Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 582 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 2/10/2026

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New to Grow

$125/session

Authentic
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hello! I’m a therapist who helps people navigate the pressures, transitions, and emotional challenges that show up across different seasons of life. Whether you’re feeling weighed down by anxiety or depression, carrying the effects of past experiences, or simply feeling overwhelmed by daily stress, I offer a thoughtful, structured, and supportive approach to help you regain clarity and momentum. My clinical background includes training in fast-paced, high-expectation environments where providing effective, evidence-based care was essential. I completed my graduate training with a strong academic foundation and a rigorous clinical internship focused on delivering high-quality mental health treatment. In my work, I draw from approaches such as Cognitive Behavioral Therapy (CBT), EMDR, motivational interviewing, and mindfulness-based skills to help clients better understand their patterns, build practical coping tools, and move toward meaningful change. All of my experience as a clinician was gained while serving on active duty in the U.S. Army, including work as a Behavioral Health Officer in a high-stress operational setting. While this gave me a deep understanding of performance pressure, burnout, and work-life balance, my approach is not limited to military-specific concerns. The skills I developed translate naturally to working with civilians navigating demanding careers, relationship challenges, and the emotional toll of modern life. Above all, I strive to create a space that feels approachable, collaborative, and grounded—where you can feel comfortable being yourself while doing meaningful work.
VirtualAvailable
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Often rebooked

$160/session

Open-minded

Specialties

Addiction
Grief
Trauma and PTSD
+8
Hello, I’m Alaina, LCSW, LCASA, and I’m honored to have the opportunity to work with you. I hold a BA in Organizational Leadership and a Master’s in Social Work from Baylor University. I am trained in CBT, DBT, CPT, substance use, and grief treatment. I bring an evidence-based approach to care while providing a safe, supportive, and non-judgmental space for you to grow and heal.
VirtualAvailable
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$130/session

Solution oriented
Open-minded

Specialties

Addiction
Anxiety
Depression
+10
I am Cindy Arrington, I received my Master's of Science in Rehabilitation Counseling in 2012 from Winston-Salem State University. I and am a Certified Rehabilitation Counselor, Licensed Clinical Mental Health Counselor, and Licensed Clinical Addictions Counselor - Associate. I have 5 years of experience working as a Vocational Rehabilitation Counselor to assist with job development, placement and follow-up. I have 4 years of experience working as a mental health and substance use counselor. I enjoy meeting my patients who are experiencing anxiety, depression, stress, grief, trauma, and substance use to help them heal and grow to become the best versions of themselves.
VirtualAvailable
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New to Grow

$120/session

Specialties

Family Conflict
Life Transitions
Women's Issues
+10
I'm a laid-back, compassionate therapist who takes the time to really get to know you, your story, values, and what feels important right now. I create a space where you can talk openly without judgment, and we move at your pace. I pull from different therapeutic tools depending on what fits best for you, and together we determine what helps you feel supported and move toward the life you want. I help individuals (ages 11+) and couples navigate anxiety, depression, stress, self-esteem, and life or relationship challenges with compassionate, person-centered, and evidence-based support. Whether you're facing life changes or seeking emotional resilience, I provide a safe space and practical tools to foster growth, clarity, and lasting well-being. Taking the first step toward gaining support can feel daunting, but you’re not alone. Together, we can explore ways to build resilience and gain clarity, helping you move forward with confidence.
VirtualAvailable
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New to Grow

$120/session

Specialties

Anxiety
Depression
Post Partum
I am a dedicated mental health clinician with extensive experience using evidence-based approaches such as Cognitive Behavioral Therapy and Acceptance and Commitment Therapy. My practice centers on helping clients increase resilience, develop practical coping strategies, and live more aligned with their values. I bring a collaborative, client-centered style, integrating structured interventions with flexibility to meet each individual’s unique needs. I am passionate about empowering clients to navigate challenges, reduce distress, and create lasting change that supports both well-being and personal growth
VirtualAvailable
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$100/session

