Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 578 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 7/27/2026

$85/session

Solution oriented
Open-minded
Authentic

Specialties

ADHD
Anger Management
Couples Counseling
+8
Dr. Natika McPherson is a Licensed Clinical Mental Health Counselor Supervisor (LCMHCS), educator, author, and nonprofit founder with more than 25 years of experience serving children, adolescents, and families. She specializes in helping clients navigate emotional, behavioral, relationship, and life challenges while building resilience, confidence, and healthy coping skills. Dr. McPherson utilizes evidence-based approaches, including Cognitive Behavioral Therapy and Solution-Focused Therapy, tailored to each client's unique needs. Her work is grounded in the belief that every individual has strengths that can be developed to create meaningful change, improve relationships, and achieve personal growth and long-term success.
Available

Often rebooked

$125/session

Authentic
Warm
Empowering

Specialties

Anxiety
Grief
Trauma and PTSD
+10
I am a LCSW practicing in the beautiful Blue Ridge Mountains of NC since 2010. Therapy is an opportunity for learning and growth, and I have witnessed amazing outcomes for individuals who worked hard in treatment to elicit positive personal change. I have extensive experience as a Crisis Clinician in Emergency Departments, as an outpatient therapy provider, a Mobile Crisis Clinician, a Health Coach, and as an Employee Assistance Program therapist. I am equipped to provide clinical supervision for associate professionals seeking licensure through the NC Social Work Certification and Licensure Board. My passions include helping others to solve problems; as well as deal with various challenges including trauma, grief and loss, relationship difficulties, faith crises, abandonment wounds, and identity experiences; all while promoting integrity and respect. I particularly enjoy working with first responders, law enforcement, young adults, aging populations and athletes. I love working with anyone who is truly invested in their own healing, and I would be honored to be a part of your journey. My 4 legged furry therapy assistants , Banjo and Maisy, may often be seen quietly snoozing in the background during online sessions.
VirtualAvailable

$90/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Family Conflict
+9
Hi there! I'm Elizabeth and I am now taking new clients in North Carolina. We can work together to make the changes you want to make in your life. Do you struggle with anxiety, depression, relationship or parenting issues? Do you need someone to walk beside you and assist you as you grow into a healthier version of yourself? You are not alone and I am here to help. I know it can be scary or uncomfortable to ask for help, but when we meet you will be met with understanding, acceptance and compassion. I provide a place where you can be yourself, where you can laugh, vent, curse and cry. I am client-focused and we will journey together at your pace! I use empathy and proven therapeutic techniques to help you reach your goals. I am looking forward to meeting you.
VirtualAvailable

$100/session

Warm
Open-minded
Authentic

Specialties

Addiction
Mood Disorders
Trauma and PTSD
+10
If you are looking for support on your journey of self-discovery or dealing with some stressors, I would love to help! I enjoy working with individuals who may be struggling and need an empathetic ear. I believe everyone can improve their sense of well-being with some support. Some things I enjoy include spending time with my friends and family, visiting the beach and mountains, and doing arts and crafts.
VirtualAvailable

$150/session

Empowering
Open-minded

Specialties

Anxiety
Life Transitions
Self Esteem
+7
Hi, I’m Raven Patten, LCSW. I work with adults navigating anxiety, stress, burnout, life transitions, relationship challenges, and self-esteem concerns. My approach is warm, collaborative, and practical. I believe therapy should be a space where you feel heard, supported, and challenged to grow. Together, we’ll explore patterns that may be keeping you stuck while developing realistic strategies that help you move toward the life you want to create.
Available

New to Grow

$125/session

Specialties

Anxiety
Coping Skills
Mood Disorders
+7
Hello, my name is Luz Florio and am an LCMHC with 13 years of experience starting with crisis, community based, private practice and military counseling. My therapeutic approach is in DBT, CBT, and Solution Focused which I utilize to help you manage your mental health. I like to meet clients where they are and walk alongside them to help them reach their goals. I am warm and welcoming while being professional and assisting clients in creating goals and finding coping skills that work for them. I work with teens, adults, individuals and couples.
Available

