Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 122 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 2/15/2026

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New to Grow

$150/session

Specialties

Trauma and PTSD
Spirituality
Substance Misuse
+6
I have a passion for helping individuals and couples navigate their mental health journeys. I offer virtual therapy sessions, making it convenient for you to receive support from the comfort of your own space. Fluent in both English and Swahili. My journey to becoming a provider has been both personal and deeply meaningful. I have always been drawn to the idea of walking alongside others in their process of healing, growth, and transformation. For me, therapy is not just a profession—it's a calling. The ability to witness another person's story unfold, to hold space for their pain.
VirtualAvailable
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New to Grow

$175/session

Specialties

Trauma and PTSD
ADHD
Domestic Violence
+10
I have been a therapist for 14+ years and I love what I do. I truly feel it has been a calling for me to sit with my clients in the dark spaces of life, so they feel less alone and to process the hurts with them. I love watching my clients have incremental improvements and watching them learn to love and trust themselves and to have healthier relationships. I am very open minded and believe you are a whole person and am not embarrassed to talk about any of what you have going on. I am open minded spiritually and am an LGBTQ ally and member. I am not the therapist who is just going to sit and nod at you while you talk, I am engaging and give feedback and consider what my clients are able to hear and the level of changes they are wanting/ willing to make. I myself have been in therapy and work hard to hold my role as therapist in mind as well as my side on the other side of the clinical relationship. I do not view myself as the expert on your life, just a fellow human that has some extra training in this area, as well as good people skills and high intuition that genuinely wants to help and cares once I have heard your story. I am conversational in session and will self disclose if it relates to the conversation. I have a dark sense of humor, suck at math and love animals and I enjoy reading, watching TV and coloring for fun. I have been told by others that I am a great listener, think outside the box and am nonjudgmental and am authentic and genuine. I would love to work with you!
VirtualAvailable
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New to Grow

$160/session

Specialties

Trauma and PTSD
Anxiety
Older Adults
+10
I’m a therapist who believes deeply in the power of connection, compassion, and honest conversation. Over the past 30 years, I’ve had the privilege of walking alongside people facing trauma, ADHD, grief, and the many transitions that come with aging, and I approach each person’s story with respect and genuine curiosity. I work gently and collaboratively, creating a space where you can slow down, breathe, and explore what you’re carrying without judgment. As someone who has always shared my life with animals, I understand how grounding and healing those bonds can be, and I welcome clients who find comfort and strength in them too. My goal is to help you feel supported, understood, and empowered as you move toward a life that feels more steady, meaningful, and hopeful. Outside of my work, I’m someone who finds joy in simple, grounding things. I love reading, spending time in nature, and making enthusiastic—but often less‑than‑successful—attempts at gardening. Building LEGO is one of my favorite mindfulness activities, and I enjoy attending local outdoor festivals, practicing quiet moments of mindfulness, and spending time with my pets, family, and friends. These parts of my life help me stay balanced, present, and connected, and they often inform the warmth and authenticity I bring into the therapy room.
VirtualAvailable
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Often rebooked

$140/session

Warm
Authentic

Specialties

Trauma and PTSD
Anxiety
Child or Adolescent
+10
Hello! I have been a therapist for 25 years and find my work to be extremely rewarding. Assisting my clients in identifying issues they struggle with, helping them find their voice and identify effective solutions, and seeing them improve, is an amazing privilege that I am happy to be a part of. I love to empower my clients to take control over their lives and their mental health, My treatment style is a laid back, genuine and non-judgmental, solution-focused approach. I take an active approach and engage with my clients and work with them to achieve their goals. I am available for online sessions through Grow. I also offer in person group therapy for adolescent girls. Feel free to message me for details about the group.
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$150/session

Intelligent
Warm
Empowering

Specialties

Trauma and PTSD
Anger Management
Anxiety
+10
I am a bilingual, independent clinical social worker with a background in public health and more than 18 years of experience in both physical and mental health care. Over the past seven years, my focus has been on providing mental health therapy to individuals seeking meaningful change and personal growth. In my practice, I work collaboratively with clients to deepen their self-awareness, explore the emotional and relational aspects of their experiences, and identify patterns in thoughts, feelings, and behaviors that influence daily life. My goal is to empower clients to build effective coping skills, navigate life’s challenges with confidence, and enhance their overall well-being. I am fluent in Amharic and offer therapy in both English and Amharic to best support the needs of my clients.
VirtualAvailable
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New to Grow