Authentic
Warm

Specialties

Anxiety
Depression
Women's Issues
+10
I'm a Licensed Professional Counselor in Texas with over 15 years of experience working with families, children, adolescents, and young adults—while focusing primarily on supporting women. I help clients navigate anxiety, career transitions, relationships, parenting, and I integrate Christian principles into sessions when desired. My approach is warm, respectful, and collaborative. I draw from cognitive-behavioral, client-centered, and solution-focused techniques to meet your unique needs. If you're ready to begin your journey toward healing and growth, I'm here to support and empower you. My approach is practical, supportive, and personalized. I draw from cognitive-behavioral, client-centered, and solution-focused methods to help you make meaningful progress. Together, we’ll create a plan that fits your unique story, goals, and values. When you’re ready to take that next step, I’m here to support and empower you every step of the way. Let’s work together to move toward the life you deserve. Ready to get started?
VirtualAvailable
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$80/session

Warm
Holistic

Specialties

Anxiety
Family Therapy
Life Transitions
+10
Hi, I'm Debbie Howard, a Licensed Clinical Mental Health Counselor (LCMHC). Reaching out for support takes courage, and I would be honored to walk alongside you! I have 15 years experience helping individuals, families and youth work through challenges such as life transitions, stress, anxiety, depression, relationship issues, and parenting. I also specialize in helping children and teens build resilience, confidence, and coping skills that support lasting change at home and school. My approach is warm, client-centered, and collaborative. I believe therapy should feel empowering, supportive, and tailored to your unique needs and goals. I integrate a variety of evidence-based practices including Cognitive Behavior Therapy(CBT), Alternative Family CBT, Dialectical Behavioral Therapy (DBT), Acceptance & Commitment Therapy (ACT) , mindfulness, trauma-informed care, and solution focused therapy. Together, we'll focus on building self-awareness, resilience, and lasting positive change in a safe, nonjudgmental space.
VirtualAvailable
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$120/session

Warm

Specialties

Anxiety
Career Counseling
Depression
+7
Welcome — I’m John Dyson, a Licensed Clinical Mental Health Counselor (LCMHC) and National Certified Counselor (NCC), based in the foothills of North Carolina. I want you to take a moment to acknowledge that you’ve already taken the first step toward bettering your mental health. Let’s be honest — starting therapy can feel empowering, confusing, or even scary — sometimes all at once. My goal is to create a safe, welcoming space where you can explore concerns related to anxiety, depression, and self-care. I focus on helping clients build assertive communication skills and healthy boundaries, both with themselves and with others, in ways that support a more balanced, fulfilling life. Therapy is an opportunity for personal growth in whatever way you're seeking — whether that means navigating specific challenges or building the life you deeply deserve. If that’s what you’re looking for, I’m here when you’re ready. Together, we’ll clarify the challenges you’re facing and identify where you want to be — a month, six months, or a year from now. Then, we’ll explore actionable strategies to help you move forward. You'll leave each session with a clearer understanding of your situation and a set of “next steps” you can begin right away. There will always be space for feedback and collaboration in our work — including holding each other accountable as we walk this path together.
VirtualAvailable
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$175/session

Authentic
Warm
Humorous

Specialties

Anxiety
Coping Skills
Depression
Hello, Are you feeling overwhelmed, stressed, or like life is taking over? It's completely natural to experience these emotions from time to time, but you don't have to navigate these challenges alone. My name is Latonya Badger, and I'm an experienced and compassionate mental health provider here to support you on your journey towards well-being and happiness. I have 4+ years of experience in the mental health field, I am a licensed therapist dedicated to helping individuals like you find balance, resilience, and inner strength. My approach is client-centered, meaning I tailor each session to your unique needs and circumstances. Together, we'll work collaboratively to address your concerns and develop personalized strategies to cope with life's stressors.
VirtualAvailable
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$120/session

Solution oriented
Open-minded

Specialties

Anxiety
Couples Counseling
Depression
+6
Welcome! My name is Kalyn and I am a Licensed Marriage and Family Therapist (LMFT) in North Carolina and South Carolina, with a Master of Science in Human Development from Virginia Tech. I have 6 years of experience working with individuals of various ages and diverse backgrounds on a range of issues, including relational problems, couples counseling, communication challenges, depression, anxiety, emotional regulation, and mood disorders. My approach is collaborative, person-centered, and strengths-based, always striving to understand and cater to the unique needs of each individual I work with. I use elements of Cognitive Behavioral Therapy (CBT), family/systems therapy, and supportive therapy to create a welcoming and open environment. It is a space where you can freely explore your emotions, build up your strength, and work towards making the positive changes you aspire to achieve—all without any judgment.
VirtualAvailable
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$125/session

