Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 570 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 6/7/2026

$150/session

Intelligent
Solution oriented

Specialties

Grief
Life Transitions
Women's Issues
+10
I am a licensed clinical social worker providing individual and group therapy for adults experiencing relationship challenges, grief and loss, emotional overwhelm and major life transitions. I help clients identify patterns that keep them stuck, strengthen boundaries and build practical coping strategies that support meaningful lasting change. My approach is structured, supportive and nonjudgmental. I offer Christian based counseling as an option for clients who wish to integrate faith into their work.
VirtualAvailable
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$120/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I’m a warm, down-to-earth therapist who believes that feeling safe, understood, and genuinely supported is the foundation for meaningful change. With over 15 years of experience across schools, hospitals, crisis settings, and community-based care, I’ve had the privilege of working with people at many different stages of life—from teens navigating overwhelming emotions to adults facing complex life challenges. My background as both a counselor and school social worker has given me a deep understanding of how early experiences, family dynamics, and life transitions shape who we are. I’ve supported students and families through anxiety, emotional struggles, and difficult situations, and I carry that same patience, empathy, and advocacy into my work with all clients. I’ve also worked in high-intensity environments—including crisis settings, alongside law enforcement, in hospitals, and with veterans, survivors of trauma and domestic violence, and individuals in eating disorder treatment. Because of this, I’m comfortable supporting clients who feel overwhelmed, stuck, or unsure where to start. You don’t have to have everything figured out to begin. In our work together, I focus on creating a space where you can be yourself without fear of judgment. I balance practical tools and coping strategies with deeper exploration, helping you not only manage what you’re going through, but also understand it. My approach is collaborative, supportive, and tailored to you—whether you’re looking for structure, insight, or simply a place to feel heard. Reaching out for therapy can be hard, but you don’t have to do it alone. My goal is to help you feel more grounded, more confident, and more in control of your life.
VirtualAvailable
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$100/session

Open-minded
Direct

Specialties

Anxiety
Depression
Life Transitions
+9
I am a Licensed Clinical Social Worker with a unique educational background in Pre-Pharmacy and Bachelors of Science in Biology. This diverse educational background plays a role in my ability to encompass the mind, body, soul approach during therapy. I look forward to being a supporter in your life journey. I believe taking thoughts captive from the root will change the outcome of your actions.
VirtualAvailable
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$135/session

Intelligent
Authentic
Solution oriented

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable
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$80/session

Authentic
Holistic

Specialties

Anxiety
Coping Skills
Depression
+2
I am a Licensed Clinical Mental Health Counselor (LCMHC) in North Carolina, holding a Master’s degree from the University of North Carolina at Pembroke. With deep roots in community advocacy and foundational experience as a Child Protective Services case manager, I focus on meeting my clients exactly where they are. Throughout my career, I have had the privilege of partnering with a vibrant diversity of populations, including: * Veterans & Families navigating unique stressors, trauma, and major life transitions. * Youth & Pregnant Teens overcoming complex systemic challenges and building resilience. * Individuals from diverse economic and cultural backgrounds seeking a dedicated space to be heard. I view therapy through a culturally sensitive, strengths-based lens. Together, we will honor your unique story and build practical, real-world tools for your long-term emotional wellness.
Available
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Often rebooked

$150/session

Empowering
Open-minded
Solution oriented

Specialties

Coping Skills
Life Transitions
Self Esteem
+3
Hello! I’m a Licensed Clinical Mental Health Counselor (LCMHC). I received my Masters from North Carolina Central University. I am not only passionate about mental health, but overall wellness. I work from a holistic perspective while also utilizing interventions from cognitive behavioral therapy and expressive arts therapy. I believe in a collaborative approach and that clients are the experts of their lives.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering

Specialties

Depression
Mood Disorders
Self Esteem
+8
I’m really glad you found your way here. I support individuals who feel overwhelmed, stuck, or emotionally drained and are seeking a space to slow down and be themselves without judgment. My goal is to help you feel lighter, gain clarity, and take meaningful steps toward a more balanced, fulfilling, and authentic life at your own pace. with confidence and self-trust.
VirtualAvailable
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$110/session