$90/session

Authentic
Empowering
Intelligent

Specialties

Anxiety
Child or Adolescent
Depression
+10
Greetings to all of you. My name is Jameion B. Fowler. I'm so happy to be able to work with a variety of different populations throughout my career. These include Mental Health, Substance Abuse and work with Children and families. I am currently working as a Licensed Clinical Social Worker/Therapist. I am currently licensed in North Carolina and South Carolina.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+10
With decades of experience, I offer a welcoming and secure space to help you navigate personal challenges and build lasting resilience. My practice integrates Cognitive Behavioral Therapy (CBT) with mindfulness and motivational techniques. Together, we will examine the links between your thought patterns, emotional states, and physical well-being. My goal is to empower you with practical skills in attention, self-awareness, and self-regulation so you can thrive.
Available

Often rebooked

$120/session

Authentic
Warm
Empowering

Specialties

Anxiety
Life Transitions
Self Esteem
+8
Hey there, I'm Jessica! I'm here to help you sort through the things that are difficult right now, and offer you a safe place to be open and honest without fear of judgement. I specialize in working with adults who are feeling stuck or overwhelmed. I believe everyone has the inner strengths needed to live their best life. But, it can be hard to recognize those strengths through the fog our stress response triggers. If you are looking for how to build confidence, inner peace and stability, you have come to the right place. Overwhelming anxious thoughts, relationship issues, work avoidance, irritable mood, low self esteem, trouble concentrating, problems sleeping; These are some of the more common complaints clients have when first coming to therapy. Together we will work to identify the strategies and support you need to overcome whatever challenges you face. Many people struggle a long time before seeking mental health care. But mental health is health! Just like in other specialties, preventative mental health care can be so effective in avoiding crisis and more serious illness. You do not have to suffer to deserve support! No matter the level of stress you are going through, you are worth taking care of.
VirtualAvailable

New to Grow

$95/session

Authentic
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+8
My name is Jakelia Hampton. I’m a Licensed Clinical Social Worker, Licensed Clinical Addiction Specialist Associate and NC Rostered Trauma Focused Cognitive Behavioral Therapist. I obtained my Master of Social Work with Loyola University of Chicago with a specialization in gerontology and family services. My main focus is to help and empower children, adolescents and adults who have self-esteem, anger management, relationship, trauma and life adjustment difficulties thrive fully in their life. I support all individuals and aim to make certain that you are comfortable and remain in a safe therapeutic environment. Assisting with learning effective coping skills and guidance using the therapy modalities of Cognitive Behavioral Therapy, Motivational Interviewing, Trauma Focused therapy and other supportive evidence-based practices.
Available

$100/session

Warm
Authentic
Empowering

Specialties

Anxiety
Child or Adolescent
Trauma and PTSD
+9
Welcome! I am licensed to provide therapy in the states of North Carolina and Florida. I have 6+ years experience as a therapist and 10+ years experience working in the mental health field. I specialize in Cognitive Behavioral Therapy, EMDR, and Mindfulness-Based strategies. My approach to therapy is warm and collaborative. My goal is to support each client in easing anxiety, quieting self-doubt, and building a more grounded and compassionate relationship with themselves. Currently, services are only being offered online via a HIPAA compliant Telehealth platform.
VirtualAvailable

$120/session

Authentic
Warm
Solution oriented

Specialties

ADHD
Anxiety
Self Esteem
+9
I am a compassionate, collaborative therapist who supports individuals and couples in achieving their therapy goals using evidence-based approaches such as Cognitive Behavioral Therapy (CBT) and Emotion-Focused Therapy, along with integrative techniques tailored to each client’s needs. I focus on helping clients develop healthier coping skills, improve communication, strengthen emotional awareness, establish balanced routines, and cultivate more fulfilling relationships. My work also emphasizes fostering self-compassion, assertiveness, confidence, and positive perspectives on life circumstances. My approach is direct yet supportive, solution-focused, and grounded in practical tools and guidance, empowering clients to feel confident and supported throughout their therapeutic journey. I bring my genuine self, professional knowledge, and years of experience to create a trusting, collaborative relationship where both client and therapist can feel confident in working together.
VirtualAvailable

New to Grow

$175/session

Specialties

Foster Care/Adoption
LGBTQ
Racism
+10
I work with therapists and seasoned therapy folx who have been deep in top-down processing: they're insightful, self-aware, have read the things, and learned the skills. People who want to work with me are generally curious or drawn to something different: experiential modality, an authentic, therapeutic relationship, bottom-up processing, slowing down, or want to feel more connected to themselves, others, or an experience. If you have energy circling a specific question, issue, concern, or experience and/or are finding yourself missing or longing for something, feeling stuck, wanting more, intellectualizing less, or wanting to feel more connected in some way to what you already know, please reach out.
Available

