Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 583 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 8/2/2026

$120/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I’m a warm, down-to-earth therapist who believes that feeling safe, understood, and genuinely supported is the foundation for meaningful change. With over 15 years of experience across schools, hospitals, crisis settings, and community-based care, I’ve had the privilege of working with people at many different stages of life—from teens navigating overwhelming emotions to adults facing complex life challenges. My background as both a counselor and school social worker has given me a deep understanding of how early experiences, family dynamics, and life transitions shape who we are. I’ve supported students and families through anxiety, emotional struggles, and difficult situations, and I carry that same patience, empathy, and advocacy into my work with all clients. I’ve also worked in high-intensity environments—including crisis settings, alongside law enforcement, in hospitals, and with veterans, survivors of trauma and domestic violence, and individuals in eating disorder treatment. Because of this, I’m comfortable supporting clients who feel overwhelmed, stuck, or unsure where to start. You don’t have to have everything figured out to begin. In our work together, I focus on creating a space where you can be yourself without fear of judgment. I balance practical tools and coping strategies with deeper exploration, helping you not only manage what you’re going through, but also understand it. My approach is collaborative, supportive, and tailored to you—whether you’re looking for structure, insight, or simply a place to feel heard. Reaching out for therapy can be hard, but you don’t have to do it alone. My goal is to help you feel more grounded, more confident, and more in control of your life.
VirtualAvailable
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$105/session

Empowering
Authentic
Solution oriented

Specialties

Coping Skills
Life Transitions
Spirituality
+9
Hello there! Congratulations on taking the first step towards making a positive change in your life! I am a licensed mental health counselor (LMHC) based in North Carolina and Florida. I specialize in working with adults ages 18 and over. My main goal is to empower you to break down the barriers that are holding you back from living as your true, authentic self. By utilizing a range of therapeutic approaches, I aim to help you develop the necessary tools to cope with life's challenges and overcome any obstacles you may be facing.
VirtualAvailable
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Often rebooked

$100/session

Authentic
Warm
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
+10
As a Licensed Clinical Social Worker (LCSW), I provide individual therapy sessions via telehealth. I obtained my Master’s Degree in 2017 from the University of North Carolina at Charlotte and have been practicing as a therapist for nine years. My areas of expertise include working with adolescents and adults who are experiencing anxiety, depression, trauma, and ADHD. Additionally, I assist clients who are grappling with relationship difficulties, academic and career pressures, insomnia, attachment issues, and other challenges. I am also an advocate who enjoys working with diverse populations and communities, including LGBTQ individuals, single parents, and minority groups.
VirtualAvailable
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$160/session

Specialties

Depression
First Responders/Healthcare Workers
Men's Issues
+10
I believe meaningful change begins with understanding ourselves rather than judging ourselves. As a Licensed Clinical Social Worker, my approach is honest, collaborative, and practical, blending evidence-based approaches with curiosity, compassion, and authenticity. Together, we'll explore your experiences, develop practical tools, and identify meaningful changes that align with the life you want to live. I work with adolescents (15+), adults, and older adults from diverse backgrounds, having supported individuals across outpatient, community-based, and inpatient behavioral healthcare settings. While I welcome clients of all genders, I'm intentionally building a specialty in helping men navigate the unique pressures of masculinity, relationships, fatherhood, identity, burnout, and life transitions. My experience working across a variety of behavioral healthcare settings has also given me firsthand insight into the unique challenges faced by healthcare professionals, including nurses, physicians, nurse practitioners, physician assistants, therapists, paramedics, EMTs, and other emergency responders. I understand the realities of chronic stress, secondary trauma, compassion fatigue, burnout, and the emotional weight that often comes with caring for others. Whether you're navigating anxiety, depression, trauma, grief, life transitions, or simply feeling stuck, my goal is to create a space where you feel heard, understood, appropriately challenged, and supported. We'll move at a pace that reflects your individual needs while working toward greater clarity, healing, and lasting growth.
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Often rebooked

