Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 541 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 3/24/2026

$160/session

Authentic
Warm

Specialties

Grief
Mood Disorders
Trauma and PTSD
+10
Trauma has haunted you for years. It’s left you with nightmares and flashbacks. It’s caused you to distrust others and push them away. It’s made you feel broken and hopeless. You’ve tried everything you can think of to shed the weight of the past. You’ve read the books, tried the life hacks… You may have even talked to a therapist. But now, you’re out of options. Nothing has helped you transition from being a survivor to someone who’s truly alive. And you’re all talked out. No matter how many times you tell your story, nothing changes. The search for relief is exhausting. This might be your last shot at getting help.
VirtualAvailable
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$90/session

Empowering
Open-minded

Specialties

Anxiety
Health/Medical Issues
Older Adults
+2
I am a Licensed Clinical Social Worker with nearly 20 years of experience supporting individuals, families, older adults, and medically complex patients across a wide range of healthcare and community settings. My approach is grounded in compassion, collaboration, and practicality—I help clients navigate life’s challenges by focusing on what matters most to them. My background spans emergency departments, primary care clinics, long‐term care facilities, hospice, crisis response, and private practice. This breadth allows me to offer therapy that is warm, grounded, and deeply informed by real‐world experience.
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New to Grow

$150/session

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hi, I'm Dr. Singletary! I help you heal through a trauma-informed, solution-focused, collaborative process. I believe in working together in a way that considers your life experiences, aspirations, and goals. I am a huge advocate of adult creative expression, play, mindfulness, and centering joy in your healing process. Working with me means that you will have someone dedicated to helping you heal on your terms.
VirtualAvailable
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$130/session

Specialties

Depression
Perinatal Mental Health
Anxiety
+9
Hello! I am a Licensed Clinical Social Worker (LCSW) since 2006. I received my Masters Degree from Columbia University and my Bachelors Degree from the Univeristy of Rhode Island. I am an EMDRIA approved EMDR therapist, a perinatal mental health specialist, as well as a certified health coach. I work with a wide range of emotional and behavioral issues providing services that span from therapy for anxiety and depression, grief counseling, parenting support, addressing boundary discomfort, work and career issues, stress management, emotional barriers to physical health and more.
VirtualAvailable
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Often rebooked

$160/session

Open-minded

Specialties

Anxiety
Depression
Women's Issues
+2
Are you constantly pulled in different directions, struggling to find balance and self-compassion in your busy life? Do you need support navigating the transitions of womanhood? I'm Danika, a therapist who supports women's health at all stages. I use interventions informed by intersectional feminism and a trauma-informed lens. With over 15 years of experience in healthcare, including specialties in women's health and health tech, I bring a unique blend of expertise to help you navigate life's challenges and opportunities. As a Licensed Clinical Social Worker, Certified Case Manager, and Licensed Creative Arts Therapist, I believe in a holistic approach to healing, one that encompasses both mind and body. In my practice, we may use evidence-based approaches and/or the creative arts therapies when words alone fall short. Through various interventions, we can examine deep-seated emotions and provide an outlet for self-expression. This approach can offer a safe space for exploration and transformation. Our work will be uniquely tailored to you. My therapeutic style is rooted in positivity and empowerment. I use solution-focused, evidence-based, and strengths-based techniques to ensure our sessions focus on uncovering your innate strengths and actionable solutions. Together, we'll nurture a space of growth, self-discovery, and healing, where you'll feel supported and understood at every turn. With my background in both healthcare and technology, I understand the delicate balance required to maintain physical and mental well-being in a fast-paced world. Through our partnership, I hope you will not only overcome obstacles but also thrive and lead a fulfilling, balanced life. It's a privilege to be part of your journey toward a happier, healthier you.
VirtualAvailable
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$100/session

