Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 535 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 12/14/2025

$90/session

Open-minded
Intelligent

Specialties

Mood Disorders
School Issues
Serious Mental Illness
+8
Are you feeling overwhelmed, stuck, or unsure of where to turn next? You don’t have to figure it out alone. I am a compassionate, client-centered therapist who believes that healing happens when you feel truly seen, heard, and supported. My approach is warm, non-judgmental, and collaborative—meaning we work together at a pace that feels safe and empowering for you. I specialize in helping individuals manage anxiety, depression, stress, life transitions, relationship challenges, and emotional overwhelm. Whether you’re navigating a difficult season, healing from past experiences, or simply wanting to grow into your best self, I provide a calm and supportive space where you can explore your thoughts, feelings, and goals without fear of judgment.
VirtualAvailable
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$100/session

Empowering
Intelligent
Authentic

Specialties

Anxiety
Career Counseling
Depression
+9
Hi , I am Camilla Black, I am originally from New Jersey . I have a Masters degree in Counselor Education & Student Development from North Carolina State University. I am also a Licensed Clinical Mental Health Counselor in North Carolina. I have worked in Human Services for over 20 years and I am passionate about helping others become their best selves. I have wanted to become a Counselor since I was in 8th grade. I have been fortunate enough to have a great counselor in college who took the time to really get to know me with all my strengths and flaws. He believed in me until I believed in myself and this helped me to push past my challenges without feeling like I had to be perfect. This is the counselor I strive to become everyday by helping you achieve your goals.
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$150/session

Open-minded
Humorous
Empowering

Specialties

ADHD
Depression
Substance Misuse
+5
Hi! I'm a licensed clinical social worker (LCSW) and licensed clinical addiction counselor (LCAS.) I went to graduate school at the University of Vermont and have provided therapy services for more than 30 years in outpatient mental health settings as well as in inpatient psychiatric and addiction treatment settings. I'm in long-term recovery from alcohol and opiate dependence. Fun fact: I worked on an offshore lobster boat in the Gulf of Maine for 4 years.
VirtualAvailable
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New to Grow

$120/session

Specialties

ADHD
Anxiety
Child or Adolescent
+9
Sydney Rosenberg is a Clinical Mental Health Counselor. Sydney graduated from Appalachian State University with a degree in clinical mental health counseling and concentration in Expressive Arts Therapy in May of 2021. Her experience has been working with children, adolescents, and adults in outpatient and community based mental health settings. She enjoys supporting clients with building self-esteem, managing life stressors and changes, and empowering clients to find their most authentic selves. She is neurodivergent affirming, LGBTQIA+ affirming, and trauma informed. When she is not working, she enjoys making art, spending time outdoors, and traveling.
VirtualAvailable
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$75/session

Warm
Authentic

Specialties

Anxiety
Depression
Grief
+10
I was raised in Memphis, TN. I then attended college in Nashville TN where I received a BS degree. I got married while in college. We moved to Raleigh, NC after graduation. We've been married over 40 years. Once we moved to NC we began providing foster care for older children and teenagers. After several years we decided to move to long-term foster care for young children and adopted six children over the next 8 years. My wife joined our oldest daughter on a mission trip to Guatemala where they met our next son, who we adopted over the next two years. He was able to join us just before his 12th birthday. I began working for the USPS once we moved to NC. After working there for 10 years, I realized that I wanted to change careers and fulfill the dream of helping others in a more practical way. I took a break from work and obtained a MA in Counseling. After receiving my LPC license, I worked in various settings within the counseling field. I have worked in Child Protective Services, worked for a couple of mental health clinics, held a private practice, worked in crisis intervention for 10 years in a hospital setting, returned to the clinic setting, and have once again opened a private practice. I am now licensed as a LCMHC and LCAS in NC.
VirtualAvailable
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$125/session

