Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 2244 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 7/2/2025

Josh Neri

Josh Neri, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
I’m a Licensed Mental Health Counselor with over a decade of experience working with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD and substance use issues. I use Cognitive Behavioral Therapy alongside a Person-Centered perspective. Additionally I am a Master's Certified Addictions Professional. I am based in Miami, FL & open to serving anyone throughout Florida via Telehealth.

Rehema Alceus

(she/her)

Rehema Alceus, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
15 years of experience
Virtual
I provide a supportive, caring place for individuals and families to make positive changes in their relationships, personal health, life transitions, and with past trauma. Whether you are struggling with transitions in life, marital issues, depression, anxiety, stress, grief, or difficulty with parenting; I offer strategies for real change. Clients have described me as knowledgeable, genuine, trustworthy, and someone who models living with integrity. Rehema Alceus (she/her) is a Florida-based African-American Licensed Social Worker. She is a Florida-native and graduate of Barry University. Rehema specializes in geriatric, mood disorders and personality disorders. She takes pride in equitable care through case management services for at-risk and underserved populations.

Marissa Gilbert

Marissa Gilbert, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
My name is Marissa Gilbert, and I have been practicing therapy for over ten years. I’m excited to work with you and support you on your journey of personal growth and healing. My goal is to create a safe and welcoming space where you can freely express yourself without fear of judgment. I tailor my approach to therapy based on each client’s unique needs and where they are in their journey. My role is to listen, understand your concerns, and help you gain insights to navigate life’s challenges. Whether you're seeking support for depression, anxiety, family issues, or self-esteem, I am here to help you grow and empower you along the way. I strive to be down-to-earth and authentic so clients feel comfortable and connected during sessions. When a client leaves saying their session felt easy or enjoyable, I know we’re making progress in the right direction.

Ruchi Malhotra

(she/her)

Ruchi Malhotra, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
25 years of experience
Virtual
Are you struggling with issues related to stress, anxiety, grief, depression or major life changes? Life can be overwhelming, and sometimes even exhausting; I can guide you through challenges you may face. My goal is to help you understand yourself on a deeper level and provide you with the skills and tools to live a healthy and balanced life. I work with adults 21 and above for individual therapy who are facing life challenges such as Anxiety, Depression, Stress, Grief, ADHD, Relationship and Career Issues. I also specialize in working with Southeast Asian populations, Women Empowerment, Mental Health Wellness and Mindfulness. I am a Licensed Clinical Social Worker in Florida. I have more than 25 years of experience in providing diverse clients with a wide range of therapeutic services. I practice a person-centered, strength-based, and person-driven approach to my therapeutic services and I strongly believe that we all can “Achieve Wellness through Mindful Living." I am fluent in four languages, English, Hindi, Punjabi and Gujarati. I also have intensive experience in emotion management, Coaching, Compassion fatigue, Caregiver Issues and Stress, Life Purpose, Midlife Crisis, Multicultural Concerns, Self-Love and advocacy skills, Women's Issues, Workplace Issues, Communication Problems, and Forgiveness. Clinical approaches: Client-Centered and Strength-based Therapy, Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Mindfulness Therapy, Motivational Interviewing, Narrative Therapy, Solution-Focused Therapy, Trauma-Focused Therapy

Anne Morollo

(she/her)

Anne Morollo, LMHC - Florida Therapist at Grow Therapy
$160/session
LMHC
14 years of experience
Virtual
I am a psychotherapist with 14 years in private practice, seeing families, individuals and couples. I have dual master's degrees in both mental health counseling, and marriage and family therapy. Since 2010 I have been providing holistic care from both CBT (cognitive behavioral therapy) and Jungian traditions. Holistic health is an approach to wellness that simultaneously addresses the physical, mental, emotional, social, and spiritual components of health. The goals include integration, stability, hope and even joy. Holistic does not mean 'alternative', yet I am experienced in adjunct healing modalities like acupuncture, nutrition and yoga. I like to collaborate treatment in a team approach for my clients when able.

