Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 495 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 6/18/2025

Bianca Rus

Bianca Rus, LMFT - California Therapist at Grow Therapy
$130/session
LMFT
6 years of experience
Virtual
Renowned psychologist Carl Rogers once stated that the process of a ‘good life’ involves stretching, growing, and becoming more and more of one's potential. He argued that the individual who chooses growth as their compass in life is truly an inwardly free individual (Rogers, 1961). Inspired by Rogers’ humanistic and timeless outlook, I focus my work with clients on expanding their process of growth into an engaging endeavor rather than a strenuous one. I believe that every individual has tremendous inner resources that need support in coming to light. My goal is to make every client feel empowered to create the best life for themselves individually and in their relationships.

Sheena Boyd

(she/her)

Sheena Boyd, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$140/session
LMFT
12 years of experience
Virtual
Hello, I'm Sheena. Do you feel like life is always throwing you for a loop? Are you struggling to keep your head above water? Are we losing sight of who we are as a person? I help individuals, families, and couples manage the demands and challenges that life brings. Together, we will identify the causes of your challenges and develop solutions to empower yourself to find life balance. You should have a safe space to openly discuss your thoughts and feelings. Treatment should not be cookie-cutter but individualized to your needs, which is focused on in our sessions. Change is a scary concept in our lives, but it is easier when you have someone with you along the journey. I'll meet you with empathy, compassion, honesty, and evidence-based techniques to allow you to work toward the goals you want for yourself. Let's go on this journey together!

Jill Cordova Holt

Jill Cordova Holt, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
11 years of experience
Virtual
PLEASE NOTE: I am a Gerontological Counselor. I believe in empowering older adults by fostering independence, resilience and sense of identity. Aging is a journey that should be met with dignity, respect, and opportunities for growth. By actively listening, providing tailored support, and encouraging self-determination, I can help older adults maintain their autonomy and confidence. Resilience is nurtured through meaningful connections, purposeful activities, and a focus on strengths rather than limitations. I am committed to honoring an individual's experiences, celebrating their uniqueness, and creating environments where people feel valued and capable. I challenge stereotypes about aging and promote a vision of later life filled with possibility and fulfillment.

Kim Becker

Kim Becker, LCSW - California Therapist at Grow Therapy
$110/session
LCSW
23 years of experience
Virtual
Hey there- I'm Kim. I am currently taking NEW REFERRALS! Is anxiety ruling your life? Past trauma crippling you? Are you feeling overwhelmed by your daily routine and under-whelmed by the activities that once lit your soul on fire? Are you struggling to reach that work – life balance others seem to manage so freely? Let’s work together to identify the source of your unhappiness, low self-esteem, depression or anxiety. I’d like to walk with you while you rediscover your strengths and develop healthy, solution-focused strategies that will ultimately help you to reclaim the polished version of your best self. I want to make your self-doubt disappear. I want you to feel empowered. We will use traditional talk therapy along with components of other evidenced-based therapeutic modalities to meet your unique needs and situation. Allow me to get to know you so I can safely guide you through a journey of growth and self-discovery.

Madeleine Azar

(she/her)

Madeleine Azar, LPCC - California Therapist at Grow Therapy
$120/session
LPCC
6 years of experience
Virtual
Hi there, I'm Maddie! Do you worry all the time? Want to feel more confident and empowered? If you need someone to talk to, I’m here to help. I bring a warm and relational approach to my work. With training in mental health, mindfulness, and yoga, my counseling style is rooted in a holistic-based approach. I also have training in issues surrounding anxiety, self esteem, grief, relationships, career, depression, personal development, and LGBTQ+ topics. I am a Licensed Professional Counselor (LPC) with the Texas State Board of Examiners of Professional Counselors (License #80432) and an LPCC in the State of California (License #15087). My counseling practice is supported by a Masters of Educational Psychology from the University of Texas at Austin and hundreds of hours of continued education in psychotherapy. I’m here to encourage you to become the person you would like to be. ***Online counseling is NOT recommended for persons who: - are currently dependent on drugs or alcohol or have a recent history of substance abuse. - are suicidal, homicidal, or experiencing suicidal or homicidal ideation. - are in crisis. (*If you are in need of crisis services, please contact 911, call the National Suicide Hotline at 988, or go to your local emergency room for immediate help.*) If you meet any of the criteria listed above, online counseling will not offer an adequate level of support to meet your needs at this time. I would recommend face-to-face sessions which may offer the level of contact and engagement that would be most beneficial to you.***