$78/session

Specialties

Trauma and PTSD
Anger Management
Couples Counseling
+6
I’m a therapist who offers a thoughtful, practical space to help you understand patterns, navigate emotions, and move forward. I work collaboratively, blending evidence-based tools with a warm, human approach tailored to your needs. My style is calm, direct, and supportive, helping you make sense of what’s happening and what to do next. I offer a steady, nonjudgmental space to explore challenges and build healthier ways of relating to yourself and others.
VirtualAvailable
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$150/session

Authentic
Open-minded
Warm

Specialties

Trauma and PTSD
Anxiety
Depression
+10
Hi there, I'm Laurie! Do you wish providers would look at you through a whole person lens instead of discussing health and mental health separately? Are you an adult who likes a more personal, connected approach to therapy? Do you have a teen who has had difficulty connecting to other providers? Well look no further! I enjoy using storytelling, videos, and conversation to help clients of all ages improve self-esteem, self-worth and gain a better understanding of sense of self. A licensed clinical social worker and board-certified supervisor with over 25 years of experience working with children, teens, and adults, I spent much of that time working for the world-renowned Kennedy Krieger Institute, a Johns Hopkins affiliate, where I was also in leadership. I have post-graduate certificates in Treating Children & Adolescents, Leadership, Fitness Nutrition, and Integrative Medicine for Mental Health providers. More personally, I love hiking, watching Marvel movies, lifting weights, and crowd surfing at concerts. I believe we should never stop playing like children!
VirtualAvailable
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Often rebooked

$125/session

Warm
Solution oriented

Specialties

Trauma and PTSD
Child or Adolescent
Parenting
+10
Hello! My name is Melissa Maddox, I've been practicing in the mental health field, supporting both adolescents and adults in and around the Rockville area for the last 31 years. Therapy is my passion, and I'm grateful for the trust that every client gives to me when they allow me the chance to assist them in their journey towards positive growth and change. It's not just the trust they put into me, but also the trust they put into the process; a process that I know works. I see therapy as a collaborative effort between me and my clients, and I measure my success as a clinician by the success of my clients. I have a very laid-back style in both my therapeutic approach and my therapy environment. You can expect lots of humor, kindness, compassion, and empathy from me, as well as numerous candy jars, toys, games, and my dog Daisy sleeping through our sessions. I do offer both telehealth and in-person sessions, or a hybrid of both.
VirtualAvailable
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$100/session

Authentic
Direct
Solution oriented

Specialties

Trauma and PTSD
Anxiety
Depression
+7
I want to inspire you to be the best you can be. Life is full of challenges and your perspective on how you face them can make the difference in your ability to meet your full potential. I want to help you identify your challenges and find solutions so that you can set and achieve your goals. I have worked in a variety of settings including child welfare, outpatient mental health clinics, as a ACT Clinician, a Clinician with the IAFF COE, and have had my own private practice. I specialize in working with a variety of mental illnesses and utilize a variety of treatment methods depending on the individual and their needs.
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New to Grow

$120/session

Specialties

Trauma and PTSD
Anxiety
Depression
+10
Many people are grappling with anxiety, depression, and trauma, which can make daily life extremely challenging. If you're reading this, you or someone you care about is probably searching for a way to improve their situation. I’m here to assist in that journey. I’m skilled in addressing a broad spectrum of mental health issues, but I particularly focus on anxiety, depression, and trauma. This specialization allows me to tailor more effective and personalized treatment plans. I prioritize truly understanding your experiences and perspectives, and I provide strategies that are crafted to meet your specific needs. Your well-being is my utmost priority. Using proven methods and drawing on extensive experience, I am dedicated to supporting your path to healing and self-discovery. Choosing to work with me means you're not just hiring a professional; you're engaging with someone who is committed to helping you find hope and resilience in the face of adversity.
VirtualAvailable
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$150/session

