Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 534 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 3/17/2026

$145/session

Open-minded
Solution oriented
Holistic

Specialties

Coping Skills
Grief
LGBTQ
+3
Hi! I am a Licensed Mental Health Counselor (LMHC) in the state of Massachusetts. I have a Ph.D. in psychology and counseling from Regent University and many years of my own experiences to draw from that make me a grounded understanding partner to help get you back on track. I can help you find the sources of your stress and develop ways to deal with them or if you have lost a loved one, I can help you to understand the pain, process the loss, and find your strength to move forward.
VirtualAvailable
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$120/session

Authentic
Warm
Humorous

Specialties

Addiction
Anxiety
Trauma and PTSD
+9
Hello! I am a Licensed Clinical Social Worker (LCSW) and Licensed Clinical Addiction Specialist (LCAS) based in North Carolina. I received my Masters from the University of North Carolina Wilmington, and have been practicing going on 9 years now. I love helping young adults discover and understand how their past experiences are continuing to impact their lives, and how they can move forward.
VirtualAvailable
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$105/session

Direct
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hi, I’m Kendrick Burden, a Licensed Clinical Social Worker passionate about helping people reconnect with their truest selves. I work with individuals who are navigating trauma, anxiety, depression, and high-pressure transitions especially when life feels heavy or unclear. Whether you're processing loss, healing from old wounds, or trying to realign with who you were created to be, therapy is a space to pause, reflect, and move forward with intention. My approach blends evidence-based tools like EMDR, CBT, and ACT with compassion and faith-based support when desired. Together, we’ll identify what’s been holding you back and chart a new path grounded in your values and strengths. My hope is to help you feel more anchored, more empowered, and more at peace with the life you’re creating.
VirtualAvailable
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Often rebooked

$160/session

Open-minded

Specialties

Anxiety
Depression
Women's Issues
+2
Are you constantly pulled in different directions, struggling to find balance and self-compassion in your busy life? Do you need support navigating the transitions of womanhood? I'm Danika, a therapist who supports women's health at all stages. I use interventions informed by intersectional feminism and a trauma-informed lens. With over 15 years of experience in healthcare, including specialties in women's health and health tech, I bring a unique blend of expertise to help you navigate life's challenges and opportunities. As a Licensed Clinical Social Worker, Certified Case Manager, and Licensed Creative Arts Therapist, I believe in a holistic approach to healing, one that encompasses both mind and body. In my practice, we may use evidence-based approaches and/or the creative arts therapies when words alone fall short. Through various interventions, we can examine deep-seated emotions and provide an outlet for self-expression. This approach can offer a safe space for exploration and transformation. Our work will be uniquely tailored to you. My therapeutic style is rooted in positivity and empowerment. I use solution-focused, evidence-based, and strengths-based techniques to ensure our sessions focus on uncovering your innate strengths and actionable solutions. Together, we'll nurture a space of growth, self-discovery, and healing, where you'll feel supported and understood at every turn. With my background in both healthcare and technology, I understand the delicate balance required to maintain physical and mental well-being in a fast-paced world. Through our partnership, I hope you will not only overcome obstacles but also thrive and lead a fulfilling, balanced life. It's a privilege to be part of your journey toward a happier, healthier you.
VirtualAvailable
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New to Grow

$90/session

Specialties

Anxiety
Health/Medical Issues
Older Adults
+2
I am a Licensed Clinical Social Worker with nearly 20 years of experience supporting individuals, families, older adults, and medically complex patients across a wide range of healthcare and community settings. My approach is grounded in compassion, collaboration, and practicality—I help clients navigate life’s challenges by focusing on what matters most to them. My background spans emergency departments, primary care clinics, long‐term care facilities, hospice, crisis response, and private practice. This breadth allows me to offer therapy that is warm, grounded, and deeply informed by real‐world experience.
VirtualAvailable
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$130/session