$100/session

Warm
Empowering
Solution oriented

Specialties

Anxiety
Coping Skills
Depression
+6
Hi there! I am a licensed clinical mental health counselor with over seven years of experience in the field. I graduated from Liberty University with a master's in Marriage and Family Therapy. I provide a holistic approach to mental health, emphasizing the importance of getting to know you as a whole and the multiple aspects of your current life, past, and hopes for the future. I provide support for individuals, couples, and families. My focus areas include but are not limited to relationship challenges, unhealthy family dynamics, depression, grief and loss, anxiety, stress, difficulty adjusting to changing circumstances, and other mental health concerns. 
VirtualAvailable

$100/session

Authentic
Empowering
Warm

Specialties

Anxiety
Coping Skills
Depression
+7
Hiya. My name is Sejal Patel, and I am currently licensed in North and South Carolina, as a LMFT. As a therapist, I show curiosity when my client(s), families, and couples ask me for guidance. Majority of my clients', share the assumption, because I am a therapist, I experience minimal challenges in life and relationships. I wish that was true. My professional education and knowledge has been helpful and useful. Truthfully, the lessons I learned by experiencing failures, challenges, and struggles of life are the true heroes to how I find my solutions. I welcome your curiosity to a collaborative process that combines my professional expertise, your life experience knowledge, and the power of creative solutions.
VirtualAvailable

New to Grow

$125/session

Specialties

ADHD
Anxiety
Trauma and PTSD
+4
Hi there! I help adults who feel stuck, overwhelmed, or exhausted reconnect with their strengths and build a life that feels more manageable. If you're feeling anxious, burned out, or unsure of the changes you want, you're not alone! I work with trauma, ADHD, autism, anxiety, depression, and life's many transitions in a supportive and nonjudgmental way. I also focus on attachment-related stress and relationship patterns. My approach is client-centered and neurodiversity-affirming, and I lean towards a comfortable, casual conversation style of talk therapy. I accept new clients in Missouri and North Carolina!
Available

$150/session

Warm
Open-minded
Authentic

Specialties

Anxiety
Coping Skills
Depression
+10
I am Crystal! I describe myself as warm and welcoming, but also authentic in providing a space for growth and accountability. I provide a space that will enable you to show up as your authentic self and leave evolved. I am here to help support you in your mental health and wellness journey by showing empathy, compassion, and wisdom. I enjoy helping others navigate this thing called life!
VirtualAvailable

Often rebooked

$115/session

Empowering
Authentic
Open-minded

Specialties

Anxiety
Depression
Self Esteem
+5
I’m a Licensed Counselor with several years of experience supporting late-teens, young adults, and adults experiencing anxiety, life transitions, interpersonal difficulties, and the lasting impact of past experiences. I work especially well with individuals who feel overwhelmed, stuck, or disconnected, even when they appear to be functioning well on the outside. Many of the people I work with are looking for greater clarity, confidence, and direction in their lives. My goal is to create a space where you can slow down, make sense of what you're carrying, and better understand yourself without judgment. Together, we'll explore the patterns, experiences, and relationships that have shaped you while working toward meaningful changes that help you feel more grounded, connected, and aligned in your daily life.
VirtualAvailable

$125/session

Empowering
Authentic
Warm

Specialties

Anger Management
Anxiety
Self Esteem
+8
Whether it is anxiety, depression, grief/loss, burnout, relationships, family conflict, parenting issues, or managing emotions, you are desiring something different, and better. Because life is a journey and not a destination, how YOU define your past, identify YOUR present, and see YOUR future is important. Additionally, the tools you use to navigate your experiences aid in the outcomes of your life. Peace is possible. Wellness is possible. Life will not stop happening in the journey; however, you get to decide and define what wellness is for you. Hello, I'm Robinette H. Dotson, MSEd, LCMHC, LPC, with two decades of experience assisting individuals to navigate life obstacles. I have a passion for assisting individuals with anxiety, depression, grief/loss, self-esteem, and life adjustments to achieve their overall vision of wellness via evidenced-based therapy and/or Christian faith-based therapy. What you can expect is a safe, non-judgmental atmosphere that allows you to "be" you. In this space, you give yourself grace and permission to heal, grow and develop toward overall wellness. As you embrace the therapy process, growth and development are possible while navigating life obstacles toward wellness. The journey of wellness starts with you and continues because of you as long as you doing it FOR YOU. I look forward to the opportunity to partner with you in your wellness journey.
VirtualAvailable

