Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1904 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 7/17/2025

Dr. Lina Valery

(she/her)

Dr. Lina Valery, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
6 years of experience
Virtual
My approach to counseling is mainly from a person-centered, non-authoritative style that allows clients to process, discover, and find their own solutions. By fostering a non-judgmental space, clients are met where they are and viewed as the experts in their lives. Through various evidence-based counseling techniques, clients are empowered to challenge internal thinking processes and motivated to create positive change. As clients discover how to utilize their inner strengths to bring about these transformations, autonomy increases, and independence is fortified. I am committed to working from a strengths-based, collaborative perspective. I've worked with clients coping with depression, grief, anxiety, trauma, life transitions, low self-confidence, marital, relationship, and familial conflict. I specialize in couples counseling and EMDR trauma interventions and implement nature/eco therapy to create mindful healing. Treating the mind, body, and spirit working from a strengths-based, culturally sensitive, collaborative perspective, I approach therapy with the firm belief that you are worthy of authentically embracing and expressing everything that makes you human.

Liz Gazala

Liz Gazala, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
9 years of experience
Virtual
Hello! I am a licensed mental health counselor (LMHC) and licensed marriage and family therapist (LMFT). I obtained my masters degree from NOVA Southeastern University. I have been practicing since 2015; I started out at a homeless shelter, moved to in-home family/parenting therapy and from there worked at a local high school for several years. Meanwhile, I was building my private practice working with clients suffering from addiction. Currently, I run my own private practice working with teens and adults looking for support for a variety of concerns.

Sasha Thompson

(she/her)

Sasha Thompson, LCSW - Florida Therapist at Grow Therapy
$60/session
LCSW
8 years of experience
Virtual
I'm a Licensed Clinical Social Worker (LCSW) who believes in the power of feeling heard and understood. I hold a Bachelor of Science Degree in Psychology and a Master of Social Work Degree, with certifications in Marriage and Family Therapy and Mental Health Disorders. I became a therapist to be a voice of hope and a listening ear for those who may feel like they don’t have one. Whether you're navigating anxiety, depression, trauma, or just feeling stuck, I’m here to walk alongside you—without judgment.

Melissa Wood

Melissa Wood, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
14 years of experience
Virtual
My name is Melissa Wood and I have been working in the mental health field since 2022. For many years, I worked with clients face-to-face and transitioned to virtual sessions only, one year ago. I have additional training in many areas, with extensive training focused in trauma. I find it a privilege to work with clients and have them open up and share.

Tanya Richardson

Tanya Richardson, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
14 years of experience
Virtual
Welcome. I'm Tanya, and I'm here to help you feel seen, heard, and supported. Are you feeling overwhelmed, stuck, anxious, or weighed down by past experiences? Do you find yourself repeating patterns you’re ready to break—or struggling to cope with daily stress, trauma, or emotional pain? You’re not alone—and you don’t have to navigate this on your own. My clients often describe me as warm, compassionate, intuitive, and deeply present. They’ve said things like, "She helps me think in ways I never have before," and "Working with Tanya has been life-changing—it saved my life." What sets my approach apart is the strong, trusting connection I build with my clients. That therapeutic bond is the foundation of the meaningful work we’ll do together. I take an eclectic, client-centered approach to therapy—drawing from multiple evidence-based methods to tailor your care to your unique needs. These include Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI), Solution-Focused Brief Therapy, Mindfulness, Somatic Experiencing, and Schema Therapy, among others. Our work together will focus on: Gaining insight into patterns and beliefs that no longer serve you Learning healthy ways to cope with stress, anxiety, or trauma Building resilience and emotional regulation skills Processing pain and fostering healing in a safe, nonjudgmental space Creating sustainable change for a more empowered, fulfilling life Therapy can be life-changing—and it starts with a conversation. I’d be honored to support you on your path toward healing and growth.

Debra Dragomir

Debra Dragomir, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I am deeply committed to supporting individuals across all stages of life as they navigate complex emotional and mental health challenges. My experience working with diverse age groups has given me a profound appreciation for the resilience of the human spirit, whether guiding young clients through developmental struggles, assisting adults in overcoming life transitions, or helping seniors find meaning and peace. I integrate evidence-based therapeutic approaches with compassionate, person-centered care, fostering a safe space for healing and growth.

