Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1285 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 7/8/2025

Jon Jasper

(he/him)

Jon Jasper, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
I'm Jon Jasper, a therapist with over a decade of experience helping individuals navigate eating disorders, substance use, and trauma. I take a personalized, compassionate approach to care—drawing from narrative therapy, accelerated resolution therapy (ART), trauma-informed practices, CBT, and group therapy. My goal is to create a safe, supportive space where clients feel empowered to heal, grow, and reconnect with their strengths.

Gloria Wolpin

(she/her)

Gloria Wolpin, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
18 years of experience
Virtual
I started a life-long career in the psychology field in Colombia as a clinical psychologist. My passion for the field and helping clients live better lives led me to pursue further accreditation as a Licensed Mental Health Counselor, transplanted in Miami, Florida. I am an eclectic therapist committed to helping my clients improve their lives. Yo empece mi carrera de salud mental como psicologa clinica en Colombia. Esta es mi pasion ayudar a los clientes a mejorar sus vidas y descubrir sus potencialidades. Esto me llevo a buscar una acreditacion como licenciada en consejeria mental despues de transladarme a Miami, Florida. Soy una terapista eclectica dedicada a ayudar a mis clientes a mejorar sus vidas.

Bertha Byrotte

(she/her)

Bertha Byrotte, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
My name is Berthovena (Bertha for short) and I am a Licensed Clinical Social Worker (LCSW) based in South Florida. I originally received my Masters in Social Work from Hunter College and have been professionally working in the field for over 23 years now. Since I was a child I loved serving others, and this passion is a large part of what has maintained my deep drive and love for Social Work not only as a career, but as a way of life.

Josh Neri

Josh Neri, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
I’m a Licensed Mental Health Counselor with over a decade of experience working with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD and substance use issues. I use Cognitive Behavioral Therapy alongside a Person-Centered perspective. Additionally I am a Master's Certified Addictions Professional. I am based in Miami, FL & open to serving anyone throughout Florida via Telehealth.

Lucas Stinnett

Lucas Stinnett, LPCC - Florida Therapist at Grow Therapy
$100/session
LPCC
6 years of experience
Virtual
Life isn’t always sunshine and rainbows; it can be filled with challenges, difficulties, and hardships. I believe that life is all about perspective and the way we react to problems. Our trials and tribulations are opportunities for us to grow into stronger and wiser individuals. When challenges arise, most people ask, "Why?" I encourage my clients to change their mentality by asking, "How?"—how can I use this to grow and learn, make myself smarter and wiser?" I am a firm believer in empowering clients with the tools and knowledge needed to live a more fulfilling and productive life. With 8 years of sobriety and personal experience battling my own challenges, I know how helpful therapy can be in helping a person rebuild their life and become the person they want to be.

Sandy Schwartz

(she/her)

Sandy Schwartz, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$120/session
LMHC
30 years of experience
Virtual
I am a Licensed Mental Health Counselor in Florida and a Licensed Professional Counselor in Tennessee. After completing my training at the University of Florida, I began practicing psychotherapy. My therapy approach includes strength-based counseling, insight-oriented therapy and cognitive behavioral therapy. I have a specialty in working with people with chronic illness, disability and anxiety disorders. In my free time, I enjoy time with friends, traveling, SCUBA diving and spending time with my dog, Cubby.

Madiane Perez

Madiane Perez, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
25 years of experience
Virtual
My name is Madiane Perez. I have been a Licensed Mental Health Counselor in Florida since 2011. I also hold a Behavior Analysis Certification (BCBA) since 2015. I have worked with different populations in Miami, Florida for the last 14 years. In addition, I have clinical experience in more than one country and a multicultural approach. My educational background is in Clinical Psychology. Although most of my clinical research and experience has been with children and adolescents, I have experience with young adults and adults in general. I have extensively studied and work with anxiety, depression, weight and self-image issues, acculturation and other sensitive areas for adults. Due to my cultural background and life experiences, I am open and sensitive to multiple cultural and educational backgrounds. I have been working with minorities and emigrants in multicultural cities. I am also comfortable treating severe behavioral difficulties for children and adolescents such as ADHD, ODD, ASD and others due to my vast experience in ABA. I am able to combine multiple therapeutic approaches to better address clients' difficulties and help them reach their true potential.

