Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 584 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 7/15/2026

$110/session

Open-minded
Warm

Specialties

Anxiety
Depression
Mood Disorders
+10
Hey! I'm Crystal. I'm a Licensed Clinical Social Worker in North Carolina. I am trauma informed, and person centered. I help adults navigate life's challenges with compassion. I have experience working with a variety of individuals. I am trained in CBT, MI, and DBT modalities. I also provide supportive care for individuals navigating life after weight loss surgery. My goal is to create a judgment free space where you can explore what's holding you back and discover tools for lasting change. My approach is laid back and flexible. Together we will find strategies that fit your unique needs and values- because therapy should feel like it's made for you. In our work together, you'll find a gentle, down to earth atmosphere. My goal is to help you feel more grounded, and ready to take on your next chapter, whatever that may look like.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Life Transitions
Women's Issues
Hello, and welcome! I'm a Licensed Clinical Mental Health Counselor (LCMHC) with six years of experience working with adults as they navigate life's challenges and transitions. I understand that reaching out for support can feel overwhelming, and my goal is to provide a safe, compassionate, and judgment-free space where you feel heard, valued, and empowered. I enjoy working with individuals who are experiencing life changes, whether it's starting a new career, navigating relationship changes, becoming a parent, or simply feeling stuck or uncertain about what's next. My approach is collaborative, person-centered, and tailored to your unique needs. I incorporate evidence-based approaches like Cognitive Behavioral Therapy (CBT) and Solution-Focused Brief Therapy (SFBT) to help you build practical coping skills, gain insight, and move toward your goals. For clients who request it, I also offer faith-based counseling by thoughtfully integrating spirituality into the therapeutic process. I believe therapy is a partnership, and I look forward to supporting you as you work toward healing, growth, and a more fulfilling life.
Available

New to Grow

$125/session

Specialties

Anxiety
Life Transitions
Women's Issues
+4
Hi, I'm Tracey Babb-Morman, a Licensed Clinical Mental Health Counselor with more than 20 years of experience helping individuals navigate life's most challenging seasons. I work with adults experiencing anxiety, stress, burnout, life transitions, trauma, relationship challenges, and emotional changes. My approach is compassionate, collaborative, and practical. I believe healing begins when you feel genuinely seen and understood, not judged. Together, we'll explore what's keeping you stuck, build on your strengths, and develop tools that help you move toward the life you want with greater clarity and confidence. I especially enjoy working with helping professionals, caregivers, women navigating perimenopause & midlife transitions, and individuals who have spent so much time caring for others that they've lost sight of themselves.
Available

$160/session

Specialties

Depression
First Responders/Healthcare Workers
Men's Issues
+10
I believe meaningful change begins with understanding ourselves rather than judging ourselves. As a Licensed Clinical Social Worker, my approach is honest, collaborative, and practical, blending evidence-based approaches with curiosity, compassion, and authenticity. Together, we'll explore your experiences, develop practical tools, and identify meaningful changes that align with the life you want to live. I work with adolescents (15+), adults, and older adults from diverse backgrounds, having supported individuals across outpatient, community-based, and inpatient behavioral healthcare settings. While I welcome clients of all genders, I'm intentionally building a specialty in helping men navigate the unique pressures of masculinity, relationships, fatherhood, identity, burnout, and life transitions. My experience working across a variety of behavioral healthcare settings has also given me firsthand insight into the unique challenges faced by healthcare professionals, emergency responders, and others in demanding careers, including chronic stress, secondary trauma, compassion fatigue, burnout, and the emotional weight of caring for others. Whether you're navigating anxiety, depression, trauma, grief, life transitions, or simply feeling stuck, my goal is to create a space where you feel heard, understood, appropriately challenged, and supported. We'll move at a pace that reflects your individual needs while working toward greater clarity, healing, and lasting growth.
Available

New to Grow

$120/session

Specialties

Anger Management
Anxiety
Chronic Illness
+10
Hello, and welcome. I am Dr. Samuel Hickson, PhD, LCSW, a licensed psychotherapist, neuropsychotherapist, clinical researcher, educator, and healthcare consultant dedicated to providing evidence-based psychotherapy for adults. My practice is built on the belief that healing begins with understanding ourselves, rebuilding trust, and developing the resilience needed to navigate life's challenges with confidence and purpose. I work with adults experiencing anxiety, depression, burnout, healthcare-related stress, identity transitions, chronic illness adjustment, grief, and major life changes. My therapeutic approach integrates neuropsychotherapy, Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), narrative therapy, mindfulness-based interventions, and strengths-based practices to create individualized treatment plans that are both compassionate and grounded in scientific research. My professional background extends beyond traditional psychotherapy. With over 14 years of healthcare experience, a PhD in Human Behavior, an MBA focused on Corporate Social Responsibility, and extensive work in clinical research and behavioral health, I bring a multidisciplinary perspective that bridges neuroscience, psychology, healthcare systems, and organizational well-being. This allows me to understand not only the emotional challenges my clients face but also the broader healthcare, workplace, and life circumstances that influence mental health. In addition to psychotherapy, I provide professional consultation in risk management, clinical documentation, quality improvement, standards of care, and behavioral health operations for healthcare organizations and private practices. Whether you are seeking support during a difficult transition or looking to strengthen resilience and reconnect with your values, my goal is to provide a collaborative, respectful, and affirming therapeutic environment where meaningful, lasting change can occur. I welcome the opportunity to partner with you on your journey toward growth, healing, and living a more fulfilling life.
Available

