Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 548 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 11/1/2026

Has intro video

$150/session

Authentic
Warm
Empowering
Specialties
Couples Counseling
Depression
Military/Veterans
+7
I'm going to go out on a limb and guess that something isn't OK right now. That something might be new, or it might have been around a long time. You might be able to describe it perfectly, or you might just feel off without knowing why. Either way — you're here, and that's the only thing that matters right now. I start from wherever you are. No assumptions, no judgments, no one-size-fits-all approach. Just a genuine desire to understand you — what's brought you here, what you're carrying, and what you're hoping for. Therapy with me — whether you're coming alone or with a partner — tends to be honest and occasionally even a little lighthearted. The human experience isn't black and white, and neither is the work we'll do together. What stays consistent is that you'll have a space that belongs to you, where nothing you say or feel changes how I show up for you. For couples, that space belongs to both of you equally. I don't take sides. What I do is help you see the pattern you're both caught in — because most of the time it's the cycle doing the damage, not each other. When that shifts, something else becomes possible. No matter what it is you are navigating — depression, relationships, identity, or the gap between how you show up and how you actually feel inside — you don't have to have it figured out to reach out.
VirtualAvailable

Has intro video

$200/session

Direct
Intelligent
Solution oriented
Specialties
Addiction
Anger Management
Grief
+5
Hi! I'm Wen. I am a licensed marriage and family therapist. I help adults who are struggling to deal with everyday stressors and burnout. I empathetically listen to what you have to share and want to fully understand your situation before working collaboratively on solutions. I consider myself a direct person and try to break down the concepts that I teach into easily understood ideas.
VirtualAvailable

$100/session

Authentic
Direct
Solution oriented
Specialties
Anxiety
Dissociative Disorders
Trauma and PTSD
+9
Do you feel persistently overwhelmed, as if you're fighting an uphill battle with your mental health? Is it becoming increasingly difficult to navigate life's ups and downs with serenity? Are you striving for a harmonious balance between personal life, career, and self-care? Have you ever felt like "something's wrong" but can't quite ever identify what it is, or where that feeling is coming from? I am dedicated to helping people from all walks of life better cope with stress and anxiety without compromising their drive for success. I believe in the importance of holistic wellness and integrate various therapeutic techniques such as cognitive-behavioral therapy, EMDR, psychodynamic therapy, and hypnosis to help you find a path to inner peace while staying productive and motivated. Whether you're grappling with stress, anxiety, grief, or unprocessed trauma, remember it's brave to reach out for help. Our collaboration will offer a safe and non-judgmental space for you to explore your feelings, identify your triggers, and cultivate effective coping mechanisms. Together, we will navigate the ebb and flow of your life, aiming for personal growth, tranquility, and a balanced lifestyle.
VirtualAvailable

$100/session

Intelligent
Solution oriented
Authentic
Specialties
Insomnia/Sleep Issues
Hello, and welcome. My name is Ashley. I am a licensed counselor in North Carolina and Virginia, and I specialize in helping adults improve their sleep through Cognitive Behavioral Therapy for Insomnia (CBT-I). I have been working in the mental health field since 2006 and have supported children, teens, families, and adults. On the Grow platform, however, I am exclusively providing CBT-I treatment for adults that have insomnia. I focus on providing a safe, private space where you can feel comfortable talking about your sleep challenges and learning practical skills to improve your rest. My approach is rooted in behavioral therapy, CBT-I, and mindfulness, which means we will work together to understand your sleep patterns and build habits that support better sleep over time. It is very important to me that every client is treated with kindness, compassion, and respect throughout our time together. Outside of my work, I value practicing what I encourage others to do. I enjoy spending time with family and friends, walking my dog, and engaging in activities like gardening and cooking. These moments help me stay grounded and connected, and I bring that same mindset into my work with clients.
Available

New to Grow

$195/session

Specialties
Anxiety
Childhood / Intergenerational Trauma
Depression
+5
For more than two decades, Kim has walked alongside individuals healing from trauma and life’s deepest challenges. Her work is grounded, steady, and deeply compassionate. Kim finds meaning in helping clients rediscover their strength, rebuild trust, and move beyond pain toward purpose. Bearing witness to transformation—both quiet and profound—is what continues to inspire her work.
Available

