Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 583 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 7/16/2026

New to Grow

$150/session

Specialties

Anxiety
Life Transitions
Women's Issues
Hello, and welcome! I'm a Licensed Clinical Mental Health Counselor (LCMHC) with six years of experience working with adults as they navigate life's challenges and transitions. I understand that reaching out for support can feel overwhelming, and my goal is to provide a safe, compassionate, and judgment-free space where you feel heard, valued, and empowered. I enjoy working with individuals who are experiencing life changes, whether it's starting a new career, navigating relationship changes, becoming a parent, or simply feeling stuck or uncertain about what's next. My approach is collaborative, person-centered, and tailored to your unique needs. I incorporate evidence-based approaches like Cognitive Behavioral Therapy (CBT) and Solution-Focused Brief Therapy (SFBT) to help you build practical coping skills, gain insight, and move toward your goals. For clients who request it, I also offer faith-based counseling by thoughtfully integrating spirituality into the therapeutic process. I believe therapy is a partnership, and I look forward to supporting you as you work toward healing, growth, and a more fulfilling life.
Available

$110/session

Open-minded
Warm

Specialties

Anxiety
Depression
Mood Disorders
+10
Hey! I'm Crystal. I'm a Licensed Clinical Social Worker in North Carolina. I am trauma informed, and person centered. I help adults navigate life's challenges with compassion. I have experience working with a variety of individuals. I am trained in CBT, MI, and DBT modalities. I also provide supportive care for individuals navigating life after weight loss surgery. My goal is to create a judgment free space where you can explore what's holding you back and discover tools for lasting change. My approach is laid back and flexible. Together we will find strategies that fit your unique needs and values- because therapy should feel like it's made for you. In our work together, you'll find a gentle, down to earth atmosphere. My goal is to help you feel more grounded, and ready to take on your next chapter, whatever that may look like.
VirtualAvailable

New to Grow

$125/session

Specialties

Anxiety
Coping Skills
Mood Disorders
+7
Hello, my name is Luz Florio and am an LCMHC with 13 years of experience starting with crisis, community based, private practice and military counseling. My therapeutic approach is in DBT, CBT, and Solution Focused which I utilize to help you manage your mental health. I like to meet clients where they are and walk alongside them to help them reach their goals. I am warm and welcoming while being professional and assisting clients in creating goals and finding coping skills that work for them. I work with teens, adults, individuals and couples.
Available

New to Grow

$125/session

Specialties

Anxiety
Life Transitions
Women's Issues
+4
Hi, I'm Tracey Babb-Morman, a Licensed Clinical Mental Health Counselor with more than 20 years of experience helping individuals navigate life's most challenging seasons. I work with adults experiencing anxiety, stress, burnout, life transitions, trauma, relationship challenges, and emotional changes. My approach is compassionate, collaborative, and practical. I believe healing begins when you feel genuinely seen and understood, not judged. Together, we'll explore what's keeping you stuck, build on your strengths, and develop tools that help you move toward the life you want with greater clarity and confidence. I especially enjoy working with helping professionals, caregivers, women navigating perimenopause & midlife transitions, and individuals who have spent so much time caring for others that they've lost sight of themselves.
Available

$160/session

Specialties

Depression
First Responders/Healthcare Workers
Men's Issues
+10
I believe meaningful change begins with understanding ourselves rather than judging ourselves. As a Licensed Clinical Social Worker, my approach is honest, collaborative, and practical, blending evidence-based approaches with curiosity, compassion, and authenticity. Together, we'll explore your experiences, develop practical tools, and identify meaningful changes that align with the life you want to live. I work with adolescents (15+), adults, and older adults from diverse backgrounds, having supported individuals across outpatient, community-based, and inpatient behavioral healthcare settings. While I welcome clients of all genders, I'm intentionally building a specialty in helping men navigate the unique pressures of masculinity, relationships, fatherhood, identity, burnout, and life transitions. My experience working across a variety of behavioral healthcare settings has also given me firsthand insight into the unique challenges faced by healthcare professionals, emergency responders, and others in demanding careers, including chronic stress, secondary trauma, compassion fatigue, burnout, and the emotional weight of caring for others. Whether you're navigating anxiety, depression, trauma, grief, life transitions, or simply feeling stuck, my goal is to create a space where you feel heard, understood, appropriately challenged, and supported. We'll move at a pace that reflects your individual needs while working toward greater clarity, healing, and lasting growth.
Available

