Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 547 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 4/7/2026

$90/session

Warm
Authentic
Intelligent

Specialties

Depression
Mood Disorders
Self Esteem
+9
I’m really glad you found your way here. I support individuals who feel overwhelmed, stuck, or emotionally drained and are seeking a space to slow down and be themselves without judgment. My goal is to help you feel lighter, gain clarity, and take meaningful steps toward a more balanced, fulfilling, and authentic life at your own pace. with confidence and self-trust.
VirtualAvailable
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New to Grow

$200/session

Specialties

Life Transitions
Self Esteem
Women's Issues
+5
Therapy is the most effective when you feel genuinely connected to the person walking along side you. I take pride in meeting clients where they are, no matter the chapter of life they’re in. I strive to offer both stability and flexibility, recognizing that the world can feel overwhelming at times, but together, we can make it feel more manageable.
VirtualAvailable
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New to Grow

$140/session

Specialties

Anxiety
Couples Counseling
Family Conflict
I'm Redonno Carmon, a Licensed Marriage and Family Therapist who specializes in working with couples. I help partners who want to feel connected again but find themselves buried under arguments, silence, or mistrust. I guide couples through the sometimes difficult, but often rewarding, process of understanding the patterns behind their disconnection so they can rebuild trust, improve communication, and reconnect. I also work with individuals navigating relationship challenges or looking to better understand themselves and their relationship patterns.
VirtualAvailable
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$150/session

Authentic
Intelligent

Specialties

Anxiety
Depression
Family Conflict
+5
I am a Licensed Professional Counselor (LPC) in the states of North and South Carolina. I graduated from Liberty University in 2013. My approach to counseling is very eclectic and person-centered. I have experience in the utilization of Cognitive Behavior Therapy (CBT), Family Therapy (FT), Emotional Freedom Techniques (EFT), and I also assist clients with implementing forms of meditation into their daily lifestyle. I aim to empower each person I am allowed to serve, and to assist them with understanding that each person can heal, cope, and/or adapt despite life's challenges. The power to create change is within each one of us, and my job is to assist you with that process.
VirtualAvailable
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$100/session

Solution oriented
Warm
Open-minded
Authentic
Empowering
Humorous
Direct
Holistic
Intelligent

Specialties

Health/Medical Issues
Military/Veterans
Trauma and PTSD
+9
I am glad you are here and taking the intentional step to improve your life through therapy. I am a Licensed Clinical Social Worker and have 10 years of experience. I work with adults that are impacted by Trauma, Grief/Loss, and Adjustment issues. We look at understanding how our physical and emotional health are interconnected, chronic health outcomes, and how this manifests in our body, utilizing mind and body treatment modalities. In addition, I work with older adults that may be impacted by childhood and lifelong trauma and fractured memories, utilizing attachment and mindfulness therapeutic interventions.
VirtualAvailable
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$120/session

Warm
Authentic
Direct
Humorous
Open-minded
Empowering
Intelligent
Open-Minded
Solution oriented

Specialties

Child or Adolescent
Coping Skills
Foster Care/Adoption
+6
Therapy doesn’t have to feel intimidating or overly clinical. I offer a supportive, down-to-earth space where you can show up exactly as you are — no pressure, no judgment. Whether you're feeling overwhelmed, stuck, anxious, or simply ready for change, we’ll work together to better understand what’s going on and identify practical steps forward. My approach is collaborative, compassionate, and tailored to your individual needs. I believe therapy works best when it feels like a genuine conversation, balanced with tools and strategies that you can actually use in daily life. Together, we’ll explore patterns, build coping skills, and strengthen your ability to navigate challenges with confidence. Seeking support is a courageous step, and you don’t have to figure things out alone. My goal is to help you gain clarity, develop resilience, and create meaningful, lasting change.
VirtualAvailable
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$125/session

Warm
Authentic
Open-minded
Empowering
Holistic
Intelligent

Specialties

Anxiety
Trauma and PTSD
Women's Issues
I am a compassionate mental health professional with over 13 years of experience who is committed to helping individuals, couples and families navigate life’s challenges with clarity, resilience, and purpose. I bring a strong background in counseling and psychology, with experience supporting clients across a range of concerns including depression, anxiety, stress, life transitions, relationship issues, trauma and emotional regulation.
VirtualAvailable
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New to Grow

