Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1299 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 6/25/2025

Kevin Bieber

Kevin Bieber, LMHC - Florida Therapist at Grow Therapy
$75/session
LMHC
25 years of experience
Virtual
About me I am a Licensed Mental Health Counselor in Florida with 24 years of professional experience. I am also a Qualified Supervisor of new counselors who finished their Master's Degree and have become Registered Mental Health Counselor Interns in Florida. In addition, I do Wellness Coaching throughout the USA. I am also a Teacher, Mentor, and soon an International Motivational Speaker. I have experience in helping clients with stress and anxiety, substance use and other vices and addictions, relationship issues, family conflicts, & trauma and abuse.

Debra Dragomir

Debra Dragomir, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I am deeply committed to supporting individuals across all stages of life as they navigate complex emotional and mental health challenges. My experience working with diverse age groups has given me a profound appreciation for the resilience of the human spirit, whether guiding young clients through developmental struggles, assisting adults in overcoming life transitions, or helping seniors find meaning and peace. I integrate evidence-based therapeutic approaches with compassionate, person-centered care, fostering a safe space for healing and growth.

Katie Allen

(she/her)

Katie Allen, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
8 years of experience
Virtual
Hi, I'm Katie, a Licensed Clinical Social. Helping and supporting others has been a driving factor in my life; therefore, I began my career as a teacher. My education and experience in the classroom greatly influenced me; however, I saw how difficult it is to learn when one is struggling with many emotional and mental health needs. While in graduate school, I transitioned to working with families in more of a case management role. During that time, I started noticing how the adults I worked with were often struggling and had not received the help they needed. After completing graduate school, I began working in an inpatient hospital that treats mental health and chemical dependency. After several years working with patients individually and facilitating group therapy, I transitioned to managing an intensive outpatient mental health program for senior adults. In this role, I facilitated group therapy and met with patients individually at times. I greatly enjoyed getting to know my clients and cheering alongside them as they made progress. While I value group therapy, I recognize that it is not the right fit for everyone. Therefore, I have set up a private practice to meet the needs of individuals in ways I was unable to do in previous roles. I believe change is possible and that each person has strengths and life experiences that they can draw upon to help themselves move forward. My passion is helping clients utilize what they already have, learn additional tools for coping, and develop healthier ways of thinking.

Josh Neri

Josh Neri, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
I’m a Licensed Mental Health Counselor with over a decade of experience working with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD and substance use issues. I use Cognitive Behavioral Therapy alongside a Person-Centered perspective. Additionally I am a Master's Certified Addictions Professional. I am based in Miami, FL & open to serving anyone throughout Florida via Telehealth.

Eyleen Gonzalez

(she her)

Eyleen Gonzalez, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
15 years of experience
Virtual
Hello, and welcome! I am License Mental Health Counselor in Florida and I’m glad you’re here. With over 15 years of experience in neuropsychological testing, diagnosis, and therapy, I am deeply committed to helping individuals, couples, and families navigate life’s challenges. My goal is to support you in becoming the best version of yourself, fostering growth, resilience, and well-being. Together, we’ll work toward understanding and overcoming obstacles, creating a path toward healing and fulfillment. I look forward to being part of your journey!

Nicole Morel

(she/her)

Nicole Morel, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hello, I am here to help you create a healthy internal environment to thrive in your external one. I obtained my MSW from Howard University in DC and received my clinical social work license in the state of Florida. I love traveling, reading history and sci-fi books, and building Lego sets. I work with clients dealing with trauma related to emotional abuse, neurodivergent struggles, self-esteem, relationships, and cultural identity.

Daniel Celmer

Daniel Celmer, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
I’m a human first and a therapist second. I believe in showing up authentically, because real connection is what helps people heal. I care deeply about creating space for people to feel safe, heard, and respected. I don’t pretend to have all the answers—but I know how to walk beside you as you find your own. Who I am is someone who believes in your ability to grow, even when things feel messy.

Liz Sullivan

(she/her)

Liz Sullivan, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
13 years of experience
Virtual
Hi, I'm glad you’re here. I’m Liz Sullivan, a Licensed Professional Counselor specializing in helping busy achievers relieve stress, anxiety, and find the joy in life again. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but somehow feel lonely, frustrated and lost. Everything is on their to-do list (except themselves), and most days they feel stressed and overwhelmed. It's possible to let go of your stressors, feel relaxed, enjoy your relationships and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.

