Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 580 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 7/17/2026

$110/session

Open-minded
Warm

Specialties

Anxiety
Depression
Mood Disorders
+10
Hey! I'm Crystal. I'm a Licensed Clinical Social Worker in North Carolina. I am trauma informed, and person centered. I help adults navigate life's challenges with compassion. I have experience working with a variety of individuals. I am trained in CBT, MI, and DBT modalities. I also provide supportive care for individuals navigating life after weight loss surgery. My goal is to create a judgment free space where you can explore what's holding you back and discover tools for lasting change. My approach is laid back and flexible. Together we will find strategies that fit your unique needs and values- because therapy should feel like it's made for you. In our work together, you'll find a gentle, down to earth atmosphere. My goal is to help you feel more grounded, and ready to take on your next chapter, whatever that may look like.
VirtualAvailable
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New to Grow

$125/session

Specialties

Anxiety
Coping Skills
Mood Disorders
+7
Hello, my name is Luz Florio and am an LCMHC with 13 years of experience starting with crisis, community based, private practice and military counseling. My therapeutic approach is in DBT, CBT, and Solution Focused which I utilize to help you manage your mental health. I like to meet clients where they are and walk alongside them to help them reach their goals. I am warm and welcoming while being professional and assisting clients in creating goals and finding coping skills that work for them. I work with teens, adults, individuals and couples.
Available
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$160/session

Specialties

Depression
First Responders/Healthcare Workers
Men's Issues
+10
I believe meaningful change begins with understanding ourselves rather than judging ourselves. As a Licensed Clinical Social Worker, my approach is honest, collaborative, and practical, blending evidence-based approaches with curiosity, compassion, and authenticity. Together, we'll explore your experiences, develop practical tools, and identify meaningful changes that align with the life you want to live. I work with adolescents (15+), adults, and older adults from diverse backgrounds, having supported individuals across outpatient, community-based, and inpatient behavioral healthcare settings. While I welcome clients of all genders, I'm intentionally building a specialty in helping men navigate the unique pressures of masculinity, relationships, fatherhood, identity, burnout, and life transitions. My experience working across a variety of behavioral healthcare settings has also given me firsthand insight into the unique challenges faced by healthcare professionals, emergency responders, and others in demanding careers, including chronic stress, secondary trauma, compassion fatigue, burnout, and the emotional weight of caring for others. Whether you're navigating anxiety, depression, trauma, grief, life transitions, or simply feeling stuck, my goal is to create a space where you feel heard, understood, appropriately challenged, and supported. We'll move at a pace that reflects your individual needs while working toward greater clarity, healing, and lasting growth.
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New to Grow

$175/session

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+1
Hi, I'm Lynne, a Licensed Clinical Mental Health Counselor (LCMHC), National Certified Counselor (NCC), and EMDR-trained therapist. I specialize in helping high-functioning women who appear to have it all together but internally struggle with anxiety, perfectionism, people-pleasing, relationship challenges, trauma, and burnout. If you're tired of overthinking, carrying everyone else's needs, or feeling stuck in patterns that no longer serve you, you're in the right place. My approach is warm, genuine, and collaborative. I believe therapy should feel like a safe place where you can be yourself without fear of judgment. I combine EMDR with evidence-based approaches including CBT, attachment-based therapy, and person-centered therapy to help you understand the root of your struggles while building practical tools for lasting change. I have a special passion for helping clients heal from trauma, difficult relationships, and life transitions. Whether you're processing painful experiences, setting healthier boundaries, navigating anxiety or depression, or simply trying to reconnect with yourself, we'll work together at a pace that feels right for you. My goal is not just to help you cope but to help you create meaningful, lasting change. I strive to balance compassion with gentle challenge, helping you gain insight, build confidence, and move toward a life that feels more peaceful, authentic, and fulfilling. Reaching out for therapy takes courage, and I'm honored to walk alongside my clients as they heal, grow, and rediscover their strengths.
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New to Grow

$125/session

Specialties

Anxiety
Life Transitions
Women's Issues
+4
Hi, I'm Tracey Babb-Morman, a Licensed Clinical Mental Health Counselor with more than 20 years of experience helping individuals navigate life's most challenging seasons. I work with adults experiencing anxiety, stress, burnout, life transitions, trauma, relationship challenges, and emotional changes. My approach is compassionate, collaborative, and practical. I believe healing begins when you feel genuinely seen and understood, not judged. Together, we'll explore what's keeping you stuck, build on your strengths, and develop tools that help you move toward the life you want with greater clarity and confidence. I especially enjoy working with helping professionals, caregivers, women navigating perimenopause & midlife transitions, and individuals who have spent so much time caring for others that they've lost sight of themselves.
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New to Grow