Mercedes Harrison

Mercedes Harrison, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
1 year of experience
Virtual
I am a Licensed Mental Health Counselor with over 10 years of experience as School Counselor. I have great deal of experiences working with multiple populations from all walks of life. I collaborate with my clients to help them address their challenges and find their own inner strength! We address challenges like anxiety, mood, stress, adjustment challenges, anger management, conflict resolution, self-expression, goal setting, traumatic experiences, isolation, coping skills, emotion management, and family/peer relationship

Laura Schwades

Laura Schwades, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
11 years of experience
Virtual
Welcome!! I’m Laura Schwades, a Licensed Mental Health Counselor in Florida. If you are reading this, it likely means you are going through something difficult, and I want you to know that you are not alone. Whether you are feeling anxious, overwhelmed, stuck in sadness, or trying to make sense of past trauma or substance use, I see your courage in looking for support. It takes strength to ask for help, and I truly honor that step. I specialize in working with adolescents and young adults who are navigating these very challenges. I understand how heavy life can feel at times and how hard it can be to open up, especially when you are unsure if anyone will truly listen or understand. My goal is to create a space where you feel safe, supported, and never judged; a space where we can talk openly and work together to help you find clarity, confidence, and healing. I will meet you where you are, and together we will build tools that help you manage emotions, understand yourself more deeply, and create meaningful change in your life. Whether you are just starting out or have tried therapy before, this is your space, and I am here to help guide you through it. You do not have to carry it all alone. Healing takes time. But it starts with a single step, and I would be honored to be part of that journey with you. If you are ready to talk, I invite you to reach out. I am here when you are ready.

Cindy Dietrich

Cindy Dietrich, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
6 years of experience
Virtual
Hello! I’m Cindy, a bilingual in Spanish and English, Licensed Mental Health Counselor (LMHC). I provide individual, couples and family therapy services. I received my bachelor’s degree in psychology from the University of Central Florida and my master’s degree in Mental Health Counseling from Capella University. I'm fascinated by how people’s minds work and develop. When working with individuals, I love to understand how they became who they are and how they can make their lives more fulfilling. I am passionate about improving the well-being of others by helping them grow emotionally and in their pursuit of happiness. I'm curious by nature and enjoy trying to understand what's beyond what they present. That's why I became a psychotherapist. I've worked with children, adults, couples, and families, and I have worked with a range of mental health disorders. I also have experience working with individuals of diverse cultures and backgrounds including all age groups, LGBTQ+, substance abuse, neurodivergence, and military personnel and families. Whether you're dealing with overwhelming emotions, relationship issues or cycles of anxiety and depression or past trauma, I'm here to help. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!

Gabriella Martinez

Gabriella Martinez, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
5 years of experience
Virtual
I’m a Licensed Mental Health Counselor with a passion for helping individuals heal from trauma, navigate complex relationships, and reconnect with themselves. I specialize in working with survivors of narcissistic abuse, spiritual/religious trauma, and attachment wounds. My approach is integrative and grounded in both clinical and holistic practices, including CBT, EMDR, mindfulness, and somatic-based techniques. Therapy with me is a collaborative and compassionate space where deep healing can happen.

Dr. Nicole Yee Nicholson

(she/her)

Dr. Nicole Yee Nicholson, LP - Florida Therapist at Grow Therapy
$200/session
LP
9 years of experience
Virtual
I am a licensed psychologist in Florida, and I am PysPact credentialed to provide telehealth services in other states. I have extensive experience working with clients struggling with everyday stressors, anxiety, trauma, depression, personality disorders, and Bipolar Disorders. I have worked in various settings, including community mental health settings, residential treatment, and private practice. I offer empathetic and compassionate therapy, dedicated to personal growth and emotional well-being. My practice uses evidence-based methods tailored to individual needs. My therapeutic approach is person-centered, which involves tailoring plans to meet your specific needs and objectives. I strive to create a supportive and non-judgmental environment for you to express your thoughts, feelings, and experiences. Together, we will collaborate to identify and address the underlying causes of your concerns and explore potential solutions.

