Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 552 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 8/20/2026

$90/session

Authentic
Warm
Solution oriented
Specialties
Addiction
Anxiety
Depression
+7
I am a Licensed Clinical Social Worker in North Carolina with 10 years of counseling experience. I received my Master's Degree in Social Work from the University of North Carolina at Chapel Hill and have spent many years working in community behavioral health. My training and my work have shaped me into a clinician that understands a person's environment is as important as their mindset. You will find me to be supportive and an advocate for my clients complete health.
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New to Grow

$190/session

Specialties
Anxiety
First Responders/Healthcare Workers
Health/Medical Issues
+10
I’m Jennifer Turner Taylor, a Licensed Clinical Mental Health Counselor and owner of The Rehab Concierge. I work with adults navigating anxiety, chronic illness, work-related stress, and major life transitions that may leave them feeling overwhelmed, uncertain, or disconnected from the life they want. My approach is warm, collaborative and practical, creating a supportive space where clients can better understand what they are experiencing, develop strategies that fit their everyday lives and rebuild confidence in themselves. At The Rehab Concierge, the goal is to help you feel calmer, more capable and prepared to move forward with greater clarity and intention.
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$65/session

Authentic
Solution oriented
Warm
Specialties
ADHD
Depression
Trauma and PTSD
I am a woman in her second half of life. I have raised three children,I have six grandchildren and four great-grandchildren. I have dogs and cats as pets and live in the country. I grew up in a military town and am an Army brat. I was also a Military Family Life Counselor in public schools working with children of military parents. I have a child currently serving in the US Navy. I also have a small garden. I have many different hobbies that I enjoy. I am 30 plus years sober and value my sobriety on a daily basis. I have exercised many of my own demons which helps me recognize the struggle in others. I make an effort to not be judgemental of anyone's choices. I listen, I provide a safe space.
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New to Grow

$150/session

Specialties
Anxiety
Depression
Trauma and PTSD
+5
I love love, and I love helping people to heal. Understanding healing occurs on all levels, I've dedicated myself for the last 23 years to being a vessel to help people navigate those levels and find their peace. My calling is to help heal the minds and souls of people so they can manifest their greater and higher selves. Whether it was through the books I've written, my former vegan catering company, practicing as a doula or navigating spaces as a licensed clinical social worker, I've always understood the assignment of helping folks recognize they have the power within themselves to heal.
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New to Grow

$140/session

Specialties
Anxiety
Chronic Illness
Obsessive-Compulsive (OCD)
Welcome! I have been a therapist for over 15 years, I work with adults 18+, and I specialize in chronic pain/illness, anxiety, and am trained in providing ERP for OCD. If the following sounds like you, lets chat: Having thoughts loop over and over again and running through worst case scenarios? Coping skills not working and struggling with mental or physical compulsions trying to ease that high fear and distress, only to find it's not really working? Suffering from chronic illness or pain and feeling depressed/anxious, and wondering how you’re going to adapt to your new life?
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New to Grow

$150/session

Specialties
Anxiety
Life Transitions
Women's Issues
Hello, and welcome! I'm a Licensed Clinical Mental Health Counselor (LCMHC) with six years of experience working with adults as they navigate life's challenges and transitions. I understand that reaching out for support can feel overwhelming, and my goal is to provide a safe, compassionate, and judgment-free space where you feel heard, valued, and empowered. I enjoy working with individuals who are experiencing life changes, whether it's starting a new career, navigating relationship changes, becoming a parent, or simply feeling stuck or uncertain about what's next. My approach is collaborative, person-centered, and tailored to your unique needs. I incorporate evidence-based approaches like Cognitive Behavioral Therapy (CBT) and Solution-Focused Brief Therapy (SFBT) to help you build practical coping skills, gain insight, and move toward your goals. For clients who request it, I also offer faith-based counseling by thoughtfully integrating spirituality into the therapeutic process. I believe therapy is a partnership, and I look forward to supporting you as you work toward healing, growth, and a more fulfilling life.
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$120/session

Warm
Humorous
Authentic
Specialties
Anxiety
Grief
Trauma and PTSD
Hello, are you ready to heal yourself emotionally and mentally? I’m Jimiko, a Licensed Clinical Therapist in NC and SC, owner of Emotional Healing & Recovery, LLC. Let's face it, life is hard and living in a toxic culture doesn't make it any easier. Talking and getting things out works wonders for your physical and mental health. Why suppress feelings and emotions when you can learn to work through them? I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. You are not alone in this crazy world so let's talk!
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New to Grow