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+7
Sophire Nelson is a Licensed Clinical Social Worker with a passion for supporting individuals navigating anxiety, depression, trauma, and negative self-image. A North Carolina native, Sophire takes a holistic and client-centered approach to therapy, integrating evidence-based practices such as Mindfulness-Based Cognitive Therapy, Somatic Experiencing, Dialectical Behavior Therapy (DBT), and Internal Family Systems (IFS). She is also certified in the Safe and Sound Protocol—a listening-based intervention designed to help regulate the nervous system and reduce symptoms of anxiety and stress. Sophire is known for creating a warm, nurturing, and authentic therapeutic space where clients feel supported to explore the root causes of their challenges. She believes that healing involves both insight and action, combining psychodynamic exploration with practical tools like CBT, meditation, and relaxation strategies to promote emotional balance and everyday well-being. Psychoeducation is a core part of Sophire’s approach. She helps clients understand how their brains and bodies respond to stress and trauma, empowering them with knowledge that fosters a deeper sense of control, safety, and self-compassion. Her goal is to walk alongside clients as they rediscover their inner strength and move toward lasting healing.
VirtualAvailable
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$60/session

Challenging

Specialties

Addiction
Anxiety
Depression
+6
Hi, I’m Charlie Counselman, a therapist dedicated to helping individuals navigate life’s challenges with compassion and practical support. I specialize in working with clients dealing with anxiety, addiction, and depression, using evidence-based approaches like CBT, Motivational Interviewing, and 12-step facilitation. I also have extensive experience treating men's issues, agoraphobia, and trauma. My goal is to provide a safe, supportive space where you can build resilience, find clarity, and move toward lasting growth.
VirtualAvailable
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$105/session

Direct
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hi, I’m Kendrick Burden, a Licensed Clinical Social Worker passionate about helping people reconnect with their truest selves. I work with individuals who are navigating trauma, anxiety, depression, and high-pressure transitions especially when life feels heavy or unclear. Whether you're processing loss, healing from old wounds, or trying to realign with who you were created to be, therapy is a space to pause, reflect, and move forward with intention. My approach blends evidence-based tools like EMDR, CBT, and ACT with compassion and faith-based support when desired. Together, we’ll identify what’s been holding you back and chart a new path grounded in your values and strengths. My hope is to help you feel more anchored, more empowered, and more at peace with the life you’re creating.
VirtualAvailable
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$120/session

Warm
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hi! I'm a Licensed Clinical Social Worker based in Texas but also licensed in the state of North Carolina. I received my Master's degree from the University of Texas Pan-American and have been practicing for 12 years. I help guide people of all ages through their difficult times and focus on emotional and mental self-growth. Finding the push we need in life is possible when we seek specialized help that will foster a healthier version of ourselves.
VirtualAvailable
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Frequently rebooked

$150/session

Authentic
Intelligent

Specialties

Life Transitions
Physical Health Condition
Women's Issues
+4
I am a Licensed Clinical Social Worker who brings over 30 years' experience in the areas of mental health and substance abuse treatment utilizing a holistic health approach. I have supported homeless Veterans and others while working with community, State and Federal agencies. Providing insight and discovery into underlying issues that lead to clients related situations, I focus on each clients' strengths and believe that everyone is able to overcome challenges by being supported and empowered as they seek to achieve their vision of wellness. Without judgement and allowing for a safe environment to express one's thoughts, I strive to make every client's experience individualized and tailored to their needs.
VirtualAvailable
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Frequently rebooked

$120/session

Solution oriented
Open-minded

Specialties

Anxiety
Couples Counseling
Depression
+6
Welcome! My name is Kalyn and I am a Licensed Marriage and Family Therapist (LMFT) in North Carolina and South Carolina, with a Master of Science in Human Development from Virginia Tech. I have 6 years of experience working with individuals of various ages and diverse backgrounds on a range of issues, including relational problems, couples counseling, communication challenges, depression, anxiety, emotional regulation, and mood disorders. My approach is collaborative, person-centered, and strengths-based, always striving to understand and cater to the unique needs of each individual I work with. I use elements of Cognitive Behavioral Therapy (CBT), family/systems therapy, and supportive therapy to create a welcoming and open environment. It is a space where you can freely explore your emotions, build up your strength, and work towards making the positive changes you aspire to achieve—all without any judgment.
VirtualAvailable
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$70/session