$110/session

Specialties

ADHD
Anxiety
Coping Skills
+3
I am Amanda! Thank you so much for taking time to take a look at my profile. I am a Licensed Clinical Social Worker in North Carolina. I got my Masters degree from Winthrop University in 2013. I have done applied behavioral analysis with individuals with autism, in home therapy with at risk children and their families, outpatient therapy, and crisis response work. I like to bring a positive energy to each session and outlook to situations. I create a very nonjudgmental space where you are able to be open and share and be in the moment. I am very sensitive to everyone's different cultures and unique life experiences and I would love to help you with your journey of growth and healing.
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$125/session

Warm
Empowering
Open-minded

Specialties

Addiction
Anxiety
Depression
+5
Hi there, I’m Melissa. If life feels heavy right now, you’re in the right place. When you’re feeling stuck, overwhelmed, or just tired of carrying everything by yourself, it can be tough to know where to start. I work with adults navigating anxiety, depression, substance use, and other challenges who are looking for meaningful, sustainable change and a greater sense of balance in their lives. As a Licensed Clinical Social Worker, my style is collaborative, compassionate, and centered on practical tools you can actually use. I take a whole‑person approach to therapy, which means we may explore how different parts of your life—physical, emotional, social, environmental, and spiritual—are shaping your overall well‑being. My goal is to create a space where you can show up honestly and without judgment as we explore the patterns that may be keeping you stuck and build healthier ways of coping and relating to your thoughts and emotions. You don’t have to navigate all of this on your own. If you’re ready for support and a space to feel heard, I’m here to help you take the next step.
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Often rebooked

$160/session

Warm
Authentic
Solution oriented

Specialties

Addiction
Grief
Trauma and PTSD
+8
Hello, I’m Alaina, LCSW, LCASA, and I’m honored to have the opportunity to work with you. I hold a BA in Organizational Leadership and a Master’s in Social Work from Baylor University. I am trained in CBT, DBT, CPT, substance use, and grief treatment. I bring an evidence-based approach to care while providing a safe, supportive, and non-judgmental space for you to grow and heal.
VirtualAvailable
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Often rebooked

$180/session

Warm
Solution oriented
Direct

Specialties

Anxiety
Depression
Domestic Violence
+10
I’m pleased to share that I am now offering in-person sessions.... I’m a therapist passionate about supporting people through both emotional struggles and the real-life challenges they face. My work focuses on healing that’s not just psychological but also grounded in your everyday experiences. I offer a compassionate, down-to-earth approach that’s tailored to your needs. Together, we’ll explore what’s holding you back, build practical tools, and work toward helping you feel more understood, empowered, and ready to move forward.
VirtualAvailable
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New to Grow

$125/session

Specialties

Anxiety
Depression
Perinatal Mental Health
+3
As a licensed therapist in both North and South Carolina, I specialize in perinatal mental health, helping new and expectant mothers navigate the profound identity shifts that come with motherhood. My ideal client is a mom who’s balancing her sense of self with the joys and challenges of this new chapter. I bring a warm, collaborative approach, drawing from both my professional training and my own experience as a mom. I believe in creating a safe space where you can explore, grow, and redefine yourself as you step into this new role.
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$125/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Depression
LGBTQ
+2
I work with clients on issues surrounding anxiety, depression, trauma, LGBTQIA+, gender identity and expression, family dynamics, relationship issues, self-discovery, and career exploration. I approach the therapeutic relationship creating a non-judgmental space where you can share and learn more about yourself and your motivations. I will help you look at your assumptions, patterns, behaviors that work for you or aren’t working for you to achieve your goals in therapy. Mindfulness and present moment awareness is incorporated into moving forward as we work together.
VirtualAvailable
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$175/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Depression
Parenting
+6
Hello, I'm Justin. Have you ever felt overwhelmed by stress and life's complexities? Many do, and it's more common than you might think. Life's challenges can leave us feeling exhausted, anxious, and disconnected. But remember, you're not alone in this journey. As a Licensed Professional Counselor offering virtual therapy in Virginia and North Carolina, my role is to walk with you in creating a safe, empowering space. Together, we'll explore and employ a range of therapeutic techniques tailored to your unique needs. My goal? To help you navigating the intricacies of life and forge meaningful connections — with others and with yourself. In therapy, we uncover the roots of your stress, lighten your emotional load, and find strength in support and understanding. It's about building resilience and rediscovering your inner balance. If you're reading this, you've already taken a brave first step. You recognize the need for change and understand that carrying the burden alone isn't the only way. If you're ready to move forward, to cultivate lasting change and greater self-awareness, I'm here to guide you. Reach out, and let's start this transformative journey together.
VirtualAvailable
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$199/session