$120/session

Authentic
Warm
Empowering

Specialties

Anxiety
Life Transitions
Self Esteem
+8
Hey there, I'm Jessica! I'm here to help you sort through the things that are difficult right now, and offer you a safe place to be open and honest without fear of judgement. I specialize in working with adults who are feeling stuck or overwhelmed. I believe everyone has the inner strengths needed to live their best life. But, it can be hard to recognize those strengths through the fog our stress response triggers. If you are looking for how to build confidence, inner peace and stability, you have come to the right place. Overwhelming anxious thoughts, relationship issues, work avoidance, irritable mood, low self esteem, trouble concentrating, problems sleeping; These are some of the more common complaints clients have when first coming to therapy. Together we will work to identify the strategies and support you need to overcome whatever challenges you face. Many people struggle a long time before seeking mental health care. But mental health is health! Just like in other specialties, preventative mental health care can be so effective in avoiding crisis and more serious illness. You do not have to suffer to deserve support! No matter the level of stress you are going through, you are worth taking care of.
VirtualAvailable
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$150/session

Authentic
Empowering
Open-minded

Specialties

Anxiety
Life Transitions
Self Esteem
+7
Hi, I’m Raven Patten, LCSW. I work with adults navigating anxiety, stress, burnout, life transitions, relationship challenges, and self-esteem concerns. My approach is warm, collaborative, and practical. I believe therapy should be a space where you feel heard, supported, and challenged to grow. Together, we’ll explore patterns that may be keeping you stuck while developing realistic strategies that help you move toward the life you want to create.
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$175/session

Authentic
Solution oriented
Direct

Specialties

Anxiety
Coping Skills
Depression
+10
I have over 30 years experience working with clients in the areas of mental health, addiction, and crisis intervention in various healthcare settings. I have been offering therapy through telehealth since 2022 and find this works well for many clients. For the past 14 years I have also worked specifically with military veterans. I have a casual, "come-as-you-are" outlook and believe strongly in meeting clients where they are in their own therapy and life journey. I work from a non-judgmental and strengths based focus. I tend to be direct and forthright in offering feedback, and I am firmly grounded in accepting each individual's decisions about their own life and ways forward to reach their goals.
VirtualAvailable
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New to Grow

$175/session

Specialties

Foster Care/Adoption
LGBTQ
Racism
+10
I work with therapists and seasoned therapy folx who have been deep in top-down processing: they're insightful, self-aware, have read the things, and learned the skills. People who want to work with me are generally curious or drawn to something different: experiential modality, an authentic, therapeutic relationship, bottom-up processing, slowing down, or want to feel more connected to themselves, others, or an experience. If you have energy circling a specific question, issue, concern, or experience and/or are finding yourself missing or longing for something, feeling stuck, wanting more, intellectualizing less, or wanting to feel more connected in some way to what you already know, please reach out.
Available
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New to Grow

$95/session

Specialties

Anxiety
Depression
Grief
+8
Hello, my name is Rhonda Baker. I am a Licensed Clinical Social Worker with over 8 years of counseling experience in both the mental health community and prison setting. As a therapist, I see myself as a compassionate and supportive guide. I value creating a safe, non-judgmental space for my clients to explore their thoughts and feelings. I'm passionate about helping people build resilience and find their strengths. I offer supportive listening, empathy, compassion, and solution focused assistance to help you work toward your own personal growth and goals.
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New to Grow

