Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 545 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 4/6/2026

$90/session

Authentic
Warm

Specialties

Depression
Mood Disorders
Self Esteem
+9
I’m really glad you found your way here. I support individuals who feel overwhelmed, stuck, or emotionally drained and are seeking a space to slow down and be themselves without judgment. My goal is to help you feel lighter, gain clarity, and take meaningful steps toward a more balanced, fulfilling, and authentic life at your own pace. with confidence and self-trust.
VirtualAvailable

New to Grow

$140/session

Specialties

Anxiety
Couples Counseling
Family Conflict
I'm Redonno Carmon, a Licensed Marriage and Family Therapist who specializes in working with couples. I help partners who want to feel connected again but find themselves buried under arguments, silence, or mistrust. I guide couples through the sometimes difficult, but often rewarding, process of understanding the patterns behind their disconnection so they can rebuild trust, improve communication, and reconnect. I also work with individuals navigating relationship challenges or looking to better understand themselves and their relationship patterns.
VirtualAvailable

New to Grow

$200/session

Specialties

Life Transitions
Self Esteem
Women's Issues
+5
Therapy is the most effective when you feel genuinely connected to the person walking along side you. I take pride in meeting clients where they are, no matter the chapter of life they’re in. I strive to offer both stability and flexibility, recognizing that the world can feel overwhelming at times, but together, we can make it feel more manageable.
VirtualAvailable

$150/session

Authentic
Intelligent

Specialties

Anxiety
Depression
Family Conflict
+5
I am a Licensed Professional Counselor (LPC) in the states of North and South Carolina. I graduated from Liberty University in 2013. My approach to counseling is very eclectic and person-centered. I have experience in the utilization of Cognitive Behavior Therapy (CBT), Family Therapy (FT), Emotional Freedom Techniques (EFT), and I also assist clients with implementing forms of meditation into their daily lifestyle. I aim to empower each person I am allowed to serve, and to assist them with understanding that each person can heal, cope, and/or adapt despite life's challenges. The power to create change is within each one of us, and my job is to assist you with that process.
VirtualAvailable

$103/session

Authentic
Warm
Solution oriented
Empowering
Humorous
Open-minded
Intelligent
Direct
Challenging
Holistic

Specialties

Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
VirtualAvailable

$150/session

Authentic
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hi, I'm Dr. Singletary! I help you heal through a trauma-informed, solution-focused, collaborative process. I believe in working together in a way that considers your life experiences, aspirations, and goals. I am a huge advocate of adult creative expression, play, mindfulness, and centering joy in your healing process. Working with me means that you will have someone dedicated to helping you heal on your terms.
VirtualAvailable

Often rebooked

$125/session

Authentic
Warm
Empowering
Humorous
Direct
Solution oriented

Specialties

Anxiety
Couples Counseling
Depression
+10
Hey, I'm Carlos! I am a therapist dedicated to helping you reclaim your personal power. By integrating highly successful Cognitive Behavioral Therapy (CBT) with Mindfulness techniques, I help you slow down and recognize the significance of every moment. Together, we will work to ensure you feel empowered to make positive choices rather than feeling like a victim of your own thoughts or current life situations.
VirtualAvailable

$100/session

Solution oriented
Warm
Open-minded
Authentic
Empowering
Humorous
Direct
Holistic
Intelligent

Specialties

Health/Medical Issues
Military/Veterans
Trauma and PTSD
+9
I am glad you are here and taking the intentional step to improve your life through therapy. I am a Licensed Clinical Social Worker and have 10 years of experience. I work with adults that are impacted by Trauma, Grief/Loss, and Adjustment issues. We look at understanding how our physical and emotional health are interconnected, chronic health outcomes, and how this manifests in our body, utilizing mind and body treatment modalities. In addition, I work with older adults that may be impacted by childhood and lifelong trauma and fractured memories, utilizing attachment and mindfulness therapeutic interventions.
VirtualAvailable

$125/session

Warm
Authentic
Empowering
Holistic
Intelligent

Specialties

Anxiety
Trauma and PTSD
Women's Issues
I am a compassionate mental health professional with over 13 years of experience who is committed to helping individuals, couples and families navigate life’s challenges with clarity, resilience, and purpose. I bring a strong background in counseling and psychology, with experience supporting clients across a range of concerns including depression, anxiety, stress, life transitions, relationship issues, trauma and emotional regulation.
VirtualAvailable

$125/session

Warm
Authentic
Empowering
Open-minded
Intelligent
Solution oriented
Holistic

Specialties

Anxiety
Depression
Life Transitions
+3
I am a compassionate and dedicated mental health therapist serving individuals across the lifespan—from adolescents as young as 6 years old to older adults well into their senior years. My work centers on supporting people who are experiencing challenges in their lives, offering a safe, welcoming, and non-judgmental space to explore thoughts, emotions, and experiences. I approach each client with empathy and respect, tailoring therapy to meet their unique needs while empowering them to find strength, resilience, and growth in the midst of life’s difficulties.
VirtualAvailable