New to Grow

$100/session

Specialties

Anxiety
LGBTQ
Obsessive-Compulsive (OCD)
+10
I am a multilingual (English, Spanish, & Portuguese) Licensed Clinical Social Worker (LCSW) with clinical experience working with athletes, children, adolescents, and adults, including 2SLGBTQIA+, Latinx, immigrant, and foster/adopted parenting communities. I work with clients individually, dyadically, and in groups. I hope to convey warmth, compassion, and non-judgmental curiosity to every client with whom I am honored to enter into a clinical partnership. Meeting you where you are at, my aim is to provide a safe and confidential environment in which we can collaboratively explore factors that may be impeding your ability to live an engaged and meaningful life on your terms, as well as ways to overcome them. My responsibility as a clinician is to help you feel seen, heard, and understood after every session and more deeply connected to your mind, body, and heart. Recognizing that healing does not occur in a vacuum, I approach my clinical work through an inclusive liberation-focused lens that acknowledges systems of oppression, validates their impact on you, and champions your identities with respect to gender, sexuality, race, ethnicity, religion and spirituality, neurodivergence, body expression and body size, and dis/ability. Navigating the intersection of our respective individual identities through open dialogue, with careful consideration of privileged and historically marginalized identities, is of the highest importance to me.
Available

New to Grow

$125/session

Specialties

Anxiety
Depression
Perinatal Mental Health
+3
As a licensed therapist in both North and South Carolina, I specialize in perinatal mental health, helping new and expectant mothers navigate the profound identity shifts that come with motherhood. My ideal client is a mom who’s balancing her sense of self with the joys and challenges of this new chapter. I bring a warm, collaborative approach, drawing from both my professional training and my own experience as a mom. I believe in creating a safe space where you can explore, grow, and redefine yourself as you step into this new role.
Available

New to Grow

$110/session

Specialties

ADHD
Anxiety
Coping Skills
+3
I am Amanda! Thank you so much for taking time to take a look at my profile. I am a Licensed Clinical Social Worker in North Carolina. I got my Masters degree from Winthrop University in 2013. I have done applied behavioral analysis with individuals with autism, in home therapy with at risk children and their families, outpatient therapy, and crisis response work. I like to bring a positive energy to each session and outlook to situations. I create a very nonjudgmental space where you are able to be open and share and be in the moment. I am very sensitive to everyone's different cultures and unique life experiences and I would love to help you with your journey of growth and healing.
Available

$125/session

Warm
Empowering
Open-minded

Specialties

Addiction
Anxiety
Depression
+5
Hi there, I’m Melissa. If life feels heavy right now, you’re in the right place. When you’re feeling stuck, overwhelmed, or just tired of carrying everything by yourself, it can be tough to know where to start. I work with adults navigating anxiety, depression, substance use, and other challenges who are looking for meaningful, sustainable change and a greater sense of balance in their lives. As a Licensed Clinical Social Worker, my style is collaborative, compassionate, and centered on practical tools you can actually use. I take a whole‑person approach to therapy, which means we may explore how different parts of your life—physical, emotional, social, environmental, and spiritual—are shaping your overall well‑being. My goal is to create a space where you can show up honestly and without judgment as we explore the patterns that may be keeping you stuck and build healthier ways of coping and relating to your thoughts and emotions. You don’t have to navigate all of this on your own. If you’re ready for support and a space to feel heard, I’m here to help you take the next step.
Available

Often rebooked

$180/session

Warm
Solution oriented
Direct

Specialties

Anxiety
Depression
Domestic Violence
+10
I’m pleased to share that I am now offering in-person sessions.... I’m a therapist passionate about supporting people through both emotional struggles and the real-life challenges they face. My work focuses on healing that’s not just psychological but also grounded in your everyday experiences. I offer a compassionate, down-to-earth approach that’s tailored to your needs. Together, we’ll explore what’s holding you back, build practical tools, and work toward helping you feel more understood, empowered, and ready to move forward.
VirtualAvailable

