Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 193 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 6/9/2026

$125/session

Solution oriented
Warm
Authentic

Specialties

Bipolar Disorder
Addiction
ADHD
+10
Hello ! I am Sergio Fernando Gueller, LCSW, I am an American citizen and love our Blessed country with all my heart; I am also an immigrant from Latin America, Argentina, who arrived to this country at age 19 (I am currently 65), "tired and poor" and escaping an unstable political environment and difficult socioeconomic perspectives. I completed my training in Europe and Latin America through my participation in many seminars and obtaining several certifications in this field, however, all my formal education took place in California and Oregon, in the USA. My approach to psychotherapy is eclectic and practical and am focused on providing immediate alleviation and crisis resolution to my clients via powerful cognitive/behavioral tools which I use daily in my practice. I am a simple person and my approach is formal and respectful, however, I use respectful/sensitive humor and levity therapeutically when appropriate as I believe it is a major part of my method.
Available

Often rebooked

$150/session

Authentic
Warm
Open-minded

Specialties

Bipolar Disorder
Child or Adolescent
Suicidal Ideation
+10
Hi! I'm Dr. Chelsea Acker, a licensed clinical psychologist with expertise working with children and adolescents. I'm experienced with a range of concerns, but I have specialized training in treating trauma, suicidality, and early psychosis. In 2019, I graduated from the PAU-Stanford PsyD Consortium, where I trained at the Stanford School of Medicine's psychiatry department and Lucile Packard Children's Hospital's program at a local high school. I attended internship (our version of residency, more or less) at the UC Davis Medical Center, where I received world-class training in the treatment of childhood trauma and early psychosis, both separately and together. I then completed a post-doctoral fellowship at the Chicago Child Trauma Center, where I continued to build my expertise in the treatment of childhood trauma. After that, I worked at Kaiser Permanente, Oakland, for two and a half years, where I specialized in working with children and adolescents with complex, persistent symptom presentations, who had often been hospitalized multiple times for safety concerns and struggled to make progress with previous therapists.
VirtualAvailable

$150/session

Authentic
Open-minded
Warm

Specialties

Bipolar Disorder
Anxiety
Coping Skills
+9
Welcome! I’m Carly, a Licensed Clinical Social Worker (LCSW) who believes therapy should feel like a real, non-judgmental conversation . I work with individuals navigating anxiety, trauma, relationship stress, and life transitions where I take a down-to-earth, collaborative approach. My style is warm, honest, and practical—my goal is for you to feel supported, understood, and actually helped. I want our work to feel like a space where you can breathe, grow, and feel more like yourself again.
VirtualAvailable

$245/session

Warm
Solution oriented
Authentic

Specialties

Bipolar Disorder
Anxiety
LGBTQ
+9
Do you find yourself spending nights awake worrying about things you can't control? Do you feel constantly stressed about the future and overwhelmed by self-doubt? Are you missing out on events or relationships because of your panic or anxiety? Maybe you're a member of the LBGTQ+ community who feels unsafe in a world of unsettling news or exhausted by trying to conform to society's expectations of you. Do you find yourself "triggered" and have a difficult time managing anger or rage? Are you always on alert wondering if you'll ever feel peaceful again? You struggle to leave the past where it belongs. Or maybe you feel trapped in a job or career that you once loved but now takes more than it offers. Does that work stress spill over into your personal life? If any of these experiences resonate with you, you've arrived at the right place. I'm genuinely delighted you're here. Are you prepared to start your journey toward feeling connected, self-assured, and empowered? I specialize in helping adults with crushing anxiety, trauma, parenting issues and members of the LGBTQ+ community get their groove back and live the lives they deserve. Consider me your expert guide and unwavering advocate. Together, we'll pinpoint your goals and use a tailored blend of therapeutic techniques to help you achieve them. I firmly believe that therapy should yield enduring results, not just temporary fixes, so we'll collaborate to bring you closer to the life you envision. Whether you're addressing past trauma, navigating the complexities of parenthood, or facing any other personal challenges, I am here to provide a safe space to process emotions and offer an alternative perspective.
VirtualAvailable