$100/session

Specialties
Anxiety
Life Transitions
Women's Issues
+7
I am a native of North Carolina and started my professional journey by obtaining her BSW (Bachelor of Social Work) and BA in Psychology from UNC-Charlotte and a MSW in 2009 at The University of Georgia. I have worked in a variety or social work, mental health and public education settings and opened my own private practice in 2023. As a therapist, I see my role as guide and partner- not the ultimate authority. Clients can expect honest conversation without judgement, thoughtful questions, laughter, and gentle challenges that encourage growth. The truth is we are all learning and growing, evolving into the best versions of ourselves as we navigate life. I'll meet you on the journey with compassion, curiosity, and accountability.
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Often rebooked

$180/session

Warm
Empowering
Solution oriented
Specialties
Anxiety
Depression
Domestic Violence
+10
I’m pleased to share that I am now offering in-person sessions.... I’m a therapist passionate about supporting people through both emotional struggles and the real-life challenges they face. My work focuses on healing that’s not just psychological but also grounded in your everyday experiences. I offer a compassionate, down-to-earth approach that’s tailored to your needs. Together, we’ll explore what’s holding you back, build practical tools, and work toward helping you feel more understood, empowered, and ready to move forward.
VirtualAvailable
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New to Grow

$100/session

Specialties
Anxiety
Coping Skills
Women's Issues
+10
Hi, I'm a Licensed Clinical Social Worker with more than 20 years of experience working with children, teens, adults, and families providing counseling. If you're reading my profile, you're here for a reason. Maybe you're feeling stressed, anxious, overwhelmed, stuck, grieving, struggling in a relationship, adjusting to a major life change, or simply trying to make sense of something that's happening in your life right now. Whatever brought you here, I bring both clinical experience and real world understanding to help you sort through it. My style is warm, conversational, and practical. Therapy with me is not about being analyzed or judged. It's about having a real conversation with someone who wants to understand your experience, help you identify what's getting in the way, and support you in creating meaningful, lasting change. I work with adults, teens, and children, tailoring my approach to each person's needs, personality, and goals. Whether you're seeking support for yourself, your child, or your family, my goal is to create a space where you feel understood and supported.
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$150/session

Authentic
Empowering
Warm
Specialties
Anxiety
Life Transitions
Self Esteem
+7
Hi, I’m Raven Patten, LCSW. I work with adults navigating anxiety, stress, burnout, life transitions, relationship challenges, and self-esteem concerns. My approach is warm, collaborative, and practical. I believe therapy should be a space where you feel heard, supported, and challenged to grow. Together, we’ll explore patterns that may be keeping you stuck while developing realistic strategies that help you move toward the life you want to create.
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$150/session

Empowering
Authentic
Warm
Specialties
Coping Skills
Life Transitions
Women's Issues
+8
For over 13 years, I have dedicated my practice to supporting women as they navigate the many demands of modern life. I understand firsthand what it means to move between worlds. Growing up in Brooklyn as the daughter of immigrant parents, and now living in South Florida, I have been shaped by diverse cultures, communities, and perspectives. My love of travel has deepened that curiosity about the human experience. In the therapy room, this translates into a genuine ability to meet you where you are regardless of your background, your story, or how far from yourself you may feel right now.
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$100/session

Authentic
Solution oriented
Empowering
Specialties
ADHD
Anger Management
Men's Issues
+5
I'm a Licensed Clinical Mental Health Counselor who specializes in helping adults who are struggling with anxiety. I believe that everyone needs a helping hand at some point in their lives, and my focus is on providing support to those who are experiencing stress, anxiety, and depression. My goal is to create a safe and encouraging space for you to gain greater self-awareness and learn skills to help you manage these challenges and improve your overall quality of life. In addition to anxiety, I also have experience with a variety of other mental health issues, such as ADHD, depression, mood regulation, grief, trauma, career and education transitions, and anger management. In my career, I've worked with families and children from diverse backgrounds in a range of settings, including in-home therapy, school-based and office-based outpatient counseling, and therapy groups for children in elementary, middle, and high school. I hope to continue making a positive impact on the lives of those I work with and to help them navigate life's challenges with more ease and compassion. If you're struggling with anxiety or any other mental health issue, I'm here to help and support you.
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$100/session

