Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 559 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 8/8/2026

Often rebooked

$85/session

Authentic
Warm
Intelligent

Specialties

ADHD
Anxiety
Parenting
+9
Feeling overwhelmed, stressed, and exhausted constantly? Isolated and alone because you don’t want to burden your friends or family with your problems? Or maybe you don’t know quite how to name why you feel this way or how to talk about it. Well, there is good news - therapy is the place to explore these challenging thoughts and feelings. I’ve worked in mental health since 2016, helping people of all ages, backgrounds, and challenges. I approach mental health challenges with a holistic mindset to help identify what we can change, inside of our control, and increase resilience. Depression, anxiety, ADHD, and trauma are a few examples of mental health struggles that impact how we live and experience the world. However, the opposite is also true! Because our lifestyles can influence our ability to tolerate stress and feel good about ourselves. My job as a therapist is to help you identify what is working, and what isn't working, and what we can do about it. I believe in us working as a team and supporting you in achieving your goals, so you can reconnect with your inner strength, resilience, and confidence to manage life's challenging ebbs and flows. Why choose me? Well, to help me feel less like a stranger, here is more detail about my background: My M.A. in Clinical Mental Health Counseling is from Lenoir Rhyne University's Graduate Center of Asheville, NC in Dec. 2020. I hold a B.S. in Psychology from Longwood University in Farmville, VA. I'm a Qualified Mental Health Professional with 5.5 years of direct care experience with teens in residential treatment. My graduate internship was community & school-based outpatient therapy with Access Family Services. August 2021 to March 2024, I was an outpatient therapist, in-person and virtual, with the center for emotional health.
VirtualAvailable

$120/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I’m a warm, down-to-earth therapist who believes that feeling safe, understood, and genuinely supported is the foundation for meaningful change. With over 15 years of experience across schools, hospitals, crisis settings, and community-based care, I’ve had the privilege of working with people at many different stages of life—from teens navigating overwhelming emotions to adults facing complex life challenges. My background as both a counselor and school social worker has given me a deep understanding of how early experiences, family dynamics, and life transitions shape who we are. I’ve supported students and families through anxiety, emotional struggles, and difficult situations, and I carry that same patience, empathy, and advocacy into my work with all clients. I’ve also worked in high-intensity environments—including crisis settings, alongside law enforcement, in hospitals, and with veterans, survivors of trauma and domestic violence, and individuals in eating disorder treatment. Because of this, I’m comfortable supporting clients who feel overwhelmed, stuck, or unsure where to start. You don’t have to have everything figured out to begin. In our work together, I focus on creating a space where you can be yourself without fear of judgment. I balance practical tools and coping strategies with deeper exploration, helping you not only manage what you’re going through, but also understand it. My approach is collaborative, supportive, and tailored to you—whether you’re looking for structure, insight, or simply a place to feel heard. Reaching out for therapy can be hard, but you don’t have to do it alone. My goal is to help you feel more grounded, more confident, and more in control of your life.
VirtualAvailable

$150/session

Authentic
Warm

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
I have over 25 years experience working to resolve mental health concerns. I have a Master's degree in Counseling, and am a Licensed Mental Health Counselor in FL. I have specialized training in resolving trauma, military/veteran issues, anxiety, depression, stress, and strategies for elevating your life experience. I enjoy working with adults 18+ from all walks of life. If you’re ready to gain tools that will help ,you stay grounded, present, and fully engaged in your life.
Available

$100/session

Authentic
Empowering
Warm

Specialties

Anxiety
Coping Skills
Depression
+10
Welcome! I'm Mary Hall, LCSW. Take a moment to acknowledge you've taken the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or self-care. I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.
VirtualAvailable

New to Grow

$90/session

Specialties

First Responders/Healthcare Workers
Military/Veterans
Trauma and PTSD
+9
I come from a first responder family, and it shaped how I understand the people I work with. I built my practice specifically for law enforcement, fire, EMS, dispatchers/911, and veterans — people who carry things most providers have never had to sit with, let alone treat. I'm not interested in being another therapist who nods along without understanding the job. I get it, and that changes what happens in the room. Not all the work is about the job, either. Plenty of clients come to me for personal issues — relationship struggles, childhood stuff, grief, anxiety, things that have nothing to do with the badge or uniform. Being from this world just means I already understand the context you're operating in, whatever you're bringing to the room. I use evidence-based treatments — including EMDR, Brainspotting, and Prolonged Exposure, among others — to help clients process trauma that others may not fully understand. I also draw on Critical Incident Stress Management and Psychological First Aid for cumulative exposure, not just single-incident trauma. Whether it's an officer-involved shooting, years of runs finally catching up with someone, or something from long before the job started, I know how to work with it directly instead of dancing around it. My style is direct and less formal. I'm not going to make you explain your job to me or treat your coping mechanisms as automatically pathological. I'll call things what they are and won't waste your time with fluff. I work entirely via telehealth — meet with me from home, your vehicle between calls, wherever gives you privacy. If you want a therapist who won't flinch and actually understands the world you operate in, I'd like to work with you.
Available

