Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 558 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 9/16/2026

$150/session

Solution oriented
Authentic
Direct
Specialties
Life Transitions
Self Esteem
Trauma and PTSD
+10
Hi, I’m Joe. I’ve worked in the mental health field for 27 years across substance use treatment, outpatient care, and hospital settings. I’ve supported individuals and families through crisis, transition, and long-term growth. I work well with young adults, adults, and families who are navigating stress, trauma, anxiety, depression, substance use, or major life changes. I also have extensive experience working with men who may struggle to express emotions directly and instead feel stuck in withdrawal, irritability, or self-doubt. As a veteran, I understand the mindset and pressures that can come with military life. Across all of my work, I aim to provide a grounded, steady presence where honesty, insight, and meaningful change can take place.
VirtualAvailable

$300/session

Authentic
Empowering
Warm
Specialties
Couples Counseling
Parenting
Sex Therapy
+10
I'm Dr. Ehsan Adib Shabahang, founder of AtReef Therapy PLLC and a Licensed Mental Health Counselor (LMHC) and National Certified Counselor based in Cambridge, Massachusetts. I hold a PhD in Psychology with a concentration in social psychology and a master's degree in Clinical Mental Health Counseling. My practice provides integrative, depth-oriented therapy for couples and individuals, conducted entirely through secure telehealth. I work most often with high-achieving adults and couples who function well professionally but find themselves facing patterns that intelligence, success, or effort alone have not resolved: recurring conflict, emotional distance, perfectionism, burnout, anxiety, and questions about identity, meaning, and direction. My clinical approach draws on relational and depth psychology, Jungian psychology, Cognitive Behavioral Therapy, Dialectical Behavior Therapy, and Gottman Method Couples Therapy, integrated according to each client's needs rather than applied as a fixed protocol. I am also the developer of Self-Reflective Relationship Therapy (SRRT), a research-informed framework that emphasizes self-reflection, emotional responsibility, and translating insight into real behavioral change. Therapy with me is not only about understanding why a pattern exists. Insight matters, but it is not the goal on its own. I focus equally on what changes in your communication, boundaries, emotional regulation, and decisions once that understanding is in place. I see couples working through betrayal, disconnection, and recurring cycles of conflict, and I see individuals navigating anxiety, burnout, identity transitions, and the gap between a capable public self and a more uncertain private one. I also bring particular attention to intercultural relationships and cross-cultural identity, informed by my own doctoral research and background working across cultures. If you are looking for a therapist who will engage directly, take your patterns seriously, and hold you accountable to real change rather than surface-level coping strategies, I would be glad to work with you.
VirtualAvailable

$120/session

Direct
Authentic
Warm
Specialties
Anxiety
Depression
Family Conflict
+10
I am a Licensed Clinical Social Worker and have been providing mental health therapy for 30 years. I offer a supportive, empathic ,safe environment for clients to explore issues they are dealing with. I am experienced in working with diverse populations including adults, adolescents, families, and couples. I find that helping people develop successful communication skills is a common theme across almost all client situations. Building on client strengths helps people address issues and create coping skills. My approach is individualized to the persons unique characteristics.
Available

$105/session

Authentic
Solution oriented
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+8
Hi, I’m Kendrick Burden, a Licensed Clinical Social Worker passionate about helping people reconnect with their truest selves. I work with individuals who are navigating trauma, anxiety, depression, and high-pressure transitions, especially when life feels heavy or unclear. Whether you're processing loss, healing from old wounds, or realigning with who you were created to be, therapy is a space to pause, reflect, and move forward with intention. My approach blends evidence-based tools such as EMDR, CBT, and ACT with compassionate, faith-based support when desired. Together, we’ll identify what’s been holding you back and chart a new path grounded in your values and strengths. My hope is to help you feel more anchored, more empowered, and more at peace with the life you’re creating.
VirtualAvailable

New to Grow

$165/session

Empowering
Humorous
Intelligent
Specialties
Anxiety
Chronic Illness
Obsessive-Compulsive (OCD)
Welcome! I have been a therapist for over 15 years, I work with adults 18+, and I specialize in chronic pain/illness, anxiety, and am trained in providing ERP for OCD. If the following sounds like you, lets chat: Having thoughts loop over and over again and running through worst case scenarios? Coping skills not working and struggling with mental or physical compulsions trying to ease that high fear and distress, only to find it's not really working? Suffering from chronic illness or pain and feeling depressed/anxious, and wondering how you’re going to adapt to your new life?
Available