Chris Merritt

Chris Merritt, LCSW - Florida Therapist at Grow Therapy
$130/session
LCSW
9 years of experience
Virtual
I’m a Licensed Clinical Social Worker with extensive experience helping individuals navigate the challenges of depression, anxiety, trauma, substance use, and major life transitions. My work is grounded in compassion, collaboration, and a deep respect for each person’s unique story. Whether you’re feeling stuck, overwhelmed, or uncertain about your next steps, therapy can be a place to make sense of where you are and begin creating meaningful change. While I work with a diverse range of clients, I often support professionals facing career-related stress, burnout, or difficult decisions, as well as individuals seeking clarity in the midst of complex relationships or life transitions.

Christopher Isbell

(he/him)

Christopher Isbell, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
3 years of experience
Virtual
I am a therapist dedicated to a deeply collaborative healing journey. My practice is built on creating a genuine connection where authenticity and curiosity are our guides. Together, we work to uncover insightful perspectives and practical strategies, empowering you to approach life's challenges and opportunities in ways that deeply resonate with your personal values and aspirations for a more fulfilling future.

Evelyn Torres

(she/her)

Evelyn Torres, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$85/session
LMHC
20 years of experience
Virtual
Hi! My name is Evelyn Torres I am Licensed Therapist, Biblical counselor and Mentor with 20+ years experience. My life's purpose is to empower others with the knowledge and skills necessary to live a healthy and abundant life. In doing so, I developed a yearning to seek understanding to life's most challenging issues. Do these sound familiar? I'm overwhelmed, can't focus, too anxious and depressed. I've lost motivation and always feel tired. I feel like I am losing control of things. I can't seem to communicate anymore with my spouse. I don't know what I want anymore. Why can't things be better? Allow me to help. I'm passionate about finding you answers to life's most difficult questions. I specialize in using CBT as a start, with it's ABC Model on "Cognitive Functioning." I have broken down the each part emphatically by adding the STOP and THINK TECHNIQUE to question your thoughts, disprove the lies that cause confusion, disqualify opinions and avoid assumptions, all seeded by your thoughts. While striving to find a solution, and in it's absence a path toward acceptance. The longest path in life is from Denial to Acceptance while Resistance being it's culprit. Once you have discovered this Formula all will make sense and confusion will no longer exist. Work Experience: Licensed Psychotherapist #MH20051 experienced with varied populations; children and families with specialty in parenting, adults, and couples. Education: Graduated with a Masters in Counseling from, Cornerstone University in Michigan. and B.A. in Psychology from Florida International University. Now a seasoned therapist with proven knowledge in social services, individual and family therapy, psychosocial rehab, partial hospitalization programs, assisted living, and varied settings. Also serve as a Biblical Counselor, have mentored and discipled many while advocating for children and families with special needs in varied cultural backgrounds.

Liz Sullivan

(she/her)

Liz Sullivan, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
13 years of experience
Virtual
Hi, I'm glad you’re here. I’m Liz Sullivan, a Licensed Professional Counselor specializing in helping busy achievers relieve stress, anxiety, and find the joy in life again. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but somehow feel lonely, frustrated and lost. Everything is on their to-do list (except themselves), and most days they feel stressed and overwhelmed. It's possible to let go of your stressors, feel relaxed, enjoy your relationships and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.

Christina Octa

(she/her)

Christina Octa, LMHC - Florida Therapist at Grow Therapy
$110/session
LMHC
4 years of experience
Virtual
Hi, I’m Christina. I am a Licensed Mental Health Counselor based in South Florida. I currently service Florida and Colorado via telehealth! I believe therapy should be a place where you feel safe to take up all space you need especially in a world that often tells us to shrink or quiet ourselves. I’ve worked with people from many different backgrounds, supporting them through life’s challenges like academic/professional changes, chronic illness, trauma, and anxiety. My goal is to create an this space with you where you can explore what’s on your mind and move forward without pressure or judgment.

Debra Dragomir

Debra Dragomir, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I am deeply committed to supporting individuals across all stages of life as they navigate complex emotional and mental health challenges. My experience working with diverse age groups has given me a profound appreciation for the resilience of the human spirit, whether guiding young clients through developmental struggles, assisting adults in overcoming life transitions, or helping seniors find meaning and peace. I integrate evidence-based therapeutic approaches with compassionate, person-centered care, fostering a safe space for healing and growth.