New to Grow

$125/session

Specialties

Anxiety
Depression
Life Transitions
I am a licensed clinical mental health counselor who specializes in supporting trauma survivors and individuals who are in life transitions to navigate emotional healing, identity transitions, and relationships. In my work, I use Cognitive Behavioral Therapy and Person-Centered Therapy to help you connect with your inner self, challenge negative self-talk, and reframe thoughts that keep you questioning yourself. I offer a warm, safe, and collaborative space where you are seen and heard.
Available

New to Grow

$125/session

Specialties

Anxiety
Depression
Perinatal Mental Health
+3
As a licensed therapist in both North and South Carolina, I specialize in perinatal mental health, helping new and expectant mothers navigate the profound identity shifts that come with motherhood. My ideal client is a mom who’s balancing her sense of self with the joys and challenges of this new chapter. I bring a warm, collaborative approach, drawing from both my professional training and my own experience as a mom. I believe in creating a safe space where you can explore, grow, and redefine yourself as you step into this new role.
Available

Often rebooked

$160/session

Warm
Authentic
Solution oriented

Specialties

Addiction
Grief
Trauma and PTSD
+8
Hello, I’m Alaina, LCSW, LCASA, and I’m honored to have the opportunity to work with you. I hold a BA in Organizational Leadership and a Master’s in Social Work from Baylor University. I am trained in CBT, DBT, CPT, substance use, and grief treatment. I bring an evidence-based approach to care while providing a safe, supportive, and non-judgmental space for you to grow and heal.
VirtualAvailable

$125/session

Open-minded
Warm

Specialties

Addiction
Anxiety
Depression
+5
Hi there, I’m Melissa. If life feels heavy right now, you’re in the right place. When you’re feeling stuck, overwhelmed, or just tired of carrying everything by yourself, it can be tough to know where to start. I work with adults navigating anxiety, depression, substance use, and other challenges who are looking for meaningful, sustainable change and a greater sense of balance in their lives. As a Licensed Clinical Social Worker, my style is collaborative, compassionate, and centered on practical tools you can actually use. I take a whole‑person approach to therapy, which means we may explore how different parts of your life—physical, emotional, social, environmental, and spiritual—are shaping your overall well‑being. My goal is to create a space where you can show up honestly and without judgment as we explore the patterns that may be keeping you stuck and build healthier ways of coping and relating to your thoughts and emotions. You don’t have to navigate all of this on your own. If you’re ready for support and a space to feel heard, I’m here to help you take the next step.
Available

New to Grow

$110/session

Specialties

ADHD
Anxiety
Coping Skills
+3
I am a Licensed Clinical Social Worker. I like to bring a positive energy to each session and outlook to situations. I create a very nonjudgmental space where you are able to be open and share and be in the moment. I am very sensitive to everyone's different cultures and unique life experiences and I would love to help you with your journey of growth and healing.
Available

$125/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Depression
LGBTQ
+2
I work with clients on issues surrounding anxiety, depression, trauma, LGBTQIA+, gender identity and expression, family dynamics, relationship issues, self-discovery, and career exploration. I approach the therapeutic relationship creating a non-judgmental space where you can share and learn more about yourself and your motivations. I will help you look at your assumptions, patterns, behaviors that work for you or aren’t working for you to achieve your goals in therapy. Mindfulness and present moment awareness is incorporated into moving forward as we work together.
VirtualAvailable

Often rebooked

$125/session

Empowering
Warm
Authentic

Specialties

Anxiety
Depression
Women's Issues
+6
I’m a licensed clinical social worker who believes therapy should feel grounding, human, and intentional. My work is rooted in the understanding that many people are not broken—they are overwhelmed, overextended, and disconnected from themselves after years of doing what was required to survive. I approach therapy with warmth, curiosity, and respect for each client’s lived experience. I don’t rush the process or impose quick fixes. Instead, I create space for reflection, emotional awareness, and nervous system regulation so clients can better understand themselves and make changes that feel sustainable and aligned. As a therapist, I value honesty, clarity, and compassion. I balance thoughtful insight with practical tools, helping clients not only gain awareness but also apply what they’re learning in real life. I’m especially mindful of how culture, identity, relationships, and systemic stressors shape the way people move through the world. At my core, I believe calm is not something you find—it’s something you practice. My role is to walk alongside you as you reconnect with yourself, strengthen your inner voice, and build a life that feels more grounded, intentional, and authentic.
VirtualAvailable

