Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 546 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 1/13/2026

Rated 5.0 stars out of 51 ratings
Rated 5.0 stars out of 51 ratings

$130/session

Solution oriented
Open-minded

Specialties

Addiction
Anxiety
Depression
+10
I am Cindy Arrington, I received my Master's of Science in Rehabilitation Counseling in 2012 from Winston-Salem State University. I and am a Certified Rehabilitation Counselor, Licensed Clinical Mental Health Counselor, and Licensed Clinical Addictions Counselor - Associate. I have 5 years of experience working as a Vocational Rehabilitation Counselor to assist with job development, placement and follow-up. I have 4 years of experience working as a mental health and substance use counselor. I enjoy meeting my patients who are experiencing anxiety, depression, stress, grief, trauma, and substance use to help them heal and grow to become the best versions of themselves.
VirtualAvailable
View profile
Book session
Rated 5.0 stars out of 510 ratings
Rated 5.0 stars out of 510 ratings

$115/session

Solution oriented
Intelligent

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+6
You are stressed and filled with anxiety. Your thoughts are negative and you lack self-confidence. You feel so overwhelmed by emotions that you no longer know what you feel. Or maybe you are emotionally shutdown and just feel numb. Past traumatic events cause you to react to life in unhealthy ways. Intrusive thoughts keep distracting you from what you need to do each day. And you don’t understand why or how to change it. If any of this sounds familiar, there is hope! It is possible to retrain your brain and to develop different ways of thinking about life. You can stop automatically reacting and learn to thoughtfully respond to stressors. I would love to work with you and help you better manage thoughts and stressful emotions.
VirtualAvailable
View profile
Book session
Rated 4.9 stars out of 535 ratings
Rated 4.9 stars out of 535 ratings

$120/session

Warm

Specialties

Anxiety
Career Counseling
Depression
+7
Welcome — I’m John Dyson, a Licensed Clinical Mental Health Counselor (LCMHC) and National Certified Counselor (NCC), based in the foothills of North Carolina. I want you to take a moment to acknowledge that you’ve already taken the first step toward bettering your mental health. Let’s be honest — starting therapy can feel empowering, confusing, or even scary — sometimes all at once. My goal is to create a safe, welcoming space where you can explore concerns related to anxiety, depression, and self-care. I focus on helping clients build assertive communication skills and healthy boundaries, both with themselves and with others, in ways that support a more balanced, fulfilling life. Therapy is an opportunity for personal growth in whatever way you're seeking — whether that means navigating specific challenges or building the life you deeply deserve. If that’s what you’re looking for, I’m here when you’re ready. Together, we’ll clarify the challenges you’re facing and identify where you want to be — a month, six months, or a year from now. Then, we’ll explore actionable strategies to help you move forward. You'll leave each session with a clearer understanding of your situation and a set of “next steps” you can begin right away. There will always be space for feedback and collaboration in our work — including holding each other accountable as we walk this path together.
VirtualAvailable
View profile
Book session
Rated 5.0 stars out of 531 ratings
Rated 5.0 stars out of 531 ratings

$120/session

Solution oriented
Warm
Humorous

Specialties

Anger Management
Anxiety
Grief
I am a Licensed Clinical Mental Health Counselor based in North Carolina. My experience comes from providing direct mental health care in various settings and providing grief counseling to children in school and national grief counseling settings. I have worked with children, teens, and adults with varied presenting issues, including anxiety, depression, anger management, trauma, stress, low self-esteem, Women issues, Marital/ Pre-Marital, Spirituality, Life Coaching, and family issues. I approach the therapeutic relationship with respect and dignity for each client. I walk with them on their journey to wholeness at their own pace. I worked with individuals and families from diverse backgrounds, helping them navigate their challenges. I am compassionate and a great listener. I believe in what I do and am compassionate about helping the people I serve. We all can reach our highest potential, which is what I want to help my clients obtain. Many individuals I worked with have had setbacks, but once they believe in themselves, they realize their stumbling blocks are only stepping stones to their destination. Working toward a more fulfilling and happier life takes a lot of strength and determination. If you allow me, I will walk with you on your journey. I earned a Master of Arts (MA) in Professional Counseling from Liberty University. I have six years of professional Counseling and over thirty years of experience working in human services.
VirtualAvailable
View profile
Book session
Rated 4.9 stars out of 512 ratings
Rated 4.9 stars out of 512 ratings

