Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 145 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/2/2025

Melissa MacGown

(she/her)

Melissa MacGown, LMFT - California Therapist at Grow Therapy
$75/session
LMFT
20 years of experience
Virtual
Hello! I'm Melissa. I love what I do! Counseling people is my life's work. Been doing it 20 years. Whatever you are going through, I can assure you, I've worked with someone who's dealt with something similar. I specialize in treating addiction, worked in 5 in-patient drug & alcohol treatment centers/rehabs in my career (mostly w/men). I have years of professional experience working with an array of issues and populations. I enjoy working with individuals and families. I have several years experience working w/teens, including those who grew up in the system, been abused, at high-risk, or with behavioral or learning problems. Clients feedback is reported as: I'm "easy to talk to," "friendly," "down to earth." I've been told I'm helpful & a "good listener;" that's important to me. I'm mostly solution-focused, meaning...I want to understand the problem, but get into the tough work of finding solutions as soon as possible. As a therapist, I have empathy, am caring, and invested in improving your life circumstances. I'm non-judgmental. I believe no matter how similar or different we may be, we can work together and develop rapport. We can start right away, opening lines of communication so I can understand where you're coming from and help anyway I can. My hope is to develop a warm, trusting relationship in which you feel comfortable, and heard. One of my favorite things to hear as a therapist from a client is, "exactly," because I know we're on the same page, and smile when a client says after session, " I feel much better." That's my aspiration, to help, get to know you. Please understand this is not just a job for me. I'm genuinely here for you! Thanks for taking the time to read this & learn more about me as a professional.

Matthew Tapia

(he/him)

Matthew Tapia, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
12 years of experience
Virtual
Hello! I am a Licensed Marriage and Family Therapist (LMFT), currently licensed in Arizona and California. In my life, I’ve seen many people with a broad spectrum of challenges. I’ve also seen that hope and relief are possible. I offer a unique perspective in getting you that help. I enjoy seeing individuals and families solve problems and feel closer together. My experience comes from providing direct mental health and behavioral counseling for kids, teens, and adults with a variety of presenting issues including anxiety, autism, Asperger's syndrome, depression, stress, relationship and family issues, life transitions, parenting, and caregiving issues in a variety of settings. My approach and therapy style draws influence from Acceptance and Commitment Therapy (ACT), Dialectical Behavior Therapy (DBT), Mindfulness, and Cognitive Behavioral Therapy (CBT). It is important that you and I work together as a team using a collaborative approach and that I meet you where you are.

Alicea Evans, PsyD

(she/her)

Alicea Evans, PsyD, LP - California Therapist at Grow Therapy
$225/session
LP
7 years of experience
Virtual
I’m a licensed clinical neuropsychologist specializing in comprehensive neuropsychological assessment and therapeutic services across the lifespan. With advanced training in the evaluation and treatment of ADHD, autism spectrum disorders, learning differences, and related neurodevelopmental conditions, I provide individualized, evidence-based care that fosters insight, clarity, and meaningful growth. As a woman of color, I bring a culturally informed, socially conscious lens to my clinical work. I’m deeply committed to advancing equity in mental health and have a strong interest in supporting underserved populations—including BIPOC communities, individuals affected by systemic disadvantage, and children and families with limited access to care. I have extensive experience conducting diagnostic evaluations with children, adolescents, and adults, including individuals with complex presentations involving executive functioning challenges, emotional-behavioral concerns, and co-occurring substance use. My assessments are thorough and collaborative, designed to empower clients and families with practical recommendations and a deeper understanding of their unique strengths and needs. In addition to assessments, I provide individual therapy grounded in evidence-based approaches such as Cognitive Behavioral Therapy, Acceptance and Commitment Therapy, Dialectical Behavior Therapy (DBT), and Rational Emotive Behavior Therapy. I work with clients across all stages of development, helping them navigate anxiety, mood disorders, identity development, emotional regulation, and life transitions. I’m passionate about bridging neuroscience and psychotherapy to support long-term, transformative outcomes. Whether I’m working with a child struggling in school, a teen exploring their identity, or an adult processing a new diagnosis, I strive to meet each client with empathy, humility, and clinical excellence. I work with individuals navigating neurodivergence, anxiety, eating disorders, and serious mental health challenges. Many of the people I support come to me feeling overwhelmed, misunderstood, or unsure of how to move forward. I am an ADHD Certified Clinical Services Provider (ADHD-CCSP) as well as a Certified Autism Spectrum Disorder Clinical Specialist (ASDCS)

