Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 541 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 4/3/2026

$90/session

Authentic
Warm

Specialties

Depression
Mood Disorders
Self Esteem
+9
I’m really glad you found your way here. I support individuals who feel overwhelmed, stuck, or emotionally drained and are seeking a space to slow down and be themselves without judgment. My goal is to help you feel lighter, gain clarity, and take meaningful steps toward a more balanced, fulfilling, and authentic life at your own pace. with confidence and self-trust.
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I’m a warm, down-to-earth therapist who believes that feeling safe, understood, and genuinely supported is the foundation for meaningful change. With nearly 15 years of experience across schools, hospitals, crisis settings, and community-based care, I’ve had the privilege of working with people at many different stages of life—from teens navigating overwhelming emotions to adults facing complex life challenges. My background as both a counselor and school social worker has given me a deep understanding of how early experiences, family dynamics, and life transitions shape who we are. I’ve supported students and families through anxiety, emotional struggles, and difficult situations, and I carry that same patience, empathy, and advocacy into my work with all clients. I’ve also worked in high-intensity environments—including crisis settings, alongside law enforcement, in hospitals, and with veterans, survivors of trauma and domestic violence, and individuals in eating disorder treatment. Because of this, I’m comfortable supporting clients who feel overwhelmed, stuck, or unsure where to start. You don’t have to have everything figured out to begin. In our work together, I focus on creating a space where you can be yourself without fear of judgment. I balance practical tools and coping strategies with deeper exploration, helping you not only manage what you’re going through, but also understand it. My approach is collaborative, supportive, and tailored to you—whether you’re looking for structure, insight, or simply a place to feel heard. Reaching out for therapy can be hard, but you don’t have to do it alone. My goal is to help you feel more grounded, more confident, and more in control of your life.
VirtualAvailable

New to Grow

$100/session

Specialties

Life Transitions
Self Esteem
Women's Issues
+5
Therapy is the most effective when you feel genuinely connected to the person walking along side you. I take pride in meeting clients where they are, no matter the chapter of life they’re in. I strive to offer both stability and flexibility, recognizing that the world can feel overwhelming at times, but together, we can make it feel more manageable.
VirtualAvailable

Often rebooked

$125/session

Authentic
Empowering
Humorous
Warm
Direct
Solution oriented

Specialties

Anxiety
Couples Counseling
Depression
+10
Hey, I'm Carlos! I am a therapist dedicated to helping you reclaim your personal power. By integrating highly successful Cognitive Behavioral Therapy (CBT) with Mindfulness techniques, I help you slow down and recognize the significance of every moment. Together, we will work to ensure you feel empowered to make positive choices rather than feeling like a victim of your own thoughts or current life situations.
VirtualAvailable

New to Grow

$140/session

Specialties

Anxiety
Couples Counseling
Family Conflict
I'm Redonno Carmon, a Licensed Marriage and Family Therapist who specializes in working with couples. I help partners who want to feel connected again but find themselves buried under arguments, silence, or mistrust. I guide couples through the sometimes difficult, but often rewarding, process of understanding the patterns behind their disconnection so they can rebuild trust, improve communication, and reconnect. I also work with individuals navigating relationship challenges or looking to better understand themselves and their relationship patterns.
VirtualAvailable

Often rebooked

$100/session

Warm
Solution oriented
Authentic
Empowering
Intelligent
Solution oriented
Direct
Open-Minded
Open-minded
Challenging
Humorous

Specialties

Addiction
ADHD
Anxiety
+7
Would you like to create space for work/ life balance? Would it be helpful to learn more about the connection between your behaviors, feelings, and thoughts? Are you ready to talk about coping strategies- both those that work and learn new ones? I work collaboratively with individuals and families to manage stressors, feelings of stress and anxiety, and cope with addictions. I help clients develop coping strategies that may challenge past thoughts and behaviors but lead toward the accomplishment of goals. Sometimes, it is simply reminding ourselves of what worked before and getting back on track and other times, it is about learning something never practiced before.
VirtualAvailable

