Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 566 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 4/22/2026

$90/session

Authentic
Warm

Specialties

Addiction
Bipolar Disorder
Depression
+5
I am a Clinical Mental Health Counselor and have been in the Mental Health field for almost 10 years. I am also an Addiction Specialist Associate. I have experience working with clients of all ages and are from diverse backgrounds. My approach to counseling is to listen with empathy, to empower, and to be solution oriented and supportive while assisting you with your goals.
VirtualAvailable
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New to Grow

$200/session

Specialties

Life Transitions
Self Esteem
Women's Issues
+5
Therapy is the most effective when you feel genuinely connected to the person walking along side you. I take pride in meeting clients where they are, no matter the chapter of life they’re in. I strive to offer both stability and flexibility, recognizing that the world can feel overwhelming at times, but together, we can make it feel more manageable.
VirtualAvailable
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$150/session

Authentic
Challenging
Intelligent

Specialties

Anxiety
Depression
Family Conflict
+5
I am a Licensed Professional Counselor (LPC) in the states of North and South Carolina. I graduated from Liberty University in 2013. My approach to counseling is very eclectic and person-centered. I have experience in the utilization of Cognitive Behavior Therapy (CBT), Family Therapy (FT), Emotional Freedom Techniques (EFT), and I also assist clients with implementing forms of meditation into their daily lifestyle. I aim to empower each person I am allowed to serve, and to assist them with understanding that each person can heal, cope, and/or adapt despite life's challenges. The power to create change is within each one of us, and my job is to assist you with that process.
VirtualAvailable
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$100/session

Warm
Authentic
Direct

Specialties

ADHD
Anxiety
Family Conflict
+4
My name is Maggie Carswell, Licensed Clinical Social Worker. I have been in the therapeutic field since 2018. With a passion for promoting realistic goals and achievements, I am looking forward to working with clients to assist them in progressing towards positive change in their life while creating a transparent space that is free from judgement. We will work together to create trust, empowerment, build self confidence, and learn practical tools that can be used to assist in navigating the complexities of life.
VirtualAvailable
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New to Grow

$140/session

Specialties

Anxiety
Couples Counseling
Family Conflict
I'm Redonno Carmon, a Licensed Marriage and Family Therapist who specializes in working with couples. I help partners who want to feel connected again but find themselves buried under arguments, silence, or mistrust. I guide couples through the sometimes difficult, but often rewarding, process of understanding the patterns behind their disconnection so they can rebuild trust, improve communication, and reconnect. I also work with individuals navigating relationship challenges or looking to better understand themselves and their relationship patterns.
VirtualAvailable
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New to Grow

$90/session

Specialties

Addiction
First Responders/Healthcare Workers
Trauma and PTSD
+10
I bring humor into therapy when it fits, but what really drives my work is curiosity. I like helping people slow down, look at what is going on beneath the surface and understand why they keep running into the same problems. Together, we look at patterns, experiences and habits that may be shaping the problems that brought them in. I use evidence-based approaches to help clients build insight, make practical changes and move toward the life they want.
VirtualAvailable
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New to Grow

$100/session

Specialties

Military/Veterans
Life Transitions
My name is Chris; I am a 42-year-old Veteran and Licensed Clinical Social Worker/ Licensed Clinical Addictions Specialist. I have been working mainly with populations with trauma, Severe-Persistent Mental Illness, Veterans, LGBTQ+, and those in Recovery (Struggling with Addiction). After having my son, I felt a calling to try and support others with this new transition in their lives. Using my mistakes, successes, and educational background to help guide them.
VirtualAvailable
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$120/session

Warm
Authentic
Empowering

Specialties

Family Conflict
Life Transitions
Women's Issues
+10
I'm a laid-back, compassionate therapist who takes the time to really get to know you, your story, values, and what feels important right now. I create a space where you can talk openly without judgment, and we move at your pace. I pull from different therapeutic tools depending on what fits best for you, and together we determine what helps you feel supported and move toward the life you want. I help individuals (ages 11+) and couples navigate anxiety, depression, stress, self-esteem, and life or relationship challenges with compassionate, person-centered, and evidence-based support. Whether you're facing life changes or seeking emotional resilience, I provide a safe space and practical tools to foster growth, clarity, and lasting well-being. Taking the first step toward gaining support can feel daunting, but you’re not alone. Together, we can explore ways to build resilience and gain clarity, helping you move forward with confidence.
VirtualAvailable
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$90/session

Authentic
Empowering
Intelligent

Specialties

Anxiety
Child or Adolescent
Depression
+10
Greetings to all of you. My name is Jameion B. Fowler. I'm so happy to be able to work with a variety of different populations throughout my career. These include Mental Health, Substance Abuse and work with Children and families. I am currently working as a Licensed Clinical Social Worker/Therapist. I am currently licensed in North Carolina and South Carolina.
VirtualAvailable
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$165/session

