Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 561 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 8/18/2026

New to Grow

$150/session

Specialties

Anxiety
Chronic Illness
Trauma and PTSD
+3
I’m a licensed therapist with over a decade of experience helping people navigate anxiety, trauma, relationship challenges, life transitions, chronic stress, and health-related concerns. My approach is warm, compassionate, and integrative. I believe therapy works best when you feel genuinely seen, understood, and accepted—not judged or placed into a one-size-fits-all treatment plan. I draw from psychodynamic, relational, cognitive, solution-focused, and coaching approaches, as well as my background in health coaching and nervous-system regulation. Rather than relying on one particular method, I tailor our work to you: your personality, your history, your goals, and what you need at this point in your life. I’m especially interested in helping people understand the patterns that may be keeping them stuck while also developing practical tools for creating meaningful change. My goal is not simply to help you “fix” a problem, but to help you develop a deeper understanding of yourself, feel more emotionally grounded, and create a life and relationships that feel more aligned with who you are. For clients working with me in person, I may also incorporate neurofeedback or BAUD (Bio-Acoustical Utilization Device) therapy when appropriate. These brain-based approaches can complement traditional talk therapy and may be helpful for nervous-system regulation, anxiety, and reducing the emotional intensity associated with difficult or traumatic memories. I see these tools as another way to support the therapeutic process—not a replacement for the relationship and deeper work that happens in therapy.
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New to Grow

$190/session

Specialties

Anxiety
First Responders/Healthcare Workers
Health/Medical Issues
+10
I’m Jennifer Turner Taylor, a Licensed Clinical Mental Health Counselor and owner of The Rehab Concierge. I work with adults navigating anxiety, chronic illness, work-related stress, and major life transitions that may leave them feeling overwhelmed, uncertain, or disconnected from the life they want. My approach is warm, collaborative and practical, creating a supportive space where clients can better understand what they are experiencing, develop strategies that fit their everyday lives and rebuild confidence in themselves. At The Rehab Concierge, the goal is to help you feel calmer, more capable and prepared to move forward with greater clarity and intention.
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$65/session

Authentic
Solution oriented

Specialties

ADHD
Depression
Trauma and PTSD
I am a woman in her second half of life. I have raised three children,I have six grandchildren and four great-grandchildren. I have dogs and cats as pets and live in the country. I grew up in a military town and am an Army brat. I was also a Military Family Life Counselor in public schools working with children of military parents. I have a child currently serving in the US Navy. I also have a small garden. I have many different hobbies that I enjoy. I am 30 plus years sober and value my sobriety on a daily basis. I have exercised many of my own demons which helps me recognize the struggle in others. I make an effort to not be judgemental of anyone's choices. I listen, I provide a safe space.
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New to Grow

$130/session

Specialties

Anxiety
Life Transitions
Spirituality
+8
I'm Kiara Grier, a therapist dedicated to supporting individuals through life's most challenging moments. With six years of clinical experience, I work with clients navigating stress, anxiety, relationship difficulties, parenting concerns, and self-esteem struggles. I'm passionate about helping people build stronger communication skills, discover their life purpose, and work through feelings of guilt, shame, and the desire for forgiveness. My approach is grounded in understanding the complexities of human connection—whether that's attachment patterns, codependency, or blended family dynamics. I also specialize in supporting young adults facing questions about their purpose in life and individuals navigating major life transitions. I am especially passionate in helping individuals desiring to integrate their Christian faith with their healing journey and finding their life's purpose and calling. I believe in meeting you where you are with warmth, respect, and genuine care. My goal is to create a therapeutic space where you feel heard and supported as you work toward meaningful growth and healing. I'm honored to walk alongside you on your journey.
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New to Grow

$125/session

Empowering
Intelligent

Specialties

Anxiety
Depression
Life Transitions
I am a Licensed Professional Counselor (LPC) in Missouri and a licensed clinical mental health counselor (LCMHC) in North Carolina who specializes in supporting trauma survivors and individuals who are in life transitions to navigate emotional healing, identity transitions, and relationships. In my work, I use Cognitive Behavioral Therapy and Person-Centered Therapy to help you connect with your inner self, challenge negative self-talk, and reframe thoughts that keep you questioning yourself. I offer a warm, safe, and collaborative space where you are seen and heard.
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$100/session

