Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 541 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 10/30/2026

$200/session

Direct
Intelligent
Solution oriented
Specialties
Addiction
Anger Management
Grief
+5
Hi! I'm Wen. I am a licensed marriage and family therapist. I help adults who are struggling to deal with everyday stressors and burnout. I empathetically listen to what you have to share and want to fully understand your situation before working collaboratively on solutions. I consider myself a direct person and try to break down the concepts that I teach into easily understood ideas.
VirtualAvailable
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$150/session

Authentic
Warm
Empowering
Specialties
Couples Counseling
Depression
Military/Veterans
+7
I'm going to go out on a limb and guess that something isn't OK right now. That something might be new, or it might have been around a long time. You might be able to describe it perfectly, or you might just feel off without knowing why. Either way — you're here, and that's the only thing that matters right now. I start from wherever you are. No assumptions, no judgments, no one-size-fits-all approach. Just a genuine desire to understand you — what's brought you here, what you're carrying, and what you're hoping for. Therapy with me — whether you're coming alone or with a partner — tends to be honest and occasionally even a little lighthearted. The human experience isn't black and white, and neither is the work we'll do together. What stays consistent is that you'll have a space that belongs to you, where nothing you say or feel changes how I show up for you. For couples, that space belongs to both of you equally. I don't take sides. What I do is help you see the pattern you're both caught in — because most of the time it's the cycle doing the damage, not each other. When that shifts, something else becomes possible. No matter what it is you are navigating — depression, relationships, identity, or the gap between how you show up and how you actually feel inside — you don't have to have it figured out to reach out.
VirtualAvailable
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$100/session

Authentic
Direct
Solution oriented
Specialties
Anxiety
Dissociative Disorders
Trauma and PTSD
+9
Do you feel persistently overwhelmed, as if you're fighting an uphill battle with your mental health? Is it becoming increasingly difficult to navigate life's ups and downs with serenity? Are you striving for a harmonious balance between personal life, career, and self-care? Have you ever felt like "something's wrong" but can't quite ever identify what it is, or where that feeling is coming from? I am dedicated to helping people from all walks of life better cope with stress and anxiety without compromising their drive for success. I believe in the importance of holistic wellness and integrate various therapeutic techniques such as cognitive-behavioral therapy, EMDR, psychodynamic therapy, and hypnosis to help you find a path to inner peace while staying productive and motivated. Whether you're grappling with stress, anxiety, grief, or unprocessed trauma, remember it's brave to reach out for help. Our collaboration will offer a safe and non-judgmental space for you to explore your feelings, identify your triggers, and cultivate effective coping mechanisms. Together, we will navigate the ebb and flow of your life, aiming for personal growth, tranquility, and a balanced lifestyle.
VirtualAvailable
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Often rebooked

$100/session

Solution oriented
Authentic
Challenging
Specialties
Addiction / Substance Use
Anxiety
Personality Disorders
+10
Are you feeling overwhelmed by anxiety, struggling with your mood, or finding yourself relying on substances or unhealthy coping strategies just to get through the day? Maybe you’re navigating a difficult life transition, struggling with intense emotions or relationships, or simply feel stuck and unsure how to move forward. Whatever brought you here, you don’t have to figure it out alone. Hi, I’m Lauren Mintz, and I would be honored to be your therapist. My goal is to provide a space where you feel understood, accepted, and comfortable being yourself—without judgment. I have been a therapist for five years and previously worked as a social worker for five years. I have experience working with children, adolescents, and adults across a wide range of concerns, including anxiety, depression, mood disorders, substance use, trauma, emotional regulation, self-esteem, and life transitions. I am also a Licensed Clinical Addiction Specialist (LCAS), which allows me to support individuals navigating substance use and recovery, including when substance use and mental health concerns overlap. I especially enjoy working with people who feel like their emotions are difficult to manage, who struggle with patterns that seem hard to break, or who have been told they are “too emotional,” “too much,” or simply need to try harder. I believe there is usually a reason behind the ways we cope, and understanding those patterns can be the beginning of meaningful change.
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New to Grow

$195/session

Specialties
Anxiety
Childhood / Intergenerational Trauma
Depression
+5
For more than two decades, Kim has walked alongside individuals healing from trauma and life’s deepest challenges. Her work is grounded, steady, and deeply compassionate. Kim finds meaning in helping clients rediscover their strength, rebuild trust, and move beyond pain toward purpose. Bearing witness to transformation—both quiet and profound—is what continues to inspire her work.
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$140/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Coping Skills
Life Transitions
+9
Hi! I am a Licensed Clinical Mental Health Counselor in North Carolina with over 8 years of experience working with children, adolescents, and adults. I graduated with my undergrad from North Carolina State University and graduate degree from Liberty University. My areas of work include, but are not limited to, those experiencing anxiety, depression, life transitions, grief, postpartum women, relationship issues, communication issues, bullying, low self-esteem, self-criticism, impulsivity, addiction, and substance use disorders.
VirtualAvailable
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New to Grow