Warm
Authentic

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+5
Hi, I am a Marriage and Family Therapist practicing in North Carolina. I received my degree from Saybrook University in California and have been practicing for the past 15 years. I have specialized training in Somatic Experiencing and Attachment Therapy. I work with adults to resolve symptoms of stress, shock, and trauma that accumulate in our bodies and nervous systems transforming patterns that get stuck and impact our daily life. I support clients in bringing their nervous systems back into balance getting out of fight, flight and freeze to strengthen one's sense of safety, resourcefulness and resilience in the world. Some of the techniques I use are helping clients slow down and attune to what is happening in their bodies. I also work with clients on "resourcing" or finding tools to help them self soothe when they are feeling emotionally overloaded. I specialize in individual therapy and am not currently seeing couples.
VirtualAvailable
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New to Grow

$95/session

Specialties

Anxiety
Self Esteem
Trauma and PTSD
Hi, I’m Myca, a licensed clinical social worker dedicated to helping individuals navigate life’s challenges and uncover their inner resilience. With years of experience in the mental health field, I specialize in creating a safe, compassionate, and nonjudgmental space where you can explore your thoughts, emotions, and experiences. My approach is collaborative and tailored to your unique needs, blending evidence-based techniques with genuine empathy to support your growth and healing. Whether you’re seeking clarity, coping strategies, or a deeper understanding of yourself, I’m here to guide you on your journey toward a more fulfilling and balanced life.
VirtualAvailable
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$120/session

Warm
Humorous

Specialties

Coping Skills
Depression
Spirituality
+7
Welcome and congratulations on taking the first step in your healing journey! First, my name is Cherie and I am originally from New York. My journey to becoming a therapist began while serving in the Army and having the opportunity to help Soldiers and their family members with personal issues/concerns. My experience led me to pursue formal schooling and training to be more of a service through therapy and providing much-needed resources to the people in need. This path has been rewarding for me, and being able to experience lives being transformed and people empowered continues to be an honor.
VirtualAvailable
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$125/session

Open-minded
Solution oriented

Specialties

Anxiety
Depression
LGBTQ
+1
Keith Casey's approach to therapy is to be empathetic and encouraging. The most gratifying part of his job is when he sees someone embrace the idea that change is possible. He is trained in exposure-response and prevention therapy for OCD. He also likes to incorporate elements of CBT, DBT, and mindfulness into his work. He specializes in anxiety, OCD, depression, and LGBTQ+ issues.
VirtualAvailable
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$150/session

Authentic
Warm

Specialties

Anxiety
Depression
Grief
+4
Hello, my name is Kendria Wright MSW, LCSW. I received my MSW from University of New England and I have been a social worker for 10+ years and have been a therapist for 2 years. My experience in navigating complex social issues and providing compassionate care has equipped me with invaluable insights into enhancing the well-being of my clients. I am committed to empowering individuals to achieve their fullest potential and find resilience through life’s challenges.
VirtualAvailable
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$160/session

Warm
Authentic

Specialties

Anxiety
Post Partum
Trauma and PTSD
Welcome! I am a Licensed Clinical Social Worker (LCSW) base in North Carolina. I earned my Master's Degree from East Carolina University and have accumulated 15 years of experience in the social work field, with 9 years of practice. I specialize in providing support to young adults and women going through various life transitions, particularly motherhood. I thoroughly enjoy assisting individuals during the perinatal to postpartum stages. I also specialize in guiding clients through their healing journey from past traumas, grief and loss, and burnout.
VirtualAvailable
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$60/session

Authentic
Solution oriented
Intelligent

Specialties

Anxiety
Depression
Trauma and PTSD
+3
I received my Ph.D. in the Counselor Education and Supervision program at the University of Iowa in 2009. I also received a Master of Divinity degree with courses in pastoral care and counseling from Asbury Theological Seminary in 1995. I have approximately 25 years of counseling-related work experience in a variety of settings (college, schools, and community mental health settings). In addition, I have taught counseling courses in graduate mental health programs. I have worked with a variety of populations including children, adolescents, college students, and adults at various life stages, as well as couples, families, and groups. I am also trained to conduct a variety of assessments for learning disabilities, ADHD, personality disorders, mood disorders, and vocational/career interests.
VirtualAvailable
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$175/session

