Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 558 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 5/13/2026

Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+7
Hi, I'm glad you’re here. I’m Liz Sullivan, and I specialize in helping stressed out, busy achievers find their joy in life, and gain control over stress, anxiety and overthinking. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but often feel stressed, frustrated and lonely. Everything is on their to-do list (except themselves), and they are realizing they want things to be different. It's possible to let go of your stressors, feel relaxed, enjoy your relationships, and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.
VirtualAvailable

$100/session

Intelligent
Open-minded
Authentic

Specialties

Addiction
Anxiety
Depression
+10
I have been a counselor for over 23 years and have extensive experience treating Anxiety, Depression, PTSD, Bipolar Disorder, Schizophrenia, suicidal ideation and self harm, and more. I will go at your pace to help you reach your identified goals. You have taken the first step already by looking for a therapist! Let's work together on the rest in a judgment free environment.
VirtualAvailable

$100/session

Open-minded
Direct

Specialties

Anger Management
Anxiety
Life Transitions
+7
I am a Licensed Clinical Social Worker with a unique educational background in Pre-Pharmacy and Bachelors of Science in Biology. This diverse educational background plays a role in my ability to encompass the mind, body, soul approach during therapy. I look forward to being a supporter in your life journey. I believe taking thoughts captive from the root will change the outcome of your actions.
VirtualAvailable

$150/session

Authentic
Intelligent
Direct

Specialties

ADHD
Depression
Substance Misuse
+7
Hi! I'm a licensed clinical social worker (LCSW) and licensed clinical addiction counselor (LCAS). I went to graduate school at the University of Vermont and have provided therapy services for more than 30 years in outpatient mental health settings as well as in inpatient psychiatric and addiction treatment settings. I'm in long-term recovery from alcohol and opiate dependence. Also, I am developing a specialty in working with lawyers. Fun fact: I worked on an offshore lobster boat in the Gulf of Maine for 4 years.
VirtualAvailable

$100/session

Empowering
Authentic
Warm

Specialties

Depression
LGBTQ
Spirituality
+3
Candace “NIX” Fritts is a licensed Zumba instructor, yoga instructor and Licensed Clinical social worker. She has been teaching Zumba over 5 years and has utilized her passion for healing and helping others as a therapist over the past decade. “NIX” specializes in and has a passion for cultural diversity, gender identity/LGBTQIA+ issues, equality, relationship/marital issues, depression, anxiety, and Trauma. She defines "empathy" as her number one skill and superpower. In addition “NIX” is a huge advocate and member of the LGBTQIA+ community. She is also a member NAACP and the Black political caucus of Cabarrus County. NIX also encourages health and wellness with a belief that healing can be achieved in various ways. Fun Fact: NIX was once a contestant on “Lets make a Deal”
VirtualAvailable

$120/session

Warm
Authentic
Empowering

Specialties

Family Conflict
Life Transitions
Women's Issues
+10
I'm a laid-back, compassionate therapist who takes the time to really get to know you, your story, values, and what feels important right now. I create a space where you can talk openly without judgment, and we move at your pace. I pull from different therapeutic tools depending on what fits best for you, and together we determine what helps you feel supported and move toward the life you want. I help individuals (ages 11+) and couples navigate anxiety, depression, stress, self-esteem, and life or relationship challenges with compassionate, person-centered, and evidence-based support. Whether you're facing life changes or seeking emotional resilience, I provide a safe space and practical tools to foster growth, clarity, and lasting well-being. Taking the first step toward gaining support can feel daunting, but you’re not alone. Together, we can explore ways to build resilience and gain clarity, helping you move forward with confidence.
VirtualAvailable

$90/session

Authentic
Warm
Empowering

Specialties

Anxiety
Career Counseling
Coping Skills
These times are urgent. Let us slow down.” ― Bayo Akomolafe Let's take things one breath at a time, slowing down instead of rushing through the hard parts. I don’t believe in fixing or solving everything all at once in the hopes it does not reoccur. Instead, I offer space for curiosity, vulnerability, and connection, because that’s often where healing begins. Together we’ll practice being with your experiences, not just getting past them. I work with people facing all kinds of mental health and personal life challenges, and I especially love helping clients untangle old patterns and build new ones that feel more like them. My approach is relational and HUMOROUS, humanistic, honest, warm, and collaborative. I work mostly with teens and adults. Outside of therapy, I’m usually testing a new hairstyle, thrifting, listening to Afrobeats, or walking my dachshund, Winston-Bishop.
VirtualAvailable

