Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 574 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 8/4/2026

$70/session

Warm
Empowering
Solution oriented

Specialties

Mood Disorders
Sexual Abuse
Trauma and PTSD
+10
Hi, I'm Victoria, I've been honing my specialties for 30 years. I specialize in releasing trauma and old beliefs, rewiring mental habits to result in improved confidence, self esteem, clarity to follow dreams and goals. Since training in the bilateral therapies (EMDR, A.R.T., and Brainspotting) I've witnessed healing on a whole new level. Changing beliefs, thoughts and feelings that have been lifelong takes more than talking about, in my opinion. It requires change in the deep sub conscious, a place easily entered and "edited" utilizing these therapies, works much better and faster than only talking. This is my experience, and the reason why I specialize in these deeper, more sub conscious therapies. In addition, there are times when people prefer to talk, gaining much needed insight (light bulb moments) and releasing thoughts they don't feel comfortable sharing with others. Or, you need to problem solve, work through something cognitively. I practice other therapies that utilize talking as a main modality, too. The main priority is that you're comfortable. We will explore and find just that right fit, regarding modalities that work and also feel in sync with your needs.
VirtualAvailable
View profile
Book session

New to Grow

$110/session

Open-minded
Solution oriented

Specialties

ADHD
Anxiety
Coping Skills
+3
I am Amanda! Thank you so much for taking time to take a look at my profile. I am a Licensed Clinical Social Worker in North Carolina. I got my Masters degree from Winthrop University in 2013. I have done applied behavioral analysis with individuals with autism, in home therapy with at risk children and their families, outpatient therapy, and crisis response work. I like to bring a positive energy to each session and outlook to situations. I create a very nonjudgmental space where you are able to be open and share and be in the moment. I am very sensitive to everyone's different cultures and unique life experiences and I would love to help you with your journey of growth and healing.
Available
View profile
Book session

New to Grow

$180/session

Specialties

Anxiety
Couples Counseling
Eating Disorders
+10
I’m Ayushi Acharya, a licensed therapist and founder of Rich Within Therapy. My practice supports individuals, teens, couples, and families navigating anxiety, depression, eating disorders, body image concerns, relationship stress, fertility challenges, postpartum transitions, and the weight of cultural or family expectations. My approach is warm, grounded, and collaborative. I help clients better understand their patterns, build emotional safety, strengthen relationships, and create lives that feel more connected, sustainable, and rich from within.
Available
View profile
Book session

Often rebooked

$85/session

Authentic
Warm
Empowering

Specialties

Anxiety
Eating Disorders
Women's Issues
+10
I’m an experienced therapist who values building strong therapeutic relationships. My approach takes the whole person into account, focusing on both physical and emotional well-being. I primarily use Cognitive Behavioral Therapy (CBT), Polyvagal Theory (PVT), Attachment Theory and Acceptance and Mindfulness practices. I also incorporate Integrative Health Coaching to address any physical factors that may influence mental health. My work focuses on areas such as depression, anxiety, life transitions, co-dependency, weight management, and disordered eating.
VirtualAvailable
View profile
Book session

New to Grow

$95/session

Specialties

Anxiety
Depression
Grief
+8
Hello, my name is Rhonda Baker. I am a Licensed Clinical Social Worker with over 8 years of counseling experience in both the mental health community and prison setting. As a therapist, I see myself as a compassionate and supportive guide. I value creating a safe, non-judgmental space for my clients to explore their thoughts and feelings. I'm passionate about helping people build resilience and find their strengths. I offer supportive listening, empathy, compassion, and solution focused assistance to help you work toward your own personal growth and goals.
Available
View profile
Book session

$160/session

Authentic
Solution oriented

Specialties

Depression
First Responders/Healthcare Workers
Men's Issues
+10
I believe meaningful change begins with understanding ourselves rather than judging ourselves. As a Licensed Clinical Social Worker, my approach is honest, collaborative, and practical, blending evidence-based approaches with curiosity, compassion, and authenticity. Together, we'll explore your experiences, develop practical tools, and identify meaningful changes that align with the life you want to live. I work with adolescents (15+), adults, and older adults from diverse backgrounds, having supported individuals across outpatient, community-based, and inpatient behavioral healthcare settings. While I welcome clients of all genders, I'm intentionally building a specialty in helping men navigate the unique pressures of masculinity, relationships, fatherhood, identity, burnout, and life transitions. My experience working across a variety of behavioral healthcare settings has also given me firsthand insight into the unique challenges faced by healthcare professionals, including nurses, physicians, nurse practitioners, physician assistants, therapists, paramedics, EMTs, and other emergency responders. I understand the realities of chronic stress, secondary trauma, compassion fatigue, burnout, and the emotional weight that often comes with caring for others. Whether you're navigating anxiety, depression, trauma, grief, life transitions, or simply feeling stuck, my goal is to create a space where you feel heard, understood, appropriately challenged, and supported. We'll move at a pace that reflects your individual needs while working toward greater clarity, healing, and lasting growth.
Available
View profile
Book session