$90/session

Open-minded
Warm

Specialties

Anxiety
LGBTQ
Obsessive-Compulsive (OCD)
+10
I am a multilingual (English, Spanish, & Portuguese) Licensed Clinical Social Worker (LCSW) with clinical experience working with athletes, children, adolescents, and adults, including 2SLGBTQIA+, Latinx, immigrant, and foster/adopted parenting communities. I work with clients individually, dyadically, and in groups. I hope to convey warmth, compassion, and non-judgmental curiosity to every client with whom I am honored to enter into a clinical partnership. Meeting you where you are at, my aim is to provide a safe and confidential environment in which we can collaboratively explore factors that may be impeding your ability to live an engaged and meaningful life on your terms, as well as ways to overcome them. My responsibility as a clinician is to help you feel seen, heard, and understood after every session and more deeply connected to your mind, body, and heart. Recognizing that healing does not occur in a vacuum, I approach my clinical work through an inclusive liberation-focused lens that acknowledges systems of oppression, validates their impact on you, and champions your identities with respect to gender, sexuality, race, ethnicity, religion and spirituality, neurodivergence, body expression and body size, and dis/ability. Navigating the intersection of our respective individual identities through open dialogue, with careful consideration of privileged and historically marginalized identities, is of the highest importance to me.
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$150/session

Empowering
Warm
Authentic

Specialties

Coping Skills
Life Transitions
Women's Issues
+8
For over 13 years, I have dedicated my practice to supporting women as they navigate the many demands of modern life. I understand firsthand what it means to move between worlds. Growing up in Brooklyn as the daughter of immigrant parents, and now living in South Florida, I have been shaped by diverse cultures, communities, and perspectives. My love of travel has deepened that curiosity about the human experience. In the therapy room, this translates into a genuine ability to meet you where you are regardless of your background, your story, or how far from yourself you may feel right now.
Available
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$100/session

Warm
Empowering
Authentic

Specialties

Anxiety
Coping Skills
Women's Issues
+7
I am a Licensed Clinical Social Worker and the owner of Seaside Legacy Counseling, PLLC. I received an undergraduate degree in Psychology, as well as a Masters of Social Work from the University of North Carolina at Wilmington. I have been licensed for over ten years and have experience in a variety of settings including residential treatment, clinical mental health and several schools. I have worked with both children and adult clients experiencing a variety of challenges including anxiety, depression, grief, relationship conflicts, low motivation and difficulty concentrating. I have a wealth of experience partnering with high school aged children, young adults attending college and/or professional careers as well as older adults. I welcome LGBTQIA2S+ clients, and I am a proud and active ally.
VirtualAvailable
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$100/session

Warm
Open-minded
Authentic

Specialties

Addiction
Mood Disorders
Trauma and PTSD
+10
If you are looking for support on your journey of self-discovery or dealing with some stressors, I would love to help! I enjoy working with individuals who may be struggling and need an empathetic ear. I believe everyone can improve their sense of well-being with some support. Some things I enjoy include spending time with my friends and family, visiting the beach and mountains, and doing arts and crafts.
VirtualAvailable
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$100/session

Authentic
Humorous
Open-minded

Specialties

ADHD
Anxiety
Depression
+10
Hi, my name is Jonathon Payne and I am a practicing Licensed Clinical Mental Health Clinician, LCMHC, with the State of North Carolina with over 18 years of experience. Most of my work experience has come from working with individuals in crisis settings and or situations. The work has always been challenging, humbling, and rewarding. It has taught me the value of true genuineness and the importance of being able to connect with people and build working relationships. I love therapy. I respect the therapeutic process and value the hard work and introspection it requires. Therapy is something that I am passionate about. Everyday it provides me an opportunity to help others and learn from others. I am proud of the things I have learned, but even more humbled and optimistic of things that I continue to learn. One thing I would tell you is that a have a real passion and commitment to counseling and the therapeutic process. It is and has been what I love to do. I put tremendous value on the importance communication, language, and building a good therapeutic relationship or rapport. Its important to me that you, the patient feel safe, heard, and valued. My counseling style is very laid back and supportive, with a very non-judgmental stance. However, I am not afraid to roll my sleeves up and work hard. I believe in being supportive, motivating, and challenging. Its important that you have the opportunity to work hard, learn, grow, while developing realistic attainable and measurable goals.
VirtualAvailable
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$200/session