Authentic
Open-minded
Solution oriented

Specialties

ADHD
Anxiety
Coping Skills
+9
I am a fully licensed clinical social worker with nearly 10 years of experience in the field. I am currently licensed in two states. My experience varies from therapeutic mentor, supervisor for other LCSW, and one on one with persons served as a therapist/clinician. My approach is strength-based and person-centered. I work with ages from 6 and up with a focus on adolescents, teens, and adults.
VirtualAvailable
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Often rebooked

$140/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+5
Hi! I'm a Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina. I received my Masters from Gardner-Webb University and have been practicing for 10 years. I help young adults and children struggling with career/school stress as well as feeling stuck in a life. All the pressures we have today lead to melancholy and burnout. Lets work together to help you become the best version of yourself so you can feel peace and contentment.
VirtualAvailable
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$100/session

Authentic
Humorous

Specialties

Anxiety
Depression
Grief
+5
We all need a space to battle our frustrations, stressors, and anxieties. We all have our 'mess.' Don't let your mess control your life. I create a supportive environment where you can explore challenges and work toward the changes you want to see. A dedicated clinical therapist/social worker with experience across various age groups. Utilizing Cognitive Behavioral Therapy (CBT), solution-focused techniques, and a strengths-based approach, I empower clients to navigate challenges, build resilience, and achieve personal growth. Passionate about fostering a supportive and collaborative therapeutic environment tailored to each individual's needs.
VirtualAvailable
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$103/session

Authentic
Warm
Solution oriented

Specialties

Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
VirtualAvailable
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$100/session

Empowering
Authentic
Warm

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+3
My name is Mark Lattimore Jr., and I am a Licensed Clinical Mental Health Counselor and Licensed Clinical Addiction Specialist. I serve youth, adults, and families who are navigating trauma, grief, life transitions, and emotional challenges. My goal is to provide a safe space where clients can heal, discover their strengths, and move forward with greater hope, clarity, and resilience.
VirtualAvailable
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New to Grow

$100/session

Specialties

Military/Veterans
Life Transitions
My name is Chris; I am a 42-year-old Veteran and Licensed Clinical Social Worker/ Licensed Clinical Addictions Specialist. I have been working mainly with populations with trauma, Severe-Persistent Mental Illness, Veterans, LGBTQ+, and those in Recovery (Struggling with Addiction). After having my son, I felt a calling to try and support others with this new transition in their lives. Using my mistakes, successes, and educational background to help guide them.
VirtualAvailable
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$175/session

Authentic
Open-minded
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+9
I’m Joshua Robinson, a licensed therapist dedicated to helping adults navigate the complexities of anxiety, depression, life transition, and family challenges. I take a holistic approach to therapy, integrating evidence-based techniques to support your journey toward healing and self-discovery. I work with individuals who feel trapped by past experiences, struggling to set boundaries, or seeking clarity in their relationships. Whether you’re dealing with childhood wounds, toxic family dynamics, or the emotional toll of breaking free from unhealthy patterns, I provide a compassionate, structured space to help you process, heal, and move forward.
VirtualAvailable
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Often rebooked

$150/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Life Transitions
Women's Issues
+1
Life can feel overwhelming at times. I am a Licensed Clinical Social Worker with over 7 years of experience working with adults experiencing anxiety, depression, relationship challenges, life transitions, and women navigating perimenopause. I support clients in developing emotional regulation skills and practical strategies to manage everyday challenges, with a focus on feeling more in control and confident in daily life.
VirtualAvailable
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$100/session

