Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 559 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 4/25/2026

New to Grow

$65/session

Specialties

Trauma and PTSD
Anxiety
I am 35 y/o male with lived experience who is very open minded and yet also have 15 years experience working with every type of person without very many exceptions of not clicking. I feel like my ideal client would be goal oriented and be willing to work on the issues at hand. My goal is not to be a life-long friend but to help solve what problems you have.
Available

$90/session

Authentic
Warm

Specialties

Addiction
Bipolar Disorder
Depression
+5
I am a Clinical Mental Health Counselor and have been in the Mental Health field for almost 10 years. I am also an Addiction Specialist Associate. I have experience working with clients of all ages and are from diverse backgrounds. My approach to counseling is to listen with empathy, to empower, and to be solution oriented and supportive while assisting you with your goals.
VirtualAvailable

$87/session

Direct
Empowering
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+6
I’m a Licensed Clinical Social Worker experienced in working with individuals navigating both substance use, serious mental illness, anxiety, depression, and a variety of mental health concerns. I received my MSW from the University of Kentucky and specialized in Clinical Social Work. I’m truly passionate about helping people find their own way through recovery, focusing on building a life that actually feels authentic and sustainable for you.
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+7
Hi, I'm glad you’re here. I’m Liz Sullivan, and I specialize in helping stressed out, busy achievers find their joy in life, and gain control over stress, anxiety and overthinking. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but often feel stressed, frustrated and lonely. Everything is on their to-do list (except themselves), and they are realizing they want things to be different. It's possible to let go of your stressors, feel relaxed, enjoy your relationships, and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.
VirtualAvailable

New to Grow

$200/session

Specialties

Life Transitions
Self Esteem
Women's Issues
+5
Therapy is the most effective when you feel genuinely connected to the person walking along side you. I take pride in meeting clients where they are, no matter the chapter of life they’re in. I strive to offer both stability and flexibility, recognizing that the world can feel overwhelming at times, but together, we can make it feel more manageable.
VirtualAvailable

New to Grow

$100/session

Specialties

Coping Skills
Self Esteem
Women's Issues
+7
I am originally from a small town in rural southeastern NC. We are home to the World’s Largest Frying Pan, however, I don’t remember any events of it being used! I worked in the mental health and substance use arenas for a total of 10 years before I decided to become a therapist. I noticed as a case manager we help clients with their external needs food, transportation, securing employment, and independent living skills. If someone is holding on to past traumatic events or new ones, they will not be able to function as a whole person. My goal as a therapist is to help people help themselves. We can be the villain in our own story, but we must learn how to eventually save ourselves.
Available

New to Grow

$140/session

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+7
Hi , my name is Shahin Sabouri. I believe that all people have the power within themselves to achieve health and wholeness that includes a peaceful state of mind, a nurtured soul and healing. Utilizing a holistic approach, I teach my clients how to reduce their chronic stress reactivity and build resilience to life’s perpetual stressors. I often draw on mindfulness therapy techniques, in addition, techniques such as EMDR to help the autonomic nervous system detect safety and regulate emotions effectively. I am fluent in Farsi and Azeri/Turkish language and consider myself to be a multicultural provider.
Available

$80/session

Authentic
Intelligent
Direct

Specialties

ADHD
Anxiety
Mood Disorders
+10
I work with adults who feel overwhelmed by anxiety, ADHD, or depression and want practical tools to regain stability and direction in their lives. Many people come to therapy feeling stuck in patterns that are difficult to break—racing thoughts, difficulty focusing, emotional overwhelm, or relationship stress. Therapy provides a space to slow down, understand what is happening beneath the surface, and begin developing healthier ways of responding. I am a North Carolina–based therapist with experience helping individuals navigate depression, anxiety, ADHD, and emotional regulation difficulties. I also work with individuals with ADHD who struggle with focus, organization, motivation, and emotional regulation. Many people with ADHD are intelligent and capable but feel frustrated by procrastination, burnout, or difficulty managing daily demands. Together we work on strategies that support how your brain naturally functions rather than fighting against it. My approach is collaborative and grounded in building a strong therapeutic relationship. I integrate cognitive-behavioral, interpersonal, and humanistic approaches while focusing on practical skills, insight, and long-term growth. Therapy is not about fixing you. It is about helping you understand yourself more clearly and developing tools that allow you to move through life with greater confidence, balance, and resilience.
VirtualAvailable

$120/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
+7
Hello! I am a clinical social worker (LCSW) licensed in North Carolina. I graduated with my Master of Science in Social Work from the University of Tennessee while receiving certification in Trauma Treatment. I have been actively practicing for more than five years. I work with individuals from a variety of ages and backgrounds navigating through their mental health journey towards a better understanding of self and the importance of mental health care.
VirtualAvailable