$175/session

Solution oriented
Warm

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
I am a Licensed Clinical and Mental Health Counselor and work together with the client to peel back the layers of the onion, uncovering client’s suffering and route of healing. Through this journey of exploration clients increase self-awareness and self-love. Growth is part of the journey which requires clients to step outside of comfort, instead engaging in exploration as a path to healing. As a counselor, I journey with the client as expert to increase wellness and authenticity. Suffering is part of the journey, and a path to healing we discover together. Sometimes going through the healing process can be scary, but I am excited to meet you where you are and walk with you to where you want to go.
VirtualAvailable

$140/session

Authentic
Holistic
Intelligent

Specialties

Anxiety
Couples Counseling
Family Conflict
I'm Redonno Carmon, a Licensed Marriage and Family Therapist who specializes in working with couples. I help partners who want to feel connected again but find themselves buried under arguments, silence, or mistrust. I guide couples through the sometimes difficult, but often rewarding, process of understanding the patterns behind their disconnection so they can rebuild trust, improve communication, and reconnect. I also work with individuals navigating relationship challenges or looking to better understand themselves and their relationship patterns.
VirtualAvailable

Often rebooked

$90/session

Authentic
Solution oriented
Direct

Specialties

Addiction
Bipolar Disorder
Depression
+5
I am a Clinical Mental Health Counselor and have been in the Mental Health field for almost 10 years. I am also an Addiction Specialist Associate. I have experience working with clients of all ages and are from diverse backgrounds. My approach to counseling is to listen with empathy, to empower, and to be solution oriented and supportive while assisting you with your goals.
VirtualAvailable

$100/session

Solution oriented
Authentic
Direct

Specialties

Anxiety
Child or Adolescent
Parenting
+8
Hello! My name is Johnathan Morgan and I am a Licensed Clinical Social Worker in the state of North Carolina with a Masters in Social Work and thousands of hours of clinical experience. I work with adults, children, and adolescents of all ages and I specialize in treating anxiety, depression, behavioral disorders, attention deficit disorder, parenting, loss of meaning, phobias, impulse control disorders, and relationships.
VirtualAvailable

$185/session

Authentic
Solution oriented
Direct

Specialties

Anxiety
Couples Counseling
Parenting
+15
John Swails is an ordained minister, a Marriage and Family Therapist (LMFT), Certified DBT Therapist, and Marine Corp Veteran, with military mental-health practice experience addressing traumatic stress, separation, family grief, and relationship issues, and civilian experience addressing physical and sexual abuse, single-mothers with dual diagnosed children, and group therapy for middle-school and teens to develop resiliency. As a therapist, John utilizes proven DBT, Strategic, CBT-Family, Solution-Focused, and other systemic techniques to address individual, couple, and family issues. As a minister John is sensitive to the beliefs of the client and is ready to explore spiritual solutions to any issue.
VirtualAvailable

$150/session

Authentic
Direct
Open-minded

Specialties

Addiction
Anxiety
Depression
+10
"Osiyo" (Hello in Cherokee)! My name is Tishina Carroll. I have been involved in the behavioral health field for over 15 years. A common question I get asked is “Why did you choose to become a therapist”? The answer is easy: I profoundly enjoy helping others to find ways to manage life’s challenges, while also supporting them in developing into the best versions of themselves. I too have struggled with mental health challenges, and I understand the stigma that comes with admitting that you need help. I want my clients to understand that they are not alone in their struggles. I am a licensed clinical social worker, a licensed clinical addiction specialist and a certified clinical supervisor. My areas of expertise include Addiction, Anxiety Disorders, Bipolar Disorders, Depression, PTSD/Complex Trauma, Women’s Health, Grief/ Loss and Life Transitions. I am skilled in Dialectal Behavioral Therapy, Emotional Freedom Technique, Cognitive Behavioral Therapy and Motivational Interviewing. I am an enrolled member of the Eastern Band of Cherokee Indians and am familiar with traditional Native American Practices as well. I understand that meeting a therapist for the first time can be intimidating, scary and maybe even embarrassing. I completely understand! The first few sessions, I like to build rapport. I want to get to know you as a person while also giving you the same space to get to know me as a therapist. Building rapport can help develop that crucial sense of trust.
VirtualAvailable

