Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1102 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 6/25/2025

Kevin Bieber

Kevin Bieber, LMHC - Florida Therapist at Grow Therapy
$75/session
LMHC
25 years of experience
Virtual
About me I am a Licensed Mental Health Counselor in Florida with 24 years of professional experience. I am also a Qualified Supervisor of new counselors who finished their Master's Degree and have become Registered Mental Health Counselor Interns in Florida. In addition, I do Wellness Coaching throughout the USA. I am also a Teacher, Mentor, and soon an International Motivational Speaker. I have experience in helping clients with stress and anxiety, substance use and other vices and addictions, relationship issues, family conflicts, & trauma and abuse.

Debra Dragomir

Debra Dragomir, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I am deeply committed to supporting individuals across all stages of life as they navigate complex emotional and mental health challenges. My experience working with diverse age groups has given me a profound appreciation for the resilience of the human spirit, whether guiding young clients through developmental struggles, assisting adults in overcoming life transitions, or helping seniors find meaning and peace. I integrate evidence-based therapeutic approaches with compassionate, person-centered care, fostering a safe space for healing and growth.

Chris Merritt

Chris Merritt, LCSW - Florida Therapist at Grow Therapy
$130/session
LCSW
9 years of experience
Virtual
I’m a Licensed Clinical Social Worker with extensive experience helping individuals navigate the challenges of depression, anxiety, trauma, substance use, and major life transitions. My work is grounded in compassion, collaboration, and a deep respect for each person’s unique story. Whether you’re feeling stuck, overwhelmed, or uncertain about your next steps, therapy can be a place to make sense of where you are and begin creating meaningful change. While I work with a diverse range of clients, I often support professionals facing career-related stress, burnout, or difficult decisions, as well as individuals seeking clarity in the midst of complex relationships or life transitions.

Katie Allen

(she/her)

Katie Allen, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
8 years of experience
Virtual
Hi, I'm Katie, a Licensed Clinical Social. Helping and supporting others has been a driving factor in my life; therefore, I began my career as a teacher. My education and experience in the classroom greatly influenced me; however, I saw how difficult it is to learn when one is struggling with many emotional and mental health needs. While in graduate school, I transitioned to working with families in more of a case management role. During that time, I started noticing how the adults I worked with were often struggling and had not received the help they needed. After completing graduate school, I began working in an inpatient hospital that treats mental health and chemical dependency. After several years working with patients individually and facilitating group therapy, I transitioned to managing an intensive outpatient mental health program for senior adults. In this role, I facilitated group therapy and met with patients individually at times. I greatly enjoyed getting to know my clients and cheering alongside them as they made progress. While I value group therapy, I recognize that it is not the right fit for everyone. Therefore, I have set up a private practice to meet the needs of individuals in ways I was unable to do in previous roles. I believe change is possible and that each person has strengths and life experiences that they can draw upon to help themselves move forward. My passion is helping clients utilize what they already have, learn additional tools for coping, and develop healthier ways of thinking.

Andrea Kupferman

(she/her)

Andrea Kupferman, LMHC - Florida Therapist at Grow Therapy
$175/session
LMHC
12 years of experience
Virtual
Are you a high-achieving woman who looks successful on the outside but feels stuck, overwhelmed, or unfulfilled inside? Do you find yourself procrastinating, doubting your abilities, or striving for perfection, only to fall short of your own expectations? If you’re tired of self-sabotaging patterns holding you back, you’re in the right place. I’m here to help you break free from these self-defeating patterns and together we’ll explore the underlying causes of your self-sabotage, uncover your inner strengths, and develop practical strategies to empower you to move forward with confidence and clarity. If you have a great career, stable housing, your bills are paid (on time), maybe even running a household with kids, and you look like, to others, you have it all together. Yet you find yourself stuck in the “perfectionism,” “people-pleasing,” or “procrastination” tendencies. You look around at all you “have” and feel like you “should” be happy. Yet, there is this persistent feeling of not feeling fulfilled. No matter what accomplishment you achieve, there is “always” another and even when you do reach that next bar, the “good feelings” are short-lived. If you’re tired of being stuck in these same old cycles, you’re in the right place.

Nelsy Villalobos

(she/her)

Nelsy Villalobos, LCSW - Florida Therapist at Grow Therapy
$185/session
LCSW
25 years of experience
Virtual
As a Licensed Clinical Social Worker with over 20 years of experience, I am deeply committed to helping individuals navigate emotional challenges and create meaningful, lasting change. My work is grounded in a compassionate, client-centered approach that honors each person’s unique story and resilience. I specialize in treating anxiety, depression, trauma, and self-esteem issues across the lifespan—from pre-teen (over age 11) to older adults. I primarily use Cognitive Behavioral Therapy (CBT) to help clients identify and shift unhelpful thought patterns that impact their mood, behavior, and relationships. To support holistic healing, I integrate mindfulness-based strategies that enhance emotional awareness and regulation, along with trauma-focused care that prioritizes safety, trust, and empowerment.

