Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 70 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/1/2025

YaShira Brooks

(she/her)

YaShira Brooks, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
11 years of experience
Virtual
I am often told that I am easy to open up to and talk to. My open-heart and open mind fosters relatability with clients of all ages. I provide empathetic and active listening to ensure my clients feel heard. My client's livelihood means a lot to me so I take their problems as serious as I take my own because of how much I care. I thrive on assisting my clients with starving their fears and distractions and feed their focus and motivation to increase wellness and balance in their lives. I encourage you to experience my genuineness and authenticity, as I create a safe and warming space for you to process and work through your issues at your pace.

Nina Romá Agvanian

(she/they)

Nina Romá Agvanian, LCSW-C - Maryland Therapist at Grow Therapy

Frequently rebooked

$195/session
LCSW-C
17 years of experience
Virtual
Hello! I’m Nina, a Licensed Clinical Therapist who has been working in trauma intervention for 17+ years. Before becoming a therapist, I worked as a rape crisis counselor, a trauma-healing self-defense instructor, and trauma-informed care consultant for non-profits. I approach therapy using multiple modalities. I believe in the mind-body connection and integrate mindfulness and body-based interventions where needed, including a focus on the physiology of stress and emotions. I use a wholistic approach to therapy, exploring all your identities, ambivalences, and values, and believe that understanding your upbringing and cultures are critical to how you cope and relate to the world and yourself in it.

Dr. Rafiah Prince

Dr. Rafiah Prince, LCMFT - Maryland Therapist at Grow Therapy
$200/session
LCMFT
19 years of experience
Virtual
I’m Dr. Prince, a Licensed Marriage and Family Therapist with a strong reputation for my work with trauma survivors and expertise in behavioral health, interventions, individual, couples, and family therapy. I have been a practicing therapist for 19 years. My background includes a variety of populations in settings ranging from university environment with students, private practices to non-profits, and County Government. Whether you're dealing with a personal crisis or seeking long-term support, I'm here to provide compassionate, expert guidance tailored to your needs.

Angie Castro Moreno

(she/her)

Angie Castro Moreno, LCSW-C - Maryland Therapist at Grow Therapy
$80/session
LCSW-C
10 years of experience
Virtual
Hi there, I'm Angie. I am a Licensed Independent Clinical Social Worker based in Maryland. I am licensed to provide services in MD, DC, and Florida. I obtained my Master's in Social Work from Florida International University in 2012. I help high performers cope with stressful situations using diverse techniques and interventions. I do not believe that one model fits all personalities and situations.

Jason Schiren

(he/him)

Jason Schiren, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
5 years of experience
Virtual
Jason has experience working with males with a variety of presenting concerns, such as substance use, depression, anxiety, relationship issues, parenting, and trauma. Jason earned his Master’s degree in Clinical Mental Health Counseling from Johns Hopkins University in 2020. He gives a lot of feedback--not-like what you see in the movies. He’s a dog-person and mixes-up how he takes his coffee--but it's usually an Americano.

Nancy Paz Welsh

(she/her)

Nancy Paz Welsh, LCSW-C - Maryland Therapist at Grow Therapy
$140/session
LCSW-C
7 years of experience
Virtual
Hi, I’m Nancy Paz Welsh, a bilingual (English & Spanish) Licensed Clinical Social Worker in Maryland and Virginia. As a proud second-generation American of Salvadorian descent, I am deeply committed to advocating for mental health awareness and normalizing therapy as an essential aspect of overall well-being. I’m passionate about helping individuals navigate life’s challenges with compassion and evidence-based support. I strive to create a safe, welcoming space where you feel heard, understood, and valued. My goal is to help you uncover your strengths, build coping strategies, and develop self-awareness, empowering you to make meaningful, lasting changes in your life. I work with individuals facing a variety of concerns, including anxiety, depression, trauma, relationship difficulties, and life transitions. My focus is on building a trusting, collaborative relationship where we can explore your concerns at your pace and develop practical tools for growth. Starting therapy can feel like a big step, and I’m here to meet you where you are—without judgment. My style is warm, empathetic, and practical, balancing support with gentle challenging to help you grow in a way that feels right for you. Whether you’re struggling with overwhelming emotions or seeking greater balance in your life, I’m here to guide you with insight and compassion. If you’re ready to explore new perspectives and make meaningful changes, I’d be honored to support you in taking that first step!

