Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 561 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 6/1/2026

New to Grow

$150/session

Specialties

Grief
Life Transitions
Women's Issues
+10
I am a licensed clinical social worker providing individual and group therapy for adults experiencing relationship challenges, grief and loss, emotional overwhelm and major life transitions. I help clients identify patterns that keep them stuck, strengthen boundaries and build practical coping strategies that support meaningful lasting change. My approach is structured, supportive and nonjudgmental. I offer Christian based counseling as an option for clients who wish to integrate faith into their work.
VirtualAvailable
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New to Grow

$80/session

Specialties

Anxiety
Coping Skills
Depression
+2
I am a Licensed Clinical Mental Health Counselor (LCMHC) in North Carolina, holding a Master’s degree from the University of North Carolina at Pembroke. With deep roots in community advocacy and foundational experience as a Child Protective Services case manager, I focus on meeting my clients exactly where they are. Throughout my career, I have had the privilege of partnering with a vibrant diversity of populations, including: * Veterans & Families navigating unique stressors, trauma, and major life transitions. * Youth & Pregnant Teens overcoming complex systemic challenges and building resilience. * Individuals from diverse economic and cultural backgrounds seeking a dedicated space to be heard. I view therapy through a culturally sensitive, strengths-based lens. Together, we will honor your unique story and build practical, real-world tools for your long-term emotional wellness.
Available
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$175/session

Authentic
Open-minded
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+9
I’m Joshua Robinson, a licensed therapist dedicated to helping adults navigate the complexities of anxiety, depression, life transition, and family challenges. I take a holistic approach to therapy, integrating evidence-based techniques to support your journey toward healing and self-discovery. I work with individuals who feel trapped by past experiences, struggling to set boundaries, or seeking clarity in their relationships. Whether you’re dealing with childhood wounds, toxic family dynamics, or the emotional toll of breaking free from unhealthy patterns, I provide a compassionate, structured space to help you process, heal, and move forward.
VirtualAvailable
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$100/session

Authentic
Humorous

Specialties

Anxiety
Depression
Grief
+5
We all need a space to battle our frustrations, stressors, and anxieties. We all have our 'mess.' Don't let your mess control your life. I create a supportive environment where you can explore challenges and work toward the changes you want to see. A dedicated clinical therapist/social worker with experience across various age groups. Utilizing Cognitive Behavioral Therapy (CBT), solution-focused techniques, and a strengths-based approach, I empower clients to navigate challenges, build resilience, and achieve personal growth. Passionate about fostering a supportive and collaborative therapeutic environment tailored to each individual's needs.
VirtualAvailable
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$150/session

Authentic
Intelligent
Direct

Specialties

ADHD
Depression
Substance Misuse
+7
Hi! I'm a licensed clinical social worker (LCSW) and licensed clinical addiction counselor (LCAS). I went to graduate school at the University of Vermont and have provided therapy services for more than 30 years in outpatient mental health settings as well as in inpatient psychiatric and addiction treatment settings. I'm in long-term recovery from alcohol and opiate dependence. Also, I am developing a specialty in working with lawyers. Fun fact: I worked on an offshore lobster boat in the Gulf of Maine for 4 years.
VirtualAvailable
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$90/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Career Counseling
Coping Skills
These times are urgent. Let us slow down.” ― Bayo Akomolafe Let's take things one breath at a time, slowing down instead of rushing through the hard parts. I don’t believe in fixing or solving everything all at once in the hopes it does not reoccur. Instead, I offer space for curiosity, vulnerability, and connection, because that’s often where healing begins. Together we’ll practice being with your experiences, not just getting past them. I work with people facing all kinds of mental health and personal life challenges, and I especially love helping clients untangle old patterns and build new ones that feel more like them. My approach is relational and HUMOROUS, humanistic, honest, warm, and collaborative. I work mostly with teens and adults. Outside of therapy, I’m usually testing a new hairstyle, thrifting, listening to Afrobeats, or walking my dachshund, Winston-Bishop.
VirtualAvailable
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$100/session

Open-minded
Direct

Specialties

Anxiety
Depression
Life Transitions
+9
I am a Licensed Clinical Social Worker with a unique educational background in Pre-Pharmacy and Bachelors of Science in Biology. This diverse educational background plays a role in my ability to encompass the mind, body, soul approach during therapy. I look forward to being a supporter in your life journey. I believe taking thoughts captive from the root will change the outcome of your actions.
VirtualAvailable
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$175/session