Often rebooked

$125/session

Authentic
Open-minded
Warm

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+5
In our work together, your well-being and personal growth are my top priorities. My goal is to provide you with the personalized attention and compassionate support you deserve. Each session is an opportunity for us to collaborate in a way that feels right for you—one that honors your unique experiences, strengths, and needs. I believe in your ability to navigate life’s challenges, and my role is to empower you with the tools, insights, and encouragement you need to move forward with confidence. Whether we’re addressing specific issues or taking time to reflect, I am here to support you in a way that feels safe, validating, and nurturing. Seeking therapy is already a powerful and courageous step, and I’m here to walk alongside you as we work towards your goals, at your pace. Having been on the client's side of therapy myself, I understand the vulnerability and courage it takes to seek help, as well as the healing power of a strong therapeutic relationship. I bring empathy, insight, and a genuine commitment to supporting you through your own journey of growth and transformation.
VirtualAvailable
View profile
Book session
Rated 5.0 stars out of 57 ratings
Rated 5.0 stars out of 57 ratings

$125/session

Warm
Authentic

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+5
Hi, I am a Marriage and Family Therapist practicing in North Carolina. I received my degree from Saybrook University in California and have been practicing for the past 15 years. I have specialized training in Somatic Experiencing and Attachment Therapy. I work with adults to resolve symptoms of stress, shock, and trauma that accumulate in our bodies and nervous systems transforming patterns that get stuck and impact our daily life. I support clients in bringing their nervous systems back into balance getting out of fight, flight and freeze to strengthen one's sense of safety, resourcefulness and resilience in the world. Some of the techniques I use are helping clients slow down and attune to what is happening in their bodies. I also work with clients on "resourcing" or finding tools to help them self soothe when they are feeling emotionally overloaded.
VirtualAvailable
View profile
Book session
Rated 4.7 stars out of 543 ratings
Rated 4.7 stars out of 543 ratings

$175/session

Specialties

Couples Counseling
Depression
Substance Misuse
+10
Hello, I’m Dr. Warrick Stewart. I am a Board-Certified Psychotherapist, licensed to practice in Georgia, South Carolina, Kentucky, and North Carolina. At the heart of my work is a deep compassion for people who are navigating life’s hardest seasons. I specialize in helping individuals and couples facing trauma, emotional pain, self-doubt, and the struggles that come with anger, substance use, and depression. My role is to walk alongside you, offering evidence-based approaches such as reality-based and solution-focused therapy, while always tailoring our work to meet your unique needs. In my practice, clients find a warm, nonjudgmental, and supportive environment where they are safe to be themselves. Here, you can speak your truth, confront what has been holding you back, and begin the process of healing. I am eclectic in my methods—drawing from a variety of therapeutic techniques—because I believe every person deserves an approach as unique as their story. I strive to be thorough but kind, authentic yet gentle, and always deeply respectful of the courage it takes to begin therapy. My goal is to help you process your experiences, rediscover your strengths, and move forward toward a life filled with meaning and possibility. Healing takes willingness and effort, but you don’t have to walk the journey alone. Together, we can create a path toward growth, resilience, and lasting change. Let’s get started today.
VirtualAvailable
View profile
Book session
Rated 4.7 stars out of 522 ratings
Rated 4.7 stars out of 522 ratings

$80/session

Authentic
Humorous
Intelligent

Specialties

Anxiety
Mood Disorders
Self Esteem
I am a licensed clinical social worker in private practice since 1996. I have experience working in a multitude of worked in both inpatient and outpatient facilities. I have training in short term solution, focused therapy, addressing interpersonal, developmental an existential concerns. I am also well-versed in cognitive behavioral therapy. I seek to offer practical goals and objectives to my clients to address the changes they are seeking.
VirtualAvailable
View profile
Book session
Rated 4.0 stars out of 51 ratings
Rated 4.0 stars out of 51 ratings

