Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 722 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/14/2025

Emily Zavala-Aguilar

(she/her)

Emily Zavala-Aguilar, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
3 years of experience
Virtual
Welcome! I’m Emily. I am a licensed psychotherapist working in the Sacramento area. My therapy practice welcomes children, adolescents, adults, and families. I operate from the framework that through our shared humanity, we can find connection, understanding, and healing. As a humanistic and psychodynamic therapist, my practice emphasizes genuineness, self-discovery, and uncovering unconscious behaviors and patterns within a non-judgmental and empathic space

Dan Lucey

(he/him)

Dan Lucey, LPCC - California Therapist at Grow Therapy
$165/session
LPCC
5 years of experience
Virtual
I'm a thoughtful, engaged therapist who offers a steady and supportive space to explore and get to the root causes of the challenges you're facing. I work with adults dealing with the effects of trauma, anxiety, childhood wounds, and relational struggles. Drawing on approaches like Internal Family Systems (IFS), attachment focused (AEDP) and somatic awareness, I help clients understand themselves more deeply and move toward meaningful change.

Eve Jones

Eve Jones, LCSW - California Therapist at Grow Therapy
$120/session
LCSW
22 years of experience
Virtual
As a Licensed Clinical Social Worker and CEO of Lee&Lee Therapy Inc., I bring over two decades of clinical and lived experience to the table, helping real people get through real struggles. Using a little humor and a lot of heart, I help clients gain clarity and insight all while building resilience to help individuals move towards lasting change they can feel.

Sam Moglen

(he/him)

Sam Moglen, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
8 years of experience
Virtual
I am a licensed marriage and family therapist. My approach is warm and down-to-earth, and use perspectives and tools from many styles of therapy such as EMDR, somatic, and Brainspotting so that I can tailor a unique approach together with you. I strive to be clear, honest, and genuine to learn about your reality in a manner that feels comfortable for you.

Nathan Taylor

(he/him)

Nathan Taylor, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
20 years of experience
Virtual
Welcome! My name is Nathan Taylor and I’d like to thank you for taking the time to look over my profile and to learn a little about me as a therapist. Choosing a therapist can be challenging (and maybe even more than a little anxiety provoking!) and it is important to take the time to find someone that you feel may be a good fit to work with towards helping you achieve your goals in therapy. With that in mind, I wanted to share a little about myself and my own path as a therapist. Should you feel like we may be a good fit, I genuinely look forward to meeting and hopefully working with you. Each of our own personal experiences, dreams, goals, hopes, and needs, both in life and in therapy are unique and individual. You may know exactly what those are for you, or you may feel like you are lost and overwhelmed. Either way, my role is to help you along your own path. To help define what you are struggling with and to take the steps that are needed to work through those struggles and challenges. Whatever your reason is for seeking therapy, know that it can be an incredibly valuable tool towards finding what it is that you are looking for. I’ve been in the mental health field in one way or another for well over 20 years, working with children, families, couples, and adults, both in the public sector and in private practice. While I started my career working with children in group homes, foster care, and in the legal system, my passion as a therapist has taken me in many directions. I’ve worked for many years as both a clinical supervisor for new and learning therapists and as an upper-level manager/administrator in the public mental health sector. Most recently, in addition to my work in private practice I ran several types of community mental health programs, both outpatient and inpatient, for a large behavioral health company providing mental healthcare to adults. I became a licensed therapist in 2008, yet I’m constantly learning, growing, and developing every day in order to become the best therapist that I can be. It’s my belief that it is an honor and privilege to work with people as a therapist to help each person in the way that they need. Over the years, I’ve received several advanced trainings and certifications that I’ve pursued to obtain the skill sets needed to specialize in a few areas that I believe are tremendously effective and helpful to those I work with. I’ve found that EMDR, Cognitive-Behavioral Therapy, Dialectical-Behavioral Therapy, Solution-Focused Therapy, Trauma-Informed Care, and Hypnotherapy are the types of therapy work and interventions that are not only backed by research as highly effective, but also really resonate with those that I work with. As with anything in therapy, there is no one-size fits all approach, and I find it most valuable to help create a treatment approach in complete collaboration with you. As an EMDR (Eye Movement Desensitization and Reprocessing) trained therapist, I've found this evidenced-based approach to therapy to be particularly effective with people for a wide variety of reasons, and as such EMDR is my current primary specialty. As EMDR therapy has gained a significant amount of positive attention lately, this may be something you're familiar with, heard about and would like to know more, or it's all together new to you. I'd be more than happy to share additional information with you about EMDR should you be interested in learning more. Again, thank you for taking the time to learn a bit more about me. You’ve found the courage to get this far, let’s see how much further we can get together!

