Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 544 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 10/13/2026

$150/session

Authentic
Warm
Empowering
Specialties
Couples Counseling
Depression
Military/Veterans
+7
I'm going to go out on a limb and guess that something isn't OK right now. That something might be new, or it might have been around a long time. You might be able to describe it perfectly, or you might just feel off without knowing why. Either way — you're here, and that's the only thing that matters right now. I start from wherever you are. No assumptions, no judgments, no one-size-fits-all approach. Just a genuine desire to understand you — what's brought you here, what you're carrying, and what you're hoping for. Therapy with me — whether you're coming alone or with a partner — tends to be honest and occasionally even a little lighthearted. The human experience isn't black and white, and neither is the work we'll do together. What stays consistent is that you'll have a space that belongs to you, where nothing you say or feel changes how I show up for you. For couples, that space belongs to both of you equally. I don't take sides. What I do is help you see the pattern you're both caught in — because most of the time it's the cycle doing the damage, not each other. When that shifts, something else becomes possible. No matter what it is you are navigating — depression, relationships, identity, or the gap between how you show up and how you actually feel inside — you don't have to have it figured out to reach out.
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$200/session

Direct
Intelligent
Solution oriented
Specialties
Addiction
Anger Management
Grief
+5
Hi! I'm Wen. I am a licensed marriage and family therapist. I help adults who are struggling to deal with everyday stressors and burnout. I empathetically listen to what you have to share and want to fully understand your situation before working collaboratively on solutions. I consider myself a direct person and try to break down the concepts that I teach into easily understood ideas.
VirtualAvailable
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Often rebooked

$85/session

Authentic
Warm
Intelligent
Specialties
ADHD
Anxiety
Parenting
+9
Feeling overwhelmed, stressed, and exhausted constantly? Isolated and alone because you don’t want to burden your friends or family with your problems? Or maybe you don’t know quite how to name why you feel this way or how to talk about it. Well, there is good news - therapy is the place to explore these challenging thoughts and feelings. I’ve worked in mental health since 2016, helping people of all ages, backgrounds, and challenges. I approach mental health challenges with a holistic mindset to help identify what we can change, inside of our control, and increase resilience. Depression, anxiety, ADHD, and trauma are a few examples of mental health struggles that impact how we live and experience the world. However, the opposite is also true! Because our lifestyles can influence our ability to tolerate stress and feel good about ourselves. My job as a therapist is to help you identify what is working, and what isn't working, and what we can do about it. I believe in us working as a team and supporting you in achieving your goals, so you can reconnect with your inner strength, resilience, and confidence to manage life's challenging ebbs and flows. Why choose me? Well, to help me feel less like a stranger, here is more detail about my background: My M.A. in Clinical Mental Health Counseling is from Lenoir Rhyne University's Graduate Center of Asheville, NC in Dec. 2020. I hold a B.S. in Psychology from Longwood University in Farmville, VA. I'm a Qualified Mental Health Professional with 5.5 years of direct care experience with teens in residential treatment. My graduate internship was community & school-based outpatient therapy with Access Family Services. August 2021 to March 2024, I was an outpatient therapist, in-person and virtual, with the center for emotional health.
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$70/session

Authentic
Direct
Specialties
Loneliness / Isolation
Obsessive-Compulsive (OCD)
Trauma and PTSD
+10
I’m a warm, down-to-earth therapist who believes therapy doesn’t have to feel stiff or overly clinical. My style is informal, conversational, and collaborative, creating a space where you can show up as yourself without worrying about saying the “right” thing. I have no expectations for you to present yourself in a certain way, change anything about yourself, or hide anything. Each thing that you share will only help our work together, and guide me to the best understanding of you and your needs, so that we can navigate your challenges as a team, and take all factors into consideration. My goal for my sessions is to create an environment where the people that I meet with understand that they will never be met with judgement, unreasonable expectations, or negativity. Together, we can create a map of what you’re going through, identify and build on your strengths, and find practical ways to grow toward the life you want.
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New to Grow

$125/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
Hi! I’m Taylor, a licensed clinical social worker and trauma-informed therapist who provides virtual therapy. I work with adolescents and adults experiencing anxiety, depression, stress, trauma, relationship challenges, and life transitions. My approach is warm, laid-back, and collaborative, incorporating DBT, ACT, and person-centered therapy to help clients feel supported while building practical skills for meaningful change.
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$150/session