Authentic
Solution oriented
Direct

Specialties

Anxiety
Couples Counseling
Grief
+7
Hello-My name is Richard (Rick) Lally. I graduated with a master's degree in clinical psychology from Connecticut College and have been working in behavioral health for 25 years. I also have been a Licensed Clinical Mental Health Counselor in North Carolina for the past 20 years. I have been able to help individuals from diverse backgrounds with a wide array of issues; depression, grief/loss, stress, anger, relationship distress to name a few. Regardless of whether your need for seeking counseling is one of these matters or something else, please reach out to me and give me the chance to see if I can offer some relief. I welcome the opportunity to meet you.
VirtualAvailable
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$110/session

Authentic
Warm
Open-minded

Specialties

ADHD
Anxiety
Coping Skills
+9
I am a fully licensed clinical social worker with nearly 10 years of experience in the field. I am currently licensed in two states. My experience varies from therapeutic mentor, supervisor for other LCSW, and one on one with persons served as a therapist/clinician. My approach is strength-based and person-centered. I work with ages from 6 and up with a focus on adolescents, teens, and adults.
VirtualAvailable
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$103/session

Authentic
Warm
Solution oriented

Specialties

Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
VirtualAvailable
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$80/session

Warm
Solution oriented
Empowering

Specialties

Anxiety
Family Therapy
Life Transitions
+10
Hi, I'm Debbie Howard, a Licensed Clinical Mental Health Counselor (LCMHC). Reaching out for support takes courage, and I would be honored to walk alongside you! I have 15 years experience helping individuals, families and youth work through challenges such as life transitions, stress, anxiety, depression, relationship issues, and parenting. I also specialize in helping children and teens build resilience, confidence, and coping skills that support lasting change at home and school. My approach is warm, client-centered, and collaborative. I believe therapy should feel empowering, supportive, and tailored to your unique needs and goals. I integrate a variety of evidence-based practices including Cognitive Behavior Therapy(CBT), Alternative Family CBT, Dialectical Behavioral Therapy (DBT), Acceptance & Commitment Therapy (ACT) , mindfulness, trauma-informed care, and solution focused therapy. Together, we'll focus on building self-awareness, resilience, and lasting positive change in a safe, nonjudgmental space.
VirtualAvailable
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$70/session

Authentic
Humorous
Open-minded

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+10
My counseling approach is characterized by a combination of honesty, empathy, and compassion, complemented by a subtle touch of humor. I employ an eclectic counseling approach that encompasses various therapeutic modalities, including Cognitive-Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Play Therapy/Child Centered Play Therapy, Art Therapy, and Solution-Focused therapy. I believe there’s no one-size-fits-all approach to therapy, so I focus on what works best for each person. I’m committed to adjusting my style to fit each client’s unique needs and challenges. In my free time, I live for spending quality moments with my two pups and close friends. Additionally, I relish day trips and attending performances featuring Drag Queens. I look forward to the opportunity to provide you with the support you need on your therapeutic journey.
VirtualAvailable
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$125/session

Warm
Open-minded
Authentic

Specialties

Anxiety
Trauma and PTSD
Women's Issues
I am a compassionate mental health professional with over 13 years of experience who is committed to helping individuals, couples and families navigate life’s challenges with clarity, resilience, and purpose. I bring a strong background in counseling and psychology, with experience supporting clients across a range of concerns including depression, anxiety, stress, life transitions, relationship issues, trauma and emotional regulation.
VirtualAvailable
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$120/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I’m a warm, down-to-earth therapist who believes that feeling safe, understood, and genuinely supported is the foundation for meaningful change. With over 15 years of experience across schools, hospitals, crisis settings, and community-based care, I’ve had the privilege of working with people at many different stages of life—from teens navigating overwhelming emotions to adults facing complex life challenges. My background as both a counselor and school social worker has given me a deep understanding of how early experiences, family dynamics, and life transitions shape who we are. I’ve supported students and families through anxiety, emotional struggles, and difficult situations, and I carry that same patience, empathy, and advocacy into my work with all clients. I’ve also worked in high-intensity environments—including crisis settings, alongside law enforcement, in hospitals, and with veterans, survivors of trauma and domestic violence, and individuals in eating disorder treatment. Because of this, I’m comfortable supporting clients who feel overwhelmed, stuck, or unsure where to start. You don’t have to have everything figured out to begin. In our work together, I focus on creating a space where you can be yourself without fear of judgment. I balance practical tools and coping strategies with deeper exploration, helping you not only manage what you’re going through, but also understand it. My approach is collaborative, supportive, and tailored to you—whether you’re looking for structure, insight, or simply a place to feel heard. Reaching out for therapy can be hard, but you don’t have to do it alone. My goal is to help you feel more grounded, more confident, and more in control of your life.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+10
I’m a Licensed Clinical Mental Health Counselor who works with children, adolescents, and adults navigating anxiety, trauma, and life transitions. I provide a supportive, nonjudgmental space where clients can better understand themselves, build emotional regulation skills, and create meaningful change. My approach is collaborative and trauma-informed, helping clients feel both challenged and supported as they work toward healthier patterns and improved well-being.
VirtualAvailable
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$135/session

Authentic
Intelligent

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable
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Often rebooked

