Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 88 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/4/2025

Jessica Dulin

Jessica Dulin, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LMFT
8 years of experience
Virtual
I am a licensed marriage and family therapist with 8 years of experience. My clinical experience is working with individuals who are dealing with cancer and chronic illness, both from a personal and clinical perspective. I have successfully helped clients navigate through challenges such as anxiety, depression, and OCD. My goal is to provide a safe and supportive environment where clients can explore their emotions, develop coping strategies, and ultimately find healing and growth.

Michael Najera

(he/him)

Michael Najera, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$225/session
LMFT
10 years of experience
Virtual
Hi There! My name is Michael. I have my master's in clinical psychology, focusing on marriage and family therapy LMFT. I did my internship at Glendale Adventis Hospital, dual diagnosis program. Just because I'm an expert in my field, does not make me an expert about you. You have lived a life experience that no one can teach about in a grad course. You will teach me much more than the classes I took. I take many CE units (I joined an unlimited program), read work related books just for fun, and truly enjoy my work and private life. I'm grateful for everything! Outside the office I have two adult children, love to water ski, play drums, race cars, and fix things.

Simon Chan

(he/him)

Simon Chan, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
10 years of experience
Virtual
I ONLY SEE ADULT CLIENTS and I DON'T SEE COUPLES. I’ve wanted to be a therapist since I was 18; I knew that I was a very self-aware, emotionally sensitive, and insightful individual. I have a genuine desire to get to know each client as a human being. I find it very easy to listen to others and am interested in solving personal problems. I like to observe and analyze people. In high school, my friends always confided in me about their problems because they saw that I was trustworthy. Before becoming a therapist, I was a medic in the US Army. Whether you are struggling with porn and sex addiction, depression, anxiety, or trauma, I’m honored to support you. I specialize in helping adults get to know themselves and feel empowered to advocate for their well-being. As we work together, you will reflect, expand your awareness, and gain tools to manage adversity and grow.

April Jannise

(she/her)

April Jannise, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
28 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) based in Southern California. I received my Masters from the University of South Carolina in 1996 and have been practicing for 28 years. I have worked in a variety of settings, including outpatient, group homes and long-term inpatient units. I have been providing therapy through telehealth since 2013. I enjoy learning from people in all walks of life while helping them resolve their struggles and live their best lives.

Chauncy Sherman

(she/her)

Chauncy Sherman, LMFT - California Therapist at Grow Therapy
$95/session
LMFT
10 years of experience
Virtual
I'm so happy you are here. My name is Chauncy, and I'm a Licensed Therapist based in Southern California. Life very rarely goes according to our plans. My goal is to help you navigate the twists and turns so you can live a richer, fuller, more empowered life. Clients of all backgrounds are welcome, and my specialties include anxiety, depression, racially-based PTSD, and religious trauma.

Rosanna Salazar

(she/her)

Rosanna Salazar, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
17 years of experience
Virtual
Life is really complex and challenging so I’m glad you’re checking in to find ways to support a fulfilled, happy and thriving YOU. Whether you are here to process trauma, sort out your future plans or relationships, learn new coping to manage stress, or some other area of your experience that is having an impact on you, I’m honored that you’ve considered how I can support you. In a process you are empowered to design, we will create a space where you can grow, heal and feel better using a variety of evidence-based techniques, a safe virtual environment and our therapeutic relationship!

Hilary Matthews

(she/her)

Hilary Matthews, LMFT - California Therapist at Grow Therapy
$100/session
LMFT
10 years of experience
Virtual
Hi my name is Hilary Matthews and I am a therapist specializing in mood disorders, substance use treatment and trauma. People often report fears and sadness as life changes affect them. I beleive that change is something to embrace and I will show you how. In my client centered practice I use Cognitive behavior, mindfulness, motivational interviewing, trauma informed care to assist clients with their challenges.