Authentic
Empowering
Solution oriented
Specialties
Depression
LGBTQ
Life Transitions
+5
Welcome! Making the decision to better your mental health is an important step toward improving your quality of life and feeling healthier. I am a seasoned, Clinical Psychologist with 25 + years of extensive experience assisting clients identify problem areas that are contributing to distress and unhappiness in their lives and develop strategies to reduce symptoms and improve quality of life. I have a Ph.D. in Clinical Psychology from Columbia University and have worked in many different settings with individuals experiencing depression, anxiety, trauma and those dealing with life stressors or events that are interfering with life. I strive to create a safe, warm and welcoming environment that allows clients to feel at ease as they explore and work on obstacles /problems to lead to positive change. I look forward to working with you on your journey to better health and peace of mind.
VirtualAvailable
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New to Grow

$105/session

Specialties
Anxiety
Burnout
Life Transitions
+1
Maybe you are working through constant stress and anxiety, searching for deeper meaning, or simply needing someone to walk alongside you through life’s ups and downs. It’s important to me that every session feels like a safe space where you can share openly and know that your unique story matters. Together, we’ll honor where you’ve been, focus on where you are, and dream about where you want to go. I’m here to support you every step of the way.
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New to Grow

$125/session

Specialties
Grief
Life Transitions
Trauma and PTSD
+5
I earned my master’s degree in counseling from the University of North Carolina Charlotte. I began my career at Hospice then went to private practice. I believe everyone deserves happiness and peace. With mutual respect, compassion, nonjudgemental curiosity, and motivation, counseling can build resilience, develop coping strategies, and propel the client into a happier, healthier life. The counselor/client relationship should be a collaborative effort. I am certified in women's mental health (including eating disorders), grief and loss and trauma I use evidence-based, trauma-informed modalities including CBT, DBT, CPT, EMDR, MI, Existentialism, Mindfulness, and other person centered modalities. I welcome adult clients of all genders, ethnicities, orientation and religions. I am passionate about partnering with my clients to identify issues, develop treatment plans, and move forward toward their goals. I will help you take meaningful steps toward finding your purpose, exposing your power and resilience and healing.
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New to Grow

$120/session

Specialties
Addiction / Substance Use
Anxiety
Trauma and PTSD
+9
Hi, I'm Lindsay Fodor, a Licensed Clinical Mental Health Counselor and Licensed Clinical Addictions Specialist in North Carolina. I have been practicing for 6 years. I completed my undergraduate degree at Ramapo College of New Jersey and earned a double bachelor's in Psychology and Law and Society. I attended the University of North Carolina at Pembroke, earning an M.A.Ed. in Licensed Clinical Mental Health Counseling and a Graduate Certification in Addictions Counseling. I have worked in various settings, including Medication Assisted Therapy for Addiction, facilitated Substance Abuse Intensive Outpatient Programs, inpatient for adults, a DWI clinic, the county jail, and outpatient mental health counseling. I enjoy working with clients from various backgrounds and have a good amount of experience working with active duty service members, spouses, and veterans.
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Often rebooked

$85/session

Authentic
Warm
Empowering
Specialties
Anxiety
Eating Disorders
Women's Issues
+10
I’m an experienced therapist who values building strong therapeutic relationships. My approach takes the whole person into account, focusing on both physical and emotional well-being. I primarily use Cognitive Behavioral Therapy (CBT), Polyvagal Theory (PVT), Attachment Theory and Acceptance and Mindfulness practices. I also incorporate Integrative Health Coaching to address any physical factors that may influence mental health. My work focuses on areas such as depression, anxiety, life transitions, co-dependency, weight management, and disordered eating.
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New to Grow

$150/session

Specialties
Anxiety
Attachment Issues
Childhood / Intergenerational Trauma
+10
I am a first generation native Spanish-speaker. I am passionate about mental health awareness, the impacts of generational trauma, and social/cultural conditioning. I utilize various trauma-informed therapeutic modalities including IFS. My approach to therapy is simple: We must face the discomfort and learn to sit with the parts of us that are hurting in order to begin the journey of self-discovery, begin healing, and lead a more authentic life in alignment with our true north. All the answers we are searching for are within. Let me support you as you develop a deeper and more understanding relationship with yourself.
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$120/session