$115/session

Authentic
Open-minded
Warm

Specialties

ADHD
Anxiety
Depression
Hello! My name is Jeff Helms. I am a Licensed Clinical Mental Health Counselor based in North Carolina. Additionally, I am a Licensed Professional Counsellor (LPC) in the state of South Carolina. I received my Masters from the Palm Beach Atlantic University and have been practicing for 10 years. I help adults struggling with depression and anxiety as well as trauma. Additionally I am EMDR trained.
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New to Grow

$100/session

Authentic
Empowering

Specialties

Life Transitions
Parenting
Self Esteem
+6
I got my MA in Dance/Movement Therapy and Clinical Mental Health Counseling in 2009 and have since worked mostly in community mental health. I'm excited to move more fully into working with women in transitional spaces of life looking for support and validation about their desires and next steps. My work with midlife women navigating perimenopause, family life, jobs and older family members has been the most fulfilling work I've ever done. Caring for the caregivers so that they may find the freedom and creativity in their lives to set boundaries, use their voices and make intentional choices based on what they KNOW that they need is the way to set free a group of women who never intended to imprrison themselves in a life they didn't fully consciously choose.
VirtualAvailable
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$150/session

Authentic
Open-minded
Direct

Specialties

Addiction
Anxiety
Depression
+10
"Osiyo" (Hello in Cherokee)! My name is Tishina Carroll. I have been involved in the behavioral health field for over 15 years. A common question I get asked is “Why did you choose to become a therapist”? The answer is easy: I profoundly enjoy helping others to find ways to manage life’s challenges, while also supporting them in developing into the best versions of themselves. I too have struggled with mental health challenges, and I understand the stigma that comes with admitting that you need help. I want my clients to understand that they are not alone in their struggles. I am a licensed clinical social worker, a licensed clinical addictions specialist and a certified clinical supervisor. My areas of expertise include Anxiety Disorders, Bipolar Disorders, Depression, PTSD/ Trauma, Women’s Health, Grief/ Loss and Addiction. I am skilled in Dialectal Behavioral Therapy, Emotional Freedom Technique, Cognitive Behavioral Therapy and Motivational Interviewing. I am an enrolled member of the Eastern Band of Cherokee Indians and am familiar with traditional Native American Practices as well. I understand that meeting a therapist for the first time can be intimidating, scary and maybe even embarrassing. I completely understand! The first few sessions, I like to build rapport. I want to get to know you as a person while also giving you the same space to get to know me as a therapist. Building rapport can help develop that crucial sense of trust.
VirtualAvailable
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$160/session

Warm
Authentic
Direct

Specialties

Grief
Mood Disorders
Trauma and PTSD
+10
Trauma has haunted you for years. It’s left you with nightmares and flashbacks. It’s caused you to distrust others and push them away. It’s made you feel broken and hopeless. You’ve tried everything you can think of to shed the weight of the past. You’ve read the books, tried the life hacks… You may have even talked to a therapist. But now, you’re out of options. Nothing has helped you transition from being a survivor to someone who’s truly alive. And you’re all talked out. No matter how many times you tell your story, nothing changes. The search for relief is exhausting. This might be your last shot at getting help.
VirtualAvailable
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$125/session

Authentic
Warm

Specialties

ADHD
Anxiety
Coping Skills
+2
Lizzie Gutierrez has worked in various careers that have helped mold her into the therapist she is today. She served in the Army, worked for several years as a Licensed Practical nurse in Pediatric clinic, OB/GYN clinic and in Labor and delivery. These experiences has taught Lizzie the true definition of empathy and patience. When Lizzie is working she loves to be on the move. Lizzie loves to run as it helps to clear her mind but also provides time with friends. Lizzie is the mother of 3 boys, has been married for almost 26 years and also has fur babies. On days Lizzie does not want to do anything, she loves to curl up on the couch in the early hours with a book and a good cup of coffee with her fur babies. She also loves to travel with her family when she is able.
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Often rebooked

$120/session

Authentic
Warm
Solution oriented

Specialties

Depression
Obsessive-Compulsive (OCD)
Trauma and PTSD
+7
My name is Anna and I am a Licensed Clinical Mental Health Counselor (LCMHC) and I specialize in Clinical Complex Trauma with children, teens and adults. I have also worked with various mood disorders and helping many through difficult phases in life. I have worked with individuals and families for about 8 years, both online and in private practice. My passion is to help those who have hit a rough patch and need help making their way to the other side. Working with mothers during and after pregnancy has become a passion as I myself am a mother and can provide empathy and insight to these particular experiences.
VirtualAvailable
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$150/session

Empowering
Authentic
Direct

Specialties

Anxiety
Depression
Mood Disorders
+4
Welcome! I am Quarda- Licensed Clinical Social Worker, professional listener, and occasional over-user of sticky notes. I help people untangle the messy parts of life, whether it's anxiety, relationship hiccups, burnout, or just that nagging feeling that something's "off". My style is supportive, down- to-earth, and sprinkled with humor-- because sometimes laughter really is the best medicine (right after actual therapy of course). I use evidence -based techniques and empathy to assist you in making sense of your story and editing it as you may, build resilience, and move forward with purpose. Therapy doesn't have to be stiff or scary-- and if you're ready to do the work (and maybe laugh a little along the way), I'm here for it.
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Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.