Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 568 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 6/22/2026

New to Grow

$200/session

Humorous
Warm

Specialties

Addiction
ADHD
Anxiety
+10
Hello! My name is Ellie and I am a Licensed Clinical Social Worker. Therapy is a process of self-discovery. My goal for each session is to create a warm, approachable, and safe environment in which clients feel heard, understood, and empowered exploring and addressing issues in therapy, while cultivating self-awareness and healthy coping skills. In my practice, I work to build a caring, authentic, and collaborative client-therapist relationship as I believe fostering and nurturing the therapeutic alliance is the catalyst and essential for achieving and experiencing positive, lasting change in your relationships and life. Some of my areas of expertise include, but are not limited to, depression and anxiety, adjustment disorders, personality disorders, women’s issues, relationship/marital issues, parent-child conflict, hoarding disorder, PTSD and trauma, self-harm and suicidal ideation, attachment issues, eating disorders, self-esteem and body image issues, and grief and loss. The therapy process allows clients to identify and reach their goals and aspirations, find more meaning and purpose and effectively cope with challenging emotions, stress, and adversity. I believe in the healing and change that therapy brings people and believe in the power of tapping into the creative and deeper part of self that promotes true growth.
Available

$100/session

Authentic
Warm
Empowering

Specialties

Anxiety
Coping Skills
Depression
+6
Hello! I am a licensed therapist in both North Carolina and New York. I find great fulfillment in working with individuals needing assistance in better managing their mood stability, emotions, anxiety, relationships, codependency, and life adjustment stressors. Reaching out to a new therapist for the first time can feel overwhelming and very vulnerable. My main goal is always helping potential and established clients feel safe, respected, and heard. Feel free to reach out to discuss your needs and how I may be of assistance in your emotional journey.
VirtualAvailable

$80/session

Authentic
Holistic
Warm

Specialties

Anxiety
Coping Skills
Depression
+2
I am a Licensed Clinical Mental Health Counselor (LCMHC) in North Carolina, holding a Master’s degree from the University of North Carolina at Pembroke. With deep roots in community advocacy and foundational experience as a Child Protective Services case manager, I focus on meeting my clients exactly where they are. Throughout my career, I have had the privilege of partnering with a vibrant diversity of populations, including: * Veterans & Families navigating unique stressors, trauma, and major life transitions. * Youth & Pregnant Teens overcoming complex systemic challenges and building resilience. * Individuals from diverse economic and cultural backgrounds seeking a dedicated space to be heard. I view therapy through a culturally sensitive, strengths-based lens. Together, we will honor your unique story and build practical, real-world tools for your long-term emotional wellness.
Available

$150/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+7
Hi, I'm glad you’re here. I’m Liz Sullivan, and I specialize in helping stressed out, busy achievers find their joy in life, and gain control over stress, anxiety and overthinking. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but often feel stressed, frustrated and lonely. Everything is on their to-do list (except themselves), and they are realizing they want things to be different. It's possible to let go of your stressors, feel relaxed, enjoy your relationships, and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.
VirtualAvailable

$103/session

Authentic
Warm
Solution oriented

Specialties

Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
VirtualAvailable

$100/session

Open-minded
Authentic
Direct

Specialties

Anxiety
Depression
Life Transitions
+9
I am a Licensed Clinical Social Worker with a unique educational background in Pre-Pharmacy and Bachelors of Science in Biology. This diverse educational background plays a role in my ability to encompass the mind, body, soul approach during therapy. I look forward to being a supporter in your life journey. I believe taking thoughts captive from the root will change the outcome of your actions.
VirtualAvailable

$100/session

Authentic
Humorous

Specialties

Anxiety
Depression
Grief
+5
We all need a space to battle our frustrations, stressors, and anxieties. We all have our 'mess.' Don't let your mess control your life. I create a supportive environment where you can explore challenges and work toward the changes you want to see. A dedicated clinical therapist/social worker with experience across various age groups. Utilizing Cognitive Behavioral Therapy (CBT), solution-focused techniques, and a strengths-based approach, I empower clients to navigate challenges, build resilience, and achieve personal growth. Passionate about fostering a supportive and collaborative therapeutic environment tailored to each individual's needs.
VirtualAvailable

