based care to help individuals and families thrive. I am a firm believer in the power of relationships as I believe they are incredibly healing. That being said, I come from an attachment and relationship-based perspective in which I value authenticity, compassion, and creating a safe space or container for you to come as you are.
VirtualAvailable
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$189/session

Solution oriented
Direct
Intelligent

Specialties

School Issues
Couples Counseling
Family Conflict
+9
I’m Tammy Gold, LCSW, an author, therapist, and nationally featured parenting and family therapy expert who created the Care Map Method™. I help adults, couples, parents, and families feel safe, supported, and truly heard. My sessions offer no judgment, stress, or shame—just positive support, clinical insight, and practical solutions to better understand emotions, behavior, relationships, parenting stress, divorce conflict, and family communication. My goal is for clients to leave each session feeling better, less alone, and supported by someone in their corner helping them understand and advocate for their needs.
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$200/session

Warm
Solution oriented
Authentic

Specialties

School Issues
Anxiety
Coping Skills
+6
Hello, my name is Yesenia Segovia, with an LCSW based in California. I really value listening, being a warm presence, bringing a sense of calm, understanding where you're coming from, validating your experiences, and empowering you to make changes. Seriously, this is a judgment-free zone! Feeling safe and comfortable in therapy is super important to me. We'll team up and work through whatever you're facing together, and I'm here to support you in reaching your well-being goals. Over the years, I've helped many people just like you find healing and achieve what they're aiming for.
VirtualAvailable
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Often rebooked

$150/session

Warm
Authentic
Humorous

Specialties

School Issues
Anxiety
Life Transitions
+6
Hi, I’m Dr. Tiona Sykes (Dr. T), a Black woman therapist, LMFT, and PsyD‑trained clinician. I specialize in supporting high‑functioning women, men, and gender‑expansive individuals who are navigating anxiety, identity confusion, faith‑based challenges, relational stress, and major life transitions. My clients are thoughtful, capable people who carry a lot internally while still showing up for everyone else — and they’re ready for therapy that helps them feel more grounded, clear, and connected to themselves. I work especially well with faith‑centered adults (Christian men and women navigating the nuances of spirituality, sex, trauma, and family expectations) and therapists/clinicians (graduate students, associates, and licensed providers seeking emotionally attuned, identity‑focused support). These clients often need a therapist who understands both the emotional load they carry and the complexity of their internal world. My approach is warm, collaborative, and deeply attuned. I blend evidence‑based tools with identity‑centered work, helping you understand what’s happening beneath the surface so you can make meaningful shifts in your relationships, boundaries, and emotional world. I practice time‑limited therapy, typically 10–12 sessions and sometimes up to 20 depending on your goals. My work is structured, intentional, and designed to help you feel grounded and clear sooner rather than later. If you need longer‑term or specialized care, I support you in transitioning to the right provider.
VirtualAvailable
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$115/session

Authentic
Warm
Empowering

Specialties

School Issues
Anxiety
Depression
+9
Hi, I'm glad you are here. My name is Alicia and I am a bilingual Licensed Marriage Family Therapist and Licensed Professional Clinical Counselor based in Southern California and working telehealth statewide. I am committed to helping individuals navigate life's challenges with compassion and clinical expertise. I provide a supportive and non-judgmental space, where clients can work through various mental health concerns, including anxiety, depression, and life transitions.
VirtualAvailable
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New to Grow

$175/session

Specialties

School Issues
Anxiety
Child or Adolescent
+10
Hello! I am a bilingual and bicultural therapist who graduated from San Jose State Univerisity and licensed as an LCSW (Licensed Clinical Social Worker) in California. I love pets and have 2 cats that I have adopted. I provide therapy in both English and Spanish and have a deep understanding of Mexican culture, allowing me to offer culturally responsive care to individuals. I enjoy working with children, parents, and adults who are navigating anxiety, stress, relationship challenges, grief, or the effects of trauma. Working with children, youth, and mothers holds a special place in my heart. As a mother and therapist, I understand the importance of feeling seen, supported, and connected.
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Often rebooked

$160/session

Warm
Authentic
Empowering

Specialties

School Issues
Addiction
Self Esteem
+10
Hi my name is Jazmin. I am a Licensed Clinical Social Worker who is passionate about helping people who need guidance coping with stress, trauma, substance abuse, and troubling thoughts. My therapeutic style is working collaboratively with you and empowering you to change your unwanted feelings and behaviors. Let's work together to uncover what is holding you back from being your best self.
VirtualAvailable
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$150/session

Empowering
Authentic
Solution oriented

Specialties

School Issues
Anxiety
Depression
+10
Welcome, my name is Diana Delgado, I am a Licensed Clinical Social Worker in California. I am a South Los Angeles native who graduated from California State University, Long Beach with my Master of Social Work in 2016, GO BEACH! I am a first generation high school and college graduate Latina. My experiences as a Latina woman guide my practice and understanding of issues that many of my clients may experience. A lot of my clinical experience is based on working with families and individuals who have experienced trauma. With that, much of my clinical experience is with clients experiencing PTSD, anxiety, and/or depression.
VirtualAvailable
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$130/session

