Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 552 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated:

$150/session

Authentic
Warm
Empowering
Specialties
Couples Counseling
Depression
Military/Veterans
+7
I'm going to go out on a limb and guess that something isn't OK right now. That something might be new, or it might have been around a long time. You might be able to describe it perfectly, or you might just feel off without knowing why. Either way — you're here, and that's the only thing that matters right now. I start from wherever you are. No assumptions, no judgments, no one-size-fits-all approach. Just a genuine desire to understand you — what's brought you here, what you're carrying, and what you're hoping for. Therapy with me — whether you're coming alone or with a partner — tends to be honest and occasionally even a little lighthearted. The human experience isn't black and white, and neither is the work we'll do together. What stays consistent is that you'll have a space that belongs to you, where nothing you say or feel changes how I show up for you. For couples, that space belongs to both of you equally. I don't take sides. What I do is help you see the pattern you're both caught in — because most of the time it's the cycle doing the damage, not each other. When that shifts, something else becomes possible. No matter what it is you are navigating — depression, relationships, identity, or the gap between how you show up and how you actually feel inside — you don't have to have it figured out to reach out.
VirtualAvailable

$200/session

Direct
Intelligent
Solution oriented
Specialties
Addiction
Anger Management
Grief
+5
Hi! I'm Wen. I am a licensed marriage and family therapist. I help adults who are struggling to deal with everyday stressors and burnout. I empathetically listen to what you have to share and want to fully understand your situation before working collaboratively on solutions. I consider myself a direct person and try to break down the concepts that I teach into easily understood ideas.
VirtualAvailable

$100/session

Authentic
Direct
Solution oriented
Specialties
Anxiety
Dissociative Disorders
Trauma and PTSD
+9
Do you feel persistently overwhelmed, as if you're fighting an uphill battle with your mental health? Is it becoming increasingly difficult to navigate life's ups and downs with serenity? Are you striving for a harmonious balance between personal life, career, and self-care? Have you ever felt like "something's wrong" but can't quite ever identify what it is, or where that feeling is coming from? I am dedicated to helping people from all walks of life better cope with stress and anxiety without compromising their drive for success. I believe in the importance of holistic wellness and integrate various therapeutic techniques such as cognitive-behavioral therapy, EMDR, psychodynamic therapy, and hypnosis to help you find a path to inner peace while staying productive and motivated. Whether you're grappling with stress, anxiety, grief, or unprocessed trauma, remember it's brave to reach out for help. Our collaboration will offer a safe and non-judgmental space for you to explore your feelings, identify your triggers, and cultivate effective coping mechanisms. Together, we will navigate the ebb and flow of your life, aiming for personal growth, tranquility, and a balanced lifestyle.
VirtualAvailable

$120/session

Authentic
Intelligent
Challenging
Specialties
Addiction
Anxiety
Coping Skills
+5
Hi, I am a Licensed Clinical Mental Health Counselor Supervisor (LCMHCS) and Licensed Clinical Addictions Specialist (LCAS) in the state of North Carolina. I received a master's degree in counseling, along with a graduate certificate in substance abuse counseling, from the University of North Carolina at Charlotte in 2010. While in graduate school, I decided to specialize in Motivational Interviewing (MI) when I discovered how well the “spirit of MI” (partnership, acceptance, compassion, and empowerment) fit with my perception of how we change and grow. Since then, I have had the opportunity to participate in several advanced MI training workshops facilitated by some of the originators of this powerful approach to facilitating change. By incorporating the components mentioned above into our counseling relationship, along with a wide variety of evidence-based approaches as needed, a collaboration is created where we work as a team to identify and build on your strengths, restructure any self-limiting beliefs, increase confidence, and progress towards the accomplishment of your goals. I started my private practice soon after graduation and have had the privilege of being part of the change process in countless lives over the past 14 years.
VirtualAvailable