Authentic
Empowering
Humorous

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+25
Hello! My name is Dr. Tomlin, and I am a licensed and nationally certified professional counselor and traumatologist. I specialize in various modalities, including strength-based coaching, existentialism, multicultural awareness, and cognitive behavioral therapy. I am passionate about helping others achieve social, emotional, and behavioral improvements and providing them with the fundamental tools to overcome life struggles so they can prosper. Life is full of obstacles and difficult circumstances, which can feel overwhelming and all-consuming. Navigating these unique, daily challenges can be isolating, leaving you second-guessing everything and spiraling with sadness, frustration, and exhaustion.
VirtualAvailable
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Often rebooked

$75/session

Authentic
Warm
Humorous

Specialties

Anxiety
Depression
Trauma and PTSD
+6
Hello! I am a licensed clinical social worker (LCSW) who graduated in 2009 from a small college in Pennsylvania. Currently, I live in North Carolina and I am licensed here and in Tennessee. Originally, I am from Connecticut, but I have lived all over this country and have lived overseas as well when I was in the Peace Corps. I have been working mainly with adults who are living with anxiety, depression, and trauma. My focus is to help people live their best life. I do this through the therapy process, but I also try to include humor in our sessions.
VirtualAvailable
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$100/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Coping Skills
+4
Hi, I'm Mindi and I have a passion for helping people find their best selves. I have my LCMHC Licensure based in my home state of North Carolina. Here I'm blessed with beaches and environmental beauty, it truly inspires me to live each day to the fullest. I'm interested in helping you do the same! I'm here to listen and get you on a healing journey to a better, stronger, and happier self.
VirtualAvailable
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Often rebooked

$100/session

Authentic
Warm
Solution oriented

Specialties

Coping Skills
Men's Issues
Women's Issues
+9
Hello! I'm Chrissie! I am not perfect and, I don't expect you to be either! If you are looking for a perfect therapist we won't be a good fit :) Your sessions are structured based on what you need. I take the time to learn your story, find out what is important to you and what you are seeking. I strive to ensure that you feel better at the end of each session. I consider myself a direct therapist-I will be your biggest cheerleader but I will also hold you accountable. I specialize in: life transitions, stress management, working with immigrants (lived experience), cultural issues, relationship issues, men's and women's issues. I am licensed in FL, OH, NC, SC, WA and CO.
VirtualAvailable
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New to Grow

$100/session

Solution oriented
Warm

Specialties

Anxiety
Depression
Life Transitions
+9
I am a CBT-based therapy practice with over 9 years of experience supporting clients through anxiety, depression, stress, and other emotional challenges. My approach is structured, collaborative, and focused on helping you understand the connection between your thoughts, feelings, and behaviors so you can make meaningful, lasting changes. In our work together, I use Cognitive Behavioral Therapy techniques to help you identify unhelpful thinking patterns, build healthier coping strategies, and develop practical tools you can use in everyday life. Sessions are goal-oriented but tailored to your individual needs, pace, and circumstances. With nearly a decade of clinical experience, I focus on creating a supportive and professional space where you can work through difficulties while building confidence, resilience, and long-term emotional wellbeing.
Available
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Often rebooked

$150/session

Solution oriented
Authentic
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+7
Welcome! My name is Kim, and I’m so glad you’re here. I’m a Licensed Clinical Social Worker with over 20 years of clinical experience and I believe therapy is a place where you can feel truly heard, supported, and empowered to grow. I utilize an eclectic approach to therapy, which means I draw from different techniques and perspectives to best fit your unique needs and goals. I bring a warm, down-to-earth style to our work together, meeting you where you are and helping you navigate life’s challenges with compassion and hope. My goal is to create a safe and caring space where you feel comfortable to be yourself and move towards the changes you want in your life.
VirtualAvailable
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New to Grow

$65/session

Specialties

ADHD
Depression
Trauma and PTSD
I am a woman in her second half of life. I have raised three children,I have six grandchildren and four great-grandchildren. I have dogs and cats as pets and live in the country. I grew up in a military town and am an Army brat. I was also a Military Family Life Counselor in public schools working with children of military parents. I have a child currently serving in the US Navy. I also have a small garden. I have many different hobbies that I enjoy. I am 30 plus years sober and value my sobriety on a daily basis. I have exercised many of my own demons which helps me recognize the struggle in others. I make an effort to not be judgemental of anyone's choices. I listen, I provide a safe space.
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New to Grow

