Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 538 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 10/10/2026

$150/session

Authentic
Warm
Empowering
Specialties
Couples Counseling
Depression
Military/Veterans
+7
I'm going to go out on a limb and guess that something isn't OK right now. That something might be new, or it might have been around a long time. You might be able to describe it perfectly, or you might just feel off without knowing why. Either way — you're here, and that's the only thing that matters right now. I start from wherever you are. No assumptions, no judgments, no one-size-fits-all approach. Just a genuine desire to understand you — what's brought you here, what you're carrying, and what you're hoping for. Therapy with me — whether you're coming alone or with a partner — tends to be honest and occasionally even a little lighthearted. The human experience isn't black and white, and neither is the work we'll do together. What stays consistent is that you'll have a space that belongs to you, where nothing you say or feel changes how I show up for you. For couples, that space belongs to both of you equally. I don't take sides. What I do is help you see the pattern you're both caught in — because most of the time it's the cycle doing the damage, not each other. When that shifts, something else becomes possible. No matter what it is you are navigating — depression, relationships, identity, or the gap between how you show up and how you actually feel inside — you don't have to have it figured out to reach out.
VirtualAvailable

$200/session

Direct
Intelligent
Solution oriented
Specialties
Addiction
Anger Management
Grief
+5
Hi! I'm Wen. I am a licensed marriage and family therapist. I help adults who are struggling to deal with everyday stressors and burnout. I empathetically listen to what you have to share and want to fully understand your situation before working collaboratively on solutions. I consider myself a direct person and try to break down the concepts that I teach into easily understood ideas.
VirtualAvailable

Often rebooked

$85/session

Authentic
Warm
Intelligent
Specialties
ADHD
Anxiety
Parenting
+9
Feeling overwhelmed, stressed, and exhausted constantly? Isolated and alone because you don’t want to burden your friends or family with your problems? Or maybe you don’t know quite how to name why you feel this way or how to talk about it. Well, there is good news - therapy is the place to explore these challenging thoughts and feelings. I’ve worked in mental health since 2016, helping people of all ages, backgrounds, and challenges. I approach mental health challenges with a holistic mindset to help identify what we can change, inside of our control, and increase resilience. Depression, anxiety, ADHD, and trauma are a few examples of mental health struggles that impact how we live and experience the world. However, the opposite is also true! Because our lifestyles can influence our ability to tolerate stress and feel good about ourselves. My job as a therapist is to help you identify what is working, and what isn't working, and what we can do about it. I believe in us working as a team and supporting you in achieving your goals, so you can reconnect with your inner strength, resilience, and confidence to manage life's challenging ebbs and flows. Why choose me? Well, to help me feel less like a stranger, here is more detail about my background: My M.A. in Clinical Mental Health Counseling is from Lenoir Rhyne University's Graduate Center of Asheville, NC in Dec. 2020. I hold a B.S. in Psychology from Longwood University in Farmville, VA. I'm a Qualified Mental Health Professional with 5.5 years of direct care experience with teens in residential treatment. My graduate internship was community & school-based outpatient therapy with Access Family Services. August 2021 to March 2024, I was an outpatient therapist, in-person and virtual, with the center for emotional health.
VirtualAvailable

$95/session

Warm
Authentic
Direct
Specialties
Anxiety
Self Esteem
Trauma and PTSD
+10
Hi, I’m Myca, a licensed clinical social worker dedicated to helping individuals navigate life’s challenges and uncover their inner resilience. With years of experience in the mental health field, I specialize in creating a safe, compassionate, and nonjudgmental space where you can explore your thoughts, emotions, and experiences. My approach is collaborative and tailored to your unique needs, blending evidence-based techniques with genuine empathy to support your growth and healing. Whether you’re seeking clarity, coping strategies, or a deeper understanding of yourself, I’m here to guide you on your journey toward a more fulfilling and balanced life.
VirtualAvailable

New to Grow

$125/session

Specialties
Grief
Life Transitions
Trauma and PTSD
+5
I earned my master’s degree in counseling from the University of North Carolina Charlotte. I began my career at Hospice then went to private practice. I believe everyone deserves happiness and peace. With mutual respect, compassion, nonjudgemental curiosity, and motivation, counseling can build resilience, develop coping strategies, and propel the client into a happier, healthier life. The counselor/client relationship should be a collaborative effort. I am certified in women's mental health (including eating disorders), grief and loss and trauma I use evidence-based, trauma-informed modalities including CBT, DBT, CPT, EMDR, MI, Existentialism, Mindfulness, and other person centered modalities. I welcome adult clients of all genders, ethnicities, orientation and religions. I am passionate about partnering with my clients to identify issues, develop treatment plans, and move forward toward their goals. I will help you take meaningful steps toward finding your purpose, exposing your power and resilience and healing.
Available

