Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 558 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 2/20/2026

$100/session

Authentic
Solution oriented
Intelligent

Specialties

Anxiety
Family Conflict
Grief
+4
"No man ever steps in the same river twice, for it's not the same river and he's not the same man." - Heraclitus I love that quote because it reminds me that change is inevitable. I am a Grief and Loss Educator and Counselor specializing in healing loss stemming from broken dreams, broken hearts and broken relationships. From these breaks comes possible depression, anxiety and trauma. I believe that YOU are the expert in your life and my job is to come alongside in helping you discover your inner strength to find peace and meaning in a world that can be opainful and sometimes doesn't make sense. My name is Tedi Newman and I'm from a small town in Northeast Tennessee where I stayed until going to Virginia Tech in Blacksburg, VA. I was able to travel the world with corporate America before discovering a passionate career in counseling in my early 40s. Since getting my Masters in Counseling, I have worked with Women experiencing depression and anxiety, Grief and Trauma, Pet Loss, Domestic Violence, and Foster Care, I would be honored to hold your story for our time together and welcome the opportunity hold space for your story.
VirtualAvailable

Often rebooked

$160/session

Open-minded

Specialties

Addiction
Grief
Trauma and PTSD
+8
Hello, I’m Alaina, LCSW, LCASA, and I’m honored to have the opportunity to work with you. I hold a BA in Organizational Leadership and a Master’s in Social Work from Baylor University. I am trained in CBT, DBT, CPT, substance use, and grief treatment. I bring an evidence-based approach to care while providing a safe, supportive, and non-judgmental space for you to grow and heal.
VirtualAvailable

$175/session

Authentic
Open-minded
Solution oriented

Specialties

Anxiety
Depression
Parenting
+6
Hello, I'm Justin. Have you ever felt overwhelmed by stress and life's complexities? Many do, and it's more common than you might think. Life's challenges can leave us feeling exhausted, anxious, and disconnected. But remember, you're not alone in this journey. As a Licensed Professional Counselor offering virtual therapy in Virginia and North Carolina, my role is to walk with you in creating a safe, empowering space. Together, we'll explore and employ a range of therapeutic techniques tailored to your unique needs. My goal? To help you navigating the intricacies of life and forge meaningful connections — with others and with yourself. In therapy, we uncover the roots of your stress, lighten your emotional load, and find strength in support and understanding. It's about building resilience and rediscovering your inner balance. If you're reading this, you've already taken a brave first step. You recognize the need for change and understand that carrying the burden alone isn't the only way. If you're ready to move forward, to cultivate lasting change and greater self-awareness, I'm here to guide you. Reach out, and let's start this transformative journey together.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$120/session

Specialties

Anxiety
Depression
Post Partum
I am a dedicated mental health clinician with extensive experience using evidence-based approaches such as Cognitive Behavioral Therapy and Acceptance and Commitment Therapy. My practice centers on helping clients increase resilience, develop practical coping strategies, and live more aligned with their values. I bring a collaborative, client-centered style, integrating structured interventions with flexibility to meet each individual’s unique needs. I am passionate about empowering clients to navigate challenges, reduce distress, and create lasting change that supports both well-being and personal growth
VirtualAvailable

$80/session

Solution oriented
Empowering
Warm

Specialties

Coping Skills
Life Transitions
Self Esteem
+3
Hello! I’m a Licensed Clinical Mental Health Counselor (LCMHC). I received my Masters from North Carolina Central University. I am not only passionate about mental health, but overall wellness. I work from a holistic perspective while also utilizing interventions from cognitive behavioral therapy and expressive arts therapy. I believe in a collaborative approach and that clients are the experts of their lives.
VirtualAvailable

$110/session

Open-minded
Warm
Solution oriented

Specialties

Anxiety
Grief
Insomnia/Sleep Issues
+9
Hi there, I'm Jenni! Feeling stuck and frustrated? Struggling to deal with the loss of a loved one? Trying to find balance in your life while coping with chronic illness? Expecting an upcoming change? Not able to sleep or stay on top of things in your life? I am here to help! Therapy cannot be effective if we are not meeting your specific needs and goals. I want to meet you where you are and together identify a path forward. I like to understand you, your values, and your background while also giving you solution-focused interventions you can utilize to make changes. If talking it through without homework is the way you want to go, that is fine too! We are all capable of change and moving forward but sometimes it is the dialogues in our head, relationships, or other factors that are getting in our way. Therapy is a great place to work through those and be more connected with what you value in your life. Let's work together!
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$175/session

