Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 535 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 3/27/2026

New to Grow

$90/session

Specialties

Depression
Mood Disorders
Self Esteem
+9
I’m really glad you found your way here. I support individuals who feel overwhelmed, stuck, or emotionally drained and are seeking a space to slow down and be themselves without judgment. My goal is to help you feel lighter, gain clarity, and take meaningful steps toward a more balanced, fulfilling, and authentic life at your own pace. with confidence and self-trust.
VirtualAvailable

New to Grow

$100/session

Specialties

Anger Management
Anxiety
Life Transitions
+1
I am a Licensed Clinical Social Worker with a unique educational background in Pre-Pharmacy and Bachelors of Science in Biology. This diverse educational background plays a role in my ability to encompass the mind, body, soul approach during therapy. I look forward to being a supporter in your life journey. I believe taking thoughts captive from the root will change the outcome of your actions.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Depression
Family Conflict
+5
I am a Licensed Professional Counselor (LPC) in the states of North and South Carolina. I graduated from Liberty University in 2013. My approach to counseling is very eclectic and person-centered. I have experience in the utilization of Cognitive Behavior Therapy (CBT), Family Therapy (FT), Emotional Freedom Techniques (EFT), and I also assist clients with implementing forms of meditation into their daily lifestyle. I aim to empower each person I am allowed to serve, and to assist them with understanding that each person can heal, cope, and/or adapt despite life's challenges. The power to create change is within each one of us, and my job is to assist you with that process.
VirtualAvailable

New to Grow

$100/session

Specialties

ADHD
Anxiety
Family Conflict
+4
My name is Maggie Carswell, Licensed Clinical Social Worker. I have been in the therapeutic field since 2018. With a passion for promoting realistic goals and achievements, I am looking forward to working with clients to assist them in progressing towards positive change in their life while creating a transparent space that is free from judgement. We will work together to create trust, empowerment, build self confidence, and learn practical tools that can be used to assist in navigating the complexities of life.
VirtualAvailable

$103/session

Authentic
Warm
Empowering
Solution oriented
Humorous
Open-minded
Intelligent
Direct
Challenging
Holistic

Specialties

Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
VirtualAvailable

Often rebooked

$178/session

Warm
Open-minded
Authentic
Intelligent
Solution oriented
Empowering
Humorous

Specialties

ADHD
Autism
Trauma and PTSD
+9
Hi! I'm Rebecca! I've been a therapist for nearly 15 years and specialize in anxiety, trauma, and neurodiversity. I help clients regain a sense of safety in the world and (re)learn how to trust their own bodies and nervous systems. I also help my clients understand how to work with their unique neurotype rather than against it. Using a trauma-informed approach, I believe in letting my clients set their own pace, whether that looks like jumping right in to the hard work or taking a bit of time to feel comfortable and confident before making big changes or sharing details about the past.
VirtualAvailable

$120/session

Authentic
Solution oriented
Warm
Empowering
Humorous
Open-minded
Intelligent
Direct
Holistic

Specialties

First Responders/Healthcare Workers
High Clinical Acuity
Military/Veterans
+9
Hello, I'm a counselor with a background in Forensic Psychology, having worked in the field since 2004. I have the privilege of serving a diverse range of clients from various ethnicities, racial backgrounds, and socioeconomic classes. My approach is non-judgmental, patient, and easy-going, creating a safe space where you can feel heard and understood. With many years of experience working in correctional settings, particularly with individuals in acute crisis, I am passionate about helping you navigate challenges, find solutions, and work towards lasting positive change. My goal is to empower you to take control of your well-being and move forward with confidence.
VirtualAvailable

$110/session

Authentic
Solution oriented
Direct
Intelligent

Specialties

ADHD
Anxiety
Coping Skills
+9
I am a fully licensed clinical social worker with nearly 10 years of experience in the field. I am currently licensed in two states. My experience varies from therapeutic mentor, supervisor for other LCSW, and one on one with persons served as a therapist/clinician. My approach is strength-based and person-centered. I work with ages from 6 and up with a focus on adolescents, teens, and adults.
VirtualAvailable

$90/session

Empowering
Intelligent
Open-minded

Specialties

Anxiety
Health/Medical Issues
Older Adults
+2
I am a Licensed Clinical Social Worker with nearly 20 years of experience supporting individuals, families, older adults, and medically complex patients across a wide range of healthcare and community settings. My approach is grounded in compassion, collaboration, and practicality—I help clients navigate life’s challenges by focusing on what matters most to them. My background spans emergency departments, primary care clinics, long‐term care facilities, hospice, crisis response, and private practice. This breadth allows me to offer therapy that is warm, grounded, and deeply informed by real‐world experience.
VirtualAvailable

$200/session

Authentic
Intelligent
Direct
Open-minded
Warm
Solution oriented
Humorous
Empowering
Challenging
Open-Minded

Specialties

ADHD
Depression
Substance Misuse
+7
Hi! I'm a licensed clinical social worker (LCSW) and licensed clinical addiction counselor (LCAS). I went to graduate school at the University of Vermont and have provided therapy services for more than 30 years in outpatient mental health settings as well as in inpatient psychiatric and addiction treatment settings. I'm in long-term recovery from alcohol and opiate dependence. Also, I am developing a specialty in working with lawyers. Fun fact: I worked on an offshore lobster boat in the Gulf of Maine for 4 years.
VirtualAvailable