Warm
Authentic
Open-minded
Specialties
ADHD
Life Transitions
Trauma and PTSD
+10
I’m a warm, down-to-earth therapist with more than 15 years of experience helping people navigate anxiety, trauma, relationship challenges, major life transitions, grief, burnout, emotional overwhelm, and the seasons of life when everything simply feels like a lot. My background is a little different from the traditional therapy path. I’ve worked in schools, community mental health, and crisis intervention settings. I’ve supported veterans, first responders, survivors of trauma and abuse, neurodivergent individuals, parents, professionals, and people facing some of life’s hardest moments. These experiences have taught me how to stay grounded when things feel chaotic and why it’s so important to see the whole person - not simply a diagnosis or list of symptoms. My style is conversational, collaborative, and practical. I’ll give you space to process, but I’m not a therapist who simply nods and asks, “How does that make you feel?” We’ll get curious about patterns, relationships, boundaries, past experiences, and the things that keep showing up in your life. We’ll explore where those patterns came from, how they affect you now, and what you may want to change. I believe insight is only part of the work. Together, we’ll develop practical strategies you can use outside of therapy to manage anxiety, regulate emotions, improve communication, strengthen relationships, establish boundaries, and navigate difficult seasons. You don’t need to know exactly what you need from therapy before you begin. Sometimes it starts with simply recognizing that something isn’t working anymore. My role isn’t to tell you how to live your life - it’s to help you understand yourself more clearly, build skills and confidence, and create meaningful change.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+1
*For those looking, I Do Not Provide Medication Management. I help Christian women unravel the confusion of emotionally and spiritually abusive marriages-whether you're still unsure, just beginning to question, or already walking away. There's space here for your story, your faith, and your healing. You don’t need another professional voice telling you how to heal. You need someone who knows—someone who has walked through the fire, crawled through the ashes, and fought to reclaim her own life. That’s why I’m here. I don’t offer band-aid solutions or quick fixes. I offer truth, courage, and a way forward. I will sit with you in the mess, wade through the lies that have kept you stuck, and help you rebuild what was stolen. If you’re exhausted from carrying the weight of expectations, fear, and silent suffering—I see you. And I’m not afraid to go with you where others have refused to go. You’re not just getting counseling—you’re getting a lifeline. A mirror to see yourself clearly again. A way out when everything in you says you’re stuck forever. Because you’ve been told you have to stay. That this is your burden to bear. That suffering in silence is somehow holy. But it’s not. And I know that agony—the cherished tears that come from realizing everything you fought for is crushing you instead of saving you. The grief of knowing you lost yourself somewhere along the way. But hear me: You are not too far gone. This space? It was made for you. A place where the raw, the sacred, the unspoken are all welcome. Where you can breathe again. Where you can break apart and break free. You don’t have to stay in the darkness. You were meant for so much more. If you’re ready to dig yourself out, let’s begin.
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$150/session

Warm
Empowering
Authentic
Specialties
Anxiety
Life Transitions
Women's Issues
+2
I am a Licensed Clinical Social Worker with 10 years of experience supporting women through the complexities of life, relationships, and personal growth. In my practice, I work with professional women navigating anxiety, stress, depression, relationship challenges, life transitions, and the unique pressures that often come with being a woman who is expected to have it all together. My work is rooted in helping women break free from the expectations of others—and the curated expectations created by social media—and reconnect with what feels authentic to them. My approach is direct, supportive, and intentional. Together, we explore the patterns, beliefs, and expectations that may be keeping you stuck and what it could look like to move through life with greater confidence, clarity, and intention. You don’t have to be in crisis to benefit from therapy. Sometimes, you simply want to understand yourself better, make different choices, and create a life that feels more aligned with who you are becoming.
VirtualAvailable
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$120/session

Empowering
Authentic
Warm
Specialties
Depression
Grief
LGBTQ
+9
Well hello! My name is Lori. Are you feeling the need to live your life differently? Are the things you've tried in the past no longer beneficial or adequate for this stage in your life? I encourage my clients to do the things that they've never done in order to experience the life they've always wanted. I help them identify the source of what has limited them and caused them emotional pain, whether it be from anxiety or depression stemming from childhood trauma, broken relationships, toxic work environment, sexuality, aging, or religious trauma to name a few. I enjoy working alongside my clients and being a part of their "aha!!" moments on their life's journey. I utilize my belief in the interconnectedness of humanity with nature to assist my clients in understanding life, growth, change, grace and what constitutes true success.
VirtualAvailable
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New to Grow

$100/session

Specialties
Anxiety
Emotional Regulation
Self Esteem
I work best with clients struggling with anxiety and/or panic attacks, but have experience working with various issues ranging from depression, trauma, and general life struggles. I like to create an environment where you feel comfortable. I utilize mindfulness-based techniques through acceptance and commitment therapy (ACT) that aims to help clients find peace with their circumstances. These techniques frequently involve asking people to look at their thinking from a different perspective and giving tools to effectively change it.
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$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Life Transitions
+7
Hi, I'm glad you’re here. I’m Liz Sullivan, and I specialize in helping stressed out, busy achievers find their joy in life, and gain control over stress, anxiety and overthinking. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but often feel stressed, frustrated and lonely. Everything is on their to-do list (except themselves), and they are realizing they want things to be different. It's possible to let go of your stressors, feel relaxed, enjoy your relationships, and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.
VirtualAvailable
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Often rebooked

