Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 562 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 8/19/2026

New to Grow

$100/session

Specialties
Anxiety
Life Transitions
Women's Issues
+7
I am a native of North Carolina and started my professional journey by obtaining her BSW (Bachelor of Social Work) and BA in Psychology from UNC-Charlotte and a MSW in 2009 at The University of Georgia. I have worked in a variety or social work, mental health and public education settings and opened my own private practice in 2023. As a therapist, I see my role as guide and partner- not the ultimate authority. Clients can expect honest conversation without judgement, thoughtful questions, laughter, and gentle challenges that encourage growth. The truth is we are all learning and growing, evolving into the best versions of ourselves as we navigate life. I'll meet you on the journey with compassion, curiosity, and accountability.
Available
View profile
Book session

New to Grow

$190/session

Specialties
Anxiety
First Responders/Healthcare Workers
Health/Medical Issues
+10
I’m Jennifer Turner Taylor, a Licensed Clinical Mental Health Counselor and owner of The Rehab Concierge. I work with adults navigating anxiety, chronic illness, work-related stress, and major life transitions that may leave them feeling overwhelmed, uncertain, or disconnected from the life they want. My approach is warm, collaborative and practical, creating a supportive space where clients can better understand what they are experiencing, develop strategies that fit their everyday lives and rebuild confidence in themselves. At The Rehab Concierge, the goal is to help you feel calmer, more capable and prepared to move forward with greater clarity and intention.
Available
View profile
Book session

New to Grow

$150/session

Specialties
Anxiety
Life Transitions
Women's Issues
Hello, and welcome! I'm a Licensed Clinical Mental Health Counselor (LCMHC) with six years of experience working with adults as they navigate life's challenges and transitions. I understand that reaching out for support can feel overwhelming, and my goal is to provide a safe, compassionate, and judgment-free space where you feel heard, valued, and empowered. I enjoy working with individuals who are experiencing life changes, whether it's starting a new career, navigating relationship changes, becoming a parent, or simply feeling stuck or uncertain about what's next. My approach is collaborative, person-centered, and tailored to your unique needs. I incorporate evidence-based approaches like Cognitive Behavioral Therapy (CBT) and Solution-Focused Brief Therapy (SFBT) to help you build practical coping skills, gain insight, and move toward your goals. For clients who request it, I also offer faith-based counseling by thoughtfully integrating spirituality into the therapeutic process. I believe therapy is a partnership, and I look forward to supporting you as you work toward healing, growth, and a more fulfilling life.
Available
View profile
Book session

$65/session

Authentic
Solution oriented
Warm
Specialties
ADHD
Depression
Trauma and PTSD
I am a woman in her second half of life. I have raised three children,I have six grandchildren and four great-grandchildren. I have dogs and cats as pets and live in the country. I grew up in a military town and am an Army brat. I was also a Military Family Life Counselor in public schools working with children of military parents. I have a child currently serving in the US Navy. I also have a small garden. I have many different hobbies that I enjoy. I am 30 plus years sober and value my sobriety on a daily basis. I have exercised many of my own demons which helps me recognize the struggle in others. I make an effort to not be judgemental of anyone's choices. I listen, I provide a safe space.
Available
View profile
Book session

$100/session

Authentic
Warm
Empowering
Specialties
Anxiety
Mood Disorders
Peer Relationships
+7
Hi there, I'm Schenika Silver, a Licensed Clinical Mental Health Counselor (LCMHC). I received my counseling degree from Liberty University and been in practice for seven years. I love working with people and assisting them in finding their purpose, healing from past hurts and wounds, and becoming their whole selves for themselves, their families, and their greater community. My clients often share that I am direct in a compassionate way, I provide insight and wisdom, and they feel heard in my presence. Counseling is not just a job for me, it's a part of my purpose.
VirtualAvailable
View profile
Book session