New to Grow

$125/session

Specialties

Anxiety
Depression
Life Transitions
I am a licensed clinical mental health counselor who specializes in supporting trauma survivors and individuals who are in life transitions to navigate emotional healing, identity transitions, and relationships. In my work, I use Cognitive Behavioral Therapy and Person-Centered Therapy to help you connect with your inner self, challenge negative self-talk, and reframe thoughts that keep you questioning yourself. I offer a warm, safe, and collaborative space where you are seen and heard.
Available

New to Grow

$120/session

Specialties

Anger Management
Anxiety
Chronic Illness
+10
Hello, and welcome. I am Dr. Samuel Hickson, PhD, LCSW, a licensed psychotherapist, neuropsychotherapist, clinical researcher, educator, and healthcare consultant dedicated to providing evidence-based psychotherapy for adults. My practice is built on the belief that healing begins with understanding ourselves, rebuilding trust, and developing the resilience needed to navigate life's challenges with confidence and purpose. I work with adults experiencing anxiety, depression, burnout, healthcare-related stress, identity transitions, chronic illness adjustment, grief, and major life changes. My therapeutic approach integrates neuropsychotherapy, Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), narrative therapy, mindfulness-based interventions, and strengths-based practices to create individualized treatment plans that are both compassionate and grounded in scientific research. My professional background extends beyond traditional psychotherapy. With over 14 years of healthcare experience, a PhD in Human Behavior, an MBA focused on Corporate Social Responsibility, and extensive work in clinical research and behavioral health, I bring a multidisciplinary perspective that bridges neuroscience, psychology, healthcare systems, and organizational well-being. This allows me to understand not only the emotional challenges my clients face but also the broader healthcare, workplace, and life circumstances that influence mental health. In addition to psychotherapy, I provide professional consultation in risk management, clinical documentation, quality improvement, standards of care, and behavioral health operations for healthcare organizations and private practices. Whether you are seeking support during a difficult transition or looking to strengthen resilience and reconnect with your values, my goal is to provide a collaborative, respectful, and affirming therapeutic environment where meaningful, lasting change can occur. I welcome the opportunity to partner with you on your journey toward growth, healing, and living a more fulfilling life.
Available

$125/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Depression
LGBTQ
+2
I work with clients on issues surrounding anxiety, depression, trauma, LGBTQIA+, gender identity and expression, family dynamics, relationship issues, self-discovery, and career exploration. I approach the therapeutic relationship creating a non-judgmental space where you can share and learn more about yourself and your motivations. I will help you look at your assumptions, patterns, behaviors that work for you or aren’t working for you to achieve your goals in therapy. Mindfulness and present moment awareness is incorporated into moving forward as we work together.
VirtualAvailable

Often rebooked

$100/session

Warm
Empowering
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Welcome! I’m so glad you’re here. I know how difficult it can be to take that first step in seeking support, and I want to truly honor you for getting to this point. It takes strength and courage to reach out, and I’m here to support you in a way that meets you where you are, helping you build the tools and confidence to navigate whatever you're facing. I specialize in helping individuals navigate a variety of challenges, including childhood trauma, complex PTSD, eating disorders, body image issues, ADHD, body-focused repetitive behaviors (BFRBs), and social anxiety. Whether you're trying to cope with panic attacks, seasonal affective disorder, burnout, or the lasting impact of post-pandemic stress, I’m here to support you in finding clarity, healing, and practical strategies for moving forward. I also work with clients who are struggling with parenting stress, attachment issues, and balancing work and life demands. My approach is holistic and integrative, meaning I use a mix of therapeutic techniques tailored specifically to your needs. We’ll work together to create a path forward that supports your well-being and helps you feel more grounded. I’m deeply committed to providing LBGTQIA+ Affirmative Care and creating an inclusive, welcoming space for BIPOC individuals and those with neurodivergent experiences. Above all, my priority is to ensure you feel truly understood and supported in a non-judgmental, empathetic environment where you can be your authentic self. No matter what you’re facing, you don’t have to navigate it on your own. I’m here to walk alongside you as we work together to build the strength and coping skills that fit your journey, at a pace that feels comfortable for you.
VirtualAvailable