Mary Moonen

Mary Moonen, LCSW - Florida Therapist at Grow Therapy
$145/session
LCSW
30 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker, and a Certified Addictions Professional. For the past 30 years, I've had the privilege of serving clients of different ages, backgrounds, in a variety of settings. I assist Individuals, Couples, Families, Groups, and even Communities when needed, offering both short term and long term counseling. I am licensed to diagnose and treat many issues, such as Mental Health issues, including Substance Abuse. I have advanced training in PTSD, Critical Incident Stress Management, and work with all types of traumas, including abuse, grief, as well as assisting Communities during manmade/ natural disasters, or acts of violence that require interventions on a larger scale. For the past 20 years, I have specialized in assisting have served First Responders, Firefighters, EMS, and Law Enforcement Officers, who were involved with 9/11. I am very dedicated to assisting Medical Staff, and other local heros who selflessly look after our safety and well being. Before entering Private Practice, for many years, I worked in Drug and Alcohol Rehabilitation Agencies, Psychiatric Centers, Nursing Homes, and Homeless Shelters. I have extensive experience working with people who have Disabilities, and Chronic Medical Issues. I became proficient at American Sign Language , I help clients learn their rights under the American with Disability Act to learn how to request accessible goods and services. My commitment to YOU, is that if for any reason, I cannot assist you, I will do everything I can to connect you with another therapist or other resources. It is MY honor to serve you.

Katie Allen

(she/her)

Katie Allen, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
8 years of experience
Virtual
Hi, I'm Katie, a Licensed Clinical Social. Helping and supporting others has been a driving factor in my life; therefore, I began my career as a teacher. My education and experience in the classroom greatly influenced me; however, I saw how difficult it is to learn when one is struggling with many emotional and mental health needs. While in graduate school, I transitioned to working with families in more of a case management role. During that time, I started noticing how the adults I worked with were often struggling and had not received the help they needed. After completing graduate school, I began working in an inpatient hospital that treats mental health and chemical dependency. After several years working with patients individually and facilitating group therapy, I transitioned to managing an intensive outpatient mental health program for senior adults. In this role, I facilitated group therapy and met with patients individually at times. I greatly enjoyed getting to know my clients and cheering alongside them as they made progress. While I value group therapy, I recognize that it is not the right fit for everyone. Therefore, I have set up a private practice to meet the needs of individuals in ways I was unable to do in previous roles. I believe change is possible and that each person has strengths and life experiences that they can draw upon to help themselves move forward. My passion is helping clients utilize what they already have, learn additional tools for coping, and develop healthier ways of thinking.

Kaylee Muñoz

(she/her)

Kaylee Muñoz, LCSW - Florida Therapist at Grow Therapy
$85/session
LCSW
5 years of experience
Virtual
I am someone who believes all people have the capacity to heal, grow, and live fully when given the right support. I recognize that life has many challenges and sometimes we just need help in facing the obstacles in our way. I became interested in psychology and understanding people after my brother was diagnosed with schizophrenia and I saw a drastic change in who he was as a person. This journey of trying to understand people, started in middle school, continued through college where I fell in love with Psychology, and into my masters program where I got a degree in Social Work. I started a career as a mental health therapist in 2019, and I continue my journey of learning and growing to better serve the needs of my clients now and in the future.

Andrea Kupferman

(she/her)

Andrea Kupferman, LMHC - Florida Therapist at Grow Therapy
$175/session
Has intro video
LMHC
12 years of experience
Virtual
Are you a high-achieving woman who looks successful on the outside but feels stuck, overwhelmed, or unfulfilled inside? Do you find yourself procrastinating, doubting your abilities, or striving for perfection, only to fall short of your own expectations? If you’re tired of self-sabotaging patterns holding you back, you’re in the right place. I’m here to help you break free from these self-defeating patterns and together we’ll explore the underlying causes of your self-sabotage, uncover your inner strengths, and develop practical strategies to empower you to move forward with confidence and clarity. If you have a great career, stable housing, your bills are paid (on time), maybe even running a household with kids, and you look like, to others, you have it all together. Yet you find yourself stuck in the “perfectionism,” “people-pleasing,” or “procrastination” tendencies. You look around at all you “have” and feel like you “should” be happy. Yet, there is this persistent feeling of not feeling fulfilled. No matter what accomplishment you achieve, there is “always” another and even when you do reach that next bar, the “good feelings” are short-lived. If you’re tired of being stuck in these same old cycles, you’re in the right place.