$100/session

Authentic
Warm
Empowering
Specialties
Addiction
Anxiety
Men's Issues
+6
I am a guide who supports individuals in navigating change, with a focus on treating anxiety, depression, men’s health concerns, relationships, and addiction. My approach is collaborative and values‑based. My goal is to guide you in getting where you want to go using evidence-based interventions and practices. If you’re feeling stuck or conflicted, that is normal. Therapy can be a supportive place to slow down, make sense of mixed or conflicted feelings, and choose what aligns with what matters most to you.
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Often rebooked

$100/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Spirituality
+10
Hi everyone! Are you someone who is open to growth, change, and you want healing to take place? I like to work with clients who have a desire to grow spiritually, emotionally, and mentally and who recognize this doesn't happen overnight. We are each a work in progress! I am a clinician who has been practicing for over 20 years. I enjoy working with various populations and ages but primarily focus on providing counseling services for the adult population. I feel God has led me to be a counselor, and I love watching others grow and heal in their life journeys. I work to help clients build resilience, regain confidence, and find peace in their personal and relational lives. Through a supportive, personalized approach, I work to help clients heal from their past hurts and begin to look forward to the future with a hopeful outlook.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+5
I love love, and I love helping people to heal. Understanding healing occurs on all levels, I've dedicated myself for the last 23 years to being a vessel to help people navigate those levels and find their peace. My calling is to help heal the minds and souls of people so they can manifest their greater and higher selves. Whether it was through the books I've written, my former vegan catering company, practicing as a doula or navigating spaces as a licensed clinical social worker, I've always understood the assignment of helping folks recognize they have the power within themselves to heal.
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$175/session

Authentic
Warm
Humorous
Specialties
Anxiety
Coping Skills
Depression
Hello, Are you feeling overwhelmed, stressed, or like life is taking over? It's completely natural to experience these emotions from time to time, but you don't have to navigate these challenges alone. My name is Latonya Badger, and I'm an experienced and compassionate mental health provider here to support you on your journey towards well-being and happiness. I have 4+ years of experience in the mental health field, I am a licensed therapist dedicated to helping individuals like you find balance, resilience, and inner strength. My approach is client-centered, meaning I tailor each session to your unique needs and circumstances. Together, we'll work collaboratively to address your concerns and develop personalized strategies to cope with life's stressors.
VirtualAvailable
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$103/session

Authentic
Warm
Solution oriented
Specialties
Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
VirtualAvailable
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$100/session

Intelligent
Authentic
Empowering
Specialties
Addiction
Anxiety
Depression
+10
I have been a counselor for over 24 years and have extensive experience treating Anxiety, Depression, PTSD, Bipolar Disorder, Schizophrenia, suicidal ideation and self harm, and more. I am licensed in CT as an LPC and in NC as a LCMHC. I will go at your pace to help you reach your identified goals. You have taken the first step already by looking for a therapist! Let's work together on the rest in a judgment free environment.
VirtualAvailable
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$125/session

Open-minded
Warm
Specialties
Anger Management
Anxiety
Depression
+2
Hello, I am Michael A. Kirk, a Licensed Professional Counselor (LPC) dedicated to helping individuals navigate life's challenges with confidence and resilience. I believe that therapy should be safe, supportive, and a judgement free space where you feel heard, understood, and empowered to create real change. I work with adolescents and adult experiencing anxiety, depression, trauma, Grieg/loss, relationship issues, life transitions and more. My approach is collaborative. I utilize several evidenced based therapies such as Cognitive Behavioral Therapy (CBT), Reality Therapy, Motivational interviewing, Dialectical Behavioral Therapy (DBT) and Trauma Focused CBT.
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$85/session

Authentic
Empowering
Solution oriented
Specialties
Crisis Intervention
Life Transitions
Trauma and PTSD
+7
Welcome! I’m Galadriel, and I'm glad you're here. Taking the first step into therapy can feel daunting, but you don't have to walk the path alone. I am a licensed clinical social worker with experience in crisis response, trauma counseling, and guiding clients through life’s many challenging transitions. I use a blend of therapeutic techniques to help you explore the deeper patterns that shape your current actions and experiences, while helping you build practical skills to address daily struggles and begin to build the life you desire. I believe therapy works best when we collaborate toward clear, meaningful goals. I am warm and compassionate, but I will ask the hard questions. I offer a safe space where you can explore what’s happening in your life, understand your internal world, and build tools that help you feel more stable, confident, and empowered. Whether you’re working through trauma, managing stress, or trying to make sense of a difficult transition, I’m here to support you and assist you along the journey.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.