Shanelle Damaso

Shanelle Damaso, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
I’m a Licensed Clinical Social Worker with 7 years of experience supporting individuals and families through a range of life challenges. My work has focused on helping clients manage anxiety, depression, low self-esteem, school-related issues, and major life transitions. I am also certified to support those living with chronic pain. In my practice, I strive to create a warm, safe, and nonjudgmental space where clients feel heard, respected, and supported. I view therapy as a meaningful conversation—one where I walk alongside you as a compassionate listener and trusted guide. I’m deeply passionate about helping people unlock their potential and move toward a life that aligns with their values and goals. As the child of Jamaican immigrants, I bring a culturally informed lens to my work and value the richness that diversity and inclusion bring to the therapeutic process. My faith also grounds me and informs my commitment to providing ethical, compassionate care. I look forward to the opportunity to support your growth and help you build the life you envision.

Rachel Davis

(she/her)

Rachel Davis, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
Hi there! I'm Rachel, a Licensed Clinical Social Worker (LCSW), and I'm genuinely committed to your success. With over 15 years in the social work and human services field, and 3 years specifically in clinical therapy, I bring a wealth of experience to our sessions. My approach is all about you. I use a client-centered, strength-based method where we'll explore your unique skills and build a plan together to develop new tools. This personalized process helps you confidently work towards your goals. You'll find me to be an understanding and empathetic therapist, but also straightforward and honest when needed – I believe in clear communication. Beyond individual work, I also love supporting couples and families. I have extensive experience helping to improve family functioning, and I've received additional training in parent education and cooperative parenting to best serve those dynamics. I'm here to help you navigate challenges and build a more fulfilling life.

K Hunter Sahler

(he/him)

K Hunter Sahler, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
48 years of experience
Virtual
I am a Licensed Clinical Social Worker having been in practice for the past 33 years as a Clinical Social Worker working with individuals and couples. I work exclusively with clients in the State of Florida seeing adults ages eighteen and older. I perform telehealth sessions with individuals and couples. I assist patients helping them to find solutions to their problems while helping to relieve depression, anxiety, stress and relationship problems.

Algelis Gonzalez

(he/him)

Algelis Gonzalez, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
My name is Algelis Gonzalez, though I am commonly known as Al. My motivation to become a therapist stems from my personal journey. Growing up in a Latino culture, I developed a curiosity about people both within my community and beyond. This curiosity has driven me to understand the reasons behind our behaviors, both positive and negative. Throughout my career as a therapist, I continue to learn and grow, drawing from the vast knowledge available in the field. I am deeply committed to helping my clients embrace their true selves, regardless of their personality traits—whether they are humorous, quiet and shy, hesitant to trust, or feeling frustrated with the world. I believe that everyone is welcome in my practice. Recognizing that none of us are perfect and that we are all striving to make sense of life’s complexities, I focus on exploring my clients’ experiences with respect and understanding. My goal is to facilitate their growth in ways they may not have previously thought possible.

Nichole Jefferson

Nichole Jefferson, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
1 year of experience
Virtual
Greetings! I am a licensed mental health therapist with experience working with adults and adolescents with ADHD, mood disorders, bipolar, autism, antisocial disorder, borderline disorder, anxiety, depression and more. I am a National Certified Counselor that have spent more than 20 years passionately serving and motivating individuals of all ages and backgrounds. I have served in the prison population, in residential facilities, and hospital. In my spare time, I enjoy being in nature, and spending time with my family. I offer a safe space where you can be vulnerable regardless of where you are on your therapeutic journey. CBT, DBT, and motivational interviewing techniques are utilized to position my clients develop and maintain long-term coping skills. I specialize in teaching effective communication skills that will help you both personally and professionally. You are not alone, on this journey. We understand the challenges of managing your mental health and well-being and are here to help you create new paths. Are you ready to be victorious? Let's go on a therapeutic journey that can positively impact your life.