$125/session

Authentic
Intelligent

Specialties

ADHD
Anxiety
Depression
+7
Hello, it's nice to meet you! I am Danielle Kashaija. I am a Licensed Clinical Social Worker with over a decade of experience helping adults, youth, and families. You don’t have to navigate life’s challenges alone! I offer a safe, supportive space to explore what’s holding you back. I offer convenient online video sessions so you can access care from wherever you are.
VirtualAvailable

$120/session

Warm
Authentic
Empowering

Specialties

Addiction
Mood Disorders
Trauma and PTSD
+10
As a Licensed Clinical Mental Health Counselor and a Licensed Clinical Addictions Specialist Associate I believe the biggest component to achieving happiness is making your mental health a priority. Taking the first step to improve your overall mental health can be a huge decision, but a very brave one! I graduated with my masters degree in clinical mental health counseling from Capella University in 2018. I have over 8 years of experience working in many different counseling settings, including inpatient/outpatient, residential, community support, and private practice. I enjoy working with those 13 and up who are struggling with anxiety, depression, mood disorders, trauma, personality disorders, serious, chronic mental illnesses, and addictive behaviors.
VirtualAvailable

$90/session

Authentic
Empowering
Intelligent
Open-minded
Solution oriented
Direct
Warm
Humorous
Challenging
Open-Minded
Solution oriented

Specialties

Anxiety
Child or Adolescent
Depression
+10
Greetings to all of you. My name is Jameion B. Fowler. I'm so happy to be able to work with a variety of different populations throughout my career. These include Mental Health, Substance Abuse and work with Children and families. I am currently working as a Licensed Clinical Social Worker/Therapist. I am currently licensed in North Carolina and South Carolina.
VirtualAvailable

$70/session

Warm
Authentic
Open-minded
Intelligent
Empowering
Solution oriented
Direct
Humorous
Challenging
Holistic

Specialties

Anxiety
Depression
Trauma and PTSD
+5
Welcome! I'm Stephanie Freeman,MSW, LCSW, LCAS. Take a moment to acknowledge you've taken the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or self-care. I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.
VirtualAvailable

$110/session

Authentic
Solution oriented
Warm
Direct
Open-minded
Empowering
Intelligent
Open-Minded
Solution oriented

Specialties

Anxiety
Grief
Insomnia/Sleep Issues
+9
Hi there, I'm Jenni! Feeling stuck and frustrated? Struggling to deal with the loss of a loved one? Trying to find balance in your life while coping with chronic illness? Expecting an upcoming change? Not able to sleep or stay on top of things in your life? I am here to help! Therapy cannot be effective if we are not meeting your specific needs and goals. I want to meet you where you are and together identify a path forward. I like to understand you, your values, and your background while also giving you solution-focused interventions you can utilize to make changes. If talking it through without homework is the way you want to go, that is fine too! We are all capable of change and moving forward but sometimes it is the dialogues in our head, relationships, or other factors that are getting in our way. Therapy is a great place to work through those and be more connected with what you value in your life. Let's work together!
VirtualAvailable

$65/session

Authentic
Warm
Solution oriented
Intelligent
Empowering
Direct
Humorous
Open-minded
Challenging
Solution oriented

Specialties

Addiction
Anxiety
Older Adults
My name is Randy. I’m so glad you took this first step of reaching out for support! Whether you want to navigate difficulties in your life, repair relationships, or build a strong foundation for your mental and emotional wellness - I am here to help! We’ll work together to move past obstacles so you can take steps to achieve your goals. I want the therapeutic process to feel helpful and worthwhile. I work with sincerity, compassion and non-judgement, and will provide a nurturing environment where you can talk candidly about your concerns. I look forward to exploring this journey with you! I am a Carolina native and have been a licensed therapist/counselor for 19 years. I have not only seen healing and wholeness take place through therapy, but I have experienced that in my own life. Thanks for the sacred honor to assist you.
VirtualAvailable

$90/session

Authentic
Warm

Specialties

Bipolar Disorder
Mood Disorders
Older Adults
+6
I am a Clinical Mental Health Counselor and have been in the Mental Health field for almost 10 years. I am also an Addiction Specialist Associate. I have experience working with clients of all ages and are from diverse backgrounds. My approach to counseling is to listen with empathy, to empower, and to be solution oriented and supportive while assisting you with your goals.
VirtualAvailable

$70/session

Humorous
Solution oriented

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+10
My counseling approach is characterized by a combination of honesty, empathy, and compassion, complemented by a subtle touch of humor. I employ an eclectic counseling approach that encompasses various therapeutic modalities, including Cognitive-Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Play Therapy/Child Centered Play Therapy, Art Therapy, and Solution-Focused therapy. I believe there’s no one-size-fits-all approach to therapy, so I focus on what works best for each person. I’m committed to adjusting my style to fit each client’s unique needs and challenges. In my free time, I live for spending quality moments with my two pups and close friends. Additionally, I relish day trips and attending performances featuring Drag Queens. I look forward to the opportunity to provide you with the support you need on your therapeutic journey.
VirtualAvailable

