Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 547 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 8/21/2026

New to Grow

$150/session

Specialties
Anxiety
Life Transitions
Women's Issues
Hello, and welcome! I'm a Licensed Clinical Mental Health Counselor (LCMHC) with six years of experience working with adults as they navigate life's challenges and transitions. I understand that reaching out for support can feel overwhelming, and my goal is to provide a safe, compassionate, and judgment-free space where you feel heard, valued, and empowered. I enjoy working with individuals who are experiencing life changes, whether it's starting a new career, navigating relationship changes, becoming a parent, or simply feeling stuck or uncertain about what's next. My approach is collaborative, person-centered, and tailored to your unique needs. I incorporate evidence-based approaches like Cognitive Behavioral Therapy (CBT) and Solution-Focused Brief Therapy (SFBT) to help you build practical coping skills, gain insight, and move toward your goals. For clients who request it, I also offer faith-based counseling by thoughtfully integrating spirituality into the therapeutic process. I believe therapy is a partnership, and I look forward to supporting you as you work toward healing, growth, and a more fulfilling life.
Available

$120/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Mood Disorders
Trauma and PTSD
+10
I’m a warm, down-to-earth therapist who believes that feeling safe, understood, and genuinely supported is the foundation for meaningful change. With over 15 years of experience across schools, hospitals, crisis settings, and community-based care, I’ve had the privilege of working with people at many different stages of life—from teens navigating overwhelming emotions to adults facing complex life challenges. My background as both a counselor and school social worker has given me a deep understanding of how early experiences, family dynamics, and life transitions shape who we are. I’ve supported students and families through anxiety, emotional struggles, and difficult situations, and I carry that same patience, empathy, and advocacy into my work with all clients. I’ve also worked in high-intensity environments—including crisis settings, alongside law enforcement, in hospitals, and with veterans, survivors of trauma and domestic violence, and individuals in eating disorder treatment. Because of this, I’m comfortable supporting clients who feel overwhelmed, stuck, or unsure where to start. You don’t have to have everything figured out to begin. In our work together, I focus on creating a space where you can be yourself without fear of judgment. I balance practical tools and coping strategies with deeper exploration, helping you not only manage what you’re going through, but also understand it. My approach is collaborative, supportive, and tailored to you—whether you’re looking for structure, insight, or simply a place to feel heard. Reaching out for therapy can be hard, but you don’t have to do it alone. My goal is to help you feel more grounded, more confident, and more in control of your life.
VirtualAvailable

New to Grow

$190/session

Specialties
Anxiety
Couples Counseling
Depression
Hi, I’m Anneka. I am a licensed therapist with a warm, down to earth style who believes in treating everyone with respect, sensitivity, and compassion without stigmatizing labels. My practice focuses on helping individuals navigate anxiety, depression, adjustment disorders, relationship difficulties, major life transitions, people pleasing, and self-worth challenges by increasing self-awareness, utilizing CBT and EFT techniques, and offering PREPARE-certified pre marital counseling.
Available

$90/session

Authentic
Warm
Solution oriented
Specialties
Addiction
Anxiety
Depression
+7
I am a Licensed Clinical Social Worker in North Carolina with 10 years of counseling experience. I received my Master's Degree in Social Work from the University of North Carolina at Chapel Hill and have spent many years working in community behavioral health. My training and my work have shaped me into a clinician that understands a person's environment is as important as their mindset. You will find me to be supportive and an advocate for my clients complete health.
VirtualAvailable

New to Grow

$125/session

Specialties
Anxiety
Depression
Life Transitions
+4
I am a Licensed Clinical Social Worker (LCSW) who works with adults and young adults seeking supportive space to better understand themselves and navigate life’s challenges. I work with anxiety, chronic stress, burnout, relationship difficulties, and periods of transition or uncertainty. Whether navigating college, early adulthood, career decisions, changing relationships, or the next chapter of life, therapy can help clients gain perspective, clarify what matters and move forward with confidence. I also draw on my past experience working with children and teens to help parents strengthen connection and communication. My approach is collaborative, compassionate, and engaged, while also being direct when helpful. I believe therapy can be meaningful and challenging without always feeling heavy and I often incorporate appropriate humor, warmth, and a genuine sense of humanity into our work. I use an integrative model that incorporates Acceptance and Commitment Therapy (ACT), Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT). Our work often focuses on clarifying values, building coping strategies, improving relationships and making changes that feel realistic. I strive to provide a non-judgmental environment where clients feel understood and respected while developing tools they can use in their everyday lives. I offer teletherapy to adults located in North Carolina.
Available

