Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 558 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 9/20/2026

$150/session

Solution oriented
Authentic
Direct
Specialties
Life Transitions
Self Esteem
Trauma and PTSD
+10
Hi, I’m Joe. I’ve worked in the mental health field for 27 years across substance use treatment, outpatient care, and hospital settings. I’ve supported individuals and families through crisis, transition, and long-term growth. I work well with young adults, adults, and families who are navigating stress, trauma, anxiety, depression, substance use, or major life changes. I also have extensive experience working with men who may struggle to express emotions directly and instead feel stuck in withdrawal, irritability, or self-doubt. As a veteran, I understand the mindset and pressures that can come with military life. Across all of my work, I aim to provide a grounded, steady presence where honesty, insight, and meaningful change can take place.
VirtualAvailable

$300/session

Authentic
Empowering
Warm
Specialties
Couples Counseling
Parenting
Sex Therapy
+10
I'm Dr. Ehsan Adib Shabahang, founder of AtReef Therapy PLLC and a Licensed Mental Health Counselor (LMHC) and National Certified Counselor based in Cambridge, Massachusetts. I hold a PhD in Psychology with a concentration in social psychology and a master's degree in Clinical Mental Health Counseling. My practice provides integrative, depth-oriented therapy for couples and individuals, conducted entirely through secure telehealth. I work most often with high-achieving adults and couples who function well professionally but find themselves facing patterns that intelligence, success, or effort alone have not resolved: recurring conflict, emotional distance, perfectionism, burnout, anxiety, and questions about identity, meaning, and direction. My clinical approach draws on relational and depth psychology, Jungian psychology, Cognitive Behavioral Therapy, Dialectical Behavior Therapy, and Gottman Method Couples Therapy, integrated according to each client's needs rather than applied as a fixed protocol. I am also the developer of Self-Reflective Relationship Therapy (SRRT), a research-informed framework that emphasizes self-reflection, emotional responsibility, and translating insight into real behavioral change. Therapy with me is not only about understanding why a pattern exists. Insight matters, but it is not the goal on its own. I focus equally on what changes in your communication, boundaries, emotional regulation, and decisions once that understanding is in place. I see couples working through betrayal, disconnection, and recurring cycles of conflict, and I see individuals navigating anxiety, burnout, identity transitions, and the gap between a capable public self and a more uncertain private one. I also bring particular attention to intercultural relationships and cross-cultural identity, informed by my own doctoral research and background working across cultures. If you are looking for a therapist who will engage directly, take your patterns seriously, and hold you accountable to real change rather than surface-level coping strategies, I would be glad to work with you.
VirtualAvailable

$85/session

Warm
Authentic
Direct
Specialties
Addiction
Anxiety
Depression
+9
I am a Licensed Professional Counselor in SC, PA, TN, and NC. I specialize in helping clients and family members with addiction issues, Obsessive Compulsive Disorder, and PTSD. I also assist clients experiencing anxiety, depression, grief and loss, and can provide relationship and couples counseling as well. I have been practicing for over 10 years and have an empathetic and passionate approach. I love working with all ages however age 10 and above appears to work well for online therapy.
VirtualAvailable

Often rebooked

$150/session

Authentic
Empowering
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+13
Do you struggle with feeling disconnected from yourself and/or others? Do you feel like your life could be more fulfilled? Life entails wins, successes, accomplishments, ups and downs, transitions, unexpected events, detours, stumbling blocks, and so much more. My passion is boosting your self-efficacy, meanwhile, helping you to identify and implement new perspectives and practices to transform and start living a better life. It might mean learning to set boundaries, working through a loss, coping with life transition(s), altering your thinking process, and changing behavior(s) and patterns that are keeping you stuck. Regardless of what it is, my goal is to normalize prioritizing your self-care, improve your coping capacity, build resilience, and increase your self-awareness.
VirtualAvailable

