Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 532 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 3/14/2026

Often rebooked

$160/session

Open-minded

Specialties

Anxiety
Depression
Women's Issues
+2
Are you constantly pulled in different directions, struggling to find balance and self-compassion in your busy life? Do you need support navigating the transitions of womanhood? I'm Danika, a therapist who supports women's health at all stages. I use interventions informed by intersectional feminism and a trauma-informed lens. With over 15 years of experience in healthcare, including specialties in women's health and health tech, I bring a unique blend of expertise to help you navigate life's challenges and opportunities. As a Licensed Clinical Social Worker, Certified Case Manager, and Licensed Creative Arts Therapist, I believe in a holistic approach to healing, one that encompasses both mind and body. In my practice, we may use evidence-based approaches and/or the creative arts therapies when words alone fall short. Through various interventions, we can examine deep-seated emotions and provide an outlet for self-expression. This approach can offer a safe space for exploration and transformation. Our work will be uniquely tailored to you. My therapeutic style is rooted in positivity and empowerment. I use solution-focused, evidence-based, and strengths-based techniques to ensure our sessions focus on uncovering your innate strengths and actionable solutions. Together, we'll nurture a space of growth, self-discovery, and healing, where you'll feel supported and understood at every turn. With my background in both healthcare and technology, I understand the delicate balance required to maintain physical and mental well-being in a fast-paced world. Through our partnership, I hope you will not only overcome obstacles but also thrive and lead a fulfilling, balanced life. It's a privilege to be part of your journey toward a happier, healthier you.
VirtualAvailable

$103/session

Authentic
Empowering

Specialties

Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
VirtualAvailable

$105/session

Direct
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hi, I’m Kendrick Burden, a Licensed Clinical Social Worker passionate about helping people reconnect with their truest selves. I work with individuals who are navigating trauma, anxiety, depression, and high-pressure transitions especially when life feels heavy or unclear. Whether you're processing loss, healing from old wounds, or trying to realign with who you were created to be, therapy is a space to pause, reflect, and move forward with intention. My approach blends evidence-based tools like EMDR, CBT, and ACT with compassion and faith-based support when desired. Together, we’ll identify what’s been holding you back and chart a new path grounded in your values and strengths. My hope is to help you feel more anchored, more empowered, and more at peace with the life you’re creating.
VirtualAvailable

$120/session

Warm
Authentic

Specialties

Addiction
Mood Disorders
Trauma and PTSD
+10
As a Licensed Clinical Mental Health Counselor and a Licensed Clinical Addictions Specialist Associate I believe the biggest component to achieving happiness is making your mental health a priority. Taking the first step to improve your overall mental health can be a huge decision, but a very brave one! I graduated with my masters degree in clinical mental health counseling from Capella University in 2018. I have over 8 years of experience working in many different counseling settings, including inpatient/outpatient, residential, community support, and private practice. I enjoy working with those 13 and up who are struggling with anxiety, depression, mood disorders, trauma, personality disorders, serious, chronic mental illnesses, and addictive behaviors.
VirtualAvailable

$150/session

Authentic
Direct

Specialties

Anxiety
Depression
Mood Disorders
+4
Welcome! I am Quarda- Licensed Clinical Social Worker, professional listener, and occasional over-user of sticky notes. I help people untangle the messy parts of life, whether it's anxiety, relationship hiccups, burnout, or just that nagging feeling that something's "off". My style is supportive, down- to-earth, and sprinkled with humor-- because sometimes laughter really is the best medicine (right after actual therapy of course). I use evidence -based techniques and empathy to assist you in making sense of your story and editing it as you may, build resilience, and move forward with purpose. Therapy doesn't have to be stiff or scary-- and if you're ready to do the work (and maybe laugh a little along the way), I'm here for it.
VirtualAvailable

$80/session

Solution oriented
Empowering
Warm

Specialties

Coping Skills
Life Transitions
Self Esteem
+3
Hello! I’m a Licensed Clinical Mental Health Counselor (LCMHC). I received my Masters from North Carolina Central University. I am not only passionate about mental health, but overall wellness. I work from a holistic perspective while also utilizing interventions from cognitive behavioral therapy and expressive arts therapy. I believe in a collaborative approach and that clients are the experts of their lives.
VirtualAvailable

$150/session

Empowering
Warm
Authentic

Specialties

Anxiety
Bipolar Disorder
Depression
+9
Hello! I am a Licensed Professional Counselor and Psychiatric Registered Nurse based in North Carolina. I hold a Master’s degree in Psychology from Old Dominion University and an Educational Specialist degree in Counseling Psychology from the College of William and Mary. Additionally, I earned my Master of Divinity in Christian Ministry from Southeastern Baptist Theological Seminary and am currently completing my doctorate in Christian Counseling. With over 20 years of experience as a practicing therapist, I specialize in helping adults with depression and anxiety disorders become the best versions of themselves.
VirtualAvailable