$120/session

Authentic
Intelligent

Specialties

ADHD
Anxiety
Child or Adolescent
+10
Sydney Rosenberg is a Clinical Mental Health Counselor. Sydney graduated from Appalachian State University with a degree in clinical mental health counseling and concentration in Expressive Arts Therapy in May of 2021. Her experience has been working with children, adolescents, and adults in outpatient and community based mental health settings. She enjoys supporting clients with building self-esteem, managing life stressors and changes, and empowering clients to find their most authentic selves. She is neurodivergent affirming, LGBTQIA+ affirming, and trauma informed. When she is not working, she enjoys making art, spending time outdoors, and traveling.
VirtualAvailable

New to Grow

$120/session

Specialties

Insomnia/Sleep Issues
Life Transitions
Military/Veterans
+10
I am a dedicated mental health professional and military veteran with a deep commitment to serving fellow service members and individuals facing stressor-related issues. I am a proud graduate of the Army’s Master of Social Work program through Fayetteville State University and use my personal experience with clinical expertise to provide compassionate and effective care for my clients. My approach to therapy is rooted in empathy, collaboration, and evidence-based practice.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hi, I'm Dr. Singletary! I help you heal through a trauma-informed, solution-focused, collaborative process. I believe in working together in a way that considers your life experiences, aspirations, and goals. I am a huge advocate of adult creative expression, play, mindfulness, and centering joy in your healing process. Working with me means that you will have someone dedicated to helping you heal on your terms.
VirtualAvailable

$75/session

Empowering
Authentic
Warm
Direct
Solution oriented
Intelligent
Holistic
Open-minded
Solution oriented
Open-Minded
Challenging
Humorous

Specialties

Anger Management
Anxiety
Bipolar Disorder
+10
Do you struggle with anxiety, depression, bipolar disorder, PTSD, mood disorders, gender identity issues, relationship challenges, or any other mental health concerns? If so, you are not alone. I offer a diverse range of evidence-based therapies that have been scientifically proven to alleviate symptoms associated with mental health disorders. My therapeutic interventions include Person-Centered Therapy, Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, Behavioral Therapy, and Solution-Focused Therapy. I empower those lacking motivation, encourage those who feel helpless and hopeless, and guide individuals who believe they have no purpose. I also teach coping skills to help navigate daily challenges. Let's start today on the path to regaining control of your life. I look forward to hearing from you.
VirtualAvailable

$115/session

Authentic
Open-minded
Warm
Empowering
Intelligent

Specialties

ADHD
Anxiety
Depression
Hello! My name is Jeff Helms. I am a Licensed Clinical Mental Health Counselor based in North Carolina. Additionally, I am a Licensed Professional Counsellor (LPC) in the state of South Carolina. I received my Masters from the Palm Beach Atlantic University and have been practicing for 10 years. I help adults struggling with depression and anxiety as well as trauma. Additionally I am EMDR trained.
VirtualAvailable

$135/session

Authentic
Intelligent

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable

Often rebooked

$160/session

Warm
Authentic
Humorous
Open-minded

Specialties

ADHD
Anxiety
Depression
+10
Hello, I’m Leah McGrath! I’m a Licensed Clinical Social Worker and Licensed Clinical Addictions Specialist Associate, and I’m so glad you’re here. I earned my Bachelor’s in Psychology, a Master’s in Teaching, and a Master’s in Social Work from Fordham University. I’m trained in CBT, DBT, trauma-informed care, and Motivational Interviewing, among other approaches. My goal is to create a supportive, compassionate space where you feel heard, understood, and empowered, while using evidence-based tools to support your growth and well-being. I provide comprehensive ADHD assessments and compassionate, personalized support for a variety of mental health and substance use concerns, creating a space where clients feel understood and supported.
VirtualAvailable

$150/session

Empowering
Authentic
Open-minded
Direct
Warm
Solution oriented
Challenging
Humorous
Intelligent
Solution oriented

Specialties

Addiction
Anxiety
Depression
+10
I'm Angela Harrington with 10 years please experience in mental health, co-occurring disorders, and substance abuse disorders. My goal in therapy is to elicit change talk, provide positive insight, and motivation to free yourself. When working with clients my structured approach is from cognitive behavioral therapy (CBT) where the individual learns to explore the link between thoughts, feelings, and behaviors.
VirtualAvailable

$125/session

Authentic
Warm

Specialties

ADHD
Anxiety
Coping Skills
+2
Lizzie Gutierrez has worked in various careers that have helped mold her into the therapist she is today. She served in the Army, worked for several years as a Licensed Practical nurse in Pediatric clinic, OB/GYN clinic and in Labor and delivery. These experiences has taught Lizzie the true definition of empathy and patience. When Lizzie is working she loves to be on the move. Lizzie loves to run as it helps to clear her mind but also provides time with friends. Lizzie is the mother of 3 boys, has been married for almost 26 years and also has fur babies. On days Lizzie does not want to do anything, she loves to curl up on the couch in the early hours with a book and a good cup of coffee with her fur babies. She also loves to travel with her family when she is able.
VirtualAvailable

