Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 461 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/2/2025

Emily Zavala-Aguilar

(she/her)

Emily Zavala-Aguilar, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
3 years of experience
Virtual
Welcome! I’m Emily. I am a licensed psychotherapist working in the Sacramento area. My therapy practice welcomes children, adolescents, adults, and families. I operate from the framework that through our shared humanity, we can find connection, understanding, and healing. As a humanistic and psychodynamic therapist, my practice emphasizes genuineness, self-discovery, and uncovering unconscious behaviors and patterns within a non-judgmental and empathic space

Anisha Holden

Anisha Holden, LMFT - California Therapist at Grow Therapy
$125/session
LMFT
9 years of experience
Virtual
Hey there! I'm a young clinician that enjoys aiding clients through major and minor life transitions. I prefer a interactive, conversational style that allows for free flowing rapport building and client comfort through the treatment process. I know that counseling/therapy is not an easy situation to put oneself in, but if I can ease it in any way possible, that is the goal, so that we can focus on what most matters to you.

Melissa MacGown

(she/her)

Melissa MacGown, LMFT - California Therapist at Grow Therapy
$75/session
LMFT
20 years of experience
Virtual
Hello! I'm Melissa. I love what I do! Counseling people is my life's work. Been doing it 20 years. Whatever you are going through, I can assure you, I've worked with someone who's dealt with something similar. I specialize in treating addiction, worked in 5 in-patient drug & alcohol treatment centers/rehabs in my career (mostly w/men). I have years of professional experience working with an array of issues and populations. I enjoy working with individuals and families. I have several years experience working w/teens, including those who grew up in the system, been abused, at high-risk, or with behavioral or learning problems. Clients feedback is reported as: I'm "easy to talk to," "friendly," "down to earth." I've been told I'm helpful & a "good listener;" that's important to me. I'm mostly solution-focused, meaning...I want to understand the problem, but get into the tough work of finding solutions as soon as possible. As a therapist, I have empathy, am caring, and invested in improving your life circumstances. I'm non-judgmental. I believe no matter how similar or different we may be, we can work together and develop rapport. We can start right away, opening lines of communication so I can understand where you're coming from and help anyway I can. My hope is to develop a warm, trusting relationship in which you feel comfortable, and heard. One of my favorite things to hear as a therapist from a client is, "exactly," because I know we're on the same page, and smile when a client says after session, " I feel much better." That's my aspiration, to help, get to know you. Please understand this is not just a job for me. I'm genuinely here for you! Thanks for taking the time to read this & learn more about me as a professional.

Sheena Boyd

(she/her)

Sheena Boyd, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$140/session
LMFT
12 years of experience
Virtual
Hello, I'm Sheena. Do you feel like life is always throwing you for a loop? Are you struggling to keep your head above water? Are we losing sight of who we are as a person? I help individuals, families, and couples manage the demands and challenges that life brings. Together, we will identify the causes of your challenges and develop solutions to empower yourself to find life balance. You should have a safe space to openly discuss your thoughts and feelings. Treatment should not be cookie-cutter but individualized to your needs, which is focused on in our sessions. Change is a scary concept in our lives, but it is easier when you have someone with you along the journey. I'll meet you with empathy, compassion, honesty, and evidence-based techniques to allow you to work toward the goals you want for yourself. Let's go on this journey together!

Nelida Padron

(she/her)

Nelida Padron, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$225/session
LCSW
14 years of experience
Virtual
Hi! I'm a California-based Licensed Clinical Social Worker (LCSW) and Certified Diplomate of the Academy of Cognitive Behavioral Therapies. I received my Masters from the University of Southern California and have been practicing for 13 years. I help teens and young adults overcome depression, anxiety, and life transitions. My goal is to inspire my clients to become the best version of themselves by identifying the root causes of their issues and helping them work through them.

Mannya Sharma

(she/her)

Mannya Sharma, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
7 years of experience
Virtual
My name is Mannya Sharma, and I am a Licensed Clinical Social Worker (LCSW) with 4 years of experience in the field. I am passionate about providing empathic and unconditional support to individuals, couples, and families in their recovery. My expertise lies in treating a wide range of concerns, including anxiety, depression, trauma, relationships, and life transitions. I am committed to creating a safe and inclusive space for all clients, and I tailor my approach to meet each individual's unique needs and goals. Whether you are seeking support for a specific challenge or simply seeking personal growth, I am here to listen and guide you toward healing and well-being.