Nelsy Villalobos

(she/her)

Nelsy Villalobos, LCSW - Florida Therapist at Grow Therapy
$185/session
LCSW
25 years of experience
Virtual
As a Licensed Clinical Social Worker with over 20 years of experience, I am deeply committed to helping individuals navigate emotional challenges and create meaningful, lasting change. My work is grounded in a compassionate, client-centered approach that honors each person’s unique story and resilience. I specialize in treating anxiety, depression, trauma, and self-esteem issues across the lifespan—from pre-teen (over age 11) to older adults. I primarily use Cognitive Behavioral Therapy (CBT) to help clients identify and shift unhelpful thought patterns that impact their mood, behavior, and relationships. To support holistic healing, I integrate mindfulness-based strategies that enhance emotional awareness and regulation, along with trauma-focused care that prioritizes safety, trust, and empowerment.

Christine Williams-Kelly

Christine Williams-Kelly, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
17 years of experience
Virtual
Hi, I’m Christine Williams-Kelly, a licensed therapist dedicated to helping individuals, couples, and families navigate life’s challenges with greater clarity and emotional resilience. I specialize in working with clients experiencing anxiety, depression, grief, relationship struggles, and major life transitions. Through a compassionate and practical approach, I support clients in understanding their patterns, building healthier connections, and creating more fulfilling lives. My goal is to walk alongside you with empathy and insight, helping you move from surviving to thriving.

Richelle Direny

(she/her)

Richelle Direny, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
15 years of experience
Virtual
My name is Richelle Direny, I’m a Licensed Clinical Social Worker and Qualified Supervisor with more than 14 years of experience. I am honored to join your journey towards personal growth and well-being. I am committed to helping each individual learn how to cope with the stress of life, having too many responsibilities, anxiety, setting clear boundaries, and coping with decline in functioning and other stressors in life. Through my practice, I utilize various therapeutic modalities including Cognitive Behavioral Therapy (CBT), Acceptance Commitment Therapy (ACT), Solution-Focused Brief Therapy (SFBT), Emotional Awareness techniques, and Faith-Based Therapy, to name a few. My aim is to help you become the best version of yourself while managing whatever season of life may arise for you. My extensive experience spans various settings and populations. I have worked with teenagers, parents, employing Multisystemic Therapy (MST), an evidence-based modality that addresses all the interdependent systems within an individual’s life. Furthermore, I have had the honor of serving veterans through the Veterans Affairs system as well as individuals dealing with substance abuse through individual and group therapy sessions. I firmly believe in the power of creating an engaging therapeutic relationship where you feel heard, validated, and supported. Together, we will explore your strengths and challenges to recognize and overcome any barriers or hurdles to leading a more fulfilling life. My ultimate aim is to give you tools, insights, and strategies for positive transformation that lead to long-term change for a more fulfilled existence.

Nicholas Kolos

(he/him)

Nicholas Kolos, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hello my name is Nicholas Kolos. I am a licensed mental health counselor and a licensed marriage and family therapist. I love my profession and look forward to helping my clients achieve their individual goals. I get excited when I see clients with unrealized potential and then help them become the best version of themselves! I love to help those who are struggling in their personal or work relationships learn how to better communicate their needs and improve the quality of those relationships! I tailor my treatment plans to best help each individual case achieve success!

Amy Hutchinson

Amy Hutchinson, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
3 years of experience
Virtual
I am here to walk alongside you on your journey to heal and improve your mental health. With a warm, client-centered approach, I specialize in solution-focused therapy to help clients identify strengths, develop coping strategies, and achieve meaningful change. My approach is collaborative and fosters meaningful change and resilience in children, adolescents, adults, couples and families. I am also EMDR (Eye Movement Desensitization Reprocessing) trained and incorporate trauma-informed care into my practice, helping individuals process past experiences that may be impacting their present. My work draws on a range of evidence-based techniques tailored to each client's needs, whether they are navigating relationship difficulties, anxiety, depression, grief, or life transitions.

