Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 561 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 1/26/2026

Rated 5.0 stars out of 525 ratings
Rated 5.0 stars out of 525 ratings

Often rebooked

$150/session

Warm
Empowering

Specialties

ADHD
LGBTQ
Anxiety
+7
Hi! I'm a Licensed Clinical Social Worker (LCSW) in North Carolina. I graduated in 2020 with my Master's of Social Work from Western Carolina University, and I've been working with youth and families for over 15 years, 8 of those being in the mental health field. I help neurodivergent, queer, and gender-expansive young adults find ways to live authentically as themselves in a world that can be unkind and harsh. I also support people who have had negative experiences with therapy in the past and want to try again with a more person-centered and affirming approach.
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Rated 4.9 stars out of 5182 ratings
Rated 4.9 stars out of 5182 ratings

$100/session

Empowering
Authentic
Open-minded

Specialties

Depression
LGBTQ
Spirituality
+3
Candace “NIX” Fritts is a licensed Zumba instructor, yoga instructor and Licensed Clinical social worker. She has been teaching Zumba over 5 years and has utilized her passion for healing and helping others as a therapist over the past decade. “NIX” specializes in and has a passion for cultural diversity, gender identity/LGBTQIA+ issues, equality, relationship/marital issues, depression, anxiety, and Trauma. She defines "empathy" as her number one skill and superpower. In addition “NIX” is a huge advocate and member of the LGBTQIA+ community. She is also a member NAACP and the Black political caucus of Cabarrus County. NIX also encourages health and wellness with a belief that healing can be achieved in various ways. Fun Fact: NIX was once a contestant on “Lets make a Deal”
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Rated 5.0 stars out of 54 ratings
Rated 5.0 stars out of 54 ratings

$130/session

Solution oriented
Open-minded

Specialties

Addiction
Anxiety
Depression
+10
I am Cindy Arrington, I received my Master's of Science in Rehabilitation Counseling in 2012 from Winston-Salem State University. I and am a Certified Rehabilitation Counselor, Licensed Clinical Mental Health Counselor, and Licensed Clinical Addictions Counselor - Associate. I have 5 years of experience working as a Vocational Rehabilitation Counselor to assist with job development, placement and follow-up. I have 4 years of experience working as a mental health and substance use counselor. I enjoy meeting my patients who are experiencing anxiety, depression, stress, grief, trauma, and substance use to help them heal and grow to become the best versions of themselves.
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Rated 5.0 stars out of 53 ratings
Rated 5.0 stars out of 53 ratings

$150/session

Specialties

Child or Adolescent
Peer Relationships
Women's Issues
+5
Hi! I am a Licensed Clinical Social Worker (LCSW) in North Carolina and Utah. I work with individuals including professionals, first responders, women and adolescents. I enjoy helping women navigate pregnancy and postpartum, relationship issues, health issues and more life transitions. I have experience in hospital crisis and inpatient settings, schools, and the outpatient setting. My background in child development gives me a unique perspective when working with adolescents and their families. I offer a judgement-free space to allow clients to feel comfortable expressing themselves, and value being direct, open and honest.
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Rated 4.7 stars out of 547 ratings
Rated 4.7 stars out of 547 ratings

$175/session

Specialties

Couples Counseling
Depression
Substance Misuse
+10
Hello, I’m Dr. Warrick Stewart. I am a Board-Certified Psychotherapist, licensed to practice in Georgia, South Carolina, Kentucky, and North Carolina. At the heart of my work is a deep compassion for people who are navigating life’s hardest seasons. I specialize in helping individuals and couples facing trauma, emotional pain, self-doubt, and the struggles that come with anger, substance use, and depression. My role is to walk alongside you, offering evidence-based approaches such as reality-based and solution-focused therapy, while always tailoring our work to meet your unique needs. In my practice, clients find a warm, nonjudgmental, and supportive environment where they are safe to be themselves. Here, you can speak your truth, confront what has been holding you back, and begin the process of healing. I am eclectic in my methods—drawing from a variety of therapeutic techniques—because I believe every person deserves an approach as unique as their story. I strive to be thorough but kind, authentic yet gentle, and always deeply respectful of the courage it takes to begin therapy. My goal is to help you process your experiences, rediscover your strengths, and move forward toward a life filled with meaning and possibility. Healing takes willingness and effort, but you don’t have to walk the journey alone. Together, we can create a path toward growth, resilience, and lasting change. Let’s get started today.
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New to Grow

