Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 569 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 4/18/2026

$100/session

Warm
Authentic
Intelligent

Specialties

Depression
Mood Disorders
Self Esteem
+9
I’m really glad you found your way here. I support individuals who feel overwhelmed, stuck, or emotionally drained and are seeking a space to slow down and be themselves without judgment. My goal is to help you feel lighter, gain clarity, and take meaningful steps toward a more balanced, fulfilling, and authentic life at your own pace. with confidence and self-trust.
VirtualAvailable

$80/session

Authentic
Direct
Solution oriented

Specialties

ADHD
Anxiety
Mood Disorders
+10
I work with adults who feel overwhelmed by anxiety, ADHD, or depression and want practical tools to regain stability and direction in their lives. Many people come to therapy feeling stuck in patterns that are difficult to break—racing thoughts, difficulty focusing, emotional overwhelm, or relationship stress. Therapy provides a space to slow down, understand what is happening beneath the surface, and begin developing healthier ways of responding. I am a North Carolina–based therapist with experience helping individuals navigate depression, anxiety, ADHD, and emotional regulation difficulties. I also work with individuals with ADHD who struggle with focus, organization, motivation, and emotional regulation. Many people with ADHD are intelligent and capable but feel frustrated by procrastination, burnout, or difficulty managing daily demands. Together we work on strategies that support how your brain naturally functions rather than fighting against it. My approach is collaborative and grounded in building a strong therapeutic relationship. I integrate cognitive-behavioral, interpersonal, and humanistic approaches while focusing on practical skills, insight, and long-term growth. Therapy is not about fixing you. It is about helping you understand yourself more clearly and developing tools that allow you to move through life with greater confidence, balance, and resilience.
VirtualAvailable

Often rebooked

$150/session

Direct
Authentic
Empowering

Specialties

Addiction
Suicidal Ideation
Trauma and PTSD
Hi, I’m Tim Webb, LPC, LCMHC. I’ve been a behavioral health clinician 34 years with an undergraduate degree from UNC-Chapel Hill and a Masters degree in Counseling from Wake Forest University. I provide individual and family counseling services with a holistic and eclectic approach. As a former firefighter and Emergency Room clinician, I understand many of the unique experiences of both first responders and Veterans. A lifelong martial artist including some boxing experience, I enjoy weightlifting and spending time with my family.
VirtualAvailable

$150/session

Warm
Authentic
Open-minded

Specialties

Addiction
Anxiety
Trauma and PTSD
+9
Hello! I am a Licensed Clinical Social Worker (LCSW) and Licensed Clinical Addiction Specialist (LCAS) based in North Carolina. I received my Masters from the University of North Carolina Wilmington, and have been practicing going on 9 years now. I love helping young adults discover and understand how their past experiences are continuing to impact their lives, and how they can move forward.
VirtualAvailable

New to Grow

$140/session

Specialties

Anxiety
Couples Counseling
Family Conflict
I'm Redonno Carmon, a Licensed Marriage and Family Therapist who specializes in working with couples. I help partners who want to feel connected again but find themselves buried under arguments, silence, or mistrust. I guide couples through the sometimes difficult, but often rewarding, process of understanding the patterns behind their disconnection so they can rebuild trust, improve communication, and reconnect. I also work with individuals navigating relationship challenges or looking to better understand themselves and their relationship patterns.
VirtualAvailable

$100/session

Warm
Authentic
Direct

Specialties

ADHD
Anxiety
Family Conflict
+4
My name is Maggie Carswell, Licensed Clinical Social Worker. I have been in the therapeutic field since 2018. With a passion for promoting realistic goals and achievements, I am looking forward to working with clients to assist them in progressing towards positive change in their life while creating a transparent space that is free from judgement. We will work together to create trust, empowerment, build self confidence, and learn practical tools that can be used to assist in navigating the complexities of life.
VirtualAvailable