Specialties

Depression
Perinatal Mental Health
Anxiety
+9
Hello! I am a Licensed Clinical Social Worker (LCSW) since 2006. I received my Masters Degree from Columbia University and my Bachelors Degree from the Univeristy of Rhode Island. I am an EMDRIA approved EMDR therapist, a perinatal mental health specialist, as well as a certified health coach. I work with a wide range of emotional and behavioral issues providing services that span from therapy for anxiety and depression, grief counseling, parenting support, addressing boundary discomfort, work and career issues, stress management, emotional barriers to physical health and more.
VirtualAvailable
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$80/session

Solution oriented
Empowering
Warm

Specialties

Coping Skills
Life Transitions
Self Esteem
+3
Hello! I’m a Licensed Clinical Mental Health Counselor (LCMHC). I received my Masters from North Carolina Central University. I am not only passionate about mental health, but overall wellness. I work from a holistic perspective while also utilizing interventions from cognitive behavioral therapy and expressive arts therapy. I believe in a collaborative approach and that clients are the experts of their lives.
VirtualAvailable
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$80/session

Warm
Holistic

Specialties

Anxiety
Family Therapy
Life Transitions
+10
Hi, I'm Debbie Howard, a Licensed Clinical Mental Health Counselor (LCMHC). Reaching out for support takes courage, and I would be honored to walk alongside you! I have 15 years experience helping individuals, families and youth work through challenges such as life transitions, stress, anxiety, depression, relationship issues, and parenting. I also specialize in helping children and teens build resilience, confidence, and coping skills that support lasting change at home and school. My approach is warm, client-centered, and collaborative. I believe therapy should feel empowering, supportive, and tailored to your unique needs and goals. I integrate a variety of evidence-based practices including Cognitive Behavior Therapy(CBT), Alternative Family CBT, Dialectical Behavioral Therapy (DBT), Acceptance & Commitment Therapy (ACT) , mindfulness, trauma-informed care, and solution focused therapy. Together, we'll focus on building self-awareness, resilience, and lasting positive change in a safe, nonjudgmental space.
VirtualAvailable
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Often rebooked

$125/session

Authentic
Empowering

Specialties

Anxiety
Couples Counseling
Depression
+10
Hey, I'm Carlos! I am a therapist dedicated to helping you reclaim your personal power. By integrating highly successful Cognitive Behavioral Therapy (CBT) with Mindfulness techniques, I help you slow down and recognize the significance of every moment. Together, we will work to ensure you feel empowered to make positive choices rather than feeling like a victim of your own thoughts or current life situations.
VirtualAvailable
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$180/session

Authentic
Warm
Solution oriented

Specialties

Peer Relationships
Racism
Trauma and PTSD
+10
Are you struggling with feeling worried or depressed? Are you experiencing difficulty focusing or coping with life situations? Congratulations on taking the steps to improve your mental health. I feel that it is important to have your voice heard and I am here to provide a safe space just for that. I have worked as a therapist for the past 16 years with individuals and families. My goal is to help you reach for personal therapy goals.
VirtualAvailable
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$120/session

Warm
Authentic

Specialties

Addiction
Mood Disorders
Trauma and PTSD
+10
As a Licensed Clinical Mental Health Counselor and a Licensed Clinical Addictions Specialist Associate I believe the biggest component to achieving happiness is making your mental health a priority. Taking the first step to improve your overall mental health can be a huge decision, but a very brave one! I graduated with my masters degree in clinical mental health counseling from Capella University in 2018. I have over 8 years of experience working in many different counseling settings, including inpatient/outpatient, residential, community support, and private practice. I enjoy working with those 13 and up who are struggling with anxiety, depression, mood disorders, trauma, personality disorders, serious, chronic mental illnesses, and addictive behaviors.
VirtualAvailable
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$130/session

