Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 460 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/2/2025

Bianca Rus

Bianca Rus, LMFT - California Therapist at Grow Therapy
$130/session
LMFT
6 years of experience
Virtual
Renowned psychologist Carl Rogers once stated that the process of a ‘good life’ involves stretching, growing, and becoming more and more of one's potential. He argued that the individual who chooses growth as their compass in life is truly an inwardly free individual (Rogers, 1961). Inspired by Rogers’ humanistic and timeless outlook, I focus my work with clients on expanding their process of growth into an engaging endeavor rather than a strenuous one. I believe that every individual has tremendous inner resources that need support in coming to light. My goal is to make every client feel empowered to create the best life for themselves individually and in their relationships.

Melissa MacGown

(she/her)

Melissa MacGown, LMFT - California Therapist at Grow Therapy
$75/session
LMFT
20 years of experience
Virtual
Hello! I'm Melissa. I love what I do! Counseling people is my life's work. Been doing it 20 years. Whatever you are going through, I can assure you, I've worked with someone who's dealt with something similar. I specialize in treating addiction, worked in 5 in-patient drug & alcohol treatment centers/rehabs in my career (mostly w/men). I have years of professional experience working with an array of issues and populations. I enjoy working with individuals and families. I have several years experience working w/teens, including those who grew up in the system, been abused, at high-risk, or with behavioral or learning problems. Clients feedback is reported as: I'm "easy to talk to," "friendly," "down to earth." I've been told I'm helpful & a "good listener;" that's important to me. I'm mostly solution-focused, meaning...I want to understand the problem, but get into the tough work of finding solutions as soon as possible. As a therapist, I have empathy, am caring, and invested in improving your life circumstances. I'm non-judgmental. I believe no matter how similar or different we may be, we can work together and develop rapport. We can start right away, opening lines of communication so I can understand where you're coming from and help anyway I can. My hope is to develop a warm, trusting relationship in which you feel comfortable, and heard. One of my favorite things to hear as a therapist from a client is, "exactly," because I know we're on the same page, and smile when a client says after session, " I feel much better." That's my aspiration, to help, get to know you. Please understand this is not just a job for me. I'm genuinely here for you! Thanks for taking the time to read this & learn more about me as a professional.

Sheena Boyd

(she/her)

Sheena Boyd, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$140/session
LMFT
12 years of experience
Virtual
Hello, I'm Sheena. Do you feel like life is always throwing you for a loop? Are you struggling to keep your head above water? Are we losing sight of who we are as a person? I help individuals, families, and couples manage the demands and challenges that life brings. Together, we will identify the causes of your challenges and develop solutions to empower yourself to find life balance. You should have a safe space to openly discuss your thoughts and feelings. Treatment should not be cookie-cutter but individualized to your needs, which is focused on in our sessions. Change is a scary concept in our lives, but it is easier when you have someone with you along the journey. I'll meet you with empathy, compassion, honesty, and evidence-based techniques to allow you to work toward the goals you want for yourself. Let's go on this journey together!

Sam Moglen

(he/him)

Sam Moglen, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
8 years of experience
Virtual
I am a licensed marriage and family therapist. My approach is warm and down-to-earth, and use perspectives and tools from many styles of therapy such as EMDR, somatic, and Brainspotting so that I can tailor a unique approach together with you. I strive to be clear, honest, and genuine to learn about your reality in a manner that feels comfortable for you.

Stephen Mosblech

Stephen Mosblech, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
5 years of experience
Virtual
My name is Stephen and I’m a Licensed Marriage and Family Therapist serving clients remotely in California and Florida. As a therapist I’m passionate about awe and the belief that to be fundamentally heard transforms our suffering at its core. I will provide you with a place to say and explore what you can't anywhere else in your life. In our work all of you is welcome: your heartbreak, depressions, dreams and rage, your jealousies, anxiety, all of your crises and shattered parts, the tangles and glories of your sexuality and your relationship with power, money and the intangible. I do this work because life is happening now, and not one second of it can be gotten back. My approach is person-centered, it honors your uniqueness. I blend insights from psychoanalysis with expertise gained over two-decades of deep commitment to meditation. I completed my MA Clinical Psychology at California Institute of Integral Studies in San Francisco. I also hold a BA in film and contemporary philosophy from Brown University. 
I have worked in community, school based, private practice and recovery settings. I continue to