$150/session

Authentic
Intelligent

Specialties

Anxiety
Depression
Family Conflict
+5
I am a Licensed Professional Counselor (LPC) in the states of North and South Carolina. I graduated from Liberty University in 2013. My approach to counseling is very eclectic and person-centered. I have experience in the utilization of Cognitive Behavior Therapy (CBT), Family Therapy (FT), Emotional Freedom Techniques (EFT), and I also assist clients with implementing forms of meditation into their daily lifestyle. I aim to empower each person I am allowed to serve, and to assist them with understanding that each person can heal, cope, and/or adapt despite life's challenges. The power to create change is within each one of us, and my job is to assist you with that process.
VirtualAvailable

Often rebooked

$125/session

Authentic
Solution oriented
Empowering

Specialties

Grief
Perinatal Mental Health
Trauma and PTSD
+3
I'm a down-to-earth therapist with a generally upbeat personality. I've been practicing clinically since 2016 and love what I do. As a military spouse and daughter of a veteran, I also understand military culture. I worked with active-duty service members for four years. The military has led to several moves and many opportunities in my career. I've treated people struggling with addictions, trauma, grief, loss, relationship issues, and unbelievable stress. As a wife and mother, I have also found joy in helping families with young children during my work with the birth-to-three population. Everything changes when people have children. Postpartum depression, anxiety, and OCD deserve to be met with love and support. I believe therapy should be individualized and trauma-informed. All of my clients are met with the same energy and care. This is about you. I keep it real and don't pass judgment no matter the issue.
VirtualAvailable

New to Grow

$90/session

Specialties

Addiction
First Responders/Healthcare Workers
Trauma and PTSD
+10
I bring humor into therapy when it fits, but what really drives my work is curiosity. I like helping people slow down, look at what is going on beneath the surface and understand why they keep running into the same problems. Together, we look at patterns, experiences and habits that may be shaping the problems that brought them in. I use evidence-based approaches to help clients build insight, make practical changes and move toward the life they want.
VirtualAvailable

$90/session

Authentic
Warm

Specialties

Addiction
Depression
Mood Disorders
+5
I am a Clinical Mental Health Counselor and have been in the Mental Health field for almost 10 years. I am also an Addiction Specialist Associate. I have experience working with clients of all ages and are from diverse backgrounds. My approach to counseling is to listen with empathy, to empower, and to be solution oriented and supportive while assisting you with your goals.
VirtualAvailable

$125/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Trauma and PTSD
Women's Issues
I am a compassionate mental health professional with over 13 years of experience who is committed to helping individuals, couples and families navigate life’s challenges with clarity, resilience, and purpose. I bring a strong background in counseling and psychology, with experience supporting clients across a range of concerns including depression, anxiety, stress, life transitions, relationship issues, trauma and emotional regulation.
VirtualAvailable

$140/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+5
Hi! I'm a Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina. I received my Masters from Gardner-Webb University and have been practicing for 10 years. I help young adults and children struggling with career/school stress as well as feeling stuck in a life. All the pressures we have today lead to melancholy and burnout. Lets work together to help you become the best version of yourself so you can feel peace and contentment.
VirtualAvailable

New to Grow

$120/session

Specialties

Anxiety
LGBTQ
Personality Disorders
+10
I’m a Licensed Clinical Social Worker with a deep respect for the complexity of a client’s histories, identities, nervous system and family dynamics. I work from a psychodynamic and trauma-informed, psychodynamic lens, integrating skills associated with EMDR, CBT, acceptance-based, and emotion-focused work to help you process what’s happened to you while also building skills for the present. I specialize in working with adults including LGBTQ+, and neurodivergent clients. I pay close attention to creating space that feels actively affirming – not just “tolerant”. You’ll find that I’m transparent about the therapy process, that I name what I see with care, and that I hold your pain and resilience in mind at the same time.
VirtualAvailable

