Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 540 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 3/11/2026

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New to Grow

$120/session

Specialties

Addiction
Mood Disorders
Trauma and PTSD
+10
As a Licensed Clinical Mental Health Counselor and a Licensed Clinical Addictions Specialist Associate I believe the biggest component to achieving happiness is making your mental health a priority. Taking the first step to improve your overall mental health can be a huge decision, but a very brave one! I graduated with my masters degree in clinical mental health counseling from Capella University in 2018. I have over 8 years of experience working in many different counseling settings, including inpatient/outpatient, residential, community support, and private practice. I enjoy working with those 13 and up who are struggling with anxiety, depression, mood disorders, trauma, personality disorders, serious, chronic mental illnesses, and addictive behaviors.
VirtualAvailable
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New to Grow

$90/session

Specialties

Anxiety
Health/Medical Issues
Older Adults
+2
I am a Licensed Clinical Social Worker with nearly 20 years of experience supporting individuals, families, older adults, and medically complex patients across a wide range of healthcare and community settings. My approach is grounded in compassion, collaboration, and practicality—I help clients navigate life’s challenges by focusing on what matters most to them. My background spans emergency departments, primary care clinics, long‐term care facilities, hospice, crisis response, and private practice. This breadth allows me to offer therapy that is warm, grounded, and deeply informed by real‐world experience.
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$100/session

Authentic
Direct
Empowering

Specialties

Anxiety
Coping Skills
Family Therapy
+8
Hiya. My name is Sejal Patel, and I am currently licensed in North and South Carolina, as a LMFT. As a therapist, I show curiosity when my client(s), families, and couples ask me for guidance. Majority of my clients', share the assumption, because I am a therapist, I experience minimal challenges in life and relationships. I wish that was true. My professional education and knowledge has been helpful and useful. Truthfully, the lessons I learned by experiencing failures, challenges, and struggles of life are the true heroes to how I find my solutions. I welcome your curiosity to a collaborative process that combines my professional expertise, your life experience knowledge, and the power of creative solutions.
VirtualAvailable
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$120/session

Warm

Specialties

Anxiety
Career Counseling
Depression
+7
Welcome — I’m John Dyson, a Licensed Clinical Mental Health Counselor (LCMHC) and National Certified Counselor (NCC), based in the foothills of North Carolina. I want you to take a moment to acknowledge that you’ve already taken the first step toward bettering your mental health. Let’s be honest — starting therapy can feel empowering, confusing, or even scary — sometimes all at once. My goal is to create a safe, welcoming space where you can explore concerns related to anxiety, depression, and self-care. I focus on helping clients build assertive communication skills and healthy boundaries, both with themselves and with others, in ways that support a more balanced, fulfilling life. Therapy is an opportunity for personal growth in whatever way you're seeking — whether that means navigating specific challenges or building the life you deeply deserve. If that’s what you’re looking for, I’m here when you’re ready. Together, we’ll clarify the challenges you’re facing and identify where you want to be — a month, six months, or a year from now. Then, we’ll explore actionable strategies to help you move forward. You'll leave each session with a clearer understanding of your situation and a set of “next steps” you can begin right away. There will always be space for feedback and collaboration in our work — including holding each other accountable as we walk this path together.
VirtualAvailable
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$155/session

Humorous
Intelligent

Specialties

Perinatal Mental Health
Post Partum
Women's Issues
+9
This is my fourth year in the social work field, and I have been in my own solo practice for a year. I am independently licensed in NC, SC, VA, and OR as an LCSW/ LISW-CP. I am also a Certified Doula, Perinatal Behavioral Health Coach, Women's Mental Health Specialist, and Autism Clinical Specialist. In my off time, I love binge-watching Netflix and spending time with my children.
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$120/session