Diane L. Foster

(she/her)

Diane L. Foster, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
22 years of experience
Virtual
I am a Licensed Clinical Social Worker with over 20 years experience and training with individuals, couples and families who want to take charge of their lives. Together we can explore new coping skills, strengthen existing skills to improve relationships, and sharpen communication skills to enjoy harmony in your life. My approach is strength based, non traditional and focuses on your individualized needs. I take an empathetic, common-sense approach to exploring life's problems and guiding you through the issues you are currently facing and the ones you continue to carry from your past.

Jamie Schmidt

(she/her)

Jamie Schmidt, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
6 years of experience
Virtual
Welcome! I am a Licensed Clinical Social Worker. I know life can be exhausting at times, and I find it to be invaluable to have a space to openly process our challenges and stressors. I have worked with individuals from various backgrounds and experiences including people moving through trauma, grief and loss, depression, and anxiety. My practice focuses on supporting individuals experiencing symptoms of anxiety and depression by providing a safe space to explore healthy ways to manage these symptoms and utilize the strengths and resources you have available to promote a better quality of life.

Rena / Ro Oppenheimer

(they/them)

Rena / Ro Oppenheimer, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LCSW
6 years of experience
Virtual
My name is Ro and I am a white queer non-binary Ashkenazi Jewish somatic therapist and artist. Consent, harm reduction, and the abolition of police and prisons are important to me, and I strive to practice in ways that are honest and aligned with my values. A sense of humor is also essential to me in healing work-- I believe in making room to go deep as well as to have fun in therapy. I have experience working with folks who experience depression, self-harm, relationship issues, break-ups, trauma, and anxiety. I love working with adults, teens, families, queers, and creatives. Right now, I am only seeing clients on Telehealth.

Stacia Narasky

(she/her)

Stacia Narasky, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
8 years of experience
Virtual
Hello! My name is Stacia, I am a Licensed Clinical Social Worker, specializing in therapy services in California. Providing therapy is my career, but it is also a passion of mine. To help another person learn to navigate their own struggles is a blessing in itself. "Give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime". I would love to work with you to navigate whatever it is you are going through! ​ I have been providing therapy services since 2015, and have worked with all ages. I am currently providing online therapy services young adults (aged 18 and up) who are currently struggling with anxiety, depression, trauma, relationship issues, grief and loss, work stress, life stressors and life transitions. Therapy sessions are conducted online.

Lorrie LaVallee

(she/her)

Lorrie LaVallee, LMFT - California Therapist at Grow Therapy
$140/session
LMFT
18 years of experience
Virtual
Welcome! My name is Lorrie! Life can be challenging and complicated. Choosing a therapist doesn’t have to be. I believe that building a genuine, open, and honest therapeutic relationship with my client is the best way to connect. Together, we will work to explore areas of your life that are challenging to set you on a path of happiness, fulfillment, and purpose. Are you tired of relapsing?? Tired of struggling to stay sober?? My experience in the field of Substance Abuse allowed me the privilege of helping those struggling with addiction and mental health disorders as well as their families. I have worked in this field for the past sixteen years and it has given me a compassionate perspective for those struggling to get and stay sober. I am enthusiastic and passionate about helping you find unique and creative solutions to problems. Parents, would you like some peace in your home? Are you tired of the lying and manipulation? Need support dealing with a teen with addiction issues? I can help.