$103/session

Authentic
Warm
Solution oriented
Empowering
Humorous
Open-minded
Intelligent
Direct
Challenging
Holistic

Specialties

Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
VirtualAvailable

$120/session

Authentic
Intelligent

Specialties

ADHD
Anxiety
Child or Adolescent
+10
Sydney Rosenberg is a Clinical Mental Health Counselor. Sydney graduated from Appalachian State University with a degree in clinical mental health counseling and concentration in Expressive Arts Therapy in May of 2021. Her experience has been working with children, adolescents, and adults in outpatient and community based mental health settings. She enjoys supporting clients with building self-esteem, managing life stressors and changes, and empowering clients to find their most authentic selves. She is neurodivergent affirming, LGBTQIA+ affirming, and trauma informed. When she is not working, she enjoys making art, spending time outdoors, and traveling.
VirtualAvailable

$120/session

Warm
Authentic
Direct
Humorous
Empowering
Intelligent
Open-minded
Open-Minded

Specialties

Child or Adolescent
Coping Skills
Foster Care/Adoption
+6
Therapy doesn’t have to feel intimidating or overly clinical. I offer a supportive, down-to-earth space where you can show up exactly as you are — no pressure, no judgment. Whether you're feeling overwhelmed, stuck, anxious, or simply ready for change, we’ll work together to better understand what’s going on and identify practical steps forward. My approach is collaborative, compassionate, and tailored to your individual needs. I believe therapy works best when it feels like a genuine conversation, balanced with tools and strategies that you can actually use in daily life. Together, we’ll explore patterns, build coping skills, and strengthen your ability to navigate challenges with confidence. Seeking support is a courageous step, and you don’t have to figure things out alone. My goal is to help you gain clarity, develop resilience, and create meaningful, lasting change.
VirtualAvailable

$120/session

Authentic
Solution oriented
Warm
Empowering
Humorous
Open-minded
Intelligent
Direct
Holistic

Specialties

First Responders/Healthcare Workers
High Clinical Acuity
Military/Veterans
+9
Hello, I'm a counselor with a background in Forensic Psychology, having worked in the field since 2004. I have the privilege of serving a diverse range of clients from various ethnicities, racial backgrounds, and socioeconomic classes. My approach is non-judgmental, patient, and easy-going, creating a safe space where you can feel heard and understood. With many years of experience working in correctional settings, particularly with individuals in acute crisis, I am passionate about helping you navigate challenges, find solutions, and work towards lasting positive change. My goal is to empower you to take control of your well-being and move forward with confidence.
VirtualAvailable

$150/session

Authentic
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hi, I'm Dr. Singletary! I help you heal through a trauma-informed, solution-focused, collaborative process. I believe in working together in a way that considers your life experiences, aspirations, and goals. I am a huge advocate of adult creative expression, play, mindfulness, and centering joy in your healing process. Working with me means that you will have someone dedicated to helping you heal on your terms.
VirtualAvailable

$125/session

Warm
Authentic
Empowering
Holistic
Intelligent

Specialties

Anxiety
Trauma and PTSD
Women's Issues
I am a compassionate mental health professional with over 13 years of experience who is committed to helping individuals, couples and families navigate life’s challenges with clarity, resilience, and purpose. I bring a strong background in counseling and psychology, with experience supporting clients across a range of concerns including depression, anxiety, stress, life transitions, relationship issues, trauma and emotional regulation.
VirtualAvailable

$150/session

Direct
Empowering
Authentic
Warm
Solution oriented
Open-minded
Intelligent
Challenging
Humorous
Holistic