Authentic
Warm
Open-minded

Specialties

ADHD
Anxiety
Depression
+3
Howdy! My name is Russell and I look forward to meeting you and working together! Taking the step to seek out therapy services can be the biggest hurdle to overcome, yet here you are. You made it! Even exploring options for therapy demonstrates the motivation that you have for positive change in your life. I enjoy taking a collaborative approach to working with all of my clients because you are the expert in your own life and know yourself the best. I am here as a support while you discover more about yourself. I am a LCMHC (Licensed Clinical Mental Health Counselor) with the state of North Carolina. I have a background working with various ages and demographics in a variety of settings. This includes children aged 6+ to pre-teens, adolescents, adults, families, and couples. I have worked in inpatient hospital settings, assisted with Intensive In-Home services for at-risk youth and their families, as well as with clients in traditional office-based environments providing outpatient therapy. My clinical expertise and the most frequent concerns that I help clients with are anxiety, depression, ADHD, anger management, relationship issues, family issues, and phase of life concerns. I tend to naturally gravitate toward adolescents who are struggling with navigating their lives, however, I enjoy working with all individuals regardless of age or background since life is a struggle for all of us. I tend to take a laid-back, relaxed (but professional) stance when working with clients to make the therapeutic process as welcoming and comfortable as possible!
VirtualAvailable
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$150/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+7
Hi, I'm glad you’re here. I’m Liz Sullivan, and I specialize in helping stressed out, busy achievers find their joy in life, and gain control over stress, anxiety and overthinking. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but often feel stressed, frustrated and lonely. Everything is on their to-do list (except themselves), and they are realizing they want things to be different. It's possible to let go of your stressors, feel relaxed, enjoy your relationships, and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.
VirtualAvailable
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$120/session

Authentic
Warm
Solution oriented

Specialties

First Responders/Healthcare Workers
High Clinical Acuity
Military/Veterans
+9
Hello, I'm a counselor with a background in Forensic Psychology, having worked in the field since 2004. I have the privilege of serving a diverse range of clients from various ethnicities, racial backgrounds, and socioeconomic classes. My approach is non-judgmental, patient, and easy-going, creating a safe space where you can feel heard and understood. With many years of experience working in correctional settings, particularly with individuals in acute crisis, I am passionate about helping you navigate challenges, find solutions, and work towards lasting positive change. My goal is to empower you to take control of your well-being and move forward with confidence.
VirtualAvailable
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$100/session

Authentic
Empowering
Direct

Specialties

Grief
Women's Issues
Career Counseling
+5
I am a solution-focused and cognitive behavioral therapist, focusing on problem-solving and cognitive reframing. My goal is to empower my patients. My other specialties in working with patients, include training in Dialectical Behavior Therapy (DBT), Mindfulness techniques, meditation, relaxation, bibliotherapy, music therapy, spiritual counseling, and many more eclectic techniques. Treatment plans are developed with flexibility and care towards a patient’s individual needs and expectations for therapeutic services.
VirtualAvailable
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Often rebooked

$105/session

Authentic
Empowering
Warm

Specialties

Anxiety
Depression
Life Transitions
+7
I’m a Licensed Counselor with several years of experience supporting teens, young adults, and adults experiencing anxiety, life transitions, interpersonal difficulties, and the lasting impact of past experiences. I work especially well with individuals who feel overwhelmed, stuck, or disconnected, even when they appear to be functioning well on the outside. Many of the people I work with are looking for greater clarity, confidence, and direction in their lives. My goal is to create a space where you can slow down, make sense of what you're carrying, and better understand yourself without judgment. Together, we'll explore the patterns, experiences, and relationships that have shaped you while working toward meaningful changes that help you feel more grounded, connected, and aligned in your daily life.
VirtualAvailable
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$130/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Depression
Life Transitions
+7
Hello there, I'm Heather. Are you experiencing anxiety, depression, or difficulty adjusting to life transitions? Are you noticing that things are overwhelming and more difficult to cope with because of the many stressors in life? Do you feel that you worry too much, are not good enough, or feel like you're stuck? Do you feel like you are all alone, that you have no one who really listens, understands you, or can relate to what you are going through? Well look no further because I specialize in alleviating anxiety, managing and overcoming depression, and adjusting to life transitions (such as parenting, relationship challenges, experiencing an empty nest, health issues, job loss, divorce, death of a loved one, or retirement.) It's a common experience to face these life challenges, but when those issues start to take over your life, it's time to get the support you need by working through this with a counselor so you can live a more fulfilling life. I am a Licensed Clinical Social Worker (LCSW) based in North Carolina, licensed to see clients in North Carolina working virtually, and I'm also licensed in California. I received my Masters from San Diego State University and have been practicing clinical social work for 21 years. I enjoy working with individual adults who are struggling navigating the stressors in life, and we would work together to get you unstuck as soon as possible so you can live a better life, on your own terms. You are brave and have made an important step in the change process just by being here.
VirtualAvailable
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$125/session

