Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 549 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 10/7/2026

$150/session

Authentic
Warm
Empowering
Specialties
Couples Counseling
Depression
Military/Veterans
+7
I'm going to go out on a limb and guess that something isn't OK right now. That something might be new, or it might have been around a long time. You might be able to describe it perfectly, or you might just feel off without knowing why. Either way — you're here, and that's the only thing that matters right now. I start from wherever you are. No assumptions, no judgments, no one-size-fits-all approach. Just a genuine desire to understand you — what's brought you here, what you're carrying, and what you're hoping for. Therapy with me — whether you're coming alone or with a partner — tends to be honest and occasionally even a little lighthearted. The human experience isn't black and white, and neither is the work we'll do together. What stays consistent is that you'll have a space that belongs to you, where nothing you say or feel changes how I show up for you. For couples, that space belongs to both of you equally. I don't take sides. What I do is help you see the pattern you're both caught in — because most of the time it's the cycle doing the damage, not each other. When that shifts, something else becomes possible. No matter what it is you are navigating — depression, relationships, identity, or the gap between how you show up and how you actually feel inside — you don't have to have it figured out to reach out.
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$200/session

Direct
Intelligent
Solution oriented
Specialties
Addiction
Anger Management
Grief
+5
Hi! I'm Wen. I am a licensed marriage and family therapist. I help adults who are struggling to deal with everyday stressors and burnout. I empathetically listen to what you have to share and want to fully understand your situation before working collaboratively on solutions. I consider myself a direct person and try to break down the concepts that I teach into easily understood ideas.
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New to Grow

$125/session

Specialties
Anxiety
Codependency
Perinatal / Postpartum
+1
I’m a compassionate, trauma-informed Licensed Clinical Social Worker who believes therapy should be a space where you feel heard, respected, and empowered to be yourself. My approach is warm, supportive, and strengths-based, with a focus on helping you understand your experiences while developing practical tools to navigate life’s challenges. I enjoy working with adults who may be experiencing anxiety, depression, relationship or family challenges, life transitions, trauma, or difficulties adjusting to major changes. I have a particular passion for supporting women during pregnancy and the postpartum period, including those navigating perinatal mood and anxiety concerns, identity changes, and the emotional demands of motherhood. My life and professional experiences have taught me the importance of meeting people where they are and recognizing that everyone’s journey is different. I believe you are the expert on your own life, and my role is to walk alongside you—not judge you or tell you who you should be. Together, we can explore what is getting in the way of the life and relationships you want while building on the strengths you already have.
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New to Grow

$125/session

Specialties
Grief
Life Transitions
Trauma and PTSD
+5
I earned my master’s degree in counseling from the University of North Carolina Charlotte. I began my career at Hospice then went to private practice. I believe everyone deserves happiness and peace. With mutual respect, compassion, nonjudgemental curiosity, and motivation, counseling can build resilience, develop coping strategies, and propel the client into a happier, healthier life. The counselor/client relationship should be a collaborative effort. I am certified in women's mental health (including eating disorders), grief and loss and trauma I use evidence-based, trauma-informed modalities including CBT, DBT, CPT, EMDR, MI, Existentialism, Mindfulness, and other person centered modalities. I welcome adult clients of all genders, ethnicities, orientation and religions. I am passionate about partnering with my clients to identify issues, develop treatment plans, and move forward toward their goals. I will help you take meaningful steps toward finding your purpose, exposing your power and resilience and healing.
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$100/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Depression
Life Transitions
+10
As a Licensed Professional Counselor, I am passionate about supporting children, adolescents, adults, couples, and families as they navigate life’s challenges. I specialize in working with individuals experiencing anxiety, depression, behavioral concerns, trauma, communication difficulties, and everyday stressors, using a collaborative, compassionate, and evidence-based approach. My approach is warm, collaborative, and tailored to your unique needs and I'm ready to assist you on your journey to BETTER.
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$150/session

Warm
Empowering
Authentic
Specialties
Anxiety
Life Transitions
Women's Issues
+2
I am a Licensed Clinical Social Worker with 10 years of experience supporting women through the complexities of life, relationships, and personal growth. In my practice, I work with professional women navigating anxiety, stress, depression, relationship challenges, life transitions, and the unique pressures that often come with being a woman who is expected to have it all together. My work is rooted in helping women break free from the expectations of others—and the curated expectations created by social media—and reconnect with what feels authentic to them. My approach is direct, supportive, and intentional. Together, we explore the patterns, beliefs, and expectations that may be keeping you stuck and what it could look like to move through life with greater confidence, clarity, and intention. You don’t have to be in crisis to benefit from therapy. Sometimes, you simply want to understand yourself better, make different choices, and create a life that feels more aligned with who you are becoming.
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$120/session