Direct
Authentic
Empowering

Specialties

Anxiety
Life Transitions
Men's Issues
Mr. Brown is a Licensed Clinical Social Worker who specializes in interpersonal relations and reality testing. He also utilizes various evidenced based practices that are tailored to the clients’ needs while meeting them where they are in their journey. He utilizes structures that include individual, couples, family, alternative relationships, and/or process groups. He is licensed to practice clinically in Tennessee, Florida, Indiana, Pennsylvania, Arizona, and Virginia, and has a private practice located in the heart of the Nashville Black Community. He is an avid supporter of the needs, culture, and outlook of the African American community, while operating within an African Centered framework. Mr. Brown enjoys studying, teaching, and implementing Ancient African history. He recently traveled to Accra, Ghana during the Year of Return. With over 10 years of experience providing therapy, interpersonal training, and life management. I utilize various treatment approaches including trauma resolution, solution focused therapy, and mindfulness techniques. I will walk with you along your journey, providing a comprehensive treatment plan for your success.
VirtualAvailable
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$80/session

Solution oriented
Empowering
Warm

Specialties

Coping Skills
Life Transitions
Self Esteem
+3
Hello! I’m a Licensed Clinical Mental Health Counselor (LCMHC). I received my Masters from North Carolina Central University. I am not only passionate about mental health, but overall wellness. I work from a holistic perspective while also utilizing interventions from cognitive behavioral therapy and expressive arts therapy. I believe in a collaborative approach and that clients are the experts of their lives.
VirtualAvailable
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$150/session

Solution oriented
Warm
Empowering

Specialties

Addiction
Anxiety
Depression
+10
I'm Angela Harrington with 10 years please experience in mental health, co-occurring disorders, and substance abuse disorders. My goal in therapy is to elicit change talk, provide positive insight, and motivation to free yourself. When working with clients my structured approach is from cognitive behavioral therapy (CBT) where the individual learns to explore the link between thoughts, feelings, and behaviors.
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$150/session

Authentic
Warm

Specialties

Anxiety
Depression
Grief
+4
Hello, my name is Kendria Wright MSW, LCSW. I received my MSW from University of New England and I have been a social worker for 10+ years and have been a therapist for 2 years. My experience in navigating complex social issues and providing compassionate care has equipped me with invaluable insights into enhancing the well-being of my clients. I am committed to empowering individuals to achieve their fullest potential and find resilience through life’s challenges.
VirtualAvailable
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New to Grow

$120/session

Specialties

Anxiety
Depression
Women's Issues
+9
Life can be heavy and hard to cope sometimes. Anxiety, depression, trauma, and painful life experiences can make it hard to feel safe, connected, or understood. Reaching out for support can be one of the hardest steps, but it can also be the beginning of meaningful change. If you are carrying more than you feel able to manage right now, you don't have to face it by yourself. Many people come to therapy feeling exhausted from trying to hold everything together. I provide a safe and welcoming space where you can show up exactly as you are. Your story, your culture, your identity, your struggles, and your strengths are all welcome here. My goal is for you to feel heard, respected, and supported as we work through the challenges you are facing. Together we will move at your pace, focusing on helping you feel safer, and more confident in yourself.
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$125/session

Intelligent
Holistic

Specialties

Anxiety
Trauma and PTSD
Women's Issues
I am a compassionate mental health professional with over 13 years of experience who is committed to helping individuals, couples and families navigate life’s challenges with clarity, resilience, and purpose. I bring a strong background in counseling and psychology, with experience supporting clients across a range of concerns including depression, anxiety, stress, life transitions, relationship issues, trauma and emotional regulation.
VirtualAvailable
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$80/session

Solution oriented
Direct
Authentic

Specialties

Addiction
ADHD
Depression
+11
What if you could become a mental gymnast, capable of flexing your mind to navigate challenges with resilience? What if I said that many emotional obstacles arise from a tension between our rational thoughts and the instincts shaped by our life experiences? Mental flexibility is key to resolving this inner conflict and promoting emotional well-being. As a North Carolina-based therapist specializing in mental health and substance use issues, my approach centers on meeting you where you are and establishing a foundation of trust and collaboration. I draw upon a blend of Humanistic, Interpersonal, Cognitive, and Behavioral theories to offer a tailored therapeutic experience. With a background in various settings like outpatient care, hospitals, and corrections facilities, I’ve refined my expertise in treating co-occurring mental health and substance use disorders. Taking the initiative to seek help is a brave act of strength that paves the way for transformative change over time. I look forward to speaking with you soon!
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$130/session