$125/session

Warm
Solution oriented
Authentic

Specialties

Anger Management
Anxiety
Depression
+8
With over 14 years of experience as a therapist, I bring a compassionate, collaborative, and client-centered approach to every session. I believe that each individual is the expert in their own life, and my role is to create a safe, supportive space where you feel heard, respected, and empowered. My work is rooted in active listening and genuine connection. Together, we’ll explore the challenges you’re facing, identify meaningful goals, and build the tools and confidence you need to move forward. Whether you're navigating a major life transition, managing stress, healing from past experiences, or simply seeking a deeper understanding of yourself, I’m here to walk alongside you on your journey.
VirtualAvailable

$110/session

Authentic
Intelligent
Open-minded

Specialties

ADHD
Anxiety
Coping Skills
+9
I am a fully licensed clinical social worker with nearly 10 years of experience in the field. I am currently licensed in two states. My experience varies from therapeutic mentor, supervisor for other LCSW, and one on one with persons served as a therapist/clinician. My approach is strength-based and person-centered. I work with ages from 6 and up with a focus on adolescents, teens, and adults.
VirtualAvailable

$120/session

Authentic
Warm
Direct

Specialties

Anxiety
Career Counseling
Depression
+7
Welcome — I’m John Dyson, a Licensed Clinical Mental Health Counselor (LCMHC) and National Certified Counselor (NCC), based in the foothills of North Carolina. I want you to take a moment to acknowledge that you’ve already taken the first step toward bettering your mental health. Let’s be honest — starting therapy can feel empowering, confusing, or even scary — sometimes all at once. My goal is to create a safe, welcoming space where you can explore concerns related to anxiety, depression, and self-care. I focus on helping clients build assertive communication skills and healthy boundaries, both with themselves and with others, in ways that support a more balanced, fulfilling life. Therapy is an opportunity for personal growth in whatever way you're seeking — whether that means navigating specific challenges or building the life you deeply deserve. If that’s what you’re looking for, I’m here when you’re ready. Together, we’ll clarify the challenges you’re facing and identify where you want to be — a month, six months, or a year from now. Then, we’ll explore actionable strategies to help you move forward. You'll leave each session with a clearer understanding of your situation and a set of “next steps” you can begin right away. There will always be space for feedback and collaboration in our work — including holding each other accountable as we walk this path together.
VirtualAvailable

$100/session

Authentic
Open-minded
Warm

Specialties

Life Transitions
Parenting
Self Esteem
+6
I got my MA in Dance/Movement Therapy and Clinical Mental Health Counseling in 2009 and have since worked mostly in community mental health. I'm excited to move more fully into working with women in transitional spaces of life looking for support and validation about their desires and next steps. My work with midlife women navigating perimenopause, family life, jobs and older family members has been the most fulfilling work I've ever done. Caring for the caregivers so that they may find the freedom and creativity in their lives to set boundaries, use their voices and make intentional choices based on what they KNOW that they need is the way to set free a group of women who never intended to imprrison themselves in a life they didn't fully consciously choose.
VirtualAvailable

$95/session

Solution oriented
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Depression
+3
Dr. Barringer is a Licensed Clinical Psychologist with over 27 years of experience in the field of mental health and wellness. Dr. Barringer earned his doctorate in clinical psychology at the Chicago School of Professional Psychology, Chicago Campus, and completed an internship at the University of Manitoba, Winnipeg, Canada. Both are APA-approved programs. Prior to earning his doctorate, he served as a high school teacher, an international student advisor at a university, and worked in an acute-care inpatient facility for two years. Since earning his doctorate, Dr. Barringer has worked as a psychotherapist in two university-based counseling centers, as a community health psychologist with the Chicago Department of Public Health and the US National Health Service Corps for 9 years, and as the Chief Staff Counselor with three different United Nations agencies for 10 years in Africa and Europe. One recent assignment was with the US Air Force as a primary care psychologist and health consultant in the Family Health Clinic at Malcolm Grow Medical Center. Dr. Barringer has been in private practice since 2017. Dr. Barringer provides different levels of support including counselling, coaching and psychotherapy for individuals, groups, and couples. His areas of clinical expertise include treatment for mood, anxiety, sleep, trauma, substance use disorders, and managing conditions of chronic mental illness. In addition to clinical conditions, Dr. Barringer is an expert in the areas of stress, crisis and conflict management, teaching resilience and positive thinking, and enhancing personal growth and development. He has worked with people from many different cultural and ethnic backgrounds and employs a client-centered existential-humanistic model that respects the unique needs, backgrounds, and aspirations of each client. His goal is to help clients solve problems and improve how they manage and overcome the health and life challenges they encounter.
VirtualAvailable

