Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 584 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 11/13/2025

John Crapo

LCMHC, 26 years of experience

$75/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Depression
Grief
+10
I was raised in Memphis, TN. I then attended college in Nashville TN where I received a BS degree. I got married while in college. We moved to Raleigh, NC after graduation. We've been married over 40 years. Once we moved to NC we began providing foster care for older children and teenagers. After several years we decided to move to long-term foster care for young children and adopted six children over the next 8 years. My wife joined our oldest daughter on a mission trip to Guatemala where they met our next son, who we adopted over the next two years. He was able to join us just before his 12th birthday. I began working for the USPS once we moved to NC. After working there for 10 years, I realized that I wanted to change careers and fulfill the dream of helping others in a more practical way. I took a break from work and obtained a MA in Counseling. After receiving my LPC license, I worked in various settings within the counseling field. I have worked in Child Protective Services, worked for a couple of mental health clinics, held a private practice, worked in crisis intervention for 10 years in a hospital setting, returned to the clinic setting, and have once again opened a private practice. I am now licensed as a LCMHC and LCAS in NC.
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Dr. Warrick Stewart

LCMHC, 16 years of experience

$175/session

Solution oriented
Direct
Intelligent

Specialties

Couples Counseling
Depression
Substance Misuse
+10
Hello, I’m Dr. Warrick Stewart. I am a Board-Certified Psychotherapist, licensed to practice in Georgia, South Carolina, Kentucky, and North Carolina. At the heart of my work is a deep compassion for people who are navigating life’s hardest seasons. I specialize in helping individuals and couples facing trauma, emotional pain, self-doubt, and the struggles that come with anger, substance use, and depression. My role is to walk alongside you, offering evidence-based approaches such as reality-based and solution-focused therapy, while always tailoring our work to meet your unique needs. In my practice, clients find a warm, nonjudgmental, and supportive environment where they are safe to be themselves. Here, you can speak your truth, confront what has been holding you back, and begin the process of healing. I am eclectic in my methods—drawing from a variety of therapeutic techniques—because I believe every person deserves an approach as unique as their story. I strive to be thorough but kind, authentic yet gentle, and always deeply respectful of the courage it takes to begin therapy. My goal is to help you process your experiences, rediscover your strengths, and move forward toward a life filled with meaning and possibility. Healing takes willingness and effort, but you don’t have to walk the journey alone. Together, we can create a path toward growth, resilience, and lasting change. Let’s get started today.
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Anna Holloman

LCSW, 10 years of experience

$100/session

Direct
Open-minded
Solution oriented

Specialties

ADHD
Anxiety
Self Esteem
+7
Hi, my name is Anna. I am licensed in North Carolina with over 10 years of professional experience. I'm deeply passionate about helping others navigate life's challenges with more clarity, compassion, and connection. I believe the therapeutic relationship is one of the most important components of therapy, and strive to create a safe, non-judgmental space where clients feel genuinely seen and supported.
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Keith Casey

LCSW, 12 years of experience

$125/session

Open-minded
Solution oriented

Specialties

Anxiety
Depression
LGBTQ
+1
Keith Casey's approach to therapy is to be empathetic and encouraging. The most gratifying part of his job is when he sees someone embrace the idea that change is possible. He is trained in exposure-response and prevention therapy for OCD. He also likes to incorporate elements of CBT, DBT, and mindfulness into his work. He specializes in anxiety, OCD, depression, and LGBTQ+ issues.
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Sophire Nelson