New to Grow

$110/session

Open-minded
Solution oriented

Specialties

ADHD
Anxiety
Coping Skills
+3
I am Amanda! Thank you so much for taking time to take a look at my profile. I am a Licensed Clinical Social Worker in North Carolina. I got my Masters degree from Winthrop University in 2013. I have done applied behavioral analysis with individuals with autism, in home therapy with at risk children and their families, outpatient therapy, and crisis response work. I like to bring a positive energy to each session and outlook to situations. I create a very nonjudgmental space where you are able to be open and share and be in the moment. I am very sensitive to everyone's different cultures and unique life experiences and I would love to help you with your journey of growth and healing.
Available

Often rebooked

$100/session

Authentic
Warm
Direct

Specialties

Anxiety
First Responders/Healthcare Workers
Life Transitions
+4
Hello! I am a licensed therapist in both North Carolina and New York. I find great fulfillment in working with individuals needing assistance in better managing their mood stability, emotions, anxiety, relationships, codependency, and life adjustment stressors. Reaching out to a new therapist for the first time can feel overwhelming and very vulnerable. My main goal is always helping potential and established clients feel safe, respected, and heard. Feel free to reach out to discuss your needs and how I may be of assistance in your emotional journey.
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+6
Hello! I aim to help you grow through what you go through. I’m someone who truly values depth, authenticity, and connection, and I show up to this work with a lot of curiosity and care. I genuinely want to understand you, not just what you are going through, but how you experience the world. I’m driven by compassion and empathy, and I focus on building a strong, trusting relationship where you feel safe enough to be real, whether that looks messy, uncertain, or still unfolding. I’m not here to judge or “fix” you, but to walk alongside you as you make sense of your experiences, connect more deeply with yourself, and move toward a life that feels more aligned and fulfilling. My approach is strengths-based, holistic, and tailored to you as an individual. I draw from modalities like CBT, DBT, mindfulness, somatic techniques, and parts work, depending on what best fits your needs and goals. I believe in meeting you where you are, validating your experiences, and helping you uncover your own insight, strengths, and direction. My goal is to create a space where you feel supported, understood, and empowered to grow into the version of yourself that feels most authentic to you.
VirtualAvailable

New to Grow

$100/session

Specialties

Addiction
Depression
Men's Issues
+10
I am a clinically seasoned therapist dedicated to helping people reclaim stability when life feels overwhelming, chaotic, or disconnected. My approach combines genuine empathy with objective feedback to address acute anxiety, trauma, and complex relationship dynamics. I focus on creating a reliable, conversational space where you can sort out your feelings, break unhelpful patterns, and move forward at a pace that works for you.
Available

$150/session

Authentic
Empowering
Open-minded

Specialties

Anxiety
Life Transitions
Self Esteem
+7
Hi, I’m Raven Patten, LCSW. I work with adults navigating anxiety, stress, burnout, life transitions, relationship challenges, and self-esteem concerns. My approach is warm, collaborative, and practical. I believe therapy should be a space where you feel heard, supported, and challenged to grow. Together, we’ll explore patterns that may be keeping you stuck while developing realistic strategies that help you move toward the life you want to create.
Available

$175/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Coping Skills
Depression
+10
I have over 30 years experience working with clients in the areas of mental health, addiction, and crisis intervention in various healthcare settings. I have been offering therapy through telehealth since 2022 and find this works well for many clients. For the past 14 years I have also worked specifically with military veterans. I have a casual, "come-as-you-are" outlook and believe strongly in meeting clients where they are in their own therapy and life journey. I work from a non-judgmental and strengths based focus. I tend to be direct and forthright in offering feedback, and I am firmly grounded in accepting each individual's decisions about their own life and ways forward to reach their goals.
VirtualAvailable

$100/session

Warm
Open-minded
Authentic

Specialties

Addiction
Mood Disorders
Trauma and PTSD
+10
If you are looking for support on your journey of self-discovery or dealing with some stressors, I would love to help! I enjoy working with individuals who may be struggling and need an empathetic ear. I believe everyone can improve their sense of well-being with some support. Some things I enjoy include spending time with my friends and family, visiting the beach and mountains, and doing arts and crafts.
VirtualAvailable