New to Grow

$135/session

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+7
Do you feel emotionally overwhelmed, overthink conversations, or absorb the stress and emotions of others? I help highly sensitive people, empaths, and professionals experiencing anxiety, burnout, and emotional overload. Using Cognitive Behavioral, Person-Centered, Mindfulness-Based, Solution-Focused and Somatic approaches, we explore how thoughts, emotions, and body responses interact. Together we’ll identify what’s keeping you stuck and develop practical tools to calm anxiety, set healthier boundaries, and create greater emotional balance and resilience.
VirtualAvailable

$120/session

Authentic
Warm
Direct

Specialties

Anxiety
Career Counseling
Depression
+7
Welcome — I’m John Dyson, a Licensed Clinical Mental Health Counselor (LCMHC) and National Certified Counselor (NCC), based in the foothills of North Carolina. I want you to take a moment to acknowledge that you’ve already taken the first step toward bettering your mental health. Let’s be honest — starting therapy can feel empowering, confusing, or even scary — sometimes all at once. My goal is to create a safe, welcoming space where you can explore concerns related to anxiety, depression, and self-care. I focus on helping clients build assertive communication skills and healthy boundaries, both with themselves and with others, in ways that support a more balanced, fulfilling life. Therapy is an opportunity for personal growth in whatever way you're seeking — whether that means navigating specific challenges or building the life you deeply deserve. If that’s what you’re looking for, I’m here when you’re ready. Together, we’ll clarify the challenges you’re facing and identify where you want to be — a month, six months, or a year from now. Then, we’ll explore actionable strategies to help you move forward. You'll leave each session with a clearer understanding of your situation and a set of “next steps” you can begin right away. There will always be space for feedback and collaboration in our work — including holding each other accountable as we walk this path together.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+10
I’m a Licensed Clinical Mental Health Counselor who works with children, adolescents, and adults navigating anxiety, trauma, and life transitions. I provide a supportive, nonjudgmental space where clients can better understand themselves, build emotional regulation skills, and create meaningful change. My approach is collaborative and trauma-informed, helping clients feel both challenged and supported as they work toward healthier patterns and improved well-being.
VirtualAvailable

$125/session

Authentic
Warm

Specialties

ADHD
Anxiety
Coping Skills
+2
Lizzie Gutierrez has worked in various careers that have helped mold her into the therapist she is today. She served in the Army, worked for several years as a Licensed Practical nurse in Pediatric clinic, OB/GYN clinic and in Labor and delivery. These experiences has taught Lizzie the true definition of empathy and patience. When Lizzie is working she loves to be on the move. Lizzie loves to run as it helps to clear her mind but also provides time with friends. Lizzie is the mother of 3 boys, has been married for almost 26 years and also has fur babies. On days Lizzie does not want to do anything, she loves to curl up on the couch in the early hours with a book and a good cup of coffee with her fur babies. She also loves to travel with her family when she is able.
VirtualAvailable

$120/session

Warm
Authentic
Direct

Specialties

Addiction
Mood Disorders
Trauma and PTSD
+10
As a Licensed Clinical Mental Health Counselor and a Licensed Clinical Addictions Specialist Associate I believe the biggest component to achieving happiness is making your mental health a priority. Taking the first step to improve your overall mental health can be a huge decision, but a very brave one! I graduated with my masters degree in clinical mental health counseling from Capella University in 2018. I have over 8 years of experience working in many different counseling settings, including inpatient/outpatient, residential, community support, and private practice. I enjoy working with those 13 and up who are struggling with anxiety, depression, mood disorders, trauma, personality disorders, serious, chronic mental illnesses, and addictive behaviors.
VirtualAvailable

New to Grow

$100/session

Specialties

Military/Veterans
Life Transitions
My name is Chris; I am a 42-year-old Veteran and Licensed Clinical Social Worker/ Licensed Clinical Addictions Specialist. I have been working mainly with populations with trauma, Severe-Persistent Mental Illness, Veterans, LGBTQ+, and those in Recovery (Struggling with Addiction). After having my son, I felt a calling to try and support others with this new transition in their lives. Using my mistakes, successes, and educational background to help guide them.
VirtualAvailable