$125/session

Specialties

Anxiety
Depression
Life Transitions
I am a licensed clinical mental health counselor who specializes in supporting trauma survivors and individuals who are in life transitions to navigate emotional healing, identity transitions, and relationships. In my work, I use Cognitive Behavioral Therapy and Person-Centered Therapy to help you connect with your inner self, challenge negative self-talk, and reframe thoughts that keep you questioning yourself. I offer a warm, safe, and collaborative space where you are seen and heard.
Available
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Often rebooked

$100/session

Authentic
Warm
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
+9
As a Licensed Clinical Social Worker (LCSW), I provide individual therapy sessions via telehealth. I obtained my Master’s Degree in 2017 from the University of North Carolina at Charlotte and have been practicing as a therapist for nine years. My areas of expertise include working with adolescents and adults who are experiencing anxiety, depression, trauma, and ADHD. Additionally, I assist clients who are grappling with relationship difficulties, academic and career pressures, insomnia, attachment issues, and other challenges. I am also an advocate who enjoys working with diverse populations and communities, including LGBTQ individuals, single parents, and minority groups.
VirtualAvailable
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$150/session

Authentic
Warm
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+7
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in North Carolina. I am licensed in both NC and CA. I received my Masters from the University of Southern California. I have been practicing for 9 years with 16 years experience in the mental health field. I help young adults, and adults struggling with depression, anxiety, trauma, relationship challenges, self-esteem challenges, and simply the ups and downs of life.
VirtualAvailable
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$150/session

Authentic
Warm
Empowering

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+5
Hi Folx, my name is Daja and I’m a Licensed Clinical Social Worker (LCSW) with over 8 years in clinical practice. I began my career providing family therapy to children, adolescents and families in rural NC communities. From there, I transitioned to a large multi-state psychiatric and behavioral health outpatient practice where I served as both a psychotherapist and Regional Director for three years. After transitioning from that role, I worked in clinical care management with a large corporate insurance company, serving members with complex clinical care needs. As a therapist, I’ve focused my work on supporting folks better manage mental health conditions, cultivate greater joy in their lives and improve their relationships. I sincerely enjoy learning folks’ stories and assisting them as they navigate new and old life challenges/transitions.
VirtualAvailable
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$125/session

Warm

Specialties

Anxiety
Child or Adolescent
Depression
+9
Danielle Young, PhD, LCSW I’m Danielle Young, a doctoral-level clinician and licensed clinical social worker based in Goldsboro, NC, offering both in-person and secure virtual therapy. I work collaboratively with adults and couples who are ready to move from surviving to living with greater clarity, connection, and emotional balance. My approach is warm, direct, and rooted in evidence-based practices tailored to each person’s needs and pace. If you’re seeking a therapist who balances empathy with clear, action-oriented steps, we may be a good fit. I welcome clients who value authenticity, curiosity, and a commitment to personal growth.
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$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Personality Disorders
Trauma and PTSD
My name is Amanda Chilleme, and I am a Licensed Mental Health Counselor in Florida, Georgia, and North Carolina, as well as a Master’s Certified Addiction Professional. For over 11 years, I have supported individuals in identifying what truly matters to them, navigating obstacles, and building a foundation for a more fulfilling future. My primary specialty is working with men and women struggling with substance use disorders as well as process and behavioral addictions, helping them find a pathway to a life that feels less burdened and more aligned. I also have extensive experience treating anxiety, depression, obsessive-compulsive disorders, grief and bereavement, trauma, attachment concerns, and personality disorders. As a clinician, I take a human-focused approach. I am not here to tell you what you need to work on—you already know the what. My role is to help you understand the why, and ultimately the how: how to shift it, heal it, overcome it, or, when appropriate, let it go altogether. Your first session is best described as a two-way interview. As I listen to your story and your narrative begins to take shape, we collaboratively determine two things: Whether I am the right therapist for you, and Whether this therapeutic relationship is the right fit for both of us. If we decide to move forward together, identifying your goals becomes your first assignment. This process allows me to better understand how you think, how you interpret challenges, and how barriers such as stress, anxiety, depression, or relationship dynamics show up for you. From there, we focus on one goal at a time. I see myself as your coach, teammate, and cheerleader! Whether you are just beginning therapy or have been on this journey for some time, I invite you to plant that seed—and see just how beautifully you grow.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.