Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1349 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/1/2025

Liz Sullivan

(she/her)

Liz Sullivan, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
13 years of experience
Virtual
Hi, I'm glad you’re here. I’m Liz Sullivan, a Licensed Professional Counselor specializing in helping busy achievers relieve stress, anxiety, and find the joy in life again. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but somehow feel lonely, frustrated and lost. Everything is on their to-do list (except themselves), and most days they feel stressed and overwhelmed. It's possible to let go of your stressors, feel relaxed, enjoy your relationships and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.

Faryal Choudry

Faryal Choudry, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
1 year of experience
Virtual
I’m a Licensed Social Work Counselor. I graduated from Columbia University. I also have training in Applied Behavioral Analysis. I work with individuals navigating anxiety, trauma, disordered eating, depression, and substance use. My approach is compassionate, collaborative, and holistic. I utilize evidence-based practices, including CBT, DBT, mindfulness, psychodynamic, somatic, Adlerian, and Gestalt therapies, to support healing, self-awareness, and growth—mind, body, and spirit.

Andrew Penn

(he/him)

Andrew Penn, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
8 years of experience
Virtual
Welcome! I am a Licensed Mental Health Counselor (LMHC) in Florida, and I have been practicing for 8 years. I am also licensed in Vermont as a telehealth provider. I received my Master's degree from Capella University, and am passionate about helping adults with a wide range of issues to become the best version of themselves. My goal is to provide a safe and supportive environment for clients to explore their thoughts and feelings, and to work healing and growth.

Charles Blickle

(he/him)

Charles Blickle, LMHC - Florida Therapist at Grow Therapy
$122/session
LMHC
5 years of experience
Virtual
I am a Christian therapist who feels that every adult person's spiritual beliefs are a strong factor for emotional healing. I am convinced that a life of hope, faith, and peace of mind awaits you. I want to help guide you to develop a clean pattern of life, a clean conscience, and self-confidence, which will remove the shadow of fear and guilt that seems to be hanging over you. Let me help you and together we will work on your development of the skills, for the successful and rewarding life that you have always desired. I received my MA in Mental Health Counseling from the University of South Florida. I have five years' experience. I did counseling at a housing center, with individuals experiencing interpersonal conflicts with members of their family. I also did counseling with the adult through Geriatrics population at a Community Mental Health Center.

Icaro Franco

Icaro Franco, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
6 years of experience
Virtual
Hello, my name is Icaro Franco. I'm a Licensed Clinical Social Worker based in Florida. I received my Masters in Social Work from Florida Atlantic University in 2021. I'm here to help adults ages 18 to 65 who are struggling with depression, anxiety, low self-esteem, body dysmorphia, and performance anxiety. I also help gay & bisexual men with challenges that are unique to them.

Jonell Pearce

(she/her)

Jonell Pearce, LCSW - Florida Therapist at Grow Therapy
$75/session
LCSW
4 years of experience
Virtual
I enjoy working with adolescents and adults who are experiencing concerns with, but not limited to: anxiety, depression, critical self-talk, interpersonal relationships, emotional dysregulation, and parent/child conflict and connection. I have worked in various clinical settings providing crisis stabilization and therapy services to individuals of all ages. I utilize a holistic and personalized approach, specializing in trauma, interpersonal relationships, loss and grief, parent/child relationships, adolescent challenges, and parent support. I employ a straightforward and empathetic approach while utilizing strength-based and person-centered perspectives to help those I work with obtain their treatment goals and realize their greatest potential.

Andrea Kupferman

(she/her)

Andrea Kupferman, LMHC - Florida Therapist at Grow Therapy
$175/session
LMHC
12 years of experience
Virtual
Are you a high-achieving woman who looks successful on the outside but feels stuck, overwhelmed, or unfulfilled inside? Do you find yourself procrastinating, doubting your abilities, or striving for perfection, only to fall short of your own expectations? If you’re tired of self-sabotaging patterns holding you back, you’re in the right place. I’m here to help you break free from these self-defeating patterns and together we’ll explore the underlying causes of your self-sabotage, uncover your inner strengths, and develop practical strategies to empower you to move forward with confidence and clarity. If you have a great career, stable housing, your bills are paid (on time), maybe even running a household with kids, and you look like, to others, you have it all together. Yet you find yourself stuck in the “perfectionism,” “people-pleasing,” or “procrastination” tendencies. You look around at all you “have” and feel like you “should” be happy. Yet, there is this persistent feeling of not feeling fulfilled. No matter what accomplishment you achieve, there is “always” another and even when you do reach that next bar, the “good feelings” are short-lived. If you’re tired of being stuck in these same old cycles, you’re in the right place.