Jose-Luis Ochoa

(he/him)

Jose-Luis Ochoa, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$190/session
LMFT
8 years of experience
Virtual
I am a bilingual Licensed Marriage and Family Therapist with over 8 years of experience helping adolescents and adults manage and foster positive change through the lens of psychology. Driven by a genuine desire to make a difference, I am dedicated to helping individuals navigate the complexities of their lives, fostering growth, resilience, and meaningful connections. I hold a master's degree in Counseling Psychology with an emphasis in Marriage and Family Therapy and Health Psychology from Santa Clara University.

Paul Ellingsen

(he/him)

Paul Ellingsen, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
30 years of experience
Virtual
I am a licensed psychotherapist and hold bachelor’s and master’s degrees in psychology. I have over 30 years experience and have performed thousands of hours of counseling. I have worked across a broad spectrum of mental health settings including private practice, CPS, Residential Treatment Centers, substance abuse facilities, psychiatric hospitals, and conducted psychiatric evaluations in a hospital ER. I've seen it all and dealt with it all. My life’s work has been dedicated to assisting people overcoming problems, and living happier, more rewarding and fulfilling lives.

Lisa Talerico

Lisa Talerico, LP - California Therapist at Grow Therapy
$180/session
LP
20 years of experience
Virtual
Hello and thank you for visiting my profile and for taking the time to learn about my psychotherapy practice. I am a Clinical Psychologist who provides a safe, trusting, nonjudgmental, and respectful environment in which my clients are able to work through their difficult issues. I provide individual psychotherapy, couples therapy, and family therapy. Throughout my career I have worked with individuals of all ages from a wide variety of cultures and backgrounds. In addition to my private practice, I have had the opportunity to work with children, adolescents, and adults in various settings such as school settings, residential programs, substance abuse programs, transitional living facilities, group homes, and hospital settings. My experiences in these settings enables me to bring valuable knowledge and resources to my clients in my private practice. I specialize in depression, anxiety, eating disorders, weight management, grief/loss, substance abuse, LGBT issues, adolescent issues (school, emotional, behavioral/family), young adult issues (career, transition, relationships), and personal growth.

Mary Baker

(she/her)

Mary Baker, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
12 years of experience
Virtual
I have been in the field for the past 12 years and have had the privilege of working with many different communities. I have extensive experience with trauma, depression, anxiety, OCD, identity development (sexual and gender), relationship issues, domestic violence, self harm and suicidal ideation. I have worked on a college campus and am well versed with ADHD, Autism and academic issues as well. I have loved my work with the LGBTQ community and have supported many through their transition. I have been honored to work with survivors of assault and sexual trauma. This work also extends to religious trauma and abuse (physical, emotional). I feel small changes can make a significant impact and am excited to help people navigate these changes. I am straightforward and direct with my clients and love to work with those motivated to improve their lives. I know it is not easy to reach out for help and I appreciate that clients allow me the opportunity to help.

Matthew Volzer

(he/him)

Matthew Volzer, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$135/session
LMFT
25 years of experience
Virtual
Are you feeling stuck, overwhelmed, or exhausted from trying to keep it all together? You don’t have to navigate it alone. I’m Matthew C. Volzer, a Licensed Marriage and Family Therapist with over 20 years of experience in mental health and 12 years helping individuals, couples, and families create lasting change through evidence-based therapy. I specialize in working with people who are struggling with anxiety, depression, anger, relationship challenges, or the emotional weight of past trauma. My approach is practical, compassionate, and results-oriented. Drawing from CBT, trauma-focused therapy, and family systems work, I’ll help you understand the patterns that keep you stuck and give you tools to move forward with clarity and confidence. Whether you’re looking to quiet your inner critic, build stronger relationships, or simply feel more like yourself again—I’m here to support you every step of the way. If you’re ready to start feeling better and make meaningful changes in your life, I’d be honored to work with you.