Kumi Pledger

(she/her)

Kumi Pledger, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
9 years of experience
Virtual
Now I am taking on new clients!!! Also, I am available on Saturdays!!! I, Kumi Pledger, LCPC work with all ages: children, adolescents, couples, LGBTQ Clients, families and adults for various issues including, hearing from traumatic experiences, relationship challenges such as dealing with narcissistic abuse, struggling to manage anxiety, having no motivations, supporting new and expectant mothers, eating disorders, adjustment to new places/new jobs, grief and loss. I use personal insight and professional experience to provide clients with a safe place to be heard, find themselves again, free of fears, reduce anxieties, have a stress-free life, find happiness and joy in their lives, eliminate unwanted behaviors, grow, improve and conquer insomnia

Rhonda Thomas

(she/her)

Rhonda Thomas, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
25 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in Virginia and LCSWC in Maryland. I received my Masters from Virginia Commonwealth University and have been practicing for over 20 years. My history and background is inclusive of treating adults with specialty population of veterans and persons that have experienced trauma. I help adults struggling with stress with regards to self worth challenges, recovery from toxic relationships, navigating the complexities of co-parenting or healing after relationship break up or divorice . I treat the individual while considering their whole health needs and help them to heal and become the best version of themselves.

Eric Ndichu

(he/him)

Eric Ndichu, LCSW-C - Maryland Therapist at Grow Therapy
$90/session
LCSW-C
15 years of experience
Virtual
I am a licensed clinical social worker and practice in the District of Columbia, Maryland and Virginia. I have been providing therapy for close to 15 years to help my client address mental health symptoms including depression, trauma, life transitions and anxiety. I believe people are inherently capable of managing their circumstances but sometimes require some assistance from a therapist to succeed.

Tammy Jones

Tammy Jones, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
17 years of experience
Virtual
Hello and Welcome! I am Tammy Jones, a licensed clinical social worker in the state of Maryland. I have been in the helping profession for many years and thoroughly enjoy working with and helping others. I aspire to ensure that clients feel safe in the therapeutic environment and that they are comfortable talking with me about their personal selves. I will meet the client where they are in their journey and strive towards providing them with the tools to navigate through their depression, anxiety, and grief and loss, so they may improve their individual functioning. Therapy can stimulate personal development in areas that you wish to grow. I am willing and ready to listen when you are ready to begin your journey.

Dr. Tyra Thompson

Dr. Tyra Thompson, LPC - Maryland Therapist at Grow Therapy
$140/session
LPC
10 years of experience
Virtual
I’m Dr. Tyra Thompson, a licensed therapist specializing in individual and couples counseling. I help clients navigate challenges like anxiety, depression, relationship conflict, and infidelity recovery using evidence-based approaches such as CBT, the Gottman Method, and Emotionally Focused Therapy. My style is warm, collaborative, and grounded in helping you reconnect with your strengths and move forward with clarity and confidence.