LCSW, 10 years of experience

New to Grow

$125/session

Specialties

Anxiety
Bipolar Disorder
Parenting
+4
Sophire Nelson is a Licensed Clinical Social Worker with a passion for supporting individuals navigating anxiety, depression, trauma, and negative self-image. A North Carolina native, Sophire takes a holistic and client-centered approach to therapy, integrating evidence-based practices such as Mindfulness-Based Cognitive Therapy, Somatic Experiencing, Dialectical Behavior Therapy (DBT), and Internal Family Systems (IFS). She is also certified in the Safe and Sound Protocol—a listening-based intervention designed to help regulate the nervous system and reduce symptoms of anxiety and stress. Sophire is known for creating a warm, nurturing, and authentic therapeutic space where clients feel supported to explore the root causes of their challenges. She believes that healing involves both insight and action, combining psychodynamic exploration with practical tools like CBT, meditation, and relaxation strategies to promote emotional balance and everyday well-being. Psychoeducation is a core part of Sophire’s approach. She helps clients understand how their brains and bodies respond to stress and trauma, empowering them with knowledge that fosters a deeper sense of control, safety, and self-compassion. Her goal is to walk alongside clients as they rediscover their inner strength and move toward lasting healing.
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Tyshequa McBride

LCMHC, 3 years of experience

$100/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Substance Misuse
+6
Hi, I'm Tyshequa McBride, a Licensed Clinical Mental Health Counselor and Licensed Clinical Addiction Specialist in North Carolina. I am also a Licensed Professional Counselor in SC. My passion for mental health started with substance use as I watched family and community members go through the cycle of addiction and incarceration. I stepped into the mental health field as a Mental Health Technician working with adolescents hospitalized due to challenges with mental health. I later attended the University of Carolina at Pembroke and earned my MA.Ed in Clinical Mental Health Counseling and a Graduate Certificate in Addictions Counseling. I began my work as a mental health provider working with ex-offenders re-entering society, and I later transitioned into inpatient crisis work for substance use detoxification and mental health stabilization. I am now providing mental health and substance use services in Outpatient therapy to adults from diverse backgrounds. *I do offer a sliding scale and we can discuss during the first session. *
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Marilea Moore

LCSW, 15 years of experience

$160/session

Open-minded
Warm
Solution oriented

Specialties

Anxiety
Post Partum
Trauma and PTSD
Welcome! I am a Licensed Clinical Social Worker (LCSW) base in North Carolina. I earned my Master's Degree from East Carolina University and have accumulated 15 years of experience in the social work field, with 9 years of practice. I specialize in providing support to young adults and women going through various life transitions, particularly motherhood. I thoroughly enjoy assisting individuals during the perinatal to postpartum stages. I also specialize in guiding clients through their healing journey from past traumas, grief and loss, and burnout.
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Justin Dixon

LCMHC, 8 years of experience

Frequently rebooked

$175/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Depression
Parenting
+6
Hello, I'm Justin. Have you ever felt overwhelmed by stress and life's complexities? Many do, and it's more common than you might think. Life's challenges can leave us feeling exhausted, anxious, and disconnected. But remember, you're not alone in this journey. As a Licensed Professional Counselor offering virtual therapy in Virginia and North Carolina, my role is to walk with you in creating a safe, empowering space. Together, we'll explore and employ a range of therapeutic techniques tailored to your unique needs. My goal? To help you navigating the intricacies of life and forge meaningful connections — with others and with yourself. In therapy, we uncover the roots of your stress, lighten your emotional load, and find strength in support and understanding. It's about building resilience and rediscovering your inner balance. If you're reading this, you've already taken a brave first step. You recognize the need for change and understand that carrying the burden alone isn't the only way. If you're ready to move forward, to cultivate lasting change and greater self-awareness, I'm here to guide you. Reach out, and let's start this transformative journey together.
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Paula Patterson

LCSW, 20 years of experience

Frequently rebooked

$100/session

Solution oriented
Warm
Open-minded

Specialties

ADHD
Anxiety
Autism
+8
Are you in search of completing your puzzle? The puzzle we call life? Look no further, together we can find the missing piece(s) and bring the function back into the dysfunction and chaos. Navigating through your thoughts, feelings, and actions to create the unique YOU, you have always wanted and needed. The power is yours! I, Paula Patterson, MSW, LCSW look forward to the opportunity to be a part of your journey. Please feel free to reach out and make your dream life of healthy, happy relationships become a reality,
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John Dyson