Warm
Authentic
Open-minded
Specialties
ADHD
Life Transitions
Trauma and PTSD
+10
I’m a warm, down-to-earth therapist with more than 15 years of experience helping people navigate anxiety, trauma, relationship challenges, major life transitions, grief, burnout, emotional overwhelm, and the seasons of life when everything simply feels like a lot. My background is a little different from the traditional therapy path. I’ve worked in schools, community mental health, and crisis intervention settings. I’ve supported veterans, first responders, survivors of trauma and abuse, neurodivergent individuals, parents, professionals, and people facing some of life’s hardest moments. These experiences have taught me how to stay grounded when things feel chaotic and why it’s so important to see the whole person - not simply a diagnosis or list of symptoms. My style is conversational, collaborative, and practical. I’ll give you space to process, but I’m not a therapist who simply nods and asks, “How does that make you feel?” We’ll get curious about patterns, relationships, boundaries, past experiences, and the things that keep showing up in your life. We’ll explore where those patterns came from, how they affect you now, and what you may want to change. I believe insight is only part of the work. Together, we’ll develop practical strategies you can use outside of therapy to manage anxiety, regulate emotions, improve communication, strengthen relationships, establish boundaries, and navigate difficult seasons. You don’t need to know exactly what you need from therapy before you begin. Sometimes it starts with simply recognizing that something isn’t working anymore. My role isn’t to tell you how to live your life - it’s to help you understand yourself more clearly, build skills and confidence, and create meaningful change.
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$100/session

Authentic
Intelligent
Empowering
Specialties
Life Transitions
Career Counseling
Child or Adolescent
+6
Hi there! My name is Erin Dey and I am a licensed clinical social worker located in Chapel Hill, North Carolina. I have a masters’ degree from Columbia University, and I specialize in helping clients successfully navigate challenging life transitions. I work with individuals both in person as well as online. My approach to counseling is solutions-focused, strengths-based, and relational.
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New to Grow

$95/session

Specialties
Child or Adolescent
Life Transitions
Trauma and PTSD
+4
I am a Licensed Marriage and Family Therapist who specializes in trauma work, relationships, and family dynamics. I graduated with her B.A. in Psychology with minors in Health Studies, Gender Studies, and Sociology from Monmouth University where I was also a division-1 soccer player. I then went on to earn my M.A. in Marital and Family Therapy from the University of San Diego. I specifically chose this route and school because it provided a bio-psycho-social-spiritual lens to looking at the various mental health challenges that we face. I am also trained in EMDR and utilize it to address trauma and performance concerns. I began my professional work with children, adolescents, and families in community mental health clinics. I found herself drawn mostly to the older adolescents in the transitional age groups and decided to pursue working in the college counseling center environment. I spent time at Coastal Carolina University working to create a relationship between the counseling center and athletics seeing the unique need of student-athletes having been one myself. I have spent the last four years at NC State University working in athletics and have enjoyed every moment of it!
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$125/session

Empowering
Authentic
Warm
Specialties
Anxiety
Depression
Life Transitions
+10
Hello, I'm Shelia Campbell Bright I'm a Licensed Clinical Mental Health Therapist. I earned my Master of Science in Professional Counseling at Mid-America Christian University in Oklahoma City, Ok. I've been a practicing clinician for 6 years. ~( Licensed in: North Carolina, Florida, South Carolina) You and I will uncover the underlying causes of your worries, thoughts and fears to help you relax and see your situations in a new light. Not only will I help eliminate the ruminations and anxiety attacks so you can be productive at work and sleep at night, but I will also teach you problem solving and coping skills to build your resilience to cope when new problems arise in the future.
VirtualAvailable
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$125/session

