Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1296 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 7/2/2025

Josh Neri

Josh Neri, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
I’m a Licensed Mental Health Counselor with over a decade of experience working with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD and substance use issues. I use Cognitive Behavioral Therapy alongside a Person-Centered perspective. Additionally I am a Master's Certified Addictions Professional. I am based in Miami, FL & open to serving anyone throughout Florida via Telehealth.

Rehema Alceus

(she/her)

Rehema Alceus, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
15 years of experience
Virtual
I provide a supportive, caring place for individuals and families to make positive changes in their relationships, personal health, life transitions, and with past trauma. Whether you are struggling with transitions in life, marital issues, depression, anxiety, stress, grief, or difficulty with parenting; I offer strategies for real change. Clients have described me as knowledgeable, genuine, trustworthy, and someone who models living with integrity. Rehema Alceus (she/her) is a Florida-based African-American Licensed Social Worker. She is a Florida-native and graduate of Barry University. Rehema specializes in geriatric, mood disorders and personality disorders. She takes pride in equitable care through case management services for at-risk and underserved populations.

Marissa Gilbert

Marissa Gilbert, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
My name is Marissa Gilbert, and I have been practicing therapy for over ten years. I’m excited to work with you and support you on your journey of personal growth and healing. My goal is to create a safe and welcoming space where you can freely express yourself without fear of judgment. I tailor my approach to therapy based on each client’s unique needs and where they are in their journey. My role is to listen, understand your concerns, and help you gain insights to navigate life’s challenges. Whether you're seeking support for depression, anxiety, family issues, or self-esteem, I am here to help you grow and empower you along the way. I strive to be down-to-earth and authentic so clients feel comfortable and connected during sessions. When a client leaves saying their session felt easy or enjoyable, I know we’re making progress in the right direction.

Ruchi Malhotra

(she/her)

Ruchi Malhotra, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
25 years of experience
Virtual
Are you struggling with issues related to stress, anxiety, grief, depression or major life changes? Life can be overwhelming, and sometimes even exhausting; I can guide you through challenges you may face. My goal is to help you understand yourself on a deeper level and provide you with the skills and tools to live a healthy and balanced life. I work with adults 21 and above for individual therapy who are facing life challenges such as Anxiety, Depression, Stress, Grief, ADHD, Relationship and Career Issues. I also specialize in working with Southeast Asian populations, Women Empowerment, Mental Health Wellness and Mindfulness. I am a Licensed Clinical Social Worker in Florida. I have more than 25 years of experience in providing diverse clients with a wide range of therapeutic services. I practice a person-centered, strength-based, and person-driven approach to my therapeutic services and I strongly believe that we all can “Achieve Wellness through Mindful Living." I am fluent in four languages, English, Hindi, Punjabi and Gujarati. I also have intensive experience in emotion management, Coaching, Compassion fatigue, Caregiver Issues and Stress, Life Purpose, Midlife Crisis, Multicultural Concerns, Self-Love and advocacy skills, Women's Issues, Workplace Issues, Communication Problems, and Forgiveness. Clinical approaches: Client-Centered and Strength-based Therapy, Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Mindfulness Therapy, Motivational Interviewing, Narrative Therapy, Solution-Focused Therapy, Trauma-Focused Therapy

Anne Morollo

(she/her)

Anne Morollo, LMHC - Florida Therapist at Grow Therapy
$160/session
LMHC
14 years of experience
Virtual
I am a psychotherapist with 14 years in private practice, seeing families, individuals and couples. I have dual master's degrees in both mental health counseling, and marriage and family therapy. Since 2010 I have been providing holistic care from both CBT (cognitive behavioral therapy) and Jungian traditions. Holistic health is an approach to wellness that simultaneously addresses the physical, mental, emotional, social, and spiritual components of health. The goals include integration, stability, hope and even joy. Holistic does not mean 'alternative', yet I am experienced in adjunct healing modalities like acupuncture, nutrition and yoga. I like to collaborate treatment in a team approach for my clients when able.