LCMHC, 8 years of experience

$120/session

Empowering
Challenging
Warm

Specialties

Anxiety
Career Counseling
Depression
+7
Welcome — I’m John Dyson, a Licensed Clinical Mental Health Counselor (LCMHC) and National Certified Counselor (NCC), based in the foothills of North Carolina. Take a moment to acknowledge that you’ve already taken the first step toward bettering your mental health. Let’s be honest — starting therapy can feel empowering, confusing, or even scary — sometimes all at once. My goal is to create a safe, welcoming space where you can explore concerns related to anxiety, depression, and self-care. I focus on helping clients build assertive communication skills and healthy boundaries, both with themselves and with others, in ways that support a more balanced, fulfilling life. Therapy is an opportunity for personal growth in whatever way you're seeking — whether that means navigating specific challenges or building the life you deeply deserve. If that’s what you’re looking for, I’m here when you’re ready. Together, we’ll clarify the challenges you’re facing and identify where you want to be — a month, six months, or a year from now. Then, we’ll explore actionable strategies to help you move forward. You'll leave each session with a clearer understanding of your situation and a set of “next steps” you can begin right away. There will always be space for feedback and collaboration in our work — including holding each other accountable as we walk this path together.
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Shatara Sheppard

LCMHC, 6 years of experience

New to Grow

$175/session

Specialties

Family Conflict
Self Esteem
Spirituality
The therapeutic approach that I am closely aligned with is holistic and integrative, blending evidence-based practices with trauma-informed care and alternative healing methods. Each session is tailored to meet the unique needs of the individual. I believe personal development doesn’t stop at the therapy room and is a lifelong commitment to oneself. As a therapist I continue to engage in my own healing journey, believing that self-awareness and growth are essential to truly helping others. I hold a Master of Science in Clinical Mental Health Counseling from Lenoir-Rhyne University in Asheville, NC, where she graduated with honors. I had the privilege of holding various roles in community mental health settings, gaining valuable experience that continues to inform her compassionate, client-centered approach.
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Jasmine Reese

LCMHC, 5 years of experience

New to Grow

$120/session

Specialties

Coping Skills
Grief
Life Transitions
Hello my name is Jasmine Reese. I am a Licensed Clinical Mental Health Counselor and Certified Grief Counselor with over five years of experience supporting individuals through some of life’s most challenging moments. My background includes extensive work in crisis stabilization, domestic violence, sexual assault, and conducting comprehensive clinical assessments. I bring both expertise and compassion to my practice, creating a safe and supportive space where clients can process their experiences, build resilience, and move toward healing.
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Mignon Hooper

LCSW, 15 years of experience

New to Grow

$120/session

Specialties

Mood Disorders
Self Esteem
Trauma and PTSD
+8
Que Sí. Hablamos Español para servirles bien, especialmente en esta epoca de locura ! I’m Bilingual/ Bi-cultural and have over 20 years of experience (15+ licensed). Grateful for my brilliant Smith College Social Work mentors, my learning via mission work in Central America, reciprocal mentoring of new Therapists, and ongoing bilingual volunteerism with the Red Cross. My evidence-based treatment honors intersections of identity and lived experiences unique to each client. Your healing and wellbeing are my priority, and the reason why I chose this second career. Are you ready to take the next step (to leave fear, pain, shame, etc, behind) ? It can be a little scary. AND . . . you are absolutely worth it. I am innovative and creative, committed to my personal growth, especially in areas aligned with my values. Culturally sensitive , inclusive , honoring the inherent dignity and worth of ALL humans (no exceptions), affirming and supporting disenfranchised communities, mindful use of language, and respectful engagement that embodies a healthy curiosity, and a willingness to learn from you, about you, ALL express who I strive to become on a daily basis.
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Elvira Evans

LCSW, 10 years of experience

New to Grow

$75/session

Specialties

Addiction
Anxiety
Bipolar Disorder
+5
Life can be overwhelming at times while trying to balance work life, family relationships, spiritual life, and parenthood. If your life is feeling like you're on an emotional rollercoaster, I am here for you. I am a Licensed Clinical Social Worker with over 10 years of experience in therapeutic counseling. I am licensed in the state of North Carolina with experience in trauma, depression, crisis intervention, goal setting, and self-esteem building.
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April Mizell