Warm
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+5
Welcome! I'm Stephanie Freeman,MSW, LCSW, LCAS. Take a moment to acknowledge you've taken the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or self-care. I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.
VirtualAvailable
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$100/session

Authentic
Solution oriented
Open-minded

Specialties

Couples Counseling
Grief
Military/Veterans
+10
Hello, I am a Licensed Marriage and Family Therapist. I am Licensed in the State of Tennessee and North Carolina. I have been practicing as a counselor for the past 4 years however I have been providing counseling services as a Military Chaplain for 20 years and have retired from the Military after over 30 years of service. I see individuals, couples, and families from all walks of life going through many difficult situations. I have walked with them through times of grief, anxiety, loss, separation, suicidal thoughts, etc. I have seen how choosing the right therapist can help a person get through, from the person's perspective, some of life’s hardest times.
VirtualAvailable
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$160/session

Open-minded
Warm

Specialties

Anxiety
Depression
Self Esteem
+9
I am a Licensed Clinical Social Worker with over five years of experience working with individuals facing anxiety, depression, trauma, self-worth challenges, and relationship or attachment concerns. My therapeutic approach is warm, collaborative, and grounded in evidence-based practices. I integrate Cognitive Behavioral Therapy (CBT) to help clients identify and shift unhelpful patterns, Acceptance and Commitment Therapy (ACT) to build psychological flexibility, and Internal Family Systems (IFS) to help clients understand and heal the parts of themselves carrying pain or protection. I incorporate Psychodynamic Therapy to explore how past experiences shape present behavior, and Motivational Interviewing (MI) to strengthen motivation and support meaningful, sustainable change. My cultural identity is central to my work. As a young African American woman, I have a deep understanding of generational trauma, systemic barriers, and the resilience that exists within the Black community. These experiences guide me to practice with cultural humility, empathy, and authenticity. I strive to create a space where clients feel genuinely seen, validated, and empowered to explore their inner world safely. Ultimately, I am here to walk alongside you, helping you gain insight, build practical tools, and move toward healing, growth, and the life you envision for yourself.
VirtualAvailable
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$103/session

Authentic
Empowering

Specialties

Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
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$100/session

Empowering
Authentic
Open-minded

Specialties

Depression
LGBTQ
Spirituality
+3
Candace “NIX” Fritts is a licensed Zumba instructor, yoga instructor and Licensed Clinical social worker. She has been teaching Zumba over 5 years and has utilized her passion for healing and helping others as a therapist over the past decade. “NIX” specializes in and has a passion for cultural diversity, gender identity/LGBTQIA+ issues, equality, relationship/marital issues, depression, anxiety, and Trauma. She defines "empathy" as her number one skill and superpower. In addition “NIX” is a huge advocate and member of the LGBTQIA+ community. She is also a member NAACP and the Black political caucus of Cabarrus County. NIX also encourages health and wellness with a belief that healing can be achieved in various ways. Fun Fact: NIX was once a contestant on “Lets make a Deal”
VirtualAvailable
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$125/session

Authentic
Solution oriented
Empowering

Specialties

ADHD
Couples Counseling
Depression
+8
Therapist in the behavioral health field since 2004. Have worked with adults male and female, couples, parents, adolescents with behavioral and development needs. Specialty in Autism specific to psychoeducation, parent training, and couples therapy. Experience in the home, community, school setting with therapy. Master’s degree in clinical counseling fully licensed -and proficient in providing clinical supervision to others. Has lead teams of up to 20 clinicians.
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$65/session

Solution oriented
Open-minded

Specialties

ADHD
Anxiety
Grief
+5
I am a Licensed Clinical Mental Health Counselor with 18 years experience supporting clients in various transitions in their life. I have spent the first 13 years working specifically in grief and those who have had the death of a loved one. The skills learned as a grief counselor apply to many other areas in a persons life and we are constantly presented with change that can require a shift in perspective.
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$125/session

Intelligent
Humorous
Holistic

Specialties

Addiction
Depression
Mood Disorders
Hi, I'm a Licensed Clinical Mental Health Clinician. I am a mental health and substance abuse therapist licensed in North Carolina with over 15 years experience working in the mental health field. I am certified in DBT and sex offender treatment. I have worked with an array of consumers; children through seniors. I have worked with consumers suffering with depression, anxiety, personality disorders, and substance abuse issues.
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$120/session

