Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 578 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 7/23/2026

$110/session

Open-minded
Warm

Specialties

Anxiety
Depression
Mood Disorders
+10
Hey! I'm Crystal. I'm a Licensed Clinical Social Worker in North Carolina. I am trauma informed, and person centered. I help adults navigate life's challenges with compassion. I have experience working with a variety of individuals. I am trained in CBT, MI, and DBT modalities. I also provide supportive care for individuals navigating life after weight loss surgery. My goal is to create a judgment free space where you can explore what's holding you back and discover tools for lasting change. My approach is laid back and flexible. Together we will find strategies that fit your unique needs and values- because therapy should feel like it's made for you. In our work together, you'll find a gentle, down to earth atmosphere. My goal is to help you feel more grounded, and ready to take on your next chapter, whatever that may look like.
VirtualAvailable

New to Grow

$125/session

Specialties

Anxiety
Coping Skills
Mood Disorders
+7
Hello, my name is Luz Florio and am an LCMHC with 13 years of experience starting with crisis, community based, private practice and military counseling. My therapeutic approach is in DBT, CBT, and Solution Focused which I utilize to help you manage your mental health. I like to meet clients where they are and walk alongside them to help them reach their goals. I am warm and welcoming while being professional and assisting clients in creating goals and finding coping skills that work for them. I work with teens, adults, individuals and couples.
Available

New to Grow

$150/session

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+10
With decades of experience, I offer a welcoming and secure space to help you navigate personal challenges and build lasting resilience. My practice integrates Cognitive Behavioral Therapy (CBT) with mindfulness and motivational techniques. Together, we will examine the links between your thought patterns, emotional states, and physical well-being. My goal is to empower you with practical skills in attention, self-awareness, and self-regulation so you can thrive.
Available

$120/session

Authentic
Warm

Specialties

Child or Adolescent
Family Therapy
Trauma and PTSD
+10
I am a Licensed Clinical Mental Health Counselor in the State of North Carolina. I work with clients from ages 5 to 99+. I provide individual sessions and family sessions. I provide Trauma-Focused Cognitive Behavioral Therapy (TF-CBT) for children ages 5 to 17. I utilize Cognitive Behavioral Therapy with a person-centered approach. I look forward to helping you help yourself. Travel alone, travel faster; travel together; travel farther.
Available

New to Grow

$175/session

Specialties

Foster Care/Adoption
LGBTQ
Racism
+10
I work with therapists and seasoned therapy folx who have been deep in top-down processing: they're insightful, self-aware, have read the things, and learned the skills. People who want to work with me are generally curious or drawn to something different: experiential modality, an authentic, therapeutic relationship, bottom-up processing, slowing down, or want to feel more connected to themselves, others, or an experience. If you have energy circling a specific question, issue, concern, or experience and/or are finding yourself missing or longing for something, feeling stuck, wanting more, intellectualizing less, or wanting to feel more connected in some way to what you already know, please reach out.
Available

New to Grow

$120/session

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+4
Traumatic experiences are, unfortunately, far more common than many people realize—and their impact can linger in ways that affect how we think, feel, and relate to others. For 16 years I have specialized in helping individuals process and heal from various types of trauma, including interpersonal violence and sexual assault, childhood abuse, and religious trauma. I also provide support for parents caring for children with complex medical needs, recognizing the unique form of secondary trauma, chronic stress, and emotional exhaustion that caregiving can bring. My approach is warm, collaborative, and grounded in trauma-informed therapy. I incorporate practical tools for nervous system regulation, emotional processing, and building resilience, while always honoring your pace and your story. You can expect a space where you are believed, respected, and supported. Healing is possible. Whether you are working through past trauma, navigating the challenges of caregiving, or trying to rebuild trust and stability, there is hope. I would be honored to walk alongside you- not as someone who has all the answers, but as someone who can help you make sense of what you’re feeling and move toward relief.
Available