Jeri Wilson

(she/her)

Jeri Wilson, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
10 years of experience
Virtual
Hello, my name is Jeri. Do you feel like you have always been the responsible one who gets things done but lately are starting to feel resentful or just plain exhausted? Are you dealing with emotionally immature family members/co-workers/friends? Do you find it difficult to put yourself first? I help high-functioning individuals manage their relationships, emotions, and stress in their lives. We will work together to understand the root of your struggles, help you explore your options and become a better communicator so you can meet your own needs. You just need to show up for your appointments, be interested in your growth and do any homework assignments that are assigned to you (they are easy, don't worry).

Stephen Del Grosso

(he/him)

Stephen Del Grosso, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
8 years of experience
Virtual
Feeling down, unmotivated or flat? Are you disengaging in previously pleasurable activities leaving you feeling unmotivated and anxious? Through a collaborative partnership, I can help you lead a more fulfilling and meaningful life, helping to reduce anxiety and boost problem solving all from the comfort of your living room! I utilize a client centered, solution focused approach, through the use of Cognitive Behavioral Therapy and Motivational Interviewing interventions to help reduce anxiety and depression and promote wellbeing. I have had success working with crisis intervention and trauma informed care to help a variety of clients’ ranging from minor disturbances to significant impairment. Through my eclectic approach, I can treat a wide range of client needs. My experience stems from working with individuals, young adults and couples who struggle to overcome anxiety, mood disorders, adjustment disorders and substance use disorders. Whatever the issue, I can be of service to offer an empathetic, patient centered level of care that will meet your needs. Please call or email for a free 15 min phone consultation to see how I can best support your needs. All sessions are conducted via telehealth, through a safe and secure platform. Don’t settle for your new normal, contact me to help you make changes today!

Danielle Chen

Danielle Chen, LP - California Therapist at Grow Therapy
$225/session
LP
10 years of experience
Virtual
Thanks for connecting. Allow me to introduce myself. I have worked with a variety of clients dealing with anxiety, depression, eating disorders, OCD, trauma, issues of identity, questioning how to relate to loved ones, and working through issues of faith and connection to God. The common thread is connecting the past to the present and helping you make sense of questions and problems that are likely causing you a lot of distress. I want to help you gain clarity and peace, so you can experience more joy and lightness in your life. You may not even be sure what is causing pain and confusion in your life. My role is to help you put the pieces back together, so you can feel more comfortable and confident.

Kristen Montiel

(she/her)

Kristen Montiel, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$235/session
LMFT
15 years of experience
Virtual
Hi, I'm Kristen Montiel. Searching for the right therapist can be a daunting process when you may already be feeling stressed or struggling. I know it's not easy and I'm so glad you're here! After experiencing my own struggles with family and relationships, I set out to help others who also felt stuck. I have a master’s degree in marriage and family counseling and a doctorate in psychology. With over 15 years of experience, my focus is helping individuals and couples understand themselves and use their own strengths to discover healing, even in the most difficult circumstances. I provide a non-judgmental space where clients can feel comfortable to work through challenges by exploring deep rooted patterns of hurt and disconnect, while developing new perspectives, learning new skills, and creating sustainable changes. I’ve helped hundreds of people find hope and renewed satisfaction in their lives and relationships. I look forward to helping you too!

Jessica Dulin

Jessica Dulin, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LMFT
8 years of experience
Virtual
I am a licensed marriage and family therapist with 8 years of experience. My clinical experience is working with individuals who are dealing with cancer and chronic illness, both from a personal and clinical perspective. I have successfully helped clients navigate through challenges such as anxiety, depression, and OCD. My goal is to provide a safe and supportive environment where clients can explore their emotions, develop coping strategies, and ultimately find healing and growth.

