Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 554 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 5/27/2026

$100/session

Open-minded
Direct

Specialties

Anxiety
Depression
Life Transitions
+9
I am a Licensed Clinical Social Worker with a unique educational background in Pre-Pharmacy and Bachelors of Science in Biology. This diverse educational background plays a role in my ability to encompass the mind, body, soul approach during therapy. I look forward to being a supporter in your life journey. I believe taking thoughts captive from the root will change the outcome of your actions.
VirtualAvailable

New to Grow

$80/session

Specialties

Anxiety
Coping Skills
Depression
+2
I am a Licensed Clinical Mental Health Counselor (LCMHC) in North Carolina, holding a Master’s degree from the University of North Carolina at Pembroke. With deep roots in community advocacy and foundational experience as a Child Protective Services case manager, I focus on meeting my clients exactly where they are. Throughout my career, I have had the privilege of partnering with a vibrant diversity of populations, including: * Veterans & Families navigating unique stressors, trauma, and major life transitions. * Youth & Pregnant Teens overcoming complex systemic challenges and building resilience. * Individuals from diverse economic and cultural backgrounds seeking a dedicated space to be heard. I view therapy through a culturally sensitive, strengths-based lens. Together, we will honor your unique story and build practical, real-world tools for your long-term emotional wellness.
Available

$90/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Career Counseling
Coping Skills
These times are urgent. Let us slow down.” ― Bayo Akomolafe Let's take things one breath at a time, slowing down instead of rushing through the hard parts. I don’t believe in fixing or solving everything all at once in the hopes it does not reoccur. Instead, I offer space for curiosity, vulnerability, and connection, because that’s often where healing begins. Together we’ll practice being with your experiences, not just getting past them. I work with people facing all kinds of mental health and personal life challenges, and I especially love helping clients untangle old patterns and build new ones that feel more like them. My approach is relational and HUMOROUS, humanistic, honest, warm, and collaborative. I work mostly with teens and adults. Outside of therapy, I’m usually testing a new hairstyle, thrifting, listening to Afrobeats, or walking my dachshund, Winston-Bishop.
VirtualAvailable

$150/session

Warm
Authentic
Empowering

Specialties

Depression
Mood Disorders
Self Esteem
+8
I’m really glad you found your way here. I support individuals who feel overwhelmed, stuck, or emotionally drained and are seeking a space to slow down and be themselves without judgment. My goal is to help you feel lighter, gain clarity, and take meaningful steps toward a more balanced, fulfilling, and authentic life at your own pace. with confidence and self-trust.
VirtualAvailable

$120/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
+7
Hello! I am a clinical social worker (LCSW) licensed in North Carolina. I graduated with my Master of Science in Social Work from the University of Tennessee while receiving certification in Trauma Treatment. I have been actively practicing for more than five years. I work with individuals from a variety of ages and backgrounds navigating through their mental health journey towards a better understanding of self and the importance of mental health care.
VirtualAvailable

$135/session

Intelligent
Authentic
Solution oriented

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable

New to Grow

$100/session

Specialties

Military/Veterans
Life Transitions
My name is Chris; I am a 42-year-old Veteran and Licensed Clinical Social Worker/ Licensed Clinical Addictions Specialist. I have been working mainly with populations with trauma, Severe-Persistent Mental Illness, Veterans, LGBTQ+, and those in Recovery (Struggling with Addiction). After having my son, I felt a calling to try and support others with this new transition in their lives. Using my mistakes, successes, and educational background to help guide them.
VirtualAvailable

$175/session

Authentic
Open-minded
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+9
I’m Joshua Robinson, a licensed therapist dedicated to helping adults navigate the complexities of anxiety, depression, life transition, and family challenges. I take a holistic approach to therapy, integrating evidence-based techniques to support your journey toward healing and self-discovery. I work with individuals who feel trapped by past experiences, struggling to set boundaries, or seeking clarity in their relationships. Whether you’re dealing with childhood wounds, toxic family dynamics, or the emotional toll of breaking free from unhealthy patterns, I provide a compassionate, structured space to help you process, heal, and move forward.
VirtualAvailable

