Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 538 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 10/8/2026

$150/session

Authentic
Warm
Empowering
Specialties
Couples Counseling
Depression
Military/Veterans
+7
I'm going to go out on a limb and guess that something isn't OK right now. That something might be new, or it might have been around a long time. You might be able to describe it perfectly, or you might just feel off without knowing why. Either way — you're here, and that's the only thing that matters right now. I start from wherever you are. No assumptions, no judgments, no one-size-fits-all approach. Just a genuine desire to understand you — what's brought you here, what you're carrying, and what you're hoping for. Therapy with me — whether you're coming alone or with a partner — tends to be honest and occasionally even a little lighthearted. The human experience isn't black and white, and neither is the work we'll do together. What stays consistent is that you'll have a space that belongs to you, where nothing you say or feel changes how I show up for you. For couples, that space belongs to both of you equally. I don't take sides. What I do is help you see the pattern you're both caught in — because most of the time it's the cycle doing the damage, not each other. When that shifts, something else becomes possible. No matter what it is you are navigating — depression, relationships, identity, or the gap between how you show up and how you actually feel inside — you don't have to have it figured out to reach out.
VirtualAvailable
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$200/session

Direct
Intelligent
Solution oriented
Specialties
Addiction
Anger Management
Grief
+5
Hi! I'm Wen. I am a licensed marriage and family therapist. I help adults who are struggling to deal with everyday stressors and burnout. I empathetically listen to what you have to share and want to fully understand your situation before working collaboratively on solutions. I consider myself a direct person and try to break down the concepts that I teach into easily understood ideas.
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New to Grow

$125/session

Specialties
Anxiety
Codependency
Perinatal / Postpartum
+1
I’m a compassionate, trauma-informed Licensed Clinical Social Worker who believes therapy should be a space where you feel heard, respected, and empowered to be yourself. My approach is warm, supportive, and strengths-based, with a focus on helping you understand your experiences while developing practical tools to navigate life’s challenges. I enjoy working with adults who may be experiencing anxiety, depression, relationship or family challenges, life transitions, trauma, or difficulties adjusting to major changes. I have a particular passion for supporting women during pregnancy and the postpartum period, including those navigating perinatal mood and anxiety concerns, identity changes, and the emotional demands of motherhood. My life and professional experiences have taught me the importance of meeting people where they are and recognizing that everyone’s journey is different. I believe you are the expert on your own life, and my role is to walk alongside you—not judge you or tell you who you should be. Together, we can explore what is getting in the way of the life and relationships you want while building on the strengths you already have.
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Often rebooked

$120/session

Warm
Authentic
Solution oriented
Specialties
Depression
Obsessive-Compulsive (OCD)
Trauma and PTSD
+9
My name is Anna, and I am a Licensed Clinical Mental Health Counselor (LCMHC) with approximately eight years of experience providing clinical services to children, adolescents, adults, and families. My clinical specialization includes complex trauma, PTSD, OCD, mood disorders, and other mental health concerns. Throughout my career, I have provided counseling services in both private practice and online settings, supporting individuals and families through a variety of life circumstances and challenges. I have a particular passion for treating OCD and PTSD and helping clients better understand their symptoms, develop effective coping strategies, and regain a sense of control and confidence in their lives. My professional passion is assisting clients in navigating difficult periods, fostering resilience, and working toward meaningful and sustainable personal growth. I have also developed a strong interest in supporting women during pregnancy and the postpartum period. As a mother myself, I bring personal insight, empathy, and understanding to the unique emotional and psychological experiences that can accompany this stage of life. I strive to create a safe, supportive, and nonjudgmental therapeutic environment where each client feels heard, respected, and empowered. I value the opportunity to meet clients where they are, recognize their individual strengths, and support them throughout their journey toward healing and improved well-being.
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$150/session

Authentic
Empowering
Solution oriented
Specialties
Depression
LGBTQ
Life Transitions
+5
Welcome! Making the decision to better your mental health is an important step toward improving your quality of life and feeling healthier. I am a seasoned, Clinical Psychologist with 25 + years of extensive experience assisting clients identify problem areas that are contributing to distress and unhappiness in their lives and develop strategies to reduce symptoms and improve quality of life. I have a Ph.D. in Clinical Psychology from Columbia University and have worked in many different settings with individuals experiencing depression, anxiety, trauma and those dealing with life stressors or events that are interfering with life. I strive to create a safe, warm and welcoming environment that allows clients to feel at ease as they explore and work on obstacles /problems to lead to positive change. I look forward to working with you on your journey to better health and peace of mind.
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$150/session