Magda McGuire

(she/her)

Magda McGuire, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
9 years of experience
Virtual
I'm Magda McGuire, a bilingual (English/Spanish) Licensed Mental Health Counselor. My commitment to my profession is evident through almost a decade-long career in counseling, where I have honed my expertise in affirming client centered therapy and cognitive-behavioral therapy. I have experience working in hospital settings as a liaison counselor assisting patients and their families to navigate end-of-life challenges, serious mental illnesses, adjustment issues and crisis situations. I also have experience working in jail settings with individuals from all walks of lives facing challenges such as adjustment issues, serious mental illness, anxiety, depression, guilt, shame, remorse, addictions, suicide attempts, crisis and many more challenges.

Nicole Morel

(she/her)

Nicole Morel, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hello, I am here to help you create a healthy internal environment to thrive in your external one. I obtained my MSW from Howard University in DC and received my clinical social work license in the state of Florida. I love traveling, reading history and sci-fi books, and building Lego sets. I work with clients dealing with trauma related to emotional abuse, neurodivergent struggles, self-esteem, relationships, and cultural identity.

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Lisa B. Meotti

Lisa B. Meotti, LCSW - Florida Therapist at Grow Therapy
$95/session
LCSW
17 years of experience
Virtual
I am a Licensed Clinical Therapist in Florida, Texas, and Utah with over 17+ years of professional work experience. I am also a Certified Clinical Trauma professional (CCTP) with experience in helping clients with PTSD, C-PTSD, coping with addictions, LGBTQ+ related issues, relationship issues, and family conflicts. I specialize in helping individuals navigate life's challenges, build emotional resilience, and create meaningful change. I believe that healing begins with genuine human connection. I show up in my therapeutic sessions not just as a clinician, but as a real person - someone who values honesty, warmth, and the courage it takes to face life's challenges. My work is grounded in authenticity because I know that people heal best when they are truly seen , heard, and accepted without judgment.

Nicole dempsey

Nicole dempsey, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
15 years of experience
Virtual
I graduated from the University of Texas at Austin in 2011 with my Masters in Social Work and have since worked in a variety of settings and with different populations. Have you ever wished, "I wish I was more like (fill the blank)", or thought, "I am not good enough." We are born with a certain temperament and into a certain situation but there are things we can control. My favorite part of my job is helping people see the best parts of themselves and using their strengths to achieve their goals.

Sonja Norman

(she/her)

Sonja Norman, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
37 years of experience
Virtual
Hello! Does it seem overwhelming to be searching for a therapist for yourself? I get it! My name is Sonja (rhymes with "lasagna"). I enjoyed working with children and their families for 15 years, and then I transitioned to the medical field, where I was blessed to continue my growth within a variety of settings. My husband and I have one spoiled dog, Bo, a boxer-hound mix, who brings lots of laughs to our home. My specialties include working with adults (age 18+). I can help people who are dealing with symptoms of anxiety and/or depression find ways to cope. Those who are struggling with adoption issues may need extra support and assistance as they sort through their feelings. Caregivers who are feeling overwhelmed with life can find a peaceful place to land during our sessions. I particularly enjoy providing Christian-based counseling, as that is an important part of who I am. I believe that laughing about life with my patients can help us explore together what may be on their hearts and minds. NOTE: I can offer in-person sessions on a very limited basis in an office in Orange Park, FL, but I am primarily utilizing the telehealth format. You must be in a setting that is private and has stable internet for our telehealth sessions.

Josh Allen

(he/him)

Josh Allen, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
HI! I’m Josh. Do you feel overwhelmed, anxious, or unsatisfied regularly? Do you feel that you may need more balance in your life? Do you struggle with self-care? I have experience with helping individuals who have suffered trauma, major life changes/challenges, conflict and other stressors that have negatively impacted their lives. I have a passion for helping others work through past pain so that they can improve their future. My goal for every individual I serve is to help them become their strongest version. I strive to create a safe and healthy space for everyone and meet everyone with compassion. I utilize several evidence-based therapy techniques and some humor now and then. Taking the step towards engaging in therapy can be extremely difficult and scary, but it is one of the best decisions you can make for yourself.

Faryal Choudry

Faryal Choudry, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
1 year of experience
Virtual
I’m a Licensed Social Work Counselor. I graduated from Columbia University. I also have training in Applied Behavioral Analysis. I work with individuals navigating anxiety, trauma, disordered eating, depression, and substance use. My approach is compassionate, collaborative, and holistic. I utilize evidence-based practices, including CBT, DBT, mindfulness, psychodynamic, somatic, Adlerian, and Gestalt therapies, to support healing, self-awareness, and growth—mind, body, and spirit.