Empowering
Warm

Specialties

Trauma and PTSD
Addiction
Crisis Intervention
I am a Licensed Clinical Professional Counselor and Certified Alcohol & Drug Counselor with over 16 years of experience working with adults and adolescents facing various crisis, addiction, and trauma-related issues. I have worked in inpatient treatment, medication assisted treatment, outpatient treatment, and am now in private practice. My style is honest, assertive, and solutions-oriented. I am not a passive therapist, and I work best with clients who are motivated to engage fully in the therapeutic process.
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$115/session

Warm
Authentic
Intelligent

Specialties

Trauma and PTSD
Anxiety
Depression
+1
I am often told that I am easy to open up to and talk to. My open-heart and open mind fosters relatability with clients of all ages. I provide empathetic and active listening to ensure my clients feel heard. My client's livelihood means a lot to me so I take their problems as serious as I take my own because of how much I care. I thrive on assisting my clients with starving their fears and distractions and feed their focus and motivation to increase wellness and balance in their lives. I encourage you to experience my genuineness and authenticity, as I create a safe and warming space for you to process and work through your issues at your pace. PLEASE NOTE: At this time, I’m available for appointments during daytime hours only. My afternoon slots are currently full and dedicated to working with children and adolescents. I truly appreciate your understanding and will do my best to find a time that works within my current availability.
VirtualAvailable
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$150/session

Open-minded
Empowering
Authentic

Specialties

Trauma and PTSD
Coping Skills
Mood Disorders
Susan White specializes in individual therapy and has 15+ years of experience. Her areas of expertise are trauma, parenting, multicultural concerns, PTSD, LGBTQ challenges, and adjustment. She sees life as a journey and not a destination. You are one step closer to a new you, feeling empowered and on a positive path to growth and well-being. Her goal is to help you.
VirtualAvailable
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$120/session

Direct
Authentic

Specialties

Trauma and PTSD
Anxiety
Child or Adolescent
+7
Kevin Smith is a Licensed Clinical Practicing Counselor (LCPC)) in the state of Maryland. He has over 12 years of substance use disorder treatment experience and two years of mental health therapy experience. He specializes in dealing with depression, bipolar, PTSD, schizophrenia and anxiety disorders. Kevin completed his Master's degree in Counseling Psychology at Capella University in 2014. He is a former substance abuser with 21 years of sobriety and has overcome a myriad of disabilities and childhood traumas in his own life. This coupled with his professional experiences, enables him to provide the guidance, support, and encouragement his clients are seeking. Kevin utilizes a wide variety of therapy techniques, including but not limited to, CBT, motivational interviewing, person-centered therapy, existentialism, EMDR and solution-focused therapy modalities. We all face dark times, mountains, and challenges in our lives. Kevin is confident he has the ability to make you feel comfortable and confident as you begin this journey to a new you. If you are ready and willing to do the work to make the next chapter of your life your best chapter, schedule an appointment with him today.
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$180/session

Authentic

Specialties

Trauma and PTSD
Anxiety
Depression
+10
I am a licensed clinical social worker dedicated to helping people navigate life’s challenges and find meaningful growth along the way. I serve individuals and families facing difficult transitions, healing from past experiences, or seeking a deeper understanding of themselves. By utilizing a strengths-based CBT approach, I help you identify unhelpful patterns while building on your inherent resources to foster empowerment. My goal is to provide a compassionate space where you can develop the clarity and resilience needed to improve your self-esteem and achieve your personal goals.
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Often rebooked