Often rebooked

$180/session

Warm
Empowering
Solution oriented
Specialties
Anxiety
Depression
Domestic Violence
+10
I’m pleased to share that I am now offering in-person sessions.... I’m a therapist passionate about supporting people through both emotional struggles and the real-life challenges they face. My work focuses on healing that’s not just psychological but also grounded in your everyday experiences. I offer a compassionate, down-to-earth approach that’s tailored to your needs. Together, we’ll explore what’s holding you back, build practical tools, and work toward helping you feel more understood, empowered, and ready to move forward.
VirtualAvailable

$145/session

Specialties
Addiction
Perinatal Mental Health
Postpartum
+9
I am a licensed therapist with over 17 years of experience supporting individuals across a wide range of settings, including schools, correctional facilities, in-home programs, inpatient care, community based mental health, wilderness therapy, and early childhood environments. My approach is grounded, compassionate, and tailored to meet you exactly where you are. I specialize in working with women navigating life transitions, parenting, perinatal mental health, stress, trauma, and relationship challenges. As a mother of three, I bring both professional expertise and lived experience into the therapy space, especially when supporting parents through the complexities of caregiving, identity, and emotional wellbeing. My work integrates evidence-based practices like Cognitive Behavioral Therapy (CBT) with holistic and experiential approaches, including nervous system regulation informed by polyvagal theory, yoga-based techniques, sand tray therapy, and nature-based mindfulness. My office is located on 10 acres of peaceful land, offering a unique opportunity for grounding and connection with nature as part of the healing process. Clients often describe me as down-to-earth, creative, and easy to talk to. I value authenticity, humor, and building a genuine therapeutic relationship where you can feel safe, understood, and supported. Whether you’re feeling stuck, overwhelmed, or simply ready for change, I’m here to walk alongside you.
VirtualAvailable

New to Grow

$175/session

Specialties
Anger Management
Couples Counseling
Men's Issues
+9
Hi, I'm Matthew, a Licensed Clinical Mental Health Counselor and the founder of Cardinal Counseling Connection. I'm trained in Emotionally Focused Therapy (EFT) and listed with ICEEFT, and most of my work centers on helping men build a stronger, more honest relationship with themselves and the people they love. Many of the men I work with came to therapy because something wasn't working,;maybe it's hard to put feelings into words, relationships feel harder than they should, or old coping strategies (working more, shutting down, numbing out) have started costing more than they help. My work is about helping you find your voice again: naming what you actually feel, understanding where old patterns come from, and learning to connect — with yourself first, then with the people around you. I come to this work personally as well as professionally. Some of my own early experiences left me feeling like I had to manage everything alone, and I know what it costs to carry that. That's part of why I care so much about helping men find a different way; one where connection, not control, is the goal. In session, I bring both structure and warmth. I'll ask real questions, name patterns you might not see on your own, and give you tools you can actually use. The work itself is collaborative, not clinical box-checking. My goal isn't just symptom relief; it's helping you build the kind of internal and relational life that feels sustainable and real. If you're a man who's tired of white-knuckling it alone and ready to actually understand yourself, I'd be glad to work with you.
Available