Authentic
Warm

Specialties

Couples Counseling
Grief
Obsessive-Compulsive (OCD)
+8
I am a Licensed Clinical Mental Health Counselor based in Raleigh, North Carolina. I have more than 10 years of counseling experience and have worked in private practice since 2020. I received a Master of Arts degree in Counseling from the University of Arkansas at Little Rock. I also hold a Master of Education degree in School Counseling from Liberty University, located at Lynchburg, Virginia.
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$125/session

Specialties

Anxiety
Depression
Trauma and PTSD
+7
Hi, I'm Lindsay. I have been working as a therapist for over 10 years, but when I take my therapist hat off, I am a daughter, a sister, a friend, an aunt, and a momma to fur babies. Needless to say, I am a major animal lover. I am also a proud Harry Potter adult. I love reading, last year I read 122 books, and my favorite genres are mystery/suspense and fantasy. I also love running, I’ve run five half marathons and would love to run a full marathon one day. My favorite thing in the world is taking my puppies, Nola and Frank, on puppy runs with me (she’s 9, he's 1). If I’m not working, reading, running, or playing with dogs, you will find me fully invested in true crime.
VirtualAvailable
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$125/session

Specialties

Anxiety
Coping Skills
Women's Issues
+7
Hi, I’m Sydney, a Licensed Clinical Mental Health Counselor who specializes in helping women and college students navigate grief, anxiety, life transitions, and extreme burnout. My approach is grounded in compassion, cultural awareness, and practical strategies that support both healing and growth. In our work together, I create a space that feels safe, real, and reflective, where you can unpack the hard stuff, reconnect with yourself, and move forward with greater peace, power strategies and clarity.
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$150/session

Warm

Specialties

Anxiety
Life Transitions
Self Esteem
+8
Hi, I’m Megan! I’m a licensed therapist in New York, New Jersey, and North Carolina who helps people feeling burned out, anxious, or stuck in survival mode reconnect with balance and purpose. Many of my clients come to me after feeling overwhelmed by work, relationships, or the constant pressure to keep going — even when they’re running on empty. I create a warm, nonjudgmental space where you can slow down, make sense of what’s been weighing on you, and learn healthier ways to cope. My style is compassionate and collaborative — I meet you where you are and help you build practical tools for stress, boundaries, and self-care that actually fit your life. Before starting my private practice, I worked in behavioral health settings supporting individuals living with substance use, bipolar disorder, and other chronic mental health conditions. That experience taught me that healing isn’t one-size-fits-all — and that real change happens when therapy feels safe, personalized, and empowering. If you’re ready to move from burnout to balance, I’d love to help you take that next step.
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New to Grow

$100/session

Intelligent
Open-minded

Specialties

Anxiety
Depression
Self Esteem
+9
Hi there! I’m so glad you’re here. My approach to therapy is warm, down-to-earth, and collaborative — think of it as real conversations with a purpose. Together, we’ll unpack what’s been weighing you down, explore new ways of thinking, and build tools that actually work in everyday life. My goal is to help you feel lighter, more confident, and more connected to yourself and others — all while keeping the process genuine, supportive, and maybe even a little fun along the way.
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$65/session

Authentic
Warm
Solution oriented

Specialties

Addiction
Anxiety
Older Adults
My name is Randy. I’m so glad you took this first step of reaching out for support! Whether you want to navigate difficulties in your life, repair relationships, or build a strong foundation for your mental and emotional wellness - I am here to help! We’ll work together to move past obstacles so you can take steps to achieve your goals. I want the therapeutic process to feel helpful and worthwhile. I work with sincerity, compassion and non-judgement, and will provide a nurturing environment where you can talk candidly about your concerns. I look forward to exploring this journey with you! I am a Carolina native and have been a licensed therapist/counselor for 19 years. I have not only seen healing and wholeness take place through therapy, but I have experienced that in my own life. Thanks for the sacred honor to assist you.
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Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.