Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 538 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 12/9/2025

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New to Grow

$120/session

Specialties

ADHD
Anxiety
Child or Adolescent
+9
Sydney Rosenberg is a Clinical Mental Health Counselor. Sydney graduated from Appalachian State University with a degree in clinical mental health counseling and concentration in Expressive Arts Therapy in May of 2021. Her experience has been working with children, adolescents, and adults in outpatient and community based mental health settings. She enjoys supporting clients with building self-esteem, managing life stressors and changes, and empowering clients to find their most authentic selves. She is neurodivergent affirming, LGBTQIA+ affirming, and trauma informed. When she is not working, she enjoys making art, spending time outdoors, and traveling.
VirtualAvailable
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$90/session

Specialties

Addiction
Anxiety
Coping Skills
+5
Welcome, my name is Jenilee Hopkins. I’m a passionate therapist who believes that healing begins in a space of safety, compassion, and genuine connection. If you're feeling weighed down by life and need someone to help you, I’m here for you. Together, we'll explore patterns, nurture self-compassion, and uncover the inner wisdom that supports authentic change. I’m here to walk with you on your journey, side by side. Remember, you’re not alone. There is hope for a brighter future and lasting change.
VirtualAvailable
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New to Grow

$90/session

Specialties

Mood Disorders
School Issues
Serious Mental Illness
+8
Are you feeling overwhelmed, stuck, or unsure of where to turn next? You don’t have to figure it out alone. I am a compassionate, client-centered therapist who believes that healing happens when you feel truly seen, heard, and supported. My approach is warm, non-judgmental, and collaborative—meaning we work together at a pace that feels safe and empowering for you. I specialize in helping individuals manage anxiety, depression, stress, life transitions, relationship challenges, and emotional overwhelm. Whether you’re navigating a difficult season, healing from past experiences, or simply wanting to grow into your best self, I provide a calm and supportive space where you can explore your thoughts, feelings, and goals without fear of judgment.
VirtualAvailable
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New to Grow

$90/session

Specialties

Anxiety
Grief
Life Transitions
+10
Hi, I’m Katheryn! I’m a Licensed Clinical Social Worker (LCSW) in North Carolina with over 20 years of professional experience. Taking the first step toward a more fulfilling and balanced life takes courage, and I’m here to support you through that process. Together, we can explore challenges, build on your strengths, and work toward meaningful growth and lasting positive change. I would be honored to walk with you on this journey.
VirtualAvailable
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$75/session

Warm
Authentic

Specialties

Anxiety
Depression
Grief
+10
I was raised in Memphis, TN. I then attended college in Nashville TN where I received a BS degree. I got married while in college. We moved to Raleigh, NC after graduation. We've been married over 40 years. Once we moved to NC we began providing foster care for older children and teenagers. After several years we decided to move to long-term foster care for young children and adopted six children over the next 8 years. My wife joined our oldest daughter on a mission trip to Guatemala where they met our next son, who we adopted over the next two years. He was able to join us just before his 12th birthday. I began working for the USPS once we moved to NC. After working there for 10 years, I realized that I wanted to change careers and fulfill the dream of helping others in a more practical way. I took a break from work and obtained a MA in Counseling. After receiving my LPC license, I worked in various settings within the counseling field. I have worked in Child Protective Services, worked for a couple of mental health clinics, held a private practice, worked in crisis intervention for 10 years in a hospital setting, returned to the clinic setting, and have once again opened a private practice. I am now licensed as a LCMHC and LCAS in NC.
VirtualAvailable
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New to Grow

$120/session

Specialties

Anxiety
Depression
Post Partum
I am a dedicated mental health clinician with extensive experience using evidence-based approaches such as Cognitive Behavioral Therapy and Acceptance and Commitment Therapy. My practice centers on helping clients increase resilience, develop practical coping strategies, and live more aligned with their values. I bring a collaborative, client-centered style, integrating structured interventions with flexibility to meet each individual’s unique needs. I am passionate about empowering clients to navigate challenges, reduce distress, and create lasting change that supports both well-being and personal growth
VirtualAvailable
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$100/session

Authentic
Humorous

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+3
My name is Mark Lattimore Jr., and I am a Licensed Clinical Mental Health Counselor and Licensed Clinical Addiction Specialist. I serve youth, adults, and families who are navigating trauma, grief, life transitions, and emotional challenges. My goal is to provide a safe space where clients can heal, discover their strengths, and move forward with greater hope, clarity, and resilience.
VirtualAvailable
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$175/session