New to Grow

$125/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
Hi! I’m Taylor, a licensed clinical social worker and trauma-informed therapist who provides virtual therapy. I work with adolescents and adults experiencing anxiety, depression, stress, trauma, relationship challenges, and life transitions. My approach is warm, laid-back, and collaborative, incorporating DBT, ACT, and person-centered therapy to help clients feel supported while building practical skills for meaningful change.
Available

New to Grow

$120/session

Specialties
Addiction / Substance Use
Anxiety
Trauma and PTSD
+9
Hi, I'm Lindsay Fodor, a Licensed Clinical Mental Health Counselor and Licensed Clinical Addictions Specialist in North Carolina. I have been practicing for 6 years. I completed my undergraduate degree at Ramapo College of New Jersey and earned a double bachelor's in Psychology and Law and Society. I attended the University of North Carolina at Pembroke, earning an M.A.Ed. in Licensed Clinical Mental Health Counseling and a Graduate Certification in Addictions Counseling. I have worked in various settings, including Medication Assisted Therapy for Addiction, facilitated Substance Abuse Intensive Outpatient Programs, inpatient for adults, a DWI clinic, the county jail, and outpatient mental health counseling. I enjoy working with clients from various backgrounds and have a good amount of experience working with active duty service members, spouses, and veterans.
Available

$80/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Trauma and PTSD
Anger Management
+3
Hey there! I’m Tashina — a Licensed Clinical Social Worker in North Carolina and a Licensed Independent Social Worker in South Carolina. I’m a proud graduate of North Carolina A&T (Aggie Pride!) and have spent over 10 years helping people find healing, peace, and purpose in their lives. I work with adults and teens who are dealing with anxiety, depression, or PTSD and sometimes just feeling stuck or unsure of what’s next. My style is real, relaxed, and rooted in compassion. You won’t find any stuffy therapy vibes here, just honest conversations, practical tools, and maybe a few laughs as we work toward helping you feel more grounded and confident. Let’s team up to clear out the mental clutter and make room for the life you actually want to live.
VirtualAvailable

$200/session

Warm
Authentic
Solution oriented
Specialties
Depression
Life Transitions
Trauma and PTSD
+10
I obtained my master’s degree in Counseling Psychology from Tennessee State University, and my doctoral degree in Counseling Psychology from Radford University. I have been a licensed psychologist since 2020 and have primarily worked within the Veterans Health Care System, though other clinical experiences include community health care centers and substance use centers. I have worked with adult patients from a variety of backgrounds, and those struggling with various mental health concerns. I am passionate about working with trauma survivors, and also have expertise in addressing issues such as anxiety, depression, chronic pain, and insomnia. I am trained in a variety of Evidenced Based Therapies, to include Cognitive Processing Therapy (CPT), Prolonged Exposure Therapy (PE), Skills Training in Affective and Interpersonal Regulation (STAIR), CBT for Chronic Pain (CBT-CP), CBT for Depression (CBT-D), and CBT for Insomnia (CBT-I).
VirtualAvailable

$100/session

Authentic
Humorous
Open-minded
Specialties
ADHD
Anxiety
Depression
+10
Hi, my name is Jonathon Payne and I am a practicing Licensed Clinical Mental Health Clinician, LCMHC, with the State of North Carolina with over 18 years of experience. Most of my work experience has come from working with individuals in crisis settings and or situations. The work has always been challenging, humbling, and rewarding. It has taught me the value of true genuineness and the importance of being able to connect with people and build working relationships. I love therapy. I respect the therapeutic process and value the hard work and introspection it requires. Therapy is something that I am passionate about. Everyday it provides me an opportunity to help others and learn from others. I am proud of the things I have learned, but even more humbled and optimistic of things that I continue to learn. One thing I would tell you is that a have a real passion and commitment to counseling and the therapeutic process. It is and has been what I love to do. I put tremendous value on the importance communication, language, and building a good therapeutic relationship or rapport. Its important to me that you, the patient feel safe, heard, and valued. My counseling style is very laid back and supportive, with a very non-judgmental stance. However, I am not afraid to roll my sleeves up and work hard. I believe in being supportive, motivating, and challenging. Its important that you have the opportunity to work hard, learn, grow, while developing realistic attainable and measurable goals.
VirtualAvailable

$150/session

Authentic
Empowering
Solution oriented
Specialties
Depression
LGBTQ
Life Transitions
+5
Welcome! Making the decision to better your mental health is an important step toward improving your quality of life and feeling healthier. I am a seasoned, Clinical Psychologist with 25 + years of extensive experience assisting clients identify problem areas that are contributing to distress and unhappiness in their lives and develop strategies to reduce symptoms and improve quality of life. I have a Ph.D. in Clinical Psychology from Columbia University and have worked in many different settings with individuals experiencing depression, anxiety, trauma and those dealing with life stressors or events that are interfering with life. I strive to create a safe, warm and welcoming environment that allows clients to feel at ease as they explore and work on obstacles /problems to lead to positive change. I look forward to working with you on your journey to better health and peace of mind.
VirtualAvailable

