Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 50 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/2/2025

Alex Kranz

(he/him)

Alex Kranz, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
11 years of experience
Virtual
Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. I specialize in integrative individual and couples therapy for the mind and body. My perspective on therapy starts with the central belief that if you listen to your clients, they will always tell you what's going on. While that may seem very basic, unfortunately, there is very little listening going on these days. When we are listened to and are unconditionally respected and accepted, we instinctively have the right stuff inside of us to figure out our issues. That's how we become empowered . That's how we grow. Whether you're dealing with overwhelming anxiety, relationship issues or depression. In our sessions together, I'll meet you with compassion, understanding and respect. And I will use the latest evidence-based techniques to support you in your journey Helping you find that inner strength and resolve is what makes me uniquely qualified to help.

Karina Chernacov

(she/her)

Karina Chernacov, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$175/session
LMHC
20 years of experience
Virtual
I have a Master's degree in clinical psychology, and am passionate about what I do. Helping clients reinvent, re signify and solve their own life problems is the best reward to my practice. I believe that the power of a good psychotherapy process lies in its ability to help my clients understand themselves better, address their emotional psychological challenges, and make meaningful changes in their lives. I also believe strongly in the transformative power of connection and communication, and know that psychotherapy is the key to evolve and learn new skills that may be hidden inside someone. I am simply a facilitator of my client's own awareness, their emotional healing, and their growth.

Andrea Virdo

(she/her)

Andrea Virdo, LMHC - Florida Therapist at Grow Therapy
$200/session
LMHC
8 years of experience
Virtual
Hello, My name is Andrea Virdo, and I am a Licensed Mental Health Counselor with a master’s degree in Mental Health Counseling. In addition to my clinical credentials, I am certified as a Life Coach, Entrepreneur and Business Life Coach, Health and Wellness Life Coach, and a Certified Cognitive Behavioral Therapist Coach Practitioner. Throughout my professional journey, I have had the privilege of working in a variety of settings, including a hospital psychiatric unit, as well as both for-profit and non-profit organizations. These experiences have allowed me to engage with diverse populations and address a wide range of mental health needs. My areas of expertise include the treatment of Anxiety and Depressive Disorders, Addictions, and other complex psychological conditions. I have pursued extensive training and obtained relevant certifications to support my clinical effectiveness. I take a holistic approach to therapy, considering not only the individual’s current challenges and their origins but also the broader context of their life experiences. My interventions are grounded in evidence-based practices and are tailored to each client’s unique needs. I adhere strictly to state regulations and ethical standards, and I am proud to offer services fluently in both English and Spanish. Best regards, Andrea Virdo, LMHC

Aquilla Simmons

(she/her/hers)

Aquilla Simmons, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
22 years of experience
Virtual
With 22 years of experience, I’ve worked with people where life happens—in their homes, at their schools, and in their communities. I’ve helped children, teens, and adults navigate life’s toughest moments, from managing ADHD, anxiety, and depression to handling relationships, big transitions, and everyday stressors. Life can feel overwhelming at times, but you don’t have to figure it out alone. I know that mental health isn’t one-size-fits-all. Everyone’s journey is different, and what works for one person might not work for another. That’s why I take a client-centered, individualized approach that meets you where you are. I incorporate CBT, DBT, Somatic techniques and practical strategies to help you gain insight, develop coping skills, and create real, lasting change.

Elise Haddassah Nerenberg

Elise Haddassah Nerenberg, LCSW - Florida Therapist at Grow Therapy
$180/session
LCSW
36 years of experience
Virtual
Hello! My name is Elise Nerenberg. I am a Licensed Clinical Social Worker in New Jersey and Florida. I earned a Bachelor's degree of Social Work from Penn State and a Master's degree from Fordham Graduate School of Social Service. For over 19 years, I have been working in private practice with individuals, couples and families that deal with anxiety, depression and relationship issues.