$130/session

Empowering
Solution oriented
Direct

Specialties

Trauma and PTSD
Couples Counseling
Personality Disorders
+10
Greetings and salutations. I am, James Howard, your Licensed Clinician that will be assisting you on your journey to Maslow's Self-actualization (Trust me, you'll understand the reference later.) I sit in the Therapeutic counseling chair not by chance, but by hard earned life experiences and a great deal of studying that I look to enrich my clients with to help them find their mental peace and balance to a life that is rancorous and boisterous. I earned my Master’s Graduate Degree in Mental Health Counseling in 2020, graduating with honors from Bowie State University in the top 1 percent of the class and currently am doctoral candidate. I read and give a great deal of study to learning and practicing the use of various modalities to be able to assist my clients in finding their path. Within the field of psychology, I have authored papers dealing with relationships and family, as well as trauma. When not seeing Clients, I am a father of two young men who are about to enter into the world. I enjoy singing badly at karaoke and reading fiction novels. In my spare time, I author my own works of fiction and currently have published novels, screenplays, and graphic novels.
VirtualAvailable
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$120/session

Intelligent
Authentic
Open-minded

Specialties

Trauma and PTSD
Anxiety
Depression
+3
Hello, I am a licensed therapist with more than 10 years of experience working with individuals, couples and families. I work with adults and teenagers who seek help with depression, anxiety, trauma and relationship concerns. I also have experience working with those in crisis and those looking for support in tough times. I also work with clients of diverse cultural backgrounds. I am a male therapist of Asian Indian background and work with clients from various backgrounds. My style of therapy is centered around your preferences and can be tailored to meet your needs. I work with you so that you can set the agenda and goals and pace of therapy.
VirtualAvailable
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$140/session

Empowering
Authentic

Specialties

Trauma and PTSD
LGBTQ
Life Transitions
+3
I’m a therapist with a social work background, and I work with young and middle-aged adults who are dealing with all kinds of stress in their lives. Over the past decade, I’ve worked with many LGBTQ+ and BIPOC individuals as they navigate the emotional ups and downs that can come with living in a changing social and political climate. Sometimes that stress shows up as anxiety, low mood, or intrusive thoughts that come and go. Other times, it can feel heavier or harder to manage on your own. I aim to create a space that feels warm, genuine, and welcoming—one where you can show up as you are and talk openly about what’s going on. Our work together is centered on what you need and what healing looks like for you. I’m thoughtful, curious, and supportive, and I also know when to be direct. My goal is to help you build tools to cope, make sense of your experiences, and move forward in a way that feels grounded and sustainable.
VirtualAvailable
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$140/session

Authentic
Intelligent
Solution oriented

Specialties

Trauma and PTSD
Anxiety
Couples Counseling
+9
I am here for you. My name is Dr. Jay Rhodes, and I am a board-certified, Licensed Clinical Marriage (LPC) and Clinical Marriage and Family Therapist (LCMFT) in Maryland, a Licensed Marriage and Family Therapist (LMFT) in Oklahoma and Texas., and a Licensed Mental Health Counselor (LMHC) in Florida. I have a passion for helping individuals find healing, growth, and transformation in their lives. I have extensive education, experience, and expertise in various fields of counseling, ministry, and human relations. I have worked with clients from diverse backgrounds and cultures in various settings such as military bases, combat zones, hospitals, schools, embassies, consulates, to nonprofit homeless ministries. I have helped individuals, couples, families, children, adolescents, and groups deal with a wide range of issues such as anxiety, depression, traumatic stress, and relationships. I have helped others, I can help you.
VirtualAvailable
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$195/session

Direct
Authentic
Humorous

Specialties

Trauma and PTSD
LGBTQ
Sex Therapy
+10
Hello! I’m Nina, a Licensed Clinical Therapist who has been working in trauma intervention for 17+ years. Before becoming a therapist, I worked as a rape crisis counselor, a trauma-healing self-defense instructor, and trauma-informed care consultant for non-profits. I approach therapy using multiple modalities. I believe in the mind-body connection and integrate mindfulness and body-based interventions where needed, including a focus on the physiology of stress and emotions. I use a wholistic approach to therapy, exploring all your identities, ambivalences, and values, and believe that understanding your upbringing and cultures are critical to how you cope and relate to the world and yourself in it.
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$150/session

Warm
Solution oriented
Empowering

Specialties

Trauma and PTSD
Anxiety
Depression
+8
As a licensed clinical mental health counselor with 11+ years of experience, I have worked with a range of clients and mental health challenges. My expertise centers around helping people heal from past hurt, calm down anxious thoughts, and find their voice to create healthier relationships. My approach is collaborative, strength based, and holistic. I believe everyone has everything they need within them to live their best life. My role is to support and encourage you on your journey to uncover your inner strengths to live a life in peace and wholeness. Together we will explore multiple aspects of your life and set goals in each area. I will teach you new skills and support you as you become stronger and more resilient in overcoming your stressors.
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New to Grow

