Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 562 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 4/14/2026

$100/session

Warm
Authentic
Intelligent

Specialties

Depression
Mood Disorders
Self Esteem
+9
I’m really glad you found your way here. I support individuals who feel overwhelmed, stuck, or emotionally drained and are seeking a space to slow down and be themselves without judgment. My goal is to help you feel lighter, gain clarity, and take meaningful steps toward a more balanced, fulfilling, and authentic life at your own pace. with confidence and self-trust.
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Empowering
Intelligent
Open-minded
Solution oriented
Direct
Solution oriented

Specialties

Anxiety
Depression
Life Transitions
+7
Hi, I'm glad you’re here. I’m Liz Sullivan, and I specialize in helping stressed out, busy achievers find their joy in life, and gain control over stress, anxiety and overthinking. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but often feel stressed, frustrated and lonely. Everything is on their to-do list (except themselves), and they are realizing they want things to be different. It's possible to let go of your stressors, feel relaxed, enjoy your relationships, and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.
VirtualAvailable

$140/session

Warm
Empowering
Open-minded
Solution oriented
Authentic
Intelligent

Specialties

Anxiety
Depression
Women's Issues
+10
Hi ! I’m Brittany , a licensed therapist passionate about supporting women and girls ages 16 and older as they navigate life’s challenges. I specialize in helping clients explore issues related to identity, self-esteem, relationships, and past trauma. I believe therapy is a journey of self-discovery and growth. Together, we explore patterns and experiences that may have shaped you, not to dwell in the past, but to gain clarity and build skills for healthier, more fulfilling relationships with yourself and others. My goal is to empower clients to release what no longer serves them, reconnect with their authentic selves, and move toward greater confidence, balance, and emotional well-being. Whether you’re seeking support for navigating a life transition, strengthening self-esteem, or healing from past trauma, my practice offers a gentle and structured approach tailored to your unique needs. I am committed to walking alongside you in a space that fosters understanding, personal growth, and meaningful change.
VirtualAvailable

New to Grow

$200/session

Specialties

Life Transitions
Self Esteem
Women's Issues
+5
Therapy is the most effective when you feel genuinely connected to the person walking along side you. I take pride in meeting clients where they are, no matter the chapter of life they’re in. I strive to offer both stability and flexibility, recognizing that the world can feel overwhelming at times, but together, we can make it feel more manageable.
VirtualAvailable

$150/session

Authentic
Intelligent

Specialties

Anxiety
Depression
Family Conflict
+5
I am a Licensed Professional Counselor (LPC) in the states of North and South Carolina. I graduated from Liberty University in 2013. My approach to counseling is very eclectic and person-centered. I have experience in the utilization of Cognitive Behavior Therapy (CBT), Family Therapy (FT), Emotional Freedom Techniques (EFT), and I also assist clients with implementing forms of meditation into their daily lifestyle. I aim to empower each person I am allowed to serve, and to assist them with understanding that each person can heal, cope, and/or adapt despite life's challenges. The power to create change is within each one of us, and my job is to assist you with that process.
VirtualAvailable

New to Grow

$140/session

Specialties

Anxiety
Couples Counseling
Family Conflict
I'm Redonno Carmon, a Licensed Marriage and Family Therapist who specializes in working with couples. I help partners who want to feel connected again but find themselves buried under arguments, silence, or mistrust. I guide couples through the sometimes difficult, but often rewarding, process of understanding the patterns behind their disconnection so they can rebuild trust, improve communication, and reconnect. I also work with individuals navigating relationship challenges or looking to better understand themselves and their relationship patterns.
VirtualAvailable

$100/session

Solution oriented
Empowering
Intelligent
Authentic
Warm

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+15
I believe in not just giving ok treatment, but the best available. That’s why I love matching your needs with the best type of therapy that’s also backed up with research to definitely be able to help you. With that, you’re still the expert on you and your life, so you bring your experiences and I’ll bring my knowledge, and together we can figure out how to help you figure out how to get exactly what you’re wanting in life. I specialize in working with anxieties, depression, trauma, as well as with teens and parents. I’ve worked with kids most of my life in one form or another doing therapy, mentoring, and teaching English abroad. Whatever is bothering you I’m here to help. LGBTQ friendly. Whatever it is, let me help you, and if there’s something I don’t have the proper expertise in then I also have no problem admitting that and directing you to someone who can help so that you don’t have to waste your time.
VirtualAvailable