$100/session

Specialties

Anxiety
Career Counseling
Coping Skills
These times are urgent. Let us slow down.” ― Bayo Akomolafe Let's take things one breath at a time, slowing down instead of rushing through the hard parts. I don’t believe in fixing or solving everything all at once in the hopes it does not reoccur. Instead, I offer space for curiosity, vulnerability, and connection, because that’s often where healing begins. Together we’ll practice being with your experiences, not just getting past them. I work with people facing all kinds of mental health and personal life challenges, and I especially love helping clients untangle old patterns and build new ones that feel more like them. My approach is relational and HUMOROUS, humanistic, honest, warm, and collaborative. I work mostly with teens and adults. Outside of therapy, I’m usually testing a new hairstyle, thrifting, listening to Afrobeats, or walking my dachshund, Winston-Bishop.
VirtualAvailable
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$110/session

Authentic
Solution oriented
Warm
Direct
Open-minded
Empowering
Intelligent
Open-Minded
Solution oriented

Specialties

Anxiety
Grief
Insomnia/Sleep Issues
+9
Hi there, I'm Jenni! Feeling stuck and frustrated? Struggling to deal with the loss of a loved one? Trying to find balance in your life while coping with chronic illness? Expecting an upcoming change? Not able to sleep or stay on top of things in your life? I am here to help! Therapy cannot be effective if we are not meeting your specific needs and goals. I want to meet you where you are and together identify a path forward. I like to understand you, your values, and your background while also giving you solution-focused interventions you can utilize to make changes. If talking it through without homework is the way you want to go, that is fine too! We are all capable of change and moving forward but sometimes it is the dialogues in our head, relationships, or other factors that are getting in our way. Therapy is a great place to work through those and be more connected with what you value in your life. Let's work together!
VirtualAvailable
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$125/session

Warm
Authentic
Empowering
Open-minded
Intelligent
Solution oriented
Holistic

Specialties

Anxiety
Depression
Life Transitions
+3
I am a compassionate and dedicated mental health therapist serving individuals across the lifespan—from adolescents as young as 6 years old to older adults well into their senior years. My work centers on supporting people who are experiencing challenges in their lives, offering a safe, welcoming, and non-judgmental space to explore thoughts, emotions, and experiences. I approach each client with empathy and respect, tailoring therapy to meet their unique needs while empowering them to find strength, resilience, and growth in the midst of life’s difficulties.
VirtualAvailable
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$70/session

Humorous
Solution oriented

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+10
My counseling approach is characterized by a combination of honesty, empathy, and compassion, complemented by a subtle touch of humor. I employ an eclectic counseling approach that encompasses various therapeutic modalities, including Cognitive-Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Play Therapy/Child Centered Play Therapy, Art Therapy, and Solution-Focused therapy. I believe there’s no one-size-fits-all approach to therapy, so I focus on what works best for each person. I’m committed to adjusting my style to fit each client’s unique needs and challenges. In my free time, I live for spending quality moments with my two pups and close friends. Additionally, I relish day trips and attending performances featuring Drag Queens. I look forward to the opportunity to provide you with the support you need on your therapeutic journey.
VirtualAvailable
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$90/session

Authentic
Warm

Specialties

Bipolar Disorder
Mood Disorders
Older Adults
+6
I am a Clinical Mental Health Counselor and have been in the Mental Health field for almost 10 years. I am also an Addiction Specialist Associate. I have experience working with clients of all ages and are from diverse backgrounds. My approach to counseling is to listen with empathy, to empower, and to be solution oriented and supportive while assisting you with your goals.
VirtualAvailable
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Often rebooked

$125/session

Authentic
Warm
Empowering
Humorous
Direct
Solution oriented

Specialties

Anxiety
Couples Counseling
Depression
+10
Hey, I'm Carlos! I am a therapist dedicated to helping you reclaim your personal power. By integrating highly successful Cognitive Behavioral Therapy (CBT) with Mindfulness techniques, I help you slow down and recognize the significance of every moment. Together, we will work to ensure you feel empowered to make positive choices rather than feeling like a victim of your own thoughts or current life situations.
VirtualAvailable
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$175/session

Authentic
Solution oriented
Warm
Intelligent
Open-minded
Empowering
Challenging
Solution oriented
Open-Minded
Holistic
Humorous

Specialties

Anxiety
Depression
Parenting
+6
Hello, I'm Justin. Have you ever felt overwhelmed by stress and life's complexities? Many do, and it's more common than you might think. Life's challenges can leave us feeling exhausted, anxious, and disconnected. But remember, you're not alone in this journey. As a Licensed Professional Counselor offering virtual therapy in Virginia and North Carolina, my role is to walk with you in creating a safe, empowering space. Together, we'll explore and employ a range of therapeutic techniques tailored to your unique needs. My goal? To help you navigating the intricacies of life and forge meaningful connections — with others and with yourself. In therapy, we uncover the roots of your stress, lighten your emotional load, and find strength in support and understanding. It's about building resilience and rediscovering your inner balance. If you're reading this, you've already taken a brave first step. You recognize the need for change and understand that carrying the burden alone isn't the only way. If you're ready to move forward, to cultivate lasting change and greater self-awareness, I'm here to guide you. Reach out, and let's start this transformative journey together.
VirtualAvailable
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New to Grow