Laurie McGuire

(she/her)

Laurie McGuire, LCSW-C - Maryland Therapist at Grow Therapy
$145/session
LCSW-C
27 years of experience
Virtual
Hi there, I'm Laurie! Do you wish providers would look at you through a whole person lens instead of discussing health and mental health separately? Do you want a provider for your child who is playful and skilled at engaging children? Are you an adult who likes a more personal, connected approach to therapy? Do you have a teen who has had difficulty connecting to other providers? Well look no further! I enjoy using storytelling, videos, and conversation to help clients of all ages improve self-esteem, self-worth and gain a better understanding of sense of self. A licensed clinical social worker and board-certified supervisor with over 25 years of experience working with children, teens, and adults, I spent much of that time working for the world-renowned Kennedy Krieger Institute, a Johns Hopkins affiliate, where I was also in leadership. I have post-graduate certificates in Treating Children & Adolescents, Leadership, Fitness Nutrition, and Integrative Medicine for Mental Health providers. More personally, I love hiking, watching Marvel movies, lifting weights, and crowd surfing at concerts. I believe we should never stop playing like children!

Andrew Won

Andrew Won, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
5 years of experience
Virtual
Would you like to have more self-love? Feel more in control and empowered in your life? Have the self-awareness to recognize and understand your thoughts, emotions, and beliefs? If so, I am the therapist for you! Working with me, you will gain a deeper understanding and mastery of your inner world. I will assist you in cultivating profound self-love, self-awareness, and self-empowerment. Together, we will strengthen your ability to regulate your emotions, thoughts, actions, and relationships. My goal as your therapist is to have you feeling and acting with supreme love and confidence.

Natasha Bowditch

Natasha Bowditch, LCSW-C - Maryland Therapist at Grow Therapy
$125/session
LCSW-C
17 years of experience
Virtual
I have over 15 years of experience helping to improve the lives of my clients through compassionate, client-focused care. I specialize in anxiety, depression, PTSD, relationship issues, stress management, grief, and chronic illness, among other mental health and substance use issues. I utilize various evidence-based techniques, including, but not limited to, Acceptance and Commitment Therapy (ACT), Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), solution-focused therapy, and mindfulness-based approaches, to empower my clients on their journey.

Molly Samalio

Molly Samalio, LCSW-C - Maryland Therapist at Grow Therapy
$125/session
LCSW-C
8 years of experience
Virtual
When I was in grad school I was asked this question: why do you want to do therapy? My answer was immediate: "I want to alleviate suffering!" A more experienced clinician shared a perplexing truth with me: sometimes you can't, you can just sit with the person through it. Over the years I have been honored to hold space for my clients to share their stories of courage and pain. I started to see what she meant, and revised my motto: I want to alleviate suffering and when I can’t I want to create a soft place to land. So, "Why therapy?” For all those who have forgotten their strength and just need a soft place to land. Using a blended approach of top therapy models, I partner with Clients to create lasting change and find freedom in ways that feel authentic to each person. Together we will learn new concepts, practice practical skills, and transform self-limiting patterns. Life can be hard. I want to help. Let’s talk!

Willard Vaughn

Willard Vaughn, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
17 years of experience
Virtual
My name is Willard and I am a licensed counselor in several states. My practice primarily focuses on helping others deal with ambiguity. Often our thoughts and subsequently what we teach ourselves becomes rigid and fairly black and white. Using a pragmatic and authentic approach to therapy I help others to be okay with things that are beyond their control and work with them to establish themselves as the protagonist in their own story. This is primarily accomplished through conversation and allowing you the client to guide the therapy in the direction it needs to go.

Sherith Wilkins

Sherith Wilkins, LCSW-C - Maryland Therapist at Grow Therapy
$90/session
LCSW-C
14 years of experience
Virtual
am a Licensed Clinical Social Worker and a proud graduate of Howard University, where I received a strong foundation in culturally competent, evidence-based social work practice. With over 15 years of professional experience in the mental health field, I am deeply committed to providing high-quality, compassionate, and client-centered therapy services to adults who are navigating the complex challenges of life. Throughout my career, I have worked with individuals from diverse backgrounds who are experiencing a wide range of emotional, psychological, and behavioral issues. My approach is rooted in empathy, respect, and collaboration. I believe that healing is a personal journey, and I tailor each intervention to meet the unique needs, strengths, and goals of the individuals I serve. Drawing from a variety of therapeutic modalities—including cognitive-behavioral therapy (CBT), mindfulness-based practices, strengths-based approaches, and trauma-informed care—I help clients reduce symptoms of anxiety, depression, trauma, and stress. My ultimate goal is to support individuals in achieving emotional well-being, building resilience, and improving their overall quality of life. I am passionate about empowering people to reclaim their narratives and thrive, and I consider it a privilege to walk alongside them on their path to healing and personal growth.