Empowering
Authentic
Intelligent

Specialties

Anger Management
Anxiety
Coping Skills
+9
Hello! Thank you for taking the time to read my biography. I am so happy you went with your instinct to start counseling. I have been a Therapist for over 15 years and my specialization is marriage and family therapy. I have over 30 years experience working with people in one capacity or another. I was a substitute teacher at an alternative high school; I was a silver star rescue diver and an EMT-Intermediate; and, I had worked at a psychiatric hospital for people ages 12 through 80 as well in a private psychiatric office. These few noted experiences have led to my capacity to be an empathetic Therapist while helping others achieve their own goals using their own strengths.
VirtualAvailable
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New to Grow

$120/session

Warm
Authentic

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+6
Hi, I’m Michelle. If you’re feeling stuck in anxiety, constantly worrying, or struggling with feeling “not good enough,” you’re not alone, and there’s nothing wrong with you. Many of the people I work with carry the weight of past experiences, family wounds, or trauma that still show up in their daily lives in ways they don’t always understand. In our work together, I offer a safe, compassionate space where you can slow down, feel supported, and begin to heal. I use approaches like EMDR and CBT to help you process painful experiences, calm anxious thoughts, and build a stronger sense of self-worth. For those who would like, I also integrate faith into counseling in a way that feels natural and supportive. I work mostly with adults who are ready for change but may not know where to start. My goal is to help you feel more at peace, more confident, and more connected, not just in sessions, but in everyday life too. Healing is possible, and you don’t have to do it alone.
VirtualAvailable
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$125/session

Empowering
Open-minded

Specialties

Anxiety
Grief
Life Transitions
+10
Hi! My name is Robbyn and I am a seasoned Counselor with years of experience helping individuals navigate anxiety, depression, grief/loss, life transitions, relationship/career challenges, and the emotional weight that comes with being human. My goal is to help people feel seen, supported, and understood with an approach that is warm, down-to-earth, and deeply empathetic. Here, you’ll find a safe space where you can explore your thoughts and feelings without judgment, shame, or pressure to “have it all figured out.” If you’re ready to shift your narrative and step into a stronger version of yourself, I’d be honored to take that journey with you.
VirtualAvailable
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$175/session

Authentic
Challenging

Specialties

ADHD
Anxiety
Autism
+10
I am a Deaf licensed professional counselor with over 15 years of clinical experience, licensed in North Carolina, Alabama, Oregon, and Maryland. I exclusively serve Deaf and Hard of Hearing clients who use ASL, providing culturally affirming care grounded in deep understanding and lived experience. I specialize in neurodivergence, trauma, depression, and family or relational conflicts, and I draw from evidence‑based approaches such as CBT, DBT, EFT, Adlerian Therapy, Child‑Parent Psychotherapy, and CFT. My work is rooted in compassion, clarity, and empowerment, creating a therapeutic space where clients feel truly seen, supported, and equipped to grow.
VirtualAvailable
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$175/session

Authentic
Warm
Humorous

Specialties

Anxiety
Coping Skills
Depression
Hello, Are you feeling overwhelmed, stressed, or like life is taking over? It's completely natural to experience these emotions from time to time, but you don't have to navigate these challenges alone. My name is Latonya Badger, and I'm an experienced and compassionate mental health provider here to support you on your journey towards well-being and happiness. I have 4+ years of experience in the mental health field, I am a licensed therapist dedicated to helping individuals like you find balance, resilience, and inner strength. My approach is client-centered, meaning I tailor each session to your unique needs and circumstances. Together, we'll work collaboratively to address your concerns and develop personalized strategies to cope with life's stressors.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Depression
Trauma and PTSD
+6
I’m a trauma therapist who helps people feel like themselves again. Many of the folks I work with are used to pushing through, staying busy, or holding everything together on their own. In our work together, we slow things down, process what’s been weighing on you, and help your nervous system feel safer so you can move through life with more ease and confidence.
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New to Grow

$90/session

Specialties

Bipolar Disorder
Mood Disorders
Older Adults
+6
I am a Clinical Mental Health Counselor and have been in the Mental Health field for almost 10 years. I am also an Addiction Specialist Associate. I have experience working with clients of all ages and are from diverse backgrounds. My approach to counseling is to listen with empathy, to empower, and to be solution oriented and supportive while assisting you with your goals.
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New to Grow