Warm
Authentic
Humorous
Specialties
ADHD
Anxiety
Family Conflict
+4
My name is Maggie Carswell, Licensed Clinical Social Worker. I have been in the therapeutic field since 2018. With a passion for promoting realistic goals and achievements, I am looking forward to working with clients to assist them in progressing towards positive change in their life while creating a transparent space that is free from judgement. We will work together to create trust, empowerment, build self confidence, and learn practical tools that can be used to assist in navigating the complexities of life.
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$150/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Depression
Self Esteem
+8
I am a Licensed Clinical Social Worker, licensed in Nevada, North Carolina and Alaska. I have 13 years of experience working in mental health. I value putting the patient first, and I believe in treating everyone with respect, empathy, dignity and compassion. I seek to educate patients and their loved ones on mental health and alleviate any stigmatizing labels associated with mental health treatment.
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$110/session

Empowering
Humorous
Open-minded
Specialties
ADHD
Anxiety
Coping Skills
+3
I am Amanda! Thank you so much for taking time to take a look at my profile. I am a Licensed Clinical Social Worker in North Carolina. I got my Masters degree from Winthrop University in 2013. I have done applied behavioral analysis with individuals with autism, in home therapy with at risk children and their families, outpatient therapy, and crisis response work. I like to bring a positive energy to each session and outlook to situations. I create a very nonjudgmental space where you are able to be open and share and be in the moment. I am very sensitive to everyone's different cultures and unique life experiences and I would love to help you with your journey of growth and healing.
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$125/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Grief
+6
A Big Hello to you. You are scanning all these profiles. Looking for something to stand out to make you say,"I will go with this one." It is daunting but you have made it this far. Here is the tip. Your choice is not terminal. It is absolutely ok to try multiple therapists to see who gets you the best. Who understands you the best. After each session, you should feel lighter. You may not recall all that was said, but you will note how you feel. Did you feel heard? Understood? Did the therapist talk to me like they were reading a book or did it sound like they really got me? When you get the right one, those questions will be answered with a firm, Yes. ---->Part of individual therapy is talking about friends, partners and loved ones. My training and focus are centered only on heterosexual relationship dynamics. If you are looking for letters for work, ESA, Social Security, FMLA, Family Court, you will need a psychological evaluation by a forensic psychologist. I am not able to perform assessments, letters for claims or provide appearances in court.
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$100/session

Authentic
Open-minded
Warm
Specialties
Addiction
Depression
Men's Issues
+10
I am a clinically seasoned therapist dedicated to helping people reclaim stability when life feels overwhelming, chaotic, or disconnected. My approach combines genuine empathy with objective feedback to address acute anxiety, trauma, and complex relationship dynamics. I focus on creating a reliable, conversational space where you can sort out your feelings, break unhelpful patterns, and move forward at a pace that works for you.
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Often rebooked

$100/session

Warm
Authentic
Humorous
Specialties
Anxiety
Child or Adolescent
School Issues
+9
Hi! I'm a Licensed Clinical Mental Health Counselor (LCMHC) and Licensed School Counselor. I received my Masters Degree from North Carolina A & T State University and have been practicing for 6 years. I have experience in both clinical and school settings. I help children, adolescents and young adults struggling with Anxiety, life transitions, relationships and coping with life's challenges.
VirtualAvailable
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New to Grow

$175/session

Authentic
Empowering
Specialties
Foster Care/Adoption
LGBTQ
Racism
+10
I work with therapists and seasoned therapy folx who have been deep in top-down processing: they're insightful, self-aware, have read the things, and learned the skills. People who want to work with me are generally curious or drawn to something different: experiential modality, an authentic, therapeutic relationship, bottom-up processing, slowing down, or want to feel more connected to themselves, others, or an experience. If you have energy circling a specific question, issue, concern, or experience and/or are finding yourself missing or longing for something, feeling stuck, wanting more, intellectualizing less, or wanting to feel more connected in some way to what you already know, please reach out.
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$145/session

Specialties
Addiction
Perinatal Mental Health
Postpartum
+9
I am a licensed therapist with over 17 years of experience supporting individuals across a wide range of settings, including schools, correctional facilities, in-home programs, inpatient care, community based mental health, wilderness therapy, and early childhood environments. My approach is grounded, compassionate, and tailored to meet you exactly where you are. I specialize in working with women navigating life transitions, parenting, perinatal mental health, stress, trauma, and relationship challenges. As a mother of three, I bring both professional expertise and lived experience into the therapy space, especially when supporting parents through the complexities of caregiving, identity, and emotional wellbeing. My work integrates evidence-based practices like Cognitive Behavioral Therapy (CBT) with holistic and experiential approaches, including nervous system regulation informed by polyvagal theory, yoga-based techniques, sand tray therapy, and nature-based mindfulness. My office is located on 10 acres of peaceful land, offering a unique opportunity for grounding and connection with nature as part of the healing process. Clients often describe me as down-to-earth, creative, and easy to talk to. I value authenticity, humor, and building a genuine therapeutic relationship where you can feel safe, understood, and supported. Whether you’re feeling stuck, overwhelmed, or simply ready for change, I’m here to walk alongside you.
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$140/session