$160/session

Open-minded

Specialties

Addiction
Grief
Trauma and PTSD
+8
Hello, I’m Alaina, LCSW, LCASA, and I’m honored to have the opportunity to work with you. I hold a BA in Organizational Leadership and a Master’s in Social Work from Baylor University. I am trained in CBT, DBT, CPT, substance use, and grief treatment. I bring an evidence-based approach to care while providing a safe, supportive, and non-judgmental space for you to grow and heal.
VirtualAvailable
View profile
Book session
Rated 5.0 stars out of 522 ratings
Rated 5.0 stars out of 522 ratings

Often rebooked

$130/session

Solution oriented
Empowering
Open-minded

Specialties

Addiction
Grief
Trauma and PTSD
+3
I'm a down-to-earth therapist with a generally upbeat personality. I've been practicing clinically since 2016 and love what I do. As a military spouse and daughter of a veteran, I also understand military culture. I worked with active-duty service members for four years. The military has led to several moves and many opportunities in my career. I've treated people struggling with addictions, trauma, grief, loss, relationship issues, and unbelievable stress. As a wife and mother, I have also found joy in helping families with young children during my work with the birth-to-three population. Everything changes when people have children. Postpartum depression and anxiety deserve to be met with love and support. I believe therapy should be individualized and trauma-informed. All of my clients are met with the same energy and care. This is about you. I keep it real and don't pass judgment no matter the issue.
VirtualAvailable
View profile
Book session
Rated 5.0 stars out of 52 ratings
Rated 5.0 stars out of 52 ratings

Often rebooked

$175/session

Specialties

Anxiety
Depression
Grief
+6
I am a Licensed Clinical Mental Health Counselor in NC and a Licensed Professional Counselor in SC. I received my Master's Degree from Montreat College. I have been practicing professional counseling for 9 years. I help those ages 16+ learn how to navigate life, manage stressors, identify and manage emotions while building coping skills and learning to reframe negative thoughts.
VirtualAvailable
View profile
Book session
Rated 5.0 stars out of 54 ratings
Rated 5.0 stars out of 54 ratings

$100/session

Direct
Authentic

Specialties

Military/Veterans
Mood Disorders
Substance Misuse
I am a Licensed Clinical Social Worker and Licensed Clinical Addiction Specialist. I have been a social worker for 19 years, most recently in the last 7 years doing therapy. I enjoy working with people who are wanting to see change happen but have barriers stopping them from moving into action. I also enjoy working with those who have relationship dynamic issues.
VirtualAvailable
View profile
Book session
Rated 5.0 stars out of 5117 ratings
Rated 5.0 stars out of 5117 ratings

$175/session

Authentic
Warm
Humorous

Specialties

Anxiety
Coping Skills
Depression
Hello, Are you feeling overwhelmed, stressed, or like life is taking over? It's completely natural to experience these emotions from time to time, but you don't have to navigate these challenges alone. My name is Latonya Badger, and I'm an experienced and compassionate mental health provider here to support you on your journey towards well-being and happiness. I have 4+ years of experience in the mental health field, I am a licensed therapist dedicated to helping individuals like you find balance, resilience, and inner strength. My approach is client-centered, meaning I tailor each session to your unique needs and circumstances. Together, we'll work collaboratively to address your concerns and develop personalized strategies to cope with life's stressors.
VirtualAvailable
View profile
Book session
Rated 5.0 stars out of 518 ratings
Rated 5.0 stars out of 518 ratings

$100/session

Specialties

ADHD
Anxiety
Autism
+8
Are you in search of completing your puzzle? The puzzle we call life? Look no further, together we can find the missing piece(s) and bring the function back into the dysfunction and chaos. Navigating through your thoughts, feelings, and actions to create the unique YOU, you have always wanted and needed. The power is yours! I, Paula Patterson, MSW, LCSW look forward to the opportunity to be a part of your journey. Please feel free to reach out and make your dream life of healthy, happy relationships become a reality,
VirtualAvailable
View profile
Book session
Rated 5.0 stars out of 56 ratings
Rated 5.0 stars out of 56 ratings

