Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 558 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 8/13/2026

$90/session

Authentic
Warm
Solution oriented

Specialties

Addiction
Anxiety
Depression
+7
I am a Licensed Clinical Social Worker in North Carolina with 10 years of counseling experience. I received my Master's Degree in Social Work from the University of North Carolina at Chapel Hill and have spent many years working in community behavioral health. My training and my work have shaped me into a clinician that understands a person's environment is as important as their mindset. You will find me to be supportive and an advocate for my clients complete health.
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$85/session

Solution oriented
Authentic
Direct

Specialties

ADHD
Anger Management
Couples Counseling
+8
Dr. Natika McPherson is a Licensed Clinical Mental Health Counselor Supervisor (LCMHCS), educator, author, and nonprofit founder with more than 25 years of experience serving children, adolescents, and families. She specializes in helping clients navigate emotional, behavioral, relationship, and life challenges while building resilience, confidence, and healthy coping skills. Dr. McPherson utilizes evidence-based approaches, including Cognitive Behavioral Therapy and Solution-Focused Therapy, tailored to each client's unique needs. Her work is grounded in the belief that every individual has strengths that can be developed to create meaningful change, improve relationships, and achieve personal growth and long-term success.
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$65/session

Authentic
Solution oriented

Specialties

ADHD
Depression
Trauma and PTSD
I am a woman in her second half of life. I have raised three children,I have six grandchildren and four great-grandchildren. I have dogs and cats as pets and live in the country. I grew up in a military town and am an Army brat. I was also a Military Family Life Counselor in public schools working with children of military parents. I have a child currently serving in the US Navy. I also have a small garden. I have many different hobbies that I enjoy. I am 30 plus years sober and value my sobriety on a daily basis. I have exercised many of my own demons which helps me recognize the struggle in others. I make an effort to not be judgemental of anyone's choices. I listen, I provide a safe space.
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New to Grow

$185/session

Specialties

Autism
Child or Adolescent
Chronic Illness
+7
Hey there, Im Brittnee (she/they). I am a counselor, art therapist and child life specialist born and raised in Durham, North Carolina. I have experience and enjoy working with all ages and I specialize in working with children and adolescents as they navigate early life stressors. I have over ten years of experience as a certified child life specialist where I have worked with children and families as they navigate medicalized stress which can include; new diagnoses, hospitalizations and chronic illnesses.
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$160/session

Authentic
Direct
Warm

Specialties

Anxiety
Depression
Women's Issues
+9
Hi, I'm Ashley! I help women tap into their resilience, restore hope, and transform their lives with authenticity, compassion, and a passion for seeing women thrive. I like to consider myself THE therapist for women. My mission is to help individuals navigate life’s difficulties to become the best possible versions of themselves. Both my clinical and personal experiences have taught me that, though we cannot control everything, we can control our behaviors, perspectives, beliefs, actions, and HEALING. I plan to equip you with the tools needed to promote your overall well-being and facilitate lasting positive change. I hold EMDR and talk therapy sessions with clients who struggle with trauma, anxiety, depression, ADHD, mood disorders, and difficulty navigating challenges and transitions. However, I specialize in perinatal mental health, infertility, and EMDR. In addition, I run a support group for women struggling with infertility. Through additional training and certifications, I have and continue to develop a variety of tools to support you, and I may use different techniques during our work together. Accordingly, my approach is best described as client-centered and strengths-based, drawing also on theories and strategies of cognitive-behavioral therapy. When I am not practicing as a therapist, I am spending time with my family. We love to stuff our faces with tasty food and find new adventures. I also dabble in wedding photography as a creative outlet. But generally, you will find me advocating for women struggling with infertility and all the experiences it brings. I can't wait to work with you!
VirtualAvailable
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New to Grow

$165/session

Specialties

Men's Issues
Trauma and PTSD
Women's Issues
+6
Hi there! My name is Danielle Greene, LPC, LCMHC and I consider myself to be a warm, grounded, and engaged therapist. My approach focuses on the use of Internal Family Systems therapy, and I am IFS Level 1 trained. My ideal client would be adults seeking deeper, insight oriented therapy and may have experienced childhood emotional neglect, complex trauma, or dysfunctional family dynamics as well as individuals who feel stuck in anxious, avoidant, or codependent relationship loops.
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New to Grow