Empowering
Warm
Authentic
Specialties
Anxiety
Personality Disorders
Trauma and PTSD
+10
Hi there, I'm Tonya Bunch. I am a Licensed Clinical Social Worker with 11 years experience serving the community. I help individuals with anxiety, depression, and PTSD to manage burnout, learn emotion regulation, and balance their everyday lives. Together we will work to identify what is working and what is not working for you to learn healthy coping skills. We will use a person-centered approach to balance your mind, body, spirit and environment. I love using strength-based, grounding techniques, mindfulness and solution-focused techniques to help you learn that you have the coping skills to manage your struggles. Whether you are seeking help for anxiety, depression, trauma or relationship issues, I am here to help. Seeking therapy is scary and taking the first step is the hardest. I am here to support you nonjudgmentally, no matter the issue. You are making the right choice. I give you the space and time to build a therapeutic relationship to reach your goals. You deserve a safe space to heal and grow. In our sessions together, I will meet you with compassion and use evidence-based techniques so you can overcome the hangups and habits that have been holding you back. Let's work together!
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$150/session

Warm
Authentic
Empowering
Specialties
ADHD
Trauma and PTSD
Women's Issues
+6
Hi, I am Jordan! I’m a fully licensed clinical social worker (LCSW). I received my Master of Social work from East Carolina University & my Bachelor’s in Family and Community Services from there as well. I have been practicing therapy for over seven years. I have experience working in the hospital setting, schools, clinics, and private practice. I live in Eastern North Carolina with my family and our dog. I’d like to think I'm a fairly down to earth, easy going, and a generally positive person. I love helping clients improve their mental wellbeing and consider it a privilege to walk alongside them.
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$100/session

Warm
Authentic
Intelligent
Specialties
ADHD
Anxiety
Self Esteem
+1
Hi, I’m Michelle. If you feel overwhelmed, disorganized, stuck in procrastination, or frustrated that everyday tasks seem harder than they should, you’re not alone, and you’re not lazy or broken. I specialize in helping adults with ADHD, including those who are newly diagnosed, have lived with ADHD for years, or are beginning to wonder whether ADHD may explain some of their struggles. Together, we explore how ADHD may affect the way you think, feel, function, relate to others, and navigate everyday life. My approach is warm, collaborative, practical, and strengths-based. I draw from Cognitive Behavioral Therapy (CBT), mindfulness-based therapy, psychoeducation, and executive-functioning support to help reduce shame, increase self-understanding, and build practical tools that fit your life and the way your brain works. When appropriate, I may also incorporate EMDR to address distressing experiences, chronic shame, or negative beliefs that have developed through years of criticism, rejection, or feeling misunderstood. My work is also shaped by personal experience with ADHD, which has provided additional perspective alongside my professional training. This combination allows me to approach clients with both clinical expertise and an appreciation for the nuanced ways ADHD can affect daily life. My goal is to help you feel more confident, capable, and supported in creating a life that works with your brain rather than against it. For clients who would like to incorporate their faith into therapy, I also offer Christian counseling in a supportive and natural way.
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$175/session

Authentic
Solution oriented
Direct
Specialties
Anxiety
Coping Skills
Men's Issues
+6
Hello, my name is Stephen Pleasant, and I'm a psychotherapist for men. Why therapy for men? Well, because sometimes a man just needs a pork shoulder to cry on. That being said, I will also work with women as well. It’s a recognized human tendency for men to get “stuck” in their lives and to end up “settling” for the status quo when deep down they know they are capable of a great deal more. Here’s the truth; You are never “stuck” with your present circumstances. The Game of Life is a psychological and spiritual journey and winning at this game requires you to change your play and learn to think differently and do things in a new way. I help men break out from being “stuck” in life, resigned to producing results that are disappointing to them and others. My goal is to see transformative progress in men’s confidence, clarity, and self-expression, so that they may gain the fuller personal and work life they thought was beyond them.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.