$140/session

Specialties

Addiction
Anxiety
Trauma and PTSD
+8
I most often support individuals experiencing anxiety, depression, trauma, and addiction. I understand that addiction is often a response to deep emotional pain, frequently connected to unresolved trauma, and I approach this work with genuine compassion and respect for the complexity of each person’s story. As a therapist, I’m friendly, dependable, compassionate, and easy to connect with, and I’m deeply invested in creating a space where you can feel supported and at ease. My focus is on helping you reconnect with a sense of internal safety, build meaningful self awareness, and develop a more caring and grounded relationship with yourself. I aim to create an environment that feels steady, encouraging, and even a little bit light when it’s helpful, one where healing, resilience, and alignment can grow. Ultimately, my goal is to help you strengthen your capacity to live with authenticity, clarity, and emotional freedom.
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Rated 5.0 stars out of 520 ratings
Rated 5.0 stars out of 520 ratings

$103/session

Authentic
Empowering

Specialties

Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
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Rated 5.0 stars out of 54 ratings
Rated 5.0 stars out of 54 ratings

$140/session

Warm
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
+7
I am a licensed clinical social worker with over 20 years of experience in the profession, beginning my career as a medical social worker before moving into the mental health field 11 years ago. Over the course of those 11 years, I have worked in a community mental health setting. This has afforded me the opportunity to develop the skills needed to work with a wide range of ages, populations, and challenges as well as to develop specialties in the areas of anxiety, depression, adjustment, and trauma.
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Rated 5.0 stars out of 513 ratings
Rated 5.0 stars out of 513 ratings

$115/session

Solution oriented
Intelligent

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+6
You are stressed and filled with anxiety. Your thoughts are negative and you lack self-confidence. You feel so overwhelmed by emotions that you no longer know what you feel. Or maybe you are emotionally shutdown and just feel numb. Past traumatic events cause you to react to life in unhealthy ways. Intrusive thoughts keep distracting you from what you need to do each day. And you don’t understand why or how to change it. If any of this sounds familiar, there is hope! It is possible to retrain your brain and to develop different ways of thinking about life. You can stop automatically reacting and learn to thoughtfully respond to stressors. I would love to work with you and help you better manage thoughts and stressful emotions.
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Rated 4.9 stars out of 538 ratings
Rated 4.9 stars out of 538 ratings

$120/session

Warm

Specialties

Anxiety
Career Counseling
Depression
+7
Welcome — I’m John Dyson, a Licensed Clinical Mental Health Counselor (LCMHC) and National Certified Counselor (NCC), based in the foothills of North Carolina. I want you to take a moment to acknowledge that you’ve already taken the first step toward bettering your mental health. Let’s be honest — starting therapy can feel empowering, confusing, or even scary — sometimes all at once. My goal is to create a safe, welcoming space where you can explore concerns related to anxiety, depression, and self-care. I focus on helping clients build assertive communication skills and healthy boundaries, both with themselves and with others, in ways that support a more balanced, fulfilling life. Therapy is an opportunity for personal growth in whatever way you're seeking — whether that means navigating specific challenges or building the life you deeply deserve. If that’s what you’re looking for, I’m here when you’re ready. Together, we’ll clarify the challenges you’re facing and identify where you want to be — a month, six months, or a year from now. Then, we’ll explore actionable strategies to help you move forward. You'll leave each session with a clearer understanding of your situation and a set of “next steps” you can begin right away. There will always be space for feedback and collaboration in our work — including holding each other accountable as we walk this path together.
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Rated 5.0 stars out of 511 ratings
Rated 5.0 stars out of 511 ratings

$150/session

Authentic
Warm

Specialties

Anxiety
Depression
Grief
+4
Hello, my name is Kendria Wright MSW, LCSW. I received my MSW from University of New England and I have been a social worker for 10+ years and have been a therapist for 2 years. My experience in navigating complex social issues and providing compassionate care has equipped me with invaluable insights into enhancing the well-being of my clients. I am committed to empowering individuals to achieve their fullest potential and find resilience through life’s challenges.
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Rated 5.0 stars out of 54 ratings
Rated 5.0 stars out of 54 ratings

$100/session

Direct
Authentic

Specialties

Military/Veterans
Mood Disorders
Substance Misuse
I am a Licensed Clinical Social Worker and Licensed Clinical Addiction Specialist. I have been a social worker for 19 years, most recently in the last 7 years doing therapy. I enjoy working with people who are wanting to see change happen but have barriers stopping them from moving into action. I also enjoy working with those who have relationship dynamic issues.
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Rated 4.7 stars out of 523 ratings
Rated 4.7 stars out of 523 ratings