$160/session

Specialties

Depression
First Responders/Healthcare Workers
Men's Issues
+10
I believe meaningful change begins with understanding ourselves rather than judging ourselves. As a Licensed Clinical Social Worker, my approach is honest, collaborative, and practical, blending evidence-based approaches with curiosity, compassion, and authenticity. Together, we'll explore your experiences, develop practical tools, and identify meaningful changes that align with the life you want to live. I work with adolescents (15+), adults, and older adults from diverse backgrounds, having supported individuals across outpatient, community-based, and inpatient behavioral healthcare settings. While I welcome clients of all genders, I'm intentionally building a specialty in helping men navigate the unique pressures of masculinity, relationships, fatherhood, identity, burnout, and life transitions. My experience working across a variety of behavioral healthcare settings has also given me firsthand insight into the unique challenges faced by healthcare professionals, including nurses, physicians, nurse practitioners, physician assistants, therapists, paramedics, EMTs, and other emergency responders. I understand the realities of chronic stress, secondary trauma, compassion fatigue, burnout, and the emotional weight that often comes with caring for others. Whether you're navigating anxiety, depression, trauma, grief, life transitions, or simply feeling stuck, my goal is to create a space where you feel heard, understood, appropriately challenged, and supported. We'll move at a pace that reflects your individual needs while working toward greater clarity, healing, and lasting growth.
Available

Often rebooked

$160/session

Warm
Authentic
Open-minded

Specialties

Addiction
Grief
Trauma and PTSD
+8
Hello, I’m Alaina, LCSW, LCASA, and I’m honored to have the opportunity to work with you. I hold a BA in Organizational Leadership and a Master’s in Social Work from Baylor University. I am trained in CBT, DBT, CPT, substance use, and grief treatment. I bring an evidence-based approach to care while providing a safe, supportive, and non-judgmental space for you to grow and heal.
VirtualAvailable

$150/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Depression
Trauma and PTSD
+10
I am a Licensed Clinical Social Worker with a Masters in Social Work from Marywood University. I have 20 years experience as a clinical psych specialist helping adults manage anxiety, depression, stress, and life transitions. I work with clients who feel overwhelmed, stuck in negative thought patterns, or are navigating difficult life changes. My goal is to provide a supportive, compassionate and safe space where one can feel empowered to move forward with confidence.
VirtualAvailable

New to Grow

$140/session

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
I am a Licensed Clinical Social Worker specializing in trauma, PTSD, anxiety, depression, life transitions, and relationship concerns. I use evidence-based treatments backed by research, not trends, and I believe therapy should help you understand why you're struggling and what will actually help you heal. My style is compassionate, direct, collaborative, and focused on meaningful progress rather than endless sessions.
Available

New to Grow

$110/session

Specialties

ADHD
Anxiety
Coping Skills
+3
I am Amanda! Thank you so much for taking time to take a look at my profile. I am a Licensed Clinical Social Worker in North Carolina. I got my Masters degree from Winthrop University in 2013. I have done applied behavioral analysis with individuals with autism, in home therapy with at risk children and their families, outpatient therapy, and crisis response work. I like to bring a positive energy to each session and outlook to situations. I create a very nonjudgmental space where you are able to be open and share and be in the moment. I am very sensitive to everyone's different cultures and unique life experiences and I would love to help you with your journey of growth and healing.
Available

$175/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Depression
Parenting
+6
Hello, I'm Justin. Have you ever felt overwhelmed by stress and life's complexities? Many do, and it's more common than you might think. Life's challenges can leave us feeling exhausted, anxious, and disconnected. But remember, you're not alone in this journey. As a Licensed Professional Counselor offering virtual therapy in Virginia and North Carolina, my role is to walk with you in creating a safe, empowering space. Together, we'll explore and employ a range of therapeutic techniques tailored to your unique needs. My goal? To help you navigating the intricacies of life and forge meaningful connections — with others and with yourself. In therapy, we uncover the roots of your stress, lighten your emotional load, and find strength in support and understanding. It's about building resilience and rediscovering your inner balance. If you're reading this, you've already taken a brave first step. You recognize the need for change and understand that carrying the burden alone isn't the only way. If you're ready to move forward, to cultivate lasting change and greater self-awareness, I'm here to guide you. Reach out, and let's start this transformative journey together.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Depression
Self Esteem
+8
I am a Licensed Clinical Social Worker, licensed in Nevada, North Carolina and Alaska. I have 13 years of experience working in mental health. I value putting the patient first, and I believe in treating everyone with respect, empathy, dignity and compassion. I seek to educate patients and their loved ones on mental health and alleviate any stigmatizing labels associated with mental health treatment.
Available