New to Grow

$110/session

Specialties
Anxiety
Depression
Grief
+6
Hey There! My name is Brandy Jones and I aim to create a space where you will not be judged, but will be unconditionally supported as we navigate through your concerns and fears. I believe that you are the expert on your life, and will bring my expertise in therapy to collaboratively find the relief and the balance that you seek. I have a Master degree in Addiction Counseling and Professional Counseling from Grand Canyon University. I currently serve adolescents and adults with mental health and substance use disorders, using CBT, Person-Centered Therapy, Trauma Informed Therapy, Grief counseling and EMDR informed treatment.
Available

$50/session

Specialties
Coping Skills
Life Transitions
Trauma and PTSD
+5
I genuinely love what I do and feel grateful for the opportunity to support others as they explore their stories, their strengths, and the direction they want their lives to take. I believe everyone deserves to feel seen, supported, and at peace with who they are and where they are going. If you are feeling unsure or nervous about starting therapy, you don’t have to have it all figured out—I will meet you exactly where you are, and we will walk this journey together with care, compassion, and intention.
VirtualAvailable

New to Grow

$125/session

Specialties
Anxiety
High Clinical Acuity
Trauma and PTSD
+10
Hi, I’m Jonny. I’ve been practicing as a clinician in Western North Carolina since 2016, beginning in community mental health with children and families before transitioning to private practice with adults. That background shaped my core belief that mental healthcare should be accessible, humane, and deeply personal. In my practice, I offer a warm, collaborative space where we balance practical, incremental steps with your bigger-picture goals for meaningful growth. I’d love to connect and talk about what we can accomplish together.
Available

New to Grow

$150/session

Specialties
Anxiety
Depression
Life Transitions
+8
In therapy, I enjoy working with client to help them explore ways to increase their peace and fulfillment in life. Whether it be about helping clients find ways to communicate their needs and boundaries, or exploring themselves and what helps them thrive. My approach aligns with my calm, laid-back personality and love for collaboration. I like to use curiosity as a guide to help identify what gets in my client's way of being who they want to be. Then, find ways to how to remove barriers in attainable, realistic ways.
Available

New to Grow

$100/session

Specialties
Anxiety
Emotional Regulation
Life Transitions
+8
I’ve been a licensed therapist for 5 years, but my perspective is also shaped by a lifetime of real-world experience. I’m an Army veteran, a career military spouse, married 31 years,  have lived throughout the U.S. and Canada, a mother of four, and one of nine siblings—with four brothers and four sisters. These experiences have given me a deep understanding of the complexities of family life, relationships, transitions, and everyday challenges. I’m able to connect with a wide range of family situations and offer practical, relatable, real-time solutions that work in everyday life.
Available

$105/session

Authentic
Solution oriented
Warm
Specialties
Anxiety
Depression
Women's Issues
+10
As a licensed clinical mental health counselor, I've spent years helping individuals find their way through life's ups and downs. Whether you're struggling with anxiety, navigating a difficult relationship, or simply need someone to talk to, I'm here to listen without judgment. I believe in the power of human connection and the ability to heal. Together, we'll explore your unique story and work towards a brighter future.
VirtualAvailable

$125/session

Direct
Empowering
Warm
Specialties
Anxiety
Depression
Life Transitions
I am a Licensed Professional Counselor (LPC) in Missouri and a licensed clinical mental health counselor (LCMHC) in North Carolina who specializes in supporting trauma survivors and individuals who are in life transitions to navigate emotional healing, identity transitions, and relationships. In my work, I use Cognitive Behavioral Therapy and Person-Centered Therapy to help you connect with your inner self, challenge negative self-talk, and reframe thoughts that keep you questioning yourself. I offer a warm, safe, and collaborative space where you are seen and heard.
Available

$90/session

Warm
Authentic
Solution oriented
Specialties
Addiction
Anxiety
Depression
+7
I am a Licensed Clinical Social Worker in North Carolina with 10 years of counseling experience. I received my Master's Degree in Social Work from the University of North Carolina at Chapel Hill and have spent many years working in community behavioral health. My training and my work have shaped me into a clinician that understands a person's environment is as important as their mindset. You will find me to be supportive and an advocate for my clients complete health.
VirtualAvailable

$125/session

Warm
Solution oriented
Empowering
Specialties
Anxiety
Self Esteem
Trauma and PTSD
+1
I strive to create a supportive space where clients feel heard, understood, and empowered to make meaningful change in their lives. My style is tailored to each individual’s unique needs, and I draw from a variety of therapeutic modalities to help clients build practical skills and tools for lasting growth. I especially enjoy working with clients navigating anxiety, trauma, perfectionism, relationship wounds, stress, burnout, and self-esteem challenges. My goal is to help clients gain insight, strengthen coping strategies, improve boundaries and self-expression, and move toward a greater sense of confidence and balance.
Available