Empowering
Authentic
Intelligent

Specialties

Anger Management
Anxiety
Coping Skills
+9
Hello! Thank you for taking the time to read my biography. I am so happy you went with your instinct to start counseling. I have been a Therapist for over 15 years and my specialization is marriage and family therapy. I have over 30 years experience working with people in one capacity or another. I was a substitute teacher at an alternative high school; I was a silver star rescue diver and an EMT-Intermediate; and, I had worked at a psychiatric hospital for people ages 12 through 80 as well in a private psychiatric office. These few noted experiences have led to my capacity to be an empathetic Therapist while helping others achieve their own goals using their own strengths.
VirtualAvailable
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$100/session

Authentic
Direct
Empowering

Specialties

Anxiety
Coping Skills
Family Therapy
+8
Hiya. My name is Sejal Patel, and I am currently licensed in North and South Carolina, as a LMFT. As a therapist, I show curiosity when my client(s), families, and couples ask me for guidance. Majority of my clients', share the assumption, because I am a therapist, I experience minimal challenges in life and relationships. I wish that was true. My professional education and knowledge has been helpful and useful. Truthfully, the lessons I learned by experiencing failures, challenges, and struggles of life are the true heroes to how I find my solutions. I welcome your curiosity to a collaborative process that combines my professional expertise, your life experience knowledge, and the power of creative solutions.
VirtualAvailable
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Often rebooked

$125/session

Empowering
Open-minded

Specialties

Anxiety
Grief
Life Transitions
+10
Hi! My name is Robbyn and I am a seasoned Counselor with years of experience helping individuals navigate anxiety, depression, grief/loss, life transitions, relationship/career challenges, and the emotional weight that comes with being human. My goal is to help people feel seen, supported, and understood with an approach that is warm, down-to-earth, and deeply empathetic. Here, you’ll find a safe space where you can explore your thoughts and feelings without judgment, shame, or pressure to “have it all figured out.” If you’re ready to shift your narrative and step into a stronger version of yourself, I’d be honored to take that journey with you.
VirtualAvailable
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$150/session

Solution oriented
Warm
Empowering

Specialties

Addiction
Anxiety
Depression
+10
I'm Angela Harrington with 10 years please experience in mental health, co-occurring disorders, and substance abuse disorders. My goal in therapy is to elicit change talk, provide positive insight, and motivation to free yourself. When working with clients my structured approach is from cognitive behavioral therapy (CBT) where the individual learns to explore the link between thoughts, feelings, and behaviors.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Depression
Trauma and PTSD
+6
I’m a trauma therapist who helps people feel like themselves again. Many of the folks I work with are used to pushing through, staying busy, or holding everything together on their own. In our work together, we slow things down, process what’s been weighing on you, and help your nervous system feel safer so you can move through life with more ease and confidence.
VirtualAvailable
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$125/session

Intelligent
Holistic

Specialties

Anxiety
Trauma and PTSD
Women's Issues
I am a compassionate mental health professional with over 13 years of experience who is committed to helping individuals, couples and families navigate life’s challenges with clarity, resilience, and purpose. I bring a strong background in counseling and psychology, with experience supporting clients across a range of concerns including depression, anxiety, stress, life transitions, relationship issues, trauma and emotional regulation.
VirtualAvailable
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New to Grow

$90/session

Specialties

Anxiety
Child or Adolescent
Depression
+9
If you are looking for a therapist that says more than “and how does that make you feel”- Keep reading. My approach is laid back, I work hard to help my clients gain my trust, and I believe in actively listening to my clients. However, our sessions are interactive and collaborative because we work together to achieve goals. This process isn’t about “telling all of your business to a stranger”, its about healing
VirtualAvailable
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$120/session

Warm
Intelligent
Direct

Specialties

Addiction
Anxiety
Depression
+4
I am licensed as a social worker as well as an addiction specialist. My ideal client is struggling to understand how substance use and misuse is effecting their life.Maybe they are questioning their own use, or that of their partner, children, or they grew up with alcoholics in the household. I also love working with people with depression and anxiety who want to examine where they are at and where they might want to go. I love thinking outside the box and encouraging new ways of seeing the world and its possibilities.
VirtualAvailable
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$155/session