$150/session

Challenging
Empowering
Intelligent

Specialties

Anxiety
Depression
Family Conflict
+5
I am a Licensed Professional Counselor (LPC) in the states of North and South Carolina. I graduated from Liberty University in 2013. My approach to counseling is very eclectic and person-centered. I have experience in the utilization of Cognitive Behavior Therapy (CBT), Family Therapy (FT), Emotional Freedom Techniques (EFT), and I also assist clients with implementing forms of meditation into their daily lifestyle. I aim to empower each person I am allowed to serve, and to assist them with understanding that each person can heal, cope, and/or adapt despite life's challenges. The power to create change is within each one of us, and my job is to assist you with that process.
VirtualAvailable

$90/session

Open-minded
Solution oriented

Specialties

Anxiety
Depression
Women's Issues
+6
Hi, I’m so glad you’re here. I’m a licensed Clinical Mental Health Counselor in North Carolina, and I work with adults ages 18–64 navigating life’s many ups and downs. Whether you're facing stress, anxiety, grief, life transitions, or just need someone to talk to, I’m here to support you. I’m a compassionate, nonjudgmental listener and I’ll walk alongside you at your own pace. My faith is an important part of who I am—I see the world through a biblical lens—but I deeply respect and honor the diverse beliefs and values of the people I work with. Reaching out for support takes courage, and I truly applaud you for taking this step. Prioritizing your mental health is never something to regret—it’s an investment in your future. A little about me: I have two affectionate cats, Chester and Henry, who bring comfort and comic relief to my days. I also help care for my aging parents, so I value the flexibility of online therapy and the connection it allows me to have with clients like you. I look forward to getting to know you and supporting you on your journey.
VirtualAvailable

$100/session

Open-minded
Authentic
Warm

Specialties

Anxiety
Men's Issues
Self Esteem
+5
I am licensed in North Carolina with over 22 years of professional work experience. I have experience in helping clients with stress and anxiety, men's issues, motivation, self esteem, and confidence, depression, and coping with life changes. The type of therapy methods I may use with clients are diverse, but I most frequently use Person-Centered Therapy, Mindfulness/Heartfulness, and Solution-Focused Therapy, which can encourage elements of independence, honesty, self-acceptance and add direction to the therapy process.
VirtualAvailable

Often rebooked

$150/session

Open-minded
Warm

Specialties

Anxiety
Life Transitions
Women's Issues
+1
Life can feel overwhelming at times. I am a Licensed Clinical Social Worker with over 7 years of experience working with adults experiencing anxiety, depression, relationship challenges, life transitions, and women navigating perimenopause. I support clients in developing emotional regulation skills and practical strategies to manage everyday challenges, with a focus on feeling more in control and confident in daily life.
VirtualAvailable

$120/session

Empowering
Direct
Solution oriented

Specialties

ADHD
Couples Counseling
Trauma and PTSD
Great day! My name is Shironda Monique Bryant. I am a Licensed Clinical Mental Health Counselor in North Carolina. I have been providing counseling in some form or fashion since 2005 but have been licensed and practicing in the state of North Carolina since 2012 (I began my career in counseling in New Jersey). I have worked with clients with a wide range of concerns including depression, anxiety, relationship issues, parenting problems, anger issues, and ADHD. I have worked in array of environments from prisons to the court systems, schools, hospitals and an army base. My counseling style is warm and interactive. I believe in treating anyone with respect, sensitivity, and compassion, and I don't believe in stigmatizing labels. My approach is existential, which in itself pulls from several other treatment modalities. I am confident that I will be able to tailor our dialog and treatment plan to meet your unique and specific needs. I look forward to working with you in the near future and being a part of helping you create, see and meet your goals!
VirtualAvailable

$100/session

Authentic
Direct
Humorous

Specialties

Anxiety
Depression
Life Transitions
+8
Hi, my name is Leslie Travia. I grew up as one of six children and now enjoy spending time whenever possible with my siblings, my many nieces, nephews, and their children. I have two grown children of my own and have been married for over 30 years. Over the years, my family and I have lived in 10 different states as well as in Europe, and I believe each place has deepened my appreciation for diverse cultures and perspectives. I also believe we are never too old to learn something new. I value self-empowerment and strive to surround myself with positivity and kindness.
VirtualAvailable
Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.