$100/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Coping Skills
+4
Hi, I'm Mindi and I have a passion for helping people find their best selves. I have my LCMHC Licensure based in my home state of North Carolina. Here I'm blessed with beaches and environmental beauty, it truly inspires me to live each day to the fullest. I'm interested in helping you do the same! I'm here to listen and get you on a healing journey to a better, stronger, and happier self.
VirtualAvailable

$150/session

Authentic
Warm
Empowering

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+5
Hi Folx, my name is Daja and I’m a Licensed Clinical Social Worker (LCSW) with over 8 years in clinical practice. I began my career providing family therapy to children, adolescents and families in rural NC communities. From there, I transitioned to a large multi-state psychiatric and behavioral health outpatient practice where I served as both a psychotherapist and Regional Director for three years. After transitioning from that role, I worked in clinical care management with a large corporate insurance company, serving members with complex clinical care needs. As a therapist, I’ve focused my work on supporting folks better manage mental health conditions, cultivate greater joy in their lives and improve their relationships. I sincerely enjoy learning folks’ stories and assisting them as they navigate new and old life challenges/transitions.
VirtualAvailable

$125/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Depression
LGBTQ
+2
I work with clients on issues surrounding anxiety, depression, trauma, LGBTQIA+, gender identity and expression, family dynamics, relationship issues, self-discovery, and career exploration. I approach the therapeutic relationship creating a non-judgmental space where you can share and learn more about yourself and your motivations. I will help you look at your assumptions, patterns, behaviors that work for you or aren’t working for you to achieve your goals in therapy. Mindfulness and present moment awareness is incorporated into moving forward as we work together.
VirtualAvailable

$90/session

Authentic
Empowering
Intelligent

Specialties

Anxiety
Child or Adolescent
Depression
+10
Greetings to all of you. My name is Jameion B. Fowler. I'm so happy to be able to work with a variety of different populations throughout my career. These include Mental Health, Substance Abuse and work with Children and families. I am currently working as a Licensed Clinical Social Worker/Therapist. I am currently licensed in North Carolina and South Carolina.
VirtualAvailable

$150/session

Solution oriented
Authentic
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+7
Welcome! My name is Kim, and I’m so glad you’re here. I’m a Licensed Clinical Social Worker with over 20 years of clinical experience and I believe therapy is a place where you can feel truly heard, supported, and empowered to grow. I utilize an eclectic approach to therapy, which means I draw from different techniques and perspectives to best fit your unique needs and goals. I bring a warm, down-to-earth style to our work together, meeting you where you are and helping you navigate life’s challenges with compassion and hope. My goal is to create a safe and caring space where you feel comfortable to be yourself and move towards the changes you want in your life.
VirtualAvailable

$120/session

Authentic
Warm
Empowering

Specialties

ADHD
LGBTQ
Life Transitions
+3
I'm a Licensed Clinical Social Worker based in North Carolina. I received my Master of Social Work degree from Rutgers University in 2007 and have practiced social work (mainly a combination of behavioral health counseling, case management, and other services) since then. I help my clients feel heard, seen and understood. From our first session, I engage them in creating their own vision for therapy. Therapy with me is collaborative and relational.
VirtualAvailable

Often rebooked

$175/session

Authentic
Empowering
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+7
Welcome! I am Dr. Lauren Capel, a Licensed Clinical Social Worker (LCSW) in both Maryland and North Carolina. I have been practicing clinically for over 16 years and have expertise working with adolescents, adults, and families. With a trauma-informed, solution-focused lens, I create a nurturing space where clients can process life's complexities, build resilience, and create meaningful change in their lives. Whether you feel stuck, overwhelmed, or simply seeking a therapist who hears and understands what it means to be whole, I am here to help you move toward wholeness and restoration.
VirtualAvailable