$125/session

Warm
Empowering
Authentic
Specialties
Anxiety
Depression
Spirituality
+10
I am a fully licensed clinical social worker. I live helping individuals identify their Wirth and strengths they possess to achieve their goals. I have successfully helped women, especially, to work through relationship and parenting issues. I enjoy assisting individuals in settling healthy boundaries and in developing skills needed to effectively and productively be present in their lives. I believe it is impotant to listen to what clients need and want. My clients report feeling comfortable and heard in mu sesions. Some were in counseling prior to working with me and state I have been very beneifical.
VirtualAvailable

$120/session

Empowering
Authentic
Intelligent
Specialties
Anger Management
Career Counseling
Life Transitions
+4
I'm Lakeisha, a Licensed Clinical Social Worker and Military Veteran dedicated to supporting individuals as they navigate life's challenges. I aim to provide a safe nonjudgmental space where you can feel comfortable with exploring your thoughts, emotions and experiences at your own pace. My approach is collaborative, compassionate and tailored to your unique needs. Whether you are dealing with anger management, anxiety, depression, relationship issues, career challenges/transition or simply feeling stuck. I believe that with the right support, anyone has the capacity for growth, healing and change. I'm here to walk you through that process. I earned a Bachelor of Social Work from the Methodist University of North Carolina in 2005. Then I obtained a Master of Social Work with a focus on Individuals and Families/Clinical Mental Health from the University of South Carolina in 2007. I have been practicing Social Work for 17 years and have worked in several different sectors including Outpatient Therapy, Hospital, Medical, Psych Unit and discharge planning. Department of Social Services, Military, Group Homes, Community Services Boards, Community Mental Health Agencies, Jails, Collaboratively we will develop a treatment plan to help you better understand your thoughts and emotions, develop healthier coping strategies, and create meaningful changes in how you handle life's challenges while establishing tools to assist you with reaching your goals. Please feel free to contact me to see if we may be a good fit.
Available

New to Grow

$125/session

Specialties
ADHD
Anxiety
Autism
+8
If you are a mother drowning in the intersection of ADHD, anxiety, and neurodivergence, I see you—not through rose-colored glasses, but as a fellow ADHDer raising neurodivergent kids. My practice is built on real, lived experience, allowing me to partner deeply with moms and a broad range of adults who are ready to stop letting life just happen to them. Together, we will cut through the paralysis, take ownership of your life, and develop the exact strategies needed to dust off your identity and feel joy again.
Available

$90/session

Warm
Authentic
Empowering
Specialties
Coping Skills
Life Transitions
Mood Disorders
+9
Welcome! I am a Licensed Clinical Social Worker with 15 years of experience helping others cope with day-to-day stressors and past troubling events. Coping may involve identifying and reframing long-standing negative thoughts and assumptions or identifying our core values and goals, which can make frustrating or uncomfortable situations more manageable or put them into perspective. Seeing ourselves and our thoughts, issues or non-ideal behaviors for what they are can lead to greater self-awareness and the ability to offer ourselves the same compassion and understanding we give others. Our stuff is just that- stuff. Stuff we have accumulated along the road of life. Those things may impact us, but they do not need to control or define us. Learning to see ourselves in this more neutral and accepting way leads to greater self-esteem and decreased self-doubt and negative judgement. This in turn makes change more possible.
VirtualAvailable

$150/session

Authentic
Warm
Empowering
Specialties
Family Conflict
Grief
Self Esteem
+3
Hi, I’m Tia and I approach therapy with the mindset that every client has internal skills that give them the ability to reach personal goals. I am a Licensed Professional counselor (LPC,) and Licensed Chemical Dependency Counselor (LCDC). I utilize an integrative client-centered approach, where the client takes the lead as the expert on their life and patterns of behaviors, and I help guide the client to uncover causes of core belief systems that fuel areas of concern. My role in this process is to support clients with encouragement while also maintaining accountability for positive change.
VirtualAvailable

