Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 583 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 1/30/2026

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New to Grow

$120/session

Specialties

Anxiety
Depression
Post Partum
I am a dedicated mental health clinician with extensive experience using evidence-based approaches such as Cognitive Behavioral Therapy and Acceptance and Commitment Therapy. My practice centers on helping clients increase resilience, develop practical coping strategies, and live more aligned with their values. I bring a collaborative, client-centered style, integrating structured interventions with flexibility to meet each individual’s unique needs. I am passionate about empowering clients to navigate challenges, reduce distress, and create lasting change that supports both well-being and personal growth
VirtualAvailable
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$100/session

Specialties

Anxiety
Career Counseling
Life Transitions
+7
I’m a licensed counselor with a PhD in Counseling and Counselor Education, licensed in North Carolina, Florida, and New Jersey. I specialize in psychoeducational testing and evaluations, including assessments for attention, learning differences, autism and related concerns. I enjoy helping clients make sense of complex questions about how they think, learn, and function, and translating results into clear, practical recommendations. I also work with anxiety, OCD, and depression using evidence-based approaches such as Exposure and Response Prevention (ERP), Behavioral Activation, Acceptance and Commitment Therapy (ACT), and biofeedback.
VirtualAvailable
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$140/session

Empowering
Authentic

Specialties

Addiction
Anxiety
Trauma and PTSD
+8
I most often support individuals experiencing anxiety, depression, trauma, and addiction. I understand that addiction is often a response to deep emotional pain, frequently connected to unresolved trauma, and I approach this work with genuine compassion and respect for the complexity of each person’s story. As a therapist, I’m friendly, dependable, compassionate, and easy to connect with, and I’m deeply invested in creating a space where you can feel supported and at ease. My focus is on helping you reconnect with a sense of internal safety, build meaningful self awareness, and develop a more caring and grounded relationship with yourself. I aim to create an environment that feels steady, encouraging, and even a little bit light when it’s helpful, one where healing, resilience, and alignment can grow. Ultimately, my goal is to help you strengthen your capacity to live with authenticity, clarity, and emotional freedom.
VirtualAvailable
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$140/session

Warm
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
+7
I am a licensed clinical social worker with over 20 years of experience in the profession, beginning my career as a medical social worker before moving into the mental health field 11 years ago. Over the course of those 11 years, I have worked in a community mental health setting. This has afforded me the opportunity to develop the skills needed to work with a wide range of ages, populations, and challenges as well as to develop specialties in the areas of anxiety, depression, adjustment, and trauma.
VirtualAvailable
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New to Grow

$135/session

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable
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Often rebooked

$120/session

Solution oriented
Open-minded

Specialties

Anxiety
Couples Counseling
Depression
+6
Welcome! My name is Kalyn and I am a Licensed Marriage and Family Therapist (LMFT) in North Carolina and South Carolina, with a Master of Science in Human Development from Virginia Tech. I have 6 years of experience working with individuals of various ages and diverse backgrounds on a range of issues, including relational problems, couples counseling, communication challenges, depression, anxiety, emotional regulation, and mood disorders. My approach is collaborative, person-centered, and strengths-based, always striving to understand and cater to the unique needs of each individual I work with. I use elements of Cognitive Behavioral Therapy (CBT), family/systems therapy, and supportive therapy to create a welcoming and open environment. It is a space where you can freely explore your emotions, build up your strength, and work towards making the positive changes you aspire to achieve—all without any judgment.
VirtualAvailable
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$125/session

Open-minded
Solution oriented

Specialties

Anxiety
Depression
LGBTQ
+1
Keith Casey's approach to therapy is to be empathetic and encouraging. The most gratifying part of his job is when he sees someone embrace the idea that change is possible. He is trained in exposure-response and prevention therapy for OCD. He also likes to incorporate elements of CBT, DBT, and mindfulness into his work. He specializes in anxiety, OCD, depression, and LGBTQ+ issues.
VirtualAvailable
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Often rebooked

$150/session

Warm
Empowering

Specialties

ADHD
LGBTQ
Anxiety
+7
Hi! I'm a Licensed Clinical Social Worker (LCSW) in North Carolina. I graduated in 2020 with my Master's of Social Work from Western Carolina University, and I've been working with youth and families for over 15 years, 8 of those being in the mental health field. I help neurodivergent, queer, and gender-expansive young adults find ways to live authentically as themselves in a world that can be unkind and harsh. I also support people who have had negative experiences with therapy in the past and want to try again with a more person-centered and affirming approach.
VirtualAvailable
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$120/session