Willette Lewis

(she/her)

Willette Lewis, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
7 years of experience
Virtual
I'm so glad you're here! I’m Ms. Lewis, a compassionate and dedicated therapist with a deep commitment to supporting individuals on their journey toward healing and growth. With a warm and nonjudgmental approach, I create a safe space where clients can explore their thoughts and emotions openly. I became a therapist because I genuinely love helping individuals become the best version of themselves, feel heard, and find significance in their lives. Being a therapist allows me to witness and support the incredible resilience of the human spirit. It is a privilege to guide clients toward clarity, healing, and a renewed sense of purpose.

Shaunique Brown

Shaunique Brown, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
7 years of experience
Virtual
Are you stressed and/or overwhelmed? Are you wanting to take the first step in getting your life back, but don’t know how? I am here to help you if you are ready to begin your journey of healing. I have experience working with clients with anxiety, racial trauma, relationship/family issues, low self-esteem, grief, identity issues, and more. If you are looking for a supportive and collaborative approach, then I encourage you to contact me. I want to help you become the best version of yourself, and give you relief. It takes a lot of strength and willpower to work towards a more fulfilling and happier life. If you are ready to take that step, I am here to support and empower you.

Edmundo Carrión

(he/him)

Edmundo Carrión, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
8 years of experience
Virtual
Hello, I'm Edmundo Carrion, and I bring extensive experience working in crisis/detox, residential, outpatient, and rehabilitation settings, helping clients reintegrate into society with resilience and confidence. Through these experiences, I’ve seen firsthand the strength and perseverance of the human spirit. My goal is to empower you to navigate life transitions, manage stress, and overcome moments of self-doubt by building on your strengths. Together, we can pave the way for a more fulfilling and balanced life.

Stacey Calabro

(she/her)

Stacey Calabro, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
Hello, I'm Stacey Calabro, LCSW, a licensed clinical social worker with over 30 years of experience helping adults navigate life's challenges. I earned my Master of Social Work at Boston University and my passion for supporting people on their journey to healing and personal growth has been at the heart of my practice ever since. I am a compassionate and client-centered therapist committed to creating a safe, affirming space for individuals to to explore their experiences and grow toward meaningful change.

Nelsy Villalobos

(she/her)

Nelsy Villalobos, LCSW - Florida Therapist at Grow Therapy
$185/session
LCSW
25 years of experience
Virtual
As a Licensed Clinical Social Worker with over 20 years of experience, I am deeply committed to helping individuals navigate emotional challenges and create meaningful, lasting change. My work is grounded in a compassionate, client-centered approach that honors each person’s unique story and resilience. I specialize in treating anxiety, depression, trauma, and self-esteem issues across the lifespan—from pre-teen (over age 11) to older adults. I primarily use Cognitive Behavioral Therapy (CBT) to help clients identify and shift unhelpful thought patterns that impact their mood, behavior, and relationships. To support holistic healing, I integrate mindfulness-based strategies that enhance emotional awareness and regulation, along with trauma-focused care that prioritizes safety, trust, and empowerment.

Nicholas Kolos

(he/him)

Nicholas Kolos, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hello my name is Nicholas Kolos. I am a licensed mental health counselor and a licensed marriage and family therapist. I love my profession and look forward to helping my clients achieve their individual goals. I get excited when I see clients with unrealized potential and then help them become the best version of themselves! I love to help those who are struggling in their personal or work relationships learn how to better communicate their needs and improve the quality of those relationships! I tailor my treatment plans to best help each individual case achieve success!

Christina Octa

(she/her)

Christina Octa, LMHC - Florida Therapist at Grow Therapy
$110/session
LMHC
4 years of experience
Virtual
Hi, I’m Christina. I am a Licensed Mental Health Counselor based in South Florida. I currently service Florida and Colorado via telehealth! I believe therapy should be a place where you feel safe to take up all space you need especially in a world that often tells us to shrink or quiet ourselves. I’ve worked with people from many different backgrounds, supporting them through life’s challenges like academic/professional changes, chronic illness, trauma, and anxiety. My goal is to create an this space with you where you can explore what’s on your mind and move forward without pressure or judgment.

