Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1062 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 6/30/2025

Toula Zoulas

Toula Zoulas, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
25 years of experience
Virtual
In today’s fast-paced world, it’s easy to feel overwhelmed by constant demands and limited space for personal reflection. Therapy offers a unique opportunity to pause, take stock, and reconnect with yourself. It’s a space where you can become more aware of your emotions, re-examine your choices, and move toward greater clarity and peace of mind. As a therapist, I am committed to providing a supportive, non-judgmental environment where you can safely explore your feelings and experiences. My approach is client-centered and active, helping you uncover new perspectives and broaden your options. Together, we’ll work on overcoming doubt, managing difficult emotions, and building resilience in the face of life’s challenges. I specialize in working with children, adolescents, and young adults, supporting them through emotional turmoil, family stressors, and communication issues that can impact their well-being. Whether you’re struggling with personal challenges or relationship difficulties, I’m here to help you break through roadblocks and find a positive, affirming path forward. We all want a life of significance and balance—and I believe that with the right guidance, these are not just dreams but achievable realities. Happiness isn’t a mysterious force; it’s the result of learning and practicing skills that anyone can develop. With my support, you’ll gain confidence, emotional resilience, and the tools you need to create a more fulfilling life. Let’s work together to improve your emotional well-being and help you get to a place where you feel comfortable, empowered, and ready to thrive.

Michelle Mercado

Michelle Mercado, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
My name is Michelle Mercado and I am a licensed clinical social worker. I have obtained my Master's degree in Social Work at Florida International University. I realize that no two people are the same and as such, I tailor my therapy to meet the specific needs of my clients. My practice specializes in treating: Depression Life transitions Self-esteem Stress Anxiety Peer relations School issues Autism spectrum ADHD Substance abuse LGBTQ+ Behavioral issues Anger Management Mood disorders Bipolar disorder

Debra Dragomir

Debra Dragomir, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I am deeply committed to supporting individuals across all stages of life as they navigate complex emotional and mental health challenges. My experience working with diverse age groups has given me a profound appreciation for the resilience of the human spirit, whether guiding young clients through developmental struggles, assisting adults in overcoming life transitions, or helping seniors find meaning and peace. I integrate evidence-based therapeutic approaches with compassionate, person-centered care, fostering a safe space for healing and growth.

Amber Pestian

(she/her)

Amber Pestian, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
18 years of experience
Virtual
My name is Amber Pestian, and I’m a Licensed Clinical Social Worker (LCSW) providing psychotherapy to individuals, couples, and families. I offer a supportive, client-centered space where people can explore life’s challenges and move toward healing. With over a decade of experience, I bring a compassionate, informed approach to every session—whether we’re working through mental health concerns, behavioral challenges, or relationship dynamics.

Charles Blickle

(he/him)

Charles Blickle, LMHC - Florida Therapist at Grow Therapy
$122/session
LMHC
5 years of experience
Virtual
I am a Christian therapist who feels that every adult person's spiritual beliefs are a strong factor for emotional healing. I am convinced that a life of hope, faith, and peace of mind awaits you. I want to help guide you to develop a clean pattern of life, a clean conscience, and self-confidence, which will remove the shadow of fear and guilt that seems to be hanging over you. Let me help you and together we will work on your development of the skills, for the successful and rewarding life that you have always desired. I received my MA in Mental Health Counseling from the University of South Florida. I have five years' experience. I did counseling at a housing center, with individuals experiencing interpersonal conflicts with members of their family. I also did counseling with the adult through Geriatrics population at a Community Mental Health Center.

Jonell Pearce

(she/her)

Jonell Pearce, LCSW - Florida Therapist at Grow Therapy
$75/session
LCSW
4 years of experience
Virtual
I enjoy working with adolescents and adults who are experiencing concerns with, but not limited to: anxiety, depression, critical self-talk, interpersonal relationships, emotional dysregulation, and parent/child conflict and connection. I have worked in various clinical settings providing crisis stabilization and therapy services to individuals of all ages. I utilize a holistic and personalized approach, specializing in trauma, interpersonal relationships, loss and grief, parent/child relationships, adolescent challenges, and parent support. I employ a straightforward and empathetic approach while utilizing strength-based and person-centered perspectives to help those I work with obtain their treatment goals and realize their greatest potential.

