Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 348 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/2/2025

Christopher Patrick

(he/him)

Christopher Patrick, LMHC - Florida Therapist at Grow Therapy
$70/session
LMHC
1 year of experience
Virtual
Hello! I am a Licensed Mental Health Counselor. I received my Master’s at Lynn University. I am also trained in EMDR. I work with adult clients who may feel lost or struggle with spirituality, work, or life stress and assist them in learning more about themselves and develop/grow the desire and willingness to grow and become better versions of themselves.

Mary Ann Hensley

Mary Ann Hensley, LMHC - Florida Therapist at Grow Therapy
$75/session
LMHC
25 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) in the state of Georgia, a Licensed Mental Health Counselor (LMHC) in the state of Florida, and a Registered Play Therapist (RPT). I hold an Ed.D. in Counseling Psychology. I retired from school counseling and became a full-time mental health therapist approximately 8 years ago. I have worked with clients from varied parts of the world, ages 3-70 years old, and with diverse issues/challenges (e.g., LBGTQIA+, anxiety, depression, PTSD, parenting, ADHD, etc.). My 25 years of experience has given me insight into a wide range of solutions, a "problem-to-be-solved" attitude, and a compassionate ear.

Juan Valenzuela

Juan Valenzuela, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
I am a Christian-informed therapist licensed in multiple States. With a background in clinical social work and a desire to see the building up of the body of Christ, I am passionate about supporting and encouraging my brothers and sisters as they seek to navigate the difficulties of life and develop resilience that can lead to personal healing and spiritual growth. My areas of expertise include managing stress, anxiety, depression, trauma, faith formation, identity and purpose, peer relationships, transitional challenges, conflict resolution, forgiveness, etc.

Jean Kraljev

Jean Kraljev, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
30 years of experience
Virtual
I am licensed in Florida with 20 years of professional work experience. I have experience in helping clients coping with addictions, motivation, self-esteem, and confidence, career difficulties, & depression. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialogue and treatment plan to meet your unique and specific needs. Taking the first step to sign up for therapy can take courage and I am proud of you for getting started! I began my career as an Art Therapist, afterward completing studies to become a Certified Addiction Counselor and Qualified Supervisor. I gained licensure in Florida, and have worked as a group facilitator, primary therapist, and Clinical Director in multiple treatment centers in South Florida, where the focus was addiction and mental health treatment. My approach is eclectic and person-centered. Some theories that I utilize during sessions include ACT, DBT, CBT, and most importantly, developing a relationship with my clients where there is a safe space to explore issues and changes.

Dr. Tania D. Rodriguez

(she/her)

Dr. Tania D. Rodriguez, LP - Florida Therapist at Grow Therapy
$145/session
LP
20 years of experience
Virtual
¿Feeling down or stressed out lately? Struggling with changes in your life? Looking for guidance in tough times? Do you live in Florida and need a Spanish-speaking therapist? Welcome to my world, where healing begins with real, meaningful connections. As a proud Boricua Spanglish Psychologist, I’ve spent years helping kids and adults from all kinds of backgrounds. With a Ph.D. in Counseling Psychology, dual licensure in Florida and Puerto Rico, and board certification as a telehealth specialist, I bring over 20 years of experience to guide you on your journey. ¿Te has sentido deprimido o estresado? ¿Estás enfrentando cambios en tu vida? ¿Buscas orientación? ¿Vives en Florida y necesitas un terapeuta que hable español? Soy una psicóloga Boricua que habla Spanglish, con más de 20 años de experiencia y licencias en Florida y Puerto Rico, lista para guiarte en tu camino.

Josh Allen

(he/him)

Josh Allen, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
HI! I’m Josh. Do you feel overwhelmed, anxious, or unsatisfied regularly? Do you feel that you may need more balance in your life? Do you struggle with self-care? I have experience with helping individuals who have suffered trauma, major life changes/challenges, conflict and other stressors that have negatively impacted their lives. I have a passion for helping others work through past pain so that they can improve their future. My goal for every individual I serve is to help them become their strongest version. I strive to create a safe and healthy space for everyone and meet everyone with compassion. I utilize several evidence-based therapy techniques and some humor now and then. Taking the step towards engaging in therapy can be extremely difficult and scary, but it is one of the best decisions you can make for yourself.