LCMHC, 5 years of experience

Frequently rebooked

$120/session

Warm
Humorous
Authentic

Specialties

Anxiety
Depression
Life Transitions
+5
I am a Licensed Clinical Mental Health Counselor in the state of North Carolina and South Carolina. I received my Masters in Clinical Mental Health Counseling from Liberty University. Don't let that scare you. I do not judge and am easily relatable. I love working with clients who find themselves in a place where they have to make life decisions and help them think through what the best decisions would be.
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Roberta Mason

LCMHC, 9 years of experience

$100/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+2
Hi! I'm a Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina. I received my Masters from Gardner-Webb University and have been practicing for 10 years. I help young adults and children struggling with career/school stress as well as feeling stuck in a life. All the pressures we have today lead to melancholy and burnout. Lets work together to help you become the best version of yourself so you can feel peace and contentment.
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Amy Prokopowicz, MA

LCMHC, 14 years of experience

$85/session

Authentic
Solution oriented
Open-minded

Specialties

Addiction
Grief
Women's Issues
+10
Hi, I'm Amy. Thank you for taking the first step to create change and work toward your goals. Do you feel out of balance and overwhelmed? I am passionate about supporting people to find balance and improve overall well-being. I believe well-being is not only about mental health but extends to physical, spiritual, and financial health since all life areas are weaved together. I believe every person has the ability and power to live their best life. To quote Rumi “The wound is the place where the light enters you” has been a guiding quote to find new abilities and opportunities. Self-improvement requires "doing the work" and reaching out for counseling is the first step in "doing the work". I have 16 years of experience working in community mental health, private practice and facilitating groups and 12 years licensed as a clinician. I earned a BS from North Carolina State University and an MA in Agency Counseling from North Carolina Central University. My career has focused on supporting people with substance use disorder and process addictions (gambling disorder), supporting active duty military and their families and working with people who have chronic pain and illness. When not working as a counselor, I take care of my terrific toddler. We enjoy swimming, reading, playground adventures and toddler-friendly activities.
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Tova Woullard

LCSW, 20 years of experience

$85/session

Warm
Authentic
Open-minded

Specialties

Addiction
Coping Skills
Depression
+11
I have been working in the human service field for the past 20 years. I work with the geriatric population, military families, active-duty members & veterans, teens with academic issues/child custody issues/juvenile delinquents, foster kids & blended homes, individuals with immunodeficiency disorders, incarcerated adults: males/females (jail & prisons) & those reentering society, addictions (alcohol/drugs), self-esteem issues: oppression/privilege issues pertaining to race; the homeless, & with abuse/neglect/exploited/abandoned issues. I help with acceptance & change. I work with the LGBTQ2+ community, divorce separation issues, and with those in a polyamorous relationship. I specialized in the following: ADHD, Alcohol Use Disorder/ALcoholism, Anger Management, Anxiety, Chronic Illness, Chronic Relapse, Communication skill building, Coping Skills, Divorce, Domestic Violence, Dual Diagnosis, Family Conflict, Grief/loss issues, Dating and Romance Issues, Life Transitions, Marital and Premarital issues, Peer Relationships, Racial Identity, Re-entry into society, Self Esteem, Spirituality, Stress, Weight Loss, and Women's Issues.
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Chaundra Fletcher

LCMHC, 15 years of experience

$175/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Depression
Grief
+6
I am a Licensed Clinical Mental Health Counselor in NC and a Licensed Professional Counselor in SC. I received my Master's Degree from Montreat College. I have been practicing professional counseling for 9 years. I help those ages 16+ learn how to navigate life, manage stressors, identify and manage emotions while building coping skills and learning to reframe negative thoughts.
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Anna Mayes

