Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 551 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 8/29/2026

$300/session

Authentic
Empowering
Warm
Specialties
Couples Counseling
Parenting
Sex Therapy
+10
As a Gottman Couples Therapist located in Cambridge, Massachusetts, I am focused on helping partners rebuild trust, improve communication, and strengthen emotional and physical connection. My work centers on a Marriage Positive approach, grounded in research and compassion, and shaped by over a decade of experience with couples and individuals navigating relationship challenges, conflict, intimacy concerns, and emotional distance. I'm Ehsan Adib Shabahang and I integrates Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and Gottman Therapy. These evidence-based approaches help clients identify unhelpful patterns, regulate emotions, and create meaningful change lasting beyond therapy. Using structured and collaborative sessions, with a focus on practical skills and deeper understanding of self and partner. I am also the founder of the Self-Reflective Relationship Therapy (SRRT) framework, a model designed to help partners look inward with honesty and compassion. SRRT combines structured exercises with guided reflection to increase self-awareness, empathy, and accountability—the foundation for lasting relational repair. This approach grew from years of clinical work and research into what helps couples not only resolve conflict but transform how they relate to one another. In addition to my work, I am the author of Always and Forever: Goals for a Healthy Relationship, offering couples practical tools for communication, trust, and growth. To build relationships that feels safe, balanced, and emotionally fulfilling. I specialize in couples therapy, sex, premarital counseling, affair recovery, trauma, and individuals seeking to understand their emotions or strengthen their relationship readiness. Clients often describe my style as calm, thoughtful, and engaged. I listen deeply, help clarify the emotions beneath conflict, and guide clients toward connection and repair. If you are looking for a couples therapist in Cambridge, MA, I welcome you to reach out and begin the process of rebuilding trust, deepening intimacy and finding your way back to one another.
VirtualAvailable

$85/session

Warm
Authentic
Direct
Specialties
Addiction
Anxiety
Depression
+9
I am a Licensed Professional Counselor in SC, PA, TN, and NC. I specialize in helping clients and family members with addiction issues, Obsessive Compulsive Disorder, and PTSD. I also assist clients experiencing anxiety, depression, grief and loss, and can provide relationship and couples counseling as well. I have been practicing for over 10 years and have an empathetic and passionate approach. I love working with all ages however age 10 and above appears to work well for online therapy.
VirtualAvailable

$150/session

Solution oriented
Authentic
Direct
Specialties
Life Transitions
Self Esteem
Trauma and PTSD
+10
Hi, I’m Joe. I’ve worked in the mental health field for 27 years across substance use treatment, outpatient care, and hospital settings. I’ve supported individuals and families through crisis, transition, and long-term growth. I work well with young adults, adults, and families who are navigating stress, trauma, anxiety, depression, substance use, or major life changes. I also have extensive experience working with men who may struggle to express emotions directly and instead feel stuck in withdrawal, irritability, or self-doubt. As a veteran, I understand the mindset and pressures that can come with military life. Across all of my work, I aim to provide a grounded, steady presence where honesty, insight, and meaningful change can take place.
VirtualAvailable

New to Grow

$125/session

Specialties
Anxiety
High Clinical Acuity
Trauma and PTSD
+10
Hi, I’m Jonny. I’ve been practicing as a clinician in Western North Carolina since 2016, beginning in community mental health with children and families before transitioning to private practice with adults. That background shaped my core belief that mental healthcare should be accessible, humane, and deeply personal. In my practice, I offer a warm, collaborative space where we balance practical, incremental steps with your bigger-picture goals for meaningful growth. I’d love to connect and talk about what we can accomplish together.
Available