$175/session

Specialties

Chronic Illness
Grief
Health/Medical Issues
+2
I received a Bachelor of Arts in Sociology and Social Psychology from Lehigh University in 2003 and graduated from Columbia University in 2007 with a Master of Science in Social Work. I recently transitioned from medical social work to clinical counseling. I specialize in health/illness, medical education, medical/social trauma, anxiety/depression, chronic pain/disability, grief/bereavement, and loss. I am a thoughtful, sensitive, empathic, collaborative, and hard-working clinician who genuinely cares and strives to make a difference in the well-being of each of my patients. My passion is working with children and families impacted by medical issues and chronic pain. I have extensive experience working in hospital settings providing a range of supportive services to patients diagnosed with acute and chronic medical conditions.
VirtualAvailable

Often rebooked

$140/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+5
Hi! I'm a Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina. I received my Masters from Gardner-Webb University and have been practicing for 10 years. I help young adults and children struggling with career/school stress as well as feeling stuck in a life. All the pressures we have today lead to melancholy and burnout. Lets work together to help you become the best version of yourself so you can feel peace and contentment.
VirtualAvailable

Often rebooked

$120/session

Authentic
Warm
Solution oriented

Specialties

Depression
Obsessive-Compulsive (OCD)
Trauma and PTSD
+6
My name is Anna and I am a Licensed Clinical Mental Health Counselor (LCMHC) and I specialize in Clinical Complex Trauma with children, teens and adults. I have also worked with various mood disorders and helping many through difficult phases in life. I have worked with individuals and families for about 8 years, both online and in private practice. My passion is to help those who have hit a rough patch and need help making their way to the other side. Working with mothers during and after pregnancy has become a passion as I myself am a mother and can provide empathy and insight to these particular experiences.
VirtualAvailable

New to Grow

$125/session

Specialties

Obsessive-Compulsive (OCD)
Anxiety
Hello! My name is Victoria and I have been providing therapy for 7 years. I am fully licensed in South Carolina and North Carolina and have had my private practice for 5 years. My primary specialty is treating OCD but I do see clients for a myriad of reasons including depression, anxiety, relationship issues, life stressors, low self-esteem, and attachment issues. I have thoroughly enjoyed working in this field and having the honor to see my clients make progress towards living the life they want to live.
Available

$100/session

Authentic
Empowering
Open-minded

Specialties

Life Transitions
Parenting
Self Esteem
+6
I got my MA in Dance/Movement Therapy and Clinical Mental Health Counseling in 2009 and have since worked mostly in community mental health. I'm excited to move more fully into working with women in transitional spaces of life looking for support and validation about their desires and next steps. My work with midlife women navigating perimenopause, family life, jobs and older family members has been the most fulfilling work I've ever done. Caring for the caregivers so that they may find the freedom and creativity in their lives to set boundaries, use their voices and make intentional choices based on what they KNOW that they need is the way to set free a group of women who never intended to imprrison themselves in a life they didn't fully consciously choose.
VirtualAvailable

$150/session

Authentic
Intelligent
Direct

Specialties

ADHD
Depression
Substance Misuse
+7
Hi! I'm a licensed clinical social worker (LCSW) and licensed clinical addiction counselor (LCAS). I went to graduate school at the University of Vermont and have provided therapy services for more than 30 years in outpatient mental health settings as well as in inpatient psychiatric and addiction treatment settings. I'm in long-term recovery from alcohol and opiate dependence. Also, I am developing a specialty in working with lawyers. Fun fact: I worked on an offshore lobster boat in the Gulf of Maine for 4 years.
VirtualAvailable

$100/session

Warm
Authentic
Empowering

Specialties

Domestic Violence
Sexual Abuse
Trauma and PTSD
+8
I am a licensed clinical social worker (LCSW) located in northeastern North Carolina. I have 27 years of experience in the field as a clinical social worker and clinical and administrative supervisor. My experience is primarily in domestic violence, sexual assault, trauma, crisis intervention, grief, loss, major life transitions, chronic health problems, anxiety and depression. My clinical work has centered on providing trauma-based therapy to individuals impacted by complex trauma and PTSD. I use a trauma-informed lens in all aspects of care, helping clients stabilize, develop coping strategies and process traumatic experiences at a pace that feels safe. I draw on evidence-based approaches to guide recovery while empowering clients to regain control over their narratives and lives.
VirtualAvailable