Liz Sullivan

(she/her)

Liz Sullivan, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
13 years of experience
Virtual
Hi, I'm glad you’re here. I’m Liz Sullivan, a Licensed Professional Counselor specializing in helping busy achievers relieve stress, anxiety, and find the joy in life again. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but somehow feel lonely, frustrated and lost. Everything is on their to-do list (except themselves), and most days they feel stressed and overwhelmed. It's possible to let go of your stressors, feel relaxed, enjoy your relationships and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.

Debra Dragomir

Debra Dragomir, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I am deeply committed to supporting individuals across all stages of life as they navigate complex emotional and mental health challenges. My experience working with diverse age groups has given me a profound appreciation for the resilience of the human spirit, whether guiding young clients through developmental struggles, assisting adults in overcoming life transitions, or helping seniors find meaning and peace. I integrate evidence-based therapeutic approaches with compassionate, person-centered care, fostering a safe space for healing and growth.

Sondos Jaber

(she/her)

Sondos Jaber, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Florida with experience in various mental health settings including emergency departments, private practice, and psychiatric facilities. I am EMDR certified with major focus in trauma, suicidal ideations, depression, self-esteem, and anxiety. My goal is to be a compassionate, authentic, respectful guide and to provide you with a safe and judgment free environment.

Wanda Barnes

(she/her)

Wanda Barnes, LMHC - Florida Therapist at Grow Therapy
$85/session
LMHC
20 years of experience
Virtual
My name is Wanda Barnes, I am a licensed mental health therapist LMHC in Florida and a licensed professional counselor (LPC), in the State of Maine. I started working in substance abuse at 17 years old driving the bus that took clients to AA/NA. Many years later I am still passionate about working with those who struggle with addiction of any kind or those who love them. I also worked 9 years with children and families in schools and foster care. Later I opened and operated a mental health clinic in Florida.

Faryal Choudry

Faryal Choudry, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
1 year of experience
Virtual
I’m a Licensed Social Work Counselor. I graduated from Columbia University. I also have training in Applied Behavioral Analysis. I work with individuals navigating anxiety, trauma, disordered eating, depression, and substance use. My approach is compassionate, collaborative, and holistic. I utilize evidence-based practices, including CBT, DBT, mindfulness, psychodynamic, somatic, Adlerian, and Gestalt therapies, to support healing, self-awareness, and growth—mind, body, and spirit.

Candice Lubin

(she/her)

Candice Lubin, LCSW - Florida Therapist at Grow Therapy
$105/session
LCSW
8 years of experience
Virtual
I am committed to providing personalized and empathetic mental health care. I have extensive experience in both outpatient and inpatient treatment settings, I've worked with individuals from diverse backgrounds, guiding them through a wide range of emotional and psychological challenges. I work from a variety of evidence-based approaches, including Cognitive Behavioral Therapy (CBT), Solution-Focused Therapy, Strengths-Based Therapy, and Mindfulness techniques.

Mindy McCarty

(she/her)

Mindy McCarty, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
5 years of experience
Virtual
As an integrative therapist with over a decade of experience, I specialize in guiding clients toward holistic wellness and enhanced self-awareness. My approach combines evidence-based practices with a deep understanding of the mind-body connection, empowering you to take control of your life and unlock your full potential. Drawing from my unique journey as both a client and a professional, I offer a compassionate, trauma-informed perspective that helps you navigate challenges, overcome anxiety, and thrive during life transitions. Through personalized interventions like brain-based hypnotherapy and polyvagal techniques, I'll help you tap into your inner resilience, reshape thought patterns, and cultivate lasting positive change. Partner with me to embark on a transformative journey towards becoming the best version of yourself, grounded in wellness and equipped with powerful tools for lifelong growth.

Emmanuel Nzuzu

Emmanuel Nzuzu, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
20 years of experience
Virtual
Welcome! I'm {Emmanuel Nzuzu}. I want to thank you sincerely for reaching out to me. Congratulations for taking this crucial first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe, structured, and welcoming environment that allows clients to explore challenges and obstacles with concerns related to alcohol and drug addiction, stress, anxiety, depression, and/or self-care. I focus on helping clients to regain control by taking back their power from alcohol and drugs. I facilitate client transformation by assisting them to learn how to be guided by a vision of the future and not memories of the past. My clients often find it beneficial to develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.

