Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 565 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 4/14/2026

$100/session

Warm
Authentic
Intelligent

Specialties

Depression
Mood Disorders
Self Esteem
+9
I’m really glad you found your way here. I support individuals who feel overwhelmed, stuck, or emotionally drained and are seeking a space to slow down and be themselves without judgment. My goal is to help you feel lighter, gain clarity, and take meaningful steps toward a more balanced, fulfilling, and authentic life at your own pace. with confidence and self-trust.
VirtualAvailable

New to Grow

$90/session

Specialties

Addiction
First Responders/Healthcare Workers
Trauma and PTSD
+10
I bring humor into therapy when it fits, but what really drives my work is curiosity. I like helping people slow down, look at what is going on beneath the surface and understand why they keep running into the same problems. Together, we look at patterns, experiences and habits that may be shaping the problems that brought them in. I use evidence-based approaches to help clients build insight, make practical changes and move toward the life they want.
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Empowering
Intelligent
Open-minded
Solution oriented
Direct
Solution oriented

Specialties

Anxiety
Depression
Life Transitions
+7
Hi, I'm glad you’re here. I’m Liz Sullivan, and I specialize in helping stressed out, busy achievers find their joy in life, and gain control over stress, anxiety and overthinking. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but often feel stressed, frustrated and lonely. Everything is on their to-do list (except themselves), and they are realizing they want things to be different. It's possible to let go of your stressors, feel relaxed, enjoy your relationships, and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.
VirtualAvailable

$140/session

Warm
Empowering
Open-minded
Solution oriented
Authentic
Intelligent

Specialties

Anxiety
Depression
Women's Issues
+10
Hi ! I’m Brittany , a licensed therapist passionate about supporting women and girls ages 16 and older as they navigate life’s challenges. I specialize in helping clients explore issues related to identity, self-esteem, relationships, and past trauma. I believe therapy is a journey of self-discovery and growth. Together, we explore patterns and experiences that may have shaped you, not to dwell in the past, but to gain clarity and build skills for healthier, more fulfilling relationships with yourself and others. My goal is to empower clients to release what no longer serves them, reconnect with their authentic selves, and move toward greater confidence, balance, and emotional well-being. Whether you’re seeking support for navigating a life transition, strengthening self-esteem, or healing from past trauma, my practice offers a gentle and structured approach tailored to your unique needs. I am committed to walking alongside you in a space that fosters understanding, personal growth, and meaningful change.
VirtualAvailable

New to Grow

$100/session

Specialties

Military/Veterans
Life Transitions
My name is Chris; I am a 42-year-old Veteran and Licensed Clinical Social Worker/ Licensed Clinical Addictions Specialist. I have been working mainly with populations with trauma, Severe-Persistent Mental Illness, Veterans, LGBTQ+, and those in Recovery (Struggling with Addiction). After having my son, I felt a calling to try and support others with this new transition in their lives. Using my mistakes, successes, and educational background to help guide them.
VirtualAvailable

$150/session

Authentic
Intelligent

Specialties

Anxiety
Depression
Family Conflict
+5
I am a Licensed Professional Counselor (LPC) in the states of North and South Carolina. I graduated from Liberty University in 2013. My approach to counseling is very eclectic and person-centered. I have experience in the utilization of Cognitive Behavior Therapy (CBT), Family Therapy (FT), Emotional Freedom Techniques (EFT), and I also assist clients with implementing forms of meditation into their daily lifestyle. I aim to empower each person I am allowed to serve, and to assist them with understanding that each person can heal, cope, and/or adapt despite life's challenges. The power to create change is within each one of us, and my job is to assist you with that process.
VirtualAvailable

New to Grow

$140/session

Specialties

Anxiety
Couples Counseling
Family Conflict
I'm Redonno Carmon, a Licensed Marriage and Family Therapist who specializes in working with couples. I help partners who want to feel connected again but find themselves buried under arguments, silence, or mistrust. I guide couples through the sometimes difficult, but often rewarding, process of understanding the patterns behind their disconnection so they can rebuild trust, improve communication, and reconnect. I also work with individuals navigating relationship challenges or looking to better understand themselves and their relationship patterns.
VirtualAvailable

New to Grow

$200/session

Specialties

Life Transitions
Self Esteem
Women's Issues
+5
Therapy is the most effective when you feel genuinely connected to the person walking along side you. I take pride in meeting clients where they are, no matter the chapter of life they’re in. I strive to offer both stability and flexibility, recognizing that the world can feel overwhelming at times, but together, we can make it feel more manageable.
VirtualAvailable