Shauna Scarano

(she/her)

Shauna Scarano, LPCC - California Therapist at Grow Therapy
$150/session
LPCC
9 years of experience
Virtual
Shauna Scarano earned her Master of Art's degree in Clinical Mental Health Counseling from Northwestern University. She is a Nationally Certified Counselor (NCC), Licensed Professional Clinical Counselor (LPCC) in California, Professional Counselor (LPC) in Colorado, Licensed Addictions Counselor (LAC) in Colorado, and Veteran and Active Military Provider. Shauna has worked extensively with individuals, couples, and families of all ages, races, ethnicities, background experiences, and socioeconomic backgrounds, to work to achieve overall wellness goals. Shauna has provided individual, couples, and family therapy services and enjoys counseling all individuals. Shauna especially loves working with individuals who are considering engagement in therapy for the first time, are considering re-engagement in therapy, or who are working to understand their current levels of motivations, desires, and readiness for treatment. Through the process of therapy with Shauna, you can expect to identify, process, and reduce mental health, addictive, or other symptoms that may be impacting your athletic or other performance, physical functioning, mental functioning, emotional functioning, spiritual functioning, social functioning, and overall wellness. If you are a resident in the states of California or Colorado, and are interested in finding out more about or scheduling mental health or addictions or substance abuse treatment services, Shauna accepts private insurances and self-pay clients. The first session is the clinical intake assessment. Shauna schedules directly in her practice, through direct messaging communications only (text message, email, during appointments scheduling next appointments), and not through the Grow Therapy or Google Calendar despite the calendar showing availability. Please contact Shauna through text or email (Selfcenteredcounseling@gmail.com) to schedule your first appointment for the clinical intake assessment, or should you have any questions or concerns. You can also visit her Psychology Today profile through the link below, and can contact Shauna through the website by clicking "contact me."

Sarah Sack

(she/her)

Sarah Sack, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$165/session
LCSW
4 years of experience
Virtual
Hello and welcome! Asking for help is no small feat, and your being here means you are taking that courageous first step toward your emotional, mental, and spiritual well-being! My name is Sarah and I am a Licensed Clinical Social Worker experienced in working with adults struggling with anxiety, depression, relationship issues and codependency, low self-esteem, identity, trauma, grief, and life transitions. I take a whole person approach to help you gain the hope, skills, and confidence to navigate life’s challenges, make meaningful change, and manage your mental health and well-being and successfully. Together we can work to build the bridge from where you are now to a life with more joy, resilience, and possibility. You are no less worthy than anyone else of a full and meaningful life, and I believe that whole-heartedly. I am here to create a safe, supportive, and non-judgmental space for you to find growth and healing. I will meet you where you are at, remain open and curious about your experiences, and partner with you to identify and work towards your goals. I believe in the healing power of showing up authentically, creating a trusting relationship with you, and even sharing some laughs along the way.

Gabriella Cuaderes

(she/her)

Gabriella Cuaderes, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$185/session
LCSW
8 years of experience
Virtual
Hello! My name is Gabriella and I am a queer and multi-ethnic Licensed Clinical Social Worker. My work is centered on the belief that healing happens in community and that we each have the capacity to thrive when in supportive and uplifting environments. I am a trauma-informed and focused therapist, meaning that I aim to acknowledge and explore the ways that traumatic experiences have impacted my clients, all while focusing on the strengths, wisdom and resources each client possesses.