Often rebooked

$50/session

Warm
Direct
Empowering

Specialties

Anxiety
Depression
Life Transitions
+10
Hello and welcome! I'm Alyssa I enjoy working with teens, young adult and adults in general. I enjoy building a collaborative relationship and helping you work towards your treatment goals. I consider myself a pretty laid back, funny, and open-minded person. I'm warm and empathetic, but can also be sure to hold you accountable towards progress. Before becoming a therapist I worked for 10 years with college students with learning disabilities or other academic challenges. My experience motivated me to go into counseling! I've worked with men in inpatient addiction treatment, adults in outpatient, children and families through in home services, and most recently outpatient therapy with kids and teens. I enjoy building meaningful relationships with others that are the launchpad for change.
VirtualAvailable
View profile
Book session

New to Grow

$175/session

Specialties

Foster Care/Adoption
LGBTQ
Racism
+10
I work with therapists and seasoned therapy folx who have been deep in top-down processing: they're insightful, self-aware, have read the things, and learned the skills. People who want to work with me are generally curious or drawn to something different: experiential modality, an authentic, therapeutic relationship, bottom-up processing, slowing down, or want to feel more connected to themselves, others, or an experience. If you have energy circling a specific question, issue, concern, or experience and/or are finding yourself missing or longing for something, feeling stuck, wanting more, intellectualizing less, or wanting to feel more connected in some way to what you already know, please reach out.
Available
View profile
Book session

$200/session

Humorous
Empowering
Warm

Specialties

Addiction
ADHD
Anxiety
+10
Hello! My name is Ellie and I am a Licensed Clinical Social Worker. Therapy is a process of self-discovery. My goal for each session is to create a warm, approachable, and safe environment in which clients feel heard, understood, and empowered exploring and addressing issues in therapy, while cultivating self-awareness and healthy coping skills. In my practice, I work to build a caring, authentic, and collaborative client-therapist relationship as I believe fostering and nurturing the therapeutic alliance is the catalyst and essential for achieving and experiencing positive, lasting change in your relationships and life. Some of my areas of expertise include, but are not limited to, depression and anxiety, adjustment disorders, personality disorders, women’s issues, relationship/marital issues, parent-child conflict, hoarding disorder, PTSD and trauma, self-harm and suicidal ideation, attachment issues, eating disorders, self-esteem and body image issues, and grief and loss. The therapy process allows clients to identify and reach their goals and aspirations, find more meaning and purpose and effectively cope with challenging emotions, stress, and adversity. I believe in the healing and change that therapy brings people and believe in the power of tapping into the creative and deeper part of self that promotes true growth.
Available
View profile
Book session

$175/session

Authentic
Solution oriented
Direct

Specialties

Anxiety
Coping Skills
Depression
+10
I have over 30 years experience working with clients in the areas of mental health, addiction, and crisis intervention in various healthcare settings. I have been offering therapy through telehealth since 2022 and find this works well for many clients. For the past 14 years I have also worked specifically with military veterans. I have a casual, "come-as-you-are" outlook and believe strongly in meeting clients where they are in their own therapy and life journey. I work from a non-judgmental and strengths based focus. I tend to be direct and forthright in offering feedback, and I am firmly grounded in accepting each individual's decisions about their own life and ways forward to reach their goals.
VirtualAvailable
View profile
Book session

$100/session

Warm
Open-minded
Authentic

Specialties

Addiction
Mood Disorders
Trauma and PTSD
+10
If you are looking for support on your journey of self-discovery or dealing with some stressors, I would love to help! I enjoy working with individuals who may be struggling and need an empathetic ear. I believe everyone can improve their sense of well-being with some support. Some things I enjoy include spending time with my friends and family, visiting the beach and mountains, and doing arts and crafts.
VirtualAvailable
View profile
Book session

New to Grow

$115/session

Specialties

Anxiety
Coping Skills
Depression
+5
For over 25 years, I have had the privilege of working as a behavioral health professional, dedicating my career to the mental and emotional well-being of individuals from all walks of life. As both a Licensed Clinical Mental Health Counselor and a Certified School Counselor, my experience spans all age groups, allowing me to meet you exactly where you are.
Available
View profile
Book session