Often rebooked

$125/session

Empowering
Open-minded

Specialties

Anxiety
Grief
Life Transitions
+10
Hi! My name is Robbyn and I am a seasoned Counselor with years of experience helping individuals navigate anxiety, depression, grief/loss, life transitions, relationship/career challenges, and the emotional weight that comes with being human. My goal is to help people feel seen, supported, and understood with an approach that is warm, down-to-earth, and deeply empathetic. Here, you’ll find a safe space where you can explore your thoughts and feelings without judgment, shame, or pressure to “have it all figured out.” If you’re ready to shift your narrative and step into a stronger version of yourself, I’d be honored to take that journey with you.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Depression
Trauma and PTSD
+6
I’m a trauma therapist who helps people feel like themselves again. Many of the folks I work with are used to pushing through, staying busy, or holding everything together on their own. In our work together, we slow things down, process what’s been weighing on you, and help your nervous system feel safer so you can move through life with more ease and confidence.
VirtualAvailable

$125/session

Authentic
Empowering

Specialties

Anxiety
Couples Counseling
Depression
+10
Hey, I'm Carlos! I am a therapist dedicated to helping you reclaim your personal power. By integrating highly successful Cognitive Behavioral Therapy (CBT) with Mindfulness techniques, I help you slow down and recognize the significance of every moment. Together, we will work to ensure you feel empowered to make positive choices rather than feeling like a victim of your own thoughts or current life situations.
VirtualAvailable

$100/session

Direct
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Family Therapy
+8
Hiya. My name is Sejal Patel, and I am currently licensed in North and South Carolina, as a LMFT. As a therapist, I show curiosity when my client(s), families, and couples ask me for guidance. Majority of my clients', share the assumption, because I am a therapist, I experience minimal challenges in life and relationships. I wish that was true. My professional education and knowledge has been helpful and useful. Truthfully, the lessons I learned by experiencing failures, challenges, and struggles of life are the true heroes to how I find my solutions. I welcome your curiosity to a collaborative process that combines my professional expertise, your life experience knowledge, and the power of creative solutions.
VirtualAvailable

Often rebooked

$155/session

Humorous
Intelligent

Specialties

Perinatal Mental Health
Post Partum
Women's Issues
+9
This is my fourth year in the social work field, and I have been in my own solo practice for a year. I am independently licensed in NC, SC, VA, and OR as an LCSW/ LISW-CP. I am also a Certified Doula, Perinatal Behavioral Health Coach, Women's Mental Health Specialist, and Autism Clinical Specialist. In my off time, I love binge-watching Netflix and spending time with my children.
VirtualAvailable

$100/session

Open-minded
Intelligent
Empowering

Specialties

Addiction
Anxiety
LGBTQ
+10
Hello! My name is Clover and I am a licensed clinical therapist and addiction specialist in the state of North Carolina. I look forward to the opportunity of learning and working together as part of our therapeutic process. I enjoy working with folks who are gender diverse and members of the LGBTQIA+ community who experience unique stressors and conflicts with their day-to-day lives. I also love working with folks who struggle with substance use either in addition to other life stressors or on its own especially in the context of substance use disorders being highly stigmatized. I focus on substance use treatment approaches with a functionality mindset to work on setting reasonable goals and expectations during the clinical process. I started my clinical work with addiction and grew as a therapist and person to see people from a whole-person perspective. Our difficulties, conflicts, our stressors do not define us for who we are and when they prevent or delay us from becoming our authentic selves is where the therapeutic process blossoms. I believe everybody is always in a constant process of growing into our best selves and I hope to have the opportunity to work with you along this process too.
VirtualAvailable

$85/session

Open-minded
Solution oriented

Specialties

Crisis Intervention
Health/Medical Issues
Serious Mental Illness
+8
My name is La Kevia N Moore and I have been a licensed clinical therapist for 7 years. I also hold a doctorate in education, organizational leadership. Empathy and compassion are my two overarching themes. Providing support to clients in their most vulnerable times is my passion and my part in creating a healthy society. It will be my pleasure to serve you.
VirtualAvailable

$70/session

Warm
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+5
Welcome! I'm Stephanie Freeman,MSW, LCSW, LCAS. Take a moment to acknowledge you've taken the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or self-care. I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.
VirtualAvailable

$90/session

Authentic
Warm

Specialties

Bipolar Disorder
Mood Disorders
Older Adults
+6
I am a Clinical Mental Health Counselor and have been in the Mental Health field for almost 10 years. I am also an Addiction Specialist Associate. I have experience working with clients of all ages and are from diverse backgrounds. My approach to counseling is to listen with empathy, to empower, and to be solution oriented and supportive while assisting you with your goals.
VirtualAvailable

$130/session

Empowering
Authentic
Intelligent

Specialties

Anger Management
Anxiety
Coping Skills
+9
Hello! Thank you for taking the time to read my biography. I am so happy you went with your instinct to start counseling. I have been a Therapist for over 15 years and my specialization is marriage and family therapy. I have over 30 years experience working with people in one capacity or another. I was a substitute teacher at an alternative high school; I was a silver star rescue diver and an EMT-Intermediate; and, I had worked at a psychiatric hospital for people ages 12 through 80 as well in a private psychiatric office. These few noted experiences have led to my capacity to be an empathetic Therapist while helping others achieve their own goals using their own strengths.
VirtualAvailable