$130/session

Specialties

Anxiety
Life Transitions
Spirituality
+8
I'm Kiara Grier, a therapist dedicated to supporting individuals through life's most challenging moments. With six years of clinical experience, I work with clients navigating stress, anxiety, relationship difficulties, parenting concerns, and self-esteem struggles. I'm passionate about helping people build stronger communication skills, discover their life purpose, and work through feelings of guilt, shame, and the desire for forgiveness. My approach is grounded in understanding the complexities of human connection—whether that's attachment patterns, codependency, or blended family dynamics. I also specialize in supporting young adults facing questions about their purpose in life and individuals navigating major life transitions. I am especially passionate in helping individuals desiring to integrate their Christian faith with their healing journey and finding their life's purpose and calling. I believe in meeting you where you are with warmth, respect, and genuine care. My goal is to create a therapeutic space where you feel heard and supported as you work toward meaningful growth and healing. I'm honored to walk alongside you on your journey.
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New to Grow

$150/session

Specialties

Anxiety
Life Transitions
Women's Issues
Hello, and welcome! I'm a Licensed Clinical Mental Health Counselor (LCMHC) with six years of experience working with adults as they navigate life's challenges and transitions. I understand that reaching out for support can feel overwhelming, and my goal is to provide a safe, compassionate, and judgment-free space where you feel heard, valued, and empowered. I enjoy working with individuals who are experiencing life changes, whether it's starting a new career, navigating relationship changes, becoming a parent, or simply feeling stuck or uncertain about what's next. My approach is collaborative, person-centered, and tailored to your unique needs. I incorporate evidence-based approaches like Cognitive Behavioral Therapy (CBT) and Solution-Focused Brief Therapy (SFBT) to help you build practical coping skills, gain insight, and move toward your goals. For clients who request it, I also offer faith-based counseling by thoughtfully integrating spirituality into the therapeutic process. I believe therapy is a partnership, and I look forward to supporting you as you work toward healing, growth, and a more fulfilling life.
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New to Grow

$190/session

Specialties

Anxiety
First Responders/Healthcare Workers
Health/Medical Issues
+10
I’m Jennifer Turner Taylor, a Licensed Clinical Mental Health Counselor and owner of The Rehab Concierge. I work with adults navigating anxiety, chronic illness, work-related stress, and major life transitions that may leave them feeling overwhelmed, uncertain, or disconnected from the life they want. My approach is warm, collaborative and practical, creating a supportive space where clients can better understand what they are experiencing, develop strategies that fit their everyday lives and rebuild confidence in themselves. At The Rehab Concierge, the goal is to help you feel calmer, more capable and prepared to move forward with greater clarity and intention.
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$100/session

Solution oriented
Authentic
Open-Minded

Specialties

ADHD
Anger Management
Men's Issues
+5
I'm a Licensed Clinical Mental Health Counselor who specializes in helping adults who are struggling with anxiety. I believe that everyone needs a helping hand at some point in their lives, and my focus is on providing support to those who are experiencing stress, anxiety, and depression. My goal is to create a safe and encouraging space for you to gain greater self-awareness and learn skills to help you manage these challenges and improve your overall quality of life. In addition to anxiety, I also have experience with a variety of other mental health issues, such as ADHD, depression, mood regulation, grief, trauma, career and education transitions, and anger management. In my career, I've worked with families and children from diverse backgrounds in a range of settings, including in-home therapy, school-based and office-based outpatient counseling, and therapy groups for children in elementary, middle, and high school. I hope to continue making a positive impact on the lives of those I work with and to help them navigate life's challenges with more ease and compassion. If you're struggling with anxiety or any other mental health issue, I'm here to help and support you.
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$150/session

Authentic
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
Hi there! I’m Savannah, a Licensed Clinical Social Worker based in North Carolina — and yes, I’ll likely have an iced coffee in hand during our sessions. I specialize in working with college students and adults in their 20s and 30s who are navigating anxiety, stress, or the lasting impact of trauma. This stage of life can be full of change and uncertainty — balancing independence, relationships, and identity can feel both exciting and overwhelming. My goal is to help you slow down, understand your emotions, and reconnect with who you are beneath the stress.
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$125/session

Warm
Solution oriented
Authentic

Specialties

Anger Management
Anxiety
Depression
+8
With over 14 years of experience as a therapist, I bring a compassionate, collaborative, and client-centered approach to every session. I believe that each individual is the expert in their own life, and my role is to create a safe, supportive space where you feel heard, respected, and empowered. My work is rooted in active listening and genuine connection. Together, we’ll explore the challenges you’re facing, identify meaningful goals, and build the tools and confidence you need to move forward. Whether you're navigating a major life transition, managing stress, healing from past experiences, or simply seeking a deeper understanding of yourself, I’m here to walk alongside you on your journey.
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$100/session

Authentic
Warm
Empowering

Specialties

Anxiety
Mood Disorders
Peer Relationships
+7
Hi there, I'm Schenika Silver, a Licensed Clinical Mental Health Counselor (LCMHC). I received my counseling degree from Liberty University and been in practice for seven years. I love working with people and assisting them in finding their purpose, healing from past hurts and wounds, and becoming their whole selves for themselves, their families, and their greater community. My clients often share that I am direct in a compassionate way, I provide insight and wisdom, and they feel heard in my presence. Counseling is not just a job for me, it's a part of my purpose.
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$150/session