Juan Valenzuela

Juan Valenzuela, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
I am a Christian-informed therapist licensed in multiple States. With a background in clinical social work and a desire to see the building up of the body of Christ, I am passionate about supporting and encouraging my brothers and sisters as they seek to navigate the difficulties of life and develop resilience that can lead to personal healing and spiritual growth. My areas of expertise include managing stress, anxiety, depression, trauma, faith formation, identity and purpose, peer relationships, transitional challenges, conflict resolution, forgiveness, etc.

Stephen Mosblech

Stephen Mosblech, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
5 years of experience
Virtual
My name is Stephen and I’m a Licensed Marriage and Family Therapist serving clients remotely in California and Florida. As a therapist I’m passionate about awe and the belief that to be fundamentally heard transforms our suffering at its core. I will provide you with a place to say and explore what you can't anywhere else in your life. In our work all of you is welcome: your heartbreak, depressions, dreams and rage, your jealousies, anxiety, all of your crises and shattered parts, the tangles and glories of your sexuality and your relationship with power, money and the intangible. I do this work because life is happening now, and not one second of it can be gotten back. My approach is person-centered, it honors your uniqueness. I blend insights from psychoanalysis with expertise gained over two-decades of deep commitment to meditation. I completed my MA Clinical Psychology at California Institute of Integral Studies in San Francisco. I also hold a BA in film and contemporary philosophy from Brown University. 
I have worked in community, school based, private practice and recovery settings. I continue to

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Rena / Ro Oppenheimer

(they/them)

Rena / Ro Oppenheimer, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LCSW
6 years of experience
Virtual
My name is Ro and I am a white queer non-binary Ashkenazi Jewish somatic therapist and artist. Consent, harm reduction, and the abolition of police and prisons are important to me, and I strive to practice in ways that are honest and aligned with my values. A sense of humor is also essential to me in healing work-- I believe in making room to go deep as well as to have fun in therapy. I have experience working with folks who experience depression, self-harm, relationship issues, break-ups, trauma, and anxiety. I love working with adults, teens, families, queers, and creatives. Right now, I am only seeing clients on Telehealth.

Haley Baker

(she/her)

Haley Baker, LMFT - California Therapist at Grow Therapy
$210/session
LMFT
12 years of experience
Virtual
I have been providing individual and group therapy for over a decade. I can support you in learning to regulate your emotions, developing self-awareness, identifying and communicating your emotions, practicing and developing social skills and awareness, increasing self-compassion, improving communication skills, clarifying your personal values, goals, and intentions, learning how to advocate for your needs, and improving your personal relationships.

Lorrie LaVallee

(she/her)

Lorrie LaVallee, LMFT - California Therapist at Grow Therapy
$140/session
LMFT
18 years of experience
Virtual
Welcome! My name is Lorrie! Life can be challenging and complicated. Choosing a therapist doesn’t have to be. I believe that building a genuine, open, and honest therapeutic relationship with my client is the best way to connect. Together, we will work to explore areas of your life that are challenging to set you on a path of happiness, fulfillment, and purpose. Are you tired of relapsing?? Tired of struggling to stay sober?? My experience in the field of Substance Abuse allowed me the privilege of helping those struggling with addiction and mental health disorders as well as their families. I have worked in this field for the past sixteen years and it has given me a compassionate perspective for those struggling to get and stay sober. I am enthusiastic and passionate about helping you find unique and creative solutions to problems. Parents, would you like some peace in your home? Are you tired of the lying and manipulation? Need support dealing with a teen with addiction issues? I can help.