Nikki Smith

(she/her)

Nikki Smith, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
14 years of experience
Virtual
My name is Nikki Smith. I’m a licensed clinical professional counselor licensed in the state of Maryland and in Georgia. I have been practicing for over 14 years. I work with individuals, groups and families to identify treatment goals and collaboratively execute those goals, using a range of modalities such as CBT, ACT, Mindfulness, Person Centered, etc. I am very eclectic in my therapeutic approach and treatment is tailored to meet the individual needs of each client. I’m so eager to start this journey of self-love and bring a little “easy” to your life.

Kait Glover

Kait Glover, LCSW-C - Maryland Therapist at Grow Therapy
$88/session
LCSW-C
8 years of experience
Virtual
My interest in mental health started at home, within myself and immediate family. From these experiences, I became passionate about the overall mental wellbeing of everyone around me, and I pursued mental and behavioral health education and training in Baltimore. I have worked in the field for over eight years, and I use personal and professional experience to help others reach their highest potential.

Lindsay Cole Wallace

(she/her)

Lindsay Cole Wallace, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
10 years of experience
Virtual
Hi, I'm Lindsay. I am here to help you on your healing journey. I believe that each and every person holds all of the wisdom they need to overcome life’s traumas directly within themselves. My job as a therapist is to help shine a light on your own inner wisdom, and guide you through the healing process in a safe, nonjudgmental space. I believe that when we approach life’s challenges with curiosity rather than criticism we are better able to reach a sense of peace and acceptance to some of lives most complex circumstances and hardships. I am passionate about helping my clients navigate their journey to their most authentic, free, and true selves. I believe that when we have the tools to attune ourselves to our mind, body and spirit we come home to ourselves. And when we are at home within ourselves, we are free. Whether you are seeking to recover from narcissistic abuse, intimate partner violence, or family or childhood trauma, or you are struggling with a difficult life transition or depression, or anxiety. I will meet you exactly where you are. I believe that each individual is the expert on their own lives. My sole purpose as your therapist is to guide you with compassion and care to help you unlock your innate inner wisdom and equip you with the tools you need to overcome the trauma of your past. I am dedicated to liberation therapy and I reject all systems of oppression including but not limited to white supremacy, racism, and sexism.

Cherokee Cabell

(she/her)

Cherokee Cabell, LCSW-C - Maryland Therapist at Grow Therapy
$130/session
LCSW-C
15 years of experience
Virtual
Hello. I am Cherokee Cabell a Licensed Clinical Social Worker(LCSW) based in NJ however can see clients in PA, MD and DE as well. With over 15 years of experience in a variety of settings I am most comfortable in an outpatient setting which has led me to found Little Bits Counseling and Therapy. My Master’s in Social Work was earned from Rutgers University in Camden NJ. I work with adults and couples 18 years of age and older with anxiety, depression, trauma, self-esteem concerns and relationship issues become the best versions of themselves. Education is important to me, in an effort to give back and share my skills with others I am a Clinical Supervisor for LCSW students, I provide preceptorship to nursing students and offer mentorships. I am a published author of Rain To Reign, a book that explores overcoming personal struggles and finding empowerment through adversity. PLEASE NOTE: To ensure that we have ample time to discuss your needs and goals during our first session, we kindly ask that you schedule 48 hours to complete and return the necessary forms. This will allow us to review them carefully and address any concerns during our session. If this is for couples or family therapy please reach out prior to scheduling your appointment.