Giovanna Fattorini-Ocampo

Giovanna Fattorini-Ocampo, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$120/session
LMFT
10 years of experience
Virtual
Hello, I’m Giovanna. Whether you have been struggling with mental health problems most of your life or are experiencing some personal hardships and are looking for help, you have come to the right place. Be proud of yourself for reaching out for support. The journey might not be easy but the goal is to help you have a life that you find meaningful and fulfilling. I have experience working with adolescents, transitional age youth, adults and older adults dealing with mood disorders, anxiety, psychosis, trauma, personality disorders, developmental disorders, and substance use as well as with those going through life transitions and struggling finding their way.

Hilary Matthews

(she/her)

Hilary Matthews, LMFT - California Therapist at Grow Therapy
$100/session
LMFT
10 years of experience
Virtual
Hi my name is Hilary Matthews and I am a therapist specializing in mood disorders, substance use treatment and trauma. People often report fears and sadness as life changes affect them. I beleive that change is something to embrace and I will show you how. In my client centered practice I use Cognitive behavior, mindfulness, motivational interviewing, trauma informed care to assist clients with their challenges.

Nicole Moose

(she/her)

Nicole Moose, LCSW - California Therapist at Grow Therapy
$175/session
LCSW
10 years of experience
Virtual
Whether you are struggling with sadness, finding the energy to do things in life, low self-esteem, anxiety, anger, trauma, unhealthy coping, or even masking your emotions; you are capable and you can heal. I truly believe that most people will do well when they know how to do well. It's hard to ask for help and it's hard to accept the help. We just get stuck in the quick fix, easiest option, or the least emotionally draining route. My style towards therapy is direct, relational, and authentic. I won't sugar coat things or tell you what you "want" to hear, and I hope the same from you. This is about you and for you.

Cathy Ramirez

(she/her)

Cathy Ramirez, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
7 years of experience
Virtual
¡YO HABLO ESPAÑOL! I am an immigrant who dedicated herself to achieving her educational goals and now career goals. Making myself proud as well as my family proud. Now, it is my turn to give back to the community that gave me everything. In 2017, I received my Bachelor's Degree from San Diego Christian College in Psychology, and in 2019, I earned my Master's degree from National University in Counseling Psychology, with a specialization in Marriage and Family Therapy. I have worked in San Diego County with diverse populations who suffer from Substance Use and co-occurring disorders, such as mood disorders to psychotic disorders. I have also worked with those who are in a Mentall Health crisis throughout the country. I have witnessed first hand the way that our environment affects each and every one of us. ¡YO HABLO ESPAÑOL!

Luis Ciprez

(he/him)

Luis Ciprez, LCSW - California Therapist at Grow Therapy
$175/session
LCSW
18 years of experience
Virtual
Hello there and thank you for taking the time to review my profile. I am Licensed Clinical Social Worker with more than 17 years of combined experience working in the field of mental health and substance use. As a therapist, I like to provide a safe and nonjudgemental safe space for Clients to work on their concerns and achieve their goals. Most of my Clients feel that even if they have struggled to connect with other therapists in the past, they are able to connect with me and feel supported.

Alice Anamosa

(she/her)

Alice Anamosa, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$110/session
LMFT
6 years of experience
Virtual
Be the change you want to see in yourself. The world is a garden, and I want to support your personal growth in the harder areas of your life. Therapy is more than just talking, it's a process based on human connection. I'd like the opportunity to be a part of your journey. We will confront barriers, share experiences, join in reflection, and remember the importance of joy.