Open-minded
Warm
Specialties
Anger Management
Anxiety
Depression
+2
Hello, I am Michael A. Kirk, a Licensed Professional Counselor (LPC) dedicated to helping individuals navigate life's challenges with confidence and resilience. I believe that therapy should be safe, supportive, and a judgement free space where you feel heard, understood, and empowered to create real change. I work with adolescents and adult experiencing anxiety, depression, trauma, Grieg/loss, relationship issues, life transitions and more. My approach is collaborative. I utilize several evidenced based therapies such as Cognitive Behavioral Therapy (CBT), Reality Therapy, Motivational interviewing, Dialectical Behavioral Therapy (DBT) and Trauma Focused CBT.
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$150/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I am a bilingual Licensed Clinical Social Worker in North Carolina. I obtained my Masters in Social Work from Columbia University School of Social Work. I've also attended Mercy College in Dobbs Ferry, New York, where I received my Bachelor's in Behavioral Science. I use a combination of Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, and Solution Focused Therapy to help my clients develop and achieve their goals. My optimal goal is to ensure my clients feel safe, supportive, and empowered.
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$80/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Trauma and PTSD
Anger Management
+3
Hey there! I’m Tashina — a Licensed Clinical Social Worker in North Carolina and a Licensed Independent Social Worker in South Carolina. I’m a proud graduate of North Carolina A&T (Aggie Pride!) and have spent over 10 years helping people find healing, peace, and purpose in their lives. I work with adults and teens who are dealing with anxiety, depression, or PTSD and sometimes just feeling stuck or unsure of what’s next. My style is real, relaxed, and rooted in compassion. You won’t find any stuffy therapy vibes here, just honest conversations, practical tools, and maybe a few laughs as we work toward helping you feel more grounded and confident. Let’s team up to clear out the mental clutter and make room for the life you actually want to live.
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Often rebooked

$90/session

Authentic
Warm
Empowering
Specialties
ADHD
Anxiety
Hi! I am Kim Allen. I am excited to meet with you! I have been working with individuals of all ages for over 15 years. I have always been passionate about helping others and would love to support you whether you are simply going through some tough times, needs some motivation in making a change in your life or are struggling with some more difficult challenges. I have worked with a variety of populations including victims of trauma; parents, adolescents and children struggling with mental health or other neurodivergent individuals (ADHD, autism, etc). and individuals working to make lifestyle changes such as diet and nutritional changes. I have also worked with couples on improving their communication and relationship skills. I am particularly passionate about helping others find ways to make changes using natural means including things such as meditation, dietary changes, nutritional supplementation and behavior modification. Whether you are new to therapy or just seeking someone new to work with, I understand that taking the step to meet with someone new can be overwhelming. You have taken the first step toward making change. I hope you will let me help you take the next step!
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$200/session

Authentic
Solution oriented
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+10
Hi! I'm a LCMHCS, LPCS, LCAS, CCS based in North Carolina and practicing in NC, SC, GA, TX, AZ, MA, ME, RI, NH and US VI. I received my Doctorate in Counseling Psychology from Argosy University and two Masters from Webster University in Counseling and Health Administration. I have been practicing for over 20 years and enjoy working with a diverse population of people. I have several areas of expertise and enjoy using them to support my clients in their overall life goals and plans for success.
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New to Grow

$120/session

Specialties
Addiction / Substance Use
Anxiety
Trauma and PTSD
+9
Hi, I'm Lindsay Fodor, a Licensed Clinical Mental Health Counselor and Licensed Clinical Addictions Specialist in North Carolina. I have been practicing for 6 years. I completed my undergraduate degree at Ramapo College of New Jersey and earned a double bachelor's in Psychology and Law and Society. I attended the University of North Carolina at Pembroke, earning an M.A.Ed. in Licensed Clinical Mental Health Counseling and a Graduate Certification in Addictions Counseling. I have worked in various settings, including Medication Assisted Therapy for Addiction, facilitated Substance Abuse Intensive Outpatient Programs, inpatient for adults, a DWI clinic, the county jail, and outpatient mental health counseling. I enjoy working with clients from various backgrounds and have a good amount of experience working with active duty service members, spouses, and veterans.
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$120/session

Authentic
Warm
Empowering
Specialties
ADHD
LGBTQ
Life Transitions
+2
I'm a Licensed Clinical Social Worker based in North Carolina. I received my Master of Social Work degree from Rutgers University in 2007 and have practiced social work (mainly a combination of behavioral health counseling, case management, and other services) since then. I help my clients feel heard, seen and understood. From our first session, I engage them in creating their own vision for therapy. Therapy with me is collaborative and relational.
VirtualAvailable
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$170/session

Warm
Authentic
Intelligent
Specialties
Domestic Violence
Life Transitions
Women's Issues
+9
I am a licensed clinical social worker providing individual and couples therapy for adults navigating relationship challenges, grief and loss, emotional overwhelm and major life transitions. My goal is to help clients identify patterns that keep them stuck, strengthen boundaries and build practical coping strategies that support meaningful, lasting change. My approach is structured, supportive and nonjudgmental, creating space where clients can process challenges and move toward healing and growth. For clients who wish to integrate faith into their counseling journey, I also offer Christian based counseling. In addition to my therapy work, I bring several years of experience as a medical social worker, serving in hospitals, hospices and long-term care settings. This background gives me a deeper understanding of the emotional, relational and practical challenges that often come with illness, caregiving, grief and significant life transitions. I am licensed to practice in IL, NC and OH.
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$120/session