Humorous
Empowering
Warm

Specialties

Addiction
ADHD
Anxiety
+10
Hello! My name is Ellie and I am a Licensed Clinical Social Worker. Therapy is a process of self-discovery. My goal for each session is to create a warm, approachable, and safe environment in which clients feel heard, understood, and empowered exploring and addressing issues in therapy, while cultivating self-awareness and healthy coping skills. In my practice, I work to build a caring, authentic, and collaborative client-therapist relationship as I believe fostering and nurturing the therapeutic alliance is the catalyst and essential for achieving and experiencing positive, lasting change in your relationships and life. Some of my areas of expertise include, but are not limited to, depression and anxiety, adjustment disorders, personality disorders, women’s issues, relationship/marital issues, parent-child conflict, hoarding disorder, PTSD and trauma, self-harm and suicidal ideation, attachment issues, eating disorders, self-esteem and body image issues, and grief and loss. The therapy process allows clients to identify and reach their goals and aspirations, find more meaning and purpose and effectively cope with challenging emotions, stress, and adversity. I believe in the healing and change that therapy brings people and believe in the power of tapping into the creative and deeper part of self that promotes true growth.
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$125/session

Warm
Authentic
Empowering

Specialties

Addiction
Anxiety
Depression
+5
Hi there, I’m Melissa. If life feels heavy right now, you’re in the right place. When you’re feeling stuck, overwhelmed, or just tired of carrying everything by yourself, it can be tough to know where to start. I work with adults navigating anxiety, depression, substance use, and other challenges who are looking for meaningful, sustainable change and a greater sense of balance in their lives. As a Licensed Clinical Social Worker, my style is collaborative, compassionate, and centered on practical tools you can actually use. I take a whole‑person approach to therapy, which means we may explore how different parts of your life—physical, emotional, social, environmental, and spiritual—are shaping your overall well‑being. My goal is to create a space where you can show up honestly and without judgment as we explore the patterns that may be keeping you stuck and build healthier ways of coping and relating to your thoughts and emotions. You don’t have to navigate all of this on your own. If you’re ready for support and a space to feel heard, I’m here to help you take the next step.
Available
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$70/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
+5
Welcome! I'm Stephanie Freeman,MSW, LCSW, LCAS. Take a moment to acknowledge you've taken the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or self-care. I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.
VirtualAvailable
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$150/session

Authentic
Warm
Empowering

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+5
Hi Folx, my name is Daja and I’m a Licensed Clinical Social Worker (LCSW) with over 8 years in clinical practice. I began my career providing family therapy to children, adolescents and families in rural NC communities. From there, I transitioned to a large multi-state psychiatric and behavioral health outpatient practice where I served as both a psychotherapist and Regional Director for three years. After transitioning from that role, I worked in clinical care management with a large corporate insurance company, serving members with complex clinical care needs. As a therapist, I’ve focused my work on supporting folks better manage mental health conditions, cultivate greater joy in their lives and improve their relationships. I sincerely enjoy learning folks’ stories and assisting them as they navigate new and old life challenges/transitions.
VirtualAvailable
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Often rebooked

$80/session

Empowering
Authentic
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hi! I'm Lindsey. Have you been feeling stuck lately and have overwhelming thoughts or emotions you just can't seem to manage? Do you find it hard to move on from difficulties faced in the past that continue to impact your present self negatively? I am a Licensed Clinical Social Worker and specialize in working with children and young adults to become a better version of themselves by processing trauma, current life stressors, and overall difficult emotions. I believe that you are the foundation for your own success and work to highlight your current abilities in an effort to support continued growth. My passion is helping those who have experienced a traumatic event in being able to become resilient and stronger people moving forward. I often use humor in conversations that seem difficult to face. Together, we can work to identify your goals and ways that you can work toward achieving them in an environment that feels safe and compassionate.
VirtualAvailable
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New to Grow