$199/session

Authentic
Solution oriented
Empowering
Specialties
Anxiety
Spirituality
Trauma and PTSD
+6
Hi there, I’m Julissa. You may be used to being the person others depend on—managing responsibilities, showing up for everyone, and keeping things moving. But inside, you might feel overwhelmed, anxious, or disconnected from yourself. If that sounds familiar, I’m glad you’re here. You deserve a space where you can feel supported, too. I’m a licensed mental health therapist with 10 years of experience. I help adults navigate anxiety, burnout, self-doubt, and life transitions. My holistic approach combines clinical tools with mindfulness and attention to the connection between your thoughts, emotions, and body. For clients who find it meaningful, we can also explore spirituality as part of the healing process. Together, we’ll make room for what you’ve been carrying, understand patterns that leave you feeling stuck, and develop practical ways to feel more grounded, set healthier boundaries, and make decisions with greater confidence. I consider it a privilege to hear your story. If this approach feels like a good fit, I invite you to schedule a first session. We’ll start where you are and explore what support could look like for you.
VirtualAvailable

$140/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+8
Hi, I am Licensed Clinical Mental Health Counselor in NC and received my Master's Degree from Western Carolina in May of 2019. I have worked with clients ranging from ages 4-65 years and have experience treating a wide range of mental health concerns to include Trauma, PTSD, Anxiety, Depression, Psychosis, Attachment Disorders, Mood Disorders, Eating Disorders, and Addiction. I use an intentional eclectic approach to counseling that is guided by the needs of my client’s and work to ensure treatment meets the needs of each individual client.
VirtualAvailable

Often rebooked

$125/session

Authentic
Warm
Solution oriented
Specialties
Anxiety
Insomnia/Sleep Issues
Trauma and PTSD
+9
Hi there! I'm a Licensed counselor for CO, NC, and DC. I received my Master's Degree in 2007 and have spent a good bit of my career in crisis and residential settings before transitioning to direct care. I help adults who have experienced adverse events and or trauma to heal and begin to live their lives in a more peaceful way.
VirtualAvailable

$150/session

Empowering
Open-minded
Warm
Specialties
Coping Skills
Life Transitions
Self Esteem
+3
Hello! I’m a Licensed Clinical Mental Health Counselor (LCMHC). I received my Masters from North Carolina Central University. I am not only passionate about mental health, but overall wellness. I work from a holistic perspective while also utilizing interventions from cognitive behavioral therapy and expressive arts therapy. I believe in a collaborative approach and that clients are the experts of their lives.
VirtualAvailable

$120/session

Authentic
Direct
Empowering
Specialties
Addiction
Anxiety
Men's Issues
+10
My name is Dr. Brandon Lowe and I'm a licensed mental health and addictions therapist. I have a doctoral degree (2024) in Christian counseling and a master's degree in Rehabilition and Mental Health counseling (2013). I've been in the counseling field since 2006. I've worked myself up from a behavioral health specialist to doctoral status within my 19 years in the behavioral health field. Over the years, not only did I acquire higher education but most importantly experience.
VirtualAvailable

$175/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Couples Counseling
Parenting
+5
I am a Licensed Clinical Mental Health Counselor with 30 years of experience in the mental health field and 14 years of experience operating my private practice. I support adults and couples experiencing anxiety, relationship distress, communication difficulties, parenting concerns, life transitions, diminished self-esteem, trauma-related concerns, and patterns that may be interfering with emotional well-being and healthier relationships. In couples counseling, I provide a balanced and respectful environment where each partner has an opportunity to feel heard. I help couples recognize recurring patterns, improve communication, navigate conflict more constructively, rebuild emotional safety and trust, and strengthen their connection. My role is not to take sides, but to help both partners understand the relationship dynamic and take meaningful responsibility for the changes within their control. I use Cognitive Behavioral Therapy to help clients understand the connections among their thoughts, emotions, and behaviors. Together, we identify beliefs and thinking patterns that may contribute to anxiety, depressed mood, diminished self-esteem, relationship distress, or ineffective coping. Depending on the client’s needs, we may use guided reflection, thought records, structured exercises, role-playing, and between-session practice. With couples, CBT-informed strategies can also help partners examine assumptions, interpretations, expectations, and behavioral responses that contribute to recurring conflict. The goal is to develop greater awareness and practice healthier, more intentional responses. My therapeutic approach integrates evidence-based practices with carefully selected holistic strategies to support insight, emotional regulation, personal growth, and sustainable behavioral change. I meet each client with compassion, curiosity, and respect, helping them identify the underlying beliefs and patterns connected to their current concerns.
VirtualAvailable