Havi Wolfson Hall

Havi Wolfson Hall, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
24 years of experience
Virtual
For over 20 years, Havi Wolfson Hall has been creating meaningful therapeutic relationships, helping individuals and families navigate challenges like depression, anxiety, life transitions, and parenting. In 2005, she created Health-E-Connections to address the unique challenges technology poses to relationships. You don't have to face your challenges alone. Please reach out to see if Havi is the right therapist for you. "I look forward to connecting with you. Take care, Havi".

Molly Martin

Molly Martin, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
18 years of experience
Virtual
Hello! My name is Molly and I've been a licensed Marriage & Family Therapist since 2012 and studying in the field since 2006. A little about myself, I'm originally from MN, I've resided in Southern CA for several decades now. I have a few mixed fur-babies and enjoy taking them on walks and to the park. I stay busy parenting a 15 year old teen, reading, taking hikes, and I've recently been able to start traveling again with my kiddo reaching an age of wanting more friend time and less "mom time." I also enjoy live music and going to the beach.

Lane Ratchford

(she/her)

Lane Ratchford, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
16 years of experience
Virtual
Hi, I'm Lane. I know that looking for a therapist-- finding the right "fit" and someone you can trust--can be a daunting process. Let me tell you a little about my practice, and if you have any questions, I welcome them. Over 16 years of clinical practice, I have accumulated a number of techniques for helping folks feel more whole in their daily experience. I believe that it's my job to get to know and to honor your truth and endemic wisdom. I'm here to be a compassionate partner in your self-exploration. Honesty, transparency, and trust in our relationship is paramount. I am always interested in hearing your thoughts and feelings about our working relationship. Most times, talking about what's happening in the moment, in our interactions, is therapeutic, and leads to new skills that can be deployed in everyday life. Therapy is a place to learn about and practice being authentic, noticing along the way the places you might have had to curtail your truths to cope in previous situations.

Jessica Dulin

Jessica Dulin, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LMFT
8 years of experience
Virtual
I am a licensed marriage and family therapist with 8 years of experience. My clinical experience is working with individuals who are dealing with cancer and chronic illness, both from a personal and clinical perspective. I have successfully helped clients navigate through challenges such as anxiety, depression, and OCD. My goal is to provide a safe and supportive environment where clients can explore their emotions, develop coping strategies, and ultimately find healing and growth.

Nate Rose

(he/him)

Nate Rose, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
5 years of experience
Virtual
My name is Nate (he/him) and I'm a transgender Licensed Clinical Social Worker (LCSW) in California. I provide individual therapy to adults and older adults navigating a range of challenges, from symptoms to life transitions. I aim to create a warm, non-judgmental space where clients feel truly seen and accepted. My understanding of stigma and systemic barriers comes firsthand, informing my commitment to social justice and empowerment. I offer evidence-based therapeutic tools while honoring each person's inherent wisdom and autonomy in their healing process.

Rena / Ro Oppenheimer

(they/them)

Rena / Ro Oppenheimer, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LCSW
6 years of experience
Virtual
My name is Ro and I am a white queer non-binary Ashkenazi Jewish somatic therapist and artist. Consent, harm reduction, and the abolition of police and prisons are important to me, and I strive to practice in ways that are honest and aligned with my values. A sense of humor is also essential to me in healing work-- I believe in making room to go deep as well as to have fun in therapy. I have experience working with folks who experience depression, self-harm, relationship issues, break-ups, trauma, and anxiety. I love working with adults, teens, families, queers, and creatives. Right now, I am only seeing clients on Telehealth.

Emily Means

Emily Means, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
8 years of experience
Virtual
Hello! I'm Emily; a San Francisco-based, dually licensed therapist with a deep belief in the healing power of self inquiry in the context of a therapeutic relationship. I trained as a drama therapist at California Institute of Integral Studies following several years working in theater and education. Are you anticipating (or already amidst) a life change? I specialize in therapeutic work related to what I respectfully call “portals”--- with an interest in helping you honor where you’ve been, where you’re at, and where you’d like to go next.