$115/session

Specialties

Anxiety
Coping Skills
Depression
+5
For over 25 years, I have had the privilege of working as a behavioral health professional, dedicating my career to the mental and emotional well-being of individuals from all walks of life. As both a Licensed Clinical Mental Health Counselor and a Certified School Counselor, my experience spans all age groups, allowing me to meet you exactly where you are.
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$175/session

Empowering
Authentic
Warm

Specialties

Anxiety
Depression
Mood Disorders
+4
Welcome! I am Quarda- Licensed Clinical Social Worker, professional listener, and occasional over-user of sticky notes. I help people untangle the messy parts of life, whether it's anxiety, relationship hiccups, burnout, or just that nagging feeling that something's "off". My style is supportive, down- to-earth, and sprinkled with humor-- because sometimes laughter really is the best medicine (right after actual therapy of course). I use evidence -based techniques and empathy to assist you in making sense of your story and editing it as you may, build resilience, and move forward with purpose. Therapy doesn't have to be stiff or scary-- and if you're ready to do the work (and maybe laugh a little along the way), I'm here for it.
VirtualAvailable
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Often rebooked

$175/session

Empowering
Authentic
Warm

Specialties

Anxiety
Peer Relationships
Self Esteem
+4
I am a Licensed Clinical Mental Health Counselor and Christian therapist, prophetic voice,Mentor, and ministry leader called to help people heal, rebuild, and step fully into their God-given identity. I carry both clinical wisdom and spiritual discernment, which allows me to guide people beyond surface-level coping into deep emotional and spiritual restoration. I am a safe place for the strong ones—the pastors, ministry leaders, women of faith, and those who are rebuilding after life has tried to break them. My assignment is to help them confront what has wounded them, heal at the root, and rise again with clarity, boundaries, and renewed purpose. I am also a builder and reformer. I don’t just comfort people, I help them rebuild their lives, their identity, and their leadership from a healthier foundation. Through my therapy, teaching, and ministry, I create environments where people can be honest, go deeper, and experience transformation that impacts both their personal life and their calling. This is not just Therapist this is a transformational experience.
VirtualAvailable
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$145/session

Warm
Empowering
Authentic

Specialties

Grief
LGBTQ
Life Transitions
+7
Hello there, my name is Joy. I think it is wonderful that you have decided to try therapy. Deciding to come to therapy is a big decision and takes courage. My passion is for individual psychotherapy. People come to work with me on issues such as depression, anxiety, grief/loss, life transitions and relationship concerns. I have expertise in each of these problems and feel that it is an honor to be invited to accompany my patients on this part of their journey. I am passionate about social justice, my work and making the world a better place. I am an anti-racist, anti-sexist, and LGBTQIA+ affirming clinician.
VirtualAvailable
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$92/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
+8
Hello. I am Alyssa, and I believe it is possible for you to move forward and live. My passion is to inspire people as they progress and develop through life. As a skilled counselor, I meet each person at the point of their emotional needs in the areas of trauma, anxiety, depression, adjustment, grief, and loss. I encourage clients to Identify how their thoughts, behaviors, and emotions impact their emotional healing and progression. I believe in offering transparency and unconditional positive regard as each client journeys toward wellness. How much better might you feel tomorrow if you begin today? Your best self is waiting.
VirtualAvailable
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$100/session

Authentic
Warm
Humorous

Specialties

Anxiety
Couples Counseling
Family Conflict
+10
Do you find yourself tired of having other people's worldviews and judgments imposed upon you? Do you feel that no matter how hard you try, nothing you do is ever enough? It is my goal to provide a safe space where clients can truly be themselves without fear of judgment. As a result, I do not believe in a one size fits all approach to therapy. I work to tailor each session to fit the needs of the person/persons in front of me. I work with couples and families to help them find peace and stability in their relationships. I also have extensive experience working with children and teenagers, having worked with them in various settings and roles. These experiences enable me to consider every aspect of their life, and how they affect the child and teen's well being and mental health. I am honored to work with my clients, and do not take the responsibility lightly. During our sessions I will offer compassion, hope and ways to deal with the issues you are facing.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.