Edward Tejeiro

(he/him)

Edward Tejeiro, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
23 years of experience
Virtual
I have worked in the field of Mental Health for 20 years. I hold a Master’s Degree in Clinical Social Work from The University of Georgia Athens and a Bachelor of Arts Degree in Psychology from Boston College. I am currently a Licensed Clinical Social Worker, Certified Sex Therapist and Certified Addictions Professional. I have experience working in various Inpatient and Outpatient Programs for Mental Health, Substance Abuse and Process Addictions in a wide range of roles including Group Facilitator, Primary Therapist, Family Therapist and Clinical Director. I specializes in the treatment of Depression, Anxiety, Interpersonal Relationships, Co Dependency, Addictive Disorders, Sexual Concerns/ Sexual Impulsivity, Intimacy, Gender, Orientation and Men’s Issues (Anger and Irritability, Intimacy and Affection, Numbing or Pushing Away Emotions, Divorce/Separation, Self Esteem, Identifying and communicating emotions).

April Smith

April Smith, LMHC - Florida Therapist at Grow Therapy
$70/session
LMHC
13 years of experience
Virtual
I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively. I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively.

Andrea Kupferman

(she/her)

Andrea Kupferman, LMHC - Florida Therapist at Grow Therapy
$175/session
LMHC
12 years of experience
Virtual
Are you a high-achieving woman who looks successful on the outside but feels stuck, overwhelmed, or unfulfilled inside? Do you find yourself procrastinating, doubting your abilities, or striving for perfection, only to fall short of your own expectations? If you’re tired of self-sabotaging patterns holding you back, you’re in the right place. I’m here to help you break free from these self-defeating patterns and together we’ll explore the underlying causes of your self-sabotage, uncover your inner strengths, and develop practical strategies to empower you to move forward with confidence and clarity. If you have a great career, stable housing, your bills are paid (on time), maybe even running a household with kids, and you look like, to others, you have it all together. Yet you find yourself stuck in the “perfectionism,” “people-pleasing,” or “procrastination” tendencies. You look around at all you “have” and feel like you “should” be happy. Yet, there is this persistent feeling of not feeling fulfilled. No matter what accomplishment you achieve, there is “always” another and even when you do reach that next bar, the “good feelings” are short-lived. If you’re tired of being stuck in these same old cycles, you’re in the right place.

Colette Biondi

(she/her)

Colette Biondi, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
40 years of experience
Virtual
Hi! I'm a Licensed Mental Health Counselor (LMHC) located in Ocala, Florida. I recieved my Masters degree from the University at Bufallo in the Sate of New York. I've been practcing for 40 years and work with people of all ages who are struggling with anxiety and depression. I utilize cognitive behavior therapy, active listening and support to help clients gain coping skills and independence. Everyone deserves to become the best version of themselves, feel good and make healthy decisions.

Sondos Jaber

(she/her)

Sondos Jaber, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Florida with experience in various mental health settings including emergency departments, private practice, and psychiatric facilities. I am EMDR certified with major focus in trauma, suicidal ideations, depression, self-esteem, and anxiety. My goal is to be a compassionate, authentic, respectful guide and to provide you with a safe and judgment free environment.

Samantha Bonomo

(she/her)

Samantha Bonomo, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
I’m a Licensed Marriage and Family Therapist (LMFT) and Licensed Mental Health Counselor (LMHC) based in Miami, Florida, and I work with young adults trying to navigate relationship stress, anxiety, and life transitions. Whether you're feeling anxious, down, or just disconnected from yourself or others, I’m here to help you make sense of it all in a way that feels real and manageable. I offer virtual therapy across Florida, so you can show up from wherever you are—emotionally or literally. My vibe is warm, honest, and collaborative. We’ll dig into patterns, figure out what’s working (and what’s not), and build better ways to take care of yourself and your relationships.

Wanda Barnes

(she/her)

Wanda Barnes, LMHC - Florida Therapist at Grow Therapy
$85/session
LMHC
20 years of experience
Virtual
My name is Wanda Barnes, I am a licensed mental health therapist LMHC in Florida and a licensed professional counselor (LPC), in the State of Maine. I started working in substance abuse at 17 years old driving the bus that took clients to AA/NA. Many years later I am still passionate about working with those who struggle with addiction of any kind or those who love them. I also worked 9 years with children and families in schools and foster care. Later I opened and operated a mental health clinic in Florida.