$145/session

Specialties
Addiction
Perinatal Mental Health
Postpartum
+9
I am a licensed therapist with over 17 years of experience supporting individuals across a wide range of settings, including schools, correctional facilities, in-home programs, inpatient care, community based mental health, wilderness therapy, and early childhood environments. My approach is grounded, compassionate, and tailored to meet you exactly where you are. I specialize in working with women navigating life transitions, parenting, perinatal mental health, stress, trauma, and relationship challenges. As a mother of three, I bring both professional expertise and lived experience into the therapy space, especially when supporting parents through the complexities of caregiving, identity, and emotional wellbeing. My work integrates evidence-based practices like Cognitive Behavioral Therapy (CBT) with holistic and experiential approaches, including nervous system regulation informed by polyvagal theory, yoga-based techniques, sand tray therapy, and nature-based mindfulness. My office is located on 10 acres of peaceful land, offering a unique opportunity for grounding and connection with nature as part of the healing process. Clients often describe me as down-to-earth, creative, and easy to talk to. I value authenticity, humor, and building a genuine therapeutic relationship where you can feel safe, understood, and supported. Whether you’re feeling stuck, overwhelmed, or simply ready for change, I’m here to walk alongside you.
VirtualAvailable

New to Grow

$100/session

Solution oriented
Warm
Specialties
Anxiety
Depression
Life Transitions
+9
I am a CBT-based therapy practice with over 9 years of experience supporting clients through anxiety, depression, stress, and other emotional challenges. My approach is structured, collaborative, and focused on helping you understand the connection between your thoughts, feelings, and behaviors so you can make meaningful, lasting changes. In our work together, I use Cognitive Behavioral Therapy techniques to help you identify unhelpful thinking patterns, build healthier coping strategies, and develop practical tools you can use in everyday life. Sessions are goal-oriented but tailored to your individual needs, pace, and circumstances. With nearly a decade of clinical experience, I focus on creating a supportive and professional space where you can work through difficulties while building confidence, resilience, and long-term emotional wellbeing.
Available

$120/session

Authentic
Solution oriented
Warm
Specialties
Life Transitions
Mood Disorders
Trauma and PTSD
+10
Hi, I am a licensed Marriage & Family Therapist in CT and NC, and a licensed Addictions Therapist in NC. I also have my Certification as an Expressive Arts Therapist. I have been working with individuals (ages 12 to adult), families, and couples for 41 years helping people manage emotions skillfully, become unstuck, process grief, improve relationships, and to be a support to live a valued life, while creating a safe space to do the work. I have intensive training in and integrate Family Systems Therapy, Dialectical Behavioral Therapy, Acceptance Commitment Therapy, and Compassion Focused Therapy. I am also a trauma focused therapist. My overarching commitment is to help people realize their psychological flexibility and their valued life.
VirtualAvailable

New to Grow

$135/session

Specialties
Anxiety
Military/Veterans
Trauma and PTSD
+5
Hi, My name is Melissa Pelletier. I have been a Licensed Independent Clinical Social Worker for over 27 years. I'm trained in a variety of evidence-based approaches to treat your underlying symptoms by empowering you to recognize and respond to them in more adaptive ways. I provide a healthy dose of education to help you understand your symptoms, the process of why they are occurring and how your responses such as avoidance can keep you stuck. I will teach you skills to learn how to interrupt patterns of unhelpful, dysfunctional thinking, skills on how to manage powerful emotions, and work with you to develop the courage to change how you respond to painful thoughts and emotions.
Available

$125/session

Empowering
Intelligent
Direct
Specialties
Anxiety
Depression
Life Transitions
I am a Licensed Professional Counselor (LPC) in Missouri and a licensed clinical mental health counselor (LCMHC) in North Carolina who specializes in supporting trauma survivors and individuals who are in life transitions to navigate emotional healing, identity transitions, and relationships. In my work, I use Cognitive Behavioral Therapy and Person-Centered Therapy to help you connect with your inner self, challenge negative self-talk, and reframe thoughts that keep you questioning yourself. I offer a warm, safe, and collaborative space where you are seen and heard.
Available