$175/session

Authentic
Empowering
Open-minded

Specialties

Anxiety
Peer Relationships
Self Esteem
+4
I am a Licensed Clinical Mental Health Counselor and Christian therapist, prophetic voice,Mentor, and ministry leader called to help people heal, rebuild, and step fully into their God-given identity. I carry both clinical wisdom and spiritual discernment, which allows me to guide people beyond surface-level coping into deep emotional and spiritual restoration. I am a safe place for the strong ones—the pastors, ministry leaders, women of faith, and those who are rebuilding after life has tried to break them. My assignment is to help them confront what has wounded them, heal at the root, and rise again with clarity, boundaries, and renewed purpose. I am also a builder and reformer. I don’t just comfort people, I help them rebuild their lives, their identity, and their leadership from a healthier foundation. Through my therapy, teaching, and ministry, I create environments where people can be honest, go deeper, and experience transformation that impacts both their personal life and their calling. This is not just Therapist this is a transformational experience.
VirtualAvailable

$120/session

Empowering
Warm
Authentic

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+5
Hi, I am a Marriage and Family Therapist practicing in North Carolina. I received my degree from Saybrook University in California and have been practicing for the past 15 years. I have specialized training in Somatic Experiencing and Attachment Therapy. I work with adults to resolve symptoms of stress, shock, and trauma that accumulate in our bodies and nervous systems transforming patterns that get stuck and impact our daily life. I support clients in bringing their nervous systems back into balance getting out of fight, flight and freeze to strengthen one's sense of safety, resourcefulness and resilience in the world. Some of the techniques I use are helping clients slow down and attune to what is happening in their bodies. I also work with clients on "resourcing" or finding tools to help them self soothe when they are feeling emotionally overloaded. I specialize in individual therapy and am not currently seeing couples.
VirtualAvailable

$150/session

Warm
Authentic
Empowering

Specialties

Family Conflict
Grief
Women's Issues
+10
AVAILABLE EVENINGS & WEEKENDS Now accepting clients with late evening and weekend availability. As we step into a new year, many people find themselves reflecting on what they want to release, restore, and rebuild in their lives. If you are feeling ready for meaningful change—but unsure where to begin—you don’t have to do it alone. I am a Licensed Professional Counselor in North Carolina with 21 years of experience supporting individuals and families through life’s challenges. I specialize in helping clients manage stress and anxiety, navigate relationship challenges, work through family conflict, and strengthen motivation, self-esteem, and confidence. My therapeutic approach is compassionate, collaborative, and grounded in creating a safe, non-judgmental space where you can openly explore your thoughts, emotions, and lived experiences. Together, we work to identify patterns, develop healthier coping strategies, and build the clarity and confidence needed to move forward with intention. The beginning of a new year often brings a desire for alignment, healing, and growth. Choosing to invest in yourself—your emotional well-being, your relationships, and your future—takes courage. Whether you are feeling overwhelmed, stuck, or simply ready to prioritize yourself in a new way, therapy can be a powerful place to start. I am committed to walking alongside you as you work toward a more balanced, fulfilling, and authentic life—at a pace that honors your needs and your schedule. Late evening and weekend appointments available to support busy professionals, parents, and individuals seeking flexible care.
VirtualAvailable

$100/session

Authentic
Solution oriented
Open-minded

Specialties

Anxiety
Depression
Family Conflict
+6
I am a Licensed Mental Health Counselor and a National Certified Counselor with over 15 years of experience providing therapeutic services to individuals and families. I am dedicated to the field of psychotherapy and committed to the client/therapist relationship. I have a Masters Degree in Clinical Mental Health Counseling from Palo Alto University, CA. As a therapist, I am non-judgmental, empathetic and eager to see you become your best self. I am open minded and value the art of listening. I believe in the power of gained insight and self awareness. I trust that you can succeed in whatever it is you set your mind to. As a therapist and client team- We got this!
VirtualAvailable

