Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 581 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 7/14/2026

$100/session

Direct
Empowering

Specialties

Family Therapy
Substance Misuse
Trauma and PTSD
+6
I'm Jakira Miller-Eason, MS, LCMHC, LCASA, a trauma-focused therapist who works with children, adolescents, adults, and families. I specialize in helping individuals heal from complex trauma, childhood trauma, anxiety, depression, relationship challenges, and major life transitions. My approach is warm, supportive, and nonjudgmental, combining evidence-based practices with genuine connection. I understand that seeking therapy can feel overwhelming, and I strive to create a space where clients feel safe, heard, and valued. Together, we work to identify patterns that may be keeping them stuck, develop healthier coping strategies, strengthen relationships, and build resilience.
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New to Grow

$125/session

Specialties

Anxiety
Depression
Trauma and PTSD
+8
Hi, my name is Rebecca! I am a Licensed Clinical Mental Health Counselor (LCMHC) who works with adults, teens, and couples navigating anxiety, depression, trauma, life transitions, and relationship challenges. I have 4 years of experience and completed my Masters in Clinical Mental Health Counseling at the University of San Diego. I am passionate about helping individuals navigate life's challenges and discover their own strengths and resilience. I believe that therapy can be a powerful space for healing, growth, and self-discovery, and I feel honored to walk alongside clients as they work toward meaningful change. My approach is to create a safe and supportive environment through integrative therapy where clients can feel comfortable being themselves, process life's challenges, and build on their strengths to create meaningful, lasting change. Together, we will work toward developing the tools and insight needed to support your personal growth and well-being. Taking the first step toward therapy can feel overwhelming, and reaching out to a therapist for the first time may bring up many questions. I am here to provide support, answer any questions you may have about the therapy process, and help you feel comfortable as you begin your journey toward healing and growth.
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$100/session

Authentic
Empowering
Warm

Specialties

Anxiety
Coping Skills
Depression
+7
Hiya. My name is Sejal Patel, and I am currently licensed in North and South Carolina, as a LMFT. As a therapist, I show curiosity when my client(s), families, and couples ask me for guidance. Majority of my clients', share the assumption, because I am a therapist, I experience minimal challenges in life and relationships. I wish that was true. My professional education and knowledge has been helpful and useful. Truthfully, the lessons I learned by experiencing failures, challenges, and struggles of life are the true heroes to how I find my solutions. I welcome your curiosity to a collaborative process that combines my professional expertise, your life experience knowledge, and the power of creative solutions.
VirtualAvailable
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$200/session

Authentic
Empowering
Humorous

Specialties

Addiction
ADHD
Anxiety
+10
Hello! My name is Ellie and I am a Licensed Clinical Social Worker. Therapy is a process of self-discovery. My goal for each session is to create a warm, approachable, and safe environment in which clients feel heard, understood, and empowered exploring and addressing issues in therapy, while cultivating self-awareness and healthy coping skills. In my practice, I work to build a caring, authentic, and collaborative client-therapist relationship as I believe fostering and nurturing the therapeutic alliance is the catalyst and essential for achieving and experiencing positive, lasting change in your relationships and life. Some of my areas of expertise include, but are not limited to, depression and anxiety, adjustment disorders, personality disorders, women’s issues, relationship/marital issues, parent-child conflict, hoarding disorder, PTSD and trauma, self-harm and suicidal ideation, attachment issues, eating disorders, self-esteem and body image issues, and grief and loss. The therapy process allows clients to identify and reach their goals and aspirations, find more meaning and purpose and effectively cope with challenging emotions, stress, and adversity. I believe in the healing and change that therapy brings people and believe in the power of tapping into the creative and deeper part of self that promotes true growth.
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New to Grow

$100/session

Specialties

Addiction
Depression
Men's Issues
+10
I am a clinically seasoned therapist dedicated to helping people reclaim stability when life feels overwhelming, chaotic, or disconnected. My approach combines genuine empathy with objective feedback to address acute anxiety, trauma, and complex relationship dynamics. I focus on creating a reliable, conversational space where you can sort out your feelings, break unhelpful patterns, and move forward at a pace that works for you.
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$103/session

Authentic
Warm
Solution oriented

Specialties

Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
VirtualAvailable
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New to Grow

$65/session

Specialties

ADHD
Depression
Trauma and PTSD
I am a woman in her second half of life. I have raised three children,I have six grandchildren and four great-grandchildren. I have dogs and cats as pets and live in the country. I grew up in a military town and am an Army brat. I was also a Military Family Life Counselor in public schools working with children of military parents. I have a child currently serving in the US Navy. I also have a small garden. I have many different hobbies that I enjoy. I am 30 plus years sober and value my sobriety on a daily basis. I have exercised many of my own demons which helps me recognize the struggle in others. I make an effort to not be judgemental of anyone's choices. I listen, I provide a safe space.
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$120/session