$103/session

Authentic
Warm
Solution oriented
Empowering
Humorous
Open-minded
Intelligent
Direct
Challenging
Holistic

Specialties

Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
VirtualAvailable

$100/session

Warm
Authentic
Direct
Intelligent

Specialties

ADHD
Anxiety
Family Conflict
+4
My name is Maggie Carswell, Licensed Clinical Social Worker. I have been in the therapeutic field since 2018. With a passion for promoting realistic goals and achievements, I am looking forward to working with clients to assist them in progressing towards positive change in their life while creating a transparent space that is free from judgement. We will work together to create trust, empowerment, build self confidence, and learn practical tools that can be used to assist in navigating the complexities of life.
VirtualAvailable

$165/session

Authentic
Solution oriented
Direct
Intelligent
Open-minded
Empowering
Humorous
Warm
Holistic
Open-Minded
Challenging
Solution oriented

Specialties

Anxiety
Couples Counseling
Grief
+7
Hello-My name is Richard (Rick) Lally. I graduated with a master's degree in clinical psychology from Connecticut College and have been working in behavioral health for 25 years. I also have been a Licensed Clinical Mental Health Counselor in North Carolina for the past 20 years. I have been able to help individuals from diverse backgrounds with a wide array of issues; depression, grief/loss, stress, anger, relationship distress to name a few. Regardless of whether your need for seeking counseling is one of these matters or something else, please reach out to me and give me the chance to see if I can offer some relief. I welcome the opportunity to meet you.
VirtualAvailable

$80/session

Authentic
Direct
Solution oriented
Empowering
Intelligent
Open-minded
Warm
Humorous
Open-Minded
Solution oriented

Specialties

ADHD
Anxiety
Mood Disorders
+10
I work with adults who feel overwhelmed by anxiety, ADHD, or depression and want practical tools to regain stability and direction in their lives. Many people come to therapy feeling stuck in patterns that are difficult to break—racing thoughts, difficulty focusing, emotional overwhelm, or relationship stress. Therapy provides a space to slow down, understand what is happening beneath the surface, and begin developing healthier ways of responding. I am a North Carolina–based therapist with experience helping individuals navigate depression, anxiety, ADHD, and emotional regulation difficulties. I also work with individuals with ADHD who struggle with focus, organization, motivation, and emotional regulation. Many people with ADHD are intelligent and capable but feel frustrated by procrastination, burnout, or difficulty managing daily demands. Together we work on strategies that support how your brain naturally functions rather than fighting against it. My approach is collaborative and grounded in building a strong therapeutic relationship. I integrate cognitive-behavioral, interpersonal, and humanistic approaches while focusing on practical skills, insight, and long-term growth. Therapy is not about fixing you. It is about helping you understand yourself more clearly and developing tools that allow you to move through life with greater confidence, balance, and resilience.
VirtualAvailable

New to Grow

$100/session

Specialties

Military/Veterans
Life Transitions
My name is Chris; I am a 42-year-old Veteran and Licensed Clinical Social Worker/ Licensed Clinical Addictions Specialist. I have been working mainly with populations with trauma, Severe-Persistent Mental Illness, Veterans, LGBTQ+, and those in Recovery (Struggling with Addiction). After having my son, I felt a calling to try and support others with this new transition in their lives. Using my mistakes, successes, and educational background to help guide them.
VirtualAvailable

$150/session

Authentic
Direct
Open-minded
Warm
Humorous
Empowering
Intelligent
Challenging
Holistic
Solution oriented

Specialties

Addiction
Anxiety
Depression
+10
"Osiyo" (Hello in Cherokee)! My name is Tishina Carroll. I have been involved in the behavioral health field for over 15 years. A common question I get asked is “Why did you choose to become a therapist”? The answer is easy: I profoundly enjoy helping others to find ways to manage life’s challenges, while also supporting them in developing into the best versions of themselves. I too have struggled with mental health challenges, and I understand the stigma that comes with admitting that you need help. I want my clients to understand that they are not alone in their struggles. I am a licensed clinical social worker, a licensed clinical addictions specialist and a certified clinical supervisor. My areas of expertise include Anxiety Disorders, Bipolar Disorders, Depression, PTSD/ Trauma, Women’s Health, Grief/ Loss and Addiction. I am skilled in Dialectal Behavioral Therapy, Emotional Freedom Technique, Cognitive Behavioral Therapy and Motivational Interviewing. I am an enrolled member of the Eastern Band of Cherokee Indians and am familiar with traditional Native American Practices as well. I understand that meeting a therapist for the first time can be intimidating, scary and maybe even embarrassing. I completely understand! The first few sessions, I like to build rapport. I want to get to know you as a person while also giving you the same space to get to know me as a therapist. Building rapport can help develop that crucial sense of trust.
VirtualAvailable