Monica Perez

Monica Perez, LPCC - California Therapist at Grow Therapy
$190/session
LPCC
5 years of experience
Virtual
Hi! I'm a Licensed Professional Clinical Counsellor (LPCC) based in California. I received my Masters from the Cal State University of San Bernardino and have been practicing for 5 years. Inspired by my own experiences in therapy, I strive to provide clients a safe space by utilizing a non-judgmental approach to help overcome life struggles, by helping them develop healthy coping skills, reduce stress and prevent burnout. My extensive experience in various settings have equipped me to effectively support culturally diverse populations by utilizing multiple modalities of treatment tailored to each client's needs.

Denice Hutner

(She/Her)

Denice Hutner, LMFT - California Therapist at Grow Therapy
$80/session
LMFT
10 years of experience
Virtual
Hello and Welcome to the first step toward emotional healing. Healing Through Connection is my personal philosophy and lifelong vision to reach people who feel lost, hopeless, lonely, disconnected, uncertain, and grief ridden. I use a unique blend of professional and personal experiences that drive connection. I believe that we all find ourselves in seasons of life where we need to be reconnected with our worth, understand our experiences, and overcome our battles.

Don DeMaderios

(he/him)

Don DeMaderios, LMFT - California Therapist at Grow Therapy
$222/session
LMFT
20 years of experience
Virtual
Life presents opportunities and challenges. When we are faced with challenges, it is okay to seek support. At Don-Positive Change Therapy, I help you identify the challenges and plan and implement the solutions that allow you to function in the world in a way that is right for you. I believe this is your journey, and I am honored to be able to help you achieve the balance in life you deserve. If you're looking for a positive change in your life, you've come to the right place. We all have times when we experience symptoms, be it anxiety, depression, trauma, or things that just don't feel right. I am trained and experienced in a variety of therapeutic modalities supporting individuals, couples, adolescents, parenting, and family systems. With a focus on language, communication, thoughts, feelings, behaviors, and emotions, you will be on a path toward balance and positivity. Whether you are experiencing challenges with work or life, you can learn how to manage the things you can control, "you!" I truly believe this is "your" journey, not mine, and the sessions are focused on you and what you want to resolve for yourself. I am here to guide, support, and provide you with the necessary tools to succeed.

John Carswell

John Carswell, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
20 years of experience
Virtual
My approach is unique in that I don't just focus on your symptoms and observable behaviors. I work with you to go "behind the scenes" of what lies underneath your thoughts, feelings and actions that has caused the problems you're experiencing now. My work focuses on helping you move from feeling stuck to becoming empowered to overcome personal life challenges and conflicts within yourself or with others. As a Licensed Marriage and Family Therapist I bring over 20 years' experience and training that will come to bare in our work together. I have worked in various settings and served diverse populations, including acute in-patient, sub-acute, partial hospitalization, crisis residential, child and adolescent programs and in private practice. My experience and training have allowed me the privilege to serve clients with both complex and chronic mental health challenges.

Larisa Escalante

(she/her)

Larisa Escalante, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
7 years of experience
Virtual
My name is Larisa Escalante, and I am licensed Marriage and Family Therapist (LMFT #140018). My approach to therapy is grounded in Cognitive Behavioral Therapy (CBT), a highly effective and evidence-based therapeutic modality. In addition to my expertise in CBT, I am also trained in Eye Movement Desensitization and Reprocessing (EMDR) and Brainspotting therapies. These trauma-focused therapies are instrumental in helping individuals process and heal from distressing or traumatic experiences, fostering resilience and emotional growth. II was drawn to this profession by a genuine desire to help others and make a positive impact on people's lives. As a therapist I have a natural inclination towards understanding and empathizing with others. My genuine care about people's well-being and want to provide support during times of struggle. I often find fulfillment in assisting individuals in overcoming challenges, achieving personal growth, and making positive changes in their lives. The study of human behavior, emotions, and psychological processes is intriguing and captivating to me as a therapist. It also helps me to experience my own personal growth and healing through therapy, which inspires me to help others in similar ways.