Specialties

Couples Counseling
Depression
Substance Misuse
+10
Hello, I’m Dr. Warrick Stewart. I am a Board-Certified Psychotherapist, licensed to practice in Georgia, South Carolina, Kentucky, and North Carolina. At the heart of my work is a deep compassion for people who are navigating life’s hardest seasons. I specialize in helping individuals and couples facing trauma, emotional pain, self-doubt, and the struggles that come with anger, substance use, and depression. My role is to walk alongside you, offering evidence-based approaches such as reality-based and solution-focused therapy, while always tailoring our work to meet your unique needs. In my practice, clients find a warm, nonjudgmental, and supportive environment where they are safe to be themselves. Here, you can speak your truth, confront what has been holding you back, and begin the process of healing. I am eclectic in my methods—drawing from a variety of therapeutic techniques—because I believe every person deserves an approach as unique as their story. I strive to be thorough but kind, authentic yet gentle, and always deeply respectful of the courage it takes to begin therapy. My goal is to help you process your experiences, rediscover your strengths, and move forward toward a life filled with meaning and possibility. Healing takes willingness and effort, but you don’t have to walk the journey alone. Together, we can create a path toward growth, resilience, and lasting change. Let’s get started today.
VirtualAvailable
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$160/session

Open-minded
Warm

Specialties

Anxiety
Depression
Self Esteem
+9
I am a Licensed Clinical Social Worker with over five years of experience working with individuals facing anxiety, depression, trauma, self-worth challenges, and relationship or attachment concerns. My therapeutic approach is warm, collaborative, and grounded in evidence-based practices. I integrate Cognitive Behavioral Therapy (CBT) to help clients identify and shift unhelpful patterns, Acceptance and Commitment Therapy (ACT) to build psychological flexibility, and Internal Family Systems (IFS) to help clients understand and heal the parts of themselves carrying pain or protection. I incorporate Psychodynamic Therapy to explore how past experiences shape present behavior, and Motivational Interviewing (MI) to strengthen motivation and support meaningful, sustainable change. My cultural identity is central to my work. As a young African American woman, I have a deep understanding of generational trauma, systemic barriers, and the resilience that exists within the Black community. These experiences guide me to practice with cultural humility, empathy, and authenticity. I strive to create a space where clients feel genuinely seen, validated, and empowered to explore their inner world safely. Ultimately, I am here to walk alongside you, helping you gain insight, build practical tools, and move toward healing, growth, and the life you envision for yourself.
VirtualAvailable
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Frequently rebooked

$100/session

Specialties

ADHD
Anxiety
Autism
+8
Are you in search of completing your puzzle? The puzzle we call life? Look no further, together we can find the missing piece(s) and bring the function back into the dysfunction and chaos. Navigating through your thoughts, feelings, and actions to create the unique YOU, you have always wanted and needed. The power is yours! I, Paula Patterson, MSW, LCSW look forward to the opportunity to be a part of your journey. Please feel free to reach out and make your dream life of healthy, happy relationships become a reality,
VirtualAvailable
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$120/session

Authentic
Warm

Specialties

Couples Counseling
Grief
Obsessive-Compulsive (OCD)
+8
I am a Licensed Clinical Mental Health Counselor based in Raleigh, North Carolina. I have more than 10 years of counseling experience and have worked in private practice since 2020. I received a Master of Arts degree in Counseling from the University of Arkansas at Little Rock. I also hold a Master of Education degree in School Counseling from Liberty University, located at Lynchburg, Virginia.
VirtualAvailable
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New to Grow

$175/session

Specialties

Family Conflict
Self Esteem
Spirituality
The therapeutic approach that I am closely aligned with is holistic and integrative, blending evidence-based practices with trauma-informed care and alternative healing methods. Each session is tailored to meet the unique needs of the individual. I believe personal development doesn’t stop at the therapy room and is a lifelong commitment to oneself. As a therapist I continue to engage in my own healing journey, believing that self-awareness and growth are essential to truly helping others. I hold a Master of Science in Clinical Mental Health Counseling from Lenoir-Rhyne University in Asheville, NC, where she graduated with honors. I had the privilege of holding various roles in community mental health settings, gaining valuable experience that continues to inform her compassionate, client-centered approach.
VirtualAvailable
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$120/session