$120/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Mood Disorders
Trauma and PTSD
+10
I’m a warm, down-to-earth therapist who believes that feeling safe, understood, and genuinely supported is the foundation for meaningful change. With over 15 years of experience across schools, hospitals, crisis settings, and community-based care, I’ve had the privilege of working with people at many different stages of life—from teens navigating overwhelming emotions to adults facing complex life challenges. My background as both a counselor and school social worker has given me a deep understanding of how early experiences, family dynamics, and life transitions shape who we are. I’ve supported students and families through anxiety, emotional struggles, and difficult situations, and I carry that same patience, empathy, and advocacy into my work with all clients. I’ve also worked in high-intensity environments—including crisis settings, alongside law enforcement, in hospitals, and with veterans, survivors of trauma and domestic violence, and individuals in eating disorder treatment. Because of this, I’m comfortable supporting clients who feel overwhelmed, stuck, or unsure where to start. You don’t have to have everything figured out to begin. In our work together, I focus on creating a space where you can be yourself without fear of judgment. I balance practical tools and coping strategies with deeper exploration, helping you not only manage what you’re going through, but also understand it. My approach is collaborative, supportive, and tailored to you—whether you’re looking for structure, insight, or simply a place to feel heard. Reaching out for therapy can be hard, but you don’t have to do it alone. My goal is to help you feel more grounded, more confident, and more in control of your life.
VirtualAvailable
View profile
Book session

New to Grow

$130/session

Specialties
Anxiety
Life Transitions
Spirituality
+8
I'm Kiara Grier, a therapist dedicated to supporting individuals through life's most challenging moments. With six years of clinical experience, I work with clients navigating stress, anxiety, relationship difficulties, parenting concerns, and self-esteem struggles. I'm passionate about helping people build stronger communication skills, discover their life purpose, and work through feelings of guilt, shame, and the desire for forgiveness. My approach is grounded in understanding the complexities of human connection—whether that's attachment patterns, codependency, or blended family dynamics. I also specialize in supporting young adults facing questions about their purpose in life and individuals navigating major life transitions. I am especially passionate in helping individuals desiring to integrate their Christian faith with their healing journey and finding their life's purpose and calling. I believe in meeting you where you are with warmth, respect, and genuine care. My goal is to create a therapeutic space where you feel heard and supported as you work toward meaningful growth and healing. I'm honored to walk alongside you on your journey.
Available
View profile
Book session

$120/session

Authentic
Warm
Solution oriented
Specialties
ADHD
Anxiety
Depression
+8
I am a compassionate, collaborative therapist who supports individuals and couples in achieving their therapy goals using evidence-based approaches such as Cognitive Behavioral Therapy (CBT) and Emotion-Focused Therapy, along with integrative techniques tailored to each client’s needs. I focus on helping clients develop healthier coping skills, improve communication, strengthen emotional awareness, establish balanced routines, and cultivate more fulfilling relationships. My work also emphasizes fostering self-compassion, assertiveness, confidence, and positive perspectives on life circumstances. My approach is direct yet supportive, solution-focused, and grounded in practical tools and guidance, empowering clients to feel confident and supported throughout their therapeutic journey. I bring my genuine self, professional knowledge, and years of experience to create a trusting, collaborative relationship where both client and therapist can feel confident in working together.
VirtualAvailable
View profile
Book session

Often rebooked

$100/session

Authentic
Solution oriented
Intelligent
Specialties
Anxiety
Life Transitions
Self Esteem
+9
I am a Licensed Psychologist based in the state of North Carolina. I have an MA from the University of Minnesota and a PhD from the University of Wyoming, and have more than 35 years of clinical experience in various settings. I specialize in offering Online Counseling Services for Adults. My main field of expertise is issues relating to stress, anxiety, and depression which arise from life’s various challenges, and which keep us from living up to our full potential at work, in our relationships, and in our lives in general. I work with individuals, as well as with couples.
VirtualAvailable
View profile
Book session

$125/session

Solution oriented
Authentic
Warm
Specialties
Anxiety
Couples Counseling
Self Esteem
+10
I am a Licensed Marriage and Family Therapist and completed my Master’s degree in Marriage and Family Therapy at Mercer University in Atlanta. Additionally, I received my Bachelor’s degree in Psychology from the University of North Carolina at Chapel Hill. With my extensive training and experience, I am committed to assisting couples, families, and individuals who may be grappling with a range of challenges and obstacles. In my practice, I aim to create a safe and nonjudgmental space where clients can freely express themselves and explore their emotions.
VirtualAvailable
View profile
Book session