$165/session

Authentic
Solution oriented
Direct
Intelligent
Open-minded
Empowering
Humorous
Warm
Holistic
Open-Minded
Challenging
Solution oriented

Specialties

Anxiety
Couples Counseling
Grief
+7
Hello-My name is Richard (Rick) Lally. I graduated with a master's degree in clinical psychology from Connecticut College and have been working in behavioral health for 25 years. I also have been a Licensed Clinical Mental Health Counselor in North Carolina for the past 20 years. I have been able to help individuals from diverse backgrounds with a wide array of issues; depression, grief/loss, stress, anger, relationship distress to name a few. Regardless of whether your need for seeking counseling is one of these matters or something else, please reach out to me and give me the chance to see if I can offer some relief. I welcome the opportunity to meet you.
VirtualAvailable

$100/session

Warm
Authentic
Direct
Intelligent

Specialties

ADHD
Anxiety
Family Conflict
+4
My name is Maggie Carswell, Licensed Clinical Social Worker. I have been in the therapeutic field since 2018. With a passion for promoting realistic goals and achievements, I am looking forward to working with clients to assist them in progressing towards positive change in their life while creating a transparent space that is free from judgement. We will work together to create trust, empowerment, build self confidence, and learn practical tools that can be used to assist in navigating the complexities of life.
VirtualAvailable

Often rebooked

$100/session

Authentic
Warm
Empowering
Open-minded
Solution oriented
Intelligent
Open-Minded
Direct
Solution oriented
Challenging
Holistic

Specialties

Anxiety
Depression
Trauma and PTSD
+7
I'm a Licensed Clinical Social Worker (LCSW) that provides individual therapy over telehealth. I earned my Masters Degree in 2017 from UNC Charlotte and have been a therapist for 8 years. My specialities are working with teens and adults struggling with anxiety, depression, trauma, and adhd. I also work with clients struggling with relationships, school/career stress, insomnia, attachment issues and more. I’m also an ally that enjoys working with various populations and communities such as LGBTQ, single parents, and minorities.
VirtualAvailable

$80/session

Authentic
Direct
Solution oriented
Empowering
Intelligent
Open-minded
Warm
Humorous
Open-Minded
Solution oriented

Specialties

ADHD
Anxiety
Mood Disorders
+10
I work with adults who feel overwhelmed by anxiety, ADHD, or depression and want practical tools to regain stability and direction in their lives. Many people come to therapy feeling stuck in patterns that are difficult to break—racing thoughts, difficulty focusing, emotional overwhelm, or relationship stress. Therapy provides a space to slow down, understand what is happening beneath the surface, and begin developing healthier ways of responding. I am a North Carolina–based therapist with experience helping individuals navigate depression, anxiety, ADHD, and emotional regulation difficulties. I also work with individuals with ADHD who struggle with focus, organization, motivation, and emotional regulation. Many people with ADHD are intelligent and capable but feel frustrated by procrastination, burnout, or difficulty managing daily demands. Together we work on strategies that support how your brain naturally functions rather than fighting against it. My approach is collaborative and grounded in building a strong therapeutic relationship. I integrate cognitive-behavioral, interpersonal, and humanistic approaches while focusing on practical skills, insight, and long-term growth. Therapy is not about fixing you. It is about helping you understand yourself more clearly and developing tools that allow you to move through life with greater confidence, balance, and resilience.
VirtualAvailable

$125/session

Warm
Authentic
Open-minded
Empowering
Holistic
Intelligent

Specialties

Anxiety
Trauma and PTSD
Women's Issues
I am a compassionate mental health professional with over 13 years of experience who is committed to helping individuals, couples and families navigate life’s challenges with clarity, resilience, and purpose. I bring a strong background in counseling and psychology, with experience supporting clients across a range of concerns including depression, anxiety, stress, life transitions, relationship issues, trauma and emotional regulation.
VirtualAvailable

$100/session

Solution oriented
Empowering
Intelligent
Authentic
Warm

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+15
I believe in not just giving ok treatment, but the best available. That’s why I love matching your needs with the best type of therapy that’s also backed up with research to definitely be able to help you. With that, you’re still the expert on you and your life, so you bring your experiences and I’ll bring my knowledge, and together we can figure out how to help you figure out how to get exactly what you’re wanting in life. I specialize in working with anxieties, depression, trauma, as well as with teens and parents. I’ve worked with kids most of my life in one form or another doing therapy, mentoring, and teaching English abroad. Whatever is bothering you I’m here to help. LGBTQ friendly. Whatever it is, let me help you, and if there’s something I don’t have the proper expertise in then I also have no problem admitting that and directing you to someone who can help so that you don’t have to waste your time.
VirtualAvailable

