Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 559 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 8/11/2026

New to Grow

$100/session

Specialties

Anxiety
Depression
Life Transitions
+6
What if you didn’t have to choose which version of yourself gets to be heard? The confident you. The worried you. The one who wants change. The one who wants things to stay familiar. They can all be there at the same time. And instead of trying to silence one over the other, therapy can help you understand what each one is bringing to the table.
Available
View profile
Book session

New to Grow

$185/session

Specialties

Autism
Child or Adolescent
Chronic Illness
+7
Hey there, Im Brittnee (she/they). I am a counselor, art therapist and child life specialist born and raised in Durham, North Carolina. I have experience and enjoy working with all ages and I specialize in working with children and adolescents as they navigate early life stressors. I have over ten years of experience as a certified child life specialist where I have worked with children and families as they navigate medicalized stress which can include; new diagnoses, hospitalizations and chronic illnesses.
Available
View profile
Book session

New to Grow

$125/session

Specialties

ADHD
Anxiety
Trauma and PTSD
+4
Hi there! I help adults who feel stuck, overwhelmed, or exhausted reconnect with their strengths and build a life that feels more manageable. If you're feeling anxious, burned out, or unsure of the changes you want, you're not alone! I work with trauma, ADHD, autism, anxiety, depression, and life's many transitions in a supportive and nonjudgmental way. I also focus on attachment-related stress and relationship patterns. My approach is client-centered and neurodiversity-affirming, and I lean towards a comfortable, casual conversation style of talk therapy. I accept new clients in Missouri and North Carolina!
Available
View profile
Book session

New to Grow

$115/session

Specialties

Anxiety
Coping Skills
Depression
+5
For over 25 years, I have had the privilege of working as a behavioral health professional, dedicating my career to the mental and emotional well-being of individuals from all walks of life. As both a Licensed Clinical Mental Health Counselor and a Certified School Counselor, my experience spans all age groups, allowing me to meet you exactly where you are.
Available
View profile
Book session

$125/session

Warm
Authentic
Solution oriented

Specialties

ADHD
LGBTQ
Women's Issues
+9
Hi there! I’m Tracy Birkinbine, a Licensed Professional Counselor with two decades of experience helping people feel more grounded, more hopeful, and more like themselves again. I work with adults who are navigating anxiety, depression, ADHD, and all the curveballs that life tends to throw, whether it’s a major life transition or just that nagging feeling of being stuck. I also have a special place in my heart for those dealing with infertility, adoption, and the rollercoaster of parenting (I’ve been there, in more ways than one, through infertility, adoption, biology, and stepfamily life). Clients often tell me I’m easy to talk to, down-to-earth, and real. That’s exactly what I strive for: a welcoming, nonjudgmental space where you can show up just as you are. I take a collaborative, practical approach to therapy using tools from CBT, mindfulness, and solution-focused work, always tailored to what you need. I’m LGBTQIA+ affirming and deeply committed to inclusivity. My goal is for you to feel safe, heard, and empowered, whether we’re tackling a lifelong struggle or just trying to get through a tough season. If you’re feeling nervous about starting therapy, know that you’re not alone, and you’re in the right place!
VirtualAvailable
View profile
Book session

New to Grow

$90/session

Specialties

First Responders/Healthcare Workers
Military/Veterans
Trauma and PTSD
+9
I come from a first responder family, and it shaped how I understand the people I work with. I built my practice specifically for law enforcement, fire, EMS, dispatchers/911, and veterans — people who carry things most providers have never had to sit with, let alone treat. I'm not interested in being another therapist who nods along without understanding the job. I get it, and that changes what happens in the room. Not all the work is about the job, either. Plenty of clients come to me for personal issues — relationship struggles, childhood stuff, grief, anxiety, things that have nothing to do with the badge or uniform. Being from this world just means I already understand the context you're operating in, whatever you're bringing to the room. I use evidence-based treatments — including EMDR, Brainspotting, and Prolonged Exposure, among others — to help clients process trauma that others may not fully understand. I also draw on Critical Incident Stress Management and Psychological First Aid for cumulative exposure, not just single-incident trauma. Whether it's an officer-involved shooting, years of runs finally catching up with someone, or something from long before the job started, I know how to work with it directly instead of dancing around it. My style is direct and less formal. I'm not going to make you explain your job to me or treat your coping mechanisms as automatically pathological. I'll call things what they are and won't waste your time with fluff. I work entirely via telehealth — meet with me from home, your vehicle between calls, wherever gives you privacy. If you want a therapist who won't flinch and actually understands the world you operate in, I'd like to work with you.
Available
View profile
Book session