$120/session

Specialties

Parenting
Sexual Abuse
Trauma and PTSD
Starting therapy can feel intimidating-especially if you've spent a long time being the strong one, the helper, or the person who holds everything together. I support individuals impacted by anxiety, depression, life transitions, parenting, caregiver fatigue, and trauma, including sexual trauma. I offer trauma-informed therapy in a supportive, nonjudgmental space. Together, we'll work at a pace that feels right for you, building insight, coping tools, and confidence. For clients who desire it, I can incorporate Christian perspectives.
VirtualAvailable
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$160/session

Authentic
Warm
Empowering
Intelligent
Open-minded
Solution oriented

Specialties

Grief
Mood Disorders
Trauma and PTSD
+10
Trauma has haunted you for years. It’s left you with nightmares and flashbacks. It’s caused you to distrust others and push them away. It’s made you feel broken and hopeless. You’ve tried everything you can think of to shed the weight of the past. You’ve read the books, tried the life hacks… You may have even talked to a therapist. But now, you’re out of options. Nothing has helped you transition from being a survivor to someone who’s truly alive. And you’re all talked out. No matter how many times you tell your story, nothing changes. The search for relief is exhausting. This might be your last shot at getting help.
VirtualAvailable
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$150/session

Empowering
Authentic
Open-minded
Warm
Direct
Solution oriented
Challenging
Humorous
Intelligent
Solution oriented

Specialties

Addiction
Anxiety
Depression
+10
I'm Angela Harrington with 10 years please experience in mental health, co-occurring disorders, and substance abuse disorders. My goal in therapy is to elicit change talk, provide positive insight, and motivation to free yourself. When working with clients my structured approach is from cognitive behavioral therapy (CBT) where the individual learns to explore the link between thoughts, feelings, and behaviors.
VirtualAvailable
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$80/session

Warm
Empowering
Open-minded
Solution oriented
Authentic
Challenging
Direct
Holistic
Intelligent

Specialties

Anxiety
Family Therapy
Life Transitions
+10
Hi, I'm Debbie Howard, a Licensed Clinical Mental Health Counselor (LCMHC). Reaching out for support takes courage, and I would be honored to walk alongside you! I have 15 years experience helping individuals, families and youth work through challenges such as life transitions, stress, anxiety, depression, relationship issues, and parenting. I also specialize in helping children and teens build resilience, confidence, and coping skills that support lasting change at home and school. My approach is warm, client-centered, and collaborative. I believe therapy should feel empowering, supportive, and tailored to your unique needs and goals. I integrate a variety of evidence-based practices including Cognitive Behavior Therapy(CBT), Alternative Family CBT, Dialectical Behavioral Therapy (DBT), Acceptance & Commitment Therapy (ACT) , mindfulness, trauma-informed care, and solution focused therapy. Together, we'll focus on building self-awareness, resilience, and lasting positive change in a safe, nonjudgmental space.
VirtualAvailable
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$145/session

Warm
Humorous
Authentic
Solution oriented
Empowering
Direct

Specialties

Anger Management
Anxiety
Depression
+6
I am an experienced Licensed Clinical Social Worker (LCSW) with over 20 years of dedicated practice in mental health, and my mission is to help individuals unlock their fullest potential by creating lasting change in their lives. My background spans a wide range of settings, from community-based work with children and disabled adults to providing therapy in psychiatric hospitals, schools, and private practice. With a double major in Visual Arts and Psychology from the University of North Carolina -Asheville and a Master’s in Social Work from East Tennessee University, I bring a blend of clinical expertise and creativity to my practice.
VirtualAvailable
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$100/session

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I’m a warm, down-to-earth therapist who believes that feeling safe, understood, and genuinely supported is the foundation for meaningful change. With nearly 15 years of experience across schools, hospitals, crisis settings, and community-based care, I’ve had the privilege of working with people at many different stages of life—from teens navigating overwhelming emotions to adults facing complex life challenges. My background as both a counselor and school social worker has given me a deep understanding of how early experiences, family dynamics, and life transitions shape who we are. I’ve supported students and families through anxiety, emotional struggles, and difficult situations, and I carry that same patience, empathy, and advocacy into my work with all clients. I’ve also worked in high-intensity environments—including crisis settings, alongside law enforcement, in hospitals, and with veterans, survivors of trauma and domestic violence, and individuals in eating disorder treatment. Because of this, I’m comfortable supporting clients who feel overwhelmed, stuck, or unsure where to start. You don’t have to have everything figured out to begin. In our work together, I focus on creating a space where you can be yourself without fear of judgment. I balance practical tools and coping strategies with deeper exploration, helping you not only manage what you’re going through, but also understand it. My approach is collaborative, supportive, and tailored to you—whether you’re looking for structure, insight, or simply a place to feel heard. Reaching out for therapy can be hard, but you don’t have to do it alone. My goal is to help you feel more grounded, more confident, and more in control of your life.
VirtualAvailable
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$150/session