Faryal Choudry

Faryal Choudry, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
1 year of experience
Virtual
I’m a Licensed Social Work Counselor. I graduated from Columbia University. I also have training in Applied Behavioral Analysis. I work with individuals navigating anxiety, trauma, disordered eating, depression, and substance use. My approach is compassionate, collaborative, and holistic. I utilize evidence-based practices, including CBT, DBT, mindfulness, psychodynamic, somatic, Adlerian, and Gestalt therapies, to support healing, self-awareness, and growth—mind, body, and spirit.

Christopher Patrick

(he/him)

Christopher Patrick, LMHC - Florida Therapist at Grow Therapy
$70/session
LMHC
1 year of experience
Virtual
Hello! I am a Licensed Mental Health Counselor. I received my Master’s at Lynn University. I am also trained in EMDR. I work with adult clients who may feel lost or struggle with spirituality, work, or life stress and assist them in learning more about themselves and develop/grow the desire and willingness to grow and become better versions of themselves.

Candice Lubin

(she/her)

Candice Lubin, LCSW - Florida Therapist at Grow Therapy
$105/session
LCSW
8 years of experience
Virtual
I am committed to providing personalized and empathetic mental health care. I have extensive experience in both outpatient and inpatient treatment settings, I've worked with individuals from diverse backgrounds, guiding them through a wide range of emotional and psychological challenges. I work from a variety of evidence-based approaches, including Cognitive Behavioral Therapy (CBT), Solution-Focused Therapy, Strengths-Based Therapy, and Mindfulness techniques.

Jonell Pearce

(she/her)

Jonell Pearce, LCSW - Florida Therapist at Grow Therapy
$75/session
LCSW
4 years of experience
Virtual
I enjoy working with adolescents and adults who are experiencing concerns with, but not limited to: anxiety, depression, critical self-talk, interpersonal relationships, emotional dysregulation, and parent/child conflict and connection. I have worked in various clinical settings providing crisis stabilization and therapy services to individuals of all ages. I utilize a holistic and personalized approach, specializing in trauma, interpersonal relationships, loss and grief, parent/child relationships, adolescent challenges, and parent support. I employ a straightforward and empathetic approach while utilizing strength-based and person-centered perspectives to help those I work with obtain their treatment goals and realize their greatest potential.

Alex Kranz

(he/him)

Alex Kranz, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
11 years of experience
Virtual
Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. I specialize in integrative individual and couples therapy for the mind and body. My perspective on therapy starts with the central belief that if you listen to your clients, they will always tell you what's going on. While that may seem very basic, unfortunately, there is very little listening going on these days. When we are listened to and are unconditionally respected and accepted, we instinctively have the right stuff inside of us to figure out our issues. That's how we become empowered . That's how we grow. Whether you're dealing with overwhelming anxiety, relationship issues or depression. In our sessions together, I'll meet you with compassion, understanding and respect. And I will use the latest evidence-based techniques to support you in your journey Helping you find that inner strength and resolve is what makes me uniquely qualified to help.

Mindy McCarty

(she/her)

Mindy McCarty, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
5 years of experience
Virtual
As an integrative therapist with over a decade of experience, I specialize in guiding clients toward holistic wellness and enhanced self-awareness. My approach combines evidence-based practices with a deep understanding of the mind-body connection, empowering you to take control of your life and unlock your full potential. Drawing from my unique journey as both a client and a professional, I offer a compassionate, trauma-informed perspective that helps you navigate challenges, overcome anxiety, and thrive during life transitions. Through personalized interventions like brain-based hypnotherapy and polyvagal techniques, I'll help you tap into your inner resilience, reshape thought patterns, and cultivate lasting positive change. Partner with me to embark on a transformative journey towards becoming the best version of yourself, grounded in wellness and equipped with powerful tools for lifelong growth.

Emmanuel Nzuzu

Emmanuel Nzuzu, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
20 years of experience
Virtual
Welcome! I'm {Emmanuel Nzuzu}. I want to thank you sincerely for reaching out to me. Congratulations for taking this crucial first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe, structured, and welcoming environment that allows clients to explore challenges and obstacles with concerns related to alcohol and drug addiction, stress, anxiety, depression, and/or self-care. I focus on helping clients to regain control by taking back their power from alcohol and drugs. I facilitate client transformation by assisting them to learn how to be guided by a vision of the future and not memories of the past. My clients often find it beneficial to develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.