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
I am a Licensed Clinical and Mental Health Counselor and work together with the client to peel back the layers of the onion, uncovering client’s suffering and route of healing. Through this journey of exploration clients increase self-awareness and self-love. Growth is part of the journey which requires clients to step outside of comfort, instead engaging in exploration as a path to healing. As a counselor, I journey with the client as expert to increase wellness and authenticity. Suffering is part of the journey, and a path to healing we discover together. Sometimes going through the healing process can be scary, but I am excited to meet you where you are and walk with you to where you want to go.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$125/session

Authentic
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hello! I’m a therapist who helps people navigate the pressures, transitions, and emotional challenges that show up across different seasons of life. Whether you’re feeling weighed down by anxiety or depression, carrying the effects of past experiences, or simply feeling overwhelmed by daily stress, I offer a thoughtful, structured, and supportive approach to help you regain clarity and momentum. My clinical background includes training in fast-paced, high-expectation environments where providing effective, evidence-based care was essential. I completed my graduate training with a strong academic foundation and a rigorous clinical internship focused on delivering high-quality mental health treatment. In my work, I draw from approaches such as Cognitive Behavioral Therapy (CBT), EMDR, motivational interviewing, and mindfulness-based skills to help clients better understand their patterns, build practical coping tools, and move toward meaningful change. All of my experience as a clinician was gained while serving on active duty in the U.S. Army, including work as a Behavioral Health Officer in a high-stress operational setting. While this gave me a deep understanding of performance pressure, burnout, and work-life balance, my approach is not limited to military-specific concerns. The skills I developed translate naturally to working with civilians navigating demanding careers, relationship challenges, and the emotional toll of modern life. Above all, I strive to create a space that feels approachable, collaborative, and grounded—where you can feel comfortable being yourself while doing meaningful work.
VirtualAvailable

$80/session

Warm
Holistic

Specialties

Anxiety
Family Therapy
Life Transitions
+10
Hi, I'm Debbie Howard, a Licensed Clinical Mental Health Counselor (LCMHC). Reaching out for support takes courage, and I would be honored to walk alongside you! I have 15 years experience helping individuals, families and youth work through challenges such as life transitions, stress, anxiety, depression, relationship issues, and parenting. I also specialize in helping children and teens build resilience, confidence, and coping skills that support lasting change at home and school. My approach is warm, client-centered, and collaborative. I believe therapy should feel empowering, supportive, and tailored to your unique needs and goals. I integrate a variety of evidence-based practices including Cognitive Behavior Therapy(CBT), Alternative Family CBT, Dialectical Behavioral Therapy (DBT), Acceptance & Commitment Therapy (ACT) , mindfulness, trauma-informed care, and solution focused therapy. Together, we'll focus on building self-awareness, resilience, and lasting positive change in a safe, nonjudgmental space.
VirtualAvailable

Often rebooked

$115/session

Open-minded
Solution oriented

Specialties

Anxiety
Sexual Abuse
Trauma and PTSD
With 9 years' experience, I help children, teens, adults & families heal from trauma using TF-CBT, AF-CBT & CPT. I offer a safe, supportive space to process pain, build resilience & create lasting change. Whether you're a parent or adult facing the past, we'll work together to move forward with strength & hope. If you’ve experienced trauma like sexual or physical abuse, you’re not alone. Healing is possible, and you don’t have to do it alone. I offer a safe, supportive space to help you process pain and rebuild. When you're ready, I’m here to walk with you on your path to healing.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$125/session

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+8
As a Licensed Clinical Social Worker with 10+ years of experience, I can support children (age 6+), teens, adults, and families navigating trauma, stress, big life transitions, and emotional heaviness. My approach is grounding, collaborative, and focused on helping you reconnect with safety, clarity, and control. Together, we will create space for healing and build tools that help you move forward with steadiness and purpose.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$160/session

Authentic
Warm

Specialties

Grief
Mood Disorders
Trauma and PTSD
+10
Trauma has haunted you for years. It’s left you with nightmares and flashbacks. It’s caused you to distrust others and push them away. It’s made you feel broken and hopeless. You’ve tried everything you can think of to shed the weight of the past. You’ve read the books, tried the life hacks… You may have even talked to a therapist. But now, you’re out of options. Nothing has helped you transition from being a survivor to someone who’s truly alive. And you’re all talked out. No matter how many times you tell your story, nothing changes. The search for relief is exhausting. This might be your last shot at getting help.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$125/session