John Checkett

(he/him)

John Checkett, LCSW - Florida Therapist at Grow Therapy
$85/session
LCSW
10 years of experience
Virtual
John Checkett is the first man in history to earn a master's degree in Women's Studies in Florida. How many times has this happened to you: You've made an innocent remark, and the other person distorts it and blames you for the distortion, not for what you actually said. That's called the Strawman Argument and is a common problem of communication -- communication typically being the single biggest problem couples have. Communication is one of the social sciences, and one of John's specialties, along with Women's Studies, Pastoral Psychology and Clinical Social Work. He helps high-functioning men and women free themselves from low self-esteem and negative thinking. As a former officer in the Theosophical Society and a former professional psychic, he firmly believes in the value of Spirituality to Mental Health. He can also help with exercise and nutrition, to help create a holistically healthy situation for you. Whether you're dealing with anxiety or depression, relationship problems, or just feel overwhelmed, Prof Checkett is here to help -- even with time management! You might feel bit nervous about starting therapy, but he's extremely easy to talk to, knowledgeable in a wide variety of subjects, and very media-literate. Most people feel better after a session. In a short time we can get you unstuck and back to living a happy life again.

Spencer Hammelman

Spencer Hammelman, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
7 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker, Qualified Supervisor, and Certified Behavioral Health Case Management Supervisor who has worked in the behavioral health field for over 10 years. I graduated from the University of South Florida School of Social Work in 2016. I have practiced in both a community-based setting and residential treatment settings with children, adults and families. In addition to private practice, I work as a Director with a non-profit in Florida working with clients who have co-occurring disorders and serious-persistent mental health conditions. I have experience working with mental health, substance abuse, parenting issues, and the dependency system.

Dr. Rolanda Harris

(she/her)

Dr. Rolanda Harris, LCSW - Florida Therapist at Grow Therapy
$175/session
LCSW
24 years of experience
Virtual
Hi, I am Dr. Rolanda Harris. I hold a Doctorate in Social Work and am a Licensed Clinical Social Worker in Alabama and Florida, as well as a Qualified Supervisor in Florida. I am the owner of Intentional Counseling and Consulting, LLC. I have 24 years of experience supporting and empowering individuals to navigate and cope with life's challenges. I am an intentional counselor who proactively plans my interactions and interventions based on a clear understanding of your situation and desired outcomes. I seek to understand your needs, strengths, and values to develop a tailored plan that aligns with your goals and promotes positive change. Intention is more than wishful thinking; it is willful direction. As an intentional counselor, I have had the privilege of working with chronically and terminally ill patients and their families, supporting them as they manage the emotional, physical, mental, and spiritual impact of their illness. I have experience working with college students needing support adjusting to college life, building confidence, navigating social situations, and managing stress and anxiety. I have spent years walking with bereaved individuals as they process intense emotions, attempt to understand the grieving process, and find meaning after loss. It has been an honor to support elderly individuals managing grief, the fear of mortality and aging, adapting to retirement, addressing social isolation, and experiencing a range of mental health challenges. I have also had the pleasure of supporting single mothers as they navigate the emotional impact of motherhood, mental health issues, financial stress, and building a support system. In my practice, I do not solely rely on one specific theory but may draw upon different theoretical perspectives. I utilize Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), Solution-Focused Brief Therapy (SFBT), Mindfulness-Based Therapies, Reminiscence Therapy, and Grief Therapy.

Mark Gruber

Mark Gruber, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
25 years of experience
Virtual
I am a Licensed Mental Health Counselor, Certified Addiction Professional and Qualified Supervisor. I have over 20 years of counseling experience working with diverse populations including at risk youth, juvenile delinquents, and over the past several years, I have worked mostly in adult substance abuse treatment. I also identify with and specialize in working with LGBT persons. I am skilled at treating anxiety, depression, family of origin issues, career and relationship issues as well. I employ an empathic and motivational approach to working with clients. I utilize personal knowledge from being in recovery to connect with clients. I like to develop understanding and connection with what each client is struggling with as they progress in therapy. I am well versed in cognitive behavioral therapy and motivational enhancement, but also use a variety of other interventions to keep clients engaged and active in their own therapy process.

