Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 551 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 1/23/2026

Rated 5.0 stars out of 53 ratings
Rated 5.0 stars out of 53 ratings

$130/session

Solution oriented
Open-minded

Specialties

Addiction
Anxiety
Depression
+10
I am Cindy Arrington, I received my Master's of Science in Rehabilitation Counseling in 2012 from Winston-Salem State University. I and am a Certified Rehabilitation Counselor, Licensed Clinical Mental Health Counselor, and Licensed Clinical Addictions Counselor - Associate. I have 5 years of experience working as a Vocational Rehabilitation Counselor to assist with job development, placement and follow-up. I have 4 years of experience working as a mental health and substance use counselor. I enjoy meeting my patients who are experiencing anxiety, depression, stress, grief, trauma, and substance use to help them heal and grow to become the best versions of themselves.
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Rated 4.9 stars out of 5181 ratings
Rated 4.9 stars out of 5181 ratings

$100/session

Empowering
Authentic
Open-minded

Specialties

Depression
LGBTQ
Spirituality
+3
Candace “NIX” Fritts is a licensed Zumba instructor, yoga instructor and Licensed Clinical social worker. She has been teaching Zumba over 5 years and has utilized her passion for healing and helping others as a therapist over the past decade. “NIX” specializes in and has a passion for cultural diversity, gender identity/LGBTQIA+ issues, equality, relationship/marital issues, depression, anxiety, and Trauma. She defines "empathy" as her number one skill and superpower. In addition “NIX” is a huge advocate and member of the LGBTQIA+ community. She is also a member NAACP and the Black political caucus of Cabarrus County. NIX also encourages health and wellness with a belief that healing can be achieved in various ways. Fun Fact: NIX was once a contestant on “Lets make a Deal”
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Rated 4.9 stars out of 572 ratings
Rated 4.9 stars out of 572 ratings

$70/session

Warm
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+5
Welcome! I'm Stephanie Freeman,MSW, LCSW, LCAS. Take a moment to acknowledge you've taken the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or self-care. I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.
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Rated 4.9 stars out of 5103 ratings
Rated 4.9 stars out of 5103 ratings

$120/session

Solution oriented
Holistic

Specialties

Anxiety
Couples Counseling
Parenting
+15
John Swails is an ordained minister, a Marriage and Family Therapist (LMFT), and Marine Corp Veteran, with military mental-health practice experience addressing traumatic stress, separation, family grief, and relationship issues, and civilian experience addressing physical and sexual abuse, single-mothers with dual diagnosed children, and group therapy for middle-school and teens to develop resiliency. As a therapist, John utilizes proven DBT, Strategic, CBT-Family, Solution-Focused, and other systemic techniques to address individual, couple, and family issues. As a minister John is sensitive to the beliefs of the client and is ready to explore spiritual solutions to any issue.
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Rated 4.9 stars out of 526 ratings
Rated 4.9 stars out of 526 ratings

Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+6
I aim to help my clients “grow through what they go through.” I discovered my passion for hearing the experiences and stories of others while studying Psychology at NC State University. This led me to pursue an MSW degree where I was able to delve into my enthusiasm for providing therapy to individuals to foster a more positive sense of well-being. I am driven by unwavering compassion and empathy as I work with my clients to build a therapeutic alliance in order to tackle identified challenges. Through building a strengths-based and individual-centered foundation in holistic therapy, I believe in promoting a safe, trusting, and non-judgmental environment that encourages each client to find and become the best version of themselves. I strive to select therapeutic approaches that best fit my client’s specific needs and goals. Some of these modalities include Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), mindfulness techniques, somatic techniques, and strength-focused approaches. I advocate for each client by validating their feelings and emotions, meeting the patient where they are at in their journey, and encouraging clients to uncover goals and solutions based on their individual needs and strengths.
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Rated 5.0 stars out of 520 ratings
Rated 5.0 stars out of 520 ratings

$103/session

Authentic
Empowering

Specialties

Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
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Rated 5.0 stars out of 59 ratings
Rated 5.0 stars out of 59 ratings

$125/session

Warm
Authentic

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+5
Hi, I am a Marriage and Family Therapist practicing in North Carolina. I received my degree from Saybrook University in California and have been practicing for the past 15 years. I have specialized training in Somatic Experiencing and Attachment Therapy. I work with adults to resolve symptoms of stress, shock, and trauma that accumulate in our bodies and nervous systems transforming patterns that get stuck and impact our daily life. I support clients in bringing their nervous systems back into balance getting out of fight, flight and freeze to strengthen one's sense of safety, resourcefulness and resilience in the world. Some of the techniques I use are helping clients slow down and attune to what is happening in their bodies. I also work with clients on "resourcing" or finding tools to help them self soothe when they are feeling emotionally overloaded.
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Rated 5.0 stars out of 53 ratings
Rated 5.0 stars out of 53 ratings