$100/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Depression
Life Transitions
+10
As a Licensed Professional Counselor, I am passionate about supporting children, adolescents, adults, couples, and families as they navigate life’s challenges. I specialize in working with individuals experiencing anxiety, depression, behavioral concerns, trauma, communication difficulties, and everyday stressors, using a collaborative, compassionate, and evidence-based approach. My approach is warm, collaborative, and tailored to your unique needs and I'm ready to assist you on your journey to BETTER.
Available

$100/session

Authentic
Humorous
Open-minded
Specialties
ADHD
Anxiety
Depression
+10
Hi, my name is Jonathon Payne and I am a practicing Licensed Clinical Mental Health Clinician, LCMHC, with the State of North Carolina with over 18 years of experience. Most of my work experience has come from working with individuals in crisis settings and or situations. The work has always been challenging, humbling, and rewarding. It has taught me the value of true genuineness and the importance of being able to connect with people and build working relationships. I love therapy. I respect the therapeutic process and value the hard work and introspection it requires. Therapy is something that I am passionate about. Everyday it provides me an opportunity to help others and learn from others. I am proud of the things I have learned, but even more humbled and optimistic of things that I continue to learn. One thing I would tell you is that a have a real passion and commitment to counseling and the therapeutic process. It is and has been what I love to do. I put tremendous value on the importance communication, language, and building a good therapeutic relationship or rapport. Its important to me that you, the patient feel safe, heard, and valued. My counseling style is very laid back and supportive, with a very non-judgmental stance. However, I am not afraid to roll my sleeves up and work hard. I believe in being supportive, motivating, and challenging. Its important that you have the opportunity to work hard, learn, grow, while developing realistic attainable and measurable goals.
VirtualAvailable

$175/session

Warm
Authentic
Empowering
Specialties
Anxiety
Life Transitions
Self Esteem
+8
On paper, your life may look like it’s together. You show up for work, take care of the people around you, and handle your responsibilities. But underneath that, you may be carrying anxiety, burnout, loneliness, relationship stress, or the constant pressure to keep it all together. If you’ve spent years being “the strong one,” therapy can feel unfamiliar or even uncomfortable. My goal is to create a space where you don’t have to perform, have all the answers, or pretend you’re okay. My style is warm, conversational, and direct. I’ll meet you with compassion while also helping you recognize the patterns that may be keeping you stuck. Together we’ll build practical tools, increase insight, and create meaningful change that extends beyond our sessions. I enjoy working with adults navigating anxiety, depression, self-esteem, boundaries, dating and relationships, family dynamics, burnout, and major life transitions. I serve clients throughout North Carolina and Illinois via secure telehealth.
VirtualAvailable

$140/session

Warm
Authentic
Solution oriented
Specialties
ADHD
Anxiety
Life Transitions
+4
Hi, I'm Alane, a Licensed Marriage and Family Therapist serving individuals in Texas and North Carolina through virtual therapy. I work with people who look like they have it all together but feel overwhelmed behind the scenes. Many of my clients are capable, independent, and used to being the ones others rely on, but have reached a point where simply pushing through is no longer sustainable. I specialize in supporting individuals navigating anxiety, burnout, stress, life transitions, silent grief, relationship challenges, and the pressure of balancing personal and professional responsibilities. My approach is warm, collaborative, and practical, creating a space where you can feel understood while exploring the patterns, experiences, and expectations that shape how you move through life. Together, we’ll build self-awareness, strengthen boundaries, and develop tools that support meaningful, lasting change. I believe therapy is not about changing who you are, but about helping you reconnect with yourself, understand your strengths, and create a life that feels more aligned with your values. My goal is to help you feel more grounded, confident, and capable of navigating life’s challenges with greater clarity and self-trust.
Available