New to Grow

$115/session

Specialties

Anxiety
Coping Skills
Depression
+5
For over 25 years, I have had the privilege of working as a behavioral health professional, dedicating my career to the mental and emotional well-being of individuals from all walks of life. As both a Licensed Clinical Mental Health Counselor and a Certified School Counselor, my experience spans all age groups, allowing me to meet you exactly where you are.
Available

$125/session

Warm
Authentic
Empowering

Specialties

Addiction
Anxiety
Depression
+5
Hi there, I’m Melissa. If life feels heavy right now, you’re in the right place. When you’re feeling stuck, overwhelmed, or just tired of carrying everything by yourself, it can be tough to know where to start. I work with adults navigating anxiety, depression, substance use, and other challenges who are looking for meaningful, sustainable change and a greater sense of balance in their lives. As a Licensed Clinical Social Worker, my style is collaborative, compassionate, and centered on practical tools you can actually use. I take a whole‑person approach to therapy, which means we may explore how different parts of your life—physical, emotional, social, environmental, and spiritual—are shaping your overall well‑being. My goal is to create a space where you can show up honestly and without judgment as we explore the patterns that may be keeping you stuck and build healthier ways of coping and relating to your thoughts and emotions. You don’t have to navigate all of this on your own. If you’re ready for support and a space to feel heard, I’m here to help you take the next step.
Available

$150/session

Empowering
Authentic
Warm

Specialties

Coping Skills
Life Transitions
Women's Issues
+8
For over 13 years, I have dedicated my practice to supporting women as they navigate the many demands of modern life. I understand firsthand what it means to move between worlds. Growing up in Brooklyn as the daughter of immigrant parents, and now living in South Florida, I have been shaped by diverse cultures, communities, and perspectives. My love of travel has deepened that curiosity about the human experience. In the therapy room, this translates into a genuine ability to meet you where you are regardless of your background, your story, or how far from yourself you may feel right now.
Available

New to Grow

$185/session

Specialties

Autism
Child or Adolescent
Chronic Illness
+7
Hey there, Im Brittnee (she/they). I am a counselor, art therapist and child life specialist born and raised in Durham, North Carolina. I have experience and enjoy working with all ages and I specialize in working with children and adolescents as they navigate early life stressors. I have over ten years of experience as a certified child life specialist where I have worked with children and families as they navigate medicalized stress which can include; new diagnoses, hospitalizations and chronic illnesses.
Available

New to Grow

$125/session

Empowering
Intelligent

Specialties

Anxiety
Depression
Life Transitions
I am a Licensed Professional Counselor (LPC) in Missouri and a licensed clinical mental health counselor (LCMHC) in North Carolina who specializes in supporting trauma survivors and individuals who are in life transitions to navigate emotional healing, identity transitions, and relationships. In my work, I use Cognitive Behavioral Therapy and Person-Centered Therapy to help you connect with your inner self, challenge negative self-talk, and reframe thoughts that keep you questioning yourself. I offer a warm, safe, and collaborative space where you are seen and heard.
Available

New to Grow

$180/session

Specialties

Anxiety
Couples Counseling
Eating Disorders
+10
I’m Ayushi Acharya, a licensed therapist and founder of Rich Within Therapy. My practice supports individuals, teens, couples, and families navigating anxiety, depression, eating disorders, body image concerns, relationship stress, fertility challenges, postpartum transitions, and the weight of cultural or family expectations. My approach is warm, grounded, and collaborative. I help clients better understand their patterns, build emotional safety, strengthen relationships, and create lives that feel more connected, sustainable, and rich from within.
Available

$100/session

Authentic
Warm
Empowering

Specialties

Anxiety
Mood Disorders
Peer Relationships
+7
Hi there, I'm Schenika Silver, a Licensed Clinical Mental Health Counselor (LCMHC). I received my counseling degree from Liberty University and been in practice for seven years. I love working with people and assisting them in finding their purpose, healing from past hurts and wounds, and becoming their whole selves for themselves, their families, and their greater community. My clients often share that I am direct in a compassionate way, I provide insight and wisdom, and they feel heard in my presence. Counseling is not just a job for me, it's a part of my purpose.
VirtualAvailable

$120/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Women's Issues
+5
Hello! I'm so glad you're here, looking for someone to work with to help you heal and grow. It takes a lot of strength and courage to take this step and I hope you find just what you need. I'm licensed in both Ohio (LISW) and North Carolina (LCSW), with over 20 years of experience working with adults on issues such as anxiety, depression, life transitions and self-growth. It is truly my honor to meet people where they are and collaborate with them in a meaningful way to help them get where they want to be in their lives. My end goal is to empower you with the tools and self-knowledge you need to make lasting, positive change in your life.
VirtualAvailable

