Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1282 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/5/2025

Jeannine Ciliotta

(she/her)

Jeannine Ciliotta, LCSW - Florida Therapist at Grow Therapy
$65/session
LCSW
6 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in New York and Florida. I have 30 years experience in the helping profession and 7 years as a therapist. I believe that insight without action leads to stagnation and frustration. It is valuable to talk about problems and issues but without a plan of action, clients become discouraged. Much of my work will involve identifying a next right step in addressing problems.

Bryan Llorente

Bryan Llorente, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
Hello, my name is Bryan, I am a licensed clinical social worker and have experience working in several clinical and therapeutic settings. I started my career working for Advent Health Hospice Care, one of the largest non-profit hospital systems in the country. Through this position I gained experience in providing therapeutic counseling services to individuals and families who are going through major transitional periods in their lives (receiving a terminal illness, death of loved one, living adjustments etc.) As a result I am well experienced in dealing with depression, anxiety, situational stress, loss of a loved one, grief, and am understanding of how medical issues can affect a person’s mental health. I have also worked for Orlando Health at the Winnie Palmer Hospital for Women and Babies covering the ED/Triage, antepartum and postpartum units of the hospital. This position gave me experience with providing crisis interventions and psychotherapeutic counseling to patient's who have a history of severe mental health issues, or who are actively experiencing medical emergencies, traumatic events, domestic violence, manic/depressive episodes, psychotic episodes, and suicidal ideations. In addition, I provided education on post partum depression and child care. In 2021 I began teaching classes as an Adjunct Professor for the University of Central Florida's College of Health Professions and Sciences. I have also worked for the National Suicide Prevention Line where I learned how to deal with a variety of mental health and emotional crisis situations over the phone. I feel well equipped to help my clients deal with a variety of issues, weather in person, or online. I take an objective and collaborative approach to understanding problems, and work with clients to create strategies to address problems head on so that clients learn the skills necessary to achieve their goals.

Amy Valentino

(she/her)

Amy Valentino, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
11 years of experience
Virtual
Hi, I’m Amy, a Licensed Mental Health Counselor based in Florida. I love helping people feel more grounded, confident, and connected to themselves. I work with young adults, especially college students, navigating the often messy transition into adulthood, as well as adults of all ages dealing with anxiety, depression, life changes, and other concerns. I’m also a Certified Intuitive Eating Counselor and support clients in healing their relationship with food and body through a non-diet, compassionate approach. Before private practice, I was a School Counselor in the middle school setting, and I earned both my Bachelor's and Master's degrees from UCF. My style is warm, collaborative, and real. I’m here to help you feel understood, supported, and empowered in your growth.

Wanda Barnes

(she/her)

Wanda Barnes, LMHC - Florida Therapist at Grow Therapy
$85/session
LMHC
20 years of experience
Virtual
My name is Wanda Barnes, I am a licensed mental health therapist LMHC in Florida and a licensed professional counselor (LPC), in the State of Maine. I started working in substance abuse at 17 years old driving the bus that took clients to AA/NA. Many years later I am still passionate about working with those who struggle with addiction of any kind or those who love them. I also worked 9 years with children and families in schools and foster care. Later I opened and operated a mental health clinic in Florida.

Erin Moyer Johnston

Erin Moyer Johnston, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
29 years of experience
Virtual
Going through a change can be very tough and hard to navigate. Whether the changes are good or difficult, they can still be hard to work through. I can help you find a balance with the changes occurring in your life and the peace you hope to feel. Together we can work as a team to locate solutions to find acceptance and work out a plan to help you move forward in your life in a way that brings fulfillment. I use a whole self-approach, addressing the needs of your mind, body and spirit. Although I can help you work through most changes you might be experiencing, I have many year's experience working with individuals in the Hospice setting, helping patients and survivors find peace during the end of life with dignity. These experiences have been strengthened by my personal journey with breast cancer, which has given me a perspective on the other side. I hope I can use my 29 years experience as a therapist and my personal experience as a cancer survivor to help you learn how to find happiness and peace in your life.