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+10
As a Licensed Clinical Mental Health Counselor in both North Carolina and Arizona, and holding a Doctorate in Traumatology, I am dedicated to supporting individuals as they navigate the challenges of trauma, anxiety, depression, life transitions, and more. My work is guided by the belief that healing is possible and that no one should have to walk this path alone. I provide a safe, supportive space where clients can explore their experiences, rediscover their strengths, and create meaningful change. I utilize a variety of evidence-based approaches, including Eye Movement Desensitization and Reprocessing (EMDR), Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), and Dialectical Behavior Therapy (DBT) and other evidence-based treatments. By tailoring therapy to meet each client’s unique needs, I help individuals gain clarity, develop coping skills, and move toward a life that feels empowered and authentic. Clients often describe me as warm, approachable, and grounded. I bring patience, empathy, and curiosity into my sessions, while also providing gentle challenges that encourage growth and deeper self-awareness. I value authenticity and strive to create a collaborative therapeutic relationship built on trust, respect, and compassion. Beyond my clinical expertise, I am passionate about walking alongside clients in ways that honor their stories and identities. I deeply admire the resilience of those I work with and consider it a privilege to witness their courage and progress. Whether you are feeling overwhelmed, stuck, or simply ready for change, I invite you to reach out. Together, we can work toward healing, resilience, and connection. My goal is to not only help reduce distress but also to empower you to create a fulfilling life aligned with your values.
VirtualAvailable
View profile
Book session

$150/session

Authentic
Empowering
Warm
Specialties
Anxiety
Life Transitions
Self Esteem
+7
Hi, I’m Raven Patten, LCSW. I work with adults navigating anxiety, stress, burnout, life transitions, relationship challenges, and self-esteem concerns. My approach is warm, collaborative, and practical. I believe therapy should be a space where you feel heard, supported, and challenged to grow. Together, we’ll explore patterns that may be keeping you stuck while developing realistic strategies that help you move toward the life you want to create.
Available
View profile
Book session

New to Grow

$140/session

Specialties
Anxiety
Chronic Illness
Obsessive-Compulsive (OCD)
Welcome! I have been a therapist for over 15 years, I work with adults 18+, and I specialize in chronic pain/illness, anxiety, and am trained in providing ERP for OCD. If the following sounds like you, lets chat: Having thoughts loop over and over again and running through worst case scenarios? Coping skills not working and struggling with mental or physical compulsions trying to ease that high fear and distress, only to find it's not really working? Suffering from chronic illness or pain and feeling depressed/anxious, and wondering how you’re going to adapt to your new life?
Available
View profile
Book session

$140/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I am a licensed clinical social worker with over 20 years of experience in the profession, beginning my career as a medical social worker before moving into the mental health field 11 years ago. Over the course of those 11 years, I have worked in a community mental health setting. This has afforded me the opportunity to develop the skills needed to work with a wide range of ages, populations, and challenges as well as to develop specialties in the areas of anxiety, depression, adjustment, and trauma.
VirtualAvailable
View profile
Book session

$145/session

Specialties
Addiction
Perinatal Mental Health
Postpartum
+9
I am a licensed therapist with over 17 years of experience supporting individuals across a wide range of settings, including schools, correctional facilities, in-home programs, inpatient care, community based mental health, wilderness therapy, and early childhood environments. My approach is grounded, compassionate, and tailored to meet you exactly where you are. I specialize in working with women navigating life transitions, parenting, perinatal mental health, stress, trauma, and relationship challenges. As a mother of three, I bring both professional expertise and lived experience into the therapy space, especially when supporting parents through the complexities of caregiving, identity, and emotional wellbeing. My work integrates evidence-based practices like Cognitive Behavioral Therapy (CBT) with holistic and experiential approaches, including nervous system regulation informed by polyvagal theory, yoga-based techniques, sand tray therapy, and nature-based mindfulness. My office is located on 10 acres of peaceful land, offering a unique opportunity for grounding and connection with nature as part of the healing process. Clients often describe me as down-to-earth, creative, and easy to talk to. I value authenticity, humor, and building a genuine therapeutic relationship where you can feel safe, understood, and supported. Whether you’re feeling stuck, overwhelmed, or simply ready for change, I’m here to walk alongside you.
VirtualAvailable
View profile
Book session