$150/session

Warm
Empowering
Authentic
Specialties
Anxiety
Life Transitions
Women's Issues
+2
I am a Licensed Clinical Social Worker with 10 years of experience supporting women through the complexities of life, relationships, and personal growth. In my practice, I work with professional women navigating anxiety, stress, depression, relationship challenges, life transitions, and the unique pressures that often come with being a woman who is expected to have it all together. My work is rooted in helping women break free from the expectations of others—and the curated expectations created by social media—and reconnect with what feels authentic to them. My approach is direct, supportive, and intentional. Together, we explore the patterns, beliefs, and expectations that may be keeping you stuck and what it could look like to move through life with greater confidence, clarity, and intention. You don’t have to be in crisis to benefit from therapy. Sometimes, you simply want to understand yourself better, make different choices, and create a life that feels more aligned with who you are becoming.
VirtualAvailable

$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+5
I love love, and I love helping people to heal. Understanding healing occurs on all levels, I've dedicated myself for the last 23 years to being a vessel to help people navigate those levels and find their peace. My calling is to help heal the minds and souls of people so they can manifest their greater and higher selves. Whether it was through the books I've written, my former vegan catering company, practicing as a doula or navigating spaces as a licensed clinical social worker, I've always understood the assignment of helping folks recognize they have the power within themselves to heal.
Available

New to Grow

$105/session

Specialties
Anxiety
Burnout
Life Transitions
+1
Maybe you are working through constant stress and anxiety, searching for deeper meaning, or simply needing someone to walk alongside you through life’s ups and downs. It’s important to me that every session feels like a safe space where you can share openly and know that your unique story matters. Together, we’ll honor where you’ve been, focus on where you are, and dream about where you want to go. I’m here to support you every step of the way.
Available

$150/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I am a bilingual Licensed Clinical Social Worker in North Carolina. I obtained my Masters in Social Work from Columbia University School of Social Work. I've also attended Mercy College in Dobbs Ferry, New York, where I received my Bachelor's in Behavioral Science. I use a combination of Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, and Solution Focused Therapy to help my clients develop and achieve their goals. My optimal goal is to ensure my clients feel safe, supportive, and empowered.
VirtualAvailable

$150/session

Warm
Empowering
Authentic
Specialties
Anxiety
Depression
Life Transitions
+9
Felicia earned her Master’s in Social Administration from Case Western Reserve University. Felicia uses a creative approach by tapping into a client’s unique interests. In providing a tailored therapeutic experience, clients may engage in various types of games, mindfulness, music, and art as therapeutic modalities to reach goals. Felicia brings a calm, grounded presence to her work, honoring the mind-body connection as a powerful guide in healing. If you are ready to begin a journey toward growth, self-awareness, and healing, she invites you to reach out and take the first step.
VirtualAvailable

$120/session

Authentic
Direct
Open-minded
Specialties
Anxiety
LGBTQ
Personality Disorders
+10
I’m a Licensed Clinical Social Worker with a deep respect for the complexity of a client’s histories, identities, nervous system and family dynamics. I work from a psychodynamic and trauma-informed lens, integrating skills and ideas associated with various evidence-based practices such as CBT, acceptance-based, and emotion-focused work to help you process what’s happened to you while also building skills for the present. I specialize in working with adults including LGBTQ+, and neurodivergent clients. I pay close attention to creating space that feels actively affirming – not just “tolerant”. You’ll find that I’m transparent about the therapy process, that I name what I see with care, and that I hold your pain and resilience in mind at the same time.
VirtualAvailable

$175/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Couples Counseling
Parenting
+5
I am a Licensed Clinical Mental Health Counselor with 30 years of experience in the mental health field and 14 years of experience operating my private practice. I support adults and couples experiencing anxiety, relationship distress, communication difficulties, parenting concerns, life transitions, diminished self-esteem, trauma-related concerns, and patterns that may be interfering with emotional well-being and healthier relationships. In couples counseling, I provide a balanced and respectful environment where each partner has an opportunity to feel heard. I help couples recognize recurring patterns, improve communication, navigate conflict more constructively, rebuild emotional safety and trust, and strengthen their connection. My role is not to take sides, but to help both partners understand the relationship dynamic and take meaningful responsibility for the changes within their control. I use Cognitive Behavioral Therapy to help clients understand the connections among their thoughts, emotions, and behaviors. Together, we identify beliefs and thinking patterns that may contribute to anxiety, depressed mood, diminished self-esteem, relationship distress, or ineffective coping. Depending on the client’s needs, we may use guided reflection, thought records, structured exercises, role-playing, and between-session practice. With couples, CBT-informed strategies can also help partners examine assumptions, interpretations, expectations, and behavioral responses that contribute to recurring conflict. The goal is to develop greater awareness and practice healthier, more intentional responses. My therapeutic approach integrates evidence-based practices with carefully selected holistic strategies to support insight, emotional regulation, personal growth, and sustainable behavioral change. I meet each client with compassion, curiosity, and respect, helping them identify the underlying beliefs and patterns connected to their current concerns.
VirtualAvailable

