Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 552 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 5/22/2026

New to Grow

$150/session

Specialties

Grief
Life Transitions
Women's Issues
+10
I am a licensed clinical social worker providing individual and group therapy for adults experiencing relationship challenges, grief and loss, emotional overwhelm and major life transitions. I help clients identify patterns that keep them stuck, strengthen boundaries and build practical coping strategies that support meaningful lasting change. My approach is structured, supportive and nonjudgmental. I offer Christian based counseling as an option for clients who wish to integrate faith into their work.
VirtualAvailable

$100/session

Authentic
Solution oriented
Empowering

Specialties

Addiction
Anger Management
Mood Disorders
+10
Hello, I am a Licensed Clinical Mental Health Counselor (LCMHC) and Licensed Clinical Addiction Specialist (LCAS). I earned my Bachelor of Arts in Psychology and Master of Science in Mental Health Counseling with a concentration in Rehabilitation counseling from North Carolina Agricultural & State University. I have more than 7 years of experience serving various populations in Outpatient and Inpatient settings. I have experience providing individual & group therapy to children, adolescents and adults struggling with a variety of issues and concerns including substance abuse, serious and persistent mental illness, criminal justice involvement,and mood disorder.
VirtualAvailable

Often rebooked

$140/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+5
Hi! I'm a Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina. I received my Masters from Gardner-Webb University and have been practicing for 10 years. I help young adults and children struggling with career/school stress as well as feeling stuck in a life. All the pressures we have today lead to melancholy and burnout. Lets work together to help you become the best version of yourself so you can feel peace and contentment.
VirtualAvailable

$150/session

Authentic
Intelligent
Direct

Specialties

ADHD
Depression
Substance Misuse
+7
Hi! I'm a licensed clinical social worker (LCSW) and licensed clinical addiction counselor (LCAS). I went to graduate school at the University of Vermont and have provided therapy services for more than 30 years in outpatient mental health settings as well as in inpatient psychiatric and addiction treatment settings. I'm in long-term recovery from alcohol and opiate dependence. Also, I am developing a specialty in working with lawyers. Fun fact: I worked on an offshore lobster boat in the Gulf of Maine for 4 years.
VirtualAvailable

New to Grow

$100/session

Specialties

Military/Veterans
Life Transitions
My name is Chris; I am a 42-year-old Veteran and Licensed Clinical Social Worker/ Licensed Clinical Addictions Specialist. I have been working mainly with populations with trauma, Severe-Persistent Mental Illness, Veterans, LGBTQ+, and those in Recovery (Struggling with Addiction). After having my son, I felt a calling to try and support others with this new transition in their lives. Using my mistakes, successes, and educational background to help guide them.
VirtualAvailable

$135/session

Intelligent
Authentic
Solution oriented

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable

New to Grow

$125/session

Specialties

Obsessive-Compulsive (OCD)
Anxiety
Hello! My name is Victoria and I have been providing therapy for 7 years. I am fully licensed in South Carolina and North Carolina and have had my private practice for 5 years. My primary specialty is treating OCD but I do see clients for a myriad of reasons including depression, anxiety, relationship issues, life stressors, low self-esteem, and attachment issues. I have thoroughly enjoyed working in this field and having the honor to see my clients make progress towards living the life they want to live.
Available

$175/session

Specialties

Chronic Illness
Grief
Health/Medical Issues
+2
I received a Bachelor of Arts in Sociology and Social Psychology from Lehigh University in 2003 and graduated from Columbia University in 2007 with a Master of Science in Social Work. I recently transitioned from medical social work to clinical counseling. I specialize in health/illness, medical education, medical/social trauma, anxiety/depression, chronic pain/disability, grief/bereavement, and loss. I am a thoughtful, sensitive, empathic, collaborative, and hard-working clinician who genuinely cares and strives to make a difference in the well-being of each of my patients. My passion is working with children and families impacted by medical issues and chronic pain. I have extensive experience working in hospital settings providing a range of supportive services to patients diagnosed with acute and chronic medical conditions.
VirtualAvailable