LCMHC, 6 years of experience

$90/session

Warm
Authentic
Solution oriented

Specialties

Depression
Obsessive-Compulsive (OCD)
Trauma and PTSD
+6
My name is Anna and I am a Licensed Clinical Mental Health Counselor (LCMHC) and I specialize in Clinical Complex Trauma with children, teens and adults. I have also worked with various mood disorders and helping many through difficult phases in life. I have worked with individuals and families for about 6 years, both online and in private practice. My passion is to help those who have hit a rough patch and need help making their way to the other side. Working with mothers during and after pregnancy has become a passion as I myself am a mother and can provide empathy and insight to these particular experiences.
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Lois Plock

LCSW, 10 years of experience

Frequently rebooked

$125/session

Authentic
Warm
Solution oriented

Specialties

Addiction
Self Esteem
Spirituality
+5
Hi! I am a dually licensed therapist in both Florida and North Carolina. I began my education later in my adult life, and believed I had arrived late to the game. But I found that life experience paired with my own belief system, allowed me the opportunity to view life's challenges through a unique lens, and because of that I am non-judgmental and empathetic towards people who are struggling with the hurts life has dealt them. I believe in using a collaborative approach in helping my clients. I use evidence-based practices, including CBT, DBT, Mindfulness, and Motivational Therapy, as well as Christian Counseling. I am supportive, yet direct with empathy, compassion and help you address the barriers in your life that are causing you pain and distress.
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Mary Nashed

LCMHC, 17 years of experience

$130/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Coping Skills
Depression
+1
I provide a non-judgmental, genuine, and warm atmosphere that helps clients feel at ease from the start. My passion is supporting people through a wide range of challenges — whether it’s everyday stress related to relationships, work, or school, or deeper, long-standing issues rooted in childhood or past trauma. No matter where you’re starting from, my goal is to help you develop a stronger, more grounded, and content sense of self.
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Courtney Everett

LCSW, 3 years of experience

$80/session

Empowering
Open-minded
Solution oriented

Specialties

Anxiety
Chronic Illness
Depression
+9
Hi, I’m Courtney a therapist who believes in honest conversations and creating space for real healing. I understand what it’s like to carry a lot while still trying to show up every day. Whether you’re navigating chronic illness, identity, burnout, or the weight of “having to be strong,” you don’t have to do it alone. We’ll talk, laugh, cry, reflect, and build new tools that actually work in your real life. If you’ve been holding everything together for everyone else, this space is for you. Together, we’ll explore what healing looks like for you one conversation at a time.
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Chip Palmer

LCSW, 30 years of experience

Frequently rebooked

$150/session

Authentic
Intelligent
Open-minded

Specialties

ADHD
Depression
Substance Misuse
+5
Hi! I'm a licensed clinical social worker (LCSW) and licensed clinical addiction counselor (LCAS.) I went to graduate school at the University of Vermont and have provided therapy services for more than 30 years in outpatient mental health settings as well as in inpatient psychiatric and addiction treatment settings. I'm in long-term recovery from alcohol and opiate dependence. Fun fact: I worked on an offshore lobster boat in the Gulf of Maine for 4 years.
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Jenilee Hopkins

LCMHC, 3 years of experience

New to Grow

$100/session

Specialties

Addiction
Anxiety
Coping Skills
+5
I am a passionate therapist who believes that healing begins in a space of safety, compassion, and genuine connection. My work is grounded in the understanding that we are all fellow travelers on life’s journey — each carrying our own stories, struggles, and strengths. It is my honor to walk alongside those seeking growth, healing, and a deeper sense of self-understanding. With both personal and professional experience in the mental health realm, I bring not only clinical knowledge but also heartfelt empathy and presence to each session. I view therapy as a collaborative process where clients are met exactly where they are, without judgment or expectation. Together, we explore patterns, nurture self-compassion, and uncover the inner wisdom that supports authentic change. My approach is integrative and humanistic, drawing from person-centered therapy, EMDR (Eye Movement Desensitization and Reprocessing), Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), and mindfulness-based practices. These modalities allow me to tailor the therapeutic experience to each individual’s unique needs — blending evidence-based techniques with deep respect for the whole person.
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Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.