$170/session

Specialties

ADHD
Anxiety
Self Esteem
+10
I'm a Licensed Clinical Social Worker, with a special interest in holistic and strengths-based therapies. I started my career as a social worker in 2013. I received my bachelor’s degree from UC Davis in Sociology with a minor in Spanish literature. I received a master's degree in social welfare from UC Berkeley. I've had a very eclectic range of experiences that have formed me into an empathic and open-minded practitioner.
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$150/session

Warm
Solution oriented
Authentic

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
Michelle Maddalozzo is an LCSW in private practice in Illinois. She holds a Masters in Social Work from the University of Chicago and a Doctorate in Social Work from the University of Tennessee. Michelle has been working with mood disorders, depression, anxiety, and trauma for over the past ten years while specializing in military mental health. She incorporates different treatment modalities into her work, with an emphasis on body-oriented techniques. She sees adults and adolescents for individual therapy. She has successfully worked with many diverse clients, who presented such issues as depression, anxiety, traumatic stress (including experiences of domestic violence, sexual assault, adult survivors of childhood abuse, medical trauma, and single or complex incident traumas such as car accidents/combat), grief, relationship difficulties, difficulty transitioning to parenthood, college or career. Michelle has a strong passion for helping individuals meet their life goals and uses evidence-based practice and body-oriented techniques to help clients manage their challenges, celebrate the joy, and recognize their full potential, self-esteem, and stress management.
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$80/session

Authentic
Humorous
Intelligent

Specialties

Anxiety
Mood Disorders
Self Esteem
I am a licensed clinical social worker in private practice since 1996. I have experience working in a multitude of worked in both inpatient and outpatient facilities. I have training in short term solution, focused therapy, addressing interpersonal, developmental an existential concerns. I am also well-versed in cognitive behavioral therapy. I seek to offer practical goals and objectives to my clients to address the changes they are seeking.
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Often rebooked

$195/session

Specialties

Anxiety
Depression
Domestic Violence
+10
I’m pleased to share that I am now offering in-person sessions.... I’m a therapist passionate about supporting people through both emotional struggles and the real-life challenges they face. My work focuses on healing that’s not just psychological but also grounded in your everyday experiences. I offer a compassionate, down-to-earth approach that’s tailored to your needs. Together, we’ll explore what’s holding you back, build practical tools, and work toward helping you feel more understood, empowered, and ready to move forward.
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$100/session

Specialties

Addiction
Anxiety
Depression
+9
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in North Carolina. I received my Masters from the East Carolina University and have been practicing for 15 years. I help children and adults with depressed moods, stress, substance misuse, and low self-worth become the best versions of themselves. My hope is to provide you with skilled and compassionate therapeutic assistance to overcome mental health challenges. As a therapist and person of faith, I am committed to providing high-quality, person-centered services. In therapy, I prefer to use a combination of Person-Centered, Cognitive-Behavioral Therapy and motivational enhancement strategies to help people understand what drives them, identify barriers to the change they seek and develop the skills necessary to become the persons they were created to be. Your goals and values provide the context for everything I do. I am committed to providing services free from judgment, stigma, and shame. And you can feel comfortable incorporating your spirituality into sessions as much as you wish. As your therapist and guide, You Shall Grow Through What You Go Through!
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$175/session

Empowering
Authentic
Intelligent

Specialties

Anxiety
Life Transitions
Women's Issues
+2
Hi! I'm Monica L. McNeill, MA, LCMHC-QS, a dedicated psychotherapist committed to supporting Black women as they navigate the unique challenges and triumphs of their lives. With a deep understanding of the intersectionality of race, gender, and cultural experiences, I provide a safe and affirming space where Black women can explore their mental health and well-being. I believe in the resilience and strength of Black women and strive to help each client recognize and harness their inner power. Together, we work on identifying and overcoming barriers, developing healthy coping strategies, and fostering a sense of self-worth and purpose. My practice is a place where you can be your authentic self, share your story, and embark on a journey towards healing and transformation. Whether you are dealing with stress, anxiety, depression, or simply seeking personal development, I am here to support you every step of the way. Let’s walk this path together, towards a brighter and more fulfilling future.
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Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.