$150/session

Specialties

Child or Adolescent
Peer Relationships
Women's Issues
+5
Hi! I am a Licensed Clinical Social Worker (LCSW) in North Carolina. I work with individuals including professionals, first responders, women and adolescents. I enjoy helping women navigate pregnancy and postpartum, relationship issues, health issues and more. I have experience in hospital crisis and inpatient settings, schools, and the outpatient setting. My background in child development gives me a unique perspective when working with adolescents and their families. I offer a judgement-free space to allow clients to feel comfortable expressing themselves, and value being direct, open and honest.
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Rated 4.7 stars out of 547 ratings
Rated 4.7 stars out of 547 ratings

$175/session

Specialties

Couples Counseling
Depression
Substance Misuse
+10
Hello, I’m Dr. Warrick Stewart. I am a Board-Certified Psychotherapist, licensed to practice in Georgia, South Carolina, Kentucky, and North Carolina. At the heart of my work is a deep compassion for people who are navigating life’s hardest seasons. I specialize in helping individuals and couples facing trauma, emotional pain, self-doubt, and the struggles that come with anger, substance use, and depression. My role is to walk alongside you, offering evidence-based approaches such as reality-based and solution-focused therapy, while always tailoring our work to meet your unique needs. In my practice, clients find a warm, nonjudgmental, and supportive environment where they are safe to be themselves. Here, you can speak your truth, confront what has been holding you back, and begin the process of healing. I am eclectic in my methods—drawing from a variety of therapeutic techniques—because I believe every person deserves an approach as unique as their story. I strive to be thorough but kind, authentic yet gentle, and always deeply respectful of the courage it takes to begin therapy. My goal is to help you process your experiences, rediscover your strengths, and move forward toward a life filled with meaning and possibility. Healing takes willingness and effort, but you don’t have to walk the journey alone. Together, we can create a path toward growth, resilience, and lasting change. Let’s get started today.
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New to Grow

$140/session

Specialties

Addiction
Anxiety
Trauma and PTSD
+8
I most often support individuals experiencing anxiety, depression, trauma, and addiction. I understand that addiction is often a response to deep emotional pain, frequently connected to unresolved trauma, and I approach this work with genuine compassion and respect for the complexity of each person’s story. As a therapist, I’m friendly, dependable, compassionate, and easy to connect with, and I’m deeply invested in creating a space where you can feel supported and at ease. My focus is on helping you reconnect with a sense of internal safety, build meaningful self awareness, and develop a more caring and grounded relationship with yourself. I aim to create an environment that feels steady, encouraging, and even a little bit light when it’s helpful, one where healing, resilience, and alignment can grow. Ultimately, my goal is to help you strengthen your capacity to live with authenticity, clarity, and emotional freedom.
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Rated 5.0 stars out of 56 ratings
Rated 5.0 stars out of 56 ratings

$150/session

Intelligent
Open-minded

Specialties

Anxiety
Autism
Trauma and PTSD
+10
Hi! I'm Rebecca! I've been a therapist for nearly 15 years and specialize in anxiety, trauma, and neurodiversity. I help clients regain a sense of safety in the world and (re)learn how to trust their own bodies and nervous systems. I also help my clients understand how to work with their unique neurotype rather than against it. Using a trauma-informed approach, I believe in letting my clients set their own pace, whether that looks like jumping right in to the hard work or taking a bit of time to feel comfortable and confident before making big changes or sharing details about the past.
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Rated 4.9 stars out of 514 ratings
Rated 4.9 stars out of 514 ratings

$125/session

Open-minded
Challenging
Direct

Specialties

Anxiety
Life Transitions
Obsessive-Compulsive (OCD)
+4
Hey. My name is John Jensen, but you can call me Jake. I received my masters in Clinical Mental Health Counseling from Campbell University and am the owner of Woodhaven Counseling PLLC. I started counseling after retiring from playing football at Wingate University and strive to assist those moving through life transitions, manage anxiety, and build confidence in their identities.
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Rated 4.6 stars out of 58 ratings
Rated 4.6 stars out of 58 ratings

$130/session

Warm
Solution oriented

Specialties

Anxiety
Coping Skills
Depression
+1
I provide a non-judgmental, genuine, and warm atmosphere that helps clients feel at ease from the start. My passion is supporting people through a wide range of challenges — whether it’s everyday stress related to relationships, work, or school, or deeper, long-standing issues rooted in childhood or past trauma. No matter where you’re starting from, my goal is to help you develop a stronger, more grounded, and content sense of self.
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Rated 5.0 stars out of 54 ratings
Rated 5.0 stars out of 54 ratings