$120/session

Empowering
Warm
Authentic
Specialties
Addiction
Spirituality
Trauma and PTSD
+10
I am a NC Licensed Clinical Mental Health Counselor and NC Licensed Clinical Addictions Specialist who is passionate about helping individuals and families experience meaningful, lasting growth. I provide a warm, supportive environment where clients feel heard, respected, and understood. My approach is compassionate yet direct, blending faith-based principles with evidence-based practices such as CBT and Solution-Focused Therapy. In addition I hold a license in SC as Telehealth Registered Professional Counselor Provider #2806. Clients often describe me as empathetic, grounded, trustworthy, and easy to talk to. I value authenticity, integrity, and creating a space where healing feels both safe and empowering.
VirtualAvailable

$120/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I bring a holistic counseling approach to my work with clients, with an emphasis on physical, emotional, social, spiritual, and psychological well-being. While exploring the nature and impact of mental illness is very important, I think it is just as important to help clients develop practical strategies to restore balance and learn skills for happiness and thriving. My counseling approach integrates techniques from cognitive-behavioral therapy (CBT) for anxiety and mood disorders; internal family systems (IFS) and eye-movement desensitization and reprocessing (EMDR) therapy for healing complex and acute trauma; as well as exposure and response prevention (ERP) therapy for phobias and OCD. Additionally, I integrate current research from the field of positive psychology, as well as Eastern and Western philosophical traditions, into my counseling approach to meet every client's individual needs. I am an inclusive and affirming therapist who is humble and respectful regarding domains of human diversity. My sessions are an affirming and safe place for LGBTQ+ clients and anyone who is impacted by systems of racism, sexism, ableism, ageism, and other forms of marginalization by society. I have several years of experience working as a therapist and have been working with clients in helping roles for over a decade. My background includes working as an outpatient therapist in community mental health, higher education, intensive OCD treatment, as well as telehealth and private practice settings. I have prior experience working in other helping roles as well including child welfare, public health, and home healthcare fields. Throughout these experiences, I have remained deeply committed to helping others heal, grow, and thrive. Thank you for taking the time to learn about my approach. I look forward to working with you!
VirtualAvailable

$220/session

Authentic
Warm
Empowering
Specialties
Anxiety
Bipolar Disorder
Depression
+10
Kudos to you for recognizing the need to focus on your overall well-being including your mental health. At the beginning of therapy many individuals often feel overwhelmed with various emotions, especially talking to a stranger about their concerns. I seek to make my clients feel welcomed and heard by working with them to identify past and present life events and the impact they have on their interactions internally and externally. I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or self-care. I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling sets the stage for self-awareness, healing, grieving, feeling empowered which can lead to change and growth. What you allow will continue, and change is a personal choice. If you’re ready to challenge yourself and create the life you want, I look forward to working with you.
VirtualAvailable

$125/session

Warm
Authentic
Intelligent
Specialties
ADHD
Hi, I’m Michelle. If you feel overwhelmed, disorganized, stuck in procrastination, or frustrated that everyday tasks seem harder than they should, you’re not alone, and you’re not lazy or broken. I specialize in helping adults with ADHD, including those who are newly diagnosed, have lived with ADHD for years, or are beginning to wonder whether ADHD may explain some of their struggles. Together, we explore how ADHD may affect the way you think, feel, function, relate to others, and navigate everyday life. My approach is warm, collaborative, practical, and strengths-based. I draw from Cognitive Behavioral Therapy (CBT), mindfulness-based therapy, psychoeducation, and executive-functioning support to help reduce shame, increase self-understanding, and build practical tools that fit your life and the way your brain works. When appropriate, I may also incorporate EMDR to address distressing experiences, chronic shame, or negative beliefs that have developed through years of criticism, rejection, or feeling misunderstood. My work is also shaped by personal experience with ADHD, which has provided additional perspective alongside my professional training. This combination allows me to approach clients with both clinical expertise and an appreciation for the nuanced ways ADHD can affect daily life. My goal is to help you feel more confident, capable, and supported in creating a life that works with your brain rather than against it. For clients who would like to incorporate their faith into therapy, I also offer Christian counseling in a supportive and natural way.
VirtualAvailable