New to Grow

$100/session

Specialties

Anxiety
Coping Skills
Women's Issues
+10
Hi, I'm a Licensed Clinical Social Worker with more than 20 years of experience working with children, teens, adults, and families providing counseling. If you're reading my profile, you're here for a reason. Maybe you're feeling stressed, anxious, overwhelmed, stuck, grieving, struggling in a relationship, adjusting to a major life change, or simply trying to make sense of something that's happening in your life right now. Whatever brought you here, I bring both clinical experience and real world understanding to help you sort through it. My style is warm, conversational, and practical. Therapy with me is not about being analyzed or judged. It's about having a real conversation with someone who wants to understand your experience, help you identify what's getting in the way, and support you in creating meaningful, lasting change. I work with adults, teens, and children, tailoring my approach to each person's needs, personality, and goals. Whether you're seeking support for yourself, your child, or your family, my goal is to create a space where you feel understood and supported.
Available
View profile
Book session

New to Grow

$100/session

Specialties

Anxiety
Life Transitions
Women's Issues
+7
I am a native of North Carolina and started my professional journey by obtaining her BSW (Bachelor of Social Work) and BA in Psychology from UNC-Charlotte and a MSW in 2009 at The University of Georgia. I have worked in a variety or social work, mental health and public education settings and opened my own private practice in 2023. As a therapist, I see my role as guide and partner- not the ultimate authority. Clients can expect honest conversation without judgement, thoughtful questions, laughter, and gentle challenges that encourage growth. The truth is we are all learning and growing, evolving into the best versions of ourselves as we navigate life. I'll meet you on the journey with compassion, curiosity, and accountability.
Available
View profile
Book session

New to Grow

$125/session

Empowering
Intelligent

Specialties

Anxiety
Depression
Life Transitions
I am a Licensed Professional Counselor (LPC) in Missouri and a licensed clinical mental health counselor (LCMHC) in North Carolina who specializes in supporting trauma survivors and individuals who are in life transitions to navigate emotional healing, identity transitions, and relationships. In my work, I use Cognitive Behavioral Therapy and Person-Centered Therapy to help you connect with your inner self, challenge negative self-talk, and reframe thoughts that keep you questioning yourself. I offer a warm, safe, and collaborative space where you are seen and heard.
Available
View profile
Book session

New to Grow

$95/session

Specialties

Anxiety
Depression
Grief
+8
Hello, my name is Rhonda Baker. I am a Licensed Clinical Social Worker with over 8 years of counseling experience in both the mental health community and prison setting. As a therapist, I see myself as a compassionate and supportive guide. I value creating a safe, non-judgmental space for my clients to explore their thoughts and feelings. I'm passionate about helping people build resilience and find their strengths. I offer supportive listening, empathy, compassion, and solution focused assistance to help you work toward your own personal growth and goals.
Available
View profile
Book session

$65/session

Authentic
Solution oriented

Specialties

ADHD
Depression
Trauma and PTSD
I am a woman in her second half of life. I have raised three children,I have six grandchildren and four great-grandchildren. I have dogs and cats as pets and live in the country. I grew up in a military town and am an Army brat. I was also a Military Family Life Counselor in public schools working with children of military parents. I have a child currently serving in the US Navy. I also have a small garden. I have many different hobbies that I enjoy. I am 30 plus years sober and value my sobriety on a daily basis. I have exercised many of my own demons which helps me recognize the struggle in others. I make an effort to not be judgemental of anyone's choices. I listen, I provide a safe space.
Available
View profile
Book session

New to Grow

$110/session

Open-minded
Solution oriented

Specialties

ADHD
Anxiety
Coping Skills
+3
I am Amanda! Thank you so much for taking time to take a look at my profile. I am a Licensed Clinical Social Worker in North Carolina. I got my Masters degree from Winthrop University in 2013. I have done applied behavioral analysis with individuals with autism, in home therapy with at risk children and their families, outpatient therapy, and crisis response work. I like to bring a positive energy to each session and outlook to situations. I create a very nonjudgmental space where you are able to be open and share and be in the moment. I am very sensitive to everyone's different cultures and unique life experiences and I would love to help you with your journey of growth and healing.
Available
View profile
Book session