$50/session

Intelligent
Authentic
Direct
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I'm Dana Tresca. I am a Licensed Clinical Mental Health Counselor and my passion is supporting people in all stages of life to work towards finding purpose and becoming the best versions of themselves. I love what I do and have always wanted to make a difference in people's everyday lives. I love working through client's symptoms, everyday life issues, and to help them reach their own personal goals. I graduated from Pennsylvania State University with a BA Degree in Psychology and Social Sciences, I then completed my Master's Degree with my MA in Clinical Mental Health Counseling from Immaculata University. I have been serving adolescents and adults as an Outpatient Therapist for many years now, seeing clients aged 13-83 with behavioral and mental health issues such as ODD, PTSD, ADHD, ASD, Bipolar Disorder, Depression, Anxiety, Personality Disorders, Trauma, Relationship Issues, Grief and Loss, Life Transitions, etc. I am also licensed in North Carolina, Michigan, and soon to be South Carolina as well, that way I can reach out to as many people as possible for help and support.
VirtualAvailable

New to Grow

$195/session

Specialties
Anxiety
Childhood / Intergenerational Trauma
Depression
+5
For more than two decades, Kim has walked alongside individuals healing from trauma and life’s deepest challenges. Her work is grounded, steady, and deeply compassionate. Kim finds meaning in helping clients rediscover their strength, rebuild trust, and move beyond pain toward purpose. Bearing witness to transformation—both quiet and profound—is what continues to inspire her work.
Available

$120/session

Authentic
Solution oriented
Warm
Specialties
ADHD
Anxiety
Autism
+5
Hi, I'm a Licensed Professional Counselor (LPC) in Virginia and Licensed Clinical Mental Health Counselor (LCMHC) in North Carolina. I have worked in the counseling field for over 20 years and have been licensed for 8 years. I work with adults on improving their mental health by working to reduce anxiety, depression and stress to improve their quality of life.
VirtualAvailable

$110/session

Solution oriented
Authentic
Intelligent
Specialties
Anxiety
Depression
Trauma and PTSD
+10
You may be the person everyone depends on; the one who handles problems, pushes through challenges, and keeps everything moving. But what happens when you're the one feeling overwhelmed, exhausted, disconnected, or unsure of what comes next? I'm Kumalo, a Licensed Clinical Social Worker (LCSW), Board Certified Diplomate in Clinical Social Work, and retired U.S. Army officer with more than 22 years of military service and behavioral health leadership. I help adults navigate anxiety, trauma, PTSD, stress, burnout, relationship challenges, and major life transitions. My approach is compassionate, straightforward, and focused on helping you make meaningful progress. I believe therapy should be more than a place to talk about what's wrong. It should also be a space where you feel understood, gain new perspectives, develop practical tools, and rediscover your confidence and sense of direction. Using evidence-based approaches such as Cognitive Behavioral Therapy (CBT), Cognitive Processing Therapy (CPT), and EMDR, I tailor treatment to your experiences, needs, and goals. Whether you're dealing with painful experiences from the past, pressure in the present, or uncertainty about the future, we'll work together to identify what's keeping you stuck and create a path forward. My experience includes supporting military service members, veterans, professionals, and individuals who carry significant responsibilities while quietly managing their own struggles. You don't have to be in crisis to benefit from therapy, and you don't need to have all the answers to get started. You've spent a lot of time showing up for others. It's okay to make yourself a priority, too. If you're ready to feel more grounded, strengthen your relationships, and move forward with greater clarity and confidence, I'd welcome the opportunity to work with you.
VirtualAvailable

$100/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Depression
Life Transitions
+10
As a Licensed Professional Counselor, I am passionate about supporting children, adolescents, adults, couples, and families as they navigate life’s challenges. I specialize in working with individuals experiencing anxiety, depression, behavioral concerns, trauma, communication difficulties, and everyday stressors, using a collaborative, compassionate, and evidence-based approach. My approach is warm, collaborative, and tailored to your unique needs and I'm ready to assist you on your journey to BETTER.
Available

$125/session

Warm
Empowering
Authentic
Specialties
ADHD
Anxiety
Depression
+10
I am a Licensed Clinical Social Worker (LCSW), and ADHD Certified Clinical Services Provider (ADHD-CCSP) working with adults ages 18 and up throughout North Carolina, South Carolina, and Virginia. Using Acceptance and Commitment Therapy, Cognitive Behavioral Therapy, Motivational Interviewing, Narrative Therapy, or Eye Movement Desensitization and Reprocessing Therapy, I collaborate with you to determine the best approaches for you. We will work together as a team. I listen closely to your concerns, goals, and values and together we set goals and make adjustments as needed.
VirtualAvailable