$100/session

Warm
Authentic
Intelligent
Specialties
ADHD
Anxiety
Self Esteem
+1
Hi, I’m Michelle. If you feel overwhelmed, disorganized, stuck in procrastination, or frustrated that everyday tasks seem harder than they should, you’re not alone, and you’re not lazy or broken. I specialize in helping adults with ADHD, including those who are newly diagnosed, have lived with ADHD for years, or are beginning to wonder whether ADHD may explain some of their struggles. Together, we explore how ADHD may affect the way you think, feel, function, relate to others, and navigate everyday life. My approach is warm, collaborative, practical, and strengths-based. I draw from Cognitive Behavioral Therapy (CBT), mindfulness-based therapy, psychoeducation, and executive-functioning support to help reduce shame, increase self-understanding, and build practical tools that fit your life and the way your brain works. When appropriate, I may also incorporate EMDR to address distressing experiences, chronic shame, or negative beliefs that have developed through years of criticism, rejection, or feeling misunderstood. My work is also shaped by personal experience with ADHD, which has provided additional perspective alongside my professional training. This combination allows me to approach clients with both clinical expertise and an appreciation for the nuanced ways ADHD can affect daily life. My goal is to help you feel more confident, capable, and supported in creating a life that works with your brain rather than against it. For clients who would like to incorporate their faith into therapy, I also offer Christian counseling in a supportive and natural way.
VirtualAvailable

$175/session

Authentic
Solution oriented
Direct
Specialties
Anxiety
Coping Skills
Men's Issues
+6
Hello, my name is Stephen Pleasant, and I'm a psychotherapist for men. Why therapy for men? Well, because sometimes a man just needs a pork shoulder to cry on. That being said, I will also work with women as well. It’s a recognized human tendency for men to get “stuck” in their lives and to end up “settling” for the status quo when deep down they know they are capable of a great deal more. Here’s the truth; You are never “stuck” with your present circumstances. The Game of Life is a psychological and spiritual journey and winning at this game requires you to change your play and learn to think differently and do things in a new way. I help men break out from being “stuck” in life, resigned to producing results that are disappointing to them and others. My goal is to see transformative progress in men’s confidence, clarity, and self-expression, so that they may gain the fuller personal and work life they thought was beyond them.
VirtualAvailable

New to Grow

$100/session

Solution oriented
Warm
Specialties
Anxiety
Depression
Life Transitions
+9
I am a CBT-based therapy practice with over 9 years of experience supporting clients through anxiety, depression, stress, and other emotional challenges. My approach is structured, collaborative, and focused on helping you understand the connection between your thoughts, feelings, and behaviors so you can make meaningful, lasting changes. In our work together, I use Cognitive Behavioral Therapy techniques to help you identify unhelpful thinking patterns, build healthier coping strategies, and develop practical tools you can use in everyday life. Sessions are goal-oriented but tailored to your individual needs, pace, and circumstances. With nearly a decade of clinical experience, I focus on creating a supportive and professional space where you can work through difficulties while building confidence, resilience, and long-term emotional wellbeing.
Available

$125/session

Warm
Solution oriented
Empowering
Specialties
Anxiety
Self Esteem
Trauma and PTSD
+1
I strive to create a supportive space where clients feel heard, understood, and empowered to make meaningful change in their lives. My style is tailored to each individual’s unique needs, and I draw from a variety of therapeutic modalities to help clients build practical skills and tools for lasting growth. I especially enjoy working with clients navigating anxiety, trauma, perfectionism, relationship wounds, stress, burnout, and self-esteem challenges. My goal is to help clients gain insight, strengthen coping strategies, improve boundaries and self-expression, and move toward a greater sense of confidence and balance.
Available

New to Grow

$100/session

Specialties
Anxiety
Life Transitions
Women's Issues
+7
I am a native of North Carolina and started my professional journey by obtaining her BSW (Bachelor of Social Work) and BA in Psychology from UNC-Charlotte and a MSW in 2009 at The University of Georgia. I have worked in a variety or social work, mental health and public education settings and opened my own private practice in 2023. As a therapist, I see my role as guide and partner- not the ultimate authority. Clients can expect honest conversation without judgement, thoughtful questions, laughter, and gentle challenges that encourage growth. The truth is we are all learning and growing, evolving into the best versions of ourselves as we navigate life. I'll meet you on the journey with compassion, curiosity, and accountability.
Available