Christine Altidor

(she/her)

Christine Altidor, LMFT - Florida Therapist at Grow Therapy
$125/session
LMFT
6 years of experience
Virtual
Hi there! Are you feeling like life is just… a lot right now? Maybe anxiety has you overthinking everything (including whether this profile is “the one”), or depression is making it hard to get out of bed, let alone enjoy the things you once loved. Perhaps you’re stuck in a cycle of low self-esteem, doubting your worth, or wrestling with relationships that feel more complicated than they should. Whatever brought you here, I want you to know: you don’t have to figure it out alone. As your therapist, I’ll provide a space where you can exhale, unpack what’s weighing you down, and work toward clarity and growth—without judgment, but with a good dose of honesty and even some laughter along the way. My approach is practical and down-to-earth, combining proven therapeutic strategies with a warm, human touch. Life doesn’t come with a guidebook, but together, we can tackle the tough stuff and start building the kind of life you actually want. Therapy isn’t about “fixing” you because you’re not broken. It’s about empowering you to navigate life’s challenges with confidence, healthier perspectives, and tools that work for you. So, what do you say? Let’s take this step together—your future self will thank you! Click that button to book a session, and let’s get started. You deserve this.

Kara Barrentine

(she/her)

Kara Barrentine, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
12 years of experience
Virtual
Are you feeling overwhelmed by daily obligations? Do you find yourself having difficulty focusing? Maybe you find yourself thinking you’re not good enough or feel like an imposter. I know exactly what you’re feeling: feeling things are out of your control, the tension in your body, the feeling you can’t possibly get everything done without disappointing others and you want relief now. Anxiety can be debilitating, and I don’t want you to have to suffer anymore. Those racing thoughts that feel uncontrollable do not have to be the main character in your life. I look forward to teaching you the strategies that will give you your life back. We’ll start by untangling your thoughts and feelings so you can gain clarity. By practicing acceptance, you can focus on taking actionable steps that move you towards your goals that align with your values. You'll develop effective coping strategies and thus gain resilience so you are better able to manage your stress no matter what comes your way. Life brings many challenges so your feelings are valid. I will actively listen to your needs and create a safe and supportive environment for you to freely share your concerns. I am here to provide guidance, support, and understanding. I hope to meet with you so we can work together placing you on the path towards mental wellness.

Abby Miller

Abby Miller, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
10 years of experience
Virtual
I am a licensed clinical social worker practicing in Florida. I enjoy working with people dealing with life transitions and challenges including parenting (both of children and adult children), changing careers, working with challenging coworkers/friends/partners and anxiety and depression that can occur when facing challenges in everyday life. I enjoy teaching people skills to handle their daily life and future challenges and help the client tweak the skills so it works specifically for them.

Candance Wise Gilberstadt

(she/her)

Candance Wise Gilberstadt, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hi. My name is Candance, but you can call me Candy. Do you feel as though you are being weighed down by certain thoughts and emotions, like you are out of balance? Is it difficult for you to manage your day to day responsibilities due to these thoughts and emotions? Would you like help in understanding and managing these thoughts and emotions so you can experience balance in your life? I help individuals get to that place of healthy balance, with a goal of remaining there. Together, we can work to identify your strengths and challenges to find solutions for managing your most challenging thoughts and emotions. We will use a person centered and strength based approach, exploring past and present experiences as they relate to your current state of overall well-being. I also integrate mindfulness techniques to help you develop a stronger more balanced state of being. Whether you are dealing with circumstances, thoughts or feelings that are overwhelming, I want to help. Reaching out for help can feel uncomfortable or seem scary, but you are making the right choice. During our sessions together, I will meet you with genuine compassion using evidence-based techniques to help you achieve and remain in a healthy, more balanced state of being. Let’s do this.

Alejandro Goicoechea

(he/him)

Alejandro Goicoechea, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
Dedicated and compassionate counselor ready to help get you back on track and in control of your life. Expertise in working with individuals suffering from post traumatic stress disorder (PTSD), domestic and sexual abuse, stress related disorders, anxiety disorders, major depression, grief counseling, and with those in acute crisis who may attempt suicide. Specialized knowledge and understanding of crisis thinking. Strong communicator with keen perceptivity that allows me to develop possible solutions and suggestions to help clients gain practical insight into their situations. A passion for helping others return to their personal centers, to regain emotional balance, and to reach a state of calmness where communication can take place and healing may begin.