New to Grow

$100/session

Specialties
Addiction / Substance Use
Anxiety
Personality Disorders
+10
Are you feeling overwhelmed by anxiety, struggling with your mood, or finding yourself relying on substances or unhealthy coping strategies just to get through the day? Maybe you’re navigating a difficult life transition, struggling with intense emotions or relationships, or simply feel stuck and unsure how to move forward. Whatever brought you here, you don’t have to figure it out alone. Hi, I’m Lauren Mintz, and I would be honored to be your therapist. My goal is to provide a space where you feel understood, accepted, and comfortable being yourself—without judgment. I have been a therapist for five years and previously worked as a social worker for five years. I have experience working with children, adolescents, and adults across a wide range of concerns, including anxiety, depression, mood disorders, substance use, trauma, emotional regulation, self-esteem, and life transitions. I am also a Licensed Clinical Addiction Specialist (LCAS), which allows me to support individuals navigating substance use and recovery, including when substance use and mental health concerns overlap. I especially enjoy working with people who feel like their emotions are difficult to manage, who struggle with patterns that seem hard to break, or who have been told they are “too emotional,” “too much,” or simply need to try harder. I believe there is usually a reason behind the ways we cope, and understanding those patterns can be the beginning of meaningful change.
Available

$105/session

Authentic
Solution oriented
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+8
Hi, I’m Kendrick Burden, a Licensed Clinical Social Worker passionate about helping people reconnect with their truest selves. I work with individuals who are navigating trauma, anxiety, depression, and high-pressure transitions, especially when life feels heavy or unclear. Whether you're processing loss, healing from old wounds, or realigning with who you were created to be, therapy is a space to pause, reflect, and move forward with intention. My approach blends evidence-based tools such as EMDR, CBT, and ACT with compassionate, faith-based support when desired. Together, we’ll identify what’s been holding you back and chart a new path grounded in your values and strengths. My hope is to help you feel more anchored, more empowered, and more at peace with the life you’re creating.
VirtualAvailable

New to Grow

$110/session

Specialties
Anxiety
Attachment Issues
Depression
I’m Kimberly Bryce, a Licensed Clinical Social Worker and founder of Bloom Therapy and Wellness. I have five years of experience in mental and behavioral health, providing therapy since 2023. I work with people who feel overwhelmed, disconnected, or caught in patterns they’re ready to change. My style is warm, direct, and collaborative. I ask thoughtful questions, help you connect the dots, and work with you to find practical ways forward. Cultural responsiveness is central to my approach, with space for your identity, background, and lived experiences throughout our work together.
Available

Often rebooked

$105/session

Authentic
Solution oriented
Warm
Specialties
Anxiety
Depression
Women's Issues
+10
As a licensed clinical mental health counselor, I've spent years helping individuals find their way through life's ups and downs. Whether you're struggling with anxiety, navigating a difficult relationship, or simply need someone to talk to, I'm here to listen without judgment. I believe in the power of human connection and the ability to heal. Together, we'll explore your unique story and work towards a brighter future.
VirtualAvailable

$140/session

Direct
Authentic
Warm
Specialties
Anxiety
Depression
Family Conflict
+10
I am a Licensed Clinical Social Worker and have been providing mental health therapy for 30 years. I offer a supportive, empathic ,safe environment for clients to explore issues they are dealing with. I am experienced in working with diverse populations including adults, adolescents, families, and couples. I find that helping people develop successful communication skills is a common theme across almost all client situations. Building on client strengths helps people address issues and create coping skills. My approach is individualized to the persons unique characteristics.
Available

New to Grow

$120/session

Specialties
Anxiety
Depression
Life Transitions
+7
Hi! I am an LCSW with 4 years of experience. I received my Bachelor of Social Work degree from Mars Hill University in 2021. I earned my Master of Social Work degree with a focus in clinical social work from East Tennessee State University in 2022. I have worked in variety of settings including private practice and agencies.
Available