Often rebooked

$100/session

Authentic
Warm
Empowering
Specialties
Anxiety
Mood Disorders
Peer Relationships
+7
Hi there, I'm Schenika Silver, a Licensed Clinical Mental Health Counselor (LCMHC). I received my counseling degree from Liberty University and been in practice for seven years. I love working with people and assisting them in finding their purpose, healing from past hurts and wounds, and becoming their whole selves for themselves, their families, and their greater community. My clients often share that I am direct in a compassionate way, I provide insight and wisdom, and they feel heard in my presence. Counseling is not just a job for me, it's a part of my purpose.
VirtualAvailable

$65/session

Authentic
Open-minded
Solution oriented
Specialties
Anxiety
Have you tried everything to manage anxiety that affects your day-to-day life? Do you feel overwhelmed by just getting through the day? Do you wonder if you will ever feel better? Many people are finding themselves feeling overwhelmed now more than ever. I am a Licensed Clinical Mental Health Counselor in North Carolina. I have been a Mental Health Professional for over 20 years. I have been practicing as a LCMHC for 18 years.
VirtualAvailable

$125/session

Warm
Authentic
Empowering
Specialties
Anxiety
Life Transitions
Mood Disorders
+10
Hello! My name is Zoee Byrd and I am a Licensed Clinical Mental Health Counselor. I am based out of North Carolina and completed my Masters degree in Clinical Mental Health through Wake Forest University. I have experience with and enjoy working with teenagers and adults of all ages through life transitions, general stressors, mood regulation, and overall gaining better insight into who they are. I have been striving to help others create their life worth living for the past 3 years.
VirtualAvailable

$250/session

Warm
Authentic
Open-minded
Specialties
ADHD
Autism
Life Transitions
+9
Hi! I'm Rebecca! I specialize in trauma, autism, ADHD, and career transitions, particularly those fueled by burnout. I help clients regain their a sense of directuon and safety in the world and (re)learn how to trust their own bodies and nervous systems. I also help my clients understand how to work with their brains' unique processing style. Using a trauma-informed approach, I believe in letting my clients set their own pace, whether that looks like jumping right into the hard work or taking a bit of time to feel comfortable and confident before making big changes or sharing details about the past. My therapeutic style is direct yet kind and compassionate. I make sure my clients feel heard and respected, but think it's equally important to challenge unhelpful behavioral and thought patterns. Research has found that the strength of therapeutic relationship is one of the most important factors in a client's success/healing, and I work hard to foster a professional yet authentic relationship built on mutual respect.
VirtualAvailable

$100/session

Authentic
Warm
Specialties
Anxiety
Coping Skills
Women's Issues
+10
Hi, I'm a Licensed Clinical Social Worker with more than 20 years of experience working with children, teens, adults, and families providing counseling. If you're reading my profile, you're here for a reason. Maybe you're feeling stressed, anxious, overwhelmed, stuck, grieving, struggling in a relationship, adjusting to a major life change, or simply trying to make sense of something that's happening in your life right now. Whatever brought you here, I bring both clinical experience and real world understanding to help you sort through it. My style is warm, conversational, and practical. Therapy with me is not about being analyzed or judged. It's about having a real conversation with someone who wants to understand your experience, help you identify what's getting in the way, and support you in creating meaningful, lasting change. I work with adults, teens, and children, tailoring my approach to each person's needs, personality, and goals. Whether you're seeking support for yourself, your child, or your family, my goal is to create a space where you feel understood and supported.
Available

$65/session

Authentic
Warm
Solution oriented
Specialties
ADHD
Depression
Trauma and PTSD
I am a woman in her second half of life. I have raised three children,I have six grandchildren and four great-grandchildren. I have dogs and cats as pets and live in the country. I grew up in a military town and am an Army brat. I was also a Military Family Life Counselor in public schools working with children of military parents. I have a child currently serving in the US Navy. I also have a small garden. I have many different hobbies that I enjoy. I am 30 plus years sober and value my sobriety on a daily basis. I have exercised many of my own demons which helps me recognize the struggle in others. I make an effort to not be judgemental of anyone's choices. I listen, I provide a safe space.
Available