Paul Zukas

Paul Zukas, LCSW - Florida Therapist at Grow Therapy
$110/session
LCSW
8 years of experience
Virtual
I am a Licensed Clinical Social Worker with a background working with adults, adoptees, and trauma. My therapeutic approach revolves around building a relationship with my clients and establishing the core issue of what is a challenge for them by facilitating a place for them to be transparent with themselves, judgment-free. I have experience working with all walks of life and have held an assortment of different roles in the field working with social services, foster care, adoption, and healthcare. These experiences have made me well-rounded when it comes to addressing cultures and beliefs that differ from my own. The first step toward getting better is having the courage to ask for help. Let's meet for a session and get to know one another.

Monique Knowles

Monique Knowles, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
15 years of experience
Virtual
I am a licensed mental health counselor who seeks to help clients gain insight into their mental health and/or substance abuse issues. Part of my focus is on empowering clients through self-awareness and self-compassion. I understand the power of dynamics and also work with couples and families to find cohesion. Faith-based counseling is available as well. Read

Robin Staley

(she/her)

Robin Staley, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hello, my name is Robin! I am a Licensed Mental Health Counselor (LMHC) with over five years of experience, and I bring a compassionate, creative approach to therapy. My array of life experiences allow me to deeply connect with my clients on a meaningful level. I often utilize experiential and hand-on tools in therapy that help create a space of learning and growth. When I'm not in the office, you can find me with my kiddos, in the garden, exercising, or working on a craft.

Barbara M Sosa

(she/her)

Barbara M Sosa, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hello, my name is Barbara Sosa. My past roles as a teacher and school counselor for Hillsborough County Public Schools for many years, inspired me to become a psychotherapist. I am an inquisitive, honest, compassionate, authentic individual and counselor who strives to make a long- lasting healing impact in the lives of the individuals that reach out to me and that confide in my clinical skills and expertise for their recovery. My experience includes working in schools, crisis centers, community- based mental health agencies with a focus on life transitions, women's and men's issues, mood and anxiety disorders, as well as trauma, different types of abuse, grief and loss. I hold a certification in Complex Trauma Training (CCTP). I am also trained and certified in Accelerated Resolution therapy, which also employs the technique of bilateral eye movements, just like EMDR.

Juanessa Booker

(she/her)

Juanessa Booker, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
8 years of experience
Virtual
I am passionate about humans! This includes ALL folx, adults, children, couples, and families. I am dedicated to advocating for mental health and wellness for individuals of all backgrounds, focusing on women’s health through all the stages of life, people of color, and LGBTQ+ communities. As a therapist, I offer specialized support that empowers clients with the thinking patterns, mindsets, and the skills they need to succeed in a safe, non-judgmental space to explore and process life’s challenges. My clients describe me as warm, friendly, knowledgeable, and engaging.

Ricky Thompson

Ricky Thompson, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
Welcome! I'm a Licensed Mental Health Counselor (LMHC) in Florida. My practice focuses on helping individuals take back control of their lives. My experience includes assisting clients with a variety of issues including Depression, Anxiety, Grief, Anger, Communication, insomnia, and other life-distressing problems. I provide no-nonsense solution-focused strategies utilizing cognitive-behavioral therapy (CBT), psychodynamic, and motivational approaches. By using these proven therapeutic approaches, we will change long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life.

Rachel Davis

(she/her)

Rachel Davis, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
Hi there! I'm Rachel, a Licensed Clinical Social Worker (LCSW), and I'm genuinely committed to your success. With over 15 years in the social work and human services field, and 3 years specifically in clinical therapy, I bring a wealth of experience to our sessions. My approach is all about you. I use a client-centered, strength-based method where we'll explore your unique skills and build a plan together to develop new tools. This personalized process helps you confidently work towards your goals. You'll find me to be an understanding and empathetic therapist, but also straightforward and honest when needed – I believe in clear communication. Beyond individual work, I also love supporting couples and families. I have extensive experience helping to improve family functioning, and I've received additional training in parent education and cooperative parenting to best serve those dynamics. I'm here to help you navigate challenges and build a more fulfilling life.