Kelley Flynn

Kelley Flynn, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Do you feel like nobody really understands you? Do crowded places leave you overstimulated and drained? Perhaps you avoid social situations, struggle to focus or experience constant mental fog. You might be questioning if you have ADHD or autism, or you might already know and you are seeking someone who understands your experiences. Anxiety might increase with routine changes, leaving you feeling stuck and unable to complete tasks despite your efforts. You may catch yourself wishing to escape or needing someone to truly listen. If you relate to any of this, remember you’re not alone, and you don’t have to face it by yourself.

Sondos Jaber

(she/her)

Sondos Jaber, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Florida with experience in various mental health settings including emergency departments, private practice, and psychiatric facilities. I am EMDR certified with major focus in trauma, suicidal ideations, depression, self-esteem, and anxiety. My goal is to be a compassionate, authentic, respectful guide and to provide you with a safe and judgment free environment.

Carla Turrentine

Carla Turrentine, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
14 years of experience
Virtual
I am a licensed clinical social worker with over 20 years of experience in the mental health field. I specialize in helping individuals navigate the complexities of trauma from relationships, whether stemming from romantic partnerships, family dynamics, or friendships. I earned my Masters degree from the University of Tennessee in 2008. I have worked in various settings, including community mental health centers, and have managed several programs related to family dynamics and abuse. My extensive experience has equipped me with the tools to guide clients through their healing journey.

Laura Beth Blomquist

(they/them)

Laura Beth Blomquist, LMFT - Florida Therapist at Grow Therapy
$125/session
LMFT
7 years of experience
Virtual
My background is in teaching yoga and meditation, both of which I incorporate in sessions. Rest assured that I will collaborate with you so each and every session supports you and your needs, exactly as you are. Our work together will be collaborative and tailored to your evolving needs. I support clients both in and outside of sessions, with the option to communicate between sessions.

Susi Cetta

(she/her)

Susi Cetta, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
15 years of experience
Virtual
I truly enjoy working with adolescents, young adults, and adults throughout the life span. I enjoy working with individuals who wish to bring some balance and peace to their lives and to reduce symptoms of anxiety, depression, ADHD, social anxiety, school phobia, and other issues affecting their daily life functioning. My goal is to work towards helping you understand yourself better to experience improvement in your daily life. Let's build a plan together to make this change a reality. I have a great deal of clinical, teaching, and administrative experience. I enjoy working with clients who want to make school, vocational, career, life, or family transitions, coping with the harsh and intense stressors of daily life, and helping to bring a sense of calm, control, confidence, happiness, and most of all balance back to your daily life.

Nelsy Villalobos

(she/her)

Nelsy Villalobos, LCSW - Florida Therapist at Grow Therapy
$185/session
LCSW
25 years of experience
Virtual
As a Licensed Clinical Social Worker with over 20 years of experience, I am deeply committed to helping individuals navigate emotional challenges and create meaningful, lasting change. My work is grounded in a compassionate, client-centered approach that honors each person’s unique story and resilience. I specialize in treating anxiety, depression, trauma, and self-esteem issues across the lifespan—from pre-teen (over age 11) to older adults. I primarily use Cognitive Behavioral Therapy (CBT) to help clients identify and shift unhelpful thought patterns that impact their mood, behavior, and relationships. To support holistic healing, I integrate mindfulness-based strategies that enhance emotional awareness and regulation, along with trauma-focused care that prioritizes safety, trust, and empowerment.

Bryan Llorente

Bryan Llorente, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
Hello, my name is Bryan, I am a licensed clinical social worker and have experience working in several clinical and therapeutic settings. I started my career working for Advent Health Hospice Care, one of the largest non-profit hospital systems in the country. Through this position I gained experience in providing therapeutic counseling services to individuals and families who are going through major transitional periods in their lives (receiving a terminal illness, death of loved one, living adjustments etc.) As a result I am well experienced in dealing with depression, anxiety, situational stress, loss of a loved one, grief, and am understanding of how medical issues can affect a person’s mental health. I have also worked for Orlando Health at the Winnie Palmer Hospital for Women and Babies covering the ED/Triage, antepartum and postpartum units of the hospital. This position gave me experience with providing crisis interventions and psychotherapeutic counseling to patient's who have a history of severe mental health issues, or who are actively experiencing medical emergencies, traumatic events, domestic violence, manic/depressive episodes, psychotic episodes, and suicidal ideations. In addition, I provided education on post partum depression and child care. In 2021 I began teaching classes as an Adjunct Professor for the University of Central Florida's College of Health Professions and Sciences. I have also worked for the National Suicide Prevention Line where I learned how to deal with a variety of mental health and emotional crisis situations over the phone. I feel well equipped to help my clients deal with a variety of issues, weather in person, or online. I take an objective and collaborative approach to understanding problems, and work with clients to create strategies to address problems head on so that clients learn the skills necessary to achieve their goals.