$100/session

Authentic
Warm
Open-minded

Specialties

ADHD
Anxiety
Depression
+3
Howdy! My name is Russell and I look forward to meeting you and working together! Taking the step to seek out therapy services can be the biggest hurdle to overcome, yet here you are. You made it! Even exploring options for therapy demonstrates the motivation that you have for positive change in your life. I enjoy taking a collaborative approach to working with all of my clients because you are the expert in your own life and know yourself the best. I am here as a support while you discover more about yourself. I am a LCMHC (Licensed Clinical Mental Health Counselor) with the state of North Carolina. I have a background working with various ages and demographics in a variety of settings. This includes children aged 6+ to pre-teens, adolescents, adults, families, and couples. I have worked in inpatient hospital settings, assisted with Intensive In-Home services for at-risk youth and their families, as well as with clients in traditional office-based environments providing outpatient therapy. My clinical expertise and the most frequent concerns that I help clients with are anxiety, depression, ADHD, anger management, relationship issues, family issues, and phase of life concerns. I tend to naturally gravitate toward adolescents who are struggling with navigating their lives, however, I enjoy working with all individuals regardless of age or background since life is a struggle for all of us. I tend to take a laid-back, relaxed (but professional) stance when working with clients to make the therapeutic process as welcoming and comfortable as possible!
VirtualAvailable

$110/session

Authentic
Open-minded
Solution oriented

Specialties

ADHD
Anxiety
Coping Skills
+9
I am a fully licensed clinical social worker with nearly 10 years of experience in the field. I am currently licensed in two states. My experience varies from therapeutic mentor, supervisor for other LCSW, and one on one with persons served as a therapist/clinician. My approach is strength-based and person-centered. I work with ages from 6 and up with a focus on adolescents, teens, and adults.
VirtualAvailable

$140/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Women's Issues
+10
Hi ! I’m Brittany , a licensed therapist passionate about supporting women and girls ages 16 and older as they navigate life’s challenges. I specialize in helping clients explore issues related to identity, self-esteem, relationships, and past trauma. I believe therapy is a journey of self-discovery and growth. Together, we explore patterns and experiences that may have shaped you, not to dwell in the past, but to gain clarity and build skills for healthier, more fulfilling relationships with yourself and others. My goal is to empower clients to release what no longer serves them, reconnect with their authentic selves, and move toward greater confidence, balance, and emotional well-being. Whether you’re seeking support for navigating a life transition, strengthening self-esteem, or healing from past trauma, my practice offers a gentle and structured approach tailored to your unique needs. I am committed to walking alongside you in a space that fosters understanding, personal growth, and meaningful change.
VirtualAvailable

Often rebooked

$150/session

Open-minded
Warm

Specialties

Anxiety
Life Transitions
Women's Issues
+1
Life can feel overwhelming at times. I am a Licensed Clinical Social Worker with over 7 years of experience working with adults experiencing anxiety, depression, relationship challenges, life transitions, and women navigating perimenopause. I support clients in developing emotional regulation skills and practical strategies to manage everyday challenges, with a focus on feeling more in control and confident in daily life.
VirtualAvailable

$100/session

Solution oriented
Empowering
Intelligent

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+15
I believe in not just giving ok treatment, but the best available. That’s why I love matching your needs with the best type of therapy that’s also backed up with research to definitely be able to help you. With that, you’re still the expert on you and your life, so you bring your experiences and I’ll bring my knowledge, and together we can figure out how to help you figure out how to get exactly what you’re wanting in life. I specialize in working with anxieties, depression, trauma, as well as with teens and parents. I’ve worked with kids most of my life in one form or another doing therapy, mentoring, and teaching English abroad. Whatever is bothering you I’m here to help. LGBTQ friendly. Whatever it is, let me help you, and if there’s something I don’t have the proper expertise in then I also have no problem admitting that and directing you to someone who can help so that you don’t have to waste your time.
VirtualAvailable

$120/session

Authentic
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hi, I’m Pete Cianci, LCSW, a licensed psychotherapist based in North Carolina. I work with adults who are ready to feel better and make meaningful changes in their lives. I believe therapy should be practical, clear, and focused on real results. I use proven approaches like cognitive behavioral therapy, dialectical behavior therapy, and acceptance and commitment therapy. In simple terms, that means we’ll look at how your thoughts, emotions, and behaviors connect—and I’ll teach you skills you can use right away. I strongly believe therapy doesn’t have to feel like a mystery. When you understand how your mind works and learn tools that fit your life, change becomes much more possible. My goal is to help you feel better as efficiently as possible while still feeling supported and understood along the way.
VirtualAvailable
Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.