Often rebooked

$120/session

Warm
Authentic
Empowering
Specialties
ADHD
Anxiety
Women's Issues
+9
Hi, My name is Kristel. I am an LCSW who provides talk therapy via Telehealth. I am a multifaceted individual with diverse life experiences that inform my perspective. As a former military brat and spouse, I've intimately understood the complexities of life's transitions. My journey has taken me from being a young wife to mature single and dating, stay-at-home mom to working mom, anxious new parent to accepting mother of teens, rule follower to empowered, scarcity mindset to abundance mindset, employee to entrepreneur, stuck to the growth mindset, financially insecure to thriving, trauma victim to survivor, neuro-ambiguous to neurodivergent, granting me a unique appreciation for all the roles I have experienced in my life. I'm a devoted mother of two children, and my path has been marked by significant challenges, including the struggle with infertility and profound grief. I proudly identify as a feminist and supporter of the BIPOC and LGBTQ+ community. These aspects of my identity deeply influence my approach to life and work. With a background in working with families, individuals, and children, I bring a wealth of experience. My personal journey has shaped my empathetic, compassionate, and inclusive perspective, which I offer as a source of support and understanding to those I work with.
VirtualAvailable

$125/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Grief
+6
A Big Hello to you. You are scanning all these profiles. Looking for something to stand out to make you say,"I will go with this one." It is daunting but you have made it this far. Here is the tip. Your choice is not terminal. It is absolutely ok to try multiple therapists to see who gets you the best. Who understands you the best. After each session, you should feel lighter. You may not recall all that was said, but you will note how you feel. Did you feel heard? Understood? Did the therapist talk to me like they were reading a book or did it sound like they really got me? When you get the right one, those questions will be answered with a firm, Yes. ---->Part of individual therapy is talking about friends, partners and loved ones. My training and focus are centered only on heterosexual relationship dynamics. If you are looking for letters for work, ESA, Social Security, FMLA, Family Court, you will need a psychological evaluation by a forensic psychologist. I am not able to perform assessments, letters for claims or provide appearances in court.
VirtualAvailable

$120/session

Empowering
Solution oriented
Warm
Specialties
Addiction
Spirituality
Trauma and PTSD
+10
I am a NC Licensed Clinical Mental Health Counselor and NC Licensed Clinical Addictions Specialist who is passionate about helping individuals and families experience meaningful, lasting growth. I provide a warm, supportive environment where clients feel heard, respected, and understood. My approach is compassionate yet direct, blending faith-based principles with evidence-based practices such as CBT and Solution-Focused Therapy. In addition I hold a license in SC as Telehealth Registered Professional Counselor Provider #2806. Clients often describe me as empathetic, grounded, trustworthy, and easy to talk to. I value authenticity, integrity, and creating a space where healing feels both safe and empowering.
VirtualAvailable

$175/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Couples Counseling
Parenting
+5
Tanielle L.A. Brown is a seasoned mental health professional with 30 years of experience and owner of a private practice for 14 years. She integrates evidence-based and holistic approaches to support healing and personal growth. Tanielle is also the founder of the global CEO Boss Mom community, empowering mothers to connect, lead, and thrive together. Learn more at CEOBOSSMOM.COM. ✨🌍👩‍💼👑
VirtualAvailable

$150/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Depression
Self Esteem
+8
I am a Licensed Clinical Social Worker, licensed in Nevada, North Carolina and Alaska. I have 13 years of experience working in mental health. I value putting the patient first, and I believe in treating everyone with respect, empathy, dignity and compassion. I seek to educate patients and their loved ones on mental health and alleviate any stigmatizing labels associated with mental health treatment.
Available