Often rebooked

$150/session

Open-minded
Warm

Specialties

Anxiety
Life Transitions
Women's Issues
+1
Life can feel overwhelming at times. I am a Licensed Clinical Social Worker with over 7 years of experience working with adults experiencing anxiety, depression, relationship challenges, life transitions, and women navigating perimenopause. I support clients in developing emotional regulation skills and practical strategies to manage everyday challenges, with a focus on feeling more in control and confident in daily life.
VirtualAvailable

$100/session

Warm
Authentic
Empowering

Specialties

Domestic Violence
Sexual Abuse
Trauma and PTSD
+8
I am a licensed clinical social worker (LCSW) located in northeastern North Carolina. I have 27 years of experience in the field as a clinical social worker and clinical and administrative supervisor. My experience is primarily in domestic violence, sexual assault, trauma, crisis intervention, grief, loss, major life transitions, chronic health problems, anxiety and depression. My clinical work has centered on providing trauma-based therapy to individuals impacted by complex trauma and PTSD. I use a trauma-informed lens in all aspects of care, helping clients stabilize, develop coping strategies and process traumatic experiences at a pace that feels safe. I draw on evidence-based approaches to guide recovery while empowering clients to regain control over their narratives and lives.
VirtualAvailable

Often rebooked

$100/session

Solution oriented
Empowering
Intelligent

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+15
I believe in not just giving ok treatment, but the best available. That’s why I love matching your needs with the best type of therapy that’s also backed up with research to definitely be able to help you. With that, you’re still the expert on you and your life, so you bring your experiences and I’ll bring my knowledge, and together we can figure out how to help you figure out how to get exactly what you’re wanting in life. I specialize in working with anxieties, depression, trauma, as well as with teens and parents. I’ve worked with kids most of my life in one form or another doing therapy, mentoring, and teaching English abroad. Whatever is bothering you I’m here to help. LGBTQ friendly. Whatever it is, let me help you, and if there’s something I don’t have the proper expertise in then I also have no problem admitting that and directing you to someone who can help so that you don’t have to waste your time.
VirtualAvailable

$110/session

Authentic
Open-minded
Solution oriented

Specialties

ADHD
Anxiety
Coping Skills
+9
I am a fully licensed clinical social worker with nearly 10 years of experience in the field. I am currently licensed in two states. My experience varies from therapeutic mentor, supervisor for other LCSW, and one on one with persons served as a therapist/clinician. My approach is strength-based and person-centered. I work with ages from 6 and up with a focus on adolescents, teens, and adults.
VirtualAvailable

$90/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Career Counseling
Coping Skills
These times are urgent. Let us slow down.” ― Bayo Akomolafe Let's take things one breath at a time, slowing down instead of rushing through the hard parts. I don’t believe in fixing or solving everything all at once in the hopes it does not reoccur. Instead, I offer space for curiosity, vulnerability, and connection, because that’s often where healing begins. Together we’ll practice being with your experiences, not just getting past them. I work with people facing all kinds of mental health and personal life challenges, and I especially love helping clients untangle old patterns and build new ones that feel more like them. My approach is relational and HUMOROUS, humanistic, honest, warm, and collaborative. I work mostly with teens and adults. Outside of therapy, I’m usually testing a new hairstyle, thrifting, listening to Afrobeats, or walking my dachshund, Winston-Bishop.
VirtualAvailable

$80/session

Authentic
Warm
Empowering

Specialties

ADHD
Anxiety
Self Esteem
+10
Hi, my name is Cynthia Stober and I go by Cindy. Thank you for stopping by my profile. What I can tell you about myself is I will always be honest with you and I will work with you to find solutions. I will meet with you and we will discuss what type of interventions may work for you. I am skilled and experienced in a variety of therapy approaches. I will be utilizing Person-Centered and strengths-based therapy, Motivational Interviewing, Cognitive Behavioral Therapy and Dialectical Behavior Therapy. I utilize Mindfulness and holistic wellness approaches for self care and coping skills. I will learn about you and what happened to you. I will listen and help you in setting your goals and design a plan that is individualized specifically for you. I specialize in treating people who suffer from addiction disorders, depression, anxiety, ADHD, shame , guilt , poor self worth, anger, and more. We will work on thought restructuring and begin replacing those with empowering thoughts which will assist you in managing your emotions and gaining confidence in yourself. I hope you read something that sparked your interest and you will reach out to me to explore if I might be someone you are interested in working with. Peace, healing and hope to you!
VirtualAvailable