Specialties

Anxiety
Trauma and PTSD
Women's Issues
I am a compassionate mental health professional with over 13 years of experience who is committed to helping individuals, couples and families navigate life’s challenges with clarity, resilience, and purpose. I bring a strong background in counseling and psychology, with experience supporting clients across a range of concerns including depression, anxiety, stress, life transitions, relationship issues, trauma and emotional regulation.
VirtualAvailable

$95/session

Authentic
Warm

Specialties

Anxiety
Self Esteem
Trauma and PTSD
Hi, I’m Myca, a licensed clinical social worker dedicated to helping individuals navigate life’s challenges and uncover their inner resilience. With years of experience in the mental health field, I specialize in creating a safe, compassionate, and nonjudgmental space where you can explore your thoughts, emotions, and experiences. My approach is collaborative and tailored to your unique needs, blending evidence-based techniques with genuine empathy to support your growth and healing. Whether you’re seeking clarity, coping strategies, or a deeper understanding of yourself, I’m here to guide you on your journey toward a more fulfilling and balanced life.
VirtualAvailable

$180/session

Solution oriented
Empowering
Direct

Specialties

Anxiety
Career Counseling
Life Transitions
+10
Welcome and thank you for visiting my profile! I am Latonya Moore. Are you feeling "stressed out", and/or anxious ? Are you having difficulty in your relationships? Would you like to learn coping skills to manage your life more effectively? I am an experienced licensed therapist and I am excited that you have decided to focus on improving your health/wellness. Be mindful that the change you are seeking requires commitment and a willingness to participate in a supportive, collaborative process.
VirtualAvailable

$103/session

Authentic
Empowering

Specialties

Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
VirtualAvailable

$120/session

Humorous
Empowering
Intelligent

Specialties

First Responders/Healthcare Workers
High Clinical Acuity
Military/Veterans
+9
Hello, I'm a counselor with a background in Forensic Psychology, having worked in the field since 2004. I have the privilege of serving a diverse range of clients from various ethnicities, racial backgrounds, and socioeconomic classes. My approach is non-judgmental, patient, and easy-going, creating a safe space where you can feel heard and understood. With many years of experience working in correctional settings, particularly with individuals in acute crisis, I am passionate about helping you navigate challenges, find solutions, and work towards lasting positive change. My goal is to empower you to take control of your well-being and move forward with confidence.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$85/session

Specialties

Crisis Intervention
Health/Medical Issues
Serious Mental Illness
+8
My name is La Kevia N Moore and I have been a licensed clinical therapist for 7 years. I also hold a doctorate in education, organizational leadership. Empathy and compassion are my two overarching themes. Providing support to clients in their most vulnerable times is my passion and my part in creating a healthy society. It will be my pleasure to serve you.
VirtualAvailable

Often rebooked

$160/session

Open-minded

Specialties

Anxiety
Depression
Women's Issues
+2
Are you constantly pulled in different directions, struggling to find balance and self-compassion in your busy life? Do you need support navigating the ever-changing transitions of womanhood? I'm Danika, and I am a therapist who supports women's health in all stages. I use interventions informed by intersectional feminism and a trauma-informed lens. With over 15 years of experience in healthcare, including specialties in women's health and health tech, I bring a unique blend of expertise to help you navigate life's challenges and opportunities. As a seasoned Licensed Clinical Social Worker, Certified Case Manager, and Licensed Creative Arts Therapist, I believe in a holistic approach to healing, one that encompasses both mind and body. In my practice, we may use evidence-based approaches and/or the creative arts therapies when words alone fall short. Through various mediums, we can unlock deep-seated emotions and provide an outlet for self-expression. This specialized approach offers a safe space for exploration and transformation. Our work will be uniquely tailored to you. My therapeutic style is rooted in positivity and empowerment. I use solution-focused, evidence-based, and strengths-based techniques, ensuring our sessions focus on uncovering your innate strengths and actionable solutions. Together, we'll nurture a space of growth, self-discovery, and healing, where you'll feel supported and understood at every turn. With my background in both healthcare and technology, I'm attuned to the unique challenges of modern living. I understand the delicate balance required to maintain physical and mental well-being in a fast-paced world. Through our partnership, it is my hope that you will not only overcome obstacles but thrive and lead a fulfilling, balanced life. It's a privilege to be part of your journey toward a happier, healthier you.
VirtualAvailable