$110/session

Authentic
Warm
Solution oriented
Specialties
Anxiety
Insomnia/Sleep Issues
Life Transitions
+9
Hi there, I'm Jenni! Feeling stuck and frustrated? Struggling to deal with the loss of a loved one? Trying to find balance in your life while coping with chronic illness? Expecting an upcoming change? Not able to sleep or stay on top of things in your life? I am here to help! Therapy cannot be effective if we are not meeting your specific needs and goals. I want to meet you where you are and together identify a path forward. I want to understand you, your values, and your background while also giving you solution-focused interventions you can utilize to make changes. If talking it through without homework is the way you want to go, that is fine too! We are all capable of change and moving forward but sometimes it is the dialogues in our head, relationships, or other factors that are getting in our way. Therapy is a great place to work through those and be more connected with what you value in your life. Let's work together!
VirtualAvailable

$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Life Transitions
+7
Hi, I'm glad you’re here. I’m Liz Sullivan, and I specialize in helping stressed out, busy achievers find their joy in life, and gain control over stress, anxiety and overthinking. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but often feel stressed, frustrated and lonely. Everything is on their to-do list (except themselves), and they are realizing they want things to be different. It's possible to let go of your stressors, feel relaxed, enjoy your relationships, and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.
VirtualAvailable

$200/session

Authentic
Empowering
Humorous
Specialties
Addiction / Substance Use
Anxiety
Depression
+10
Hello! My name is Ellie and I am a Licensed Clinical Social Worker. Therapy is a process of self-discovery. My goal for each session is to create a warm, approachable, and safe environment in which clients feel heard, understood, and empowered exploring and addressing issues in therapy, while cultivating self-awareness and healthy coping skills. In my practice, I work to build a caring, authentic, and collaborative client-therapist relationship as I believe fostering and nurturing the therapeutic alliance is the catalyst and essential for achieving and experiencing positive, lasting change in your relationships and life. Some of my areas of expertise include, but are not limited to, depression and anxiety, adjustment disorders, personality disorders, women’s issues, relationship/marital issues, parent-child conflict, hoarding disorder, PTSD and trauma, self-harm and suicidal ideation, attachment issues, eating disorders, self-esteem and body image issues, and grief and loss. The therapy process allows clients to identify and reach their goals and aspirations, find more meaning and purpose and effectively cope with challenging emotions, stress, and adversity. I believe in the healing and change that therapy brings people and believe in the power of tapping into the creative and deeper part of self that promotes true growth.
Available

$125/session

Solution oriented
Authentic
Warm
Specialties
Addiction
Anxiety
Depression
+5
With over 20 years of experience working with individuals and families, I specialize in mental health and substance use disorders. My approach to counseling is client-centered, strength-based, and solution-focused, and I strongly believe in meeting people exactly where they are—without judgment and with genuine respect. I strive to create a comfortable, supportive space where clients feel safe being themselves and talking openly about what they’re going through. I see therapy as a collaborative process, where we work together to better understand challenges, build practical coping skills, and create meaningful, lasting change. My goal is to help clients feel empowered, supported, and hopeful as they move toward greater balance and emotional wellness.
VirtualAvailable

$100/session

Authentic
Empowering
Warm
Specialties
Anxiety
Coping Skills
Depression
+7
Hiya. My name is Sejal Patel, and I am currently licensed in North and South Carolina, as a LMFT. As a therapist, I show curiosity when my client(s), families, and couples ask me for guidance. Majority of my clients', share the assumption, because I am a therapist, I experience minimal challenges in life and relationships. I wish that was true. My professional education and knowledge has been helpful and useful. Truthfully, the lessons I learned by experiencing failures, challenges, and struggles of life are the true heroes to how I find my solutions. I welcome your curiosity to a collaborative process that combines my professional expertise, your life experience knowledge, and the power of creative solutions.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.