Irene Cortes

(she/her)

Irene Cortes, LMHC - Florida Therapist at Grow Therapy
$160/session
LMHC
22 years of experience
Virtual
Hi! I am a Licensed Mental Health Counselor in Florida. I completed my post graduate education from Nova Southeastern University and have been practicing for over 21 years. I am passionate about personal growth and facing those challenges together creates a path for self discovery and change. My goal is to help you reconnect with yourself , your strengths, passions, and skills. Then we will use them as anchors that help you define your purpose and value. Together we work through this process to heal and to create change.

Hope Kleckley

(she/her)

Hope Kleckley, LMHC - Florida Therapist at Grow Therapy
$175/session
LMHC
15 years of experience
Virtual
My name is Hope Kleckley, and I am a licensed mental health counselor and a Certified School Counselor with extensive experience in the field. I have made it my mission to empower and support children, families, senior citizens, and individuals who struggle to advocate for themselves, ensuring that they receive the guidance and care they need. I earned my Bachelor's Degree in Sociology and Criminal Justice from Shaw University, where I developed a strong foundation in understanding societal structures and issues. My academic journey continued at Webster University, where I obtained my Master's degree in Clinical Mental Health Counseling, equipping me with advanced counseling techniques and knowledge. Throughout my career, I have specialized in a range of areas, including trauma-informed care, behavioral disorders, and ADD/ADHD. I also focus on social-emotional learning, recognizing its critical role in the development and well-being of individuals, particularly children. My therapeutic approaches include cognitive-behavioral therapy (CBT), which helps clients reframe negative thought patterns, as well as person-centered therapy that emphasizes the importance of the therapeutic relationship. I incorporate mindfulness techniques and play therapy to create an engaging and effective therapeutic environment. With a deep commitment to fostering resilience and personal growth, I strive to make a meaningful impact on the lives of those I work with, equipping them with the tools they need to thrive.

Brandee Jones

(she/her)

Brandee Jones, LMHC - Florida Therapist at Grow Therapy
$105/session
LMHC
8 years of experience
Virtual
Hey! I'm Brandee - I'm a licensed mental health counselor in Florida and I'm currently offering telehealth services throughout the state. I graduated from Nova Southeastern University in 2014 with a masters degree in Mental Health Counseling, and received my bachelor's degree in psychology in 2011 from the University of South Florida. Since then, I have worked in various in person and telehealth settings.

Halima Jaffer

Halima Jaffer, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
10 years of experience
Virtual
Hi! I'm Halima Are you having difficulty concentrating, sleeping, feeling worried or constantly thinking? Feel that you should be in a better position in your life? Struggling to manage your health, work and relationships? I help high performers better manage anxiety and avoid getting depressed. Together, we can identify what's not working and get you back to balance. We will utilize a holistic approach, integrating mind, body and spirit to help you feel more assured and connected. Allow me to help you. I have over ten years of experience in providing therapy to women and children who have experienced Anxiety, Depression, Trauma and ADHD. You deserve a safe place to heal and grow. In our sessions, I will meet you with empathy and evidence-based techniques to enable you to get your life back on track. allow me to help you! If you don't find a suitable available appointment time contact me at 407-706-5846.

Nelsy Villalobos

(she/her)

Nelsy Villalobos, LCSW - Florida Therapist at Grow Therapy
$185/session
LCSW
25 years of experience
Virtual
As a Licensed Clinical Social Worker with over 20 years of experience, I am deeply committed to helping individuals navigate emotional challenges and create meaningful, lasting change. My work is grounded in a compassionate, client-centered approach that honors each person’s unique story and resilience. I specialize in treating anxiety, depression, trauma, and self-esteem issues across the lifespan—from pre-teen (over age 11) to older adults. I primarily use Cognitive Behavioral Therapy (CBT) to help clients identify and shift unhelpful thought patterns that impact their mood, behavior, and relationships. To support holistic healing, I integrate mindfulness-based strategies that enhance emotional awareness and regulation, along with trauma-focused care that prioritizes safety, trust, and empowerment.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.