Jay Ortiz

Jay Ortiz, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
13 years of experience
Virtual
I'm a licensed mental health counselor with over 13 years of experience. I have a bachelors degree in psychology from The University of South Florida, and a masters in science focused on mental health counseling from Nova Southeastern University. In addition to having an extensive background in helping individuals with depression, anxiety, bipolar disorder, and trauma, my hospital experience has also afforded me the opportuniy to work with critical diagnoses such as schizphrenia, boderline personality disorder, autism, and traumatic brain injuries just to name a few more. If you're in need of additional help such as medication, rest assured that you will be connected to a partnering provider who will be part of your care team.

Nicholas Kolos

(he/him)

Nicholas Kolos, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hello my name is Nicholas Kolos. I am a licensed mental health counselor and a licensed marriage and family therapist. I love my profession and look forward to helping my clients achieve their individual goals. I get excited when I see clients with unrealized potential and then help them become the best version of themselves! I love to help those who are struggling in their personal or work relationships learn how to better communicate their needs and improve the quality of those relationships! I tailor my treatment plans to best help each individual case achieve success!

Paul Weaver

Paul Weaver, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
9 years of experience
Virtual
Hi, I’m Paul. I am a Licensed Therapist and my goal is to help you discover ways forward through distress towards wellness. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. Distress is experienced in many different ways that impact our ability to function and cope within a healthy framework. By applying complementary therapy approaches and techniques, we will unearth behavioral patterns and pain perceptions that may be holding you back from experiencing a more fulfilling and meaningful life. If you're looking for extra support and guidance through a challenging situation or are just ready to move in a new direction, I look forward to working with you to achieve your goals. Please feel free to reach out with any questions or to book a session. Thanks. Hope I can be a resource.

Ginette Moise

(she/her)

Ginette Moise, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
My name is Ginette Moise, and I am a Licensed Mental Health Counselor serving residents across Florida. I am passionate about the work I do and deeply value the therapeutic process. I take pride in helping clients navigate their challenges, fostering growth and healing along the way. In my practice, I strive to create a space that is open-minded, empowering, and supportive. I believe in walking alongside my clients as they work through life's difficulties, offering guidance grounded in empathy and evidence-based approaches.

Amy Allen

Amy Allen, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
Have you lost your balance in relationships and need to recalibrate? Want to close the gap between who you are and who you want to be? Do you feel anxiety or depression robbing you of your own life and need help finding the GOOD? I can help! As a licensed mental health counselor working in private practice, I have experience with children, individuals, couples, and families. As a school district counselor leader and trainer, as well as a fitness instructor, I can help guide you to live your best life through goal setting and goal reaching in nearly every area of your life. It may feel like a big step to email or call, but it will be worth it! I would be honored to support you in unraveling the knots of your heart, mind, and body and help you breathe easily, taking next steps for growth on your unique journey.

Cheryl Breining

(she/her)

Cheryl Breining, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
I am a Clinical Licensed Social Worker in Florida and Certified LIfe Coach. I have a Masters in Counseling , School Psychology, and Social Work.. I am a retired teacher and guidance counselor from New York and a Certified Life Coach. A have also completed Addca's ADHD training. I received my license as a Clinical Social Worker from the state of Florida. I work with individuals diagnosed with ADHD of all ages and their parents. By utilizing positive psychology and strength based methods I help clients deal with self esteem, time management, organizational skills, executive function, and anxiety issues. I also work with clients who are experiencing stress and self esteem issues. During our sessions we work together to develop strategies that will allow them to work towards their goals.

Michael Shippole

(he/him)

Michael Shippole, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
1 year of experience
Virtual
As your licensed mental health counselor, we'll begin by building a strong and trusting rapport, which lays the foundation for effective therapy. Together, we will carefully identify your presenting issues and concerns, exploring the patterns, emotions, and experiences that have shaped your current challenges. Using evidence-based therapeutic techniques such as Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and mindfulness practices, I will tailor our sessions to meet your unique needs. Along the way, we will create clear, achievable strategies designed to help you reach your personal, academic, or professional goals. Throughout the process, you will feel genuinely heard and understood in a safe, supportive environment. You will gain confidence in your ability to navigate difficulties, develop greater emotional resilience, and foster personal growth that leads to meaningful and lasting change. My goal is to empower you to live a more fulfilling, balanced life while equipping you with the tools to continue thriving beyond our time together.