$140/session

Warm
Empowering
Open-minded

Specialties

Anxiety
Depression
Women's Issues
+10
Hi ! I’m Brittany , a licensed therapist passionate about supporting women and girls ages 16 and older as they navigate life’s challenges. I specialize in helping clients explore issues related to identity, self-esteem, relationships, and past trauma. I believe therapy is a journey of self-discovery and growth. Together, we explore patterns and experiences that may have shaped you, not to dwell in the past, but to gain clarity and build skills for healthier, more fulfilling relationships with yourself and others. My goal is to empower clients to release what no longer serves them, reconnect with their authentic selves, and move toward greater confidence, balance, and emotional well-being. Whether you’re seeking support for navigating a life transition, strengthening self-esteem, or healing from past trauma, my practice offers a gentle and structured approach tailored to your unique needs. I am committed to walking alongside you in a space that fosters understanding, personal growth, and meaningful change.
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+7
Hi, I'm glad you’re here. I’m Liz Sullivan, and I specialize in helping stressed out, busy achievers find their joy in life, and gain control over stress, anxiety and overthinking. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but often feel stressed, frustrated and lonely. Everything is on their to-do list (except themselves), and they are realizing they want things to be different. It's possible to let go of your stressors, feel relaxed, enjoy your relationships, and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.
VirtualAvailable

$90/session

Authentic
Empowering
Open-minded

Specialties

Anxiety
Child or Adolescent
Depression
+10
Greetings to all of you. My name is Jameion B. Fowler. I'm so happy to be able to work with a variety of different populations throughout my career. These include Mental Health, Substance Abuse and work with Children and families. I am currently working as a Licensed Clinical Social Worker/Therapist. I am currently licensed in North Carolina and South Carolina.
VirtualAvailable

$110/session

Authentic
Open-minded
Solution oriented

Specialties

ADHD
Anxiety
Coping Skills
+9
I am a fully licensed clinical social worker with nearly 10 years of experience in the field. I am currently licensed in two states. My experience varies from therapeutic mentor, supervisor for other LCSW, and one on one with persons served as a therapist/clinician. My approach is strength-based and person-centered. I work with ages from 6 and up with a focus on adolescents, teens, and adults.
VirtualAvailable

$155/session

Authentic
Intelligent
Open-minded

Specialties

Anxiety
Family Conflict
Self Esteem
+9
I became a Licensed Psychotherapist in 2001. Relationship therapy is my main specialty after years of conducting counseling sessions and realizing that this is where most of our pain lies even while life itself can be very troubling, often presenting multiple challenges at once. Seeking individual or couples therapy is a thoughtful and brave investment for yourself. I am currently welcoming new clients, offering flexible office hours and easy online booking to meet your needs. I look forward to starting this journey together. Please feel free to email me, visit my website and schedule an appointment to get started.
VirtualAvailable

New to Grow

$75/session

Specialties

ADHD
Anxiety
Parenting
I am a licensed therapist who specializes in working with children, adolescents and young adults. I strive to create a friendly, non-judgmental, therapeutic environment where my clients may navigate towards their goals and thrive. I utilize a person-centered approach, cognitive behavioral therapy, mindfulness and other strategies to help my clients manage stress, anxiety, moods, self-esteem, life transitions and other mental health difficulties that are impairing one’s ability to thrive. I have extensive experience working with clients struggling with anxiety. I am passionate about forming a therapeutic alliance with my clients to assist them in navigating their therapeutic goals and overcome the obstacles they experience. The first step in your journey to healing is recognizing that you need help. It takes great courage and strength to seek help and I will provide a supportive environment for you to feel comfortable while starting your journey to a healthier mental health.
Available

New to Grow

$100/session

Specialties

Military/Veterans
Life Transitions
My name is Chris; I am a 42-year-old Veteran and Licensed Clinical Social Worker/ Licensed Clinical Addictions Specialist. I have been working mainly with populations with trauma, Severe-Persistent Mental Illness, Veterans, LGBTQ+, and those in Recovery (Struggling with Addiction). After having my son, I felt a calling to try and support others with this new transition in their lives. Using my mistakes, successes, and educational background to help guide them.
VirtualAvailable