Warm

Specialties

Anxiety
Career Counseling
Depression
+7
Welcome — I’m John Dyson, a Licensed Clinical Mental Health Counselor (LCMHC) and National Certified Counselor (NCC), based in the foothills of North Carolina. I want you to take a moment to acknowledge that you’ve already taken the first step toward bettering your mental health. Let’s be honest — starting therapy can feel empowering, confusing, or even scary — sometimes all at once. My goal is to create a safe, welcoming space where you can explore concerns related to anxiety, depression, and self-care. I focus on helping clients build assertive communication skills and healthy boundaries, both with themselves and with others, in ways that support a more balanced, fulfilling life. Therapy is an opportunity for personal growth in whatever way you're seeking — whether that means navigating specific challenges or building the life you deeply deserve. If that’s what you’re looking for, I’m here when you’re ready. Together, we’ll clarify the challenges you’re facing and identify where you want to be — a month, six months, or a year from now. Then, we’ll explore actionable strategies to help you move forward. You'll leave each session with a clearer understanding of your situation and a set of “next steps” you can begin right away. There will always be space for feedback and collaboration in our work — including holding each other accountable as we walk this path together.
VirtualAvailable
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Often rebooked

$150/session

Authentic
Intelligent

Specialties

Life Transitions
Physical Health Condition
Women's Issues
+4
I am a Licensed Clinical Social Worker who brings over 30 years' experience in the areas of mental health and substance abuse treatment utilizing a holistic health approach. I have supported homeless Veterans and others while working with community, State and Federal agencies. Providing insight and discovery into underlying issues that lead to clients related situations, I focus on each clients' strengths and believe that everyone is able to overcome challenges by being supported and empowered as they seek to achieve their vision of wellness. Without judgement and allowing for a safe environment to express one's thoughts, I strive to make every client's experience individualized and tailored to their needs.
VirtualAvailable
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$103/session

Authentic
Empowering

Specialties

Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
VirtualAvailable
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$100/session

Authentic
Warm

Specialties

Anxiety
Depression
Women's Issues
+10
I'm a Licensed Professional Counselor in Texas with over 15 years of experience working with families, children, adolescents, and young adults—while focusing primarily on supporting women. I help clients navigate anxiety, career transitions, relationships, parenting, and I integrate Christian principles into sessions when desired. My approach is warm, respectful, and collaborative. I draw from cognitive-behavioral, client-centered, and solution-focused techniques to meet your unique needs. If you're ready to begin your journey toward healing and growth, I'm here to support and empower you. My approach is practical, supportive, and personalized. I draw from cognitive-behavioral, client-centered, and solution-focused methods to help you make meaningful progress. Together, we’ll create a plan that fits your unique story, goals, and values. When you’re ready to take that next step, I’m here to support and empower you every step of the way. Let’s work together to move toward the life you deserve. Ready to get started?
VirtualAvailable
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$130/session

Warm
Solution oriented

Specialties

Anxiety
Coping Skills
Depression
+1
I provide a non-judgmental, genuine, and warm atmosphere that helps clients feel at ease from the start. My passion is supporting people through a wide range of challenges — whether it’s everyday stress related to relationships, work, or school, or deeper, long-standing issues rooted in childhood or past trauma. No matter where you’re starting from, my goal is to help you develop a stronger, more grounded, and content sense of self.
VirtualAvailable
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$100/session

Authentic
Humorous

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+3
My name is Mark Lattimore Jr., and I am a Licensed Clinical Mental Health Counselor and Licensed Clinical Addiction Specialist. I serve youth, adults, and families who are navigating trauma, grief, life transitions, and emotional challenges. My goal is to provide a safe space where clients can heal, discover their strengths, and move forward with greater hope, clarity, and resilience.
VirtualAvailable
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New to Grow

$125/session

Empowering
Open-minded

Specialties

Anxiety
Grief
Life Transitions
+10
Hi! My name is Robbyn and I am a seasoned Counselor with years of experience helping individuals navigate anxiety, depression, grief/loss, life transitions, relationship/career challenges, and the emotional weight that comes with being human. My goal is to help people feel seen, supported, and understood with an approach that is warm, down-to-earth, and deeply empathetic. Here, you’ll find a safe space where you can explore your thoughts and feelings without judgment, shame, or pressure to “have it all figured out.” If you’re ready to shift your narrative and step into a stronger version of yourself, I’d be honored to take that journey with you.
VirtualAvailable
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$125/session

Warm
Authentic

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+5
Hi, I am a Marriage and Family Therapist practicing in North Carolina. I received my degree from Saybrook University in California and have been practicing for the past 15 years. I have specialized training in Somatic Experiencing and Attachment Therapy. I work with adults to resolve symptoms of stress, shock, and trauma that accumulate in our bodies and nervous systems transforming patterns that get stuck and impact our daily life. I support clients in bringing their nervous systems back into balance getting out of fight, flight and freeze to strengthen one's sense of safety, resourcefulness and resilience in the world. Some of the techniques I use are helping clients slow down and attune to what is happening in their bodies. I also work with clients on "resourcing" or finding tools to help them self soothe when they are feeling emotionally overloaded. I specialize in individual therapy and am not currently seeing couples.
VirtualAvailable
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$125/session

Authentic
Warm

Specialties

Anxiety
Depression
Personality Disorders
+7
Hi, I’m Jerena, a licensed therapist dedicated to helping individuals navigate life’s challenges with compassion and clarity. I specialize in anxiety, depression, and bpd my approach is grounded in CBT,DBT, and mindfulness. I provide a supportive, nonjudgmental space where you can explore your thoughts, build resilience, and move toward meaningful change. Whether you're feeling stuck, overwhelmed, or simply seeking growth, I’m here to walk alongside you on your journey.
VirtualAvailable
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$100/session