New to Grow

$125/session

Specialties

Anxiety
Depression
Life Transitions
+10
You don’t have to perform here; this is a space where you can exhale and be real. I’m a therapist who specializes in helping women break the cycle of high-functioning burnout, especially women carrying the mental load, managing demanding roles, and feeling depleted behind the scenes. My work is trauma-informed and collaborative, focused on helping you reclaim your energy, strengthen boundaries, and move from survival mode into a life that feels sustainable. If you’re ready to feel grounded again, set boundaries without guilt, and build a life that’s sustainable, I use EMDR along with CBT, mindfulness-based strategies, and motivational interviewing to help you get there.
VirtualAvailable

$100/session

Open-Minded
Intelligent
Authentic
Direct
Challenging
Empowering
Solution oriented
Warm
Humorous
Open-minded
Solution oriented
Holistic

Specialties

Addiction
Anxiety
LGBTQ
+10
Hello! My name is Clover and I am a licensed clinical therapist and addiction specialist in the state of North Carolina. I look forward to the opportunity of learning and working together as part of our therapeutic process. I enjoy working with folks who are gender diverse and members of the LGBTQIA+ community who experience unique stressors and conflicts with their day-to-day lives. I also love working with folks who struggle with substance use either in addition to other life stressors or on its own especially in the context of substance use disorders being highly stigmatized. I focus on substance use treatment approaches with a functionality mindset to work on setting reasonable goals and expectations during the clinical process. I started my clinical work with addiction and grew as a therapist and person to see people from a whole-person perspective. Our difficulties, conflicts, our stressors do not define us for who we are and when they prevent or delay us from becoming our authentic selves is where the therapeutic process blossoms. I believe everybody is always in a constant process of growing into our best selves and I hope to have the opportunity to work with you along this process too.
VirtualAvailable

Often rebooked

$125/session

Open-minded
Warm
Direct
Authentic
Intelligent
Holistic
Solution oriented
Empowering
Humorous

Specialties

Anxiety
Grief
Life Transitions
+10
Hi! My name is Robbyn and I am a seasoned Counselor with years of experience helping individuals navigate anxiety, depression, grief/loss, life transitions, relationship/career challenges, and the emotional weight that comes with being human. My goal is to help people feel seen, supported, and understood with an approach that is warm, down-to-earth, and deeply empathetic. Here, you’ll find a safe space where you can explore your thoughts and feelings without judgment, shame, or pressure to “have it all figured out.” If you’re ready to shift your narrative and step into a stronger version of yourself, I’d be honored to take that journey with you.
VirtualAvailable

Often rebooked

$122/session

Authentic
Empowering
Holistic
Humorous
Open-minded
Warm

Specialties

LGBTQ
Racism
Self Esteem
+10
I am a Black femme, licensed clinical social worker, and healing artist with over 5 years of experience supporting individuals in their personal growth and healing journeys. My focus is on empowering creatives, neurodivergent individuals, LGBTQ+, QTPOC, and fellow healers who are navigating life transitions such as grief, depression, anxiety, boundary-setting, and spiritual discernment. In my practice, I blend traditional therapy with energy work, offering a holistic approach to healing that honors diverse identities and experiences. My goal is to create a compassionate, inclusive space where clients feel seen, supported, and equipped to thrive in their authenticity.
VirtualAvailable

$120/session

Warm
Authentic
Empowering

Specialties

Addiction
Mood Disorders
Trauma and PTSD
+10
As a Licensed Clinical Mental Health Counselor and a Licensed Clinical Addictions Specialist Associate I believe the biggest component to achieving happiness is making your mental health a priority. Taking the first step to improve your overall mental health can be a huge decision, but a very brave one! I graduated with my masters degree in clinical mental health counseling from Capella University in 2018. I have over 8 years of experience working in many different counseling settings, including inpatient/outpatient, residential, community support, and private practice. I enjoy working with those 13 and up who are struggling with anxiety, depression, mood disorders, trauma, personality disorders, serious, chronic mental illnesses, and addictive behaviors.
VirtualAvailable

$65/session

Authentic
Warm
Solution oriented
Intelligent
Empowering
Direct
Humorous
Open-minded
Challenging
Solution oriented

Specialties

Addiction
Anxiety
Older Adults
My name is Randy. I’m so glad you took this first step of reaching out for support! Whether you want to navigate difficulties in your life, repair relationships, or build a strong foundation for your mental and emotional wellness - I am here to help! We’ll work together to move past obstacles so you can take steps to achieve your goals. I want the therapeutic process to feel helpful and worthwhile. I work with sincerity, compassion and non-judgement, and will provide a nurturing environment where you can talk candidly about your concerns. I look forward to exploring this journey with you! I am a Carolina native and have been a licensed therapist/counselor for 19 years. I have not only seen healing and wholeness take place through therapy, but I have experienced that in my own life. Thanks for the sacred honor to assist you.
VirtualAvailable
Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.