$150/session

Open-minded
Empowering
Authentic

Specialties

ADHD
Depression
Substance Misuse
+7
Hi! I'm a licensed clinical social worker (LCSW) and licensed clinical addiction counselor (LCAS.) I went to graduate school at the University of Vermont and have provided therapy services for more than 30 years in outpatient mental health settings as well as in inpatient psychiatric and addiction treatment settings. I'm in long-term recovery from alcohol and opiate dependence. Fun fact: I worked on an offshore lobster boat in the Gulf of Maine for 4 years.
VirtualAvailable

$125/session

Authentic
Empowering

Specialties

Anxiety
Couples Counseling
Depression
+10
Hey, I'm Carlos! I am a therapist dedicated to helping you reclaim your personal power. By integrating highly successful Cognitive Behavioral Therapy (CBT) with Mindfulness techniques, I help you slow down and recognize the significance of every moment. Together, we will work to ensure you feel empowered to make positive choices rather than feeling like a victim of your own thoughts or current life situations.
VirtualAvailable

$120/session

Warm
Open-minded

Specialties

Family Conflict
Life Transitions
Women's Issues
+10
I'm a laid-back, compassionate therapist who takes the time to really get to know you, your story, values, and what feels important right now. I create a space where you can talk openly without judgment, and we move at your pace. I pull from different therapeutic tools depending on what fits best for you, and together we determine what helps you feel supported and move toward the life you want. I help individuals (ages 11+) and couples navigate anxiety, depression, stress, self-esteem, and life or relationship challenges with compassionate, person-centered, and evidence-based support. Whether you're facing life changes or seeking emotional resilience, I provide a safe space and practical tools to foster growth, clarity, and lasting well-being. Taking the first step toward gaining support can feel daunting, but you’re not alone. Together, we can explore ways to build resilience and gain clarity, helping you move forward with confidence.
VirtualAvailable

$150/session

Solution oriented
Warm
Empowering

Specialties

Addiction
Anxiety
Depression
+10
I'm Angela Harrington with 10 years please experience in mental health, co-occurring disorders, and substance abuse disorders. My goal in therapy is to elicit change talk, provide positive insight, and motivation to free yourself. When working with clients my structured approach is from cognitive behavioral therapy (CBT) where the individual learns to explore the link between thoughts, feelings, and behaviors.
VirtualAvailable

$120/session

Warm

Specialties

Anxiety
Career Counseling
Depression
+7
Welcome — I’m John Dyson, a Licensed Clinical Mental Health Counselor (LCMHC) and National Certified Counselor (NCC), based in the foothills of North Carolina. I want you to take a moment to acknowledge that you’ve already taken the first step toward bettering your mental health. Let’s be honest — starting therapy can feel empowering, confusing, or even scary — sometimes all at once. My goal is to create a safe, welcoming space where you can explore concerns related to anxiety, depression, and self-care. I focus on helping clients build assertive communication skills and healthy boundaries, both with themselves and with others, in ways that support a more balanced, fulfilling life. Therapy is an opportunity for personal growth in whatever way you're seeking — whether that means navigating specific challenges or building the life you deeply deserve. If that’s what you’re looking for, I’m here when you’re ready. Together, we’ll clarify the challenges you’re facing and identify where you want to be — a month, six months, or a year from now. Then, we’ll explore actionable strategies to help you move forward. You'll leave each session with a clearer understanding of your situation and a set of “next steps” you can begin right away. There will always be space for feedback and collaboration in our work — including holding each other accountable as we walk this path together.
VirtualAvailable

$130/session

Solution oriented
Open-minded

Specialties

Addiction
Anxiety
Depression
+10
I am Cindy Arrington, I received my Master's of Science in Rehabilitation Counseling in 2012 from Winston-Salem State University. I and am a Certified Rehabilitation Counselor, Licensed Clinical Mental Health Counselor, and Licensed Clinical Addictions Counselor - Associate. I have 5 years of experience working as a Vocational Rehabilitation Counselor to assist with job development, placement and follow-up. I have 4 years of experience working as a mental health and substance use counselor. I enjoy meeting my patients who are experiencing anxiety, depression, stress, grief, trauma, and substance use to help them heal and grow to become the best versions of themselves.
VirtualAvailable
Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.