Kayla Rhodes

(she/her)

Kayla Rhodes, LMFT - California Therapist at Grow Therapy
$160/session
LMFT
9 years of experience
Virtual
It never ceases to amaze me just how often I have to try to convince others that they are worthy SIMPLY because they exist. This includes you! I want to know who communicated to you that you are not enough and why you value the opinion of said person(s); these types of harmful beliefs are learned, not innate. Let's unlearn them together. Most of my early clinical work has been with children and adolescents with focus on Autism Spectrum Disorders, ADHD, trauma and various behavioral and emotional issues. I have worked in high-intensity and high-crisis environments from school to hospital settings. I am passionate about working with and creating a safe space for folks who belong to BIPOC and LGBTQ+ communities. I understand that belonging to a marginalized/oppressed group can result in barriers to achieving and maintaining optimal mental health. I am a cis/het woman doing my best to provide care that is equitable and gender-affirming. I'm always learning and growing as an ally; you will always be safe here. I am also always looking at things through a trauma-informed lens. I'm a busy working parent who understands how hard it can be to do it all. I am currently pursuing a certification in treating perinatal mood and anxiety disorders to be able to better support soon-to-be and new parents; this particular journey is no joke!

Khris Durham

(she/her)

Khris Durham, LPCC - California Therapist at Grow Therapy
$200/session
LPCC
5 years of experience
Virtual
I believe people generally want to be happy, effective, and successful in their lives. Working from a client-centered approach, I aim to display unconditional empathy and genuine support to strengthen the therapeutic relationship and help you on your journey to a more holistic, congruent view of yourself. Effective OCD treatment means challenging yourself to do those things you fear—not just speak about them. With therapy, change is easy to see, but it takes your hard work and dedication to do the opposite of what has been protecting you from stress, anxiety, and fear. Living in an OCD cycle is distressing and time consuming, but often times comfortable; its repetitive and ritualistic nature provides a false sense of safety and control. Effective OCD treatment requires a willingness to abandoned your tried and true (though unhealthy) methods try something new. Together, we can enact the change you’d like to see in your life.

Phyllis Hart

Phyllis Hart, LPCC - California Therapist at Grow Therapy
$150/session
LPCC
15 years of experience
Virtual
Hi, I’m Dr. Phyl, a licensed therapist (LPCC in California, LMHC in Florida) with a doctorate degree in Counseling Psychology. I help adults and teens navigate anxiety, depression, OCD, ADHD, low self-esteem, and women’s issues using practical, evidence-based tools. My style is supportive, collaborative, and nonjudgmental. I draw from Cognitive Behavioral Therapy (CBT), humanistic and person-centered approaches, and motivational interviewing to meet you where you are and help you move toward lasting change. Whether you’re feeling overwhelmed, stuck, or simply ready to grow, I’m here to support you with compassion, insight, and effective strategies for healing.

Era Thompson-Heard

Era Thompson-Heard, LCSW - California Therapist at Grow Therapy
$120/session
LCSW
11 years of experience
Virtual
Hi! and thank you for visiting my profile. I am a licensed therapist committed to helping individuals navigate life’s challenges with greater clarity and resilience. My work integrates evidence-based practices with a compassionate, client-centered approach. I specialize in helping clients manage anxiety, OCD, depression, life transitions, heal from trauma, and build stronger relationships—with others and with themselves. I tailor therapy to meet your unique needs and goals. At the core of my practice is the belief that lasting change comes from both insight and action.

James McNinch

(he/him)

James McNinch, LCSW - California Therapist at Grow Therapy
$250/session
LCSW
13 years of experience
Virtual
If you found your way here, it's likely that you are struggling to form healthy relationships in your adult life. Maybe you feel trapped by your past experiences and can't seem to move beyond them. You may have experienced a loss and are having difficulty navigating your grief. Or you might be unsure of what you are looking for but know that you want to live a more satisfying adult life. Whatever the case may be, we can work through it together. I'd like to help you improve the relationship you have with yourself and others and overcome painful past experiences. I provide individual therapy virtually and in person to California residents from my offices in West Lake and Los Angeles. I'm trained in the NeuroAffective Relational Model (NARM) and in Eye Movement Desensitization and Reprocessing (EMDR) trauma therapy to address the identity distortions and relational patterns created as a result of childhood trauma. My approach is heartfelt, connected, and life-affirming. It aims to open your deepest intentions and desires to a life you've always dreamed about and is now possible through your own lived experience. https://jmtreatment.com https://www.youtube.com/watch?v=VTGDpXwbkDA