Artmiz Bahadori

(she/her)

Artmiz Bahadori, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
10 years of experience
Virtual
Hi there! My name is Artmiz and I am deeply passionate about helping people move through life’s challenges with greater clarity, self-compassion, and purpose. I enjoy working with adults who are curious to better understand themselves, heal from past experiences, and create more meaningful lives. My approach is warm, collaborative, and grounded in practical tools like mindfulness, values-based work, and emotional awareness.

Kalisha Crone

(she/her)

Kalisha Crone, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
12 years of experience
Virtual
Hi, I'm Kalisha, a clinical social worker licensed in California and Texas. Are you feeling an increase in stress or anxiety that feels like it is too much to carry on your own? Do you seem to lose motivation or energy for things you enjoy? Are you struggling with healing after a traumatic life event? If you answered yes to any of these questions, you have made the right choice by making this important decision to start therapy. I know seeking help can be tricky. You’ve likely been debating seeking help for months, if not years, but I'm so glad you have taken the courageous step of being here, and I am ready to hold space for you. I support clients struggling with anxiety and depression process their thoughts and feelings so that they can learn safe and healthy coping skills to respond to those challenging experiences. I use cognitive behavioral interventions, talk therapy, and mindfulness. My clients' desire to heal, learn, and grow motivates me. Healing is sacred, and I provide a safe space for you to share your experiences, process the impact, and release your stress so you can be present.

Michael Carnevale

(he/him)

Michael Carnevale, LCSW - California Therapist at Grow Therapy
$120/session
LCSW
8 years of experience
Virtual
I am a Licensed Clinical Social Worker based in San Francisco, California who works with clients statewide via Telehealth. I have experience serving a diverse client population of all ages using primarily Dialectical Behavioral Therapy and Cognitive Behavioral Therapy/Trauma Focused Cognitive Behavioral Therapy. I operate from a person-in-environment lens that acknowledges the many systems, environmental factors, and other variables in our lives beyond the individual.

Bonnie Walther

Bonnie Walther, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
10 years of experience
Virtual
I am a Bilingual Marriage, Child and Family therapist with 10 years of experience. I help individuals and families work through difficult challenges and guide them through a healing journey in which they set the destination. I enjoy and pride myself in working with individuals and families of various backgrounds. I particularly enjoy working with individuals who are complex and strive to reach their full potential.

Luci Belcher

(she/her)

Luci Belcher, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
17 years of experience
Virtual
Welcome, freedom and light await! Wherever you are, your journey starts now. I am a Licensed Clinical Social Worker (LCSW) that sees clients in California and Arizona. I received my Masters from San Diego State University. I have been working in mental health for the past 17 years and have been licensed for the past 8 years. I have clinical experience in a variety of settings and with a wide range of issues including depression, anxiety, grief, and trauma.

Jillian Jeffries-Mali

Jillian Jeffries-Mali, LMFT - California Therapist at Grow Therapy
$155/session
LMFT
5 years of experience
Virtual
As an LMFT, I focus on seeing men and women with anxiety and depression by helping them feel more independent, develop their self confidence, set new boundaries with family, and bring new joy and peace back into their daily lives. I am licensed in both Texas and California, and love to see clients remotely for virtual sessions. In addition to my clinical experience, I also have a background in religious studies and am passionate about seeing clients from various cultural backgrounds. Whether you are starting therapy for the first time, returning, or looking for a better fit, all clients are welcome.