$150/session

Authentic
Intelligent
Solution oriented

Specialties

Grief
Life Transitions
Women's Issues
+10
I am a licensed clinical social worker providing individual and group therapy for adults experiencing relationship challenges, grief and loss, emotional overwhelm and major life transitions. I help clients identify patterns that keep them stuck, strengthen boundaries and build practical coping strategies that support meaningful lasting change. My approach is structured, supportive and nonjudgmental. I offer Christian based counseling as an option for clients who wish to integrate faith into their work.
VirtualAvailable

$80/session

Warm
Authentic
Empowering

Specialties

Anxiety
Family Therapy
Life Transitions
+10
Hi, I'm Debbie Howard, a Licensed Clinical Mental Health Counselor (LCMHC). Reaching out for support takes courage, and I would be honored to walk alongside you! I have 15 years experience helping individuals, families and youth work through challenges such as life transitions, stress, anxiety, depression, relationship issues, and parenting. I also specialize in helping children and teens build resilience, confidence, and coping skills that support lasting change at home and school. My approach is warm, client-centered, and collaborative. I believe therapy should feel empowering, supportive, and tailored to your unique needs and goals. I integrate a variety of evidence-based practices including Cognitive Behavior Therapy(CBT), Alternative Family CBT, Dialectical Behavioral Therapy (DBT), Acceptance & Commitment Therapy (ACT) , mindfulness, trauma-informed care, and solution focused therapy. Together, we'll focus on building self-awareness, resilience, and lasting positive change in a safe, nonjudgmental space.
VirtualAvailable

$150/session

Warm
Open-minded
Authentic

Specialties

Depression
Mood Disorders
Self Esteem
+8
I’m really glad you found your way here. I support individuals who feel overwhelmed, stuck, or emotionally drained and are seeking a space to slow down and be themselves without judgment. My goal is to help you feel lighter, gain clarity, and take meaningful steps toward a more balanced, fulfilling, and authentic life at your own pace. with confidence and self-trust.
VirtualAvailable

$100/session

Authentic
Direct
Empowering

Specialties

Anxiety
Depression
Mood Disorders
+1
I’m a dedicated mental health and substance use therapist committed to helping individuals navigate life’s challenges with clarity and resilience. I work with clients who are facing anxiety, depression, trauma, or struggles with addiction, offering a supportive and nonjudgmental space for healing and growth. My goal is to help you build practical coping skills, strengthen self-awareness, and create meaningful, lasting change so you can move toward a healthier, more balanced life.
Available

$100/session

Warm
Authentic
Empowering

Specialties

Domestic Violence
Sexual Abuse
Trauma and PTSD
+8
I am a licensed clinical social worker (LCSW) located in northeastern North Carolina. I have 27 years of experience in the field as a clinical social worker and clinical and administrative supervisor. My experience is primarily in domestic violence, sexual assault, trauma, crisis intervention, grief, loss, major life transitions, chronic health problems, anxiety and depression. My clinical work has centered on providing trauma-based therapy to individuals impacted by complex trauma and PTSD. I use a trauma-informed lens in all aspects of care, helping clients stabilize, develop coping strategies and process traumatic experiences at a pace that feels safe. I draw on evidence-based approaches to guide recovery while empowering clients to regain control over their narratives and lives.
VirtualAvailable

$120/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
+7
Hello! I am a clinical social worker (LCSW) licensed in North Carolina. I graduated with my Master of Science in Social Work from the University of Tennessee while receiving certification in Trauma Treatment. I have been actively practicing for more than five years. I work with individuals from a variety of ages and backgrounds navigating through their mental health journey towards a better understanding of self and the importance of mental health care.
VirtualAvailable