New to Grow

$150/session

Specialties

Bipolar Disorder
Couples Counseling
Life Transitions
+10
Im dedicated to helping people navigate life's more complicated emotional terrain with greater clarity, stability, and self understanding. I believe therapy should feel like a connection first. The therapuetic relationship matters, and I work to create a space where clients feel genuinely seen, respected, and supportd while also challenged toward meaningful growth. My approach is collaborative, compasssionate, and practical. I integreate evidence-based practices including DBT, CBT , mindfulness, attachment -focused work, and trauma informed care to help clients develop healthier coping strategies, regulate emotions, and better understand long-standing patterns that may be keeping them stuck. I have worked with adults, teens and their parents and couples to improve their communication, emotional regulation and interpersonal effectiveness. I am interested in teaching people skills that are effective to help them to communicate their wants and needs in an effective way.
Available

$150/session

Authentic
Warm
Empowering

Specialties

Bipolar Disorder
Anxiety
Depression
+10
Hi, I’m a therapist based in Orange County, California with a deep commitment to helping others and continuing to grow in my understanding of people. I’ve had the privilege of working across a variety of settings—including residential treatment, PHP/IOP programs, school-based counseling, and telehealth—supporting individuals through a wide range of challenges. I take a holistic approach to therapy, with a strong interest in the mind-body connection and ways we can support healing on every level. Outside of therapy, I love spending time outdoors, traveling, exploring new coffee shops, and continuing to learn more about wellness and personal growth—values I naturally bring into the work I do with my clients.
Available

$120/session

Authentic
Direct
Intelligent

Specialties

Bipolar Disorder
Anxiety
Mood Disorders
+6
I am a Licensed Marriage and Family Therapist who has worked in the mental health field for over 25 years. I have experience working with adults, children from ages 3-18, transitional age youth, families, and youth with behavioral health challenges. I have worked with those that have dealt with depression, anxiety, bipolar disorder, eating disorders, post-traumatic stress disorder, schizophrenia, ADHD, and personality disorders. I enjoy working with individuals, couples and families that are looking to increase their abilities to heal and grow. I generally utilize CBT, DBT, solution focused, trauma informed, and strength-based therapy, though everyone is unique, and we will work together to find the right therapeutic approach. I believe that each individual is the expert of their own life and I strive to provide a safe and affirming environment and a therapeutic relationship that supports others on their journeys.
Available

New to Grow

$130/session

Specialties

Bipolar Disorder
Addiction
Anxiety
+4
Hi my name is Michael and I am very excited to be a part of your Therapy journey! I have a Masters in Marriage and Family Therapy and I have worked in several treatment facilities including a Nonprofit Women and family health center, an Addiction treatment facility, and a Digital health center for children and families. I will do everything in my power to help you find what you need and begin to heal and grow.
Available

$150/session

Intelligent
Warm
Empowering

Specialties

Bipolar Disorder
Anxiety
Depression
+10
"Hello, my name is Peggy Stewart, and I have been practicing psychotherapy for over a decade. I am a professor at the University of Southern California, where I teach aspiring mental health professionals. I am a Licensed Psychotherapist (LCSW) and a PhD candidate in Clinical Psychology. My approach to therapy is to assist my clients in achieving an improved quality of life."
VirtualAvailable

$120/session

Warm
Authentic
Solution oriented

Specialties

Bipolar Disorder
Depression
Parenting
+10
I’m a clinician committed to helping individuals and families learn how to achieve identified goals from a person centered approach, working collaboratively with the client to ensure they feel supported while working on reducing the negative symptoms and behaviors that may be standing in their way of success. My work focuses on targeting ineffective behaviors, habits, and beliefs, while utilizing strength based interventions to assist clients with identifying their greatest potential and normalizing the feelings of isolation and loneliness that may be holding them back. I believe in taking a collaborative approach to helping clients reach their goals in a safe environment build on trust and confidentiality.
Available