$110/session

Empowering
Humorous
Open-minded
Specialties
ADHD
Anxiety
Coping Skills
+3
I am Amanda! Thank you so much for taking time to take a look at my profile. I am a Licensed Clinical Social Worker in North Carolina. I got my Masters degree from Winthrop University in 2013. I have done applied behavioral analysis with individuals with autism, in home therapy with at risk children and their families, outpatient therapy, and crisis response work. I like to bring a positive energy to each session and outlook to situations. I create a very nonjudgmental space where you are able to be open and share and be in the moment. I am very sensitive to everyone's different cultures and unique life experiences and I would love to help you with your journey of growth and healing.
Available
View profile
Book session

$120/session

Authentic
Direct
Empowering
Specialties
Addiction
Anxiety
Men's Issues
+10
My name is Dr. Brandon Lowe and I'm a licensed mental health and addictions therapist. I have a doctoral degree (2024) in Christian counseling and a master's degree in Rehabilition and Mental Health counseling (2013). I've been in the counseling field since 2006. I've worked myself up from a behavioral health specialist to doctoral status within my 19 years in the behavioral health field. Over the years, not only did I acquire higher education but most importantly experience.
VirtualAvailable
View profile
Book session

$100/session

Authentic
Open-minded
Direct
Specialties
Addiction
Depression
Men's Issues
+10
I am a clinically seasoned therapist dedicated to helping people reclaim stability when life feels overwhelming, chaotic, or disconnected. My approach combines genuine empathy with objective feedback to address acute anxiety, trauma, and complex relationship dynamics. I focus on creating a reliable, conversational space where you can sort out your feelings, break unhelpful patterns, and move forward at a pace that works for you.
Available
View profile
Book session

$100/session

Solution oriented
Authentic
Open-Minded
Specialties
ADHD
Anger Management
Men's Issues
+5
I'm a Licensed Clinical Mental Health Counselor who specializes in helping adults who are struggling with anxiety. I believe that everyone needs a helping hand at some point in their lives, and my focus is on providing support to those who are experiencing stress, anxiety, and depression. My goal is to create a safe and encouraging space for you to gain greater self-awareness and learn skills to help you manage these challenges and improve your overall quality of life. In addition to anxiety, I also have experience with a variety of other mental health issues, such as ADHD, depression, mood regulation, grief, trauma, career and education transitions, and anger management. In my career, I've worked with families and children from diverse backgrounds in a range of settings, including in-home therapy, school-based and office-based outpatient counseling, and therapy groups for children in elementary, middle, and high school. I hope to continue making a positive impact on the lives of those I work with and to help them navigate life's challenges with more ease and compassion. If you're struggling with anxiety or any other mental health issue, I'm here to help and support you.
Available
View profile
Book session

Often rebooked

$120/session

Warm
Authentic
Solution oriented
Specialties
Depression
Obsessive-Compulsive (OCD)
Trauma and PTSD
+9
My name is Anna, and I am a Licensed Clinical Mental Health Counselor (LCMHC) with approximately eight years of experience providing clinical services to children, adolescents, adults, and families. My clinical specialization includes complex trauma, PTSD, OCD, mood disorders, and other mental health concerns. Throughout my career, I have provided counseling services in both private practice and online settings, supporting individuals and families through a variety of life circumstances and challenges. I have a particular passion for treating OCD and PTSD and helping clients better understand their symptoms, develop effective coping strategies, and regain a sense of control and confidence in their lives. My professional passion is assisting clients in navigating difficult periods, fostering resilience, and working toward meaningful and sustainable personal growth. I have also developed a strong interest in supporting women during pregnancy and the postpartum period. As a mother myself, I bring personal insight, empathy, and understanding to the unique emotional and psychological experiences that can accompany this stage of life. I strive to create a safe, supportive, and nonjudgmental therapeutic environment where each client feels heard, respected, and empowered. I value the opportunity to meet clients where they are, recognize their individual strengths, and support them throughout their journey toward healing and improved well-being.
VirtualAvailable
View profile
Book session