Roberto Cruz

(he/him)

Roberto Cruz, LCSW-C - Maryland Therapist at Grow Therapy
$120/session
LCSW-C
5 years of experience
Virtual
I’m a licensed clinical social worker (LCSW) with a focus on Cognitive Behavioral Therapy (CBT). As a cognitive-behavioral therapist, I specialize in helping individuals understand the connection between their thoughts, feelings, and behaviors. Through evidence-based techniques, I work with clients to identify and challenge unhelpful thinking patterns, develop healthier coping strategies, and make meaningful changes in their lives. My goal is to create a supportive and collaborative environment where you can gain insight, build resilience, and achieve your personal goals. Whether you're seeking to manage stress, overcome addiction, anxiety or depression, or improve your overall well-being, I am here to support you on your journey toward a healthier, more fulfilling life.

Kimberly Burton

(she/her)

Kimberly Burton, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
10 years of experience
Virtual
Thanks for taking the time to visit my listing. If you've come this far, you're on the brink of an important decision--and what a difference the right choice can make. As a Social Worker, I've made a difference in people's lives for nearly 15 years -- helping children, adolescents, adults, and families to overcome life/situational problems and gain emotional freedom. Everyone wants quick relief; therapy is a process, which requires some hard work from the individuals who are participating in therapy. My goal is to foster an interactive therapeutic experience, providing support and practical feedback to effectively address personal life challenges. I offer a personalized approach tailored to your needs. With compassion and understanding, we will unearth long-standing behavior patterns and negative perceptions that are holding you back while we build on your strengths to help you attain the personal growth you are committed to accomplishing. As such this will begin the process of healing, growth, and self-empowerment. Our sessions will have a single focus -- helping you to rise above your current obstacles . . . whether that means conquering emotional issues, overcoming blocking beliefs, or repairing important relationships in your life.

Genevieve Thomas

Genevieve Thomas, LCSW-C - Maryland Therapist at Grow Therapy
$175/session
LCSW-C
21 years of experience
Virtual
My name is Genevieve (Gen) Thomas, LCSW-C. Starting therapy can feel difficult, confusing, or even uncomfortable — but it can also be the first step toward greater health, balance, and emotional freedom. Through secure telehealth sessions, you can begin this journey from the comfort and privacy of your own home. For over 21 years, I’ve helped individuals and couples successfully navigate the counseling process by identifying and shifting the unconscious beliefs that can hold us back from emotional well-being and healthy relationships. I believe in treating the whole person — emotionally, physically, and spiritually (if you choose) — and integrate this holistic perspective into our work together. My approach blends cognitive behavioral techniques, mindfulness and relaxation practices, trauma-informed care, and grief therapy strategies. Whether you’re managing anxiety, working through trauma or loss, or seeking deeper connection in your relationships, our work will be guided by your goals and your pace. Therapy is a collaborative process, and you are the expert of your own life. Together, we’ll clarify your vision for healing and growth, and create a clear path toward meaningful change — so you can begin to feel the difference in your day-to-day life. My areas of special interest and certification include trauma-informed therapy, complex grief and bereavement, anxiety disorders, veterans’ mental health, and telehealth services. I am licensed to provide care in Idaho, Maryland, and Virginia. I look forward to the opportunity to work with you.

Summer Post

(she/her)

Summer Post, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
9 years of experience
Virtual
Summer Post is a Licensed Clinical Mental Health Counselor with over 7years of experience working with individuals who are coping with severe persistent mental illness, depression, anxiety, trauma, family conflict, substance use, and many other presenting issues that individuals may be struggling with. Summer Post utilizes a wide range of tools to address clients' presenting issues. Summer is looking forward to meeting with you.

Frequently asked questions

Why filter by Maryland rather than a city like Baltimore?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Trauma and PTSD?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Trauma and PTSD, is filtering therapists in Maryland that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.