$125/session

Open-minded
Solution oriented

Specialties

Anxiety
Depression
LGBTQ
+1
Keith Casey's approach to therapy is to be empathetic and encouraging. The most gratifying part of his job is when he sees someone embrace the idea that change is possible. He is trained in exposure-response and prevention therapy for OCD. He also likes to incorporate elements of CBT, DBT, and mindfulness into his work. He specializes in anxiety, OCD, depression, and LGBTQ+ issues.
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Rated 4.9 stars out of 510 ratings
Rated 4.9 stars out of 510 ratings

$100/session

Authentic
Humorous

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+3
My name is Mark Lattimore Jr., and I am a Licensed Clinical Mental Health Counselor and Licensed Clinical Addiction Specialist. I serve youth, adults, and families who are navigating trauma, grief, life transitions, and emotional challenges. My goal is to provide a safe space where clients can heal, discover their strengths, and move forward with greater hope, clarity, and resilience.
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Rated 5.0 stars out of 54 ratings
Rated 5.0 stars out of 54 ratings

$100/session

Direct
Authentic

Specialties

Military/Veterans
Mood Disorders
Substance Misuse
I am a Licensed Clinical Social Worker and Licensed Clinical Addiction Specialist. I have been a social worker for 19 years, most recently in the last 7 years doing therapy. I enjoy working with people who are wanting to see change happen but have barriers stopping them from moving into action. I also enjoy working with those who have relationship dynamic issues.
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Rated 4.8 stars out of 523 ratings
Rated 4.8 stars out of 523 ratings

$100/session

Empowering
Intelligent
Authentic

Specialties

Anxiety
Depression
Men's Issues
+10
Hi, I'm Sherman, a seasoned professional with over two decades of experience in psychology, having graduated from University at Albany (SUNY Albany) over 25 years ago. With a dedicated focus on anxiety, depression, anger management, ADHD, and relationship issues, I have cultivated expertise in addressing a diverse range of mental health challenges with compassion and effectiveness. I have sincere appreciation and respect for the clients in which I support and assist.
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Rated 5.0 stars out of 59 ratings
Rated 5.0 stars out of 59 ratings

$100/session

Intelligent
Solution oriented

Specialties

Coping Skills
Life Transitions
Women's Issues
+9
Hi! I'm a Licensed Clinical Social Worker practicing in North Carolina. I received my Master's Degree in Social Work with an Bachelor of Science degree in Psychology/ Minor in Criminal Justice. I began my professional career working with at-risk children, teens and their families. I then expanded into working with adults providing individual and group therapy. My professional career is roughly 15+ years. I've worked within homes, schools, residential facilities, military installations, and community based programs. I'm currently focusing on providing individual therapy within a variety of mental health disorders.
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Rated 4.8 stars out of 55 ratings
Rated 4.8 stars out of 55 ratings

$125/session

Open-minded
Warm

Specialties

Anxiety
Depression
Grief
+4
I am a down-to-earth and attentive professional dedicated to helping my clients overcome life’s obstacles. My approach creates a relaxed, conversational environment where clients feel at ease to explore their thoughts, emotions, and challenges. By working collaboratively, I empower individuals to uncover insights and solutions that align with their goals. I believe in meeting my clients where they are, fostering a supportive and non-judgmental space where we can navigate difficulties together. Whether you’re facing personal, relational, or emotional challenges, my goal is to walk alongside you, helping you gain clarity, build resilience, and move forward with confidence and purpose.
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Rated 5.0 stars out of 538 ratings
Rated 5.0 stars out of 538 ratings

$120/session

Solution oriented
Warm
Humorous

Specialties

Anger Management
Anxiety
Grief
I am a Licensed Clinical Mental Health Counselor based in North Carolina. My experience comes from providing direct mental health care in various settings and providing grief counseling to children in school and national grief counseling settings. I have worked with children, teens, and adults with varied presenting issues, including anxiety, depression, anger management, trauma, stress, low self-esteem, Women issues, Marital/ Pre-Marital, Spirituality, Life Coaching, and family issues. I approach the therapeutic relationship with respect and dignity for each client. I walk with them on their journey to wholeness at their own pace. I worked with individuals and families from diverse backgrounds, helping them navigate their challenges. I am compassionate and a great listener. I believe in what I do and am compassionate about helping the people I serve. We all can reach our highest potential, which is what I want to help my clients obtain. Many individuals I worked with have had setbacks, but once they believe in themselves, they realize their stumbling blocks are only stepping stones to their destination. Working toward a more fulfilling and happier life takes a lot of strength and determination. If you allow me, I will walk with you on your journey. I earned a Master of Arts (MA) in Professional Counseling from Liberty University. I have six years of professional Counseling and over thirty years of experience working in human services.
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Rated 4.9 stars out of 515 ratings
Rated 4.9 stars out of 515 ratings