Joanna Fonseca

Joanna Fonseca, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$105/session
LMHC
15 years of experience
Virtual
As a Licensed Mental Health Counselor (LMHC) in Florida, I provide compassionate and solution-focused therapy to individuals across various life stages. With a Master's Degree in Counseling from St. Thomas University in Miami, Florida, and over 15 years of experience in psychology, I've developed expertise in addressing everyday stressors, anxiety, mood disorders, and life transitions. My therapeutic approach emphasizes collaboration, empathy, and evidence-based techniques tailored to each client's unique needs. My goal is to create a safe, non-judgmental space where individuals can explore their concerns, identify strengths, and work towards lasting growth.

Brian Smerdon

(he/him)

Brian Smerdon, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
12 years of experience
Virtual
Hi! I'm a Licensed Mental Health Counselor based in Florida. I received my Masters from the Nova Southeastern University and have been practicing for 12 years. I help adults struggling with adjusting to the aging process, dementia, Alzheimer's and End of Life issues. I help them using Positive Psychology, Active Listening, Talk Therapy and Mindfulness. I help my clients deal with Depression, Anxiety and Self-Esteem.

Adam Hutton

Adam Hutton, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
13 years of experience
Virtual
Hi there; I look forward to meeting you! I'm a Licensed Clinical Social Worker in the State of Florida. I have been practicing as a therapist for 13 years and would be honored to work with you to identify where you are stuck and find a path to help you feel better soon. My style is warm, genuine, non-assuming, and collaborative. I truly listen without judgement and provide concrete tools designed to help you thrive, not just survive.

Mary Froment

(she/her)

Mary Froment, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker based in Florida. I graduated from New Mexico Highlands University in 2021 after several years working with women, children, and families in community-based agencies. My approach is humanistic, trauma-informed, gender-affirming, and grounded in attachment theory. Using a strengths-based approach I use narrative, solution-focused, nature, integrative therapies, mindfulness, meditation, and breathwork. Although we will be meeting virtually, I encourage people to get outside as often as possible! ​

Leslie Volpe

(she/her)

Leslie Volpe, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
14 years of experience
Virtual
Hello, I'm a Licensed Clinical Social Worker(LCSW) in Florida. I obtained my Masters from Florida International University (FIU) and my Bachelors from Florida State University. I've been helping individuals and families for 14 years, and can help you restore or create your best life. If you'd like to regain footing but don't know where to start, let's work together you don't have to do it alone.

Faryal Choudry

Faryal Choudry, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
1 year of experience
Virtual
I’m a Licensed Social Work Counselor. I graduated from Columbia University. I also have training in Applied Behavioral Analysis. I work with individuals navigating anxiety, trauma, disordered eating, depression, and substance use. My approach is compassionate, collaborative, and holistic. I utilize evidence-based practices, including CBT, DBT, mindfulness, psychodynamic, somatic, Adlerian, and Gestalt therapies, to support healing, self-awareness, and growth—mind, body, and spirit.

Yelitza Chaves

(she/her)

Yelitza Chaves, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$110/session
LMHC
13 years of experience
Virtual
Hello! I'm a Licensed Mental Health Professional Counselor (LMHC) based in Florida. I am fluent in English and Spanish. I would love to meet you with unconditional positive regard, exactly where you are right now and accompany you in the growth you are looking for. I graduated with my Masters degree in 2013 and I have been with clients since then in crisis stabilization units for children and adults, private sector, schools and in community-based agencies. I have also worked for/with national and International mental health providers. I pledge to remain current about the techniques that affect change and could help you improve. I want you to know that I am here for you and that you are not alone! If you don't see an appointment time that works for you, let me know, I will do my best to accommodate you as soon as possible. Hola. Gracias por visitar mi página. Como verás hablo Español como primer idioma y sería todo un placer que que podamos conversar para conocer como ayudarte y que puedas llevar una vida que te lleve a ser feliz nuevamente. No dudes que estoy aquí para tí! Si no encuentras un horario que te sirva dentro de los que hay disponibles, envíame un mensaje y trataré de hacer lo mejor para encontrar algo que nos sea conveniente lo antes posible.

Andrew Cravey

(he/him)

Andrew Cravey, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
8 years of experience
Virtual
My clients are people who want to move from feeling "stuck" to having a greater sense of purpose, empowerment and clarity. My approach to counseling uses a relational model that creates a safe environment where I encourage my clients to develop resiliency and self-empowerment. Life is very hard. My goal is to have each person leave a session feeling more capable to handle whatever life throws at them.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.