$125/session

Warm
Authentic
Open-minded
Empowering
Holistic
Intelligent

Specialties

Anxiety
Trauma and PTSD
Women's Issues
I am a compassionate mental health professional with over 13 years of experience who is committed to helping individuals, couples and families navigate life’s challenges with clarity, resilience, and purpose. I bring a strong background in counseling and psychology, with experience supporting clients across a range of concerns including depression, anxiety, stress, life transitions, relationship issues, trauma and emotional regulation.
VirtualAvailable

Often rebooked

$150/session

Authentic
Warm
Solution oriented
Empowering
Humorous
Open-minded
Intelligent
Challenging
Direct
Solution oriented

Specialties

Anxiety
Depression
Mood Disorders
+8
Greetings! I am a Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina. I completed my Master's program in 2011 at North Carolina Central University. I started my counseling journey in May 2011, working in community based mental health. I have since worked in both private and community settings. My experience has ranged from childhood and adolescent to older adulthood. I help my clients to deal with symptoms of anxiety and depression.
VirtualAvailable

$130/session

Authentic
Solution oriented
Warm
Direct
Empowering
Open-minded
Intelligent
Humorous
Challenging
Solution oriented
Open-Minded

Specialties

Depression
ADHD
Anger Management
+5
Hi! I'm a Licensed Clinical Mental Health Counsellor (LCMHC) currently serving both North and South Carolina. I have utilized my Masters of Counseling in practice for 8 years. I've spent over 12 years as a Protective Services Social Worker and in that time I had the privilege to serve many people in many walks of life. That experience has given me a unique talent for connecting with people. I enjoy assisting older and young adults struggling with life, relationship and career stress, and others just finding it difficult to become the best versions of themselves.
VirtualAvailable

$100/session

Empowering
Authentic
Warm
Open-minded
Humorous
Open-Minded
Direct
Holistic
Intelligent
Solution oriented
Solution oriented
Challenging

Specialties

Depression
LGBTQ
Spirituality
+3
Candace “NIX” Fritts is a licensed Zumba instructor, yoga instructor and Licensed Clinical social worker. She has been teaching Zumba over 5 years and has utilized her passion for healing and helping others as a therapist over the past decade. “NIX” specializes in and has a passion for cultural diversity, gender identity/LGBTQIA+ issues, equality, relationship/marital issues, depression, anxiety, and Trauma. She defines "empathy" as her number one skill and superpower. In addition “NIX” is a huge advocate and member of the LGBTQIA+ community. She is also a member NAACP and the Black political caucus of Cabarrus County. NIX also encourages health and wellness with a belief that healing can be achieved in various ways. Fun Fact: NIX was once a contestant on “Lets make a Deal”
VirtualAvailable

$90/session

Direct
Empowering
Intelligent
Warm

Specialties

Anxiety
Child or Adolescent
Depression
+9
If you are looking for a therapist that says more than “and how does that make you feel”- Keep reading. My approach is laid back, I work hard to help my clients gain my trust, and I believe in actively listening to my clients. However, our sessions are interactive and collaborative because we work together to achieve goals. This process isn’t about “telling all of your business to a stranger”, its about healing
VirtualAvailable

$110/session

Authentic
Open-minded
Solution oriented
Warm
Direct
Intelligent

Specialties

ADHD
Anxiety
Coping Skills
+9
I am a fully licensed clinical social worker with nearly 10 years of experience in the field. I am currently licensed in two states. My experience varies from therapeutic mentor, supervisor for other LCSW, and one on one with persons served as a therapist/clinician. My approach is strength-based and person-centered. I work with ages from 6 and up with a focus on adolescents, teens, and adults.
VirtualAvailable

$70/session

Humorous
Authentic
Solution oriented

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+10
My counseling approach is characterized by a combination of honesty, empathy, and compassion, complemented by a subtle touch of humor. I employ an eclectic counseling approach that encompasses various therapeutic modalities, including Cognitive-Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Play Therapy/Child Centered Play Therapy, Art Therapy, and Solution-Focused therapy. I believe there’s no one-size-fits-all approach to therapy, so I focus on what works best for each person. I’m committed to adjusting my style to fit each client’s unique needs and challenges. In my free time, I live for spending quality moments with my two pups and close friends. Additionally, I relish day trips and attending performances featuring Drag Queens. I look forward to the opportunity to provide you with the support you need on your therapeutic journey.
VirtualAvailable