Nancy Muricken

(she/her)

Nancy Muricken, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
7 years of experience
Virtual
Hi! My name is Nancy Muricken. I'm a Licensed Clinical Social Worker based in Tampa FL currently accepting new clients via Telehealth! I provide individual therapy with a pinch of millennial energy and the spice from South India. That being said, I hope that you and I can soon spill the chai! Let me go first. I was born and raised in Queens, NY (just like your friendly neighborhood Spiderman) where I grew up in a South Indian household by parents and extended family from Kerala, India. Now if you are like me and was born or grew up in America but raised by an Immigrant family, there are a lot of values. traditions, and pressure that are instilled in us. Mental health is completely disregarded or taboo and Masala Chai, Vicks, and prayers became the answers to all our problems. I'm all for Chai and praying but imagine if we had proper insight and coping skills as a child in a supportive environment alongside spiritual support? We probably wouldn't be here scrolling for a therapist for our mother and father wounds. That being said, the psychodynamic approach is one of the primary approaches I utilize in therapy to help identify patterns from our childhood which affect our behaviors, actions, and relationships in our present life. I use Mindfulness and Cognitive Behavioral Therapy as my other treatment methods to help clients embrace their present lives, identify patterns of thinking, and reframe negative thoughts. I am an email or phone call away. Book your appointment today! I am excited to meet you and for your journey to healing.

Deborah Smith

Deborah Smith, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
20 years of experience
Virtual
Hello and welcome, Have you wondered where the person you were has gone because of the anxiety and stress of a busy life, relationship issues, grief, stage of life issues, career challenges, etc? It takes self-awareness and courage to identify barriers to the life you want and to make the decision to work toward making those changes. I’m pleased to partner with you on this journey. I love to help clients put their challenges/concerns in the context of their current life and to help them achieve a vision of what they want their life to become.

Juleen Clarke-Campbell

(she/her)

Juleen Clarke-Campbell, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
7 years of experience
Virtual
My name is Juleen Clarke-Campbell and I am a Licensed Clinical Social Worker in the state of Florida, specializing in anxiety and depression. I currently work with couples, families and individuals and is an expert in Cognitive Behavioral Therapy (CBT). I believe that it is important to work collaboratively, so that clients are able to meet all their goals and objectives. I provide an open and non-judgmental environment in which my clients will feel comfortable and able to express themselves freely.

Areeba Johnson

(she/her)

Areeba Johnson, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
10 years of experience
Virtual
Hi my name is Areeba Johnson, I am a Licensed Clinical Social Worker LCSW, dedicated to educating and empowering individuals on how to heal. To be a part of your journey to emotional health. Helping you find the path in life and living life abundantly. To help individuals gain self-fulfillment and growth. In life challenges may arise where you experience self-doubt, unhealthy habits or trauma. I am here to help you overcome those challenges by using a holistic approach focusing on your cognitions and the impact they have on your behavior. If you are looking to make healthy changes and overcome past struggles today is a great day to get started.

Dee Hinton

(she/her)

Dee Hinton, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
8 years of experience
Virtual
With over eight years of expertise and experience, I am dedicated to advancing mental health education and awareness. Educating clients about mental health is a crucial aspect of my work. By helping clients understand their conditions, I aim to empower them, reduce stigma, and motivate adherence to treatment plans and healthy lifestyle changes. Expertise in psychotherapy, crisis intervention, evidenced-based treatments, and trauma-informed practices. Throughout the treatment process, I provide continuous support and guidance. My goal is to help clients navigate the challenges of mental health, ensuring they feel less isolated and more understood. I provide live sessions via in-person, telehealth, and live chat to ensure accessible, compassionate mental health support—particularly for individuals who may feel overwhelmed by traditional technology platforms. just inform me at your first session if you prefer chat when scheduling.

Larry Goble

(he/him)

Larry Goble, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
55 years of experience
Virtual
Glad you stopped by! I'm Larry Goble, a licensed Clinical Social Worker. Taking the step to talk to a therapist is not easy. You are showing courage and determination to explore what it might be like. In working with folks who are feeling stuck, anxious, maybe sad and confused, I find using a practical and sometimes humorous approach helps to learn and develop specific ways to counter stress, manage thoughts and feelings that can overwhelm you, and to increase self-confidence.