Specialties

Chronic Illness
Grief
Health/Medical Issues
+2
I received a Bachelor of Arts in Sociology and Social Psychology from Lehigh University in 2003 and graduated from Columbia University in 2007 with a Master of Science in Social Work. I recently transitioned from medical social work to clinical counseling. I specialize in health/illness, medical education, medical/social trauma, anxiety/depression, chronic pain/disability, grief/bereavement, and loss. I am a thoughtful, sensitive, empathic, collaborative, and hard-working clinician who genuinely cares and strives to make a difference in the well-being of each of my patients. My passion is working with children and families impacted by medical issues and chronic pain. I have extensive experience working in hospital settings providing a range of supportive services to patients diagnosed with acute and chronic medical conditions.
VirtualAvailable
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New to Grow

$100/session

Specialties

Military/Veterans
Life Transitions
My name is Chris; I am a 42-year-old Veteran and Licensed Clinical Social Worker/ Licensed Clinical Addictions Specialist. I have been working mainly with populations with trauma, Severe-Persistent Mental Illness, Veterans, LGBTQ+, and those in Recovery (Struggling with Addiction). After having my son, I felt a calling to try and support others with this new transition in their lives. Using my mistakes, successes, and educational background to help guide them.
VirtualAvailable
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$105/session

Empowering
Warm
Authentic

Specialties

Anxiety
Depression
Life Transitions
+7
I’m a Licensed Counselor with several years of experience supporting teens, young adults, and adults experiencing anxiety, life transitions, interpersonal difficulties, and the lasting impact of past experiences. I work especially well with individuals who feel overwhelmed, stuck, or disconnected, even when they appear to be functioning well on the outside. Many of the people I work with are looking for greater clarity, confidence, and direction in their lives. My goal is to create a space where you can slow down, make sense of what you're carrying, and better understand yourself without judgment. Together, we'll explore the patterns, experiences, and relationships that have shaped you while working toward meaningful changes that help you feel more grounded, connected, and aligned in your daily life.
VirtualAvailable
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$130/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Depression
Life Transitions
+7
Hello there, I'm Heather. Are you experiencing anxiety, depression, or difficulty adjusting to life transitions? Are you noticing that things are overwhelming and more difficult to cope with because of the many stressors in life? Do you feel that you worry too much, are not good enough, or feel like you're stuck? Do you feel like you are all alone, that you have no one who really listens, understands you, or can relate to what you are going through? Well look no further because I specialize in alleviating anxiety, managing and overcoming depression, and adjusting to life transitions (such as parenting, relationship challenges, experiencing an empty nest, health issues, job loss, divorce, death of a loved one, or retirement.) It's a common experience to face these life challenges, but when those issues start to take over your life, it's time to get the support you need by working through this with a counselor so you can live a more fulfilling life. I am a Licensed Clinical Social Worker (LCSW) based in North Carolina, licensed to see clients in North Carolina working virtually, and I'm also licensed in California. I received my Masters from San Diego State University and have been practicing clinical social work for 21 years. I enjoy working with individual adults who are struggling navigating the stressors in life, and we would work together to get you unstuck as soon as possible so you can live a better life, on your own terms. You are brave and have made an important step in the change process just by being here.
VirtualAvailable
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$120/session

Solution oriented
Warm
Intelligent

Specialties

Addiction
Anxiety
Depression
+4
I am licensed as a social worker as well as an addiction specialist. My ideal client is struggling to understand how substance use and misuse is effecting their life.Maybe they are questioning their own use, or that of their partner, children, or they grew up with alcoholics in the household. I also love working with people with depression and anxiety who want to examine where they are at and where they might want to go. I love thinking outside the box and encouraging new ways of seeing the world and its possibilities.
VirtualAvailable
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$175/session

Authentic
Warm
Humorous

Specialties

Anxiety
Coping Skills
Depression
Hello, Are you feeling overwhelmed, stressed, or like life is taking over? It's completely natural to experience these emotions from time to time, but you don't have to navigate these challenges alone. My name is Latonya Badger, and I'm an experienced and compassionate mental health provider here to support you on your journey towards well-being and happiness. I have 4+ years of experience in the mental health field, I am a licensed therapist dedicated to helping individuals like you find balance, resilience, and inner strength. My approach is client-centered, meaning I tailor each session to your unique needs and circumstances. Together, we'll work collaboratively to address your concerns and develop personalized strategies to cope with life's stressors.
VirtualAvailable
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$125/session