Warm
Solution oriented
Authentic

Specialties

Health/Medical Issues
Military/Veterans
Trauma and PTSD
+9
I am glad you are here and taking the intentional step to improve your life through therapy. I am a Licensed Clinical Social Worker and have 10 years of experience. I work with adults that are impacted by Trauma, Grief/Loss, and Adjustment issues. We look at understanding how our physical and emotional health are interconnected, chronic health outcomes, and how this manifests in our body, utilizing mind and body treatment modalities. In addition, I work with older adults that may be impacted by childhood and lifelong trauma and fractured memories, utilizing attachment and mindfulness therapeutic interventions.
VirtualAvailable
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$120/session

Warm
Humorous

Specialties

Coping Skills
Depression
Spirituality
+7
Welcome and congratulations on taking the first step in your healing journey! First, my name is Cherie and I am originally from New York. My journey to becoming a therapist began while serving in the Army and having the opportunity to help Soldiers and their family members with personal issues/concerns. My experience led me to pursue formal schooling and training to be more of a service through therapy and providing much-needed resources to the people in need. This path has been rewarding for me, and being able to experience lives being transformed and people empowered continues to be an honor.
VirtualAvailable
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Often rebooked

$125/session

Authentic
Empowering

Specialties

Anxiety
Couples Counseling
Depression
+10
Hey, I'm Carlos! I am a therapist dedicated to helping you reclaim your personal power. By integrating highly successful Cognitive Behavioral Therapy (CBT) with Mindfulness techniques, I help you slow down and recognize the significance of every moment. Together, we will work to ensure you feel empowered to make positive choices rather than feeling like a victim of your own thoughts or current life situations.
VirtualAvailable
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$80/session

Solution oriented
Empowering
Warm

Specialties

Coping Skills
Life Transitions
Self Esteem
+3
Hello! I’m a Licensed Clinical Mental Health Counselor (LCMHC). I received my Masters from North Carolina Central University. I am not only passionate about mental health, but overall wellness. I work from a holistic perspective while also utilizing interventions from cognitive behavioral therapy and expressive arts therapy. I believe in a collaborative approach and that clients are the experts of their lives.
VirtualAvailable
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$120/session

Warm
Authentic

Specialties

Addiction
Mood Disorders
Trauma and PTSD
+10
As a Licensed Clinical Mental Health Counselor and a Licensed Clinical Addictions Specialist Associate I believe the biggest component to achieving happiness is making your mental health a priority. Taking the first step to improve your overall mental health can be a huge decision, but a very brave one! I graduated with my masters degree in clinical mental health counseling from Capella University in 2018. I have over 8 years of experience working in many different counseling settings, including inpatient/outpatient, residential, community support, and private practice. I enjoy working with those 13 and up who are struggling with anxiety, depression, mood disorders, trauma, personality disorders, serious, chronic mental illnesses, and addictive behaviors.
VirtualAvailable
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$150/session

Authentic
Warm

Specialties

Anxiety
Depression
Grief
+4
Hello, my name is Kendria Wright MSW, LCSW. I received my MSW from University of New England and I have been a social worker for 10+ years and have been a therapist for 2 years. My experience in navigating complex social issues and providing compassionate care has equipped me with invaluable insights into enhancing the well-being of my clients. I am committed to empowering individuals to achieve their fullest potential and find resilience through life’s challenges.
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New to Grow

$100/session

Specialties

Anxiety
Men's Issues
Self Esteem
+5
I am licensed in North Carolina with over 22 years of professional work experience. I have experience in helping clients with stress and anxiety, men's issues, motivation, self esteem, and confidence, depression, and coping with life changes. The type of therapy methods I may use with clients are diverse, but I most frequently use Person-Centered Therapy, Mindfulness/Heartfulness, and Solution-Focused Therapy, which can encourage elements of independence, honesty, self-acceptance and add direction to the therapy process.
VirtualAvailable
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$150/session