Intelligent
Solution oriented

Specialties

Coping Skills
Life Transitions
Women's Issues
+9
Hi! I'm a Licensed Clinical Social Worker practicing in North Carolina. I received my Master's Degree in Social Work with an Bachelor of Science degree in Psychology/ Minor in Criminal Justice. I began my professional career working with at-risk children, teens and their families. I then expanded into working with adults providing individual and group therapy. My professional career is roughly 15+ years. I've worked within homes, schools, residential facilities, military installations, and community based programs. I'm currently focusing on providing individual therapy within a variety of mental health disorders.
VirtualAvailable
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$160/session

Warm
Authentic

Specialties

Anxiety
Post Partum
Trauma and PTSD
Welcome! I am a Licensed Clinical Social Worker (LCSW) base in North Carolina. I earned my Master's Degree from East Carolina University and have accumulated 15 years of experience in the social work field, with 9 years of practice. I specialize in providing support to young adults and women going through various life transitions, particularly motherhood. I thoroughly enjoy assisting individuals during the perinatal to postpartum stages. I also specialize in guiding clients through their healing journey from past traumas, grief and loss, and burnout.
VirtualAvailable
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$120/session

Solution oriented
Warm
Humorous

Specialties

Anger Management
Anxiety
Grief
I am a Licensed Clinical Mental Health Counselor based in North Carolina. My experience comes from providing direct mental health care in various settings and providing grief counseling to children in school and national grief counseling settings. I have worked with children, teens, and adults with varied presenting issues, including anxiety, depression, anger management, trauma, stress, low self-esteem, Women issues, Marital/ Pre-Marital, Spirituality, Life Coaching, and family issues. I approach the therapeutic relationship with respect and dignity for each client. I walk with them on their journey to wholeness at their own pace. I worked with individuals and families from diverse backgrounds, helping them navigate their challenges. I am compassionate and a great listener. I believe in what I do and am compassionate about helping the people I serve. We all can reach our highest potential, which is what I want to help my clients obtain. Many individuals I worked with have had setbacks, but once they believe in themselves, they realize their stumbling blocks are only stepping stones to their destination. Working toward a more fulfilling and happier life takes a lot of strength and determination. If you allow me, I will walk with you on your journey. I earned a Master of Arts (MA) in Professional Counseling from Liberty University. I have six years of professional Counseling and over thirty years of experience working in human services.
VirtualAvailable
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$150/session

Open-minded
Solution oriented
Warm

Specialties

Anxiety
Eating Disorders
Phobias
+6
Are you ready to embark on a journey of self-discovery, growth, and lasting change? I am here to support you every step of the way. With a unique blend of compassion and practicality, I create a safe and nurturing space for you to explore your inner world, set achievable goals, and harness your true potential. Guided by a holistic perspective, I recognize that your journey towards authenticity and empowerment encompasses every aspect of your being – mind, body, and spirit.
VirtualAvailable
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$175/session

Specialties

Anxiety
Depression
Grief
+6
I am a Licensed Clinical Mental Health Counselor in NC and a Licensed Professional Counselor in SC. I received my Master's Degree from Montreat College. I have been practicing professional counseling for 9 years. I help those ages 16+ learn how to navigate life, manage stressors, identify and manage emotions while building coping skills and learning to reframe negative thoughts.
VirtualAvailable
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$60/session

Challenging

Specialties

Addiction
Anxiety
Depression
+6
Hi, I’m Charlie Counselman, a therapist dedicated to helping individuals navigate life’s challenges with compassion and practical support. I specialize in working with clients dealing with anxiety, addiction, and depression, using evidence-based approaches like CBT, Motivational Interviewing, and 12-step facilitation. I also have extensive experience treating men's issues, agoraphobia, and trauma. My goal is to provide a safe, supportive space where you can build resilience, find clarity, and move toward lasting growth.
VirtualAvailable
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$70/session

Authentic
Solution oriented
Open-minded

Specialties

ADHD
Anxiety
Mood Disorders
+4
My name is Krystal Hall and I am a licensed clinical mental health counselor, as well as a licensed clinical addiction specialist. I am also the owner of Joy's New Beginnings Counseling Services. For the past ten years, I have had the pleasure of assisting individuals in obtaining a new way of life without the day-to-day experience of problematic symptoms related to their own mental health and/or substance use. I have worked in many different roles including individual therapist, group therapist, clinical supervisor, and community advocate.
VirtualAvailable
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$150/session

Specialties

Child or Adolescent
Peer Relationships
Women's Issues
+5
Hi! I am a Licensed Clinical Social Worker (LCSW) in North Carolina and Utah. I work with individuals including professionals, first responders, women and adolescents. I enjoy helping women navigate pregnancy and postpartum, relationship issues, health issues and more life transitions. I have experience in hospital crisis and inpatient settings, schools, and the outpatient setting. My background in child development gives me a unique perspective when working with adolescents and their families. I offer a judgement-free space to allow clients to feel comfortable expressing themselves, and value being direct, open and honest.
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Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.