Often rebooked

$120/session

Warm
Authentic
Humorous

Specialties

Depression
Obsessive-Compulsive (OCD)
Trauma and PTSD
+6
My name is Anna and I am a Licensed Clinical Mental Health Counselor (LCMHC) and I specialize in Clinical Complex Trauma with children, teens and adults. I have also worked with various mood disorders and helping many through difficult phases in life. I have worked with individuals and families for about 8 years, both online and in private practice. My passion is to help those who have hit a rough patch and need help making their way to the other side. Working with mothers during and after pregnancy has become a passion as I myself am a mother and can provide empathy and insight to these particular experiences.
VirtualAvailable

$125/session

Specialties

Obsessive-Compulsive (OCD)
Anxiety
Hello! My name is Victoria and I have been providing therapy for 7 years. I am fully licensed in South Carolina and North Carolina and have had my private practice for 5 years. My primary specialty is treating OCD but I do see clients for a myriad of reasons including depression, anxiety, relationship issues, life stressors, low self-esteem, and attachment issues. I have thoroughly enjoyed working in this field and having the honor to see my clients make progress towards living the life they want to live.
Available

$175/session

Specialties

Chronic Illness
Grief
Health/Medical Issues
+2
I received a Bachelor of Arts in Sociology and Social Psychology from Lehigh University in 2003 and graduated from Columbia University in 2007 with a Master of Science in Social Work. I started Endurance Counseling, my private practice, in 2023 after working as a pediatric transplant social worker at Levine Children's Hospital since 2019. I specialize in health/illness, medical education, medical/social trauma, anxiety/depression, chronic pain/disability, grief/bereavement, and loss. I am a thoughtful, sensitive, empathic, collaborative, and hard-working clinician who genuinely cares and strives to make a difference in the well-being of each of my patients. My passion is working with children and families impacted by medical issues and chronic pain. I have extensive experience working in hospital settings providing a range of supportive services to patients diagnosed with acute and chronic medical conditions.
VirtualAvailable

$170/session

Warm
Humorous
Empowering

Specialties

Anxiety
Coping Skills
Mood Disorders
+4
With 15+ years of experience, Mitsouko Chatelain, LCSW, provides compassionate, trauma-informed therapy for children (5+), teens, adults, and older adults. Specializing in anxiety, depression, trauma, identity, and life transitions, she blends evidence-based practices like CBT, DBT, and Trauma-Focused CBT with a holistic, mind-body-spirit approach. In a safe, empowering space, Mitsouko helps you connect with your inner strengths, build resilience, and move toward lasting well-being.
VirtualAvailable

$120/session

Warm
Authentic
Open-minded

Specialties

Anxiety
LGBTQ
Personality Disorders
+10
I’m a Licensed Clinical Social Worker with a deep respect for the complexity of a client’s histories, identities, nervous system and family dynamics. I work from a psychodynamic and trauma-informed lens, integrating skills associated with EMDR, CBT, acceptance-based, and emotion-focused work to help you process what’s happened to you while also building skills for the present. I specialize in working with adults including LGBTQ+, and neurodivergent clients. I pay close attention to creating space that feels actively affirming – not just “tolerant”. You’ll find that I’m transparent about the therapy process, that I name what I see with care, and that I hold your pain and resilience in mind at the same time.
VirtualAvailable

$120/session

Solution oriented
Warm
Intelligent

Specialties

Addiction
Anxiety
Depression
+4
I am licensed as a social worker as well as an addiction specialist. My ideal client is struggling to understand how substance use and misuse is effecting their life.Maybe they are questioning their own use, or that of their partner, children, or they grew up with alcoholics in the household. I also love working with people with depression and anxiety who want to examine where they are at and where they might want to go. I love thinking outside the box and encouraging new ways of seeing the world and its possibilities.
VirtualAvailable

$125/session

Open-minded
Warm
Authentic

Specialties

Anxiety
Trauma and PTSD
Women's Issues
I am a compassionate mental health professional with over 13 years of experience who is committed to helping individuals, couples and families navigate life’s challenges with clarity, resilience, and purpose. I bring a strong background in counseling and psychology, with experience supporting clients across a range of concerns including depression, anxiety, stress, life transitions, relationship issues, trauma and emotional regulation.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.