Adam Hutton

Adam Hutton, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
13 years of experience
Virtual
Hi there; I look forward to meeting you! I'm a Licensed Clinical Social Worker in the State of Florida. I have been practicing as a therapist for 13 years and would be honored to work with you to identify where you are stuck and find a path to help you feel better soon. My style is warm, genuine, non-assuming, and collaborative. I truly listen without judgement and provide concrete tools designed to help you thrive, not just survive.

Sam Moglen

(he/him)

Sam Moglen, LMFT - Florida Therapist at Grow Therapy
$200/session
LMFT
8 years of experience
Virtual
I am a licensed marriage and family therapist. My approach is warm and down-to-earth, and use perspectives and tools from many styles of therapy such as EMDR, somatic, and Brainspotting so that I can tailor a unique approach together with you. I strive to be clear, honest, and genuine to learn about your reality in a manner that feels comfortable for you.

Halima Jaffer

Halima Jaffer, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
10 years of experience
Virtual
Hi! I'm Halima Are you having difficulty concentrating, sleeping, feeling worried or constantly thinking? Feel that you should be in a better position in your life? Struggling to manage your health, work and relationships? I help high performers better manage anxiety and avoid getting depressed. Together, we can identify what's not working and get you back to balance. We will utilize a holistic approach, integrating mind, body and spirit to help you feel more assured and connected. Allow me to help you. I have over ten years of experience in providing therapy to women and children who have experienced Anxiety, Depression, Trauma and ADHD. You deserve a safe place to heal and grow. In our sessions, I will meet you with empathy and evidence-based techniques to enable you to get your life back on track. allow me to help you! If you don't find a suitable available appointment time contact me at 407-706-5846.

Nelsy Villalobos

(she/her)

Nelsy Villalobos, LCSW - Florida Therapist at Grow Therapy
$185/session
LCSW
25 years of experience
Virtual
As a Licensed Clinical Social Worker with over 20 years of experience, I am deeply committed to helping individuals navigate emotional challenges and create meaningful, lasting change. My work is grounded in a compassionate, client-centered approach that honors each person’s unique story and resilience. I specialize in treating anxiety, depression, trauma, and self-esteem issues across the lifespan—from pre-teen (over age 11) to older adults. I primarily use Cognitive Behavioral Therapy (CBT) to help clients identify and shift unhelpful thought patterns that impact their mood, behavior, and relationships. To support holistic healing, I integrate mindfulness-based strategies that enhance emotional awareness and regulation, along with trauma-focused care that prioritizes safety, trust, and empowerment.

Jed Shlackman, M.S. Ed.

(he/him)

Jed Shlackman, M.S. Ed., LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
26 years of experience
Virtual
Jed Shlackman, M.S. Ed., LMHC provides a variety of individual, family, and group counseling and healing services. Jed combines traditional humanistic and cognitive oriented psychotherapy approaches with holistic guidance and advanced mind-body and energetic healing methods (such as hypnotherapy, meditation, Reiki, mindfulness, energy psychology, emotional release, trauma healing, sound healing) that can foster deep healing and more rapid transformation - physically, emotionally, mentally, and spiritually. Jed has worked as a counselor for over 25 years and has trained in a wide spectrum of counseling and healing methods. Jed provides a client-centered approach that seeks to identify which resources will best support the client and promote well-being and solutions that truly enhance life and build resilience. Jed is a native of South Florida and studied psychology and counseling at the University of Miami. While beginning his career providing counseling for children and adolescents and their families Jed went through a process of spiritual exploration and self-discovery that led to subsequent training in hypnotherapy, Reiki and energy healing, energy psychology, meditation, sound healing, trauma healing, and other complementary and alternative healing methods. Jed is also an author, with books available on Amazon, and is an amateur musician performing as "Jedi Shaman." Jed provides counseling and healing services with a holistic orientation, which refers to addressing the "whole" person and the systems and environments the person is a part of. This approach incorporates cognitive, humanistic, family systems, and psychodynamic therapies as well as transpersonal psychological therapies, hypnosis, energy psychology, expressive therapies, mind-body healing modalities, and vibrational/energetic healing approaches, as well as somatic therapies and addressing biological systems with herbs, essential oils, diet, and nutritional interventions. As a multi-talented, compassionate counselor with extensive knowledge and diverse experience Jed provide comprehensive healing services and collaboration with clients.

