Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1409 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/17/2025

Elyce Garceau

(she/her)

Elyce Garceau, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
8 years of experience
Virtual
I’m an open-minded Licensed Mental Health Counselor (LMHC) originally from New York, now practicing in Florida. I hold a Specialist degree (Ed.S.) from Seton Hall University and bring over eight years of experience to the field of mental health. I specialize in working with young adults and adults who are navigating the lasting effects of trauma. My approach is warm, collaborative, and grounded in creating a safe, supportive space where you can heal, grow, and reconnect with your sense of self. Together, we’ll work to transform pain into resilience, helping you step into the strongest, most authentic version of yourself. Whether you're feeling stuck, overwhelmed, or simply ready to take the next step, I’m here to support you on your journey toward healing and empowerment.

Aracelis Mosquera

Aracelis Mosquera, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
15 years of experience
Virtual
I have over 16 years of clinical management, regulatory compliance, and consulting experience in behavioral healthcare systems-both public and private. When treating patients, I take on an eclectic approach and tailor sessions to each individual and situation. I firmly believe in engaging the patient, family, and/or organization in order to develop a therapeutic relationship that can be life long and rewarding in the recovery process. Helping patients find their path to a better life is my passion in a confidential setting.

Daniel Celmer

Daniel Celmer, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
I’m a human first and a therapist second. I believe in showing up authentically, because real connection is what helps people heal. I care deeply about creating space for people to feel safe, heard, and respected. I don’t pretend to have all the answers—but I know how to walk beside you as you find your own. Who I am is someone who believes in your ability to grow, even when things feel messy.

Evelynn Rivadeneira

Evelynn Rivadeneira, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
12 years of experience
Virtual
Hi! I'm a Licensed Marriage and Family Therapist. I received my Master's from Palm Beach Atlantic University in 2013. For the past 12 years I have been helping individuals and couples move towards wholeness, interpersonal competence, mental stability and spiritual maturity. I strongly believe in increasing awareness of Spirituality as a potential resource in the wellness of mental health and in the process of counseling.

Rachel Colavito

(she/her)

Rachel Colavito, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
14 years of experience
Virtual
Welcome! I'm Rachel. I want to first acknowledge that you've taken a courageous step in seeking therapy, and I’m so glad you're here. Starting this process can feel empowering, confusing, or even a little scary, and that’s completely okay. Together, we’ll dive into what’s challenging you right now—whether it’s anxiety, depression, postpartum concerns, grief, self-confidence struggles, or parenting hurdles. We’ll also explore where you want to be in the next month, six months, or year. In our sessions, we’ll break down your concerns and create strategies that work for you, focusing on practical actions you can take right away. I strive to provide a safe and compassionate space where you can feel heard and supported. My approach emphasizes developing assertive communication and boundaries, helping you build the life you truly deserve. I believe therapy is a collaborative process, and there’s always space for suggestions and accountability as we work together. When you’re ready, I’m here to help you move forward.

Katie Allen

(she/her)

Katie Allen, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
8 years of experience
Virtual
Hi, I'm Katie, a Licensed Clinical Social. Helping and supporting others has been a driving factor in my life; therefore, I began my career as a teacher. My education and experience in the classroom greatly influenced me; however, I saw how difficult it is to learn when one is struggling with many emotional and mental health needs. While in graduate school, I transitioned to working with families in more of a case management role. During that time, I started noticing how the adults I worked with were often struggling and had not received the help they needed. After completing graduate school, I began working in an inpatient hospital that treats mental health and chemical dependency. After several years working with patients individually and facilitating group therapy, I transitioned to managing an intensive outpatient mental health program for senior adults. In this role, I facilitated group therapy and met with patients individually at times. I greatly enjoyed getting to know my clients and cheering alongside them as they made progress. While I value group therapy, I recognize that it is not the right fit for everyone. Therefore, I have set up a private practice to meet the needs of individuals in ways I was unable to do in previous roles. I believe change is possible and that each person has strengths and life experiences that they can draw upon to help themselves move forward. My passion is helping clients utilize what they already have, learn additional tools for coping, and develop healthier ways of thinking.