Sergio Ibañez

(he/him)

Sergio Ibañez, LCSW - California Therapist at Grow Therapy
$180/session
LCSW
7 years of experience
Virtual
My focus is to provide support and guidance. I provide individual, couples, and family therapy (ages 5+) using a client-centered approach. I use a wide variety of therapeutic approaches, including Eye Movement Desensitization and Reprocessing (EMDR), Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), Solution-Focused Brief Therapy (SFBT), etc. I am bilingual in English and Spanish. I provide a client-centered approach with motivational interviewing. I use a wide variety of therapeutic approaches.

Nikki Ethridge

(she/her)

Nikki Ethridge, LPCC - California Therapist at Grow Therapy
$150/session
LPCC
7 years of experience
Virtual
My name is Nikki, I’m a therapist with seven years of experience, specializing in helping clients address anxiety, depression, and trauma. Using EMDR and a personalized approach, I guide clients in overcoming limiting beliefs and building resilience for a more empowered, fulfilling life. Together, we can navigate life's obstacles, build resilience, and rediscover your inner strength. Taking that first step toward healing is an act of courage, and I’m here to provide the empathy and support you need along the way.

Vania Vilchis Schauf

Vania Vilchis Schauf, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
12 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker based in California. In 2012, I earned my Master’s Degree in Social Work with Concentration in Mental Health and Sub-concentration in Military Social Work and Veterans Services from the University of Southern California (USC). As a psychotherapist, I have several years of experience utilizing a variety of psychotherapy modalities including Crisis Intervention, Seeking Safety, Crisis Oriented Recovery Services (CORS), Motivational Interviewing, Interpersonal Psychotherapy, Cognitive Behavioral Therapy (CBT), and Somatic Experience -Method of Traumatic Resolution Treatment. I have also worked conducting group classes for Domestic Violence, Anger Management, and Parenting Classes for court-mandated individuals struggling with substance abuse disorders. I have been conducting bio-psychosocial clinical assessments. diagnosing, developing treatment plans, and providing psychotherapy services to Veterans, families, couples, and individuals suffering from different mental health issues including Anxiety, Depression, Posttraumatic Stress Disorder (PTSD). I am not currently proving couples therapy.

Stacia Narasky

(she/her)

Stacia Narasky, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
8 years of experience
Virtual
Hello! My name is Stacia, I am a Licensed Clinical Social Worker, specializing in therapy services in California. Providing therapy is my career, but it is also a passion of mine. To help another person learn to navigate their own struggles is a blessing in itself. "Give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime". I would love to work with you to navigate whatever it is you are going through! ​ I have been providing therapy services since 2015, and have worked with all ages. I am currently providing online therapy services young adults (aged 18 and up) who are currently struggling with anxiety, depression, trauma, relationship issues, grief and loss, work stress, life stressors and life transitions. Therapy sessions are conducted online.

Sasha Georgeson

(she/her)

Sasha Georgeson, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
8 years of experience
Virtual
Are you feeling overwhelmed by life’s challenges? Are you struggling in relationships or feeling numb to the enjoyment that life offers? I am committed to supporting you in overcoming the challenges that impact your ability to have a well balanced life. My style is warm, collaborative, trauma informed, interactive and process oriented. I integrate mindfulness into my work as a way to strengthen your relationship to yourself and others. I also bring creativity into discussions as a way to offer additional perspectives so you can find easier paths towards resolution. Whether you are struggling with PTSD, anxiety, depression, substance abuse or relationship issues, I will meet you with compassion, curiosity and respect. Let’s work together to overcome your challenges.

Carlos Damian Quintero

(he/him)

Carlos Damian Quintero, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$110/session
LMFT
10 years of experience
Virtual
I know that the decision to start therapy is a huge step and that actually going through with therapy can be a cause of fear or anxiety as therapy is not always easy as it takes time, money and ultimately effort to open up to someone who regardless of experience or training is just a stranger at first.