$100/session

Authentic
Warm
Empowering

Specialties

Anxiety
Depression
Grief
+10
Life, quite simply, is often messy and complicated. It also has the potential to have beautiful and fulfilling moments. Whether you are facing major life challenges, or simply need a safe, comforting space to explore your goals, I provide a therapeutic atmosphere that offers just that. My goal as a therapist is to help you better understand yourself in a way that is empowering, as well as provide you the tools to heal from negative past experiences, and develop healthy thinking, emotional, and behavioral patterns. If a non-judgmental, acceptance-based empathetic experience is what you're seeking, you've come to the right place. While I am passionate about counseling people through all walks of life, I specialize in treating anxiety, depression, PTSD, adjustment disorders and grief/bereavement processing, as well as working with those struggling to identify and communicate boundaries. I utilize several therapeutic modalities depending on your needs, including CBT, DBT and SFBT. Taking the first step can often feel like the hardest part of starting therapy, but please know that you will be met with compassion and encouragement. Our first session is a relaxed appointment where I get to know you, and we work together to build a plan to achieve your goals. Hope to hear from you soon!
VirtualAvailable

$100/session

Open-minded
Authentic
Warm

Specialties

Anxiety
Men's Issues
Self Esteem
+5
I am licensed in North Carolina with over 22 years of professional work experience. I have experience in helping clients with stress and anxiety, men's issues, motivation, self esteem, and confidence, depression, and coping with life changes. The type of therapy methods I may use with clients are diverse, but I most frequently use Person-Centered Therapy, Mindfulness/Heartfulness, and Solution-Focused Therapy, which can encourage elements of independence, honesty, self-acceptance and add direction to the therapy process.
VirtualAvailable

$110/session

Authentic
Warm
Direct

Specialties

ADHD
Anxiety
Life Transitions
+4
Many of the people I work with feel stuck in patterns of overthinking, anxiety, or difficulty following through on the things that matter most to them. I strive to help adult clients better understand these patterns and develop practical strategies to manage stress, improve focus, and move forward with greater confidence. With over 18 years of experience, my approach focuses on building skills that help people respond to challenges more effectively in everyday life.
VirtualAvailable

$150/session

Empowering
Intelligent
Authentic

Specialties

Anxiety
Depression
Family Conflict
+5
I am a Licensed Professional Counselor (LPC) in the states of North and South Carolina. I graduated from Liberty University in 2013. My approach to counseling is very eclectic and person-centered. I have experience in the utilization of Cognitive Behavior Therapy (CBT), Family Therapy (FT), Emotional Freedom Techniques (EFT), and I also assist clients with implementing forms of meditation into their daily lifestyle. I aim to empower each person I am allowed to serve, and to assist them with understanding that each person can heal, cope, and/or adapt despite life's challenges. The power to create change is within each one of us, and my job is to assist you with that process.
VirtualAvailable

$100/session

Authentic
Empowering
Open-minded

Specialties

Life Transitions
Parenting
Self Esteem
+6
I got my MA in Dance/Movement Therapy and Clinical Mental Health Counseling in 2009 and have since worked mostly in community mental health. I'm excited to move more fully into working with women in transitional spaces of life looking for support and validation about their desires and next steps. My work with midlife women navigating perimenopause, family life, jobs and older family members has been the most fulfilling work I've ever done. Caring for the caregivers so that they may find the freedom and creativity in their lives to set boundaries, use their voices and make intentional choices based on what they KNOW that they need is the way to set free a group of women who never intended to imprrison themselves in a life they didn't fully consciously choose.
VirtualAvailable