New to Grow

$120/session

Specialties

Bipolar Disorder
Coping Skills
Men's Issues
+9
Hello. My name is Frank Garcia. I am a Licensed Marriage and Family Therapist. I am an easy going, yet upfront and honest Clinician who advocates, educates, and empowers clients to make the best of their circumstances and overcome the impossibilities. I keep life simple! I am a family man, professional, and leader in my community. I give my best to the people I serve and put what's in front of me as priority.
Available

New to Grow

$125/session

Specialties

Bipolar Disorder
Anxiety
Depression
+9
Hello, I’m Kim Paylor, a Licensed Professional Clinical Counselor (LPCC), school counselor, and clinical supervisor with a diverse background in mental health, education, case management, and student support services. Over the years, I have had the privilege of working with children, teens, adults, veterans, families, and young adults across school, community, and clinical settings. My experience includes working as a school counselor, special education resource teacher, therapist in private practice and telehealth settings, and clinical case manager within the HUD-VASH program supporting veterans. Prior to entering the mental health field, I also spent many years working in customer service, payroll, human resources, and university settings, which has given me a strong understanding of life stressors, workplace challenges, relationships, parenting, and major life transitions. I bring warmth, compassion, authenticity, and real-world understanding into the counseling relationship. I specialize in anxiety, emotional wellness, trauma-informed care, self-esteem, stress management, and helping clients develop healthier coping skills, emotional resilience, and greater confidence in themselves and their lives. My strongest area of focus is supporting adolescents, teens, and adults between the ages of 11–45. My therapeutic style is highly person-centered, supportive, and collaborative. While I use evidence-based therapeutic approaches such as CBT, ACT, mindfulness, motivational interviewing, and trauma-informed care, I strive to create a counseling experience that feels approachable, practical, empowering, and genuinely supportive rather than overly clinical or judgmental. I believe therapy works best when clients feel truly heard, valued, and comfortable being themselves. I often incorporate guidance, emotional support, skill-building, and strengths-based strategies to help clients not only process challenges, but also build confidence, self-awareness, resilience, and practical tools they can apply in everyday life. My goal is to create a safe, nonjudgmental environment where clients feel supported, empowered, and encouraged as they work toward healing, balance, and meaningful change.
Available

$150/session

Challenging
Direct
Solution oriented

Specialties

Bipolar Disorder
Anxiety
Depression
+8
Therapy can easily become a long, slow, drawn-out process. It doesn't have to be that way. I specialize in intensive, short-term dynamic psychotherapy aimed at sustainable relief from your symptoms and struggles as swiftly as possible. To do that, I will challenge you to cut through all the background noise and rumination so we always stay focused on what really matters.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$200/session

Authentic
Empowering

Specialties

Bipolar Disorder
Anxiety
Depression
+10
Hello! I am motivated and excited to walk through this season in your life and to assist you in a way that finds you as comfortable and at ease as you can be. I am solution-focused and have a warm teaching style yet lean in closely to the strategies and skills you may be seeking so that your goals are achieved. I have been a therapist for close to twenty years and have competency, education and experience necessary to accept a variety of cases with varying degrees of complexity. I am described by many to be warm, empathetic and at times share guidance that may be challenging to hear and with all intent it would be to see a different point of view for the greater good.
VirtualAvailable

$185/session

Empowering
Solution oriented
Intelligent

Specialties

Bipolar Disorder
Anxiety
Depression
+5
Hello, and Thank You for reading my profile! My name is Sharlene Hanaway. I have been a Licensed Marriage and Family Therapist for many years. During that time, I have worked with many clients who have been deeply challenged by their life circumstances and everyday issues. My clients have tried many different ways to help themselves but need fresh eyes and someone who can help them change their perspectives about the things they can change and let go of the things they can not change. It is a collaborative relationship where we find what works for you! I welcome you to work with me, so you can move on from the issues that are getting in the way of your living the life you want.
VirtualAvailable

Often rebooked

$100/session

Authentic
Empowering
Open-minded

Specialties

Bipolar Disorder
Addiction
Anxiety
+10
Hi. My name is Justin. I two time national academic honoree from my master's program at top-ranked Fordham University for Social Services. I have nearly a decade of experience working in mental health, having trained extensively in dual diagnosis treatment center settings. I have a high level of comfort in treating a wide variety of disorders at different levels of acuity. My style is solution-focused with a calm, grounded demeanor. I am absolutely open to working with all populations and always love to gain experience as I can.
Available