Humorous
Intelligent

Specialties

Perinatal Mental Health
Post Partum
Women's Issues
+9
This is my fourth year in the social work field, and I have been in my own solo practice for a year. I am independently licensed in NC, SC, VA, and OR as an LCSW/ LISW-CP. I am also a Certified Doula, Perinatal Behavioral Health Coach, Women's Mental Health Specialist, and Autism Clinical Specialist. In my off time, I love binge-watching Netflix and spending time with my children.
VirtualAvailable
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$120/session

Warm

Specialties

Anxiety
Career Counseling
Depression
+7
Welcome — I’m John Dyson, a Licensed Clinical Mental Health Counselor (LCMHC) and National Certified Counselor (NCC), based in the foothills of North Carolina. I want you to take a moment to acknowledge that you’ve already taken the first step toward bettering your mental health. Let’s be honest — starting therapy can feel empowering, confusing, or even scary — sometimes all at once. My goal is to create a safe, welcoming space where you can explore concerns related to anxiety, depression, and self-care. I focus on helping clients build assertive communication skills and healthy boundaries, both with themselves and with others, in ways that support a more balanced, fulfilling life. Therapy is an opportunity for personal growth in whatever way you're seeking — whether that means navigating specific challenges or building the life you deeply deserve. If that’s what you’re looking for, I’m here when you’re ready. Together, we’ll clarify the challenges you’re facing and identify where you want to be — a month, six months, or a year from now. Then, we’ll explore actionable strategies to help you move forward. You'll leave each session with a clearer understanding of your situation and a set of “next steps” you can begin right away. There will always be space for feedback and collaboration in our work — including holding each other accountable as we walk this path together.
VirtualAvailable
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New to Grow

$120/session

Specialties

Insomnia/Sleep Issues
Life Transitions
Military/Veterans
+10
I am a dedicated mental health professional and military veteran with a deep commitment to serving fellow service members and individuals facing stressor-related issues. I am a proud graduate of the Army’s Master of Social Work program through Fayetteville State University and use my personal experience with clinical expertise to provide compassionate and effective care for my clients. My approach to therapy is rooted in empathy, collaboration, and evidence-based practice.
VirtualAvailable
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$160/session

Authentic
Warm

Specialties

Grief
Mood Disorders
Trauma and PTSD
+10
Trauma has haunted you for years. It’s left you with nightmares and flashbacks. It’s caused you to distrust others and push them away. It’s made you feel broken and hopeless. You’ve tried everything you can think of to shed the weight of the past. You’ve read the books, tried the life hacks… You may have even talked to a therapist. But now, you’re out of options. Nothing has helped you transition from being a survivor to someone who’s truly alive. And you’re all talked out. No matter how many times you tell your story, nothing changes. The search for relief is exhausting. This might be your last shot at getting help.
VirtualAvailable
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$115/session

Intelligent
Authentic

Specialties

ADHD
Anxiety
Depression
Hello! My name is Jeff Helms. I am a Licensed Clinical Mental Health Counselor based in North Carolina. Additionally, I am a Licensed Professional Counsellor (LPC) in the state of South Carolina. I received my Masters from the Palm Beach Atlantic University and have been practicing for 10 years. I help adults struggling with depression and anxiety as well as trauma. Additionally I am EMDR trained.
VirtualAvailable
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New to Grow

$85/session

Open-minded
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+6
I am an African American male therapist with over 10 years of experience supporting individuals through life’s challenges. I am passionate about helping people overcome obstacles, build resilience, and thrive in meaningful ways. My approach is compassionate, collaborative, and grounded in creating a safe space where clients feel heard, respected, and empowered to grow in ways that feel best for them.
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Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.