Authentic
Warm
Empowering
Solution oriented
Intelligent
Solution oriented
Direct
Open-minded
Open-Minded
Challenging
Humorous

Specialties

Anxiety
Couples Counseling
Spirituality
+9
Through my 15+ years in the mental health sphere, I have learned how deeply psychological processes can disrupt life. Oftentimes, therapeutic progress has neglected how intricately interwoven are the body, soul, and spirit. Intersecting all three in sessions, I endeavor to proactively support individuals in developing their wellness lifestyle in order to be best informed when future barriers and areas of stuck-ness in life occur.
VirtualAvailable
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$100/session

Specialties

Addiction
Anxiety
Depression
+9
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in North Carolina. I received my Masters from the East Carolina University and have been practicing for 15 years. I help children and adults with depressed moods, stress, substance misuse, and low self-worth become the best versions of themselves. My hope is to provide you with skilled and compassionate therapeutic assistance to overcome mental health challenges. As a therapist and person of faith, I am committed to providing high-quality, person-centered services. In therapy, I prefer to use a combination of Person-Centered, Cognitive-Behavioral Therapy and motivational enhancement strategies to help people understand what drives them, identify barriers to the change they seek and develop the skills necessary to become the persons they were created to be. Your goals and values provide the context for everything I do. I am committed to providing services free from judgment, stigma, and shame. And you can feel comfortable incorporating your spirituality into sessions as much as you wish. As your therapist and guide, You Shall Grow Through What You Go Through!
VirtualAvailable
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$175/session

Authentic
Warm
Humorous
Empowering
Solution oriented
Open-minded
Direct
Intelligent
Holistic

Specialties

Anxiety
Coping Skills
Depression
Hello, Are you feeling overwhelmed, stressed, or like life is taking over? It's completely natural to experience these emotions from time to time, but you don't have to navigate these challenges alone. My name is Latonya Badger, and I'm an experienced and compassionate mental health provider here to support you on your journey towards well-being and happiness. I have 4+ years of experience in the mental health field, I am a licensed therapist dedicated to helping individuals like you find balance, resilience, and inner strength. My approach is client-centered, meaning I tailor each session to your unique needs and circumstances. Together, we'll work collaboratively to address your concerns and develop personalized strategies to cope with life's stressors.
VirtualAvailable
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Often rebooked

$100/session

Authentic
Direct
Humorous
Warm
Empowering
Open-minded
Challenging

Specialties

Anxiety
Depression
Life Transitions
+8
Hi, my name is Leslie Travia. I grew up as one of six children and now enjoy spending time whenever possible with my siblings, my many nieces, nephews, and their children. I have two grown children of my own and have been married for over 30 years. Over the years, my family and I have lived in 10 different states as well as in Europe, and I believe each place has deepened my appreciation for diverse cultures and perspectives. I also believe we are never too old to learn something new. I value self-empowerment and strive to surround myself with positivity and kindness.
VirtualAvailable
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$120/session

Authentic
Warm
Direct
Challenging
Empowering
Intelligent
Open-minded
Humorous
Holistic
Solution oriented

Specialties

Anxiety
Career Counseling
Depression
+7
Welcome — I’m John Dyson, a Licensed Clinical Mental Health Counselor (LCMHC) and National Certified Counselor (NCC), based in the foothills of North Carolina. I want you to take a moment to acknowledge that you’ve already taken the first step toward bettering your mental health. Let’s be honest — starting therapy can feel empowering, confusing, or even scary — sometimes all at once. My goal is to create a safe, welcoming space where you can explore concerns related to anxiety, depression, and self-care. I focus on helping clients build assertive communication skills and healthy boundaries, both with themselves and with others, in ways that support a more balanced, fulfilling life. Therapy is an opportunity for personal growth in whatever way you're seeking — whether that means navigating specific challenges or building the life you deeply deserve. If that’s what you’re looking for, I’m here when you’re ready. Together, we’ll clarify the challenges you’re facing and identify where you want to be — a month, six months, or a year from now. Then, we’ll explore actionable strategies to help you move forward. You'll leave each session with a clearer understanding of your situation and a set of “next steps” you can begin right away. There will always be space for feedback and collaboration in our work — including holding each other accountable as we walk this path together.
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Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.