$125/session

Specialties
ADHD
Anxiety
Autism
+8
If you are a mother drowning in the intersection of ADHD, anxiety, and neurodivergence, I see you—not through rose-colored glasses, but as a fellow ADHDer raising neurodivergent kids. My practice is built on real, lived experience, allowing me to partner deeply with moms and a broad range of adults who are ready to stop letting life just happen to them. Together, we will cut through the paralysis, take ownership of your life, and develop the exact strategies needed to dust off your identity and feel joy again.
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$199/session

Authentic
Empowering
Holistic
Specialties
Anxiety
Spirituality
Trauma and PTSD
+6
Hi there, I’m Julissa. You may be used to being the person others depend on—managing responsibilities, showing up for everyone, and keeping things moving. But inside, you might feel overwhelmed, anxious, or disconnected from yourself. If that sounds familiar, I’m glad you’re here. You deserve a space where you can feel supported, too. I’m a licensed mental health therapist with 10 years of experience. I help adults navigate anxiety, burnout, self-doubt, and life transitions. My holistic approach combines clinical tools with mindfulness and attention to the connection between your thoughts, emotions, and body. For clients who find it meaningful, we can also explore spirituality as part of the healing process. Together, we’ll make room for what you’ve been carrying, understand patterns that leave you feeling stuck, and develop practical ways to feel more grounded, set healthier boundaries, and make decisions with greater confidence. I consider it a privilege to hear your story. If this approach feels like a good fit, I invite you to schedule a first session. We’ll start where you are and explore what support could look like for you.
VirtualAvailable
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$120/session

Empowering
Authentic
Intelligent
Specialties
Anger Management
Career Counseling
Life Transitions
+4
I'm Lakeisha, a Licensed Clinical Social Worker and Military Veteran dedicated to supporting individuals as they navigate life's challenges. I aim to provide a safe nonjudgmental space where you can feel comfortable with exploring your thoughts, emotions and experiences at your own pace. My approach is collaborative, compassionate and tailored to your unique needs. Whether you are dealing with anger management, anxiety, depression, relationship issues, career challenges/transition or simply feeling stuck. I believe that with the right support, anyone has the capacity for growth, healing and change. I'm here to walk you through that process. I earned a Bachelor of Social Work from the Methodist University of North Carolina in 2005. Then I obtained a Master of Social Work with a focus on Individuals and Families/Clinical Mental Health from the University of South Carolina in 2007. I have been practicing Social Work for 17 years and have worked in several different sectors including Outpatient Therapy, Hospital, Medical, Psych Unit and discharge planning. Department of Social Services, Military, Group Homes, Community Services Boards, Community Mental Health Agencies, Jails, Collaboratively we will develop a treatment plan to help you better understand your thoughts and emotions, develop healthier coping strategies, and create meaningful changes in how you handle life's challenges while establishing tools to assist you with reaching your goals. Please feel free to contact me to see if we may be a good fit.
Available
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$120/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Self Esteem
Trauma and PTSD
+9
Hi, I'm Kali (pronounced Kay-lee). I’m glad you’re here. Starting therapy can feel like a big step, and my goal is to create a space where you feel safe, supported, and understood from the start. I am a Licensed Clinical Social Worker (LCSW) with over five years of experience. I earned my BSW from the University of North Carolina at Greensboro and my MSW through the joint UNCG and North Carolina A&T program. I believe therapy is not one-size-fits-all, and I tailor treatment to each individual. Therapy is a space to explore your thoughts, feelings, and experiences without judgment. My role is to walk alongside you with guidance, education, and support as we work toward improving your quality of life. Outside of therapy, I enjoy spending time with my 2 year old and finding balance through simple, mindful moments; values I also bring into the therapeutic space.
VirtualAvailable
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$125/session

Warm
Authentic
Humorous
Specialties
Anxiety
Depression
Life Transitions
+8
Hi, I'm Morgan. My schedule has officially reopened to new clients! I know how isolating and tough it can feel when life gets heavier than you can carry or when you're constantly second-guessing yourself. I'm here to help untangle the tangled, and to help you find real relief from the pressures you're feeling. My clients are often people who appear to have it "together" on the outside but feel anxious, disconnected, or stuck on the inside. You don't have to do this alone.
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$140/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+8
Hi, I am Licensed Clinical Mental Health Counselor in NC and received my Master's Degree from Western Carolina in May of 2019. I have worked with clients ranging from ages 4-65 years and have experience treating a wide range of mental health concerns to include Trauma, PTSD, Anxiety, Depression, Psychosis, Attachment Disorders, Mood Disorders, Eating Disorders, and Addiction. I use an intentional eclectic approach to counseling that is guided by the needs of my client’s and work to ensure treatment meets the needs of each individual client.
VirtualAvailable
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$140/session

