Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 536 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 3/18/2026

$145/session

Open-minded
Solution oriented
Holistic

Specialties

Coping Skills
Grief
LGBTQ
+3
Hi! I am a Licensed Mental Health Counselor (LMHC) in the state of Massachusetts. I have a Ph.D. in psychology and counseling from Regent University and many years of my own experiences to draw from that make me a grounded understanding partner to help get you back on track. I can help you find the sources of your stress and develop ways to deal with them or if you have lost a loved one, I can help you to understand the pain, process the loss, and find your strength to move forward.
VirtualAvailable
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$160/session

Authentic
Warm

Specialties

Grief
Mood Disorders
Trauma and PTSD
+10
Trauma has haunted you for years. It’s left you with nightmares and flashbacks. It’s caused you to distrust others and push them away. It’s made you feel broken and hopeless. You’ve tried everything you can think of to shed the weight of the past. You’ve read the books, tried the life hacks… You may have even talked to a therapist. But now, you’re out of options. Nothing has helped you transition from being a survivor to someone who’s truly alive. And you’re all talked out. No matter how many times you tell your story, nothing changes. The search for relief is exhausting. This might be your last shot at getting help.
VirtualAvailable
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$90/session

Empowering
Open-minded

Specialties

Anxiety
Health/Medical Issues
Older Adults
+2
I am a Licensed Clinical Social Worker with nearly 20 years of experience supporting individuals, families, older adults, and medically complex patients across a wide range of healthcare and community settings. My approach is grounded in compassion, collaboration, and practicality—I help clients navigate life’s challenges by focusing on what matters most to them. My background spans emergency departments, primary care clinics, long‐term care facilities, hospice, crisis response, and private practice. This breadth allows me to offer therapy that is warm, grounded, and deeply informed by real‐world experience.
VirtualAvailable
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Often rebooked

$125/session

Authentic
Empowering

Specialties

Anxiety
Couples Counseling
Depression
+10
Hey, I'm Carlos! I am a therapist dedicated to helping you reclaim your personal power. By integrating highly successful Cognitive Behavioral Therapy (CBT) with Mindfulness techniques, I help you slow down and recognize the significance of every moment. Together, we will work to ensure you feel empowered to make positive choices rather than feeling like a victim of your own thoughts or current life situations.
VirtualAvailable
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$80/session

Warm
Holistic

Specialties

Anxiety
Family Therapy
Life Transitions
+10
Hi, I'm Debbie Howard, a Licensed Clinical Mental Health Counselor (LCMHC). Reaching out for support takes courage, and I would be honored to walk alongside you! I have 15 years experience helping individuals, families and youth work through challenges such as life transitions, stress, anxiety, depression, relationship issues, and parenting. I also specialize in helping children and teens build resilience, confidence, and coping skills that support lasting change at home and school. My approach is warm, client-centered, and collaborative. I believe therapy should feel empowering, supportive, and tailored to your unique needs and goals. I integrate a variety of evidence-based practices including Cognitive Behavior Therapy(CBT), Alternative Family CBT, Dialectical Behavioral Therapy (DBT), Acceptance & Commitment Therapy (ACT) , mindfulness, trauma-informed care, and solution focused therapy. Together, we'll focus on building self-awareness, resilience, and lasting positive change in a safe, nonjudgmental space.
VirtualAvailable
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$130/session

Empowering
Authentic
Intelligent

Specialties

Anger Management
Anxiety
Coping Skills
+9
Hello! Thank you for taking the time to read my biography. I am so happy you went with your instinct to start counseling. I have been a Therapist for over 15 years and my specialization is marriage and family therapy. I have over 30 years experience working with people in one capacity or another. I was a substitute teacher at an alternative high school; I was a silver star rescue diver and an EMT-Intermediate; and, I had worked at a psychiatric hospital for people ages 12 through 80 as well in a private psychiatric office. These few noted experiences have led to my capacity to be an empathetic Therapist while helping others achieve their own goals using their own strengths.
VirtualAvailable
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$80/session