Authentic
Warm

Specialties

ADHD
Anxiety
Coping Skills
+2
Lizzie Gutierrez has worked in various careers that have helped mold her into the therapist she is today. She served in the Army, worked for several years as a Licensed Practical nurse in Pediatric clinic, OB/GYN clinic and in Labor and delivery. These experiences has taught Lizzie the true definition of empathy and patience. When Lizzie is working she loves to be on the move. Lizzie loves to run as it helps to clear her mind but also provides time with friends. Lizzie is the mother of 3 boys, has been married for almost 26 years and also has fur babies. On days Lizzie does not want to do anything, she loves to curl up on the couch in the early hours with a book and a good cup of coffee with her fur babies. She also loves to travel with her family when she is able.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+7
Hi, I'm glad you’re here. I’m Liz Sullivan, and I specialize in helping stressed out, busy achievers find their joy in life, and gain control over stress, anxiety and overthinking. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but often feel stressed, frustrated and lonely. Everything is on their to-do list (except themselves), and they are realizing they want things to be different. It's possible to let go of your stressors, feel relaxed, enjoy your relationships, and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.
VirtualAvailable
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$110/session

Authentic
Open-minded
Solution oriented

Specialties

ADHD
Anxiety
Coping Skills
+9
I am a fully licensed clinical social worker with nearly 10 years of experience in the field. I am currently licensed in two states. My experience varies from therapeutic mentor, supervisor for other LCSW, and one on one with persons served as a therapist/clinician. My approach is strength-based and person-centered. I work with ages from 6 and up with a focus on adolescents, teens, and adults.
VirtualAvailable
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$100/session

Authentic
Warm
Open-minded

Specialties

ADHD
Anxiety
Depression
+3
Howdy! My name is Russell and I look forward to meeting you and working together! Taking the step to seek out therapy services can be the biggest hurdle to overcome, yet here you are. You made it! Even exploring options for therapy demonstrates the motivation that you have for positive change in your life. I enjoy taking a collaborative approach to working with all of my clients because you are the expert in your own life and know yourself the best. I am here as a support while you discover more about yourself. I am a LCMHC (Licensed Clinical Mental Health Counselor) with the state of North Carolina. I have a background working with various ages and demographics in a variety of settings. This includes children aged 6+ to pre-teens, adolescents, adults, families, and couples. I have worked in inpatient hospital settings, assisted with Intensive In-Home services for at-risk youth and their families, as well as with clients in traditional office-based environments providing outpatient therapy. My clinical expertise and the most frequent concerns that I help clients with are anxiety, depression, ADHD, anger management, relationship issues, family issues, and phase of life concerns. I tend to naturally gravitate toward adolescents who are struggling with navigating their lives, however, I enjoy working with all individuals regardless of age or background since life is a struggle for all of us. I tend to take a laid-back, relaxed (but professional) stance when working with clients to make the therapeutic process as welcoming and comfortable as possible!
VirtualAvailable
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$120/session

Authentic
Warm
Direct

Specialties

Anxiety
Career Counseling
Depression
+7
Welcome — I’m John Dyson, a Licensed Clinical Mental Health Counselor (LCMHC) and National Certified Counselor (NCC), based in the foothills of North Carolina. I want you to take a moment to acknowledge that you’ve already taken the first step toward bettering your mental health. Let’s be honest — starting therapy can feel empowering, confusing, or even scary — sometimes all at once. My goal is to create a safe, welcoming space where you can explore concerns related to anxiety, depression, and self-care. I focus on helping clients build assertive communication skills and healthy boundaries, both with themselves and with others, in ways that support a more balanced, fulfilling life. Therapy is an opportunity for personal growth in whatever way you're seeking — whether that means navigating specific challenges or building the life you deeply deserve. If that’s what you’re looking for, I’m here when you’re ready. Together, we’ll clarify the challenges you’re facing and identify where you want to be — a month, six months, or a year from now. Then, we’ll explore actionable strategies to help you move forward. You'll leave each session with a clearer understanding of your situation and a set of “next steps” you can begin right away. There will always be space for feedback and collaboration in our work — including holding each other accountable as we walk this path together.
VirtualAvailable
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$120/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
+7
Hello! I am a clinical social worker (LCSW) licensed in North Carolina. I graduated with my Master of Science in Social Work from the University of Tennessee while receiving certification in Trauma Treatment. I have been actively practicing for more than five years. I work with individuals from a variety of ages and backgrounds navigating through their mental health journey towards a better understanding of self and the importance of mental health care.
VirtualAvailable
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Often rebooked