Authentic
Empowering
Open-minded

Specialties

Anxiety
Life Transitions
Self Esteem
+7
Hi, I’m Raven Patten, LCSW. I work with adults navigating anxiety, stress, burnout, life transitions, relationship challenges, and self-esteem concerns. My approach is warm, collaborative, and practical. I believe therapy should be a space where you feel heard, supported, and challenged to grow. Together, we’ll explore patterns that may be keeping you stuck while developing realistic strategies that help you move toward the life you want to create.
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$46/session

Authentic
Empowering
Open-minded

Specialties

ADHD
Couples Counseling
Family Conflict
+10
I believe that the stories we tell ourselves shape everything about how we navigate the world. So often, trauma, neurodivergence, or societal expectations convince us that we are to blame for how we react or feel. My heart in this practice is to create a welcoming and gentle space where we can have real, honest conversations about who you are, unspooling those old stories so you can reclaim a narrative and life that actually feels true to you. My view of the world and my approach to therapy are deeply shaped by my own life experiences. I grew up in a family of clam diggers, was raised by a disabled mother who struggled with mental illness, and was later adopted at age 20 by my father, a self-identified gay hippie and social worker. Today, I am a neurodivergent father of four, and my partner is legally blind. I share these aspects because they have all taught me one thing: the world is unique, you are unique, and I love creating space for a uniquely broad, lived understanding of human diversity. Having walked through so many different paths, I know firsthand that the world is never black and white. It is filled with nuance, gray areas, and profound beauty.
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$100/session

Authentic
Open-minded
Direct

Specialties

Addiction
Depression
Men's Issues
+10
I am a clinically seasoned therapist dedicated to helping people reclaim stability when life feels overwhelming, chaotic, or disconnected. My approach combines genuine empathy with objective feedback to address acute anxiety, trauma, and complex relationship dynamics. I focus on creating a reliable, conversational space where you can sort out your feelings, break unhelpful patterns, and move forward at a pace that works for you.
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New to Grow

$90/session

Empowering
Intelligent
Open-minded

Specialties

Anxiety
LGBTQ
Obsessive-Compulsive (OCD)
+10
I am a multilingual (English, Spanish, & Portuguese) Licensed Clinical Social Worker (LCSW) with clinical experience working with athletes, children, adolescents, and adults, including 2SLGBTQIA+, Latinx, immigrant, and foster/adopted parenting communities. I work with clients individually, dyadically, and in groups. I hope to convey warmth, compassion, and non-judgmental curiosity to every client with whom I am honored to enter into a clinical partnership. Meeting you where you are at, my aim is to provide a safe and confidential environment in which we can collaboratively explore factors that may be impeding your ability to live an engaged and meaningful life on your terms, as well as ways to overcome them. My responsibility as a clinician is to help you feel seen, heard, and understood after every session and more deeply connected to your mind, body, and heart. Recognizing that healing does not occur in a vacuum, I approach my clinical work through an inclusive liberation-focused lens that acknowledges systems of oppression, validates their impact on you, and champions your identities with respect to gender, sexuality, race, ethnicity, religion and spirituality, neurodivergence, body expression and body size, and dis/ability. Navigating the intersection of our respective individual identities through open dialogue, with careful consideration of privileged and historically marginalized identities, is of the highest importance to me.
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$75/session

Empowering
Authentic
Warm

Specialties

Anger Management
Anxiety
Bipolar Disorder
+10
Do you struggle with anxiety, depression, bipolar disorder, PTSD, mood disorders, gender identity issues, relationship challenges, or any other mental health concerns? If so, you are not alone. I offer a diverse range of evidence-based therapies that have been scientifically proven to alleviate symptoms associated with mental health disorders. My therapeutic interventions include Person-Centered Therapy, Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, Behavioral Therapy, and Solution-Focused Therapy. I empower those lacking motivation, encourage those who feel helpless and hopeless, and guide individuals who believe they have no purpose. I also teach coping skills to help navigate daily challenges. Let's start today on the path to regaining control of your life. I look forward to hearing from you.
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$175/session

Authentic
Solution oriented
Direct

Specialties

Anxiety
Coping Skills
Men's Issues
+6
Hello, my name is Stephen Pleasant, and I'm a psychotherapist for men. Why therapy for men? Well, because sometimes a man just needs a pork shoulder to cry on. That being said, I will also work with women as well. It’s a recognized human tendency for men to get “stuck” in their lives and to end up “settling” for the status quo when deep down they know they are capable of a great deal more. Here’s the truth; You are never “stuck” with your present circumstances. The Game of Life is a psychological and spiritual journey and winning at this game requires you to change your play and learn to think differently and do things in a new way. I help men break out from being “stuck” in life, resigned to producing results that are disappointing to them and others. My goal is to see transformative progress in men’s confidence, clarity, and self-expression, so that they may gain the fuller personal and work life they thought was beyond them.
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Often rebooked