Andrea Kupferman

(she/her)

Andrea Kupferman, LMHC - Florida Therapist at Grow Therapy
$175/session
Has intro video
LMHC
12 years of experience
Virtual
Are you a high-achieving woman who looks successful on the outside but feels stuck, overwhelmed, or unfulfilled inside? Do you find yourself procrastinating, doubting your abilities, or striving for perfection, only to fall short of your own expectations? If you’re tired of self-sabotaging patterns holding you back, you’re in the right place. I’m here to help you break free from these self-defeating patterns and together we’ll explore the underlying causes of your self-sabotage, uncover your inner strengths, and develop practical strategies to empower you to move forward with confidence and clarity. If you have a great career, stable housing, your bills are paid (on time), maybe even running a household with kids, and you look like, to others, you have it all together. Yet you find yourself stuck in the “perfectionism,” “people-pleasing,” or “procrastination” tendencies. You look around at all you “have” and feel like you “should” be happy. Yet, there is this persistent feeling of not feeling fulfilled. No matter what accomplishment you achieve, there is “always” another and even when you do reach that next bar, the “good feelings” are short-lived. If you’re tired of being stuck in these same old cycles, you’re in the right place.

William Sawyer

(he/him)

William Sawyer, LCSW - Florida Therapist at Grow Therapy
$140/session
LCSW
5 years of experience
Virtual
Welcome – I’m William Sawyer, MSW, LICSW, LCSW Online Therapy for Individuals and Couples in Minnesota & Florida I’m a therapist who help people and couples when life feels really hard. Most of the people I work with are men and women in relationships with each other. Many come to me when they’re feeling hurt, lost, or scared their relationship might fall apart. If you and your partner are fighting all the time, feeling distant, or just can’t seem to fix things, I want you to know you’re not alone-and things can get better. Even though I’m part of the LGBTQ+ community myself, I work with all kinds of people. I have a lot of experience helping men and women who are married or dating each other, as well as people from different backgrounds, including LGBTQ+ folks. My way of helping is gentle, caring, and never judgmental. When you’re stressed out, anxious, or overwhelmed, I help you slow down, breathe, and see what’s really going on. We’ll talk through your worries and pain, and I’ll give you tools you can use right away to feel calm and in control. My approach helps couples talk without yelling, listen without shutting down, and start feeling close again-even when things seem hopeless. I also help people who are dealing with anxiety, depression, ADHD, or feeling different from others. No matter what you’re facing, my goal is to help you feel safe, understood, and less alone. Together, we’ll find ways to ease your stress and bring back hope. If you feel like you’re at the end of your rope, or just want someone to talk to who gets it, I’m here for you. We’ll work together to heal old wounds and help you feel stronger-both as a person and as a couple. If you’re ready to feel better, let’s talk.

Nicholas Kolos

(he/him)

Nicholas Kolos, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hello my name is Nicholas Kolos. I am a licensed mental health counselor and a licensed marriage and family therapist. I love my profession and look forward to helping my clients achieve their individual goals. I get excited when I see clients with unrealized potential and then help them become the best version of themselves! I love to help those who are struggling in their personal or work relationships learn how to better communicate their needs and improve the quality of those relationships! I tailor my treatment plans to best help each individual case achieve success!

Eyleen Gonzalez

(she her)

Eyleen Gonzalez, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
15 years of experience
Virtual
Hello, and welcome! I am License Mental Health Counselor in Florida and I’m glad you’re here. With over 15 years of experience in neuropsychological testing, diagnosis, and therapy, I am deeply committed to helping individuals, couples, and families navigate life’s challenges. My goal is to support you in becoming the best version of yourself, fostering growth, resilience, and well-being. Together, we’ll work toward understanding and overcoming obstacles, creating a path toward healing and fulfillment. I look forward to being part of your journey!

Laiken Miller

(she/her)

Laiken Miller, LCSW - Florida Therapist at Grow Therapy
$85/session
LCSW
4 years of experience
Virtual
Hi! I’m so glad you’re here. I know first-hand the vulnerability it takes to seek support, and the courage it takes to make change. My name is Laiken and I’m a Licensed Clinical Social Worker (LCSW) deeply committed to supporting the neurodivergent community. Having navigated the complexities of neurodivergence myself, I bring a unique perspective that informs my practice and fuels my passion for helping others. I have received my Bachelors (BSW) and Masters of Science degree (MSSW) in Social Work from Troy University. I utilize a holistic approach in a therapeutic setting, blending various methods to nurture a well-rounded healing experience, and meet each client’s individual needs.