$150/session

Warm
Authentic
Empowering
Solution oriented
Open-minded
Humorous
Intelligent
Holistic
Direct

Specialties

Family Conflict
Grief
Women's Issues
+10
AVAILABLE EVENINGS & WEEKENDS Now accepting clients with late evening and weekend availability. As we step into a new year, many people find themselves reflecting on what they want to release, restore, and rebuild in their lives. If you are feeling ready for meaningful change—but unsure where to begin—you don’t have to do it alone. I am a Licensed Professional Counselor in North Carolina with 21 years of experience supporting individuals and families through life’s challenges. I specialize in helping clients manage stress and anxiety, navigate relationship challenges, work through family conflict, and strengthen motivation, self-esteem, and confidence. My therapeutic approach is compassionate, collaborative, and grounded in creating a safe, non-judgmental space where you can openly explore your thoughts, emotions, and lived experiences. Together, we work to identify patterns, develop healthier coping strategies, and build the clarity and confidence needed to move forward with intention. The beginning of a new year often brings a desire for alignment, healing, and growth. Choosing to invest in yourself—your emotional well-being, your relationships, and your future—takes courage. Whether you are feeling overwhelmed, stuck, or simply ready to prioritize yourself in a new way, therapy can be a powerful place to start. I am committed to walking alongside you as you work toward a more balanced, fulfilling, and authentic life—at a pace that honors your needs and your schedule. Late evening and weekend appointments available to support busy professionals, parents, and individuals seeking flexible care.
VirtualAvailable

$150/session

Authentic
Empowering
Direct
Humorous
Solution oriented
Open-minded

Specialties

Anxiety
Depression
Mood Disorders
+4
Welcome! I am Quarda- Licensed Clinical Social Worker, professional listener, and occasional over-user of sticky notes. I help people untangle the messy parts of life, whether it's anxiety, relationship hiccups, burnout, or just that nagging feeling that something's "off". My style is supportive, down- to-earth, and sprinkled with humor-- because sometimes laughter really is the best medicine (right after actual therapy of course). I use evidence -based techniques and empathy to assist you in making sense of your story and editing it as you may, build resilience, and move forward with purpose. Therapy doesn't have to be stiff or scary-- and if you're ready to do the work (and maybe laugh a little along the way), I'm here for it.
VirtualAvailable

$160/session

Authentic
Open-minded
Solution oriented
Warm
Empowering

Specialties

Anxiety
Depression
Grief
+4
Hello, my name is Kendria Wright MSW, LCSW. I received my MSW from University of New England and I have been a social worker for 10+ years and have been a therapist for 2 years. My experience in navigating complex social issues and providing compassionate care has equipped me with invaluable insights into enhancing the well-being of my clients. I am committed to empowering individuals to achieve their fullest potential and find resilience through life’s challenges.
VirtualAvailable

$150/session

Empowering
Authentic
Open-minded
Warm
Direct
Solution oriented
Challenging
Humorous
Intelligent
Solution oriented

Specialties

Addiction
Anxiety
Depression
+10
I'm Angela Harrington with 10 years please experience in mental health, co-occurring disorders, and substance abuse disorders. My goal in therapy is to elicit change talk, provide positive insight, and motivation to free yourself. When working with clients my structured approach is from cognitive behavioral therapy (CBT) where the individual learns to explore the link between thoughts, feelings, and behaviors.
VirtualAvailable

$125/session

Empowering
Warm
Authentic
Open-minded
Holistic
Solution oriented

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+5
Hi, I am a Marriage and Family Therapist practicing in North Carolina. I received my degree from Saybrook University in California and have been practicing for the past 15 years. I have specialized training in Somatic Experiencing and Attachment Therapy. I work with adults to resolve symptoms of stress, shock, and trauma that accumulate in our bodies and nervous systems transforming patterns that get stuck and impact our daily life. I support clients in bringing their nervous systems back into balance getting out of fight, flight and freeze to strengthen one's sense of safety, resourcefulness and resilience in the world. Some of the techniques I use are helping clients slow down and attune to what is happening in their bodies. I also work with clients on "resourcing" or finding tools to help them self soothe when they are feeling emotionally overloaded. I specialize in individual therapy and am not currently seeing couples.
VirtualAvailable
Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.