$75/session

Direct
Humorous
Warm

Specialties

Addiction
Depression
Trauma and PTSD
+4
I am a mental health therapist (LCSW) based in North Carolina with over 10 years of experience providing compassionate, evidence-based therapeutic counseling. Life can feel overwhelming when work responsibilities, family dynamics, spiritual concerns, and parenthood intersect. When emotions begin to feel like an ongoing rollercoaster, therapy can offer grounding, clarity, and meaningful direction. Care is rooted in trauma-informed practice and focuses on helping individuals navigate depression, crises, self-esteem challenges, and major life transitions in a supportive, nonjudgmental environment.
VirtualAvailable

Often rebooked

$150/session

Solution oriented
Authentic
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+7
Welcome! My name is Kim, and I’m so glad you’re here. I’m a Licensed Clinical Social Worker with over 20 years of clinical experience and I believe therapy is a place where you can feel truly heard, supported, and empowered to grow. I utilize an eclectic approach to therapy, which means I draw from different techniques and perspectives to best fit your unique needs and goals. I bring a warm, down-to-earth style to our work together, meeting you where you are and helping you navigate life’s challenges with compassion and hope. My goal is to create a safe and caring space where you feel comfortable to be yourself and move towards the changes you want in your life.
VirtualAvailable

New to Grow

$115/session

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+10
Hey there! Are you struggling to believe in yourself or feeling overwhelmed by life’s challenges? I understand how difficult it can be to navigate stressful seasons, unexpected changes, or painful experiences from the past. There was once a time when I needed someone to believe in me when I could not fully believe in myself, and that experience helps guide the compassion and support I bring into therapy today. Life can become busy, stressful, and emotionally exhausting, but you do not have to face it alone. Whether you are working through life transitions, anxiety, trauma, or trying to heal from past experiences, I strive to provide a safe, supportive, and nonjudgmental space where you feel heard, valued, and empowered. I will always meet you where you are and walk alongside you at a pace that feels comfortable and supportive for your healing journey. Together, we can build on your strengths, develop healthier coping skills, and create meaningful change that supports healing and growth.
Available

$125/session

Open-minded
Warm

Specialties

Anxiety
Depression
Grief
+10
I am a Licensed Clinical Social Worker in North Carolina with 5 years of professional licensed work experience. I have been working with children, adults, and families for thirty-one years. I have experience in helping clients with stress and anxiety, trauma and abuse, anger management, motivation, self-esteem, and confidence. I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you. Taking the first step to sign up for therapy can take courage and I am here to help you if I can.
Available

Often rebooked

$125/session

Authentic
Warm
Empowering

Specialties

Anxiety
Depression
Life Transitions
+5
Hi, I’m Ashley. I am a Licensed Clinical Mental Health Counselor and live in the beautiful mountains of Western North Carolina with my dog. My passion is supporting people in all stages of life work towards finding purpose and becoming the best versions of themselves. Maybe you can relate to some of my story. I became a therapist in 2019 to give back some of the hope that was given to me as I embarked on my own mental health journey. I remember thinking to myself, “Who am I?”, and “Am I good enough?”. I remember, and still know how that style of thinking can be overpowering, and become what I have learned to call “sticky thoughts”. These thoughts can lead to anxiety, depression, irritability, and can be the root cause of unhelpful coping skills and habits. Once we get into that negative cycle, it can feel impossible to get out. This occurred for many years, and consumed my entire being until I had support from family, therapists, sports coaches, and friends, and reached out for help. Let me tell you from experience, recovery is not easy. Working on yourself is one of the hardest things you can do, but the most rewarding, and I would be honored to walk alongside you as you do this meaningful work. Please note that I do not currently have availability after 4 pm EST, and that I schedule in eastern time only.
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+7
Hi, I'm glad you’re here. I’m Liz Sullivan, and I specialize in helping stressed out, busy achievers find their joy in life, and gain control over stress, anxiety and overthinking. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but often feel stressed, frustrated and lonely. Everything is on their to-do list (except themselves), and they are realizing they want things to be different. It's possible to let go of your stressors, feel relaxed, enjoy your relationships, and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.
VirtualAvailable
Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.