Lauren Buck

Lauren Buck, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
I’m a licensed mental health counselor that meets you where you are — literally and emotionally. Through secure telehealth sessions, I help adults work through anxiety, trauma, burnout, life transitions, and all the messy in-between moments. My approach is trauma-informed, culturally aware, and deeply human. No judgment. No pretense. Just real talk, real healing, and real tools you can use.

Kate Jaramillo

Kate Jaramillo, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
16 years of experience
Virtual
I am Licensed Marriage and Family Therapist (LMFT) with nearly 15 years of experience working with youth, adolescents, adults, and families to improve their mental health. I specialize in addressing issues related to trauma, anxiety, depression, stress, life transitions, relationship issues, parenting issues, and more. I earned my Master's degree Marriage and Family Therapy from St. Thomas University. I also completed a certification in loss and healing and a certification in trauma as well as two additional years of post-graduate study, passed the advanced national clinical board, and gained my professional license in the state of Florida afterward. I have chosen to continue my education by taking hundreds of hours of additional courses in the neurobiology of trauma, grief and loss, abuse recovery, child development, parenting, and communication. We all encounter obstacles in our lives. I am confident that I will be able to assist you on this journey providing you with enlightenment and new techniques that will enable you to be able to cope with whatever challenges or obstacles you may be facing in life. If you are wanting to embark on this new journey, schedule an appointment with me today!

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Luella LaRoche

(she/her)

Luella LaRoche, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hi! My name is Luella, I am a Licensed Mental Health Counselor based in Florida. I received my Masters degree at Barry University, specializing in Mental Health Counseling, Marriage, Couples and Family Counseling and Therapy. I specialize in helping individuals overcome challenges like depression, anxiety, ADHD, and life transitions. With a focus on women and men balancing personal and professional lives, I provide practical tools and emotional support to empower my clients to achieve a balanced and fulfilling life.

Christopher Patrick

(he/him)

Christopher Patrick, LMHC - Florida Therapist at Grow Therapy
$70/session
LMHC
1 year of experience
Virtual
Hello! I am a Licensed Mental Health Counselor. I received my Master’s at Lynn University. I am also trained in EMDR. I work with adult clients who may feel lost or struggle with spirituality, work, or life stress and assist them in learning more about themselves and develop/grow the desire and willingness to grow and become better versions of themselves.

Amy Valentino

(she/her)

Amy Valentino, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
11 years of experience
Virtual
Hi, I’m Amy, a Licensed Mental Health Counselor based in Florida. I love helping people feel more grounded, confident, and connected to themselves. I work with young adults, especially college students, navigating the often messy transition into adulthood, as well as adults of all ages dealing with anxiety, depression, life changes, and other concerns. I’m also a Certified Intuitive Eating Counselor and support clients in healing their relationship with food and body through a non-diet, compassionate approach. Before private practice, I was a School Counselor in the middle school setting, and I earned both my Bachelor's and Master's degrees from UCF. My style is warm, collaborative, and real. I’m here to help you feel understood, supported, and empowered in your growth.

Nicholas Hercules

Nicholas Hercules, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
14 years of experience
Virtual
I offer a solution-focused approach to therapy. I have 14 years of experience in the field of therapy. I have been happily married for 11 years, and am a proud father of 2 sons. Please feel free to reach out to me for help with any issues relating to Relationships, Trauma , Grief , Intimacy-related issues , Sleeping disorders , Parenting issues , Anger management , Self esteem , Career difficulties , Coping with life changes , Coaching , Compassion fatigue , ADHD , Attachment Issues , Blended Family Issues , and more.