$125/session

Warm
Open-minded
Authentic

Specialties

Anxiety
Trauma and PTSD
Women's Issues
I am a compassionate mental health professional with over 13 years of experience who is committed to helping individuals, couples and families navigate life’s challenges with clarity, resilience, and purpose. I bring a strong background in counseling and psychology, with experience supporting clients across a range of concerns including depression, anxiety, stress, life transitions, relationship issues, trauma and emotional regulation.
VirtualAvailable

$110/session

Authentic
Warm
Open-minded

Specialties

ADHD
Anxiety
Coping Skills
+9
I am a fully licensed clinical social worker with nearly 10 years of experience in the field. I am currently licensed in two states. My experience varies from therapeutic mentor, supervisor for other LCSW, and one on one with persons served as a therapist/clinician. My approach is strength-based and person-centered. I work with ages from 6 and up with a focus on adolescents, teens, and adults.
VirtualAvailable

$100/session

Solution oriented
Empowering
Intelligent

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+15
I believe in not just giving ok treatment, but the best available. That’s why I love matching your needs with the best type of therapy that’s also backed up with research to definitely be able to help you. With that, you’re still the expert on you and your life, so you bring your experiences and I’ll bring my knowledge, and together we can figure out how to help you figure out how to get exactly what you’re wanting in life. I specialize in working with anxieties, depression, trauma, as well as with teens and parents. I’ve worked with kids most of my life in one form or another doing therapy, mentoring, and teaching English abroad. Whatever is bothering you I’m here to help. LGBTQ friendly. Whatever it is, let me help you, and if there’s something I don’t have the proper expertise in then I also have no problem admitting that and directing you to someone who can help so that you don’t have to waste your time.
VirtualAvailable

$100/session

Empowering
Authentic
Warm

Specialties

Depression
LGBTQ
Spirituality
+3
Candace “NIX” Fritts is a licensed Zumba instructor, yoga instructor and Licensed Clinical social worker. She has been teaching Zumba over 5 years and has utilized her passion for healing and helping others as a therapist over the past decade. “NIX” specializes in and has a passion for cultural diversity, gender identity/LGBTQIA+ issues, equality, relationship/marital issues, depression, anxiety, and Trauma. She defines "empathy" as her number one skill and superpower. In addition “NIX” is a huge advocate and member of the LGBTQIA+ community. She is also a member NAACP and the Black political caucus of Cabarrus County. NIX also encourages health and wellness with a belief that healing can be achieved in various ways. Fun Fact: NIX was once a contestant on “Lets make a Deal”
VirtualAvailable

$100/session

Warm
Authentic
Direct

Specialties

ADHD
Anxiety
Family Conflict
+4
My name is Maggie Carswell, Licensed Clinical Social Worker. I have been in the therapeutic field since 2018. With a passion for promoting realistic goals and achievements, I am looking forward to working with clients to assist them in progressing towards positive change in their life while creating a transparent space that is free from judgement. We will work together to create trust, empowerment, build self confidence, and learn practical tools that can be used to assist in navigating the complexities of life.
VirtualAvailable

Often rebooked

$105/session

Authentic
Humorous
Open-minded

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+10
My counseling approach is characterized by a combination of honesty, empathy, and compassion, complemented by a subtle touch of humor. I employ an eclectic counseling approach that encompasses various therapeutic modalities, including Cognitive-Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Play Therapy/Child Centered Play Therapy, Art Therapy, and Solution-Focused therapy. I believe there’s no one-size-fits-all approach to therapy, so I focus on what works best for each person. I’m committed to adjusting my style to fit each client’s unique needs and challenges. In my free time, I live for spending quality moments with my two pups and close friends. Additionally, I relish day trips and attending performances featuring Drag Queens. I look forward to the opportunity to provide you with the support you need on your therapeutic journey.
VirtualAvailable

Often rebooked

New to Grow

$150/session

Specialties

Anxiety
Life Transitions
Women's Issues
+1
Life can feel overwhelming at times. I am a Licensed Clinical Social Worker with over 7 years of experience working with adults experiencing anxiety, depression, relationship challenges, life transitions, and women navigating perimenopause. I support clients in developing emotional regulation skills and practical strategies to manage everyday challenges, with a focus on feeling more in control and confident in daily life.
VirtualAvailable

$150/session

Authentic
Challenging
Intelligent

Specialties

Anxiety
Depression
Family Conflict
+5
I am a Licensed Professional Counselor (LPC) in the states of North and South Carolina. I graduated from Liberty University in 2013. My approach to counseling is very eclectic and person-centered. I have experience in the utilization of Cognitive Behavior Therapy (CBT), Family Therapy (FT), Emotional Freedom Techniques (EFT), and I also assist clients with implementing forms of meditation into their daily lifestyle. I aim to empower each person I am allowed to serve, and to assist them with understanding that each person can heal, cope, and/or adapt despite life's challenges. The power to create change is within each one of us, and my job is to assist you with that process.
VirtualAvailable

