Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 535 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 4/1/2026

$150/session

Authentic
Intelligent

Specialties

Anxiety
Depression
Family Conflict
+5
I am a Licensed Professional Counselor (LPC) in the states of North and South Carolina. I graduated from Liberty University in 2013. My approach to counseling is very eclectic and person-centered. I have experience in the utilization of Cognitive Behavior Therapy (CBT), Family Therapy (FT), Emotional Freedom Techniques (EFT), and I also assist clients with implementing forms of meditation into their daily lifestyle. I aim to empower each person I am allowed to serve, and to assist them with understanding that each person can heal, cope, and/or adapt despite life's challenges. The power to create change is within each one of us, and my job is to assist you with that process.
VirtualAvailable

New to Grow

$120/session

Specialties

Insomnia/Sleep Issues
Life Transitions
Military/Veterans
+10
I am a dedicated mental health professional and military veteran with a deep commitment to serving fellow service members and individuals facing stressor-related issues. I am a proud graduate of the Army’s Master of Social Work program through Fayetteville State University and use my personal experience with clinical expertise to provide compassionate and effective care for my clients. My approach to therapy is rooted in empathy, collaboration, and evidence-based practice.
VirtualAvailable

$150/session

Warm
Authentic
Open-minded
Humorous
Empowering
Direct
Solution oriented
Intelligent
Challenging
Holistic
Solution oriented

Specialties

Addiction
Anxiety
Trauma and PTSD
+9
Hello! I am a Licensed Clinical Social Worker (LCSW) and Licensed Clinical Addiction Specialist (LCAS) based in North Carolina. I received my Masters from the University of North Carolina Wilmington, and have been practicing going on 9 years now. I love helping young adults discover and understand how their past experiences are continuing to impact their lives, and how they can move forward.
VirtualAvailable

$103/session

Authentic
Warm
Empowering
Solution oriented
Humorous
Open-minded
Intelligent
Direct
Challenging
Holistic

Specialties

Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
VirtualAvailable

$120/session

Authentic
Intelligent

Specialties

ADHD
Anxiety
Child or Adolescent
+10
Sydney Rosenberg is a Clinical Mental Health Counselor. Sydney graduated from Appalachian State University with a degree in clinical mental health counseling and concentration in Expressive Arts Therapy in May of 2021. Her experience has been working with children, adolescents, and adults in outpatient and community based mental health settings. She enjoys supporting clients with building self-esteem, managing life stressors and changes, and empowering clients to find their most authentic selves. She is neurodivergent affirming, LGBTQIA+ affirming, and trauma informed. When she is not working, she enjoys making art, spending time outdoors, and traveling.
VirtualAvailable

$150/session

Authentic
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hi, I'm Dr. Singletary! I help you heal through a trauma-informed, solution-focused, collaborative process. I believe in working together in a way that considers your life experiences, aspirations, and goals. I am a huge advocate of adult creative expression, play, mindfulness, and centering joy in your healing process. Working with me means that you will have someone dedicated to helping you heal on your terms.
VirtualAvailable

$100/session

Empowering
Authentic
Warm
Open-minded
Humorous
Open-Minded
Direct
Holistic
Intelligent
Solution oriented
Solution oriented
Challenging

Specialties

Depression
LGBTQ
Spirituality
+3
Candace “NIX” Fritts is a licensed Zumba instructor, yoga instructor and Licensed Clinical social worker. She has been teaching Zumba over 5 years and has utilized her passion for healing and helping others as a therapist over the past decade. “NIX” specializes in and has a passion for cultural diversity, gender identity/LGBTQIA+ issues, equality, relationship/marital issues, depression, anxiety, and Trauma. She defines "empathy" as her number one skill and superpower. In addition “NIX” is a huge advocate and member of the LGBTQIA+ community. She is also a member NAACP and the Black political caucus of Cabarrus County. NIX also encourages health and wellness with a belief that healing can be achieved in various ways. Fun Fact: NIX was once a contestant on “Lets make a Deal”
VirtualAvailable

$150/session

Direct
Authentic
Empowering
Warm
Solution oriented
Intelligent
Open-minded
Challenging
Humorous
Holistic

Specialties

Addiction
Suicidal Ideation
Trauma and PTSD
Hi, I’m Tim Webb, LPC, LCMHC. I’ve been a behavioral health clinician 34 years with an undergraduate degree from UNC-Chapel Hill and a Masters degree in Counseling from Wake Forest University. I provide individual and family counseling services with a holistic and eclectic approach. As a former firefighter and Emergency Room clinician, I understand many of the unique experiences of both first responders and Veterans. A lifelong martial artist including some boxing experience, I enjoy weightlifting and spending time with my family.
VirtualAvailable

New to Grow

$90/session

Specialties

Anxiety
Depression
Life Transitions
+10
Hello! My name is Alyssa :) I enjoy working with teens, young adult and adults in general. I enjoy building a collaborative relationship and helping you work towards your treatment goals. I consider myself a pretty laid back, funny, and open-minded person. I'm warm and empathetic, but can also be sure to hold you accountable towards progress. Before becoming a therapist I worked for 10 years with college students with learning disabilities or other academic challenges. My experience motivated me to go into counseling! I've worked with men in inpatient addiction treatment, adults in outpatient, children and families through in home services, and most recently outpatient therapy with kids and teens. I enjoy building meaningful relationships with others that are the launchpad for change.
VirtualAvailable