$199/session

Authentic
Empowering
Humorous

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+25
Hello! My name is Dr. Tomlin, and I am a licensed and nationally certified professional counselor and traumatologist. I specialize in various modalities, including strength-based coaching, existentialism, multicultural awareness, and cognitive behavioral therapy. I am passionate about helping others achieve social, emotional, and behavioral improvements and providing them with the fundamental tools to overcome life struggles so they can prosper. Life is full of obstacles and difficult circumstances, which can feel overwhelming and all-consuming. Navigating these unique, daily challenges can be isolating, leaving you second-guessing everything and spiraling with sadness, frustration, and exhaustion.
VirtualAvailable

$175/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Depression
Parenting
+6
Hello, I'm Justin. Have you ever felt overwhelmed by stress and life's complexities? Many do, and it's more common than you might think. Life's challenges can leave us feeling exhausted, anxious, and disconnected. But remember, you're not alone in this journey. As a Licensed Professional Counselor offering virtual therapy in Virginia and North Carolina, my role is to walk with you in creating a safe, empowering space. Together, we'll explore and employ a range of therapeutic techniques tailored to your unique needs. My goal? To help you navigating the intricacies of life and forge meaningful connections — with others and with yourself. In therapy, we uncover the roots of your stress, lighten your emotional load, and find strength in support and understanding. It's about building resilience and rediscovering your inner balance. If you're reading this, you've already taken a brave first step. You recognize the need for change and understand that carrying the burden alone isn't the only way. If you're ready to move forward, to cultivate lasting change and greater self-awareness, I'm here to guide you. Reach out, and let's start this transformative journey together.
VirtualAvailable

$100/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Coping Skills
+4
Hi, I'm Mindi and I have a passion for helping people find their best selves. I have my LCMHC Licensure based in my home state of North Carolina. Here I'm blessed with beaches and environmental beauty, it truly inspires me to live each day to the fullest. I'm interested in helping you do the same! I'm here to listen and get you on a healing journey to a better, stronger, and happier self.
VirtualAvailable

New to Grow

$120/session

Specialties

Anxiety
Coping Skills
Depression
+2
Hi, I'm Ingle. I know life can be challenging; It’s not always easy. As one journeys through life there comes a time when we all need the love and support of someone who cares. For this reason, it has always been my passion to help those who are in need of that love and support. With a non-judgmental attitude and a heart of compassion I aim to meet you where you are. My hope is to walk alongside you in an effort to help you achieve your therapeutic goals. I also offered Christian based support as well for those that prefer it.
Available

Often rebooked

$75/session

Authentic
Warm
Humorous

Specialties

Anxiety
Depression
Trauma and PTSD
+6
Hello! I am a licensed clinical social worker (LCSW) who graduated in 2009 from a small college in Pennsylvania. Currently, I live in North Carolina and I am licensed here and in Tennessee. Originally, I am from Connecticut, but I have lived all over this country and have lived overseas as well when I was in the Peace Corps. I have been working mainly with adults who are living with anxiety, depression, and trauma. My focus is to help people live their best life. I do this through the therapy process, but I also try to include humor in our sessions.
VirtualAvailable

$150/session

Authentic
Warm
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+7
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in North Carolina. I am licensed in both NC and CA. I received my Masters from the University of Southern California. I have been practicing for 9 years with 16 years experience in the mental health field. I help young adults, and adults struggling with depression, anxiety, trauma, relationship challenges, self-esteem challenges, and simply the ups and downs of life.
VirtualAvailable

$150/session

Solution oriented
Authentic
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+7
Welcome! My name is Kim, and I’m so glad you’re here. I’m a Licensed Clinical Social Worker with over 20 years of clinical experience and I believe therapy is a place where you can feel truly heard, supported, and empowered to grow. I utilize an eclectic approach to therapy, which means I draw from different techniques and perspectives to best fit your unique needs and goals. I bring a warm, down-to-earth style to our work together, meeting you where you are and helping you navigate life’s challenges with compassion and hope. My goal is to create a safe and caring space where you feel comfortable to be yourself and move towards the changes you want in your life.
VirtualAvailable