$120/session

Specialties

Trauma and PTSD
Anxiety
Depression
+9
Hi! Hola (hablamos español)! I’m Jose! I have over 10 years of experience supporting individuals facing mental health challenges across a wide range of settings, including schools, community programs, residential treatment, and inpatient care. My work has allowed me to connect with people from diverse backgrounds and life experiences, and I value meeting each person where they are. Outside of my professional life, I love being outdoors and staying active. Mountain biking is my favorite sport (right next to soccer), and music has always been a big part of who I am. I grew up listening to many different genres in both English and Spanish and dancing to anything with a good beat—something that’s still true today. I am also colorblind, and for the first three years of college I proudly called my “brown” shoes my favorite…until I learned they were actually green. At my core, I believe in moving through life with kindness and openness. We need compassion now more than ever. I also believe that laughter (and crying) is medicine so there is always space for that in our sessions. I believe that we are human beings before any title we hold—whether that’s parent, partner, caregiver, or professional. Each of us carries many parts of ourselves, and navigating them comes with its own challenges. Sometimes this journey begins in childhood; other times it starts after a major life event or even during a meaningful achievement. Whatever brings you here, you don’t have to go through it alone. In our work together, my goal is to walk alongside you. I strive to go with the flow, learn together, be honest and supportive, empower you, and follow your lead while offering thoughtful perspective. I see therapy as a collaborative process rooted in trust, respect, and curiosity.
VirtualAvailable
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$150/session

Solution oriented
Direct
Authentic

Specialties

Trauma and PTSD
Anxiety
Depression
Welcome! Congratulations on taking the courageous first step of seeking out a therapist. It is an act of bravery and courage to explore what is impacting you or your child. Contacting a therapist can feel intimidating and overwhelming, but I hope you will take a minute (and maybe a few deep breaths) to see how I can help. I specialize in working with individuals who have experienced trauma, anxiety, or significant life transitions.I have been working in the mental health field for over 7 years, including over 4 years in a residential treatment setting treating children struggling with anxiety, depression, ADHD, ASD, and PTSD, as well as other diagnoses. I utilize TF-CBT, mindfulness, and other modalities in my practice. Thank you for considering me to be a part of your journey!
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$100/session

Solution oriented
Authentic

Specialties

Trauma and PTSD
Addiction
Military/Veterans
+9
Hello! My name is Douglas Starliper and I am a Licensed Clinical Social Worker (LCSW-C) licensed to practice psychotherapy in both Maryland and Virginia! Before becoming a licensed therapist, I spent a career as a Paratrooper in the 82nd Airborne Division where I deployed four times. The struggles many Veterans are facing today are what galvanized my interest and desire to begin my 2nd career as a therapist. I utilized my GI bill to complete my undergraduate degree at McDaniel College in Westminster, MD and my graduate degree at University of Maryland Baltimore. I recently completed the supervised portion of my career and am currently fully licensed to practice independently as a LCSW-C.
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$150/session

Specialties

Trauma and PTSD
Couples Counseling
Military/Veterans
+10
Hi! I'm a Licensed Professional Counselor (LPC) in Georgia and Licensed Clinical Professional Counselor (LCPC) in Maryland. I am also a left leg above the knee amputee, so I know what it feels like to lose something. I use a non-authoritative approach, which allows you to take more of a lead in our sessions. Doing things this way leads you to working out solutions without realizing it. Sometimes it just depends on the work you put into your sessions. I am empathetic, compassionate and I listen without judgement in a safe environment. I will guide and assist you through the process of finding your happiness.
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Frequently asked questions

Why filter by Maryland rather than a city like Baltimore?

When looking for online therapy, you can see anyone that is credentialed in Maryland. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Trauma and PTSD?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Trauma and PTSD, is filtering therapists in Maryland that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.