Richelle Direny

(she/her)

Richelle Direny, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
15 years of experience
Virtual
My name is Richelle Direny, I’m a Licensed Clinical Social Worker and Qualified Supervisor with more than 14 years of experience. I am honored to join your journey towards personal growth and well-being. I am committed to helping each individual learn how to cope with the stress of life, having too many responsibilities, anxiety, setting clear boundaries, and coping with decline in functioning and other stressors in life. Through my practice, I utilize various therapeutic modalities including Cognitive Behavioral Therapy (CBT), Acceptance Commitment Therapy (ACT), Solution-Focused Brief Therapy (SFBT), Emotional Awareness techniques, and Faith-Based Therapy, to name a few. My aim is to help you become the best version of yourself while managing whatever season of life may arise for you. My extensive experience spans various settings and populations. I have worked with teenagers, parents, employing Multisystemic Therapy (MST), an evidence-based modality that addresses all the interdependent systems within an individual’s life. Furthermore, I have had the honor of serving veterans through the Veterans Affairs system as well as individuals dealing with substance abuse through individual and group therapy sessions. I firmly believe in the power of creating an engaging therapeutic relationship where you feel heard, validated, and supported. Together, we will explore your strengths and challenges to recognize and overcome any barriers or hurdles to leading a more fulfilling life. My ultimate aim is to give you tools, insights, and strategies for positive transformation that lead to long-term change for a more fulfilled existence.

Chad Thompson

(he/him)

Chad Thompson, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
11 years of experience
Virtual
Life is always changing and sometimes those changes are not always easy to deal with. There is no one way to deal with everything thrown at us. Using a person-centered and integrative model of therapy helps clients feel better about their current situation. I have an extensive background working with worry issues, feeling down, and matters of spirituality. I have trained in and have 10 year experience in expressive art therapy, solution-focused therapy, nature therapy, yoga, mindfulness, nutrition, processing events, positive relationships, and more. I am here to guide you through the hard times, bad times, and good times. In graduate school at Saint Leo University, I obtain a Master's in Social Work (MSW) specializing in Advanced Clinical Practice. Before receiving my MSW, I earned a Bachelor of Arts degree in Interpersonal and Organizational Communication with minors in Film and Creative Writing. I have worked in a wide range of positions in the helping professions including community health centers, private practice, child welfare diversion, non-profits, life coaching, overnight summer camps, tutoring, in county school systems, Department of Veteran Affairs, among others. In his free time, Chad likes to travel, see movies, be in nature, and participate in the arts. I am also Licensed in Utah and take cash paying clients currently living in Utah.

Amy Hutchinson

Amy Hutchinson, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
3 years of experience
Virtual
I am here to walk alongside you on your journey to heal and improve your mental health. With a warm, client-centered approach, I specialize in solution-focused therapy to help clients identify strengths, develop coping strategies, and achieve meaningful change. My approach is collaborative and fosters meaningful change and resilience in children, adolescents, adults, couples and families. I am also EMDR (Eye Movement Desensitization Reprocessing) trained and incorporate trauma-informed care into my practice, helping individuals process past experiences that may be impacting their present. My work draws on a range of evidence-based techniques tailored to each client's needs, whether they are navigating relationship difficulties, anxiety, depression, grief, or life transitions.

Jackie Brown-Bunk

(she/her)

Jackie Brown-Bunk, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
15 years of experience
Virtual
SCHEDUELING AVAILABILITY ON GROW THERAPY IS NOT ALWAYS ACCUARATE. PLEASE REACH OUT TO ME DIRECTLY THROUGH MY WEBSITE TO SCHEDULE (www.bbcatherapy.com). With over 15 years of experience practicing therapy with children and adolescents in a variety of settings I have extensive knowledge helping children and families overcome mental health challenges. I believe in making therapy fun and engaging for your child. If they are struggling with difficulties at home or school, I can teach them coping skills so they can help themselves feel better. I specialize in treating trauma, anxiety, ADHD, anger, depression, OCD, PTSD, stress management, parenting, and LGBTQ+ issues. I believe parents are the key to change. There is no rule book for raising kids or teens, but I help parents navigate behavioral challenges and will work with you to rebuild your relationship with your child. I create a warm and welcoming environment where children, teens, and parents feel empowered and supported. Life is stressful and we all need help from time to time.