$130/session

Authentic
Solution oriented
Warm
Direct
Empowering
Open-minded
Intelligent
Humorous
Challenging
Solution oriented
Open-Minded

Specialties

Depression
ADHD
Anger Management
+5
Hi! I'm a Licensed Clinical Mental Health Counsellor (LCMHC) currently serving both North and South Carolina. I have utilized my Masters of Counseling in practice for 8 years. I've spent over 12 years as a Protective Services Social Worker and in that time I had the privilege to serve many people in many walks of life. That experience has given me a unique talent for connecting with people. I enjoy assisting older and young adults struggling with life, relationship and career stress, and others just finding it difficult to become the best versions of themselves.
VirtualAvailable

$70/session

Humorous
Authentic
Solution oriented

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+10
My counseling approach is characterized by a combination of honesty, empathy, and compassion, complemented by a subtle touch of humor. I employ an eclectic counseling approach that encompasses various therapeutic modalities, including Cognitive-Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Play Therapy/Child Centered Play Therapy, Art Therapy, and Solution-Focused therapy. I believe there’s no one-size-fits-all approach to therapy, so I focus on what works best for each person. I’m committed to adjusting my style to fit each client’s unique needs and challenges. In my free time, I live for spending quality moments with my two pups and close friends. Additionally, I relish day trips and attending performances featuring Drag Queens. I look forward to the opportunity to provide you with the support you need on your therapeutic journey.
VirtualAvailable

$120/session

Authentic
Warm
Direct
Challenging
Empowering
Intelligent
Open-minded
Humorous
Holistic
Solution oriented

Specialties

Anxiety
Career Counseling
Depression
+7
Welcome — I’m John Dyson, a Licensed Clinical Mental Health Counselor (LCMHC) and National Certified Counselor (NCC), based in the foothills of North Carolina. I want you to take a moment to acknowledge that you’ve already taken the first step toward bettering your mental health. Let’s be honest — starting therapy can feel empowering, confusing, or even scary — sometimes all at once. My goal is to create a safe, welcoming space where you can explore concerns related to anxiety, depression, and self-care. I focus on helping clients build assertive communication skills and healthy boundaries, both with themselves and with others, in ways that support a more balanced, fulfilling life. Therapy is an opportunity for personal growth in whatever way you're seeking — whether that means navigating specific challenges or building the life you deeply deserve. If that’s what you’re looking for, I’m here when you’re ready. Together, we’ll clarify the challenges you’re facing and identify where you want to be — a month, six months, or a year from now. Then, we’ll explore actionable strategies to help you move forward. You'll leave each session with a clearer understanding of your situation and a set of “next steps” you can begin right away. There will always be space for feedback and collaboration in our work — including holding each other accountable as we walk this path together.
VirtualAvailable

New to Grow

$85/session

Specialties

Anxiety
Self Esteem
Women's Issues
+7
I am Dr. Tarasha Lloyd. I have 20 years of experience in the field of social work and have been a therapist for the last 11 years. I have extensive experience providing therapy to youth, adolescents, families, groups, couples, military service members and veterans, and individuals of various races, ethnicities, and sexual orientations. I utilize Cognitive Behavioral Therapy (CBT), Motivational Interviewing(MI) and Solution Focused Brief Therapy (SFBT) as my primary modalities. My goal as a therapist is to help you acquire self-sufficiency. Meaning that you are able to learn skills and tools that work for you and apply them well beyond our time together, ultimately improving your overall quality of life. My approach is collaborative, not authoritative. Consider me your teammate when it comes to improving your mental and emotional health.
VirtualAvailable

$150/session

Authentic
Open-minded
Solution oriented
Warm
Empowering

Specialties

Anxiety
Depression
Grief
+4
Hello, my name is Kendria Wright MSW, LCSW. I received my MSW from University of New England and I have been a social worker for 10+ years and have been a therapist for 2 years. My experience in navigating complex social issues and providing compassionate care has equipped me with invaluable insights into enhancing the well-being of my clients. I am committed to empowering individuals to achieve their fullest potential and find resilience through life’s challenges.
VirtualAvailable

$155/session

Warm
Solution oriented
Empowering
Intelligent
Authentic
Direct
Holistic
Open-minded
Challenging