Open-minded
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+5
I love love, and I love helping people to heal. Understanding healing occurs on all levels, I've dedicated myself for the last 23 years to being a vessel to help people navigate those levels and find their peace. My calling is to help heal the minds and souls of people so they can manifest their greater and higher selves. Whether it was through the books I've written, my former vegan catering company, practicing as a doula or navigating spaces as a licensed clinical social worker, I've always understood the assignment of helping folks recognize they have the power within themselves to heal.
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New to Grow

$125/session

Specialties
Grief
Life Transitions
Trauma and PTSD
+5
I earned my master’s degree in counseling from the University of North Carolina Charlotte. I began my career at Hospice then went to private practice. I believe everyone deserves happiness and peace. With mutual respect, compassion, nonjudgemental curiosity, and motivation, counseling can build resilience, develop coping strategies, and propel the client into a happier, healthier life. The counselor/client relationship should be a collaborative effort. I am certified in women's mental health (including eating disorders), grief and loss and trauma I use evidence-based, trauma-informed modalities including CBT, DBT, CPT, EMDR, MI, Existentialism, Mindfulness, and other person centered modalities. I welcome adult clients of all genders, ethnicities, orientation and religions. I am passionate about partnering with my clients to identify issues, develop treatment plans, and move forward toward their goals. I will help you take meaningful steps toward finding your purpose, exposing your power and resilience and healing.
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$125/session

Open-minded
Warm
Specialties
Anger Management
Anxiety
Depression
+2
Hello, I am Michael A. Kirk, a Licensed Professional Counselor (LPC) dedicated to helping individuals navigate life's challenges with confidence and resilience. I believe that therapy should be safe, supportive, and a judgement free space where you feel heard, understood, and empowered to create real change. I work with adolescents and adult experiencing anxiety, depression, trauma, Grieg/loss, relationship issues, life transitions and more. My approach is collaborative. I utilize several evidenced based therapies such as Cognitive Behavioral Therapy (CBT), Reality Therapy, Motivational interviewing, Dialectical Behavioral Therapy (DBT) and Trauma Focused CBT.
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$120/session

Warm
Authentic
Open-minded
Specialties
ADHD
Life Transitions
Trauma and PTSD
+10
I’m a warm, down-to-earth therapist with more than 15 years of experience helping people navigate anxiety, trauma, relationship challenges, major life transitions, grief, burnout, emotional overwhelm, and the seasons of life when everything simply feels like a lot. My background is a little different from the traditional therapy path. I’ve worked in schools, community mental health, and crisis intervention settings. I’ve supported veterans, first responders, survivors of trauma and abuse, neurodivergent individuals, parents, professionals, and people facing some of life’s hardest moments. These experiences have taught me how to stay grounded when things feel chaotic and why it’s so important to see the whole person - not simply a diagnosis or list of symptoms. My style is conversational, collaborative, and practical. I’ll give you space to process, but I’m not a therapist who simply nods and asks, “How does that make you feel?” We’ll get curious about patterns, relationships, boundaries, past experiences, and the things that keep showing up in your life. We’ll explore where those patterns came from, how they affect you now, and what you may want to change. I believe insight is only part of the work. Together, we’ll develop practical strategies you can use outside of therapy to manage anxiety, regulate emotions, improve communication, strengthen relationships, establish boundaries, and navigate difficult seasons. You don’t need to know exactly what you need from therapy before you begin. Sometimes it starts with simply recognizing that something isn’t working anymore. My role isn’t to tell you how to live your life - it’s to help you understand yourself more clearly, build skills and confidence, and create meaningful change.
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$80/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Trauma and PTSD
Anger Management
+3
Hey there! I’m Tashina — a Licensed Clinical Social Worker in North Carolina and a Licensed Independent Social Worker in South Carolina. I’m a proud graduate of North Carolina A&T (Aggie Pride!) and have spent over 10 years helping people find healing, peace, and purpose in their lives. I work with adults and teens who are dealing with anxiety, depression, or PTSD and sometimes just feeling stuck or unsure of what’s next. My style is real, relaxed, and rooted in compassion. You won’t find any stuffy therapy vibes here, just honest conversations, practical tools, and maybe a few laughs as we work toward helping you feel more grounded and confident. Let’s team up to clear out the mental clutter and make room for the life you actually want to live.
VirtualAvailable
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$150/session

Warm
Empowering
Authentic
Specialties
Anxiety
Life Transitions
Women's Issues
+2
I am a Licensed Clinical Social Worker with 10 years of experience supporting women through the complexities of life, relationships, and personal growth. In my practice, I work with professional women navigating anxiety, stress, depression, relationship challenges, life transitions, and the unique pressures that often come with being a woman who is expected to have it all together. My work is rooted in helping women break free from the expectations of others—and the curated expectations created by social media—and reconnect with what feels authentic to them. My approach is direct, supportive, and intentional. Together, we explore the patterns, beliefs, and expectations that may be keeping you stuck and what it could look like to move through life with greater confidence, clarity, and intention. You don’t have to be in crisis to benefit from therapy. Sometimes, you simply want to understand yourself better, make different choices, and create a life that feels more aligned with who you are becoming.
VirtualAvailable
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New to Grow