$120/session

Empowering
Authentic
Intelligent
Specialties
Anger Management
Career Counseling
Life Transitions
+4
I'm Lakeisha, a Licensed Clinical Social Worker and Military Veteran dedicated to supporting individuals as they navigate life's challenges. I aim to provide a safe nonjudgmental space where you can feel comfortable with exploring your thoughts, emotions and experiences at your own pace. My approach is collaborative, compassionate and tailored to your unique needs. Whether you are dealing with anger management, anxiety, depression, relationship issues, career challenges/transition or simply feeling stuck. I believe that with the right support, anyone has the capacity for growth, healing and change. I'm here to walk you through that process. I earned a Bachelor of Social Work from the Methodist University of North Carolina in 2005. Then I obtained a Master of Social Work with a focus on Individuals and Families/Clinical Mental Health from the University of South Carolina in 2007. I have been practicing Social Work for 17 years and have worked in several different sectors including Outpatient Therapy, Hospital, Medical, Psych Unit and discharge planning. Department of Social Services, Military, Group Homes, Community Services Boards, Community Mental Health Agencies, Jails, Collaboratively we will develop a treatment plan to help you better understand your thoughts and emotions, develop healthier coping strategies, and create meaningful changes in how you handle life's challenges while establishing tools to assist you with reaching your goals. Please feel free to contact me to see if we may be a good fit.
Available

$100/session

Authentic
Direct
Specialties
Anxiety
Emotional Regulation
Self Esteem
I work best with clients struggling with anxiety and/or panic attacks, but have experience working with various issues ranging from depression, trauma, and general life struggles. I like to create an environment where you feel comfortable. I utilize mindfulness-based techniques through acceptance and commitment therapy (ACT) that aims to help clients find peace with their circumstances. These techniques frequently involve asking people to look at their thinking from a different perspective and giving tools to effectively change it.
Available

$110/session

Humorous
Warm
Authentic
Specialties
Anxiety
Child or Adolescent
Eating Disorders
+7
Hi, I’m Kelly! I am a Licensed Clinical Social worker in the state of NC. I am an LGBTQIA+ affirming therapist. I have been working as an outpatient child/adolescent therapist since 2021. My goal as a therapist is to create an environment that you feel comfortable growing in and allowing you the space to heal. I have experience with treating children/adolescents and young adults (18-25) with anxiety, depression, trauma, eating disorders, and self-harm. I also have experience working with young adults that are transitioning to/from college. My approach to therapy is warm, inviting, and I love to incorporate humor in sessions when appropriate. I am here to support you through healing and growth!
VirtualAvailable

$120/session

Authentic
Direct
Empowering
Specialties
Addiction
Anxiety
Men's Issues
+10
My name is Dr. Brandon Lowe and I'm a licensed mental health and addictions therapist. I have a doctoral degree (2024) in Christian counseling and a master's degree in Rehabilition and Mental Health counseling (2013). I've been in the counseling field since 2006. I've worked myself up from a behavioral health specialist to doctoral status within my 19 years in the behavioral health field. Over the years, not only did I acquire higher education but most importantly experience.
VirtualAvailable

$120/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Grief
Insomnia/Sleep Issues
+6
Looking through these many profiles can be difficult and draining. Thanks for being here. If you are struggling and unable to control your worries or feeling anxious and as if your stress never eases up, I hope we connect. Overthinking tomorrow and replaying yesterday can be exhausting for any of us and can honestly feel like where we live in our minds. Anxiety steals valuable time from us and can cause incredible distress. Depression also robs us of time, and if you live with grief and loss, the pain may feel overwhelming and never ending. I serve individuals in Wisconsin, North Carolina, and Virginia and have many years of experience working with clients suffering with anxiety, many of whom have endured trauma, loss, and live with grief. I enjoy assisting all adults and have worked with many wonderful individuals in addressing life challenges, changes, and transitions. I know it can be especially difficult and uncomfortable to reach out and ask for help when you are already overwhelmed with a situation. I will always strive to provide a safe space for you to talk about whatever concerns are important to you. Some concerns are very private. I respect this and offer a supportive environment which is always free from judgement. I appreciate your time and hope you find who you need in these profiles.
VirtualAvailable