$125/session

Empowering
Holistic
Intelligent
Warm

Specialties

Anxiety
Trauma and PTSD
Women's Issues
I am a compassionate mental health professional with over 13 years of experience who is committed to helping individuals, couples and families navigate life’s challenges with clarity, resilience, and purpose. I bring a strong background in counseling and psychology, with experience supporting clients across a range of concerns including depression, anxiety, stress, life transitions, relationship issues, trauma and emotional regulation.
VirtualAvailable

$145/session

Warm
Humorous
Authentic
Solution oriented
Empowering
Direct

Specialties

Anger Management
Anxiety
Depression
+6
I am an experienced Licensed Clinical Social Worker (LCSW) with over 20 years of dedicated practice in mental health, and my mission is to help individuals unlock their fullest potential by creating lasting change in their lives. My background spans a wide range of settings, from community-based work with children and disabled adults to providing therapy in psychiatric hospitals, schools, and private practice. With a double major in Visual Arts and Psychology from the University of North Carolina -Asheville and a Master’s in Social Work from East Tennessee University, I bring a blend of clinical expertise and creativity to my practice.
VirtualAvailable

$120/session

Warm
Authentic
Empowering

Specialties

Addiction
Mood Disorders
Trauma and PTSD
+10
As a Licensed Clinical Mental Health Counselor and a Licensed Clinical Addictions Specialist Associate I believe the biggest component to achieving happiness is making your mental health a priority. Taking the first step to improve your overall mental health can be a huge decision, but a very brave one! I graduated with my masters degree in clinical mental health counseling from Capella University in 2018. I have over 8 years of experience working in many different counseling settings, including inpatient/outpatient, residential, community support, and private practice. I enjoy working with those 13 and up who are struggling with anxiety, depression, mood disorders, trauma, personality disorders, serious, chronic mental illnesses, and addictive behaviors.
VirtualAvailable

Often rebooked

$100/session

Warm
Solution oriented
Authentic
Empowering
Intelligent
Solution oriented
Direct
Open-Minded
Open-minded
Challenging
Humorous

Specialties

Addiction
ADHD
Anxiety
+7
Would you like to create space for work/ life balance? Would it be helpful to learn more about the connection between your behaviors, feelings, and thoughts? Are you ready to talk about coping strategies- both those that work and learn new ones? I work collaboratively with individuals and families to manage stressors, feelings of stress and anxiety, and cope with addictions. I help clients develop coping strategies that may challenge past thoughts and behaviors but lead toward the accomplishment of goals. Sometimes, it is simply reminding ourselves of what worked before and getting back on track and other times, it is about learning something never practiced before.
VirtualAvailable

$135/session

Authentic
Intelligent

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable

$100/session

Specialties

Addiction
Anxiety
Depression
+9
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in North Carolina. I received my Masters from the East Carolina University and have been practicing for 15 years. I help children and adults with depressed moods, stress, substance misuse, and low self-worth become the best versions of themselves. My hope is to provide you with skilled and compassionate therapeutic assistance to overcome mental health challenges. As a therapist and person of faith, I am committed to providing high-quality, person-centered services. In therapy, I prefer to use a combination of Person-Centered, Cognitive-Behavioral Therapy and motivational enhancement strategies to help people understand what drives them, identify barriers to the change they seek and develop the skills necessary to become the persons they were created to be. Your goals and values provide the context for everything I do. I am committed to providing services free from judgment, stigma, and shame. And you can feel comfortable incorporating your spirituality into sessions as much as you wish. As your therapist and guide, You Shall Grow Through What You Go Through!
VirtualAvailable

$100/session

Authentic
Warm

Specialties

ADHD
Anxiety
Family Conflict
+4
My name is Maggie Carswell, Licensed Clinical Social Worker. I have been in the therapeutic field since 2018. With a passion for promoting realistic goals and achievements, I am looking forward to working with clients to assist them in progressing towards positive change in their life while creating a transparent space that is free from judgement. We will work together to create trust, empowerment, build self confidence, and learn practical tools that can be used to assist in navigating the complexities of life.
VirtualAvailable

Often rebooked

$130/session

Authentic
Empowering
Warm
Solution oriented
Direct
Open-minded
Intelligent
Open-Minded
Challenging
Solution oriented

Specialties

Anxiety
Coping Skills
Depression
+10
Welcome! I want to take this opportunity to acknowledge your consideration for therapy. Life can be challenging and talking about these challenges can be scary and leave you feeling vulnerable. Well, I am here to help you make sense of what sometimes may not make sense. Therapy is powerful tool that can be instrumental in learning more about you, how your process life challenges and how these challenges have impacted you. I aim to create a safe space to process these challenges while we explore the root and develop a plan to improve your quality of life. Whether you are dealing with depression, anxiety, couple conflict or you want to learn how to be your best you, we will work together to help you achieve your goals. I celebrate you starting your process today. Contact me today and I look forward to working with you.
VirtualAvailable