Debra Dragomir

Debra Dragomir, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I am deeply committed to supporting individuals across all stages of life as they navigate complex emotional and mental health challenges. My experience working with diverse age groups has given me a profound appreciation for the resilience of the human spirit, whether guiding young clients through developmental struggles, assisting adults in overcoming life transitions, or helping seniors find meaning and peace. I integrate evidence-based therapeutic approaches with compassionate, person-centered care, fostering a safe space for healing and growth.

Gloria Wolpin

(she/her)

Gloria Wolpin, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
18 years of experience
Virtual
I started a life-long career in the psychology field in Colombia as a clinical psychologist. My passion for the field and helping clients live better lives led me to pursue further accreditation as a Licensed Mental Health Counselor, transplanted in Miami, Florida. I am an eclectic therapist committed to helping my clients improve their lives. Yo empece mi carrera de salud mental como psicologa clinica en Colombia. Esta es mi pasion ayudar a los clientes a mejorar sus vidas y descubrir sus potencialidades. Esto me llevo a buscar una acreditacion como licenciada en consejeria mental despues de transladarme a Miami, Florida. Soy una terapista eclectica dedicada a ayudar a mis clientes a mejorar sus vidas.

Liz Sullivan

(she/her)

Liz Sullivan, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
13 years of experience
Virtual
Hi, I'm glad you’re here. I’m Liz Sullivan, a Licensed Professional Counselor specializing in helping busy achievers relieve stress, anxiety, and find the joy in life again. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but somehow feel lonely, frustrated and lost. Everything is on their to-do list (except themselves), and most days they feel stressed and overwhelmed. It's possible to let go of your stressors, feel relaxed, enjoy your relationships and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.

Katie Allen

(she/her)

Katie Allen, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
8 years of experience
Virtual
Hi, I'm Katie, a Licensed Clinical Social. Helping and supporting others has been a driving factor in my life; therefore, I began my career as a teacher. My education and experience in the classroom greatly influenced me; however, I saw how difficult it is to learn when one is struggling with many emotional and mental health needs. While in graduate school, I transitioned to working with families in more of a case management role. During that time, I started noticing how the adults I worked with were often struggling and had not received the help they needed. After completing graduate school, I began working in an inpatient hospital that treats mental health and chemical dependency. After several years working with patients individually and facilitating group therapy, I transitioned to managing an intensive outpatient mental health program for senior adults. In this role, I facilitated group therapy and met with patients individually at times. I greatly enjoyed getting to know my clients and cheering alongside them as they made progress. While I value group therapy, I recognize that it is not the right fit for everyone. Therefore, I have set up a private practice to meet the needs of individuals in ways I was unable to do in previous roles. I believe change is possible and that each person has strengths and life experiences that they can draw upon to help themselves move forward. My passion is helping clients utilize what they already have, learn additional tools for coping, and develop healthier ways of thinking.

Josh Neri

Josh Neri, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
I’m a Licensed Mental Health Counselor with over a decade of experience working with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD and substance use issues. I use Cognitive Behavioral Therapy alongside a Person-Centered perspective. Additionally I am a Master's Certified Addictions Professional. I am based in Miami, FL & open to serving anyone throughout Florida via Telehealth.

Jenni Schmidt

(she/her)

Jenni Schmidt, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Hi there, I'm Jenni! Feeling stuck and frustrated? Struggling to deal with the loss of a loved one? Trying to find balance in your life while coping with chronic illness? Expecting an upcoming change? Not able to sleep or stay on top of things in your life? I am here to help! Therapy cannot be effective if we are not meeting your specific needs and goals. I want to meet you where you are and together identify a path forward. I like to understand you, your values, and your background while also giving you solution-focused interventions you can utilize to make changes. If talking it through without homework is the way you want to go, that is fine too! We are all capable of change and moving forward but sometimes it is the dialogues in our head, relationships, or other factors that are getting in our way. Therapy is a great place to work through those and be more connected with what you value in your life. Let's work together!