Dr. Karin Hudson

(she/her)

Dr. Karin Hudson, LP - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LP
23 years of experience
Virtual
"I'm so overwhelmed- I don't even know where to begin." "I don't know who to turn to, but I know I can't keep going like this." "The stress in my life is exhausting, and I just need some peace." If any of this feels familiar, you're not alone- and you don't have to figure it out alone either. Welcome, and congratulations on taking this courageous step toward your growth and healing. I'm a licensed clinical psychologist and life coach in California with over 20 years of experience helping people move through life's hardest moments with greater clarity, strength, and self-trust. Before becoming a therapist, I spent more than a decade as an international AMI-trained Montessori teacher, completing my training in Bergamo, Italy. Originally from Austria, I've called California home for the past 30 years. My approach is rooted in attachment theory and shaped by an existential-humanistic lens. I'll meet you with practical support for what's happening now, while also helping you explore the deeper patterns that may be holding you back. I also draw from acceptance and commitment therapy (ACT), grounding techniques, and mindfulness based practices to help you stay centered and resilient. Nature plays a key role in my work. I integrate elements of ecopsychology, sound healing, guided imagery, and animal assisted work to support nervous system regulation and emotional balance. While listed here as virtual only, I offer a hybrid model: a mix of virtual and in-person sessions in both Santa Rosa and Santa Barbara, CA. If therapy doesn't feel like the right fit, I invite you to explore my coaching website www.consideryourselfcredentialed.com for nature-based life coaching services. I offer support for personal growth, clarity, and meaningful change outside of a clinical setting. You're welcome to schedule a free discovery call to learn more.

Taylor Stearns

(he/him)

Taylor Stearns, LP - California Therapist at Grow Therapy
$250/session
LP
7 years of experience
Virtual
Hello! My name is Taylor. Navigating life's challenges can leave us feeling adrift, disconnected, or uncertain about our next steps. If you find yourself in such a situation, I am here to assist you through the power of psychotherapy. I specialize in providing individual psychotherapy to adults dealing with issues related to life transitions, depression, anxiety, and relationships.

James Johnson

(he/him)

James Johnson, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
5 years of experience
Virtual
I enjoy working with individuals, children and couples that are hoping to gain confidence in healthier communication skills. Getting to understand you and getting to know one another will help improve our relationships. This will help recognize where you are hoping to improve your qualities in daily functioning. Building an alliance with me can create a safe place to practice and process your thoughts and feelings. Being able to process your past experience will allow you to identify and process ongoing needs within your daily lifestyle. Therapeutic alliance helps individuals grow within and become aware of their own needs

Kathleen M Fay

(she/her)

Kathleen M Fay, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LCSW
22 years of experience
Virtual
Hello and Welcome! I am a social worker who has been in the field for over 20 years. Early in my career, I was fortunate enough to work with a psychiatrist who believed there was more to treating mental health than medication. I participated in a training with him and I was transformed as a therapist. I was trained in the relaxation response and mindfulness meditation and using the body to help heal people who have had significant trauma and mental health challenges. From there, I went on to get my yoga teaching certification from Kripalu Center for Yoga and Health. Since then, I have been helping children, adolescents and adults learn more about themselves and help them connect with the truest part of themselves. I believe part of my purpose is to help people learn to love themselves. I lived in CA for a long time and still hold my LCSW license. I was fortunate enough to study with a number of teachers at Spirit Rock Meditation Center who have influenced my work. I blend a number of different frameworks into my practice including trauma-informed CBT, DBT, somatic psychotherapy and self-compassion. I am mindful and respectful of all differences (racial, ethnic, cultural, religious, economic, gender, sexual orientation, ability etc.) and strive to understand each person within the context of their life history. Every person who seeks treatment has unique needs and goals. I strive to work collaboratively with you to keep your goals at the center of our work together. I stand in solidarity with the BIPOC community and all those impacted by systemic racism and oppression. I will uphold my own values and ethics and support all those who are speaking out against injustice of any kind. As a therapist, I am committed to creating a safe space for all.

Alessandra Snavely

Alessandra Snavely, LMFT - California Therapist at Grow Therapy
$130/session
LMFT
9 years of experience
Virtual
With 9 years of dedicated experience in psychotherapy, I am passionate about supporting individuals, particularly youth, in navigating life's challenges and fostering healthier futures. My journey began with a profound desire to empower others through their struggles and transitions. My career has encompassed diverse settings including day centers for adults with severe mental illness, crisis shelters for youth, and community mental health services. For the past year, I have been privileged to work directly with clients in private practice. At the heart of my practice is meeting clients where they are, fostering a collaborative and non-judgmental environment. I believe in the importance of feedback to tailor therapy to each individual's needs, ensuring effective and personalized care.