Authentic
Direct
Open-minded
Specialties
Anxiety
LGBTQ
Personality Disorders
+10
I’m a Licensed Clinical Social Worker with a deep respect for the complexity of a client’s histories, identities, nervous system and family dynamics. I work from a psychodynamic and trauma-informed lens, integrating skills and ideas associated with various evidence-based practices such as CBT, acceptance-based, and emotion-focused work to help you process what’s happened to you while also building skills for the present. I specialize in working with adults including LGBTQ+, and neurodivergent clients. I pay close attention to creating space that feels actively affirming – not just “tolerant”. You’ll find that I’m transparent about the therapy process, that I name what I see with care, and that I hold your pain and resilience in mind at the same time.
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$150/session

Warm
Empowering
Authentic
Specialties
Anxiety
Depression
Life Transitions
+9
Felicia earned her Master’s in Social Administration from Case Western Reserve University. Felicia uses a creative approach by tapping into a client’s unique interests. In providing a tailored therapeutic experience, clients may engage in various types of games, mindfulness, music, and art as therapeutic modalities to reach goals. Felicia brings a calm, grounded presence to her work, honoring the mind-body connection as a powerful guide in healing. If you are ready to begin a journey toward growth, self-awareness, and healing, she invites you to reach out and take the first step.
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$80/session

Warm
Open-minded
Solution oriented
Specialties
Anxiety
Family Therapy
Life Transitions
+10
Hi, I'm Debbie Howard, a Licensed Clinical Mental Health Counselor (LCMHC). Reaching out for support takes courage, and I would be honored to walk alongside you! I have 15 years experience helping individuals, families and youth work through challenges such as life transitions, stress, anxiety, depression, relationship issues, and parenting. I also specialize in helping children and teens build resilience, confidence, and coping skills that support lasting change at home and school. My approach is warm, client-centered, and collaborative. I believe therapy should feel empowering, supportive, and tailored to your unique needs and goals. I integrate a variety of evidence-based practices including Cognitive Behavior Therapy(CBT), Alternative Family CBT, Dialectical Behavioral Therapy (DBT), Acceptance & Commitment Therapy (ACT) , mindfulness, trauma-informed care, and solution focused therapy. Together, we'll focus on building self-awareness, resilience, and lasting positive change in a safe, nonjudgmental space.
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$75/session

Authentic
Open-minded
Warm
Specialties
Anxiety
Coping Skills
Trauma and PTSD
+10
Hello, I currently live in North Carolina with my husband and two dogs. I love nature, so getting outside daily is important to me! I feel grounded to the earth and connected by spending quiet time near trees. I have a unique work history that includes years of factory work, community mental health, Hospice, prison support groups, emergency rooms, and hospital inpatient settings. I am proud of my clinical experience and I feel that I can relate to many different types of because of my background. I look forward to meeting you!
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$100/session

Humorous
Authentic
Direct
Specialties
Addiction
Anxiety
Depression
+10
Hello, my is Jarrett and I am a Licensed Clinical Mental Health Counselor and a Licensed Clinical Addiction Specialist in North Carolina. I look forward to working with you to motivate you to develop a skill set to take back control of your life. I am understanding and compassionate about the various battles that individuals go through in life. I use that understanding and compassion to truly listen to assist with goal setting and ultimately goal achievement. I am down to earth and easy to speak with, which will provide the sense of comfort necessary for therapy.
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$100/session

Intelligent
Authentic
Empowering
Specialties
Addiction
Anxiety
Depression
+10
I have been a counselor for over 24 years and have extensive experience treating Anxiety, Depression, PTSD, Bipolar Disorder, Schizophrenia, suicidal ideation and self harm, and more. I am licensed in CT as an LPC and in NC as a LCMHC. I will go at your pace to help you reach your identified goals. You have taken the first step already by looking for a therapist! Let's work together on the rest in a judgment free environment.
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$100/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Couples Counseling
Family Conflict
+10
Do you find yourself tired of having other people's worldviews and judgments imposed upon you? Do you feel that no matter how hard you try, nothing you do is ever enough? It is my goal to provide a safe space where clients can truly be themselves without fear of judgment. As a result, I do not believe in a one size fits all approach to therapy. I work to tailor each session to fit the needs of the person/persons in front of me. I work with couples and families to help them find peace and stability in their relationships. I also have extensive experience working with children and teenagers, having worked with them in various settings and roles. These experiences enable me to consider every aspect of their life, and how they affect the child and teen's well being and mental health. I am honored to work with my clients, and do not take the responsibility lightly. During our sessions I will offer compassion, hope and ways to deal with the issues you are facing.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.