$95/session

Specialties
Child or Adolescent
Life Transitions
Trauma and PTSD
+4
I am a Licensed Marriage and Family Therapist who specializes in trauma work, relationships, and family dynamics. I graduated with her B.A. in Psychology with minors in Health Studies, Gender Studies, and Sociology from Monmouth University where I was also a division-1 soccer player. I then went on to earn my M.A. in Marital and Family Therapy from the University of San Diego. I specifically chose this route and school because it provided a bio-psycho-social-spiritual lens to looking at the various mental health challenges that we face. I am also trained in EMDR and utilize it to address trauma and performance concerns. I began my professional work with children, adolescents, and families in community mental health clinics. I found herself drawn mostly to the older adolescents in the transitional age groups and decided to pursue working in the college counseling center environment. I spent time at Coastal Carolina University working to create a relationship between the counseling center and athletics seeing the unique need of student-athletes having been one myself. I have spent the last four years at NC State University working in athletics and have enjoyed every moment of it!
Available
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New to Grow

$120/session

Specialties
Addiction / Substance Use
Anxiety
Trauma and PTSD
+9
Hi, I'm Lindsay Fodor, a Licensed Clinical Mental Health Counselor and Licensed Clinical Addictions Specialist in North Carolina. I have been practicing for 6 years. I completed my undergraduate degree at Ramapo College of New Jersey and earned a double bachelor's in Psychology and Law and Society. I attended the University of North Carolina at Pembroke, earning an M.A.Ed. in Licensed Clinical Mental Health Counseling and a Graduate Certification in Addictions Counseling. I have worked in various settings, including Medication Assisted Therapy for Addiction, facilitated Substance Abuse Intensive Outpatient Programs, inpatient for adults, a DWI clinic, the county jail, and outpatient mental health counseling. I enjoy working with clients from various backgrounds and have a good amount of experience working with active duty service members, spouses, and veterans.
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$90/session

Authentic
Warm
Empowering
Specialties
Coping Skills
Life Transitions
Mood Disorders
+9
Welcome! I am a Licensed Clinical Social Worker with 15 years of experience helping others cope with day-to-day stressors and past troubling events. Coping may involve identifying and reframing long-standing negative thoughts and assumptions or identifying our core values and goals, which can make frustrating or uncomfortable situations more manageable or put them into perspective. Seeing ourselves and our thoughts, issues or non-ideal behaviors for what they are can lead to greater self-awareness and the ability to offer ourselves the same compassion and understanding we give others. Our stuff is just that- stuff. Stuff we have accumulated along the road of life. Those things may impact us, but they do not need to control or define us. Learning to see ourselves in this more neutral and accepting way leads to greater self-esteem and decreased self-doubt and negative judgement. This in turn makes change more possible.
VirtualAvailable
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$100/session

Humorous
Authentic
Direct
Specialties
Addiction
Anxiety
Depression
+10
Hello, my is Jarrett and I am a Licensed Clinical Mental Health Counselor and a Licensed Clinical Addiction Specialist in North Carolina. I look forward to working with you to motivate you to develop a skill set to take back control of your life. I am understanding and compassionate about the various battles that individuals go through in life. I use that understanding and compassion to truly listen to assist with goal setting and ultimately goal achievement. I am down to earth and easy to speak with, which will provide the sense of comfort necessary for therapy.
VirtualAvailable
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$80/session

Warm
Open-minded
Solution oriented
Specialties
Anxiety
Family Therapy
Life Transitions
+10
Hi, I'm Debbie Howard, a Licensed Clinical Mental Health Counselor (LCMHC). Reaching out for support takes courage, and I would be honored to walk alongside you! I have 15 years experience helping individuals, families and youth work through challenges such as life transitions, stress, anxiety, depression, relationship issues, and parenting. I also specialize in helping children and teens build resilience, confidence, and coping skills that support lasting change at home and school. My approach is warm, client-centered, and collaborative. I believe therapy should feel empowering, supportive, and tailored to your unique needs and goals. I integrate a variety of evidence-based practices including Cognitive Behavior Therapy(CBT), Alternative Family CBT, Dialectical Behavioral Therapy (DBT), Acceptance & Commitment Therapy (ACT) , mindfulness, trauma-informed care, and solution focused therapy. Together, we'll focus on building self-awareness, resilience, and lasting positive change in a safe, nonjudgmental space.
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$105/session