Warm
Empowering
Solution oriented

Specialties

School Issues
Anxiety
Life Transitions
+7
Seeking therapy is a courageous first step toward healing. You deserve to feel seen and supported. I’m a Licensed Marriage and Family Therapist who works with adolescents and adults navigating anxiety, life transitions, relationship challenges, low self-esteem, grief, and the lasting effects of difficult experiences. I offer a warm, supportive, therapeutic partnership where you can feel understood and empowered to make meaningful change. I have been practicing for 7 years and while I currently provide Telehealth services, I have experience working across a variety of settings including community mental health agencies, within school systems, and in group practice, which has given me the gift of working with individuals from many different walks of life. My approach is integrative and strengths-based, meaning I consider how your thoughts, emotions, relationships, and life experiences are interconnected while drawing from approaches including CBT, IFS, attachment theory, mindfulness, and trauma-informed care to help you build insight, develop practical tools, and create lasting change. I believe healing happens within a strong therapeutic relationship, and together we’ll build practical tools, deepen self-understanding, and work toward the goals that matter most to you in a way that feels authentic and sustainable.
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New to Grow

$125/session

Specialties

School Issues
Anxiety
Depression
+8
Hi! I'm Leah, a therapist dedicated to helping individuals navigate life’s challenges, strengthen their relationships, and develop a deeper understanding of themselves. I believe therapy is a collaborative process built on trust, compassion, and curiosity, where clients can feel safe exploring their experiences without judgment. I have experience working in a variety of settings, including residential treatment, providing support for individuals experiencing anxiety, depression, trauma, life transitions, relationship challenges, and difficulties with emotional regulation. My approach is warm, individualized, and informed by evidence-based practices while recognizing that each person’s journey is unique. I strive to create a supportive environment where clients feel heard, validated, and empowered to make meaningful changes. Together, we can explore patterns, build on your strengths, and work toward greater self-awareness, healing, and personal growth.
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$200/session

Authentic
Warm
Empowering

Specialties

School Issues
Anxiety
Depression
+10
Welcome, I’m Sam Moglen, a Licensed Marriage and Family Therapist providing therapy for individuals throughout California via online sessions. If you’re feeling overwhelmed by grief, anxiety, depression, or relationship challenges, you don’t have to navigate it alone. Therapy can help you feel more grounded, more connected, and more at ease in your daily life. My approach is warm, collaborative, and attuned to your nervous system. I integrate EMDR, somatic therapy, and nervous system-based approaches to help you process difficult experiences and shift patterns that no longer serve you. Rather than just talking about problems, we’ll gently work with both your thoughts and your body’s responses so you can experience lasting change, not just temporary relief.
VirtualAvailable
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$120/session

Authentic
Empowering
Direct

Specialties

School Issues
Anxiety
Depression
+9
I am a Licensed Clinical Social Worker licensed in California and Nevada, specializing in individual and group therapy. I have over 20 years of experience providing services to adults and adolescents including case management, and individual and group therapy. I work with clients using Cognitive Behavioral Therapy, Mindfulness, and other modalities to help them learn how to recognize and change unhealthy or painful patterns in their lives. I have worked with clients with a wide range of concerns including depression, anxiety, relationship issues, parenting problems, and career challenges. I have also helped people who have experienced physical trauma and/or emotional abuse. My therapy style is warm and interactive. I believe in treating everyone with respect, sensitivity, and compassion. The work is not always easy or comfortable but it is rewarding and it has the power to bring lasting positive change to our lives. I hope to be able to bring what I've learned to my work with clients. Not as an expert or someone with all the answers but as a coach or guide. If you are ready to take that step, I am here to support and empower you.
VirtualAvailable
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$175/session

Authentic
Holistic
Warm

Specialties

School Issues
Anxiety
Child or Adolescent
+6
Hi, I’m Jessica Langford. I am a dedicated therapist committed to supporting children, adolescents, and families as they navigate life’s challenges. My approach is compassionate, collaborative, and strengths-based, helping clients build practical skills, increase self-awareness, and create meaningful change. I strive to provide a safe and supportive space where clients feel heard, respected, and empowered to grow. Overall, I use CBT in a structured, goal-oriented, and strengths-based manner, tailoring interventions to each client’s needs while promoting insight, self-efficacy, and long-term symptom reduction.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering

Specialties

School Issues
Anxiety
Parenting
+7
Hello, my name is Jennifer, and I am a Marriage and Family Therapist. Over the past 17+ years I have predominately worked with children and adolescents and their families. I specialize in working with this population. My goal is not to just treat the child, but also to equip the parents to be able to help their child in the home. My goal is "parent as therapist." While I love my time each week with my client, the parents are the ones doing the real work in the home. As a parent, I know that one of the most difficult feelings is seeing your child struggling and not knowing how to help. My goal is to help the child while also training up the parents to heal the entire family. My preferred methods of treatment are CBT and PCIT as I believe they offer tools to help families quickly and effectively.
VirtualAvailable
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$175/session

Warm
Empowering
Authentic

Specialties

School Issues
Anxiety
LGBTQ
+10
It's easy to overlook our need for self-care when we're busy taking care of other aspects of our lives. Our priorities often revolve around work and our family's well-being, leaving us at the bottom of our list. My aim is to encourage self-determination through therapy. During our therapeutic relationship, we will work together to achieve your goals and find new ways to overcome obstacles and crises. We'll collaborate on identifying your strengths, as it's important to recognize how your current mindset and decisions are impacting the challenges you face in life.
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$105/session

Warm
Authentic
Open-minded

Specialties

School Issues
Anxiety
Grief
+5
Hi, I’m Natalie! I’m a Northern California-based Licensed Clinical Social Worker who works individually with adults. I believes therapy is most effective when it feels like a genuine, supportive relationship. Real progress happens when you feel comfortable, understood, and connected—and that’s always where I begin. My clinical background includes school-based mental health, hospice, community-mental health and private practice, which allows me to meet a wide range of experiences. My style is warm, relaxed, and non-judgmental. I focus on building authentic connections and letting you take the lead at a pace that feels right. At the same time, I’m not afraid to ask thoughtful questions, offer supportive challenges, and use humor to lighten the process when it fits. I view you as the expert of your own life, and my role is to help you recognize and build on your strengths. While I prefer an unstructured, conversational approach, I also draw on evidence-based practices for skill-building and support when helpful. Together, we’ll work to identify tools and strategies that support your well-being and help you feel more confident navigating life’s challenges.
VirtualAvailable
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Often rebooked

$175/session

Warm
Authentic
Empowering

Specialties

School Issues
Anxiety
Parenting
+11
Hello, I'm Melanie. Do you feel like your life is out of control due to your circumstances, your anxiety, or other factors? We can work together to determine what's not working and how to make life run more smoothly for you so that you feel more at peace. I have 17 years of experience as a therapist in varied settings as well as lots of life experience with loss, mental health issues and parenting. I promise to provide you with a safe space to express yourself as well as plenty of evidence-based techniques. I hope we get the opportunity to work together to help you start to feel more in control of your life and your current situation.
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$165/session

Warm
Authentic
Empowering

Specialties

School Issues
Anxiety
Coping Skills
+6
Welcome! I'm Diana. Bienvenido! Me llamo Diana. Are you a woman balancing school, work, and/or personal challenges? Do relationship struggles, work stress, trauma or family issues weigh on you? You’re not alone. I specialize in supporting women like you who are advancing their career or education. In addition I support step-parents/parents navigate co-parenting, court complexities, and blending families after divorce. If you're a newly divorced parent or part of a blended family, I can help you manage the challenges of creating a new family dynamic. Let’s build a personalized plan to help you meet your goals and thrive. I have experience working with children, adolescents, individuals and families. I have worked in a school setting, community mental health and in private practice. I use an integrative therapy approach using various tools and forms of therapy such as Cognitive Behavioral Therapy, Humanistic Therapy, and Psychodynamic Therapy in my practice. Congratulations on taking this first step on starting your therapy journey. Whether you are struggling with stress, anxiety, depression, a life transition, family issues, self esteem, etc..I am here to help. You are not alone! With me, you are always welcome and have a safe space to be who you are. We will create a space together where you can heal and grow.
VirtualAvailable
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$235/session

Humorous
Authentic
Intelligent

Specialties

School Issues
ADHD
Coping Skills
+9
My name is Gina and I specialized in Therapy for Adults with ADHD I help professionals with ADHD who are struggling with managing day-to-day life learn to gain more stability and power over their lives and have a healthier view of themselves. I can help you develop new behaviors and implement strategies that will help you feel more secure and confident in your daily activities and relationships with others. Check out my website for more detailed information: https://www.therapyforadulting.com/
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$200/session

Warm
Direct
Authentic

Specialties

School Issues
Coping Skills
Life Transitions
+9
Finding a place where you can be completely honest about how you’re doing shouldn't be so difficult. I’m Elizabeth, and I help people navigate the deeper, more complex parts of their lives that often feel hard to put into words. I believe that the challenges you’re facing today are usually connected to a larger story. Whether you are dealing with the long-term effects of trauma, the weight of life changes, or a persistent feeling that something is 'off,' I’m here to help you make sense of it. My goal is to move beyond just managing symptoms so we can understand and address the root causes of your distress.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, School Issues, is filtering therapists in California that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.