$120/session

Warm
Empowering
Authentic

Specialties

Life Transitions
Postpartum
Women's Issues
+4
Hi there! I'm a Licensed Clinical Mental Health Clinician (LCMHC) based in North Carolina. I received my Masters from Grand Canyon University and have been working in the mental health field for 6 years. I am committed with assisting women with managing life stressors, postpartum and pregnancy, anxiety, and coping. I also work with youth assisting with learning how to manage emotions, process trauma, and enhance communication skills.
VirtualAvailable
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$100/session

Empowering
Authentic
Warm

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+3
My name is Mark Lattimore Jr., and I am a Licensed Clinical Mental Health Counselor and Licensed Clinical Addiction Specialist. I serve youth, adults, and families who are navigating trauma, grief, life transitions, and emotional challenges. My goal is to provide a safe space where clients can heal, discover their strengths, and move forward with greater hope, clarity, and resilience.
VirtualAvailable
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$120/session

Empowering
Warm
Authentic

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+5
Hi, I am a Marriage and Family Therapist practicing in North Carolina. I received my degree from Saybrook University in California and have been practicing for the past 15 years. I have specialized training in Somatic Experiencing and Attachment Therapy. I work with adults to resolve symptoms of stress, shock, and trauma that accumulate in our bodies and nervous systems transforming patterns that get stuck and impact our daily life. I support clients in bringing their nervous systems back into balance getting out of fight, flight and freeze to strengthen one's sense of safety, resourcefulness and resilience in the world. Some of the techniques I use are helping clients slow down and attune to what is happening in their bodies. I also work with clients on "resourcing" or finding tools to help them self soothe when they are feeling emotionally overloaded. I specialize in individual therapy and am not currently seeing couples.
VirtualAvailable
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$110/session

Authentic
Warm
Empowering

Specialties

Anxiety
Depression
Eating Disorders
Hi! I am a Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina. I received my Bachelor's from Clark Atlanta University and my Master's from Montreat College. My counseling career started in 2018 as a Middle School Professional counselor. In 2021, I transitioned to Private Practice, where I work variety of ages of clients. I work full-time as a school counselor for an elementary school. Currently, I see clients virtually through my private practice, Brown Eye Therapist and Consulting, PLLC.
VirtualAvailable
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$140/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Women's Issues
+10
Hi ! I’m Brittany , a licensed therapist passionate about supporting women and girls ages 16 and older as they navigate life’s challenges. I specialize in helping clients explore issues related to identity, self-esteem, relationships, and past trauma. I believe therapy is a journey of self-discovery and growth. Together, we explore patterns and experiences that may have shaped you, not to dwell in the past, but to gain clarity and build skills for healthier, more fulfilling relationships with yourself and others. My goal is to empower clients to release what no longer serves them, reconnect with their authentic selves, and move toward greater confidence, balance, and emotional well-being. Whether you’re seeking support for navigating a life transition, strengthening self-esteem, or healing from past trauma, my practice offers a gentle and structured approach tailored to your unique needs. I am committed to walking alongside you in a space that fosters understanding, personal growth, and meaningful change.
VirtualAvailable
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$120/session

Authentic
Warm
Intelligent

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I’m a warm, down-to-earth therapist who believes that feeling safe, understood, and genuinely supported is the foundation for meaningful change. With over 15 years of experience across schools, hospitals, crisis settings, and community-based care, I’ve had the privilege of working with people at many different stages of life—from teens navigating overwhelming emotions to adults facing complex life challenges. My background as both a counselor and school social worker has given me a deep understanding of how early experiences, family dynamics, and life transitions shape who we are. I’ve supported students and families through anxiety, emotional struggles, and difficult situations, and I carry that same patience, empathy, and advocacy into my work with all clients. I’ve also worked in high-intensity environments—including crisis settings, alongside law enforcement, in hospitals, and with veterans, survivors of trauma and domestic violence, and individuals in eating disorder treatment. Because of this, I’m comfortable supporting clients who feel overwhelmed, stuck, or unsure where to start. You don’t have to have everything figured out to begin. In our work together, I focus on creating a space where you can be yourself without fear of judgment. I balance practical tools and coping strategies with deeper exploration, helping you not only manage what you’re going through, but also understand it. My approach is collaborative, supportive, and tailored to you—whether you’re looking for structure, insight, or simply a place to feel heard. Reaching out for therapy can be hard, but you don’t have to do it alone. My goal is to help you feel more grounded, more confident, and more in control of your life.
VirtualAvailable
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Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.