Javier Martinez

(he/him)

Javier Martinez, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$95/session
LCSW
20 years of experience
Virtual
Hello! I’m a licensed clinical social worker with a master’s degree from Fordham University. With over a decade of experience working with families and children in New York City, I am dedicated to helping individuals navigate life’s challenges. My approach is compassionate and nonjudgmental, meeting you where you are to explore how your thoughts influence your experiences. Together, we’ll work toward meaningful change, helping you overcome obstacles and build a more fulfilling life.

Amanda Benlien

Amanda Benlien, LCSW - Florida Therapist at Grow Therapy
$95/session
LCSW
8 years of experience
Virtual
I specialize in helping individuals navigate the challenges of substance use, emotional dysregulation, and life transitions. My work is rooted in evidence-based practices, including Motivational Interviewing (MI) and Dialectical Behavior Therapy (DBT)—approaches that support real change by combining empathy, skill-building, and a strong therapeutic alliance. With 8 years of clinical experience and lived experience with addiction and family trauma, I bring both professional knowledge and real-world understanding into the therapy room. Above all, I offer a space where you don’t have to explain or justify your struggle—you can just be real. And from that place, we work together to create the life you want to live.

Marissa Gilbert

Marissa Gilbert, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
My name is Marissa Gilbert, and I have been practicing therapy for over ten years. I’m excited to work with you and support you on your journey of personal growth and healing. My goal is to create a safe and welcoming space where you can freely express yourself without fear of judgment. I tailor my approach to therapy based on each client’s unique needs and where they are in their journey. My role is to listen, understand your concerns, and help you gain insights to navigate life’s challenges. Whether you're seeking support for depression, anxiety, family issues, or self-esteem, I am here to help you grow and empower you along the way. I strive to be down-to-earth and authentic so clients feel comfortable and connected during sessions. When a client leaves saying their session felt easy or enjoyable, I know we’re making progress in the right direction.

Nicole dempsey

Nicole dempsey, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
15 years of experience
Virtual
I graduated from the University of Texas at Austin in 2011 with my Masters in Social Work and have since worked in a variety of settings and with different populations. Have you ever wished, "I wish I was more like (fill the blank)", or thought, "I am not good enough." We are born with a certain temperament and into a certain situation but there are things we can control. My favorite part of my job is helping people see the best parts of themselves and using their strengths to achieve their goals.

Faryal Choudry

Faryal Choudry, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
1 year of experience
Virtual
I’m a Licensed Social Work Counselor. I graduated from Columbia University. I also have training in Applied Behavioral Analysis. I work with individuals navigating anxiety, trauma, disordered eating, depression, and substance use. My approach is compassionate, collaborative, and holistic. I utilize evidence-based practices, including CBT, DBT, mindfulness, psychodynamic, somatic, Adlerian, and Gestalt therapies, to support healing, self-awareness, and growth—mind, body, and spirit.

Irene Cortes

(she/her)

Irene Cortes, LMHC - Florida Therapist at Grow Therapy
$160/session
LMHC
22 years of experience
Virtual
Hi! I am a Licensed Mental Health Counselor in Florida. I completed my post graduate education from Nova Southeastern University and have been practicing for over 21 years. I am passionate about personal growth and facing those challenges together creates a path for self discovery and change. My goal is to help you reconnect with yourself , your strengths, passions, and skills. Then we will use them as anchors that help you define your purpose and value. Together we work through this process to heal and to create change.

Marilyn Katell

Marilyn Katell, LP - Florida Therapist at Grow Therapy
$100/session
LP
12 years of experience
Virtual
Hello! I am an experienced, licensed psychologist who has helped many individuals, couples, and families to navigate various life transitions. I enjoy serving clients who are willing to assess their value systems to determine if their values are still consistent with who they want to be. To some extent, our personal styles are genetically determined. However, I also believe we base our values on early learning, whether that education was positive or not.