Stacia Narasky

(she/her)

Stacia Narasky, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
8 years of experience
Virtual
Hello! My name is Stacia, I am a Licensed Clinical Social Worker, specializing in therapy services in California. Providing therapy is my career, but it is also a passion of mine. To help another person learn to navigate their own struggles is a blessing in itself. "Give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime". I would love to work with you to navigate whatever it is you are going through! ​ I have been providing therapy services since 2015, and have worked with all ages. I am currently providing online therapy services young adults (aged 18 and up) who are currently struggling with anxiety, depression, trauma, relationship issues, grief and loss, work stress, life stressors and life transitions. Therapy sessions are conducted online.

Eric Lyden

Eric Lyden, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
1 year of experience
Virtual
I am licensed in California with 34 years of professional work experience. I have experience in helping clients with stress, anxiety, recovery from addictions, relationship issues, trauma, & abuse. I also have experience working with depression and men's issues, including helping men deal with life transitions. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey.

Catherine Ramsey

(She/her)

Catherine Ramsey, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
4 years of experience
Virtual
I am a Marriage & Family Therapist based in Northern California. I earned my Masters degree from Golden Gate University in San Francisco and have been licensed for 4 years. I have over 8 years of experience supporting families of patients diagnosed with Autism Spectrum Disorder and other developmental delays. I work with adults to help them uncover what keeps them stuck in unhealthy patterns and provide tools so they can achieve their personal goals. I am here to help you establish better relationships with your loved ones, learn to set boundaries, and meet your full potential.

Mattie Chein

Mattie Chein, LCSW - California Therapist at Grow Therapy
$250/session
LCSW
5 years of experience
Virtual
Hi, I’m Mattie Chein, a licensed therapist who works with high-functioning adults battling internal struggles like depression, anxiety, and substance use. You might be doing all the “right” things, working hard, staying social, and showing up, but still feeling empty, anxious, or overwhelmed inside. I specialize in helping people who look fine on the outside but feel stuck, lost, or quietly falling apart. Our work isn’t just about what’s wrong — it’s about where we’re going. I help you move toward a life that actually feels like yours: grounded, alive, and connected.

Brian Burgess

Brian Burgess, LP - California Therapist at Grow Therapy
$225/session
LP
16 years of experience
Virtual
I am a client centered therapist/psychologist with 13+ years of experience working with couples and individuals age 18 and older. My schedule is generally Monday through Thursday from 9-5 PT and Friday from 9-3 PT. You can expect me to be empathic and understanding of your concerns, without judgment. I won't be telling you how to live your life or giving you advice you haven't asked for. If you want advice, please don't hesitate to ask. I will do my best. I work with you to help you gain insight into what is bothering you. Together we can help find new ways of understanding yourself (self-empathy) and discover/change how you are looking at the world around you. We can work to relieve symptoms of depression and anxiety. My goal is to eventually have you be able to better handle feelings and emotions and live a happier more fulfilled life without me being there to help. What are your goals? What would you like to work on with me?

Stephen Del Grosso

(he/him)

Stephen Del Grosso, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
8 years of experience
Virtual
Feeling down, unmotivated or flat? Are you disengaging in previously pleasurable activities leaving you feeling unmotivated and anxious? Through a collaborative partnership, I can help you lead a more fulfilling and meaningful life, helping to reduce anxiety and boost problem solving all from the comfort of your living room! I utilize a client centered, solution focused approach, through the use of Cognitive Behavioral Therapy and Motivational Interviewing interventions to help reduce anxiety and depression and promote wellbeing. I have had success working with crisis intervention and trauma informed care to help a variety of clients’ ranging from minor disturbances to significant impairment. Through my eclectic approach, I can treat a wide range of client needs. My experience stems from working with individuals, young adults and couples who struggle to overcome anxiety, mood disorders, adjustment disorders and substance use disorders. Whatever the issue, I can be of service to offer an empathetic, patient centered level of care that will meet your needs. Please call or email for a free 15 min phone consultation to see how I can best support your needs. All sessions are conducted via telehealth, through a safe and secure platform. Don’t settle for your new normal, contact me to help you make changes today!