Shirley Barthelemy

Shirley Barthelemy, LMHC - Florida Therapist at Grow Therapy
$117/session
LMHC
12 years of experience
Virtual
My passion is to work with women and their families to help them discover new possibilities and purpose throw empowerment and self-discovery, despite what they may have experienced emotionally, mentally and physically. My goal to create an environment where they feel safe and accepted. My goal is to help women and their families learn how to navigate through life transitions and cope with change in a healthy way.

Shanelle Damaso

Shanelle Damaso, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
I’m a Licensed Clinical Social Worker with 7 years of experience supporting individuals and families through a range of life challenges. My work has focused on helping clients manage anxiety, depression, low self-esteem, school-related issues, and major life transitions. I am also certified to support those living with chronic pain. In my practice, I strive to create a warm, safe, and nonjudgmental space where clients feel heard, respected, and supported. I view therapy as a meaningful conversation—one where I walk alongside you as a compassionate listener and trusted guide. I’m deeply passionate about helping people unlock their potential and move toward a life that aligns with their values and goals. As the child of Jamaican immigrants, I bring a culturally informed lens to my work and value the richness that diversity and inclusion bring to the therapeutic process. My faith also grounds me and informs my commitment to providing ethical, compassionate care. I look forward to the opportunity to support your growth and help you build the life you envision.

Jonell Pearce

(she/her)

Jonell Pearce, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
I enjoy working with adolescents and adults who are experiencing concerns with, but not limited to: anxiety, depression, critical self-talk, interpersonal relationships, emotional dysregulation, and parent/child conflict and connection. I have worked in various clinical settings providing crisis stabilization and therapy services to individuals of all ages. I utilize a holistic and personalized approach, specializing in trauma, interpersonal relationships, loss and grief, parent/child relationships, adolescent challenges, and parent support. I employ a straightforward and empathetic approach while utilizing strength-based and person-centered perspectives to help those I work with obtain their treatment goals and realize their greatest potential.

Emily Pudlinski

(she/her)

Emily Pudlinski, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
Finding the right therapist can be like finding your coziest sweater. I work closely with clients to establish a comfortable rapport before helping them work through difficult adjustments in life. I'm a Licensed Mental Health Counselor with a Master's degree from the University of North Florida. I have been practicing for nine years, specializing in helping adults navigate transitions and overcome burnout to achieve their best selves. I look forward to meeting and working with you!

Natalie Abramova

Natalie Abramova, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
7 years of experience
Virtual
I am a Licensed Mental Health Counselor with extensive experience working with individuals from diverse backgrounds and age groups, including children, adolescents, adults, and couples. I offer personalized treatment approaches tailored to each person’s unique needs, addressing challenges such as anxiety, depression, substance abuse, trauma, and various mental health disorders. A significant focus of my work is empowering women to reconnect with their inner strength, build self-confidence, and navigate life’s challenges with resilience and hope. I believe that healing begins with a compassionate, collaborative relationship where you feel safe, heard, and supported. My goal is to create a warm and trusting therapeutic space where we can work together to explore your experiences, identify your goals, and develop practical tools to promote growth and well-being. Whether you are seeking to overcome difficult emotions, improve relationships, or find clarity and purpose, I am here to walk alongside you on your journey toward healing and empowerment.

Edmundo Carrión

(he/him)

Edmundo Carrión, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
8 years of experience
Virtual
Hello, I'm Edmundo Carrion, and I bring extensive experience working in crisis/detox, residential, outpatient, and rehabilitation settings, helping clients reintegrate into society with resilience and confidence. Through these experiences, I’ve seen firsthand the strength and perseverance of the human spirit. My goal is to empower you to navigate life transitions, manage stress, and overcome moments of self-doubt by building on your strengths. Together, we can pave the way for a more fulfilling and balanced life.

Rian Merrick

(he/him)

Rian Merrick, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
14 years of experience
Virtual
Congratulations on taking one of the most difficult steps in your journey: reaching out for help! My name is Rian, and I am a licensed mental health counselor and certified group facilitation specialist with over fourteen years of experience in working with LGBTQ+ adults, youth and parents, mood disorders, anxiety, depression, autism spectrum disorder, eating disorders, relationship dynamics, marriage and family, and ethical non-monogamy, with a specialization in group facilitation and a Caribbean background.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Self Esteem?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Self Esteem, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.