Warm
Authentic
Solution oriented
Specialties
ADHD
Anxiety
Life Transitions
+4
Hi, I'm Alane, a Licensed Marriage and Family Therapist serving individuals in Texas and North Carolina through virtual therapy. I work with people who look like they have it all together but feel overwhelmed behind the scenes. Many of my clients are capable, independent, and used to being the ones others rely on, but have reached a point where simply pushing through is no longer sustainable. I specialize in supporting individuals navigating anxiety, burnout, stress, life transitions, silent grief, relationship challenges, and the pressure of balancing personal and professional responsibilities. My approach is warm, collaborative, and practical, creating a space where you can feel understood while exploring the patterns, experiences, and expectations that shape how you move through life. Together, we’ll build self-awareness, strengthen boundaries, and develop tools that support meaningful, lasting change. I believe therapy is not about changing who you are, but about helping you reconnect with yourself, understand your strengths, and create a life that feels more aligned with your values. My goal is to help you feel more grounded, confident, and capable of navigating life’s challenges with greater clarity and self-trust.
Available
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$120/session

Authentic
Warm
Empowering
Specialties
ADHD
LGBTQ
Life Transitions
+2
I'm a Licensed Clinical Social Worker based in North Carolina. I received my Master of Social Work degree from Rutgers University in 2007 and have practiced social work (mainly a combination of behavioral health counseling, case management, and other services) since then. I help my clients feel heard, seen and understood. From our first session, I engage them in creating their own vision for therapy. Therapy with me is collaborative and relational.
VirtualAvailable
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$90/session

Authentic
Empowering
Open-minded
Specialties
Anxiety
Depression
Perinatal / Postpartum
I’m a compassionate, down-to-earth therapist who believes therapy should feel like a safe place to exhale, be honest, and make sense of what you’re experiencing. With 20 years of experience in behavioral health and 16 years as a licensed clinician, along with a background in nursing, I bring a broad and integrative perspective to emotional and mental wellness. I work with women navigating anxiety, life transitions, relationships, motherhood, trauma, and the many responsibilities that can leave you feeling overwhelmed or disconnected from yourself. My approach is warm, collaborative, and practical. I want you to feel heard, not judged and supported as you develop insight, strengthen your coping skills, and reconnect with the parts of yourself that may have gotten lost along the way.
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$70/session

Authentic
Direct
Specialties
Loneliness / Isolation
Obsessive-Compulsive (OCD)
Trauma and PTSD
+10
I’m a warm, down-to-earth therapist who believes therapy doesn’t have to feel stiff or overly clinical. My style is informal, conversational, and collaborative, creating a space where you can show up as yourself without worrying about saying the “right” thing. I have no expectations for you to present yourself in a certain way, change anything about yourself, or hide anything. Each thing that you share will only help our work together, and guide me to the best understanding of you and your needs, so that we can navigate your challenges as a team, and take all factors into consideration. My goal for my sessions is to create an environment where the people that I meet with understand that they will never be met with judgement, unreasonable expectations, or negativity. Together, we can create a map of what you’re going through, identify and build on your strengths, and find practical ways to grow toward the life you want.
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$170/session

Warm
Authentic
Open-minded
Specialties
Domestic Violence
Life Transitions
Women's Issues
+9
I am a licensed clinical social worker providing individual and couples therapy for adults navigating relationship challenges, grief and loss, emotional overwhelm and major life transitions. My goal is to help clients identify patterns that keep them stuck, strengthen boundaries and build practical coping strategies that support meaningful, lasting change. My approach is structured, supportive and nonjudgmental, creating space where clients can process challenges and move toward healing and growth. For clients who wish to integrate faith into their counseling journey, I also offer Christian based counseling. In addition to my therapy work, I bring several years of experience as a medical social worker, serving in hospitals, hospices and long-term care settings. This background gives me a deeper understanding of the emotional, relational and practical challenges that often come with illness, caregiving, grief and significant life transitions. I am licensed to practice in IL, NC and OH.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Life Transitions
+7
Hi, I'm glad you’re here. I’m Liz Sullivan, and I specialize in helping stressed out, busy achievers find their joy in life, and gain control over stress, anxiety and overthinking. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but often feel stressed, frustrated and lonely. Everything is on their to-do list (except themselves), and they are realizing they want things to be different. It's possible to let go of your stressors, feel relaxed, enjoy your relationships, and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.
VirtualAvailable
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$175/session