Solution oriented
Empowering
Warm

Specialties

Addiction
Anxiety
Depression
+10
I'm Angela Harrington with 10 years please experience in mental health, co-occurring disorders, and substance abuse disorders. My goal in therapy is to elicit change talk, provide positive insight, and motivation to free yourself. When working with clients my structured approach is from cognitive behavioral therapy (CBT) where the individual learns to explore the link between thoughts, feelings, and behaviors.
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$110/session

Specialties

ADHD
Anxiety
Coping Skills
+9
I am a fully licensed clinical social worker with nearly 10 years of experience in the field. I am currently licensed in two states. My experience varies from therapeutic mentor, supervisor for other LCSW, and one on one with persons served as a therapist/clinician. My approach is strength-based and person-centered. I work with ages from 6 and up with a focus on adolescents, teens, and adults.
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$115/session

Intelligent
Authentic

Specialties

ADHD
Anxiety
Depression
Hello! My name is Jeff Helms. I am a Licensed Clinical Mental Health Counselor based in North Carolina. Additionally, I am a Licensed Professional Counsellor (LPC) in the state of South Carolina. I received my Masters from the Palm Beach Atlantic University and have been practicing for 10 years. I help adults struggling with depression and anxiety as well as trauma. Additionally I am EMDR trained.
VirtualAvailable
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New to Grow

$125/session

Specialties

ADHD
Anxiety
Depression
+10
I am a Licensed Clinical Social Worker (LCSW), and ADHD Certified Clinical Services Provider (ADHD-CCSP) working with adults ages 18 and up throughout North Carolina, South Carolina, and Virginia. Using Acceptance and Commitment Therapy, Cognitive Behavioral Therapy, Motivational Interviewing, Narrative Therapy, or Eye Movement Desensitization and Reprocessing Therapy, I collaborate with you to determine the best approaches for you. We will work together as a team. I listen closely to your concerns, goals, and values and together we set goals and make adjustments as needed.
VirtualAvailable
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New to Grow

$85/session

Specialties

Anxiety
Self Esteem
Women's Issues
+7
I am Dr. Tarasha Lloyd. I have 20 years of experience in the field of social work and have been a therapist for the last 11 years. I have extensive experience providing therapy to youth, adolescents, families, groups, couples, military service members and veterans, and individuals of various races, ethnicities, and sexual orientations. I utilize Cognitive Behavioral Therapy (CBT), Motivational Interviewing(MI) and Solution Focused Brief Therapy (SFBT) as my primary modalities. My goal as a therapist is to help you acquire self-sufficiency. Meaning that you are able to learn skills and tools that work for you and apply them well beyond our time together, ultimately improving your overall quality of life. My approach is collaborative, not authoritative. Consider me your teammate when it comes to improving your mental and emotional health.
VirtualAvailable
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$125/session

Warm
Authentic

Specialties

Anxiety
Coping Skills
Depression
+5
I am a Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina and a Licensed Professional Counselor (LPC) in South Carolina. I received my Master of Arts in Counseling with a Emphasis in Professional Mental Health Counseling and a Master of Arts in Human Resource Management from Webster University. I have 16+ years of Clinical experience practicing Outpatient Therapy . I assist children and adults struggling with depression, anxiety, and other mental conditions with developing coping skills to manage their symptoms on a daily basis without disruptions to their lifestyles and daily functioning.
VirtualAvailable
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$135/session

Intelligent
Authentic

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
VirtualAvailable
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$120/session

Warm
Open-minded

Specialties

Family Conflict
Life Transitions
Women's Issues
+10
I'm a laid-back, compassionate therapist who takes the time to really get to know you, your story, values, and what feels important right now. I create a space where you can talk openly without judgment, and we move at your pace. I pull from different therapeutic tools depending on what fits best for you, and together we determine what helps you feel supported and move toward the life you want. I help individuals (ages 11+) and couples navigate anxiety, depression, stress, self-esteem, and life or relationship challenges with compassionate, person-centered, and evidence-based support. Whether you're facing life changes or seeking emotional resilience, I provide a safe space and practical tools to foster growth, clarity, and lasting well-being. Taking the first step toward gaining support can feel daunting, but you’re not alone. Together, we can explore ways to build resilience and gain clarity, helping you move forward with confidence.
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$145/session