Empowering
Warm

Specialties

Anxiety
Child or Adolescent
Depression
+10
My name is Jessica Scales and I am a Licensed Clinical Mental Health Counselor (LCMHC # 10501) in North Carolina. I am also a National Certified Counselor (NCC) and a Certified Clinical Anxiety Treatment Professional (CCATP). I have been counseling for over 13 years, with children, adolescents, and young adults (ages 18-30) being my specialty areas. I enjoy helping younger children make sense of the world around them and figure out how to navigate the big emotions they experience daily. With adolescents, I feel it is important to make them feel heard and have a safe space to process past or present trauma, peer-related issues, family stressors, and personal changes and emotions. For young adults, it is important for them to have a safe space to explore life transitions and the emotional and mental stressors or effects that may accompany these changes. I believe in working with each individual in a holistic way, considering all areas of their lives: emotional, physical, spiritual, familial support, personal, environmental, financial, and social. I utilize interventions based in Cognitive Behavioral Therapy and Motivational Interviewing while incorporating play-based care, faith-based care, and Expressive Arts techniques. The counseling space is the space for individuals to feel safe, heard, and able to process any life circumstances, big or small, without judgment and with unconditional positive regard. I intend to create this safe space for healing and each individual's counseling journey.
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$110/session

Authentic
Solution oriented
Intelligent

Specialties

ADHD
Anxiety
Coping Skills
+9
I am a fully licensed clinical social worker with nearly 10 years of experience in the field. I am currently licensed in two states. My experience varies from therapeutic mentor, supervisor for other LCSW, and one on one with persons served as a therapist/clinician. My approach is strength-based and person-centered. I work with ages from 6 and up with a focus on adolescents, teens, and adults.
VirtualAvailable
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$100/session

Authentic
Humorous
Open-minded

Specialties

ADHD
Anxiety
Depression
+10
Hi, my name is Jonathon Payne and I am a practicing Licensed Clinical Mental Health Clinician, LCMHC, with the State of North Carolina with over 18 years of experience. Most of my work experience has come from working with individuals in crisis settings and or situations. The work has always been challenging, humbling, and rewarding. It has taught me the value of true genuineness and the importance of being able to connect with people and build working relationships. I love therapy. I respect the therapeutic process and value the hard work and introspection it requires. Therapy is something that I am passionate about. Everyday it provides me an opportunity to help others and learn from others. I am proud of the things I have learned, but even more humbled and optimistic of things that I continue to learn. One thing I would tell you is that a have a real passion and commitment to counseling and the therapeutic process. It is and has been what I love to do. I put tremendous value on the importance communication, language, and building a good therapeutic relationship or rapport. Its important to me that you, the patient feel safe, heard, and valued. My counseling style is very laid back and supportive, with a very non-judgmental stance. However, I am not afraid to roll my sleeves up and work hard. I believe in being supportive, motivating, and challenging. Its important that you have the opportunity to work hard, learn, grow, while developing realistic attainable and measurable goals.
VirtualAvailable
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Often rebooked

$100/session

Open-minded
Authentic
Direct

Specialties

Anxiety
Depression
Life Transitions
+9
I am a Licensed Clinical Social Worker with a unique educational background in Pre-Pharmacy and Bachelors of Science in Biology. This diverse educational background plays a role in my ability to encompass the mind, body, soul approach during therapy. I look forward to being a supporter in your life journey. I believe taking thoughts captive from the root will change the outcome of your actions.
VirtualAvailable
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$120/session

Authentic
Warm
Empowering

Specialties

Anxiety
Career Counseling
Depression
+7
Welcome — I’m John Dyson, a Licensed Clinical Mental Health Counselor (LCMHC) and National Certified Counselor (NCC), based in the foothills of North Carolina. I want you to take a moment to acknowledge that you’ve already taken the first step toward bettering your mental health. Let’s be honest — starting therapy can feel empowering, confusing, or even scary — sometimes all at once. My goal is to create a safe, welcoming space where you can explore concerns related to anxiety, depression, and self-care. I focus on helping clients build assertive communication skills and healthy boundaries, both with themselves and with others, in ways that support a more balanced, fulfilling life. Therapy is an opportunity for personal growth in whatever way you're seeking — whether that means navigating specific challenges or building the life you deeply deserve. If that’s what you’re looking for, I’m here when you’re ready. Together, we’ll clarify the challenges you’re facing and identify where you want to be — a month, six months, or a year from now. Then, we’ll explore actionable strategies to help you move forward. You'll leave each session with a clearer understanding of your situation and a set of “next steps” you can begin right away. There will always be space for feedback and collaboration in our work — including holding each other accountable as we walk this path together.
VirtualAvailable
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$125/session