Often rebooked

$120/session

Empowering
Authentic
Open-minded

Specialties

Anxiety
Life Transitions
Women's Issues
+9
Hey there, I'm Jessica! I'm here to help you sort through the things that are difficult right now, and offer you a safe place to be open and honest without fear of judgement. I specialize in working with adults, of all ages, who are feeling stuck or overwhelmed. I believe everyone has the inner strengths needed to live their best life. But, it can be hard to recognize those strengths through the fog our stress response triggers. If you are looking for how to build confidence, inner peace and stability, you have come to the right place. Overwhelming anxious thoughts, relationship issues, school/work avoidance, irritable mood, low self esteem, trouble concentrating, problems sleeping; These are some of the more common complaints clients have when first coming to therapy. Together we will work to identify the strategies or support you need to overcome whatever challenges you face. Many people struggle a long time before seeking mental health care. But mental health is health! Just like in other specialties, preventative mental health care can be so effective in avoiding crisis and more serious illness. You do not have to suffer to deserve support! No matter the level of stress you are going through, you are worth taking care of.
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Rated 5.0 stars out of 526 ratings
Rated 5.0 stars out of 526 ratings

$100/session

Warm
Authentic

Specialties

Anxiety
Depression
Grief
+10
I was raised in Memphis, TN and attended college in Nashville, TN where I received a BS degree. I got married while in college. We moved to Raleigh, NC after graduation. We've been married over 40 years. We have eight adopted children. I began working for the USPS once we moved to NC. After working there for 10 years, I realized that I wanted to change careers and fulfill the dream of helping others in a more practical way. I took a break from work and obtained a MA in Counseling. After receiving my LPC license, I worked in various settings within the counseling field. I have worked in Child Protective Services, worked for a couple of mental health clinics, held a private practice, worked in crisis intervention for 10 years in a hospital setting, returned to the clinic setting, and have once again opened a private practice. I am licensed as a LCMHC and LCAS in NC.
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Rated 4.9 stars out of 559 ratings
Rated 4.9 stars out of 559 ratings

$100/session

Authentic
Humorous
Solution oriented

Specialties

ADHD
Anger Management
Anxiety
+8
My name is Daniel OIaciregui M.S. , LMHC. I am a Licensed Mental Health Counselor in the state of Florida. I have been working as a therapist since 2017. I have the pleasure of working with a wide variety of clients. I have been working with substance abuse, anxiety, depression, trauma, first responders, and Bipolar clients. I am versed in several modalities including Gestalt, Cognitive Behavioral Therapy, Solution-Focused, Trauma, and EMDR trained. I utilize these approaches with my clients to help address and manage their needs. I believe it is essential to create a partnership with clients to maximize success. I believe increasing one's quality of life is key to better living. I appreciate and respect the courage it takes to ask for help, and am grateful for the opportunity to assist others.
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Rated 5.0 stars out of 51 ratings
Rated 5.0 stars out of 51 ratings

$100/session

Solution oriented
Warm

Specialties

Anxiety
Depression
Spirituality
+10
Hi everyone! Are you someone who is open to growth, change, and you want healing to take place? I like to work with clients who have a desire to grow spiritually, emotionally, and mentally and who recognize this doesn't happen overnight. We are each a work in progress! I am a clinician who has been practicing for over 20 years. I enjoy working with various populations and ages but primarily focus on providing counseling services for the adult population. I feel God has led me to be a counselor, and I love watching others grow and heal in their life journeys. I work to help clients build resilience, regain confidence, and find peace in their personal and relational lives. Through a supportive, personalized approach, I work to help clients heal from their past hurts and begin to look forward to the future with a hopeful outlook.
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Rated 4.9 stars out of 572 ratings
Rated 4.9 stars out of 572 ratings

$150/session

Solution oriented
Warm
Empowering

Specialties

Addiction
Anxiety
Depression
+10
I'm Angela Harrington with 10 years please experience in mental health, co-occurring disorders, and substance abuse disorders. My goal in therapy is to elicit change talk, provide positive insight, and motivation to free yourself. When working with clients my structured approach is from cognitive behavioral therapy (CBT) where the individual learns to explore the link between thoughts, feelings, and behaviors.
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Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.