Alicea Evans, PsyD

(she/her)

Alicea Evans, PsyD, LP - California Therapist at Grow Therapy
$225/session
LP
7 years of experience
Virtual
I’m a licensed clinical neuropsychologist specializing in comprehensive neuropsychological assessment and therapeutic services across the lifespan. With advanced training in the evaluation and treatment of ADHD, autism spectrum disorders, learning differences, and related neurodevelopmental conditions, I provide individualized, evidence-based care that fosters insight, clarity, and meaningful growth. As a woman of color, I bring a culturally informed, socially conscious lens to my clinical work. I’m deeply committed to advancing equity in mental health and have a strong interest in supporting underserved populations—including BIPOC communities, individuals affected by systemic disadvantage, and children and families with limited access to care. I have extensive experience conducting diagnostic evaluations with children, adolescents, and adults, including individuals with complex presentations involving executive functioning challenges, emotional-behavioral concerns, and co-occurring substance use. My assessments are thorough and collaborative, designed to empower clients and families with practical recommendations and a deeper understanding of their unique strengths and needs. In addition to assessments, I provide individual therapy grounded in evidence-based approaches such as Cognitive Behavioral Therapy, Acceptance and Commitment Therapy, Dialectical Behavior Therapy (DBT), and Rational Emotive Behavior Therapy. I work with clients across all stages of development, helping them navigate anxiety, mood disorders, identity development, emotional regulation, and life transitions. I’m passionate about bridging neuroscience and psychotherapy to support long-term, transformative outcomes. Whether I’m working with a child struggling in school, a teen exploring their identity, or an adult processing a new diagnosis, I strive to meet each client with empathy, humility, and clinical excellence. I work with individuals navigating neurodivergence, anxiety, eating disorders, and serious mental health challenges. Many of the people I support come to me feeling overwhelmed, misunderstood, or unsure of how to move forward. I am an ADHD Certified Clinical Services Provider (ADHD-CCSP) as well as a Certified Autism Spectrum Disorder Clinical Specialist (ASDCS)

Bonnie Walther

Bonnie Walther, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
10 years of experience
Virtual
I am a Bilingual Marriage, Child and Family therapist with 10 years of experience. I help individuals and families work through difficult challenges and guide them through a healing journey in which they set the destination. I enjoy and pride myself in working with individuals and families of various backgrounds. I particularly enjoy working with individuals who are complex and strive to reach their full potential.

Jessica Dulin

Jessica Dulin, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LMFT
8 years of experience
Virtual
I am a licensed marriage and family therapist with 8 years of experience. My clinical experience is working with individuals who are dealing with cancer and chronic illness, both from a personal and clinical perspective. I have successfully helped clients navigate through challenges such as anxiety, depression, and OCD. My goal is to provide a safe and supportive environment where clients can explore their emotions, develop coping strategies, and ultimately find healing and growth.

Carrie Likeness

(she/her)

Carrie Likeness, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
12 years of experience
Virtual
Welcome! Are you feeling frozen, avoidant, exhausted, disconnected, or uncertain in life? Many of us do from time to time and this is where psychotherapy makes a difference. My passion as a Licensed Marriage & Family Therapist is helping those struggling with unresolved issues that can block personal growth and vibrancy. Some signs of being stuck appear as thought spiraling, rumination, thought or image intrusions, an increased self-critical voice, physical discomforts, sleep issues, irritability, despair, avoidance, isolation, and worrisome behaviors.

James Johnson

(he/him)

James Johnson, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
5 years of experience
Virtual
I enjoy working with individuals, children and couples that are hoping to gain confidence in healthier communication skills. Getting to understand you and getting to know one another will help improve our relationships. This will help recognize where you are hoping to improve your qualities in daily functioning. Building an alliance with me can create a safe place to practice and process your thoughts and feelings. Being able to process your past experience will allow you to identify and process ongoing needs within your daily lifestyle. Therapeutic alliance helps individuals grow within and become aware of their own needs

Jennifer Roberts

(she/her)

Jennifer Roberts, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$100/session
LMFT
30 years of experience
Virtual
I'm a licensed Marriage and Family Therapist helping my clients find more congruency and peace in their lives. People often believe that their feelings of anxiety and depression are their individual problem or failure, but very often these feelings are just a normal response to a challenging world. They come to their first session worried that they are crazy or deficient in some way, but they’re not. You don’t have to feel this way. I can help you develop understandings about how you are responding to your world, how you are making meaning of your life and how those meanings might be causing you to feel anxious, sad, hopeless, and frustrated. I have decades of experience helping people create lives that feel safe, meaningful, and more joyfully aligned with who they are and what they want.