Often rebooked

$175/session

Empowering
Authentic
Warm

Specialties

Anxiety
Peer Relationships
Self Esteem
+4
I am a Licensed Clinical Mental Health Counselor and Christian therapist, prophetic voice,Mentor, and ministry leader called to help people heal, rebuild, and step fully into their God-given identity. I carry both clinical wisdom and spiritual discernment, which allows me to guide people beyond surface-level coping into deep emotional and spiritual restoration. I am a safe place for the strong ones—the pastors, ministry leaders, women of faith, and those who are rebuilding after life has tried to break them. My assignment is to help them confront what has wounded them, heal at the root, and rise again with clarity, boundaries, and renewed purpose. I am also a builder and reformer. I don’t just comfort people, I help them rebuild their lives, their identity, and their leadership from a healthier foundation. Through my therapy, teaching, and ministry, I create environments where people can be honest, go deeper, and experience transformation that impacts both their personal life and their calling. This is not just Therapist this is a transformational experience.
VirtualAvailable
View profile
Book session

$120/session

Direct
Open-minded

Specialties

Anxiety
Coping Skills
Depression
+2
Hi, I'm Ingle. I know life can be challenging; It’s not always easy. As one journeys through life there comes a time when we all need the love and support of someone who cares. For this reason, it has always been my passion to help those who are in need of that love and support. With a non-judgmental attitude and a heart of compassion I aim to meet you where you are. My hope is to walk alongside you in an effort to help you achieve your therapeutic goals. I also offered Christian based support as well for those that prefer it.
Available
View profile
Book session

$125/session

Warm
Authentic
Empowering

Specialties

Addiction
Anxiety
Depression
+5
Hi there, I’m Melissa. If life feels heavy right now, you’re in the right place. When you’re feeling stuck, overwhelmed, or just tired of carrying everything by yourself, it can be tough to know where to start. I work with adults navigating anxiety, depression, substance use, and other challenges who are looking for meaningful, sustainable change and a greater sense of balance in their lives. As a Licensed Clinical Social Worker, my style is collaborative, compassionate, and centered on practical tools you can actually use. I take a whole‑person approach to therapy, which means we may explore how different parts of your life—physical, emotional, social, environmental, and spiritual—are shaping your overall well‑being. My goal is to create a space where you can show up honestly and without judgment as we explore the patterns that may be keeping you stuck and build healthier ways of coping and relating to your thoughts and emotions. You don’t have to navigate all of this on your own. If you’re ready for support and a space to feel heard, I’m here to help you take the next step.
Available
View profile
Book session

New to Grow

$90/session

Open-minded
Warm

Specialties

Anxiety
LGBTQ
Obsessive-Compulsive (OCD)
+10
I am a multilingual (English, Spanish, & Portuguese) Licensed Clinical Social Worker (LCSW) with clinical experience working with athletes, children, adolescents, and adults, including 2SLGBTQIA+, Latinx, immigrant, and foster/adopted parenting communities. I work with clients individually, dyadically, and in groups. I hope to convey warmth, compassion, and non-judgmental curiosity to every client with whom I am honored to enter into a clinical partnership. Meeting you where you are at, my aim is to provide a safe and confidential environment in which we can collaboratively explore factors that may be impeding your ability to live an engaged and meaningful life on your terms, as well as ways to overcome them. My responsibility as a clinician is to help you feel seen, heard, and understood after every session and more deeply connected to your mind, body, and heart. Recognizing that healing does not occur in a vacuum, I approach my clinical work through an inclusive liberation-focused lens that acknowledges systems of oppression, validates their impact on you, and champions your identities with respect to gender, sexuality, race, ethnicity, religion and spirituality, neurodivergence, body expression and body size, and dis/ability. Navigating the intersection of our respective individual identities through open dialogue, with careful consideration of privileged and historically marginalized identities, is of the highest importance to me.
Available
View profile
Book session

$200/session

Warm
Authentic
Open-minded

Specialties

ADHD
Anxiety
Life Transitions
+8
If your brain never fully shuts off, you overthink everything, or you feel mentally exhausted even when life looks “fine” from the outside, you’re in the right place. I work best with thoughtful, reflective adults navigating anxiety, ADHD, burnout, relationship patterns, life transitions, and the pressure of trying to hold everything together. Many of my clients are young adults, college students, and working professionals who are thoughtful, high-functioning, and often spend more time in their own heads than they’d like. My approach is conversational, direct, and insight-oriented. I don’t believe therapy is about me having all the answers. You are the expert on your own life. My role is to help you identify patterns, challenge assumptions, explore different perspectives, and uncover solutions that already fit who you are. Clients often appreciate my open-minded approach, curiosity, and ability to create a space where they can think out loud without judgment. Therapy with me is less about being told what to do and more about developing a deeper understanding of yourself and how you want to move through the world.
Available
View profile
Book session

Often rebooked

$125/session

Warm
Authentic
Solution oriented

Specialties

ADHD
Anxiety
Spirituality
+10
Melissa Bradley, LCMHC, LPC, LCASA I am a licensed mental health in both NC and SC. I am dedicated to assisting adults and teens to navigate anxiety, stress, addiction, depression, with blends of evidence-based techniques such as EMDR, DBT, CBT and person-centered techniques. I am confident and comfortable discussing your personal spiritual beliefs and helping my clients to navigate through life's various challenges. I have a history of working in addictions counseling as well.
VirtualAvailable
View profile
Book session