New to Grow

$120/session

Specialties
Anxiety
Life Transitions
Self Esteem
+8
I’m a licensed clinical social worker offering virtual therapy for teens 16+ and adults who want to understand themselves more deeply and grow into their best selves. My practice is grounded in trauma‑informed care, emotional safety, and practical tools that help clients navigate anxiety, stress, relationship challenges, and major life transitions. I believe therapy should feel like a supportive conversation where you can slow down, breathe, and explore what’s happening beneath the surface without judgment or pressure. Many of my clients come to me during moments of change such as starting college, shifting relationships, navigating identity, or trying to break patterns or generational trauma. Together, we look at what’s working, what’s not, and what needs to be strengthened so you can move forward with clarity and confidence. I use a blend of evidence‑based approaches, creative strategies, and real‑world skill building to help you understand your emotions, communicate more effectively, and create healthier boundaries. My style is warm, collaborative, and down‑to‑earth. I’m not here to “fix” you!! I’m here to help you reconnect with the parts of yourself that already know how to grow. Therapy with me is a space where you can be honest, explore new perspectives, and learn tools that support long‑term change. Whether you’re dealing with anxiety, burnout, relationship concerns, trauma, or simply feeling stuck, we’ll work together to help you become the version of yourself you’ve been trying to reach.
Available

$100/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Depression
Trauma and PTSD
+10
As a Licensed Clinical Social Worker (LCSW), I provide individual therapy sessions via telehealth. I obtained my Master’s Degree in 2017 from the University of North Carolina at Charlotte and have been practicing as a therapist for nine years. My areas of expertise include working with adolescents and adults who are experiencing anxiety, depression, trauma, and ADHD. Additionally, I assist clients who are grappling with relationship difficulties, academic and career pressures, insomnia, attachment issues, and other challenges. I am also an advocate who enjoys working with diverse populations and communities, including LGBTQ individuals, single parents, and minority groups.
VirtualAvailable

New to Grow

$165/session

Empowering
Humorous
Intelligent
Specialties
Anxiety
Chronic Illness
Obsessive-Compulsive (OCD)
Welcome! I have been a therapist for over 15 years, I work with adults 18+, and I specialize in chronic pain/illness, anxiety, and am trained in providing ERP for OCD. If the following sounds like you, lets chat: Having thoughts loop over and over again and running through worst case scenarios? Coping skills not working and struggling with mental or physical compulsions trying to ease that high fear and distress, only to find it's not really working? Suffering from chronic illness or pain and feeling depressed/anxious, and wondering how you’re going to adapt to your new life?
Available

New to Grow

$125/session

Specialties
Anxiety
High Clinical Acuity
Trauma and PTSD
+10
Hi, I’m Jonny. I’ve been practicing as a clinician in Western North Carolina since 2016, beginning in community mental health with children and families before transitioning to private practice with adults. That background shaped my core belief that mental healthcare should be accessible, humane, and deeply personal. In my practice, I offer a warm, collaborative space where we balance practical, incremental steps with your bigger-picture goals for meaningful growth. I’d love to connect and talk about what we can accomplish together.
Available

$100/session

Authentic
Warm
Empowering
Specialties
Anxiety
Life Transitions
Self Esteem
+10
Hello, there! I'm a licensed clinical social worker (LCSW) raised in the Piedmont region of North Carolina and have been supporting clients in the area since 2021. Outside of private practice I volunteer as a crisis counselor and victim's advocate. Outside of my work, I’m deeply committed to my own spiritual growth as a way to expand compassion, lessen suffering, and hold space for others on their path to peace. I find renewal in nature, often through hiking, camping, or simply being outdoors, and value time spent with loved ones and giving back to my community. This personal grounding helps me show up with presence and care, and I welcome those who feel drawn to reach out.
VirtualAvailable

New to Grow

$120/session

Specialties
Anxiety
Burnout
Life Transitions
+1
I have over 20 years of experience. My MA in Marriage and Family Therapy and a Certificate in Expressive Arts Therapy. I am a Licensed Clinical Marriage and Family Therapist (LCMFT) and a Board Certified-TeleMental Health Provider (BC-TMH). I provide online therapy thru live video conferencing to clinically appropriate residents of Maryland, North Carolina, Nevada, New Jersey, and District of Columbia.
Available