Michael Pearson

(He/him)

Michael Pearson, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
21 years of experience
Virtual
I've been a Marriage Family Therapist for 22 years. Michael (and his associates) use humanistic, psychodynamic, and CBT treatments for depression, anxiety, relationship difficulties, substance use disorders, adolescent turmoil, trauma, transitions, grief, self esteem, and other life challenges. I enjoy working with adults, adolescents and couples. Michael and his team uses a non-judgmental, caring, and often uplifting approach that includes mindfulness and an appreciation and respect for diverse clientele, ethnicity, spiritual/religious, orientation and identity issues. I have my own private practice but I also have a group practice with four amazing therapists who work for me. I love supervising my therapists and finding creative ways to help people who are stuck and suffering with different issues and concerns.

James Johnson

(he/him)

James Johnson, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
5 years of experience
Virtual
I enjoy working with individuals, children and couples that are hoping to gain confidence in healthier communication skills. Getting to understand you and getting to know one another will help improve our relationships. This will help recognize where you are hoping to improve your qualities in daily functioning. Building an alliance with me can create a safe place to practice and process your thoughts and feelings. Being able to process your past experience will allow you to identify and process ongoing needs within your daily lifestyle. Therapeutic alliance helps individuals grow within and become aware of their own needs

Dr. Julia Kaluga

Dr. Julia Kaluga, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
14 years of experience
Virtual
Hello and welcome! I am a doctor of Psychology, a licensed marriage and family therapist and a licensed professional clinical counselor. I am located in California and have 14 years of experience in helping individuals navigate their emotional challenges through various evidence-based treatment methods. My goal is to empower you to understand yourself better, heal from past traumas, and improve your relationships, ultimately leading to a more fulfilling life.

Alessandra Snavely

Alessandra Snavely, LMFT - California Therapist at Grow Therapy
$130/session
LMFT
9 years of experience
Virtual
With 9 years of dedicated experience in psychotherapy, I am passionate about supporting individuals, particularly youth, in navigating life's challenges and fostering healthier futures. My journey began with a profound desire to empower others through their struggles and transitions. My career has encompassed diverse settings including day centers for adults with severe mental illness, crisis shelters for youth, and community mental health services. For the past year, I have been privileged to work directly with clients in private practice. At the heart of my practice is meeting clients where they are, fostering a collaborative and non-judgmental environment. I believe in the importance of feedback to tailor therapy to each individual's needs, ensuring effective and personalized care.

Keith Nesbitt

(he/him)

Keith Nesbitt, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
18 years of experience
Virtual
I am glad you are taking time to get to know me. I am a licensed Marriage and Family Therapist. I have my M.S. in clinical psychology from San Francisco State University and my undergrad in psychology from Purdue University. I have worked in San Francisco for seventeen years with multicultural families and individuals that have been in crisis. I have worked with a multitude of differing diagnosis and problems over this extensive period of time. I take such pride in helping families and individuals live a better life and obtain their desired goals. I am glad to have been around in my job long enough to have observed the positive results my contributions have made. I am passionate in wanting to help alleviate suffering and I stay determined in doing so.

Sam Moglen

(he/him)

Sam Moglen, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
8 years of experience
Virtual
I am a licensed marriage and family therapist. My approach is warm and down-to-earth, and use perspectives and tools from many styles of therapy such as EMDR, somatic, and Brainspotting so that I can tailor a unique approach together with you. I strive to be clear, honest, and genuine to learn about your reality in a manner that feels comfortable for you.

Angela Riggio

Angela Riggio, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$125/session
LMFT
10 years of experience
Virtual
I am a Licensed Marriage and Family Therapist in California, dedicated to providing a safe and welcoming space for individuals from all backgrounds. I understand that life’s challenges can feel overwhelming, and my goal is to offer the support and guidance needed to navigate them. With years of experience in treating anxiety, depression, PTSD, adjustment disorders, and relational challenges, I strive to help clients build resilience, gain insight, and create meaningful change in their lives

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.