Ginette Moise

(she/her)

Ginette Moise, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
My name is Ginette Moise, and I am a Licensed Mental Health Counselor serving residents across Florida. I am passionate about the work I do and deeply value the therapeutic process. I take pride in helping clients navigate their challenges, fostering growth and healing along the way. In my practice, I strive to create a space that is open-minded, empowering, and supportive. I believe in walking alongside my clients as they work through life's difficulties, offering guidance grounded in empathy and evidence-based approaches.

Lilian Morales-Verdecia

(she/her)

Lilian Morales-Verdecia, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
6 years of experience
Virtual
Greetings, I'm a Licensed Mental Health Counselor (LMHC) based in Florida. I received my Master from Carlos Albizu University in Puerto Rico and I have been practicing for 6 years. I help people between the ages 18 and 90 year old struggling with daily life stressors and difficulties to better manage mental health issues. I work with them in a process of guidance and accompaniment to become their best version of themselves.

Jill Rosen

Jill Rosen, LCSW - Florida Therapist at Grow Therapy
$110/session
LCSW
30 years of experience
Virtual
I have been the field for 30 years and have worked in many different areas. From, inpatient psychiatric settings, to addiction center rand private practice and family based programs. I am skilled at assisting individuals reach their true potential. Sometimes we feel blocked and need to process our thoughts and dreams in a safe setting. There are many obstacles that can get in the way and together we can discover what they are.

Mary Ann Hensley

Mary Ann Hensley, LMHC - Florida Therapist at Grow Therapy
$75/session
LMHC
25 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) in the state of Georgia, a Licensed Mental Health Counselor (LMHC) in the state of Florida, and a Registered Play Therapist (RPT). I hold an Ed.D. in Counseling Psychology. I retired from school counseling and became a full-time mental health therapist approximately 8 years ago. I have worked with clients from varied parts of the world, ages 3-70 years old, and with diverse issues/challenges (e.g., LBGTQIA+, anxiety, depression, PTSD, parenting, ADHD, etc.). My 25 years of experience has given me insight into a wide range of solutions, a "problem-to-be-solved" attitude, and a compassionate ear.

Tamara Bass

(she/her)

Tamara Bass, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
12 years of experience
Virtual
Welcome! I am a licensed Mental Health Counselor in Florida and have been working in the mental health field throughout the majority of my adult life. If you're here, then you've taken the first step of considering counseling. You deserve to have the bravery of that first step recognized - because it is indeed BRAVE. Starting counseling can feel scary and overcoming that can be a challenge. So congratulations! Now let's get started.

Adejare McMillan

(he/him)

Adejare McMillan, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
Combining Transformative Justice Practices with Clinical Mental Health Counseling Techniques, Adejare (Ah-Day-Jah-Ray) McMillan, is professionally known as The Transformative Justice Therapist. This South Florida-based speaker, poet, and activist holds a Bachelor’s degree in Criminal Justice, Master’s degree in Mental Health Counseling, and is State Licensed as a Mental Health Counselor (LMHC). Additionally, he is currently writing his dissertation towards the completion of a Ph.D. in Couples and Family Therapy at Nova Southeastern University. For the last decade, he has worked with people of all races, lifestyles, and ages — as young as 13 and upwards of 70 years old. Having been a member of several organizations dedicated to human rights and social justice, Adejare finds time to remain engaged in community activism, advocacy, and organizing — at times, specifically as a Transformative Justice Circle Keeper and Trainer.

Velma Stevens

(she/her)

Velma Stevens, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
28 years of experience
Virtual
Hi, My name is Velma Penermon Stevens, therapist with Soulistic Counseling and Therapeutic Services, LLC.. I am a licensed therapist (LCSW-QS) in the state of Florida. I attended Florida A&M University for undergraduate school then I went on to obtain my MSW degree from Florida State University. I have over 25 years working in the not for profit sector and 10 years in pastoral care. It is these work experiences where I gained my passion to help others, leading me to open my own private practice agency.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.