Brooke Barnidge

Brooke Barnidge, LCSW - California Therapist at Grow Therapy
$165/session
LCSW
4 years of experience
Virtual
Hello! My name is Brooke and I am a Licensed Clinical Social Worker based in California. I am a strengths-based, client centered, and solutions focused therapist. I strive to create an environment that you feel supported, safe, and free of judgment. I work with individuals and couples of all ages who are experiencing anxiety, depression, peer/interpersonal relationship conflicts, bullying, life transitions, low self-esteem, burnout, insomnia, anger, panic attacks, and stress management. My approach is to integrate evidence-based practice and theory while honoring your individual needs and meeting you where you are at. My goal is to provide you with the tools to enhance your quality of life and feel more confident with navigating life's presenting challenges. My promise as a therapist is to be with you every step of the way. I look forward to meeting you!

Carrie Gajowski

(she/her)

Carrie Gajowski, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$100/session
LMFT
7 years of experience
Virtual
Narcissistic abuse and emotional abuse can leave you feeling confused, hurt, and searching for answers. You may have believed you found your soulmate, only to end up in a complicated, painful relationship. Feelings of isolation, self-blame, and frustration are common, but you don’t have to face this alone. If you’ve been researching narcissism and its impact, you’re already taking the first step toward healing—and I’m here to guide you the rest of the way. As a compassionate therapist, I specialize in helping individuals recover from narcissistic abuse, emotional abuse, and toxic relationships. I work with clients to rebuild self-esteem, set healthy boundaries, and create a life filled with clarity, confidence, and empowerment. My practice is inclusive and affirming, and I am passionate about supporting the LGBTQ+ community through unique challenges and experiences. If you’re ready to make a change but aren’t sure where to start, I’m here to help. Together, we’ll work on healing past wounds, breaking free from harmful patterns, and creating a future where you feel in control and valued. Let’s take the first step towards you having a better life.

Lorrie LaVallee

(she/her)

Lorrie LaVallee, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
18 years of experience
Virtual
Welcome! My name is Lorrie! Life can be challenging and complicated. Choosing a therapist doesn’t have to be. I believe that building a genuine, open, and honest therapeutic relationship with my client is the best way to connect. Together, we will work to explore areas of your life that are challenging to set you on a path of happiness, fulfillment, and purpose. Are you tired of relapsing?? Tired of struggling to stay sober?? My experience in the field of Substance Abuse allowed me the privilege of helping those struggling with addiction and mental health disorders as well as their families. I have worked in this field for the past sixteen years and it has given me a compassionate perspective for those struggling to get and stay sober. I am enthusiastic and passionate about helping you find unique and creative solutions to problems. Parents, would you like some peace in your home? Are you tired of the lying and manipulation? Need support dealing with a teen with addiction issues? I can help.

Ness Ruvalcaba

(she/her)

Ness Ruvalcaba, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$180/session
LMFT
9 years of experience
Virtual
Hello! My name is Ness Ruvalcaba. I am an Spanish and English speaking licensed Marriage and Family Therapist (LMFT) in California. I work with individuals who are are needing some extra support understanding or creating some change in their lives. I specialize in trauma informed care, PTSD, anxiety and depression, self harm, and various other issues and needs. I also work with individuals around resolving conflict, improving communication, processing difficult experiences, and various other experiences. I have also very much enjoyed supporting parents individually to work on having better relationships with their children and identify the most effective ways they can support their child. I have worked in various settings including virtual therapy, office or clinic based services, school based services with adolescents and their families, and community based services with newcomer and immigrant youth, youth in foster care, adults, and their families maneuvering complex systems. At this time, I do not meet with couples looking for couples therapy.

Jillianne P Boyd

(she/her)

Jillianne P Boyd, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
10 years of experience
Virtual
Compassionate, humanistic therapist providing a safe space to explore and process difficult emotions. I'm an ally, and provide support with processing anxiety, depression, grief, moral injury and trauma. Addressing challenges and developing skills to mitigate the severity of emotional dysregulation can bring a sense of relief and increase peace of mind. I work collaboratively to align with the client's identified goals; I respect individuality and personal aspirations.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Trauma and PTSD?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Trauma and PTSD, is filtering therapists in California that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.