$105/session

Intelligent
Solution oriented
Warm
Specialties
Anxiety
Depression
Grief
+7
I am a licensed therapist in North Carolina with over 35 years of professional experience. I have extensive experience supporting clients through stress and anxiety, relationship challenges, trauma and abuse, and concerns related to motivation, self-esteem, and confidence. In addition to traditional therapeutic approaches, I also offer spiritual counseling, with a particular focus on Christian perspectives for those who desire it. I respect each client’s individual beliefs and integrate spiritual support only when it aligns with their values and goals. My approach centers on creating a safe, open, and nonjudgmental environment where you can explore your thoughts and emotions freely. It takes courage to seek a more fulfilling and joyful life, and I deeply honor that step. My role is to support and empower you as you move toward healing, growth, and a stronger sense of purpose. Together, we’ll work to uncover your strengths, build resilience, and help you move toward the life you envision.
VirtualAvailable

$125/session

Authentic
Open-minded
Humorous
Specialties
Anxiety
Depression
Trauma and PTSD
+7
Hi, I'm Lindsay. I have been working as a therapist for over 10 years, but when I take my therapist hat off, I am a daughter, a sister, a friend, an aunt, and a momma to fur babies. Needless to say, I am a major animal lover. I am also a proud Harry Potter adult. I love reading, last year I read 122 books, and my favorite genres are mystery/suspense and fantasy. I also love running, I’ve run five half marathons and would love to run a full marathon one day. My favorite thing in the world is taking my puppies, Nola and Frank, on puppy runs with me (she’s 9, he's 1). If I’m not working, reading, running, or playing with dogs, you will find me fully invested in true crime.
VirtualAvailable

Often rebooked

$110/session

Solution oriented
Authentic
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+9
Hello, I'm Amanda. For over 20 years I've walked alongside people through every kind of mental health journey—from crisis moments in psychiatric hospitals to steady, hopeful growth in outpatient settings. My favorite thing is helping adults rediscover their strength, heal old wounds, and build lives that feel lighter and more joyful. I bring a calm, creative, down-to-earth energy to every conversation. I'm also a mom, grandma, and wife—balancing real life just like you do. Those experiences help me truly connect with people from every background and walk of life.
VirtualAvailable

$125/session

Authentic
Warm
Empowering
Specialties
Anxiety
Trauma and PTSD
Women's Issues
+3
Hey, I’m Mariah! I work with women who look like they have it together on the outside but internally feel exhausted, anxious, overwhelmed, and stuck in patterns they can’t seem to break. A lot of my clients are the ones everyone depends on. They’re successful, self-aware, high-achieving, and used to pushing through. But underneath that, they’re overthinking everything, emotionally drained, struggling in relationships, and wondering why they still feel so stuck despite years of trying to “work on themselves.” Many have done therapy before and left frustrated because they gained insight but nothing actually changed. My approach is honest, direct, and focused on getting to the root of what’s keeping you stuck — not just helping you manage symptoms. I help clients understand the deeper patterns behind their anxiety, perfectionism, people-pleasing, emotional burnout, and relationship struggles so they can stop surviving life on autopilot. I’m not the therapist who just sits quietly and nods for 50 minutes. I’ll challenge you, connect the dots, and help you make real shifts in the way you relate to yourself and others. I also offer private pay therapy for clients looking for more personalized care without the limitations insurance can place on treatment. Clients are able to use HSA/FSA funds to pay for services and are able to receive partial reimbursement through out-of-network benefits.
VirtualAvailable