Solution oriented
Empowering
Warm

Specialties

Coping Skills
Life Transitions
Self Esteem
+3
Hello! I’m a Licensed Clinical Mental Health Counselor (LCMHC). I received my Masters from North Carolina Central University. I am not only passionate about mental health, but overall wellness. I work from a holistic perspective while also utilizing interventions from cognitive behavioral therapy and expressive arts therapy. I believe in a collaborative approach and that clients are the experts of their lives.
VirtualAvailable
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$150/session

Authentic
Warm

Specialties

Anxiety
Depression
Grief
+4
Hello, my name is Kendria Wright MSW, LCSW. I received my MSW from University of New England and I have been a social worker for 10+ years and have been a therapist for 2 years. My experience in navigating complex social issues and providing compassionate care has equipped me with invaluable insights into enhancing the well-being of my clients. I am committed to empowering individuals to achieve their fullest potential and find resilience through life’s challenges.
VirtualAvailable
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$120/session

Warm
Authentic

Specialties

Addiction
Mood Disorders
Trauma and PTSD
+10
As a Licensed Clinical Mental Health Counselor and a Licensed Clinical Addictions Specialist Associate I believe the biggest component to achieving happiness is making your mental health a priority. Taking the first step to improve your overall mental health can be a huge decision, but a very brave one! I graduated with my masters degree in clinical mental health counseling from Capella University in 2018. I have over 8 years of experience working in many different counseling settings, including inpatient/outpatient, residential, community support, and private practice. I enjoy working with those 13 and up who are struggling with anxiety, depression, mood disorders, trauma, personality disorders, serious, chronic mental illnesses, and addictive behaviors.
VirtualAvailable
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Often rebooked

$125/session

Empowering
Open-minded

Specialties

Anxiety
Grief
Life Transitions
+10
Hi! My name is Robbyn and I am a seasoned Counselor with years of experience helping individuals navigate anxiety, depression, grief/loss, life transitions, relationship/career challenges, and the emotional weight that comes with being human. My goal is to help people feel seen, supported, and understood with an approach that is warm, down-to-earth, and deeply empathetic. Here, you’ll find a safe space where you can explore your thoughts and feelings without judgment, shame, or pressure to “have it all figured out.” If you’re ready to shift your narrative and step into a stronger version of yourself, I’d be honored to take that journey with you.
VirtualAvailable
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New to Grow

$90/session

Specialties

Anxiety
Child or Adolescent
Depression
+9
If you are looking for a therapist that says more than “and how does that make you feel”- Keep reading. My approach is laid back, I work hard to help my clients gain my trust, and I believe in actively listening to my clients. However, our sessions are interactive and collaborative because we work together to achieve goals. This process isn’t about “telling all of your business to a stranger”, its about healing
VirtualAvailable
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$150/session

Solution oriented
Warm
Empowering

Specialties

Addiction
Anxiety
Depression
+10
I'm Angela Harrington with 10 years please experience in mental health, co-occurring disorders, and substance abuse disorders. My goal in therapy is to elicit change talk, provide positive insight, and motivation to free yourself. When working with clients my structured approach is from cognitive behavioral therapy (CBT) where the individual learns to explore the link between thoughts, feelings, and behaviors.
VirtualAvailable
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New to Grow

$120/session

Specialties

Insomnia/Sleep Issues
Life Transitions
Military/Veterans
+10
I am a dedicated mental health professional and military veteran with a deep commitment to serving fellow service members and individuals facing stressor-related issues. I am a proud graduate of the Army’s Master of Social Work program through Fayetteville State University and use my personal experience with clinical expertise to provide compassionate and effective care for my clients. My approach to therapy is rooted in empathy, collaboration, and evidence-based practice.
VirtualAvailable
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$120/session