Dr. Ebony Iheanacho

(she/her)

Dr. Ebony Iheanacho, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
12 years of experience
Virtual
Everyone needs help from time to time, but the hardest step is asking for help. Now that you’re here, you are well on your way to living the life you want. As a therapist, I am a systemic thinker. I use various therapies and techniques such as Narrative therapy, Solution focused brief therapy, Cognitive Behavioral Therapy, Hypnotherapy, and Mindfulness techniques to help my clients live better lives. I also encourage my clients to share their faith in therapy as this can often be a huge source of strength in the healing process. I like working collaboratively with my clients to identify the problem(s) causing emotional distress in their life and alternative ways to solve their problems. I enjoy working with teenagers, individuals, couples, families and groups. Some issues I have worked with are anxiety, depression, life - transitions (e.g. school, relocations, physical illnesses), child adjustments, PTSD, and grief. I look forward to witnessing your transformation in therapy!

Tim Johnston

Tim Johnston, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$140/session
LMHC
3 years of experience
Virtual
My name is Tim Johnston and I am a Licensed Professional Counselor based in Texas. I own my solo practice, Waves of Grace Counseling. I received my Masters in Clinical Mental Health Counseling from Walden University. I worked years in a community mental health setting and now private practice. My specialties are anxiety, depression, post traumatic stress disorder, mens issues, and grief and loss. I provide different research based strategies which include cognitive behavioral therapies, psychodynamic, and Eye Movement Desensitization and Reprocessing. Christian counseling is also offered. These are the different 'roadmaps' that will help us get you to a place of healing, freedom, and peace of mind.

Eleanor Stith-Merrill

(she/her)

Eleanor Stith-Merrill, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
10 years of experience
Virtual
Trauma Depression, and anxiety can feel like an unbearable weight on your shoulders. Everyone has the capacity for growth and healing and whether it requires working through the past, being mindful of the present, or prepare for the future, you are capable of creating the life you desire. I am a client centered therapist who utilizes evidenced based, cognitive- behavioral, and mindfulness approaches in order to engage one's body, mind, and spirit for an integrated approach to wellness. Allow me to walk with you through life's obstacles in order to attain better insight and inner peace.

Loris McCorvey

Loris McCorvey, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
23 years of experience
Virtual
As a Licensed Clinical Social Worker (LCSW) with extensive experience in trauma-informed care, I specialize in helping individuals navigate the emotional and psychological effects of trauma, anxiety, and depression. My therapeutic approach is client-centered, compassionate, and evidence-based, ensuring that each person receives the care and strategies they need to heal and thrive. I have worked in clinical, educational, and crisis-response settings, providing therapy to individuals facing life’s most difficult challenges. My goal is to empower clients by fostering safety, trust, and emotional resilience while equipping them with the tools to regain control over their mental well-being. With a deep commitment to cultural sensitivity and inclusivity, I create a supportive space where every client feels heard, valued, and respected. Whether you're working through past trauma, struggling with overwhelming emotions, or seeking personal growth, I am here to help you heal, rebuild, and move forward.

Dinah Metcalf

(she/her)

Dinah Metcalf, LMHC - Florida Therapist at Grow Therapy
$95/session
LMHC
14 years of experience
Virtual
I am a student of life with a goal of becoming a kind, compassionate, authentic individual able to keep my cool in the worst situations. I have a Master's degree in Mental Health and Rehabilitation from University of South Florida. I have experience working with issues of trauma, abuse, violence, hurt, loss, rage and confusion, to name a few. I offer frank, non-judgmental feedback to help my client and client couples create the life and approach that best expresses their integrity.

Claudine Martinez

(she/her)

Claudine Martinez, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
8 years of experience
Virtual
Are you going through something that you realize you just can't handle on your own anymore? If you are looking for support and encouragement on your life's journey, I am here to help. I enjoy working with people who want to make or are adapting to major changes in their lives. I appreciate, embrace, and respect the unique qualities of everyone I serve.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.