New to Grow

$130/session

Specialties

Anxiety
Life Transitions
Spirituality
+8
I'm Kiara Grier, a therapist dedicated to supporting individuals through life's most challenging moments. With six years of clinical experience, I work with clients navigating stress, anxiety, relationship difficulties, parenting concerns, and self-esteem struggles. I'm passionate about helping people build stronger communication skills, discover their life purpose, and work through feelings of guilt, shame, and the desire for forgiveness. My approach is grounded in understanding the complexities of human connection—whether that's attachment patterns, codependency, or blended family dynamics. I also specialize in supporting young adults facing questions about their purpose in life and individuals navigating major life transitions. I am especially passionate in helping individuals desiring to integrate their Christian faith with their healing journey and finding their life's purpose and calling. I believe in meeting you where you are with warmth, respect, and genuine care. My goal is to create a therapeutic space where you feel heard and supported as you work toward meaningful growth and healing. I'm honored to walk alongside you on your journey.
Available
View profile
Book session

New to Grow

$165/session

Specialties

Men's Issues
Trauma and PTSD
Women's Issues
+6
Hi there! My name is Danielle Greene, LPC, LCMHC and I consider myself to be a warm, grounded, and engaged therapist. My approach focuses on the use of Internal Family Systems therapy, and I am IFS Level 1 trained. My ideal client would be adults seeking deeper, insight oriented therapy and may have experienced childhood emotional neglect, complex trauma, or dysfunctional family dynamics as well as individuals who feel stuck in anxious, avoidant, or codependent relationship loops.
Available
View profile
Book session
No reviews yet

New to Grow

$120/session

Authentic
Warm

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+4
Traumatic experiences are, unfortunately, far more common than many people realize—and their impact can linger in ways that affect how we think, feel, and relate to others. For 16 years I have specialized in helping individuals process and heal from various types of trauma, including interpersonal violence and sexual assault, childhood abuse, and religious trauma. I also provide support for parents caring for children with complex medical needs, recognizing the unique form of secondary trauma, chronic stress, and emotional exhaustion that caregiving can bring. My approach is warm, collaborative, and grounded in trauma-informed therapy. I incorporate practical tools for nervous system regulation, emotional processing, and building resilience, while always honoring your pace and your story. You can expect a space where you are believed, respected, and supported. Healing is possible. Whether you are working through past trauma, navigating the challenges of caregiving, or trying to rebuild trust and stability, there is hope. I would be honored to walk alongside you- not as someone who has all the answers, but as someone who can help you make sense of what you’re feeling and move toward relief.
Available
View profile
Book session

New to Grow

$150/session

Specialties

Anxiety
Life Transitions
Women's Issues
Hello, and welcome! I'm a Licensed Clinical Mental Health Counselor (LCMHC) with six years of experience working with adults as they navigate life's challenges and transitions. I understand that reaching out for support can feel overwhelming, and my goal is to provide a safe, compassionate, and judgment-free space where you feel heard, valued, and empowered. I enjoy working with individuals who are experiencing life changes, whether it's starting a new career, navigating relationship changes, becoming a parent, or simply feeling stuck or uncertain about what's next. My approach is collaborative, person-centered, and tailored to your unique needs. I incorporate evidence-based approaches like Cognitive Behavioral Therapy (CBT) and Solution-Focused Brief Therapy (SFBT) to help you build practical coping skills, gain insight, and move toward your goals. For clients who request it, I also offer faith-based counseling by thoughtfully integrating spirituality into the therapeutic process. I believe therapy is a partnership, and I look forward to supporting you as you work toward healing, growth, and a more fulfilling life.
Available
View profile
Book session

$120/session

Authentic
Warm

Specialties

Child or Adolescent
Family Therapy
Trauma and PTSD
+10
I am a Licensed Clinical Mental Health Counselor in the State of North Carolina. I work with clients from ages 5 to 99+. I provide individual sessions and family sessions. I provide Trauma-Focused Cognitive Behavioral Therapy (TF-CBT) for children ages 5 to 17. I utilize Cognitive Behavioral Therapy with a person-centered approach. I look forward to helping you help yourself. Travel alone, travel faster; travel together; travel farther.
Available
View profile
Book session

$150/session

Authentic
Empowering
Solution oriented

Specialties

Anxiety
Depression
Self Esteem
+8
I am a Licensed Clinical Social Worker, licensed in Nevada, North Carolina and Alaska. I have 13 years of experience working in mental health. I value putting the patient first, and I believe in treating everyone with respect, empathy, dignity and compassion. I seek to educate patients and their loved ones on mental health and alleviate any stigmatizing labels associated with mental health treatment.
Available
View profile
Book session

New to Grow

$175/session

Specialties

Foster Care/Adoption
LGBTQ
Racism
+10
I work with therapists and seasoned therapy folx who have been deep in top-down processing: they're insightful, self-aware, have read the things, and learned the skills. People who want to work with me are generally curious or drawn to something different: experiential modality, an authentic, therapeutic relationship, bottom-up processing, slowing down, or want to feel more connected to themselves, others, or an experience. If you have energy circling a specific question, issue, concern, or experience and/or are finding yourself missing or longing for something, feeling stuck, wanting more, intellectualizing less, or wanting to feel more connected in some way to what you already know, please reach out.
Available
View profile
Book session