$65/session

Authentic
Solution oriented

Specialties

ADHD
Depression
Trauma and PTSD
I am a woman in her second half of life. I have raised three children,I have six grandchildren and four great-grandchildren. I have dogs and cats as pets and live in the country. I grew up in a military town and am an Army brat. I was also a Military Family Life Counselor in public schools working with children of military parents. I have a child currently serving in the US Navy. I also have a small garden. I have many different hobbies that I enjoy. I am 30 plus years sober and value my sobriety on a daily basis. I have exercised many of my own demons which helps me recognize the struggle in others. I make an effort to not be judgemental of anyone's choices. I listen, I provide a safe space.
Available

$200/session

Warm
Open-minded
Authentic

Specialties

ADHD
Anxiety
Life Transitions
+8
If your brain never fully shuts off, you overthink everything, or you feel mentally exhausted even when life looks “fine” from the outside, you’re in the right place. I work best with thoughtful, reflective adults navigating anxiety, ADHD, burnout, relationship patterns, life transitions, and the pressure of trying to hold everything together. Many of my clients are young adults, college students, and working professionals who are thoughtful, high-functioning, and often spend more time in their own heads than they’d like. My approach is conversational, direct, and insight-oriented. I don’t believe therapy is about me having all the answers. You are the expert on your own life. My role is to help you identify patterns, challenge assumptions, explore different perspectives, and uncover solutions that already fit who you are. Clients often appreciate my open-minded approach, curiosity, and ability to create a space where they can think out loud without judgment. Therapy with me is less about being told what to do and more about developing a deeper understanding of yourself and how you want to move through the world.
Available

$80/session

Warm
Solution oriented
Open-minded

Specialties

Anxiety
Family Therapy
Life Transitions
+10
Hi, I'm Debbie Howard, a Licensed Clinical Mental Health Counselor (LCMHC). Reaching out for support takes courage, and I would be honored to walk alongside you! I have 15 years experience helping individuals, families and youth work through challenges such as life transitions, stress, anxiety, depression, relationship issues, and parenting. I also specialize in helping children and teens build resilience, confidence, and coping skills that support lasting change at home and school. My approach is warm, client-centered, and collaborative. I believe therapy should feel empowering, supportive, and tailored to your unique needs and goals. I integrate a variety of evidence-based practices including Cognitive Behavior Therapy(CBT), Alternative Family CBT, Dialectical Behavioral Therapy (DBT), Acceptance & Commitment Therapy (ACT) , mindfulness, trauma-informed care, and solution focused therapy. Together, we'll focus on building self-awareness, resilience, and lasting positive change in a safe, nonjudgmental space.
VirtualAvailable

$125/session

Authentic
Empowering
Warm

Specialties

Anxiety
Depression
Life Transitions
+3
Hello and congratulations on taking the first step in getting the support you need and deserve. As a Licensed Clinical Social Worker with over a decade of experience, I understand how intimidating the process of starting therapy can be. What I would want you to know is I take a collaborative approach to treatment and look forward to walking with you as you work towards reaching the version of yourself you seek. I look forward to connecting with you and starting that journey together!
VirtualAvailable

New to Grow

$100/session

Specialties

Couples Counseling
Family Therapy
Military/Veterans
+9
Alyssa McCormick, a proud Fayetteville NC native, has dedicated her career to enhancing mental health support in underserved communities. After earning her Bachelor of Social Work degree from Fayetteville State University in 2015 and her Master of Social Work degree from Our Lady of the Lake University in 2019, Alyssa became a Licensed Clinical Social Worker. Her passion lies in normalizing therapy within Black and Brown communities, a mission she actively pursues in her dual roles. As a full-time Military Family Life Counselor at Fort Bragg and a part-time Outpatient Therapist, Alyssa provides comprehensive care to a diverse clientele, including children, teens, and adults. Her therapeutic expertise spans individual, group, couple, and family therapy, reflecting her commitment to addressing a wide array of mental health needs. Before she embarked on her journey of becoming a mental health profession, Alyssa was an elementary school teacher and a high school dance and color guard coach. Her therapy style is laid-back, relatable, and collaborative, creating a space where clients can feel comfortable being themselves without fear of judgment. I believe that meaningful growth happens when people feel genuinely heard and understood, so I strive to build authentic connections while bringing warmth, humor, and compassion into the therapeutic process when appropriate. At the same time, I am intentional and goal-oriented in my work. I combine a supportive, conversational approach with evidence-based interventions to help clients gain insight, develop practical coping skills, and make lasting changes.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.