$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Life Transitions
+7
Hi, I'm glad you’re here. I’m Liz Sullivan, and I specialize in helping stressed out, busy achievers find their joy in life, and gain control over stress, anxiety and overthinking. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but often feel stressed, frustrated and lonely. Everything is on their to-do list (except themselves), and they are realizing they want things to be different. It's possible to let go of your stressors, feel relaxed, enjoy your relationships, and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.
VirtualAvailable

$140/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+8
Hi, I am Licensed Clinical Mental Health Counselor in NC and received my Master's Degree from Western Carolina in May of 2019. I have worked with clients ranging from ages 4-65 years and have experience treating a wide range of mental health concerns to include Trauma, PTSD, Anxiety, Depression, Psychosis, Attachment Disorders, Mood Disorders, Eating Disorders, and Addiction. I use an intentional eclectic approach to counseling that is guided by the needs of my client’s and work to ensure treatment meets the needs of each individual client.
VirtualAvailable

Often rebooked

$200/session

Empowering
Open-minded
Authentic
Specialties
Addiction
Anxiety
Depression
+8
Hello, I'm Lisa, a Licensed Clinical Social Worker (LCSW) and Licensed Clinical Addictions Specialist (LCAS) with nearly two decades of experience in private practice. I provide a compassionate, supportive, and nonjudgmental space where adults can feel heard, understood, and empowered to navigate life's challenges. My approach is collaborative and client-centered, helping individuals build on their strengths, develop effective coping skills, and create meaningful, lasting change. Whether you're facing anxiety, depression, stress, relationship concerns, or a major life transition, I look forward to partnering with you on your journey toward healing and personal growth.
Available

Often rebooked

$120/session

Authentic
Warm
Empowering
Specialties
ADHD
Anxiety
Women's Issues
+9
Hi, My name is Kristel. I am an LCSW who provides talk therapy via Telehealth. I am a multifaceted individual with diverse life experiences that inform my perspective. As a former military brat and spouse, I've intimately understood the complexities of life's transitions. My journey has taken me from being a young wife to mature single and dating, stay-at-home mom to working mom, anxious new parent to accepting mother of teens, rule follower to empowered, scarcity mindset to abundance mindset, employee to entrepreneur, stuck to the growth mindset, financially insecure to thriving, trauma victim to survivor, neuro-ambiguous to neurodivergent, granting me a unique appreciation for all the roles I have experienced in my life. I'm a devoted mother of two children, and my path has been marked by significant challenges, including the struggle with infertility and profound grief. I proudly identify as a feminist and supporter of the BIPOC and LGBTQ+ community. These aspects of my identity deeply influence my approach to life and work. With a background in working with families, individuals, and children, I bring a wealth of experience. My personal journey has shaped my empathetic, compassionate, and inclusive perspective, which I offer as a source of support and understanding to those I work with.
VirtualAvailable

$120/session

Warm
Authentic
Open-minded
Specialties
ADHD
Life Transitions
Trauma and PTSD
+10
I’m a warm, down-to-earth therapist with more than 15 years of experience helping people navigate anxiety, trauma, relationship challenges, major life transitions, grief, burnout, emotional overwhelm, and the seasons of life when everything simply feels like a lot. My background is a little different from the traditional therapy path. I’ve worked in schools, community mental health, and crisis intervention settings. I’ve supported veterans, first responders, survivors of trauma and abuse, neurodivergent individuals, parents, professionals, and people facing some of life’s hardest moments. These experiences have taught me how to stay grounded when things feel chaotic and why it’s so important to see the whole person - not simply a diagnosis or list of symptoms. My style is conversational, collaborative, and practical. I’ll give you space to process, but I’m not a therapist who simply nods and asks, “How does that make you feel?” We’ll get curious about patterns, relationships, boundaries, past experiences, and the things that keep showing up in your life. We’ll explore where those patterns came from, how they affect you now, and what you may want to change. I believe insight is only part of the work. Together, we’ll develop practical strategies you can use outside of therapy to manage anxiety, regulate emotions, improve communication, strengthen relationships, establish boundaries, and navigate difficult seasons. You don’t need to know exactly what you need from therapy before you begin. Sometimes it starts with simply recognizing that something isn’t working anymore. My role isn’t to tell you how to live your life - it’s to help you understand yourself more clearly, build skills and confidence, and create meaningful change.
VirtualAvailable