Authentic
Warm
Empowering

Specialties

Anxiety
Coping Skills
Depression
I am licensed in North Carolina with 14 years of professional work experience. I have experience in helping clients with stress and anxiety, trauma and abuse, motivation, self-esteem, confidence, & depression. I believe that you are the expert on your story and that you have many strengths that will assist you in overcoming things that challenge you. Taking the first step to sign up for therapy can take courage, and I am proud of you for getting started!
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New to Grow

$125/session

Specialties

Anxiety
Couples Counseling
Depression
+8
Hi! I’m a Licensed Clinical Social Worker, and I’ve worked with individuals, couples and families for 26 years. My passion is supporting individuals and couples who feel stuck in patterns of stress, anxiety, relationship conflict, or life transitions and come to therapy to understand what’s driving their challenges—and want healthier coping and communication. I help clients move forward by creating a safe, nonjudgmental space, identifying root patterns, and building practical skills for everyday life. Together, we can work toward goals and sustainable change. I use a combination of Internal Family Systems/Relational Life Therapy. Both are very similar. IFS”s approach is “Let’s meet the parts inside and help them unhook from extreme roles.” RLT’s is “Let’s understand how relational patterns shape the self—and shift them toward healthier ways of relating and feeling.” Currently in RLT Certification for couples work I love building genuine rapport with clients and believe therapy can also be a place to share a good laugh(if appropriate). Therapy can be place of learning/healing and also a place to not take ourselves so seriously.
Available
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Often rebooked

$100/session

Warm
Authentic
Empowering

Specialties

Domestic Violence
Sexual Abuse
Trauma and PTSD
+8
I am a licensed clinical social worker (LCSW) located in northeastern North Carolina. I have 27 years of experience in the field as a clinical social worker and clinical and administrative supervisor. My experience is primarily in domestic violence, sexual assault, trauma, crisis intervention, grief, loss, major life transitions, chronic health problems, anxiety and depression. My clinical work has centered on providing trauma-based therapy to individuals impacted by complex trauma and PTSD. I use a trauma-informed lens in all aspects of care, helping clients stabilize, develop coping strategies and process traumatic experiences at a pace that feels safe. I draw on evidence-based approaches to guide recovery while empowering clients to regain control over their narratives and lives.
VirtualAvailable
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$140/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Depression
Women's Issues
+10
Hi ! I’m Brittany , a licensed therapist passionate about supporting women and girls ages 16 and older as they navigate life’s challenges. I specialize in helping clients explore issues related to identity, self-esteem, relationships, and past trauma. I believe therapy is a journey of self-discovery and growth. Together, we explore patterns and experiences that may have shaped you, not to dwell in the past, but to gain clarity and build skills for healthier, more fulfilling relationships with yourself and others. My goal is to empower clients to release what no longer serves them, reconnect with their authentic selves, and move toward greater confidence, balance, and emotional well-being. Whether you’re seeking support for navigating a life transition, strengthening self-esteem, or healing from past trauma, my practice offers a gentle and structured approach tailored to your unique needs. I am committed to walking alongside you in a space that fosters understanding, personal growth, and meaningful change.
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Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.