Dr. Jill Kuber

Dr. Jill Kuber, LP - Florida Therapist at Grow Therapy
$225/session
LP
25 years of experience
Virtual
Hello! I am a Licensed Psychologist in Florida and I have been practicing for 25 years. I work with adults, couples, older children/young adults and families. Together we can identify what issues you are struggling with and make effective changes so that you can reach your potential and truly live your best life. I specialize in helping identify what behaviors and thoughts are not working for you and introduce new ones that help you create a better way to live. I help you strengthen your relationships through better communication, conflict resolution and a safe place to process your feelings while guiding you to feel more confident about your relationships and yourself.

Lisa Rubenstein

Lisa Rubenstein, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
27 years of experience
Virtual
Hi there! I’m so glad that we found each other! My name is Lisa Rubenstein and 2024 is my 27th year in the behavioral health field providing therapeutic services for children and adults of all ages and their families. I am a Florida Licensed Mental Health Counselor (LMHC), and a Certified Florida Professional School Counselor (PSC: PreK-12th). My lifelong passion has been committed to helping others. If you are here, you have made the courageous decision to seek help on your healing journey! Ultimately, our goal is positive change, personal growth, empowerment, resilience, symptom management, and happiness all leading to a more stable and content life…WELCOME!

Dr. Sheryl Weir-Thompson

Dr. Sheryl Weir-Thompson, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
12 years of experience
Virtual
I am a licensed mental health counselor in Florida and for over 13 years I have had the honor of helping individual and their families navigate through life's challenges. I have experience in helping clients with stress and anxiety, relationship issues, coping with grief and loss, & depression. Everyone is unique and one technique or treatment modality will not work for everyone.

Jaquelina Kopytkin

Jaquelina Kopytkin, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
31 years of experience
Virtual
I am a Licensed Mental Health Counselor with over 30 years of professional experience providing psychotherapy services. I speak English and Spanish. I provide my clients with a unique approach helping them to identify and achieve specific therapy goals in a confidential, empathetic, and trusting atmosphere I help individuals understand their current circumstances in order to make changes that will have lasting positive effects. I use an Insight approach, where I help, a better understanding of my patients that leads to “individualized solutions”. My treatment approach is short-term, problem-oriented therapy sustained by my psychoanalytic background i. I use a combination of cognitive-behavioral, psycho-educational, and humanistic modalities, as well as evidence-based techniques. I strive to create a balance within my therapeutic approach based on my client’s particular needs and preferences. I have had the honor to serve a diversity of individuals and their families in a variety of settings, such as community mental health, crisis helplines, and outpatient programs (in a hospital setting). This was the first step. This is a safe space where you can create a vision for your life along with an action plan and strategies for how to achieve your goals once you have identified them. I will support you and encourage you to find your ambition and desire and ways to realize your possibilities.

Cynthia Schwartz

Cynthia Schwartz, LCSW - Florida Therapist at Grow Therapy
$80/session
LCSW
11 years of experience
Virtual
Hello, My name is Cynthia "Does life become overwhelming and out of control at times and that feeling of being in control seems to go out the window? I help people during difficult periods of life whether it's caused by relationships with loved ones, illness, loss and grief, lifestyle changes caused by transitioning and being able to get to the reasons and ways to manage health issues and other issues that would affect your mental health well-being. Whether you're dealing with overwhelm, relationship issues or cycles of anxiety and depression, I'm here to help. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!

Sara Fackelman

(she/they)

Sara Fackelman, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
30 years of experience
Virtual
Hi! I am a licensed mental health counselor based in Florida. I worked for several years as a drug and alcohol counselor and returned to school, Springfield College, to get my master in community psychology. My focus and passion is on the transgender community and helping with the challenges of coming out.

Chelsie Maccarone

Chelsie Maccarone, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$145/session
LMHC
11 years of experience
Virtual
Are you looking to improve your emotional experience or going through a life transition? Do you feel over whelmed or anxious because you are stagnant and not gaining the results in life you desire? Perhaps you feel you are banging your head against the wall trying to recover, set boundaries or get through a dramatic change or transition in your life? I get it, overcoming the hurdles life throws at you can be challenging, I look forward to working together to find clarity and facilitate change! I focus on your individual strengths and help guide you to find solutions that work best for you.