$175/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Depression
Parenting
+6
Hello, I'm Justin. Have you ever felt overwhelmed by stress and life's complexities? Many do, and it's more common than you might think. Life's challenges can leave us feeling exhausted, anxious, and disconnected. But remember, you're not alone in this journey. As a Licensed Professional Counselor offering virtual therapy in Virginia and North Carolina, my role is to walk with you in creating a safe, empowering space. Together, we'll explore and employ a range of therapeutic techniques tailored to your unique needs. My goal? To help you navigating the intricacies of life and forge meaningful connections — with others and with yourself. In therapy, we uncover the roots of your stress, lighten your emotional load, and find strength in support and understanding. It's about building resilience and rediscovering your inner balance. If you're reading this, you've already taken a brave first step. You recognize the need for change and understand that carrying the burden alone isn't the only way. If you're ready to move forward, to cultivate lasting change and greater self-awareness, I'm here to guide you. Reach out, and let's start this transformative journey together.
VirtualAvailable

$100/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Coping Skills
+4
Hi, I'm Mindi and I have a passion for helping people find their best selves. I have my LCMHC Licensure based in my home state of North Carolina. Here I'm blessed with beaches and environmental beauty, it truly inspires me to live each day to the fullest. I'm interested in helping you do the same! I'm here to listen and get you on a healing journey to a better, stronger, and happier self.
VirtualAvailable

$199/session

Authentic
Empowering
Humorous

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+25
Hello! My name is Dr. Tomlin, and I am a licensed and nationally certified professional counselor and traumatologist. I specialize in various modalities, including strength-based coaching, existentialism, multicultural awareness, and cognitive behavioral therapy. I am passionate about helping others achieve social, emotional, and behavioral improvements and providing them with the fundamental tools to overcome life struggles so they can prosper. Life is full of obstacles and difficult circumstances, which can feel overwhelming and all-consuming. Navigating these unique, daily challenges can be isolating, leaving you second-guessing everything and spiraling with sadness, frustration, and exhaustion.
VirtualAvailable

Often rebooked

$75/session

Authentic
Warm
Humorous

Specialties

Anxiety
Depression
Trauma and PTSD
+6
Hello! I am a licensed clinical social worker (LCSW) who graduated in 2009 from a small college in Pennsylvania. Currently, I live in North Carolina and I am licensed here and in Tennessee. Originally, I am from Connecticut, but I have lived all over this country and have lived overseas as well when I was in the Peace Corps. I have been working mainly with adults who are living with anxiety, depression, and trauma. My focus is to help people live their best life. I do this through the therapy process, but I also try to include humor in our sessions.
VirtualAvailable

$120/session

Empowering
Warm

Specialties

Anxiety
Child or Adolescent
Depression
+10
My name is Jessica Scales and I am a Licensed Clinical Mental Health Counselor (LCMHC # 10501) in North Carolina. I am also a National Certified Counselor (NCC) and a Certified Clinical Anxiety Treatment Professional (CCATP). I have been counseling for over 13 years, with children, adolescents, and young adults (ages 18-30) being my specialty areas. I enjoy helping younger children make sense of the world around them and figure out how to navigate the big emotions they experience daily. With adolescents, I feel it is important to make them feel heard and have a safe space to process past or present trauma, peer-related issues, family stressors, and personal changes and emotions. For young adults, it is important for them to have a safe space to explore life transitions and the emotional and mental stressors or effects that may accompany these changes. I believe in working with each individual in a holistic way, considering all areas of their lives: emotional, physical, spiritual, familial support, personal, environmental, financial, and social. I utilize interventions based in Cognitive Behavioral Therapy and Motivational Interviewing while incorporating play-based care, faith-based care, and Expressive Arts techniques. The counseling space is the space for individuals to feel safe, heard, and able to process any life circumstances, big or small, without judgment and with unconditional positive regard. I intend to create this safe space for healing and each individual's counseling journey.
Available

$150/session

Solution oriented
Authentic
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+7
Welcome! My name is Kim, and I’m so glad you’re here. I’m a Licensed Clinical Social Worker with over 20 years of clinical experience and I believe therapy is a place where you can feel truly heard, supported, and empowered to grow. I utilize an eclectic approach to therapy, which means I draw from different techniques and perspectives to best fit your unique needs and goals. I bring a warm, down-to-earth style to our work together, meeting you where you are and helping you navigate life’s challenges with compassion and hope. My goal is to create a safe and caring space where you feel comfortable to be yourself and move towards the changes you want in your life.
VirtualAvailable