Authentic
Warm
Empowering

Specialties

Anxiety
Mood Disorders
Peer Relationships
+7
Hi there, I'm Schenika Silver, a Licensed Clinical Mental Health Counselor (LCMHC). I received my counseling degree from Liberty University and been in practice for seven years. I love working with people and assisting them in finding their purpose, healing from past hurts and wounds, and becoming their whole selves for themselves, their families, and their greater community. My clients often share that I am direct in a compassionate way, I provide insight and wisdom, and they feel heard in my presence. Counseling is not just a job for me, it's a part of my purpose.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Life Transitions
Women's Issues
Hello, and welcome! I'm a Licensed Clinical Mental Health Counselor (LCMHC) with six years of experience working with adults as they navigate life's challenges and transitions. I understand that reaching out for support can feel overwhelming, and my goal is to provide a safe, compassionate, and judgment-free space where you feel heard, valued, and empowered. I enjoy working with individuals who are experiencing life changes, whether it's starting a new career, navigating relationship changes, becoming a parent, or simply feeling stuck or uncertain about what's next. My approach is collaborative, person-centered, and tailored to your unique needs. I incorporate evidence-based approaches like Cognitive Behavioral Therapy (CBT) and Solution-Focused Brief Therapy (SFBT) to help you build practical coping skills, gain insight, and move toward your goals. For clients who request it, I also offer faith-based counseling by thoughtfully integrating spirituality into the therapeutic process. I believe therapy is a partnership, and I look forward to supporting you as you work toward healing, growth, and a more fulfilling life.
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New to Grow

$125/session

Specialties

Anxiety
Depression
Trauma and PTSD
+10
I’m often asked, “What made you want to become a therapist?” The answer is simple: I genuinely enjoy helping others. I understand that life can be difficult because I’ve faced my own challenges along the way. My journey hasn’t always been easy, and therapy was an important tool that helped me find support, work through difficult experiences, and continue moving forward. I believe therapy is a journey, and you shouldn’t have to walk that journey alone. My role is to walk alongside you, offering support, encouragement, and a safe space where you can be yourself, explore your thoughts and emotions, and work toward becoming the person you want to be. I’m passionate about helping children, teens, and adults navigate life’s challenges. I strive to create a compassionate, nonjudgmental environment where clients feel heard, respected, and supported. Whether you are struggling with anxiety, life changes, relationships, trauma, or simply feeling stuck, I believe that change is possible and that everyone has the ability to grow. I earned my Master’s Degree in Clinical Mental Health Counseling from the University of the Cumberlands and have worked in the mental health and child welfare fields for more than 30 years. My years of experience have given me the opportunity to work with people from many different backgrounds and through many different challenges. Most importantly, those experiences have taught me the importance of meeting each person where they are and recognizing that everyone’s journey is unique. When I’m not working, you’ll usually find me enjoying the outdoors, getting lost in a good book, or spending time with my energetic and adorable miniature schnauzer, Felix.
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Often rebooked

$120/session

Authentic
Warm
Empowering

Specialties

Anxiety
Life Transitions
Self Esteem
+8
Hey there, I'm Jessica! I'm here to help you sort through the things that are difficult right now, and offer you a safe place to be open and honest without fear of judgement. I specialize in working with adults who are feeling stuck or overwhelmed. I believe everyone has the inner strengths needed to live their best life. But, it can be hard to recognize those strengths through the fog our stress response triggers. If you are looking for how to build confidence, inner peace and stability, you have come to the right place. Overwhelming anxious thoughts, relationship issues, work avoidance, irritable mood, low self esteem, trouble concentrating, problems sleeping; These are some of the more common complaints clients have when first coming to therapy. Together we will work to identify the strategies and support you need to overcome whatever challenges you face. Many people struggle a long time before seeking mental health care. But mental health is health! Just like in other specialties, preventative mental health care can be so effective in avoiding crisis and more serious illness. You do not have to suffer to deserve support! No matter the level of stress you are going through, you are worth taking care of.
VirtualAvailable
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$175/session