$135/session

Authentic
Intelligent

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable

$120/session

Intelligent
Warm
Authentic

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I’m a warm, down-to-earth therapist who believes that feeling safe, understood, and genuinely supported is the foundation for meaningful change. With over 15 years of experience across schools, hospitals, crisis settings, and community-based care, I’ve had the privilege of working with people at many different stages of life—from teens navigating overwhelming emotions to adults facing complex life challenges. My background as both a counselor and school social worker has given me a deep understanding of how early experiences, family dynamics, and life transitions shape who we are. I’ve supported students and families through anxiety, emotional struggles, and difficult situations, and I carry that same patience, empathy, and advocacy into my work with all clients. I’ve also worked in high-intensity environments—including crisis settings, alongside law enforcement, in hospitals, and with veterans, survivors of trauma and domestic violence, and individuals in eating disorder treatment. Because of this, I’m comfortable supporting clients who feel overwhelmed, stuck, or unsure where to start. You don’t have to have everything figured out to begin. In our work together, I focus on creating a space where you can be yourself without fear of judgment. I balance practical tools and coping strategies with deeper exploration, helping you not only manage what you’re going through, but also understand it. My approach is collaborative, supportive, and tailored to you—whether you’re looking for structure, insight, or simply a place to feel heard. Reaching out for therapy can be hard, but you don’t have to do it alone. My goal is to help you feel more grounded, more confident, and more in control of your life.
VirtualAvailable

$103/session

Authentic
Warm
Solution oriented

Specialties

Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
VirtualAvailable
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New to Grow

$90/session

Humorous
Intelligent

Specialties

Addiction
First Responders/Healthcare Workers
Trauma and PTSD
+10
I bring humor into therapy when it fits, but what really drives my work is curiosity. I like helping people slow down, look at what is going on beneath the surface and understand why they keep running into the same problems. Together, we look at patterns, experiences and habits that may be shaping the problems that brought them in. I use evidence-based approaches to help clients build insight, make practical changes and move toward the life they want.
VirtualAvailable

$150/session

Authentic
Direct
Empowering

Specialties

Addiction
Suicidal Ideation
Trauma and PTSD
Hi, I’m Tim Webb, LPC, LCMHC. I’ve been a behavioral health clinician 34 years with an undergraduate degree from UNC-Chapel Hill and a Masters degree in Counseling from Wake Forest University. I provide individual and family counseling services with a holistic and eclectic approach. As a former firefighter and Emergency Room clinician, I understand many of the unique experiences of both first responders and Veterans. A lifelong martial artist including some boxing experience, I enjoy weightlifting and spending time with my family.
VirtualAvailable

Often rebooked

$115/session

Authentic
Open-minded
Warm

Specialties

ADHD
Anxiety
Depression
Hello! My name is Jeff Helms. I am a Licensed Clinical Mental Health Counselor based in North Carolina. Additionally, I am a Licensed Professional Counsellor (LPC) in the state of South Carolina. I received my Masters from the Palm Beach Atlantic University and have been practicing for 10 years. I help adults struggling with depression and anxiety as well as trauma. Additionally I am EMDR trained.
VirtualAvailable

$120/session

Warm
Authentic
Empowering

Specialties

Family Conflict
Life Transitions
Women's Issues
+10
I'm a laid-back, compassionate therapist who takes the time to really get to know you, your story, values, and what feels important right now. I create a space where you can talk openly without judgment, and we move at your pace. I pull from different therapeutic tools depending on what fits best for you, and together we determine what helps you feel supported and move toward the life you want. I help individuals (ages 11+) and couples navigate anxiety, depression, stress, self-esteem, and life or relationship challenges with compassionate, person-centered, and evidence-based support. Whether you're facing life changes or seeking emotional resilience, I provide a safe space and practical tools to foster growth, clarity, and lasting well-being. Taking the first step toward gaining support can feel daunting, but you’re not alone. Together, we can explore ways to build resilience and gain clarity, helping you move forward with confidence.
VirtualAvailable

$125/session

Authentic
Warm

Specialties

ADHD
Anxiety
Coping Skills
+2
Lizzie Gutierrez has worked in various careers that have helped mold her into the therapist she is today. She served in the Army, worked for several years as a Licensed Practical nurse in Pediatric clinic, OB/GYN clinic and in Labor and delivery. These experiences has taught Lizzie the true definition of empathy and patience. When Lizzie is working she loves to be on the move. Lizzie loves to run as it helps to clear her mind but also provides time with friends. Lizzie is the mother of 3 boys, has been married for almost 26 years and also has fur babies. On days Lizzie does not want to do anything, she loves to curl up on the couch in the early hours with a book and a good cup of coffee with her fur babies. She also loves to travel with her family when she is able.
VirtualAvailable
Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.