Susan Warren

Susan Warren, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
I am a Licensed Clinical Social Worker in Florida with a Master’s Degree in Social Work. I specializes in working with adults who are Autistic, ADHD, have neurodivergent children, and individuals from minority communities. Through this, I help clients work through developmental trauma, PTSD, grief, addiction, and codependency, as well as understand the impact of stress, hormones, and autoimmune conditions on mental health. I take an eclectic approach to therapy, utilizing a variety of modalities to create a personalized treatment experience tailored to each client’s unique needs. By integrating different therapeutic techniques, I help individuals, identify their strengths, gain new perspectives, develop effective strategies to overcome challenges, and develop a healthy sense of identity and confidence in who they are and how they see the world.

Liz Henriques

(she/they)

Liz Henriques, LMHC - Florida Therapist at Grow Therapy
$140/session
LMHC
5 years of experience
Virtual
First and foremost, my work is always person-centered; empathy and collaboration are the core of my therapeutic approach. We know that when it comes to your life, you are the expert. Whether you've uncovered it or not, you hold the deepest understanding of your past experiences, future goals, fears, desires, regrets, joys, and every other component of who you are. My role as your therapist is joining you on your journey to self-improvement and understanding, while being fully present and actively listening to ensure you feel heard and understood. As we dive into your mind, I engage by drawing from my education and training to give insight, offer a new perspective, propose solutions for change, identify helpful coping skills, and assist in various ways based on your individual needs.

Jeffrey Freiden

(he/him)

Jeffrey Freiden, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
23 years of experience
Virtual
Greetings: I'm a Licensed Mental Health Counselor in Florida. I am also licensed in Tennessee, my home state. I received my Doctorate in Counseling from the University of Memphis. I have been in practice for 20 years. Currently, I work with adult males with men's issues. The pressure of employment and maintaining healthy relationships impact men in unique ways. I help to help you become happier with your life choices.

Jesse Munach

(he/him)

Jesse Munach, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
6 years of experience
Virtual
Hello, I'm Jesse, a Licensed Mental Health Counselor (LMHC) with a deep commitment to fostering emotional well-being and personal growth. My therapeutic approach is rooted in empathy, active listening, and creating a safe space for individuals to explore their thoughts and feelings. I believe in the power of collaboration, working together to navigate challenges, develop coping strategies, and identify paths toward positive change. I am well-versed in evidence-based techniques and interventions that promote resilience and healing. Whether you're facing addiction, anxiety, depression, life transitions, or relationship concerns, I am here to provide guidance and support tailored to your unique needs. I'm truly passionate about empowering individuals to overcome obstacles, build self-awareness, and lead more fulfilling lives. It would be an honor to accompany you on your journey towards improved mental health and a brighter future.

Hilah Krieger

(she/her)

Hilah Krieger, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
20 years of experience
Virtual
I am a Licensed Clinical Social Worker with over 20 years of experience. I have worked in a variety of settings, including a youth village for at-risk teens, home health care agencies, hospitals, hospices, foster care, and schools. I provided social services support and therapy to the senior population, children and families, and individuals struggling with addiction and trauma. I am also a LCSW qualified supervisor.

Lisa Rattiner Padilla

(she/her)

Lisa Rattiner Padilla, LCSW - Florida Therapist at Grow Therapy
$200/session
LCSW
23 years of experience
Virtual
I am a Licensed Clinical Social Worker and Reiki healer with over 20 years of experience working with parents and families who have benefited from learning ways to de-stress. I incorporate mindfulness techniques such ad deep breathing exercises, meditation, positive affirmations as well as art and movement therapy. I work with clients who feel overwhelmed, overstimulated or feel anxious. I provide support as well as pride myself in a client centered approach, meeting my client where they are and helping them to meet goals that they wish to achieve.

Nicole Bakewell

(she/her)

Nicole Bakewell, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
8 years of experience
Virtual
Hi! I’m a Licensed Mental Health Counselor (LMHC) based in Florida. I received my Master’s from Capella University and have been practicing for 8 years. I help everyone from young adults struggling with emerging adult issues to those who are in their 60’s transitioning into retirement. I help adults struggling with depression, anxiety and all mental health issues associated with both.