$125/session

Empowering
Authentic
Warm

Specialties

Anxiety
Depression
Self Esteem
+5
I’m a Licensed Counselor with several years of experience supporting late-teens, young adults, and adults experiencing anxiety, life transitions, interpersonal difficulties, and the lasting impact of past experiences. I work especially well with individuals who feel overwhelmed, stuck, or disconnected, even when they appear to be functioning well on the outside. Many of the people I work with are looking for greater clarity, confidence, and direction in their lives. My goal is to create a space where you can slow down, make sense of what you're carrying, and better understand yourself without judgment. Together, we'll explore the patterns, experiences, and relationships that have shaped you while working toward meaningful changes that help you feel more grounded, connected, and aligned in your daily life.
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Often rebooked

$120/session

Warm
Authentic
Humorous

Specialties

Depression
Obsessive-Compulsive (OCD)
Trauma and PTSD
+9
My name is Anna, and I am a Licensed Clinical Mental Health Counselor (LCMHC) with approximately eight years of experience providing clinical services to children, adolescents, adults, and families. My clinical specialization includes complex trauma, PTSD, OCD, mood disorders, and other mental health concerns. Throughout my career, I have provided counseling services in both private practice and online settings, supporting individuals and families through a variety of life circumstances and challenges. I have a particular passion for treating OCD and PTSD and helping clients better understand their symptoms, develop effective coping strategies, and regain a sense of control and confidence in their lives. My professional passion is assisting clients in navigating difficult periods, fostering resilience, and working toward meaningful and sustainable personal growth. I have also developed a strong interest in supporting women during pregnancy and the postpartum period. As a mother myself, I bring personal insight, empathy, and understanding to the unique emotional and psychological experiences that can accompany this stage of life. I strive to create a safe, supportive, and nonjudgmental therapeutic environment where each client feels heard, respected, and empowered. I value the opportunity to meet clients where they are, recognize their individual strengths, and support them throughout their journey toward healing and improved well-being.
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$150/session

Authentic
Warm

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
I have over 25 years experience working to resolve mental health concerns. I have a Master's degree in Counseling, and am a Licensed Mental Health Counselor in FL. I have specialized training in resolving trauma, military/veteran issues, anxiety, depression, stress, and strategies for elevating your life experience. I enjoy working with adults 18+ from all walks of life. If you’re ready to gain tools that will help ,you stay grounded, present, and fully engaged in your life.
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New to Grow

$110/session

Open-minded
Solution oriented

Specialties

ADHD
Anxiety
Coping Skills
+3
I am Amanda! Thank you so much for taking time to take a look at my profile. I am a Licensed Clinical Social Worker in North Carolina. I got my Masters degree from Winthrop University in 2013. I have done applied behavioral analysis with individuals with autism, in home therapy with at risk children and their families, outpatient therapy, and crisis response work. I like to bring a positive energy to each session and outlook to situations. I create a very nonjudgmental space where you are able to be open and share and be in the moment. I am very sensitive to everyone's different cultures and unique life experiences and I would love to help you with your journey of growth and healing.
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New to Grow

$125/session

Specialties

Anxiety
Life Transitions
Women's Issues
+4
Hi, I'm Tracey Babb-Morman, a Licensed Clinical Mental Health Counselor with more than 20 years of experience helping individuals navigate life's most challenging seasons. I work with adults experiencing anxiety, stress, burnout, life transitions, trauma, relationship challenges, and emotional changes. My approach is compassionate, collaborative, and practical. I believe healing begins when you feel genuinely seen and understood, not judged. Together, we'll explore what's keeping you stuck, build on your strengths, and develop tools that help you move toward the life you want with greater clarity and confidence. I especially enjoy working with helping professionals, caregivers, women navigating perimenopause & midlife transitions, and individuals who have spent so much time caring for others that they've lost sight of themselves.
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$150/session

Warm
Authentic
Empowering

Specialties

Life Transitions
Physical Health Condition
Women's Issues
+4
I am a Licensed Clinical Social Worker who brings over 30 years' experience in the areas of mental health and substance abuse treatment utilizing a holistic health approach. I have supported homeless Veterans and others while working with community, State and Federal agencies. Providing insight and discovery into underlying issues that lead to clients related situations, I focus on each clients' strengths and believe that everyone is able to overcome challenges by being supported and empowered as they seek to achieve their vision of wellness. Without judgement and allowing for a safe environment to express one's thoughts, I strive to make every client's experience individualized and tailored to their needs.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.