Often rebooked

$175/session

Authentic
Empowering
Warm

Specialties

Anxiety
Peer Relationships
Self Esteem
+4
I am a Licensed Clinical Mental Health Counselor and Christian therapist, prophetic voice,Mentor, and ministry leader called to help people heal, rebuild, and step fully into their God-given identity. I carry both clinical wisdom and spiritual discernment, which allows me to guide people beyond surface-level coping into deep emotional and spiritual restoration. I am a safe place for the strong ones—the pastors, ministry leaders, women of faith, and those who are rebuilding after life has tried to break them. My assignment is to help them confront what has wounded them, heal at the root, and rise again with clarity, boundaries, and renewed purpose. I am also a builder and reformer. I don’t just comfort people, I help them rebuild their lives, their identity, and their leadership from a healthier foundation. Through my therapy, teaching, and ministry, I create environments where people can be honest, go deeper, and experience transformation that impacts both their personal life and their calling. This is not just Therapist this is a transformational experience.
VirtualAvailable

$120/session

Authentic
Warm
Empowering

Specialties

ADHD
LGBTQ
Life Transitions
+3
I'm a Licensed Clinical Social Worker based in North Carolina. I received my Master of Social Work degree from Rutgers University in 2007 and have practiced social work (mainly a combination of behavioral health counseling, case management, and other services) since then. I help my clients feel heard, seen and understood. From our first session, I engage them in creating their own vision for therapy. Therapy with me is collaborative and relational.
VirtualAvailable

$200/session

Warm
Authentic
Open-minded

Specialties

ADHD
Anxiety
Life Transitions
+9
If your brain never fully shuts off, you overthink everything, or you feel mentally exhausted even when life looks “fine” from the outside, you’re in the right place. I work best with thoughtful, reflective adults navigating anxiety, ADHD, burnout, relationship patterns, life transitions, and the pressure of trying to hold everything together. Many of my clients are young adults, college students, and working professionals who are thoughtful, high-functioning, and often spend more time in their own heads than they’d like. My approach is conversational, direct, and insight-oriented. I don’t believe therapy is about me having all the answers. You are the expert on your own life. My role is to help you identify patterns, challenge assumptions, explore different perspectives, and uncover solutions that already fit who you are. Clients often appreciate my open-minded approach, curiosity, and ability to create a space where they can think out loud without judgment. Therapy with me is less about being told what to do and more about developing a deeper understanding of yourself and how you want to move through the world.
Available

Often rebooked

$125/session

Solution oriented
Authentic
Humorous

Specialties

Anxiety
Depression
Trauma and PTSD
+8
I work remotely with clients in New York, New Jersey & North Carolina. Oftentimes, even the strongest and most resilient need a helping hand. If you're feeling unhappy, unfulfilled, angry, sad or simply feeling unlike yourself, maybe it's time you take the hand of someone else to help get you back to feeling like yourself again. Therapy can be intimidating, time consuming and even scary however I promise it is the best investment you can ever make in yourself.
VirtualAvailable

$100/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Coping Skills
+4
Hi, I'm Mindi and I have a passion for helping people find their best selves. I have my LCMHC Licensure based in my home state of North Carolina. Here I'm blessed with beaches and environmental beauty, it truly inspires me to live each day to the fullest. I'm interested in helping you do the same! I'm here to listen and get you on a healing journey to a better, stronger, and happier self.
VirtualAvailable

$100/session

Authentic
Warm
Solution oriented

Specialties

Anxiety
Depression
Grief
+10
I was raised in Memphis, TN and attended college in Nashville, TN where I received a BS degree. I got married while in college. We moved to Raleigh, NC after graduation. We've been married over 40 years. We have eight adopted children. I began working for the USPS once we moved to NC. After working there for 10 years, I realized that I wanted to change careers and fulfill the dream of helping others in a more practical way. I took a break from work and obtained a MA in Counseling. After receiving my LPC license, I worked in various settings within the counseling field. I have worked in Child Protective Services, worked for a couple of mental health clinics, held a private practice, worked in crisis intervention for 10 years in a hospital setting, returned to the clinic setting, and have once again opened a private practice. I am licensed as a LCMHC and LCAS in NC.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.