Authentic
Warm
Empowering

Specialties

Anxiety
Coping Skills
Depression
I am licensed in North Carolina with 14 years of professional work experience. I have experience in helping clients with stress and anxiety, trauma and abuse, motivation, self-esteem, confidence, & depression. I believe that you are the expert on your story and that you have many strengths that will assist you in overcoming things that challenge you. Taking the first step to sign up for therapy can take courage, and I am proud of you for getting started!
VirtualAvailable
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New to Grow

$200/session

Specialties

Addiction
Anxiety
Depression
+8
Hello, I'm Lisa, a Licensed Clinical Social Worker (LCSW) and Licensed Clinical Addictions Specialist (LCAS) with nearly two decades of experience in private practice. I provide a compassionate, supportive, and nonjudgmental space where adults can feel heard, understood, and empowered to navigate life's challenges. My approach is collaborative and client-centered, helping individuals build on their strengths, develop effective coping skills, and create meaningful, lasting change. Whether you're facing anxiety, depression, stress, relationship concerns, or a major life transition, I look forward to partnering with you on your journey toward healing and personal growth.
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$115/session

Warm
Solution oriented
Open-minded

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+6
You are stressed and filled with anxiety. Your thoughts are negative and you lack self-confidence. You feel so overwhelmed by emotions that you no longer know what you feel. Or maybe you are emotionally shutdown and just feel numb. Past traumatic events cause you to react to life in unhealthy ways. Intrusive thoughts keep distracting you from what you need to do each day. And you don’t understand why or how to change it. If any of this sounds familiar, there is hope! It is possible to retrain your brain and to develop different ways of thinking about life. You can stop automatically reacting and learn to thoughtfully respond to stressors. I would love to work with you and help you better manage thoughts and stressful emotions.
VirtualAvailable
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$120/session

Solution oriented
Warm
Intelligent

Specialties

Addiction
Anxiety
Depression
+4
I am licensed as a social worker as well as an addiction specialist. My ideal client is struggling to understand how substance use and misuse is effecting their life.Maybe they are questioning their own use, or that of their partner, children, or they grew up with alcoholics in the household. I also love working with people with depression and anxiety who want to examine where they are at and where they might want to go. I love thinking outside the box and encouraging new ways of seeing the world and its possibilities.
VirtualAvailable
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$150/session

Authentic
Empowering
Warm

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+10
I am a Licensed Psychotherapist, practice owner, and seminary-trained pastor with a passion for helping people move from surviving to thriving. My approach is warm, direct, and collaborative. I believe meaningful change occurs when insight is paired with action, and I work alongside clients to identify barriers, build on strengths, and develop practical strategies for growth. My professional experience includes working with individuals, couples, trauma survivors, and those navigating anxiety, depression, life transitions, and relationship challenges. I utilize evidence-based approaches such as Cognitive Behavioral Therapy (CBT), Cognitive Processing Therapy (CPT), and Brainspotting, tailoring treatment to the unique needs of each client. In addition to my clinical training, my pastoral background allows me to thoughtfully integrate faith into the therapeutic process when desired by the client. I understand that healing often involves emotional, relational, and spiritual dimensions. My own life experiences have taught me the value of resilience, perseverance, and personal transformation. These experiences inform my work and help me connect authentically with clients from diverse backgrounds. Whether you are facing a specific challenge or seeking a greater sense of purpose and fulfillment, my goal is to provide a supportive environment where growth, healing, and lasting change can occur.
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New to Grow

$110/session

Specialties

ADHD
Anxiety
Coping Skills
+3
I am a Licensed Clinical Social Worker. I like to bring a positive energy to each session and outlook to situations. I create a very nonjudgmental space where you are able to be open and share and be in the moment. I am very sensitive to everyone's different cultures and unique life experiences and I would love to help you with your journey of growth and healing.
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$100/session

Authentic
Warm
Open-minded

Specialties

ADHD
Anxiety
Depression
+3
Howdy! My name is Russell and I look forward to meeting you and working together! Taking the step to seek out therapy services can be the biggest hurdle to overcome, yet here you are. You made it! Even exploring options for therapy demonstrates the motivation that you have for positive change in your life. I enjoy taking a collaborative approach to working with all of my clients because you are the expert in your own life and know yourself the best. I am here as a support while you discover more about yourself. I am a LCMHC (Licensed Clinical Mental Health Counselor) with the state of North Carolina. I have a background working with various ages and demographics in a variety of settings. This includes children aged 6+ to pre-teens, adolescents, adults, families, and couples. I have worked in inpatient hospital settings, assisted with Intensive In-Home services for at-risk youth and their families, as well as with clients in traditional office-based environments providing outpatient therapy. My clinical expertise and the most frequent concerns that I help clients with are anxiety, depression, ADHD, anger management, relationship issues, family issues, and phase of life concerns. I tend to naturally gravitate toward adolescents who are struggling with navigating their lives, however, I enjoy working with all individuals regardless of age or background since life is a struggle for all of us. I tend to take a laid-back, relaxed (but professional) stance when working with clients to make the therapeutic process as welcoming and comfortable as possible!
VirtualAvailable
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$125/session