Guadalupe Perez

Guadalupe Perez, LMHC - Florida Therapist at Grow Therapy
$200/session
LMHC
7 years of experience
Virtual
With a Masters in Psychology from the Florida International University, I am currently licensed as a Mental Health Counselor and practicing in the State of Florida, where I hold both in-person and virtual sessions. My clients have a wide range of needs, so I tailor my sessions to them. As a result, they benefit from different treatment methods depending on the situation, such as CBT (cognitive behavioral therapy), which addresses negative thinking, or mindfulness, which focuses on the present moment. I also have a number of tools that can facilitate deeper learning and change within your sessions. With several years of experience treating a wide range of mental health issues, I'm sure we can establish a good therapeutic relationship. In addition, I have extensive experience working with clients who have experienced complex trauma, such as domestic violence, sexual abuse, incest, or who have suffered from serious illness. I also have experience with anxiety disorders, marital issues, acculturation, and adjustment disorders.

Alejandro Goicoechea

(he/him)

Alejandro Goicoechea, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
Dedicated and compassionate counselor ready to help get you back on track and in control of your life. Expertise in working with individuals suffering from post traumatic stress disorder (PTSD), domestic and sexual abuse, stress related disorders, anxiety disorders, major depression, grief counseling, and with those in acute crisis who may attempt suicide. Specialized knowledge and understanding of crisis thinking. Strong communicator with keen perceptivity that allows me to develop possible solutions and suggestions to help clients gain practical insight into their situations. A passion for helping others return to their personal centers, to regain emotional balance, and to reach a state of calmness where communication can take place and healing may begin.

Stephen Mosblech

Stephen Mosblech, LMFT - Florida Therapist at Grow Therapy
$200/session
LMFT
5 years of experience
Virtual
My name is Stephen and I’m a Licensed Marriage and Family Therapist serving clients remotely in California and Florida. As a therapist I’m passionate about awe and the belief that to be fundamentally heard transforms our suffering at its core. I will provide you with a place to say and explore what you can't anywhere else in your life. In our work all of you is welcome: your heartbreak, depressions, dreams and rage, your jealousies, anxiety, all of your crises and shattered parts, the tangles and glories of your sexuality and your relationship with power, money and the intangible. I do this work because life is happening now, and not one second of it can be gotten back. My approach is person-centered, it honors your uniqueness. I blend insights from psychoanalysis with expertise gained over two-decades of deep commitment to meditation. I completed my MA Clinical Psychology at California Institute of Integral Studies in San Francisco. I also hold a BA in film and contemporary philosophy from Brown University. 
I have worked in community, school based, private practice and recovery settings. I continue to

Hontah Epps

Hontah Epps, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
26 years of experience
Virtual
2024 is my 25th year as a social worker, clinical therapist, educator, supervisor, and leader committed to support vulnerable populations. My Social Work career was initiated by my passion to support those within vulnerable populations, specifically within the child welfare system. I began my career as a Social Worker working within the Child Welfare system in New York City. In 2003, I relocated to Charlotte, NC and continued my work within Child Welfare as a Child Protective Services Social Worker. In 2008, I obtained my clinical licensure which initiated my move from providing direct clinical services to children, young adults and families.

Ginny Rexroat

(she/her)

Ginny Rexroat, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
6 years of experience
Virtual
Hello and Welcome! First, I want to thank you. It took a lot for you to seek a therapist in the first place. Just admitting to yourself that you're not feeling your best is difficult, but congratulations, you've made it past your first step! Asking for help can be hard for some people, so thank you for seeing something in me that makes you more comfortable taking your next step. Whatever brought you here, I want you to know that you are not alone and I will walk with you on this journey. I am a Licensed Clinical Social Worker (LCSW). I grew up in a family of social workers which led me to the field. I grew up going to the nursing home my mom worked in as a geriatric social worker. Two of my mothers sisters were social workers and my great aunt was a therapist for delinquent teens. I have always had the instinct to help others and as I grew up I found that many people felt comfortable sharing things with me that they usually would say they never talked about. My amazement at the amount of traumatized people there were in my life turned into a fascination with the workings of the mind and body. My need to help others turned into a BSW, then an MSW, to an LCSW. Years went into study and licensing but still the subject does not bore me. I am excited to share what I have experienced and what I have learned while adapting the concepts to help others in the specific ways they need. We are all continuously learning and growing. I am excited to learn and grow with you as we discover how we will work best in the therapeutic environment together.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.