Nikki Ethridge

(she/her)

Nikki Ethridge, LPCC - California Therapist at Grow Therapy
$150/session
LPCC
7 years of experience
Virtual
My name is Nikki, I’m a therapist with seven years of experience, specializing in helping clients address anxiety, depression, and trauma. Using EMDR and a personalized approach, I guide clients in overcoming limiting beliefs and building resilience for a more empowered, fulfilling life. Together, we can navigate life's obstacles, build resilience, and rediscover your inner strength. Taking that first step toward healing is an act of courage, and I’m here to provide the empathy and support you need along the way.

Jania Sommers

(she/her)

Jania Sommers, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
32 years of experience
Virtual
Welcome to my practice. I am a seasoned therapist and have worked in many different settings over many years. All I ever wanted to do is help people have their best lives. I practiced social work with a Bachelors degree in prisons, community agencies for the disabled, a state hospital, a state facility for people with cognitive challenges, child and family welfare work and working with folks in community care homes. I also developed and led a community program for Guardians ad Litem in child abuse and neglect cases. Then I went back to school and earned my Masters in Social Work and then my therapy credentials after many hours of supervision. I truly enjoy listening and encouraging clients to embrace strategies for wellness and self-compassion using mindfulness and compassion and strength based materials. I am actively engaged in consult groups with other therapists focusing on trans and queer issues. For several years I taught at the graduate school level in South Carolina and then Utah, teaching social work students skills for working ethically and compassionately.

Justin Kram

(he/him)

Justin Kram, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
15 years of experience
Virtual
Hello! I am a Licensed Marriage and Family Therapist (LMFT) currently based and practicing in Oregon, though with an active license in California as well. I attended California Institute of Integral Studies (CIIS) for graduate school and lived in the Bay Area for a decade before moving to Portland, OR shortly before the pandemic. I have over thirteen years of experience as a "generalist" therapist, though I specialize in supporting individuals in the midst of life transitions, including but not limited to: relationship challenges, moves to a new city or state, new or chronic medical diagnoses, career and work problems, spiritual questioning, transitions into the workforce or retirement. I do NOT work with couples at this time. While I consider the psychological theories behind my work, I hold them lightly in the room, believing most fundamentally in the importance of an adaptive, culturally-sensitive, non-judgmental stance with my clients. PLEASE NOTE: your chosen intake appointment time is subject to my final approval based on my shifting availability. I see clients on multiple platforms and am unable to sync all of my calendars in real time. Following the initial appointment, we will find a mutually agreeable meeting time and I will manage the booking on the Grow platform going forward, including rescheduling and cancellations. You will need to message me directly to cancel or reschedule your appointment. I request the courtesy of as much advanced notice as possible. I am not able to work with clients who cancel without 24 hrs advanced notice or no show more than twice.

Dr. Julia Kaluga

Dr. Julia Kaluga, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
14 years of experience
Virtual
Hello and welcome! I am a doctor of Psychology, a licensed marriage and family therapist and a licensed professional clinical counselor. I am located in California and have 14 years of experience in helping individuals navigate their emotional challenges through various evidence-based treatment methods. My goal is to empower you to understand yourself better, heal from past traumas, and improve your relationships, ultimately leading to a more fulfilling life.

Nikki London

Nikki London, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
13 years of experience
Virtual
Welcome to my profile page! Let's begin a journey, where we'll address the complexities of life together. Navigating emotions, relationship dynamics, and life’s pivotal transitions, I offer a therapy approach that is integrative yet centered around you. Our sessions will be more than just conversations – they will be pathways to empowerment, resilience, and refining adaptive life skills. You'll learn not just to understand your emotions but also to use them as valuable guides, applying the knowledge they impart to nurture your relationships and embrace life's changes within a safe and supportive space.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.