$120/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Depression
Grief
+10
Welcome! I'm Clarence Leon Spruill, MS, LCMHC, LCAS, CRC, Founder and Psychotherapist of HeartMind Counseling PLLC. I provide compassionate, evidence-based therapy for adolescents, adults, couples, veterans, and families navigating anxiety, depression, trauma, addiction, grief, relationship challenges, and life transitions. Together, we'll build resilience, practical coping skills, greater self-awareness, and meaningful, lasting change through collaborative, personalized care that honors your unique goals, strengths, and experiences.
VirtualAvailable
View profile
Book session

$100/session

Warm
Authentic
Intelligent
Specialties
ADHD
Anxiety
Self Esteem
+1
Hi, I’m Michelle. If you feel overwhelmed, disorganized, stuck in procrastination, or frustrated that everyday tasks seem harder than they should, you’re not alone, and you’re not lazy or broken. I specialize in helping adults with ADHD, including those who are newly diagnosed, have lived with ADHD for years, or are beginning to wonder whether ADHD may explain some of their struggles. Together, we explore how ADHD may affect the way you think, feel, function, relate to others, and navigate everyday life. My approach is warm, collaborative, practical, and strengths-based. I draw from Cognitive Behavioral Therapy (CBT), mindfulness-based therapy, psychoeducation, and executive-functioning support to help reduce shame, increase self-understanding, and build practical tools that fit your life and the way your brain works. When appropriate, I may also incorporate EMDR to address distressing experiences, chronic shame, or negative beliefs that have developed through years of criticism, rejection, or feeling misunderstood. My work is also shaped by personal experience with ADHD, which has provided additional perspective alongside my professional training. This combination allows me to approach clients with both clinical expertise and an appreciation for the nuanced ways ADHD can affect daily life. My goal is to help you feel more confident, capable, and supported in creating a life that works with your brain rather than against it. For clients who would like to incorporate their faith into therapy, I also offer Christian counseling in a supportive and natural way.
VirtualAvailable
View profile
Book session

$175/session

Authentic
Solution oriented
Direct
Specialties
Anxiety
Coping Skills
Men's Issues
+6
Hello, my name is Stephen Pleasant, and I'm a psychotherapist for men. Why therapy for men? Well, because sometimes a man just needs a pork shoulder to cry on. That being said, I will also work with women as well. It’s a recognized human tendency for men to get “stuck” in their lives and to end up “settling” for the status quo when deep down they know they are capable of a great deal more. Here’s the truth; You are never “stuck” with your present circumstances. The Game of Life is a psychological and spiritual journey and winning at this game requires you to change your play and learn to think differently and do things in a new way. I help men break out from being “stuck” in life, resigned to producing results that are disappointing to them and others. My goal is to see transformative progress in men’s confidence, clarity, and self-expression, so that they may gain the fuller personal and work life they thought was beyond them.
VirtualAvailable
View profile
Book session

$165/session

Holistic
Warm
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+2
I am a Licensed Clinical Mental Health Counselor supporting adults experiencing anxiety, stress, emotional overwhelm, and overthinking. Many of my clients feel exhausted, stuck, or weighed down by daily demands and are looking for clarity and relief. I offer a supportive, collaborative space to understand emotional patterns, reduce anxiety, and build practical tools for grounding and emotional regulation. My goal is to help you feel more steady, self-aware, and able to move through life with greater clarity and confidence.
Available
View profile
Book session

$103/session

Warm
Empowering
Authentic
Specialties
Anxiety
Coping Skills
Family Therapy
+7
Hi there! I’m a Licensed Clinical Mental Health Counselor (LCMHC) and Certified Play Therapist, and I spent nearly 10 years as a school counselor. For over a decade, I’ve loved working in private practice, supporting individuals and families. My passion is helping people navigate life’s ups and downs while developing emotional well-being. Every client is unique, so I tailor my approach to fit their needs — and I believe therapy can be both meaningful and enjoyable!
VirtualAvailable
View profile
Book session
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.