Alessandra Snavely

Alessandra Snavely, LMFT - California Therapist at Grow Therapy
$130/session
LMFT
9 years of experience
Virtual
With 9 years of dedicated experience in psychotherapy, I am passionate about supporting individuals, particularly youth, in navigating life's challenges and fostering healthier futures. My journey began with a profound desire to empower others through their struggles and transitions. My career has encompassed diverse settings including day centers for adults with severe mental illness, crisis shelters for youth, and community mental health services. For the past year, I have been privileged to work directly with clients in private practice. At the heart of my practice is meeting clients where they are, fostering a collaborative and non-judgmental environment. I believe in the importance of feedback to tailor therapy to each individual's needs, ensuring effective and personalized care.

Sergio Ibañez

(he/him)

Sergio Ibañez, LCSW - California Therapist at Grow Therapy
$180/session
LCSW
7 years of experience
Virtual
My focus is to provide support and guidance. I provide individual, couples, and family therapy (ages 5+) using a client-centered approach. I use a wide variety of therapeutic approaches, including Eye Movement Desensitization and Reprocessing (EMDR), Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), Solution-Focused Brief Therapy (SFBT), etc. I am bilingual in English and Spanish. I provide a client-centered approach with motivational interviewing. I use a wide variety of therapeutic approaches.

Gustavo Lozano

(he/him)

Gustavo Lozano, LCSW - California Therapist at Grow Therapy
$175/session
LCSW
10 years of experience
Virtual
Feeling stuck, overwhelmed, or just not like yourself? You don’t have to go through it alone. Hi, I’m Gustavo—and I’m here to help you take the next step toward feeling more grounded, empowered, and in control of your life. Whether you’re dealing with anxiety, depression, grief, or patterns that keep holding you back, therapy offers a space to explore what’s going on—without judgment. Together, we’ll focus on building confidence, setting healthy boundaries, and strengthening your relationships—starting with the one you have with yourself. Your story matters, and I’m here to support you every step of the way.

Dr. Julia Kaluga

Dr. Julia Kaluga, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
14 years of experience
Virtual
Hello and welcome! I am a doctor of Psychology, a licensed marriage and family therapist and a licensed professional clinical counselor. I am located in California and have 14 years of experience in helping individuals navigate their emotional challenges through various evidence-based treatment methods. My goal is to empower you to understand yourself better, heal from past traumas, and improve your relationships, ultimately leading to a more fulfilling life.

Giovanna Fattorini-Ocampo

Giovanna Fattorini-Ocampo, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$120/session
LMFT
10 years of experience
Virtual
Hello, I’m Giovanna. Whether you have been struggling with mental health problems most of your life or are experiencing some personal hardships and are looking for help, you have come to the right place. Be proud of yourself for reaching out for support. The journey might not be easy but the goal is to help you have a life that you find meaningful and fulfilling. I have experience working with adolescents, transitional age youth, adults and older adults dealing with mood disorders, anxiety, psychosis, trauma, personality disorders, developmental disorders, and substance use as well as with those going through life transitions and struggling finding their way.

Rafael Diaz

(he/him)

Rafael Diaz, LCSW - California Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) based in California, dedicated to providing compassionate and personalized care. Life can present challenges that leave us feeling overwhelmed, frustrated, or emotionally distressed. My goal is to create a supportive and nonjudgmental space where you can safely explore and process these stressors. I enjoy meeting and working with diverse individuals and have gained experience working with young adults.

Kandice Nelson

(she/her)

Kandice Nelson, LPCC - California Therapist at Grow Therapy
$150/session
LPCC
7 years of experience
Virtual
Do you feel like you’re doing just enough to get by, but stuck in survival mode? Are you feeling anxious, depressed, and like the world is weighing you down? I can help! I am here to listen and offer a space that feels safe and allows you to be authentically you, free of judgement, and confidential for you to grow and process your experiences.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.