Warm
Humorous

Specialties

Anger Management
Anxiety
Depression
+6
I am an experienced Licensed Clinical Social Worker (LCSW) with over 20 years of dedicated practice in mental health, and my mission is to help individuals unlock their fullest potential by creating lasting change in their lives. My background spans a wide range of settings, from community-based work with children and disabled adults to providing therapy in psychiatric hospitals, schools, and private practice. With a double major in Visual Arts and Psychology from the University of North Carolina -Asheville and a Master’s in Social Work from East Tennessee University, I bring a blend of clinical expertise and creativity to my practice.
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$105/session

Direct
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hi, I’m Kendrick Burden, a Licensed Clinical Social Worker passionate about helping people reconnect with their truest selves. I work with individuals who are navigating trauma, anxiety, depression, and high-pressure transitions especially when life feels heavy or unclear. Whether you're processing loss, healing from old wounds, or trying to realign with who you were created to be, therapy is a space to pause, reflect, and move forward with intention. My approach blends evidence-based tools like EMDR, CBT, and ACT with compassion and faith-based support when desired. Together, we’ll identify what’s been holding you back and chart a new path grounded in your values and strengths. My hope is to help you feel more anchored, more empowered, and more at peace with the life you’re creating.
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$150/session

Authentic
Direct

Specialties

Anxiety
Depression
Mood Disorders
+4
Welcome! I am Quarda- Licensed Clinical Social Worker, professional listener, and occasional over-user of sticky notes. I help people untangle the messy parts of life, whether it's anxiety, relationship hiccups, burnout, or just that nagging feeling that something's "off". My style is supportive, down- to-earth, and sprinkled with humor-- because sometimes laughter really is the best medicine (right after actual therapy of course). I use evidence -based techniques and empathy to assist you in making sense of your story and editing it as you may, build resilience, and move forward with purpose. Therapy doesn't have to be stiff or scary-- and if you're ready to do the work (and maybe laugh a little along the way), I'm here for it.
VirtualAvailable
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$90/session

Direct
Intelligent

Specialties

Anxiety
Child or Adolescent
Depression
+9
If you are looking for a therapist that says more than “and how does that make you feel”- Keep reading. My approach is laid back, I work hard to help my clients gain my trust, and I believe in actively listening to my clients. However, our sessions are interactive and collaborative because we work together to achieve goals. This process isn’t about “telling all of your business to a stranger”, its about healing
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$120/session

Warm

Specialties

Anxiety
Career Counseling
Depression
+7
Welcome — I’m John Dyson, a Licensed Clinical Mental Health Counselor (LCMHC) and National Certified Counselor (NCC), based in the foothills of North Carolina. I want you to take a moment to acknowledge that you’ve already taken the first step toward bettering your mental health. Let’s be honest — starting therapy can feel empowering, confusing, or even scary — sometimes all at once. My goal is to create a safe, welcoming space where you can explore concerns related to anxiety, depression, and self-care. I focus on helping clients build assertive communication skills and healthy boundaries, both with themselves and with others, in ways that support a more balanced, fulfilling life. Therapy is an opportunity for personal growth in whatever way you're seeking — whether that means navigating specific challenges or building the life you deeply deserve. If that’s what you’re looking for, I’m here when you’re ready. Together, we’ll clarify the challenges you’re facing and identify where you want to be — a month, six months, or a year from now. Then, we’ll explore actionable strategies to help you move forward. You'll leave each session with a clearer understanding of your situation and a set of “next steps” you can begin right away. There will always be space for feedback and collaboration in our work — including holding each other accountable as we walk this path together.
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Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.