Victoria Zal

Victoria Zal, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
9 years of experience
Virtual
Hi, I would love to help your journey of healing, insight and growth, improving communication and satisfaction in your relationships effecting quality of your life. I utilize straightforward, open, and holistic approach which is trauma informed (EMDR), relationships/communication strengthening, parenting, marriage, divorce, immigration, and neurodivergence affirming. Looking forward to meeting you. Feel free to get in touch with any questions you may have.

John Dias

John Dias, LMFT - California Therapist at Grow Therapy
$140/session
LMFT
8 years of experience
Virtual
Welcome! I'm John Dias. I work with adolescents and adults. Working through the lens of the effects of trauma and shame; I have helped these populations to manage and/or alleviate psychological and emotional struggles that result in anxiety, depression, and poor coping skills. I use an integrative approach to find what model suits each clients needs. In doing this, I have helped clients feel more apart of their journey in therapy. Helping them feel more secure and safe in a process that can be scary to some.

Matthew Volzer

(he/him)

Matthew Volzer, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$135/session
LMFT
25 years of experience
Virtual
Are you feeling stuck, overwhelmed, or exhausted from trying to keep it all together? You don’t have to navigate it alone. I’m Matthew C. Volzer, a Licensed Marriage and Family Therapist with over 20 years of experience in mental health and 12 years helping individuals, couples, and families create lasting change through evidence-based therapy. I specialize in working with people who are struggling with anxiety, depression, anger, relationship challenges, or the emotional weight of past trauma. My approach is practical, compassionate, and results-oriented. Drawing from CBT, trauma-focused therapy, and family systems work, I’ll help you understand the patterns that keep you stuck and give you tools to move forward with clarity and confidence. Whether you’re looking to quiet your inner critic, build stronger relationships, or simply feel more like yourself again—I’m here to support you every step of the way. If you’re ready to start feeling better and make meaningful changes in your life, I’d be honored to work with you.

Cesar Garcia Herrera

Cesar Garcia Herrera, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
9 years of experience
Virtual
Hello, I’m Cesar. Do you feel overwhelmed with life’s challenges and feel you are being pulled in a million directions? Are you looking to restore balance to your life and mind? Has your self-esteem taken a hit due to the constant changes and expectations of society? Are you looking to improve or change the trajectory of your life? I work with adults who experience mental health concerns that range from anxiety, depression, impulse control, inattentiveness, trauma, behavioral concerns, relationship challenges and difficulties with establishing healthy boundaries. Together, we can restore your psychological and emotional health along with devising a plan to help achieve your goals. We will explore underlying concerns that are driving destructive behaviors and develop effective ways to improve overall functioning in all environments.

Wade Denes

Wade Denes, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LMFT
7 years of experience
Virtual
I am not here to fix you because you are not broken. I am not here to judge you because you are free to be whoever you want to be. I am here to help you reach your goals and find a trajectory to true happiness. Your journey to wellness begins when you recognize the role you play in your own life. You are powerful, capable, and worthy of the joy you seek. I am here to walk this path with you. I have extensive experience treating clients with Relationship Distress, Depression, Anxiety, Addiction, Codependency, Bipolar Disorder, and Adjustment Disorder. I am a certified specialist in the areas of anxiety and addiction.

Jessica Grace

Jessica Grace, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
11 years of experience
Virtual
Hello. My name is Jessica Grace and I'm a Licenced Marriage and Family Therapist. I have over 10 years of experience working with adults and children. I have had the privilege of working with clients with a wide range of concerns including anxiety, depression, addiction, mood disorders, relationship issues, life transitions, children with developmental delays and other various life challenges as they arise. My approach is warm and interactive. I believe in treating others with dignity, respect, and compassion and I don't believe in stigmatizing labels. My approach combines cognitive-behavioral, humanistic, psychodynamic, and rational-emotive counseling. I will tailor our dialog and treatment plan to meet your unique needs. Jessica earned her B.A. In Cognitive Psychology from the University of California, Irvine. She holds a Masters in Counseling Psychology with an emphasis in Marriage and Family Therapy, from The School of Professional psychology in Orange County, Ca and has earned her licence as a Marriage and Family Therapist. It takes courage to seek a more fulfilling and happier life and to take the first steps towards a change. If you are ready to take that step I am here to support and empower you. I look forward to working with you!