Often rebooked

$100/session

Authentic
Warm
Solution oriented

Specialties

Coping Skills
Men's Issues
Women's Issues
+9
Hello! I'm Chrissie! I am not perfect and, I don't expect you to be either! If you are looking for a perfect therapist we won't be a good fit :) Your sessions are structured based on what you need. I take the time to learn your story, find out what is important to you and what you are seeking. I strive to ensure that you feel better at the end of each session. I consider myself a direct therapist-I will be your biggest cheerleader but I will also hold you accountable. I specialize in: life transitions, stress management, working with immigrants (lived experience), cultural issues, relationship issues, men's and women's issues. I am licensed in FL, OH, NC, SC, WA and CO.
VirtualAvailable

$125/session

Warm
Empowering
Open-minded

Specialties

Addiction
Anxiety
Depression
+5
Hi there, I’m Melissa. If life feels heavy right now, you’re in the right place. When you’re feeling stuck, overwhelmed, or just tired of carrying everything by yourself, it can be tough to know where to start. I work with adults navigating anxiety, depression, substance use, and other challenges who are looking for meaningful, sustainable change and a greater sense of balance in their lives. As a Licensed Clinical Social Worker, my style is collaborative, compassionate, and centered on practical tools you can actually use. I take a whole‑person approach to therapy, which means we may explore how different parts of your life—physical, emotional, social, environmental, and spiritual—are shaping your overall well‑being. My goal is to create a space where you can show up honestly and without judgment as we explore the patterns that may be keeping you stuck and build healthier ways of coping and relating to your thoughts and emotions. You don’t have to navigate all of this on your own. If you’re ready for support and a space to feel heard, I’m here to help you take the next step.
Available

$100/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Self Esteem
+3
Welcome to your new chapter in self-care and healing! It is my pleasure to accompany you in transforming life's challenges into triumphs. My specialties include anxiety, depression, stress, self-esteem, grief, and adjustments with life changes. I strive to provide an authentic, open space where you feel welcomed, understood, supported, and equipped with skills and resources throughout your healing journey in order to reach your goals.
VirtualAvailable

Often rebooked

$120/session

Authentic
Warm
Empowering

Specialties

Anxiety
Life Transitions
Self Esteem
+8
Hey there, I'm Jessica! I'm here to help you sort through the things that are difficult right now, and offer you a safe place to be open and honest without fear of judgement. I specialize in working with adults who are feeling stuck or overwhelmed. I believe everyone has the inner strengths needed to live their best life. But, it can be hard to recognize those strengths through the fog our stress response triggers. If you are looking for how to build confidence, inner peace and stability, you have come to the right place. Overwhelming anxious thoughts, relationship issues, work avoidance, irritable mood, low self esteem, trouble concentrating, problems sleeping; These are some of the more common complaints clients have when first coming to therapy. Together we will work to identify the strategies and support you need to overcome whatever challenges you face. Many people struggle a long time before seeking mental health care. But mental health is health! Just like in other specialties, preventative mental health care can be so effective in avoiding crisis and more serious illness. You do not have to suffer to deserve support! No matter the level of stress you are going through, you are worth taking care of.
VirtualAvailable

$150/session

Authentic
Solution oriented
Open-minded

Specialties

Addiction
ADHD
Anxiety
+3
Hello! I believe that adversities don’t have to define who you are, rather, they can promote the resiliency necessary to develop who you’ll be and the story you’ll share. As a licensed mental health therapist and addiction specialist trained in EMDR with over 5 years of experience, my hope is to join you as you pursue the process of writing your growth and resiliency story. I work alongside my clients to cultivate a tailored approach to treatment through the incorporation of elements from multiple psychotherapy schools of thought and modalities. I will always show up authentically with a balance of compassion and directness to offer. If interested in working together, please do not hesitate to reach out. I would be more than happy to schedule a consultation to collaboratively talk through what brings us together and how I may be able to best support your mental health needs and therapy goals.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.