$125/session

Empowering
Warm
Solution oriented
Specialties
Addiction
Mood Disorders
Trauma and PTSD
+10
Arlicia Hall is a dually licensed mental health counselor and clinical addictions specialist with a proven record of leadership in behavioral health, substance abuse treatment, and care management. Over her extensive career, she has held pivotal roles including Program Director, Care Manager Supervisor, and Regional Manager, where she has guided multidisciplinary teams, ensured regulatory compliance, and developed innovative, patient-centered care models. Arlicia’s clinical approach is eclectic, integrating techniques from Cognitive Behavioral Therapy, Motivational Interviewing, and other evidence-based practices to meet the unique needs of each client. She believes that flexibility, cultural sensitivity, and collaboration are essential to effective treatment, allowing her to create interventions that are both clinically sound and personally meaningful. Her expertise spans clinical oversight, program development, and quality improvement, with a deep commitment to integrating behavioral health interventions into comprehensive care systems. She has successfully led organizations through audits, accreditation processes, and performance turnarounds, always keeping the needs of patients and staff at the forefront. Her work has touched diverse populations—from individuals navigating co-occurring disorders to communities in need of tailored care management—ensuring equitable access to effective treatment and support. In addition to her leadership roles, Arlicia has maintained a thriving private practice, providing therapy, clinical supervision, and professional mentorship for emerging substance abuse counselors. She is a strong advocate for collaboration across health systems, criminal justice agencies, and community resources to achieve sustainable recovery outcomes. Known for her engaging speaking style and practical insights, Arlicia regularly shares her expertise at industry and community events. She inspires audiences with her vision for integrated, compassionate, and adaptable care that not only addresses immediate clinical needs but also builds pathways for long-term wellness.
VirtualAvailable

$165/session

Holistic
Warm
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+2
I am a Licensed Clinical Mental Health Counselor supporting adults experiencing anxiety, stress, emotional overwhelm, and overthinking. Many of my clients feel exhausted, stuck, or weighed down by daily demands and are looking for clarity and relief. I offer a supportive, collaborative space to understand emotional patterns, reduce anxiety, and build practical tools for grounding and emotional regulation. My goal is to help you feel more steady, self-aware, and able to move through life with greater clarity and confidence.
Available

$125/session

Direct
Empowering
Intelligent
Specialties
Anxiety
Depression
Life Transitions
I am a Licensed Professional Counselor (LPC) in Missouri and a licensed clinical mental health counselor (LCMHC) in North Carolina who specializes in supporting trauma survivors and individuals who are in life transitions to navigate emotional healing, identity transitions, and relationships. In my work, I use Cognitive Behavioral Therapy and Person-Centered Therapy to help you connect with your inner self, challenge negative self-talk, and reframe thoughts that keep you questioning yourself. I offer a warm, safe, and collaborative space where you are seen and heard.
Available

$160/session

Authentic
Warm
Direct
Specialties
Grief
Mood Disorders
Trauma and PTSD
+10
Trauma has haunted you for years. It’s left you with nightmares and flashbacks. It’s caused you to distrust others and push them away. It’s made you feel broken and hopeless. You’ve tried everything you can think of to shed the weight of the past. You’ve read the books, tried the life hacks… You may have even talked to a therapist. But now, you’re out of options. Nothing has helped you transition from being a survivor to someone who’s truly alive. And you’re all talked out. No matter how many times you tell your story, nothing changes. The search for relief is exhausting. This might be your last shot at getting help.
VirtualAvailable

$90/session

Authentic
Empowering
Intelligent
Specialties
Anxiety
Child or Adolescent
Depression
+10
Greetings to all of you. My name is Jameion B. Fowler. I'm so happy to be able to work with a variety of different populations throughout my career. These include Mental Health, Substance Abuse and work with Children and families. I am currently working as a Licensed Clinical Social Worker/Therapist. I am currently licensed in North Carolina and South Carolina.
VirtualAvailable

$100/session

Warm
Open-minded
Authentic
Specialties
Addiction
Mood Disorders
Trauma and PTSD
+10
If you are looking for support on your journey of self-discovery or dealing with some stressors, I would love to help! I enjoy working with individuals who may be struggling and need an empathetic ear. I believe everyone can improve their sense of well-being with some support. Some things I enjoy include spending time with my friends and family, visiting the beach and mountains, and doing arts and crafts.
VirtualAvailable

$100/session

Authentic
Open-minded
Warm
Specialties
Addiction
Depression
Men's Issues
+10
I am a clinically seasoned therapist dedicated to helping people reclaim stability when life feels overwhelming, chaotic, or disconnected. My approach combines genuine empathy with objective feedback to address acute anxiety, trauma, and complex relationship dynamics. I focus on creating a reliable, conversational space where you can sort out your feelings, break unhelpful patterns, and move forward at a pace that works for you.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.