Warm
Authentic
Empowering
Specialties
Anxiety
Life Transitions
Self Esteem
+8
On paper, your life may look like it’s together. You show up for work, take care of the people around you, and handle your responsibilities. But underneath that, you may be carrying anxiety, burnout, loneliness, relationship stress, or the constant pressure to keep it all together. If you’ve spent years being “the strong one,” therapy can feel unfamiliar or even uncomfortable. My goal is to create a space where you don’t have to perform, have all the answers, or pretend you’re okay. My style is warm, conversational, and direct. I’ll meet you with compassion while also helping you recognize the patterns that may be keeping you stuck. Together we’ll build practical tools, increase insight, and create meaningful change that extends beyond our sessions. I enjoy working with adults navigating anxiety, depression, self-esteem, boundaries, dating and relationships, family dynamics, burnout, and major life transitions. I serve clients throughout North Carolina and Illinois via secure telehealth.
VirtualAvailable
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$100/session

Authentic
Empowering
Warm
Specialties
Anxiety
Coping Skills
Depression
+7
Hiya. My name is Sejal Patel, and I am currently licensed in North and South Carolina, as a LMFT. As a therapist, I show curiosity when my client(s), families, and couples ask me for guidance. Majority of my clients', share the assumption, because I am a therapist, I experience minimal challenges in life and relationships. I wish that was true. My professional education and knowledge has been helpful and useful. Truthfully, the lessons I learned by experiencing failures, challenges, and struggles of life are the true heroes to how I find my solutions. I welcome your curiosity to a collaborative process that combines my professional expertise, your life experience knowledge, and the power of creative solutions.
VirtualAvailable
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$150/session

Open-minded
Solution oriented
Authentic
Specialties
Anger Management
Anxiety
Depression
+10
My name is Donald R. Gidney. I have 12 years of experience working as a psychotherapist. I'm a Licensed Clinical Social Worker. I am currently licensed to practice in North Carolina as a LCSW & South Carolina as an LISW-CP. My areas of expertise include anxiety, stress, depression, substance abuse, phase of life issues, anger management, dual diagnosis, communication skills & PTSD. I use a person-centered & approach to therapy starting with engagement which involves developing a relationship, building rapport & hearing the client's story so that I can gain an understanding of presenting problems. Then I conduct a thorough assessment which includes exploring the client's past/childhood to gain an understanding of their present challenges. I then provide insights, psycho-education & assist them with understanding their problems, developing their strengths, learning new ways of thinking & behaving so that they can overcome life's challenges. My primary therapy approaches are Motivational Interviewing, Adlerian & Mindfulness Cognitive Behavioral Therapies.
VirtualAvailable
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$103/session

Authentic
Warm
Solution oriented
Specialties
Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
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$175/session

Warm
Direct
Authentic
Specialties
Depression
Self Esteem
Sex Therapy
+5
I'm Tamela McDonald, a Licensed Professional Counselor and Licensed Clinical Mental Health Counselor with over 15 years of experience helping individuals and couples navigate life's challenges. I specialize in relationships, intimacy, self-esteem, anxiety, depression, and personal growth. My approach is warm, direct, and collaborative. I believe therapy should be a space where you feel heard, supported, and challenged to grow. Together, we'll identify your concerns, establish meaningful goals, and develop practical strategies to help you move forward. I value clients who are willing to actively participate in their healing process, understanding that meaningful change takes time, commitment, and collaboration.
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Often rebooked

$110/session

Warm
Authentic
Open-minded
Specialties
Life Transitions
Military/Veterans
Women's Issues
+7
Change can be scary, but it doesn't have to be. We all face situations throughout life that can make us feel overwhelmed and in need of support, encouragement, strategic planning or goal setting. You are not alone. I provide a safe, warm and friendly environment for growth and healing. You may need support in family life transitions, a parent-child relationship, peers groups, marriage, divorce, social issues, academic challenges or behavioral issues. While we are working together, I take a collaborative approach to help you to achieve your goals and overcome the challenges you're facing in life. I am here to support and empower you on your personal journey. Recognizing when issues in life have become too much to handle alone and seeking assistance is a great first step on your healing journey. It takes a lot of courage to reach out to someone, so I applaud you on taking that first huge step.
VirtualAvailable
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$120/session

Warm
Intelligent
Solution oriented
Specialties
Attachment Issues
Emotional Regulation
Women's Issues
+10
The world can feel like it's moving incredibly fast at times, and it is easy to get swept up in that momentum only to realize you’ve been running on empty for a long time. Having lived through that kind of deep, exhausting stress firsthand, this therapist understands how heavy it can feel when the days start blurring together and you want a change but have no idea where to start. This practice is simply a non-judgmental, warm, and honest space to finally pause and slow down. The ultimate hope is that at the end of every session, the walk back out into the world feels just a little bit lighter
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.