Wanda Barnes

(she/her)

Wanda Barnes, LMHC - Florida Therapist at Grow Therapy
$85/session
LMHC
20 years of experience
Virtual
My name is Wanda Barnes, I am a licensed mental health therapist LMHC in Florida and a licensed professional counselor (LPC), in the State of Maine. I started working in substance abuse at 17 years old driving the bus that took clients to AA/NA. Many years later I am still passionate about working with those who struggle with addiction of any kind or those who love them. I also worked 9 years with children and families in schools and foster care. Later I opened and operated a mental health clinic in Florida.

Fabiola Desire

(she/her)

Fabiola Desire, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
13 years of experience
Virtual
I am Fabiola Desire. I want to be able to get you through your healing process. I have created a safe place for clients who have experienced trauma and will like for you to heal and release things that are affecting your life. Clients have been able to share their most traumatic events in their life and I provide comfort for them to healing, improve self esteem and identify healthy relationships.

Lauren Buck

Lauren Buck, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
I’m a licensed mental health counselor that meets you where you are — literally and emotionally. Through secure telehealth sessions, I help adults work through anxiety, trauma, burnout, life transitions, and all the messy in-between moments. My approach is trauma-informed, culturally aware, and deeply human. No judgment. No pretense. Just real talk, real healing, and real tools you can use.

Creative Healing with Jen Mele

(she/her)

Creative Healing with Jen Mele, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
17 years of experience
Virtual
Welcome to Creative Healing! I'm owner and group therapist Jen Mele LCSW EYT-200. You've taken the next steps to get support which means you're already taking care of yourself. We help Adults, Young Adults, Teens and Families with depression, anxiety, adhd, intense moods, impulsivity, self criticism, trauma and more. Our practice is holistic, honoring the mind-body connection and the ability for you to heal & take control over your life. We are deeply passionate about supporting people in finding healing and resilience through a compassionate, personalized approach. My specific journey to becoming a therapist was inspired by a desire to help others navigate emotional pain, trauma, and the complexities of life with kindness and empowerment. We specialize in modalities like Dialectical Behavior Therapy (DBT) and Internal Family Systems (IFS) because I've see seen how powerful these approaches can be in helping people build emotional regulation, develop self-compassion, and understand their internal experiences in a way that promotes true healing. IFS, in particular, offers a gentle framework for exploring the many “parts” of ourselves, fostering curiosity rather than judgment, and allowing transformation from within. In addition, we incorporate mindfulness and somatic practices because healing is not only mental but also physical and present-moment based. Mindfulness teaches us to slow down and connect to the here and now, reducing anxiety and increasing emotional balance. Somatic work helps reconnect with the body, where much of our emotional experience lives, creating a sense of safety and integration. Creative healing exercises, inspired by the work of Jen Mele and others bring an added layer of depth and flexibility to therapy. These expressive techniques — including painting collaging, writing, art, guided imagery, movement, music, poetry and more— provide alternative ways to access and process emotions, especially when words alone aren’t enough

Eyleen Gonzalez

(she her)

Eyleen Gonzalez, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
15 years of experience
Virtual
Hello, and welcome! I am License Mental Health Counselor in Florida and I’m glad you’re here. With over 15 years of experience in neuropsychological testing, diagnosis, and therapy, I am deeply committed to helping individuals, couples, and families navigate life’s challenges. My goal is to support you in becoming the best version of yourself, fostering growth, resilience, and well-being. Together, we’ll work toward understanding and overcoming obstacles, creating a path toward healing and fulfillment. I look forward to being part of your journey!

Gloria Wolpin

(she/her)

Gloria Wolpin, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
18 years of experience
Virtual
I started a life-long career in the psychology field in Colombia as a clinical psychologist. My passion for the field and helping clients live better lives led me to pursue further accreditation as a Licensed Mental Health Counselor, transplanted in Miami, Florida. I am an eclectic therapist committed to helping my clients improve their lives. Yo empece mi carrera de salud mental como psicologa clinica en Colombia. Esta es mi pasion ayudar a los clientes a mejorar sus vidas y descubrir sus potencialidades. Esto me llevo a buscar una acreditacion como licenciada en consejeria mental despues de transladarme a Miami, Florida. Soy una terapista eclectica dedicada a ayudar a mis clientes a mejorar sus vidas.