Often rebooked

$125/session

Authentic
Warm
Empowering
Open-minded
Direct
Humorous
Solution oriented
Intelligent
Solution oriented
Challenging
Holistic
Open-Minded

Specialties

Anxiety
Depression
Life Transitions
+5
Hi, I’m Ashley. I am a Licensed Clinical Mental Health Counselor and live in the beautiful mountains of Western North Carolina with my dog. My passion is supporting people in all stages of life work towards finding purpose and becoming the best versions of themselves. Maybe you can relate to some of my story. I became a therapist in 2019 to give back some of the hope that was given to me as I embarked on my own mental health journey. I remember thinking to myself, “Who am I?”, and “Am I good enough?”. I remember, and still know how that style of thinking can be overpowering, and become what I have learned to call “sticky thoughts”. These thoughts can lead to anxiety, depression, irritability, and can be the root cause of unhelpful coping skills and habits. Once we get into that negative cycle, it can feel impossible to get out. This occurred for many years, and consumed my entire being until I had support from family, therapists, sports coaches, and friends, and reached out for help. Let me tell you from experience, recovery is not easy. Working on yourself is one of the hardest things you can do, but the most rewarding, and I would be honored to walk alongside you as you do this meaningful work. Please note that I do not currently have availability after 4 pm EST, and that I schedule in eastern time only.
VirtualAvailable

$160/session

Authentic
Warm
Empowering
Intelligent
Open-minded
Solution oriented

Specialties

Grief
Mood Disorders
Trauma and PTSD
+10
Trauma has haunted you for years. It’s left you with nightmares and flashbacks. It’s caused you to distrust others and push them away. It’s made you feel broken and hopeless. You’ve tried everything you can think of to shed the weight of the past. You’ve read the books, tried the life hacks… You may have even talked to a therapist. But now, you’re out of options. Nothing has helped you transition from being a survivor to someone who’s truly alive. And you’re all talked out. No matter how many times you tell your story, nothing changes. The search for relief is exhausting. This might be your last shot at getting help.
VirtualAvailable

$120/session

Solution oriented
Warm
Intelligent
Direct
Open-minded

Specialties

Addiction
Anxiety
Depression
+4
I am licensed as a social worker as well as an addiction specialist. My ideal client is struggling to understand how substance use and misuse is effecting their life.Maybe they are questioning their own use, or that of their partner, children, or they grew up with alcoholics in the household. I also love working with people with depression and anxiety who want to examine where they are at and where they might want to go. I love thinking outside the box and encouraging new ways of seeing the world and its possibilities.
VirtualAvailable

$120/session

Empowering
Warm

Specialties

Addiction
Spirituality
Trauma and PTSD
+10
I am a Licensed Clinical Mental Health Counselor and Licensed Clinical Addictions Specialist who is passionate about helping individuals and families experience meaningful, lasting growth. I provide a warm, supportive environment where clients feel heard, respected, and understood. My approach is compassionate yet direct, blending faith-based principles with evidence-based practices such as CBT and Solution-Focused Therapy. Clients often describe me as empathetic, grounded, trustworthy, and easy to talk to. I value authenticity, integrity, and creating a space where healing feels both safe and empowering.
VirtualAvailable

$120/session

Warm
Authentic
Direct
Humorous
Open-minded
Empowering
Intelligent
Open-Minded
Solution oriented

Specialties

Child or Adolescent
Coping Skills
Foster Care/Adoption
+6
Therapy doesn’t have to feel intimidating or overly clinical. I offer a supportive, down-to-earth space where you can show up exactly as you are — no pressure, no judgment. Whether you're feeling overwhelmed, stuck, anxious, or simply ready for change, we’ll work together to better understand what’s going on and identify practical steps forward. My approach is collaborative, compassionate, and tailored to your individual needs. I believe therapy works best when it feels like a genuine conversation, balanced with tools and strategies that you can actually use in daily life. Together, we’ll explore patterns, build coping skills, and strengthen your ability to navigate challenges with confidence. Seeking support is a courageous step, and you don’t have to figure things out alone. My goal is to help you gain clarity, develop resilience, and create meaningful, lasting change.
VirtualAvailable

New to Grow

$120/session

Specialties

Parenting
Sexual Abuse
Trauma and PTSD
Starting therapy can feel intimidating-especially if you've spent a long time being the strong one, the helper, or the person who holds everything together. I support individuals impacted by anxiety, depression, life transitions, parenting, caregiver fatigue, and trauma, including sexual trauma. I offer trauma-informed therapy in a supportive, nonjudgmental space. Together, we'll work at a pace that feels right for you, building insight, coping tools, and confidence. For clients who desire it, I can incorporate Christian perspectives.
VirtualAvailable

$135/session

Authentic
Intelligent

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable
Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.