Often rebooked

$125/session

Empowering
Authentic
Solution oriented

Specialties

Bipolar Disorder
Anxiety
Depression
+17
Hello there, I am Jamey. Do you feel like there are just not enough hours in the day, or that you are being pulled in a million different directions? Do you feel like you are struggling to keep up with your relationships, your work, or your health? Sometimes when this happens, we tend to blame the person in the mirror. Fortunately, I am here to help you get over that hump. I strive to help you manage anxiety and avoid burnout. My goal is to help work together with you, and identify what is working well, and not so well, and help you find that balance you and so many others are looking for. I consider myself to be very adaptable to my clients, and work to find what works best specifically for you! I would also like to assure you, that you are not the only one feeling this way! Whether you are overwhelmed, having relationship issues, dealing with trauma, or cycles of anxiety and depression, I am here to help. If you are having trouble with your children, and are seeking input and new techniques, I would be glad to assist you. Seeking therapy can feel scary, but this is the first step towards making the right choice. You deserve a safe space to heal and grow. In our sessions together, I will meet you with empathy and compassion in a judgment-free zone, working with evidence-based techniques to help you overcome the hang-ups and habits holding you back. Let us work together!
VirtualAvailable

Often rebooked

$175/session

Authentic
Solution oriented
Warm

Specialties

Bipolar Disorder
Anxiety
Depression
+9
I have been licensed for 35 years. I received my degree in clinical psychology from George Fox University. I specialize in PTSD, depression and anxiety. I use EMDR and CBT to address trauma. I enjoy helping people discover stories they have been living that no longer work for them. Hope is an essential quality to have as you embrace new narratives and ways of being in the world. I am committed to honesty and compassion as you discover new ways of being. I employ a style that is relational and collaborative. Faith has been an important part of my journey and I am comfortable incorporating that into your work if you desire.
VirtualAvailable

Often rebooked

$185/session

Authentic
Intelligent
Solution oriented

Specialties

Bipolar Disorder
Anxiety
Life Transitions
+10
Feeling overwhelmed, stuck in old patterns, or struggling with emotional regulation, self esteem or in your relationships? You don’t have to figure it out alone. I offer a warm, supportive space where you can slow down, feel truly heard, and begin to understand yourself with more clarity and compassion. My approach is both gentle and honest—I’ll meet you where you are, while also helping you move toward meaningful change. I integrate trauma-informed care (including EMDR), relationship-focused work, and practical tools to support communication, parenting, and life transitions such as immigration, separation, or divorce. I also provide a neurodivergence-affirming space where all parts of you are welcome. Together, we’ll work toward helping you feel more grounded, connected, and at ease in yourself and your relationships.
VirtualAvailable

New to Grow

$140/session

Specialties

Bipolar Disorder
Anxiety
Couples Counseling
+7
I have over 40 years of experience as a medical professional, first as a physical therapist and in 1994 as a Clinical Psychologist upon receiving my license. I have integrated the two professions with many clients, especially those with issues of pain. I have been able to coordinate my knowledge to deal with clients concerns. I offer a very open and supportive environment which allows safe self exposure. I have worked with anxiety, depression, relationship and pain and dysfunction issues. I include this expertise in my work with couples, heterosexual or same sex.
Available

$100/session

Warm
Humorous
Authentic

Specialties

Bipolar Disorder
Anxiety
Depression
+24
Life transitions and unexpected challenges can bring a mix of emotions, including stress, uncertainty, anxiety, sadness, and self-doubt. Whether you are navigating changes in relationships, school, work, identity, family dynamics, or other personal challenges, therapy can provide a supportive space to process these experiences and develop healthier ways of coping. I am a Licensed Clinical Social Worker providing therapy in both English and Spanish. I work with children, adolescents, adults, and families from diverse cultural backgrounds and strive to create a safe, supportive, and nonjudgmental environment where clients feel heard and empowered. Over the past several years, I have worked in a variety of settings including schools, community mental health, inpatient psychiatric care, and hospital emergency services, helping individuals manage anxiety, depression, trauma, stress, life transitions, and interpersonal challenges.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$120/session