Blair Mead

(she/her)

Blair Mead, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
14 years of experience
Virtual
Do you feel overwhelmed these days? Are you constantly trying to strike a balance between the demands of work and parenting or co-parenting, while also managing your health, housework, and perhaps other demands? In your family, does the caretaking always fall to you? Are you experiencing depression and anxiety in reaction to either a past trauma and/or burnout from stress? I work with women who are experiencing what I like to call "multiple-role fatigue". I have experience in treating depression, anxiety, and trauma-related stress disorders common to women who face an ever-mounting load of responsibilities in a complex society, where being a mother or a caretaker often comes with diverse challenges and responsibilities. I also like to work with clients on their recovery from trauma. With this in mind, I incorporate various treatment modalities, where healing and recovery can take place through a combination of compassionate conversation, active listening, homework assignments journaling, mindfulness, self-reflection, cognitive behavior therapy, grief counseling, boundary setting and trauma-informed care. I also offer a faith-based support, where clients seeking a Christian approach are welcome. I like to form a supportive alliance with caregivers to help them navigate the demands of parenting a child or children with higher needs. I focus on parental needs, and I work with clients using evidence-based techniques to empower them to achieve balance and experience lasting well-being. For parents, I'm a big advocate of self-care, and I help my clients learn to nurture themselves in a sustainable way to avoid burnout. I also believe that parents need to feel seen and heard, and the stress of parenting cannot be overemphasized. Forming a partnership with parents, giving them a forum in which they feel consistently supported in a compassionate and non-judgmental way, therefore, is one of my top priorities as a therapist.

Lori Wilson

(she/her)

Lori Wilson, LCSW - Florida Therapist at Grow Therapy
$80/session
LCSW
33 years of experience
Virtual
Hello. I am a Licensed Clinical Social Worker who completed graduate work at Syracuse University and have been practicing for over 30 years, the last 8 being in Florida. I enjoy teaching (and practicing) coping skills for stress, anxiety and depression. Everyone's journey is different and I see myself as respectfully accompanying them on their own journey, reflecting on experiences along the way.

Sandra Litchmore

Sandra Litchmore, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
I’m a Licensed Clinical Social Worker (LCSW-QS) with over 10 years of experience helping teens and adults feel more grounded, confident, and empowered. Originally from New York and rooted in Caribbean culture, I've lived in Central Florida for several years and proudly serve clients across this community through different walks of life. My approach is honest, collaborative, and a little lighthearted when it fits. I believe therapy works best when it feels like a real conversation, not a clinical checklist. I’ll meet you where you are, help you recognize what’s already working, and support you in building the changes you want to see. I integrate Cognitive Behavioral Therapy (CBT), Solution-Focused Therapy (SFT), DBT skills, and trauma-informed care into a style that’s relatable, supportive, and focused on progress, not perfection. Whether you're dealing with anxiety, life transitions, relationship stress, identity questions, or just trying to keep it together (when you feel everything is falling apart). I’m here to walk alongside you, judgment-free.

Kate Jaramillo

Kate Jaramillo, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
16 years of experience
Virtual
I am Licensed Marriage and Family Therapist (LMFT) with nearly 15 years of experience working with youth, adolescents, adults, and families to improve their mental health. I specialize in addressing issues related to trauma, anxiety, depression, stress, life transitions, relationship issues, parenting issues, and more. I earned my Master's degree Marriage and Family Therapy from St. Thomas University. I also completed a certification in loss and healing and a certification in trauma as well as two additional years of post-graduate study, passed the advanced national clinical board, and gained my professional license in the state of Florida afterward. I have chosen to continue my education by taking hundreds of hours of additional courses in the neurobiology of trauma, grief and loss, abuse recovery, child development, parenting, and communication. We all encounter obstacles in our lives. I am confident that I will be able to assist you on this journey providing you with enlightenment and new techniques that will enable you to be able to cope with whatever challenges or obstacles you may be facing in life. If you are wanting to embark on this new journey, schedule an appointment with me today!

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.