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Life, at times, can present us with extraordinary challenges and circumstances leaving us feeling anxious, overwhelmed, depressed, and even hopeless. Emotions from present or past experiences can become so burdensome that we develop unhealthy ways to cope. Symptoms may become so elevated that they affect our ability to function and interrupt family or social relationships. What I provide is an opportunity to process life's difficulties with someone who cares and has the clinical knowledge to assist you with gaining insight and understanding while developing new strategies and coping skills to manage your mental health day by day. I offer primarily CBT therapy with a person-centered trauma-informed focus.
VirtualAvailable

$150/session

Warm
Authentic
Empowering
Solution oriented
Open-minded
Humorous
Intelligent
Holistic
Direct

Specialties

Family Conflict
Grief
Women's Issues
+10
AVAILABLE EVENINGS & WEEKENDS Now accepting clients with late evening and weekend availability. As we step into a new year, many people find themselves reflecting on what they want to release, restore, and rebuild in their lives. If you are feeling ready for meaningful change—but unsure where to begin—you don’t have to do it alone. I am a Licensed Professional Counselor in North Carolina with 21 years of experience supporting individuals and families through life’s challenges. I specialize in helping clients manage stress and anxiety, navigate relationship challenges, work through family conflict, and strengthen motivation, self-esteem, and confidence. My therapeutic approach is compassionate, collaborative, and grounded in creating a safe, non-judgmental space where you can openly explore your thoughts, emotions, and lived experiences. Together, we work to identify patterns, develop healthier coping strategies, and build the clarity and confidence needed to move forward with intention. The beginning of a new year often brings a desire for alignment, healing, and growth. Choosing to invest in yourself—your emotional well-being, your relationships, and your future—takes courage. Whether you are feeling overwhelmed, stuck, or simply ready to prioritize yourself in a new way, therapy can be a powerful place to start. I am committed to walking alongside you as you work toward a more balanced, fulfilling, and authentic life—at a pace that honors your needs and your schedule. Late evening and weekend appointments available to support busy professionals, parents, and individuals seeking flexible care.
VirtualAvailable

$150/session

Authentic
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hi, I'm Dr. Singletary! I help you heal through a trauma-informed, solution-focused, collaborative process. I believe in working together in a way that considers your life experiences, aspirations, and goals. I am a huge advocate of adult creative expression, play, mindfulness, and centering joy in your healing process. Working with me means that you will have someone dedicated to helping you heal on your terms.
VirtualAvailable

$90/session

Direct
Empowering
Intelligent
Warm

Specialties

Anxiety
Child or Adolescent
Depression
+9
If you are looking for a therapist that says more than “and how does that make you feel”- Keep reading. My approach is laid back, I work hard to help my clients gain my trust, and I believe in actively listening to my clients. However, our sessions are interactive and collaborative because we work together to achieve goals. This process isn’t about “telling all of your business to a stranger”, its about healing
VirtualAvailable

$150/session

Authentic
Direct
Open-minded
Warm
Humorous
Empowering
Intelligent
Challenging
Holistic
Solution oriented

Specialties

Addiction
Anxiety
Depression
+10
"Osiyo" (Hello in Cherokee)! My name is Tishina Carroll. I have been involved in the behavioral health field for over 15 years. A common question I get asked is “Why did you choose to become a therapist”? The answer is easy: I profoundly enjoy helping others to find ways to manage life’s challenges, while also supporting them in developing into the best versions of themselves. I too have struggled with mental health challenges, and I understand the stigma that comes with admitting that you need help. I want my clients to understand that they are not alone in their struggles. I am a licensed clinical social worker, a licensed clinical addictions specialist and a certified clinical supervisor. My areas of expertise include Anxiety Disorders, Bipolar Disorders, Depression, PTSD/ Trauma, Women’s Health, Grief/ Loss and Addiction. I am skilled in Dialectal Behavioral Therapy, Emotional Freedom Technique, Cognitive Behavioral Therapy and Motivational Interviewing. I am an enrolled member of the Eastern Band of Cherokee Indians and am familiar with traditional Native American Practices as well. I understand that meeting a therapist for the first time can be intimidating, scary and maybe even embarrassing. I completely understand! The first few sessions, I like to build rapport. I want to get to know you as a person while also giving you the same space to get to know me as a therapist. Building rapport can help develop that crucial sense of trust.
VirtualAvailable

$90/session

Authentic
Warm

Specialties

Bipolar Disorder
Mood Disorders
Older Adults
+6
I am a Clinical Mental Health Counselor and have been in the Mental Health field for almost 10 years. I am also an Addiction Specialist Associate. I have experience working with clients of all ages and are from diverse backgrounds. My approach to counseling is to listen with empathy, to empower, and to be solution oriented and supportive while assisting you with your goals.
VirtualAvailable
Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.