$110/session

Warm
Open-minded
Authentic

Specialties

Anxiety
Coping Skills
Self Esteem
+6
I'm a Licensed Marriage & Family Therapist in NC. I help individuals and couples work through life’s challenges by combining evidence-based approaches like CBT and Solution-Focused Therapy with a faith-based perspective. I’m compassionate but also direct—I challenge my clients to do the work needed to grow, break unhealthy patterns, and reach their therapeutic goals. My goal is to create a supportive space where you feel both encouraged and empowered to make real progress in your life.
VirtualAvailable
View profile
Book session

$100/session

Solution oriented
Authentic
Open-Minded

Specialties

ADHD
Anger Management
Men's Issues
+5
I'm a Licensed Clinical Mental Health Counselor who specializes in helping adults who are struggling with anxiety. I believe that everyone needs a helping hand at some point in their lives, and my focus is on providing support to those who are experiencing stress, anxiety, and depression. My goal is to create a safe and encouraging space for you to gain greater self-awareness and learn skills to help you manage these challenges and improve your overall quality of life. In addition to anxiety, I also have experience with a variety of other mental health issues, such as ADHD, depression, mood regulation, grief, trauma, career and education transitions, and anger management. In my career, I've worked with families and children from diverse backgrounds in a range of settings, including in-home therapy, school-based and office-based outpatient counseling, and therapy groups for children in elementary, middle, and high school. I hope to continue making a positive impact on the lives of those I work with and to help them navigate life's challenges with more ease and compassion. If you're struggling with anxiety or any other mental health issue, I'm here to help and support you.
Available
View profile
Book session

$160/session

Authentic
Holistic
Solution oriented

Specialties

Depression
First Responders/Healthcare Workers
Men's Issues
+10
I believe meaningful change begins with understanding ourselves rather than judging ourselves. As a Licensed Clinical Social Worker, my approach is honest, collaborative, and practical, blending evidence-based approaches with curiosity, compassion, and authenticity. Together, we'll explore your experiences, develop practical tools, and identify meaningful changes that align with the life you want to live. I work with older adolescents (16+), and adults from diverse backgrounds, having supported individuals across outpatient, community-based, and inpatient behavioral healthcare settings. While I welcome clients of all genders, I'm intentionally building a specialty in helping men navigate the unique pressures of masculinity, relationships, fatherhood, identity, burnout, and life transitions. My experience working across a variety of behavioral healthcare settings has also given me firsthand insight into the unique challenges faced by healthcare professionals, including nurses, physicians, nurse practitioners, physician assistants, therapists, paramedics, EMTs, and other emergency responders. I understand the realities of chronic stress, secondary trauma, compassion fatigue, burnout, and the emotional weight that often comes with caring for others. Whether you're navigating anxiety, depression, trauma, grief, life transitions, or simply feeling stuck, my goal is to create a space where you feel heard, understood, appropriately challenged, and supported. We'll move at a pace that reflects your individual needs while working toward greater clarity, healing, and lasting growth.
Available
View profile
Book session

New to Grow

$150/session

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+10
With decades of experience, I offer a welcoming and secure space to help you navigate personal challenges and build lasting resilience. My practice integrates Cognitive Behavioral Therapy (CBT) with mindfulness and motivational techniques. Together, we will examine the links between your thought patterns, emotional states, and physical well-being. My goal is to empower you with practical skills in attention, self-awareness, and self-regulation so you can thrive.
Available
View profile
Book session

New to Grow

$125/session

Specialties

Anxiety
Coping Skills
Mood Disorders
+7
Hello, my name is Luz Florio and am an LCMHC with 13 years of experience starting with crisis, community based, private practice and military counseling. My therapeutic approach is in DBT, CBT, and Solution Focused which I utilize to help you manage your mental health. I like to meet clients where they are and walk alongside them to help them reach their goals. I am warm and welcoming while being professional and assisting clients in creating goals and finding coping skills that work for them. I work with teens, adults, individuals and couples.
Available
View profile
Book session

$150/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Bipolar Disorder
Self Esteem
+11
I am kind, non-judgmental, accepting with a very diverse background. My name is Fquira, pronounced "Keera. " That is literally, Kera, with an F, how unique is that? I have an appreciation for all people as unique individuals, with various types of life challenges. Im here for the challenge. Helping minds heal and lives transform has been a true reward of doing what I do in therapy. I am here to help you.
VirtualAvailable
View profile
Book session
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.