Authentic
Challenging

Specialties

ADHD
Anxiety
Autism
+10
I am a Deaf licensed professional counselor with over 15 years of clinical experience, licensed in North Carolina, Alabama, Oregon, and Maryland. I exclusively serve Deaf and Hard of Hearing clients who use ASL, providing culturally affirming care grounded in deep understanding and lived experience. I specialize in neurodivergence, trauma, depression, and family or relational conflicts, and I draw from evidence‑based approaches such as CBT, DBT, EFT, Adlerian Therapy, Child‑Parent Psychotherapy, and CFT. My work is rooted in compassion, clarity, and empowerment, creating a therapeutic space where clients feel truly seen, supported, and equipped to grow.
VirtualAvailable
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$103/session

Authentic
Empowering

Specialties

Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
VirtualAvailable
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$100/session

Authentic
Open-minded
Direct

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hello, I am a Licensed Clinical Social Worker in the state of North Carolina. I have experience working with adults, adults with SPMI, adolescents, and families seeking support to overcome trauma, anxiety, depression, life transitions, grief, parenting issues, anger, self-esteem, codependency, and other challenges that arise in life. I completed a Bachelor's and Master of Social Work at the University of North Carolina at Pembroke with a minor in substance abuse. I utilize a collaborative and holistic approach to helping individuals overcome their challenges because they’re experts in their lives.
VirtualAvailable
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Often rebooked

$150/session

Warm
Empowering

Specialties

ADHD
LGBTQ
Anxiety
+7
Hi! I'm a Licensed Clinical Social Worker (LCSW) in North Carolina. I graduated in 2020 with my Master's of Social Work from Western Carolina University, and I've been working with youth and families for over 15 years, 8 of those being in the mental health field. I help neurodivergent, queer, and gender-expansive young adults find ways to live authentically as themselves in a world that can be unkind and harsh. I also support people who have had negative experiences with therapy in the past and want to try again with a more person-centered and affirming approach.
VirtualAvailable
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Often rebooked

$110/session

Open-minded
Solution oriented

Specialties

Anxiety
Child or Adolescent
Sexual Abuse
With 9 years' experience, I help children, teens, adults & families heal from trauma using TF-CBT, AF-CBT & CPT. I offer a safe, supportive space to process pain, build resilience & create lasting change. Whether you're a parent or adult facing the past, we'll work together to move forward with strength & hope. If you’ve experienced trauma like sexual or physical abuse, you’re not alone. Healing is possible, and you don’t have to do it alone. I offer a safe, supportive space to help you process pain and rebuild. When you're ready, I’m here to walk with you on your path to healing.
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$120/session

Warm
Open-minded

Specialties

Coping Skills
Grief
Life Transitions
Hello my name is Jasmine Reese. I am a Licensed Clinical Mental Health Counselor and Certified Grief Counselor with over five years of experience supporting individuals through some of life’s most challenging moments. My background includes extensive work in crisis stabilization, domestic violence, sexual assault, and conducting comprehensive clinical assessments. I bring both expertise and compassion to my practice, creating a safe and supportive space where clients can process their experiences, build resilience, and move toward healing.
VirtualAvailable
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$80/session

Authentic
Humorous
Intelligent

Specialties

Anxiety
Mood Disorders
Self Esteem
I am a licensed clinical social worker in private practice since 1996. I have experience working in a multitude of worked in both inpatient and outpatient facilities. I have training in short term solution, focused therapy, addressing interpersonal, developmental an existential concerns. I am also well-versed in cognitive behavioral therapy. I seek to offer practical goals and objectives to my clients to address the changes they are seeking.
VirtualAvailable
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$60/session

Challenging

Specialties

Addiction
Anxiety
Depression
+6
Hi, I’m Charlie Counselman, a therapist dedicated to helping individuals navigate life’s challenges with compassion and practical support. I specialize in working with clients dealing with anxiety, addiction, and depression, using evidence-based approaches like CBT, Motivational Interviewing, and 12-step facilitation. I also have extensive experience treating men's issues, agoraphobia, and trauma. My goal is to provide a safe, supportive space where you can build resilience, find clarity, and move toward lasting growth.
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Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.