Ryan Silva

(he/him)

Ryan Silva, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
10 years of experience
Virtual
I am a Licensed Marriage and Family Therapist (LMFT) practicing in California. I hold a Master's degree from Alliant International University and boast over a decade of professional experience. Throughout my 11 years in practice, I have specialized in providing comprehensive support to adults spanning various age groups, addressing a wide spectrum of mental health conditions. I feel like the impact I have on clients is to help empower clients in defining meaningful and achievable goals that align with their personal growth and well-being, fostering a sense of ownership and motivation throughout their therapeutic journey

Norma A. Rubio

(she/her)

Norma A. Rubio, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
7 years of experience
Virtual
Bienvenidos! Soy Norma. Tengo una licencia para trabajar en California como therapista. Welcome! I am a Norma, a Licensed Clinical Social Worker specialized in depression, and anxiety. Culturally sensitive therapist, committed to help older adults overcome life challenges utilizing Cognitive Behavioral Therapy which focuses on identifying and changing maladaptive thought patterns and replace them with more objective and realistic thoughts . My goal is to create a compassionate, supportive space where they feel safe, understood and empowered.

Ray Radeka

(he/him)

Ray Radeka, LCSW - California Therapist at Grow Therapy
$140/session
LCSW
12 years of experience
Virtual
Hi my name is Ray Radeka, LCSW, CATC IV. I am a US Navy Veteran. I want to congratulate you on having the courage to reach out for assistance, it is not an easy thing to do. That being said you are already on your way to healing! I am a strength based, solution focused, compassionate, empathetic - intersectional therapist. I was born and raised in Southern California. I attended California Baptist University for my masters. My lived experiences on every level has motivated and prepared me to become a therapist. I have been in the mental health/substance abuse field, for 12 years, 9 of that was working as a Drug and Alcohol counselor specializing in Co-occurring disorders, which is someone that has been diagnosed with a Mental Health disorder and also suffers from a Drug or Alcohol addiction. I have now been practicing as a Clinical Therapist for the last 4 + years. My experience has been working with patients who suffer from Drug and Alcohol addiction, mood disorder, relationship issues, communication problems, Veterans with severe mental illness, PTSD , co-occurring disorders and marginalized groups coping with symptoms of Bipolar Disorder, Depression and Anxiety, emotion dysregulation. My clinical approach leans towards CBT, DBT, Strength based, Solution Focus Therapy, Meditation and Mindfulness, and ACT. “Just one small positive thought in the morning can change your whole day”. —Dalai Lama

Aaron Rohrer

(he/him)

Aaron Rohrer, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
17 years of experience
Virtual
Are you struggling with issues related to depression, anxiety, substance use, trauma, grief, or major life changes? You, like the many clients I've supported over the last 15 years, may be struggling with circumstances outside of your control, feel dissatisfied with the way substances are impacting your life, or are struggling to stay motivated or connected to the version of yourself you would like to be. Using basic principles from common and evidence based practices such as ACT and CBT, combined with client centered and solutions focused approach, I can work with you to help you impact the change you would like to see in your life.

Kelly Amaya-Ramirez

(she/her)

Kelly Amaya-Ramirez, LCSW - California Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
My name is Kelly Amaya-Ramirez, LCSW. I specialize in supporting children, youth, and families as they navigate emotional challenges, identity development, and life transitions. I also work extensively with adults facing anxiety, depression, trauma, PTSD, and difficulties in expressing their emotions and needs. With a client-centered and culturally responsive approach, I am committed to creating a safe and compassionate space where each individual feels seen, heard, and empowered. I use evidence-based practices tailored to each client’s unique story and strengths, helping them break negative cycles and build resilience. Whether working with a child struggling with school and self-esteem or an adult managing complex life stressors, my goal is to guide clients in understanding themselves better and developing skills to lead fulfilling, balanced lives. I believe in collaboration, respect, and empathy as foundational elements of therapy, and I aim to help clients uncover their inner strengths and achieve meaningful growth.