Specialties

Addiction
Suicidal Ideation
Trauma and PTSD
Hi, I’m Tim Webb, LPC, LCMHC. I’ve been a behavioral health clinician 34 years with an undergraduate degree from UNC-Chapel Hill and a Masters degree in Counseling from Wake Forest University. I provide individual and family counseling services with a holistic and eclectic approach. As a former firefighter and Emergency Room clinician, I understand many of the unique experiences of both first responders and Veterans. A lifelong martial artist including some boxing experience, I enjoy weightlifting and spending time with my family.
VirtualAvailable

$100/session

Empowering
Authentic
Warm
Open-minded
Humorous
Open-Minded
Direct
Holistic
Intelligent
Solution oriented
Solution oriented
Challenging

Specialties

Depression
LGBTQ
Spirituality
+3
Candace “NIX” Fritts is a licensed Zumba instructor, yoga instructor and Licensed Clinical social worker. She has been teaching Zumba over 5 years and has utilized her passion for healing and helping others as a therapist over the past decade. “NIX” specializes in and has a passion for cultural diversity, gender identity/LGBTQIA+ issues, equality, relationship/marital issues, depression, anxiety, and Trauma. She defines "empathy" as her number one skill and superpower. In addition “NIX” is a huge advocate and member of the LGBTQIA+ community. She is also a member NAACP and the Black political caucus of Cabarrus County. NIX also encourages health and wellness with a belief that healing can be achieved in various ways. Fun Fact: NIX was once a contestant on “Lets make a Deal”
VirtualAvailable

$135/session

Authentic
Intelligent

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable

$75/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Life Transitions
+6
My job is to hold onto hope until my client is able to hold onto it for themselves. I am a listener, encourager, supporter, and confidant. I can support someone that is struggling with the weight of the world on their shoulders, feeling burdened and overwhelmed by life and stress. I can support individuals that are having difficulty connecting with themselves and others. An individual that is having difficulty connecting with themselves and others. Someone that needs help identify problematic behaviors and wants to develop new behaviors and habits. I can offer support for individuals that are struggling with Anxiety, Depression, Addiction, and other mental health issues. I have many years of experience in Mental Health and Substance Use and can offer support, hope and encouragement. I have experience working with adults with dual diagnosis of mental health and substance use. I am able to offer support for military members and their family.
VirtualAvailable

$145/session

Warm
Humorous
Authentic
Solution oriented
Empowering
Direct

Specialties

Anger Management
Anxiety
Depression
+6
I am an experienced Licensed Clinical Social Worker (LCSW) with over 20 years of dedicated practice in mental health, and my mission is to help individuals unlock their fullest potential by creating lasting change in their lives. My background spans a wide range of settings, from community-based work with children and disabled adults to providing therapy in psychiatric hospitals, schools, and private practice. With a double major in Visual Arts and Psychology from the University of North Carolina -Asheville and a Master’s in Social Work from East Tennessee University, I bring a blend of clinical expertise and creativity to my practice.
VirtualAvailable

$120/session

Warm
Authentic
Empowering

Specialties

Addiction
Mood Disorders
Trauma and PTSD
+10
As a Licensed Clinical Mental Health Counselor and a Licensed Clinical Addictions Specialist Associate I believe the biggest component to achieving happiness is making your mental health a priority. Taking the first step to improve your overall mental health can be a huge decision, but a very brave one! I graduated with my masters degree in clinical mental health counseling from Capella University in 2018. I have over 8 years of experience working in many different counseling settings, including inpatient/outpatient, residential, community support, and private practice. I enjoy working with those 13 and up who are struggling with anxiety, depression, mood disorders, trauma, personality disorders, serious, chronic mental illnesses, and addictive behaviors.
VirtualAvailable

$120/session

Empowering
Warm

Specialties

Addiction
Spirituality
Trauma and PTSD
+10
I am a Licensed Clinical Mental Health Counselor and Licensed Clinical Addictions Specialist who is passionate about helping individuals and families experience meaningful, lasting growth. I provide a warm, supportive environment where clients feel heard, respected, and understood. My approach is compassionate yet direct, blending faith-based principles with evidence-based practices such as CBT and Solution-Focused Therapy. Clients often describe me as empathetic, grounded, trustworthy, and easy to talk to. I value authenticity, integrity, and creating a space where healing feels both safe and empowering.
VirtualAvailable