Specialties

Anxiety
Depression
Life Transitions
+10
You don’t have to perform here; this is a space where you can exhale and be real. I’m a therapist who specializes in helping women break the cycle of high-functioning burnout, especially women carrying the mental load, managing demanding roles, and feeling depleted behind the scenes. My work is trauma-informed and collaborative, focused on helping you reclaim your energy, strengthen boundaries, and move from survival mode into a life that feels sustainable. If you’re ready to feel grounded again, set boundaries without guilt, and build a life that’s sustainable, I use EMDR along with CBT, mindfulness-based strategies, and motivational interviewing to help you get there.
VirtualAvailable
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$100/session

Authentic
Direct
Empowering

Specialties

Anxiety
Depression
Mood Disorders
+1
I’m a dedicated mental health and substance use therapist committed to helping individuals navigate life’s challenges with clarity and resilience. I work with clients who are facing anxiety, depression, trauma, or struggles with addiction, offering a supportive and nonjudgmental space for healing and growth. My goal is to help you build practical coping skills, strengthen self-awareness, and create meaningful, lasting change so you can move toward a healthier, more balanced life.
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$100/session

Authentic
Warm
Direct

Specialties

Anxiety
Coping Skills
Depression
+6
Hello! I am a licensed therapist in both North Carolina and New York. I find great fulfillment in working with individuals needing assistance in better managing their mood stability, emotions, anxiety, relationships, codependency, and life adjustment stressors. Reaching out to a new therapist for the first time can feel overwhelming and very vulnerable. My main goal is always helping potential and established clients feel safe, respected, and heard. Feel free to reach out to discuss your needs and how I may be of assistance in your emotional journey.
VirtualAvailable
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$110/session

Empowering
Authentic
Direct

Specialties

Depression
Grief
Trauma and PTSD
+13
Hi there, I am Jen. Do you want to improve the quality of your life? Do you want to make long-lasting changes that improve areas of your life such as work and relationships? I empower clients to overcome the daily challenges of dealing with such issues as depression (or other mood disorders), anxiety, PTSD/Trauma, and grief. I'm here to help clients (ages 10 & up) get back to a place in their life where they feel more balanced, secure and to a place where they feel happy with their overall quality of life. I do believe in a holistic approach that focuses on the mind-body-spirit connection. I utilize various techniques that include mindfulness, helping you identify and address irrational thoughts, motivational interviewing and more. I work with clients to identify treatment goals at their 1st appointment, if possible and I also like to assign therapeutic "homework" since this helps clients practice and eventually acquire the skills they need to feel better about themselves and their lives. No matter the issue, I'm here to help. Seeking therapy is a brave thing to do and I will provide a safe space to help you heal and grow. In our sessions, I will provide empathy, active listening and humor to help you overcome what is troubling you. I look forward to hearing from you soon!
VirtualAvailable
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$150/session

Specialties

Addiction
Anxiety
Depression
+9
I’m Britanie Walker, LCSW, founder of A Touch of Hope LLC. With over 15 years of experience in mental health and substance use treatment, I bring a warm, compassionate, and down-to-earth approach to therapy. I believe in creating a safe, judgment-free space where adults can show up exactly as they are and feel truly heard and supported. My style is collaborative and grounded in respect, meeting clients where they are in their journey. Together, we work to explore challenges, build on strengths, and develop tools for healing, growth, and lasting change. My goal is to help you rediscover hope at your own pace.
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New to Grow

$100/session

Specialties

Anxiety
Depression
Life Transitions
+9
I am a CBT-based therapy practice with over 9 years of experience supporting clients through anxiety, depression, stress, and other emotional challenges. My approach is structured, collaborative, and focused on helping you understand the connection between your thoughts, feelings, and behaviors so you can make meaningful, lasting changes. In our work together, I use Cognitive Behavioral Therapy techniques to help you identify unhelpful thinking patterns, build healthier coping strategies, and develop practical tools you can use in everyday life. Sessions are goal-oriented but tailored to your individual needs, pace, and circumstances. With nearly a decade of clinical experience, I focus on creating a supportive and professional space where you can work through difficulties while building confidence, resilience, and long-term emotional wellbeing.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.