Authentic
Solution oriented
Direct

Specialties

Anxiety
Coping Skills
Men's Issues
+6
Hello, my name is Stephen Pleasant, and I'm a psychotherapist for men. Why therapy for men? Well, because sometimes a man just needs a pork shoulder to cry on. That being said, I will also work with women as well. It’s a recognized human tendency for men to get “stuck” in their lives and to end up “settling” for the status quo when deep down they know they are capable of a great deal more. Here’s the truth; You are never “stuck” with your present circumstances. The Game of Life is a psychological and spiritual journey and winning at this game requires you to change your play and learn to think differently and do things in a new way. I help men break out from being “stuck” in life, resigned to producing results that are disappointing to them and others. My goal is to see transformative progress in men’s confidence, clarity, and self-expression, so that they may gain the fuller personal and work life they thought was beyond them.
VirtualAvailable
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$150/session

Authentic
Empowering
Warm

Specialties

Anxiety
Life Transitions
Self Esteem
+7
Hi, I’m Raven Patten, LCSW. I work with adults navigating anxiety, stress, burnout, life transitions, relationship challenges, and self-esteem concerns. My approach is warm, collaborative, and practical. I believe therapy should be a space where you feel heard, supported, and challenged to grow. Together, we’ll explore patterns that may be keeping you stuck while developing realistic strategies that help you move toward the life you want to create.
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$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+10
As a Licensed Clinical Mental Health Counselor in both North Carolina and Arizona, and holding a Doctorate in Traumatology, I am dedicated to supporting individuals as they navigate the challenges of trauma, anxiety, depression, life transitions, and more. My work is guided by the belief that healing is possible and that no one should have to walk this path alone. I provide a safe, supportive space where clients can explore their experiences, rediscover their strengths, and create meaningful change. I utilize a variety of evidence-based approaches, including Eye Movement Desensitization and Reprocessing (EMDR), Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), and Dialectical Behavior Therapy (DBT) and other evidence-based treatments. By tailoring therapy to meet each client’s unique needs, I help individuals gain clarity, develop coping skills, and move toward a life that feels empowered and authentic. Clients often describe me as warm, approachable, and grounded. I bring patience, empathy, and curiosity into my sessions, while also providing gentle challenges that encourage growth and deeper self-awareness. I value authenticity and strive to create a collaborative therapeutic relationship built on trust, respect, and compassion. Beyond my clinical expertise, I am passionate about walking alongside clients in ways that honor their stories and identities. I deeply admire the resilience of those I work with and consider it a privilege to witness their courage and progress. Whether you are feeling overwhelmed, stuck, or simply ready for change, I invite you to reach out. Together, we can work toward healing, resilience, and connection. My goal is to not only help reduce distress but also to empower you to create a fulfilling life aligned with your values.
VirtualAvailable
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$100/session

Authentic
Open-minded
Direct

Specialties

Addiction
Depression
Men's Issues
+10
I am a clinically seasoned therapist dedicated to helping people reclaim stability when life feels overwhelming, chaotic, or disconnected. My approach combines genuine empathy with objective feedback to address acute anxiety, trauma, and complex relationship dynamics. I focus on creating a reliable, conversational space where you can sort out your feelings, break unhelpful patterns, and move forward at a pace that works for you.
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$125/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Grief
+6
A Big Hello to you. You are scanning all these profiles. Looking for something to stand out to make you say,"I will go with this one." It is daunting but you have made it this far. Here is the tip. Your choice is not terminal. It is absolutely ok to try multiple therapists to see who gets you the best. Who understands you the best. After each session, you should feel lighter. You may not recall all that was said, but you will note how you feel. Did you feel heard? Understood? Did the therapist talk to me like they were reading a book or did it sound like they really got me? When you get the right one, those questions will be answered with a firm, Yes. ---->Part of individual therapy is talking about friends, partners and loved ones. My training and focus are centered only on heterosexual relationship dynamics. If you are looking for letters for work, ESA, Social Security, FMLA, Family Court, you will need a psychological evaluation by a forensic psychologist. I am not able to perform assessments, letters for claims or provide appearances in court.
VirtualAvailable
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$145/session