Reina M. Michelle

Reina M. Michelle, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
18 years of experience
Virtual
Welcome! I am Reina Michelle, a Licensed Marriage and Family Therapist who specializes in helping people who are going through difficult times in their lives. I work with "individuals only" to express their feelings and learn to communicate better with their partner and family. Patterns in stuck relationships can be changed with learned skills and empathy towards one another. All one needs is the desire to change old tired behaviors into new successful ones. I am licensed and have a Master's Degree in Counseling Psychology from JFK University in San Jose, CA. Life is too precious to put off your happiness and well-being any longer. Helping you to improve your life is important to me. It is truly an honor to meet you.

Jo Beth Vannatta Krebs

(she/her)

Jo Beth Vannatta Krebs, LPCC - California Therapist at Grow Therapy

Frequently rebooked

$180/session
LPCC
7 years of experience
Virtual
It takes courage and resiliency to embark on the journey of finding your “best self.” Life is full of unique challenges and lessons including traumatic events, grief, relationships and family all can take their toll on our psyche. I use an eclectic, integrative, approach that includes Eye Movement Desensitization Reprocessing (EMDR), Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), Narrative Therapy and Solution Focused Brief Therapy and Clinical Hypnosis for pain management, performance enhancement and memory retention among other treatments to find what restores joy and peace to you! My goal is to provide a supportive, caring space to work on your symptoms of depression, anxiety, PTSD, OCD, ADHD, post-partem depression, grief or any other diagnosis that is impacting your daily life. I am a Christian having attended all Christian Universities but embrace all spiritual practices. I respect all faiths, beliefs and cultures and consider myself an ally to the LGBTQ community. I very much believe in a holistic whole body wellness plan. Lets work on living your best life ever with Mind, Body and Spirit working together!

Holly Siegrist, Ph.D., Psy.D.

(she/her)

Holly Siegrist, Ph.D., Psy.D., LP - California Therapist at Grow Therapy
$225/session
LP
15 years of experience
Virtual
Hi, I'm Dr. Holly Siegrist, and I am a psychologist licensed in California with 16 years of experience. I take a strength-based approach, and I work with clients on spirituality and meaning making, creativity, dream analysis, relationship issues, trauma, anxiety, depression, stress related to disability and other discrimination, grief, chronic illness, losses, and life change. My interests are in social justice, coping with discrimination, health and wellness, and resilience. My therapy style is warm and welcoming. I believe in treating everyone with respect and compassion, and providing a safe space to listen to clients. I have a Ph.D. in Psychology with Specialization in Existential, Humanistic, and Transpersonal Psychology from Saybrook University. I also hold a doctorate degree in Clinical Psychology from the California School of Professional Psychology at Alliant International University, an M.S. in Rehabilitation Psychology from the University of Wisconsin-Madison, an M.A. in Disability, Health and Illness from the University of Leeds, and bachelor's degrees in Psychology and Comparative History of Ideas from the University of Washington, Seattle. I specialize in dream analysis and lucid dreaming therapy. What drew me to therapy was my interest in social justice work while I was attending the University of Washington, and did peer counseling with students. I have always been interested in helping people, I enjoy hearing people’s stories, and I also find that in the therapeutic process I learn more about myself. Through my therapy journey I have gained much experience in working with diverse people. In addition, during my time at Saybrook University, I received training in spiritual approaches in therapy, and dream analysis and lucid dreaming therapy. I'm glad you are moving towards living a more fulfilling and happier life. I am here to support you so you can empower yourself on your journey of transformation.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Obsessive-Compulsive (OCD)?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Obsessive-Compulsive (OCD), is filtering therapists in California that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.