$125/session

Solution oriented
Empowering
Humorous
Specialties
LGBTQ
Self Esteem
Trauma and PTSD
+8
Let’s not sugar coat it! Starting therapy can feel like a HUGE, exciting and terrifying step forward. Let’s not focus on the mountain, let’s focus on what’s right in front of you! You don't have to have it all together, nor do you have to navigate life’s challenges alone. I’m Perleen Daroowalla and I aim to create a safe space where we can be straightforward and honest with each other while working through life’s challenges. I model the same honesty, accountability, and responsibility that I encourage in my clients. Therapy begins with where you are now, factors in where you have been, and builds a plan for where you want to go. You are the expert on your life! The therapeutic relationship is a collaborative process. Together, we will create an individualized plan based off where you want your life to be in a month, 6 months, and/or a year from now. I offer creative and realistic strategies to assist you in tackling life’s challenges. You'll leave sessions with skills you can actively use to accomplish your goals.
VirtualAvailable

$120/session

Warm
Authentic
Open-minded
Specialties
ADHD
Life Transitions
Trauma and PTSD
+10
I’m a warm, down-to-earth therapist with more than 15 years of experience helping people navigate anxiety, trauma, relationship challenges, major life transitions, grief, burnout, emotional overwhelm, and the seasons of life when everything simply feels like a lot. My background is a little different from the traditional therapy path. I’ve worked in schools, community mental health, and crisis intervention settings. I’ve supported veterans, first responders, survivors of trauma and abuse, neurodivergent individuals, parents, professionals, and people facing some of life’s hardest moments. These experiences have taught me how to stay grounded when things feel chaotic and why it’s so important to see the whole person - not simply a diagnosis or list of symptoms. My style is conversational, collaborative, and practical. I’ll give you space to process, but I’m not a therapist who simply nods and asks, “How does that make you feel?” We’ll get curious about patterns, relationships, boundaries, past experiences, and the things that keep showing up in your life. We’ll explore where those patterns came from, how they affect you now, and what you may want to change. I believe insight is only part of the work. Together, we’ll develop practical strategies you can use outside of therapy to manage anxiety, regulate emotions, improve communication, strengthen relationships, establish boundaries, and navigate difficult seasons. You don’t need to know exactly what you need from therapy before you begin. Sometimes it starts with simply recognizing that something isn’t working anymore. My role isn’t to tell you how to live your life - it’s to help you understand yourself more clearly, build skills and confidence, and create meaningful change.
VirtualAvailable

$235/session

Warm
Direct
Open-minded
Specialties
Coping Skills
Family Conflict
Family Therapy
Hi, I'm Felicia N. Holman-Reid! Thank you for considering sharing your journey with me. Starting counseling can be stressful, but hopefully we can start this process together, getting you to a better place mentally. I received a Bachelor of Science in Experimental Psychology from University of South Carolina-Spartanburg (Upstate)-2002 & Master of Arts in Counseling w/Mental Health emphasis from Webster University-2007. Also, I've received training in mediation & conflict resolution for about 11 years.
Available

Often rebooked

$120/session

Authentic
Warm
Empowering
Specialties
ADHD
Anxiety
Women's Issues
+9
Hi, My name is Kristel. I am an LCSW who provides talk therapy via Telehealth. I am a multifaceted individual with diverse life experiences that inform my perspective. As a former military brat and spouse, I've intimately understood the complexities of life's transitions. My journey has taken me from being a young wife to mature single and dating, stay-at-home mom to working mom, anxious new parent to accepting mother of teens, rule follower to empowered, scarcity mindset to abundance mindset, employee to entrepreneur, stuck to the growth mindset, financially insecure to thriving, trauma victim to survivor, neuro-ambiguous to neurodivergent, granting me a unique appreciation for all the roles I have experienced in my life. I'm a devoted mother of two children, and my path has been marked by significant challenges, including the struggle with infertility and profound grief. I proudly identify as a feminist and supporter of the BIPOC and LGBTQ+ community. These aspects of my identity deeply influence my approach to life and work. With a background in working with families, individuals, and children, I bring a wealth of experience. My personal journey has shaped my empathetic, compassionate, and inclusive perspective, which I offer as a source of support and understanding to those I work with.
VirtualAvailable