Specialties

Addiction
Perinatal Mental Health
Postpartum
+9
I am a licensed therapist with over 17 years of experience supporting individuals across a wide range of settings, including schools, correctional facilities, in-home programs, inpatient care, community based mental health, wilderness therapy, and early childhood environments. My approach is grounded, compassionate, and tailored to meet you exactly where you are. I specialize in working with women navigating life transitions, parenting, perinatal mental health, stress, trauma, and relationship challenges. As a mother of three, I bring both professional expertise and lived experience into the therapy space, especially when supporting parents through the complexities of caregiving, identity, and emotional wellbeing. My work integrates evidence-based practices like Cognitive Behavioral Therapy (CBT) with holistic and experiential approaches, including nervous system regulation informed by polyvagal theory, yoga-based techniques, sand tray therapy, and nature-based mindfulness. My office is located on 10 acres of peaceful land, offering a unique opportunity for grounding and connection with nature as part of the healing process. Clients often describe me as down-to-earth, creative, and easy to talk to. I value authenticity, humor, and building a genuine therapeutic relationship where you can feel safe, understood, and supported. Whether you’re feeling stuck, overwhelmed, or simply ready for change, I’m here to walk alongside you.
VirtualAvailable
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$110/session

Empowering
Humorous
Open-minded

Specialties

ADHD
Anxiety
Coping Skills
+3
I am Amanda! Thank you so much for taking time to take a look at my profile. I am a Licensed Clinical Social Worker in North Carolina. I got my Masters degree from Winthrop University in 2013. I have done applied behavioral analysis with individuals with autism, in home therapy with at risk children and their families, outpatient therapy, and crisis response work. I like to bring a positive energy to each session and outlook to situations. I create a very nonjudgmental space where you are able to be open and share and be in the moment. I am very sensitive to everyone's different cultures and unique life experiences and I would love to help you with your journey of growth and healing.
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$100/session

Warm
Authentic
Intelligent

Specialties

ADHD
Anxiety
Self Esteem
+1
Hi, I’m Michelle. If you feel overwhelmed, disorganized, stuck in procrastination, or frustrated that everyday tasks seem harder than they should, you’re not alone, and you’re not lazy or broken. I specialize in helping adults with ADHD, including those who are newly diagnosed, have lived with ADHD for years, or are beginning to wonder whether ADHD may explain some of their struggles. Together, we explore how ADHD may affect the way you think, feel, function, relate to others, and navigate everyday life. My approach is warm, collaborative, practical, and strengths-based. I draw from Cognitive Behavioral Therapy (CBT), mindfulness-based therapy, psychoeducation, and executive-functioning support to help reduce shame, increase self-understanding, and build practical tools that fit your life and the way your brain works. When appropriate, I may also incorporate EMDR to address distressing experiences, chronic shame, or negative beliefs that have developed through years of criticism, rejection, or feeling misunderstood. My work is also shaped by personal experience with ADHD, which has provided additional perspective alongside my professional training. This combination allows me to approach clients with both clinical expertise and an appreciation for the nuanced ways ADHD can affect daily life. My goal is to help you feel more confident, capable, and supported in creating a life that works with your brain rather than against it. For clients who would like to incorporate their faith into therapy, I also offer Christian counseling in a supportive and natural way.
VirtualAvailable
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$120/session

Authentic
Direct
Empowering

Specialties

Addiction
Anxiety
Men's Issues
+10
My name is Dr. Brandon Lowe and I'm a licensed mental health and addictions therapist. I have a doctoral degree (2024) in Christian counseling and a master's degree in Rehabilition and Mental Health counseling (2013). I've been in the counseling field since 2006. I've worked myself up from a behavioral health specialist to doctoral status within my 19 years in the behavioral health field. Over the years, not only did I acquire higher education but most importantly experience.
VirtualAvailable
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Often rebooked

$100/session

Warm
Authentic
Humorous

Specialties

Anxiety
Child or Adolescent
School Issues
+9
Hi! I'm a Licensed Clinical Mental Health Counselor (LCMHC) and Licensed School Counselor. I received my Masters Degree from North Carolina A & T State University and have been practicing for 6 years. I have experience in both clinical and school settings. I help children, adolescents and young adults struggling with Anxiety, life transitions, relationships and coping with life's challenges.
VirtualAvailable
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$105/session