$80/session

Authentic
Humorous
Intelligent

Specialties

Anxiety
Mood Disorders
Self Esteem
I am a licensed clinical social worker in private practice since 1996. I have experience working in a multitude of worked in both inpatient and outpatient facilities. I have training in short term solution, focused therapy, addressing interpersonal, developmental an existential concerns. I am also well-versed in cognitive behavioral therapy. I seek to offer practical goals and objectives to my clients to address the changes they are seeking.
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Rated 4.9 stars out of 511 ratings
Rated 4.9 stars out of 511 ratings

$100/session

Authentic
Humorous

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+3
My name is Mark Lattimore Jr., and I am a Licensed Clinical Mental Health Counselor and Licensed Clinical Addiction Specialist. I serve youth, adults, and families who are navigating trauma, grief, life transitions, and emotional challenges. My goal is to provide a safe space where clients can heal, discover their strengths, and move forward with greater hope, clarity, and resilience.
VirtualAvailable
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New to Grow

$135/session

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
+4
I am a therapist who enjoys building a relationship with my clients by finding how to best understand each other. We may not share a background, but practicing curiosity from a position of genuine interest helps me better understand the people around me and form rapid connections. I believe knowledge and language have power so that the way we think and the information we use to think help us view what we think as changeable and adjust it to be more helpful.
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Rated 4.9 stars out of 514 ratings
Rated 4.9 stars out of 514 ratings

$125/session

Open-minded
Challenging
Direct

Specialties

Anxiety
Life Transitions
Obsessive-Compulsive (OCD)
+4
Hey. My name is John Jensen, but you can call me Jake. I received my masters in Clinical Mental Health Counseling from Campbell University and am the owner of Woodhaven Counseling PLLC. I started counseling after retiring from playing football at Wingate University and strive to assist those moving through life transitions, manage anxiety, and build confidence in their identities.
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Rated 5.0 stars out of 52 ratings
Rated 5.0 stars out of 52 ratings

Often rebooked

$175/session

Specialties

Anxiety
Depression
Grief
+6
I am a Licensed Clinical Mental Health Counselor in NC and a Licensed Professional Counselor in SC. I received my Master's Degree from Montreat College. I have been practicing professional counseling for 9 years. I help those ages 16+ learn how to navigate life, manage stressors, identify and manage emotions while building coping skills and learning to reframe negative thoughts.
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Rated 5.0 stars out of 54 ratings
Rated 5.0 stars out of 54 ratings

$125/session

Open-minded
Solution oriented

Specialties

Anxiety
Depression
LGBTQ
+1
Keith Casey's approach to therapy is to be empathetic and encouraging. The most gratifying part of his job is when he sees someone embrace the idea that change is possible. He is trained in exposure-response and prevention therapy for OCD. He also likes to incorporate elements of CBT, DBT, and mindfulness into his work. He specializes in anxiety, OCD, depression, and LGBTQ+ issues.
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Rated 5.0 stars out of 526 ratings
Rated 5.0 stars out of 526 ratings

$100/session

Warm
Authentic

Specialties

Anxiety
Depression
Grief
+10
I was raised in Memphis, TN and attended college in Nashville, TN where I received a BS degree. I got married while in college. We moved to Raleigh, NC after graduation. We've been married over 40 years. We have eight adopted children. I began working for the USPS once we moved to NC. After working there for 10 years, I realized that I wanted to change careers and fulfill the dream of helping others in a more practical way. I took a break from work and obtained a MA in Counseling. After receiving my LPC license, I worked in various settings within the counseling field. I have worked in Child Protective Services, worked for a couple of mental health clinics, held a private practice, worked in crisis intervention for 10 years in a hospital setting, returned to the clinic setting, and have once again opened a private practice. I am licensed as a LCMHC and LCAS in NC.
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Rated 5.0 stars out of 5120 ratings
Rated 5.0 stars out of 5120 ratings

$175/session

Authentic
Warm
Humorous

Specialties

Anxiety
Coping Skills
Depression
Hello, Are you feeling overwhelmed, stressed, or like life is taking over? It's completely natural to experience these emotions from time to time, but you don't have to navigate these challenges alone. My name is Latonya Badger, and I'm an experienced and compassionate mental health provider here to support you on your journey towards well-being and happiness. I have 4+ years of experience in the mental health field, I am a licensed therapist dedicated to helping individuals like you find balance, resilience, and inner strength. My approach is client-centered, meaning I tailor each session to your unique needs and circumstances. Together, we'll work collaboratively to address your concerns and develop personalized strategies to cope with life's stressors.
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Rated 5.0 stars out of 532 ratings
Rated 5.0 stars out of 532 ratings