New to Grow

$100/session

Specialties

Anxiety
Depression
Life Transitions
+9
I am a CBT-based therapy practice with over 9 years of experience supporting clients through anxiety, depression, stress, and other emotional challenges. My approach is structured, collaborative, and focused on helping you understand the connection between your thoughts, feelings, and behaviors so you can make meaningful, lasting changes. In our work together, I use Cognitive Behavioral Therapy techniques to help you identify unhelpful thinking patterns, build healthier coping strategies, and develop practical tools you can use in everyday life. Sessions are goal-oriented but tailored to your individual needs, pace, and circumstances. With nearly a decade of clinical experience, I focus on creating a supportive and professional space where you can work through difficulties while building confidence, resilience, and long-term emotional wellbeing.
Available

$150/session

Authentic
Warm
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+7
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in North Carolina. I am licensed in both NC and CA. I received my Masters from the University of Southern California. I have been practicing for 9 years with 16 years experience in the mental health field. I help young adults, and adults struggling with depression, anxiety, trauma, relationship challenges, self-esteem challenges, and simply the ups and downs of life.
VirtualAvailable

$100/session

Direct
Empowering

Specialties

Family Therapy
Substance Misuse
Trauma and PTSD
+6
I'm Jakira Miller-Eason, MS, LCMHC, LCASA, a trauma-focused therapist who works with children, adolescents, adults, and families. I specialize in helping individuals heal from complex trauma, childhood trauma, anxiety, depression, relationship challenges, and major life transitions. My approach is warm, supportive, and nonjudgmental, combining evidence-based practices with genuine connection. I understand that seeking therapy can feel overwhelming, and I strive to create a space where clients feel safe, heard, and valued. Together, we work to identify patterns that may be keeping them stuck, develop healthier coping strategies, strengthen relationships, and build resilience.
Available

Often rebooked

$100/session

Authentic
Warm
Solution oriented

Specialties

Coping Skills
Men's Issues
Women's Issues
+9
Hello! I'm Chrissie! I am not perfect and, I don't expect you to be either! If you are looking for a perfect therapist we won't be a good fit :) Your sessions are structured based on what you need. I take the time to learn your story, find out what is important to you and what you are seeking. I strive to ensure that you feel better at the end of each session. I consider myself a direct therapist-I will be your biggest cheerleader but I will also hold you accountable. I specialize in: life transitions, stress management, working with immigrants (lived experience), cultural issues, relationship issues, men's and women's issues. I am licensed in FL, OH, NC, SC, WA and CO.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Personality Disorders
Trauma and PTSD
My name is Amanda Chilleme, and I am a Licensed Mental Health Counselor in Florida, Georgia, and North Carolina, as well as a Master’s Certified Addiction Professional. For over 11 years, I have supported individuals in identifying what truly matters to them, navigating obstacles, and building a foundation for a more fulfilling future. My primary specialty is working with men and women struggling with substance use disorders as well as process and behavioral addictions, helping them find a pathway to a life that feels less burdened and more aligned. I also have extensive experience treating anxiety, depression, obsessive-compulsive disorders, grief and bereavement, trauma, attachment concerns, and personality disorders. As a clinician, I take a human-focused approach. I am not here to tell you what you need to work on—you already know the what. My role is to help you understand the why, and ultimately the how: how to shift it, heal it, overcome it, or, when appropriate, let it go altogether. Your first session is best described as a two-way interview. As I listen to your story and your narrative begins to take shape, we collaboratively determine two things: Whether I am the right therapist for you, and Whether this therapeutic relationship is the right fit for both of us. If we decide to move forward together, identifying your goals becomes your first assignment. This process allows me to better understand how you think, how you interpret challenges, and how barriers such as stress, anxiety, depression, or relationship dynamics show up for you. From there, we focus on one goal at a time. I see myself as your coach, teammate, and cheerleader! Whether you are just beginning therapy or have been on this journey for some time, I invite you to plant that seed—and see just how beautifully you grow.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.