John Carswell

John Carswell, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
20 years of experience
Virtual
My approach is unique in that I don't just focus on your symptoms and observable behaviors. I work with you to go "behind the scenes" of what lies underneath your thoughts, feelings and actions that has caused the problems you're experiencing now. My work focuses on helping you move from feeling stuck to becoming empowered to overcome personal life challenges and conflicts within yourself or with others. As a Licensed Marriage and Family Therapist I bring over 20 years' experience and training that will come to bare in our work together. I have worked in various settings and served diverse populations, including acute in-patient, sub-acute, partial hospitalization, crisis residential, child and adolescent programs and in private practice. My experience and training have allowed me the privilege to serve clients with both complex and chronic mental health challenges.

Jamey McCormick

(he/him)

Jamey McCormick, LMFT - California Therapist at Grow Therapy
$125/session
LMFT
20 years of experience
Virtual
Hello there, I am Jamey. Do you feel like there are just not enough hours in the day, or that you are being pulled in a million different directions? Do you feel like you are struggling to keep up with your relationships, your work, or your health? Sometimes when this happens, we tend to blame the person in the mirror. Fortunately, I am here to help you get over that hump. I strive to help you manage anxiety and avoid burnout. My goal is to help work together with you, and identify what is working well, and not so well, and help you find that balance you and so many others are looking for. I consider myself to be very adaptable to my clients, and work to find what works best specifically for you! I would also like to assure you, that you are not the only one feeling this way! Whether you are overwhelmed, having relationship issues, dealing with trauma, or cycles of anxiety and depression, I am here to help. If you are having trouble with your children, and are seeking input and new techniques, I would be glad to assist you. Seeking therapy can feel scary, but this is the first step towards making the right choice. You deserve a safe space to heal and grow. In our sessions together, I will meet you with empathy and compassion in a judgment-free zone, working with evidence-based techniques to help you overcome the hang-ups and habits holding you back. Let us work together!

Elias Tamene

Elias Tamene, LPCC - California Therapist at Grow Therapy
$130/session
LPCC
15 years of experience
Virtual
I am a dedicated psychotherapist committed to helping individuals navigate life's challenges, improve emotional well-being, and foster personal growth. With a client-centered approach, I provide a supportive and nonjudgmental space where you can explore your thoughts, feelings, and behaviors. Whether you're struggling with anxiety, depression, relationship concerns, trauma, or life transitions, I integrate evidence-based techniques tailored to your unique needs. My goal is to empower you with the tools and insights to create lasting change and live a more fulfilling life.

Renee Marquett

(she/her)

Renee Marquett, LP - California Therapist at Grow Therapy
$225/session
LP
20 years of experience
Virtual
I am a licensed clinical psychologist (PhD) with an MBA. I am very passionate about the dissemination of services to people that need it the most. I believe most people who want and need help can get something beneficial out therapeutic services. I have spent most of my career doing research, training the next generation of psychologists, and providing support to many organizations that treat the most vulnerable people in our society. My hope is that I can bring my knowledge and experiences to people in need.

Matthew Swan

(he/him)

Matthew Swan, LMFT - California Therapist at Grow Therapy
$125/session
LMFT
10 years of experience
Virtual
I approach life with curiosity and a sense of purpose. I have worked in the mental health field for the last 8 years from nonprofit organizations, outpatient substance abuse facilities, crisis on call agencies and the judicial system. Prior to my experience as a marriage and family therapist, I was a stand up comic. I try to bring humor into the room whenever possible as I believe laughter is the best medicine.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Bipolar Disorder?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Bipolar Disorder, is filtering therapists in California that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.