$125/session

Specialties
Anxiety
Depression
Trauma and PTSD
I am a licensed clinical social worker providing client centered, solution focused therapy for over 25 years with an established private practice since 2005. In my practice, my goal is to provide a supportive environment which allows clients to identify and achieve their goals. In addition to my work as a therapist, I provide training and consultation services regionally and nationally on trauma informed care, adverse childhood experiences (ACEs), sexually harmful behavior, vicarious trauma and self-care.
VirtualAvailable

$103/session

Authentic
Warm
Solution oriented
Specialties
Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
VirtualAvailable

$100/session

Authentic
Intelligent
Empowering
Specialties
Life Transitions
Career Counseling
Child or Adolescent
+6
Hi there! My name is Erin Dey and I am a licensed clinical social worker located in Chapel Hill, North Carolina. I have a masters’ degree from Columbia University, and I specialize in helping clients successfully navigate challenging life transitions. I work with individuals both in person as well as online. My approach to counseling is solutions-focused, strengths-based, and relational.
VirtualAvailable

$100/session

Authentic
Warm
Humorous
Specialties
Anxiety
Life Transitions
Mood Disorders
+3
Hello! I am a licensed therapist in both North Carolina and New York. I find great fulfillment in working with individuals needing assistance in better managing their mood stability, emotions, anxiety, relationships, codependency, and life adjustment stressors. Reaching out to a new therapist for the first time can feel overwhelming and very vulnerable. My main goal is always helping potential and established clients feel safe, respected, and heard. Feel free to reach out to discuss your needs and how I may be of assistance in your emotional journey.
VirtualAvailable

Often rebooked

$100/session

Authentic
Warm
Open-minded
Specialties
ADHD
Anxiety
Depression
+3
Howdy! My name is Russell and I look forward to meeting you and working together! Taking the step to seek out therapy services can be the biggest hurdle to overcome, yet here you are. You made it! Even exploring options for therapy demonstrates the motivation that you have for positive change in your life. I enjoy taking a collaborative approach to working with all of my clients because you are the expert in your own life and know yourself the best. I am here as a support while you discover more about yourself. I am a LCMHC (Licensed Clinical Mental Health Counselor) with the state of North Carolina. I have a background working with various ages and demographics in a variety of settings. This includes children aged 6+ to pre-teens, adolescents, adults, families, and couples. I have worked in inpatient hospital settings, assisted with Intensive In-Home services for at-risk youth and their families, as well as with clients in traditional office-based environments providing outpatient therapy. My clinical expertise and the most frequent concerns that I help clients with are anxiety, depression, ADHD, anger management, relationship issues, family issues, and phase of life concerns. I tend to naturally gravitate toward adolescents who are struggling with navigating their lives, however, I enjoy working with all individuals regardless of age or background since life is a struggle for all of us. I tend to take a laid-back, relaxed (but professional) stance when working with clients to make the therapeutic process as welcoming and comfortable as possible!
VirtualAvailable

$120/session

Empowering
Authentic
Warm
Specialties
Depression
Grief
LGBTQ
+9
Well hello! My name is Lori. Are you feeling the need to live your life differently? Are the things you've tried in the past no longer beneficial or adequate for this stage in your life? I encourage my clients to do the things that they've never done in order to experience the life they've always wanted. I help them identify the source of what has limited them and caused them emotional pain, whether it be from anxiety or depression stemming from childhood trauma, broken relationships, toxic work environment, sexuality, aging, or religious trauma to name a few. I enjoy working alongside my clients and being a part of their "aha!!" moments on their life's journey. I utilize my belief in the interconnectedness of humanity with nature to assist my clients in understanding life, growth, change, grace and what constitutes true success.
VirtualAvailable

$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Life Transitions
+7
Hi, I'm glad you’re here. I’m Liz Sullivan, and I specialize in helping stressed out, busy achievers find their joy in life, and gain control over stress, anxiety and overthinking. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but often feel stressed, frustrated and lonely. Everything is on their to-do list (except themselves), and they are realizing they want things to be different. It's possible to let go of your stressors, feel relaxed, enjoy your relationships, and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.