$90/session

Warm
Humorous

Specialties

Addiction
Anxiety
Depression
+7
I am a Licensed Clinical Social Worker in North Carolina with 10 years of counseling experience. I received my Master's Degree in Social Work from the University of North Carolina at Chapel Hill and have spent many years working in community behavioral health. My training and my work have shaped me into a clinician that understands a person's environment is as important as their mindset. You will find me to be supportive and an advocate for my clients complete health.
VirtualAvailable

$150/session

Authentic
Warm
Solution oriented

Specialties

Anxiety
Depression
Life Transitions
+6
Hi, I'm glad you’re here. I’m Liz Sullivan, and I specialize in helping stressed out, busy achievers find their joy in life, and gain control over stress, anxiety and overthinking. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but often feel stressed, frustrated and lonely. Everything is on their to-do list (except themselves), and they are realizing they want things to be different. It's possible to let go of your stressors, feel relaxed, enjoy your relationships, and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.
VirtualAvailable

$120/session

Humorous
Empowering
Intelligent

Specialties

First Responders/Healthcare Workers
High Clinical Acuity
Military/Veterans
+9
Hello, I'm a counselor with a background in Forensic Psychology, having worked in the field since 2004. I have the privilege of serving a diverse range of clients from various ethnicities, racial backgrounds, and socioeconomic classes. My approach is non-judgmental, patient, and easy-going, creating a safe space where you can feel heard and understood. With many years of experience working in correctional settings, particularly with individuals in acute crisis, I am passionate about helping you navigate challenges, find solutions, and work towards lasting positive change. My goal is to empower you to take control of your well-being and move forward with confidence.
VirtualAvailable

$160/session

Authentic
Warm

Specialties

Grief
Mood Disorders
Trauma and PTSD
+10
Trauma has haunted you for years. It’s left you with nightmares and flashbacks. It’s caused you to distrust others and push them away. It’s made you feel broken and hopeless. You’ve tried everything you can think of to shed the weight of the past. You’ve read the books, tried the life hacks… You may have even talked to a therapist. But now, you’re out of options. Nothing has helped you transition from being a survivor to someone who’s truly alive. And you’re all talked out. No matter how many times you tell your story, nothing changes. The search for relief is exhausting. This might be your last shot at getting help.
VirtualAvailable

Often rebooked

$100/session

Solution oriented
Warm
Empowering

Specialties

Addiction
ADHD
Anxiety
+7
Would you like to create space for work/ life balance? Would it be helpful to learn more about the connection between your behaviors, feelings, and thoughts? Are you ready to talk about coping strategies- both those that work and learn new ones? I work collaboratively with individuals and families to manage stressors, feelings of stress and anxiety, and cope with addictions. I help clients develop coping strategies that may challenge past thoughts and behaviors but lead toward the accomplishment of goals. Sometimes, it is simply reminding ourselves of what worked before and getting back on track and other times, it is about learning something never practiced before.
VirtualAvailable

$125/session

Intelligent
Holistic

Specialties

Anxiety
Trauma and PTSD
Women's Issues
I am a compassionate mental health professional with over 13 years of experience who is committed to helping individuals, couples and families navigate life’s challenges with clarity, resilience, and purpose. I bring a strong background in counseling and psychology, with experience supporting clients across a range of concerns including depression, anxiety, stress, life transitions, relationship issues, trauma and emotional regulation.
VirtualAvailable

$120/session

Warm
Open-minded

Specialties

Family Conflict
Life Transitions
Women's Issues
+10
I'm a laid-back, compassionate therapist who takes the time to really get to know you, your story, values, and what feels important right now. I create a space where you can talk openly without judgment, and we move at your pace. I pull from different therapeutic tools depending on what fits best for you, and together we determine what helps you feel supported and move toward the life you want. I help individuals (ages 11+) and couples navigate anxiety, depression, stress, self-esteem, and life or relationship challenges with compassionate, person-centered, and evidence-based support. Whether you're facing life changes or seeking emotional resilience, I provide a safe space and practical tools to foster growth, clarity, and lasting well-being. Taking the first step toward gaining support can feel daunting, but you’re not alone. Together, we can explore ways to build resilience and gain clarity, helping you move forward with confidence.
VirtualAvailable

Often rebooked

$100/session

Humorous
Authentic

Specialties

Anxiety
Depression
Life Transitions
+8
Hi, my name is Leslie Travia. I grew up as one of six children and now enjoy spending time whenever possible with my siblings, my many nieces, nephews, and their children. I have two grown children of my own and have been married for over 30 years. Over the years, my family and I have lived in 10 different states as well as in Europe, and I believe each place has deepened my appreciation for diverse cultures and perspectives. I also believe we are never too old to learn something new. I value self-empowerment and strive to surround myself with positivity and kindness.
VirtualAvailable
Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.