$75/session

Empowering
Authentic
Warm

Specialties

Anger Management
Anxiety
Bipolar Disorder
+10
Do you struggle with anxiety, depression, bipolar disorder, PTSD, mood disorders, gender identity issues, relationship challenges, or any other mental health concerns? If so, you are not alone. I offer a diverse range of evidence-based therapies that have been scientifically proven to alleviate symptoms associated with mental health disorders. My therapeutic interventions include Person-Centered Therapy, Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, Behavioral Therapy, and Solution-Focused Therapy. I empower those lacking motivation, encourage those who feel helpless and hopeless, and guide individuals who believe they have no purpose. I also teach coping skills to help navigate daily challenges. Let's start today on the path to regaining control of your life. I look forward to hearing from you.
VirtualAvailable
View profile
Book session

$165/session

Authentic
Solution oriented
Direct

Specialties

Anxiety
Couples Counseling
Grief
+7
Hello-My name is Richard (Rick) Lally. I graduated with a master's degree in clinical psychology from Connecticut College and have been working in behavioral health for 25 years. I also have been a Licensed Clinical Mental Health Counselor in North Carolina for the past 20 years. I have been able to help individuals from diverse backgrounds with a wide array of issues; depression, grief/loss, stress, anger, relationship distress to name a few. Regardless of whether your need for seeking counseling is one of these matters or something else, please reach out to me and give me the chance to see if I can offer some relief. I welcome the opportunity to meet you.
VirtualAvailable
View profile
Book session

$125/session

Empowering
Authentic
Warm

Specialties

Anxiety
Depression
Life Transitions
+3
Hello and congratulations on taking the first step in getting the support you need and deserve. As a Licensed Clinical Social Worker with over a decade of experience, I understand how intimidating the process of starting therapy can be. What I would want you to know is I take a collaborative approach to treatment and look forward to walking with you as you work towards reaching the version of yourself you seek. I look forward to connecting with you and starting that journey together!
VirtualAvailable
View profile
Book session

$125/session

Warm
Authentic
Empowering

Specialties

ADHD
Anxiety
Life Transitions
+6
You’re showing up for everyone else—but when was the last time you showed up for yourself? Life can be overwhelming, especially when you’re navigating anxiety, burnout, addiction, or simply trying to make it through the day. Hi, I’m Vanecia Storms, a Licensed Clinical Social Worker in North Carolina. I help adults get real about what they’re feeling, reconnect with their strengths, and take powerful steps forward—without the pressure to be perfect. Therapy with me is a space where you can exhale, be heard, and maybe even laugh a little. Whether you're adjusting to a life change, overwhelmed by expectations, or struggling with past patterns, I’ll meet you where you are—with compassion, humor, and proven strategies for change.
VirtualAvailable
View profile
Book session

$70/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
+5
Welcome! I'm Stephanie Freeman,MSW, LCSW, LCAS. Take a moment to acknowledge you've taken the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or self-care. I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.
VirtualAvailable
View profile
Book session

$150/session

Authentic
Warm
Empowering

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+5
Hi Folx, my name is Daja and I’m a Licensed Clinical Social Worker (LCSW) with over 8 years in clinical practice. I began my career providing family therapy to children, adolescents and families in rural NC communities. From there, I transitioned to a large multi-state psychiatric and behavioral health outpatient practice where I served as both a psychotherapist and Regional Director for three years. After transitioning from that role, I worked in clinical care management with a large corporate insurance company, serving members with complex clinical care needs. As a therapist, I’ve focused my work on supporting folks better manage mental health conditions, cultivate greater joy in their lives and improve their relationships. I sincerely enjoy learning folks’ stories and assisting them as they navigate new and old life challenges/transitions.
VirtualAvailable
View profile
Book session

$65/session

Authentic
Warm
Solution oriented

Specialties

Addiction
Anxiety
Older Adults
My name is Randy. I’m so glad you took this first step of reaching out for support! Whether you want to navigate difficulties in your life, repair relationships, or build a strong foundation for your mental and emotional wellness - I am here to help! We’ll work together to move past obstacles so you can take steps to achieve your goals. I want the therapeutic process to feel helpful and worthwhile. I work with sincerity, compassion and non-judgement, and will provide a nurturing environment where you can talk candidly about your concerns. I look forward to exploring this journey with you! I am a Carolina native and have been a licensed therapist/counselor for 19 years. I have not only seen healing and wholeness take place through therapy, but I have experienced that in my own life. Thanks for the sacred honor to assist you.
VirtualAvailable
View profile
Book session
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.