Specialties

Bipolar Disorder
Anxiety
Depression
+9
I am a Licensed Clinical Social Worker with over nine years of experience supporting individuals and families in social work and behavioral health settings, including three years providing direct therapy services. Throughout my career, I have worked with diverse populations facing a variety of challenges, which has strengthened my commitment to providing compassionate, trauma-informed, and person-centered care. I am passionate about guiding individuals through life's challenges while fostering self-esteem, confidence, and a deep sense of worthiness, wholeness, and belonging. I believe meaningful change begins with a strong therapeutic relationship, and I strive to create a safe, supportive space grounded in authenticity, empathy, cultural humility, and collaboration. My approach is attentive, honest, and tailored to the unique needs and goals of each person I serve. My goal is to collaborate with those I serve to build insight, strengthen resilience, and create meaningful, lasting change so they can live more fulfilling and purposeful lives. Together, we will navigate challenges, identify strengths, and develop practical tools that support growth and well-being. Outside of my professional life, family is at the heart of who I am. I am the proud parent of seven children—three biological, two fostered, and two adopted. With my youngest recently turning 18, I am embracing an exciting new chapter of life. When I'm not working, I enjoy spending time outdoors at the lake, beach, or mountains, hiking, picnicking, and appreciating the peace that nature provides. My greatest joy is spending time with family and friends, especially my grandchildren. I believe healing happens through connection, compassion, and courage, and I would be honored to walk alongside you as you navigate your journey toward greater wellness, growth, and fulfillment.
Available
No reviews yet
No reviews yet

New to Grow

$150/session

Solution oriented
Warm

Specialties

Bipolar Disorder
Anxiety
Depression
+1
I am a Licensed Clinical Social Worker in California with 15 years of professional work experience in community mental health. I believe in treating everyone with dignity, respect, and compassion. I take an empathetic approach to therapy while also respectfully challenging negative thought patterns. I have experience in helping clients with stress and anxiety, anger management, motivation, self esteem, and confidence, depression, & bipolar disorder. I utilize various therapeutic approaches such as Cognitive Behavioral Therapy (CBT), Solution-Focused Therapy, and Motivational Interviewing among others to best meet your specific needs. I take a collaborative approach to therapy and will work together to achieve your treatment goals.
VirtualAvailable

Often rebooked

$150/session

Direct
Solution oriented
Authentic

Specialties

Bipolar Disorder
Anxiety
Depression
+3
Hi there! I'm Justin Sunseri, a therapist from California. I've spent over 17 years helping people work through mental health challenges and recover from trauma. My passion is empowering those stuck in survival mode - flight, fight, shutdown, or freeze. By tapping into the body's natural wisdom, I guide people to feel safer and more grounded so they can rediscover their most authentic, joyful selves. I support individuals, couples, and families on this transformative journey with compassion and expertise. I'm deeply inspired by cutting-edge research like the Polyvagal Theory and love blending science with heart. Let me know if you'd like to explore working together!
VirtualAvailable

$150/session

Empowering
Solution oriented
Warm

Specialties

Bipolar Disorder
Anxiety
Depression
+10
Hello! I’m Yasaman Sharifi, Licensed Family and Marriage Family Therapist (LMFT), a dedicated mental health professional with a passion for helping individuals navigate their challenges through Cognitive Behavioral Therapy (CBT). With a focus on fostering self-awareness and resilience, I work collaboratively with clients to identify and reshape negative thought patterns, develop effective coping strategies, and achieve their personal therapy goals. I address the roots and underlining issues to assist individual with faster recovery with the current problems. Whether you’re facing anxiety, depression, or relationship issues, I am here to provide a supportive and empowering environment for your growth and healing. Let’s embark on this journey together!
Available
Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Bipolar Disorder?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Bipolar Disorder, is filtering therapists in California that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.