$90/session

Empowering
Warm

Specialties

Anxiety
Coping Skills
Life Transitions
+2
Hi, I’m Taylor. I’m a therapist who works with adults navigating anxiety, life transitions, and periods of self-discovery. Many of the clients I work with feel overwhelmed, stuck, or unsure of their next steps — and are looking for a space where they can slow down and make sense of what they’re experiencing. My approach is warm, collaborative, and grounded in genuine curiosity about each person’s story. I believe meaningful change begins with feeling heard and understood, so I prioritize creating a supportive environment where clients can explore patterns, build insight, and reconnect with their strengths. I don’t offer quick fixes, but I do offer steady guidance and thoughtful partnership. The impact I hope to have in my clients’ lives is helping them feel more confident, self-aware, and empowered in their choices. Whether that means managing anxiety more effectively, navigating a major transition with greater clarity, or developing a stronger sense of identity, my goal is to support lasting growth that feels authentic and sustainable.
VirtualAvailable

Often rebooked

$115/session

Authentic
Open-minded
Warm

Specialties

ADHD
Anxiety
Depression
Hello! My name is Jeff Helms. I am a Licensed Clinical Mental Health Counselor based in North Carolina. Additionally, I am a Licensed Professional Counsellor (LPC) in the state of South Carolina. I received my Masters from the Palm Beach Atlantic University and have been practicing for 10 years. I help adults struggling with depression and anxiety as well as trauma. Additionally I am EMDR trained.
VirtualAvailable

Often rebooked

$115/session

Authentic
Intelligent
Warm

Specialties

Addiction
Anxiety
Trauma and PTSD
+7
Hello! I appreciate you being here! Acknowledging the need for help and knowing where to start can be overwhelming. I hope that my profile will offer some insight, but please don't hesitate to reach out. We can arrange a phone or video call to answer any questions you may have and explore the potential to work together. Your well-being is important, and I'm here to assist you on this path. My mission is to empower individuals in cultivating balance, becoming more present in their daily lives, discovering joy and comfort, and fostering security in themselves, their relationships, and life itself. Our collaborative journey together involves identifying what's not working for you, while also tapping into your inner strengths and personal resources to restore balance in your life. My approach is holistic, encompassing the needs of both your mind and body. Whether you're grappling with overwhelming stress or trauma, relationship challenges, or recurring anxiety and depression, remember that seeking therapy is a courageous step forward. You deserve a secure environment to heal and grow. In our sessions, I'll approach you with empathy and evidence-based techniques, empowering you to overcome the obstacles and patterns that may be hindering your happiness and well-being.
VirtualAvailable

Often rebooked

$120/session

Authentic
Warm
Solution oriented

Specialties

Depression
Obsessive-Compulsive (OCD)
Trauma and PTSD
+7
My name is Anna and I am a Licensed Clinical Mental Health Counselor (LCMHC) and I specialize in Clinical Complex Trauma with children, teens and adults. I have also worked with various mood disorders and helping many through difficult phases in life. I have worked with individuals and families for about 8 years, both online and in private practice. My passion is to help those who have hit a rough patch and need help making their way to the other side. Working with mothers during and after pregnancy has become a passion as I myself am a mother and can provide empathy and insight to these particular experiences.
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Depression
Grief
+10
Life, quite simply, is often messy and complicated. It also has the potential to have beautiful and fulfilling moments. Whether you are facing major life challenges, or simply need a safe, comforting space to explore your goals, I provide a therapeutic atmosphere that offers just that. My goal as a therapist is to help you better understand yourself in a way that is empowering, as well as provide you the tools to heal from negative past experiences, and develop healthy thinking, emotional, and behavioral patterns. If a non-judgmental, acceptance-based empathetic experience is what you're seeking, you've come to the right place. While I am passionate about counseling people through all walks of life, I specialize in treating anxiety, depression, PTSD, adjustment disorders and grief/bereavement processing, as well as working with those struggling to identify and communicate boundaries. I utilize several therapeutic modalities depending on your needs, including CBT, DBT and SFBT. Taking the first step can often feel like the hardest part of starting therapy, but please know that you will be met with compassion and encouragement. Our first session is a relaxed appointment where I get to know you, and we work together to build a plan to achieve your goals. Hope to hear from you soon!
VirtualAvailable
Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.