$175/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Couples Counseling
Parenting
+5
Tanielle L.A. Brown is a seasoned mental health professional with 30 years of experience and owner of a private practice for 14 years. She integrates evidence-based and holistic approaches to support healing and personal growth. Tanielle is also the founder of the global CEO Boss Mom community, empowering mothers to connect, lead, and thrive together. Learn more at CEOBOSSMOM.COM. ✨🌍👩‍💼👑
VirtualAvailable

$120/session

Warm
Open-minded
Authentic
Specialties
Attachment Issues
Emotional Regulation
Women's Issues
+10
The world can feel like it's moving incredibly fast at times, and it is easy to get swept up in that momentum only to realize you’ve been running on empty for a long time. Having lived through that kind of deep, exhausting stress firsthand, this therapist understands how heavy it can feel when the days start blurring together and you want a change but have no idea where to start. This practice is simply a non-judgmental, warm, and honest space to finally pause and slow down. The ultimate hope is that at the end of every session, the walk back out into the world feels just a little bit lighter
VirtualAvailable

$120/session

Authentic
Empowering
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+10
​ Do you struggle with feeling bad about yourself, developing and /or maintaining healthy relationships with others? Do you feel down, depressed, feeling you let yourself or others down? Do you experience feelings of anxiety, stress, or trauma? Are these concerns impacting you at home, work, or other places? Seeking therapy can be scary, however, you have made the right decision. I believe individuals are the "experts on themselves" and possess the ability to make the desired positive change in their lives. In the session, we will utilize a Person Center Approach consisting of meeting the individual were they are, actively listening, providing support, encouragement, and validation, as well as utilizing Evidence -Based Treatment Modalities ( such Cognitive Behavioral Therapy, Solution Focused Based Therapy, Motivational Interviewing, Mindfulness, Person Centered Approach, and Psychoeducation) Supportive Therapy, Stress Management, and Anger Management. Together, we will work collaboratively to treat the whole person and empower the person to find their way forward.
VirtualAvailable

Often rebooked

$115/session

Authentic
Empowering
Open-minded
Specialties
Anxiety
Depression
Self Esteem
+4
I’m a Licensed Counselor with several years of experience supporting late-teens, young adults, and adults experiencing anxiety, life transitions, interpersonal difficulties, and the lasting impact of past experiences. I work especially well with individuals who feel overwhelmed, stuck, or disconnected, even when they appear to be functioning well on the outside. Many of the people I work with are looking for greater clarity, confidence, and direction in their lives. My goal is to create a space where you can slow down, make sense of what you're carrying, and better understand yourself without judgment. Together, we'll explore the patterns, experiences, and relationships that have shaped you while working toward meaningful changes that help you feel more grounded, connected, and aligned in your daily life.
VirtualAvailable

$120/session

Empowering
Solution oriented
Warm
Specialties
Addiction
Spirituality
Trauma and PTSD
+10
I am a NC Licensed Clinical Mental Health Counselor and NC Licensed Clinical Addictions Specialist who is passionate about helping individuals and families experience meaningful, lasting growth. I provide a warm, supportive environment where clients feel heard, respected, and understood. My approach is compassionate yet direct, blending faith-based principles with evidence-based practices such as CBT and Solution-Focused Therapy. In addition I hold a license in SC as Telehealth Registered Professional Counselor Provider #2806. Clients often describe me as empathetic, grounded, trustworthy, and easy to talk to. I value authenticity, integrity, and creating a space where healing feels both safe and empowering.
VirtualAvailable

$165/session

Holistic
Warm
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+2
I am a Licensed Clinical Mental Health Counselor supporting adults experiencing anxiety, stress, emotional overwhelm, and overthinking. Many of my clients feel exhausted, stuck, or weighed down by daily demands and are looking for clarity and relief. I offer a supportive, collaborative space to understand emotional patterns, reduce anxiety, and build practical tools for grounding and emotional regulation. My goal is to help you feel more steady, self-aware, and able to move through life with greater clarity and confidence.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.