$150/session

Intelligent
Open-minded

Specialties

Anxiety
Autism
Trauma and PTSD
+10
Hi! I'm Rebecca! I've been a therapist for nearly 15 years and specialize in anxiety, trauma, and neurodiversity. I help clients regain a sense of safety in the world and (re)learn how to trust their own bodies and nervous systems. I also help my clients understand how to work with their unique neurotype rather than against it. Using a trauma-informed approach, I believe in letting my clients set their own pace, whether that looks like jumping right in to the hard work or taking a bit of time to feel comfortable and confident before making big changes or sharing details about the past.
VirtualAvailable
View profile
Book session
Rated 5.0 stars out of 511 ratings
Rated 5.0 stars out of 511 ratings

$125/session

Open-minded
Challenging
Direct

Specialties

Anxiety
Life Transitions
Obsessive-Compulsive (OCD)
+4
Hey. My name is John Jensen, but you can call me Jake. I received my masters in Clinical Mental Health Counseling from Campbell University and am the owner of Woodhaven Counseling PLLC. I started counseling after retiring from playing football at Wingate University and strive to assist those moving through life transitions, manage anxiety, and build confidence in their identities.
VirtualAvailable
View profile
Book session
No reviews yet
No reviews yet

New to Grow

$135/session

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable
View profile
Book session
Rated 5.0 stars out of 534 ratings
Rated 5.0 stars out of 534 ratings

Often rebooked

$100/session

Open-minded
Solution oriented
Authentic

Specialties

Anxiety
Depression
LGBTQ
+9
Hello, there! I'm a licensed clinical social worker (LCSW) raised in the Piedmont region of North Carolina and have been supporting clients in the area since 2021. Outside of private practice I volunteer as a crisis counselor and victim's advocate. Outside of my work, I’m deeply committed to my own spiritual growth as a way to expand compassion, lessen suffering, and hold space for others on their path to peace. I find renewal in nature, often through hiking, camping, or simply being outdoors, and value time spent with loved ones and giving back to my community. This personal grounding helps me show up with presence and care, and I welcome those who feel drawn to reach out.
VirtualAvailable
View profile
Book session
Rated 3.9 stars out of 512 ratings
Rated 3.9 stars out of 512 ratings

$160/session

Warm
Authentic

Specialties

Anxiety
Post Partum
Trauma and PTSD
Welcome! I am a Licensed Clinical Social Worker (LCSW) base in North Carolina. I earned my Master's Degree from East Carolina University and have accumulated 15 years of experience in the social work field, with 9 years of practice. I specialize in providing support to young adults and women going through various life transitions, particularly motherhood. I thoroughly enjoy assisting individuals during the perinatal to postpartum stages. I also specialize in guiding clients through their healing journey from past traumas, grief and loss, and burnout.
VirtualAvailable
View profile
Book session
Rated 4.9 stars out of 594 ratings
Rated 4.9 stars out of 594 ratings

$150/session

Authentic
Open-minded
Solution oriented

Specialties

Couples Counseling
Depression
Self Esteem
+6
Craig Steckowski is a Licensed Marriage and Family Therapist (LMFT) based out of California and serves clients in both California and Virginia. He served in the Marine Corps prior to attending Alliant University in Irvine, CA for his therapy Master’s degree. After school, Craig then went on to work in Orange County. He was an advocate with the court system for mental health treatment and rehabilitation from chemical dependency. He also spent some time working for an agency that provided support to the homeless population and later, in a community clinic in New Hampshire where he helped to create services that met the needs of the community. Each of these experiences helped to shape Craig’s philosophy toward therapy, which is that therapy should be a non-judgemental, welcoming space for his clients to be their unfiltered, authentic selves. “I just truly want therapy to be a place that you look forward to and value,” he wants clients to know. “It’s your space, and nothing you say, do, or experience is going to change my perception of you.” His main goal as a therapist is to connect with his clients and offer them a place of solid, consistent, and positive support that they can depend on. He prioritizes maintaining a low enough caseload that clients can maintain a regular therapy schedule with him. He also encourages his clients to reach out between sessions if need be. “If you need me to be your hype man and help you through something, I’ll be there.” In his free time, Craig focuses on doing things that help rejuvenate him which includes spending time outside and quality time with his wife. He also regularly seeks professional support from a trusted mentor in the field to ensure he is practicing mindfully and ethically.
VirtualAvailable
View profile
Book session
Rated 5.0 stars out of 53 ratings
Rated 5.0 stars out of 53 ratings