Warm

Specialties

Anxiety
Career Counseling
Depression
+7
Welcome — I’m John Dyson, a Licensed Clinical Mental Health Counselor (LCMHC) and National Certified Counselor (NCC), based in the foothills of North Carolina. I want you to take a moment to acknowledge that you’ve already taken the first step toward bettering your mental health. Let’s be honest — starting therapy can feel empowering, confusing, or even scary — sometimes all at once. My goal is to create a safe, welcoming space where you can explore concerns related to anxiety, depression, and self-care. I focus on helping clients build assertive communication skills and healthy boundaries, both with themselves and with others, in ways that support a more balanced, fulfilling life. Therapy is an opportunity for personal growth in whatever way you're seeking — whether that means navigating specific challenges or building the life you deeply deserve. If that’s what you’re looking for, I’m here when you’re ready. Together, we’ll clarify the challenges you’re facing and identify where you want to be — a month, six months, or a year from now. Then, we’ll explore actionable strategies to help you move forward. You'll leave each session with a clearer understanding of your situation and a set of “next steps” you can begin right away. There will always be space for feedback and collaboration in our work — including holding each other accountable as we walk this path together.
VirtualAvailable
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New to Grow

$100/session

Specialties

Anxiety
Depression
Life Transitions
+6
Hello, my name is Aqilah Battle, MSW, LCSW. I am a Licensed Clinical Social Worker with more than 40 years of experience helping individuals and families navigate emotional, relational, and life challenges. Throughout my career I have worked in hospitals, community behavioral health agencies, senior wellness programs, and private practice settings. These experiences have allowed me to support people during some of the most difficult seasons of their lives including emotional crises, relationship challenges, trauma recovery, caregiver stress, and major life transitions.
VirtualAvailable
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$120/session

Warm
Holistic

Specialties

Depression
Obsessive-Compulsive (OCD)
Trauma and PTSD
+7
My name is Anna and I am a Licensed Clinical Mental Health Counselor (LCMHC) and I specialize in Clinical Complex Trauma with children, teens and adults. I have also worked with various mood disorders and helping many through difficult phases in life. I have worked with individuals and families for about 8 years, both online and in private practice. My passion is to help those who have hit a rough patch and need help making their way to the other side. Working with mothers during and after pregnancy has become a passion as I myself am a mother and can provide empathy and insight to these particular experiences.
VirtualAvailable
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$100/session

Specialties

Anxiety
Depression
Life Transitions
+10
My name is Dominique Squire, and I am a Licensed Clinical Social Worker. At A Ray of Light, PLLC, I provide trauma-informed, holistic mental health care for individuals seeking balance, clarity, and emotional stability. My work is grounded in evidence-based therapy while honoring the connection between the mind, body, and spirit. I believe healing is not about fixing what’s broken, it’s about creating safety, regulation, and understanding so growth can happen naturally. Many of the clients I work with feel overwhelmed, emotionally exhausted, or stuck in survival mode. My role is to offer a supportive, compassionate space where clients can slow down, reconnect with themselves, and build sustainable coping skills. My approach integrates traditional therapeutic methods with nervous-system-informed practices that support emotional regulation and self-awareness. All care is collaborative, client-centered, and respectful of each individual’s values and beliefs. I do not impose spiritual or personal viewpoints; instead, I support clients in finding what feels grounding and aligned for them. Whether you are navigating anxiety, depression, life transitions, relationship challenges, or the impact of trauma, therapy can be a place to regain stability and rediscover hope. You deserve care that feels safe, thoughtful, and authentic. Please be aware that insurance companies do not cover ESA documentation and court support. To provide these service, I require a minimum of 60 days of sessions to gather relevant information. The fees is payable via private pay. Please note that all requests may not be fulfilled if not clinically necessary.
VirtualAvailable
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$120/session

Humorous
Empowering
Intelligent

Specialties

First Responders/Healthcare Workers
High Clinical Acuity
Military/Veterans
+9
Hello, I'm a counselor with a background in Forensic Psychology, having worked in the field since 2004. I have the privilege of serving a diverse range of clients from various ethnicities, racial backgrounds, and socioeconomic classes. My approach is non-judgmental, patient, and easy-going, creating a safe space where you can feel heard and understood. With many years of experience working in correctional settings, particularly with individuals in acute crisis, I am passionate about helping you navigate challenges, find solutions, and work towards lasting positive change. My goal is to empower you to take control of your well-being and move forward with confidence.
VirtualAvailable
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$120/session