Nikkia Kline

(she/her)

Nikkia Kline, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
4 years of experience
Virtual
Hi! I'm a Licensed Mental Health Counselor based in Florida. I received my Masters in Clinical Mental Health Counseling at Nova Southeastern University. I work with clients who are experiencing a broad range of challenges including anxiety, depression, eating disorder, body image, trauma, and relationship challenges. Through a collaborative and compassionate approach, I help clients explore their emotions, identify coping strategies, and work towards achieving their therapeutic goals.

Bruce Forman

Bruce Forman, LP - Florida Therapist at Grow Therapy
$150/session
LP
45 years of experience
Virtual
Because sleep quality is critical to physical and mental health I am passionate about helping people get good sleep. I received my PhD from Duke University and have been a practicing psychologist for many years. I work primarily with behavioral sleep medicine because sleep problems are so widespread and there are not enough specialists to meet the need. I continue working with people with anxiety, depression, and couples issues. The methods I use are evidence-based and trauma-informed. I am also an ordained member of the clergy (rabbi) and consider one's spirituality an important part of treatment for many, though not all people. I’ve practiced telehealth exclusively since early 2020. Most people like working this way because of convenience. Therapy is not adversely affected and I am even able to do hypnosis via telehealth.

Annaliese Thomas

(she/her)

Annaliese Thomas, LCSW - Florida Therapist at Grow Therapy
$140/session
LCSW
11 years of experience
Virtual
My name is Annaliese and I am a seasoned clinician with over 11 years of experience helping adults with their mental health goals. I have an extensive history treating individuals with depression, anxiety, trauma histories, mood disorders and other life challenges. I utilize a compassionate and holistic approach with my clients while also challenging them to consider other perspectives. My goal is to help you accomplish your treatment goals in a warm and judgement free environment. I look forward to speaking to you and seeing if we're a good therapeutic match.

Michelle Katz

Michelle Katz, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
5 years of experience
Virtual
Hello, I’m Michelle, a Licensed Mental Health Counselor (LMHC) in Hollywood, Florida. I help individuals navigate anxiety, depression, grief, trauma, and relationship challenges, as well as offer support for OCD, adolescent issues, and self-esteem enhancement. Consider me a therapy mixologist, blending evidence-based modalities like psychodynamic, person-centered, CBT, DBT, and ACT to create personalized treatment plans. I believe that no two clients are alike, so I take time to understand your unique story, strengths, and goals. My approach is collaborative and compassionate, ensuring that each session is tailored to meet you where you are. In addition to traditional therapy techniques, I also incorporate creative strategies, including therapeutically applied role-playing games, to make therapy engaging and relevant for you. Whether you’re struggling with overwhelming emotions, feeling stuck in old patterns, or simply seeking greater meaning and confidence in your life, I’m committed to helping you build resilience, develop practical tools, and uncover new possibilities for growth and healing.

Seth Rogers

Seth Rogers, LMFT - Florida Therapist at Grow Therapy
$110/session
LMFT
6 years of experience
Virtual
Congratulations on taking this forward step towards counseling. I understand how difficult it can be searching and finding a therapist that is a good fit. That's why in my practice I prioritize building a trustful and deep working relationship with my clients. From this foundation, we may explore your difficulties, target stressors, and dive into your psyche to untangle knots so you can be your best self. As Carl Jung said "the privilege of a lifetime is to become who you really are."

Eliana Gassette

(she/her)

Eliana Gassette, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
13 years of experience
Virtual
Hi there, I am Eliana Gassette. I am an LMHC for more than 13 years. I speak English and Spanish. I am specializing in anxiety, ADHD, depression, and panic attacks. I love mixing cognitive behavior and conversation to get to the root of your struggles. Do you feel pulled in a million directions, unable to fit it all in? Are you struggling with your relationships, work, and health? Is it hard to be kind to yourself? I help high performers manage anxiety and increase self-confidence and self-esteem. Together, we can identify what's not working and get back to balance. We'll use a whole-self approach, addressing the needs of your mind, body, and spirit. I also integrate mindfulness to help you develop a stronger relationship with yourself. I'll meet you with compassion and evidence-based techniques so you can overcome your struggles. Let's work together! My website is https://www.focusmind.online

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.