$150/session

Solution oriented
Warm
Authentic

Specialties

Depression
LGBTQ
Life Transitions
+4
Welcome! Making the decision to better your mental health is an important step toward improving your quality of life and feeling healthier. I am a seasoned, Clinical Psychologist with 25 years of extensive experience assisting clients identify problem areas that are contributing to distress and unhappiness in their lives and develop strategies to reduce symptoms and improve quality of life. I have a Ph.D. in Clinical Psychology from Columbia University and have worked in many different settings with individuals experiencing depression, anxiety, trauma and those dealing with life stressors or events that are interfering with life. I strive to create a safe, warm and welcoming environment that allows clients to feel at ease as they explore and work on obstacles /problems to lead to positive change. I look forward to working with you on your journey to better health and peace of mind.
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Rated 5.0 stars out of 51 ratings
Rated 5.0 stars out of 51 ratings

$125/session

Warm
Empowering

Specialties

Anxiety
Autism
Trauma and PTSD
+9
Laurie is passionate about helping individuals, couples, and families navigate life’s challenges and discover new ways to heal, grow, and thrive. She works with clients facing concerns such as anxiety, depression, trauma, PTSD, life transitions, and relationship challenges. With over 20 years of experience working with the autism spectrum disorder community, Laurie brings both expertise and compassion to her work. She understands that starting therapy can feel overwhelming, and that healing is rarely a straight path. Life ebbs and flows, and therapy is much the same—at times you may feel momentum, while at other times roadblocks may arise. Laurie meets clients where they are with patience, creativity, and encouragement, helping them move forward at their own pace. Laurie creates a warm, safe, and supportive environment where clients feel comfortable exploring emotions, challenges, and goals. She values building strong therapeutic relationships as the foundation for growth and healing. Her approach is integrative and tailored to each individual, drawing from person-centered therapy, mindfulness practices, cognitive behavioral therapy (CBT), and skills for emotion regulation and coping. Laurie works with children, teens, young adults, adults, couples, and families. She believes that everyone has the capacity for healing, growth, and lasting change, and she is dedicated to helping clients find tools that support their unique journeys. In addition, Laurie is a certified Prepare & Enrich Facilitator, providing specialized support for couples at all stages of their relationships.
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Rated 4.9 stars out of 586 ratings
Rated 4.9 stars out of 586 ratings

Often rebooked

$85/session

Authentic
Open-minded
Warm

Specialties

Anxiety
Eating Disorders
Women's Issues
+7
I am a seasoned therapists who places significant amount of importance on developing a therapeutic relationship. My skillset includes a whole person approach that covers both physical and emotional well-being. I utilize primarily Cognitive Behavioral Therapy (CBT), and Acceptance and Mindfulness. In addition, I utilize my Integrative Health Coaching to ensure physical aspects are addressed that may be impacting your mental health. I have never narrowed my practice to a specific diagnosis; however I do find that I work a lot with Depression, Anxiety, Relationships, Co-Dependency, and Weight Related Diagnoses.
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New to Grow

$125/session

Specialties

Anxiety
Grief
Life Transitions
+10
Hi! My name is Robbyn and I am a seasoned Counselor with years of experience helping individuals navigate anxiety, depression, grief/loss, life transitions, relationship/career challenges, and the emotional weight that comes with being human. My goal is to help people feel seen, supported, and understood with an approach that is warm, down-to-earth, and deeply empathetic. Here, you’ll find a safe space where you can explore your thoughts and feelings without judgment, shame, or pressure to “have it all figured out.” If you’re ready to shift your narrative and step into a stronger version of yourself, I’d be honored to take that journey with you.
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Rated 4.0 stars out of 513 ratings
Rated 4.0 stars out of 513 ratings

$160/session

Warm
Authentic

Specialties

Anxiety
Post Partum
Trauma and PTSD
Welcome! I am a Licensed Clinical Social Worker (LCSW) base in North Carolina. I earned my Master's Degree from East Carolina University and have accumulated 15 years of experience in the social work field, with 9 years of practice. I specialize in providing support to young adults and women going through various life transitions, particularly motherhood. I thoroughly enjoy assisting individuals during the perinatal to postpartum stages. I also specialize in guiding clients through their healing journey from past traumas, grief and loss, and burnout.
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Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.