$190/session

Empowering
Direct
Solution oriented
Specialties
Anxiety
Couples Counseling
Depression
Hi, I’m Anneka. I am a licensed therapist with a warm, down to earth style who believes in treating everyone with respect, sensitivity, and compassion without stigmatizing labels. My practice focuses on helping individuals navigate anxiety, depression, adjustment disorders, relationship difficulties, major life transitions, people pleasing, and self-worth challenges by increasing self-awareness, utilizing CBT and EFT techniques, and offering PREPARE-certified pre marital counseling.
Available

Often rebooked

$125/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Grief
+10
I’m Laura Massey, a Licensed Clinical Mental Health Counselor, Certified Clinical Supervisor, and Licensed Clinical Addiction Specialist in North Carolina. I work with adults 18 and older who are navigating life transitions, anxiety, depression, trauma, women’s concerns, and the everyday stressors that can sometimes feel overwhelming. My practice provides a calm, supportive space where you can feel truly heard, understood, and empowered to grow in ways that are meaningful to you. I believe that lasting change is built on authentic connection, honest reflection, and the willingness to show up for yourself. I also support individuals facing the challenges of addiction, meeting each person with empathy, respect, and a steadfast belief in their ability to heal and rebuild. If you’re ready to take the next step, I warmly invite you to reach out. It would be my honor to support you as you move forward on your journey toward healing and growth.
VirtualAvailable

$100/session

Authentic
Intelligent
Empowering
Specialties
Life Transitions
Career Counseling
Child or Adolescent
+6
Hi there! My name is Erin Dey and I am a licensed clinical social worker located in Chapel Hill, North Carolina. I have a masters’ degree from Columbia University, and I specialize in helping clients successfully navigate challenging life transitions. I work with individuals both in person as well as online. My approach to counseling is solutions-focused, strengths-based, and relational.
VirtualAvailable

$100/session

Warm
Authentic
Empowering
Specialties
Anxiety
Grief
Self Esteem
+4
Hello, I'm Shawnta (pronounced with a long a sound at the end)! Do you want to rediscover yourself in a way that moves you forward in life toward purpose and joy? Are you experiencing challenges in moving forward after a significant loss? Do you find yourself consumed with the past and not able to move forward? You have made a huge, important step by seeking therapy. I help men, women, and adolescents overcome challenges related to depression and anxiety. Together, we can identify where you are and where you want to be, what's working and what's not working, and set a plan on how to move forward. I approach therapy from a person-centered model, so your goals for therapy will be rooted in what you would like to accomplish. I look forward to working with you!
VirtualAvailable

$65/session

Authentic
Warm
Solution oriented
Specialties
ADHD
Depression
Trauma and PTSD
I am a woman in her second half of life. I have raised three children,I have six grandchildren and four great-grandchildren. I have dogs and cats as pets and live in the country. I grew up in a military town and am an Army brat. I was also a Military Family Life Counselor in public schools working with children of military parents. I have a child currently serving in the US Navy. I also have a small garden. I have many different hobbies that I enjoy. I am 30 plus years sober and value my sobriety on a daily basis. I have exercised many of my own demons which helps me recognize the struggle in others. I make an effort to not be judgemental of anyone's choices. I listen, I provide a safe space.
Available

$170/session

Warm
Authentic
Intelligent
Specialties
Domestic Violence
Life Transitions
Women's Issues
+9
I am a licensed clinical social worker providing individual and couples therapy for adults navigating relationship challenges, grief and loss, emotional overwhelm and major life transitions. My goal is to help clients identify patterns that keep them stuck, strengthen boundaries and build practical coping strategies that support meaningful, lasting change. My approach is structured, supportive and nonjudgmental, creating space where clients can process challenges and move toward healing and growth. For clients who wish to integrate faith into their counseling journey, I also offer Christian based counseling. In addition to my therapy work, I bring several years of experience as a medical social worker, serving in hospitals, hospices and long-term care settings. This background gives me a deeper understanding of the emotional, relational and practical challenges that often come with illness, caregiving, grief and significant life transitions. I am licensed to practice in IL, NC and OH.
VirtualAvailable

$150/session

Solution oriented
Authentic
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+7
Welcome! My name is Kim, and I’m so glad you’re here. I’m a Licensed Clinical Social Worker with over 20 years of clinical experience and I believe therapy is a place where you can feel truly heard, supported, and empowered to grow. I utilize an eclectic approach to therapy, which means I draw from different techniques and perspectives to best fit your unique needs and goals. I bring a warm, down-to-earth style to our work together, meeting you where you are and helping you navigate life’s challenges with compassion and hope. My goal is to create a safe and caring space where you feel comfortable to be yourself and move towards the changes you want in your life.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.