$103/session

Authentic
Warm
Solution oriented
Specialties
Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
VirtualAvailable

$175/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Couples Counseling
Parenting
+5
I am a Licensed Clinical Mental Health Counselor with 30 years of experience in the mental health field and 14 years of experience operating my private practice. I support adults and couples experiencing anxiety, relationship distress, communication difficulties, parenting concerns, life transitions, diminished self-esteem, trauma-related concerns, and patterns that may be interfering with emotional well-being and healthier relationships. In couples counseling, I provide a balanced and respectful environment where each partner has an opportunity to feel heard. I help couples recognize recurring patterns, improve communication, navigate conflict more constructively, rebuild emotional safety and trust, and strengthen their connection. My role is not to take sides, but to help both partners understand the relationship dynamic and take meaningful responsibility for the changes within their control. I use Cognitive Behavioral Therapy to help clients understand the connections among their thoughts, emotions, and behaviors. Together, we identify beliefs and thinking patterns that may contribute to anxiety, depressed mood, diminished self-esteem, relationship distress, or ineffective coping. Depending on the client’s needs, we may use guided reflection, thought records, structured exercises, role-playing, and between-session practice. With couples, CBT-informed strategies can also help partners examine assumptions, interpretations, expectations, and behavioral responses that contribute to recurring conflict. The goal is to develop greater awareness and practice healthier, more intentional responses. My therapeutic approach integrates evidence-based practices with carefully selected holistic strategies to support insight, emotional regulation, personal growth, and sustainable behavioral change. I meet each client with compassion, curiosity, and respect, helping them identify the underlying beliefs and patterns connected to their current concerns.
VirtualAvailable

$150/session

Specialties
Anxiety
Attachment Issues
Trauma and PTSD
+10
I’m a Licensed Therapist with a background in Social Work and Certified Clinical Trauma Professional. I have over 18 years of experience in the mental health field, providing treatment in a variety of settings. I provide a warm, supportive space where clients can explore challenges, build practical coping skills, and create meaningful change. I Let me help you on your journey and together we will work at a pace that is most comfortable for you.
Available

Often rebooked

$110/session

Warm
Authentic
Open-minded
Specialties
Life Transitions
Military/Veterans
Women's Issues
+7
Change can be scary, but it doesn't have to be. We all face situations throughout life that can make us feel overwhelmed and in need of support, encouragement, strategic planning or goal setting. You are not alone. I provide a safe, warm and friendly environment for growth and healing. You may need support in family life transitions, a parent-child relationship, peers groups, marriage, divorce, social issues, academic challenges or behavioral issues. While we are working together, I take a collaborative approach to help you to achieve your goals and overcome the challenges you're facing in life. I am here to support and empower you on your personal journey. Recognizing when issues in life have become too much to handle alone and seeking assistance is a great first step on your healing journey. It takes a lot of courage to reach out to someone, so I applaud you on taking that first huge step.
VirtualAvailable

$125/session

Open-minded
Warm
Authentic
Specialties
Anger Management
Anxiety
Depression
+2
Hello, I am Michael A. Kirk, a Licensed Professional Counselor (LPC) dedicated to helping individuals navigate life's challenges with confidence and resilience. I believe that therapy should be safe, supportive, and a judgement free space where you feel heard, understood, and empowered to create real change. I work with adolescents and adult experiencing anxiety, depression, trauma, Grieg/loss, relationship issues, life transitions and more. My approach is collaborative. I utilize several evidenced based therapies such as Cognitive Behavioral Therapy (CBT), Reality Therapy, Motivational interviewing, Dialectical Behavioral Therapy (DBT) and Trauma Focused CBT.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.