Mark R. Odell

Mark R. Odell, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
15 years of experience
Virtual
Hello! I am a Licensed Mental Health Counselor, owner of Blue Angel Counseling, and a retired U.S. Navy veteran with 20 years of service. I have over 15 years of experience helping individuals navigate various challenges. I hold two master's degrees: An MS in Counseling & Psychology from Troy University and an MBA from Liberty University. Most people come to me for help with anxiety, depression, trauma, relationships, careers, and existential issues. I utilize various treatment modalities, including Eye Movement Desensitization and Reprocessing (EMDR), Cognitive Behavioral Therapy, and Solution-Focused Brief Therapy. I recognize that many people face various emotional challenges, seeking solutions for their immediate needs. Many of the problems I help people with often stem from their past and may even be rooted in generational family dysfunction. As a result, buried feelings, isolation, fear of abandonment, people-pleasing, and unhealthy relationships may become problematic. If you feel stuck and seek relief, I will be happy to work alongside you to help you heal and reach your full potential.

Ari Mesa Melo

(she/her)

Ari Mesa Melo, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
3 years of experience
Virtual
Hello! My name is Arashi but I’d prefer Ari. I believe you are the expert of your own experience and I am grateful to be considered to be part of your journey. Embarking on the self work and healing journey can be scary, and it is important to prioritize taking care of your mental health to lead a peaceful and fulfilled life. I will guide and support you throughout your therapeutic journey, you don’t have to do it alone! As a FL Licensed Mental Health Counselor (MH#24046), specialize working with individuals who struggle or have struggled with narcissistic abuse, family/relationship issues, immigrants struggling with acculturation & the current political climate. I support LGBTQIA individuals as well as young professionals & college students seeking to better understand themselves.

Barbara M Sosa

(she/her)

Barbara M Sosa, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hello, my name is Barbara Sosa. My past roles as a teacher and school counselor for Hillsborough County Public Schools for many years, inspired me to become a psychotherapist. I am an inquisitive, honest, compassionate, authentic individual and counselor who strives to make a long- lasting healing impact in the lives of the individuals that reach out to me and that confide in my clinical skills and expertise for their recovery. My experience includes working in schools, crisis centers, community- based mental health agencies with a focus on life transitions, women's and men's issues, mood and anxiety disorders, as well as trauma, different types of abuse, grief and loss. I hold a certification in Complex Trauma Training (CCTP). I am also trained and certified in Accelerated Resolution therapy, which also employs the technique of bilateral eye movements, just like EMDR.

Benita Mosca

Benita Mosca, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
Hello, I'm Benita. I am a licensed clinical social worker and I have been in private practice for the past 3 years, working with children, adolescents, and adults. I am currently not seeing children as I am currently only providing online therapy via telehealth. I have a friendly nature and I believe that everyone can benefit from therapy. I believe that my personal experiences help me to connect with my clients. I have experience with marriage, divorce, children, trauma, immigration, and multi-cultural issues. I know that life is often hard, especially if you don't have a good support system. I'm here to help you to explore what is getting in the way of you living your best life. I can't wait to meet you!

Kimberly Carlesi

(she/her)

Kimberly Carlesi, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hi, I'm Kimberly. I’m a licensed mental health counselor (LMHC) based in Florida, and I earned my master’s degree at Florida International University. My clinical journey began in a residential treatment center specializing in eating disorders, where I had the privilege of working closely with individuals navigating various challenges related to disordered eating. This experience deeply shaped my approach and solidified my commitment to helping clients build healthier relationships with food and their bodies. Since then, I’ve expanded my practice to work with individuals facing a range of issues, including anxiety, trauma, and depression, while always remaining rooted in my passion for supporting those with eating disorders. My goal is to provide a safe, non-judgmental space where clients feel heard, supported, and empowered to make meaningful changes in their lives.

Faryal Choudry

Faryal Choudry, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
1 year of experience
Virtual
I’m a Licensed Social Work Counselor. I graduated from Columbia University. I also have training in Applied Behavioral Analysis. I work with individuals navigating anxiety, trauma, disordered eating, depression, and substance use. My approach is compassionate, collaborative, and holistic. I utilize evidence-based practices, including CBT, DBT, mindfulness, psychodynamic, somatic, Adlerian, and Gestalt therapies, to support healing, self-awareness, and growth—mind, body, and spirit.

Andrew Cravey

(he/him)

Andrew Cravey, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
8 years of experience
Virtual
My clients are people who want to move from feeling "stuck" to having a greater sense of purpose, empowerment and clarity. My approach to counseling uses a relational model that creates a safe environment where I encourage my clients to develop resiliency and self-empowerment. Life is very hard. My goal is to have each person leave a session feeling more capable to handle whatever life throws at them.