$150/session

Authentic
Solution oriented
Open-minded

Specialties

Addiction
ADHD
Anxiety
+3
Hello! I believe that adversities don’t have to define who you are, rather, they can promote the resiliency necessary to develop who you’ll be and the story you’ll share. As a licensed mental health therapist and addiction specialist trained in EMDR with over 5 years of experience, my hope is to join you as you pursue the process of writing your growth and resiliency story. I work alongside my clients to cultivate a tailored approach to treatment through the incorporation of elements from multiple psychotherapy schools of thought and modalities. I will always show up authentically with a balance of compassion and directness to offer. If interested in working together, please do not hesitate to reach out. I would be more than happy to schedule a consultation to collaboratively talk through what brings us together and how I may be able to best support your mental health needs and therapy goals.
VirtualAvailable

New to Grow

$90/session

Specialties

Coping Skills
Depression
Domestic Violence
+10
My name is Cheryl Velasquez, MSW, LCSW, and I am a Licensed Clinical Social Worker dedicated to helping individuals navigate life's challenges with compassion, respect, and evidence-based care. I believe every person has a unique story, and my goal is to provide a safe, supportive, and nonjudgmental environment where you feel heard, understood, and empowered. Therapy is not about being "fixed." It is about discovering your strengths, building resilience, developing healthy coping strategies, and creating meaningful, lasting change. My therapeutic approach is collaborative and individualized. I draw from several evidence-based treatment modalities, including: I believe that healing happens through genuine connection, curiosity, and compassion. Together, we will identify your goals, explore barriers that may be preventing you from living the life you want, and develop practical tools to help you move forward with confidence. Outside of the therapy room, I enjoy spending time with my cats, taking walks, and being outdoors. These simple moments help me stay grounded and remind me of the importance of balance, mindfulness, and self-care—principles I also encourage my clients to explore in their own lives. Whether you are beginning therapy for the first time or returning after a break, I recognize that asking for help can feel overwhelming. I consider it a privilege to walk alongside you in your journey toward healing, growth, and wellness. I look forward to working with you.
Available

New to Grow

$140/session

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
I am a Licensed Clinical Social Worker specializing in trauma, PTSD, anxiety, depression, life transitions, and relationship concerns. I use evidence-based treatments backed by research, not trends, and I believe therapy should help you understand why you're struggling and what will actually help you heal. My style is compassionate, direct, collaborative, and focused on meaningful progress rather than endless sessions.
Available

New to Grow

$100/session

Specialties

Life Transitions
Self Esteem
Trauma and PTSD
+9
An innovative, empathic, therapist that is able to meet a client where they are and leverage creativity and resourcefulness to engineer solutions tailored to the client's unique needs. As a therapist I have 7 years of experience working with diverse populations including indivudals experiencing PTSD, addictions, childhood trauma, and difficult life transitions. I have worked with adults, children, and families in a variety of settings including in-home sessions, therapy offices, and hospitals.
Available

$90/session

Warm
Direct

Specialties

Anxiety
Depression
Trauma and PTSD
+10
I enjoy working with individuals from a variety of backgrounds and with a wide array of presenting difficulties. I am person-centered and assist individuals with working towards their own personal goals. I work with individuals, couples, families, and groups to assist with the achievement of these goals. While I feel comfortable addressing any issue, I am always willing to refer to another provider if needed. I am integrative in my approach to counseling and will use the interventions that will be most effective to address each difficulty that is presented. I have training in play therapy, dialectical behavior therapy, cognitive behavioral therapy, solution-focused therapy, and a wide array of other orientations. I have worked as a Social Worker, a Mobile Crisis Worker, an Intensive In-Home Team member and team lead, and an Outpatient Counselor. I have worked with sexual offenders and survivors, domestic violence offenders and survivors, substance abusers and their family members, individuals, couples, families, and groups.
Available

$120/session

Authentic
Warm
Empowering

Specialties

Anxiety
Life Transitions
Self Esteem
+8
Hey there, I'm Jessica! I'm here to help you sort through the things that are difficult right now, and offer you a safe place to be open and honest without fear of judgement. I specialize in working with adults who are feeling stuck or overwhelmed. I believe everyone has the inner strengths needed to live their best life. But, it can be hard to recognize those strengths through the fog our stress response triggers. If you are looking for how to build confidence, inner peace and stability, you have come to the right place. Overwhelming anxious thoughts, relationship issues, work avoidance, irritable mood, low self esteem, trouble concentrating, problems sleeping; These are some of the more common complaints clients have when first coming to therapy. Together we will work to identify the strategies and support you need to overcome whatever challenges you face. Many people struggle a long time before seeking mental health care. But mental health is health! Just like in other specialties, preventative mental health care can be so effective in avoiding crisis and more serious illness. You do not have to suffer to deserve support! No matter the level of stress you are going through, you are worth taking care of.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.