$110/session

Specialties

ADHD
Anxiety
Coping Skills
+9
I am a fully licensed clinical social worker with nearly 10 years of experience in the field. I am currently licensed in two states. My experience varies from therapeutic mentor, supervisor for other LCSW, and one on one with persons served as a therapist/clinician. My approach is strength-based and person-centered. I work with ages from 6 and up with a focus on adolescents, teens, and adults.
VirtualAvailable
View profile
Book session
Rated 5.0 stars out of 52 ratings
Rated 5.0 stars out of 52 ratings

$100/session

Humorous
Authentic

Specialties

Anxiety
Depression
Life Transitions
+8
Hi, my name is Leslie Travia. I grew up as one of six children and now enjoy spending time whenever possible with my siblings, my many nieces, nephews, and their children. I have two grown children of my own and have been married for over 30 years. Over the years, my family and I have lived in 10 different states as well as in Europe, and I believe each place has deepened my appreciation for diverse cultures and perspectives. I also believe we are never too old to learn something new. I value self-empowerment and strive to surround myself with positivity and kindness.
VirtualAvailable
View profile
Book session
Rated 5.0 stars out of 512 ratings
Rated 5.0 stars out of 512 ratings

$145/session

Warm
Authentic

Specialties

Anxiety
Child or Adolescent
Couples Counseling
+10
Greetings! I'm a Licensed Clinical Social Worker (LCSW) based in North Carolina! I earned my Master of Social Work from the University of Kentucky- Big Blue Nation! I have a passion for college basketball, and the Kentucky Wildcats are my favorite team! Originally from Lexington, KY, I made the move to North Carolina in 2005. With over twenty years of experience, I collaborate with clients to help them become the best version of themselves.
VirtualAvailable
View profile
Book session
Rated 5.0 stars out of 54 ratings
Rated 5.0 stars out of 54 ratings

$90/session

Warm
Solution oriented

Specialties

Anxiety
Depression
Substance Misuse
+3
I’m a licensed therapist. I work collaboratively with clients to help them identify patterns, develop coping strategies, and create meaningful, lasting change. My approach is practical, goal-oriented, and rooted in empathy—designed to support you wherever you are in your journey. I draw from evidence-based methods like Cognitive Behavioral Therapy (CBT), Cognitive Processing Therapy (CPT), and Motivational Interviewing (MI) to provide structure and direction, while honoring your pace and experiences. Whether you're facing anxiety, depression, trauma, or major life transitions, I offer a space that is both supportive and focused on helping you build the skills you need to move forward with clarity and confidence.
VirtualAvailable
View profile
Book session
Rated 5.0 stars out of 512 ratings
Rated 5.0 stars out of 512 ratings

$125/session

Warm
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Depression
+9
Welcome! I am a warm, non-judgemental and real person. One of my basic tenants is we, as people, are doing the best we can, and sometimes our conscious or subconscious "plan" to take care of ourselves is just not working anymore. Sometimes we need to develop a new “plan” but that can be difficult and we need help. The relationship with ourselves, family, friends and our community is a pillar to good health and well being. However things get in the way….like trauma, substance use, addiction, depression, anxiety, loneliness, illness, & fear. I want to support your concerns and help you improve your sense of wellbeing.
VirtualAvailable
View profile
Book session
Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.