Intelligent
Authentic
Direct

Specialties

Anxiety
Depression
Grief
+7
I am a licensed therapist in North Carolina with over 35 years of professional experience. I have extensive experience supporting clients through stress and anxiety, relationship challenges, trauma and abuse, and concerns related to motivation, self-esteem, and confidence. In addition to traditional therapeutic approaches, I also offer spiritual counseling, with a particular focus on Christian perspectives for those who desire it. I respect each client’s individual beliefs and integrate spiritual support only when it aligns with their values and goals. My approach centers on creating a safe, open, and nonjudgmental environment where you can explore your thoughts and emotions freely. It takes courage to seek a more fulfilling and joyful life, and I deeply honor that step. My role is to support and empower you as you move toward healing, growth, and a stronger sense of purpose. Together, we’ll work to uncover your strengths, build resilience, and help you move toward the life you envision.
VirtualAvailable
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$120/session

Authentic
Empowering
Solution oriented

Specialties

Anxiety
Depression
Grief
+10
Welcome! I'm Clarence Leon Spruill, MS, LCMHC, LCAS, CRC, Founder and Psychotherapist of HeartMind Counseling PLLC. I provide compassionate, evidence-based therapy for adolescents, adults, couples, veterans, and families navigating anxiety, depression, trauma, addiction, grief, relationship challenges, and life transitions. Together, we'll build resilience, practical coping skills, greater self-awareness, and meaningful, lasting change through collaborative, personalized care that honors your unique goals, strengths, and experiences.
VirtualAvailable
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New to Grow

$180/session

Direct
Authentic
Solution oriented

Specialties

Anxiety
Couples Counseling
Eating Disorders
+10
I’m Ayushi Acharya, a licensed therapist and founder of Rich Within Therapy. My practice supports individuals, teens, couples, and families navigating anxiety, depression, eating disorders, body image concerns, relationship stress, fertility challenges, postpartum transitions, and the weight of cultural or family expectations. My approach is warm, grounded, and collaborative. I help clients better understand their patterns, build emotional safety, strengthen relationships, and create lives that feel more connected, sustainable, and rich from within.
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$100/session

Solution oriented
Authentic
Open-Minded

Specialties

ADHD
Anger Management
Men's Issues
+5
I'm a Licensed Clinical Mental Health Counselor who specializes in helping adults who are struggling with anxiety. I believe that everyone needs a helping hand at some point in their lives, and my focus is on providing support to those who are experiencing stress, anxiety, and depression. My goal is to create a safe and encouraging space for you to gain greater self-awareness and learn skills to help you manage these challenges and improve your overall quality of life. In addition to anxiety, I also have experience with a variety of other mental health issues, such as ADHD, depression, mood regulation, grief, trauma, career and education transitions, and anger management. In my career, I've worked with families and children from diverse backgrounds in a range of settings, including in-home therapy, school-based and office-based outpatient counseling, and therapy groups for children in elementary, middle, and high school. I hope to continue making a positive impact on the lives of those I work with and to help them navigate life's challenges with more ease and compassion. If you're struggling with anxiety or any other mental health issue, I'm here to help and support you.
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$100/session

Authentic
Intelligent
Empowering

Specialties

Life Transitions
Career Counseling
Child or Adolescent
+6
Hi there! My name is Erin Dey and I am a licensed clinical social worker located in Chapel Hill, North Carolina. I have a masters’ degree from Columbia University, and I specialize in helping clients successfully navigate challenging life transitions. I work with individuals both in person as well as online. My approach to counseling is solutions-focused, strengths-based, and relational.
VirtualAvailable
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$125/session

Authentic
Solution oriented
Warm

Specialties

Coping Skills
LGBTQ
Self Esteem
+10
I am an experienced and dedicated professional with a rich history spanning over three decades in counseling, education, professional services, and human advocacy. With a robust background, I have accumulated over two decades of successful supervision, five years of specialized McKinney-Vento Act implementation, and a strong aptitude for managing intricate projects while promoting collaboration. My skill set encompasses adept writing, organizational prowess, effective communication, and expertise in counseling and program development. My true passion lies in addressing the multifaceted challenges that families, adults, children, and youth encounter, especially in the realms of poverty, homelessness, substance-related issues, incarceration, and other life difficulties. Throughout my career, I've established a proven track record of forging robust partnerships and making a lasting impact. My adaptability and unwavering commitment, as evidenced by my licenses and certifications, render me an invaluable addition to any organization committed to effecting positive change in the lives of vulnerable populations.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.