Warm

Specialties

Anxiety
Career Counseling
Depression
+7
Welcome — I’m John Dyson, a Licensed Clinical Mental Health Counselor (LCMHC) and National Certified Counselor (NCC), based in the foothills of North Carolina. I want you to take a moment to acknowledge that you’ve already taken the first step toward bettering your mental health. Let’s be honest — starting therapy can feel empowering, confusing, or even scary — sometimes all at once. My goal is to create a safe, welcoming space where you can explore concerns related to anxiety, depression, and self-care. I focus on helping clients build assertive communication skills and healthy boundaries, both with themselves and with others, in ways that support a more balanced, fulfilling life. Therapy is an opportunity for personal growth in whatever way you're seeking — whether that means navigating specific challenges or building the life you deeply deserve. If that’s what you’re looking for, I’m here when you’re ready. Together, we’ll clarify the challenges you’re facing and identify where you want to be — a month, six months, or a year from now. Then, we’ll explore actionable strategies to help you move forward. You'll leave each session with a clearer understanding of your situation and a set of “next steps” you can begin right away. There will always be space for feedback and collaboration in our work — including holding each other accountable as we walk this path together.
VirtualAvailable
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Frequently rebooked

$125/session

Specialties

Addiction
Self Esteem
Spirituality
+5
Hi! I am a dually licensed therapist in both Florida and North Carolina. I began my education later in my adult life, and believed I had arrived late to the game. But I found that life experience paired with my own belief system, allowed me the opportunity to view life's challenges through a unique lens, and because of that I am non-judgmental and empathetic towards people who are struggling with the hurts life has dealt them. I believe in using a collaborative approach in helping my clients. I use evidence-based practices, including CBT, DBT, Mindfulness, and Motivational Therapy, as well as Christian Counseling. I am supportive, yet direct with empathy, compassion and help you address the barriers in your life that are causing you pain and distress.
VirtualAvailable
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$105/session

Direct
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hi, I’m Kendrick Burden, a Licensed Clinical Social Worker passionate about helping people reconnect with their truest selves. I work with individuals who are navigating trauma, anxiety, depression, and high-pressure transitions especially when life feels heavy or unclear. Whether you're processing loss, healing from old wounds, or trying to realign with who you were created to be, therapy is a space to pause, reflect, and move forward with intention. My approach blends evidence-based tools like EMDR, CBT, and ACT with compassion and faith-based support when desired. Together, we’ll identify what’s been holding you back and chart a new path grounded in your values and strengths. My hope is to help you feel more anchored, more empowered, and more at peace with the life you’re creating.
VirtualAvailable
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$125/session

Specialties

Anxiety
Depression
Trauma and PTSD
+7
Hi, I'm Lindsay. I have been working as a therapist for over 10 years, but when I take my therapist hat off, I am a daughter, a sister, a friend, an aunt, and a momma to fur babies. Needless to say, I am a major animal lover. I am also a proud Harry Potter adult. I love reading, last year I read 122 books, and my favorite genres are mystery/suspense and fantasy. I also love running, I’ve run five half marathons and would love to run a full marathon one day. My favorite thing in the world is taking my puppies, Nola and Frank, on puppy runs with me (she’s 9, he's 1). If I’m not working, reading, running, or playing with dogs, you will find me fully invested in true crime.
VirtualAvailable
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$80/session

Solution oriented
Empowering
Warm

Specialties

Anxiety
Depression
Self Esteem
+3
Hello! I’m a Licensed Clinical Mental Health Counselor (LCMHC). I received my Masters from North Carolina Central University. I am not only passionate about mental health, but overall wellness. I work from a holistic perspective while also utilizing interventions from cognitive behavioral therapy and expressive arts therapy. I believe in a collaborative approach and that clients are the experts of their lives.
VirtualAvailable
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$120/session

Warm
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hi! I'm a Licensed Clinical Social Worker based in Texas but also licensed in the state of North Carolina. I received my Master's degree from the University of Texas Pan-American and have been practicing for 12 years. I help guide people of all ages through their difficult times and focus on emotional and mental self-growth. Finding the push we need in life is possible when we seek specialized help that will foster a healthier version of ourselves.
VirtualAvailable
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$125/session