$160/session

Authentic
Warm
Empowering
Intelligent
Open-minded
Solution oriented

Specialties

Grief
Mood Disorders
Trauma and PTSD
+10
Trauma has haunted you for years. It’s left you with nightmares and flashbacks. It’s caused you to distrust others and push them away. It’s made you feel broken and hopeless. You’ve tried everything you can think of to shed the weight of the past. You’ve read the books, tried the life hacks… You may have even talked to a therapist. But now, you’re out of options. Nothing has helped you transition from being a survivor to someone who’s truly alive. And you’re all talked out. No matter how many times you tell your story, nothing changes. The search for relief is exhausting. This might be your last shot at getting help.
VirtualAvailable

$110/session

Authentic
Open-minded
Solution oriented
Warm
Direct
Intelligent

Specialties

ADHD
Anxiety
Coping Skills
+9
I am a fully licensed clinical social worker with nearly 10 years of experience in the field. I am currently licensed in two states. My experience varies from therapeutic mentor, supervisor for other LCSW, and one on one with persons served as a therapist/clinician. My approach is strength-based and person-centered. I work with ages from 6 and up with a focus on adolescents, teens, and adults.
VirtualAvailable

$120/session

Warm
Authentic
Direct
Humorous
Empowering
Intelligent
Open-minded
Open-Minded

Specialties

Child or Adolescent
Coping Skills
Foster Care/Adoption
+6
Therapy doesn’t have to feel intimidating or overly clinical. I offer a supportive, down-to-earth space where you can show up exactly as you are — no pressure, no judgment. Whether you're feeling overwhelmed, stuck, anxious, or simply ready for change, we’ll work together to better understand what’s going on and identify practical steps forward. My approach is collaborative, compassionate, and tailored to your individual needs. I believe therapy works best when it feels like a genuine conversation, balanced with tools and strategies that you can actually use in daily life. Together, we’ll explore patterns, build coping skills, and strengthen your ability to navigate challenges with confidence. Seeking support is a courageous step, and you don’t have to figure things out alone. My goal is to help you gain clarity, develop resilience, and create meaningful, lasting change.
VirtualAvailable

New to Grow

$120/session

Specialties

Parenting
Sexual Abuse
Trauma and PTSD
Starting therapy can feel intimidating-especially if you've spent a long time being the strong one, the helper, or the person who holds everything together. I support individuals impacted by anxiety, depression, life transitions, parenting, caregiver fatigue, and trauma, including sexual trauma. I offer trauma-informed therapy in a supportive, nonjudgmental space. Together, we'll work at a pace that feels right for you, building insight, coping tools, and confidence. For clients who desire it, I can incorporate Christian perspectives.
VirtualAvailable

$150/session

Empowering
Authentic
Open-minded
Direct
Warm
Solution oriented
Challenging
Humorous
Intelligent
Solution oriented

Specialties

Addiction
Anxiety
Depression
+10
I'm Angela Harrington with 10 years please experience in mental health, co-occurring disorders, and substance abuse disorders. My goal in therapy is to elicit change talk, provide positive insight, and motivation to free yourself. When working with clients my structured approach is from cognitive behavioral therapy (CBT) where the individual learns to explore the link between thoughts, feelings, and behaviors.
VirtualAvailable

$90/session

Authentic
Warm

Specialties

Bipolar Disorder
Mood Disorders
Older Adults
+6
I am a Clinical Mental Health Counselor and have been in the Mental Health field for almost 10 years. I am also an Addiction Specialist Associate. I have experience working with clients of all ages and are from diverse backgrounds. My approach to counseling is to listen with empathy, to empower, and to be solution oriented and supportive while assisting you with your goals.
VirtualAvailable

$120/session

Authentic
Warm
Solution oriented
Direct
Holistic
Open-minded

Specialties

Anxiety
Depression
Grief
+7
Hi I'm a licensed therapist based in North Carolina. I received my Masters from the University of North Carolina at Charlotte and I have been practicing for 11 years. I help high functioning Christian adults navigate family struggles, anxiety, depression, and grief finding peace, clarity, and healing without guilt. Are you ready to start your journey? Lets get connected and see if i can be of help.
VirtualAvailable

$120/session

Authentic
Solution oriented
Warm
Empowering
Humorous
Open-minded
Intelligent
Direct
Holistic

Specialties

First Responders/Healthcare Workers
High Clinical Acuity
Military/Veterans
+9
Hello, I'm a counselor with a background in Forensic Psychology, having worked in the field since 2004. I have the privilege of serving a diverse range of clients from various ethnicities, racial backgrounds, and socioeconomic classes. My approach is non-judgmental, patient, and easy-going, creating a safe space where you can feel heard and understood. With many years of experience working in correctional settings, particularly with individuals in acute crisis, I am passionate about helping you navigate challenges, find solutions, and work towards lasting positive change. My goal is to empower you to take control of your well-being and move forward with confidence.
VirtualAvailable
Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.