$225/session

Intelligent
Solution oriented
Direct
Specialties
Couples Counseling
Family Conflict
Family Therapy
+10
I am a Licensed Psychologist with nearly 15 years of experience. My specialty is providing compassionate and non-judgmental couples therapy and family therapy. I support to couples, families, children, adolescents, and young adults facing moderate to severe symptoms. I work particularly well with families and couples struggling when one member is dealing with or recovering from addiction - particularly adolescents and young adults. My approach is centered on fostering a safe environment for all clients where they can explore their challenges and work towards meaningful solutions. I utilize an integrative approach to therapy, with a more directive approach when working with couples and families.
VirtualAvailable

Often rebooked

$115/session

Authentic
Empowering
Warm
Specialties
Anxiety
Depression
Self Esteem
+4
I’m a Licensed Counselor with several years of experience supporting late-teens, young adults, and adults experiencing anxiety, life transitions, interpersonal difficulties, and the lasting impact of past experiences. I work especially well with individuals who feel overwhelmed, stuck, or disconnected, even when they appear to be functioning well on the outside. Many of the people I work with are looking for greater clarity, confidence, and direction in their lives. My goal is to create a space where you can slow down, make sense of what you're carrying, and better understand yourself without judgment. Together, we'll explore the patterns, experiences, and relationships that have shaped you while working toward meaningful changes that help you feel more grounded, connected, and aligned in your daily life.
VirtualAvailable

$125/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Men's Issues
+14
Hi! My name is Jay and through personalized treatment, I help individuals access authentic emotional awareness and guide them toward true healing, I am a licensed clinical social worker and therapist who has been providing mental health services directly to people for over 20 years. In addition, I was working in the mental health field for 3 years before earning my Masters's Degree in Social Work, making it 27 years in the profession of directly helping others. I have worked successfully with clients of all ages who presented with a wide range of challenges, including depression, anxiety, behavioral disorders, stress, ADHD, relationship issues, struggles with parenting, substance use and abuse, career and job issues as well as survivors of trauma such as abuse and neglect. My therapy style tends to be warm, supportive, flexible, relaxed and can easily be adaptable to whatever you feel is important to you. I treat everyone with the utmost respect and consider myself to be very compassionate towards others. My approach tends to be eclectic and is a blend of several styles, including cognitive behavioral therapy, motivational interviewing, humanism, strengths-based and mindfulness, with unconditional support serving as the common foundation. I know that it takes courage and strength to look inwards and consider making a shift in any part of your life and I appreciate your willingness to do so, and it's important to know that you do not have to do it alone. I would welcome and greatly appreciate the opportunity to help you meet your specific needs and improve your life experience. I look forward to meeting and working with you!
VirtualAvailable

New to Grow

$150/session

Specialties
Anxiety
Depression
Trauma and PTSD
+5
I love love, and I love helping people to heal. Understanding healing occurs on all levels, I've dedicated myself for the last 23 years to being a vessel to help people navigate those levels and find their peace. My calling is to help heal the minds and souls of people so they can manifest their greater and higher selves. Whether it was through the books I've written, my former vegan catering company, practicing as a doula or navigating spaces as a licensed clinical social worker, I've always understood the assignment of helping folks recognize they have the power within themselves to heal.
Available

$90/session

Warm
Authentic
Solution oriented
Specialties
Addiction
Anxiety
Depression
+7
I am a Licensed Clinical Social Worker in North Carolina with 10 years of counseling experience. I received my Master's Degree in Social Work from the University of North Carolina at Chapel Hill and have spent many years working in community behavioral health. My training and my work have shaped me into a clinician that understands a person's environment is as important as their mindset. You will find me to be supportive and an advocate for my clients complete health.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.