Intelligent
Warm
Authentic
Specialties
Anxiety
Depression
Grief
+7
I am a licensed therapist in North Carolina with over 35 years of professional experience. I have extensive experience supporting clients through stress and anxiety, relationship challenges, trauma and abuse, and concerns related to motivation, self-esteem, and confidence. In addition to traditional therapeutic approaches, I also offer spiritual counseling, with a particular focus on Christian perspectives for those who desire it. I respect each client’s individual beliefs and integrate spiritual support only when it aligns with their values and goals. My approach centers on creating a safe, open, and nonjudgmental environment where you can explore your thoughts and emotions freely. It takes courage to seek a more fulfilling and joyful life, and I deeply honor that step. My role is to support and empower you as you move toward healing, growth, and a stronger sense of purpose. Together, we’ll work to uncover your strengths, build resilience, and help you move toward the life you envision.
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$150/session

Warm
Empowering
Authentic
Specialties
Anxiety
Depression
Life Transitions
+9
Felicia earned her Master’s in Social Administration from Case Western Reserve University. Felicia uses a creative approach by tapping into a client’s unique interests. In providing a tailored therapeutic experience, clients may engage in various types of games, mindfulness, music, and art as therapeutic modalities to reach goals. Felicia brings a calm, grounded presence to her work, honoring the mind-body connection as a powerful guide in healing. If you are ready to begin a journey toward growth, self-awareness, and healing, she invites you to reach out and take the first step.
VirtualAvailable
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$100/session

Intelligent
Authentic
Empowering
Specialties
Addiction
Anxiety
Depression
+10
I have been a counselor for over 24 years and have extensive experience treating Anxiety, Depression, PTSD, Bipolar Disorder, Schizophrenia, suicidal ideation and self harm, and more. I am licensed in CT as an LPC and in NC as a LCMHC. I will go at your pace to help you reach your identified goals. You have taken the first step already by looking for a therapist! Let's work together on the rest in a judgment free environment.
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$75/session

Authentic
Open-minded
Warm
Specialties
Anxiety
Coping Skills
Trauma and PTSD
+10
Hello, I currently live in North Carolina with my husband and two dogs. I love nature, so getting outside daily is important to me! I feel grounded to the earth and connected by spending quiet time near trees. I have a unique work history that includes years of factory work, community mental health, Hospice, prison support groups, emergency rooms, and hospital inpatient settings. I am proud of my clinical experience and I feel that I can relate to many different types of because of my background. I look forward to meeting you!
VirtualAvailable
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Often rebooked

$200/session

Warm
Authentic
Solution oriented
Specialties
ADHD
Anxiety
Career Counseling
+4
I am a Licensed Clinical Mental Health Counselor who works with individuals experiencing anxiety, ADHD, and the pressure of being high-functioning while feeling overwhelmed internally. Many of my clients are capable, thoughtful people who hold themselves to very high standards but find themselves stuck in cycles of overthinking, perfectionism, or burnout. In therapy, I help clients better understand how their minds work, develop practical tools for managing stress and focus, and build a more compassionate relationship with themselves. My goal is to help clients feel more grounded, confident, and able to move forward in ways that align with their values.
VirtualAvailable
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Often rebooked

$150/session

Authentic
Holistic
Intelligent
Specialties
ADHD
LGBTQ
Life Transitions
+5
Life can feel overwhelming when you’re trying to manage your emotions, relationships, work, family expectations, and everything else at the same time. You may look like you have it all together on the outside while internally feeling anxious, exhausted, disconnected, or unsure of what comes next. I’m Yilian Herrera, a licensed mental health professional who provides a warm, supportive, and nonjudgmental space where you can slow down, understand what you’re experiencing, and begin making meaningful changes. I work with teens and adults experiencing anxiety, depression, trauma, ADHD-related challenges, emotional regulation difficulties, relationship concerns, low self-worth, burnout, and major life transitions. I especially enjoy working with people who feel overwhelmed, stuck, or like they have spent a long time putting everyone else’s needs before their own.
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$120/session

Authentic
Warm
Empowering
Specialties
Anxiety
Couples Counseling
Women's Issues
+10
I am a doctoral-level licensed clinical social worker with over a decade of experience supporting women through life's harder moments. I work with adults navigating anxiety, depression, identity, and the weight of expectations that rarely let up. My approach is direct, grounded, and free of judgment. I believe good therapy meets you where you are. I practice in North Carolina, South Carolina, and Delaware via telehealth.
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$100/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Life Transitions
+6
Hello, my name is Aqilah Battle, MSW, LCSW. I am a Licensed Clinical Social Worker with more than 40 years of experience helping individuals and families navigate emotional, relational, and life challenges. Throughout my career I have worked in hospitals, community behavioral health agencies, senior wellness programs, and private practice settings. These experiences have allowed me to support people during some of the most difficult seasons of their lives including emotional crises, relationship challenges, trauma recovery, caregiver stress, and major life transitions.
VirtualAvailable
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$103/session

Authentic
Warm
Solution oriented
Specialties
Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.