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+7
Sophire Nelson is a Licensed Clinical Social Worker with a passion for supporting individuals navigating anxiety, depression, trauma, and negative self-image. A North Carolina native, Sophire takes a holistic and client-centered approach to therapy, integrating evidence-based practices such as Mindfulness-Based Cognitive Therapy, Somatic Experiencing, Dialectical Behavior Therapy (DBT), and Internal Family Systems (IFS). She is also certified in the Safe and Sound Protocol—a listening-based intervention designed to help regulate the nervous system and reduce symptoms of anxiety and stress. Sophire is known for creating a warm, nurturing, and authentic therapeutic space where clients feel supported to explore the root causes of their challenges. She believes that healing involves both insight and action, combining psychodynamic exploration with practical tools like CBT, meditation, and relaxation strategies to promote emotional balance and everyday well-being. Psychoeducation is a core part of Sophire’s approach. She helps clients understand how their brains and bodies respond to stress and trauma, empowering them with knowledge that fosters a deeper sense of control, safety, and self-compassion. Her goal is to walk alongside clients as they rediscover their inner strength and move toward lasting healing.
VirtualAvailable
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$120/session

Warm
Humorous

Specialties

Coping Skills
Depression
Spirituality
+7
Welcome and congratulations on taking the first step in your healing journey! First, my name is Cherie and I am originally from New York. My journey to becoming a therapist began while serving in the Army and having the opportunity to help Soldiers and their family members with personal issues/concerns. My experience led me to pursue formal schooling and training to be more of a service through therapy and providing much-needed resources to the people in need. This path has been rewarding for me, and being able to experience lives being transformed and people empowered continues to be an honor.
VirtualAvailable
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$150/session

Empowering
Solution oriented

Specialties

Addiction
Anxiety
Depression
+8
I am licensed in North Carolina with 5 years of professional work experience. I have experience in helping clients with stress, anxiety, relationship issues, trauma, abuse, and depression. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to sign up for therapy can take courage, and I am proud of you for getting started!
VirtualAvailable
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$90/session

Warm
Solution oriented

Specialties

Anxiety
Depression
Substance Misuse
+3
I’m a licensed therapist. I work collaboratively with clients to help them identify patterns, develop coping strategies, and create meaningful, lasting change. My approach is practical, goal-oriented, and rooted in empathy—designed to support you wherever you are in your journey. I draw from evidence-based methods like Cognitive Behavioral Therapy (CBT), Cognitive Processing Therapy (CPT), and Motivational Interviewing (MI) to provide structure and direction, while honoring your pace and experiences. Whether you're facing anxiety, depression, trauma, or major life transitions, I offer a space that is both supportive and focused on helping you build the skills you need to move forward with clarity and confidence.
VirtualAvailable
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$150/session

Empowering
Direct

Specialties

ADHD
Anxiety
Depression
+10
Hi! I'm a Licensed Clinical Social Worker based in Florida and NC. I received my Master of Social Work from Our Lady of the Lake University in San Antonio, TX., and have been practicing in North Carolina and Florida for since 2018. I help children, adolescents, adults, and the elderly set boundaries, learn coping skills, and foster positive communication to overcome challenges they have faced throughout life. I am also certified in Trauma Focused - Cognitive Behavioral Therapy, ADHD certified, and Parent Instructor certified.
VirtualAvailable
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Frequently rebooked

$175/session

Authentic
Warm
Humorous

Specialties

Anxiety
Coping Skills
Depression
Hello, Are you feeling overwhelmed, stressed, or like life is taking over? It's completely natural to experience these emotions from time to time, but you don't have to navigate these challenges alone. My name is Latonya Badger, and I'm an experienced and compassionate mental health provider here to support you on your journey towards well-being and happiness. I have 4+ years of experience in the mental health field, I am a licensed therapist dedicated to helping individuals like you find balance, resilience, and inner strength. My approach is client-centered, meaning I tailor each session to your unique needs and circumstances. Together, we'll work collaboratively to address your concerns and develop personalized strategies to cope with life's stressors.
VirtualAvailable
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$115/session

Solution oriented
Intelligent

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+6
You are stressed and filled with anxiety. Your thoughts are negative and you lack self-confidence. You feel so overwhelmed by emotions that you no longer know what you feel. Or maybe you are emotionally shutdown and just feel numb. Past traumatic events cause you to react to life in unhealthy ways. Intrusive thoughts keep distracting you from what you need to do each day. And you don’t understand why or how to change it. If any of this sounds familiar, there is hope! It is possible to retrain your brain and to develop different ways of thinking about life. You can stop automatically reacting and learn to thoughtfully respond to stressors. I would love to work with you and help you better manage thoughts and stressful emotions.
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Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I’m" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.