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Blair Mead

(she/her)

Blair Mead, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
14 years of experience
Virtual
Do you feel overwhelmed these days? Are you constantly trying to strike a balance between the demands of work and parenting or co-parenting, while also managing your health, housework, and perhaps other demands? In your family, does the caretaking always fall to you? Are you experiencing depression and anxiety in reaction to either a past trauma and/or burnout from stress? I work with women who are experiencing what I like to call "multiple-role fatigue". I have experience in treating depression, anxiety, and trauma-related stress disorders common to women who face an ever-mounting load of responsibilities in a complex society, where being a mother or a caretaker often comes with diverse challenges and responsibilities. I also like to work with clients on their recovery from trauma. With this in mind, I incorporate various treatment modalities, where healing and recovery can take place through a combination of compassionate conversation, active listening, homework assignments journaling, mindfulness, self-reflection, cognitive behavior therapy, grief counseling, boundary setting and trauma-informed care. I also offer a faith-based support, where clients seeking a Christian approach are welcome. I like to form a supportive alliance with caregivers to help them navigate the demands of parenting a child or children with higher needs. I focus on parental needs, and I work with clients using evidence-based techniques to empower them to achieve balance and experience lasting well-being. For parents, I'm a big advocate of self-care, and I help my clients learn to nurture themselves in a sustainable way to avoid burnout. I also believe that parents need to feel seen and heard, and the stress of parenting cannot be overemphasized. Forming a partnership with parents, giving them a forum in which they feel consistently supported in a compassionate and non-judgmental way, therefore, is one of my top priorities as a therapist.

David Ramey

David Ramey, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Hello, my name is David Ramey, and I am a Licensed Clinical Social Worker (LCSW). I specialize in providing mental health support, counseling, and guidance to individuals, families, and communities. With a strong foundation in clinical training and a passion for helping others, I work to empower clients through evidence-based practices, empathy, and personalized care. I strive to create a safe, nonjudgmental space where individuals feel heard, supported, and empowered to explore their thoughts and emotions.

Kimberley Knapp

(she/her)

Kimberley Knapp, LMHC - Florida Therapist at Grow Therapy
$75/session
LMHC
3 years of experience
Virtual
Greetings! I'm a Licensed Mental Health Counselor based in Florida. I received my Masters from The Chicago School of Professional Psychology and have been practicing for three years, after having worked in the public school system for over 20 years. For the past three years, I have been working with children and families, but also specialize in working with all populations with a vast array of concerns.

Teresa Dore

Teresa Dore, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
20 years of experience
Virtual
Hi, I am a Licensed Mental Health Counsellor (LMHC) based in South Florida. I received my Masters from Nova Southeastern University in Florida and have been practicing for over 20 years. I help people of all ages struggling with symptoms of depression, anxiety and mood disorders by assiting them with developing coping skills that they can use to reduce and/or manage their symptoms better.

Claire Watson-Irving

Claire Watson-Irving, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
Hello, I'm a Licensed Mental Health Counselor based in Florida. I received my Master's in Clinical Mental Health from Jacksonville University. I am trained in EMDR and am working towards becoming EMDR certified. I work with adults who are struggling with anxiety, ptsd, and effects of trauma, who want to feel more hopeful about the future, settled and secure in themselves.

Lindsey King

Lindsey King, LP - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LP
12 years of experience
Virtual
Hi! I'm a licensed Clinical Psychologist based out of Montana with licenses in Florida and Montana. I have 12 years of experience working with adults and groups. I have 7 years of experience working with a bariatric population. I work with adults who want to learn how to use nutrition and physical activity to improve their physical and mental well-being. I also use evidence-based therapies and techniques and teach my clients how to use these same techniques to improve their lives!

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.