$110/session

Authentic
Open-minded
Solution oriented
Warm
Direct
Intelligent

Specialties

ADHD
Anxiety
Coping Skills
+9
I am a fully licensed clinical social worker with nearly 10 years of experience in the field. I am currently licensed in two states. My experience varies from therapeutic mentor, supervisor for other LCSW, and one on one with persons served as a therapist/clinician. My approach is strength-based and person-centered. I work with ages from 6 and up with a focus on adolescents, teens, and adults.
VirtualAvailable

$125/session

Warm
Authentic
Empowering
Open-minded
Intelligent
Solution oriented
Holistic

Specialties

Anxiety
Depression
Life Transitions
+3
I am a compassionate and dedicated mental health therapist serving individuals across the lifespan—from adolescents as young as 6 years old to older adults well into their senior years. My work centers on supporting people who are experiencing challenges in their lives, offering a safe, welcoming, and non-judgmental space to explore thoughts, emotions, and experiences. I approach each client with empathy and respect, tailoring therapy to meet their unique needs while empowering them to find strength, resilience, and growth in the midst of life’s difficulties.
VirtualAvailable

$95/session

Authentic
Empowering
Warm
Humorous
Open-minded
Solution oriented
Direct
Intelligent

Specialties

ADHD
Anxiety
Life Transitions
+9
Hi! I'm a Licensed Professional Counselor based on the east coast and licensed in 10 states. I've worked with virtually all populations, but have a passion for supporting young adults in their mission to conquer over thinking and minimize anxiety. I also love to provide hope and guidance to anyone working through a tough transition. Life's stressors can be minimized!
VirtualAvailable

$120/session

Authentic
Warm
Solution oriented
Empowering
Humorous
Direct
Open-minded
Intelligent
Holistic

Specialties

Coping Skills
Depression
Spirituality
+7
Welcome and congratulations on taking the first step in your healing journey! First, my name is Cherie and I am originally from New York. My journey to becoming a therapist began while serving in the Army and having the opportunity to help Soldiers and their family members with personal issues/concerns. My experience led me to pursue formal schooling and training to be more of a service through therapy and providing much-needed resources to the people in need. This path has been rewarding for me, and being able to experience lives being transformed and people empowered continues to be an honor.
VirtualAvailable

$150/session

Empowering
Authentic
Open-minded
Direct
Warm
Solution oriented
Challenging
Humorous
Intelligent
Solution oriented

Specialties

Addiction
Anxiety
Depression
+10
I'm Angela Harrington with 10 years please experience in mental health, co-occurring disorders, and substance abuse disorders. My goal in therapy is to elicit change talk, provide positive insight, and motivation to free yourself. When working with clients my structured approach is from cognitive behavioral therapy (CBT) where the individual learns to explore the link between thoughts, feelings, and behaviors.
VirtualAvailable

$100/session

Specialties

Addiction
Anxiety
Depression
+9
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in North Carolina. I received my Masters from the East Carolina University and have been practicing for 15 years. I help children and adults with depressed moods, stress, substance misuse, and low self-worth become the best versions of themselves. My hope is to provide you with skilled and compassionate therapeutic assistance to overcome mental health challenges. As a therapist and person of faith, I am committed to providing high-quality, person-centered services. In therapy, I prefer to use a combination of Person-Centered, Cognitive-Behavioral Therapy and motivational enhancement strategies to help people understand what drives them, identify barriers to the change they seek and develop the skills necessary to become the persons they were created to be. Your goals and values provide the context for everything I do. I am committed to providing services free from judgment, stigma, and shame. And you can feel comfortable incorporating your spirituality into sessions as much as you wish. As your therapist and guide, You Shall Grow Through What You Go Through!
VirtualAvailable
Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.