Warm
Intelligent
Direct

Specialties

Addiction
Anxiety
Depression
+4
I am licensed as a social worker as well as an addiction specialist. My ideal client is struggling to understand how substance use and misuse is effecting their life.Maybe they are questioning their own use, or that of their partner, children, or they grew up with alcoholics in the household. I also love working with people with depression and anxiety who want to examine where they are at and where they might want to go. I love thinking outside the box and encouraging new ways of seeing the world and its possibilities.
VirtualAvailable
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$125/session

Intelligent
Holistic

Specialties

Anxiety
Trauma and PTSD
Women's Issues
I am a compassionate mental health professional with over 13 years of experience who is committed to helping individuals, couples and families navigate life’s challenges with clarity, resilience, and purpose. I bring a strong background in counseling and psychology, with experience supporting clients across a range of concerns including depression, anxiety, stress, life transitions, relationship issues, trauma and emotional regulation.
VirtualAvailable
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No reviews yet
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New to Grow

$85/session

Open-minded
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+6
I am an African American male therapist with over 10 years of experience supporting individuals through life’s challenges. I am passionate about helping people overcome obstacles, build resilience, and thrive in meaningful ways. My approach is compassionate, collaborative, and grounded in creating a safe space where clients feel heard, respected, and empowered to grow in ways that feel best for them.
VirtualAvailable
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Often rebooked

$120/session

Warm
Empowering
Open-minded

Specialties

Anxiety
Coping Skills
Depression
+3
Hey there! I'm so glad you're here. I'm a Licensed Clinical Mental Health Counselor based in North Carolina. With a Master's degree in Counseling from the University of North Carolina at Charlotte, I've developed a range of skills in different therapy techniques to help you on your unique path. With over six years of experience, I've worked with a variety of clients, helping them navigate the ups and downs of life. I specialize in providing compassionate care for those dealing with challenges like depression and anxiety, and I'm all about equipping you with practical tools and strategies to help boost your emotional well-being. If you're working through grief and loss, I'm here to support you as you process those complex emotions. I also help people who are facing stress from significant life transitions—whether it's changing careers, moving to a new place, or adjusting to any significant life changes. You don't have to go through it alone! When it comes to relationships, I focus on helping you communicate more effectively and resolve conflicts so you can build healthier connections. For anyone who's experienced trauma, I use evidence-based techniques to promote healing and resilience, helping you reclaim your story. As a bilingual counselor, I offer services in both English and Spanish, making it easier for you to access support in the language you're most comfortable with. My mission is to create a warm, welcoming space where you can openly explore your thoughts and feelings. Together, we'll set personal goals and work toward a happier, more fulfilling life. I'm excited to be part of your journey—let's get started!
VirtualAvailable
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$125/session

Warm
Authentic

Specialties

Anxiety
Coping Skills
Depression
+5
I am a Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina and a Licensed Professional Counselor (LPC) in South Carolina. I received my Master of Arts in Counseling with a Emphasis in Professional Mental Health Counseling and a Master of Arts in Human Resource Management from Webster University. I have 16+ years of Clinical experience practicing Outpatient Therapy . I assist children and adults struggling with depression, anxiety, and other mental conditions with developing coping skills to manage their symptoms on a daily basis without disruptions to their lifestyles and daily functioning.
VirtualAvailable
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$145/session

Warm
Humorous

Specialties

Anger Management
Anxiety
Depression
+6
I am an experienced Licensed Clinical Social Worker (LCSW) with over 20 years of dedicated practice in mental health, and my mission is to help individuals unlock their fullest potential by creating lasting change in their lives. My background spans a wide range of settings, from community-based work with children and disabled adults to providing therapy in psychiatric hospitals, schools, and private practice. With a double major in Visual Arts and Psychology from the University of North Carolina -Asheville and a Master’s in Social Work from East Tennessee University, I bring a blend of clinical expertise and creativity to my practice.
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$155/session

Humorous
Intelligent

Specialties

Perinatal Mental Health
Post Partum
Women's Issues
+9
This is my fourth year in the social work field, and I have been in my own solo practice for a year. I am independently licensed in NC, SC, VA, and OR as an LCSW/ LISW-CP. I am also a Certified Doula, Perinatal Behavioral Health Coach, Women's Mental Health Specialist, and Autism Clinical Specialist. In my off time, I love binge-watching Netflix and spending time with my children.
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Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.