Dee Hinton

(she/her)

Dee Hinton, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
8 years of experience
Virtual
With over eight years of expertise and experience, I am dedicated to advancing mental health education and awareness. Educating clients about mental health is a crucial aspect of my work. By helping clients understand their conditions, I aim to empower them, reduce stigma, and motivate adherence to treatment plans and healthy lifestyle changes. Expertise in psychotherapy, crisis intervention, evidenced-based treatments, and trauma-informed practices. Throughout the treatment process, I provide continuous support and guidance. My goal is to help clients navigate the challenges of mental health, ensuring they feel less isolated and more understood.

Christopher Patrick

(he/him)

Christopher Patrick, LMHC - Florida Therapist at Grow Therapy
$70/session
LMHC
1 year of experience
Virtual
Hello! I am a Licensed Mental Health Counselor. I received my Master’s at Lynn University. I am also trained in EMDR. I work with adult clients who may feel lost or struggle with spirituality, work, or life stress and assist them in learning more about themselves and develop/grow the desire and willingness to grow and become better versions of themselves.

Vernise Miguel

Vernise Miguel, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
I am a licensed mental health counselor in Florida with three years of professional experience. I have experience in assisting the client in managing their stress and anxiety, trauma and abuse, helping them to increase their self-esteem, their confidence and their motivation. In addition, I am well-versed in assisting clients with depression. I believe that you are the writer of your story which means you have the power to create your desired outcome, and you have what it takes to overcome the challenges and obstacles that can keep you from reaching your goals and dreams. It takes courage to seek a more fulfilling and happier life and to take the first steps towards change. If you are ready to take that step, I am here to support and empower you in your journey. I look forward to working with you!

Terry Matz

(she/her)

Terry Matz, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
I’m Dr. Terry Matz, a Licensed Clinical Social Worker with over two decades of experience serving military Veterans, active-duty service members, and their families. As both a former Army Behavioral Health Officer and seasoned civilian therapist, I specialize in treating trauma, PTSD, depression, and life transitions using evidence-based therapies like CBT and supportive approaches. I aim to provide a compassionate, culturally competent space where healing, growth, and resilience are possible.

Paula Fontanes

Paula Fontanes, LMFT - Florida Therapist at Grow Therapy
$130/session
LMFT
5 years of experience
Virtual
I am a licensed psychotherapist specializing in treating individuals, couples, and families. My goal is to provide a warm, supportive space where you can feel safe to explore your thoughts and emotions. Whether you're facing anxiety, relationship challenges or simply seeking personal growth, I offer evidence-based therapies tailored to your unique needs. Together, we can work towards healing, growth, and a more fulfilling life. From our sessions, clients can expect to gain greater clarity, emotional balance, and a deeper understanding of themselves. Together, we will work on setting meaningful goals that align with your personal values and life circumstances. Whether it's improving communication, managing stress, or fostering healthier relationships, you’ll leave each session with practical tools and insights to help navigate everyday challenges. My goal is to empower you to make lasting changes, build resilience, and lead a more fulfilling life. I look forward to supporting you on your journey.

Brandee Jones

(she/her)

Brandee Jones, LMHC - Florida Therapist at Grow Therapy
$105/session
LMHC
8 years of experience
Virtual
Hey! I'm Brandee - I'm a licensed mental health counselor in Florida and I'm currently offering telehealth services throughout the state. I graduated from Nova Southeastern University in 2014 with a masters degree in Mental Health Counseling, and received my bachelor's degree in psychology in 2011 from the University of South Florida. Since then, I have worked in various in person and telehealth settings.

Cynthia Menard Clinton

Cynthia Menard Clinton, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
I am a Licensed Mental Health Counselor and Certified Clinical Trauma Professional. I am the founder and CEO of SHATTERED NOT BROKEN THERAPY (SNB). I have an extensive background working with children, adolescents, and adults in several environments including: inpatient residential, outpatient clinics, and community-base/ wrap around services. I have experience treating several mental help conditions including but not limited to Substance Use Disorder, Depression, Anxiety, Trauma, Mood disorders, and Stress.

Sam Moglen

(he/him)

Sam Moglen, LMFT - Florida Therapist at Grow Therapy
$200/session
LMFT
8 years of experience
Virtual
I am a licensed marriage and family therapist. My approach is warm and down-to-earth, and use perspectives and tools from many styles of therapy such as EMDR, somatic, and Brainspotting so that I can tailor a unique approach together with you. I strive to be clear, honest, and genuine to learn about your reality in a manner that feels comfortable for you.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Trauma and PTSD?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Trauma and PTSD, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.