Paul Zukas

Paul Zukas, LCSW - Florida Therapist at Grow Therapy
$110/session
LCSW
8 years of experience
Virtual
I am a Licensed Clinical Social Worker with a background working with adults, adoptees, and trauma. My therapeutic approach revolves around building a relationship with my clients and establishing the core issue of what is a challenge for them by facilitating a place for them to be transparent with themselves, judgment-free. I have experience working with all walks of life and have held an assortment of different roles in the field working with social services, foster care, adoption, and healthcare. These experiences have made me well-rounded when it comes to addressing cultures and beliefs that differ from my own. The first step toward getting better is having the courage to ask for help. Let's meet for a session and get to know one another.

Carolina Russo

Carolina Russo, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
3 years of experience
Virtual
My name is Carolina and I am a licensed mental health counselor in FL. I have worked with individuals that experience a wide variety of challenges. I have experience working with both adolescents and adults, supporting them in developing strategies to manage their mental health and build healthier relationships. My approach is client-centered and empathetic, aimed at fostering a safe, supportive environment where we can build resilience and find greater fulfillment.

John Checkett

(he/him)

John Checkett, LCSW - Florida Therapist at Grow Therapy
$85/session
LCSW
10 years of experience
Virtual
John Checkett is the first man in history to earn a master's degree in Women's Studies in Florida. How many times has this happened to you: You've made an innocent remark, and the other person distorts it and blames you for the distortion, not for what you actually said. That's called the Strawman Argument and is a common problem of communication -- communication typically being the single biggest problem couples have. Communication is one of the social sciences, and one of John's specialties, along with Women's Studies, Pastoral Psychology and Clinical Social Work. He helps high-functioning men and women free themselves from low self-esteem and negative thinking. As a former officer in the Theosophical Society and a former professional psychic, he firmly believes in the value of Spirituality to Mental Health. He can also help with exercise and nutrition, to help create a holistically healthy situation for you. Whether you're dealing with anxiety or depression, relationship problems, or just feel overwhelmed, Prof Checkett is here to help -- even with time management! You might feel bit nervous about starting therapy, but he's extremely easy to talk to, knowledgeable in a wide variety of subjects, and very media-literate. Most people feel better after a session. In a short time we can get you unstuck and back to living a happy life again.

Tracy Thompson

Tracy Thompson, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
1 year of experience
Virtual
I am a licensed LMHC in the state of Florida working on my LPC in Missouri. I have been working for the past 8 yrs with adults who have co-occurring disorders in an inpatient substance abuse setting. I also have many years experience working with the chronically mentally ill adult population in a community setting. I am very familiar with psychosis, schizophrenia and individuals with personality disorders.

Morgan Burgess

(she/her)

Morgan Burgess, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
42 years of experience
Virtual
Hi, my name is Morgan. Do you ever feel that your life is nothing but a big puzzle and that some pieces are missing? You are not quite sure how to find those pieces. And if you do, you don't know where they fit. So you look for someone to help you find the pieces and hopefully, put them where they should go. It's not always an easy, but once completed, you feel whole. I was there once. At the age of 21, I decided to leave the U.S. and travel abroad by myself for 6 months. Then it was off to Central America. My eyes were wide open! I loved to experience different cultures. And my curiosity for differences never went away. A college mentor told me about the field of social work. So I got my MSW and thus began a new career. After years of working in the field and at various occupations, I decided to join DOD and become a Clinical Social Worker for the Navy. After 14 years of government work, I went into private practice. Now I'm here and I love it! It isn't everyone who can love what they do and do what they love. I'm waiting to hear from you; excited to hear your story and maybe share a little bit of mine so we can connect and build a rapport. You are the center of this journey and it is a humbling experience for me to be a part of it. I look forward to hearing from you.

Ashley Campo

(she/her)

Ashley Campo, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
6 years of experience
Virtual
As a Licensed Mental Health Counselor (LMHC) based in Florida, I bring five years of dedicated experience to the field, specializing in supporting individuals facing challenges related to eating disorders, trauma, mood disorders, and more. As a therapist, I am deeply committed to fostering a safe and empathetic space where clients feel heard, understood, and valued. My approach is rooted in kindness, compassion, and empathy, guiding clients through their healing journey with patience and understanding. I believe in the power of collaboration and tailor my therapeutic interventions to meet each individual's unique needs, empowering them to navigate life's difficulties and achieve personal growth and well-being.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Self Esteem?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Self Esteem, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.